maximum loan of 85%, although this can change between banks. When applying for a home loan, you will be expected to meet a xed criteria and supply documentation that will enable the lender to ascertain whether you are suitable for the loan. When is a Home Loan Better than Any Other Loans? A home loan is designed to t around the purchase of a home. In general, homes are an expensive purchase and are often purchased over long periods of time and so, a credit card is not suitable for a home purchase.
As the home loan is borrowed over many years, the repayments will be more manageable
than that of a credit card and that ensures that you can continue to meet the repayments
each month.
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