Weekend Balita March 5, 2016

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VOL. XXIII, NO. 5

LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

March 5 - 11, 2016

THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANS

VP Binay to reclaim Sabah Presidential bet says if he wins, he will get territory back Manila, Philippines | AFP | Thursday 3/3/2016 – Malaysia summoned the Manila envoy in Kuala Lumpur over comments made by the Philippines presidential frontrunner to pursue a claim over the state of Sabah, the Philippines’ foreign department said Thursday. Jejomar Binay, vice president and the leading contender in upcoming May elections, was quoted by Manila newspapers last week as saying he would See RECLAIM SABAH, page 10

Failure of Mindanao peace process could affect PHL relations with Muslim world: OIC MANILA, Mar 3 (Mabuhay) – The good relations between the Philippines and the Muslim world could be adversely affected should the peace process fall through and the next administra-

tion fails to pass the proposed Bangsamoro Basic Law (BBL), the head of the Organization of Islamic Cooperation (OIC) has warned. In a statement released by See MINDANAO, page 10

Philippine soldiers salute during a flag ceremony as they end their operation against Islamic militants in Butig Town, Lanao Del Sur, Tuesday. Three soldiers and three militants were confirmed killed in the clashes, which involved followers of a slain Indonesian leader of a Southeast Asian militant group, the military said. (MNS photo)

Aquino to Miriam: Why choose Bongbong as running mate?

Sen. Miriam Defensor-Santiago greets supporters during a campaign event at the University if Perpetual Help University in Biñan, Laguna on March 1. Santiago consistently topped a number of student-led election surveys organized in major universities around the country.(MNS photo)

TAGBILARAN CITY, Mar 3 (Mabuhay) – President Benigno Aquino III slammed Senator Miriam Defensor-Santiago for choosing Senator Ferdinand “Bongbong” Marcos Jr. as her running mate in the May presidential elections. At a campaign rally here of the Liberal Party (LP)-led

hon ng Martial Law, human rights lawyer. Ngayon po na tumatakbong presidente, kinukuha ‘yung anak ‘nung diktador nung Martial Law, napapag-isip ka,” Aquino said. Santiago is one of the opponents of administration candidate Manuel “Mar” Roxas II in the May presidential race. Aquino also scored Vice President Jejomar Binay for running with Senator Gringo Honasan. Binay and Honasan are running under the banner of the United Nationalist Alliance. “Sunod po diyan ‘yung tinatawag na ‘claim to fame.’ Ipinagtanggol ang demokrasya laban sa mga nagkudeta nung panahon ng nanay ko at ngayon ang tumatakbong kasama niya ‘yung nagplano ng kudeta noon,” he said. Honasan led unsuccessful military coup attempts

Daang Matuwid coalition on Wednesday, Aquino said he is puzzled as to why Santiago, a judge during the Martial Law era, is running with Senator Marcos, the son and namesake of the late strongman, Ferdinand Marcos. “Ikumpara ko lang ho sa isang kalaban niya, ‘yung isang kalaban po niya pana- See WHY BONGBONG, page 10

Duterte slams Roxas: Where are billions of ‘Yolanda’ funds? DAGUPAN CITY, Mar 3 (Mabuhay) – “Where (are) the billions of “Yolanda” funds? Presidential candidate Davao City Mayor Rodrigo Duterte has asked his rival former Interior Secretary Manuel “Mar” Roxas II, saying the administration is mum on how they spent the Yolanda funds.

Roxas was the interior secretary when supertyphoon “Yolanda” (international name: Haiyan) devastated Visayas. “They are silent about it. Gusto ko tanungin si Mar. Billion ang dumating sa bansa nung Yolanda, saan ang pera (I would like to ask Mar. Where are the billions See DUTERTE, page 10

PHL boards North Korean freighter after UN sanctions Manila, Philippines | AFP | Friday 3/4/2016 - 07:06 GMT | Philippine authorities said Friday they had inspected a North Korean vessel within hours of the United Nations ordering cargo checks as part of tough new sanctions over Pyongyang’s nuclear programme. An inspection team with bomb-sniffing dogs boarded the cargo ship Jin Teng at Subic port on Thursday after it was placed on a “watch list” by their headquarters, local coast guard commander Raul Belesario told AFP. The inspection of the 6,830-tonne vessel came after a UN Security Council resolution was passed on Thursday morning, local time, requiring all countries to inspect cargo going to and from North Korea. It also banned or restricted exports of coal, iron, iron See UN SANCTIONS, page 10

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What happens to my car if I file bankruptcy? There are several issues to consider in answering this question. The most important point is the value of your car. In most cases, you can protect your car using the allowable bankruptcy code exemptions. An exemption allows you to file for bankruptcy relief and protect some of your property. The bankruptcy courts understand you need a car to get to work and to pick your kids up from school. So long as you aren’t driving an antique classic car, or an expensive sports car you will likely be able to keep your car. The next question is whether you have clear title to your car. If you have pledged your vehicle as security for a debt, or if you are financing or leasing a vehicle, you have three options for secured car loans when you file Chapter 7 bankruptcy. Reaffirm: A reaffirmation agreement is a contract between you and the car creditor in which you agree to pay the balance owed on your car note, despite the bankruptcy filing. You continue to make payments, and the creditor promises that, as long as payments are made, the creditor will not repossess or take back the property. Reaffirmed debts are not discharged, the debt survives the bankruptcy. If you do not make your car payments after you reaffirm the car loan the car lender can repossess the car and sue you for the deficiency balance. After the finance company repossesses the car they will sell the car at the auto auction. Usually the finance company does not get enough money from the auction to pay off your loan. This shortfall is called a “deficiency” and you would still be legally obligated to pay the creditor the deficiency balance. As you can see, the decision to reaffirm your car loan is a serious financial matter. Reaffirmation agreements are strictly voluntary. You are not required by the Bankruptcy Code or other state or federal law to reaffirm your car loan. Before entering into such an agreement, you will want to speak to your bankruptcy attorney to make sure that the reaffirmation is in your best interest. Redeem: In Chapter 7, you have the right to purchase or redeem your car from the creditor by making a lump sum payment equal to the car’s fair market value. The 2005 bankruptcy code provides that you must pay the creditor the replacement retail cost of the car. The balance of the debt will be discharged. For example, assume you own a car worth $5000.00, but owe the finance company $10,000.00. In this circumstance, you could redeem the vehicle by paying the creditor $5000.00 and the remaining balance will be discharged in your bankruptcy. Your bankruptcy attorney can advise you on the benefits of redeeming your financed car and identifying lenders that will provide the funds for your vehicle redemption. Surrender: If you cannot afford the monthly payments on your car loan, or if you determine that you owe more than the car is worth, you can unload the car and the debt in your Chapter 7 bankruptcy by surrendering the vehicle to the creditor.

Car Leases in Chapter 7 Bankruptcy If you are leasing your car when you file Chapter 7 bankruptcy you can choose to either continue making the monthly lease payments, or surrender the car back to the creditor. If you surrender the leased car, any obligation under the lease will be eliminated in your Chapter 7 bankruptcy case. Car Loans in Chapter 13 Bankruptcy Chapter 13 bankruptcy is a powerful tool to protect your car from repossession. If you have fallen behind on your car payments, you can file a Chapter 13 bankruptcy to stop the repossession of your vehicle and repay any delinquent monies due. If you are not delinquent, you have the choice of just continuing your regular payments, or surrender the vehicle, and discharge the balance as an unsecured debt, much te same way as in chapter 7. 910 Claims: If you bought your vehicle less than 910 days of filing your bankruptcy case, you must repay the entire car loan. The good news is that the interest rate you pay on your car loan may be significantly reduced. For example, if you owed $10,000 on a car loan whose blue book value was only $5000, you would be required to pay the entire $10,000 balance if the car was purchased less than 30 months, or 910 days, of filing. In short, debtors who want to keep their cars must pay the full loan amount, rather than “cram down” the debt to the value of the car. Cram Down: If you bought your car more than 910 days before you file bankruptcy, you will only have to repay an amount equal to the present value of the car. For example, if you owed $5000 on a car that is worth only $2500, upon filing Chapter 13 you would be required to repay the finance company only $2500 over the three to five year term of your Chapter 13 Plan. Car Leases in Chapter 13 Bankruptcy You car lease cannot be paid through the Chapter 13 Plan you devise with your bankruptcy attorney. You can “assume” the lease and continue making the monthly payments. You can “reject” the lease and return the car to the creditor. The creditor will sell the leased vehicle, apply the sale proceeds to your lease balance and then file a claim in your Chapter 13 bankruptcy case for the lease deficiency. This deficiency is an unsecured, non-priority claim, which means you will likely only pay the finance company pennies on the dollar. For solutions to all of your financial problems, and rebuilding your credit, contact the law offices of Paul M. Allen. We promise that help is just a phone call away. Consultations are free, but by appointment only. Call today at 818-552-4500. We have three convenient locations: Glendale, Cerritos and La Palma.

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DFA, AFP verifying report China has taken over atoll near Palawan

MANILA, Mar 2 (Mabuhay) – The Department of Foreign Affairs (DFA) and the Armed Forces of the Philippines (AFP) on Wednesday said they are verifying a newspaper report that said that China has taken over a Philippine atoll near Palawan in the disputed West Philippine Sea (South China Sea). “We are in the process of verifying this report with concerned agencies,” DFA spokesperson Charles Jose said in a text message. The Philippine Star reported that China has seized Quirino or Jackson Atoll, a rich fishing ground for locals, with at least five gray and white Chinese ships. Filipino fishermen were reportedly not allowed to come near the atoll, which is within the Philippine exclusive economic zone and is between the Philippine-claimed La-

wak Island and Chinese-occupied Panganiban (Mischief) Reef. The AFP, meanwhile, refused to comment while the verification process is taking place. A military source who requested anonymity due to lack of authority to speak on the matter, confirmed that there is an “on and off presence” of Chinese ships in Philippine-claimed islands in the Spratlys including the Quirino Atoll. Kalayaan Mayor Eugenio Bito-onon Jr. was quoted as saying in the report that the Chinese ships in Quirino Atoll have been stationed there for more than a month. The Philippines is currently waiting on a decision by an arbitration court in The Hague on its territorial dispute China, which has repeatedly refused to participate in the proceedings. The ruling is expected by midyear.

President Benigno S. Aquino III delivers his speech during the 30th Founding Anniversary of the Presidential Security Group at the PSG Grandstand, Malacañang Park in Manila City on Tuesday (March 01). The PSG is the lead agency tasked in providing security to the President of the Philippines and the First Family, as well as to visiting Heads of States and diplomats. (MNS photo)

Aquino says disputed territories in West PHL Sea have long been ours

Dead German in drifting yacht had heart attack: police

TAGBILARAN CITY, Mar 3 (Mabuhay) – President Benigno Aquino III reiterated the position of the Philippines as regards to the territories in the South China Sea, parts of which Manila refers to as the West Philippine Sea, saying the disputed areas have long been ours. Aquino made the statement during a campaign sortie here of the Liberal Party (LP)-led Daang Matuwid coalition Wednesday, wherein he criticized the proposals of presidentiables in dealing with the sea dispute. “Mali rin ho siguro sa kanya na ako pinagtatanggol ko ang karapatan natin laban sa mga ibang bansa lalo na diyan sa West Philippine Sea. Sila naman kakausapin nila ‘yung ating mga katunggali,” said Aquino. “Sabi ko: ‘Aba ang tagal ko naman na silang kinakausap e.’ Ang problema ko lang kapag kinausap ko sila nag-uumpisa kaagad na: ‘O lahat ito amin.’ E ano ho ang negosasyon natin kung iyon ang pananaw nila? ‘Lahat ito amin, kaya huwag kayong pumasok dito.’

Manila, Philippines | AFP | Wednesday 3/2/2016 – A German sailor whose mummified body was found on a yacht adrift off the southern Philippines had died of a heart attack about a week earlier, according to an autopsy report released Wednesday. Police earlier named the victim as Manfred Fritz Bajorat, based on documents found on the yacht last Friday, but still do not know where he had sailed from or where he was heading. “The cause of death is acute myocardial infarction based on the autopsy by (the) regional crime laboratory,” national police spokesman

Chief Superintendent Wilben Mayor told AFP. “The German national is estimated to have been dead for more or less seven days,” he added, citing a statement by police in the southern Philippines. Bajorat was a 59-year-old veteran yachtsman who left his native Germany two decades ago and lost his long-time wife several years ago, according to reports. Published pictures of the man hunched over a table in the main cabin, and cited forensics experts who explained that a combination of tropical heat, dry wind and salty sea air can quickly preserve or mummify a corpse.

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VP Binay, Poe share lead in latest Pulse Asia survey

MANILA, Mar 4 (Mabuhay) – Presidential candidates Vice President Jejomar Binay and Senator Grace Poe are statistically tied on top in the latest presidential preference survey conducted by pollster Pulse Asia. In a media release on Friday, Pulse Asia announced the results of its latest presidential preference survey indicating that Poe (scoring 26 percent) and VP Binay (25 percent) share the lead. It said the rankings of the presidential candidates in the January study remain basically unchanged in the survey it conducted from February 15 to 20 this year. Close behind Poe and Binay are Davao City Mayor Rodrigo R. Duterte and ruling Liberal Party

bet Manuel Roxas, both scoring 21 percent. Meanwhile, 3 percent of the respondents backed the candidacy of Senator Miriam Defensor-Santiago. Pulse Asia said the study involved a multistage probability sample of 1,800 registered voters 18 years old and above, with biometrics, and that the nationwide survey has a Âą 2% error margin. On the other hand, the study showed differences in voter preferences in various geographical locations. In Metro Manila, the leading presidential bets are VP Binay (33 percent), Senator Poe (23 percent), and Davao City Mayor Duterte (23 percent).

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Poe leads in the rest of Luzon with 33 percent supporting her, while Binay was preferred by 29 percent of the respondents. Meanwhile, former Interior Sec-

retary Roxas tops the presidential race in the Visayas (35%) and in Mindanao, it is Davao City Mayor Duterte who enjoys the lead (45%). (MNS)

Poe seems ‘very calm’ despite looming SC decision: OsmeĂąa MANILA, Mar 3 (Mabuhay) – Senator Grace Poe seemed to be “very calmâ€? and “not anxiousâ€? despite the impending decision of the Supreme Court (SC) on the disqualification cases filed against her, Senator Serge OsmeĂąa said on Thursday. “She might know something because last night, my wife bumped into her at a wedding, Grace was the ninang (godmother) and she was very calm and she was not anxious about the decision that will be made next week,â€? OsmeĂąa said at a regular forum in the Senate. “I believe the Supreme Court is having an en banc session on March 9 so that’s six days from today. That’s on Wednesday next week. No she doesn’t seem bothered,â€? the senator added. OsmeĂąa predicted that it would be a close vote at the SC on whether

or not Poe should be removed as senator because of her citizenship and if she should be barred from running for president in May over her residency and citizenship. The SC, he said, might split the issues between the residency and citizenship. The citizenship issue is the subject of a petition filed by defeated senatorial bet Rizalito David that seeks to unseat Poe as senator but was junked by the Senate Electoral Tribunal. The petitioner elevated the case to the SC. The residency and the citizenship issues, meanwhile, are the subjects of disqualification cases filed at the Commission on Elections (Comelec), which later cancelled Poe’s certificate of candidacy for president in May. The senator appealed the Comelec ruling at the high tribunal.

