Hendersonville, TN July 2020

JULY 2020

The Summer Issue

CityLifestyle.com/Hendersonville

ENJOY SUMMER VACATION WITHOUT LEAVING HOME

BEAT THE HEAT WITH COOL TREATS FROM KONA ICE

PROTECT YOUR FAMILY WITH AN INSURANCE REVIEW

What’s all the Commotion with Motion?

No other store has a bigger selection of motion furniture than B.F. Myers Furniture

Sofas, sectionals and recliners that do more than just recline.

Come in today and ask to see Nashville’s largest selection of motion furniture.

BFMYERSFURNITURE.COM | BEHIND CITY HALL IN GOODLETTSVILLE

LIFESTYLE LETTER

JULY 2020 PUBLISHER

Lynn Bowles | lynn.bowles@lifestylepubs.com EDITOR

Rick Murray | rick.murray@lifestylepubs.com

What Time is It? It's Summertime!

THE TEMPERATURES ARE HEATING UP, HENDERSONVILLE. Under normal

AD DESIGNER

Whitney Lockhart LAYOUT DESIGNER

Dani Moore

circumstances, this would be the time for all of your favorite warm weather activ-

CONTRIBUTING WRITERS

ities, foods and fashion. Goodbye, clunky layers; hello, breezy dresses and floppy

Rick Murray

hats. Hello, poolside cocktails; but this will not be a normal summer. The Covid-19 pandemic will affect all of our plans this year. Social distancing and face masks will remain the order of the day.

CONTRIBUTING PHOTOGRAPHERS

Rick Murray

The Fourth of July will not be the same, as most cities have canceled their celebrations outright, or like, Hendersonville will have muted events. So, to help you deal with this new normal, we at Hendersonville Lifestyle decided to offer up some different options, such as how to enjoy a summer vacation without leaving your home or how to beat the heat with the kids by enjoying some cool treats. Finally, we have a great story on reviewing your personal insurance needs to help you get through these uncertain times.

Also, we need to be mindful that now more than ever, we need to support our local businesses as they work to get through the pandemic. They have been hurting, and

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore ART DIRECTOR Sara Minor

it is up to us to help them.

OPERATIONS DIRECTOR Janeane Thompson

Stay safe Hendersonville and enjoy summer! Looking forward to seeing you around.

REGIONAL SALES DIRECTOR Eric Williams

AD MANAGER Chad Jensen WEB APPLICATIONS Michael O’Connell

Lynn Bowles, Publisher

ARIZONA | CALIFORNIA | COLORADO | CONNECTICUT | FLORIDA | GEORGIA IDAHO | ILLINOIS | KANSAS | MARYLAND | MASSACHUSETTS | MICHIGAN MINNESOTA | MISSOURI | MONTANA | NEVADA | NEW JERSEY | NEW YORK NORTH CAROLINA | OHIO | OKLAHOMA | OREGON | PENNSYLVANIA SOUTH CAROLINA | TENNESSEE | TEXAS | VIRGINIA | WASHINGTON

514 W 26TH ST., KANSAS CITY, MO

ON THE COVER The Blue Angels soar over Middle Tennessee

PHOTOGRAPHY BY RICK MURRAY 4

Hendersonville Lifestyle | July 2020

CityLifestyle.com/Hendersonville

Proverbs 3:5-6 Hendersonville Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Hendersonville areas’ most affluent neighborhoods.

Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Hendersonville Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

INSIDE THE ISSUE JULY 2020 FEATURES 16 Beat The Heat With Cool Treats From Kona Ice Local Family Business Dishes Out Tasty Summer Fun

22 Enjoy Summer Vacation Without Leaving Home Old Hickory Lake - The Perfect Retreat for Locals and Tourists

30 Protect Your Family With An Insurance Review Summer Is the Perfect Time to Review Your Coverage Needs

16 30

34 Support Local Businesses During Their Time Of Need Help Keep Hendersonville Strong

34

22

DEPARTMENTS 4

Lifestyle Letter

8

Good Times

12

Around Town

16

Locally Owned

21

Realty Report

22 Road Trip 30 Financial Buzz 34 Parting Thoughts

CityLifestyle.com/Hendersonville

7

GOOD TIMES 1.

