THE Style EDITION SEPTEMBER 2022


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www.commonmarket.coop301-663-3416Opendaily8am-9pmRootedcommunity.in Frederick’s only community-owned grocery store since 1974. Both cafés now open






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Fashion.Beauty.Style.
• Rose Nails Spa for the pre-shoot pampering and flawless nail design.
PUBLISHER Amber Smith | Amber.Smith@CityLifestyle.com EDITOR Kristen Wojdan | Kristen.Wojdan@CityLifestyle.com ADMINISTRATIVE DIRECTOR Alexis Kamasse | Alexis.Kamasse@CityLifestyle.com INTERN Maddie Wojdan AD DESIGNER Whitney Lockhart LAYOUT DESIGNER Kirstan Lanier CONTRIBUTING WRITERS Karen Justice, Arliss Veldhuizen CONTRIBUTING PHOTOGRAPHERS Empire Photography, Shots By Chance Photography September 2022 Scan QR code to visit our Instagram LIFESTYLE LETTER Corporate Team CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore CHIEF OPERATING OFFICER Randy Radosevich DIRECTOR OF SOCIAL MEDIA Mindy Hargesheimer ART DIRECTOR Sara Minor OPERATIONS DIRECTOR Janeane Thompson AD MANAGER Chad Jensen WEB APPLICATIONS Michael O’Connell LIFESTYLE LETTER Proverbs 3:5-6 Learn how to start your own publication at: citylifestyle.com/franchise CITYLIFESTYLE.COM/FREDERICK | Frederick Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Frederick area’s most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Frederick Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.8
One of our feature stories, Power Couples, wouldn’t have been possible with out the collaborative spirit of these local businesses. A very special thanks to:
• Deja Vu Boutique for outfitting our couples with beautiful and elegant attire. We hope by the time you’ve gotten to the last page of this edition, you’ve felt that spark that makes you want to bring out your personal style in a new way. Be bold. Have fun. Do you! We look forward to seeing you and your swaggy self around town. Did you know that September is “National Recovery Month” and is associated with the color purple? The entire community is encouraged to “go purple” by obtaining training, bringing awareness and understanding of substance use disorders, celebrating those living in recovery and honoring first responders.
AMBER SMITH, @FREDERICKLIFESTYLEPUBLISHER
Please visit FrederickCountyGoesPurple.com to learn more and get involved.
• Ceresville Mansion for the perfect backdrop and atmosphere for our photoshoot.
• Glam Bridal Beauty for making our power couples look and feel like a million bucks.
September is here and so is our annual Style Edition carefully designed to inspire and dazzle you! Style is ever-changing—from a fresh look inspired by generations past to an entirely new concept to explore. Self-expression is a powerful tool to help reveal more of who we are to the world around us.
Style is not limited to just trendy clothes and fashion forward accesso ries. It’s what we create, how we make others feel and learning to lean into what makes us come alive. We sought to capture this multifaceted nature of style when curating this month’s features. Fascinating artists, mega-stylish couples (both inside and out!), local fashion boutiques and current hat trends are just a few teasers of what to expect in the pages ahead.




inside the issue The Style Issue SEPTEMBER 2022 ON THE COVER DEPARTMENTS 8 Lifestyle Letter 12 City Scene 16 Business Monthly 20 Local Experiences 23 Artist’s Palette ARTS + CULTURE 29 Inspired By LIFE + CULTURE 38 Maker’s Studio STYLE + BEAUTY 46 Must See SPORTS + RECREATION 50 Travel Journal TRAVEL 52 Events 58 Fashion Forward STYLE + BEAUTY 23 38 29 46 FEATURED 23 Pencil Portraiture Black, White and Many Shades of Grey 29 Power Couples Success, Significance and Service 38 InBloom Jewelry Where Exquisite Fine Art and Detailed Storytelling Collide 46 Art In The Park Come for the Game, Enjoy the Art, Stay for Fireworks Photography: Michael Chance of Chance Music & Media Group Michael David Chance of Chance Music & Media Group has provided professional photography services for several years, including family and business photography. ChanceMusicGroup.com 10




Audi Frederick 6001 Urbana Pike Frederick, MD 21704 Sales: AudiFrederick.com866-993-2637|anOurisman Family Dealer Electric has gone Audi. The Audi Q4 e-tron® is here. The all-electric SUV that supports what drives you. Designed to merge performance and practicality, the Q4 e-tron puts luxury electric driving firmly within reach. Explore local luxury right at your fingertips. Scan here to reserve your test drive and consultation for preorders today.Drive the future. Q4 e-tron Frederick Lifestyle Exclusive ShopFrederickAudi




1: Wrapped in Greybow, a warm and snuggly kite-construction shawl is a celebration of color, neutrals & bright! COAST specializes in interior design consultation from their eclectic downtown retail space. TLIC Media owner, Chris Hiltz, on his wedding day with wife, Lexy. (Photography by Samuel Guillermo @Creation4Use.) Emmy recognition awarded to 88Visual by the National Academy of Television Arts & Sciences. 5: Photo shoot collaboration with Dream House at Tenth Ward Distilling Company. 6: A beautiful bouquet by Freesia and Vine for Dave & Nita’s special day! (Photo by Britany Christensen Photography) Frederick County Chamber of Commerce members, Ashley and Deanna at @Dash_Hair_Studio, celebrate their grand opening!
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1 3 67542 city scene SEPTEMBER 2022 CITY @TIFNEILAN_HANDKNITSSCENE @DREAMHOUSESTYLE@88_VISUAL@TLICMEDIA @FREDCOCHAMBER@FREESIA.AND.VINE @C.O.A.S.T.DESIGNS Where neighbors can see and be seen. CONTINUED > 12







