Real Estate BUYING GUIDE Special Advertising Section
April 21, 2013
• Shopping for a mortgage • Finding a good value • Buying tips and advice • Real estate trends Photo: bilderbox / yaymicro.com
AND MORE!
223 Uden Way
495 Westcott Dr
440 Live Oaks Dr
2055 Shortline Dr
5524 Seville Ln
$159,000 4BR 2BA
$219,750 4BR 3BA
$209,900 4BR 2BA
$162,500 4BR 2BA
$299,900 4BR 3BA
Call 221-5577 for more info
Call 657-7574 for more info
Call 202-3592 for more info.
Call 202-7951 for more info
Call 546-2227 for more info
Coldwell Banker Towne Realty
National Open House Weekend 507 Mt Airy Drive $119,900 3BR 2BA Call 868-4191 for more info.
6204 John Dunn Ct $154,900 4BR 2.5BA Call 220-2134 for more info
You’re invited to join us this weekend at more than 14 Open Houses across the River Region. With low interest rates and affordable home prices, it is a great time to buy a home. Whether you’re looking to buy or sell your current home, one of our Coldwell Banker Towne Realty agents can guide you through the process. Visit www.CBTowneRealty.com to view the Open House Weekend properties and we’ll see you there!
125 Mountain View
April 21st • No appointment necessary! Open 2-5
$239,900 4BR 4.5BA
$189,900 3BR 2BA Call 301-1763 for more info
6553 Halcyon Dr Call 294-3674 for more info
1855 Halcyon Blvd Montgomery, AL 36117 334-277-2411 1402 Dunbarton Rd $89,900 3BR 2BA Call 315-3600 for more info
Towne Realty
www.CBTowneRealty.com
108 Emma Ct
2013 Coldwell Banker Real Estate LLC. A Realogy Company. All Rights Reserved. Coldwell Banker Real Estate LLC fully supports the principles of the Fairhousing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated. Coldwell Banker and the Coldwell Banker logo are registered service marks owned by Coldwell Banker Real Estate LLC. Each agent and broker is responsible for complying with consumer disclosure laws of regulations.
$230,000 3BR 2.5BA Call 538-7821 for more info
1231 Chadwick Ln
7307 Anna Rose Dr
95 Belser Blvd
6605 Aberdeen Dr
$389,900 4BR 2.5BA
$215,000 4BR 2BA
$169,900 3BR 2BA
$118,500 3BR 2BA
Call 354-0808 or 431-4499 for more info
Call 462-9201 for more info
Call 322-3575 for more info
Call 467-5727 for more info AL-0000473852
www.AegisMichaud.com For additional photos and information of all MLS listings in Montgomery and surrounding areas.
Excellence pure & simple …expect
it!
AEGIS-Michaud Properties, Inc.
Open tOdAy 2:00-4:00 WYnDriDge e Lak
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8400 terraCe Cove
SenSationaL LaKe vieWS. This well appointed, energy efficient, 5 BR, 3.5 Wyndridge home has many options for entertaining. Wood floors grace the large reception area, dining rm, living rm & gathering rm. Outdoor living areas include covered porches, a deck, pergola & extensively landscaped grounds. Need more space? There’s an office downstairs & a library & a bonus room upstairs. $575,000.
ann Michaud • broker/owner 334-271-1462 • ann@annmichaud.com
WYnLaKeS
8537 Harbinger Court
beautiFuLLY uPDateD WYnLaKeS HoMe For unDer $105/Foot! Varying ceiling heights, rich wood floors & French doors create an open flow throughout the living rm, dining rm, gathering rm & sun rm in this stunning Wynlakes home. The kitchen has granite countertops, stainless appliances & custom cabinetry. With a study/nursery off the master & the bonus rm & half bath upstairs, it is ideal for family & friends. $385,900.
Doris Wolfe • reaLtor® 334-328-8181 • endwolfe@knology.net
AL-0000473961
WYnDriDge e Lak
WYnLaKeS
w
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8213 MarSH Pointe Dr
a DreaM CoMe true. If you’ve been looking for a spectacular 4 BR, 4.5 BA home with fine amenities in a gated community with a view of the lake… look no further! This spacious Wyndridge home has wood floors, plantation shutters, stainless steel appliances, granite countertops and many custom built-ins. Living areas include a formal living rm, dining rm and gathering rm. The master suite looks like something from a magazine. $499,900.
ann Michaud • broker/owner 334-271-1462 • ann@annmichaud.com
JoHnStoWn
3955 raY Drive
bonuS: A large lot, sparkling pool, 2 car garage & a gated drive are just a few of the extras this 3 BR, 2 BA Johnstown home offers. An oversized great room w/ new wood floors, built in cabinetry & cozy fireplace, dining rm, breakfast rm, a cook’s kitchen w/double ovens, granite counter tops & more. The master suite boasts an updated bathroom w/ 2 walk in closets. $169,000. Dalraida Rd. to Johnstown, Lon Chatsworth, R on Ray
anna Kate bowen • broker associate 334-799-3597 • ingramak@gmail.com
8412 WinFieLD Court
CaSuaLLY eLegant. From fine dining to comfortable daily living, this 3 BR, 2 BA Wynlakes home tops the list with crown molding throughout. Greatroom has builtin shelves & cabinets, a gas log fireplace & trey ceiling. The spacious kitchen has a gas cooktop, breakfast bar, walk-in pantry, wet bar & eat-in gathering area. Master w/sitting area, garden tub, sep shower & large walk-in. $279,000.
rita Pickette • reaLtor® 334-318-0920 • rpickette@att.net
Thinking of buying or selling a home? Call one of our Real Estate professionals & see why we were selected as…..
INDEX OF ADVERTISERS
real estate | buying guide
Aegis Michaud Properties
4
Affordable Sprinkler
8
Alabama Heating
10
Alfa Realty−Brenda Hanna
5
Alfa Insurance-Billy Bradford
8
Aronov Homes−Park Lake
11
Capital City Sharpening & Sale
14
Chemdry
10
Coldwell Banker Towne Realty
2
Davis & Copeland
7
Greater Montgomery Home Builders Association
18
Hamilton Services Heating & Air
14
Iberia Bank Mortgage
More financing options When you work with the nation’s leading retail mortgage lender, you can count on a home mortgage consultant who will listen to your goals and help you choose the right financing option to reach your homeownership dreams.
Call today for a complimentary consultation!
9
Jymz Floors
Julie Brantley Home Mortgage Consultant NMLSR ID 459978
Allison Bonds Home Mortgage Consultant NMLSR ID 194985
Connie Marie Hale Home Mortgage Consultant NMLSR ID 843619
Cheri Sides Home Mortgage Consultant NMLSR ID 714865
Trish Middleton Home Mortgage Consultant NMLSR ID 431510
Jennifer Martin Home Mortgage Consultant NMLSR ID 470446
Donna Belcher Home Mortgage Consultant NMLSR ID 943278
Zac Chames Home Mortgage Consultant NMLSR ID 1009813
Heather Grimes Home Mortgage Consultant NMLSR ID: 209168
23
Lowder New Homes
12-13
Montgomery Area Association Of Realtors
17
Nationwide Insurance-Jon Peters
8
New Park
24
Open Houses
19-23
State Farm−Cedric Bradford
6
Supreme Lending
3
The Carpet Place
14
The Waters
15
Wells Fargo Home Mortgage
6
Drive home the savings. Cedric Bradford, Agent 420 South Lawrence Street Montgomery, AL 36104 Bus: 334-262-5100 Fax: 334-264-3223 cedric.bradford.b93v@statefarm.com
Insurance is just the beginning
AL-0000474043
Glenn Wilson Branch Manager NMLSR ID 448268
Kristen Hurst Home Mortgage Consultant NMLSR ID 903194
Car and home combo. Combine your homeowners and car policies and save big-time. Like a good neighbor, State Farm is there.® CALL ME TODAY.
