Weekend Balita January 21, 2017

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LOS ANGELES/ORANGE/INLAND

Donna Villa, producer and wife of Carlo J. Caparas, dies See ENTERTAINMENT, page 15

VOL. XXIII, NO. 51 LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

January 21 - 27, 2017

The leading source of news and information for Filipino-Americans

CHINA DEPLOYS HEAVY WEAPONS IN SPRATLYS PHL to deal with China ‘diplomatically’ – Palace

MANILA, Jan. 17 (PNA) – Malacañang emphasized on Tuesday the need to formally deal with the existence of anti-aircraft and anti-missile weapons installed by China on its man-made islands in the South China Sea. “Aggressive and provocative diplomacy will bring us nowhere so we dealt with the issue formally,” Presidential Spokesperson Ernesto Abella said in a press statement. Abella said the Philippines through the Department of Foreign Affairs (DFA) has issued a note verbale to China to protest the weapon systems buildup in the disputed territory. “The Philippines will continue to assert its sovereignty over disputed territory in the South China Sea while remaining consistent with the efforts of President Dute-

rte to revitalize longstanding ties with China,” Abella said. “As always, we shall staunchly support all efforts to maintain peace and stability in the region,” he added. According to media reports, China installed the weapons systems on all seven of China’s newly-constructed artificial islands to guard the area against missile attacks. See HEAVY WEAPONS , page 7

Should Fil-Ams keep buying condos in PHL? By Abner Galino

Money makes money. No argument on that. And this truth happens in million of ways. But money, in most cases, does not make money in an instant. Some people make money by spending their money and then waiting patiently for things to happen. Lisa Pacheco Chow, a Los Angeles-based beauty pageant organizer and en- Lisa Pacheco Chow trepreneur, owns three condominium units in the Philippines. She owns a 49-square-meter unit at the Twin Lake in Tagaytay City, a prime tourist destination. The unit is now valued at P7 to 8 million. Chow has two other smaller units in condominium buildings inside the Fort Bonifacio Global City, better known as the Fort, situated in the booming southeastern Metro Manila suburb of Taguig. Obviously, Chow who is still many years below the retirement age, is on a business venture. “This (buying condominium units and other properties in the Philippines) is better than putting your money in the bank. It does carry some risks, but it if you are smart and careful, you would be OK,” says Chow. Chow has three options as far as her condo units are concerned: One, she could resale the units and could likely earn an estimated 20 to 26 percent gain (within three year after See CONDOS, page 7

Miss Universe candidates join a Panagbenga-style parade during their tour in Baguio City, on Wednesday. 87 beauties are currently on a series of tours around the country as part of Miss Universe’s ancillary events ahead of the coronation night on January 30.(MNS photo)

Cagayan de Oro City under state of calamity MANILA, Jan 17 (Mabuhay) – The city of Cagayan de Oro has been placed under a state of calamity early Tuesday after heavy rains caused massive flooding. Major streets were submerged in floods on Monday due to heavy rains brought about by a low pressure area in the vicinity of Kabasalan, Zamboanga Sibugay and the tail-end of a cold front. Floods reached the chest-deep level in

See CAGAYAN, page 7

Non-Asian banks indicate interests in PHL By Joann Santiago

MANILA, Jan. 17 (PNA) – Resiliency of the Philippine economy and full liberalization of the domestic banking system for foreign investors make the country attractive not only to Asian but non-Asian stakeholders. Bangko Sentral ng Pilipinas (BSP) Governor Amando M. Tetangco Jr. stressed this on Monday night during the launch of Taiwan’s First Commercial Bank’s domestic operations, one of the first nine foreign banks authorized to operate in the country after Republic Act (RA) 10641 or the Act Liberalizing the Entry and Scope of Operations of Foreign Banks in the Philippines was made into law in July 2014. Tetangco said the number of non-Asian

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some areas. Even malls and hospitals were flooded. Vehicles were submerged in floodwaters. Some areas lost electricity, and there were houses made of light materials that were swept away by the flood. Code Red was raised by the Cagayan de Oro city government after the water level in Iponan River reached a critical level. The government has imposed forced evac

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banks that have indicated interest to operate in the country is “substantial” but he declined to elaborate. He said these foreign financial institutions are looking at partnering with local players instead of opening a new branch. He earlier said that six Asian banks have earlier expressed interest to operate in the country but have yet to formalize their intention. As of end-2016, central bank’s policy-making Monetary Board (MB) has authorized nine foreign financial institutions to operate in the country. Aside from First Commercial Bank of Taiwan, the other foreign players that re See NON-ASIAN, page 7

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remedy because it provides for a repayment plan on the arrears. Q: Can a bankruptcy stop an eviction? A: No, under the new rules, a bankruptcy will not stop a court ordered eviction, but it will prevent a landlord from seeking to evict you, at least for a while, perhaps just enough time to find somewhere else to live. However, don’t file for bankruptcy solely because you’re being evicted. You’ll probably be better off looking for a new place to live or fighting the eviction in Municipal court instead. Remember, the main idea behind bankruptcy is to discharge debt. Q: Will bankruptcy protect me; I’m behind in my child support payments? A: If you owe child support or alimony, bankruptcy will not interrupt your obligation to make current payments. And while the automatic stay will temporarily stop proceedings to collect back support you owe, usually the bankruptcy court will permit collection to go forward if the creditor requests it. In any event, these debts will survive bankruptcy intact and will have to be paid once the case is closed. Chapter 13, however, lets you pay the back support as part of the repayment plan. Q: A creditor is garnishing my wages. Will bankruptcy help me? A: Yes. Although no more than 25% of your wages may be taken to satisfy a court judgment (up to 65% for child support and alimony), many people file for bankruptcy to protect their income. For some people, any loss of income is devastating. Your employer may also get angry at the expense and hassle of facilitating a succession of garnishments and take it out on their employees. Although federal law prohibits you from being fired for one garnishment, an employer can fire you for multiple garnishments. Filing for bankruptcy stops garnishments dead in their tracks. Not only will you take home a full salary, but you also can discharge the debt in bankruptcy. So if you have too many debts, and cannot manage, call the Law offices of Paul M. Allen for an appointment. Consultations are free, but by appointment only. Lets discuss your options. We turn complex problems into simple solutions, even under the new bankruptcy rules. Call us now at 818-552-4500. We have three convenient locations: Glendale, Cerritos and La Palma.

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MANILA, Jan. 18 (PNA) – A lawmaker at the House of Representatives has filed a bill that seeks to prohibit the imposition of additional taxes unless concerned government agencies meet a set absorptive capacity benchmark and tax collection target. Kabayan Partylist Rep. Harry Roque authored House Bill No. 4755, or known as “Ultimate Tax Reform Act�, which requires the Department of Finance (DOF), the Bureau of Internal Revenue (BIR) and the Bangko Sentral ng Pilipinas (BSP) to set a threshold absorptive capacity benchmark as well as a collection rate target for taxes. Absorptive capacity benchmark refers to the percentage of unused appropriations of the annual national budget divided by the total amount of appropriations available for any given year. “A look at the national budget would reveal that a significant portion of government appropriations is unused every year. This unused portion shows that the absorption capacity of the government is low, making the additional imposition of taxes redundant,� Roque said.

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Japan commits PHP1.76B loan for Philippines

MRT train vs traďŹƒc along EDSA: A fast-moving Metro Rail Transit (MRT)-3 train passes by as vehicles move bumper-to-bumper along the southbound lane of Epifanio Delos Santos Avenue (EDSA) near the Kamuning yover in Quezon City on Wednesday (Jan. 18, 2017).

Construction of LRT-MRT common station starts Dec. 2017 By Aerol B. Patena

MANILA, Jan. 18 (PNA) – After being stalled for several years, the construction of a common station that will connect the Light Rail Transit (LRT) and the Metro Rail Transit (MRT) will start in December 2017. This after a memorandum of agreement (MOA) was signed Wednesday by the Deartment of Transportation, SM Prime Holdings Inc., Universal LRT Corporation (BVI) Limited of the San Miguel Corporation (SMC), Light Rail Manila Corporation (LRMC), North Triangle Depot Commercial Corporation (NTDCC), Department of Public Works and Highways (DPWH) and the Light Rail Transit Authority (LRTA). The MOA consists of the parameters for the common station which will be the basis of its detailed engineering design. The common station that will link LRT Line 1 and MRT Lines 3 and 7 seeks to provide seamless transfer of passengers and interconnectivity between the railway lines. It is expected to be completed by April 2019. “We hope that this initiative will be able to provide comfort and ease to passengers,� DOTr spokesperson Asec. Cherie Mercado said in an interview. The station will be located between the SM North and Trinoma in Quezon City, and will be broken down into 3 components: Area A wherein the platform for LRT-1 and MRT-3 are located; Area B which consists of two common walkways connecting Areas A and C; and Area C, where the platform for MRT-7 is located. The DOTr will finance the construction of the PHP 2.8 billion Area A while the operation, maintenance and development will be split between LMRC for LRT-1 and DOTr for MRT-3.

MANILA, Jan. 17 (PNA)—Agribusinesses in the Autonomous Region in Muslim Mindanao and other conflict-affected areas in the country’s second largest island got a boost after the signing of a 4.93 billion yen loan agreement between the Land Bank of the Philippines (Landbank) and the government of Japan. Finance Secretary Carlos Dominguez III, in a statement Tuesday, said the five-year Harnessing Agribusiness Opportunities through Robust and Vibrant Entrepreneurship Supportive of Peaceful Transformation (HARVEST) Project was sealed by Landbank President and CEO Alex Buenaventura and Japan International Cooperation Agency (JICA)

S&P issues ‘BBB’ rating on PHL’s ROP offering By Joann S. Villanueva

MANILA, Jan. 18 (PNA) – The Philippine government’s US dollar-denominated bond offering has been assigned a ‘BBB’ rating by S&P Global Ratings Wednesday, the same as the sovereign’s rating. In a statement, the debt rater said its ratings on the country “reflect our assessment of the country’s lower middle-income economy and rising uncertainties surrounding the stability, predictability, and accountability of its new government.� �Offsetting these weaknesses is the Philippines’ strong external position, which features rising foreign exchange reserves and low and declining external debt,� it said. The credit rater said its rating in the country has a Stable outlook “to reflect our view that a higher rating

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is unlikely over our two-year ratings horizon.� “ We may raise the ratings on the Philippines if continued fiscal improvements under the new administration boost investment and economic growth prospects, or if improvements in the policy environment lead us to a higher assessment of institutional and governance effectiveness.� “We may lower the ratings if, under the new administration, the reform agenda stalls or if there is a reversal of the recent gains in the Philippines’fiscal or external positions,� it added. The Philippine government on Wednesday issued an announcement on the Republic of the Philippines (ROP) bonds sale overseas, part of process of which will be used to swap 14 series of bonds maturing from 2019-2037.

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chief representative to the Philippines Susumu Ito. He, in turn, signed the guarantee letter for the PHP1.76 billion deal while President Rodrigo Duterte and Prime Minster Shinzo Abe witnessed the signing in Malacanang Thursday last week during the latter’s official two-day visit to the country. The 25-year JICA loan has a seven-year grade period with interest rate of 1.4 percent. �The HARVEST project is seen to help create an enabling investment environment in the ARMM and other conflict-affected areas in Southern Philippines to help rev up the economy and raise incomes in these communities,� he said.

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Palace welcomes EU plan to help PHL’s drug rehab eorts MANILA, Jan. 17 (PNA) – MalacaĂąang welcomed on Tuesday a plan of the European Union (EU) to offer support in the illegal drug campaign and drug rehabilitation efforts in the Philippines. “As the Duterte administration gains ground in the war on drugs, the Palace welcomes all plans and offers of help without conditions for the country’s drug rehabilitation program including those coming from the European Union,â€? Abella said in a press statement. EU Ambassador to the Philippines Franz Jessen reportedly said the EU is looking to divert funding from within the health sector to the drug problem. Jessen said the EU is now coordinating with the Department of Health (DOH) on how it can help the Duterte administration’s rehabilitation program for illegal drug dependents. Abella said the Palace expects better ties between the Philippines and EU, noting “that there are issues for stronger areas of cooperation such as trade, justice and security, and economic development.â€? Some countries, particularly

China and Japan, have already expressed support in the Philippines’ war on drugs particularly on its rehabilitation and treatment programs for drug dependents. In November last year, President Rodrigo Duterte led the inauguration of mega drug rehabilitation facility in Nueva Ecija. Donated by Chinese billionaire philanthropist Huang Rulun, the mega drug rehab center can house 10,000 in-patients once the construction of the 60,000-square meter facility is completed. Duterte administration’s war on drug has been considered a success after more than one million drug personalities surrendered to authorities in just the first six months of the campaign. According to the Philippine Drug Enforcement Agency (PDEA), drug problem has contaminated over 3 million Filipinos, prompting President Duterte to wage bloody war against drug menace. The campaign has already left 2,212 drug pushers and users dead in legitimate police operations and over 44,000 arrested drug dependents.

PNP-Crime Lab needs 2,000 more personnel MANILA, Jan. 18 (PNA) – The Philippine National Police Crime Laboratory (PNP-Crime Lab) is needing 2,000 more personnel. This was prompted by the numerous crime incidents the PNP-Crime Lab has to respond everyday in connection with the its “Oplan Double Barrel Alpha�. PNP-Crime Lab Director Chief Supt. Aurelio Trampe Jr. said each police district has only one SOCO (Scene of the Crime Operation) and because of the incidents that have to be responded to, the SOCO personnel are “over worked� in processing of the crime scene. Trampe added attending court hearings in cases filed by the PNP

is also part of their duty. He stressed if such a situation persisted, their personnel would be working too much and in doing so, it could not be avoided their work will be affected because of over fatigue. For her part, Supt. Irene Rigonan, Officer-in-Charge of the PNP-Crime Lab’s Operation and Management Division, said the police districts are now helping each other and the PNP Crime Lab from the National Headquarters in Camp Crame, Quezon City, just comes in if needed. The Quezon City Police District has the majority of the crime scene responded to by the PNP-Crime Lab followed by the Southern Police District.

Quezon City Vice Mayor Joy Belmonte and Quezon City Police District Director Police Chief Supt. Guillermo Eleazar join city oďŹƒcials as they show the drug-free stickers that will be posted in houses located in Quezon City that would meet parameters set by authorities, during a press conference at the Quezon City Hall on Monday.(MNS photo)

2 lawmakers on Duterte’s ‘narco-list’ – Alvarez

MANILA, Jan. 17 (PNA) – House Speaker Pantaleon Alvarez on Tuesday revealed there are two incumbent congressmen included in the “validated� narcotics list of President Rodrigo Duterte. In a press conference, Alvarez hinted that one implicated lawmaker has already been verified as a “protector� of illegal drugs. Alvarez also noted that one of the two solons is “definitely� from Mindanao. The House leader, however, did not divulge any other details of his colleagues with alleged links to illegal drugs. “The list that was sent to me is validated as it went through several agencies. On my part, I still double

check the information,â€? Alvarez said. Last December, President Duterte has given copies of his final list of drug personalities to Alvarez, Senate President Aquilino Pimentel III, Chief Justice Maria Lourdes Sereno, and Armed Forces of the Philippines chief General Eduardo AĂąo. The “narco-listâ€? contained names of drug lords, drug pushers, barangay captains, policemen, municipal mayors, governors, judges and prosecutors. One of the personalities removed from the list upon further validation was Pangasinan Rep. Amado Espino Jr.