2.

3.

Operation America Strong - Blue Angels Fly Over Middle Tennessee The United States Navy's flight demonstration team, the Blue Angels, flew over Nashville and Middle Tennessee on Thursday afternoon, May 14. The flyover was held as part of operation "America Strong," a salute to healthcare workers, first responders and other essential workers during the Covid-19 pandemic. The flight path covered much of Middle Tennessee, including portions of Hendersonville.

5.

4.

6.

7.

8.

10.

11.

9.

12.

1. The Blue Angels approach downtown Nashville from the south. | 2. The Blue Angels fly in perfect formation. | 3. The Blue Angels soar against blue sky and light clouds. | 4. The Blue Angels soar directly over the crowd. | 5. The Blue Angels and their chase plane are frozen between two skyscrapers. | 6. Thousands of spectators turned out for the flyover. | 7. The Blue Angels begin their second pass over Nashville. | 8. The Blue Angels and their chase plane head toward northern Middle Tennessee. | 9.The Blue Angels head north after their final pass. | 10. The Blue Angels begin their flight over downtown Nashville. | 11. The Blue Angels soar over Nissan Stadium, the home of the Tennessee Titans. | 12. The Blue Angels flying over Nashville.

8

Hendersonville Lifestyle | July 2020

1.

2.

3.

Retirement Parade for HHS Teachers Russ Plummer and Jeff Phillips The Hendersonville High School Foundation sponsored a “drive by” parade to honor the retirement of Soccer Coach Russ Plummer and Band of Gold Director Dr. Jeff Phillips on May 17. Hundreds of students, parents and alumni adorned their vehicles with black and gold signs and drove by, waving signs and shouting well-wishes.

4.

5.

6.

7.

8.

10.

11.

9.

12.

1. Retiring Coach Russ Plummer and Band of Gold Director Dr. Jeff Phillips are all smiles. | 2. The retirement parade was led by a Hendersonville Police Department patrol vehicle. | 3. Parade riders waved signs and shouted out their well wishes. | 4. A student holds up a sign honoring the retirees. | 5.

Parade signs expressed best wishes for the retiring duo. | 6. The two retirees were treated to a “drive by” of over one hundred well-wishers. | 7. Vehicles were adorned with signs and school colors for the parade. | 8. Coach Russ Plummer waves at a parade participant. | 9. A vehicle drives through a shower of confetti. | 10. A young soccer player holds a sign honoring retiring Coach Russ Plummer. | 11. The Sumner County Shrine Klowns put in an appearance in the parade. | 12. Retiring Band of Gold Director Dr. Jeff Phillips waves at supporters.

CityLifestyle.com/Hendersonville

9

CityLifestyle.com/Hendersonville

11

AROUND TOWN

SUMNER REGIONAL MEDICAL CENTER MARKS NATIONAL HOSPITAL WEEK Sumner Regional Medical Center was proud to join the American Hospital Association and healthcare organizations around the country in celebrating National Hospital Week during May 10-15. National Hospital Week provides an opportunity to pause and honor the millions of healthcare professionals who dedicate their lives to taking care of people in their greatest times of need, and to recognize the positive difference hospitals and healthcare organizations make in the communities they serve.

“As our community continues the fight against COVID-19, the pivotal role our healthcare workers

LAST SUPER MOON OF 2020 RISES OVER HENDERSONVILLE

12

play in the well-being of society is clearer than ever,” said Susan Peach, chief executive officer (CEO) of Sumner Regional Medical Center. “Their

The last Super Moon of 2020, known as the

tireless efforts on the front lines of this disease and

"Flower" moon, graced the skies over Hendersonville

their commitment to quality care and patient safety

and the rest of the United States on May 6. Super

year-round are critical to our mission of Making

Moons are either new moons or full moons

Communities Healthier. We proudly honor these

that closely coincide with perigee, the Moon's clos-

heroes during National Hospital Week and com-

est point to Earth in its monthly orbit.

mend their inspiring efforts to serve others.”