State Farm Mutual Automobile Insurance Company State Farm Indemnity Company, State Farm Fire and Casualty Company State Farm General Insurance Company Bloomington, IL
3164 Parliament Circle, Montgomery, AL 36116 Office: 334-277-0067 Fax: 334-386-0176 Toll free: 866-277-0067
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS981734 Expires 7/2013 AL-0000473903
real estate | buying guide
Avoid Surprises
How to eliminate problems at the Closing Table Some things in life are a welcome surprise, and some people thrive on that feeling of “winging it.” A real estate transaction, however, isn’t something you should do on the fly.
through everything from points to pre-paids before the closing table so that things go as smoothly as possible.
CLOSING COSTS
When you are buying or selling a piece of property, knowledge is power and answers are everything. All cards must be on the table to have a hassle-free transfer of property. Whether you are buying or selling, be sure to hire a qualified and experienced real estate agent.
KNOW YOUR TERMS
The fine print in loan documentation can sometimes cause unwanted headaches at closing. Your loan contract is full of terms and agreements that, when breached, could result in the forfeiture of the home. A qualified loan officer is there to serve you, breaking down all the terms and conditions into layman's language. The borrower needs to understand what each loan product means in terms of repayment, interest rate, and the difference between a steady fixed rate loan or an adjustable rate loan. Knowing what you'll pay over the life of a loan can also be helpful, and a good mortgage broker will be able to walk you
Brenda Hanna
Your agent will probably show you a run-down of what to expect come closing day. You'll have your responsibilities and the seller with have theirs. You can request the seller to pay for things you normally would as incentive for you to buy their house. Check with your agent for what would be fair to ask in your market. The buyer and seller need to be on the same page with the closing agreements and have everything put into writing. There are no valid verbal agreements in the real estate game, so be sure your real estate agent has all the terms and conditions written in the contract. It's also best to know ahead of time what items will be included in the sale, such as appliances, swing sets, curtains and the like.
Member of Prestigious President’s Club Overall Agent
bhanna@alfarealty.com
TIE UP LOOSE ENDS
Closing day should be easy and painless. To make that happen you'll need to have all your loan paperwork done, inspections and repairs
subject to Credit approval
Call about more listings, lots, land and commercial property for sale! ice
N
off Jasmine Hill RoaD
mountain CReek
Privacy and a feel of being on vacation all year describes this one of a kind home! This beautiful 2526 sq. ft. home of rustic design is situated on five acres. The views are fabulous with three decks on back overlooking woods, a flowing brook and creek running through property!! Home features four bedrooms, two and 1/2 baths, a great room with fireplace, dining room, large eat in kitchen, separate laundry room with mud sink. Two car garage and a large workshop. $214,900.
Proposed pre-sale opportunity in Mountain Creek. Situated on 1.5 acre lot, 4 bedrooms, 3 baths. Upgraded finishes including granite counter tops, hardwood floors, mud sink in laundry room and a two car garage are standard with an experienced builder who has built many homes throughout the tri-county. $299,900
904 Willow springs Road - 5 acres
230 merrill lane
ice
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InA
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GlaDlane
WynfielD
2013 Wynfield Drive
2512 Gladlane Drive Very nice brick home with 3 bedrooms and 2 baths. Home has large rooms with fireplace in great room. Home features two car carport with attached storage and large covered patio. Home has newer ac and roof. Seller will consider owner financing. $74,000.
Grandeur and elegance describes this spacious home with 4 bedrooms, 3.5 baths, office and bonus room. Open the beautiful lead glass front door into wide foyer. This home features granite in kitchen and bath rooms. Home has all the upgrades you can imagine including Brazilian cherry wood flooring and high ceilings. There is a three car garage with a workshop. Large back yard and large covered patio. $444,900
CoppeRfielD
mountain CReek suBDivision
Pr ew
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DalRaiDa
307 Ware Hill Court
AL-0000473895
Photo: Yuri_Arcurs / yaymicro.com
interest Rates are now 3.50% or less. let me help you find your Dream Home today!
Pr ew
se s
Thoughts on home TITLEs
Once a home is purchased, a title to the property will be issued to the new owners. In most cases, a husband and wife will have both names added to the title. However, in some cases, the property title is going to be shared with another party that was involved with the purchase. This may include friends or family of the primary buyer, or anyone else they see fit. Putting someone on the title to your new home may seem like a benevolent gesture, but buyer beware for complications down the road. A property may not be resold until all parties on the title have consented and sign for the sale. It's also possible for property to be taken to pay damages in any type of lawsuit of the title holders may be involved in.
“Real estate is my Business, my only Business”
334-322-6331
ou en h
finished, and most likely a cashier's check in hand when you walk into your closing. Knowing the amount of the check ahead of time and getting to the bank to have it made it as early as possible will make your closing go like clockwork.
Charming brick patio home in Dalraida on cul de sac. This home has 1416 sq. ft. per tax records and features 2 bedrooms (master bedroom has additional dressing room area) and 2 baths. Open floor plan flowing from great room with gas fireplace into dining and large kitchen area and has two inch blinds throughout home.. Well maintained and has newer AC and heating, roof, kitchen flooring, stove and refrigerator. Also the washer and dryer remain. The landscaping is beautiful and a nice patio off great room and double carport on back. Priced at $119,900.
HiGHlanD GaRDen
1615 CRouson Well maintained 3 bedroom and 1 bath brick home on larger corner lot/ only one owner. Carport on front and side, maintenance free vinyl trim and fenced yard. $39,900
7121 stamford Ct.
An excellent 3 bedroom, 2 bath home on quiet cul-de-sac. Floor plan features hardwood floors throughout the home, tile floors in the foyer, kitchen and bathrooms, vaulted ceilings, updates, a new carport with room for two cars, architectural shingles, maintenance free vinyl trim, wood faux blinds, 2010 HVAC system with 16 seer, a covered detached storage bldg, and fenced in backyard. $117,900
Residential 1 to 10 acre lots in beautiful Mountain Creek can be yours today. Only minutes from I-65, one half mile from Marbury and Pine Level Schools. Many lots to choose from. Bring your own builder or choose from of ours. Contact Brenda Hanna Today!
HUNTINGDON COLLEGE
MONTGOMERY COUNTRY CLUB
Woodley Road Narrow Lane LOCKWOOD
C Live where no detail has been overlooked. Lockwood is a peaceful, private and secure residential enclave located in the center of Montgomery. This elegant gated community has its own swimming pool, tennis courts, fitness facility, parks and four sparkling lakes.
The ultimate in privacy and security with gatehouse manned by 24-hour guard Private streets with access only to residents and their guests Brick sidewalks and gas lanterns Exquisite, mature landscaping and water provided for irrigation Architecture and construction of quality and style A variety of designs, size and price options make Lockwood an ideal fit for many budgets 2 move-in ready townhomes from $274,500
Be a part of Lockwood. Call 334-462-0550. AL-0000473908
3 new homes available Ready to build on lots of varying size available, over 100 of 121 lots already sold!
real estate | buying guide
Find the Right Neighborhood Five Factors That make values Go Up Over Time
Choosing a good neighborhood — or one that offers promise — can increase the value of your home.
grocery stores, gas stations, hospitals and moderate- to low-cost dining options. In some cases, a property that is near entertainment and shopping malls can be a big plus to the future buyers.
They say it's better to buy the least expensive house in a good neighborhood than to buy the best house in a bad one. Houses are more than just a roof over your head. They are part of larger community. Some of the factors to consider when you purchase your next home include the following:
Many cities and towns across the nation are undergoing a makeover one home at a time. Older and antiquated properties are being replaced by newer and more fashionable dwellings. Though the area of concentration for your search may be in a low-cost region, keep an eye out for newer homes shooting up by the local residences. The immediate area where your home is located is upgraded as the city begins to improve.
1. Good Schools
Whether you have children or not, choosing a neighborhood with good schools makes good sense. The re-sale value of the property goes up when the prospective buyers can be assured that the community schools are recommended. You may inquire of your real estate agent to get educational information about school districts near your prospective dream home. Facts such as driving distance from the house, honors and decorations to the school staff, and quality of the school campus can make or break the future real estate deal.