Nothing beats the beauty of Worman’s Mill in autumn. Soon, seniors seeking customized care can experience the brilliance of this community all year round. Deposits are now being accepted on modern studio, one-, and two-bedroom apartments. Access to convenient amenities and innovative programs creates a worry-free atmosphere that you’ll just have to see to beleaf 2470 Merchant Street | Frederick, MD 21701 | Assisted Living | Memory Care VillageCrossingAtWormansMill.com Care you need for the life you want. CALL TO SCHEDULE A TOUR: 240-449-8550. with sophisticated senior living. Assisted Living & Memory Care Opening Soon. Fall in Love VB #FREDERICKVOLUNTEERS@FrederickLifestyleSpreadtheloveandinspireothersbytagging us and using the hashtag when you volunteer! Do you have a desire to make a difference in the Frederick community? Look for practical ways you can volunteer each month in our #FREDERICKVOLUNTEERS feature. YOU CAN HELP FEED KIDS this weekend: + Donate + Partner with us + Volunteer + Host a packing event Blessings in a Backpack mobilizes communities, individuals, and resources to provide food on the weekends for school-aged children across Frederick County who might otherwise go hungry. Our vision is that every schoolaged child in Frederick County has the nourishment needed to learn and grow. As a leader in the movement to end childhood hunger, Blessings strives to ensure children don’t go hungry on the weekends by empowering individuals and communities to take action. TO GET INVOLVED: Visit Frederick.BlessingsInABackpack.org/Get-Involved or Scan the QR #FREDERICKVOLUNTEERScodeVolunteerwith Find us on social BVA 13| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022






CITY SCENE CONTINUED 1-7: The Frederick County Building Industry Association (FCBIA) presents the annual Awards of Excellence (AOE) to honor those builders, contractors, craftsmen, Realtors®, on-site salespeople, public relations professionals, associates/suppliers and media & advertising pro fessionals who make major contributions to the residential home building and commercial construction industry in Frederick and the sur rounding area. See all of the 2022 award recipients at: FrederickBuildersAOE.org 1 5432 67 CITY SCENE14







8 1011129 1314 8-14: Founded in 1959, the Frederick County Building Industry Association (FCBIA) is a professional trade organization that represents a variety of professionals in and associated with the building industry who serve the Frederick County community. With over 200 members, FCBIA is the largest county-focused home builders association in Maryland and is devoted to providing members with advocacy, networking opportunities and education. FrederickBuilders.org Want to be seen in the magazine? Tag your Instagram photos with @FrederickLifestyle 15| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022







BUSINESS MONTHLY SEPTEMBER 2022 10 South Market Street, Frederick, MD 21701. Intended for Maryland Consumers Only. State Lic: MD #26-23362. Corp State Lic: MD #12423. Corp NMLS #3113 GABE FORTMANN | NMLS #448830 (240) 344-7403 gabe.fortmann@academymortgage.comacademymortgage.com/gabefortmann Home Ownership is still an obtainable dream in these changing times… Let’s plan together. APPROVAL PLUS Get fully approved before you find a property DIVERSE PROGRAMS Numerous programs available including First Time Homebuyers LOCAL OPERATIONS Downtown Frederick branch allows for greater efficiency LOCK + SHOP Lock in an interest rate before you find a property A round-up of exciting news from local businesses. monthlybusiness Scan to read more. Ceresville Mansion Whether you're planning a tradi tional ceremony and reception, a joining of two cultures or an infor mal but elegant wedding celebra tion, Ceresville Mansion can custom ize your vision. The perfect backdrop awaits whether it's at the pergola on the terrace, in the ballroom at the fire place or at our riverside meadow; your wedding will be truly memorable. Ceresville will help you create a day full of extraordinary moments as unique and special as you are! Ceresville.com R&B Duo Ruff Endz Releases New “Congratulations”Single Photography: Brittany Dunbar Photography 16





MichaelPhotography:David
Photography: Empire Photography Chance Photography
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CoachMarkStephens.com Scan to read more. Scan to read more.
Mark ReleasesStephensHisFirst Book: The Coach Approach Mark Stephens presents a simple yet impactful book that challenges lead ers to reflect on the way they lead and provides practical steps to help them move forward. The Coach Approach: A Better Way to Lead in Business and Beyond teaches leaders in any area of life how to listen actively, explore pos sibilities and ask powerful questions. Taking the Coach Approach is the way to improve your relationships and empower yourself and those you lead.
Ruff Endz, the Hip-Hop Soul duo of David “Davinch” Chance and Dante “Chi” Jordan, formed in Baltimore in the mid-’90s. In 1999 they signed to Epic Records, and in 2020, the group partnered with SRG-ILS Group to create their new album called REBIRTH. Their new single, “Congratulations,” was released in July 2022, and the video is airing on BET Soul and YouTube. Ruff Endz has scheduled several concerts in the region and is planning for an upcom ing tour in the UK in October.


