COMPANY PROFILE Tom and Chuck Reams
Customized Employee Benefit Solutions Our business is helping your business Since 1991, C.H. Reams & Associates has been dedicated to providing independent, objective and honest insurance services to clients across the nation. As one of the leading insurance and employee benefits administrators in northwest Pennsylvania, the agency serves a diverse clientele ranging from small, local employers to large, multistate corporations. C.H. Reams specializes in designing, implementing and maintaining customized employee benefit plans. In addition, they provide unique administrative services that enable customers to manage their benefit plan in the most cost-effective manner.
What Sets Us Apart? Unlike many other benefit administrators who simply offer one service for all groups, C.H. Reams & Associates understands that all companies have different wants and desires when building an effective benefits plan. Not only will C.H. Reams consult on plan design, implementation and renewal services, but they also provide billing and customized management reports. While other brokers help clients to buy these products for inhouse use, C.H. Reams actually serves as an extension of their clients’ human resources department. It’s a service that goes above
and beyond and has proven much more cost effective for the companies they serve. “Our systems are really what make this work,” explains owner Chuck Reams. “We’ve developed systems that makes their lives easier. They aren’t just hiring a broker, they are also getting a benefits package administrator.”
Getting the Most from Your Group Health Plan With a rapidly changing health care environment, C.H. Reams & Associates offers innovative strategies that empower employers to realize the full potential of their employee benefit dollars. In recent years, self-funded insurance plans have been on the rise among larger and even mid-sized companies — allowing employers to not only cut costs, but, in essence, help grow their business. As a third party administrator, C.H. Reams can effectively run your self-funded plan by offering the following services: • Consolidated billing • Customized management reporting • Self-funding claims analysis • Medical claims auditing • Enrollment and eligibility services • Cobra FSA and HRA administration
C.H. Reams & Associates . 401 Cranberry Street, Suite 100, Erie, PA 16507 . (814) 453.4357 . www. chreams.com
Group Products • • • • • •
Fully Insured Health Plans Self-Funded Health Plans Dental Insurance Vision Insurance Life Insurance Disability Income Insurance • Long-Term Care Insurance C.H. Reams & Associates is pleased to offer samples of their consolidated billing statements or management reports. Contact the office for more information.