2. Neighborhood Amenities
The piece of real estate you have your eye on may seem like perfection until you weigh in the benefits from the local community. Be sure to ask your agent how far essential businesses are from the property's front door. This would include
3. New construction
4. New Communities
If you need an iron-clad guarantee that the city is going to be fresh and new, you may opt to purchase in an up-and-coming municipality. New homes built on the outskirts of cities are a telltale sign that the region is expanding. Get your slice of paradise a little further out from the city center and watch a new world shoot up around you. The flip side to the new community utopia is that you don't know exactly when things are going to get started. It may be months or it may be years, but you can bank on a vibrant new city being on the way.
5. Low Crime Rates
Crime statistics from almost every neighborhood are provided by the local law enforcement officials and their
Photo: get4net / yaymicro.com
community relations departments. The statistics break down the rate of crime and the severity with a distinct separation of violent and non-violent crimes. Petty thefts and misdemeanors should not always deter your decision to buy a home in that area. These
low-level kinds of crimes will be found everywhere in the world — and may actually be a factor of different reporting requirements as opposed to real differences in crime rates — so they are not always a major concern.
The Right Choice for a Beautiful Landscape Having a beautiful landscape doesn't have to be a hassle. Let us make it easy, with a Rain Bird® automatic sprinkler system. Tired of dragging your hoses around, or forgetting to turn off your hose end sprinklers? Maybe you have an older underground system that fails to provide precise, even coverage or has a complicated controller?
Free Estimates • License and Insured Serving Prattville for over 12 years. Email: bworrell3779@att.net AL-0000473832
Tamara Poarch 4157 Carmicheal Rd. poarcht1@nationwide.com Montgomery, AL. 36106 Emily Caminiti P:334-396-3141 F:334-396-3140 caminie@nationwide.com
Nationwide Mutual Insurance Company and Affiliated Companies. Home Office: Columbus, Ohio 432115-2220 Nationwide, the Nationwide Framemark, Life Comes At You Fast and On your Side are federally registered service marks of Nationwide Mutual Insurance Company. Equal Housing Opportunity Lender
Protect your home
Billy Bradford LUTCF 4331 Atlanta Hwy. Montgomery, AL 36109 Bus: (334) 277-5785 bbradford@alfains.com
These days, it seems there’s a severe storm every week. With Alfa Insurance®, you can rest easy knowing your home is protected. Whether it’s bad weather, fire or thieves, you can count on Alfa™ to be right there with you — helping repair, rebuild or replace what was lost. To find out more, call Alfa®.
AUTo • HoMe • LIFe w w w. A l f a i n s u ra n c e . c o m
AL-0000473694
Affordable Sprinkler Systems, L.L.C. and Garden Center (334) 361-1337
AL-0000473994
Whatever your irrigation problem, a Rain Bird® automatic sprinkler system is the easy solution. Rain Bird offers the most diverse, durable and precise watering components available in the industry. So stop dragging that hose around, or fighting with that older system and start enjoying your free time. Call today for an estimate.
Jon Peters Insurance Agency Inc.
AL-0000473900
real estate | buying guide
Latest Trends in New Homes
Traditional home construction has its place with style, grace and aesthetic beauty, but those older homes sometimes fail to meet the needs of today's savvy buyers.
We are all as different and unique as our fingerprints, and your dream home should fit you like a glove. Take your time and shop the market for all the perks and perfections that your new-construction home buying budget can buy.
Going Green and save Money
The buzz word today is "green," and the finer newly constructed houses have mastered this art to perfection. Energy-saving home features include alternative energy resources that not only protect the environment but also keep the utility costs down. Solar paneling and wind generation power along with a combination of other money-saving strategies are perks found in some modern neighborhoods. Ask your builder to double-up on the insulation, add extra rubber stripping beneath the doors and opt for advanced windows to keep the air temperature comfortable.
Creature Comforts
Let builders entertain you with a variety of media perks to woo and court the fussiest buyer. Home theater rooms are no longer a luxury, but rather are becoming the norm. In addition, built-in sophisticated security
systems add a special touch to set the property apart from the pack. Not to be neglected is the outdoor living space that when carefully planned can provide a backyard entertaining area with or without a pool.
Kitchens and Common Areas
A wide and easy-access kitchen is one of the first things a buyer will evaluate about the property. This is not simply an issue for the cook in the family, as everybody in the household is going to spend a considerable amount of time at the kitchen table. The counter space may be granite, tile or laminate, just as long as there is plenty of it. Extra outlets are appreciated, and deep closet or pantry shelves mean serious storage capacity.
Never Settle for Less
When purchasing a new construction home or building your own dream home from scratch, be sure to factor in the key components that make your house a home. Whether you are searching for 1,200 square feet or several thousand square feet of sumptuous living space, the layout and design should reflect your lifestyle. In today's competitive market, the buyers get what they want instead of taking what they get. The right home for you will have that special look and feel that delivers a custom fit for flow, design and practicality.
Photo: iofoto / yaymicro.com
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Need assistance? Call 1-877-424-0007.
UNDER CONTRACT
6811 Overview Lane 4 Beds, 3 Baths only
$210,800!
Living room with corner fireplace. Kitchen with stainless steel, granite, pantry closet and serving bar. Master suite has large walk in closet, garden tub and separate tile shower. Separate laundry room. Covered back porch. SBS refrigerator, blinds and fence included at this price! See plan online!
6803 Overview Lane
6640 Rock Ledge Road
$158,800!
Open family room, kitchen & dining, perfect for entertaining! Hardwoods in living areas. Kitchen w/island and walk-in pantry. Fireplace in family. Private master with large closet! Drop zone with built-ins. Ceramic tiling, blinds, stainless steel appliances included. See plan online!
Questions?
Call Agent Daun Cioban anytime at (334) 277-7723
www.danric.com www.parklake.info
Lake e McL
re Mo
An
tA H
$123,800!
Living room w/hardwoods & fireplace. Kitchen w/serving bar & pantry. Master w/garden tub, separate shower & double vanity. Covered back porch with storage room. Granite countertops, ceramic tiling, blinds, stainless steel appliances included in this price. See plan online!
At Park Lake, all the extras are already included in the price of your new home. “Extras” like stainless steel appliances, including the refrigerator, a fenced in backyard, 2” faux wood blinds, a mailbox, $3500 towards closing costs and a home alarm system*!
rD.
At L
3 Beds, 2 Baths only
Visit our Model Home at 6811 Overview Lane
Lake tAyLor rD.
Park
3 Beds, 2 Baths only
Two Story Great Room with fireplace. Kitchen with walk-in pantry, wraparound countertops. Formal dining. Large bedroom on main level. Master suite with sitting area & luxury bath. Drop zone at rear foyer. One of our most popular plans - view online!
3 Beds, 2 Baths only
Come home to Park
6644 Rock Ledge Road
w
y.
11
9 the shoppes
at eastChase
Park
Lake
Directions (from i-85): Montgomery, exit 9. north on taylor rd, 1.3mi. Left on Atlanta Hwy. turn right on McLemore rd. Left on overview Dr. at 2nd Park Lake entrance. turn Left on overview trace, then turn right on overview Lane. *Fence, refrigerator, blinds, mailbox, $3500 closing costs and alarms included at full price only. Alarm systems not included in cottage homes. Call for details. Buyers subject to credit approval. All features may not be included in all homes, see specific plan for details. All information herein subject to error, omission and/or change without notice. AL-0000473863
AL-0000474158
real estate | buying guide
Get a Professional Opinion Why It's Important To Hire A Good Home Inspector
Buying a home may be the biggest purchase of your life, so you want to ensure your investment is worthy of its price tag. Hiring a qualified home inspector can save you thousands of dollars with finding unseen repairs and hidden expenses not visible when you do your walk through the property.
WHAT DO They FIND?
A home inspector goes under the house to check the plumbing and verifies that safety code measures meet with your county officials and city ordinances. He or she will also check for faulty electrical wiring, look for proper insulation and ventilation, check the roof for any leakage or weakened surfaces in need of repair, ensure that the home's structural system is sound and built according to city codes, and inspect the interior and exterior of the property for damage.
CERTIFIED HOME INSPECTORS ONLY
A certified home inspector is a licensed professional that will evaluate a property without bias towards the seller or buyer. You may investigate the credentials of your proposed home inspection company through the
American Society of Home Inspectors to ensure their license is current and there are no disciplinary actions taken against them.
