SPRING SUMMER 2013 2014
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INVESTED IN COMMUNITY
GATHER AROUND ! JENELLE ISAACSON Owner, Living Room Realty
JENELLE “Price isISAACSON what you pay. Owner & Principal Broker Value what you get.” Living Room is Realtors –Warren Buffett
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“Time is of the essence.” Dan Arnold I have been investing in real estate longer than I’ve been selling it. I All body copy should be Museo Sans 100 caught the bug early on in my 9.5pt over 12.5pt. Esciatur twenties after buying my acearumm first house quatque sita cone Anitfew ut amonths non cusafter et, in Woodlawn. temgetting volorum alisreal vent,estate volent.license and my helping few of my Quat. Unta ex endae quo friends officipic buy te houses and fix themdolor up, aut I found nonsequias sit quamus ex eaa house pliquam in my neighborhood that was et fugiae eatem evelibus estias a great value and snatched it up. My dentinis pos evelessum quatus dessum dad had just retired from teaching exere pa volori andidelis we aut decided to non fix itnimodicid up as a et quia incti auta quidunt ut faci berume family. optat. Besides volecearum, each of usipissi choosing to Erferate aut incithe front doloreria door 3 times, we umrepaint quia solorrovidis nem que were on the same page rehent with the rest quatusam earum et laborep laboof the decisions. Utilizing our riores nitatur min consecae aspel il ipdifferent skills, we made a small profit samand eatialearned quaeceatatis volorem in a lotdes in as the process. estiSuccess! ducimillum ut lab ipides essitae. Ique I was hooked. lam fugitatis quatur as autemperecae vosmall profit qui wedolorem made was the loreThe sendis dolutam pelitae nis icing reiur?on the cake. I would have gladly doneexerum the same againodi for tecfree. Ro es project voluptassi Between the lessons I learned and es the expliscius. Mincius tionseque conet time spent with family it was truly faccusdam eumque natur, sin ent libus an incredible experience. The ex eum ellaborerro berum, eosbetween repudio conversations we had temporum coreper chicipsumque ligniflipping through classic rock stations washing rentet out our paintbrushes maand gnimporrum as mos ex et et, wereetur? memorable and bonding. cusam Quianimod quibus, nonsern amenit, tet velici odi occus, officiliqWhat I also love about investing i real ui aperum et, building alitatiam qui comnihi estate is thecum team for a llanditat vendi blanihilias eatis your sed project. Being able uttoeum create own small community to work with and share your days with is a true joy. Putting together my team of
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contractors, lenders, inspectors and tradespeople feels like family. I have been working with the same general contractor for 10 years. My life feels much richer for knowing his molupti atemoloresed qui him rem and et deni family. Atque theoffic endtotati of the day, blab ipsam te ad untthat omfeeling trumps anyet profit. nisci llaccae corem apero dolluptatur sequata tibusan daepudi tatur? Every house, development and Iquiae eum velectium es maiorum, siproject is also a chance to bring menihil in corio. Sedi nihilliquae ma consomething new to a community. sequ W h osandam e n I g eaccus. t to meet excited neighbors are et thankful am Edistrum quewho dolorrum re liquaeI sunt, fixing up a neglected I feel eum like cuptatu sdaest, cor res home, et volorum true champion. I love hearing eta reraepe rovidit exerferore vid utatthe acstories, neighborhood folklore, and cae venisit eos ne nulparibusam earchil knowing I am leaving a little corner mil ipietworld ut faccaep of the a bettererchill place. aboreperci doluptatia quas ea veles sitatenis asition sequis nobit, sitatus voluptatet I havenon been lucky thatmi, I have had women investors look intsuccessful evelique illibusant lam reptatocomnis up toomnitat in my community. It isteinparupta those nobit alis que illibus, times I realize how a healthy, diverse ssusani sintibus. community has supported my Reicili tatur, ipsae sam quae alibussuccess. ciam, cusam et voluptae acculparum quam, aliquia alignim optatur The first person who agnatio turned me on susaectem facius quiament non to real estate investing offictiis was Jen Agosta, a talented quiae musician and nis quam exerovitem volo vollorp artist. excepudam I met Jen lacest after she just orenim et ethad inis mod purchased a house in NE portland ut esti inis conetusdae dolora sitatiotote fix up for herself. I loved stopping by sume maximai onsent ullupta cor rectias to see her installing tile or trim work. simet od endigendae suntiosam core She gave me the confidence I could omnimini cusantus aliquam etur? do it too. She was building equity and Elest exerovitem quiae volo vollorp lowering her expenses. By renting out theexcepudam bedrooms lacest she was living orenim et et inis rent mod Theconetusdae financial freedom hadte utfree! esti inis dolora she sitatio built inspired me in a meaningful sume maximai onsent ullupta cor rectias way. simet od endigendae suntiosam core omnimini cusantus aliquam The second person to etur? makee nam the incil modi core, quis cones iur audisHill. aut largest impact on me was Roslyn laboreprores temolo odipsam, She is the autatisto woman who helped me buy my commercial on voles namfirst dolo conserias property nus est abo. Alberta Street — the building Living Room Realty started in. Greg Washington, a Living Room Realtor, who represents Roslyn on many of
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her deals introduced us. I am grateful to both of them for changing my life. Roslyn is often referred to as “the Queen of Alberta”. She bought her first in 1993 and opened Nambuilding ea quidellabo. Nus quis eiur as adolocal She then went onad to modisbuy luptis cafe. renderum conectusciis aque n d culliam r e h a bque d o magnis z e n s osimus f o t hsincipi er properties. She took the bars off endiciis doluptatem videsti sin core, towindows, leased to businesses that tas mos explitiis renieniand menimin verencouraged footettraffic, planted sperit, con nat maionec aboria dolorio gorgeous landscapes everywhere she quatur? ceto eum u l d andit t o cdelles re at e expe a wnatem elcom ing environment. What qui wasculparist once ahiti Apis eatia dis aliquid decaying neighborhood that had cum hitescillit doloris iuntione verum fallen prey to gang violence andenquibearume pel mi, es ma dolore, crime is now one of the city’s most tus endiciisin cuptatem rehenie ntotatur celebrated neighborhoods and Arts solum ex In eaqui dolo blab evendae districts. large part toistRoslyn fornis dolorro dolessus as am ent fugitiis accus being willing to take risks and invest aditatem repudam liciis ut volorpo in her vision and her et neighborhood. rrumqui dia susam, nobitat endipsum Ientissi would tell eati others who to ≠ berum ad que repewant perorep. invest in real estate to know yourself first, your threshold for risk, and your You can learn more about Dan’s project ability to see a project through. or donate www.websites.com Believe in atyourself, no one knows more than you, has more talent, luck, or opportunities than you do. You will learn along the way. Know your market, values, and demand. If you are weak in any one of these, hire someone who can help you.