BUSINESS MONTHLY FABRICATORSSOLIDSUPERIORWOOD We do custom...EVERYTHING “AMAZING EXPERIENCE & STELLAR PRODUCT.” “TOP-NOTCH COMPANY. COULDN’T BE HAPPIER.” ONE-OF-A-KIND WORKS OF HEART BUILT FOR YOUR SPACE CUSTOM@LUMBERJAKKSS.COM240.397.9221LUMBERJAKKSS.COM get started Scan to read more. BUSINESS MONTHLY CONTINUED Ready. Set. GLAM! No one brings beauty and glamour to Frederick County and beyond quite like Ashley Chin and her Glam Squad. Kind, reliable, fun and professional are just a few words to describe Thousands of Dresses at Deja Vu Boutique in Mount Airy Deja Vu Boutique has thousands of dresses in stock (sizes 000-30) in every style available, including: Mermaids, Ballgowns, A-Lines, HighLows, Two Pieces and more! There are dresses for every occasion includ ing: Bridal gowns, Quinceañera, Bat Mitzvah, Mother of the Bride/ Groom, Bridal Parties, Military Ball, Pageant, Prom, Engagements, Sweet Sixteen, Homecoming and any Black Tie Event. And, for school events, they register every dress sold to ensure that the same dress in the same color is not duplicated for that event. ShopTheVu.com 18















5100 Buckeystown Pike, Suite 250, Frederick, Maryland 21704 Office 240.651.3130 Direct 410.409.0535 Learn more at www.MjachDesigns.com Mjach Designs is a North American leader in marketing strategy. Our job, first and foremost, is to serve our customers. Our specialty is helping you obtain the customer information you need by using our experience in guest satisfaction measurement services. We ensure the data you receive is accurate, actionable and reflective. From strategic campaign development to customer communication materials, we provide resources, project management and leadership. We are your problem solver. A full service marketing firm and a certified Minority, Disadvantaged, and Women’s Business Enterprise (MBE / DBE / WBE), Mjach Designs is ready to help your business expand and grow. Give us a call! Melissa Lentz, CEO & Founder Scan to read more. this incredibly talented and highly sought-after team. From dry hair to an up-do and moisturized skin to a wedding day glow, these beauty pros turn your hair and makeup fantasies into reality. GlamBridalBeauty.com Want to be featured? Get in touch by heading over to our landing page to connect: CityLifestyle.com/Frederick Scan to read more. Sit Back, Relax and Get Pampered at Rose Nails Spa Conveniently located off of 7th Street on Toll House Ave, Rose Nails Spa offers clients trendsetting styles and advanced nail care in an exclusive modern atmosphere. Whether you need a manicure and pedicure for a special event or just a quiet moment to escape from daily stress, their staff will ensure you leave feeling rejuvenated and looking fabulous. Search Rose Nails Spa on Facebook. AmandaPhotography:Summers Photography 19| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022


SISTERS IN STYLE: Sisters In Style is a deaf-owned boutique that prioritizes inclusive sizes in their clothing. Check out this gem the next time you are downtown. 116 North East Street, Frederick
Fall is right around the corner, and this year’s newest trends can be found at a few of our favorite boutiques and shops in and around town. Whether you are looking for stylish new looks or a chic atmosphere to enjoy time with friends, we have you covered.
Sisters In Style Scan for more photos and the full list.
TIARA DAY: Tiara Day is known for being a place where vintage glamour meets Paris romance with a twist of gothic beauty. So wonderfully unique. 153 North Market Street, Frederick
LOCAL EXPERIENCES
TREATY GENERAL STORE: Treaty General Store is a specialty boutique that supplies thoughtfully selected goods of all kinds; from high quality apparel to accessories and so much more. 30 E Patrick Street, Frederick
CHARM CITY RUN FREDERICK: This Maryland family-owned business is com mitted to fitting every customer in the "right" shoe. Their mission is to inspire and move the human spirit one sole at a time. 467 West Patrick Street, Frederick
local experiences
SEPTEMBER 2022
The Style Scene
The best places and things to do in our area. Want to recommend a local experience? Scan the QR code and message us on Instagram. 20
VELVET LOUNGE: Shopping in this boutique is an experience of its own! Velvet Lounge carries carefully curated and unique pieces from some of your favorite brands. 203 North Market Street, Frederick

Open for Lunch or Dinner • Make Your Reservation at fratellispasta.com HOMEMADE PASTA, ITALIAN CLASSICS AND FRESH SEAFOOD. VOTED FREDERICK’S BEST CRAB CAKES TWO YEARS IN A ROW! 200 Middletown Pkwy • Middletown, MD 21769 301.371.4000 2315 A Hanover Pike • Hampstead, MD 21074 410.374.0909 180shoppersinsuranceagency.com301-579-0098ThomasJohnsonDrive,Frederick We’d love to help you save money on your insurance! Call us for a free policy assessment Labor LuauDayLaborDayLuau September 3rd-5th 301-888-8735TREETREKKERSMD.COM bbqclimbingparties familyziplinespicnicsfun AERIAL ADVENTURE & ZIPLINE PARK 21| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022





















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PORTRAITUREPENCILGRECOPATRICIAANDPHOTOGRAPHYEMPIREBYPHOTOGRAPHY|JUSTICEKARENBYARTICLE
Pat’s first art lessons were in oil painting. However, after several classes, she found she was more strongly drawn to pencils. Her oils
BLACK, WHITE AND MANY SHADES OF GREY
It takes Penciltime.portrait artist Patricia Greco didn’t doodle as a child. In her lifetime, she says her only artsy effort was knitting. “But, I think things bubble up after retirement. As women, we continue to evolve,” she added.
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How does one go from drafting budgets to drawing stunningly detailed pencil portraits?