THE COST
The cost of a certified inspection service will vary from one company to the next and should be in a reasonable price range for an average sized home. In most cases, they require payment up front, whether you opt to purchase the home or not. If your desired property is lacking in the essential functions of the home, your home inspector may give you an estimate for the repairs and better equip you to make a decision if the property is worth the asking price or not. If your home inspector has provided you with a clear and concise report, you may wish to keep that company on file and use their services again.
ARE THEY REQUIRED?
There is no law that says you must hire a home inspector before you purchase a property, but statistically you are financially safer if you do. Shelling out a few hundred dollars for your peace of mind is smart business sense for the big-ticket item you are about to buy. The savvy home buyer knows the value of the home inspector's professional opinion and takes to heart all the sound advice he or she can get before signing on the dotted line.
Photo: AlphaBaby / yaymicro.com
Russell Tompkins Capitol City Sharpening & Sales
Service & Installation
E-mail: russellccs@att.net AL-0000474068
HAMILTON SERVICES HEATING & AIR
Est. 1978 Where service is our business
Capital City Sharpening & Sales Inc 915 South Court Street Montgomery, AL 36104 Phone: 334-264-2334 Fax: 334-265-2635
(334) 832-4549
Fax (334) 288-3222 Hamiltonservicesac@yahoo.com Never Pay for a Service Call Again! Call Us for More Details! Installation estimates of new services are only a phone call away! AL-0000474067
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real estate | buying guide
Do Financial Homework What To Know About Your Credit Before Buying A Home Before you go house hunting, it's a good idea to investigate your credit and make the necessary adjustments. Your credit score will determine your accessibility to lower interest rates and ultimately how much you will pay for a piece of property over the life of the loan.
The long-term financial plan is just as important as the short-term gain when acquiring the property. So get busy to find out what your credit score is and how you may improve your score to secure the best lending options.
AGENCIES
The three main credit reporting bureaus are Equifax, TransUnion and Experian. We are all their clients whether we like it or not, for better or for worse. The good news is that the big three credit bureaus will issue you one free credit report once a year. Simply put your request into writing and obtain your credit score from all three agencies. These are the same companies that your home loan lender will be contacting, so give yourself a head start to correct what you can. In general, the higher your credit score, the more attractive your loan options will be. A good credit score translates into a lower interest rate, and in some cases, a lower down payment. If you find your credit score to be less that what you need to secure a
Photo: Yuri_Arcurs / yaymicro.com
A good loan officer can meet with you ahead of time to let you know what options you qualify for and how to improve your credit.
top quality loan, it makes good sense to raise your credit score before you purchase property.
CREDIT SCORES
The credit score is a numbers game. Whenever you make on-time payments you are rewarded, and late payments get a credit score ding. The object of the credit game is to get more good points by overtaking the bad ones. One way to raise a credit score is to get a credit card, or a series of them, with low interest rates and start charging your purchases. However, self control is key to obtaining a rapid rise in your score.
Only purchase items that you have the money to pay off on-time, and buy just your monthly essentials on credit. After less than a year of smart credit planning, your score will have improved and you are on your way to a better mortgage loan. If you rack up debt by carrying a balance on your cards every month, it could end up hurting your credit score.
GET PRE-QUALIFIED
Time is money, and neither you nor your buyer's agent wants to waste time looking at properties that you cannot afford.
Your loan officer will take away the house hunting woes by issuing you a pre-qualifying letter for lending. This document indicates the limit of your loan, the interest rate, and payment structure you may expect. Buying with confidence begins with understanding how much of a loan you qualify for and that there is a lender ready to back you. In addition, many real estate agents and brokers want to see the pre-qualifying letter to ensure that you are a serious buyer and that they may better understand how to serve your buying needs.
real estate | buying guide
Realtor® Nationwide Open House Weekend Kicks-Off Spring Home Buying Mugs Mullins Season in the 2013, President Montgomery Area River Region Association of ReAltoRs®
How to Shop for a Loan
It makes good sense to shop wisely when it comes time for your home financing.
Purchasing a home is one of the most important decisions in a person’s life and deciding on a particular house comes with many options. Forty-five percent of recent buyers used open houses as a way to narrow down their choices and find their dream home. Buyers in the River Region will have the opportunity to do just that on April 20 and 21 as Realtors® hold open houses all weekend long as part of the Realtor® Nationwide Open House Weekend. Spring is typically a busy season when it comes to home buying, and to kick-off the season Realtors® throughout the River Region are taking part in Realtor® Nationwide Open House Weekend. This event is a great way for buyers to get an idea of what they can afford and what kinds of homes are available in the local market. It’s also a chance for sellers to market their home and attract potential buyers. According to data from the National Association of Realtors® the typical recently purchased home was 1,860 square feet and was built in 1996. The typical buyer purchased a home with three bedrooms and two full bathrooms, while slightly half of the homes purchased were on a single level. When it comes to home features, buyers prefer central air conditioning the most, while walk-in closets were second. The two most common rooms buyers were willing to spend more for were a laundry room and a den/home office. realtor.com data indicates that this spring will likely be a particularly busy home-shopping season. Homes are on the market approximately 98 days nationwide – a decrease of nearly 12 percent year-over-year. In addition, the number of homes on the market has also decreased since this time last year – nearly 16 percent. All that means today’s buyers are competing for fewer homes and must act more quickly, because homes are selling at a faster rate. Buyers need to have a clear idea of what features are important to them and know where they are willing to compromise. That is where visiting open houses can be helpful. Also, working with a Realtor® can be a real asset. Realtors® visit hundreds of homes with buyers each year, and have a unique understanding of what buyers value in their local markets. Their expertise and knowledge can help you achieve the dream of homeownership.
Whether you wish to remain in the home for decades or need funding for a home designated for short-term use, there's a mortgage plan that will help you accomplish your goals and meet your monthly budget.
FIXED RATE MORTGAGES
The life of the loan is important to establish your monthly payment according to interest rates and how much you can afford with the payments. Shorter term loans will have a higher monthly payment when opting for a 15-year payoff as opposed to a 30- or 40-year fixed rate.The benefit of securing a fixed-rate long-term loan enables the borrower to guard against fluctuating interest rates and surprise price hikes for the life of the loan, a choice that is ideal for borrowers who plan to remain in the property for many years.
ARM LOANS
FHA FUNDING
First-time borrowers and those who need financial assistance to get into a property may apply for
Photo: Yuri_Arcurs / yaymicro.com
FHA lending services.The FHA is a guarantor over a conventional loan to secure the funding if the buyer defaults.This type of funding will cover up to 96.5 percent of the total loan balance, thus requiring a minimal down payment of less than 4 percent. In addition, home buying applicants with challenged credit are encouraged to apply, and special discounts and incentives are made available for public service employees with variable guidelines for each state. FHA loans are fast, easy to secure and carry minimal applicant restrictions, making this type of mortgage option a
popular choice for new buyers.
GET THE FACTS
Before you sign on the dotted line, it is crucial that you understand your loan documents one page at a time. Real estate paperwork is extensive and confusing to even the most seasoned contract reader, and once you sign the document before a notary, you are fully responsible by law to fulfill the terms and agreements. A good loan officer will be able to walk you through the papers and make you feel at ease to ask any and all questions you may have.
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The adjustable rate mortgage, or ARM loan, is set with the current interest rate that the borrower's credit score is qualified for. This type of loan may be designated for a two-, five- or seven-year period and may be set with a very low rate. Although the monthly payment is lower at first, the ARM has a date when the loan will adjust and therefore be subject to the current interest rate at that moment. In an economy where nothing is certain, an ARM mortgage loan makes good sense for a home buyer who does not intend to remain in the property for a great length of time. If the property was purchased due to a job transfer, temporary residence or investment purposes only, then an ARM can be a practical loan.
