Boise, ID March 2020

MARCH 2020

BoiseLifestylePubs.com

HOME EDITION

BOISE, IDAHO 2020 VISION OF SUCCESS

BUILDING ON THE FUTURE OF BOISE

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913 W. River St, Suite 300 Boise, ID 83702 pcole@grouponesir.com

The secret is out - Boise and the vast, beautiful canvas of the Treasure Valley has been discovered. If it is time to sell your home or investment properties don’t leave anything to chance. Your home is more than a building or an address and I take the time to listen to what you want to accomplish. Services that are provided when represented by Patti Cole – Only at Group One Sotheby’s International Realty: • An extensive marketing plan, including print, social media and exclusive Sotheby's promotion • Weekly Idaho Statesman advertising, plus select local and regional publications • Professional 4D virtual tour, including drone and area points of interest • Professional photos, marketing material and signage • Professional staging or staging consultation* • Weekly open houses with qualified, licensed agents • Commitment to you and your goals

Whether new to Boise or an Idaho Native, you deserve service that goes far beyond a standard agent. Choose Patti Cole – Only at Group One Sotheby’s International Realty.

* Professional Staging includes up to 4 rooms for up to 3 months, unless otherwise specified MMXIX Sotheby's International Realty Affiliates LLC. All Rights Reserved. Sotheby's International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Office is Independently Owned and Operated. Sotheby's International Realty and the Sotheby's International Realty logo are registered (or unregistered) service marks licensed to Sotheby's International Realty Affiliates LLC. Š

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LIFESTYLE LETTER

MARCH 2020 PUBLISHER

Vince Gewalt | Vince.Gewalt@LifestylePubs.com EDITORIAL COORDINATOR

Greg Gewalt | Greg.Gewalt@LifestylePubs.com

A New Beginning

Charles Knowles | knowlesgallery@yahoo.com

DEAR READERS AND ADVERTISERS,

Kendall Houlton | KendallHoulton@gmail.com

STAFF PHOTOGRAPHER

SOCIAL MEDIA COORDINATOR

AD DESIGNER

This month’s Lifestyle special Home Edition also signals a new beginning for me as its publisher. For 35 years I have been active in marketing and sales of both print and online advertising. (26 years in the Treasure Valley.)

For the past 3 years, I worked with Richard Meyer on the development and growth of the Boise and Meridian Lifestyle Magazines. With his retirement from the Lifestyle publications, I am stepping into his shoes, welcoming the expanded responsibilities as the new owner and publisher. Additionally, my brother Greg has become the publisher of the Meridian Lifestyle Magazine; the two publications, therefore,

Whitney Lockhart LAYOUT DESIGNER

Dani Moore CONTRIBUTING WRITERS

Hayden Seder, Yvonne Frauenfelder, Kendall Houlton, Greg Gewalt CONTRIBUTING PHOTOGRAPHERS

Charles Knowles

becoming a family affair, with a combined 70-years media experience.

Boise, growing by leaps and bounds, is becoming the destination of choice for many people and companies. In this edition we are featuring some of the people and businesses that helped Boise earn “Realtor.com” the number 1 spot as the housing market best positioned for growth in 2020. You will get to know some of our premier builders in the valley, while learning the reasons for the attraction of new residents to our area’s communities.

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore ART DIRECTOR Sara Minor OPERATIONS DIRECTOR Janeane Thompson AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams

Greg and I have some exciting plans for the Boise and Meridian Lifestyle Magazines

WEB APPLICATIONS Michael O’Connell

and our combined 160,000 readership, including a newly designed website and enhanced social media presence. I am looking forward to continuing my relationship with the readers and, of equal importance, with the advertising family of our city.

If you have a good story to tell, I would love to hear from you. Please email me at vince.gewalt@lifestylepubs.com.

With my thanks for your continued partnership,

ARIZONA | CALIFORNIA | COLORADO | CONNECTICUT | FLORIDA | GEORGIA IDAHO | ILLINOIS | KANSAS | MARYLAND | MASSACHUSETTS | MICHIGAN MINNESOTA | MISSOURI | MONTANA | NEVADA | NEW JERSEY | NEW YORK NORTH CAROLINA | OHIO | OKLAHOMA | OREGON | PENNSYLVANIA SOUTH CAROLINA | TENNESSEE | TEXAS | VIRGINIA | WASHINGTON

Vince Gewalt, Publisher 514 W 26TH ST., KANSAS CITY, MO

BoiseLifestylePubs.com ON THE COVER A New Dawn Over Boise PHOTOGRAPHY BY CHARLES KNOWLES 6

Boise Lifestyle | March 2020

Proverbs 3:5-6 Boise Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Boise areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Boise Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

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March 2020 | Boise Lifestyle

7

INSIDE THE ISSUE MARCH 2020

FEATURES 10 Personalizing Your Home For Your Specific Needs There’s an Advantage of Remodeling Instead of Moving

16 Building the Future of Boise Introducing Builders Contributing to a Lifestyle we all Have Come to Enjoy

32 Boise 2020 Vision of Success

16 32

42 Investment Property A Great Time to Invest in Treasure Valley Rental Property

42

10 DEPARTMENTS 6

Lifestyle Letter

10

Inspired By

16

Open House

30 Artist’s Palette 38 Lifestyle Calendar 42 Financial Buzz

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March 2020 | Boise Lifestyle

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INSPIRED BY ARTICLE PATRICIA DUNLOP

PERSONALIZING YOUR HOME FOR YOUR SPECIFIC NEEDS

THE GREAT ADVANTAGES IN REMODELING INSTEAD OF MOVING

Patricia Dunlop, Fine Kitchens & Baths

10

Boise Lifestyle | March 2020

I HAVE A DEGREE IN INTERIOR DESIGN AND PREVIOUSLY

WORKED

IN

COMMERCIAL

INTERIOR AND HOTEL DESIGN AND PROJECT MANAGEMENT IN SOUTH EAST ASIA, NEW ZEALAND AND CANADA. I got involved in kitchen and bath design work when I moved to Boise in 1995 as there weren’t many 5 star hotels here at the time. I became a Certified Master Kitchen and Bath Designer (CMKBD) in 2011. This certification is from the National Kitchen and Bath Association (NKBA) and is based on education, experience and examination. I am also a Certified Aging in Place Specialist (CAPS) as all spaces should be able to be accessed by people of all ages, sizes and abilities.

