South Dayton, OH December 2019

DECEMBER 2019

LifestylePubs.com/SouthDayton

OUR 2019 HOLIDAY GIFT GIVING GUIDE

MODERN, ALTERNATIVE INDOOR WREATH STYLES

A LOCAL DANCER'S CHRISTMAS TRADITIONS

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LIFESTYLE LETTER

DECEMBER 2019 PUBLISHER

Arielle Jordan | arielle.jordan@lifestylepubs.com EDITORIAL COORDINATOR

Roxann Patrick | roxann.patrick@lifestylepubs.com AD DESIGNER

Loads of Gratitude and Tons of Cheer I LOVE DECEMBER BECAUSE IT'S NOT ONLY A GREAT TIME TO REFLECT ON THE PAST 11 MONTHS BUT ALSO TO CELEBRATE THEM. In this issue of South Dayton Lifestyle, we’re focused primarily on the latter! The holiday season is such a special one, and we have included articles that touch on various new ways to embrace it.

Chad Jensen LAYOUT DESIGNER

Sara Minor COPY EDITOR

Kate Baxendale CONTRIBUTING WRITERS

Rick Eichhorn, Jana Antil, Frank B. Williams, Maddy Hoy, Arielle Jordan CONTRIBUTING PHOTOGRAPHERS

Scott Robbins, Roxann Patrick

We had a blast searching for—and even creating our own—unique wreaths to share with you as an alternative to the same old traditional ones you may be tired of dusting off each year. We also hear from ballerina and Springboro High senior, Maddy Hoy, on her amazing journey as a dancer and her favorite local South Dayton Christmas traditions that you may want to start with your own family. We’ve even scoped out a number of locally-found gift ideas for family and friends (even the furry ones!) to help with your shopping. Hosting a special holiday event this month?

We’ve got a cocktail for that!

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry

My wish for you this season is to have a safe and fun holiday, filled with loads of gratitude and tons of cheer. At the end of the day (or year, in this case), it’s all we can strive for, isn’t it?! Thank you for everything, 2019; here’s to all the opportunities of 2020!

Till next month,

CHIEF FINANCIAL OFFICER DeLand Shore ART DIRECTOR Sara Minor OPERATIONS DIRECTOR Janeane Thompson EDITORIAL MANAGER Nicolette Martin AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams WEB APPLICATIONS Michael O’Connell

Arielle Jordan, Publisher

ARIZONA | CALIFORNIA | COLORADO | CONNECTICUT | FLORIDA | GEORGIA IDAHO | ILLINOIS | KANSAS | MARYLAND | MINNESOTA | MISSOURI | MONTANA NEVADA | NEW JERSEY | NORTH CAROLINA | OHIO | OKLAHOMA | OREGON SOUTH CAROLINA | TENNESSEE | TEXAS | VIRGINIA | WASHINGTON

LifestylePubs.com/SouthDayton ON THE COVER Maddy Hoy as

514 W 26TH ST., KANSAS CITY, MO Proverbs 3:5-6 South Dayton Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed

“Clara” in The Nutcracker, 2018

via the US Postal Service to some of the South Dayton areas’ most affluent neighborhoods.

PHOTOGRAPHY BY SCOTT ROBBINS

portion of this magazine may be reproduced in any form without written consent. Lifestyle

Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in South Dayton Lifestyle™ is gathered from sources considered to be

4

South Dayton Lifestyle | December 2019

reliable, but the accuracy of all information cannot be guaranteed.

Happy Holidays!

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INSIDE THE ISSUE DECEMBER 2019

FEATURES 12 A Sip For Every Soiree Three Unique Cocktails to Wow Your Guests this Season

14 Moments of Clara-ty Last year’s “Clara” in The Nutcracker on Dance and Her Favorite South Dayton Christmas Traditions

18 2019 Gift Giving Guide Before Santa Comes to Town, Prepare with This List of Locally Found Items

18 14

26 Modern Wreath Alternatives How to Deck the Halls with Something Different

12

26

DEPARTMENTS 4

Lifestyle Letter

8

Good Times

10

Around Town

12

Culinary Creations

14

Local Limelight

26 Renovate & Refine 30 DIY 32 Lifestyle Calendar 34 Financial Buzz

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GOOD TIMES

A New Leash On Life Captain Louis "Louie" Belluomini and his service dog, Star, came to Sinclair Community College's new Centerville Campus to discuss military PTSD. The pair were recently featured in the award-winning documentary, A New Leash on Life from Amazon Prime.