NEW HOMES OFFER COMFORT, CONVENIENCE aNd COST SaVINGS
real estate | buying guide
By Ben Byrd
President, (Home Builders Association)
Home buyers often look for a place to better suit their family’s changing needs and modern lifestyle in the spring, and it doesn’t get any better than a newly-constructed home. During New Homes Month in April, the home building industry is sharing just some of the advantages of newly-constructed homes. “Newly-constructed homes today can’t be beat for convenience, safety, energyefficiency and comfort,” said Ben Byrd, President, Greater Montgomery Home Builders Association “They provide outstanding value and an investment in your family’s future.” One very important feature of brand new homes is peace of mind for a family’s safety. A new home was constructed with the proper permits, has passed recent and thorough inspections and conforms to current building codes. There’s no worry that renovations or repairs were done by an unskilled do-it-yourselfer, wiring is old or connected incorrectly, or outdated techniques or materials were used. New home owners won’t be surprised with repair bills for issues such as structural defects, hidden water damage, faulty appliances or more that may not have been discovered during the home inspection of an existing home. A new home is under warranty and any issues that arise or appliances that fail during the warranty term will be fixed at no cost to the home owner. Today’s appliances, entertainment resources and home automation systems require state-of-the-art technology capabilities. New homes are outfitted with the electronic and wiring components that can accommodate high-definition televisions, full-house sound systems, hard-wired fire and security alarms and more. New homes are always move-in ready. Home buyers can work with the builder before construction begins to select the appliances, cabinets, countertops, floor coverings, paint colors, custom features and other design elements that meet their family’s needs and tastes. There’s no need to spend time painting, tearing out unwanted features or having daily life disrupted while a contractor makes changes. Existing homes often don’t have features that cater to modern lifestyles, such as open space floor plans, walk-in closets and pantries, creative storage solutions and conveniently-located laundry facilities—but newly-built homes do. Finally, new homes are highly energy-efficient, which can save the home owner significant money over time and also helps the environment. New windows, doors and insulation better control the home’s interior climate, and ENERGY STAR-rated appliances and other modern components such as tankless water heaters and new HVAC systems help save costs on utility bills. To learn about homeownership opportunities in River Region contact the Greater Montgomery Home Builders Association at (334) 277-7766 or www.gmhba.org AL-0000474214
Considering a Historic Home? Seven Things to check before Buying an Older property
Buying an older or historic home may be a romantic notion, but there are a few critical things to consider. Your home may be the biggest purchase of your life, so you want to protect your investment by knowing what to expect beforehand. 1. Plumbing
Replacing the plumbing is a major expense and can tear up the flooring in your new dream home. Ask if the home is using the original plumbing system, how many rooms are operating on it, and what date contemporary plumbing was added.
2. Electrical Systems
The electrical wiring is not only essential for energy. If the wiring is too old or done improperly it could pose a serious fire hazard. Bringing the electrical system up to code could be expensive, but this is one corner you cannot cut. Safety comes first, and whatever your trusted electrician recommends, do it.
3. A Solid Foundation
The era when a historical home was built most likely pre-dates the age of careful foundation calculation. Be sure to hire an inspector to verify if the home can support a second floor and double check to find out if the upper level was an add-on.
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Historic homes can be charming, and buyers should be fully informed when making the purchase. In addition, property located in earthquake zones or subject to floods may have suffered faults in the foundation.
4. Insulation
The insulation is an easy feature to fix, and you will probably have to upgrade or replace it when buying an older home. Before you buy, it is wise to get an estimate and decide if you can live with the upgrade costs.
all their own. Built-in features, such as wet bars and cumbersome bookcases, can disrupt the flow of a room and limit your placement of furnishings. To save yourself some grief down the road, be sure to envision the living space as you would like to have it and do a calculation for the removal of built-in objects or closed-off walls.
7. Water Damage
Your dream home may have a few cracks in the walls 5. Termite Damage or water stains on the ceiling. Termite inspection is a The cosmetic repairs are a standard practice in the transsnap to fix, but finding the fer of property today. source that created the dings However, older homes may can be a problem. not have had proper termite Water damage is a severe control treatments. Long-term repair and can also contribute damage can weaken the to mold setting in. It's better structure and foundation and to be safe than sorry, so get cost you quite a bit to mend. everything checked out by a 6. Outdated Fixtures professional. Homes built in and before the 1970s have a personality
National Open House Weekend
1920 CAPITOL AVENUE OPEN HOUSE SUNDAY: 1:00-4:00PM
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RADICALLY REDUCED! HISTORICAL RENOVATED COTTAGE is clean and MOVE IN READY with beautiful hardwood floors, new light fixtures, original arches going into dining room from living room, large kitchen, separate breakfast room with butlers pantry, deep yard and wonderful huge front porch. Stained interior doors and many other original features.
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CAROL VILLA
3933 HICKORY DRIVE OPEN HOUSE SUNDAY: 2:00-4:00PM
Charming updated home in Old Dalraida on an enormous lot with huge old growth Oak and Hickory trees. The home has been remodeled and updated to include the finest finishes like travertine flooring, oak flooring, Granite countertops in the kitchens and baths, and oil rubbed bronze fixtures throughout the home. If you like the character of an old home, but the convenience new this one is for you. The master bath has a his and her closets, soaking tub, dual vanities, and separate shower. Come and see for yourself. Jason Head 546-5690
277-2700
Hosted by: Janice Wilkerson, 221-0413
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277-2700
DALRAIDA
Hosted by: Denise Walker 546-4477 AL-0000474001
307 WARE HILL COURT OPEN HOUSE SUNDAY 2:30-4:30 P.M.
Charming brick patio home in Dalraida on cul de sac. This home has 1416 sq. ft. living space, 2 bedrooms, 2 baths, master has two walk-in closets and dressing room. Large great room with gas fireplace and opens into dining room. A large updated eat-in kitchen with granite breakfast bar, smooth top stove, refrigerator, new microwave and large pantry. All systems less than 3 yrs. old and roof less than 5 yrs old. Covered patio, attached storage, 2 car carport! $119,900
DEER CREEK
Brenda Hanna 334-322-6331
FAIRFIELD
6104 OLD POST LANE - MONTGOMERY OPEN HOUSE SUNDAY 2:00-4:00PM
9024 HANSTON COURT OPEN HOUSE SUNDAY 2:00-4:00 P.M.
3726 WOODHILL ROAD OPEN HOUSE SUNDAY: 2:00-4:00PM
Pam Morgan 220-3595
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Unbelievable one owner 4 bedroom, 2 bath home in immaculate condition. Brand new granite countertops and stainless steel appliances in kitchen. Large den with wood burning fireplace. Detached two car garage/workshop. Covered patio. This home will not last long on the market it’s a one of a kind. $149,900
DALRAIDA
3BR/2BA w/ vaulted ceilings that open to the adjoining kitchen, wood floors in the kitchen and dining area w/skylights. Kitchen also features granite countertops, deep graphite sinks, convection oven and abundant cabinets. $139,000 Dalraida Rd. to Beardsley at Gunter ABF light, turn left, left on Edgeworth.
213-2532
3949 CROYDON DRIVE OPEN HOUSE SUNDAY: 2:00-4:00PM
Beautiful 3BR/2BA. Den has fireplace w/ gas logs and built-in bookcases. Kitchen has new countertops, new cooktop, new double oven and microwave. Sparkling pool in back w/ great landscaping. Atlanta Hwy to Carol Villa, take Carol Villa Dr. right on George Green, first left on Zack Court. Hosted by: Mary Wadsworth, 224-2909
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Kelly House 399-9500
DALRAIDA
806 ZACK COURT OPEN HOUSE SUNDAY: 2:00-4:00PM
Cindy Keeping 315-0344
DALRAIDA
277-2700
277-2700
Huge corner lot. Wonderful floor plan with a large great room, split bedrooms, large eat in kitchen and laundry room. Both baths are large. The main bath features a jetted tub, separate shower and a large double sink vanity. Two bedrooms have walk in closets. The kitchen has just been refurbished with tile floors, new countertops and new range. Fully fenced yard with a large workshop/storage. $157,000
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CAPITAL HEIGHTS
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Hosted by: PR Hall, 538-4283
1001 STABLEWAY ROAD
OPEN HOUSE SUNDAY: 2:00-4:00 P.M.