Most people remodel because they love their neighborhood and don’t want to move. Their house is tired and/or non-functional and they want to have their spaces work for them and reflect their lifestyle and personalities. Another trigger for a remodel can be retirement: suddenly they are spending a lot more time at home - and maybe now in the kitchen - and they find their current space frustrating. While I specialize in kitchen and bath remodel, I can help with any part of the house, involving cabinetry.

The standard concern about remodeling is that it will take twice as long and cost twice as much as you expect. It is, indeed, a major undertaking and it can represent quite an investment. Your life is disrupted and you have to make all kinds of decisions and selections.

That is why using a designer can really help. You don’t have to make any of those decisions on your own, you have someone to narrow down the choices, make recommendations and guide you through the process.

A reputable contractor will also make the process much easier and speedier. The National Association of the Remodeling Industry (NARI) is a good place to start looking for a contractor.

CONTINUED >

March 2020 | Boise Lifestyle

11

INSPIRED BY (CONTINUED)

THE FIVE ELEMENTS I HAVE CHOSEN ARE:

PERSONALITY/STYLE: This is one of the great advantages in remodeling instead of moving, you get a space that reflects

FUNCTION/LAYOUT/FLOW: this is the most fundamental

you. A good designer will work with you to determine how you

part of the reason to remodel. If your kitchen or bathroom

want the space to feel and look and then pull it all together to

doesn’t work for you, don’t bother painting the existing cabi-

create a successful, cohesive environment. There are so many

nets or replacing the countertops, that is throwing good money

choices out there, so many new materials and styles, having

after bad. Moving appliances and plumbing is not as expensive

a designer to help you sort through all of that is invaluable.

as you think and can make a huge difference in how the area

They can also help you make selections that will stand the

functions. This is where an experienced designer can help you

test of time. While white kitchens are a classic, they may have

see the possibilities of a space. Many people are familiar with

peaked and wood stains are making a comeback. Designs are

the work triangle, which was developed when kitchens were

definitely cleaner and simpler, leaning towards contemporary.

separate spaces used only by the woman of the house. Today

And the finished product should reflect you, not the designer!

we have multiple cooks, of different ages, sizes and abilities, who want to be in the kitchen, which has become a main social

STORAGE: We all have so much stuff! We need to be able

space of the home. We now think of kitchens in terms of zones:

to store it and access it easily, or it becomes a major source of

storage, prep, cooking, serving, cleaning up etc. that can allow

frustration. There are a lot of options that will render kitchen

several people to work at the same time. An in depth interview

and bathroom cabinets more accessible and more functional.

with the main users will help the designer understand how you

Of course, one of the great things of a remodel is the opportu-

use the space and how you would like it to function.

nity to go through ALL your kitchen and bath stuff and hope-

“TODAY WE HAVE MULTIPLE COOKS, OF DIFFERENT AGES, SIZES AND ABILITIES, WHO WANT TO BE IN THE KITCHEN, WHICH HAS BECOME A MAIN SOCIAL PLACE IN THE HOME.”

fully just keep the things you really use. That said, almost all kitchen remodels end up having more storage than the original kitchen and definitely more accessible storage. If you are not in a position to undertake a full remodel, adding pull out racks or roll out shelves to your existing cabinets make a big difference.

LIGHTING: This is a critical, but often neglected element of a space. All the beautiful materials in the world aren’t much good if you can’t see them! There are three basic types of lighting in a space: ambient, task and accent. It is useful to think in terms of layers when developing the lighting for a space. In a kitchen

In bathrooms we want it to be efficient and functional when

task lighting is often absent and adding “undercabinet” light-

you are getting ready for the day, but also to be able to allow

ing is one of the easiest and most transformative changes you

you to relax and disconnect at the end of the day. The colors

can make. With LED lighting, there are endless possibilities for

and materials used can help create a spa like environment and

interesting, effective and efficient lighting.

the layout and storage make it a more functional space. So many homes have the big spa tub that never gets used and

TECHNOLOGY: While not specific to remodels, building technol-

the little shower that gets used everyday. Most people want

ogy and particularly the connectivity of appliances is advancing

a bathroom to have a great shower and then, if there is room,

rapidly. Soon your fridge will tell you that you need to cook that

they may want a nice soaking tub. As long as there is one

meat that has been in the fridge for a few days, and the recipe will

tub in the house, there doesn’t have to be one in the master

instruct your stove top and pan and tell you when it is time to put

bathroom, but a good shower is a must.

the meat on and when it is cooked to your liking. Building tech-

The National Kitchen and Bath Association has developed

nology is in the bathroom as well, featuring computerized shower

planning guidelines to aid in the safe and effective planning

settings with audio, baths with aromatherapy and vibracoustic

of kitchens and bathrooms. They address issues such as dis-

massage, heated floors in showers and TVs in bathroom mirrors.

tances and spaces between functions, relationships between work areas, heights of different elements in the space, lighting,

To learn more or contact Patricia visit www.nkba.org and her

storage, and code and accessibility issues.

personal website, www.finekitchens-baths.com

12

Boise Lifestyle | March 2020

March 2020 | Boise Lifestyle

13

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Boise Lifestyle | March 2020

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March 2020 | Boise Lifestyle

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OPEN HOUSE

building the

future of boise

TOP: Sherburne-Marrs Homes BOTTOM: Luxury Homes of Idaho

WE INTRODUCE YOU TO BUILDERS WHO BY THEIR TALENTS AND ATTENTION TO THE LATEST DETAILS, CONTRIBUTE MEANINGFULLY TO A LIFESTYLE WE ALL HAVE COME TO ENJOY. ARTICLE KENDALL HOULTON

16

Boise Lifestyle | March 2020

THE HOME BUILDERS OF THE TREASURE VALLEY ARE A BUSY LOT. Boise and its adjacent cities, such a Meridian and Eagle, are growing by leaps and bounds, attracting people from all over the country.