Reelectionists, incumbent Congress members dominate latest senatorial survey MANILA, Mar 4 (Mabuhay) – Reelectionists and incumbent members of Congress are most likely to win in the senatorial polls this May, the latest results of the Pulse Asia senatorial survey showed Friday. According to the survey conducted from February 15 to 20, 14 out of the 52 senatorial candidates were reported to have a statistical chance of winning, as shown in the following excerpt: Pulse Asia said the study involved a multistage probability sample of 1,800 registered voters 18 years old and above, with biometrics, and that the nationwide survey had a Âą 2% error margin. The survey showed that the top spot was shared by Senator Vicente “Titoâ€? Sotto III with an overall voter preference of 63.6 percent and former Senator Panfilo “Pingâ€? Lacson with 60.2 percent. Both candidates shared the first to second places. The third to fifth spots were occupied by former Senator Francis “Kikoâ€? Pangilinan with 54.1 percent and Senator Ralph Rector with 53.4 percent. Senate President Franklin Drilon was pegged at the third to sixth spots with 53.4 percent, while former Senator Juan Miguel Zubiri was ranked fifth to seventh with 48.5 percent. Other probable winners are former Justice Secretary Leila de Lima (45.3 percent at sixth to tenth place); Senator Sergio OsmeĂąa III (43.7 percent at seventh to tenth place); former Senator Richard “Dickâ€? Gordon (42.6 percent at seventh to eleventh place); Valenzuela City Mayor Sherwin “Winâ€? Gatchalian (41.2 percent at seventh to twelfth place); and former TESDA director Emmanuel Villanueva (39.1 percent at ninth to fourteenth place). They were followed by Senator Teofisto Guingona III (36.7 per-

cent at tenth to fourteenth place); former Akbayan Rep. Risa Hontiveros (36.2 percent at eleventh to fourteenth place); and Sarangani Rep. Emmanuel “Manny� Pacquiao (34.8 percent at eleventh to fourteenth place). “Only 2.3 percent of Filipinos are not supporting any senatorial candidate at this time,� Pulse Asia said in a media release. Between January and February, only Villanueva noted an improvement in his senatorial voter preference while eight other candidates registered a decline. “Overall, 44 percent of Filipinos express support for 12 senatorial candidates. It is only in Metro Manila where a majority figure is recorded,� Pulse Asia said. “In the other geographic areas and socio-economic classes, the percentages of voters with a complete senatorial slate range from 37 percent to 45 percent and 41 percent to 45 percent, respectively,� it added. Pulse Asia said some of the social and political developments that “preoccupied� Filipinos in the February 2016 survey include: the official start of the campaign period for candidates seeking national positions continuation of hearings in the Supreme Court concerning the disqualification cases against Poe the conduct of mock elections by the Comelec and the start of the ballot printing the controversial statement made by Sarangani Rep. Emmanuel Pacquiao concerning same-sex marriage the World Health Organization’s declaration that microcephaly, a disease linked to the Zika virus poses a global public health emergency, and adjournment of Congress on February 3, and its failure to pass the Bangsamoro Basic Law (BBL). (MNS)

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Saudi cleric’s shooting in PHL captured on film Manila, Philippines | AFP | A failed attempt to assassinate a prominent Saudi cleric in the Philippines was caught on television, showing the hooded assailant firing at the preacher from close range. The gunman walked toward Sheikh Aaidh al-Qarni’s car on Tuesday night as he was leaving a packed auditorium in the southern port city of Zamboanga, where he had given a lecture. The assailant hid behind a crowd seeking selfies with a smiling Qarni as his vehicle slowly rolled out of the venue, footage on local station Mensahe TV showed.

Qarni, who was on an Islamic State hit list, survived the attack with wounds to his right shoulder, left arm and chest, according to police. A shocked crowd scampered for safety covering their heads as the shots were fired. His companion in the car, Saudi Arabia’s religious attaché to the Philippines, Sheikh Turki Assaegh, was also wounded in the attack. Qarni’s police escorts shot the assassin dead. Identification cards found on his body indicated he was a 21-year-old student though police said they were not ruling out forgery.

By Joel Guinto

“Their influence is growing stronger and it is expanding,” Rodolfo Mendoza, a senior analyst at the Manila-based Philippine Institute for Peace, Violence and Terrorism Research told AFP, referring to IS. He said the various local groups that had pledged allegiance to IS were “planning big operations, like bombings, attacks or assassinations”. Such violence has plagued large areas of the southern Philippines for decades, as Muslim rebels have fought a separatist insurgency that has claimed 120,000 lives. The violence has left the region one of the poorest in the Philippines, while allowing warlords and extortion gangs to flourish. Many of the predominantly Catholic Philippines’ Muslim minority live in the south.

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Latest survey results don’t reflect ‘real sentiments of Filipinos’ Duterte DAVAO CITY, Mar 4 (Mabuhay) – The camp of presidential candidate Davao City Mayor Rodrigo Duterte said the recent Pulse Asia survey results “do not reflect what we believe are the real sentiments of the Filipinos.” “On the ground, we are heartened and inspired by the positive and overwhelming responses from the people since we hit the campaign trail,” Peter Laviña, Duterte’s spokesperson, said in a statement. “We have seen our numbers steadily advancing overall. But we have also seen where we are weak and need to catch up, as well as recognize where we are making great headways,” he said. “The elections are still a good two months away and we have plenty of time to move up. We will remain vigilant and be on the lookout and will continue to work very hard,” Laviña added. The latest poll survey results show that Duterte and administration bet Mar Roxas are in a tie in second place with 21 points. Meanwhile, Senator Grace Poe and Vice President Jejomar Binay are statistically tied in the first place. (MNS)

Roxas dares opponents to file IS-inspired militants on offensive in Mindanao charges vs. owner of leased aircraft

Manila, Philippines | AFP | – Militants fighting in the name of the Islamic State group are escalating attacks in the southern Philippines, analysts said, deepening fears for the volatile region after its main Muslim rebel group failed to seal a peace pact. Gunmen who have pledged allegiance to the jihadists controlling vast swathes of Iraq and Syria have instigated a series of deadly battles with the army since the nation’s parliament blocked the peace push last month. An assassination attempt this week on a visiting Saudi Arabian preacher who was on an IS hit list has raised the alarm further, although police emphasized they were yet to determine the gunman’s motives.

MANDAUE CITY, Mar 4 (Mabuhay) -- Administration standard bearer Manuel “Mar” Roxas II on Friday dared his political opponents to file charges against the businessman who owns the aircraft he had been using for his campaign sorties. “Kung meron mang kamalian, merong kakulangan, eh di file-an nila ng kaso. Simpleng-simple po yan, hindi po ako ang tagapangasiwa, hindi po ako ang sumusubaybay sa mga gawaing ito,” Roxas told reporters in a chance interview here. A newspaper report quoting Rodney Basiana, owner of Basiana Mining Exploration Corp., said Roxas should correct the wrongdoings committed by San Roque Metals Inc. (SRMI), a small-scale mining firm owned by Francis “Eric” Gutierrez.

According to the report, Basiana said his firm was convinced to give its mining rights to Gutierrez’s company in exchange of five percent of SMRI’s sale per year. However, Basiana said SMRI has failed to fulfill its payments for the past 10 years. Davao City Mayor Rodrigo Duterte, who is also running for president, earlier accused Roxas of corruption for leasing planes from Gutierrez, whose mining company had been fined by the government in 2007 for over-extracting nickel ore. “You (Roxas) have been using his (Gutierrez’s) planes. I have personally seen him (Roxas) use that plane in Davao. If that is not corruption, then what do you call that?...Sabi ko nga akala ko mga bilyonaryo ito, hindi ito mga corrupt,” Duterte said.

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Mexico won’t pay for Trump’s ‘terrible’ wall: minister Mexico City, Mexico | AFP | Thursday 3/3/2016 – Mexico will under no circumstances pay for the border wall that US presidential candidate Donald Trump has proposed building to stop illegal immigration, the Mexican finance minister said. “Let me say this emphatically and categorically: under no circumstances is Mexico going to pay for the wall that Mr Trump is proposing,” Finance Minister Luis Videgaray told TV network Milenio. “Building a wall between Mexico and the United States is a terrible idea, based on ignorance, and has no basis in the reality of North American integration,” he said in the interview late Wednesday. Trump, who leads the race for the

Republican nomination, has railed against immigrants and especially immigration from Mexico, accusing the country of sending drug dealers and rapists to the United States. At his campaign launch in June, the flamboyant billionaire vowed to build a wall along the border and make Mexico pay for it. Videgaray dismissed any such possibility, saying Mexican government funds were “to benefit Mexicans.” “We have enormous needs and much more important uses for the public budget,” he said. He added that “no benefit” could come from building a wall along a border that sees more than one million legal crossings a day and across which the two countries do $1 million a minute in trade.

President Benigno S. Aquino III joins the funeral march to the gravesite during the transfer and reinterment of the remains of the late President Elpidio R. Quirino at the Libingan ng mga Bayani in Bayani Road, Fort Bonifacio, Taguig City on Monday (February 29). In photo are Defense Secretary Voltaire Gazmin, Armed Forces of the Philippines Vice Chief-of-Staff Lt. Gen. Romeo Tanalgo, PEQF trustees Ruby Quirino Gonzalez, and Louie Quirino Gonzalez. (MNS photo)

India takes on US at WTO over work visa rules G e n e v a , S w i t z e r land | AFP | Friday 3/4/2016 – India has filed a complaint with the World Trade Organization against Washington over US rules on non-immigrant temporary working visas, the global trade body said Friday. India demanded consultations over measures slapping fees on some kinds of temporary work visas for the United States, as well as rules limiting how many visas are handed out. India charged that the rules breached commitments Washington had made under international trade laws by treating Indians working in certain sectors, including in the computer and related services indus-

tries, within the United States less favourably than American citizens. Requesting consultations is the first step in trade disputes at the Geneva-based body, which polices respect for global trade accords in an effort to offer its 162 member economies a level playing field. The United States has 10 days to respond to India’s complaint, and the consultations between the two must begin within 30 days and generally cannot last longer than two months. If they fail to reach an agreement, the complainant can request that a panel of experts be established to study the dispute and reach a verdict.

DHS launches pilot program on hiring alien workers

WASHINGTON – The U.S. Department of Homeland Security (DHS) today announced the launch of a Known Employer pilot to assess a new process for employers seeking to hire certain workers through employment-based visa categories. By modifying the process U.S. Citizenship and Immigration Services (USCIS) uses to reviews an employer’s eligibility to sponsor individuals under certain employment-based immigrant and nonimmigrant classifications, the Known Employer pilot is expected to reduce paperwork, costs, and delays in the processing of these benefit requests. USCIS will oversee the pilot in collaboration with the DHS Office of Policy, U.S. Customs and Border Protection (CBP) and the U.S. Department of State (DOS). “Last year, DHS announced it would explore a Known Employer pilot to modernize and streamline the process for U.S. employers seeking to employ certain foreign workers,” said USCIS Director León Rodríguez. “Today, we’re partnering with a select group of representative organizations across a variety of industries to determine how we can improve efficiency and cut costs. If successful, we will continue to build on this trial program and promote robust trade, travel, and economic prosperity.” DHS first announced in January 2015 that it would explore a Known Employer pilot under the United States-Canada Beyond the Border initiative. The pilot also was highlighted as a recommendation in a report from federal agencies submitted to the President in July 2015, Modernizing and Streamlining Our Legal Immigration System for the 21st Century. The goals of the Known Employer pilot are to make the employment el-

igibility adjudication process more efficient while reducing delays for U.S. employers that wish to employ foreign workers under certain immigrant and nonimmigrant visa programs by: Reducing the amount of paperwork filed by employers and retained by USCIS; Promoting consistency in the adjudication of employment-based petitions and applications; Streamlining the adjudicative process to achieve greater efficiency within USCIS; and Providing greater support to CBP and DOS in support of greater efficiency and consistency at ports of entry and consular posts. Under the Known Employer pilot, up to nine preselected employers will file applications requesting that USCIS predetermine that they meet certain requirements relating to certain immigrant and nonimmigrant visa classifications. When making this request, employers will create a profile in the Web-based Known Employer Document Library (KEDL), and upload documents relating to the requirements. USCIS officers will review and predetermine whether a prospective employer has met certain requirements relating to the visa classifications, and if USCIS approves the employer’s predetermination request, the employer may then file petitions or applications for individual employees without needing to resubmit company information with each petition or application. Employers will not be charged any additional fees to participate in the Known Employer pilot. The pilot is scheduled to last for up to one year; however, USCIS may terminate or extend the pilot at any time. DHS and DOS will solicit ongoing feedback from the participants.

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How to prepare to buy a house Every time a first time home-buyer comes to us to have them prequalified, here are the following factors that we consider to determine how much the price range they should look into when house-hunting. We ask about how much monthly mortgage payment will be comfortable for them. Normally, it would be slightly higher than the current rent they are paying. We ask about what kind of work the buyers do? The financial and income situation is very important for us to be able to find the best suitable loan program for you. We also ask about how much cash you have available for down payment and for closing costs. But do not worry, there is a wide range of loan programs right now, some of which include 99.5% loan financing with almost no down payment, and we advice to have the seller pay for closing costs. We also have the newest 97% conventional loan financing which includes the 3% for seller or lender paid closing cost. Should the seller be unwilling to pay for closing cost, we can finance the closing cost thru the rates for you. For those who have some savings as down payment, there are programs for you with the best prevailing interest rates with as little as 3.5% down. We also ask about your credit and, what kinds of debts you owe in credit cards, car loans and/or, student loans. too. This would help determine your debt ratio. For those who do not have good credit, the good news is that we have programs that do not look at the credit score. You, can now qualify for a mortgage loan without having good credit. We give advice on how you can clean or clear your credit as well.

Here are some of the underwriting guidelines you should know in preparation for buying a house.. a. For first time homebuyers, our requirement for you is to have a minimum of 3 (tradelines ( credit) with ) for over 2 years history.. We no longer allow. Non-traditional credit means, these companies do not report your payment history to the bureaus. b. Employment verification - We, normally require a two year history of employment and it has to be in the same line of work. The gray area is you could be working in accounting for a firm and then transfer to customer relations for an accounting firm. That could also be in the same line of work and is considered clerical or customer service. If you had just graduated with a degree, for example in Nursing and going into a job, with proper documentation of your schooling certificate that will be sufficient for you to qualify based on your income. You don’t have to be in that job for two years. c. Cash down payments - We, would like to see your bank statements for the previous two months and prefer that you have an average savings of what is needed to close escrow. Keep in mind that we would also like for you to have cash reserves after closing, meaning you should have some more money left over after paying all the cost of the loan after closing. This, could be in the form of a

retirement accounts, stocks, mutual funds or certificates of deposits. For FHA loans we allow 100% gift funds. d. Credit scores requirement A good rule of thumb is that if you want a minimal downpayment loan, you should have at least a 620 credit score. With a 580 credit score your debt to income ratio should be no more than 43%. There are varieties of programs with different credit scores requirements, to be discussed further upon request. e. Some cities will offer you a 5-10% down payment for the house that you will be buying. You , have to call the city of your interest and ask for the planning and development department and ask to see if they have “CITY ASSISTANCE PROGRAM”. They will give you the money without a monthly payment back but will have restrictions on when you can sell or refinance. Every city has different guidelines so make your call. It, might be worth your while.

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REMEMBER: These guidelines are not carved in stone and therefore have some flexibility, but hopefully you get the idea and that is important in preparing for your purchase. If you are very serious about buying a home, you should make sure you get pre-approved by a mortgage broker first. This would narrow down the price range for the real-estate agent and yourself too. This would save you lots of time by not looking into homes that you might not be qualified for. For more information and a free consultation, call us at (888) 8225363 or cell phone at (562) 508-7048 at anytime and ask for Ken Go. We will help you in determining the price range of the home you should look into. We will also advice you if you have credit problems and issues that need to be addressed. Remember that it is always advisable to buy a house at the right time. So, grab your phone and call us today!!!

Miriam Santiago vows infrastructure boom if elected president BIÑAN, LAGUNA, Mar 1 (Mabuhay) – Presidential candidate Senator Miriam Defensor Santiago on Tuesday said her administration will invest heavily on public infrastructure projects if she wins in the upcoming elections. In a speech delivered before the students of the University of Perpetual Help System -Biñan Campus, Santiago hit fellow candidates who are allegedly making empty promises if elected as president particularly in terms of job creation. “The candidates have been saying, we will create more jobs! But nothing has really happened. That’s because they don’t mean what they say. E ni hindi nga nila ma-identify kung anong trabaho ang i-create nila e,” Santiago said. Santiago pointed out that to create additional jobs, the government must first improve the business climate in the country, and this, she said, can be achieved by developing infrastructure and eradicating corruption. “In order to provide employment, we have to have additional jobs, in order to have good jobs, we have to have good businesses. In order to have good businesses we have to have capital.