Wonderful 4 bedroom, 2 bath home with double carport sits on a beautifully manicured, corner lot. Offers a formal dining room, light and airy family room with box ceilings, fireplace and gorgeous hardwood floors, cheerful kitchen with granite countertops, tile floors and breakfast nook. Large Master suite with box ceilings, dual sink vanity, garden tub and separate shower in the bath. Wonderful patio. Priced at only $184,900.
4BR/3.5BA Loaded with personality!! Huge kitchen w/updated granite. Great room boasts 18 ft. ceilings. Master suite features marble fireplace and real Mexican tile in the foyer. Turn on Biltmore from Coliseum Blvd. First Left onto Whitehall.
Zach Wasserman
334-467-2344
2688 EDINBURGH DR OPEN HOUSE SUNDAY: 2:00-4:00PM
901 WHITEHALL PKWY OPEN HOUSE SUNDAY: 2:00-4:00PM
NEW LISTING!! Custom built home with lots of extras. Split floorplan with master bedroom & huge master bath on one side and the other 3 bedrooms on opposite side of house. Large great room w/fireplace and built in bookcases. Formal dining room off entry. Huge kitchen w/oversized breakfast room, breakfast bar, lots of cabinets, counter space, pantry & more. Big covered back porch and fully fenced. 2 car garage. $259,900. Judy Edwards 334-303-0769
$0 DOWN $795.00 a month AL-0000474101
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METICULOUSLY well maintained, 4 bedroom, 2 bath PRISTINE home! Features beautiful marble floored foyer, formal living room and dining room. Large great room, eat-in kitchen with nice counter space, cabinets in perfect, like new condition and a NEW double oven! This home has storage and closets everywhere! PERFECT HOME! PERFECT PRICE! BEAUTIFUL NEIGHBORHOOD! $134,900
BRIDLE BROOK FARMS
BREWBAKER ESTATES
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517 BELLEHURST DRIVE OPEN HOUSE SUNDAY 2:00-4:00 P.M.
BONNIE CREST ESTATES
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BELLEHURST ESTATES
Bernice Tharp 221-3435
National Open House Weekend 1919 KINGSBURY DRIVE OPEN HOUSE SUNDAY 2:00-4:00 P.M.
8130 GLYNNWOOD DRIVE OPEN HOUSE SUNDAY: 2:00-4:00PM
HAMPSTEAD
This Former Parade Home has been treated with tender loving care and is now available again for the 1st time by the original owners. It features 3 bedrooms, 2 baths, greatroom, separate dining room or study, roomy sunroom, large eat-in kitchen, 2 car garage and nice backyard fully fenced. Conveniently located in neighborhood just off Vaughn Road, across from Publix’s. Come by and see it today. Jane Reaves 546-4636
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277-2700
The Goodson Group 551-0225
Bren Calhoon 669-1200 AL-0000474006
HAMPSTEAD
7637 WIGMORE STREET OPEN HOUSE SUNDAY: 2:00-4:00PM
5020 ENDELL STREET OPEN HOUSE SUNDAY: 2:00-4:00PM
6400 APPLEWOOD COURT OPEN HOUSE SUNDAY: 2:00-4:00PM
8242 PARKVIEW COURT OPEN HOUSE SUNDAY: 2:00-4:00PM
This house is FABULOUS!!!.... In Beautiful Halcyon area! You will love the OPEN FLOOR PLAN with TWO LIVING AREAS, (LIVING ROOM AND GREATROOM/GATHERING ROOM), FORMAL DINING AREA and BREAKFAST NOOK. Kitchen is BREATHTAKING...with BRAND NEW COUNTERTOPS, ISLAND, NEW PAINT and NICE MODERN APPLIANCES. 4 bedroom and 2 bath. $230,000 Hosted by: Cassandra Andrews 334-868-9713
HAMPSTEAD
HALCYON SOUTH
HALCYON MEADOWS
3BR/2BA with a huge Great room featuring a fireplace. Open kitchen plan to a sunny breakfast area. Wonderful covered patio. From Taylor Rd. turn on Halcyon Blvd. Left on Parkview Dr. right on Parkview Court. Hosted by: Nancy McGough, 224-7268
Kitty Wasserman
334-467-7949
1920 WINDFLOWER CT OPEN HOUSE SUN, 2:00-4:00 P.M.
Ready to Move in! 3 bedroom, 2 bath home located in a cul-de-sac features a beautiful glassed sun room, eat-in kitchen, laminate & hard tile flooring, split plan bedrooms, gas log fireplace, book shelves and much more! 2 car garage. $159,500 $/
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Hosted by: Donnie Snipes AL-0000474103
6509 GLOUCESTER MEWS OPEN HOUSE SUNDAY: 2:00-4:00PM
AMAZING HOUSE! AMAZING SPACE! This 2444 sq ft, 4 bedroom, 3 bath home located in Green Acres is INCREDIBLE! Living room/dining room has original wood floors! Fabulous kitchen with NEW TILE FLOORS, NEW GRANITE COUNTER TOPS, NEW HARDWARE and NEW APPLIANCES! Huge Great Room with NEW TILE FLOORS. $159,900
Fabulous custom built home, situated on a corner lot with a circular drive. 2 bedrooms, 2 baths downstairs and 2 bedrooms, 1 bath and media/rec room upstairs. Foyer opens into dining room on one side and study/office on the other. Great room has tons of built-in custom cabinets with a stone fireplace, and it looks out over the Sparkling Pool. Kitchen has SS appliances, breakfast bar and separate dining area. 2 car garage. $495,000
HALCYON BLVD
HALCYON
ZERO HOUSE PAYMENTS FOR A YEAR!! AMAZING PRICE REDUCTION! Stunning architectural details define this distinctive townhouse. Brick facade with elegant chimney profile, beautiful streetscape ,and private courtyard with garden. A traditional masonry fireplace adds elegance and warmth to this rustic yet refined townhouse. $279,900 FORREST MEADOWS 334-462-6141
ANOTHER AWESOME NEW PLAN FOR HAMPSTEAD! THE AMELIA! 3BR, 2 BA home features a large living room that opens to formal dining room. Very Open Kitchen with lots of cabinet/counter space. Hampstead is an International Award Winning Community Design. $239,900 $/
GREEN ACRES
GLYNNWOOD
MCGEHEE ESTATES
HAMPSTEAD
FORREST MEADOWS 334-462-6141
MCGEHEE ESTATES
D UCE RED CE PRI
5074 MERCER STREET OPEN HOUSE SUNDAY: 1:00-5:00PM
The “Helena� is a gorgeous one story plan with attached garage. Features high ceilings and lots of windows, 3 bedrooms and 2 baths. Hardwood floors, granite countertops, wood burning fireplace, covered porch, fenced yard, irrigation system, energy efficient windows and much more. Hampstead is an International Award Winning Community Design. $278,900 FORREST MEADOWS 334-462-6141
2412 HERMITAGE DRIVE OPEN HOUSE SUNDAY 2-4 P.M.
3481 WARRENTON ROAD OPEN HOUSE SAT AND SUN 2:00-5:00PM
RARE OPPORTUNITY in this PRIME Location!! Custom Built One Owner Home in MCGEHEE ESTATES! Features a Foyer, large living room and separate dining room. Den with vaulted ceilings, built in bookshelves, and fireplace. 4 BR, 2.5 BA. Eat In Kitchen with all appliances remaining! Huge Florida Room! New paint and roof over carport and Florida room. Priced at $176,000 this amazing deal won’t be around long!