And these future residents are in need of housing, both large and small. Thanks to the home builders of this area, attractive and architecturally pleasing residences have been developed for them. The choices are manifold and tailored to the desires of both growing families and empty-nesters, or retirees.

The Boise Lifestyle magazine is proud to introduce you to the members of this most important trade industry, who by their talents and attention to the latest details, contribute meaningfully and significantly to a lifestyle we all have come to enjoy. (*Editor’s note: Answers edited to accommodate space limitations.)

TOP: Clark & Co Homes BOTTOM: Solitude Homes

CONTINUED >

March 2020 | Boise Lifestyle

17

OPEN HOUSE (CONTINUED)

Jared Sherburne, Sherburne-Marrs Builders

Greg & Courtland Coman, Luxury Homes of Idaho

SHERBURNE-MARRS HOMES

Q - ARE LARGER HOMES STILL THE RAGE OR NOT? A - Truly varies from client to client.

Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

Q - HOW DID YOU GET INTO THE BUSINESS?

COMING FROM? ARE THEY YOUNG FAMILIES OR

A - I was brought up in the construction and new home

EMPTY NESTERS?

industry and was blessed enough to get to learn the build-

A - The buyers are coming from the Pacific Northwest and

ing business from Mike Marrs at a young age.

California. Our attention to detail and quality seem to be

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

best suited to empty nesters.

AS

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

LOOKING FOR?

ANT WITH BUYERS?

A - Truly varies from client to client

A - Without a doubt!

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP OF

Q - ARE CASH BUYERS STILL OUT THERE?

PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS, GAME

A - Absolutely, our clients are mostly all cash.

ROOMS, OUTDOOR LIVING SPACE, WINE CELLARS?

Q - DO YOU SELL YOUR OWN HOUSES OR THROUGH

A - Certainly kitchens and bathrooms are still at the top, but

REAL ESTATE OFFICES?

outdoor spaces seem to be a focus as well.

A - Lane Ranstrom with Epic Realty and his Team sell

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

most homes.

SUCH AS SOLAR PANELS?

Q - TELL US YOUR STORY

A - We are very rarely asked about energy efficient features.

A - A sole proprietor of Sherburne-Marrs, LLC, and a sec-

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD

ond-generation Idaho Developer/Builder and sixth generation

A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS

Idahoan, building homes in the Treasure Valley since 1998.

COMMUNITY

CLUB

HOUSES,

COST GOING UP? A - In the last five years, building costs have risen pretty close to $100 psf.

18

Boise Lifestyle | March 2020

Website: Sherburne-Marrs.com

SWIMMING

Suttle Lake, Boise Hunter Homes

LUXURY HOMES OF IDAHO Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

people value. Bigger isn’t always better when it comes

COMING FROM? ARE THEY YOUNG FAMILIES OR

to a custom home.

EMPTY NESTERS?

Q - HOW DID YOU GET INTO THE BUSINESS?

A - As of late, our clientele has consisted of mostly out of

A - I started building houses in Boise in the early 90s and

state buyers looking for premier, higher end homes.

I was always drawn to it. After college I worked in project

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

management in New York City for 6 years and found the

LOOKING FOR?

skill set was very similar and overlapped with the process

A - Every client is different, and different people value dif-

my dad had mastered in Boise.

ferent things, so it really just depends on the clients per-

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

sonal tastes. Some common areas we’ve seen people put

AS

extra effort into are cabinetry, natural stone and extensive

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

use of hardwood.

ANT WITH BUYERS?

Q - ARE KITCHENS AND BATHROOMS STILL ON

A - Again everyone is different, some people couldn’t

TOP OF PEOPLE’S LIST OR IS IT MULTIPLE BED-

care less about a community swimming pool or gym.

ROOMS, GAME ROOMS, OUTDOOR LIVING SPACE,

Q - ARE CASH BUYERS STILL OUT THERE?

WINE CELLARS?

A- Yes, they most certainly are.

A - Outdoor living space is definitely emphasized, and we

Q - DO YOU SELL YOU OWN HOUSES OR THROUGH

are still seeing a lot of wide open plans with kitchen and

REAL ESTATE OFFICES?

great rooms sort of blending into one another.

A - Usually via real estate offices. Missy Coman real

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

estate broker at Keller Williams. They do a fantastic job

SUCH AS SOLAR PANELS?

with everything.

A - Yes, people usually want to be as efficient as possible...

Q - TELL US YOUR STORY

but not necessarily solar panels.

A - I grew up in Boise and have watched it transform

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD

into what it is today. Our family is 5th generation (I think)

A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS

Idahoan so we really really care about the direction of

COST GOING UP?

our state and more specifically our city. It’s exciting, and

A - Everything is going up. I would say it is probably 30%

we’re lucky to be a part of it. I think building a truly custom

higher than it was 5 years ago.

home is a process that should be fun for the owners.

COMMUNITY

CLUB

HOUSES,

SWIMMING

Q - ARE LARGER HOMES STILL THE RAGE OR NOT? A - Not necessarily. I think we’ve seen a shift in what

Website: luxuryhomesofidaho.com

CONTINUED >

March 2020 | Boise Lifestyle

19

OPEN HOUSE (CONTINUED)

Dan & Emily Clark, Clark & Co. Homes

Cody Weight and Family, Solitude Homes

CLARK & CO HOMES

Q - ARE LARGER HOMES STILL THE RAGE OR NOT? A- Most of our clients aren’t interested in building homes

Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

with rooms they hardly use.