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Lacson wants PNP’s ‘Oplan Tokhang’ investigated MANILA, Jan. 17 (PNA) – Sen. Panfilo “Ping� Lacson on Tuesday sought for a probe on the “Oplan Tokhang� of the Philippine National Police (PNP) amid reports of kidnap for ransom cases under the guise of this project. PNP’s Oplan Tokhang involves police officers visiting houses of suspected drug users and traders to persuade them to stop their involvement in the illegal drugs trade. Under Senate Resolution 265, Lacson directed the Senate Committee on Public Order and Dangerous Drugs to look into the reported cases guised under Oplan Tokhang. Lacson, former PNP chief, made this call in light of an abduction of a 53-year-old Korean businessman, Jee Ick-Joo, who was seized by at least eight armed men in his home in Angeles City, Pampanga last Oct. 18, 2016. Jee’s wife, Choi Kyung Jin, was reportedly asked to pay PHP8 million, without involving the police which she did. However, the kidnappers again later asked to pay an additional amount of PHP4.5 million but failed to comply. The former PNP chief said this was not the first time Tokhang was used as cover for kidnap for ransom activities.

He cited an incident last Aug. 2016 in Bulacan wherein a friend was also taken from the premises of his own home on the pretext of his alleged drug activities. “Considering the criticism being thrown at the PNP in the implementation of its Project Tokhang, its leadership should show strong resolve in dealing with its members who engage in ‘hulidap’ and kidnap-extortion thereby taking advantage of the government’s no-nonsense efforts against drug offenders,� Lacson said. He said this inquiry had the end view of speeding up what he described as the “seeming slow and soft� action of the PNP on the perpetrators and providing legislation to hasten the investigation and prosecution of similar incidents.

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Duterte urged to certify bills extending passport validity as ‘priority’

MANILA, Jan. 17 (PNA) – To live up to his promise of extending the validity period of Philippine passports, Senate Minority Leader Ralph Recto on Tuesday urged Pres. Rodrigo Duterte to certify the bills lengthening validity from five to 10 years as “priority measures.” Recto made this call reminding Pres. Duterte of his first State of the Nation Address (SONA) last July 2016 where he promised that passports would have longer validity. Duterte, who has openly expressed his distaste for long lines, said that he wanted queues in all government offices shortened and

travel documents, licenses validity extended. The senator, however, pointed out that extending the validity of the passport would require a revision of Republic Act 8239, the Philippine Passport Act of 1996. Recto previously filed Senate Bill 795, extending the passport validity to 10 years, by amending Section 10 of RA 8239 days before Pres. Duterte issued his SONA call, In his bill’s explanatory note, Recto specifically cited the inconveniences experienced by OFWs in securing a passport. He said that most OFWs are al-

lowed to return to the Philippines from two weeks to a month for a vacation but the application, processing of passports “can take up that entire period.” “This might be too short a time for OFWs to secure new passports. Many spend their entire vacation in queues for multiple government-issued permits needed for their employment,” Recto said. The senator also pointed out that while the bill extends the passport validity to a decade, it will not cover minors in accordance with international norms that they be issued five-year passports.

Recto’s bill also grants the Foreign Affairs Secretary the right to limit the validity of a passport to less than 10 years if he deems that national security, public safety or public health or whenever the applicant’s supporting documents appear inadequate. Recto said representatives of the Department of Foreign Affairs (DFA) have said during budget hearings in the Senate that they do not object to the proposal. DFA is expected to collect PHP4.6 billion from passport processing. The agency receives about 15,000 applications a day.

Malaysia’s plan to issue temporary passes to undocumented Filipino migrants hailed

ODETTE YNOQUIO’S RETIREMENT PARTY: Circa 1920’s Flapper Costume was the theme of the retirement party of Odette Leano-Ynoquio held at the Coco Palm Restaurant, Conga Room, last Saturday, January 15, 2017. Odette retired after working for 35 years as a nurse at Kaiser Permanente. Odette expresses her deep gratitude to all her supervisors and co-workers for their support. “I hope this is not the last time I’ll hear from you”, Odette says. “You can always connect with me via social media, text message, IM or even visit my house...If I’m there,” she adds in jest. The event was attended by Tiffany YnoquioJara, daughter of the celebrant, Wilder Ynoquio, hubby, family members, friends and co-workers. The highlight of the event was the Tango dance number by Odette and Wilder.

Over 300 Chinese nationals earlier arrested in Clark, Pampanga already deported – BI By Ferdinand G. Patinio

MANILA, Jan. 18 (PNA) – More than 200 Chinese nationals who were earlier arrested for illegally working in an online gambling facility inside the Fontana Leisure Parks and Casino in Clark, Pampanga last year, have been deported, the Bureau of Immigration (BI) said on Wednesday. According to Atty. Antonette Mangrobang, BI Spokesperson a total of 259 out of the 1,316 Chinese nationals have been allowed to go back to China. “So far from December 20, 2016-January 17, 2017, a total of 259 Chinese nationals have been deported,” she said. The BI official noted that that those who will be allowed to leave the country depends on how soon they can provide their tickets and the go signal given by the National Bureau of Investigation (NBI). “The number of actual deportees depend on how soon can they provide their outbound tickets and clearance from NBI that they do not have pending criminal cases,” Mangrobang explained. She added that the more than 1,000 foreigners have deportation orders already. “The Bureau’s intention is to deport all of them as soon as possible. However, the numbers of those who will be actially deported depends on the Chinese nationals themselves and how soon they can provide us with outbound tickets back to China,” Mangrobang said. “Depende sa pagsubmit nila ng tickets and clearance sa NBI,” she added.

MANILA, Jan. 18 (PNA) – A recruiter consultant on Wednesday hailed the plan of Malaysian authorities to issue temporary passes for undocumented Filipino workers in Sabah. Emmanuel Geslani, recruitment and migration consultant said it is a positive move by the Malaysian government favoring more or less half a million undocumented Filipino migrants. “This will allow them to continue working for their Malaysian employers who are mostly in the palm oil business and also in various small industries in Sabah,” he told reporters in a teleconference. He said the number of illegal migrants could be more or less than half a million because palm plantation owners allow their workers to

go back to their provinces. ‘‘I don’t know if they have passports but they’re accepted in Sabah mainly of their religion since most of them are Muslims,” he pointed out. Geslani explained that since the palm oil is not so attractive to Malaysian citizens, plantation owners are forced to hire illegal Muslim Filipino migrants from Mindanao. Malaysians considered working in palm plantation as “dirty work” and landlords are forced to hire undocumented aliens. According to Geslani, it is good news for illegal aliens for they have steady income and can assure their family of better living. Although they have no benefits and security of tenure, still earning for a living for their loved ones is their priority.

BOC to importers: Update contact details or face sanctions By Ferdinand G. Patinio

MANILA, Jan. 17 (PNA) – The Bureau of Customs (BOC) on Tuesday ordered over 3,000 importers to update their contact information including phone numbers and e-mail addresses or face sanctions. According to Commissioner Nicanor Faeldon, stakeholders should amend their contact details to ensure effective communication between importers and the Bureau. “This is one of the ways to better serve the importers, so they should also do their duty by informing us of any changes in their phone numbers or email addresses,” he said in a statement. The list which includes over 3,000 importers that have outdated/incor-

rect phone numbers or email addresses in their system is published on its website, Bureau of Customs | Department of Finance: Bureau of Customs and Facebook account, @ bureauofcustomsph. The BOC reported that upon verification, phone calls made to 1,206 importers reveal incorrect or non-working numbers, while e-mails to 2,365 importers bounced back. Pursuant to Section 7 of Customs Memorandum Order (CMO) No. 112014, failure of the importers to update the bureau’s Account Management Office (AMO) of their updated email address and/or contact details within 30 days from the date of the list’s posting will cause suspension of their accreditation.

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From page 1

From page 1

uation in Barangays Tumpagon, Pigsag-an, Lumbia, Tuburan, Pagalungan, Sansimon, Iponan, Bulua, Pagatpat, and Canitoan. The members of the 18th Council of Cagayan de Oro pronounced the city as under a state of calamity early Tuesday morning after an emergency session at 1 a.m., City Information head Marites Casino-Rivera posted. Classes have been suspended for

preschool, elementary, and high school levels. For colleges and universities, the decision to suspend classes would depend on the discretion of school heads or administrators. Some stranded college students were left with no choice but to spend the night at the University of Science and Technology of Southern Philippines, a News To Go report on

NON-ASIAN From page 1

ceived approval are Japan’s Sumitomo Mitsui Banking Corp., South Korea’s Shinhan Bank, Taiwan’s Cathay United Bank, Industrial Bank of Korea, Taiwan’s Yuanta Bank, Singapore’s United Overseas Bank Ltd., Seoul-based Woori Bank, and Taiwan’s Hua Nan Commercial Bank Ltd. Tetangco said the presence foreign banks in the country is an advantage to the Philippines since it encourages greater competition and benefits the public as these provide better pricing of their products.

He said foreign banks also help the BSP in getting data on foreign investors. ” In fact, they conduct investors’ briefings and investment seminars dealing with conditions as well as opportunities, economic and financial opportunities in the Philippines,” he said. Asked on how long these banks translate their intentions to operate in the domestic economy, the central bank chief said this depends on meeting the documentary requirements, among others.

HEAVY WEAPONS From page 1

The South China Sea or the West Philippine Sea is being partly claimed by China, the Philippines, Vietnam, Brunei, Malaysia and Taiwan. The Philippines filed arbitration case before The Hague-based Permanent Court of Arbitration (PCA) in 2013 after China seized Panatag Shoal. On July last year, the United Nations-backed PCA ruled in favor of the Philippines, saying China’s

nine-dash line which practically covers almost all of the South China Sea has no basis in international law. China refused to honor the arbitral tribunal judgment, saying bilateral talks are necessary to settle the dispute. President Rodrigo Duterte, who was elected only in May 2016, has also said bilateral negotiations are crucial to resolve the territorial dispute.

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as a real estate broker for both local and Philippine-based developers, noted that tapping into the Filipino-American market has remained a challenge. She noted that Fil-Ams aged 60 and above are mostly concerned about constructing retirement places and being able to reconnect with their family and friends. On the one hand, Chow noted that those property hunters aged 50 and below are mostly driven by their intent to generate sound and profitable investments. Baby boomers are mostly suspicious and do not respond readily to customary advertisements spread through mainstream media formats as newspapers, TV and radio. Interestingly though, this group remains as the biggest consumers of all mainstream media formats. “They usually rely on their own family members, on their network of friends and acquaintances to find and assess a property,” says Chow. The survey also found that house-hunters are shifting from offline to online, with 79.57 percent of all respondents citing real estate websites, search engines, and social media websites as their starting points when searching for property. “What is also interesting to note is that 57.2 percent of the survey’s respondents use real estate websites as their starting point in researching about properties online. On the other hand, 10.82 percent cited search engines and 5.53 percent go to social media websites. This shows that some house-hunters – although they are Internet savvy – are still not aware of online real estate platforms,” says the Lamudi report. Chow said the survey results seemed to reflect the same trend among Filipino American property hunters.

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the purchase) on investment. Second, she could rent these units as soon as they are turned over and she could probably reap an estimated 6 to 8 percent annual gain from investment. Apparently, many condo owners employ this scheme as a convenient way to pay off mortgages. And lastly, apparently the most lucrative of all the options, is to turn the condo units into “serviced apartments” in which one can generate an estimated annual yield of around 30 to 34 percent on investment. But of course, this entails additional investments as the operator needs to not only fully-furnish the condo units but provide hotel-like amenities in the condo units that include wi-fi, fitness center, nice and large kitchens and laundry rooms. Serviced apartments can be available for short-term or long-term stays. At the moment, Chow is still holding on to her cards – choosing to keep her options open within the foreseeable future. “At least, ang importante lang sa ngayon is realizing that you made sound investment. I have a daughter and as well as families in the Philippines. So, kapag kailangan, I have options,” adds Chow. According to Chow, the sales pitch is, the preliminary vendor offers and the terms of payments have remained the same since the condo sales hit fever pitch at the start of the millennium. Filipino-Americans remain a viable market for real estate, although not necessarily for condominiums. A survey published by a real estate consulting firm Lamudi said almost 90 percent of prospective buyers are actually looking for houses. But Chow, who has also ventured

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Miss U bets help NGO pack 3,600 meals for pregnant, lactating women MANILA, Jan. 18 (PNA) – While some Miss Universe are enjoying the cool breeze and warmth of Cordillerans in Baguio City Wednesday, others are in Manila to support a non-government organization to help deliver around 3,600 meals to women in need. At least 56 candidates gathered at the Conrad Hotel in Pasay City to help non-government organization Rise Against Hunger (formerly Stop Hunger Now) and the Department of Health (DOH) pack meals for pregnant, lactating women and their babies. Rise Against Hunger Philippines Executive Director Jomar Fleras told reporters in an interview that the meals will benefit pregnant women who live in two pilot areas selected by the DOH namely Pampanga and Zambales.

These food pack meals will be provided to 50 nutritionally-at-risk women in Porac, Pampanga and another 50 nutritionally-at-risk women in Candelaria, Zambales. Fleras said that the Rise meals are rice-based meals using iron-fortified rice, texturized vegetable protein, dehydrated vegetables and flavoring mix with added 23 essential vitamins and minerals. Some meals packed by the candidates include chicken arroz caldo, beef congee, fish flakes, ginataan, and champorado. The candidates, who wore hairnets and gloves while packing meals, said that they were humbled by the opportunity to help nutritionally-at-risk women especially as most if not all of them were no stranger to volunteer work. DOH Secretary Paulyn Jean

PHL Miss Universe Maxine Medina raises spirit of volunteering: Philippines’ Miss Universe bet Maxine Medina says that joining the meal packing event in Conrad Hotel was her way of “giving back� to poor communities and raise the spirit of volunteering. The meal packing event held on Wednesday (Jan 18, 2017) was organized by the Department of Health (DOH) and non-government organization Rise Against Hunger (formerly Stop Hunger Now). The nutritious supplement will be provided daily in health centers for 1,000 days to ensure the nutritional requirement of mothers and their babies as part of the “First 1,000 Days� advocacy of DOH. (PNA photo by Azer Parrocha)

Rosell-Ubial said that the meals can help reduce low-birth weights, prematurity and stop malnutrition and stunting of children of the pregnant women beneficiaries. Miss Philippines Maxine Medina, in an interview, said that joining the meal packing event was her way of “giving back� to poor communities raise the spirit of volunteering. Singer Gerald Santos serenaded the candidates as they packaged meals. He also closed the event with his rendition of Michael Jackson’s hit song “Heal the World� where he

replaced the lyrics with “feed the world.â€? Over 80 candidates are in the Philippines to attend pre-pageant activities leading up to the pageant finals which will be held at the Mall of Asia (MOA) Arena on January 30. The ladies have been to Boracay (January 14), Vigan (January 15), Cebu (January 17), and Baguio (January 18). They will also be visiting Batangas and Davao on January 19. They will also be meeting Pres. Rodrigo Duterte in a courtesy call in MalacaĂąang on January 23.