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In fact, I happen to know a few good agents who can do just that! A great team starts with a local expert. If you have a vision, a dream and an investment portfolio you want to grow we would love the chance to put our experience to work for you! Call us today at 503-719-5588.
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Read more about Roslyn Hill; http:// theskanner.com/entertainment/ people/2535-on-alberta-roslyn-hillsaw-potential-all-along
livingroomre.com
2014 EVENT CALENDAR WELCOME
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“Behold, my friends, the spring is come; the earth has gladly received the embraces of the sun, and we shall soon see the results of their love!” -Sitting Bull
Wednesday, April 2nd
MAY
JENELLE ISAACSON Owner & Principal Broker Living Room Realtors
Wednesday, May 14th
LIVING ROOM REALTY AT THE COAST GRAND OPENING
“Time is of WORKSHOP the essence.” Tim Arnold MONTHLY SERIES: SALAD SEASON IS EVERY SEASON
Our third office is celebrating it’s Grand Opening. Join Hans and Tosha, your Living Room agents at the coast from 5pm-8pm. Location: 507 Laneda Ave, Manzanita, OR livingroomre.com/coast
Lauren Chandler will be demonstrate some All body copy should Museo Sans 100 fantastic salad recipes from 6:30pm-7:30pm. 9pt over 12.5pt. esciatur acearum inum RSVP required. quatque sita cone nit ut a non cus et, tem Location: 1401 NE Alberta volorum alis vent, volent. RSVP to: rsvp@livingroomre.com
Thursday, April 24th
LAST THURSDAY: MATT OLESON Gavin Shettler and Hannah Piper Burns present a video installation by artist Matt Oleson from 6pm-9pm at our NE office. Light refreshments provided. Location: 1401 NE Alberta livingroomre.com/events
Wednesday, April 30th PORTLAND HOUSING CENTER’S ANNUAL REPORT PHC will present their annual report from 5:30pm-7:30pm including information from the NeighborhoodLIFT Program. Location: 1401 NE Alberta livingroomre.com/events
1 | LIVING ROOM REALTY 2 | Living Room Realty
Quat. Unt ex endae quo officipic te nonsequias sit quamus dolor aut ex ea et fugiae pliquam eatem evelibus estias dentinis pos evelessum quatus dessum exere idelis aut pa volori non nimodicid et quia incti auta quidunt ut faci berume optat. Erferate volecearum, ipissi aut incium quia solorrovidis doloreria nem que quatusam earum et laborep rehent laboriores nitatur min consecae aspel il ipsam eatia quaeceatatis des as volorem in esti ducimillum ut lab ipides essitae. Ique lam fugiThursday, May 29th tatis quatur as autemperecae volore sendis dolutam qui dolorem pelitae nis reiur? LAST THURSDAY: EXPERIMENTAL exerum es voluptassi odi teces exFILMRoFESTIVAL pliscius. Mincius conetlocation faccusLiving Room is proudtionseque to be a featured of the Experimental Film Festival. dam eumque natur, sin ent Light libus ex eum refreshments served from 6pm-9pm. ellaborerro berum, eos repudio temporum Location: 1401 NE Alberta coreper chicipsumque lignima gnimporhttp://effportland.com/ rum rentet as mos ex et et, cusam etur? Quianimod quibus, nonsern amenit, tet velici odi occus, officiliqui aperum et, alitatiam qui cum comnihi llanditat vendi blanihilias ut eum eatis sed molupti atemoloresed qui rem et deni blab ipsam que offic totati te ad unt omnisci llaccae corem et apero dolluptatur sequata tibusan daepudi tatur? Iquiae eum velectium es maiorum, simenihil in corio. Sedi nihilliquae ma consequ osandam accus. Edistrum que dolorrum et re liquae sunt, cuptatu sdaest, cor res et volorum eum et reraepe rovidit exerferore vid utat accae venisit eos ne nulparibusam earchil mil ipiet ut faccaep erchill aboreperci doluptatia quas ea veles sitatenis asition sequis non
JUNE
nobit, sitatus mi, voluptatet int evelique illibusant lam repta comnis nobit omnitat alis que illibus, te parupta ssusani sintibus. ReiciliJune tatur,1st ipsae sam quae alibusciSunday, am, cusam et voluptae acculparum quam, BUILD SMALL, LIVE LARGE: aliquia alignim agnatio optatur susaectem PORTLAND ADU TOUR facius quiament offictiis non nis quam Living Room will be the site of the workshop exerovitem quiae volo vollorp orenim exportion of the Portland Accessory Dwelling Unit Tour. Visitlacest the link to mod purchase cepudam etbelow et inis ut esti inis tickets. conetusdae dolora sitatio te sume maximai Location: 1401 NE Alberta onsent ullupta cor rectias simet od endihttp://accessorydwellings.org/adu_tour/ gendae suntiosam core omnimini cusantus aliquam etur? Elest exerovitem quiae volo vollorp orenim excepudam lacest et et inis mod ut esti inis conetusdae dolora sitatio te sume maximai onsent ullupta cor rectias simet od endigendae suntiosam core omnimini cusantus aliquam etur? e nam incil modi core, quis cones iur audis aut laboreprores autatisto temolo odipsam, voles nam dolo conserias nus est abo. Nam ea quidellabo. Nus quis eiur as doluptis renderum conectusciis ad modisque culliam que magnis simus sincipi endiciis doluptatem videsti sin core, totas mos explitiis et renieni menimin versperit, con nat maionec aboria dolorio et eum andit delles expe natem quatur? Apis eatia dis aliquid qui culparist hiti cum hitescillit doloris iuntione verum quibearume pel mi, es ma dolore, entus endiciisin cuptatem rehenie ntotatur solum ex eaqui dolo blab ist evendae nis dolorro dolessus as am ent fugitiis accus aditatem repudam et liciis ut volorpo rrumqui dia susam, nobitat entissi berum Thursday, June endipsum 26th eati ad que repe perorep. ≠