COMING FROM? ARE THEY YOUNG FAMILIES OR

Q - HOW DID YOU GET INTO THE BUSINESS?

EMPTY NESTERS?

A - Dan and Emily established Clark & Co Homes in 2011

A - California and Washington and our clients are both fam-

with the mission of bringing creative design solutions to

ilies and empty nesters.

the Treasure Valley.

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

LOOKING FOR?

AS

A - Millwork, engineered hardwoods, stone countertops,

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

appliances, and smart home technology

ANT WITH BUYERS?

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP OF

A - Yes, out-of-staters love subdivision amenities.

PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS, GAME

Q - ARE CASH BUYERS STILL OUT THERE?

ROOMS, OUTDOOR LIVING SPACE, WINE CELLARS?

A - Yes

A - Kitchen & baths for sure, but media/bonus rooms are

Q - DO YOU SELL YOU OWN HOUSES OR THROUGH

also very popular. Entertaining areas in general are given a

REAL ESTATE OFFICES?

high priority.

A - We sell ourselves

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

Q - WHAT IS SOMETHING YOU PREFER NOT TO

SUCH AS SOLAR PANELS?

HEAR FROM POTENTIAL BUYERS?

A - Energy is still so relatively inexpensive here in Idaho that

A - We have worked hard to set our boutique building

investing in solar technology isn’t a high priority.

company apart.

COMMUNITY

CLUB

HOUSES,

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS COST GOING UP? A - Material costs do continue to go up, especially this year with the tariffs that were put in place.

20

Boise Lifestyle | March 2020

Clark & Co Website: clarkandcohomes.com

SWIMMING

Maddyn Homes

SOLITUDE HOMES five years, we’ve seen an approximate increase of $30 Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

a square foot

COMING FROM? ARE THEY YOUNG FAMILIES OR

Q - ARE LARGER HOMES STILL THE RAGE OR NOT?

EMPTY NESTERS?

A - Buyers tend to be downsizing but families with chil-

A - In the past, we were getting more empty-nesters from

dren are finding they get more for their money for a 3,800

California but we are seeing more and more families look-

sq ft dual level home or in-law units for extended family.

ing for larger family homes. Also, we receive a number

Q - HOW DID YOU GET INTO THE BUSINESS?

requests for ADU’s.

A - I always knew I wanted to be in construction since a

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

young age. My father was in construction which intro-

LOOKING FOR?

duced me to the business. I had transitioned from being

A - Maintenance-free homes, energy efficiencies, outdoor

a project manager to become a custom builder.

kitchens and outdoor fireplaces. We include all of these

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

type upgrades in our custom homes.

AS

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP OF

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS, GAME

ANT WITH BUYERS?

ROOMS, OUTDOOR LIVING SPACE, WINE CELLARS?

A - Security of Community CCR’s is appealing for some.

A - Having an adequate number of bathrooms such as

However, clients are also interested in neighborhoods

a 3bd/3ba is a high priority, ideally ensuite bathrooms.

that are not part of an HOA.

Flexible living space also remains very popular.

Q - ARE CASH BUYERS STILL OUT THERE?

Q - DO BUYERS WANT ENERGY-EFFICIENT HOMES

A - Yes, buyers are coming with cash from a sale of

SUCH AS SOLAR PANELS?

another property, often from California

A - Not so much - energy-efficient construction is a priority

Q - DO YOU SELL YOUR OWN HOUSES OR THROUGH

more so than solar or battery storage features.

REAL ESTATE OFFICES?

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD

A - We work with various real estate offices depending

A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS

on the community.

COMMUNITY

CLUB

HOUSES,

SWIMMING

COST GOING UP? A - The costs have remained pretty stable. Over the last

Solitude Homes Website: solitudehomes.com CONTINUED >

March 2020 | Boise Lifestyle

21

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Building ansingle-family energy-efficient home provides increased comfort, lower lower maintenance maintenance costscosts and and a healthier a healthier environment. environment. lower maintenance costs and a healthier environment.

Building an energy-efficient home provides increased comfort, lower maintenance costs and a healthier environment.

idahopower.com/newhomes idahopower.com/newhomes idahopower.com/newhomes idahopower.com/newhomes

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WARNING: WARNING: WARNING: THE THE CALIFORNIA THE CALIFORNIA CALIFORNIA DEPARTMENT DEPARTMENT DEPARTMENT OF REAL OF REAL OF ESTATE REAL ESTATE HAS ESTATE HAS NOTHAS NOT INSPECTED, NOT INSPECTED, INSPECTED, EXAMINED, EXAMINED, EXAMINED, OR QUALIFIED OR QUALIFIED OR QUALIFIED THISTHIS OFFERING. THIS OFFERING. OFFERING. WARNING: WARNING: THE CALIFORNIA WARNING: THE CALIFORNIA THE DEPARTMENT CALIFORNIA DEPARTMENT OF DEPARTMENT REAL OF ESTATE REALHAS OF ESTATE REAL NOTHAS ESTATE INSPECTED, NOTHAS INSPECTED, NOT EXAMINED, INSPECTED, EXAMINED, OR QUALIFIED EXAMINED, OR QUALIFIED THIS OR QUALIFIED OFFERING. THIS OFFERING. THIS OFFERING.

OPEN HOUSE (CONTINUED)

Jim & Jan Hunter, Boise Hunter Homes

Enzler Family, Maddyn Homes

BOISE HUNTER HOMES

Q - HOW DID YOU GET INTO THE BUSINESS? A - Our founder, Jim Hunter, is a civil engineer and worked

Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

for another home builder for 15 years. When the patriarch

COMING FROM? ARE THEY YOUNG FAMILIES OR

of that company passed away, Jim decided to start Boise

EMPTY NESTERS?

Hunter Homes in 2007.

A - Because we have four communities, each with different

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

price points, different floor plans, and positioned in differ-

AS

ent areas of town, we see a wide variety of buyers.

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

ANT WITH BUYERS?

LOOKING FOR?