Get the Green Card and then do your Living Trust Question: I have just received my Green Card. It took years of waiting and I’m so happy. I have heard about getting a Living Trust, but I really don’t see the point. I have my Green Card and all is well. What do you think? Answer: Actually, this could not be further from the truth. Yes it was difficult and time consuming to get your Green Card. You have worked years and have accumulated assets, a house and you other material goods. You have children and a spouse. What happens if tomorrow you get in a car accident and become incapacitated? What happens if you pass away tomorrow for whatever reason? What will happen to your children? What will happen to your spouse? By not doing anything and by thinking everything’s just fine, you are just putting your faith that nothing will happen to you or your spouse. You are essentially stating that by not doing anything you are allowing the State where you live to choose who gets what and to make decisions that you would have wanted yourself. You are stating that you want the State to make decisions as to your life support should it be necessary. You are stating that you want the State to determine distribution of all your assets and goods to whom the State believes they should go. All your years of hard work to protect your family will essentially be placed in the State as to what happens to everything. Question: Well I don’t want to think about dying or becoming incapacitated. Maybe it is just better that I leave this in the hands of God. Answer: That is not a good idea. As the parent, you want to protect your family more than anything. Even if you are only 25 years old, you should

do this. By preparing a proper Estate Plan, you are protecting your family when you no longer have the ability. It is the very reason that you are coherent and healthy now that allows you to do this. Nobody will question what you want or claim you do not lack capacity. Question: OK. What do I need to do? Answer: You will need to have a basic Estate Plan. While there are differences in each one, the basic documents will be: 1) Durable Power of Attorney for Financial Decisions; 2) Advance Healthcare Directive for Medical Decisions; 3) Living Trust and 4) Pour-over Will. By doing these documents properly, you will be protecting your family. If anything happens to you or your spouse, your wishes will be followed and you can have peace of mind. In fact, the State wants to follow your wishes should something happen. However, the only way to properly follow your wishes is to do these documents and have them properly done so they are legal, enforceable and revocable. Question: What if I have more kids or later want to change who gets what, or to change the successor trustee? Answer: None of that is a problem. All of these documents are revocable at the time they are made. This means, you can properly change anything you want at anytime.

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A brief and pleasant evening with Martin Andanar, PHL’s new Press Secretary On his way to represent the Philippines at President-elect Donald Trump’s inauguration, our country’s new Press Secretary, Martin Andanar, met with some of us briefly. We were all surprised to meet a tall, former award-winning broadcast executive, podcaster and blogger who used to head TV5’s News, as well as anchor of its video and radio portal, called “Aksyon sa Umaga, “ and “Punto Asintado,” (on Radyo 92.3 News FM, a sister station of TV5). Soft-spoken, but well-versed in President Duterte’s current administration, Mr. Andanar certainly impressed some of us, as one of Digong’s choice selection for this vital position. He graduated with a Bachelor of Arts in Social & Political Studies, along with Film and Media Studies from the University of Ballarat in Australia; he also has a Masters in Entrepreneurship from the Asian Institute of Management (AIM). Initially, Martin Andanar’s purpose in meeting with us was to update us on our country’s state of affairs as well as clear some “clarificatory statements,” published by worldwide media. He said that President Duterte really “works hard for the Filipino people, because at his age of 72, he wants immediate change,” and though “he’s hitting the ground sprinting and not running, while his job requires more time from him,” his election to the presidency came about because “majority of our kababayans have been disheartened economically, as compared to our ASEAN neighbors, and that majority of our kababayans felt that our country has been left behind for quite sometime now.” Andanar lauded the recent visit of Shinzo Abe, Prime Minister of Japan, who authorized a $10 billion (or 1 trillion yen) aid to the Philippines from Japan. The Prime Minister was welcomed by President Duterte in his

home in Davao, which to the Japanese people is a symbol of support because in Japan, visiting someone’s home is a “sacred” and “private” gesture of friendship. Further, Mr. Andanar updated us on some of the issues and/or new developments that are currently being handled by the D30 administration. One of the issues that came about was the question on judicial killings; how sure are they (the government) that some of these are not politically-motivated? In response to our query, following was Mr. Andanar’s updated response on it: Number of drug-related operations: 41, 841, Number of drug pushers killed: 2,250, Number of drug-related arrests: 45, 464, Number of homes visited: 6,380, 156, Number of drug surrenders 1,060, 897, Number of police operations: 75, 677,Number of drug users: 951, 220, Number of Police casualties: 35 ,Number of wounded Police: 80,Number of Armed Forces killed: 3,Number of Armed Forces wounded: 8 Andanar further explained that, of the 2, 250 drug pushers who were killed, he said that they were the ones who fought with the Police and/ or Armed Forces. On the political front, Mr. Andanar said that it’s unfortunate that President Duterte and Vice President Leni Robredo didn’t “see eye to eye,” for the benefit our the Filipino people. Mr. Andanar also clarified that during his campaign, then Mayor Duterte respected the idea of ex-Pres. Marcos’ burial at the Libingan Ng

Martin Andanar (center) with LA based journalists (from left) Clarissa Mendenilla (AJ), Steve Angeles (Channel 18), Ding Carreon (AJ), Lydia Solis (PNews) and yours truly (rightmost).

Bayani and though there were some protests by the opposition, the people spoke and he was still elected. Regarding the rumor of imposing Martial Law, Andanar said that the Filipino psyche changes and that people should respect the country’s electoral process and that Duterte’s rumored imposition of Martial Law has a qualifier. Per Andanar, President Duterte said he will impose Martial Law IF drugs, terrorism and corruption will not be curtailed. On the economic front, Andanar said that when President Duterte took office on May 9, 2016, PHL’s economic growth rate was only between 6-6.5%, but surprisingly, PHL’s GDP went up to 7%, the highest it has been, and certainly attributed to President Duterte’s leadership, along with admiration of our Southeast Asian neighbors. Included in the country’s economic growth is the City of Davao’s GDP which grew exponentially to 9%, likewise attributed to Duterte, who was its Mayor for more than 20 years. Regarding the traffic situation in Metro Manila, Duterte’s administration just acquired the problem from the previous administration, but for the next 6 years, they already have plans in place to improve the Metro

Railway System, from Manila to Mindanao. As for the Philippines’ diplomatic relations with the United States, though President Duterte and former President Obama started on the “wrong foot,” Duterte is hopeful on building a good relationship with the newly-sworn US President Donald J. Trump. Per Andanar, our kababayans should give President Duterte a chance to prove himself as he works tirelessly for all of us. One perfect example was during the holidays when President Duterte visited a cancer patient on December 24th and that he (President Duterte) might not be able to “cure him,” but that he can offer him hope to look forward to the future. And on Christmas day, December 25th, he went to visit the bombing victims in Visayas. Finally, before our pleasant and cordial meeting ended, Press Secretary Martin Andanar handed all of us copies of PHL’s government-issued paper called “MASA,” a brochure on the ASEAN 2017 Summit, booklets of “Winning the War on Drugs & Poverty, Working for Peace,” and a Year-End Report on the Duterte Administration’s “Key Accomplishments.”

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Senior wants Chapter 7 to discharge $30k credit cards

Client is 64, a young senior. I say young because I consider seniors in their sixties as still active and robust. Except for more white hair, they still feel like they are 30. The problem with being in the sixties is that seventy is just around the corner. Now when one becomes 70, after ten years you become 80. In your eighties, your hoping that Putin’s anti aging pill is already in commercial production. Putin is 64 right now, just like client. He has a pharmaceutical company in Russia that is doing in depth research on mitochondria cells that focus on delaying aging and extending human life to 130. So, maybe this is why PEOTUS Trump wants to be his best friend. I wouldn’t mind being his best friend either if the Russian company actually makes this pill available for humans in the next 10 or even 20 years, I might still be around to benefit from it. Client says that his net income is $3,500 and that he is separated from his wife. His rent is $600 for a room. He sends money to his brothers and sisters in his country of origin. The problem is that he owes $30K of credit card debt. He pays minimum of $1K a month for the credit cards. He also has a car payment of $350. We don’t have to do more calculation here. The minimum payment of $1K for credit cards is almost a third of his next income. That is just way too much. He wants to get rid of his credit cards now that he is 64 so he can start saving some money. Well, it’s a little late to start saying money now but at least with the discharge of all of his credit cards, he can save $12K in the next 12 months, and $24K next year, then $36K then $48K. So when he turns 69, just before he becomes 70, he can have $50K saved up which he can use any way he wants. This is a lot better than keeping these cards, paying them $50K for the next 4 years, then still owe them the same principal of $30K when he turns 70. So, this is really a no brainer, isn’t it? Would he rather have $50K in cash and not owe anything at the age of 69, or throw away $50K in minimum payments and still owe $30K credit cards at age 69? He asks if his brother whom he used as reference for a personal loan who did not sign a personal guaranty is legally liable for his debt if it is discharged in bankruptcy; of course not. Brother can only be made liable for his debt if brother signed a written personal guaranty. Without a signed personal guaranty, brother used a reference, cannot be sued because he has no legal liability to the creditor of client. Seniors need Chapter 7 to discharge $45k credit cards Next client are husband and wife who are 72 and 71. Wife made sure

Since 1995

that I understood that she was only 71 and one year younger than her husband who is 72. Yes, I got that. One year makes all the difference. I told her that I stopped counting 20 years ago and advised her to do the same. It’s useless to keep counting, what’s the big deal anyway? Who wants to know that you are now one year closer to leaving this earth; certainly not yourself. Look at the picture of the Indonesian guy who is the oldest man alive at 145. I mean what can you do at 145? You’re practically a cadaver and blind. Can’t hear anything. Quality of life is just zilch. Clients owe $46K of credit card. Their social security is $3K a month. Rent is at $1200. They have $1800 left but their credit cards need minimum of $1500. How are they going to eat and pay for other necessities if they continue to pay $1500 for credit cards? They can grow their own vegetables in their backyard, if they had a backyard. They rent an apartment with no backyard. Husband says that he has all kinds of muscle pain and has a pacemaker, so that kills his plan to drive for UBER so he can raise another $1500 to pay for their credit cards. He says they have already lived a full life, having travelled all over the world, using the cards. But they have paid the cards for the last 20 years a total of $360K yet they still owe the very same $46K of credit cards today. I told them that they should have done their Chapter 7 twenty years ago, so today they would have $360K in their portfolio earning them at least 5% or $1500 a month, or $18K a year. That certainly helps now, instead of paying them a small fortune and still owing them the same amount of $46K. Should have gotten rid of these cards a long time ago. They decide immediately to file for Chapter 7 to discharge the $46K of credit cards. Peace of mind without credit card payments is what they need now at 72 and 71. Business owners need Chapter 7 to discharge $200k loans and to stop wage garnishment by SBA Last client were business owners. They are also seniors at 60 and 61. The owned a business that closed down in 2007. When the business closed, the company, which is an S corporation, owed an SBA loan of $49K, which is now $89K because of the accrued in-

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terest. SBA started to garnish wife’s wages last week. She didn’t like the garnishment. Can’t blame her, who wants to get your hard earned wages taken at the rate of 25% of gross. As PEOTUS says that is a “bigly� deduction, NOT FAIR! And NOT NICE! In addition, they owe $90K of credit card debt plus another $30K of unsecured business debt. They ask if it makes sense to settle the accounts owed. I say what for? With a Chapter 7, you can wipe out all of the $210K debt, start fresh again with zero debt, all it costs is the attorney & filing fees, which are very reasonable. Settlement at half for instance, would still cost $120K, which they don’t have. I mean, settlement is very expensive compared to Chapter 7 legal fees. You wipe out $240K for almost not cost except legal fees. That’s the American way. Look at PEOTUS,

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his companies filed bankruptcy four times and he still the president elect. That is one smart dude. VERY SMART! “JESUS CHRIST IS THE SAME YESTERDAY,TODAY, AND FOREVER.� HEBREWS 13:8 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, BUILDING A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

Duterte clears ‘wrong perceptions’ with tycoons

MANILA, Jan 18 (Mabuhay) – President Rodrigo Duterte hosted dinner for the country’s top businessmen to clear “wrong perceptions� and lay out his plans to grow the economy and defeat illegal drug rings, one of his aides said Wednesday. The three-hour-long dinner at the presidential palace on Tuesday was the first such meeting since Duterte assumed office in June last year and took stewardship of the economy that is among the fastest-growing in the world. Duterte is a “different person� compared to how he is portrayed in news reports and he wanted to get that message across to businessmen, said presidential consultant for entrepreneurship Joey Concepcion, who organized the dinner. Among those present were Metro Pacific Investments Corp. and PLDT

chairman Manuel Pangilinan, Ayala Corp. chairman Jaime Augusto Zobel de Ayala, SM Prime board member Hans Sy, Aboitiz Equity Ventures president Erramon Aboitiz, International Container Terminal Services Inc. chairman Enrique Razon, LT Group president Michael Tan and Philippine Chamber of Commerce and Industry president George Barcelon. “Everyone in that room was able to clear their minds on wrong perceptions that they had with the President,� Concepcion said. “They got to see the real President and were able to ask questions,� he added. The discussions included Duterte’s efforts to stop illegal labor contractualization or “endo� and rewriting the constitution to shift to a federal form of government, Concepcion said.

Finance dept eyes 10M households for cash transfer program vis-a-vis oil excise tax hike bid By Joann S. Villanueva

MANILA, Jan. 18 (PNA) – Some 10 million households will be placed under the government’s cash transfer program for a period of one year once lawmakers approve the Department of Finance’s (DOF) proposal to hike the excise tax on oil products. This was disclosed by Finance Undersecretary Karl Chua during the hearing of the House of Representatives’ ways and means committee Wednesday to assure lawmakers that the poor will not be negatively impacted by the proposed 10-percent increase in excise tax on oil. Chua said 40 percent of the targeted 10 million families that will be covered by the non-conditional cash transfer are those who are already part of the government’s Pantawid Pamilyang

Pilipino Program (4Ps). He said the proposed cash transfer program will be financed by the higher tax revenues from excise tax on oil. �This is to bridge the gap and not a permanent program‌ It’s not the solution by itself,� he said, citing that the real solution to alleviate the lives of the poor is to ensure the continued expansion of the domestic economy by building more infrastructure and to ensure inclusive growth. Chua said the higher excise tax on oil will increase inflation rate by about 1.5 percentage point but the over-all inflation environment will remain manageable since the average rate of price increases in the country remains below the government’s 2 percent to 4 percent target until 2019, with the 2016 figure at 1.8 percent.