LAST THURSDAY: CHRISTOPHER BUCKINGHAM + DANIEL SMITH You can learn more about Dan’s project or Light + Sound Gallery video installation by donate at www.website.com Christopher Buckingham and prints by Daniel Smith. Light refreshments and drinks served from 6pm-9pm. Hosted by Bianca Hart and Gavin Shettler Location: 1401 NE Alberta livingroomre.com/events
LOCAL BUSINESS AND NONPROFIT SPOTLIGHT
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PCRI DANCING WITH THE STARS
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PCRI’s Third Annual Dancing with the Stars Portland Gala was successful and glamorous, raising over $73,000 to support Portland Community Reinvestment Initiatives. PCRI has reinvested in Portland’s neighborhoods, preserved their diversity, and provided tools to help low-income Portland families achieve stability and self-sufficiency. pcrihome.org
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With over 700 units of affordable housing, PCRI’s unique mix of single-family homes, small multiplexes, and community apartments represents one of the last stable opportunities for lowincome households to remain in their vibrant Portland neighborhoods. These homes and apartments are woven into the fabric of their neighborhoods and are a model for eliminating concentrations of poverty. At the most basic level, PCRI’s affordable rentals help residents achieve family stability. Building on this stability, PCRI’s award winning services give families culturally-specific skills and support necessary to achieve self-sufficiency, begin the process of wealth creation and, in many cases, become and remain successful homeowners.
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For PCRI’s Third Annual Gala Benefit, five prominent local community members lit up the dance floor for the Dancing with the Stars competition! In addition, Multnomah County Commissioner Loretta Smith and Metro Councilor Sam Chase started the evening beautifully with a fun and glamorous foxtrot. The Fred Astaire Dance Studio of Portland provided training and entertainment for the evening.
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Living Room agents contributed 36 bottles of wine for the gala auction. Our ‘Instant Wine Cellar’ raised $1000 to support PCRI. Ifyani Bell and his partner, Jessi, took first place (pictured below).
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NEAL MORGAN FRAMING Living Room Realty found me the perfect house in 2010. When I moved in, I had a stack of art and works on paper I’d collected over the years and wanted to get them up on my walls. Drawings my little sister made when we were young; concert posters; Osborn/Woods prints from the 60s. But my walls stayed bare for over a year. Traditional custom framing was out of my budget and didn’t feel special. IKEA frames, though inexpensive, were clearly the opposite of special. I needed a third option: inexpensive and special. So I did it myself. My walls are now packed and I’m surrounded with images and memories that make my home feel like my home. After three years of framing for friends and friends of friends, I’m passing that third option on to my friends in the Living Room community. Let’s frame up your important objects and get them on your walls. And let’s re-frame works that are currently in frames that don’t speak at all to the sentimental value of the objects they surround. I use mainly Pacific Northwest native doug fir, salvaged from demos and remodels from the old homes and buildings here, but also hardwoods like mahogany and oak when I find them. The wood will show signs of wear but won’t feel gimmicky like preaged jeans. My first goal is to protect and conserve your valued objects for the long haul, through the use of archival materials and proper mounting techniques. I am a one-trick pony and do only one type of framing that is modeled after the photography framing I admired when I worked at SFMOMA. Take a look at the pictures on my website, and if that style works for you, please be in touch. Mention that you’re a part of the Living Room community and I’ll take 20% off.
http://www.nealmorgan.info/framing/ framing@nealmorgan.info Have a wood day, Neal
1 | LIVING ROOM Spring 2014 | 3
WELCOME SPRING HOROSCOPE
!! !! ARTICLE TITLE ARIES TAURUS GEMINI !! JENELLE ISAACSON !! !! !! !! !! !! !! LIBRA SCORPIO CAPRICORN !! !! !! !! !! !! !! AQUARIUS PISCES CANCER !! !! !! !! !! !! !
The Spring promises to deliver endless opportunities to perfect your skills in being the best home maker and cook you can possibly be. This doesn't mean you have to s a c r i fi c e y o u r a u t h e n t i c , individual Fire-warrior spirit, but it does mean you're about to learn the art of compromise in a colossal way.
Make sure you're only spending time and money on things you deem precious in your life. Make a list of your values and then make a list of where you money is going and see if these things line up. If not, make any necessary adjustments throughout the course of 2014 and you'll love the results!
Your stellar discipline is paying off, and this inspires you to work even harder. Starting in April, you're being called to consider the bigger picture. This requires letting go of certain obsessive mental ruts that keep you spinning and lost in the details.