The event was presented by South Metro Regional Chamber of Commerce, Mike’s Car Wash, and the Montgomery County Police & Fire Associations.

HAIR COLOR ARTISTRY +EXPERT STYLING +MANICURES & PEDICURES +WAXING +CUSTOM SPRAY TANS +LASH EXTENSIONS +AIRBRUSH MAKEUP

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8

South Dayton Lifestyle | December 2019

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AROUND TOWN

NEW DIY STUDIO OFFERS OPPORTUNITY TO MAKE DÉCOR AND MEMORIES Novice crafters and do-it-yourself enthusiasts

FIREFIGHTER JOSEPH ANDREWS IS RECOGNIZED AS FIREFIGHTER OF THE YEAR

alike can create high-end custom home décor and

Firefighter Joseph Andrews has been honored

personalized gifts at AR Workshop Centerville, a

with the Robert O’Toole EMT/Firefighter of the

new boutique DIY shop that offers a unique, fun

Year Award from the Centerville Noon Optimist

experience for all ages and skill levels through

Club. The annual award honors a member of the

instructor-led workshops. Workshop participants

Washington Township Fire Department for contri-

can construct custom wood plank signs, framed

butions to the community.

signs, canvas pillows, centerpiece boxes, canvas

“Joe is known for his compassion, positive attitude

items, specialty projects and more utilizing raw

and integrity that he brings with him every shift.

materials, a variety of non-toxic stain and paint

During emergency calls and non-emergency events,

colors, and stencils. Attendees can also create

he shows genuine concern, compassion and empa-

textile items such as chunky knit blankets as well

thy for the residents and visitors of our community,”

as seasonal or holiday keepsakes. Ann Puckett

says Fire Chief Scott Kujawa. “Joe steps up and volun-

opened the eighth AR Workshop location in the

teers for any and all assignments without hesitation

state of Ohio on Oct.19 in Centerville. Project

and takes on work tasks without any prompting.”

designs can be personalized with names, mem-

Andrews joined the fire department in 2017 as

orable dates, quotes and graphics plus a variety

a part-time firefighter and is a full-time student

of colors, to create beautiful one-of-a-kind art-

at Central State University where he studies

works. The average time to complete a project

early childhood education. The Centerville Noon

is two and a half hours. For more information on

Optimist Club award that he received is named in

AR Workshop Centerville, located at 101 E Alex-

honor of Robert O’Toole, a Washington Township

Bell Road, Suite 162, call 937.602.2945 or visit

firefighter who died in the line of duty on Jan. 12,

ARWorkshop.com/Centerville.

1998. WashingtonTwp.org

HELP US BRING HOME 'DAYTON' THE DOG The

South

Metro

Regional

Chamber

of

Commerce is excited to announce they are partnering with Farmers & Merchants Bank to help raise funds for the K9s For Warriors program. In memory of the recent Dayton shooting tragedy, the goal is to completely fund a rescue dog for a disabled American veteran. Donations will be accepted at any Farmers & Merchants Bank location. Checks need to be made payable to Farmers & Merchants Bank or “K9 Dayton.” K9s For Warriors is dedicated to providing service canines to our warriors suffering from PostTraumatic Stress Disorder, traumatic brain injury, and other traumas as a result of military service post-9/11. Help us reach the goal of sponsoring a rescue service dog we plan to name "Dayton" in honor of those lost and affected as a result of the mass shooting carried out in the Oregon

10

District on Aug. 4, 2019. Your donations will make

We are always accepting submissions for

a difference in the lives of a warrior and a rescue

announcements you’d like to see included

dog! For more information contact Julia Maxton,

in our Around Town section. Submissions

South Metro Regional Chamber of Commerce

are accepted via the Contact Us tab at

President: 937.433.2032 x 103. SMRCOC.org

LifestylePubs.com/SouthDayton.

