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WELCOME TO YOUR 2023 BENEFITS���������������
We are pleased to offer eligible employees a competitive and comprehensive benefits package, designed to give you and your family access to the healthcare services you need to live well.
Our commitment to your health and well-being includes a wide range of benefit options that will allow you to create a customized benefit package. While some benefits are automatically provided by the Company, others allow you to choose different levels of coverage.
Making informed decisions about your healthcare is the best way to help ensure a healthy future—and it can help you stretch your health dollars as well. Taking the time to choose the right benefits can make a big difference in your health and life – and give you valuable peace of mind that you’re covered when you need it most. When making your elections, carefully consider your own and your family’s needs for 2023. The choices you make now will remain in effect until the next open
The information outlined in the following pages summarizes the various benefit options available to you and your family members. Please review it carefully before choosing.
YOUR NEW BENEFITS WEBSITE!
Your benefits website with all of your resources is the same, but with a new website address:
Benefits.HonGrp.com
It’s your one-stop shop for everything benefits where you can: 5 View your benefits 5 View your contribution rates 5 Access Accolade
5 Learn about the wellness incentive
5 View your Open Enrollment Checklist 5 Find a provider 5 Download important forms
Benefits.HonGrp.com
Password: Benefits
ELIGIBILITY AND ENROLLMENT
Active Employees
After reaching eligibility requirements and being scheduled to work at least 30 hours per week, you may enroll for coverage in the benefit plans described throughout this guide. The benefits become effective on the first of the month following 60 days of continuous active employment (unless otherwise noted).
Dependents
Eligible dependents include:
• Your legal spouse, unless covered or eligible for other
Group health insurance coverage, or your legally separated
spouse;
• Your dependent children (including your natural born children, adopted children, stepchildren, court-ordered dependent children or children for whom you are a courtappointed legal guardian) under age 26 regardless of the dependent’s marital status, financial dependence, full-time student or employment status; • Your disabled dependent children (incapable of selfsustaining employment and dependent upon you for support) regardless of age, provided the child was covered under our benefits prior to age 26 for medical, prescription, dental and vision coverage (approval by the
Plan Administrator is required).
Note: No individual may be eligible for coverage as an employee and as a dependent of an employee at the same time.
Retiree Medical Coverage
If you retire at age 60 or older AND have at least 28 years of service, you (and your eligible dependents) will be offered the opportunity to maintain your benefits through COBRA continuation coverage for the lesser of five years or age 65 for medical, prescription drug, dental and vision.
When Coverage Ends
Coverage may end under certain circumstances:
• All benefits for you and your dependents end on your last day of employment. • Coverage for dependents terminate when they no longer meet the definition of an eligible dependent.
Some plans may have a conversion or portability provision. Additional information, including COBRA rights and conversion privileges, will be mailed to you and/or your dependents upon loss of eligibility.
Qualifying Life Events
If you experience a qualifying life event and do not complete the change(s) to benefits within a 31-day period following the date of the life event through Workday, your coverage will remain unchanged for the remainder of the plan year and your additional dependents will not have coverage.
In compliance with IRS Section 125 regulations, medical, prescription, dental, vision, and flexible spending account elections may be changed during the calendar year only if you have a qualifying life event. Qualifying life events include, but are not limited to, the following:
Benefit Allowed to Change
Medical
Dental
Vision
FSA
A change in your legal marital status
A change in the number of dependents, including birth, adoption, placement for adoption or death Termination/ commencement of employment or a significant change in health by you, your spouse or your dependent
A change in work schedule, such as a reduction or increase in hours by you, your spouse or your dependent which results in a loss or gain of coverage
Loss or Gain of dependent status
Qualified Family Status Change
Documentation
Marriage Certificate, Divorce Decree, or Death Certificate Birth Certificate, Adoption Agreement, Death Certificate, or Hospital Discharge papers Letter from the employer confirming prior coverage termination date or COBRA Documents.
Letter from spouse’s employer confirming change in coverage or COBRA Documents and effective date of change.
Please note that any benefit election changes must be made within 31 days of the life event and must be consistent with the qualifying life event change. If you do not make the change within 31 days of the qualifying life event through Workday, your coverage will remain unchanged for the remainder of the plan year and your additional dependents will not have coverage.
