Questions & Answers
NARFE at Your Service tact to get this $190 per month reduction eliminated?
A
Under the Civil Service Retirement System, federal employees can repay refunds they received for periods of civilian service ending before March 1, 1991, during which retirement deductions were withheld from their pay and later refunded to them. Employees receive credit for all of this service, whether or not they make the payment (unless they retire under the disability provisions of the law). If they do not repay the refund, their annuities are subject to permanent actuarial reduction, based on the amount of redeposit,
interest due and age at retirement. The only way to avoid the reduction is to repay the refund prior to retirement. In your case, your annuity will not be increased by $190 a month. The reduction is permanent, never goes away and will continue until you die. However, the actuarial reduction will not be applied to any annuity due your surviving spouse. To obtain an answer to a federal benefits question, NARFE members should call 703838-7760 and ask for the Federal Benefits Service Department; send your question by postal mail to NARFE Headquarters, ATTN: Federal Benefits; or submit it by email to fedbenefits@narfe.org.
NARFE service officers are available to answer questions and to assist in helping with a variety of benefit matters. Check your chapter newsletter for the name and phone number of your service officer. For the nearest service officer, call NARFE (toll-free) at:
800-456-8410. NARFE Service Centers also are available in some areas. Use the Service Center listings on the NARFE website,
www. narfe.org.
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