South Dayton Lifestyle | December 2019

CAIN DOLIBOA, PRESIDENT 937.572.4557 | cain@catalyst-homes.com SETH DOLIBOA, VICE PRESIDENT 937.623.3631 | seth@catalyst-homes.com

WWW.CATALYST-HOMES.COM

CULINARY CREATIONS

A SIP FOR EVERY SOIREE UNIQUE CHRISTMAS COCKTAILS TO WOW YOUR GUESTS THIS SEASON

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South Dayton Lifestyle | December 2019

ARTICLE RICK EICHHORN

SPRITZ FOR SUCCESS

CANDY L AND MARTINI

YULE MULE (& MOCKTAIL)

INGREDIENTS

INGREDIENTS

INGREDIENTS

+ 4 ounces dry Prosecco

+ 2 ounces peppermint vodka

+ 2 ounces vodka (without for mock)

+ 1 1/2 ounces fresh grapefruit juice

+ 1 ounce white crème de menthe

+ 2 ounces cranberry juice

+ 1 1/2 ounces Aperol

+ 1/2 ounce Chambord

+ 4 ounces ginger beer (ale for mock)

+ 1/2 ounce vodka

+ Candy canes and sugar

+ 2 fresh lime wedges

+ Splash club soda

+ Simple syrup

+ 1 Sprig of Mint

INSTRUCTIONS

INSTRUCTIONS

INSTRUCTIONS

We took a simple, elegant glass of

For peppermint vodka, place five

This drink picks the cranberries off the

Prosecco, and elevated it to a bright

candy canes in 2 cups top-shelf vodka

buffet table and adds them to a traditional

holiday cocktail that will make a splash

until candy canes dissolve (about two

Moscow Mule. It can also be made with-

for the office staff. To prepare, rub a

hours). Dip the glass’s lips first in simple

out alcohol as a festive yet family-friendly

wedge of grapefruit across the rim of a

syrup then rim with sugar. Pour vodka,

mocktail for everyone to enjoy around the

margarita glass, and then roll the glass

crème de menthe, and Chambord over

tree come Christmas Eve. Fill a copper

in a plate of raw sugar or edible glitter.

ice in mixing can and shake vigorously.

mug (or a seasonal glass of choice) with

In a mixing can filled with ice, add all

Fill glass garnished with a candy cane,

ice and add the liquid ingredients. Next,

ingredients except soda and stir very

whip out your favorite retro board game,

squeeze the juice of two lime wedges into

gently. Pour and top with a splash of

and enjoy! Bonus tip: Fill in mason jars

the mug. Stir gently. Garnish with fresh

soda, then raise your glass to another

and adorn with ribbons, creating a

cranberries and a sprig of fresh mint. Now

successful year!

memorable gift for your adult guests.

let the caroling begin!

for your office party

for family game night

for Christmas Eve December 2019 | South Dayton Lifestyle

13

LOCAL LIMELIGHT DANCE IS SOMETHING I LEARNED BEFORE WRITING AND BASIC SPEAKING. I was taught how to express myself before I even knew what my emotions meant. Ever since I started my training I have learned things about myself because of the strict attitude of ballet and expressive motions of modern. My teachers have been able to change my child motor skills into what I know today as dance. When my movements became a reflection of my thoughts, I became a dancer, and that is what has changed my life.

Dance has also given me a second family.

Spending more than 15 hours a week together, there’s no excuse not to be close. I have made the most amazing friends from dance who always encourage me to be better. The dancer I am today has been molded by the hands of my teachers.

They were able to turn my twirls into pirouettes and my leaps into saute de chats. Not only did they teach me how to dance, but they shaped my personality by teaching me patience and respect.

Although I can’t remember a time when I wasn’t dancing, my life is better with it. The study of dance has impacted all aspects of my life positively. It has taught me determination and expanded my creativity. Dance has presented me with so many amazing opportunities that I will always be grateful for. What started as a way for my mom to have some peace and quiet for 45 minutes, has become my passion, and made me

Moments of Clara-ty A LOCAL HIGH SCHOOL SENIOR AND LAST YEAR’S 'CLARA' IN THE NUTCRACKER ON DANCE AND HER SOUTH DAYTON CHRISTMAS TRADITIONS ARTICLE MADDY HOY | PHOTOGRAPHY SCOTT ROBBINS 14

South Dayton Lifestyle | December 2019

into the person I am today.

In addition to my involvement in South Dayton’s School of Dance’s production of The Nutcracker every year, these are a few of my favorite Christmas traditions in the South Dayton area. Enjoy, and have a wonderful season!

Maddy Hoy is a senior at Springboro High School and has danced with South Dayton School of Dance for 14 years. This year, she will play the role of the Sugar Plum Fairy in the School’s production of The Nutcracker, showing at the Dayton Convention Center. For showtimes and to purchase tickets call 937.435.5052.

/02

Dorothy La ne Ma rket Browsing their bakery section for breads and sweet Christmas treats is something we do every year. I am a huge fan of the Killer Brownie. I can’t remember a single Christmas where we didn’t have something from DLM on the table!

/03

Skating at South Metro Ice I love to go ice skating with my friends here.