TRISTAR HENDERSONVILLE CELEBRATES NATIONAL HOSPITAL WEEK

TRISTAR CARENOW URGENT CARE CLINICS NOW OFFER COVID-19 TESTING

TriStar Hendersonville and Portland celebrated

As of May 28, CareNow® Urgent Care clinics now

National Hospital Week during May 10-15 in recogni-

offer COVID-19 diagnostic testing and antibody

tion of all of the professionals who give their all every

testing to the community.

day in patient care. Although this year’s celebration

Diagnostic testing is available for those

looked a little bit different due to the Covid-19 pan-

experiencing coronavirus-like symptoms such

demic, hospital personnel still found a way to enjoy

as fever, cough, shortness of breath and head-

each other’s company and share a meal together.

ache. If recommended for COVID-19 diagnostic

TriStar acknowledged its gratitude for the commu-

testing, patients are encouraged to use Web

nity, for generous friends and for the hospital’s nurses,

Check-In® to secure an appointment and wait

physicians, and other colleagues who work each day

from the comfort of home. Test results are avail-

to create healthier tomorrows for all patients.

able within 48 hours.

Hendersonville Lifestyle | July 2020

An antibody test is also available for patients who may have previously been infected with COVID-19 but have since recovered.

+ Rick Murray, Memories By Murray + Jennifer Perry, US Bank + Kathy Raglin, District Executive Director, Sumner County YMCA of Middle Tennessee

+ Amy Raines, Park Place Retirement Center, Chair Elect

+ Sean Roach, Sean Roach & Associates, Treasurer + Scot Robinson, Olympian Construction + Lee Rucks, Christian Brothers Automotive, Board Chair

+ Jennifer Turrill, Bluegrass Yacht and Country Club + Ex-officio Members include: + Mayor Jamie Clary, City of Hendersonville + Jimmy Johnston, Forward Sumner + Dr. Phillips, Sumner County Board of Education

COUNTRY FINANCIAL DONATES $1,500 TO SANDERS FERRY PIZZA AND PUB On May 29, William Styles and Janna Eddy from Country Financial presented a check for $1,500 to Eddie Anderson of Sanders Ferry Pizza and Pub as part of “Operation Helping Heroes.” The proceeds from the check was used to fund a meal tab for local first responders and healthcare workers during June.

HENDERSONVILLE AREA CHAMBER OF COMMERCE ANNOUNCES BOARD OF DIRECTORS The Hendersonville Area Chamber of Commerce is pleased to announce its 2020/2021 Board of Directors:

+ Regina Bartlett, TriStar Hendersonville

HENDERSONVILLE PARKS AND RECREATION REOPEN MOST FACILITIES ON JUNE 1 The Hendersonville Parks and Recreation

Medical Center

+ Lynn Bowles, Hendersonville Lifestyle Magazine,

Department

Vice Chair/Board Member

reopening of fields and facilities during June.

+ Marty Cook, Bone McAllester Norton, PLLC,

1. Most restrooms reopened Jun. 1.

Immediate Past Chair

2. Registrations for summer/fall baseball began on

+ Kelley Crecelius, First Tennessee Bank, Vice

Jun. 1.

Chair/Board Member

3. Shelters re-opened on Jun. 1.

+

Dr.

Renee’

Dauer,

Union

University

continued

the

gradual,

phased

4. Veterans Park Skate Park and Baseball/Softball

Hendersonville, Vice Chair/Board Member

Fields re-opened Jun. 1

+ Mary Dohner Smith, Constangy, Brooks, Smith &

5. Tennis Reservations are being accepted.

Prophete, LLP, Legal Counsel

6. Playgrounds remain closed.

+ Jason Duncan, Energy Lighting Services + Taylor Harrison, Tenn Properties + Kevin Jones, The Jones Team at Keller Williams

7. In-Line Hockey rinks re-open Jun 15.

For the latest information, go to: Facebook.com/HvilleParks/

Realty, Vice Chair/Board Member

+ Penny McElhaney, Rocky McElhaney Law Firm + Dr. Courtney Moseley, Music City Health CityLifestyle.com/Hendersonville

13

DISCOVER A

GOLFER’S PARADISE

A WORLD OF EXTRAORDINARY GOLF IS WAITING AT BLUEGRASS YACHT & COUNTRY CLUB, AND IT’S THE PERFECT TIME TO JOIN THE FUN!