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Can a Divorcing Couple agree to pay for their adult children’s college expenses in their Divorce Judgment? Divorcing couples with children sometimes worry about who is going to pay for their children’s college education after the divorce once their children graduates high school. They want a guarantee that their soon to be ex-spouse will share in the college expenses of their children. This is specially the case when the other spouse has moved on with a new family. The old family becomes less of a priority. In California, there is no legal basis for a spouse to request the family court to order the other spouse to pay for their adult children’s college expenses. However, the divorcing couple can agree to pay for their adult children’s college education as part of a marital settlement agreement. Family Code section 3587; In re Marriage of Rosenfeld and Gross, 225 Cal. App. 4th 478 (2014). Pursuant to statute and court cases, college expense payment provision in a stipulated marital settlement agreement, as incorporated into a Court’s judgment, constitutes adult child support such that court had jurisdiction to modify the provision in light of the settlement’s failure to specifically provide that adult child support was not subject to modification. In re Marriage of Rosenfeld and Gross, 225 Cal. App. 4th at 488 (2014). Providing for payment of adult children’s college expenses is recognized more of an “add on� to adult child support. Family Code 4062(b)(1). However, the parties may “opt out� or restrict the court’s jurisdiction to modify an adult child support order (including college expenses) but the parties must expressly and specifical-

ly state in their marital settlement agreement that any resulting adult child support order will not be subject to modification or termination by the Court because the adult child support order is rooted in the parent’s contractual agreement. Cal. Family Code Section 3587, 3651(a). So if you are concerned about your spouse sharing for the college tuition and expenses of your children after the divorce, you should negotiate a provision in your marital agreement that both of you will share on the college tuition and expenses of your children. In doing so, you should also think about whether you want this provision to be non-modifiable or not. In the absence of a specific provision limiting adult child support as non-modifiable and non-terminable, the default is that child support is modifiable. Sometimes, leaving the adult child support provision as modifiable protects the spouses from unforeseen future events such as a disability or retirement which limits the earning capacity of a spouse and ability to comply with the adult child support provision in the MSA. Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The

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DOLE expands ban on employment of minors MANILA, Jan. 18 (PNA) – The Department of Labor and Employment (DOLE) on Wednesday expanded the coverage of the ban on the employment of minors in agriculture and livestock farming in a bid to prevent young people from exposure to hazardous work conditions. Based on Department Order No. 149-A issued by Labor Secretary Silvestre Bello III, it classified other work and related farming activities such as plant propagation activities that involve grafting, budding and marcotting, and tending activities that involve weeding of soil, as hazardous and among the worst forms of child labor. Also classified dangerous are handling, spraying and application of harmful fertilizers, pesticides, herbicides and other toxic chemicals; and loading and carrying of heavy loads. The order also strengthens the existing ban on the employment of minors in farm activities such as clearing of land, plowing, harrowing, irrigating, constructing paddy dike and cutting. “Child workers are compelled to help augment their families’ meager income by engaging in hazardous work. That is why the labor department will strictly monitor and assess occupational safety and health standards (OSHS) related to child labor,� Bello said in a statement. In making sure that OSHS is strictly followed, the DOLE chief noted that it would ensure that workers’ employment does not endanger their life, safety, health and morals, nor impair their normal development. The DOLE order also prevented minors to work in harvesting activi-

ties that involve cutting and picking, spreading for drying, hauling, topping, tumbling, tuxying, stripping, burning of field, sticking and classifying, threshing, loading and carting of produce. In post-harvest, young workers may not be employed in de-husking, scooping, sacking of products, charcoal making, hauling of products as led by animal guide, loading and unloading of packed farm products, coconut kilning and de-meating from shell or core, sealing and carting of produce for warehousing and transport to market and all ancillary work such as clearing, cleaning, and recycling of farm waste in its preparation as animal food and other related processes. In livestock farming, the work and related activities that are declared hazardous to minors include: rearing such as collecting, loading, unloading and transporting of feeds, maintenance and care of large and/ or dangerous animals, collecting and disposal of dead animals, animal manure and other waste materials, administering of vaccines and vitamins, and handling of disinfectants used for cleaning animal pens/enclosures or for disinfecting animals. Likewise, minors are not allowed to engage in harvesting activities that involve catching or collecting, ranching, and milking in preparation for warehousing or transport to market, and post-harvest activities including the packaging and processing of dairy and other animal by-products in preparation for warehousing and transport to market; and working in slaughterhouses or abattoirs.

13 Filipino crew members of detained container ship in Vancouver in good health Atty. Dixon Wong

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specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation. Attorney Kenneth Ursua Reyes is a Board Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration

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MANILA, Jan. 17 (PNA) – The Philippine Consulate General in Vancouver assured the family of 13 Filipino crew members of detained container ship, ‘Hanjin Vienna’, that they are in good health. The Department of Foreign Affairs on Tuesday said the 280-meter container ship, owned and managed by Hamburg-based Reederei NSB and chartered by Hanjin shipping company, has been in detention since September 1, 2016, after the company suffered from financial crisis. Consul Rogelio Villanueva Jr. said on January 15, he met the 13 Filipino crew while the ship was anchored at Vancouver’s Inner Harbour Anchorage. Villanueva met with Captain Hans-Ruediger Kroeger who briefed him on the current status of the ship. He was able to talk with the Filipino crew who are all in good condition and who have enough supplies and food onboard. Most of the crew are nearing the end of their contracts and are eager to return to their families in the Philippines after spending their Christmas and New Year on board the ship. The Filipino crew thanked the Consulate General for continuously monitoring their situation and for looking after their welfare.

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Why most people feel powerless over debt problems If you are experiencing debt problems, you may find it difficult to talk to other people about it to the point that you are not getting the help that you need to find a solution. I understand. Debt is a very personal matter so most people don’t feel comfortable discussing it with anyone. So they keep it to themselves and don’t do anything about their problem until it gets worse. Like most people, you’ve probably worked hard, paid your taxes and have done your best to pay all your bills on time. But at some stage in life, all of us get into debt. Money problems can easily overlap into other areas of our lives. FACT: Many people feel hopeless and powerless over their debt problems. I have seen marriages become unstable and relationships destroyed forever. If you are currently in debt, rather than allowing your money problems to affect your life in such a

dramatic way, filing for bankruptcy protection may help you get your life back on track. If your liabilities exceed your total assets, you’ve suffered a job loss, are facing foreclosure or have bills you can no longer afford to pay, Congress has enacted bankruptcy laws that can help you get your finances in order. I know that the mere thought of bankruptcy makes most people nervous so they avoid exploring their options until it’s too late. I find this unfortunate because in a lot of cases, people could have turned their situation around much sooner had they taken the time to

find out what their legal rights are. Some people wait too long to file bankruptcy even when it is their only option. In the process, they use up hard-earned assets like their retirement plan, savings accounts, etc. but in the end they realize that this was nothing more than a temporary fix to a lingering problem. If you’ve come to the end of your financial rope and don’t know what else to do, it is time to face your debt problems with dignity and do what your situation calls for. I am not saying that bankruptcy is for everyone but after being a bankruptcy attorney for almost 14 years now and having represented thousands of clients in bankruptcy, what I have seen is that oftentimes, bankruptcy is THE ONLY WAY for most people in debt to get a fresh start when they are in over their heads in debt. If bankruptcy is the best option

Senate majority still intact – Pimentel By Azer N. Parrocha

MANILA, Jan. 18 (PNA) – Senate President Aquilino “Koko” Pimentel III on Wednesday assured that the Senate super majority is still intact despite some differences on political issues. “The point is one member of the majority is not the majority,” Pimentel told reporters in an interview after a colleague expressed concern that senators in the majority bloc who were members of the Liberal Party (LP) would usually vote against the majority. Sen. Joseph Victor “JV” Ejercito on Tuesday asked LP senators to make a decision whether to stay in the Senate super majority bloc or transfer to

the minority. Ejercito said it was not fair for LP senators to enjoy the “benefits of being in the majority but on the same time we are also attacking and hitting and going against the majority.” Pimentel, however, said that after having a word with Ejercito, the latter admitted that he made a slight mistake in his recent comment. The Senate President said that what mattered was that senators belonging to the majority bloc were not divided in “substance” and instead had “a common legislative agenda”. “Pero huwag kami dapat maghati-hati sa substance ng aming common legislative agenda of the majority. Kapag doon kami nagkahati-hati,

it is time to rethink why we are together. (But we in the majority should not be divided in substance of our common legislative agenda. If that is where we don’t agree, it is time to rethink why we are together),” Pimentel said. Ejercito’s comment came after most LP senators voted to reconsider a committee referral of a resolution to possibly overhaul the Bureau of Immigration (BI). Pimentel said that “some division” was still acceptable within the majority. “I can accept some division even within the majority. So don’t worry, the majority is intact, as far as the substance is concerned,” he said.

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OPINION

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House Speaker allays martial law Sec. Andanar and the media Communication Secfears, cites PHL economic gains retary Martin Andanar’s

MANILA, Jan. 16 (PNA) – House Speaker Pantaleon Alvarez on Monday allayed apprehension that President Rodrigo Duterte would declare martial law in connection with his continuing war against illegal drugs in the country. At the same time, the House leader emphasized that the war on drugs, criminality and corruption is really intended to lay the ground for the restoration of law and order so that the Duterte administration can focus on growing the economy, reducing poverty and improving the living standards of Filipinos. Earlier, opposition lawmakers pounced on Pres. Duterte’s pronouncements that if it becomes necessary to preserve the nation he would not hesitate to do it. “I said it before and I’ll say it again: I know him personally and I sincerely believe he will not declare martial law,” Alvarez said. The Speaker said he believes the recent pronouncement of Duterte on the possible declaration of martial law is consistent with the Chief Executive’s style of issuing dramatic statements to stress his message. “That statement merely shows President Duterte’s resolve to end the scourge of illegal drugs in the country,” Alvarez said. Alvarez said that even if his critics take the President seriously, it is far-fetched for him to declare martial law because the administration is clearly gaining headway in its war against illegal drugs in the country. He noted that the administration has now begun to address corruption in the bureaucracy and illegal gambling. Alvarez said that besides being a lawyer, President Duterte is well aware of the legal requirements as well as limitations regarding the declaration of martial law. “That is why I believe all the apprehension about the prospect of declaration of martial law is largely unfounded,” Alvarez stressed. The House leader said that once the drug menace has been substantially reduced, then the government can focus its efforts and resources on infrastructure development and faster delivery of vital social services such as education and health to the most vulnerable sectors in society. Alvarez cited the reported nearly PHP1 trillion in official development assistance from China and Japan in the first seven months of the Duterte administration as a positive development that would certainly accelerate economic growth and poverty reduction. “If President Duterte has been able to gain the trust and confidence of the leaders of China and Japan as shown by their unqualified support for our economic development through ODA, then I am very optimistic that we can harness the support of other members of the international community for our development programs in the years ahead,” Alvarez said. “The President’s consistently high approval and trust ratings among Filipinos across geographical areas and social classes since he took office in July last year tell us one thing: he has been doing the right things and we should unite and fully support his efforts to achieve ‘tunay na pagbabago’ or real change that he promised during the campaign,” he added.

apparent rift with the media over President Rodrigo Duterte’s comment about martial law will be counter-productive for the current administration. Andanar should take immediate steps to patch up his rift with the media as soon as possible in order not to fan the growing animosity between members of the fourth estate and Malacañang. As a former newscaster, Anadanar should not forget that media can use its power to influence and build public opinion that can make or break a particularly political leader. This is what happened to former Presidents Ferdinand Marcos and Joseph Estrada. Andanar recently called on the media to be more responsible and accurate in their news reporting in order not to sow panic and confusion to the public. To show his apparent annoyance on how the media interpreted the recent remarks of President Duterte about martial law, Andanar claimed that the former Mayor of Davao city opposes martial law since it will not improve the lives of Filipinos, particularly the poor. However, video footage and recordings of Duterte’s speech in Davao recently before members of the Davao Chamber of Commerce and Industries is contrary to what Andanar is claiming. In the video, Duterte said if he were to declare martial law, nobody could stop him, not even the Supreme Court. This prompted the National Union of Journalists of the Philippines (NUJP) to write an open letter to Andanar, castigating him for being “dishonest” and for blaming the media for accurately reporting exactly what Duterte said in his speech. The NUJP also said that while they expressed sympathy to Andanar’s job of having to spin Duterte’s words every time he says something improper or not suitable for publication, the media should not be blamed for being truthful and honest in its news reporting. Andanar should make himself more accessible and transparent to the media. If reporters will not get their “facts” from responsible government officials, they will usually get it from someone else, which is less accurate most of the time. I, however, understand where Andanar is coming from. He is the Communications Secretary of Duterte. His job is to protect the image of Duterte and deflect all criticisms thrown against the President. This is a tough and stressful job for anyone to do. The media plays a major role in nation building by serving as a means to distribute and convey information to the public on issues concerning news about local, national and foreign events. The relationship between government officials and the media has always been characterized as a “love and hate” relationship. The government wants to control the release

of information and wants to present only positive news to inquisitive reporters . The media, on the other, always likes to look for something that is the opposite of what government information officers are feeding them. It is only right for reporters not to swallow “hook, line and sinker” of what government agencies are feeding them. The role of media is never allow itself to be used by the government or by a political party as a propaganda machine to prop up its image. Reporters should always write their stories based on facts rather than feelings or opinions in order not to undermine their credibility. I hope Philippine media will always strive and perform a noble mission of enlightening the people and discourage divisive trends and will refrain from using its power to resort to sensationalism and distortion of truth just to attract attention and prop up its publication or television station ratings. *** PNP Chief Rolando De la Rosa should look seriously into allegations that a large number of “rogue” cops are involved not only in the illegal drugs trade but in kidnap for extortion racket as well. This has put once again the PNP, dubbed as one of the most corrupt government institutions, in a bad light. It was very alarming also to find out that policemen, who are supposed to protect citizens from criminals, are the ones doing the crime themselves. This nefarious activities of certain policemen involved in kidnap for ransom syndicates was uncovered after the wife of a South Korean businessman came out in the open and complained to the police that she paid several policemen more than P5 million for the safe return of her husband. Although the South Korean businessman was killed on the same day he was abducted in Angeles city, the wife was made to believed that her husband was still alive. It is very shocking to know the involvement of some policemen in the kidnap murder of the Korean businessman. At least it is good that one of the suspects is already in police custody. He was identified as Ricky Sta. Isabel. All policemen involved in the kidnap murder case, including Sta. Isabel, are from the Anti Illegal Drugs Group based at PNP headquarters. General De La Rosa should try to solve this case and punish the perpetrators as soon as possible in order to dispel public perception that the government are condoning illegal acts committed by cops on the pretext that they are just doing their duties. This has to be done soonest in order not to erode whatever confidence the people has with the police after Duterte took office seven months ago.

Pope Francis to Congress delegates: Find new ways to express God’s mercy By Ferdinand G. Patinio

MANILA, Jan. 17 (PNA) – Pope Francis urged the delegates of the 4th World Apostolic Congress on Mercy (WACOM 4) not to give up in searching for and sharing the mercy of God. “Carry on seeking and finding new ways to express God’s mercy,” the pontiff said in his message, which was read by Papal Legate Archbishop Philippe Cardinal Barbarin at the start of the Eucharistic Celebration held at the Quadricentennial Pavilion of the University of Santo Tomas in Manila Tuesday evening. The Archbishop of Lyon, France added, “He also wants you to look for appropriate

answers to the social problems of our time.” Barbarin led the concelebrated Mass during the second day of WACOM 4, with Lingayen-Dagupan Archbishop Socrates Villegas as homilist. For his part, the president of the Catholic Bishops’ Conference of the Philippines (CBCP) dared the attendees to be merciful. “Dare to be merciful, do not be afraid to be merciful,” Villegas said. This year’s event carries the theme, “Communion in Mercy; Mission for Mercy”, to accelerate the culture of mercy in the Church and in the world. Villegas noted that fear also prevents the people from being merciful.

