22nd Cornucopia Program

Page 49

Wealth Planning You Can Build On World-class investment advice is an important part of a comprehensive wealth plan. So is advice about your estate, your business, your philanthropic giving, your restricted stock position and your lending needs. At Morgan Stanley, we offer a full range of services to help you grow, protect and transfer your wealth. To discover more about wealth planning you can build on, please call today. The Rollins Group at Morgan Stanley Financial Advisor 1448 Balltown Road Niskayuna, NY 12309 518-386-2914 lydia.rollins@morganstanley.com

Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Š 2012 Morgan Stanley Smith Barney LLC. Member SIPC. NY CS 7181623 WP001 10/12 2010-PS-1725


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