A premier Hendersonville golf course, Bluegrass Yacht & Country Club embraces the stately beauty of Tennessee with a friendly and inviting atmosphere amid the meticulously landscaped surroundings. Our championship golf course is comprised of 18 breathtaking holes. Originally designed in 1951, the recent fairway and greens reconstruction brings golf at Bluegrass to its finest for all levels of play.

JOIN US AND DISCOVER WHAT LIFE AT BLUEGRASS IS ALL ABOUT. Samantha Starbuck, Membership Director 615.824.6528 x: 5973 samantha.starbuck@clubcorp.com bluegrasscountryclub.com © ClubCorp USA, Inc. All rights reserved. 47791 0320 AC

14

Hendersonville Lifestyle | July 2020

CityLifestyle.com/Hendersonville

15

LOCALLY OWNED

b e at

ARTICLE AND PHOTOGRAPHY RICK MURRAY

The Kona Ice team is ready to help customers beat the summertime heat with cool, shaved ice treats.

t h e h e at

LOCAL FAMILY BUSINESS DISHES OUT TASTY SUMMER FUN

W i t h C o o l T r e at s F r o m Ko n a I c e AS WE GET DEEPER INTO THE SUMMER MONTHS AND THE TEMPERATURES CONTINUE TO RISE, EVERYONE BEGINS TO SEEK OUT WAYS TO BEAT THE HEAT. From quick dips in the lake to relaxing naps in an ENO hammock, we all have our own ways of cooling off on hot days.

16

Hendersonville Lifestyle | July 2020

CONTINUED >

Jamesa Hill makes a refreshing shaved ice treat.

Jamesa Hill shows a drink menu to customer Gary Pigg.

Jamesa Hill with daughters Avani and Jayla holding some delicious shaved ice treats.

CityLifestyle.com/Hendersonville

17

LOCALLY OWNED (CONTINUED)

However you choose to chill, it is always more fun when you add in a cool, summer treat, like delicious Kona Ice. Kona Ice is a nationwide food truck-based company that serves up premium shaved ice in a wide range

Hendersonville and Middle Tennessee. Their colorful

of flavors and sizes. Locally, the Kona Ice franchise is

trucks and their signature Calypso music have made

owned and operated by Jamesa and Eric Hill. Together

them a popular draw during warm weather outings such

with their sons Eric, Jr. and Bryson and daughters Avani

as Freedom Fest, Sumner Fest, Taste of Hendersonville,

and Jayla, the Hill family and their tropical-themed

sports tournaments and summer camps.

trucks have been staples at events in and around Hendersonville since 2017.

However, Kona Ice is not just about summer. During the cool months of fall and winter, the franchise adapts

“Eric and I started our business after deciding that

to the falling temperatures by adding hot cocoa to its

we wanted to work for ourselves and create some-

menu and offering inside service with a miniature vehi-

thing that our family could do together,” says Jamesa.

cle called the Kona Ice Mini.

“Following our first visit to a Kona Ice truck at an event,

“The compact size of our Kona Ice Mini allows us to

we came away impressed by the quality of the prod-

offer indoor service for our customers,” says Jamesa.

ucts and the fun experience shared by each of the cus-

“Regardless of the weather, we can continue to bring

tomers. At that point, we felt that Kona Ice was where

fun and great products to inside events such as corpo-

we wanted to be.”

rate parties and school carnivals.”

Before making the final decision to join Kona Ice,

Over time, the popularity of Kona Ice has grown to

Eric and Jamesa spent a lot of time investigating what

the point that many customers are no longer content to

it would take to be a franchisee.

wait until the trucks show up at events. They want to be

“We found out that Kona Ice is more than a franchise, it’s a true family of business owners that all follow a common creed – Be Good, Do Good, For Good.”