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ENTERTAINMENT

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Just like Sarah, Matteo takes culinary lessons

Carlo J. Caparas and Donna Villa

Donna Villa, producer and wife of Carlo J. Caparas, dies Donna Villa, who, together with husband, filmmaker Carlo J. Caparas, brought to the silver screen trueto-life massacre movies, has passed away on Tuesday. She was 57. Villa died at the University of Santo Tomas Hospital in Manila, according to reports. Though she started out as an actress, Villa was perhaps best known for producing Caparas-directed crime films such as “The Vizconde Massacre (God Help Us),” “The Annabelle Huggins Story – Ruben Ablaza Tragedy (Mea Culpa),” and “The Cecilia Masagca Story: Antipolo Massacre (Jesus Save Us!),” to name a few. Collectively referred to as the “Golden Couple,” Villa and Caparas were widely credited for ushering in the so-called “Massacre Era” of the local film industry back in the early 1990s. In an interview after the Supreme Court stripped him of his National Artist Award, the highest distinction bestowed upon Filipino artists, Caparas said that he had no qualms over the decision as he already has everything he could hope for: his wife, Donna, and kids. “A thing of the past sa isip ko, di ko naman kailangan ang kahit na anong medalya,” he said. “Dahil naibigay na kung ano ang gusto ko, si Ms. Donna Villa at ang mga anak ko. Daig pa nun ang medalya ng anumang karangalan pa na puwedeng ipagkaloob sa akin.” Back in 2013, the high court invalidated former President Gloria Macapagal-Arroyo’s 2009 order giving the prestigious award to Caparas and

four others. It ruled that the former president disregarded the rules in selecting the awardees. Villa leaves behind Caparas and their two kids: son CJ and daughter

Just like his girlfriend Sarah Geronimo, Matteo Guidicelli has also decided to take up culinary lessons. Veteran chef Gene Gonzalez took to Instagram to welcome Guidicelli and his cousin to his school, the Center for Asian Culinary Studies, whose graduates include Miss Universe 2015 Pia Wurtzbach and Judy Ann Santos. Posting their picture after a cooking class, Gonzalez wrote in the caption: “A great day one of cutting skills and vegetable cookery with Matteo Guidicelli and Nikko Fernan.” Guidicelli also shared his picture while in class, which prompted some netizens to tease and ask him if this is his way of preparing to settle down with Geronimo. Last year, Guidicelli opened his

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HEALTH & BEAUTY

Health dept to pilot diet supplementation among poor pregnant women under ‘First 1,000 Days’ advocacy MANILA, Jan. 18 (PNA) – The Department of Health (DOH) starting next month will pilot a project that will provide dietary supplements to the poorest pregnant women in two selected areas in the country, as part of its “First 1,000 Days” advocacy. The department, in partnership with Rise Against Hunger (formerly Stop Hunger Now), will provide the diet supplements, which will come in the form of rice-based meals, to 50 “nutritionally at-risk” pregnant women each in Porac, Pampanga and Candelaria, Zambales to look after their babies’ health from the start of the women’s pregnancy, during lactation and up to two years after childbirth. “The primary objective of the meal provision is to improve the nutritional status of selected nutritionally at-risk pregnant women in selected areas to prevent low birth weight and other birth defects, which are predictors of stunting among children,” Health Secretary Dr. Paulyn Ubial said during a press conference held Wednesday at the DOH Convention Hall in Tayuman, Sta. Cruz, Manila, following the signing of a memorandum of agreement by the department and Rise Against Hunger, led by executive director Jomar Fleras. Ubial said the distribution of the meals will be an opportune time to educate the pregnant women on the importance of proper nutrition during pregnancy, lactation, breastfeeding, complementary feeding, child health care, nutrition and monitoring so children would attain optimum growth and development. Fleras said the meals will consist of iron-fortified rice, texturized vegetable protein, dehydrated vegetables and flavoring mix with added 23 essential vitamins and minerals. “It is cooked like ‘lugaw’ or porridge,” he said, noting that there will be five flavors to choose from -- chicken arroz caldo, beef congee, chicken, guinatan and champorado. To prevent the women from selling the meals, the beneficiaries will be required to surrender the empty packs. The meals will be donated by Rise Against Hunger, which has donors from banks, BPOs and other members of the private sector. Terry Allan Farris, managing director of Pass It Forward, an NGO tied with the Miss Universe beauty pageant, said 50 candidates will join the advocacy during the packing of the meals that will be distributed to the pilot areas. The “First 1,000 Days” is globally recognized as the “golden window of opportunity” to improve nutrition and ensure that women and their babies are healthy in the latter’s first 1,000 days.

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Social welfare chief to emphasize reproductive health, family planning in social protection programs

MANILA, Jan. 18 (PNA) – Social Welfare Secretary Judy Taguiwalo on Wednesday pledged to incorporate the strategies in the Responsible Parenthood and Reproductive Health (RPRH) Law into the department’s national poverty reduction and social protection programs. Taguiwalo said the Department of Social Welfare and Development (DSWD) will support President Rodrigo Duterte’s executive order on attaining and sustaining “zero unmet need for family planning” to enable poor couples to make informed choices on financial and family planning. Noting the serious need to prioritize advocacy and information campaigns on women’s reproductive and maternal health, the social welfare chief said, “We want couples and families to engage in family planning because it will help ensure the health of mothers, unborn babies, and young children.” She explained that family planning, its different methods, and the reasons for spacing births and limit-

ing the number of children should be explained to women in urban and rural poor communities, not because of the “scornful and unjust belief” that the poor are irresponsible when it comes to having and raising children but because “we want a stronger, healthier population whose members can work for themselves, ensure their own well-being, defend and articulate their own rights under the law” so they can contribute to the development of the Philippine society. Taguiwalo said reproductive health and maternal and children’s health programs are already being taught during the family development sessions of the Pantawid Pamilyang Pilipino Program (4Ps), while reproductive health concerns are discussed by social workers with the urban poor. She vowed that her department will endeavor to find “better, more socially responsive, and effective ways” to inform the public of the RPRH law and its importance to help build stronger and healthier families.

Duterte promises to rid Philhealth of corruption CABANATUAN CITY, Nueva Ecija, Jan. 19 (PNA) – President Rodrigo Duterte vowed to reform the Philippine Health Insurance Corp. (PhilHealth) to provide better healthcare for Filipinos. In a speech during the 20th anniversary celebration of Premiere Medical Center (PMC) here on Wednesday, January 18, the President said PhilHealth is plagued by problems particularly corruption that needs to be fixed with urgency. “Pero napag-usapan na lang naman ho natin itong profession ninyo, malaki ho ’yung problema ko sa gobyerno and this is not the first time that I have heard again complaints sa PhilHealth,” the President said before a crowd of doctors and health officials. He said he plans to summon medical associations, PhilHealth and Department of Health (DOH) officials to a meeting in Malacañan to craft policies aimed at reforming the health insurance agency. “There has to be a corrective measure put in place now,” he said. Corruption must be eliminated, he said, asking the public to support

government’s anti-corruption drive. The people must also be assertive to fight abuses and misdeeds, he added. At the same time, the President warned corrupt government officials and personnel to mend their ways. “Kayong lahat nasa gobyerno, if you are dealing with the transacting public, the taxpayers, I have this to say: Now is not the time to do it,” he said. “Sabi ko sa kanila, you have had your heydays, your fun and glory but this time, at my time, paki lang po kasi…It’s only six years, a little bit of sacrifice,” he added. As proof of his anti-corruption drive, he said he fired two of his fraternity brothers involved in anomaly. Ninety two personnel at the Land Transportation Franchising and Regulatory Board (LTFRB) were also sacked, he said, adding he will not stop in eliminating corrupt personnel.vPresident Duterte also renewed his strong anti-illegal drugs stance, adding that after meeting the mayors at the Palace last week, he will meet the governors this week to also discuss the perils of illegal drugs. He promised to eliminate illegal drugs in the country during his term.

Social welfare chief to emphasize reproductive health, family planning in social protection programs MANILA, Jan. 18 (PNA) – Social Welfare Secretary Judy Taguiwalo on Wednesday pledged to incorporate the strategies in the Responsible Parenthood and Reproductive Health (RPRH) Law into the department’s national poverty reduction and social protection programs. Taguiwalo said the Department of Social Welfare and Development (DSWD) will support President Rodrigo Duterte’s executive order on attaining and sustaining “zero unmet need for family planning” to enable poor couples to make informed choices on financial and family planning. Noting the serious need to prioritize advocacy and information campaigns on women’s reproductive and maternal health, the social welfare chief

said, “We want couples and families to engage in family planning because it will help ensure the health of mothers, unborn babies, and young children.” She explained that family planning, its different methods, and the reasons for spacing births and limiting the number of children should be explained to women in urban and rural poor communities, not because of the “scornful and unjust belief” that the poor are irresponsible when it comes to having and raising children but because “we want a stronger, healthier population whose members can work for themselves, ensure their own well-being, defend and articulate their own rights under the law” so they can contribute to the development of the Philippine society.

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Skeptics of the economy moving forward We have been hearing optimism from the new government towards job creation, global economy, GDP growth etc. Lets see what the Doom and Gloomers are saying about our down spiraling economy, even a great recession coming soon. Base on one analyst, Marc Faber “ US stocks, compared to emerging markets or European companies or Japanese stocks, are significantly ahead of themselves. In 2017, emerging markets will outperform the US or by going up substantially more than the US. So I would essentially avoid the US and rather invest in emerging economies....” The second view he claims is that recently investors have been obsessed with growth in the United States and with interest rates going up because the Fed has said that they would essentially increase the Fed fund rates three times this year but in the US, the treasury bond market is grossly oversold and for the next three months, we can have a rebound in US treasuries. Short-term and long term interest rates in the US are going to ease again in the next three months. You could get the 5% to 10% upside move in US treasuries. The third view is the whole world seems to think that the only way the US dollar can go is upward. I doubt this is to be the case. First of all, if you have a strong dollar, the trade deficit in the US and the current account deficit are likely to weaken as well as the economy. So, within the next three to six months or even already now, the US dollar has become rather vulnerable against foreign currencies. I would rather be short on the US dollar in 2017 than go long. His recommendation would be to accumulate precious metals stocks and the physical in 2017. Mortgage Rate Outlook When the market embarked on bull market in 1991, interest rates say on treasuries were still around 8-9% and we had a big correction in 1987 whereby the valuations of stocks in 1990 were not particularly high. Valuations of US stocks today are very high. Also in the 1980’s, do not forget the US market had significantly under-performed emerging economies in particularly Japan. The Japanese markets was the story of the 1980’s. By early 1990’s, the market in the US was relatively inexpensive compared to stock markets overseas but this is not the case at the present time. If you look at that figures or charts that go back 30 years. the US market has never been this expensive compared to other markets in the world then it is now and I believe whether you are contrarian or not, eventually there is a reversion to the mean. I believe the stock market in the US will either go down more than emerging markets because we are in a global bear market or emerging economies stock markets will go up more than the US if the super bulls are right. But we have very strong headwinds. One of the headwinds is obviously if the economy strengthens a lot, I think that consumer price inflationary pressures will come up and that interest rates will go up. Once the 10 years yield goes to around 3%, the stock market will notice and those stocks will face this headwind of rising interest rates. Secondly, do not forget if the US dollar is strong, it means that foreign

earnings of American companies are translated into dollars in the US and so the earnings of multinationals will suffer. Also, if the US dollar is very strong , it is a symptom that global liquidity is tightening and when the dollar is very strong, usually stocks do not perform particularly well. What a difference a few months can make. Early in the fall the Federal government made sweeping changes to mortgage qualification rules, the most prominent being the requirement The average rate for a 30-year fixed-rate mortgage fell to 4.20% from 4.32% from last week, according to Freddie Mac. Potential new spending and tax cut plans proposed by Donald Trump, along with a rate hike from the Federal Reserve sent the interest rate on the U.S. government’s 10-year Treasury note surging in the weeks after November 8. Treasury notes serve as a benchmark for various types of credit, including mortgages. When rates move higher, it becomes more expensive to borrow money. Related: Why you shouldn’t panic about rising mortgage rates But it seems the hype might have started to wear off in the bond market. Bond yields dropped last week. The treasury money might not hit the economy in 2017.” The higher rates have had an effect on the mortgage market recently, particularly refinancing activity. The number of mortgage applications dropped 12% from two weeks ago, according to the Mortgage Bankers Association, while its Refinance Index tumbled 22%. But the bond market can be volatile. We are going to have to wait and see if this is an ongoing trend. Despite the recent rise, rates are still very low by historic standards. But home prices have been rising thanks to limited inventory, so even slightly higher rates could affect potential buyers’ budgets. This time last year, the average rate was 3.97%. We are up about a quarter point where we were January 2016, and that will impact affordability negatively and make it more difficult for prospective home buyers. Thanks for your inquiries, call Ken of 1st Innovative Finance 562-5087048 or write to kennethgo@verizon. net BRE 01021223 NMLS 238636.

MMDA to extend “no window hours” for another 6 months: The Metropolitan Manila Development Authority (MMDA) plans to extend the “no window hours” of the number coding scheme for another six months. The objective of the plan is to reduce the number of vehicles on the road and decongest the traffic in Metro Manila. Photo taken on Wednesday (Jan. 18, 2017) along Epifanio Delos Santos Avenue (EDSA) in Quezon City. (PNA photo by Joey O. Razon)

House panel OKs traffic crisis bill By Filane Mikee Cervantes

MANILA, Jan. 18 (PNA) – The bill seeking to grant special powers to the Duterte administration in addressing the country’s worsening traffic problem has hurdled the committee level at the House of Representatives. The House committee on transportation approved on Wednesday House Bill (HB) No. 4334 entitled, “Traffic Crisis Act of 2016”, which was authored by committee chair Cesar Sarmiento, House Speaker Pantaleon Alvarez and Majority Leader Rodolfo Fariñas. “This traffic crisis act is not forever. We’re just addressing the traffic crisis for a limited period of time,” Sarmiento said during the committee’s 12th hearing on emergency powers. “If you look at the whole traffic crisis act, this is not emergency power. This is a law that contains strategy and reforms that we identified in the course of the 16th Congress and even now in the hearings of (the) traffic crisis act,” he added. Sarmiento noted

that many ideas from the House bill had been adopted in the Senate version, thus making the harmonization of the two versions easier. HB 4334 identifies and limits the scope of the bill to the land traffic crisis in Metro Manila, Metro Cebu and Davao City. Under the bill, the Secretary of the Department of Transportation is designated as the ex officio Traffic Chief and shall have the power of supervision and control over the following: Metro Manila Development Authority (MMDA), Cebu Coordinating Council, Philippine National Police-Highway Patrol Group (PNP-HPG), Land Transportation Office (LTO); Land Transportation and Franchising Regulatory Board (LTFRB), Road Board, and the Metropolitan Davao Traffic Administrator. The Traffic Chief will be allowed to also implement similar mechanisms and systems provided in the bill to other cities and municipalities around the country which may suffer from a traffic crisis.

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CAREGIVER Live-in caregiver for board and care. Call Doug (562)688- 6820.

WANTED IMMEDIATELY Male caregivers. For an elderly male in San Dimas board and care. Full-time. Experience and Christian background preferred. Call 626-6754750.

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CAREGIVERS Needed for DD facility. 5 Days, 8/hours per day. Part-time also available. Weekend available. Pasadena area. Call Armando 626-354-9876.

Looking for applicants for the following position ADMINISTRATIVE ASSISTANT IT SPECIALIST ORDER DESK REPRESENTATIVE $OO SRVLWLRQ UHTXLUHV JRRG VNLOOV LQ 0LFURVRIW 2ႈFH especially Excel and has good interpersonal skills. Authorization to work in USA is required. Please email your application to camille@wtdus.com 2ႈFH LV ORFDWHG DW /D 0LUDGD &$ LOOKING FOR A LIVE-IN AND EXPERIENCED

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CLASSIFIEDS For adver tising, call (818) For advertising, call 552-4503 (818) 552-4503402 402

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Timeless balladeers in one concert on Valentine’s Day It’s official. Due to surging public clamor for staging “The Timeless Balladeers-Trilogy,” Jonathan Potenciano, Bert Nievera and Julius Obregon on Valentine’s Day instead of its previously announced show date, producer, Elena Salonga Lapid gives way to fans request. The show now titled, “Timeless Balladeers-Trilogy,” offers one night of thunderous triumph on February 14, 2017, at the Grand Ballroom of the prestigious Wyndham Hotel & Resort in Garden Grove, California. Jonathan Potenciano, (voted “The Best Lounge Show in Vegas,” and one of Las Vegas’s favorites), Bert Nievera, (Las Vegas-based International recording artist and multi-awarded performer), and Julius Obregon come together for a powerhouse performance in “Trilogy” The Timeless Balladeers, a production of Elena Lapid Salonga Entertainment. These three amazing and incredible singers for the first time join together for a concert music aficionados must see. Each balladeer is talented in their own right but when they come together the results are expected to

be absolutely unbelievable! The repertoire these iconic legends chose to sing are timeless ballads that speak to the soul of those who love music. Weaving their music and craft together, the harmonious characters will perform their production and spot numbers with an impressive sixpiece band. Las Vegas-based, Lorrie Ilustre is Musical Director and Julius Obregon is Director of the show. For many years the balladeers have entertained thousands in the Philippines, Hawaii, Las Vegas, San Francisco, San Diego, Los Angeles, other key cities of the United States, Canada, and Asia with their musical talents and comedic banter. The iconic trio added to their show as very special guests, The Vincent Sisters (Pam & Joyce), of the famous Tony Orlando & Dawn, and The Former Ladies of the Supremes. “Timeless Balldeers-Trilogy” is truly the show to watch this year. This one-of-a-kind Valentine’s dinner-how is expected to be an evening packed with fun and thrill all the way as the purveyors of soothing ballads draw scores of music lovers

Three old friends: Timeless balladeers - Jonathan Potenciano, Bert Nievera and Julius Obregon – to show their craft together in one thunderous and spectacular Valentine’s dinnershow on Valentine’s Day.

on Tuesday, February 14, 2017 at 8 p.m., with a sensational show featuring “timeless songs” from the Great American Songbook, jazz, contemporary music, OPM, and wonderful impressions of Frank Sinatra (Julius), Matt Monro (Jonathan) and Johnny Mathis (Bert) in a fabulous production that is seen to be a smash hit. Every song the trio will render is an absolute classic.

