2007 was considered to be a milestone for the banking sector. Under the guidance of finance minister government had promulgated new rules and regulations for the banks. A remarkable corruption took place in many of the private banks for which two of the managing director of two private banks lost their job. According to a report published in the daily “Prothom Alo”, Private sector banks are becoming stronger day by day. Their participation in national business is also increasing. On the other hand participation of nationalized banks is reducing day by day. Being the biggest private bank, besides their normal banking Pubali bank is undertaking a lot of economic program for poverty alleviation. By this, the bank has been able to link a huge population of rural areas with development activities of the whole country. The main aim or goals of these programs are to alleviate unemployment by transforming the overloaded population into manpower, improve their economic condition that is development of overall life and above all include them to the development activities of the country. The bank is arranging a number of training for the officers and employees and also sending them to Bangladesh Institute of Bank Management (BIBM) to improve the quality of banking service through development of human resources.
Recommendations Pubali Bank is the largest bank in the private sector of our country. Increment in the net profit of the banking sector was on an average 10% last year. Though it is observed that credit management of the bank is quite satisfactory, the following recommendations can be taken into consideration to make it more effective. •
Bangladesh Bank should monitor more closely the lending activities of Pubali Bank.
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As once upon a time it was a nationalized bank, various rules regulations, office norms and working environment still exist like other nationalized banks of our