A - Buyers are absolutely interested in the community

A - The following are all things that we do as standard

amenities. In fact, in the Treasure Valley with so many

items: a large master suite, covered patio, 3-car garage, 10

different communities, the existence of such amenities

ft. ceilings and 8 ft. doors, expansive kitchen layouts.

are expected.

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP OF

Q - ARE CASH BUYERS STILL OUT THERE?

PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS, GAME

A - Cash buyers are not very common for us.

ROOMS, OUTDOOR LIVING SPACE, WINE CELLARS?

Q - DO YOU SELL YOUR OWN HOUSES OR THROUGH

A - It depends on who you are selling to, but we tend to

REAL ESTATE OFFICES?

find that lot size, high-quality finishes, and garage space

A - We have a team of two dedicated agents in each of

are our buyer’s top priorities.

our communities, stationed at our model homes.

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

Q - TELL US YOUR STORY

SUCH AS SOLAR PANELS?

A - When Jim Hunter started Boise Hunter Homes in

A - Every buyer wants to make sure their new home is effi-

2007, Jim invested in land instead of building dozens

cient and we help them understand just how efficient it is.

of homes and that focus was key to our company’s

Q - ARE LARGER HOMES STILL THE RAGE OR NOT?

continued success.

COMMUNITY

CLUB

HOUSES,

A - One of the things we especially hear from out-of-state buyers is that they are often moving here because they want more space.

24

Boise Lifestyle | March 2020

Website: boisehunterhomes.com

SWIMMING

Arcadia by Brighton Homes

MADDYN HOMES Q - ARE LARGER HOMES STILL THE RAGE OR NOT? Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

A - Square footage is less of the focus in the market that

COMING FROM? ARE THEY YOUNG FAMILIES OR

we focus on.

EMPTY NESTERS?

Q - HOW DID YOU GET INTO THE BUSINESS?

A - We pride ourselves in meeting and appealing to a broad

A - Growing up my father was a builder. My summer jobs

spectrum of buyers. We have built homes for local young

were always on the construction site where I mastered the

couples to empty nesters.

shovel and any job no one else wanted to do!

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

LOOKING FOR?

AS

A - Most people tend to gravitate towards trim and

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

finish upgrades.

ANT WITH BUYERS?

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP

A - Yes. Buyers are looking for a community that feels like

OF PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS,

home but is removed from the hustle and bustle.

GAME ROOMS, OUTDOOR LIVING SPACE, WINE

Q - ARE CASH BUYERS STILL OUT THERE?

CELLARS?

A - Yes! In the past 12 months we have seen a steady supply.

A - Kitchens and bathrooms are still hitting at number one

Q - DO YOU SELL YOUR OWN HOUSES OR THROUGH

- open floor plans next.

REAL ESTATE OFFICES?

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

A - Tayler Jade Real Estate is our real estate team.

SUCH AS SOLAR PANELS?

Q - TELL US YOUR STORY

A - Yes. Again, buyers are more educated than ever.

A - As mentioned above, my father was and still is in con-

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD

struction. From him I learned how to work and how to care

A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS

about the job I was doing. Growing up around construc-

COST GOING UP?

tion and Real Estate I became passionate about both.

COMMUNITY

CLUB

HOUSES,

SWIMMING

A - That’s all relative to what home you are building and what you are putting in the home.

Website: maddynhomes.com CONTINUED >

March 2020 | Boise Lifestyle

25

OPEN HOUSE (CONTINUED)

Lars Hansen, Brighton Homes

Corey Barton, CBH Homes

BRIGHTON HOMES

Q - ARE LARGER HOMES STILL THE RAGE OR NOT? A - I would consider a large home for our market to be

Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

anything over 3000 square feet.

COMING FROM? ARE THEY YOUNG FAMILIES OR

Q - HOW DID YOU GET INTO THE BUSINESS?

EMPTY NESTERS

A - When I was 21 years old I began designing cus-

A - Brighton has created a variety of remarkable communi-

tom homes at a small design firm while attending col-

ties which appeal to a wide range of individuals.

lege. After graduating with my Professional Degree

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

in Architecture, I worked at large architecture firms in

LOOKING FOR?

Portland, Oregon and Boise, Idaho. When the “great-re-

A - Brighton Homes believes that all homes must be three

cession” began in 2006, I left that company and joined

things; well-built, highly-functional, and beautiful.

Brighton Corporation.

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP OF

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS, GAME

AS

ROOMS, OUTDOOR LIVING SPACE, WINE CELLARS?

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

A - Functional outdoor spaces are highly desirable.

ANT WITH BUYERS?

The best approach is for builders to design homes with

A - What a “complete lifestyle” represents to an individual

flexible layouts.

varies depending on their stage of life, but there are some

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

things that overlap all groups.

SUCH AS SOLAR PANELS?

Q - ARE CASH BUYERS STILL OUT THERE?

A - In Southwestern Idaho, we are fortunate to have access

A - We have had a number of buyers who have purchased

to affordable renewable energy provided by hydro-electric,

their new home with cash in the last year.

wind and solar sources.

Q - DO YOU SELL YOUR OWN HOUSES OR THROUGH

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD

REAL ESTATE OFFICES?

A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS

A - All of our homes are listed by Epic Realty in

COST GOING UP?

Meridian, Idaho.

COMMUNITY

CLUB

HOUSES,

SWIMMING

A - Over the last 5 years, land, material and labor costs have increased steadily.

26

Boise Lifestyle | March 2020

Brighton Homes Website: brightonhomes-idaho.com

Cedarfield by CBH Homes

Q - HOW MUCH IS THE AVG. SQ FT COST TO BUILD A HOME TODAY VS 5 YEARS AGO? ARE MATERIALS COST GOING UP? A - Yes, materials and labor go up. We work closely with our partners to be efficient as possible [and] to keep costs low so that we can provide the best pricing for our buyers.