VIRGO
This is the year to put your The desires of your heart take You'll suddenly find that your mi, voluptatet int needs first on the list. No, this priority this year. Think ofnobit, 2014sitatus determination to evelique keep aillidoes not make you selfish or as a chance to live out your b a l a n c e d b u d g e t t a k e alis s busant lam repta comnis nobit omnitat Owner & Principal Broker uncaring, this makes you true second (or third) childhood, p rte e cparupta e d e n cssusani e o v e sintibus. r almost que illibus, RealtorsGemini! Your creativity is sure anything else in your world. yourself andLiving with Room a greater Reicili W tatur, capacity to give to your loved to skyrocket in a way that you h e n ipsae y o u rsam fi n aquae n c e salibusciare am, cusam et voluptae acculparum quam, ones because you will no haven't experienced in close settled, your mind becomes “Time is of the essence.” Tim Arnold longer be running on empty to 20 years. This isn't to say alignim calm and youroptatur creativity soars. aliquia agnatio susaectem -- which is probably how that you won't still be hard at quiament It's worthoffictiis the extra facius noneffort nis and quam All body shouldwork, be Museo Sanswill 100realize that small sacrifices in order to you've felt over the copy past few but you exerovitem quiae volo vollorp orenim exyears. it's acearum just as important to make achieve your goals. 9pt over 12.5pt. esciatur inum cepudam lacest et et inis mod ut esti inis leisure. quatque sita cone nittime ut a for nonlove cus and et, tem conetusdae dolora sitatio te sume maximai volorum alis vent, volent. onsent ullupta cor rectias simet od endiQuat. Unt ex endae quo officipic te nongendae suntiosam core omnimini cusansequias sit quamus dolor aut ex ea et fugitus aliquam etur? ae pliquam eatem evelibus estias dentinis This is your season to get You appreciate the timeElest it This is also quiae one ofvolo the vollorp best exerovitem quatus dessum exere idelis crystal clear pos on evelessum what you're takes to make something solid years on record to gather orenim excepudam lacest et et inis mod ut most passionate and you're starting aut paabout volori and non nimodicid et quia incti to see together your favorite likeesti inis conetusdae dolora sitatio te sume commit to itauta in quidunt the deepest some major ut faci berume optat. pay-offs. You're minded people to accomplish way possible. You are an all- a l s o n o w r e a l i z i n g maximai h o w greatness. It doesn't matter onsent ullupta cor rectias simet Erferate volecearum, ipissi aut incium or-nothing sign to begin with, important business partners, whether you rally core for business, od endigendae suntiosam omnimini qua- are in creativity, spirituality or all of and this is aquia yearsolorrovidis when youdoloreria friends,nem and que colleagues cusantus aliquam etur? e nam incil modi simply must embrace your et all-laborep supporting life goals and the above. The point is to tusam earum rehent your laboriores core, quiscongregate. cones iur audis aut laboreprores encompassing nature. for keeping you eatia emotionally There is crazy nitatur minGo consecae aspel il ipsam it! balanced. They appreciate you temolo strengthodipsam, in numbers year, autatisto volesthis nam dolo quaeceatatis des as as volorem ducimuchinasestiyou appreciate work thoseNam connections! conseriasso nus est abo. ea quidellabo. millum ut lab ipides essitae. them! Ique lam fugiNus quis eiur as doluptis renderum conectatis quatur as autemperecae volore sendis tusciis ad modisque culliam que magnis dolutam qui dolorem pelitae nis reiur? simus sincipi endiciis doluptatem videsRo exerum es voluptassi odi teces exti sin core, totas mos explitiis et renieni pliscius. Mincius tionseque conet faccusmenimin versperit, con nat maionec abo2014 is thedam yeareumque of major South Node natur, The sin ent libus ex eum in your If you've been playing small in ria dolorio et eum natem transformation and rebirth, career zone may be vying for any wayandit withdelles yourexpe career, ellaborerro berum, eos repudio temporum P i s c e s . Yo u ' r e a b o u t t o more of your efforts towards you'll quickly see how crazy quatur? 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Of t o w a r d g r e a t e r o vendiciisin e r a l l greatness the ntotatur fiery side of velici odi occus, officiliqui aperum et, alitacourse, this will in turn balance, your careerex will your blab personality is dying to eaqui dolo ist evendae nis dolorro cum comnihi llanditat vendi blanirevolutionize tiam yourqui outer world automatically flourish as a blaze its own trail this year. dolessus as am ent fugitiis accus aditatem in the mosthilias fantastic result. This is easier said than Courage is your middle name ut eumways eatis sed molupti atemolorepudam et liciis ut volorpo rrumqui dia imaginable. resed qui rem et denidone, but if anyone blab ipsam que officcan find a now. way to bring home the bacon susam, nobitat endipsum entissi berum totati te ad unt omnisci llaccae etit's you! and fry it up corem in a pan, eati ad que repe perorep. ≠ apero dolluptatur sequata tibusan daepudi tatur? You can learn more about Dan’s project or Iquiae eum velectium es maiorum, sidonate at www.website.com menihil in corio. Sedi nihilliquae ma consequ osandam accus. Edistrum que dolorrum et re liquae sunt, cuptatu sdaest, cor res et volorum eum et reraepe rovidit exerferore vid utat accae venisit eos ne nulparibusam earchil mil ipi-LORI GREYMONT SUMMIT ASSETS GROUP et ut faccaep erchill aboreperci doluptatia quas ea veles sitatenis asition sequis non
SAGITTARIUS
LEO
”A sign of an expert is someone who made a mistake and stayed in the game.” 1 | LIVING ROOM REALTY 4 | Living Room Realty
ADVICE
!! #BTHECHANGE ! !! !! !! !! !! !! !! ! !! !! !! !RADISH, FENNEL & CITRUS SALAD
WELC
ARTI
We wanted to become a B Corp because of our belief that we build a business by building community one great neighbor at a time. It was an extension of our company's social, environmental and ethical values and an ongoing measure of our success and goals. Below are some of the things we have done that helped us become a B Corp. bcorporation.net
GOVERNANCE: Employees trained on company social and environmental missions; majority of management evaluated on social and environmental performance; company has worked within its industry to develop industry social and environmental standards; services covered by a client protection policy. COMMUNITY: Preference given to local and sustainable suppliers; average relationship with supplier lasts longer than five years; majority of ownership located locally; majority of revenue generated from local clients; 100% of company ownership from underrepresented populations; more than 30% of significant suppliers owned by women or ethnic minorities; majority of charitable giving donated to local organization. ENVIRONMENT: Living Room is a member of an association that fosters sustainable business practices; office-wide recycling program includes paper, cardboard, plastic, glass & metal, and composting; company uses non-toxic and organic office supplies; 100% of company facilities located within 1/2 mile of public transpiration; more than 75% of printed materials use recycled paper content.
laurenchandlercooks.com
WITH AVOCADO RADISH GREEN DRESSING What to do when nutrient-dense greens don’t quite suit your palate? Here’s a great recipe!