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PHL hunts tomb raider-priest Iloilo, Philippines | AFP | Wednesday 3/2/2016 – Philippine authorities said Wednesday they are looking for a parish priest who allegedly damaged part of a historic cemetery chapel in search of treasure. Father Nelson Silvela, parish priest of the town of San Joaquin in the central island of Panay, vanished after the arrest of 10 men he allegedly hired to dig up the chapel known as the ‘Camposanto’, said Mayor Eduardo Servidad. “We consider the Camposanto a holy place and we did not expect a priest like him to do a thing like this,� he told AFP. The men had dug a hole about 18 meters (60 feet) long which had weakened the structure of the chapel located at the centre of the cemetery built in 1892, the mayor said. The cemetery and chapel, famous for its oriental baroque architecture

and ornate carvings, were declared a “national cultural treasure� in 2015 and have long been a tourist attraction. The 10 men, armed with tools, a metal detector and a water pump, were arrested on February 24 and later identified the priest as having hired them to dig for an unspecified treasure, Servidad said. The local archbishop, Angel Lagdameo, told AFP he had suspended the priest and would support any criminal charges against him. He said Father Silvela’s act was “a big violation� that had deeply hurt the people of his parish. The mayor said the priest may be charged with damaging cultural treasures, a crime punishable by 10 years in jail. The Philippines is a largely Catholic country and churches and other holy places are usually treated reverently.

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Where did your debt problems come from? I was counseling someone the other day in my office. He looked shocked and confused as we sorted through all the credit card statements on my desk and added up how much he owed. $65,000! That’s how much the statements said he owed! How could this be? He said he remembered paying a lot of these debts off just a few years ago. When I asked him how it was possible for him to owe that much again, he replied: “Honestly, I don’t even remember�. For the vast majority of people, their debt problems usually stem from a series of events or bad financial decisions. It can be that a lot of people simply don’t keep track of what they charge on their credit cards. So they use their credit cards for everyday purchases without realizing how much debt they are accumulating. Some use their credit cards for so-called “emergencies�. The problem is that anything could pretty much qualify as an “emergency�. The “emergency� could be new furniture that they don’t even need, a new car or an unplanned family vacation. Months or years go by and before they realize it, their debts have skyrocketed beyond their ability to repay. And unless their income has increased over that period of time, it becomes a struggle to make the debt payments every month. If you don’t have the extra cash lying around every month to make those increasing debt payments, it will only be a matter of time before you start defaulting. And from there it just gets worse and worse until one day you have a big financial emer-

gency in your hands. Some people even resort to borrowing from some credit cards just to pay other credit cards but quickly realize that this strategy doesn’t work and that they are only digging themselves into a deeper financial hole with no way out. The truth is that your debt problems didn’t just suddenly appear out of nowhere. Experience is often our best teacher. It would help to understand what past decisions led you to your present financial circumstances so that you can avoid making the same mistakes again. This can be a good first step to solving your debt problems. The late author and motivational speaker, Jim Rohn, said: “You may not be able to change your destination overnight but you can change your direction overnight.� It’s never too late to make the change and today is a good day to start. If you need help, call (866) 4777772.. We have offices in Los Angeles, Cerritos, Pasadena and Valencia. (None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped more than 5,000 clients get out of debt. To schedule a free attorney consultation, please call Ray Bulaon Law Offices at TOLL FREE 1-888-224-7224 or 1-866-477-7772.)

‘We don’t want your dirty money’, pope tells patrons Vatican City, Holy See | AFP | Wednesday 3/2/2016 – Pope Francis Wednesday issued a stinging rebuke to rich patrons who offer the Church dirty money gained through exploitation, telling them to take back their cheques and burn them. “I think of some benefactors of the Church that say ‘take this offer for the Church’, and it is profit from the blood of those abused, treated as slaves, workers with poorly paid jobs,� he told the faithful on Saint Peter’s Square. “I say to these people: ‘Please, take back your cheque, burn

it’. The people of God, the Church, does not need dirty money,� he said at the end of his weekly general audience at the Vatican. The Argentine has repeatedly denounced those who profit from slavery, corruption or exploitation, including several heated attacks on the mafia, from Italy to Mexico. In 2014 he expelled all unrepentant mafia members from the Church and condemned them to Hell in the afterlife in a move which sparked fears of retaliation from the underworld.

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5 -year prison sentence for former Senator Leland Yee The 5-year prison sentence received by former Senator Leland Yee during an hour-long hearing by U.S.District Court Judge Charles Breyer was less than the eight year sentence requested by Yee’s prosecutors, claiming that Yee received “thousands of dollars in campaign contributions which he admitted was illegal. During the hearing, Yee asked the judge for leniency but Judge Breyer said that he was “not inclined to be lenient because Yee’s actions were ‘vile’ showing abuse of public trust.” Likewise, Assistant U.S. Attorney Susan Badger added that “Yee’s abuse of public trust, is the worst possible way to retain power as a public official.” As I recall, around August, 2013, this author was one of the guests invited at Mr. Yee’s political rally in Long Beach, when he was campaigning for the position of Secretary of State. In his attempt to woo the Filipino community, earlier in 2014, Mr. Yee also met with our media group, along with some leaders of the Filipino community. At the time, we were all impressed by his tenacious and devoted work with the Filipino community both here in LA, San Francisco and throughout the entire State of California as well. Sadly, to our surprise, around the latter part of 2014, Yee was caught in an FBI sting that allegedly recorded him promising votes and guns to an undercover agent, where he ended up pleading guilty “for doing political favors in exchange for campaign cash,” or as the judge plainly called it “for selling his vote.” The FBI sting included the convictions of Raymond “Shrimp Boy” Chow, a San Francisco Chinatown mobster and Keith Jackson, a former school board president and fundraiser for Yee, whose anomalous school board activities were also mentioned in an article published by a media colleague. Finally, according to news reports,

Pacquiao would love to fight for PHL at Rio Olympics Manila, Philippines | AFP | Wednesday 3/2/2016 – Boxing great Manny Pacquiao said Wednesday it would be an honour to fight for the Philippines at this year’s Rio Olympics, where professional fighters could be allowed to compete for the first time. The eight-time world champion said he had been “personally invited” to the Rio de Janeiro Games by Wu Ching-Kuo, president of the International Boxing Association (AIBA) – the governing body for amateur boxing. “It would be my honour to represent the country in the Olympics,” Pacquiao said in a statement to AFP. “If I would be asked to represent boxing, why not? I would do everything for my country.” The 37-year-old, one of the world’s wealthiest boxers, made the comments while training for what he said would be his last professional fight, an April 9 Las Vegas rematch with American Timothy Bradley. Wu told AFP in Switzerland on Monday that AIBA would vote within three months on proposals that would allow all professional fighters to compete in the Olympic Games.

the 5-year sentence of Leland Yee was “within the term recommended by federal sentencing guidelines.” At first, I couldn’t believe what the reports were saying. He told undercover agents that they could buy weapons in the Philippines? That claim, for me, was absurd. Usually, Fil-Ams here are caught at the Manila airport for trying to smuggle guns, purchased from the the US; not the other way around. Moreover, who is Leland Yee in the Philippines anyway? Well, perhaps because he had “friends” who are supposed to be highly politically-connected? He had media friends who were personalities? This reminds me of a former publisher in Southern California, who had ties with the convicted senator. but has since left the US right after Yee was arrested. Whatever happened to that publisher? Your guess is as good as mine.

Senator Leland Yee in one of his meetings with members of Fil-Am media in Los Angeles.

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DUTERTE

UN SANCTIONS

From page 1

From page 1

ore and other minerals from North Korea, and prohibited the supply of aviation fuel, including for rockets. Belesario said inspectors did not detect anything illegal on the boat, which was carrying palm oil kernels, but that it would be inspected again before it left the port, about 80 kilometres (50 miles) north of Manila. He said he did not know when it would depart. Belesario refused to say why the ship was on the watch list. The national coast guard spokesman in Manila and the foreign affairs ministry spokesman declined to give details. But Belesario said the watch list directive triggered the action. “According to our guidelines, ships that are placed on a watch list require

RECLAIM SABAH From page 1

pursue a claim over the area in the north of Borneo island. About 200 Filipino followers of a self-declared heir of the Philippine sultanate landed on Sabah in February 2013 to stake their claim on the resource-rich state, resulting in clashes with Malaysian security forces, leaving over 60 dead. Aquino condemned the incursion at the time and the issue has since been put on the back burner by the two Asian neighbours. “We will pursue our claim to Sabah. Why would we give up something that rightfully belongs to us?” Binay was quoted as telling reporters on the campaign trail. “The charge d’affaires had to explain the Philippine position” after being summoned by the Malaysian

comprehensive inspection,” Belesario said. Asked to comment on the Philippine action, Kim Song-Jin, first secretary for the North Korean embassy in Thailand told AFP: “We are closely watching the situation.” The embassy also represents North Korea’s interests in the Philippines. The Jin Teng is owned and managed by a Hong Kong-based company called Golden Soar Development, according to shipping monitor websites. The UN resolution was passed on Wednesday night in New York, which was Thursday morning in the Philippines, after North Korea made its fourth nuclear test and rocket launch.

foreign ministry, Philippine foreign affairs spokesman Charles Jose told AFP. He said the envoy explained that Binay, who has broken with the administration of Philippine President Benigno Aquino, was not under the government’s control even though he remains vice president until his sixyear term ends on June 30. Binay’s spokesmen could not be contacted for comment. The Sultan of the Sulu once ruled over islands that are now parts of the southern Philippines, as well as Sabah. The sultanate leased northern Borneo to Europeans in the 1870s. While the sultanate’s authority gradually faded, its heirs continued to receive lease payments for Sabah, even after the former British colony became part of the federation of Malaysia in 1963.

of funds intended for “Yolanda” victims?)” Duterte said during a speech at the Lyceum Northwestern University here on Wednesday afternoon. Duterte cited how rehabilitation in Leyte showed the failure of the government despite billions of funds and donations that the country received during the aftermath of the supertyphoon. “Ngayon ang tanong ko, tingnan mo naman sa Leyte, puro… matamaan ng ay hindi lang typhoon kundi ‘typhoonet,’ wala na sira na,” he said.

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WHY BONGBONG? From page 1

during the term of President Aquino’s mother, the late President Corazon Aquino. “Ako itatanong ko lang ho sa kanya, kung sakaling magkita kami ulit: ‘Kuya, saan mo ba kami dadalhin?’ Hindi ba lehitimong tanong ‘yun?” Aquino said. The President then endorsed the candidacies of Roxas and his running mate, Camarines Sur Rep. Leni Robredo, to the crowd of Boholanos. “So ang matinding pakiusap po, ngayon pa ba? Ngayon pa ba tayong pipigil kung saan ang taas na ng pag-uumpisahan na natin kaysa ikumpara nung tayo’y nag-umpisa nu’ng 2010?”

MINDANAO From page 1

the OIC and forwarded by the Office of the Presidential Adviser on the Peace Process (OPAPP), Iyad Ameen Madani urged President Benigno Aquino III’s successor to refile the proposed BBL as it was originally agreed upon by the government and Moro Islamic Liberation Front’s (MILF) peace panels and ensure its early passage. Madani released his statement following his meeting with MILF chairman Alhaj Murad Ebrahim last Feb. 28. During their dialogue, Madani appealed to all parties to remain committed to the peace process even as he expressed disappointment over the Aquino administration’s failure to pass the bill. “A failure of peace process could adversely affect the good relation existing between the Philippines and the Muslim world,” Madani was quoted in the statement as saying. The proposed BBL, a product of the peace negotiations between

the government and MILF peace panels, would formalize the creation of a new political entity that will replace the existing Autonomous Region in Muslim Mindanao (ARMM). Despite Murad’s reiteration of the MILF’s vow to uphold the peace process, Madani said further delay in the BBL’s passage or the adoption of a “modified weak version” of the bill would have adverse effects on human, security and developmental aspect of the region. He also warned against the risk of worsening the situation that could allow the spread of violent extremism. As Madani stressed the urgency of passing the proposed BBL, he reiterated the OIC’s firm support for the peace process and the full implementation of Comprehensive Agreement on the Bangsamoro (CAB) and all related agreements, namely the 1976 Tripoli Agreement and the 1996 Jakarta Agreement.

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Seven things you should not do when served with divorce papers by your spouse For most people, being served with divorce papers by your spouse is probably one of the biggest surprises in your life. The spouse in the receiving end of the divorce sometimes are not offered any explanation for the divorce petition by their spouse. You may start getting upset about how this can happen to you and start doing things that are going to be seriously detrimental to your divorce case later on in the proceeding. Here are seven things you should not do. Do not confront your spouse and commit domestic violence Many spouse feel very angry and upset upon receiving the divorce papers. You may start blaming your spouse and attacking your spouse. You may even yell, threaten, scream, or even physically assault your spouse. This type of confrontation is called “domestic violence.� You may be arrested criminally if your spouse calls law enforcement. Your spouse may also file a domestic violence restraining order against you. Either one would compromise your ability to seek custody of your children, child support, and spousal support. It would also affect your credibility as a witness for future proceedings. In addition if you do this in front of the children, this may be looked at as domestic violence and abuse against the children. The incident may be reported to Child Protective Services for investigation. Do not run to the bank and empty out all your bank accounts or sell assets except for funds necessary retain legal representation in the divorce. If you have assets, do not run and empty out your bank accounts with the goal of securing it from your spouse. The divorce petition and summons includes certain automatic temporary restraining orders (ATROS) which prohibits transferring and encumbering assets. You will be in violation of the ATROS if you do this. Your spouse may also make a claim for breach of fiduciary duty against you. However there are certain exceptions to withdrawing funds such as funds necessary for your living expenses and funds you need to retain an attorney. Do not cut off your spouse from any insurance policies One of the ATROS prohibits you from removing your spouse from health insurance coverage and other insurance policy. It would be a violation of ATROS to do so. You need to maintain your spouse on all existing insurance until the divorce is finalized or the status of marriage is dissolved in a bifurcated trial. Do not take off with your child and move out of state or out of the country If the child has been living in this state, California Court has jurisdiction over your child even if you leave

California after being served the divorce. Your spouse can get an order from the California court to return the child to California and get sole physical custody of your child. This can be enforced through law enforcement in other states. In addition, this would also be an ATROS violation. Such a move would seriously undermine your claim for custody of the children. Do not use your child as a messenger to communicate with your spouse Divorce process is a very difficult process for the children. Children often blame themselves for the divorce of their parents. Children sometimes manifest this through their academic performance during the divorce process. Do not involve the children in your divorce case. Using the children to communicate messages to your spouse puts them in a difficult and very stressful situation. This will also affect your claim for custody of your children if you regularly involve your children in your attempt to communicate with your spouse. In addition, you should not say disparaging remarks about the other parent to your children. Do not stalk your spouse in social medias such as facebook or tweeter. Your spouse probably stopped informing you as to what is going on in his/her life at this point. You may be curious if your spouse hooked up with a third party or an old flamer. You may be curious what your spouse are telling your friends and family. Do not stalk your spouse in social media such as facebook. Do not hack into your spouse’s e-mail. This is a crime. Your spouse can also file a domestic violence restraining order against you for stalking. Most of the evidence obtained illegally is not admissible in court anyways. If you have been unfriended by your spouse, let it be. Do not quit your job voluntarily If you think you can dodge child support and spousal support by quitting your job voluntarily, it is not going to happen. Your spouse’s lawyer will argue that there was no legitimate reason for you to leave your employment and may seek the court to impute income on you. Your spouse may seek vocational evaluation for purposes of determining your earning capacity. In addition, the amount of income you will lose by quitting is substantially more than the money you will owe in child or spousal support. Even if you are successful in dodging the support orders

USCIS announces $10-M citizenship and integration grant opportunities WASHINGTON—U.S. Citizenship and Immigration Services (USCIS) is now accepting applications for two funding opportunities under the Citizenship and Integration Grant Program. These are competitive grant opportunities for organizations that prepare permanent residents for naturalization and promote civic integration through increased knowledge of English, U.S. history and civics. The two programs will provide up to $10 million in grants for citizenship preparation programs in communities across the country. Applications are due by April 22. Through these grant opportunities, USCIS seeks to expand availability of high-quality citizenship preparation services throughout the country. The two opportunities are: Citizenship Instruction and Naturalization Application Services: This opportunity will fund up to 36 organizations which offer both citizenship instruction and naturalization application services to permanent residents.

by quitting your job, your spouse can modify them back up the moment you go back to the work force. If you have been served with divorce papers and are unsure how to react, seek professional help before you dig yourself deeper in the hole. Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a

solicitation. Attorney Kenneth Ursua Reyes is a Board Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC. is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@ gmail.com or visit our website at Kenreyeslaw.com.