With an abundance of elegance and style these performers will transport you back in time from the 60’s to the 90’s as their timeless musical soiree proves to be the apex of quality entertainment. Tickets at $150 General Admission and $175 VIP special reserved seating are available online at www.universe.com/timelessballadeers. For more information call: (626)327-1907 or (949)652- 0026.

Always better to be prepared By Abner Galino

“In this world nothing can be said to be certain, except death and taxes.” – Benjamin Franklin. The famous American forefather couldn’t have said it better. But while many of us could easily humor about death once in a while, seriously talking about this matter in relation to our life and to the lives of our loved ones isn’t as simple. “Most of us avoid talking about DEATH. But this is a reality that we all have to face. The truth is, it is always a struggle when you lose someone you love, not only emotionally but also financially. In many cases we simply employ ‘yung ating bahala na mentality,” notes Rolly Ragasa, an insurance representative of Transamerica Agency Network. “But this kind of attitude doesn’t help at all. On the other hand, it only makes the situation worse for those who are grieving. It is always better to be prepared. It is always better to be ready to handle the funeral costs, medical bills, debts, attorney’s fees and other final expenses that come with the passing of someone we loved,” Ragasa adds. Ragasa cites a case of a client who passed away recently. “Ernie was a successful business executive and was married to Mary and they have one beautiful and intelligent daughter, Pauline. Last Christmas eve, Ernie suffered a cardiac arrest. It was a shock. The pain, of course, couldn’t be diminished by anything. But the confusion brought about by the situation could be lessened. And most of all, the certainty that hangs in the horizon for the family of the deceased could be taken care of.” “Ernie was a wise, responsible and organized person. He purchased his life insurance from me. He had laid a firm foundation for his wife and daughter’s financial future. Ernie just made sure that Pauline’s college education will continue to be funded,

and their home mortgage is settled. And those are the things that need not bother our loved ones during their time of grief.” “Transamerica Agency Network is a reliable life insurance company. We offer three permanent life insurance protections. One of them is called Dynamax, a whole life insurance designed to provide a permanent life insurance protection with cash value accumulation and guarantees a paid-up value and an income taxfree death benefit. Another product is called Immediate Solution, which caters to clients who find difficulty in qualifying due to age and health restrictions. Last but not the least is the Financial Foundation Index Universal Life, which has growth potential, federal income tax-free death benefits, tax-free loans and withdrawals plus an optional comprehensive Long Term Care rider.” “The most popular and best-selling product we have is our affordable Trendsetter LB – a Term insurance policy with living benefits which offers benefit protection up to 2 million and allows you early access to your policy’s death benefit in the event of a qualifying chronic, critical or terminal illness, while you are alive.” “The other outstanding products that we offer are: college funding, retirement planning, mortgage protection, charitable giving and many more.” “Being a Filipino residing in Southern California, I have found that the Filipino-American community is underserved with regards to planning and life insurance. It is sad to say but it is true, our culture does not make us consciously prepared to face the sad realities of life. But our marketing campaign is working to reach out and educate the FilAm community with our products, planning and other services. We, the Filipinos in Transamerica Agency Network, take pride in being part of this great corporation. Transamerica

Transamerica Network Agency team (left to right) Rhodora Sanluis, Rolly Ragasa, Phil Vaccarello- Managing Director, Leovic Slava, Evelyn Tacata - Assoc Director, Wendy Kesthong, Virginia Miranda Back : left to rt Victoria Delos Santos, Jackson Cho, Ruel Zonio- Assoc Director Rudy Kumar, Pilben Williams, Gus Amoranto, Fe Ador and Caroline Diaz.

Transamerica Network Agency team left to rt Leovic Slava, Fe Ador, Rolly Ragasa, Virginia Miranda, Evelyn Tacata - Assoc Director, Hermie SanLuis. Back : left to rt Rudy Kumar, Ruel Zonio- Assn Director, Gus Amoranto, Pilben Williams, Wendy Kesthong, Rhodora SanLuis, Caroline Diaz

Agency Network values diversity and aspires to build an accommodating, tolerant, secured and forward-looking community.” Transamerica Life Insurance Company has been in business since 1904 and has received high ratings from the industry’s most respected independent rating services such as the A.M. Best Company, Fitch Ratings, Moody’s Investors Service and S & P Global Rating services. These

ratings do not only reflect the sincere care and professionalism that we employ in running our business, but as well as the measure of its financial strength and performance. ROLLY RAGASA – You may reach him via email at Rolando.Ragasa@transamericanetwork.com or call 626-905-3413 or 626-699-2116 . Transamerica Network Agency Office is located at 800 S. Barranca Ave Suite 540, Covina , CA , 91723.

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

MOTORING

23

Subaru debuts 2018 WRX® and WRX STI® with performance, comfort and safety upgrades Cherry Hill, N.J. - Subaru of America, Inc., which this month posted its eighth consecutive year of record-breaking sales, today introduced the 2018 WRX and WRX STI, each debuting performance, comfort, design and safety enhancements for a more rewarding driving experience. The new models reach Subaru retailers in spring. A restyled front fascia WRX and WRX STI shows a sportier attitude,

Best used cars now available in the market for less By Jon Linkov Consumer Reports

Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience. An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature. The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature. We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable. Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road. But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot. Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in preowned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

highlighted by a more pronounced grille design, along with a larger lower grille opening. The WRX Limited and all STI feature redesigned LED Steering Responsive Headlights that help illuminate curves in nighttime driving. For greater versatility, all WRX and STI models now feature new roof rack mounting brackets. WRX for 2018 With its 268-hp, 2.0-liter direct injection turbocharged BOXER engine, Symmetrical All Wheel Drive and Active Torque Vectoring, the rally-bred WRX is a performance and value benchmark in the high-performance AWD sport-compact segment. The WRX comes standard with a 6-speed manual transmission and offers an optional performance automatic transmission, the Sport Lineartronic® CVT with manual mode. The WRX features new front and rear suspension tuning for improved steering stability and ride comfort, while retaining the car’s high cornering performance capability. Subaru significantly enhanced shifter feel for the 6-speed manual transmission, with a new synchro design and reduced friction, along with smoother clutch take-up. The WRX electric power steering (EPS) was revised to provide an even smoother, more natural feel, while integrating the

that now uses stronger monoblock 6-piston calipers in front, monoblock 2-piston calipers in the rear and larger, drilled rotors all around for better heat dissipation. New brake pads provide significantly greater surface area for improved braking feel and fade resistance. The STI also offers the Recaro seats (standard on STI Limited, optional for base trim). Powered by a 305-hp 2.5-liter turbocharged BOXER engine, the WRX STI brings rally-bred performance technology to the road with Multi-Mode Driver Controlled Center Differential (DCCD) Symmetrical All-Wheel Drive. Standard handling technologies include Active Torque Vectoring and Multi-Mode Vehicle Dynamics Control. Improved Usability with a Sporting Edge The everyday usability that has contributed to WRX and STI popularity gets even better for 2018. All models feature upgraded interior materials, rear seat armrest with cup holders, redesigned interior door grips and faster remote trunk opening. If you have been desiring to own a new Subaru vehicle, come down to Subaru of Glendale and check out our kababayan Christian Marilla of Subaru of Glendale. So what are you waiting for? Schedule a Test drive on the vehicle of your choice at Subaru of Glendale. Call Christian at 1-855-230-1547 and test drive a Subaru vehicle today! Subaru of Glendale is located at 1308 S. Brand Blvd., Glendale, CA 91204.

2018 WRX STI

steering motor and electronic control unit reduces weight. A new optional Performance Package for the WRX Premium features Recaro 8-way power seats, red-painted brake calipers and upgraded JURID brake pads, and deletes the moonroof to reduce weight. The standard 18-inch wheels feature a bold new double-spoke design. WRX STI for 2018 A comprehensive handling enhancement for the 2018 STI includes the revised suspension tuning as featured on the WRX, plus a revised DCCD AWD system, significantly upgraded brakes and this model’s first-ever 19-inch wheels. The DCCD system, which previously used a combination of mechanical and electronic center limited slip differential control, now uses electronic control for quicker and smoother response. The 19-inch alloy wheels feature a striking Y-shaped spoke design and carry 245/35R19 tires that help raise cornering performance while giving the STI an even more aggressive stance. The yellow-painted brake calipers identify a significantly upgraded Brembo Performance Brake System

Your Honda Super Center www.carsonhonda.com

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On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.20 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.20 cents per mile excess of 12k mile per year.

MSRP $17,625. 36 month lease of $147 plus tax with $1,777 drive off. $.15 per over mileage charge.

MSRP $20,375. 36 month lease of $147 per month plus tax with $1,777 drive off. $.15 per over mileage.

MSRP $23,990. 36 month lease of $167 per month plus tax with $1,777 drive off. $.15 per over mileage.

MSRP $21,065. 36 month lease of $177 per month plus tax with $1,777 drive off. $.15 per over mileage.

MSRP $25,545. 36 month lease $187 per month plus tax with $1,777 drive off. $.15 per over mileage

MSRP $30,440. 36 month lease of $237 per month plus tax with $1,777 drive off. $.20 per over mileage.

MSRP $34,550. 36 month lease of $287 per month plus tax with $1,777 drive off. $.20 per over mileage.

Price plus goverment fees and taxes, any finance charge, any dealer document processing charge, any electronic filing charge any emissions testing charge. Offer expires on 02/28/2017.

Special Pre-Owned Inventory

2007 Toyota 2009 Volkswagen Camry CE CC Sport VIN: JTNBE46K473092437 Stock#: T73092437

$6,991

2007 BMW 530i

VIN: WVWML73CX9E566450 VIN: WBANE73537CM48312 Stock#: S9E566450 Stock#: T7CM48312

$7,981

$7,982

2002 Chevrolet TrailBlazer LT

2010 Ford Edge SEL

2010 BMW 328i

2013 Honda Civic LX

2009 Toyota Camry Hybrid

VIN: 1GNDS13S922449948 Stock#: M22449948

VIN: 2FMDK4JC1ABA82828 Stock#: TABA82828

VIN: WBAPH5G54ANM69762 Stock#: TANM69762

VIN: 19XFB2E51DE028763 Stock#: TDE028763

VIN: 4T1BB46K79U094673 Stock#: T9U094673

$8,981

$9,982

$9,982

$10,982

$10,991

1435 East 223rd St. Carson, CA 90745

Sale Sal Sa les Hr les Hrs: Mon-S Hrs: Sat at:: 8: 8:30 30am 30 am-9 9pm pm,, Su Sund nday day ay:: 10 10am am-8 8pm

Conveniently located within 10 minutes from anywhere in the South Bay

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

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The Hyundai Sonata and Santa Fe Sport named bestrides of 2016 by BestRide.com “Plenty of cargo room, a comfortable interior, and an intuitive infotainment system put the Hyundai Sonata at the top of the list for midsized sedans,” said Nicole Wakelin, contributor, BestRide.com. “It’s a great value, with even the base model including a touchscreen for the infotainment system.” Sonata offers a strong lineup in 2017 with three efficient powertrain options, great technology, and newly available dynamic bending light. The 2017 Sonata packaging updates maximize value, safety, and comfort at every price point across the lineup. The Sonata is available with many comfort and convenience features like our hands-free smart trunk, 8-inch navigation display, Apple CarPlay® Android Auto™,

electronic parking brake, and Blue Link telematics system. “The 2017 Hyundai Santa Fe Sport Ultimate with AWD is a screaming bargain at $41,000. It is also the perfect size,” said John Goreham, contributor, BestRide.com. “With plenty of knee room for the driver and a large second row, the Santa Fe Sport is nearly as large as the threerow crossovers on the market, but without the back row. The 2.0L-Turbo engine is a gem and the Santa Fe is fun to drive.” The award-winning Hyundai Santa Fe lineup is dramatically improved for the 2017 model year. The

2017 Santa Fe line-up continues to offer front- or all-wheel drive and seating options for five, six or seven passengers. The 2017 Santa Fe Sport is powered by an efficient 2.4-liter four-cylinder direct-injected engine with 185 horsepower or the more powerful, turbocharged 2.0-liter four-cylinder engine with 240 horsepower. 2017 Santa Fe (three-row) uses the acclaimed 3.3-liter Lambda II V6 engine, with 290 horsepower. Next-generation Hyundai Blue Link® (standard on Santa Fe and optional on Santa Fe Sport) provides a full suite of connected safety and diagnostic features, as well as features that are only possible with an embedded connected car system. “The 2017 Hyundai Sonata and 2017 Santa Fe Sport are affordable, fun to drive and equipped with advanced safety technologies and infotainment systems,” said Brandon Ramirez, senior group manager, product planning, Hyundai Motor

2017 Hyundai Sonata

America. “Having two Hyundai vehicles named as favorites by BestRide. com shows that we are committed to providing better for our customers across our diverse lineup.” And if you would like to check out why Hyundai is among the best selling cars, call our kababayans Jun Milan, Jay Trinidad, Mark Dadivas and of Win Hyundai which is conveniently located 2205 E. 223rd St., Carson, CA 90810 or call 1-888718-7473.

Nissan GT-R selected as ‘Best Coupe,’ Nissan Versa Note ‘Best Hatchback’ NASHVILLE – The Nissan GT-R and Versa Note were today announced as Coupe and Hatchback category winners, respectively, in the first annual “Autobytel Buyer’s Choice Awards.” The award winners reflect the strongest combination of site traffic research and Manuel Lava the submission of lead forms, compared to all others in their competitive sets. “After analyzing the data from the past year, it is clear to us that car buyers are most interested in quality, reliability, design, safety, and performance,” said Autobytel Editor-In-Chief Joni Gray. “These are some of the most innovative and beautiful vehicles on the market today.” The GT-R, Nissan’s legendary supercar, received a fresh look inside and out, as well as major driving performance enhancements and key new features for the 2017 model year. It is equipped with a 3.8-liter DOHC 24-valve V6 rated at 565-horsepower and 467 lb-ft of torque, dual-clutch sequential 6-speed transmission and electronically controlled ATTE-

SA E-TS all-wheel-drive system. The GT-R NISMO model offers 600 horsepower and additional motorsports-inspired styling and equipment. The popular Versa Note has been enhanced for the 2017 model year with refreshed exterior and interior treatments. It continues to feature a 109 horsepower 1.6-liter DOHC 16-valve 4-cylinder and Xtronic transmission with D-Step Shift logic. “While the GT-R and Versa Note occupy somewhat opposite ends of Nissan’s product lineup in terms of performance and pricing, they share a strong interest by consumers conducting new vehicle research on the Autobytel website,” said Eric Ledieu, director, Chief Marketing Manager Sedans, Sports Cars & NISMO, Nissan North America. “Active research is a great indicator of a vehicle’s vitality in the marketplace and we’re pleased to be among the leaders in this new Autobytel study.” For more information on GT-R, Versa Note and the complete Nissan vehicle lineup, please

January 31, 2017.