Located in the beautiful McGehee Estates this 5 bedroom, 4 bath move-in ready home has been totally redone! Features 2 Masters! Family room has double French doors that lead to a large patio. Kitchen has SS appliances, breakfast bar and nook. Dark hardwood floors give way to the antiqued cream colored custom cabinetry with Venetian gold granite countertops with custom backsplash. 2- car garage. $369,900 Eugenic Lee 391-5525
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FORREST MEADOWS 334-462-6141
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The Adele is an incredible new plan for Hampstead with 4 bedrooms, 2.5 baths and Master suite downstairs! 10’ ceilings throughout, hardwood floors and granite countertops, wood burning fireplace, covered porch, fenced yard, irrigation system, energy efficient windows and much more. Hampstead is an International Award Winning Community Design. $299,900
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5030 LOWER JAMES OPEN HOUSE SUNDAY: 1:00-5:00PM
213-2532
Hosted by: Catherine Atchison 334-657-7038
National Open House Weekend 5737 AINSWORTH DR OPEN HOUSE SUNDAY: 2:00-4:00 PM
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3BR/2BA Move-In-Ready. Den features high ceilings w/a wood burning fireplace. New paint in living/dining and kitchen areas. Beautiful built-in cabinetry in the dining area. Atl. Hwy. take N. Burbank, turn left on Hyde Park , turn left on Balfour, turn right on Ainsworth.
Hosted by: Jeremy Kelly, 595-9819
277-2700 PIKE ROAD
NEW PARK
The Magnolia plan is a favorite with 4 bedrooms and 3 full baths. This home offers a 2 story great room w/fireplace. Kitchen has a walk-in pantry, large breakfast bar, granite countertops and SS appliances. Atlanta Hwy take McClemore Rd, left on Overview Dr, left on Overview Trace, right on Overview Ln. Hosted by: Daun Cioban, 546-6810
Anita Carter 799-6509 Jim Wilson & Associates LLC AL-0000473920
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Hosted By:Â Susie Strong 334-313-3131
5509 SEVILLE LANE OPEN HOUSE SUNDAY 2-4 PM
10452 DUNCANNON TRAIL OPEN HOUSE SUNDAY: 2:00-4:00PM
Well maintained 3 bedroom 2 bath home has many upgrades to include full brick exterior, decorator touches, ceiling fans, powered/detached storage in back yard. Spacious great room with fireplace, large Kitchen with breakfast bar and nook, tile back splash, formal dining room, office/study with French double doors and a 2 car garage. $208,00
Hosted by: Stephanie Abrams 451-2970
Jeff Samuels 354-3165 AL-0000474004
KAYMARIE BRIDDELL 324-4987
TAYLOR LAKES
STONEYBROOKE
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616 EVANWOOD DRIVE OPEN HOUSE SUNDAY: 2:00-4:00PM
Beautiful 4 bedroom, 2 bath home with high ceilings, lots of closets, full privacy fence, and large two car garage. Floored attic space provides more storage. Decorator colors and excellent condition. Community amenities include walking paths, playgrounds, fishing ponds and pavilions. $ 217,000
Another fabulous home by Steve Corbett. Wonderful floor plan with 6 bedrooms and 3 full baths... all this for under 300K. There are arched openings in the great room.. all granite and stainless steel in the kitchen.. wood floors in great room.. beautiful tile kitchen and baths... all the extras for a great price... a few extras... is an outdoor fireplace and a nice sitting area in the main bedroom.
Wonderful Somerset Home at a great price!! 2 bedroom, 2 bath with a study nook and screened porch. Unusual plan in a super neighborhood!
Beautiful 3 bedroom, 2 bath house with dramatic entrance. Large kitchen with island, side by side refrigerator, stove, dishwasher, 2� inch blinds throughout. Large greatroom with high ceilings, fireplace. Double car garage. Mother in law plan. Landscaped and privacy fence. 2 car garage. $142,900
Bernice Tharp 334-221-3435
STONE PARK
32 CANTERA WAY OPEN HOUSE SUNDAY: 2:00-4:00PM
637 SOMERSET OPEN HOUSE SUNDAY: 2:00-4:00PM
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STONEYBROOKE
277-2700
STONE PARK
19 S ONYX COURT OPEN HOUSE SUNDAY: 2:00-4:00PM
Hosted by: Amanda Zink  334-399-3880
6547 RIDGEVIEW LANE OPEN HOUSE SUNDAY 2:00-4:00PM
6811 OVERVIEW LANE OPEN HOUSE SUNDAY: 2:00-4:00PM
9131 CHASTAIN PARK DRIVE OPEN HOUSE SUNDAY: 2:00-4:00 P.M.
Custom built home by HUGH COLE BUILDER, Inc. Gorgeous kitchen with custom cabinets and granite countertops, open floor plan with vaulted ceiling in great room. Dining room with view of lake. Hardwoods throughout kitchen and greatroom. And stain concrete floors in dining room. Spacious master bedroom down stairs. Second bedroom downstairs with bath. Upstairs two spacious bedrooms with a jack and jill bath. $320,000
SOMERSET
Best priced 5 bedroom, 3 bath home located in Pike Road. Great open floor plan. Large bonus room and bedroom and bath on second level. Granite countertops, stainless appliances, hardwood floors, tile and carpet. Covered back porch with fully fenced backyard. Sprinkler system and 2 car garage. $247,000 Take Exit 16 (Waugh/ Cecil) then turn right on Highway 80. Go 1/4 mile and turn left into Stone Park then left on Boulder Drive then right on S. Onyx Ct. www.C21bw.com
PARK LAKE
PARK LAKE
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MONTGOMERY EAST
Spectacular 4 bedroom 3 bath home, originally a Parade home, with just over 3,000 sq ft. This home has it all, with beautiful countertops, breakfast bar, plenty of counter space and stainless appliances. Large study! The master suite is large enough to accommodate your grand suite furniture and master bathroom with dual vanities, separate jetted tub, shower and large walk-in-closet. $344,900 Taylor and Amber Jernigan 235-1804
68 STONE PARK TRAIL OPEN HOUSE SAT & SUN 2:00-5:00PM
WOULD YOU LIKE A LOT OF “EXTRA’S� IN YOUR NEW HOME? How about Energy Efficient Foam Insulation, Tankless Water heater, fully fenced backyard, blinds, large Porches, wood floors, granite countertops in kitchen and all baths. Huge Great Room w/ fireplace and dining area. The kitchen has lots of counter space, breakfast bar and nook, tile backsplash, tile floors, stainless appliances and cabinets galore! 2 car garage. All for $234,900
213-2532
Hosted by: Terri Allison and Ron Hudak 334-279-8012
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THE TIMBERS
3809 OAK AVENUE OPEN HOUSE SUNDAY: 2:00-4:00PM
Beautiful one owner patio 3 bedroom, 2 bath home in the Timbers. Immaculate is the words to describe this lovely home.
Host by: Darlene Snipes AL-0000474105
National Open House Weekend TOWNE LAKE
THE WATERS
22 WOODRIDGE AVENUE OPEN HOUSE SUNDAY 1:00-6:00PM
38 RING AROUND ROAD OPEN HOUSE SUNDAY: 1:00-6:00PM
This 4BR/3BA home features a large living and dining room that’s open and accessible to the breakfast bar. 2 story loft with large bedroom, bath and storage closet. Owner’s suite has a large bath and separate shower, double vanity and an oversized walk-in closet. Covered porches on front & rear of home! $305,000 Hosted by Andrew Gerachis 272-3200
641 WILTSHIRE DRIVE OPEN HOUSE SUNDAY: 2:00-4:00 P.M.
Luxurious Lakeview Living at The Waters! Relax and Enjoy Spectacular Sunsets from either of the Front Porches of this 2 Story Retreat! This 4 bedroom/3 bath Spacious Home was built with Energy Efficiency in mind including an Upgraded Metal Roof & Low E Double Insulated Windows. Gourmet Kitchen. GET AHEAD OF THE CLASS! PIKE ROAD SCHOOL COMING 2015! Just 2.5 miles off I-85, Exit 16 & less than 15 min to Montgomery’s East Chase Shopping. Hosted by: Brusle Sherburne 334-272-3200 New Waters Realty
New Waters Realty
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BRENSEN CREEK
213-2532
1812 COTTON BLOSSOM WAY PRATTVILLE
OPEN HOUSE SUNDAY: 2:00-4:00 P.M.
POOL community just in time for summer! 4 bedroom, 2 bathroom. Recently painted interior. 2 car garage. Large patio & deck. Priced to sell! $204,900. Please stop by for refreshments and to tour this home Sunday, 2-4pm. I-65 N to Exit 179. Left at Cobbs Ford Rd. Right at McQueen Smith Rd. Right onto Chancellor Ridge. Take first left to continue on Chancellor Ridge.