We get to dress up in cozy, warm clothing, sip on hot chocolate and just enjoy each other’s company. Nothing says holiday time like ice skating!

/0 1

The Nutcracker I’ve been in the South Dayton School of

/04

Christmas in Springboro

Dance’s performance of The Nutcracker since I was six years old. From casting and

This is something my family and I have been

rehearsals to showtime and post-perfor-

doing for years. We love to go shopping in

mance pasta dinners with the cast, these

the downtown area and walking up and

will always be some of my most cherished

down the street eating the kettle corn they

Christmas-time memories.

give out—it’s some of the best I’ve ever eaten.

December 2019 | South Dayton Lifestyle

15

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December 2019 | South Dayton Lifestyle

17

ARTICLE ARIELLE JORDAN PHOTOGRAPHY ROXANN PATRICK

2 G G G

0 1 I F I V U I

9 T I N G D E

BEFORE SANTA COMES TO SOUTH DAYTON, PREPARE WITH THIS LIST OF LOCALLY FOUND ITEMS

WONDERING WHAT TO GET FOR THE MAN OR WOMAN WHO HAS EVERYTHING? What about the dog mom or cat dad in your life? How about the kids who can’t tear themselves away from their phones? No need to fret this holiday season; when it comes to gift-giving, the team at South Dayton Lifestyle has you covered. We’ve put together this handy guide of locally found items for all of the “nice” ones on your list.

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South Dayton Lifestyle | December 2019

G I F T S

1. Men’s TW Steel Swiss Timepiece in Stainless Rose Steel on Genuine Leather Band, Jaffe Jewelers

F O R

1.

2.

2. Sylvie 14K Two-Tone Engagement Ring, Jaffe Jewelers 3. Women's Assorted Fashion Stack Rings, Jaffe Jewelers 4. Assorted Hand-made Chocolates, Bellbrook Chocolate Shoppe 5. Frasier Fir Aromatic Products, Agnes & Orson

3.

6. Laser Engraved Custom Gifts, Locally Made by ValentinoDesign.com

4.

7. Santa’s Sweet Sleigh Gift Set, Bellbrook Chocolate Shoppe 8. Zo Skin Care Products for Him & Her, Cova MedSpa

6.

5.

7.

8.

Him & Her

CONTINUED >

December 2019 | South Dayton Lifestyle

19

2019 GIFT GIVING GUIDE

(CON TI N U ED)

G I F T S

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South Dayton Lifestyle | December 2019

F O R

Kids

1.

3.

2.

4.

1. 14K White Gold and Gold Cross Necklaces, Jaffe Jewelers

5.

2. Vanity Playset by Melissa & Doug, Learning Express Toys of Dayton 3. Leaps and Ledges, Learning Express Toys of Dayton 4. Tenzi, Learning Express Toys of Dayton

6.

5. Milkbarn Organic Cotton Swaddle, Agnes & Orson 6. Handmade Felt College Pillows, Locally Made by Westlake Craft, Agnes & Orson 7. Assorted Handmade Chocolate Pops, Bellbrook Chocolate Shoppe

7.

CONTINUED >

December 2019 | South Dayton Lifestyle

21

2019 GIFT GIVING GUIDE

(CON TI N U ED)

G I F T S

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South Dayton Lifestyle | December 2019

F O R

1.

s d n e i r F y Furr 2.

3.

4.

5.

1. Fox + Hound Handmade, Eco-Friendly Dog Products, Agnes & Orson

6.

7.

2. Lindy’s Bakery Gourmet Dog Treats (Made by and Benefitting Daybreak of Dayton), Agnes & Orson 3. The Original Poop Bags (USDA certified Biobased), Agnes & Orson 4. Locally Made Braided Leash by Tall Tails, Agnes & Orson 5. Jump Brand Cat Scratcher, Pet Valu 6. Ceramic Cat Food Bowl, Pet Valu 7. Zilis Ultra Cell Hemp CBD Oil, Cova MedSpa

December 2019 | South Dayton Lifestyle

23

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South Dayton Lifestyle | December 2019

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25

RENOVATE & REFINE

Modern Wreath Alternatives DECK THE HALLS WITH SOMETHING DIFFERENT THIS YEAR!

ARTICLE JANA ANTIL PHOTOGRAPHY ROXANN PATRICK

26

South Dayton Lifestyle | December 2019

LONG GONE ARE THE DAYS WHERE A WREATH HAD TO SIMPLY BE “TRADITIONAL.” Today, wreaths literally come in all shapes, sizes, colors and textures that fit each individual homeowner’s style and budget. A wreath’s character may even provide a sneak peek into the personality and architectural preferences of its owners.