As instructed, she studied it from afar and a different perspective. “My tower looked more like the tower in Pisa than Venice! I had to admit that straight lines are not my strength.” She has “graduated” to faces. In addition to seeing things with a new eye, Pat continues to take time to walk away. It fits her work style. Pat refers to herself as an “intermit tent drawer.” She’ll work for 30 minutes and then walk away for a while, especially when working on something of her own design. When working on a commissioned piece, she’ll spend a little more time in any one work session. Several years after the oil painting class, Pat took a drawing class at the Delaplaine Visual Arts Center. “I learned more about perspective and focal selection there,” she said. “While I would look at the whole room, other students were looking at and focusing on individual elements within the room.” She believes that new perspec tive improved her work.
It wasn’t “giving her the eye” in the form you might receive from a disapproving parent or boss. Pat’s oil painting teacher gave her the gift of being able to see her creations with a new eye. She encouraged Pat to walk away and come back later to see her work in a different way. She suggested looking at the work in a mirror or upside down. “When you do that,” the teacher suggested, “you can more easily see where things work and where they are not quite right.”
“As I started drawing, I discovered I’m not a linear person.” She tells a story about attempt ing a drawing of dancers near a Venetian tower.
“When I’m drawing, I don’t start with the face. I work my way there. I need to feel the person before going to the face,” Pat says. While her por trayal of both hands and eyes are amazing, the eyes in Pat’s portraits could tell stories on their own. No wonder she waits to get there. Rather than in-person settings, Pat draws mostly from photographs. She adds or removes elements as necessary for her desired outcome. For her non-commissioned work, Pat takes inspi ration from a variety of images. Doing what we love and that which stirs our passion can absorb all our focus. To Pat, drawing is therapeutic. She shuts out all other things, no music, no TV, no radio. She works in a quiet Zen mood. Although she may concurrently read two to four books, she focuses and works on only one drawing at a time.
ARTIST’S PALETTE | ARTS + CULTURE24
teacher was not thrilled, but all was not lost.
“Thank Heavens the teacher didn’t give up on me,” Pat shared. “She gave me the eye.”


GRECOPATRICIA CONTINUED >
Focus is especially necessary when working with pencils. They can smudge. Sometimes that’s what you want, but not always. According to Pat, “what you use where” makes all the difference. Each pencil and implement has unique effects.
Portrait pencil drawing is much more complex than anything we might have done with that familiar #2HB pencil in elementary school. While graphite pencil, compressed charcoal and charcoal pencils are all forms of carbon, they are used for totally different artistic effects. Graphite is great for creating minute details. It’s made for small, quick sketches. However, graphite is difficult to use for cov ering large spaces without creating a shine. Charcoal is better for the big-picture scenario and creating blacker or darker elements in a drawing. With the broad range of values and consistencies between the two, Pat is able to capture every possible shade of black, white or grey necessary for a project. She says she has “learned a ton of things about pencils.”
Pat has found joy living in Frederick. After working and living here in the past and then leaving, she returned to Frederick a couple years ago. She says she loves Frederick’s sense of community and camaraderie. She enjoys Frederick’s lifestyle.
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With her growing knowledge, Pat has cre ated a wide range of portraits with wonderfully diverse shadings and details. After sharing a beautiful image she’d done of a Native American in full headdress, however, she professed that she was not going to draw feathers again. At least not for a long while. If you’re not considering an imminent image with feathers, you may appreciate knowing that Pat prefers customers who approach her or those whom she encounters on her rare public sales events. She doesn’t have much interest in self-promotion or the “business” of art. More than other people’s admiration, Pat appreciates that others enjoy her work and that it evokes emotions and brings joy.



Through volunteer activities in Baltimore, Pat still connects to her Italian heritage. In fact, that heritage is revealed in her popular drawings of women in Italian masks. Those images and others are on notecards she’s made to sell. They will be available at the Holiday Art and Craft Fair in Wormans Mill Village Center on Saturday, November 19, 2022, from 10:00-3:00. Prints of several of her other works are also available to anyone who is interested. GrecoArtStudio.com
ARTIST’S PALETTE | ARTS + CULTURE26