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Business owner files for Chapter 7 as losses mount Young client seeks Chapter 7 relief for $70k credit card debt

Clients are spouses who own and run a business together. They own an S-corporation that has been in business for 20 years. They have 10 employees. An S-corporation, as distinguished from a C-corporation, is one where the profits of the business “flows through� to the 1040 of the individuals, unlike a C-corporation that pays its own income tax based on corporate profits. For instance, if the S-corporation business makes a net profit of $100K for 2015, that net profit is added to the gross income of the stockholders of the S-corporation. If you own 20% of that S-corporation, you will have to add $20K to your gross income for 2015 in addition to your income from all other sources. Whereas if that were a C-corporation, the corporation would pay income tax by itself on the $100K profit for 2015, and either keep the net profit after tax in the coffers of the corporation as retained earnings, or distribute the net profit to the stockhold-

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ers, in which case, the profit distribution becomes a dividend to the stockholder which the stockholders declares as dividend income in his individual tax return. Other than this differentiation in the treatment of corporate profit, both S and C-corporations have all the same benefits that a corporation provides. Both S and C corporations are legally separate entities from their stockholders. Liabilities of the S and C corporations and deemed liabilities of the corporations themselves and do not transfer to the individual stockholders. This is called the “corporate shield� given to stockholders. For all intents and purposes by law, the corporation is treated as a separate and distinct “legal person� from the individual stockholders. For example, Volkswagen was recently found cheating on emissions. The company programmed the computers in their diesel cars to act in a way that it appeared that emission standards were being complied with. In fact, they were not. In other words, Volkswagen, the corporation told a bold face lie. When it was found out, there was a big scandal and its stock tanked. Massive penalties for fraud soon followed levied by the Feds in the billions. There were multiple lawsuits filed against Volkswagen. Buyers wanted to return what they bought. If you were a stockholder of Volkswagen, can you be sued for this corporate fraud with millions of victims worldwide? If you were a stockholder of Volkswagen, do you have to worry about being sued by the victims because you own shares in Volkswagen, certainly not. Because the fact that Volkswagen is a corporation means that the company is legally a separate and distinct entity from you as a shareholder. Therefore, you cannot be sued as a stockholder of Volkswagen for the corporate wrongdoing of the company. This is called ‘corporate legal fiction’ which is actually quite a brilliant idea that allows

free enterprise to prosper. Without this ‘corporate shield and legal fiction’ people will be afraid to invest in businesses for fear of having their individual assets exposed to liability for anything that goes wrong with the corporation that causes damage to anyone. In clients’ case, their business was doing well for 17 years. But the last 3 years was bad. Clients had to refinance their house to put in another $80K in the corporation to finance the loss of the last 3 years. Refinancing their house was actually making a bad situation worse. Why suck out the equity in your house causing you to pay a higher mortgage to keep a business that is hemorrhaging to keep it afloat? You’re letting the business loss drag your house down too. The corporation is supposed to be separate from your personal assets, but by refinancing your house, you combine the two together. In other words, if the business is sinking, why let your house sink with it too? You business can sink and die, that happens many, many times in the world of business. But to link your house to the business, that’s the same as getting a gun and shooting yourself in the leg. Clients’ S-corporation owes $120K of bank loans and suppliers credit, which it can no longer pay. Clients decided to discontinue the business because of mounting losses. I ask them if they want to continue the business with a Chapter 11 and perhaps get away without paying any of the $120K. They decide for a Chapter 7 because too much competition has made the future of the business very bleak. Will the S-corporation Chapter 7 affect the stockholders as individuals, of course it will not. The stockholders keep their good credit and everything else. They are not affected by the bankruptcy of the S-corporation, because after all, even an S-corporation is a legally separate and distinct entity under the law, therefore, it can file a bankruptcy by itself without affecting the individual stockholders. Young Client Seeks Chapter 7 Relief for $70k Credit Cards Client is 33, and recently married. He also dabbled into business, using his credit cards to fund the business. The business

never turned a profit. He maxed out his credit cards at $70K. One credit card sued him to collect $14K of credit card debt. At that time, he was still optimistic that his business would turn around and become profitable. But that was not to be. He entered into a stipulated judgment agreeing to pay $200 a month until the $14K was fully paid off. He just got married and wants a fresh start without debt, and opts for Chapter 7 relief. This will wipe out the $70K of credit card debt including the $14K stipulated judgment. Without debilitating debt, client can look forward to a fresh, new and productive life, and can even start another business that has a better chance of being successful from all the mistakes he learned from his failed business. This is what happened to Mr. Walt Disney who also sought Chapter 7 relief twice before his Disneyland business became successful. From two bankruptcies, Disney is now a global multi-billion dollar business with the new $6.0 billion theme park opening in Shanghai this June. Who knows, my young client may be another Disney in the making, learning from his previous mistakes. Maybe 10 years from now, client may become a business tycoon. Further, client’s decision to seek chapter 7 relief is completely confidential. Nobody needs to know unless he discloses it himself. His new wife is totally not affected even if she has her own assets. Those are her sole and separate assets. “A FAITH AND KNOWLEDGE RESTING ON THE HOPE OF ETERNAL LIFE, WHICH GOD (ADONAI/YAHWEH), WHO DOES NOT LIE, PROMISED BEFORE, THE BEGINNING OF TIME.� TITUS 1:2 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, BUILDING A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

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Tanging Pampatibok ng Puso, Piolo at Sam, Pokwang at Darren Live sa Pechanga sa Marso Dalawa sa hinahabol na batang Filipinong aktor, mapa sinehan man o sa pagkanta, sina Piolo Pascual at Sam Milby — kasama ng komedyanteng at aktres na si Pokwang at nakababatang kilalang mang-aawit na si Darren Espanto, sa isang kakaibang pagtatanghal ay mangunguna sa pagpapakitang-gilas sa entablado live sa Pechanga Resort & Casino sa Marso 26, 8p.m. at Marso 27, 5p.m. Ang Pechanga Resort & Casino ay kilala sa pagtangkilik ng magagaling at mahuhusay na mga Pilipinong artista at mang-aawit kagaya ng international singer na sai Gary Valenciano, Mega Star na si Sharon Cuneta, ang singer/ aktres at Tony Award winner Lea Salonga, pupolar na komedyante at aktor, Vice Ganda, winner ng ‘Star Power Search 2011’ Angeline Quintos, international actress at top endorser Anne Curtis, at Pop Star Princess Sarah Geronimo-- na bigay todong umaaliw sa kagalakan ng mga manonood. Bukod sa maayos na mga kainan, pahingahan at kasayahan, nais ng Pechanga Resort & Casino na magalay ng natatanging kaganapan lalo na sa Pilipinong mga patron. Kung kaya’t si Gary V, na may matibay na 31 taon sa larangang internasyonal na pag-awit at pag-sayaw ay ‘bubulaga’ sa publiko sa taong mag-uumpisa ng kasiyahan. Binansagang ‘Heartthrob Reloaded Live at Pechang,’ si Pascual, isang premyadong aktor at singer, ay kilala na natatangi at nag-iisang heartthrob dahil sa kanyang pekularidad, ismarteng gayak at mainit na dating. Siya’s palagiang na-uugnay sa mga kilala at may sinabing mga aktres at sikat sa mga nananaginip na siya’y maging sing-irog lalo na ng kadalagahan. Ipinanganak sa ngalang Piolo Nonato Pascual noong Enero 12, 1977 nina amelia “Amy” Nonato at Philip (Herzig) Pascual. Siya’y bunso mula sa anim na magkakapatid (apat na babae at dalawang lalaki) na tinatanging “batang himala.” Kilala bilang Piolo, siya’y nadiskubre ng isang kaibigan ng pamilya kung saan isang araw ay sinundo ito pauwi bago huminto muna sa taping ng That’s Entertainment na palabas ng huling si German Moreno. Isang empleyo ang nakakita na si Pascual ay may potensyal upang maging bituin. Siya’y tinanghal din bilang isa sa mga leading endorsers ng bansa. Mga billboards na nakahelera sa highways sa kanyang inendosong mga brand gaya ng Hammerhead, Max’s chicken, San Mig Coffee, Bench, Belo, Banco de oro, atbp. Mula sa isang Pinoy Big Brother housemate, ang banyaga-sa-tingin na si Sam ay bumilog kahit sa sariling popularidad na may sold-out na konsiyerto at Platinum albums, top-rating na TV soaps.

Ipinanganak at lumaki sa Troy, Ohio, si Milby ang bunsong anak nina Elsie Lacia tubo mula sa Surigao, Philippines at amang American entrepreneur, Lloyd Milby. Kilala bilang Pokwang— isang komedyante, host ng television, singer. Ipinanganak noong Agosto 27, 1960 bilang Marietta Subong, siya’y isan sikat na aktres na nagwagi ng Clown in a Million contest sa ABS-CBN comedy-gag show program. Yes, Yes Show! (2004). Si Pokwang ang ika-siyam sa labindalawang magkakapatid. Si Darren Lyndon Gonzales Espanto (ipinanganak noong Mayo 24, 2001) ay isang Filipino singer. Tubong Calgary, Canada sa mga Pilipinong magulang, noong siya’y 10-taong gulang, siya’y nanalo sa Masters Finals ng Pinoy Singing Sensation competition sa Edmonton. Una siyang lumabas sa telebisyon sa edad na 10-taon kung saan lumahok ito sa YTV’s reality television The Next Star in 2012, siya’y naging pinakabatang pinale sa istorya ng pagtatanghal na kasama sa Top 6. Pumaitaas ang kasiakatan ni Espanto matapos sumali sa unang season ng The Voice Kids Philippines, pinaka-batang aktor na bumida sa unang solo concert sa edad na 13-anyos. Si Piolo, Sam, Pokwang, at Darren— ang perpektong kombinasyon upang kiligin kayo sa Marso hatid ng pinamamarali sa Temecula, California—- Pechanga Resort & Casino. Bumili na ng tikets (mula $118, $98, $88 hanggang $78) sa Pechanga Box Office, Miyerkules-Linggo mula tanghali hanggang alas-8 ng gabi o mag-online sa www.Pechanga. com. Patungkol sa Pechanga Resort & Casino Inaalok ng Pechanga Resort & Casino ang isa sa mga pinakamalaki at malaganap na kasiyahan na pang resort/casino kahit saan sa United States. Ibinotong numero unong casino ng mga mambababasa ng USA Today at hinirang na “Four Diamond property” ng AAA mula pa noong 2002, ang Pechanga Resort & Casino ay nagbibigay ng walang katumbas na paraan para sa isang araw o pang-matagalang marangyang bakasyon. Naghahandog ng mahigit sa 3,400 sa pinaka mainit na slot machines, table games at world-class entertainment, 517 mga kwarto sa hotel, kainan, spa at championship golf sa Journey sa Pechanga, ang Pechanga Resort & Casino ay tampok na destinasyon na tumutugon at humihigit sa kagustuhan ng mga panauhin nito at ng komunidad. Ang Pechanga Resort & Casino ay pag-aari at palakad ng Pechanga Band ng mga Luiseño Indians. Para sa karagdagang impormasyon, tumawag ng toll-free sa 1-877-711-2946 o pumunta sa www.Pechanga.com.

One-night stand with Cesar? Maria Ozawa backtracks Former porn actress Maria Ozawa on Thursday said she just was joking and “having fun” when she said that she had sex with “Nilalang” co-star Cesar Montano. Ozawa wrote on her Twitter account: “I saw the news earlier but it was a joke and was just having fun [with] the whole topic and broke my heart that they are saying such things.” Her tweet came after stories about her “admitting” that she had a onenight stand with Montano began circulating online. As of writing, Montano is one of the most talked about topics locally on Twitter. On Mo Twister’s online podcast last Tuesday, Ozawa was asked directly on whether she had sex with the Filipino actor. She nodded, saying that it happened before she started filming the 2015 Metro Manila Film Festival entry. Ozawa, however, added that she had no intentions of dating Montano, calling what happened between them as “saying hello sex.” Montano was brought in to replace Robin Padilla as Ozawa’s leading man last September. In a previous interview, Montano even described her kissing scene with Ozawa as “a religious experience.” The Japanese porn star is one of the hottest porn actors in the world, but has since been working with movie project in the Philippines, which she finds endearing. (MNS)

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OPINION

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Liars don’t go to heaven Trump triumph leaves Presidential candidate Grace Poe LlamanRepublican party in disarray zares is facing another problem which could By Jim Mannion

Washington, United States | AFP | Wednesday 3/2/2016 – Donald Trump’s triumphal march toward the Republican presidential nomination left his party in disarray Wednesday, as Democrats coalesced around their White House frontrunner Hillary Clinton after her slew of Super Tuesday victories. Both candidates emerged the clear winners on Tuesday after several party nominating contests, piling up delegates on the biggest, most pivotal day of primaries in the race to succeed President Barack Obama. Trump was victorious in seven of 11 states, weakening but not eliminating his top rivals Ted Cruz and Marco Rubio, both US senators. Retired neurosurgeon Ben Carson meanwhile announced after his poor Super Tuesday showing that he did not “see a political path forward” in the race. Carson’s campaign soared last year but steadily lost steam amid questions over his personal narrative and lackluster debate performances. Should Carson officially drop out, that would leave Trump and a trio of pursuers: Cruz, Rubio and Ohio Governor John Kasich. Clinton equaled Trump’s score with wins in seven states against Senator Bernie Sanders, absorbing a formidable challenge from the left. But whereas Clinton appeared to solidify her support ahead of the next key round of primaries March 15, divisions among Republicans deepened over Trump’s success with a slashing campaign that has galvanized disaffected voters but opened wounds on racial, ethnic and gender fronts. With the 69-year-old billionaire powering past their favored candidates, Republican stalwarts have raised the possibility of the party splintering if Trump wins the nomination. ‘Desperate and angry’ “I think that’s a very real possibility,” Christine Todd Whitman, a former New Jersey governor, told National Public Radio. “There are a lot of people who just cannot see themselves supporting Trump. You have Mitch McConnell, the Senate majority leader, telling Senate candidates if this is a problem for you, go ahead and run ads against him even if he is your party’s presidential nominee.” Cruz and Rubio have both pitched their campaigns to Republican voters looking to stop Trump. In Tuesday’s polls, Cruz won his delegate-rich home state of Texas and neighboring Oklahoma as well as Alaska—a better performance than Rubio, who notched just one victory, in Minnesota. Those wins did little to quiet the alarm among their establishment backers, who fear the party is headed toward an annihilating defeat in the general elections. “Happiness for Donald Trump is a divided opposition. He’s got precisely that and it’s going nowhere for the time being,” according to Sabato’s Crystal Ball, a political newsletter published by the University of Virginia. Trump’s wins were widespread, from Alabama and Georgia in the deep South to Massachusetts in the northeast, to the vital battleground state of Virginia.

really question her honesty and integrity as a person. She has been previously accused of lying, not once but twice, when she filed her certificate of candidacy and for her application for dual citizenship. When confronted by the media about her lying allegations, she claimed that she made an “honest mistake.” Now comes a news report which recently came out in the Daily Tribune newspaper saying that Senator Llamanzares used two Social Security (SS) identification cards when she was here in the United States, but which she dismissed as “absurd.” It was reported that one of the SS cards she was using was issued to someone who died years before she came here in the United States to pursue a college degree. I do not know how she will deal with this latest controversy. She and her political allies are claiming that the “SS cards controversy” is a black propaganda done by her political opponents to derail her presidential bid. However, Niñez Cacho Olivares, the feisty executive editor of the Daily Tribune is claiming that her story was based on facts and not just a figment of someone’s imagination. If Senator Llamanzares has been accused of lying several times. Meanwhile, her runningmate claimed that he will welcome support from other political parties provided that these politicians were not involved in the P10 billion pork barrel scam. He must have been under the influence of alcohol when he made the statement. Someone should refresh his memory as to how much pork barrel funds he got from the six-year term of President Aquino, including the P50 million pork barrel fund he got for voting to convict former Chief Justice Renato Corona in the Senate. If he thinks that the endorsement of support he and Llamanzares got from the Nationalist People’s Coalition (NPC) will mean a lot come May 16, he must be dreaming. Without the blessing of Danding Cojuangco, the main financial backer and chairman emiritus of NPC, most of its members will vote for their own preferential presidential candidate. Mark Cojuangco, who is running for governor in Pangasinan, and wife,

Kimi, have thrown their support for the presidential bid of VP Jejomar Binay who is running for president, however. In Isabela province, Governor Bogie Dy is also supporting Binay. Dy and his allies, however, are supporting the vice presidential bid of Sen. Bongbong Marcos. Speaking of Bongbong, his proposal to hold bilateral dialogues with China to ease the growing tension arising from territorial disputes over the West Philippine Sea seems to be the most logical thing for the government to do. The Senator said the Philippine government should not depend its hope of getting a favorable ruling to be handed down by the United Nations (UN) arbitral tribunal over the disputed island in South China Sea. China has refused to take part in the hearing on the territorial dispute, saying that it will not follow any UN decision not favorable to the Chinese. As for the administration presidential candidate, Mar Roxas should drop President Aquino as his campaign manager if he is still entertaining any thoughts of winning – perhaps by “hocus pocus” – in the May 16 national elections. Instead of boasting his presidential bid, Aquino’s lackluster performance in office has dragged down the chances of Roxas of being elected as the next president. In a recent campaign sortie in Bohol, spearheaded by the President himself, Roxas was disappointed and was irked after knowing that most, if not all, of their political allies have decided to support the presidential candidacy of Binay. It is about time that Roxas give up his presidential ambition. Leni Robredo has a much better chance of getting elected as president than “Mr. Palenge.”