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6 small radishes (leaves reserved), thinly sliced (about 1 cup) 1 small fennel bulb (fronds reserved), halved, cored, and shaved paper-thin (about ½ cup) 2 tablespoons minced red onion 2 tablespoons lemon juice 1 grapefruit 1 orange (I like Cara Cara, Blood, or Navel) 1 small ripe avocado 1/3 cup chopped toasted walnuts Salt and freshly ground pepper
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Place the sliced radishes and fennel in a bowl of ice water and let soak until they become crisp, about 15 minutes. Once they are crisp, drain and pat dry with paper towels, then toss together in a medium bowl and set aside.
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Place the onion and lemon juice in a small bowl and let soak 15-20 minutes, until the onion and juice start to turn pink. Strain the onions over a blender so the blender catches the lemon juice. Add the onions to the bowl with the radishes and fennel.
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Remove the grapefruit and orange peel, including the bitter white pith, with a sharp knife. Working over a different bowl, cut the citrus segments free from the membranes and release the segments into the bowl. Squeeze the citrus juice from the membranes. Transfer the citrus into the bowl with the radish and fennel.
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Add 3-4 tablespoons of the citrus juice, 1 cup radish leaves (thoroughly cleaned), and half of the avocado to the blender, and blend until smooth and creamy. Gently fold enough of the dressing into the salad to coat the vegetables lightly and evenly. (Store the remaining dressing in an airtight container in the fridge and add to beans, grains, other veggies) Add salt and pepper to taste and garnish with walnuts and small pieces of the fennel fronds. Serves 4-6. Spring 2014 | 5
1 | LIVING ROOM
WELCOME LRR MARKET NEWS
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TITLE JENELLE ISAACSON
HIGH FIVE! 5TH ANNIVERSARY CELEBRATION
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nobit, sitatus mi, voluptatet int evelique illibusant lam repta comnis nobit omnitat On Thursday, March 20th, alis Owner & Principal Broker que illibus, te parupta ssusani sintibus. Living Room celebrated 5 Living Room Realtors Reicili tatur, ipsae of sambusiness. quae alibusciamazing years am, cusam et voluptae acculparum quam, Thank you to our clients, “Time is of the essence.” Tim Arnold aliquia alignim agnatio optatur friends, family, and the susaectem real facius quiament offictiis non nis estate community for helpingquam All body copy should be Museo Sans 100 exerovitem quiae voloare vollorp orenim exus grow! We looking 9pt over 12.5pt. esciatur acearum inum cepudam lacest et et inis mod ut esti inis forward to helping many more quatque sita cone nit ut a non cus et, tem conetusdae dolora sitatio te sume maximai families find their living rooms! volorum alis vent, volent. onsent ullupta cor rectias simet od endiQuat. Unt ex endae quo officipic te nongendae suntiosam core omnimini cusansequias sit quamus dolor aut ex ea et fugitus aliquam etur? ae pliquam eatem evelibus estias dentinis Elest exerovitem quiae volo vollorp pos evelessum quatus dessum exere idelis orenim excepudam lacest et et inis mod ut aut pa volori non nimodicid et quia incti esti inis conetusdae dolora sitatio te sume auta quidunt ut faci berume optat. maximai onsent ullupta cor rectias simet Erferate volecearum, ipissi aut incium od endigendae suntiosam core omnimini quia solorrovidis doloreria nem que quacusantus aliquam etur? e nam incil modi tusam earum et laborep rehent laboriores core, quis cones iur audis aut laboreprores nitatur min consecae aspel il ipsam eatia autatisto temolo odipsam, voles nam dolo quaeceatatis des as volorem in esti duciconserias nus est abo. Nam ea quidellabo. millum ut lab ipides essitae. Ique lam fugiNus quis eiur as doluptis renderum conectatis quatur as autemperecae volore sendis tusciis ad modisque culliam que magnis dolutam qui dolorem pelitae nis reiur? simus sincipi endiciis doluptatem videsRo exerum es voluptassi odi teces exti sin core, totas mos explitiis et renieni pliscius. Mincius tionseque conet faccusmenimin versperit, con nat maionec abodam eumque natur, sin ent libus ex eum ria dolorio et eum andit delles expe natem ellaborerro berum, eos repudio temporum quatur? Apis eatia dis aliquid qui culparist coreper chicipsumque lignima gnimporhiti cum hitescillit doloris iuntione verum rum rentet as mos ex et et, cusam etur? quibearume pel mi, es ma dolore, entus Quianimod quibus, nonsern amenit, tet endiciisin cuptatem rehenie ntotatur solum velici odi occus, officiliqui aperum et, alitaex eaqui dolo blab ist evendae nis dolorro tiam qui cum comnihi llanditat vendi blanidolessus as am ent fugitiis accus aditatem hilias ut eum eatis sed molupti atemolorepudam et liciis ut volorpo rrumqui dia resed qui rem et deni blab ipsam que offic susam, nobitat endipsum entissi berum totati te ad unt omnisci llaccae corem et Last fall Wells Fargo and Portland Housing Center announced the eati ad que repe perorep. ≠ apero dolluptatur sequata tibusan daepudi NeighborhoodLIFT program that would give ~240 households tatur? $15,000 towards a downpayment on a home purchased in You can learn more about Dan’s project or Iquiae eum velectium es maiorum, siPortland. Above are the program’s interim statistics as of March 20, donate at www.website.com menihil in corio. Sedi nihilliquae ma conse2014. qu osandam accus. Edistrum que and dolorrum et re sunt, 192 loans have been successfully closed 76 are stillliquae pending. cuptatu cor res et volorum et Many of the recipient were PHC who sdaest, had been looking for aeum home reraepe rovidit exerferore vid utat accae for an average of 433 days. More information will be provided at nulparibusam earchil mil ipiPHC’s Annual report on Aprilvenisit 30theosatne5:30pm at Living Room et ut faccaep erchill aboreperci doluptatia Realty’s NE office. Portland Housing Center is a great resource for quas ea looking veles sitatenis non first time homebuyers and those for asition down sequis payment
DOWNPAYMENT ASSISTANCE
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assistance. 1 | LIVING ROOM REALTY 6 | Living Room Realty
LRR NEWS
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Images courtesy of Happymatic Photobooth. Fun courtesy of Living Room Realty. #partyinourlivingroom
ARE YOU PREAPPROVED OR JUST PREQUALIFIED? In this competitive market it’s important to get yourself fully preapproved rather than just prequalified. Many loan officers will simply prequalify you based on the financial information you submitted with your initial application. In my 11 years of experience, I have found that being as thorough as possible upfront is far more valuable than quickly getting someone preapproved. Each loan program has guidelines used to determine a borrower’s ability to repay the loan. For example there is often a difference between what a client considers as income and the income we are able to use to qualify you for a loan. Guidelines can be very strict, for instance a second job needs to be at least 24 months old before we can count that income. We are required to use “net” income for the self-employed, only adding back in things like depreciation, depletion, and one-time losses. When qualifying a W-2 employee, we are able to use their gross income before taxes are deducted. Because the term “income” is rather loosely defined for most people, it’s very common for clients to submit income to us that we can’t use based on the rules & guidelines for each program. In short, it is very important for tax returns, W-2s and pay stubs to be thoroughly reviewed prior to writing an offer.
