Interest Rates Schedule Effective 14 April 2021 Deposit rates At call and savings accounts (variable) Access account $1+

0.00% p.a.

Nil interest paid on this account. MySavings account $1+

0.60% p.a.

Interest is calculated daily and paid monthly on the 1st of each month.

Personal Term Deposit accounts (fixed) Term Deposit1,3 31 days

3 months

6 months

9 months

12 months

24 months

0.70% p.a.

0.70% p.a.

0.70% p.a.

0.80% p.a.

0.90% p.a.

1.00% p.a.

Term Deposit (monthly interest)1,4 12 months

24 months

0.85% p.a.

0.95% p.a.

Business Term Deposit accounts (fixed) Term Deposit2,3 31 days

3 months

6 months

9 months

12 months

24 months

0.70% p.a.

0.70% p.a.

0.70% p.a.

0.70% p.a.

0.70% p.a.

0.70% p.a.

Term Deposit (monthly interest)2,4 12 months

24 months

0.65% p.a.

0.65% p.a.

 ates available to personal customers of MyLife MyFinance. Offer may be withdrawn at any time. No set up fees. Minimum deposit amount of $5,000. R For amounts of $500,000+ please call 03 9629 4484 for a rate. Interest is calculated daily and paid on maturity. 2 Rates available to non-personal, business, and institutional business customers of MyLife MyFinance. Offer may be withdrawn at any time. No set up fees. Minimum deposit amount of $5,000. For amounts of $500,000+ please call 03 9629 4484 for a rate. Interest is calculated daily and paid on maturity. 3 For 31 day - 12 month terms, interest is calculated daily and paid at maturity. For term 24 months, Interest Is calculated daily and paid yearly. 4 Interest is calculated daily and paid to another account monthly. 1

MyLifeMyFinance Limited trading as MyLife MyFinance. Level 1, 535 Bourke Street Melbourne VIC 3000. Telephone 03 9629 4484 ABN 54 087 651 750 AFSL/ACL 245 606 mylifemyfinance.com.au

Lending rates (variable) Home and investment lending (principal and interest) Lending product

Deposit3

Amount borrowed

Member rate4

Comparison rate5

>$200,000

2.39% p.a.

2.39% p.a.

<$200,000

2.89% p.a.

2.89% p.a.

>$200,000

2.59% p.a.

2.59% p.a.

<$200,000

3.09% p.a.

3.09% p.a.

>$200,000

2.69% p.a.

2.69% p.a.

<$200,000

3.19% p.a.

3.19% p.a.

>$200,000

2.89% p.a.

2.89% p.a.

<$200,000

3.39% p.a.

3.39% p.a.

>$200,000

3.14% p.a.

3.14% p.a.

<$200,000

3.64% p.a.

3.64% p.a.

>$200,000

3.34% p.a.

3.34% p.a.

<$200,000

3.84% p.a.

3.84% p.a.

>$200,000

3.34% p.a.

3.34% p.a.

<$200,000

3.84% p.a.

3.84% p.a.

>$200,000

3.54% p.a.

3.54% p.a.

<$200,000

4.04% p.a.

4.04% p.a.

20% or more

Any amount

4.80% p.a.

5.00% p.a.

Lending product

Security type

Amount borrowed

Member rate4

Comparison rate6

Personal loan

Unsecured

$10,000 - $30,000

10.15% p.a.

10.15% p.a.

Car less than 4 years old

$10,000 - $100,000

6.74% p.a.

6.74% p.a.

Car 5 – 7 years old

$10,000 - $100,000

7.74% p.a.

7.74% p.a.

20% or more Basic home loan (owner occupied) Less than 20%

20% or more Standard home Loan (owner occupied) Less than 20%

20% or more Investment loan Less than 20%

20% or more Interest only investment loan Less than 20%

Bridging loan

Car and personal lending

Car loan

Reverse Mortgage and Accommodation Deposit lending Lending product

Amount borrowed

Member rate4

Comparison rate5

Reverse mortgage

Any amount

6.24% p.a.

6.32% p.a.

Accommodation deposit

Any amount

5.50% p.a.

5.57% p.a.

All variable rates are subject to change. Where your deposit is less than 20%, Lenders Mortgage Insurance (LMI) will apply with the cost covered by the borrower. Loan approval by MyLife MyFinance is subject to LMI being approved by our insurer. 4 Member rates available to MyLife MyFinance customers who are members of Catholic Super or MyLife MySuper superannuation funds. All interest rates are variable and subject to change. All repayments are principal and interest, except for the Interest Only Investment Loan. Non-member rates are available on our website, mylifemyfinance.com.au. 5 For home and investment lending and reverse mortgage and accommodation deposit lending. The comparison rate is calculated on $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 6 For car and personal lending the comparison rate is calculated on $30,000 loan over 5 years, the comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 3

Issued by MyLifeMyFinance Limited trading as MyLife MyFinance (ABN 54 087 651 750 AFSL/Australian Credit Licence Number 245606). MyLifeMyFinance Limited is owned by Togethr Trustees Pty Ltd (ABN 64 006 964 049; AFSL 246383) and is an authorised deposit taking institution regulated by the Australian Prudential Regulation Authority (APRA). The information contained herein is general information only. It has been prepared without taking into account your personal investment objectives, financial situation, or needs, it is not intended to be, and should not be, construed in any way as investment, legal or financial advice. Please consider your personal position, objectives, and requirements before taking any action.

MyLifeMyFinance Limited trading as MyLife MyFinance. Level 1, 535 Bourke Street Melbourne VIC 3000. Telephone 03 9629 4484 ABN 54 087 651 750 AFSL/ACL 245 606 mylifemyfinance.com.au

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