Q - ARE LARGER HOMES STILL THE RAGE OR NOT? A - Some people are looking to downsize, others have growing families and need more bedrooms and storage.

Q - HOW DID YOU GET INTO THE BUSINESS? A - Raised in Boise, Corey Barton got his early start in CBH HOMES

the construction industry as a framer. After many years of working for several Treasure Valley builders, and in 1992,

Q - WHO ARE YOUR BUYERS AND WHERE ARE THEY

Barton began building homes in Ada County.

COMING FROM? ARE THEY YOUNG FAMILIES OR

Q - ARE BUYERS LOOKING FOR AMENITIES SUCH

EMPTY NESTERS?

AS

A - Our buyers are the young, hip crowd, the growing fam-

POOLS, TENNIS COURTS OR IS THAT NOT IMPORT-

ily looking for more room for extra feet (or paws), and the

ANT WITH BUYERS?

[empty nesters]. We see quite a bit of in-state buyers [and]

A - Swimming pools are definitely a hot commodity.

some buyers from surrounding states.

Other important community amenities are things like

Q - WHAT KINDS OF UPGRADES ARE PEOPLE

parks, nearby schools, restaurants and shopping.

LOOKING FOR?

Q - ARE CASH BUYERS STILL OUT THERE?

A - The interior design team hand selects each and every

A - Absolutely! We see a good number of cash buyers.

finish such as EVP flooring, stainless steel appliances, solid

Q - DO YOU SELL YOUR OWN HOUSES OR THROUGH

surfaces and more so that buyers have more time instead of

REAL ESTATE OFFICES?

choosing upgrades.

A - CBH has a wonderful team of in house Sales

Q - ARE KITCHENS AND BATHROOMS STILL ON TOP OF

Specialists to help buyers find homes.

PEOPLE’S LIST OR IS IT MULTIPLE BEDROOMS, GAME

Q - TELL US YOUR STORY

ROOMS, OUTDOOR LIVING SPACE, WINE CELLARS?

A - A local native to Boise, Corey started in the construc-

A - Kitchens are at the top of the list. People also ask about

tion industry as a window guy, moving onto a framer, and

office space, bonus rooms, master bedroom on the main

then working for home builders in the Boise area. Today,

level and lots of storage space!

the company that started with just one man, has grown

Q - DO BUYERS WANT ENERGY EFFICIENT HOMES

to include a real estate brokerage, HVAC company, truss

SUCH AS SOLAR PANELS?

plant, and interior finishes supplier.

COMMUNITY

CLUB

HOUSES,

SWIMMING

A - We have not seen any demand for this as it still seems to be cost ineffective.

Website: cbhhomes.com/ March 2020 | Boise Lifestyle

27

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Boise Lifestyle | March 2020

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ARTIST’S PALETTE ARTICLE CHARLES KNOWLES | PHOTOGRAPHY CHARLES KNOWLES

Stanley Idaho winter Corral with wispy clouds over the Sawtooths

STANLEY IDAHO WINTER CORRAL

WITH WISPY CLOUDS OVER THE SAWTOOTHS SNOW COVERED GROUND WINTER FARM CORRAL BEFORE THE SAWTOOTH MOUNTAINS OF IDAHO I HAVE MADE MANY TRIPS INTO THE SAWTOOTH MOUNTAINS OF IDAHO. As a photographer, each trip shows something different to offer. Not only does my own perspective change over the years, but the weather conditions are ever changing, not to mention different seasons. I ran across this old corral in the fields behind Stanley Idaho one winter. The corral itself was very photogenic, but there was magic happening behind it up in and above the mountains. Although it was very cold, I waited what seemed like forever for the clouds to move into position before I took the shot. After I took is image, I chose to process it in Black and White mostly because there was not much color at the corral, but it also helps to define the wispy feathery clouds better.

30

Boise Lifestyle | March 2020

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March 2020 | Boise Lifestyle

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BOISE ARTICLE HAYDEN SEDER | PHOTOGRAPHY CHARLES KNOWLES

32

Boise Lifestyle | March 2020

2020 VISION OF SUCCESS

THE SECRET IS OUT: BOISE IS ONE OF THE

While Boise has always been high up in lists of best

BEST CITY’S IN AMERICA TO BE LIVING IN AND

cities to live in, it’s now taking over those lists: a report

THE BEST TO MOVE TO. Residents of Idaho’s

from the Federal Housing Finance Agency showed

capital have long known its many attributes: mild

home prices in Boise have risen 11.1% over the last year.

climate, easy access to the outdoors and outdoor

One of the big draws over the last few years has been

recreation, a booming job market, good schools, and

a boom in the job market due to large companies who

other qualities that make it the best city for old and

have set up shop in Boise. Micron Technologies, one of

young, working and retired, singles and families. But now others are taking notice; a new article from MarketWatch just named Boise the hottest housing market of 2020. In a list of 25 cities, Boise was the number one market for home sales and price growth for the new year.

In addition to its obvious attributes, MarketWatch also credits Boise’s rise in the housing market to a trend of people moving away from more expensive parts of the country as well as away from coastal markets

which

previously

topped lists of places to live.

“It’s no surprise to those that live here why the Boise metro area has been named one of

the largest employer in Boise,

“BOISE IS A

was founded in the city in 1978

G R E A T P L AC E

supply jobs to the Boise market

TO R A ISE A FA M I LY, S T A R T A BUSI NESS OR E V EN RETIRE. WE T RU LY H AV E IT A LL!” – MICHELLE BAILEY, 2020 PRESIDENT OF BOISE REGIONAL REALTORS®

and since then, continues to with 5,000 employees currently.

Another large employer in Boise, currently employing 1,000-2,000 employees according to the Boise Valley Economic Partnership is HP Inc. Other large employers for the area are Albertsons, Blue Cross of Idaho, Fred Meyer, YMCA, Winco Foods, IDACORP, and Wells Fargo.

