From Debts to Riches

This book is written by an ordinary South African, Phumelele Ndumo for ordinary South Africans. Most people have always thought that it was only high income people who could end up financially independent. That is not true! All of us can become financially independent, provided we are willing to have self-discipline and put into practice the simple suggestions that are in this book.

The purpose of this book is to ensure that you buy our own home, you pay it off in a short period of time, you save for the university education of your children and you buy ETF shares - in simple terms; it helps you to become financially independent. It addresses the financial problems of ordinary South Africans who are battling with garnishee orders, admin orders, debt counselling, paying university fees, buying homes and dealing with the South African economy.

Debt management plays a major role in the state of your personal finances. This book makes a perfect gift for employees to allow them to make informed financial decisions. This South African bestseller explains, without mincing words, how to get out of debt and improve your financial picture by avoiding common pitfalls like balloon payments, buying furniture on credit, or using credit cards recklessly. The book also offers solid advice on starting an emergency fund, saving for college and retirement and taking your kids through varsity without taking a loan. Yes without taking a loan.

“Many of us never heard about financial planning growing up. Now that people have decent and secure incomes, we need guidance to ensure that our futures are secure,” she says.

For further enquiries or to organise a financial session for your employees, email: info@daderocommunications.com or contact the team on 076 563 8392.