So many pedophile priests a ‘disastrous coincidence”: Pell Sydney, Australia | AFP | Thursday 3/3/2016 – Vatican finance chief Cardinal George Pell said Thursday it was a “disastrous coincidence” that five pedophile priests preyed on children in the Australian town where he was based, as survivors repeatedly accused him of lying. Pell gave evidence to the Royal Commission into Institutional Responses to Child Sexual Abuse via videolink from Rome for a fourth day and came under intense questioning from lawyers representing victims of abuse by the clergy. He has consistently denied any wrongdoing during his time in the town of Ballarat and the city of Melbourne in the state of Victoria, where he grew up and worked, in the 1970s and 80s, when pedophile priests abused dozens of victims. Pell, who revealed Pope Francis was being given a summary of each day’s evidence, has claimed at least two archbishops and other people in authority all deceived him by not revealing what was happening during a time of what he called “crimes and cover-ups”. Asked Thursday if he felt the attention on him amounted to a witchhunt, he replied: “I have never expressed such a view but I must confess the idea has occurred to me.” He called the congregation of at least five pedophile priests in Ballarat at the same time in the 1970s a “disastrous coincidence”, while admitting a boy complained to him

in 1974 about Christian Brother Edward Dowlan. Pell said the boy “mentioned it casually in conversation” that Dowlan was “misbehaving” with boys and he ran the rumours past a school chaplain but did nothing more. “With the experience of 40 years later, certainly I would agree that I should have done more,” he said when told Dowlan, who is in jail, went on to abuse dozens of children. ‘Lied to’ Another notorious priest based in Ballarat was Gerald Ridsdale, who Pell shared church accommodation with. Pell again denied trying to buy the silence of Ridsdale’s nephew David, who was abused by his uncle. “That certainly did not happen because I would certainly remember it,” said Pell, who accompanied Ridsdale to court as part of his “Christian duty”, when he was convicted of more than 100 charges of sexual abuse against children. Pell, who denies knowing about Ridsdale’s abuse, also again dismissed allegations “as demonstrably false” that he was once heard saying to a fellow priest: “Haha, I think Gerry’s been rooting boys again.” On Tuesday, the head of the Vatican Treasury told the commission the crimes of Ridsdale were “not of much interest” to him at the time, a statement he backpedalled from Thursday.

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ENTERTAINMENT Fake nose? Annoyed Kim Chiu reacts Actress Kim Chiu, who has been dubbed as “Chinita Princess,” is popular for her unique facial features, such as chinky eyes and pointed nose. But many people continue to ask if these were cosmetically enhanced. The 25-year-old actress took to Instagram to prove she did not have her nose undergo enhancement procedures. “Don’t want to post this na sana pero para matigil na. Some people don’t understand puberty and what make up can do (thanks to my makeup artists),” she wrote in the Instagram post. To end the controversy, Chiu posted a photo of her face and an X-ray image taken in 2014 when she was injured in a car accident. “Last 2014, I got into a car accident. and my nose got hit sa bakal ng car. It was bleeding so hard na ayaw tumigil that I was so scared. Kaya nagpa-check up ako and pina-Xray,” she added. To her surprise, the nurse who handed her the X-ray result noted, “Ay Ma’am Kim, tunay pala ilong mo?” Although she was offended by the unsolicited remark, the actress said she chose to “just walk away.” (MNS)

Kim Chiu

Actress Nadine Samonte is pregnant Former “Hawak Kamay” actress Nadine Samonte is pregnant with her first child, she announced on her Instagram account. The 27-year-old Samonte posted a photo of her latest ultrasound to reveal that she is six weeks pregnant. The caption read: “I love you Lord! Thank you for this miracle! We are so happy and Blessed!” “Thank you to our families, friends and thank you to all the people who prayed for us. Iba ang feeling pala talaga. I can’t explain. It’s just pure happiness and love,” added Samonte, who is married to businessman Rich-

Nadine Samonte

ard Chua, son of actress Isabel Rivas.

Why Richard has yet to marry Sarah Lahbati For celebrity couple Richard Gutierrez and Sarah Lahbati, their focus remains on their careers. Gutierrez revealed the reason behind their decision to put marriage on hold. “Alam naman namin pareho na this year nabigyan kami ng opportunities na magkaroon ng magagandang projects so naka-concentrate kami ngayon sa trabaho. Pero the right time will come,” he said. Gutierrez is the lead actor of an upcoming TV adaptation of “Ang Panday” in another network, while Lahbati is set to star alongside Piolo Pascual and Toni Gonzaga on ABSCBN’s “Written In Our Stars.” When asked if working for different networks has affected their relationship, Gutierrez said: “Well, pareho kaming masaya at iyon ang pinakaimportante sa lahat. Masaya siya sa ginagawa niya sa ABS, binibi-

Richard Gutierrez

gyan siya ng importansya doon.” Meanwhile, Gutierrez was also prodded for his opinion on his girlfriend possibly taking on the role of Filipina superheroine Darna. “Masaya ako for her and feeling ko talaga, bagay sa kanya ang maging Darna. Tindig pa lang niya, superhero na,” he said. Gutierrez and Lahbati have a twoyear-old son named Zion.(MNS)

Jennylyn, Dennis Trillo ‘exclusively dating’ Is Jennylyn Mercado, the lead actress of the upcoming Star Cinema romantic comedy “Just the 3 of Us,” giving her relationship with actor Dennis Trillo another shot? The 28-year-old Mercado admitted that she and Trillo are “exclusively dating.” “Ayaw lang naming i-broadcast, kasi ano e—gusto na lang namin, tahimik na lang. Pero ‘yon, hanggang do’n na lang,” she explained. Rumors about the two rekindling their romance surfaced when the two appeared to have celebrated New Year’s Eve together. Mercado and Trillo also went on a vacation

to Amsterdam. Last Friday, Mercado shared a photo with Trillo during a quick getaway to Batanes. The caption read: “We [love] Batanes!” Back in August of last year, Trillo said that he remains in very good terms with Mercado. He said: “Maganda ‘yung samahan namin, ‘yung working relationship okay din.” “Pero mayroong mga ibang bagay na hindi na kailangang sabihin. Kung ano ‘yung nakikita ng mga tao, hindi mo na kailangang sabihin pa na ganito ‘yon. Parang what you see is what you get,” he added.

“First time we knew, we called our parents. They are all so excited and now eto na, six weeks and everything is so perfect. And ang ganda ng heartbeat.” “The moment na nag-start ultrasound at sabi ng doctor na okay ang lahat my husband was crying. We both cried. Iba pala talaga. Thank you Lord thank you so much! Yehey magkaka-baby na po kami!” she concluded. Samonte, who recently signed a contract with Viva Entertainment, last appeared on ABS-CBN as part of the hit primetime series “Ang Probinsyano.”(MNS)

KC Concepcion’s mantra for 2016

Kapamilya actress KC Concepcion looks forward to many things this year. These include her acting comeback now that she’s in better shape than ever; and hopefully, a blooming love life, too. KC’s career took a backseat last year when she opted to focus on her family and other endeavors, including her advocacies with the United Nations, which named her the National Ambassador Against Hunger for their World Food Programme. “I would love to also do meaningful projects and go back to acting. Syempre I took a step back this 2015, focused more on business and United Nations. This year, I want to go back to acting and reconnect with my network,” KC said at the press conference for Natural Looks. Her last acting project was a TV series with Paolo Avelino, “Give Love On Christmas,” which ended in January 2015. The break from showbiz also allowed KC to get to know herself better and reassess her life and career. “Siguro it’s more of not being afraid to take a step back and say no to certain things. For example, kung gagawa ako ng project for the sake of maging exposed, I think ayaw ko na lang mag-yes sa isang project na hindi naman bagay sa akin. Ayaw ko naman din na ma-shortchange ’yung mga audience… So kapag may time na maganda ’yung dumating sa akin, I would like to make my audience happy and na-feel ko naman din na merong naka-miss sa akin,” she said.

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Drive off ................................. $999 Holiday Bonus Cash ...............-$500

2 At This Lease Payment (Stock# 50449,50456)

239

1 At This Lease Payment 15 in Stock (Stock# 50448)

$499

TOTAL DRIVE OFF

*

TOTAL DRIVE OFF

*All special leases are based on A-Tier Credit through Ally Bank. $OO SD\PHQWV DUH SOXV WD[ ͤUVW SD\PHQWV OLFHQVH DQG DFTXLVLWLRQ IHHV LQFOXGHG LQ OHDVH

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ALL NEW 2015 MITSUBISHI MIRAGE AND 2015 MITSHUBISHI LANCER ES ON SALE

All EVOLUTION Final Edition in Stock NOW!!! NEW 2015 MITSUBISHI

NEW 2015 MITSUBISHI

Includes hands-free bluetooth

MIRAGE DE

NET PRICE

$

LANCER ES

NET PRICE

10,699

*

$

15 IN STOCK Stock# 50121

MSRP ...................................$14,015 Manufacture Rebate .............$1,250 Loyalty Rabate .......................$250**

14,649

*

15 IN STOCK Stock# 50038/50082

MSRP ...................................$19,500 Manufacture Rebate .............$1,500 Loyalty Rabate .......................$500** Military Rebate ....................... $500

Military Rebate ....................... $500 SALE PRICE ..........................$12,015 Glendale Mitsubishi Discount $1,316 Holiday Bonus Cash................ $250

**Loyalty rebate extends to an immediate family member or domestic partner living at the same address as current registered Mitsubishi, Saturn or Suzuki owner. Proof of the same residency required.

Includes hands-free bluetooth

SALE PRICE ..........................$17,000 Glendale Mitsubishi Discount $2,351 Holiday Bonus Cash................ $250

PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURER’S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

PRE-OWNED SUPER CENTER

2.9%APR

CHECK OUT OUR SUPER VALUE PRICE ON COUPEs, SEDANS, & SUVs!

‘08 SCION TC BASE

‘14 MITSUBISHI MIRAGE DE

2.4LL 1-4 CYL, COUPE

1.2LL I-3 CYL, HATCHBACK

Stk: S60994A | 271458

NOW $

Stk: P1708R | 010570

9,090

NOW $

‘12 HONDA CIVIC EX

‘14 SCION XD BASE

1.8LL I-4 CYL, SEDAN

1.8LL I-4 CYL, HATCHBACK

Stk: P1677 | 045636

NOW $

11,995

Stk: P1733S | 336137

14,790

NOW $

14,995

‘13 HYUNDAI SONATA

‘14 SCION IQ

2.4LL I-4 CYL, SEDAN

1.3LL I-4 CYL, HATCHBACK

Stk: 50602A | 676344

NOW $

Stk: P1675 | 026296

12,690

‘14 NISSAN JUKE 1.6LL I-4 CYL, SUV

NOW $

12,890

‘15 HYUNDAI SONATA

Stk: P1631 | 350177

NOW $

‘13 MITSUBISHI LANCER SPORTBACK GT ‘14 NISSAN VERSA

15,190

2.4LL I-4 CYL, SEDAN

Stk: P1670R | 023283

NOW $

16,290

2.4LL I-4 CYL, HATCHBACK

Stk: P1605 | 015702

NOW $

12,990

‘14 MAZDA MAZDA6 I SPORT 2.5LL I-4 CYL, SEDAN

Stk: P1739 | 135135

NOW $

17,995

1.6LL I-4 CYL, SEDAN

Stk: 60084A | 843054

NOW $

12,995

‘14 NISSAN MAXIMA 3.5LL V-6 CYL, SEDAN

Stk: P1681R | 485200

NOW $

18,290

Please call Mark and Cesar at... Plea

888-465-7218 1235 S. BRAND BLVD. GLENDALE, CA. 123 www.gledalemitsubishi.com

TEST DRIVE TODAY! MENTION THIS AD -AND-

GET 3 DAY/2 NIGHTS LAS VEGAS VOUVHER

‘14 MITSUBISHI LANCER ES ‘15 KIA SOUL BASE FWD 2.0LL I-4 CYL, SEDAN

Stk: P1731 | 001936

NOW $

13,995

‘14 TOYOTA PRIUS

1.8LL I-4 CYL, HATCHBACK

Stk: P1641 | 379763

NOW $

18,390

1.6LL I-4 CYL, HATCHBACK

Stk: P1632 | 177866

NOW $

14,690

‘13 MITSUBISHI OUTLANDER SPORT SE 2.0LL I-4 CYL, AWC SUV

Stk: P1726S | 013982

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19,995

Balita Weekend Balita, Sat.-Fri., March 5 - 11, 2016

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19

What’s new in the 2016 Honda Civic Coupe? A lot... What’s new in 2016 Honda Civic Coupe? A lot... The creation of this new 10th-generation Civic represents one of the most comprehensive and ambitious new-model developments ever undertaken by Honda, requiring an unprecedented commitment of R&D resources and Honda engineering prowess. While the development of the Civic Coupe, together with the Civic Sedan, was led by a North American team – a first for Honda and Civic – the overall Civic series involves design and engineering teams from Honda R&D, as well as sales and manufacturing operations from around the world, especially in North America and Japan, but also in Europe, South America and Asia. In seeking to realize a “dynamic rejuvenation” of Civic and create a new interpretation “in a league of its own,” as the development team defined its mission, Honda engineers set out early during platform development to benchmark the world’s best C-segment vehicles—not only products in Civic’s traditional competitive set, but luxury compact class vehicles as well. Their evaluation of the world’s best products involved extensive real-world testing, ultimately targeting European luxury vehicles for the new Civic’s ride, handling, steering and NVH (noise, vibration and harshness), and also its interior quality and refinement. Achieving these lofty aims while

meeting requirements for an affordable compact car, in terms of cost, fuel efficiency and manufacturability, stretched the limits of the global Civic team’s engi- Orly Roque, Sales & Leasing Professional, neering capabili- Diamond Honda of ty and demanded Glendale new thinking and new approaches to body construction, vehicle aerodynamics, powertrain and chassis design. The result of these efforts is a completely reimagined and reinvented new Civic, the sportiest Civic ever, and a new benchmark in the compact class in terms of spaciousness, fuel efficiency, safety features, interior quality and dynamic performance. With many design features introduced on the Civic Sedan, the Civic Coupe takes the sporty styling and dynamic capabilities of the sedan even further for a unique performance coupe experience that is both stylish and fun to drive, but also surprisingly spacious for its compact exterior and feature packed. The new Civic Coupe is athletic, charismatic and connected. Virtually everything about the 2016 Civic Coupe is new – an allnew vehicle architecture, sporty and sophisticated new interior and exterior styling, a more spacious and high-quality cabin, two advanced

Best used cars now available in the market for less By Jon Linkov Consumer Reports

Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience. An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature. The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature. We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable. Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a

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former owner who didn’t care much for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road. But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot. Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in pre-owned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

tro We deliver in Medays Manila within 40ths! not 2 or 3 mon

2016 Honda Civic Coupe

new engines, and a host of new premium features and technologies. Further, with the addition of Honda Sensing safety and driver-assistive technologies on the Touring trim and the first application of Honda turbo engine technology to Civic on the EX-T and above trims, the 2016 Civic Coupe offers buyers a wider range of options than ever before. Civic models powered by the new 2.0-liter i-VTEC™ engine are designated as the Civic LX and LX-P trims. Civic models powered by the new turbocharged 1.5-liter engine are designated as the EX-T, EX-L (with leather-trimmed interior) and new line-topping Civic Touring, which reaches higher into the upper end of the compact car market than ever before. Major new technologies, features and capabilities of the 2016 Civic Coupe, depending on trim, are as follows: Meanwhile, if you want to belong to the select group of Honda owners,

all you have to do is visit the Diamond Honda of Glendale and get in touch with our kababayan Orly Roque, who is more than ready to serve you and find you your new Honda Hybrids or any other Honda vehicle and be assured of top fuel efficiency as well as safety and maintenance. These are just some of the reasons why Pinoys come to the dealership. Above all, at Diamond Honda of Glendale, customers are treated like Diamonds! That statement is backed up by General Manager Philip Keung, who has endeared himself to Filipino customers because of his professionalism and his recognition and vast understanding of Honda’s multi-ethnic market. “He is a great anchor. We rely on his wisdom and professional savvy all the time. He is very helpful to the Filipino salesmen and customers alike,” says Orly. Diamond Honda of Glendale is located at 138 S. Glendale Avenue, Glendale, CA 91205. Its toll-free number is 1.866.237.7092.