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Exterior Signs | Office Signs & Graphics | Window & Wall Graphics Vehicle Graphics & Lettering | Trade Shows & Events When Your Message Deserves to be Seen Call AMI Signs: A Different Type of Sign Company Promote Your Business & Grow Your Brand 301.682.2349 || amisigns.com “At AMI Signs, we don’t just make cool signs –We make cool customers.” Reclaim Your Health For What Matters Most We’ve created a space for health + healing. We guide patients to reclaim the best versions of their health and optimize wellness so they can live their lives to the fullest. Ryan Diener owner Acupuncture | Massage Detoxification | Supplements Frederick: ContactUs@ HHAmd .com Boonsboro: Boonsboro@ HHAmd .com www. HHA md .com 301-620-1414 Frederick 301-432-4940 Boonsboro Dreaming Up the Ideal Retirement Is Your GetHelpingJob.YouThereIs Ours. To learn more about why Edward Jones makes sense for you, call my office today. Matt Owens, AAMS® Financial Advisor 3562 Worthington Blvd. Suite Frederick,101 MD 21704 240 341-0900 matt.owens@edwardjones.com edwardjones.com | Member SIPC 28











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SUCCESS, SIGNIFICANCE AND SERVICE ARTICLE BY KRISTEN WOJDAN PHOTOGRAPHY BY MICHAEL CHANCE Po wer Couples
The phrase “Power Couple” typically refers to a couple consisting of two people who are successful and influential in their own right. A power couple recognizes each other’s strengths and weaknesses, respects each other’s independence and balances this with a healthy reliance and interdependence on one another. They encourage goodness in the world and make it a better place by being together. We are excited to shine the spotlight on these three couples who have taken this concept of “Power Couple” to the next level as they continue to use their success and influence to serve and give back to the community.

SERVING THE COMMUNITY: David created the Music Matters Program for youth and has facilitated the program with local youth. He hopes to expand it into a non-profit and encourage youth to pur sue their passion of music. India created Smart Smiles, a dental hygiene program for disadvantaged youth, and volunteers with Mission of Mercy.
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INSPIRED BY | LIFE + CULTURE DAVID & INDIA CHANCE DAVID: Platinum Recording Artist and Owner of Chance Music Group INDIA: Founder and CEO of Learn2Prevent YEARS MARRIED: 18 years CHILD: Michael HOW THEY MET: A chance connection through a mutual acquaintance, Bernard, proved divine appointment for the day this couple met. India was assisting Bernard at his fashion show event and David was stopping by the event to pick up custom jeans created by Bernard. Bernard asked India to host David while he waited. David vividly remembers, "She was wearing jeans and a white tank top and we had a great conversation about life." Fast forward a few months, David called India to ask her out, and the rest is history.

“God has been faithful and given us purpose and focus to reach our goals and dreams.” David Chance
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&MICHAELJENNIFERGERLOCK
JENNIFER: Executive Director of Leadership Frederick County and Vice-President of the Frederick County Chamber of Commerce
CHILDREN: Michael (III) and Nicolas HOW THEY MET: Jen traveled to Opryland Hotel in Nashville, TN for a work conference. When she went to have breakfast one morning, Michael was working at the restaurant. Even though he wasn’t her server, he took initiative to refill her coffee and offered to show her around town.
YEARS MARRIED: 26 years
MICHAEL: General Manager of Handyman Concrete
SERVING THE COMMUNITY: Michael has served as a soccer coach for over a decade with the YMCA and other local youth organizations. Jennifer has many years of service with the Greater Frederick American Advertising Federation (AAF). She is a Rotarian, a board member of the Downtown Frederick Partnership and on the Board of Advisors for Hood College. Michael and Jennifer served together as Scout Leaders when their boys were young.

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— Jennifer Gerlock
“‘Not for ourselves alone are we born’...When I think of my husband, I always think of this quote by Cicero because he is always thinking of others first.”

TONY & JENNIFER CHECCHIA TONY: Owner/Broker of VCRE.CO JENNIFER: Registered Nurse at Meritus YEARS MARRIED: 16 years CHILDREN: Kayla, Brianna, Lucas and Gianna HOW THEY MET: Tony grew up in Frederick and Jennifer is originally from Houston, TX, and moved to Middletown, MD during her teen years. They initially met as colleagues when they worked together at Frederick Land Company, and reconnected years later at a party. Their first official date was at Dave & Busters, followed by a movie—Shrek. SERVING THE COMMUNITY: Tony and Jennifer work together to serve the Frederick community. Tony, a Rotarian for 22 years, is a charter member of the Key City Rotary Club that launched in July 2022. Tony is also the Founding Chairman of the Frederick Sports Mural in collaboration with artist, Yemi Fagbohun, to paint the largest sports mural (celebrating 125 years of local history in more than 30 sports and recognizing five coaches and 250 athletes) on the back wall of Harry Grove Stadium. SPECIAL THANKS TO THE MANY TALENTS THAT WENT INTO THE CREATION OF THIS SHOOT: Venue: Ceresville Mansion @ceresvillemansion | Attire: Deja Vu Boutique @shopthevu118 Hair & Make Up: Glam Bridal Beauty @glambridalbeauty | Nails: Rose Nails Spa @rosenailsspa INSPIRED BY | LIFE + CULTURE34