“We did a lot of due diligence on Kona Ice, and we talked with a lot of folks involved with the company,

able to get their favorite shaved ice creations whenever they want them.

including corporate staff and other franchisees,” recalls

“To satisfy the growing demand for our treats,

Eric. “We found out that Kona Ice is more than a fran-

we created a home delivery service called Kurbside

chise; it’s a true family of business owners that all fol-

Kona,” says Eric. “Kurbside Kona allows our cus-

low a common creed – Be Good, Do Good, For Good.”

tomers to order shaved ice online and choose a

After obtaining their franchise and procuring their

specific date and time frame to receive their deliv-

food trucks, the Hills immediately went to work on building their business. They began to make a name for themselves by showing up at events and serving

ery at their driveway.”

While owning a family-owned business can be challenging, it has proven to be a perfect fit for the Hills.

shaved ice treats with such exotic names as Blackberry

“Running Kona Ice gives us the ability to structure

Mojito, Rose Petal Lemonade, Aprium Rose Sangria,

our schedules around our family’s day-to-day routines,”

Wedding Cake and Ninja Cherry.

says Jamesa. “We use our work time together to teach

For the past three years, the Hill family has averaged working over 100 events per year in and around

our children about the business and what it takes to be an entrepreneur.”

As the weather grows warmer and you find yourself craving a cool, icy indulgence, be sure to stop by a Kona Ice truck and enjoy some fresh, shaved ice with the Hill family.

18

Hendersonville Lifestyle | July 2020

Kona Ice Eric Hill makes a refreshing shaved ice treat.

Eric and Jamesa Hill 678.637.2831 jhill@kona-ice.com Kona-Ice.com

Eric Hill, Jr. is ready to wait on customers during Freedom Fest 2019.

Kona Ice owners James and Eric Hill.

CityLifestyle.com/Hendersonville

19

REALTY REPORT

REALTY REPORT

HENDERSONVILLE

NEIGHBORHOOD

ORIGINAL PRICE

SOLD PRICE

%SOLD/ORIG

DOM

BDRMS

BATHS

1065 Sweet Oak Rdg

$439,900

$432,500

98%

30

4

3

928 Orchid Place #579

$439,990

$427,500

97%

23

4

4

540 Nottingham Ave

$448,990

$448,990

100%

0

4

3

1011 Island Brook Dr

$449,900

$439,900

98%

22

5

4

327 Archer Way East

$450,000

$443,000

98%

195

4

3

139 Circle Drive

$450,900

$460,000

102%

57

4

3

332 Raintree Dr

$454,900

$457,000

100%

22

5

4

1013 Willow Park Cir

$459,900

$447,000

97%

63

4

3

106 Governors Cove N

$460,000

$429,500

93%

8

4

3

110 Windham Dr

$485,000

$477,000

98%

16

5

5

2680 Long Hollow Pike

$499,950

$485,000

97%

39

5

4

204 South Malayna Dr

$500,000

$505,000

101%

46

5

3

109 Hattie Ct

$515,000

$495,000

96%

10

6

4

135 Ashland Pt

$529,900

$525,000

99%

57

5

5

1108 Luxborough Dr

$530,900

$557,172

105%

0

4

4

1021 Stafford Ct

$536,500

$536,500

100%

0

4

3

191 Ashington Circle #37

$560,000

$556,230

99%

0

4

5

104 Glenn Hill Dr

$565,000

$555,000

98%

28

4

3

137 Ballentrae Dr

$575,000

$575,000

100%

4

5

4

303 Scarsdale Dr S

$579,950

$580,000

100%

11

4

4

109 N Malayna Dr

$599,900

$570,000

95%

18

4

4

351 Raintree Dr

$610,000

$599,000

98%

7

5

4

140 Bluegrass Circle

$625,000

$618,000

99%

34

4

5

138 Rolling Hills Dr

$850,000

$820,000

96%

0

4

4

143 Ashland Pt

$1,300,000

$1,310,000

100%

0

5

5

Realtracs MLS statistics from 6/1/20 through 6/30/20 DOM - Days on Market

CityLifestyle.com/Hendersonville

21

ROAD TRIP

EN J OY S U M M E R VACAT IO N W I T HO U T LEA V I N G HO M E Sightseeing and dinner cruises, offered by companies like RiverShip Cruises, are popular summertime lake activities.