2017 Versa Note

If you have been desiring to own a new Nissan vehicle, come down to Nissan Mission Hills and check out our kababayan Manuel Lava of Nissan Mission Hills. So what are you waiting for? Schedule a Test drive on

the vehicle of your choice at Nissan of Mission Hills. Call Manuel at 1-888588-7635 and test drive a Nissan vehicle today! Nissan of Mission Hills is located at 11000 Sepulveda Blvd., Mission Hills, CA 91345.

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

JANUARY Specials “Tawagan nyo lang po kami!� “Winner kayo dito!�

Jay Trinidad Filipino Sales & Leasing

“Madali kaming kausap!�

Jun Milan Filipino Sales & Leasing

Mark Dadivas Filipino Sales & Leasing

2017 HYUNDAI ELANTRA SE LEASE FOR ONLY

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79

per month plus tax 1 at this offer HH114320 PRQWK FORVHG HQG OHDVH RQ DERYH DYHUDJH DSSURYHG FUHGLW FDVK RU WUDGH HTXLW\ GXH IURP FXVWRPHU SOXV /HDVH &DVK PXVW ͤQDQFH WKURXJK +\XQGDL 0RWRU )LQDQFH HTXDOV WRWDO GULYH RII No security deposit. Leasse responsible for excess wear and tear and mileage at 20¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

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89

per month plus tax 1 at this offer HH502971 PRQWK FORVHG HQG OHDVH RQ DERYH DYHUDJH DSSURYHG FUHGLW FDVK RU WUDGH HTXLW\ GXH IURP FXVWRPHU SOXV +\XQGDL /HDVH &DVK PXVW ͤQDQFH WKURXJK +\XQGDL 0RWRU )LQDQFH HTXDOV WRWDO drive off. No security deposit. Leasse responsible for excess wear and tear and mileage at 20¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

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152

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1 at this offer HU287663 PRQWK FORVHG HQG OHDVH RQ DERYH DYHUDJH DSSURYHG FUHGLW FDVK RU WUDGH HTXLW\ GXH IURP FXVWRPHU SOXV +\XQGDL /HDVH &DVK PXVW ͤQDQFH WKURXJK +\XQGDL 0RWRU )LQDQFH HTXDOV WRWDO drive off. No security deposit. Leasse responsible for excess wear and tear and mileage at 20¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

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Glendale Mitsubishi L o s

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CESAR MACANDILI

ALL OUTLANDER AND OUTLANDER SPORT $2500.00 OFF MSRP! 2017 MITSUBISHI

2017 MITSUBISHI

MIRAGE ESS CVCVTVTVT

OUTLANDER SPSSPORT POR PO ORRTT 22.0 .0 ES 2W 2WD WD CV WD CVT VT

159

$

$

PER MONTH PLUS TAX 36 MONTHS $3,333 DUE AT SIGNING

EXPIRES 01/31/2017

EXPIRES 01/31/2017 Lease example for 2017 Mirage ES CVT, MSRP $14,195 plus $835 destination handling. Lease: $159 per month/ 36 months/ $3,333 due at lease signing. Includes required refundable security deposit. Exclusive tax, license, title, registration, documentation fees, insurance and the like. Available through Ally Financial, subject to approved credit and insurance. Net capitalized cost is $12,817 and includes $595 acquisition fee. Option to purchase at lease end at price determined at lease signing. Lessee is responsible for maintenance, repairs, excess wear, and $0.20 per mile over 12,000 miles/year. Not all customer will qualify. Price, terms and vehicle availability may vary. Other lease terms/details apply. May not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

2017 MITSUBISHI

Lease example for 2017 Outlander Sport 2.0 ES 2WD CVT, MSRP $20,995 plus $895 destination handling. Due at signing is if customer applies $500.00 lease rabate. Available through Ally Financial, subject to approved credit and insurance. Lease: $189 per month/ 36 months/ $2,888 due at lease signing. Includes required refundable security deposit. Exclude tax, license, title, registration, documentation fees, insurance and the like. Net capitalized cost is $19,086 and includes $595 acquisition fee. Option to purchase at lease end at price determined at lease signing. Lessee is responsible for maintenance, repairs, excess wear, and $0.20 per mile over 12,000 miles/year. Not all customer will qualify. Price, terms and vehicle availability may vary. Other lease terms/details apply. This offer may not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

2017 MITSUBISHI

MIRAGE g4

0

189

PER MONTH PLUS TAX 36 MONTHS $2,888 DUE AT SIGNING

OUTLANDER SPORT SP RT

0

% APR 48 MONTHS

$750 APR CUSTOMER REBATE

% APR 48 MONTHS

$500 APR CUSTOMER REBATE

EXPIRES 01/31/2017

EXPIRES 01/31/2017

0LUDJH * $SU IRU PRQWKV 3/86 $35 &XVWRPHU 5HEDWH PRQWKO\ SD\PHQWV RI SHU ͤQDQFHG at 0.0% APR). Available through Ally Financial, subject to approved credit and insurance. Some customers will not qualify. Price, terms and vehicle availability may vary. This offer may not combine with factory rebate cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

2017 OUTLANDER SPORT 0.0% Apr for 48 months PLUS $500 APR Customer Rebate (48 monthly payments of $20.83 per $1,000 ͤQDQFHG DW $35 $YDLODEOH WKURXJK $OO\ )LQDQFLDO VXEMHFW WR DSSURYHG FUHGLW DQG LQVXUDQFH 6RPH FXVWRPHUV ZLOO QRW TXDOLI\ Price, terms and vehicle availability may vary. This offer may not combine with factory rebate cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURER’S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

PRE-OWNED SUPER CENTER ‘14 NISSAN VERSA S 1.6LL I-4 CYL, SEDAN

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‘14 HONDA CR-Z EX 1.5LL I-4 CYL, COUPE

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‘15 MITSUBISHI MIRAGE RF 1.2LL I-3 CYL, HATCHBACK

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‘14 TOYOTA PRIUS

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‘09 TOYOTA MATRIX

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‘14 MAZDA MAZDA6 I TOURING ‘16 MITSUBISHI OUTLANDER ES 2.5LL I-4 CYL, SEDAN

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16,995

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2.4LL I-4 CYL, SUV

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17,295

$

‘14 MITSUBISHI OUTLANDER SPORT ES ‘17 MITSUBISHI MIRAGE G4 ES 2.0LL I-4 CYL, SUV

Stk: P2344 | 007754

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Stk: P2383 | 004645

10,495

$

‘16 HONDA CIVIC LX

2.0LL I-4 CYL, SEDAN

Stk: P2374 | 208285

NOW

NOW

11,495

$

2010 TOYOTA SIENNA 3.5LL V-6 CYL, VAN

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17,995

$

1.2LL I-3 CYL, SEDAN

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18,595

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‘13 KIA OPTIMA LX 2.4LL I-4 CYL, SEDAN

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12,695

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2014 LEXUS CT 200H

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‘14 TOYOTA COROLLA 1.8LL I-4 CYL, SEDAN

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‘13 MAZDA MAZDA MX-5 MIATA GRAND TOURING 2.0LL I-4 CYL, CONVERTIBLE

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27

Diamond Honda of Glendale 2017 Ushers in New Honda *FREE LIFETIME POWERTRAIN WARRANTY *Included with the purchase of any new or selected used vehicle. We will extend your Powertrain Warranty for as long as you own your vehicle. Peace of mind you can’t get anywhere else.

0 % APR

“Magandang deals ang naghihintay this year 2017. Tawag na kayo!�

RQ OLPLWHG ORQJ WHUP ÂżQDQFLQJ RQ VHOHFW QHZ +RQGD PRGHOV IRU ZHOO TXDOLÂżHG EX\HUV 2Q DSSURYHG FUHGLW

Orly Roque Sales & Leasing

Lease for only

ALL NEW 2016 Honda Civic LX 4 Dr,Automatic

2 AT THIS OFFER 6WN 9,1

Starting at $20,275. $4,055 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

Lease for only

NEW 2017 Honda Accord LX 4 Dr, Automatic

2 AT THIS OFFER 6WN 9,1

0RGHO &5 ) *(:

Starting at $23,990. $4,499 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

Lease for only

1 AT THIS OFFER 67. 9,1 0RGHO 50 + *-:

NEW 2016 Honda CR-V LX 2WD, Automatic

Starting at $24,754. $4,999 due at lease signing plus destinaS tio tion, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved $0 a above average credit through American Honda Financial Services. es

per month plus tax at 36 months

Lease for only

2 AT THIS OFFER 6WN 9,1 0RGHO &5 ) *(:

NEW 2016 Honda ODYSSEY LX

Starting at $30,300. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

2009 Honda Civic 261146A/9H503520

$7,998

92404/FU213236

27385A/91087661

WAS $9,498

NOW

2015 Hyundai Accent GS

2009 Scion XB

92446A/9H514022

WAS $11,498

WAS 10,491

NOW

2009 Honda Civic EX

$8,991

NOW

$9,998

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2012 Honda Civic

$10,591

2013 Honda Fit

92474/CE314175

WAS $12,091

NOW

1.9% APR

RATE AS LOW AS

+RQGD &HUWLÂżHG 8VHG &DUV 2WKHU 3UH RZQHG 6SHFLDOV

92466/DC078154

WAS $13,491

NOW

$11,991

2013 Honda Accord EX 92390/DA139534

WAS $14,491

$12,991

NOW

WAS $14,988

NOW

$13,488

2013 Honda Accord LX

2014 Honda Accord

2013 Honda CR-V

2014 Honda Odyssey LX

2012 Honda Pilot

2015 Volvo S60 T5

2015 Honda Pilot LX

WAS $16,188

WAS $16,498

WAS $19,491

WAS $21,498

WAS $22,498

WAS $23,091

WAS $25,498

92385/DA265129

NOW

$14,688

92440/DL057947

92374/EA199269

NOW

$14,998

Diamond Honda

of Glendale

NOW

$17,991

92420/EB014458

NOW

$19,998

261295A/F1307050

261636A/ CB016687

NOW

$20,998

NOW

www.diamondhondaofglendale.com

$21,591

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

92413/FB034392

NOW

$23,998

28

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

Balita

CERRITOS MITSUBISHI

Start “Tawag na mu!”

Sale Year

of the

EUGENE C. Senior Sales Consultant

SONNY C. Filipino Sales

(562) 472.89388

(562) 688.4626

2017 MITSUBISHI MIRAGE G4 5 Speed BUY FOR

2016 MITSUBISHI LANCER 5MT

11,199

$

*

MSRP................$14,830

0

Customer Rebate.....................$2,500 0 Loyalty Rebate ........................$500 0 Military Rebate .......................$500 0

0

48 MONTHS FINANCING

2016 MITSUBISHI OUTLANDER SPORTS ES BUY $ * 5 Speed

UP TO

MSRP..............$26,890 0

0

‘10 MITSUBISHI LANCER SP GTS HB

$

6,988

Stk: C16151A

‘14 MITSUBISHI OUTLANDER GT SUV

WAS $14,988 $ Stk: C16247A

13,988 NURSES PROGRAM AVAILABLE!

18,199

$

*

Customer Rebate.......................$3.000 0 Loyalty Rebate ..........................$500 0 Military Rebate ........................$500 0

0

72 MONTHS FINANCING

WAS $10,900

72 MONTHS FINANCING

MSRP...................$23,890 0

Customer Rebate.......................$2,500 00 Loyalty Rebate ...........................$500 00 Military Rebate ...........................$500 00

%

%

2016 MITSUBISHI OUTLANDER ES 7 Seater

20,899

FOR

*

MSRP................$23,330 0

Customer Rebate.....................$2,000 Military Rebate .......................$500

%

16,999

$

BUY FOR

‘10 MAZDA MAZDA3 s HATHCBACK

WAS $10,988 Stk: C16206A

$

6,988

‘14 MITSUBISHI OUTLANDER GT SUV

WAS $16,988 $ Stk: C17153A

0

13,988

%

‘07 MITSUBISHI ECLIPSE GS COUPE

WAS $10,900

$

7,999

Stk: C2894P

‘09 SUBARU IMPREZA WRX SEDAN

WAS $18,999 $ Stk: C10001A

% FINANCING

15,900

72 MONTHS FINANCING

‘14 HYUNDAI ACCENT HATCHBACK

WAS $14,900 $

9,988

WAS $13,988 $

‘15 NISSAN PATHFINDER SUV WAS $29,888 $

WAS 34,988 $

Stk: C17161A

Stk: C3005P

24,988

Stk: C16203A

10,900

‘15 SUBARU STI $

Stk: C15913A

31,800

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

AVAILABLE ON SELECTED 2014 & 2015 MODELS NO ONE OFFERS MORE!

Mitsubishi Honda Toyota Nissan

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

ONLY 3/36

ONLY 3/36

ONLY 3/36

10100

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY 5 YR/UNLIMITED MILES ROADSIDE ASSISTANCE

YES

ONLY 3/36

ONLY 5/60

ONLY 5/60

YES

NONE

NONE

NONE

5YR

‘12 HONDA ACCORD 2.4 LX SEDAN

PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

Toll Free 1-888-835-6136

10944 South St. Cerritos CA 90703

Balita

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

29

Nissan of Mission Hills

Out to be the #1 Nissan Dealer in the Nation*

Serving the Filipino Community for more than 20 years.

JANUARY SPECIALS “Tawagan or hanapin nyo lang ako�

Manuel Lava

“Kayang-kaya yang-kaya nyo ang down at mababa lang ang monthly payment!� pay Ikaw ba ay problematic dahil sa Bad Credit/No Credit?. No Driver’s License? No SS? Ok na ang TIN!. Bankruptcy? WALANG PROBLEMA!!!