But it’s not just those employers making a difference; the Idaho Department of Labor cites Idaho’s unemployment rate at a low 2.9% and a report from Governing.com ranks Idaho fourth in the nation in job growth.

Access to the outdoors and

the fastest growing areas in

the bounty of outdoor recre-

the nation over recent years,”

ation opportunities in the City

says Michelle Bailey, 2020

of Trees also account for part

President of Boise Regional

of its appeal. In a 2017 “25 Best

REALTORS®. “We have a high quality of life, booming

Towns of 2017” by Outside, Boise made the list for its

economic opportunities coupled with four seasons,

adventure opportunities like the 25-mile Greenbelt trail

low crime rate, and world-class outdoor recreation.

that runs along the Boise River, close proximity to the

Boise is a great place to raise a family, start a business

South Fork Payette River or Salmon for river outings

or even retire. We truly have it all!”

and the Ride to Rivers trail system in the Boise foothills.

CONTINUED >

March 2020 | Boise Lifestyle

33

BOISE LIVING (CONTINUED)

In addition to those outdoor assets, Boise has even more. The Boise River itself is a great spot for paddling, floating, and kayaking. Surfers can try their luck on man-made waves at the Boise River Park too! The city is home to numerous beautiful parks for recreating like river-side parks Ann Morrison and Julia Davis. In addition to the aforementioned Greenbelt and Ride to Rivers trails for recreation, there’s also the Morrison Knudsen Nature Center with a 4.6-acre nature preserve full of paths for strolling, Camel’s Back Park Trail, and the Oregon Trails Reserve Walking Trails.

While Boise is a great city to raise a family or for young people to enjoy, it’s also a major draw for the older crowd. An article from the “Idaho Business Review” references a study by SeniorAdvice.com that named Boise number seven of 20 mid-sized cities for senior citizens in 2019. Factors that were considered in the study were the area’s percentage of senior citizens, available social activities, weather, presence of senior communities, quality of health care, number of hospitals and pharmacies, and cost of living.

According to the article, there are nearly 90 senior living facilities in Boise. Also a plus was Idaho’s low crime rate and property taxes.

Lastly is, of course, the housing market itself. Though the city may be the main draw, the real estate market is the real clincher. According to We Know Boise Real Estate, this year may see the best real estate market in Boise total home sales rising 18.76% in Ada County.

A city is so much more than its assets listed on paper. While Boise has wonderful characteristics, it’s the feel of the city, its people, and the ever-changing pace of this living place that truly makes it such a draw.

As new residents will find out and current residents already know, Boise is the best place to live.

34

Boise Lifestyle | March 2020

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AFTER

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Boise Lifestyle | March 2020

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37

1-13 LEADING LADIES

Boise Little Theater

MARCH

LIFESTYLE CALENDAR

Two Shakespearean actors, Jack and Leo, find themselves down on their luck. They resolve to pass themselves

off as relatives of a dying heiress

only to find out they aren’t nephews but

nieces.

Romantic

entangle-

ments, scrambled Shakespeare, and

good-natured laughs abound. For audiences 13 and up, buy tickets at BoiseLittleTheater.org

Hello

spring!

7 GLASS & GLAM GALA Boise Art Museum

Guests are invited to immerse themselves in our contemporary glass installation as well as our glamorous Gilded Age masterpieces. Join us for

spring is the perfect time to:

an all-inclusive, fully hosted evening.

· assess for damage that may have occurred over the winter

Impressionism

· Check for plant nutrition needs

museum.org/special-events/gala

· Assess for unusual pest activity

Formal attire – In a nod to our current exhibition,

vintage

touches and accessories are encouraged. For more information: boiseart-

13 ROSEANNE CASH

The Egyptian Theatre

Rosanne Cash is on tour with She Remembers Everything, a poetic, lush and soulful collection of songs that reckon with a flawed and fragile world.

She Remembers Everything follows Rosanne’s

triple-Grammy

winning

2014 album The River & the Thread and marks a return to more personal songwriting after a trio of albums

CALL FOR A FREE CONSULTATION

208.362.4478 • info@alpinetreeservice.net alpinetreeservice.net 38

Boise Lifestyle | March 2020

that explored her southern roots and family heritage. 8:30 PM - For tickets visit EgyptianTheatre.net

MARCH

13 BUTTE IN BOISE - A ST. PATRICK'S DAY CELEBRATION Boise Centre

Ready for fun this St. Patrick’s Day? All are invited to Butte in Boise – where we’ll party like they do in Butte, home to one of the largest St. Patrick’s Day celebrations in the country! Join us and celebrate with amazing food, drinks, music, dancing, basketball and more. For more information call 208-489-3603.

14 BALLET IDAHO - SPRING REP: LIGHT/DARK Morrison Center

Light/Dark

includes

world-renowned

work

from

choreographers

including Alejandro Cerrudo’s cinematic

and

whimsical

Offscreen,

inspired by vintage cinema, and a world premiere by Australian choreographer Craig Davidson. Both of these dance makers were featured in our 2018/19 Spring Repertory program, (re) Define, and we are thrilled to have them returning with new and different work.

For more information: balletidaho.org

stay warm C O O L PEO PLE W I T H Y O RK

Enjoy Fall inside the comfort of your home.

14 SHARE YOUR HEART BALL TO BENEFIT CAMP RAINBOW GOLD

Camp Rainbow Gold provides emotionally

empowering

experiences

to Idaho's children diagnosed with cancer and their families. Share Your Heart Ball is a benefit for Camp Rainbow Gold’s annual campaign, ensuring all programs remain free of charge for children and families we serve. Starts at 5:30 PM - Purchase tickets at ShareYourHeartBall.org

721 N. Ralstin St. Meridian | 208-336-2665

advancedheatingandcooling.com

CONTINUED >

March 2020 | Boise Lifestyle

39

BUY 4 GET 1 FREE OR FREE FRONT DOOR WITH WHOLE HOUSE WINDOW PACKAGE $0 Down, 0% Interest, $0 Payments until 2020

MARCH

LIFESTYLE CALENDAR

15

UNCORKED #2: LANGROISE TRIO AND WOODWIND QUINTET

Esther Simplot Performing Arts Academy

Grab a drink and mingle with the tal-

ented Boise Phil Chamber Players at the Uncorked Series!