Steve Barber Managing Director Cell: 301.442.4261 Office: 301.329.0342 sbarber@supportingstrategies.com Ready to learn how you can strengthen your business? Visit supportingstrategies.com Focus on your business. We’ll focus on the books. Make informed decisions with professional bookkeeping and controller services. • Make informed decisions with real-time financial data. • Benefit from a premier team of U.S.-based professionals. • Reduce risk with staffing coverage plus checks & balances. • Count on financial systems that efficiently scale as your business grows. MarylandNorthwest By working with Supporting Strategies, you’ll be able to: Get started today OUR FULL SUITE OF SERVICES INCLUDES ACCOUNTS PAYABLE, ACCOUNTS RECEIVABLE, BOOKKEEPING, FINANCIAL ANALYSIS, PAYROLL ADMINISTRATION & MORE. BUILD BETTER Meticulous Craftsmanship. Great Client Experiences. 301.748.2448 | northmarketconstruction.com | BV @northmarketconstruction 31-D301.845.2300EastFrederickSt,Walkersville, MD www.SalonAllureLLC.net@SalonAllureLLC V PROUDLY CREATING A Custom SALON EXPERIENCE THAT RESPECTS YOUR HEALTH, THE INTEGRITY OF YOUR HAIR, AND OUR BEAUTIFUL EARTH 35| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022









Divorce | Custody | Child Support Separation Agreements | Prenuptial Agreements Adoptions | Estate Planning | Estate Probate – Ryan M. –Meaghan L. Delawter, Esq. Owner Request an Appointment www.delawterlaw.com301-732-4970 Top 50 under 40 SuperLawyer (3 Consecutive Years) Best of the Best Frederick Winner “A passionate and dedicated lawyer who does whatever it takes to get the job done the right way. I don’t have enough positive words to say about Meaghan and her drive to make a difference.” 301.682.2480 50 CARROLL CREEK WAY SUITE 110, FREDERICK, truthandbeautymd.comMD LunchDinner LUNCH SATBRUNCHDINNER&&SUN11-4Come visit us on the Creek this fall! 36








Give us a call today to discuss your outdoor needs. 301-865-5656 Family Owned & Operated Since 1989 FrederickLandscaping.org Maintain.Design.Build. A full service, one stop shop to bring your landscaping dreams to life. 37| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022





WHERE EXQUISITE FINE ART AND DETAILED STORYTELLING COLLIDE MAKER’S STUDIO | STYLE + BEAUTY INBLOOMJEWELRY ARTICLE BY ARLISS VELDHUIZEN | PHOTOGRAPHY BY EMPIRE PHOTOGRAPHY 38



39| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022

What began purely as a creative outlet has blos somed into a custom jewelry design company that simultaneously allows Stacey to serve people in a deeply meaningful way.
“We had a garden, we canned, we froze, we sewed–I sewed all my prom dresses. So we were makers–two teachers with four girls. We made things; it was just how we were raised.”
CONTINUED > MAKER’S STUDIO | STYLE + BEAUTY40
When she returned to Maryland to earn her Masters in Social Work, she continued to study and hone her skills, and one day, her passion for jewelry making and goldsmithing won out. She went all in—and her suc cess was incredible. From a booth at Eastern Market in D.C., to wholesale, to trade shows, to retail, Stacey had found her path, enabling her creativity to take expression in a variety of jewelry-making settings and to make a living doing what she loved. Stacey later returned to school to gain additional technical, fine jewelry skills and began taking on custom projects. Instead of strictly sticking with silver metals, she switched gears and dove into the world of fine jewelry, working with fine gemstones, diamonds and the like. Seven years later, InBloom was born! Stacey now combines her creative skill, experience and passion for serving others to create meaningful, personal jewelry.
A fourth generation native of Frederick, Stacey was born into a family of makers. Raised by parents who were raised on farms, Stacey and her three sisters learned creating as a fundamental aspect of the dayto-day. Inheriting life skills that required hands-on, from-scratch tasks and a hard work ethic, creativity became second nature to Stacey.
Having begun dabbling in beading over the years, Stacey’s interest in jewelry had already been bloom ing—and now she’d discovered a whole new level of jewelry-making. She continued to work with her new found teacher, learning techniques such as soldering, cutting and forming metal.
“My parents were educators...they were civil ser vants and really involved in the community…” she shared. Watching them serve others in their various roles inspired Stacey’s own passion for people and she applied for the Peace Corps. Teaching fish culture in Gabon, Africa for two years, seeds were planted that were quietly cultivating an entrepreneurial spirit and setting her on a creative path. When Stacey returned to the States, a combination of culture shock and the vastly different life stages of friends around her rendered it a difficult transi tion home. Eventually, she headed to El Pueblo, New Mexico where she began working as a social worker— but things took an unexpected turn that would alter her trajectory when she met a local goldsmith.
“We had a garden, we canned, we froze, we sewed–I sewed all my prom dresses. So we were makers–two teachers with four girls. We made things; it was just how we were raised. Making things was nothing for me—I could make it better than I could buy it,” Stacey shared. Still, creativity isn’t all her parents passed down to Stacey.
InBloom has a team of passionate women who devote their expert skills to create one-of-a-kind jewelry for clients. With a thoughtfully-created design process—which they’ve dubbed their “co-creative” process—they work with clients over the course of three scheduled meetings to create the piece of their dreams. From start to finish, the For Stacey Krantz, the long-term vision she had for her life took a few turns. Completely changing trades down the road, where she has landed is better than she could’ve imagined. Still, a deep-rooted affinity for people can be traced through every change in direction and remains stronger than ever in a uniquely creative way.
41| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022