Internet | Fleet Manager

NEW CAR SPECIALS

Cell: (661)-644-0944

2017 NISSAN MAXIMA 3.5

$

269

2017 NISSAN MURANO S FWD

$

279

FOR 36 MONTHS

$3,699 DUE AT SIGNING

$3,699 DUE AT SIGNING MODEL 16117 VIN# 1N4AA6AP3HC373307

MODEL 23117 VIN# 5N1AZ2MG7HN107747

2 or more at this price (;&/8'(6 7$;(6 7,7/( $1' /,&(16( ,1,7,$/ 3$<0(17 5(48,5(' $7 &216800$7,21 ,1&/8'(6 &21680(5 '2:1 3$<0(17 ),567 0217+ 3$<0(17 ,1&/8'(6 0$18)$&785(5Âś6 5(%$7( $33/,('72 0217+ /($6( 2))(5 9$/,' 21/< :+(1 ),1$1&(' 7+528*+ 1,66$1 02725 $&&(37$1&( &25325$7,21 68%-(&7 72 5(6,'(1&< 5(675,&7,216 1,66$1 0$;,0$ 6 :,7+ 63/$6+ *8$5'6 $1' )/225 0$76 /($6( 02'(/ 68%-(&7 72 $9$,/$%,/,7< 72 :(// 48$/,),(' /(66((6 7+528*+ 1,66$1 02725 $&&(37$1&( &25325$7,21 0653 ,1&/ '(67,1$7,21 &+$5*( 1(7 &$3,7$/,=(' &267 2) ,1&/8'(6 $ 121 5()81'$%/( )(( $&48,6,7,21 )(( '($/(5 &2175,%87,21 0$< $))(&7 $&78$/ 35,&( 6(7 %< '($/(5 0217+/< 3$<0(176 727$/ $7 /($6( (1' 385&+$6( )25 3/86 385&+$6( 237,21 )(( 83 72 3/86 7$; 25 3$< (;&(66 :($5 86( 3/86 3(5 0,/( )25 0,/($*( 29(5 0,/(6 3(5 <($5 /(66(( ,6 5(63216,%/( )25 0$,17(1$1&( $1' 5(3$,56 $ ',6326,7,21 )(( ,6 '8( $7 7(50,1$7,21 2) /($6( 7(50 6(&85,7< '(326,7 5(48,5(' 6(( '($/(5 )25 '(7$,/6 ,//8675$7,21 6+2:1 0$< 127 %( 7+( 6$0( $6 9(+,&/( 62/'

2017 NISSAN MURANO

FOR 36 MONTHS

2 or more at this price (;&/8'(6 7$;(6 7,7/( $1' /,&(16( ,1,7,$/ 3$<0(17 5(48,5(' $7 &216800$7,21 ,1&/8'(6 &21680(5 '2:1 3$<0(17 ),567 0217+ 3$<0(17 2))(5 9$/,' 21/< :+(1 ),1$1&(' 7+528*+ 1,66$1 02725 $&&(37$1&( &25325$7,21 68%-(&7 72 5(6,'(1&< 5(675,&7,216 1,66$1 085$12 6 ):' :,7+ 0$76 $1' 63/$6+ *8$5'6 /($6( 02'(/ 68%-(&7 72 $9$,/$%,/,7< 72 :(// 48$/,),(' /(66((6 7+528*+ 1,66$1 02725 $&&(37$1&( &25325$7,21 0653 ,1&/ '(67,1$7,21 &+$5*( 1(7 &$3,7$/,=(' &267 2) ,1&/8'(6 $ 121 5()81'$%/( )(( $&48,6,7,21 )(( '($/(5 &2175,%87,21 0$< $))(&7 $&78$/ 35,&( 6(7 %< '($/(5 0217+/< 3$<0(176 727$/ $7 /($6( (1' 385&+$6( )25 3/86 385&+$6( 237,21 )(( 83 72 (;&(37 .6 :, 3/86 7$; 25 3$< (;&(66 :($5 86( 3/86 3(5 0,/( )25 0,/($*( 29(5 0,/(6 3(5 <($5 /(66(( ,6 5(63216,%/( )25 0$,17(1$1&( $1' 5(3$,56 $ ',6326,7,21 )(( ,6 '8( $7 7(50,1$7,21 2) /($6( 7(50 6(&85,7< '(326,7 5(48,5(' 6(( '($/(5 )25 '(7$,/6 ,//8675$7,21 6+2:1 0$< 127 %( 7+( 6$0( $6 9(+,&/( 62/'

2017 NISSAN SENTRA

0

%

%

0

APR

APR

FOR 36 MONTHS

FOR 72 MONTHS

MODEL 23117

MODEL 12117

2 or more at this price 1,66$1 085$12 $35 ),1$1&,1* )25 83 72 0217+6 )25 :(// 48$/,),(' %8<(56 68%-(&7 72 5(6,'(1&< 5(675,&7,216 &86720(5 0$< &+226( $35 ),1$1&,1* ,6 68%-(&7 72 10$& 7,(5 7+528*+ 7,(5 &5(',7 $33529$/ 3(5 0217+ 3(5 ),1$1&(' $7 )25 0217+6 21 $// 1(: $%29( 127(' 9(+,&/( ,1 '($/(5 672&. '2:1 3$<0(17 0$< %( 5(48,5(' 6(( '($/(5 )25 '(7$,/6 ,//8675$7,21 0$< 127 %( 7+( 6$0( $6 9(+,&/( 62/'

2 or more at this price 68%-(&7 72 5(6,'(1&< 5(675,&7,21 &86720(5 0$< &+226( $35 ),1$1&,1* ,6 68%-(&7 72 10$& 7,(5 7+28*+ 7,(5 &5(',7 $33529$/ 3(5 0217+ 3(5 ),1$1&(' $7 )25 0217+6 21 $// 1(: $%29( 127(' 9(+,&/(6 ,1 '($/(5 672&. '2:1 3$<0(17 0$< %( 5(48,5(' &$6+ %$&. :+(1 <28 385&+$6( )520 1(: '($/(5 672&. 6(( '($/(5 )25 '(7$,/6 '2:1 3$<0(17 0$< %( 5(48,5(' $9$,/$%/( 21 /($6( $1' 385&+$6( 6(( '($/(5 )25 '(7$,/6 68%-(&7 72 5(6,'(1&< 5(675,&7,216 ,//8675$7,21 6+2:1 0$< 127 %( 7+( 6$0( $6 9(+,&/( 62/'

PRE-OWNED CARS AVAILABLE ‘09 TOYOTA YARIS HB

$

8,995

Stock#: G35701 | Vin: 275269

‘14 144 HONDA HONNDA CIVIC SE SEDAN EDAN CVT LLXX

$

13,895

Stock#: G30241 | Vin: 238969

‘12 NISSAN VERSA HB 1.8

$

‘13 NISSAN SENTRA I4

‘14 NISSAN VERSA NOTE HB CVT 1.6 SV ‘15 NISSAN VERSA NOTE HB CVT 1.6 S PLUS

$

$

Stock#: H22361 | Vin: 815132

Stock#: G29161 | Vin: 752023

Stock#: U4683 | Vin: 410384

Stock#: H22281 | Vin: 895741

‘15 155 TOYOT TOYOTA TA COROL COROLLA LLA

‘15 TOYOTA CAMRY I4 AUTO

‘13 13 TO TOYOTA OYOTA RAV4 RAVV4 FWDD XLE

‘144 TOYOTA TOYYOTAA CAMRY CAAMRRY HYBRID HYBRI

9,995

$

14,995

Stock#: U4953 | Vin: 333958

10,995

$

15,995

Stock#: U4906 | Vin: 946128

$

11,995

18,995

Stock#: G35681 | Vin: 017579

$

12,995

$

19,995

Stock#: G30021 | Vin: 131264

www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345

888-588-7635

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAM’S CLUB MEMBERS

2Ď‘HUV VXEMHFW WR DYDLODELOLW\ 1HW FRVW EDVHG RQ FXUUHQW UHEDWHV 1LVVDQ &XVWRPHU &DVK LQ OLHX RI 6SHFLDO )LQDQFLQJ 0XVW ÂżQDQFH WKURXJK 10$& $OO 8 6 0LOLWDU\ SHUVRQQHO DFWLYH DQG UHVHUYH $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SURFHVVLQJ FKDUJH DQ\ HOHFWURQLF ÂżOLQJ FKDUJH DQ\ HPLVVLRQ WHVWLQJ FKDUJH DQG GHDOHU DGG RQV RU DFFHVVRULHV 9HKLFOHV VXEMHFW WR SULRU VDOH ,QWHUHVW DFFUXHV IURP GDWH RI FRQWUDFW $G SULFHV JRRG WKUX FORVH RI EXVLQHVV 10$& ÂżQDQFLQJ PD\ EH UHTXLUHG RQ VRPH YHKLFOHV VHH GHDOHU IRU GHWDLOV $OO ÂżQDQFLQJ VXEMHFW WR FUHGLW DSSURYDO )DFWRU\ UHEDWH LQ OLHX RI VSHFLDO $35 &HUWLÂżFDWH 3URJUDP VHH GHDOHU IRU GHWDLOV

30

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

Balita

SUBARU OF GLENDALE

Subaru of Glendale is the #1 Volume Subaru Dealer in LA County for 2016!!! #1 claim based on SOA YTD Sales Report for new car sales in LA County for 2016**

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face.

2017 SUBARU

Forester 2.5i

2017 SUBARU

Outback 2.5i

CVT with Alloy Wheel Package LEASE OFFER

169

$

Premium CVT 2 LEASE OFFER

219

PLUS TAX PER MONTH NTH LEASE// 39 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER ER MONTH LE LEASE/ /10,000 42 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model Co Code ode HFB-02 HFB 02 2 Offer Expires 1/31/17

FINANCE OFFER 0% Limited Term Financing on ALL New Foresters in Stock

2017 SUBARU

Model Code HDD Offer Expires 1/31/17

FINANCE OFFER 0% Limited Term Financing on ALL New Outbacks in Stock

Crosstrek 2.0i

2017 SUBARU

WRX

Premium CVT Special Edition LEASE OFFER

229

$

LEASE OFFER

235

PLUS TAX PER MONTH ONTH LEASE/ LEASE E/ 0 39 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code Co ode HRC-15 5 Offer Expires 1/31/17

FINANCE OFFER 1.90 % Limited Term Financing on ALL New Crosstreks in Stock

2017 SUBARU

Legacy 2.5i

Limited CVT with Navigation & Eyesight

Sign & Drive

Model Code HUN-01 Offer Expires 1/31/17

FINANCE OFFER 2.90 % Limited Term Financing on ALL New WRX & STIs in Stock

2017 SUBARU

Legacy 3.6r

Limited with Navigation & Eyesight

Sign & Drive

2 LEASE OFFERS

299

$

329

PLUS TAX PER MONTH NTH LEASE/ LEASE E/ 42 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH ONTH LE LEASE/ 00 42 MONTHS/10,000 MILES PER YEAR

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER "T MPX BT % APR Financing up to 63 months on ALL New Legacys in Stock

Model Code HAF-24 Offer Expires 1/31/17

FINANCE OFFER

"T MPX BT % APR Financing up to 63 months on ALL New Legacys in Stock

Model Code HAK-23 Offer Expires 1/31/17

Driving People Happy “Para sa bagong Subaru, tawagan nyo lang po kami !”

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first). See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-17 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility.

Balita

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

BEST DEALS OF THE MONTH

USED CARS E

A00L S ars to ver 5 c O

om!

choose fr

We’ll help you W get a car!

“Marami kayong pagpipilian! Tawag na kina kababayang Joel at Jose!�

May Filipino Department na tutulong sa inyo :

Jose Villanueva (213) 500-1260 at Joel Paguio (323) 547-5394 ‘08 HYUNDAI ENTOURAGE 4DR WGN GLS

$

‘03 MERCEDES-BENZ E-CLASS E500 SEDAN

5,995

VIN: KNDMC233686046726 STOCK: X60039

‘10 TOYOTA CAMRY 4DR SDN I4 MAN

$

9,995

$

6,995

$

14,995

VIN: JN8AS5MT3FW655327 STOCK: X62243

8,995

$

9,424

VIN: ML32A4HJ3FH013557 STOCK: X61741

‘15 HYUNDAI ACCENT 5DR HB AUTO GS

‘07 BMW X3 3.0SI AWD 4DR SUV

‘15 HYUNDAI ELANTRA GT 5DR HB MAN

‘08 BMW 328I 4DR SEDAN

$

10,495 ‘13 SCION TC 2DR HB MAN

‘15 NISSAN ROGUE SELECT FWD 4DR S

$

VIN: 1N4AL2AP6CN454706 STOCK: X62128

‘08 BMW 528I 4DR SEDAN

VIN: WBANU53548CT14109 STOCK: C700

7,995

‘15 MITSUBISHI MIRAGE MAN ES

VIN: WDBFA67F9WF164842 STOCK: X61690

VIN: KMHCT5AE9FU213635 STOCK: X70027

12,995

$

‘12 NISSAN ALTIMA 4DR SDN I4 CVT 2.5 SL

VIN: WDBUF70J03A151631 STOCK: X61706

VIN: 4T1BF3EK0AU085852 STOCK: X60340

$

‘98 MERCEDES-BENZ SL-CLASS SL500

$

12,999

$

10,995

VIN: WBXPC93427WJ01026 STOCK: X61006

‘15 NISSAN ALTIMA 4DR SDN I4 2.5

$

13,118

$

11,495

$

11,995

VIN: KMHD35LH4FU242620 STOCK: X62240

VIN: WBAVC53508FZ85746 STOCK: X61621

‘16 SCION IA 4DR SDN AUTO

‘16 HYUNDAI SONATA 4DR SDN 2.4L SE

$

13,995

$

14,495

VIN: JTKJF5C70D3064755 STOCK: X61055

VIN: 1N4AL3AP2FC261958 STOCK: X61249

VIN: 3MYDLBZV0GY119381 STOCK: X62206

VIN: 5NPE24AF9GH290391 STOCK: X62181

‘14 SCION TC 2DR HB AUTO

‘12 TOYOTA RAV4 FWD 4DR I4 SPORT

‘14 NISSAN QUEST 4DR SV

‘15 HYUNDAI AZERA 4DR SDN

$

15,495

VIN: JTKJF5C71E3082859 STOCK: X61698

250 Off SPECIAL!

*$

FOR WEEKEND BALITA READERS!

$

15,995

VIN: 2T3WF4DV8CW144773 STOCK: X62080

$

16,495

VIN: JN8AE2KP0E9104264 STOCK: X62215

$

17,995

VIN: KMHFG4JG4FA439760 STOCK: X62122

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices! We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065 Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

31

32

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Weekend Balita, Sat.-Fri., January 21 - 27, 2017

Balita

0HUFHGHV %HQ] of Encino

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*MSRP $35,675 at 36 month lease on approved average credit, $3,623 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires January 24, 2017.

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“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through January 24, 2017. Advertised lease rate based on a gross capitalized cost of $32,177. Includes destination charge, premium package, becker MAP PILOTÂŽ -pre-writing, becker MAP PILOTÂŽ and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security deposit required.â€?

Filipino Sales Email: rorosa@mbencino.com

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*MSRP $36,525 at 36 month lease on approved average credit, $3,623 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess 7$; 02 IRU 026 mileage. Expires January 24, 2017.

*MSRP $41,675 at 36 month lease on approved average credit, $4,183 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires January 24, 2017.

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“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through January 24, 2017. Advertised lease rate based on a gross capitalized cost of $32,627. Includes destination charge, premium package, and transportation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security deposit required.â€?

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7$; 02 IRU 026

“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through January 24, 2017. Advertised lease rate based on a gross capitalized cost of $36,647. Includes destination charge, premium package, and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $14,004. Cash due at signing includes $2,999 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $389. Total payments equal $17,798. Subject to credit approval. No security deposit required.â€?

/($6( )25 *MSRP $41,905 at 36 month lease on approved average credit, $4,173 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires January 24, 2017.

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7$; 02 IRU 026

“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through January 24, 2017. Advertised lease rate based on a gross capitalized cost of $38,513. Includes destination charge, premium package, and transportation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $17,244. Cash due at signing includes $2,899 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $479. Total payments equal $20,938. Subject to credit approval. No security deposit required.â€?

You’re not just a Mercedes-Benz driver, you’re part of the family. Up to 5 months’ payment credit* on your current Mercedes-Benz Financial Services lease with the purchase of a new 2015 or 2016 Mercedes-Benz. *Eligible customers will receive up to 5 months’ payment credit on their current lease with a lease or ďŹ nance of any new 2015 or 2016 Mercedes-Benz vehicle through Mercedes-Benz Financial Services. Certain exclusions apply. See dealer for details.

View Our Selection Of &HUWLĂ‚HG 3UH 2ZQHG 9HKLFOHV Our Financing is as low as .99% APR.

2014 MB CLA250 4Dr Coupe Stk#: 67174C

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16721 Ventura Blvd. Encino CA 91436

mbencino.com

Certified Pre-Owned by

Mercedes-Benz

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