20

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Weekend Balita, Sat.-Fri., March 5 - 11, 2016

J

B MARKET

For adver tising, call (818) 552-4503

402

•

Fax (818) 550-7635

CAREGIVERS

CAREGIVERS

JOB OPPORTUNITIES

•

email: adver tising@balita.com

CAREGIVERS

CAREGIVERS NEEDED CAREGIVERS NEEDED Full time live-in male caregiver for @Faith Hope Love Home Care SerRCFE facility in Orange, CA 92869. vices. Please call Austine @ 888-775No exp ok. Compensation negotiable 9995 or email@ careinfo@fhlhcs.com based on exp. Call 949-495-6750 or IMMEDIATELY HIRING email to ocsgc.2014@yahoo.com One on one or in facility caregivers, CAREGIVERS WANTED CAREGIVERS PXVW KDYH OLYH VFDQ 7% WHVW ÂżUVW FEMALE CAREGIVER Live-in 6 bed facility in Walnut near Live-in caregiver. In a Board & Care aid training. Location within Los AnWest Covina. Call 626-964-4805 or in Northridge. Call 818-368-5108. geles / Ventura County. Please call LIVE-IN CAREGIVER 805-210-9876. For facility. Good condition, private 626-482-2727 room. Pls. call Mary 714-612-4288. LIVE-IN CAREGIVER LIVE-IN CAREGIVER Live-in caregiver full-time. 5 days a week. For board and care facility in Board & Care looking for caregiver, BALITA ADS GET RESULTS Cerritos area. With or w/out experi- live-in 5 to 6 days a week. Los Angeles / West Hollywood. (323) 658-7660. ence. Pls call 562-864-7814. MAINTENANCE PERSON Wanted friendly maintenance person for Gas and Convenience store. Parttime (Sat. & Sun. 11-5pm) in Orange County. Call Gary (714) 636-6333.

Balita

CAREGIVERS Male/female caregiver for board & care home in Thousand Oaks, experienced not necessary, 6 days a week. Call (805) 300-7770 or (805) 358-4220.

CAREGIVERS CAREGIVERS Part-time / full-time and Admin assistant needed. Independent worker, honest, caring is a must. Pls call ASAP. DSP is a plus. Call 562-805-8420. MALE CAREGIVER Full-time live-in. Immediate opening in Buena Park facility. Some experience required will train. Pls. call (714) 523-2635 for details. CAREGIVERS NEEDED Full-time, live-in. Located in Los Angeles area. For residential facility for Elderly. Pakitawagan po si Sherryl 714-600-5434

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Balita Weekend Balita, Sat.-Fri., March 5 - 11, 2016

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CLASSIFIEDS For adver tising, call (818) For advertising, call 552-4503 (818) 552-4503402 402

••

Fax (818) 550- • email: advertising@balita.com Fax (818) 550-7635

FOR SALE

SERVICES

FOR RENT

FOR RENT

FOR RENT

HOUSE & LOT Excellent for vacation or retirement. 275 sq. meters lot & 3 BR house. $QWLSROR &LW\ 4XDOLÂżHG buyer only. Call 909-723-0057 or email merna143@icloud.com

JAY D� PLUMBER/HANDYMAN Plumbing repair, drain cleaning, copper repipe, bath & kitchen, remodel hydro jetter, toilet, disposal, heating water heater, iron works, electrical & carpentry. Free estimate. (818) 730-6571

APT. FOR RENT Hollywood. 1 BR $1,400; Single $1,200; Brand new hardwood ÀU LQWHUFRP HQWU\ D F 7)& FDble ready, gated parking, pool, near Sunset & Wilcox, no pets. Manager speak Tagalog. 323462-3573.

HOLLYWOOD APT. $1,500/Mo. 2 BR, 2 ½ BA, balFRQ\ KDUGZRRG FDUSHW Ă€UV Cental a/c & heat, ref, gas range & micro oven, 2 car remote control gated prkng. Laundry fac. Normandie Ave. & Sunset Bl. No pets. Rolly 213-384-9788

ROOM-VAN NUYS $550 – With own bathroom & parking. Access to everything. Util. included. Call 213-327-4484.

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GOT CARS?

W. VAN NUYS - ROOM In a house, nice neighborhood, w/ swimming pool. Very accessible to bus line, free utils. Female pref’d. No pets & no smoking. (818) 6351477 or (818) 757-3671 or lv msg.

&RPSOHWH $FFXSUHVVXUH ‡ 6KLDWVX ‡ 6ZHGLVK 5HIOH[RORJ\ #PCVQO[ CPF *KNQV 2KPCU 5V[NG $CVC /CVCPFC .CNCMK $CDCG 2KNC[ .COKI 5CMKV PI MCVCYCP RCC DKPVK VWJQF DC[YCPI DCNCMCPI NKMQF FKDFKD NGGI DCNKMCV 5VTGUU 0GTDK[QU /CCUKO PC UKMOWTC )CU RCKP 2QQT EKTEWNCVKQP OCJKTCR OCVWNQI +DKI OCDWPVKU CV NKDTGPI VWTQ PI JKNQV RCORCOKN[C NCNQ PC UC OIC %CTGIKXGTU ;QW ECP NGCTP O[ YC[ QH JGCNKPI #RRQKPVOGPV QPN[

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with TRACH &VENT Skills for BALDWIN PARK & ALTA LOMA (SNBDNO) BI- LINGUAL OK

Private Duty Nurse Male/Female Caregivers Live In/Live out, Driving/ Non Driving, with or w/o EXP

STAFF DEVELOPER

TIPS, GUIDES AND MORE...

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Mag

MOTORING SECTION

Tayo!

B MARKET

JOB OPENING Male / Female LVN

ROOM FOR RENT Reseda area - semi furnished, clean, nice & quiet neighborhood, $500/mo., including utilities & close to bus stop.Preferred female. cel. (818) 458-5148

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PRAYERS PRAYER TO THE HOLY SPIRIT Holy Spirit Thou who make me see everything and show me the way to reach my ideal, You who give me the divine gift to forgive and forget the wrong that is done to me and who are in all instances of my life with me. , LQ WKLV VKRUW GLDORJXH ZDQW WR WKDQN <RX IRU HYHU\WKLQJ DQG FRQ¿UP RQFH more that I never want to be separated from You no matter how great the material desires may be. I want to be with You and my loved ones in Your perpetual glory. Amen. A person must pray this for three consecutive days without stating his wish. After the 3rd day the wish will be granted, QR PDWWHU KRZ GL௝FXOW LW PD\ EH 3URPLVH WR SXEOLVK WKLV DV VRRQ DV \RXU favor has been granted. Grateful Thanks - BLANCO

PRAYERS PRAYER TO THE HOLY SPIRIT Holy Spirit Thou who make me see everything and show me the way to

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reach my ideal, You who give me the divine gift to forgive and forget the wrong that is done to me and who are in all instances of my life with me. , LQ WKLV VKRUW GLDORJXH ZDQW WR WKDQN <RX IRU HYHU\WKLQJ DQG FRQ¿UP RQFH more that I never want to be separated from You no matter how great the material desires may be. I want to be with You and my loved ones in Your perpetual glory. Amen. A person must pray this for three consecutive days without stating his wish. After the 3rd day the wish will be granted, QR PDWWHU KRZ GL௝FXOW LW PD\ EH 3URPLVH WR SXEOLVK WKLV DV VRRQ DV \RXU favor has been granted. Grateful Thanks - LUCI

22

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COMMUNITY

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Filipino community in Metro DC remembers EDSA in Embassy ‘Talakayan’ WASHINGTON, D.C. – Members of the Filipino community in the Metro DC area swapped stories and insights into the 1986 EDSA People Power Revolution in a Talakayan held on 29 February 2016 at the Romulo Hall of the Philippine Embassy. The Talakayan was jointly organized by the Embassy and the Philippine Arts, Letters and Media Council (PALM) to commemorate the 30th Anniversary of People Power. “The first peaceful uprising in history, EDSA not only restored democracy and supremacy of civilian authority in the Philippines, but also laid out for the world to see the best of the Filipino – courageous, peace-loving, and compassionate,” said Philippine Ambassador to the Philippines Jose L. Cuisia, Jr. in his keynote address. Consistent with this year’s anniversary theme, “Pagbabago: Ipinaglaban N’yo, Itutuloy Ko,” Ambassador Cuisia made a call to action for the protection of People Power’s legacy. “To honor the memories of those who fought for the restoration of Philippine democracy, we are duty-bound to ensure that the lessons of the Revolution are well-learned and never forgotten,” the Ambassador stressed. He highlighted the need to engage the younger generations of Filipinos and Filipino-Americans in order to keep the spirit of EDSA alive. “It is therefore my fervent hope

that what we are doing today will make the Filipino and Filipino-American youths realize that EDSA is not just a traffic congested avenue in Metro Manila, but the birthplace of modern Filipino empowerment,” Ambassador Cuisia added. PALM President Mitzi Pickard echoed the Ambassador’s message as she shared her involvement as a young activist in those days. “For all of us, EDSA People Power 1986 was a pivotal part of Philippine history—a shining period for the Philippines that brought it into worldwide cynosure. EDSA was an exciting experience we were proud to participate in—whether we were in the Philippines or in Metro DC,” Ms. Pickard stated. “It is more important than ever to pass on these majestic, memorable moments in Philippine/Filipino American history to our younger generations. It is incumbent upon the ‘young once’ to pass on the legacy of this peaceful transition of democracy to our ‘young ones,’” she further said. Richard Villa Mercado, an alumnus of the University of the Philippines Diliman, offered an eyewitness account of the events on 22-26 February 1986 and described the sense of pride felt by the Filipino community when President Corazon Aquino embarked on her first official visit to the United States in September 1986. “The People Power Revolution is one of the pivotal moments of my life. I consider myself lucky to be

Laban pa rin! (from left: PALM President Mitzi Pickard, Jon Melegrito, Maurese Oteyza Owens and Richard Villa Mercado are the main speakers at the Embassy Talakayan to commemorate the 30th Anniversary of People Power Revolution on 29 February 2016.

a part of a peaceful People Power Revolution in February of ’86 and also, six months later, to be a part of the historic visit of Cory here in DC and in New York,” he said. Jon Melegrito, a Filipino community leader and National Coordinator of the Coalition Against the Marcos Dictatorship (CAMD) from 1978 to 1986, opined that the events in February 1986 were a culmination of years of dissidents’ and activists’ fighting a “lonely battle”. He recalled those who sacrificed their lives in the name of freedom and democracy. “Like Ninoy, they believed that the Filipino is worth dying for,” Mr. Melegrito underscored. Following the panel discussion

was a Q&A that also tackled the role of the US Government and the Filipino community in the United States in shaping the outcome of the EDSA Revolution. Steven Rood, currently the Philippine Country Representative for The Asia Foundation, likewise shared his experiences as a professor in UP Baguio during People Power. Enriching the commemorative program were the poignant rendition of “Magkaisa” by Filipino community leaders Drs. Vic and Bambi Lorica and a viewing of the music video “Handog ng Pilipino sa Mundo.” Movement for Free Philippines member Maurese Oteyza Owens introduced the panelists.

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23

HEALTH & BEAUTY

Hontiveros: Unlawful for hospitals to Veterans and Medicare Some interesting excerpts from demand deposit before administering Veterans Health Benefits Guide: emergency medical treatment “VA does not recommend that Stricter implementation of RA 8344 sought

MUNTINLUPA – Former Philhealth director and senatorial aspirant Risa Hontiveros today pushed for the stricter implementation of RA 8344, also known as the Anti Hospital Deposit Bill, which prohibits hospitals from demanding a monetary deposit before confinement or medical treatment in emergency or serious cases. “Nakakabahala ang mga balita, kung totoo ito, ng mga namamatay dahil hindi binibigyan ng agarang kalinga ng mga pribadong ospital gayung mayroon namang batas na pinagbabawal ang pagtanggi ng mga pasyente dahil walang pambayad,� Hontiveros opined. “Kailangan ng mas strict na implementasyon sa RA 8344, kailangan may ngipin ang batas para higit na

maprotektahan ang karapatan ng mga kababayan nating maysakit.� Hontiveros was responding to a story being circulated in social media about a baby who died after allegedly being rejected by a resident doctor at the UST hospital. Republic Act 8344 also states that while a patient may be transferred to another hospital, it can only do so after administering the appropriate medical treatment and if such transfer does not entail more risk to the patient. Hontiveros, who is running on a platform of universal health, said that cases such as these highlight the need for more public financing for health care. “Bukod sa mas malapad na coverage ng Philhealth, kailangan din talaga natin dagdagan ang public hospitals kung saan may No Balance Billing para sa mga indigent na pasyente.�

Veterans cancel or decline coverage on Medicare (or other health care or insurance programs) solely because they are enrolled in VA health care. Unlike Medicare, which offers the same benefits for all enrollees, VA assigns enrollees to enrollment priority groups, based on a variety of eligibility factors, such as service-connection and income. There is no guarantee that in subsequent years, (US) Congress will appropriate sufficient funds for VA to provide care for all enrollment priority groups. This could leave veterans, especially those enrolled in one of the lower priority groups, with no access to VA health care coverage. For this reason, signing up for Medicare as a secondary source of coverage may be in the Veteran’s best interest. “In addition, a veteran may want to consider the flexibility afforded by enrolling in both VA and Medicare. For example, veterans enrolled in both programs would have access to non-VA physicians (under Medicare Part A and Part B) or obtain prescription drugs not in the VA formulary if prescribed by non-VA physicians and filled at their local retail pharmacies (under Medicare Part D).� On acquiring eligibility for Medicare, a veteran should consider

timely enrollment on Medicare Part B so as not to incur late enrollment penalty. Here is why: “Creditable coverage for Medicare Part B can only be provided through an employer. As a result, VA health care benefits to veterans are not considered creditable coverage for the Part B program. So, although a veteran may avoid the late enrollment penalty for Medicare Part D by citing VA health care enrollment, that enrollment would not help the veteran avoid the late enrollment penalty for Part B�. If you need help, you may reach me at 323-535-7373 or e-mail at: leo. balita@gmail.com. About the author: Leo Monsalud hails from Sta. Cruz, Zambales. He studied for MBA and Law at the University of the Philippines. He holds CA license #0G55218 as well as a Non-Resident license for Nevada. He helps members choose the right Medicare plan for them. He also advises on life insurance and eligibility on programs such as MediCaid (Medi-Cal), SSI, In-Home Support Services, and the like.

VA improves timeliness of provider payments

Bellajio: Best Spa & Massage parlor in San Fernando Valley. Bellajio has been serving the Valley for 11 years! – a good number to boast off their good service. From Shiatsu, Swedish, Deep Tissue, Thai Hot Stone and Hot Oil Massages, Bellajio Spa and Massage includes body scrub at a very reasonable price. Come visit and enjoy their soothing amenities. Located at 7100 Van Nuys Blvd. #204 Van Nuys CA 91405 with tel number 818-786-7888.

DID YOU KNOW?