EXIT REALTY PREFERRED
Michele Hobbs 558-7560
$811.00 a month * *USDA 3.25% no money down
4 floor plans to walk through Philip Goodwyn 334-296-2438
ILT
IN
d e a t s v i l l e
COTTON LAKES
BROOKSTONE
VILLAS AT BROOKSTONE
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Lisa Lynn 657-9596 213-2532 www.lisalynn.net
$0 DOWN $785.00 a month
AL-0000474096
Cathy Thornton 399-1052
14 COTTON GIN CT - WETUMPKA OPEN HOUSE SUNDAY 2:00-4:00PM
708 BRIARCLIFF PLACE OPEN HOUSE SUNDAY: 2:00-5:00PM
LIKE NEW 4BR/2BA. GARAGE. OVER 2000 SQ. FT. QUIET CUL DE SAC. VERY OPEN PLAN. GRANITE, TILE, WOOD, GAS FIREPLACE, 10-12’ CEILINGS. HUGE EAT ON BAR. MASTER HAS JETTED TUB & SEP SHOWER. PRIVATE FENCE. OFF MCQUEEN SMITH, OFF LARKWOOD. ALL FOR $224,995.
New Construction By Stone Martin Builders! Stone Martin Homes Feature Spray Foam Insulation For Energy Savings Up To 40%, 2 X 6 Walls, Granite Countertops, Hardwood Floors, Coffered Ceiling In Dining Room, Stainless Steel Appliances, Slate Surround Gas Fireplace, Crown Molding, 10' Ceilings And 8' Doorways. Homes In Brensen Creek Starting At $213,999. Homes In The Woodlands Starting At $182,999.
RICHFIELD-DEATSVILLE
227 MCRAE ROAD OPEN HOUSE SUNDAY 2:00-5:00 P.M. This 2,905 sq ft, 5 bedroom, 3.5 bath custom built home sits on a corner lot and is Move In Ready! Gourmet kitchen with SS appliances, lots of cabinets, countertops and work island/breakfast bar. Spacious Greatroom with wood flooring and fireplace with raised hearth. This home has an apartment upstairs with a full bath, kitchen, sitting area and bedroom space. 2 car carport with storage and detached 12x16 storage building. $249,999 Donna Cox 334-324-3175
EMERALD MOUNTAIN
QU IET CU LD ES AC
10 20
BU
280 SHERWOOD TRAIL OPEN HOUSE SUNDAY: 1:00-5:00PM
Paula La Costa 398-3444
AL-0000474088
PRATTVILLE
2152 CHANCELLOR RIDGE RD OPEN HOUSE SUNDAY: 2:00-4:00PM
AL-0000473998
w e t u m p k a
Margie Warden 221-1204
213-2532
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PRICE REDUCED! 3 bedroom, 2 bath home with 1733 sq ft. Freshly painted inside/out. Eat-in kitchen with stainless steel appliances, den/family room with remodeled fireplace. You won't believe the MASSIVE laundry/utility room and the great back yard too. Hurry to see this one, at $129,900. I have a feeling it will be gone before you know it! Owner will fence if the offer is right. Hosted: CJ Hodges 233-5848
Absolutely stunning 4 bedroom 3 bath split floor plan home on one floor. Great architectural detail, hardwood flooring and plantation shutters. Well appointed kitchen has island and Thermidor gas cooktop. Master bath includes jetted tub along w/ separate shower. Recent improvements include all new windows, interior paint and carpet. A real showcase priced at $329,900!
AL-0000474084
HIGHLAND RIDGE
AL-0000474010
3307 WILEY ROAD OPEN HOUSE SUNDAY 2:00-4:00 PM
p r a t t v i l l e
348 WILTSHIRE DRIVE OPEN HOUSE SUNDAY: 2:00-4:00PM
Large, custom built 4 bedroom 3.5 bath home with beautiful sun room and large bonus room upstairs. Great room features gas log fireplace and built-ins. Beautiful granite graces the kitchen countertops. Extra large laundry and storage throughout. Everything you could want and more! Asking $367,500.
AL-0000474018
VAUGHN MEADOWS
TOWNE LAKE
AL-0000474092
THE WATERS
429 HICKORY PLACE OPEN HOUSE SUNDAY: 2:00-4:00PM
Enjoy the good life in this beautiful home on a private, wooded lot on top of the mountain. Impeccably cared for, this 4BR, 2BA home has had many upgrades; screened porch and grilling deck, wood floors, workbench and storage shelves, and is still reasonably priced. Visit the Open House and see for yourself what a wonderful value it is. $216,000
Gracie Hanchrow 549-7105
Bernice Tharp 334-221-3435 $/
Three of a kind
National Open House Weekend
Presenting the HomeFinder.com Mobile Collection
THE COVE
EMERALD MOUNTAIN
363 COUNTRY CLUB DRIVE OPEN HOUSE SAT: 1:00-5:00PM AND SUN 2:00-4:00PM
330 MOUNTAIN MEADOWS LANE OPEN HOUSE SUNDAY: 2:00-5:00PM
A great value in good living. Nestled within Wetumpka city limits, near Quail Walk Golf and Country Club. The Cove at Quail Run is perfect for those seeking affordable homes in a small town environment-near excellent schools, and easy access to great shopping. Convenient to Maxwell and Gunter AFB. Choose from timeless home designs and floor plans offered at the right price to create a home uniquely suited to your lifestyle. Enjoy the best values of home life with great value in new homes.
Call Chess Roy at 334-567-7000 for directions.
AL-0000474090
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Introducing the New Generation Homes! Come and view our furnished model home. Four bedrooms, media room, bonus/5th bedroom & 3.5 baths. Granite countertops, hardwood floors, zoned heating and cooling with 18 SEER. Mature treed setting on almost ½ acre corner lot.
WETUMPKA
Learn more at homefinder.com/apps
Equal Housing Opportunity
FLOORING FOR YOUR HOME!! 1st Quality – NO Seconds
AL-0000474121
AL-0000474108
Hardwood • Carpet • Laminates • Luxury Vinyl Tiles & Planks • Sheet Vinyl & Ceramic Tile • In-Home Estimates • Professional Installation available ProTrax Flooring 334-531-3020 protraxinfo@gmail.com
1300 MAGNOLIA CURVE OPEN HOUSE SUNDAY 2-4PM
AL-0000474219
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CLOVERDALE
258 SOUTHERN HILLS DRIVE OPEN HOUSE SUNDAY: 2:00-4:00PM
This magnificent like new home in the Redland School district has everything you have been looking for at a surprisingly affordable price point. Situated on over an acre lot, it offers a very open and functional floor plan with high ceilings throughout. The kitchen has exotic granite countertops, custom cabinetry, and stainless appliances. Master suite is incredible and includes wood built in like you would find in homes costing twice as much. Covered patio and a huge deck overlooking over an acre of level lot with mature trees. Justin Moody 322-7963
Donna Cox 334-324-3175
One of Cloverdale’s most prestigious homes. This gorgeous historic beauty sits on the point of Magnolia and Magnolia Curve. Beautiful hardwood floors and arched entry ways frame the rooms of this 4-square Tudor style home. Kitchen has been updated with granite counters, stainless appliances and tile floors. Gorgeous dining room, living room with fireplace and a great sunroom. Also has a security system. Separate guest house! $279,900 Team Jernigan 799-0620
Use the professional assistance of a REALTOR® FOR YOUR REALLY BIG INVESTMENT!
We’re making room for more.
our new addition—phase ii lots—expected in August! New Park is growing. Phase I is almost sold out. And it’s no wonder—
New
neighborhood pool
with a great location within walking distance to the city’s newest schools and YMCA, a wide variety of builders creating comfortable, livable and
now under construction!
beautiful homes, plus a park-like neighborhood perfect for enjoying the great outdoors —New Park is a family favorite.
New
Stop by our New Home Information Center today before the lots in Phase I are gone!
pArk crossing high scho ol opening August 2013!
G 334.215.9215
newparkliving.com
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AL-0000473909
9430 Park Crossing, off Ray Thorington Road