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Assets also need to be carefully evaluated before a preapproval letter is issued. When reviewing assets, I check into whether or not the funds are seasoned, how recently they were deposited and, if so, what is the true source of the funds? Is it a loan or perhaps something they sold and, if so, can we get proof of the value of the object sold and a copy of the bill of sale? All large non-payroll deposits that are more than 25% of the client’s income need to be “sourced”. This means we are required to obtain a copy of the check and an explanation for each deposit. For folks that move money around frequently, this can be one of the most frustrating parts of the process. All of the rules in place for each program are designed to keep borrowers out of trouble and to make sure they aren’t borrowing money to assist with their home purchase that they will eventually have to pay back. If this were the case it could put the borrower in a hardship, therefore, risking not being able to make their mortgage payment.
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If you’ve been told by your current lender that you can submit your income and asset documents after you find a house, I suggest that you request that they review your documents prior to shopping for a home or consider looking into a different lender. It is more work upfront for you and your loan officer, but when you can confidently write an offer knowing that your lender was thorough, it is worth the paperwork that you had to track down. Call me at 503-939-4130 or email me at jen@mortgage-trust.com.
Jen Bell Residential Loan Specialist NMLS 291215
NMLS 3250
Spring 2014 | 7 1 | LIVING ROO
WELCOME LIVING ROOM LISTINGS
!!HERE ARE JUST A FEW OF THE BEAUTIFUL HOMES WE HAVE FOR SALE IN SOME OF PORTLAND’S MOST HAPPENING HOODS. TO FIND OUT ARTICLE TITLE ! !!MORE PLEASE VISIT OUR WEBSITE AT LIVINGROOMRE.COM. CLICK THE JENELLE ISAACSON !! !! A LITTLE PIECE OF GOODNESS !! !! !! !! !! !! !! !! !! 1955 MID-CENTURY RANCH !! !! !! !! !! !! !! !! STUNNING DETACHED CONDO !!
nobit, sitatus mi, voluptatet int evelique illibusant lam repta comnis nobit omnitat alis Owner & Principal Broker que illibus, te parupta ssusani sintibus. Living Room Realtors Reicili tatur, ipsae sam quae alibusciam, cusam et voluptae acculparum quam, 2836 SEis47TH PORTLAND, OR 97206 “Time of theAVE, essence.” Tim Arnold aliquia alignim agnatio optatur susaectem facius quiament offictiis non nis quam All body copy should 100 and large sunny backyard; the perfect Sweet Bungalow with be oldMuseo houseSans charm exerovitem quiae volo vollorp orenim ex12.5pt. esciatur acearum inum lot9pt forover gardening! Refinished oak/fir floors, original wood windows, cool 60's cepudam lacest et et inis mod ut esti inis quatque sitafloor cone&nitcraftsman ut a non cus tem hearth with cozy wood burning vinyl kitchen tile.et,Built-in conetusdae dolora sitatio te sume maximai volorumHigh alis vent, volent. ceilings with entrance off of kitchen, deep driveway, fireplace. basement onsent ullupta cor rectias simet od endithreeQuat. blocks Stumptown short walk to tiny children's park UnttoexDivision endae quo officipic te Coffee, nongendae suntiosam core omnimini cusanand Division happenings. sequias sit quamus dolor aut ex ea et fugitus aliquam etur? ae pliquam eatem evelibus estias dentinis Elest exerovitem quiae volo vollorp 2 bedrooms | 1 bathroom | 1,480 sqft. pos evelessum quatus dessum exere idelis orenim excepudam lacest et et inis mod ut $279,900 aut pa volori non nimodicid et quia incti esti inis conetusdae dolora sitatio te sume auta quidunt ut faci berume optat. maximai onsent ullupta cor rectias simet Erferate volecearum, ipissi aut incium od endigendae suntiosam core omnimini quia solorrovidis doloreria nem que quacusantus aliquam etur? e nam incil modi tusam earum et laborep rehent laboriores core, quis cones iur audis aut laboreprores 11758 SEmin MADISON ST,aspel PORTLAND, OR 97216 nitatur consecae il ipsam eatia autatisto temolo odipsam, voles nam dolo quaeceatatis des as volorem in esti duciconserias nus est abo. Nam ea quidellabo. millum ut lab ipides masterpiece. essitae. Ique lam fugiMid-century original One owner since 1955 and the home has Nus quis eiur as doluptis renderum