6

FILIPINO

CONDIMENTS

Condiments like patis are high in salt. Salt is used to enhance other flavors, so even sweet sauces like banana ketchup may be high in salt.

SOUP AND FLAVOR MIXES

Soup mixes used for dishes like sinigang have a lot of salt. An eighth of the pouch of sinigang base contains 810mg of salt.

Filipinos are at risk for high blood pressure. In fact, 3 out of 5 Filipinos have high blood pressure and 1 out of 5 Filipinos have pre-hypertension1. Pre-hypertension means your blood pressure is between 120/80 mmHg and 139/89 mmHg. This increases your risk for high blood pressure even more. High blood pressure increases your risk for heart failure and stroke. Reducing salt in your diet will help lower your risk for high blood pressure. The American Heart Associa on recommends to eat less than 1,500mg of salt per day. That is about 1/2 teaspoon of salt, 1 tablespoon of pa s, or 1 tablespoon of bagoong.

CANNED GOODS

Canned goods like luncheon meat and sardines use salt for shelf life. Eat these less often and in small amounts .

INSTANT NOODLES

Instant pancit canton and instant soups are laden with salt. They contain up to double your recommended salt intake.

MERIENDA

Crunchy goodies like butong pakwan and cornick are heavily salted. For smart snacking, have a handful and stick to only eating that amount.

PRESERVED FOODS

A high amount of salt is used in items such as dilis, itlog na maalat, and tuyo. One ounce of tuyo contains 1,275mg of salt.

WASHINGTON – To enhance Veterans’ access to care and eliminate delays in Choice provider payment, the Department of Veterans Affairs (VA) is eliminating administrative burdens placed on VA community providers. Previously, payments to Choice providers were not allowed until a copy of the Veteran’s medical record was submitted. Now, community providers, under the Choice program, will no longer be required to submit medical records prior to payment being made. To facilitate the change, VA has modified the Choice Program contract, making it easier for Health Net and TriWest to promptly pay providers. VA continues to require pertinent medical information be returned to ensure continuity of care; however, it is no longer tied to payment. VA is taking these steps to more closely align with industry standards.

“This administrative step just makes sense,� said VA Under Secretary for Health Dr. David J. Shulkin. “It ensures Veteran access, timely payments and strengthens our partnerships with our Choice providers. We know that providing Veterans access to high-quality, timely healthcare would be impossible without collaboration with our community providers.� VA’s Plan to Consolidate Community Care Programs outlines additional solutions to improving timely provider payment. VA is moving forward on two paths to further improve timely payment. First, VA is working toward a single community care program that is easy to understand, simple to administer and meets the needs of Veterans, community providers and VA staff. Secondly, VA plans to pursue a claims solution that moves to a more automated process for payment.

24

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MOTORING

2016 Outlander awarded IIHS Top Safety Pick+ Mitsubishi Outlander maintains its designation for a third consecutive year Cypress, Calif. December 10, 2015 – Mitsubishi Motors North America, Inc. (MMNA) announced today that its redesigned and reengineered seven-passenger crossover, the 2016 Outlander, has been named an IIHS TOP SAFETY PICK+ with the availability of Forward Collision Mitigation*. The Insurance Institute for Highway Safety is an independent non-profit scientific and educational organization that researches, performs evaluations, and assesses safety ratings in crash testing of production vehicles. “Since its redesign in 2014, the Mitsubishi Outlander with available Forward Collision Mitigation has been an IIHS TOP SAFETY PICK+,” said Don Swearingen, executive vice president, MMNA. “With over 100 improvements from the previous model year, the 2016 Outlander truly serves as an ambassador for the brand’s dedication to superior safety and reliability.” Standard safety features found on the Mitsubishi Outlander include seven air bags, Active Stability Control with Traction Control Logic, Tire Pressure Monitoring System, and Anti-lock braking system (ABS) with Electronic Brake-force Distribution and Brake Assist. Additional available features include Forward Collision Mitigation, Lane Departure Warning and Adaptive Cruise Control.

William & Erlina Almonte pose with their newly-purchased 2016 Mitsubishi Outlander SEL Cosmic Blue with a Body Kit and with Filipino Sales Alex Jacinto of Puente Hills Mitsubishi (rightmost) who helped them get the best deal for the Outlander.

Unlike previous model years where advanced safety features were only available at the highest trim level, Mitsubishi has created the SEL Advanced Safety Package to make these features available at a more attainable price point on lower trim levels. The 2016 Outlander SEL with 2WD and SEL Advanced Safety Package is available for $26,545 and features Forward Collision Mitigation, Lane Departure Warning, Adaptive Cruise Control, rain-sensing windshield wipers, power folding side-view mirrors, auto on/off headlights and front wiper de-icer. The 2016 Mitsubishi Outlander was launched in August of this year and in its first four months, sales are up 97 percent over the same four months of the prior year. Overall, Mitsubishi Motors continues its sales momentum and has reported

year-over-year sales increases for 21 consecutive months. While frigid weather swept across the country in January, Mitsubishi Motors North America, Inc. (MMNA) CUV sales were hot. The Mitsubishi Outlander led the way recording its best January since 2007 with sales of 1,543, an increase of 53.8 percent over January 2015. If you have been desiring to own a new Mitsubishi vehicle, come down to Puente Hills Mitsubishi and check out our kababayan Alex Jacinto. So what are you waiting for? Schedule a Test drive on the vehicle of your choice at Puente Hills Mitsubishi . Call Alex at 1-866-400-1067 and test drive a Mitsubishi vehicle today! Puente Hills Mitsubishi is located at 17665 Castleton St., City of Industry.

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Price plus goverment fees and taxes, any finance charge, any dealer document processing charge, any electronic filing charge any emissions testing charge. Offer expires on May 2, 2016.

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Balita

Nissan Versa wins Kelley Blue Book’s KBB.com 2016 5-Year Cost to Own Award

NASHVILLE, Tenn. - The 2016 Nissan Versa has been recognized by Kelley Blue Book’s KBB.com as the Subcompact Car category winner in its fifth Manuel Lava annual 5-Year Cost to Own Awards, which recognizes new vehicles with the lowest projected ownership costs. The awards are based on Kelley Blue Book’s 5-Year Cost to Own data for new cars for the initial five-year ownership period. Among the factors taken into consideration are depreciation, expected fuel costs, finance and insurance fees, maintenance and repair costs, and state fees. “New-car shoppers usually pay a lot of attention to how much a car will cost upfront; however, sometimes an even more expensive car on the front end can actually save you money during the first five years of ownership by having low total ownership costs,” said Dan Ingle, vice president of vehicle valuations, industry solutions and international for Kelley Blue Book. The 2016 Nissan Versa Sedan has a starting Manufacturer’s Suggested Retail Price (MSRP)* of $11,990 (Versa Sedan S with 5-speed manual transmission). For 2016, the SL grade has been reduced by $500 (versus the 2015 model), helping keep the strong sales momentum going for Versa Sedan. The 2016 Versa Note has a starting Manufacturer’s Suggested Retail Price (MSRP)* of $14,230 (Versa Note S with 5-speed manual transmission). The Nissan Versa Sedan, one of the best-selling vehicles in the sub-compact sedan class, offers high value, exceptional roominess and mid-size vehicle technology without a mid-size price. The 2016 Versa Sedan is available in four models – S (5-speed manual and 4-speed automatic), S Plus (Xtronic only), SV (Xtronic only) and SL (Xtronic only). The 2016 Nissan Versa Note, while sharing many attributes with the popular Versa Sedan, has its own distinct look, feel and added hatchback utility – including ample cargo space with available Divide-N-Hide Adjustable Floor. Now in its third year of production, The 2016 Versa Note is powered by a 1.6-liter DOHC 16-valve 4-cylinder engine. Versa Note S features a 5-speed manual transmission, while the S Plus, SV, SR and SL models are equipped with a next-generation Nissan Xtronic transmission, helping these grades achieve 40 miles per gallon highway fuel economy**. If you have been desiring to own a new Nissan vehicle, come down to Nissan Mission Hills and check out our kababayan Manuel Lava of Nissan Mission Hills. So what are you waiting for? Schedule a Test drive on the vehicle of your choice at Nissan of Mission Hills. Call Manuel at 1-888-588-7635 and test drive a Nissan vehicle today! Nissan of Mission Hills is located at 11000 Sepulveda Blvd., Mission Hills, CA 91345.

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26

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Balita

NOW SERVING SMILES AT SUBARU OF GLENDALE

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27

NISSAN OF MISSION HILLS Out to be the #1 Nissan Dealer in the Nation*

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2015 NISSAN SENTRA 2015 NISSAN SENTRA 2016 NISSAN ALTIMA

SALE PRICE $14,338 **NMAC APR CASH $250 *NISSAN CUSTOMER CASH $1000 ***COLLEGE GRAD DEALER CASH $600 *****NISSAN CUSTOMER BONUS CASH $500 JAN/FEB RETAIL OWNER COMM PROGRAM* $500

Automatic/Air Conditoning/Power windows/Power door locks/AM/FM & much more!

Power windows/Power door locks/AM/FM/CD & More!

Automatic/Air Conditoning/ABS/ Power windows/ Power door locks /AM/FM & much more!

Model#12315

4cyl Model#12065

NET COST T0 YOU:

11,988

$

2 at this net cost FY265895, FY268974

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

SALE PRICE $19,588 **NMAC APR CASH $500 *NISSAN CUSTOMER CASH $1,000 ***COLLEGE GRAD DEALER CASH $600 JAN-FEB RETAIL OWNER COMM PRGM* $1,000

Net Savings off MRSP

6,000

$

4cyl Model#13016

16,988

$

NET COST T0 YOU:

2 att thi this savings i FY312025, FY339390

Includes $600 College Grad dealer Cash***, $250 NMAC APR CASH**, $1,000 NISSAN CUSTOMER BONUS CASH*, *****NISSAN CUSTOMER CASH $1,000

2 at this net cost GC115697, GC126765

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

2015 NISSAN ALTIMA 2016 NISSAN FRONTIER CREW CAB 2015 NISSAN QUEST

Automatic/Air Conditoning/Power windows/Power door locks/AM/FM & much more!

SALE PRICE $24,988

SALE PRICE $23,098 ***COLLEGE GRAD DEALER CASH $600 NMAC APR CASH $500

AUTOMATIC!

Automatic/Air Conditioning/Power windows & locks, Cruise/AM/FM/CD/3rd Row Seat & much more!

Model#13315

Net Savings off MRSP

8,000

$

1 at this savings FN900609 Includes $600 College Grad dealer Cash***, $750 NMAC APR CASH**, $1500 NISSAN CUSTOMER CASH*, *****NISSAN CUSTOMER BONUS CASH $1,000

4cyl NET COST T0 YOU:

Model#32116

21,988

$

Model#55115

SALE PRICE T0 YOU:

23,988

$

2 at this net cost GN719533, GN720024

2 att this thi nett costt F9122507, F91281155

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

*Nissan Customer cash in lieu of special ďŹ nancing.

www.nissanofmissionhills.com

OYG

GD %

Offers subject to availability. Net cost based on current rebates. *Nissan Customer Cash in lieu of Special Financing. **Must fi nance through NMAC. ***All U.S. Military personnel (active and reserve). *College grad must have BS or BA degree from a 4-year University within the last 2 years, also must fi nance with NMAC to receive $600 College grad. All advertised prices exclude government fees and taxes, any fi nance charges, any dealer document processing charge, any electronic fi ling charge, any emission testing charge, and dealer add-ons or accessories. Vehicles subject to prior sale. Interest accrues from date of contract. Ad prices good thru 2/15/16 close of business. NMAC fi nancing may be required on some vehicles see dealer for details. All fi nancing subject to credit approval. Factory rebate in lieu of special APR. Certifi cate Program, see dealer for details.

6DQ )HUQDQGR 0LVVLRQ %OYG

XOYH

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAM’S CLUB MEMBERS

6HS

888-588-7635

11000 Sepulveda Blvd.Mission Hills, CA 91345

G

6 %UDQG %OY

1

28

Visit www.Balita.com

Weekend Balita, Sat.-Fri., March 5 - 11, 2016

Balita

CERRITOS MITSUBISHI TURN YOUR TAX REFUND

INTO A NEW CAR NO PA PAYMENTS UNTIL JUNE 2016

HUGE INVENTORYof 2015 Evolutions and last year of production SAVE

* OR $

7,400

$

2015 MITSUBISHI

OUTLANDER SE 7 SEATER

0

MSRP ..................................... $27,645 Customer Rebate ............$3000 Loyalty Rebate .................... $500 Military Rebate ................... $500

OFF MSRP

2015 MITSUBISHI

2015 MITSUBISHI

2015 MITSUBISHI

mirage de

2016 MITSUBISHI

outlander sports es outlander ES 5 speed 7 seater

LANCER ES AUTO

MSRP .............................. $14,015 Customer Rebate .....$3,500 Loyalty Rebate .............. $500 Military Rebate ............. $500

% FOR S. 72 MOS.

MSRP ...............................$19,105 Customer Rebate .....$2,500 Loyalty Rebate .............. $500 Military Rebate ............. $500

MSRP .............................. $21,645 Customer Rebate .....$2,000 Loyalty Rebate .............. $500 Military Rebate ............. $500

BUY FOR

MSRP .............................. $23,845 Customer Rebate .....$1,000 Loyalty Rebate .............. $500 Military Rebate ............. $500

BUY FOR

$

8,399*

NET COST

or

$

LEASE FOR

$

109

$

15,199*

$

or

*

12,499

$

LEASE FOR

159

OR

18,199*

or

LEASE FOR

0% for 72 mos

+ tax 36 mos.

UP TO

0%

$

+ tax 36 mos. for 72 mos.

189

+ tax 36 mos.

*Lease payment includes Loyalty and Military Rebates.

CHECK OUR FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘12 NISSAN VERSA 1.8 HATCHBACK

WAS $10,603

$

8,995

Stk: C16071A

‘13 NISSAN FRONTIER TRUCK KING CAB

WAS $16,988 Stk: S6843P

$

12,800

NURSES PROGRAM AVAILABLE!

‘12 MAZDA MAZDA5 SPORT WAGON

$

WAS $11,086

9,998

Stk: C15688A

‘11 KIA SPORTAGE SUV

WAS $22,988 Stk: C2682P

0

$

13,800

‘09 TOYOTA MATRIX XRS WAGON

WAS $13,800 Stk: V15002A

$

10,999

‘11 HYUNDAI SONATA LIMITED

WAS $16,999

$

Stk: C2692P

% FINANCING

14,800

‘11 MITSUBISHI OUTLANDER SPORT ES

WAS $12,361

$

Stk: C15305A

11,800

‘15 HONDA CIVIC LX COUPE

WAS $16,781 Stk: C15635A

$

15,885

‘13 HONDA CIVIC LX COUPE

WAS $15,900

$

12,588

Stk: C2858P

‘13 SCION FR-S COUPE

WAS $21,988 Stk: C15417A

$

16,988

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

AVAILABLE ON SELECTED 2014 & 2015 MODELS NO ONE OFFERS MORE! Mitsubishi Honda Toyota Nissan

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

ONLY 3/36 ONLY 3/36 NONE

ONLY 3/36 ONLY 5/60 NONE

ONLY 3/36 ONLY 5/60 NONE

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY 5 YR/UNLIMITED MILES ROADSIDE ASSISTANCE PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

10100

YES

5YR

YES

Toll Free 1-888-835-6136

10944 South St. Cerritos CA 90703

Balita Weekend Balita, Sat.-Fri., March 5 - 11, 2016

Visit www.Balita.com

29

Diamond Honda of Glendale MARCH INTO SAVINGS! Orly Roque

Check Out the 2016 HR-V!

Sales & Leasing

“Magandang deals ang naghihintay sa inyo. Madali kaming kausap. Tawag na!�

0

%

ALL NEW 2016 Honda Civic LX

Lease for only

$119

4 Dr,Automatic

*FREE LIFETIME POWERTRAIN WARRANTY

*Included with the purchase of any new or selected used vehicle. We will extend your Powertrain Warranty for as long as you own your vehicle. Peace of mind you can’t get anywhere else.