Aside from their commitment to telling the client’s story, that’s not the only constant throughout the design process. At InBloom, every single stage of develop ment is completed in-house.
Krantz is an inspiring example to stay true to your passions, and for her, those passions are people and cre ativity. InBloom is the overflow of her skill and heart—and the whole team shares the vision. InBloomJewelry.com
That’s because for InBloom, it’s not “just” jewelry design. Holding true to her passion for people, Stacey puts it this way: “…we’re helping people to honor and rebuild something that’s theirs…when I first started working…it was very transac tional…it was less of a commit ment...this is more in depth, and there’s more at stake…we’ve both got skin in the game…so to me, it’s gotten deeper. It’s gotten more relational, and I love that too…”
In addition to their unmatched custom jewelry design services, InBloom also provides multiple collections of jaw-dropping, ready-made pieces to purchase in Staceystore.
MAKER’S STUDIO | STYLE + BEAUTY42
client voice and opinion is of the highest priority through each stage of its development.
Think: scratch kitchen vs. chain restaurant. Each step is done in the Frederick studio, from the sketch and CAD model, to casting, to stone setting, to polishing. There’s no question that each piece is made with care and expertise as the very people working closely with each cli ent to catch their vision are the same people working to bring each piece to life.


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GREAT BETTERQUALITY.PRICES. ThompsonFlooringMD.com240-625-4543 Tom Welsh, Roland Thompson & Robert Hargis 7104 Kehne Rd. Frederick, MD 21702 Mid-Atlanti c FloorCoveri n g A s s o c noitaiRESIDENTIALDEALEROFTHEYEAR voted by manufacturersdealersother& Grow your relationships, increase your influence and improve your business skills with the Frederick County Chamber of Commerce! Visit us online to learn more about membership: FrederickChamber org Grow your network Increase Your Skills. Influence Your Community. 44






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COME FOR THE GAME, ENJOY THE ART, STAY FOR FIREWORKS MUST SEE | SPORTS + RECREATION ART IN THE PARK 46


Art in the Park is an annual event in its 16th year, in which the Frederick Arts Council partners with the Frederick Keys baseball team to host an art-themed night at Nymeo Field at Harry Grove Stadium.
Art in the Park 2022 will take place on Friday, September 2nd. Gates open at 6:00PM. Game time is 7:00PM. FrederickKeys.com
47| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022
ARTICLE BY KRISTEN WOJDAN PHOTOGRAPHY PROVIDED BY THE FREDERICK KEYS
Frederick Keys players wear artist-designed limited edition jerseys, player-decorated baseballs are available at silent auction, plein air painters provide demonstrations around the park and kids enjoy creative activities. This fun, family-friendly event brings together sports fans and art aficionados for a colorful night at the ballpark. And, be sure to stay for the fireworks show following the game!


MAKE YOUR HOME A COMPLETE INTERIOR DESIGN SERVICES including Furniture, Accessories, Lighting, Window Coverings, Rugs, and DreamHouseStyle.comDOWNTOWN102301.360.0680More!EPATRICKSTFREDERICK HELPING FAMILIES CARE FOR LOVED ONES “SHEPHERD’S STAFF IS THE GOLD STANDARD OF HOME CARE. I have spent the majority of my career in the Home Health industry and can say Shepherd’s Staff does every thing RIGHT; they are all well trained, reliable, accountable, easily accessible, extremely caring, courteous and respectful. Thank you Angela and your entire staff." Res p ect • tilibiCompassion•ResponsyfoP•ytirgetnIressionalism•Personal hygiene, bathing & dressing Light CaringMedicationMealhousekeeping&laundryplanningMemorycareremindersErrands&incidentaltransportationcompanionship ANGELA MARTIN owner 301-304-9143 • SSIC.NET CLEANINGSANDRA’SANDORGANIZING Get Your Home Clean, Organized, and Ready For Fall! • (240) 626-4768 • www.SandrasCleaningAndOrganizing.com Find us on Facebook! B SERVICES Deep Cleanings•Regular Cleanings•Organization Window Cleanings • Cabinet Cleanings Carpet Cleanings • Fridge & Oven Cleaning Garage Cleanings & Organization 48









CALL 301.662.5015 OR VISIT GENTLEMENSCHOICEBARBERSTYLIST.COM 1219B W. PATRICK ST., FREDERICK, MD 21702 EST. 1972 Walk-Ins or Appointments Stop by and see us for a fresh haircut! THANK YOU FREDERICK! CE L E B R AT I N G 50 50 Y E A R S “J e r k N ’ J i v e i s w h a t Fr e d e r i c k n e e d e d T h e r e g g a e m u s i c , t h e c o m f o r t a b l e d i n i n g r o o m , t h e b a r i t ’s a g e m o f a r e s t a u r a n t ” - Russ Clark Try Rum“Marley”aFlightToday! PRICE DAILY SPECIALS1/2 Saturday + Sunday Reggae Brunch 11am-3pm | Bottomless Mimosas 490 Prospect Boulevard • Frederick, MD 21701 @jerknjive VB jerknjivebar.com 301-835-7403SCANHEREFORMENUBurgersMonday TuesdayTacos WednesdayFriedChicken ChickenThursdayCurry 49| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022