Join us at our second Uncorked concert featuring the Langroise Trio and our Brass Quintet.

The College of Idaho Langroise Trio features Principal Viola David Johnson, Associate Principal Cello

Sam Smith, and will feature a guest

concertmaster. For more information: boisephil.org

19-22 BOISE SPRING HOME & GARDEN SHOW Expo Idaho

Open Thursday and Friday 5-9 pm, Saturday 11 am-7 pm, Sunday 11 am-5 pm. Tickets are; adults $5, seniors (62 and older) $4, children 12 and under are free. For more information and a vendor map, visit BoiseSpringHomeShow.com.

“At Amazing Exteriors, we appreciate our relationship with Infinity from Marvin and Marvin because we are both family owned and operated businesses. We share the same commitment to our customers, communities, and employees.”

— Gary, Chris, and Stephen Warrington

19 JO KOY: 2020 JUST KIDDING WORLD TOUR CenturyLink Arena

Also Offering Quality Products From:

As one of today’s premiere stand-up comedians, Koy sells out theaters and

arenas

around

the

world,

and has been breaking ticket sale records with his infectious and

VISIT OUR SHOWROOM 2285 E. Warm Springs Ave Boise, ID 83712 Call for FREE IN-HOME Estimate:

208-392-0417

www.AmazingExteriors.com 40

Boise Lifestyle | March 2020

explosive energy on-stage. He pulls inspiration from his family, specifically his son, with material that has universal appeal. Purchase tickets at CenturyLinkArenaBoise.com

MARCH

23-27 WILD IDAHO EXPLORERS SPRING BREAK CAMP Idaho State Museum

Children in 1-5 grades can explore dry deserts, soaring mountains, and swift rivers while navigating the wild landscapes that make Idaho such a unique state. Campers will travel through the Museum’s exhibits and learn about the plants, animals, and people that call these places home.

They can create a desert themed board game, float a boat, or play farmer freeze tag as they learn about the ecosystems that have defined Idaho. Learn more and register at History.Idaho.Gov

25-29 TREEFORT MUSIC FEST 2020 20 Boise Venue Locations

Big Adventure. Small Crowds.

E S C A P E T O PA R A D I S E I N 2 H O U R S

Dubbed “the West’s best SXSW alternative” by a Portland music critic, the Treefort Music Fest celebrates talented, emerging artists from around the world. For more information: treefortmusicfest.com

27-29 BOISE FLOWER & GARDEN SHOW Boise Centre

Shop for everything from outdoor furniture to sunrooms, tools, garden gadgets, iron garden art and orchids.

You'll still find spectacular gardens; gardening seminars and demonstrations; a spectacular bonsai display and

Just a short drive from Boise, a second home in Sun Valley is the perfect place for investors and weekend warriors alike.

Recreation and culture abounds with small crowds and an authentic mountain lifestyle.

The Wood River Valley offers infinite opportunities to explore.

Come experience year-round fun in Sun Valley and find the perfect condo, townhouse, or home for your needs!

Darlene Young, Associate Broker 208.720.0741 darlene@svdarlene.com Kelsey Bates, Marketing Director/Realtor 206.369.2350 kelsey@svdarlene.com

demonstrations to get you hooked; and much, much more. General Admission $8 per day. Ultimate Pass Good for Fri/Sat/Sun $14 *Discount coupons will be available at all Zamzows stores starting March 1st!

Y O U N G G R O U P S U N VA L L E Y. C O M

March 2020 | Boise Lifestyle

41

ARTICLE KENDALL HOULTON

FINANCIAL BUZZ

INVESTMENT PROPERTY MIKE KIRBY OF FIRST FEDERAL BANK ON THE BENEFITS OF TREASURE VALLEY RENTAL PROPERTIES

Many times, the property a first-time investor may be considering renting out is the property they are currently living in, and is their primary residence. The interest rate may be favorable and the balance remaining on the property may be such that they

WHAT TO KNOW BEFORE GETTING INTO INVESTMENT PROPERTY

could pull out equity to help finance their first investment property.

The down payment required to purchase a new invest-

RESEARCH

ment property is typically greater than that of a primary

From a financing perspective, first time investors

home, and the interest rate is typically a bit higher due to

should research the requirements of acquir-

perceived market risk. The standard percentage down is

ing investment properties. The research might

typically 20-25% of the sales price.

include down payments requirements, cash

Lastly, cash reserves required in savings is important.

Most investors require a 6-12-month cash reserve of the PITI

reserve requirements after closing and if proposed leases could be utilized in the qualifying.

(principal, interest, taxes & insurance) in the form of a liquid or semi-liquid cash account.

Many factors go into being a landlord: are you going to self-manage, hire a property manager, are you emotionally equipped to deal with tenants/contracts/property upkeep and everything else that goes into maintaining a property you don’t reside in. Are you going to stick with single-family homes or branch out into 2-4 duplex properties or multi-family units?

WHICH TYPE OF MORTGAGE An owner-occupied mortgage is one in which the borrower on the loan is also the occupant of the home. An investment property mortgage is one which the borrower on the loan does not occupy the home and looks to a tenant to support the cash-flow of the payments.

It’s a great opportunity to own investment properties here

42

in the Treasure Valley as property values continue to rise

MARKETABILITY OF PROPERTY

and you build wealth through real estate. Arm yourself with

The primary items a buyer should look for would be

knowledge of the market, hire a trustworthy real estate agent

how marketable is the subject property to ensure a

who knows where investment properties may be and work

consistent occupancy by a tenant and the ability to

with a qualified lender to help guide you through the steps.

cash-flow the property in times of tenant vacancy.

Boise Lifestyle | March 2020

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