ARTICLE AND PHOTOGRAPHY RICK MURRAY

OLD HICKORY LAKE - THE PERFECT RETREAT FOR LOCALS AND TOURISTS

22

Hendersonville Lifestyle | July 2020

SUMMER IS ONE OF THE BEST TIMES OF THE

access points, Old Hickory Lake is perfectly suited for

YEAR, PARTICULARLY IN MIDDLE TENNESSEE.

lake and river craft of all sizes. All dam and lake opera-

Long days, blue skies and warm temperatures abound,

tions are managed year-round by the U. S. Army Corps

inviting us to slow down and take a vacation from our

of Engineers.

normal daily grinds.

While the lake is accessible from many points in

This year, the yearning to travel for some fun vacation

Sumner County, Hendersonville is the hub, boasting

time is stronger than ever. After spending the last few

over 30 miles of lakefront shoreline. When you factor in

months quarantined at home due to the coronavirus,

the lake surface and shoreline areas, that creates plenty

everyone seems eager for a change of surroundings.

of room for safe, social distancing for families of all sizes.

However, despite the urge to get away from it all, the

Boating is one of the most popular summer activities

lingering effects of the pandemic have made vacation

for outdoor enthusiasts. Whether you prefer the slow

planning difficult for many families. Although most parks

pace of kayaks and canoes or the heart-pounding thrill

and resorts have begun to reopen, many vacationers

of high-performance ski boats, the lake is the place to

have continued concerns regarding accommodation

be. From cruising the channel to tying up for a day of fun

availability, social distancing requirements and travel

in one of the popular party coves, the excitement never

safety. These concerns are exacerbated by the eco-

ends on Old Hickory Lake.

nomic hardships wrought by the months of quarantine,

There are four convenient marinas on the lake for area

which has left many families with limited funds available

boaters. Three of the marinas are located in Hendersonville

for vacations.

– Creekwood, Drakes Creek and Anchor High, with the

As a result, the continuing uncertainty created by the

fourth, Gallatin Marina, located just a few miles north. Each

pandemic has caused many anxious vacationers to have

of these marinas offers full-service for boaters to help them

to make difficult decisions about whether or not summer

get the most out of long days on the lake.

vacations this year are worth the risk.

New boaters seeking their first vessels or experi-

Fortunately, folks who live in or near the City by the

enced lake captains seeking to upgrade have several

Lake do not have to make such a difficult choice, partic-

local boat sales vendors from which to choose. Drakes

ularly if they love water.

Creek Marina and TNT Watersports in Hendersonville,

Hendersonville is blessed to be the home of Old

Calico Jack’s Boat & RV in Gallatin and Riverside Marine

Hickory Lake, one of the most popular recreational areas

in Old Hickory offer a wide variety of powered watercraft

in the state. From casual lake cruises to competitive fish-

that are perfect for lake cruising. Water lovers who pre-

ing to summer afternoons filled with skiing and tubing,

fer non-powered craft can purchase kayaks or canoes at

Old Hickory Lake has something to offer everyone.

Hook 1 Outfitters in Hendersonville.

Formed by nearby Old Hickory Dam and the

For lake enthusiasts who want to spend time on the

Cumberland River, the lake spans over 22,500 acres in

water without having to deal with boat ownership and

Sumner and four other adjacent counties. With a nomi-

upkeep expenses, there are plenty of daily watercraft

nal pool elevation of 445 feet above sea level and 41 easy

rental opportunities available.

CONTINUED >

CityLifestyle.com/Hendersonville

23

ROAD TRIP (CONTINUED)

Kayaks, canoes and paddle boards can be rented

Along with boating, Old Hickory Lake is known to anglers

from several local vendors, including Gallatin Kayak

around the country for its wide variety of fish, including cat-

Rentals and Shady Cove Resort in Castalian Springs.

fish, crappie, bass and walleye. The diversity of fish coupled

Large, fully equipped pontoon boats are available for

with easy access and navigation makes Old Hickory Lake a

rent at Sweetwater Pontoon Rentals at Creekwood

popular location for professional fishing tournaments.

Marina in Hendersonville.