It is easy to replace a wreath and give a front door or indoor space a whole new look, without much cost or effort. They may vary by holiday, stage of life, or truly by season, and can create a wow factor giving a lot of bang for a surprisingly little buck. So the next time you are looking to switch out a wreath, don’t be afraid to think outside the box and choose something uncommon and unexpected.

Minimalist

A WREATH’S CHARACTER MAY EVEN PROVIDE A SNEAK PEEK INTO THE PERSONALITY AND ARCHITECTURAL PREFERENCES OF ITS OWNERS.

+ Rustic and modern + Easy to DIY for a personal touch Less can sometimes be truly more. These minimalist wreaths provide a big impression without a lot of fluff and excess. They were also completely DIY for those who love to craft or prefer to put a more personal spin on design. We made these minimalist wreaths by using metal floral hoops, coiled garland, and twine. They are delicate from the thin hoop and classic with the greenery, pinecones and berries. It provides a comforting feel of the season, complete with personality and a slightly rustic charm.

CONTINUED >

December 2019 | South Dayton Lifestyle

27

RENOVATE & REFINE

(CON TI N U ED)

Metallic + Glitzy and glamorous + Fun way to be both bold and traditional A sparkly, vibrant pair of earrings can complete any look and make a bold statement. In the same way, a metallic wreath can shine brightly on a front door and bring the whole design together. For those who prefer a flashier option, a metallic wreath may be a creative way to be both exciting and traditional at the same time. This metallic wreath takes a traditional and favorited magnolia leaf wreath and gives it new life with a little glitz and glamour.

28

South Dayton Lifestyle | December 2019

Textured + Unique and unpredictable + Neutral shades can still give a classic and elegant feel

Who says wreaths have to be boring—or even made of greenery and foliage? Think feathers and fur, and all things textured and unpredictable the next time you are decorating. When selecting a textured wreath, a classic and elegant feel can still be established if the shades remain neutral. These feather wreath and fur wreaths challenge the norm, yet they still look traditional and provide that welcoming warmth.

Wreath arrangements staged and photographed at the Ethan Allen furniture showroom in Centerville. Mini-

WHEN SELECTING A TEXTURED WREATH, A CLASSIC AND ELEGANT FEEL CAN STILL BE ESTABLISHED IF THE SHADES REMAIN NEUTRAL.

malist wreaths made of DIY materials from Michael’s craft store in Centerville. Feather and Metallic wreath from A.C. Moore in Centerville. Fur wreath from Home Goods at Austin Landing.

December 2019 | South Dayton Lifestyle

29

DIY ARTICLE NICOLETTE MARTIN

W I NTER’S R E VEL YOUR GUIDE TO A SIMPLE AND STYLIZED NEW YEAR’S SOIRÉE

FOLLOWING CLOSELY ON THE COATTAILS OF AUTUMNAL AND WINTER HOLIDAYS, THE NEW YEAR CAN OFTEN BE OVERLOOKED DUE TO AN UNDERSTANDABLE DESIRE TO TAKE A BREAK FROM THE HUSTLE AND BUSTLE OF THE SEASON. But, a holiday that celebrates past memories and the opportunity for a fresh start shouldn’t lack any of the glitz of its celebratory predecessors. Round out the final days of the year reminiscing on or saying goodbye to the experiences of the previous 12 months with a simple end-of-theyear gathering that isn’t lacking any of the glamour.

1

TH E D R INK S

Champagne has long been a traditional drink to toast to the new year. Keep it simple but step up your game with your own DIY Champagne cocktail

2

THE D ECOR There’s no need to go out and buy a ton of additional decor when you just decked the halls (quite literally) with holiday ornamentation.

Make those decorations work as hard as you did by repurposing all the greenery, pine cones and wood place settings you just couldn’t say no to. Throw in some neutral napkins, some natural twine and some dried orange peels for a woodsy (and fragrant) twist.

bar. Consider stocking your bar full of custom Champagne or bubbly choices, festive mixers like cranberry juice or rosemary simple syrup and unique garnishes like fresh fruit and herbs or decorative ice cubes with edible flowers.

WHAT YOU NEED + Cheese board or serving plate + Assortment of cheeses

3

(We recommend Brie, Port Salut, Muenster, Camembert or Gruyere) PUTTING IT TOGETHER

THE SNACKS

Keep your guests happy with the perfect cheese plate.