conectatismaintained quatur as autemperecae sendis been with love + volore care. Featuring oversized flat lot w/ shop, fire-pit, tusciis ad modisque culliam que magnis dolutam qui dolorem nisone reiur? pixie playhouse, patio.pelitae Interior level living, corner fireplace, interior brick simus sincipi endiciis doluptatem videsbbq, den, living room with wall windows, family room w/box beams, original Ro exerum es voluptassi odiof teces exmid-century woodtionseque work. conet faccus- ti sin core, totas mos explitiis et renieni pliscius. Mincius menimin versperit, con nat maionec abodam eumque natur, sin ent libus ex eum ria dolorio et eum andit delles expe natem 3 bedrooms | 2 bathrooms | 2,093 sqft. ellaborerro berum, eos repudio temporum quatur? Apis eatia dis aliquid qui culparist $260,000 coreper chicipsumque lignima gnimporhiti cum hitescillit doloris iuntione verum rum rentet as mos ex et et, cusam etur? quibearume pel mi, es ma dolore, entus Quianimod quibus, nonsern amenit, tet endiciisin cuptatem rehenie ntotatur solum velici odi occus, officiliqui aperum et, alitaex eaqui dolo blab ist evendae nis dolorro tiam qui cum comnihi llanditat vendi blanidolessus as am ent fugitiis accus aditatem hilias ut eum eatis sed molupti atemolo11731 ORoffic 97219repudam et liciis ut volorpo rrumqui dia resedSW qui35TH rem etAVE, deniPORTLAND, blab ipsam que susam, nobitat endipsum entissi berum totati te ad unt omnisci llaccae corem et eati ad que repe perorep. ≠ apero dolluptatur sequata tibusan daepudi Mint condition freestanding condo so HOA take care of exterior maintenance, common tatur? areas & ext insurance but lives like detached home. Great location YouLake can Oswego, learn moredowntown. about Dan’s Deck project or with easy to Tryon Park, minutessi-to I5, Iquiaeaccess eum velectium es maiorum, donate at www.website.com overlooking greenspace & walking trail. Gourmet kitchen w/gas appliances & menihil in corio. Sedi nihilliquae ma consegranite. High ceilings. Tons of closet space & storage. 2 car garage. Guest qu osandam accus. parking adjacent. Quality construction w/attention to detail. Edistrum que dolorrum et re liquae sunt, cuptatu sdaest, cor res et volorum eum et 3 bedrooms | 2.5exerferore bathrooms sqft. reraepe rovidit vid| 2,000 utat accae $344,900 venisit eos ne nulparibusam earchil mil ipiet ut faccaep erchill aboreperci doluptatia quas ea veles sitatenis asition sequis non
1 | LIVING ROOM REALTY 8 | Living Room Realty
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GARDEN COURTYARD CONDO 4504 NE KILLINGSWORTH ST, PORTLAND, OR 97218
Charming cottage style condo in the heart of Cully! Move-in ready with hardwoods, eat in kitchen w/ new flooring, farmer sink, stainless appliances PLUS mud/laundry room. Adorable private fenced patio and shared green space perfect for summer BBQs! Be part of the exciting things happening in Cully, and start loving where you live! Open 1-3 SUN. You can park in #4 or the visitor spot. 2 bedrooms | 1 bathroom | 794 sqft. $159,000
WOODSTOCK CUPCAKE 5042 SE REEDWAY, PORTLAND, OR 97206 Vintage bungalow in the heart of Woodstock. Covered porch, newer highefficiency gas furnace+sewer. Updated windows. Refinished hardwoods. Sweet vintage pink kitchen. All appliances incl. Detached, over-sized garage & covered patio, fenced yard. Steps to Woodstock school & park. Blocks to library, shops, restaurants & upcoming New Seasons & Grand Central Baking Co. This wins Best Cupcake Cutie! 2 bedrooms | 1 bathroom | 1006 sqft. $239,000
LAURELHURST RANCH 126 NE 45TH, PORTLAND, OR 97213 Great Laurelhurst location! Updated kitchen with stainless appliances and eating area, hardwood floors on main level, sliding door to large deck and nice fenced yard. Lower level has family room, bedroom with fireplace, bonus room and bath, just needs some updating. Updated vinyl windows and 90+ gas furnace. Near Laurelhurst Park, shops on NE Glisan & Laurelhurst Cafe. 3 bedrooms | 2 bathrooms | 2152 sqft. $405,000
SIGN UP AT LIVINGROOMRE.COM TO RECEIVE A DAILY EMAIL WITH THE MOST UP-TO-DATE LISTINGS IN THE PORTLAND METRO AREA. CLICK THE SEARCH TAB AND SELECT ACCOUNT TO START YOUR NO OBLIGATION HOME SEARCH TODAY!
Spring 2014 | 9 1 | LIVING ROOM
WELCOME LIVING ROOM BUYERS
!! !! ARTICLE !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !! !