Old Hickory Lake is also a major camping getaway

Boaters who intend to spend a significant portion of

destination, offering ample campsite rental oppor-

their summer on the water, but still do not wish to own

tunities at multiple locations, including Cedar Creek

their equipment, also have an option. The Nashville Boat

and Cages Bend. Open between April and October,

Club offers private memberships that permit access to a

the campsites attract thousands of tourists to the

wide range of boats and water toys at Old Hickory Lake,

Sumner County area each year.

as well as at three other area lakes.

The lake is also home to a large number of waterfowl,

For vacationers seeking a more carefree experience

including herons, cranes, gulls and the majestic Bald

on the water, there are also several local vendors who

Eagle. There are many wooded locations surround-

offer a variety of cruise options on Old Hickory Lake.

ing the lake that are ideal for birdwatchers, such as a

From large group outings with RiverShip Cruises to

23-acre wildlife viewing area located near the Lock 3

smaller, more intimate getaways with Wanderin’ Star

Recreation area on Walton Ferry Road. For nature lov-

Yacht Charters, there are plenty of opportunities for

ers and wildlife photographers, Old Hickory Lake is the

folks to enjoy a carefree lake experience.

place to be.

Game fishing is a popular activity all year long on Old Hickory Lake.

24

Hendersonville Lifestyle | July 2020

Kayaking and canoeing are extremely popular activities on the lake.

“FOR A SAFE AND MEMORABLE FAMILY VACATION EXPERIENCE, YOU NEED LOOK NO FURTHER THAN OLD HICKORY LAKE.”

Pontoon boat rentals make for great family fun on the lake.

Old Hickory Lake’s central location places it

Seafood and American cuisine lovers

within easy reach of several area parks and rec-

will feel right at home at Hendersonville-

reation areas, including Sanders Ferry, Drakes

based The Rudder at Anchor High Marina

Creek and Memorial parks in Hendersonville

and Moby Dicky’s or at Awedaddys Bar &

and Lock 4 park in Gallatin. Each of these

Grill in Gallatin or Sam’s Sports Grill at Blue

parks offers a number of different amenities

Turtle Bay in Old Hickory. Each of these

for visitors of all ages, including boat ramps,

restaurants offers a scrumptious menu

swimming areas, playgrounds, running/hiking

ranging from salads and sandwiches to

trails, ball fields and picnic pavilions.

outstanding marine entrees including such

After a long day of fun on the lake, nothing

delicacies as oysters, shrimp, lobster and

completes the experience better than dining

a fresh catch of the day. They also offer

at one of the area’s waterside restaurants.

full-service bars that serve up cold beer,

Between Old Hickory and Gallatin, the lake

wine and specialty drinks to help diners

is home for several outstanding eateries

beat the summer heat.

who cater to boaters and non-boaters alike.

For a safe and memorable family vacation

Directly accessible from the lake, all of these

experience, you need look no further than

restaurants offer unique menus to help din-

Old Hickory Lake.

ers enjoy their life on water.

CONTINUED >

Reilly Zahn enjoys a hot afternoon on Old Hickory Lake by taking his Jet Ski for a spin.

CityLifestyle.com/Hendersonville

25

ROAD TRIP (CONTINUED)

Swimming in Old Hickory Lake is a popular way to beat the heat.

Even pets have a great time on Old Hickory Lake.

26

Hendersonville Lifestyle | July 2020

Old Hickory Lake offers great nature watching opportunities, including the majestic Great Blue Heron.

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615-824-7258 (SALT) • www.saltmedspa.com

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FINANCIAL BUZZ

Protect Your Family With An Insurance Review

SUMMER IS THE PERFECT TIME TO REVIEW YOUR COVERAGE NEEDS

ARTICLE AND PHOTOGRAPHY RICK MURRAY

DURING THE LAZY, HAZY DAYS OF SUMMER, THE WORLD

insurance agent, William Styles. William recently moved to

SEEMS TO RUN AT A SLOWER PACE, LEAVING MOST OF US

Hendersonville from his native North Carolina to open the local

WITH A LITTLE EXTRA FREE TIME. One of the best things to do

Country Financial office. He is a graduate of Western Carolina

with some of that time is to have a mid-year financial checkup.