Consider how many people you’ll be serving, whether you’ll be serving before or after dinner and what cheeses you’ll want to include. According to WineFolly.com, sparkling wines pair best with creamy, sticky cheeses due to the high acidity and carbonation.

30

South Dayton Lifestyle | December 2019

Cheese is best served at room temperature, so be sure your cheese has time to rest prior to serving. Slice the cheeses and arrange artfully on your cheese board with labels for each.

Consider providing separate serving knives for each cheese to avoid any mixing of flavors.

Add any additional bites you’d like and enjoy!

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MEMORABLE CORPORATE MEETINGS & EVENTS December 2019 | South Dayton Lifestyle

31

DECEMBER

LIFESTYLE CALENDAR

1-31

8

14

ELF: THE MUSICAL

SANTA PAWS

COOKIES WITH CLAUS

A title known the world over, Elf: The

Get ready for a PAWfect day at

Santa carved out some time in his busy

Musical, is a hilarious fish-out-of-wa-

Canal Run Dog Park! Santa will be

schedule to visit us again this year! Join

ter comedy based on the beloved hol-

on-site for your pup can take a pic-

us at the Springboro Area Historical

iday film starring Will Ferrell. To view

ture with and enjoy a delicious frozen

Society Museum for a craft, cookies

the show schedule and buy tickets,

dog snack. The cost is $5/pet. Be

and, of course, some time with the

visit LaComedia.com.

sure to bring a camera! Register at

big guy! This event is free of charge.

Registration.PlayMiamisburg.com.

Facebook.com/SpringboroMuseum

La Comedia Dinner Theatre

5

2019 DECEMBER BIZMIX The Miami Valley School

The Dayton Business Journal BizMix is

Miamisburg Community Park

11 SANTA'S STORIES Dayton Mall

an evening networking mixer with an

Join us for a fun evening with Santa

audience of executives to network and

as he reads us a favorite holiday book.

make new connections. The events

Plus, each child can create a craft,

will be open-house style with informal

have a snack and take one free book

We are always accepting submissions

networking and brief remarks. Tickets

home with them! The event will be

for events you'd like to see included

are $35 and include admission, appe-

located at Santa's Village in Center

in our Calendar section. Submissions

tizers, and two drink tickets. Register

Court. It starts at 6 p.m.

are accepted via the Contact Us tab at

at BizJournals.com/Dayton/Event.

Taste a large selection of Champagnes, sparkling wines, & appetizers.

$

32

Springboro Area Historical Society Museum

50

Purchase tickets at DorothyLane.com/Champagne or Guest Services.

South Dayton Lifestyle | December 2019

LifestylePubs.com/SouthDayton.

Call Dustin Knoedler: 937-306-022

Insurance benefits provided by Reserve National Insurance Company.

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33

FINANCIAL BUZZ

1

GET ORGANIZED. Making a list of

FINANCIAL FUN FACT:

who you will be giving gifts out to

The average American family spends

along with the amount you plan to

about 1-2% of yearly household income

spend on each person is a great way

on Christmas gifts!

to track your spending, as well as stay within budget. Google Sheets is a free, online spreadsheet tool where you can even share live updates with your spouse or others in

5

Expert Tips for Your End-of-Year Spending

FRANK B. WILLIAMS, OF LCNB WEALTH MANAGEMENT, ON FISCAL RESPONSIBILITY DURING THE HOLIDAYS.

ARTICLE FRANK B. WILLIAMS DRAWING ROXANN PATRICK 34

South Dayton Lifestyle | December 2019

your family to avoid duplicating purchases!

2

BE CREATIVE. For large families or groups of friends, participating in Secret Santa (selecting one person in advance to give gifts to) can be great

4

ELIMINATE URGES. Attempt earnestly and persistently to eliminate impulse holiday shopping and overspending by purchasing a prepaid

fun! When you only have one person to buy

store gift card—for yourself! Set the amount

for, you can get more unique, thoughtful and

that you will spend at that one store and stop

personalized gifts.

when you’ve reached the limit.

3

5

CONSIDER COSTS. If you’re working within a total holiday spending budget, don’t forget to review and factor in the often-overlooked expenses that

SET EXPECTATIONS. Be realistic with what you can afford. Friends and family will understand. Sometimes the smallest gifts can make the big-

go beyond gift-giving like travel, food, drinks,

gest impact. Your overall goal should be to

decorations, entertainment, etc.

have a happy, healthy holiday with those you love. Have a fun season!

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