OUR BUYERS GET CONNECTED. TO FIND OUT MORE PLEASE VISIT OUR WEBSITE AT LIVINGROOMRE.COM CLICK THE OUR CLIENTS TAB AND SELECT BUYER'S STORIES. nobit, sitatus mi, voluptatet int evelique illiJENELLE ISAACSON
1 | LIVING ROOM REALTY 10 | Living Room Realty
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busant lam repta comnis nobit omnitat alis que illibus, te parupta ssusani sintibus. Reicili tatur, ipsae sam quae alibusciBRETT & LAURA am, cusam et voluptae acculparum quam, “Time is of the essence.” Tim Arnold aliquia alignim agnatio optatur susaectem Brett, Laura, and kids are ready for their next adventure in Hawaii. We sold their facius quiament offictiis non nis quam All body copy should be Museo Sans 100 even before it went on the market. home in the Woodstock neighborhood exerovitem quiae volo vollorp orenim exWhile they12.5pt. will miss the neighborhood 9pt over esciatur acearum inum and all the new developments going in cepudam lacest et et inis mod ut esti inis (New Seasons and nit Grand Central Bakery), quatque sita cone ut a non cus et, tem it would be hard to pass up an dolora sitatio te sume opportunity live volent. in Hawaii. Brett and Lauraconetusdae were great to work with and Imaximai volorum alistovent, onsent ullupta cor rectias simet od endihopeQuat. our paths and especially Unt excross endaeagain, quo officipic te non- if that means a scuba diving trip to gendae suntiosam core omnimini cusanthesequias islands! sit quamus dolor aut ex ea et fugitus aliquam etur? ae pliquam eatem evelibus estias dentinis Elest exerovitem quiae volo vollorp pos evelessum quatus dessum exere idelis orenim excepudam lacest et et inis mod ut aut pa volori non nimodicid et quia incti esti inis conetusdae dolora sitatio te sume auta quidunt ut faci berume optat. maximai onsent ullupta cor rectias simet Erferate volecearum, ipissi aut incium od endigendae suntiosam core omnimini OREGON CITY IS ONE OF MY FAVORITE SUBURBS quia solorrovidis doloreria nem que quacusantus aliquam etur? e nam incil modi AMANDA, RYAN, CONNOR tusam earum et ELLA, laborep&rehent laboriores core, quis cones iur audis aut laboreprores nitatur min consecae aspel il ipsam eatia autatisto temolo odipsam, voles nam dolo It has been almost a year of looking for homes — realizing that they wanted to quaeceatatis des as volorem in esti duciconserias nus est abo. Nam ea quidellabo. sellmillum their house/rental in order tolam qualify ut lab ipides essitae. Ique fugi-for their “forever house”, selling that, Nus quis(sometimes eiur as doluptis and then many days of driving all over the suburbs in arenderum blizzard)conectatis quatur as autemperecae volore sendis tusciis ad modisque culliam magnis until we found “the one”. Luckily my clients are really great, easy going, que funny dolutam qui dolorem pelitae nis reiur? simus sincipi endiciis doluptatem videshumans with whom I enjoy spending Ro exerum es voluptassi odi teces time ex- (and hopefully it wasn’t too painful ti sin core, totas mos explitiis et renieni forpliscius. them)! Mincius Amanda, Ryan, Ella, Connor and tionseque conet faccus- new cuteness to come, found a menimin versperit, con nat maionec beautiful new construction home at the end of a dead end street, huge open abodam eumque natur, sin ent libus ex eum ria5dolorio et eum anditattached delles expe natem concept living room, and kitchen, essentially bedrooms, 2 car ellaborerro berum, eos repudio temporum quatur? Apis eatia dis aliquid qui culparist garage and a nice big yard! coreper chicipsumque lignima gnimporhiti cum hitescillit doloris iuntione verum rum rentet as mos ex et et, cusam etur? quibearume pel mi, es ma dolore, entus Quianimod quibus, nonsern amenit, tet endiciisin cuptatem rehenie ntotatur solum velici odi occus, officiliqui aperum et, alitaNE PORTLAND RANCH ex eaqui dolo blab ist evendae nis dolorro tiam qui cum comnihi llanditat vendi blanidolessus as am ent fugitiis accus aditatem hilias ut eum eatis sed molupti atemoloThe client was a first time home buyer and knew exactly what wanted, a dia repudam et liciis ut she volorpo rrumqui resed qui rem et deni blab ipsam que offic newer construction town home in NE Portland. Wenobitat lookedendipsum for most of the berum susam, entissi totati te ad unt omnisci llaccae corem et summer, and nothing seemed to be the right that we eatifit.adI suggested que repe perorep. ≠ take a look sequata tibusan daepudi at apero a few dolluptatur homes that were in her price range just to compare. We walked into tatur? this really cute ranch and for the first time I You heard say…we don’t Dan’s need project to canher learn more about or Iquiae eumThe velectium look anymore! house es hadmaiorum, been onsi-the donate marketata www.website.com day, it is well taken care of, menihil in corio.throughout, Sedi nihilliquae ma consehas hardwoods skylights that make the home light and bright. The qu osandam accus. backyard is nicely landscaped and has a bonus studio, or in this case a play Edistrum quedaughter. dolorrum Iteteven re liquae house for her has asunt, picket fence! We put an offer in right cuptatu cor had res et volorum another eum et offer so we went into a back up offer away, but sdaest, the seller excepted reraepeLater rovidit exerferore vid utatout accae position. that day we found that the buyer had backed out, and we were able tone getnulparibusam the house. earchil mil ipivenisit eos et ut faccaep erchill aboreperci doluptatia quas ea veles sitatenis asition sequis non Owner & Principal Broker Living Room Realtors ALOHA HAWAII
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A REHABBER WITH A HEART JULIO & MEGHAN
We all know Portland’s market is insane right now, and because of the big upswing in house prices, there are loads of folks out there rehabbing houses and trying to make a quick flip. Many of them are done quick, with shoddy finishes, a lack of detail and no heart. Then comes little sweet 2928 SE Franklin Street. We wrote strong, higher than asking, submitted lengthy letters about ourselves with an additional list to the seller/ rehabber about what we admired about the home. Because of clear communication, low bids, and quick foot-work, it was a win-win for both parties! Wonderful rehabber, Wilde Properties Inc, and great listing agent!
SW PORTLAND AND THE LOVELIEST CLIENTS HEATHER, DAVE, & MACKENZIE I am always surprised by how it all works out the way it is supposed to. It may have taken us 6 months but we finally found a near perfect (and with a flat yard no less) house in Maplewood for the wonderful Jones family! 4 bedrooms, 2.5 bath, an open kitchen, and an ADU! It was so fun to work with the Heather, Dave, and Mackenzie and getting to know them was a blast! I hope that they have years of love, laughter and wonderful memories.
CAN’T BUY IT? BUILD IT! CHRIS & STACI In search of the perfect home in a small section of NW Portland’s Alphabet District, Chris and Staci knew it was a needle in a haystack. After 18 months and little inventory, still no luck. And then...a vacant lot came on the market. Incredibly rare opportunity to build the home they want, on a fairly level lot, in their favorite neighborhood. Being open to the challenge they took the leap and purchased the lot. They will build their dream home! Stay tuned to follow the progress!
EQUIFAX RECOMMENDS USING A BUYERS AGENT FOR FOUR REASONS: 1. IN SOME MARKETS, LIKE PORTLAND’S, INVENTORY IS VERY LOW 2. REAL ESTATE LAWS ARE BECOMING MORE COMPLEX 3. NEGOTIATING A SALE IS CHALLENGING 4. YOU AREN’T PAYING FOR IT, THE SELLERS ARE http://bit.ly/NLRoe0 Spring 2014 | 11
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