Cardiff Life - Issue 210

Page 79

RETIREMENT Tyˆ Llandaff has its own onsite chef

What’s the food like?

People can also come along to try some of the scrumptious dishes that are served daily. All the food is designed to meet the unique nutritional needs of older adults. Sunrise’s award-winning chefs use fresh, tasty ingredients in traditional recipes to ensure that every resident can enjoy delicious meals and food throughout the day. I’m worrying about dementia, and being cared for properly…

Sunrise of Cardiff prides itself on dementia care. There is a dedicated, specialised Memory Care Neighbourhood that is devoted entirely to residents who are living with dementia. The team are always looking for new ways to deliver the best possible dementia care and provide innovative solutions, and have recently launched a dementia care tool project in conjunction with Cardiff Metropolitan University and the NHS. Called Hug, it’s a soft multi-sensory comforting device designed to help soothe people with more advanced symptoms of dementia.

Loran Beynon, Rebecca Rees, Natalie Welsh, Rachael McCarthy-Jones, and Evelyn James are from the independent law firm JNP Legal; www.jnplegal.org

Dining five star style at Sunrise

Why should I make a will and what are the implications of not writing a will? Won’t my partner/children inherit anyway?

If you do not have a will, the intestacy rules determine who inherits your estate. This may result in your estate passing to persons for whom you did not intend to provide. By having a will in place, it will be both clear who is to inherit and what they are to receive, whether it is money, property or other possessions. This should not only offer peace of mind but also avoid uncertainty, which is often the catalyst for arguments that arise between family members after a death. Can I just write it myself?

Lisa Cristina, is service manager at Tŷ Llandaff; www.tŷllandaffcare.com What sort of lifestyle packages do you offer?

We provide exceptional levels of care, first-rate accommodation and superb facilities in a relaxed setting. We offer different packages depending on a resident’s care needs, be that residential, nursing, palliative or respite care. If there’s an activity – do we all have to do it?

Our person-focused ethos flows through our entire approach, from the in-house chef who caters for an individual’s taste and dietary needs, through to our activities programme inspired by our residents’ interests. Our all-inclusive activities and events programme is action-packed and tailor-made to suit our residents’ specific preferences. Will I have to go off site all the time?

Many people prefer to opt for ‘do it yourself wills’ rather than instruct solicitors. However the laws and regulatory requirements surrounding the making of a will can be complex. By instructing a solicitor you can be confident that your will is an accurate, legal document devoid of the errors that can lead to disputes and costly legal expenses. What should I consider when making a will?

For many people their spouse is the obvious choice for beneficiary and then their children, however there is often more to think about, for example, what if their spouse remarries and disinherit the children? What should happen if there are children from a previous relationship? Making a will isn’t always straightforward which is why it is important to instruct a specialist solicitor who can advise and guide you throughout the process.

“Facilities include a hair salon and spa area, café bar, cinema room, on-site chef”

As well as all the latest care and access equipment in order to provide first-class standards of healthcare and first-rate personal accommodation, we also have extensive facilities to cater for our residents’ every need. Facilities include a hair salon and spa area, café bar, cinema room, on-site chef, communal TV lounges, a peaceful library, private and secure gardens, and a ‘celebrations room’ that can be used on special occasions or for private family gatherings. In addition to this we offer laundry services, daily newspapers, and wi-fi throughout.

Gareth Thomas, director and chartered financial planner at HawkinsThomas Wealth Management; www.hawkinsthomas.co.uk

What should I do about inheritance tax now? Or is it just about the people who inherit?

There are a number of estate planning opportunities available which can be taken advantage of during your lifetime. This can reduce the amount of inheritance tax which may become payable on death thereby increasing the amount that can be inherited by family and/or friends. Can I give away my home now to avoid them paying inheritance tax?

Lis May is director of community relations at Sunrise of Cardiff; www.sunrise-care.co.uk

Making a gift of the family home can be a complicated area of planning especially where the individual making the gift still wishes to live in that property. It is possible to carry out certain planning in this regard, however, it is essential that professional advice is sought prior to taking any action.

We are located in picturesque grounds and with a beautiful interior, and our residents are able to furnish their rooms however they wish –­they can bring along their pets, furniture and whatever else is needed to make them feel at home.

If the individual’s permanent home is in the UK, then all of their assets, including overseas property would usually be subject to UK inheritance tax. There are special rules that apply in relation to certain countries so, again, advice will be essential. n

Aren’t care homes ugly places, without personality?

What about overseas property?

www.mediaclash.co.uk I CARDIFF LIFE I 79


Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.