WAS $10,098

NOW

$8,598

2 at this price Starting at $20,275. $4,055 due at lease signing plus destination, tax, title & tags. 39 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

ALL NEW 2016 Honda CRV LX

Lease for only

2WD,Automatic

$159

Starting at $24,645. $4,679 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

2013 DODGE AVENGER SE WAS $10,498

NOW

$8,998

2012 HYUNDAI SONATA GLS

(26541A/A6387867)

2013 HONDA ACCORD WAS $17,494

NOW

$15,994 (92064/DA006381)

Diamond Honda

of Glendale

ALL NEW 2016 Honda ODYSSEY SE

1 at this price

WAS $14,491

NOW

$12,991 (26121A/CH447467)

2015 KIA OPTIMA LX WAS $18,091

NOW

$16,591 (92099/F5591228)

Starting at $34,255. $5,419 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

RATE AS LOW AS

1.9% APR

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

WAS $12,494

WAS $12,494

NOW

NOW

$10,994 (92091/E6361089)

2013 HONDA CIVIC

$10,994 (92070/9A122612)

2013 HONDA CIVIC

WAS $15,791

WAS $16,091

NOW

NOW

$14,291 (92125/DH539559)

2012 MAZDA CX-9 GRAND TOURING WAS $20,984

NOW

$19,484 (26093A/C0365421)

$228

Stk/VIN (26083/015845) Model RL5H3GEW

2009 HONDA ACCORD EX-L NAVI

2014 KIA RIO LX

Lease for only

per month plus tax at 36 months pe

2 at this price

2010 CHEVROLET EQUINOX LT

$12,594

Starting at $23,725. $4,499 due at lease signing plus destination, tax, title & tags. 39 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

STK/VIN (26569/517965, 26574/517962) Model RM3H3FEW

(92029/DN646038)

NOW

1 at this price Stk/ VIN (26601/119027) Model CR2F3GEW

per month plus tax at 36 months

(25332A/BT0041143)

WAS $14,094

$129

per month plus tax at 39 mon months

Stk/VIN (26520/525137, 26544/524335)

+RQGD &HUWLÂżHG 8VHG &DUV & Other Pre-owned Specials 2011 NISSAN LEAF

Lease for only

4 Dr,Automatic

p per month p plus tax at 39 months

APR

on limited long term financing on select new Honda models for well qualified buyers. On approved credit.

ALL NEW 2016 Honda Accord LX

$14,591

(26573A/DH587611)

2013 INFINITI EX37 NAVI WAS $24,782

NOW

$23,282 (92085/DM430396)

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

2014 CHEVROLET IMPALA WAS $13,994

NOW

$12,494 (92010A/E1105668)

2013 NISSAN ROGUE S WAS $16,491

NOW

$14,991 (92098/DW033352)

2014 HONDA ODYSSEY CERTIFIED WAS $27,291

NOW

$25,791 (92121/EB030226)

30

Visit www.Balita.com

Weekend Balita, Sat.-Fri., March 5 - 11, 2016

“Tawag na sa Filipino Department. Hanapin nyo lang po kami! “

Jose Villanueva

Cell: (213) 500 -1260

Balita

Joel Paguio

Cell: (323) 547-5394

“Bring your TAX REFUND here and drive home with a car of your choice!�

Over 500 Pre-owned to choose from!

250 Off SPECIAL!

*$

‘07 MITSUBISHI OUTLANDER 2WD 4DR XLS

‘12 NISSAN LEAF 4DR HB SL

8,495

‘06 BMW 325CI COUPE

8,995

$

FOR WEEKEND BALITA READERS!

9,995

$

$

‘03 LEXUS GX 470 4DR SUV 4WD

‘13 HYUNDAI ELANTRA 4DR SDN MAN GLS

10,995

11,495

$

$

VIN: JA4MS41X67U005215 STOCK: X51924

VIN: JN1AZ0CP9CT022183 STOCK: X50485

VIN: WBABD33496PL09413 STOCK: X60179

VIN: JTJBT20X330001752 STOCK: X60166A

VIN: KMHDH4AE4DU721850 STOCK: X51228

‘12 TOYOTA PRIUS C 5DR HB ONE

‘14 HYUNDAI ELANTRA 4DR SDN MAN SE

‘07 BMW 335I SEDAN

‘07 NISSAN FRONTIER 2WD V6 AUTOMATIC SE

‘08 MERCEDES-BENZ C300 4MATIC SPORT SEDAN

11,995

$

VIN: JTDKDTB37C1019214 STOCK: X60277

‘13 TOYOTA COROLLA 4DR SDN AUTO S

13,777

$

12,495

$

$

VIN: 5NPDH4AE0EH460829 STOCK: X51204

‘08 TOYOTA SIENNA 5DR VAN XLE FWD

13,995

12,995

13,750

$

VIN: WBAVB73547VH23010 STOCK: X60172

VIN: 1N6AD06U57C442720 STOCK: X51804

VIN: WDDGF81X88F059576 STOCK: X50159

‘14 TOYOTA COROLLA 4DR SDN MAN L

‘14 HYUNDAI ELANTRA GT 5DR HB MAN

‘14 TOYOTA CAMRY 4DR SDN I4 AUTO L

14,495

$

13,495

$

$

$

14,995

15,995

$

VIN: 5YFBU4EE1DP136884 STOCK: X50726

VIN: 5TDZK22C48S188275 STOCK: X51925

VIN: 5YFBURHE0EP073125 STOCK: X51472

VIN: KMHD35LH9EU194661 STOCK: X60196

VIN: 4T1BF1FK6EU367762 STOCK: X51873

‘13 NISSAN MURANO AWD 4DR S

‘14 TOYOTA PRIUS 5DR HB THREE (GS)

‘14 NISSAN MURANO AWD 4DR S

‘15 HYUNDAI SANTA FE SPORT AWD 4DR 2.4

‘15 TOYOTA RAV4 FWD 4DR XLE (GS)

18,995

$20,995

VIN: JN8AZ1MW8EW520938 STOCK: X51478

VIN: 5XYZTDLB3FG231917 STOCK: X51298

16,995

$

VIN: JN8AZ1MW0DW314849 STOCK: X51487

17,995

$

$

VIN: JTDKN3DU3E0374859 STOCK: X51768

21,995

$

VIN: 2T3WFREV1FW159180 STOCK: X51748

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices! We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065

Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

Balita Weekend Balita, Sat.-Fri., March 5 - 11, 2016

Visit www.Balita.com

31

Puente Hills Mitsubishi DOUBLE YOUR %APR 0 FINANCING ON ALL 2015 AND SELECT NEW 2016 MODELS.

72 MOS! On Approved Credit *Excludes advertised vehicles

NEW 2016

MITSUBISHI OUTLANDER 7 Passenger

$

M MSRP..........................$23,900 Dealer Discount.........$2,012 D Customer Rebate........$1,000 C LLoyalty Rebate...............$500 M Military Rebate..............$500

159

UP TO

PER MO 47 MOS.

6

BIG DAYS!

WED

THUR

STK 160163 / VIN 022463

FRI

SAT

SUN

MON

MAR 9TH MAR 10TH MAR 11TH MAR 12TH MAR 13TH MAR 14TH

NEW 2015 MITSUBISHI

MIRAGE

8,788

1000

NEW 2015 MITSUBISHI

OUTLANDER SPORT

LANCER EVOLUTION GSR

NET COST

SALE PRICE

$

1 at this offer

MSRP..........................$21,700 Dealer Discount.........$3,112 Customer Rebate........$2,000 Loyalty Rebate............... $500 Military Rebate..............$500

15,588

$

On Above Average Credit, t, 36 Mos. Closed End Lease, 12K Miles Per Year, 18¢ Per excess Mile, $3,995 Down + Tax + $500 Loyalty + First Payment + Security Deposit + DMV .

OR LEASE FOR

$

89

PER MO + TAX

37,488

(150534/027158)

(150577/062470)

On Above Average Credit, 48 Mos. Closed End Lease, 12K Miles PerYear, 18¢ Per excess Mile, $3,995 Down + Tax + $500 Loyalty + First Payment + Security Deposit + DMV .

MSRP..........................$38,805 Dealer Discount............$817 Military Rebate..............$500

1 at this offer

1 at this offer

(150493/054862)

*

*EXCLUDES ADVERTISED VEHICLES

NEW 2015 MITSUBISHI

MSRP..........................$14,015 Dealer Discount............ $977 Customer Rebate........$3,500 Loyalty Rebate............... $250 Military Rebate..............$500

NET COST

$

$

1 aat this offer

On above Average Credit 47 mo, closed end lease 12k Miles per year, $3,995 Down + Tax + Lic + Sec Deposit + Loyalty Rebate + Military Rebate

OR LEASE FOR

$

139

PER MO + TAX

On Above Average Credit, 36 Mos. Closed End Lease, 12K Miles Per Year, 18¢ Per excess Mile, $3,995 Down + Tax + $500 Loyalty + First Payment + Security Deposit + DMV .

OR LEASE FOR

$

349

PER MO + TAX

$OO DGYHUWLVHG SULFHV H[FOXGH UHFRQGLWLRQLQJ IHH SOXV JRYHUQPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH 3LFWXUHV DUH IRU LOOXVWUDWLRQ RQO\ $OO ͤQDQFLQJ RQ DERYH DYHUDJH FUHGLW 3D\PHQWV EDVHG RQ PRV # $35 SOXV WD[ OLF JRYHUQPHQW IHHV DUH QRW LQFOXGHG LQ \RXU SD\PHQW DQG PXVW EH SDLG LQ FDVK 0XVW EH FXUUHQW UHJLVWHUHG RZQHU RI 0LWVXELVKL YHKLFOH WR UHFHLYH /R\DOW\ 5HEDWH 0LOLWDU\ 5HEDWH PXVW EH DFWLYH PLOLWDU\ DQG SURYLGH YHULͤFDWLRQ of service. Income Tax Vouchers not available towards any advertised specials. Ad expires 3/14/16 at close of business.

WE WANT YOUR CLUNKER

RECENTLY REPOSSESSED BY MAJOR BANKS & SOME NEW TRADES

$

49

RUNNING OR NOT!

$

1500

THESE VEHICLES MUST SELL OR GO TO AUCTION

FREEDOM FROM HIGH PAYMENTS!

DOWN

*

TRADE-IN GUARANTEE. TOW-IT, PUSH IT OR PULL IT. *exclude advertised vehicles.

DELIVERS ANY VEHICLE WE FINANCE ANYONE!*

YOUR JOB IS YOUR CREDIT!

WE WILL FINANCE ANYONE OAC* QAD*

IF WE CAN’T FINANCE YOU YOUR CAR IS FREE!****

“Hanapin nyo lang po ako.� ALEX JACINTO Filipino Sales

Cell : (562) 686 -6384 Email : alexander@puentehillsmitsubishi.com

0LQL &RRSHU 3 1LVVDQ 0XUDQR 3 .LD 6RXO $ )RUG 0XVWDQJ 3 +\XQGDL 6RQDWD 3 .LD 6RUHQWR 3 0LWVXELVKL 2XWODQGHU 6SRUW 3 0HUFHGH] %HQ] &/. & 3 1LVVDQ $OWLPD 3 &KHYUROHW 6LOYHUDGR &UHZ 3 'RGJH *UDQG &DUDYDQ 3

‘14 MITSUBISHI MIRAGE

109 $

$ $

per mo +tax

84 mos, 3.99% APR, On Approved Credit

‘11 HONDA CIVIC

139

per mo +tax

$

84 mos, 3.99% APR, On Approved Credit

‘14 MAZDA MAZDA2

129 3

$

$

per mo +tax

84 mos, 3.99% APR, On Approved Credit

‘10 FORD MUSTANG

159

per mo +tax

3

&KHYUROHW 9ROW 3 1LVVDQ 5RJXH 3 1LVVDQ ;WHUUD 3 &KHYUROHW &DPDUR 3 )RUG ( 6XSHU' 3 7R\RWD 7DFRPD 3 %0: L 3 / ,QͤQLWL * 3 0HUHFHGH] %HQ] 0/ 3 1LVVDQ )URQWLHU 3 0HUHFHGH] %HQ] 6/. 3

‘13 FORD FOCUS

129 3

$

per mo +tax

‘08 MITSUBISHI ECLIPSE

84 mos, 3.99% APR, On Approved Credit

‘14 VOLKSWAGEN BEETLE

84 mos, 3.99% APR, On Approved Credit

$

179

per mo +tax

3

84 mos, 3.99% APR, On Approved Credit

129 3

$

per mo +tax

84 mos, 3.99% APR, On Approved Credit

‘15 VOLKSWAGEN JETTA

$

189

per mo +tax

3

84 mos, 3.99% APR, On Approved Credit

$OO DGYHUWLVHG SULFHV H[FOXGH UHFRQGLWLRQLQJ IHH SOXV JRYHUQPHQW IHHV DQG WD[HV DQG ͤQDQFH FKDUJH DQ\ GHDOHU GRFXPHQW SURFHVVLQJ FKDUJH DQ\ HOHFWURQLF ͤOLQJ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH 3D\PHQWV EDVHG RQ PRV DW $35 SOXV WD[ OLFHQVH ([FOXGLQJ DGYHUWLVHG FDUV 2QH WUDGH SHU SXUFKDVH 0XVW KDYH D YDOLG &DOLIRUQLD 'ULYHUV /LFHQVH 0XVW KDYH D FXUUHQW SD\ VWXE QR VHOI HPSOR\HG 0D\ UHTXLUH XS WR GRZQ SD\PHQW 0XVW KDYH YDOLG 6RFLDO 6HFXULW\ QXPEHU 0XVW KDYH DW OHDVW \HDU RQ WKH MRE 0XVW EH \HDUV RU ROGHU $Q\ GHDOHU DGG RQV RSWLRQDO 9HKLFOHV DQG FRORUV DUH IRU LOOXVWUDWLRQ RQO\ $G H[SLUHV HQG RI EXVLQHVV GD\

puente hills mitsubishi 17665 Castleton St. City of Industry

ALL FREEWAYS LEAD TO PUENTE HILLS AUTO CENTER

1.866.400.1067 www.PuenteHillsMitsubishi.com

32

Visit www.Balita.com

Weekend Balita, Sat.-Fri., March 5 - 11, 2016

Balita

Spring Splash Mercedes-Benz 2016

GLA250

Raymond Orosa Filipino Sales Email: rorosa@mbencino.com

LEASE FOR

349

$

+TAX/MO. for 36 MOS.

*MSRP $35,825 at 36 month lease on approved average credit, $3,643 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires March 8, 2016. “Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through March 8, 2016. Advertised lease rate based on a gross capitalized cost of $35,051. Includes destination charge, premium package, and transportation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $12,564. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $349. Total payments equal $15,858. Subject to credit approval. No security deposit required.”

Mercedes-Benz 2016

Mercedes-Benz 2016

CLA250

C300

LEASE FOR

LEASE FOR

349

$

+TAX/MO. for 36 MOS.

399

$

+TAX/MO. for 36 MOS.

*MSRP $35,375 at 36 month lease on approved average credit, $3,643 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires March 8, 2016.

*MSRP $41,125 at 36 month lease on approved average credit, $4,553 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires March 8, 2016.

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through March 8, 2016. Advertised lease rate based on a gross capitalized cost of $34,550. Includes destination charge, premium package, becker MAP PILOT® -pre-writing, becker MAP PILOT® and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $12,564. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $349. Total payments equal $15,858. Subject to credit approval. No security deposit required.”

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through March 8, 2016. Advertised lease rate based on a gross capitalized cost of $40,192. Includes destination charge, premium package, and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $14,364. Cash due at signing includes $3,359 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $399. Total payments equal $18,518. Subject to credit approval. No security deposit required.”

Mercedes-Benz 2016

Mercedes-Benz 2016

SLK300

E350

LEASE FORR

LEASE FOR

479

$

+TAX/MO. for 36 MOS.

$

529

+TAX/MO. for 36 MOS.

*MSRP $51,315 at 36 month lease on approved average credit, $4,573 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires March 8, 2016.

*MSRP $58,205 at 36 month lease on approved average credit, $5,073 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires March 8, 2016.

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through March 8, 2016. Advertised lease rate based on a gross capitalized cost of $49,577. Includes destination charge, premium package, and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $17,244. Cash due at signing includes $3,299 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $479. Total payments equal $21,338. Subject to credit approval. No security deposit required.”

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through March 8, 2016. Advertised lease rate based on a gross capitalized cost of $54,680. Includes destination charge, premium package, and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $19,044. Cash due at signing includes $3,749 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $529. Total payments equal $23,588. Subject to credit approval. No security deposit required.”

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