University, and has over nine years of personal and business

This time of year, most financial experts, such as accountants and

insurance experience.

investment advisers, are between their busy seasons, leaving them

“Too often, insurance is one of those things that you pur-

free to spend more time helping their clients with tax planning and

chase and then forget about,” says William. “Over time, life

balancing their investment portfolios.

happens – marriage, divorce, children, accumulation of wealth.

While most individuals and small business owners understand

Furthermore, laws and underwriting guidelines change regu-

the importance of having their personal finances regularly evaluated,

larly. Failure to account for changes in personal and business

many of them overlook a key component of their overall economic

status can cause significant problems such as underinsurance

health – their insurance coverage.

and incorrect beneficiaries.”

To help gain an understanding of the importance of an annual insurance review, we reached out to local Country Financial

1.

PERSONAL AUTO POLICY LIABILITY LIMITS Automobile policy limits are usually defined using a series of three numbers, such as 100 – 300 – 50. The first number indicates the per person bodily injury coverage, $100,000. The second number indicates the per accident bodily injury coverage, $300,000. The final number defines the amount of at-fault property damage coverage, $50,000. If any claims against you or your estate exceed those limits, you are liable for the rest.

2.

HOMEOWNERS POLICY LIABILITY LIMITS Like automobile policies, homeowners’ policies also have coverage limits. If policy limits aren’t increased as circumstances change, e.g. growth in personal assets or appreciation of home values, then homeowners could find themselves inadequately insured and overly exposed to personal losses.

When preparing to meet with your insurer to review your coverage, William recommends keeping the following things in mind.

3.

4.

5.

UMBRELLA POLICIES Umbrella policies can help address coverage limit gaps of auto and homeowners’ policies by adding in an extra layer of overarching coverage. These policies provide additional protection for little added cost.

POLICY ENDORSEMENTS Policy endorsements are riders that can be added or removed from insurance policies on demand. Endorsements can be used to cover such things as loss of food kept in freezers, sump pump failures and damages from city water and sewer line backups.

LIFE INSURANCE BENEFICIARIES Circumstances often change over the term of life insurance policies. For example, a man may make his wife the beneficiary of his life insurance policy, but fail to change it when he gets divorced and remarried. Upon his passing, his first wife would get the proceeds of the insurance instead of his current wife, regardless of his will since life insurance beneficiaries bypass the estate.

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PARTING THOUGHTS ARTICLE AND PHOTOGRAPHY RICK MURRAY

Support Local Businesses During Their Time Of Need HELP KEEP HENDERSONVILLE STRONG

THE ECONOMIC FALLOUT FROM THE COVID-19 PANDEMIC

Locally-owned businesses, including Hendersonville Lifestyle,

HAS TAKEN ITS TOLL ON ALL OF US. From healthcare systems to

are not large, corporate entities run by wealthy executives and

school systems, no institutions have been immune from the disease

boards. They are small, family enterprises that represent the

itself or the quarantine and social distancing steps taken to mitigate

hopes and dreams inherent in all of us. They are deeply invested

its effects.

in our community – not just because of financial interests, but

Perhaps one of the hardest hit sectors of our economy is small business.

That’s right, small business.

You know, the same small businesses who help raise funds for school activities.

because it is home.

Small businesses have always supported our community. Now, it’s time that our community helps support them in their time of need.

How do we do that?

The ones who sponsor our youth league athletics.

Buy local.

The ones who support our community events and festivals.

If you are dining out, choose a local restaurant.

For over two months, most of our locally-owned restaurants,

If you need new clothes or furnishings, choose a local boutique.

boutiques and service businesses have either been forced to close completely or to operate under extreme financial distress. Although many of them have been given the green light to begin to reopen,

If you need home repairs, choose a local service professional.

By buying locally, we help the businesses who have been there for us, thereby creating a circle of support that benefits everyone.

the road back to prosperity is a long one, filled with many potential

United we stand.

pitfalls. Unfortunately, some of them will never recover and those

#HendersonvilleStrong

who do recover, face a future filled with uncertainty.

Lynn and Rick

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