ExperienceScottsdale This Sprawling Luxury Hotspot in the Stunning Sonoran Desert is Total Vacation Inspiration Photography by @coupleyfitt @lindsayborgphotogrpahy+ TRAVEL JOURNAL | TRAVEL50

Scottsdale’s famed Sonoran Desert is the perfect backdrop for outdoor activities and adventures like hiking, horseback riding, mountain biking, off-road Hummer and ATV tours, river rafting, kayaking and more. Scottsdale enjoys more than 330 sunny days each year, which means pool season runs year-round. Go up, up and away in a hot air balloon with Rainbow Ryders Hot Air Balloon Company. And, The Desert Botanical Garden’s trails introduce you to thousands of arid-land plants from around the world, as well as chang ing exhibits of large-scale art.
• 3 nights at Omni Scottsdale Resort & Spa at Montelucia ($2,000 value) $150 resort credit to Omni Scottsdale Resort & Spa at Montelucia 2 Spa Day Passes at Joya Spa at Omni Scottsdale Resort & Spa at Montelucia Hot Air Balloon Flight for 2 with Rainbow Ryders ($550 value) General Admission passes to Desert Botanical Garden ($60 value)
Old Town Scottsdale is the heartbeat of this city. You’ll find a wide selec tion of shops, restaurants, art galleries, bustling bars and nightclubs, as well as contemporary public art installations, world-class museums and historic sites from the late 1880s. With more than 200 golf courses in the area including high-caliber competi tive courses like TPC Scottsdale, Troon North and Grayhawk, you’re sure to enjoy the round of a lifetime in "The World's Finest Golf Destination.”
$2,610 SCOTTSDALE GETAWAY FOR 2 INCLUDES:
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City Lifestyle and Experience Scottsdale are giving one lucky winner and a guest the chance to explore Scottsdale, AZ with a uniquely curated hospital ity itinerary filled with three days of complimentary hotel, food, entertain ment and shopping experiences. This giveaway closes on September 30, 2022. The trip must be taken by September 30, 2023. For a chance to win, follow @citylifestyle and @scottsdaleariz on Instagram and tag unlimited friends and family on the September 1st giveaway post for additional entries to win.
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Photography by Chris Banks Scan the code to ENTER to WIN on@citylifestyleatInstagram!
51| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022
Escape to Spanish-inspired luxury at the Omni Scottsdale Resort & Spa at Montelucia , a premier destination for luxury and romance, relaxation and recreation. Take a climb on Camelback Mountain, relax at Joya Spa , kick back at the pool or tempt your tastebuds with culinary delights inspired by Spain and Mexico.WIN A 3-NIGHT GETAWAY TO SCOTTSDALE!
You’ve heard of Scottsdale, you’ve dreamed of Scottsdale, and now it’s time to go to Scottsdale. From the breathtaking beauty of the magnificent Sonoran Desert (and all the outdoor adventures it spawns) to the luxury resorts & spas, shopping & dining, golf courses & botanical gardens, and award-winning museums & arts scene, this central Arizona city is the total package for your new vacation inspiration. This month, our City Lifestyle family of travel enthusiasts are thrilled to collaborate with Experience Scottsdale to introduce an exclusively curated guide to this lively city paired with a GIVEAWAY* opportunity to win a threenight trip for two! Here are some quintessential experiences you won’t want to miss.




DowntownFrederick.org/AliveAtFive SEPTEMBER 2ND - 4TH Frederick Keys Final Fireworks Nights of the 2022 Season
HARRY GROVE STADIUM
EVENTS
The last three days of the Frederick Keys season are packed with fun! En joy "Art In The Park" presented by the Frederick Arts Council on 9/2, get a D.L. Hall Bobblehead presented by Flying Dog Brewery on 9/3 and cheer on the Guns & Hoses Softball Game on Fan Appreciation Night on 9/4. And, of course, stay for the Fireworks! FrederickKeys.com
SEPTEMBER 2022 events
KITCHENS & BATH | ADDITIONS BASEMENTS | IN-LAW SUITES SUNROOMS | DECKS & MORE 8415 Progress Dr Ste D in Frederick (240) 651-5096 | DormanHomeRemodeling.com Visit our showroom! Dorman Home Remodeling, Inc. MHIC 44942-01 VA Class “A” Contractor Beauty is Within Thank you for voting us FREDERICK'S BEST 2022! 52
SEPTEMBER 3RD Paint UnderPartythePavillion SOUTH MOUNTAIN CREAMERY 12:00 PM A fun and easy workshop that will take guests step-by-step in creating a masterpiece! The South Moun tain Kitchen food truck will be onsite, and there will be beer and wine available for purchase. Bring the family and plan a day at the farm. Enjoy the playground, calf barn and
A curated selection of the most intriguing upcoming events in our area.
SEPTEMBER 1ST, 8TH, 15TH, 22ND, & 29TH Alive @ Five CARROLL CREEK AMPHITHEATER Alive @ Five is Downtown Freder ick Partnership’s largest fundraiser of the year. These events are made possible by sponsors and volun teers, and all proceeds are reinvest ed into the Downtown Frederick community. Alive @ Five is an out door happy hour every Thursday from 5-8pm. All events are 21+ only, $5 entry + $5 drinks. Food available for purchase on site.







URBANA ADVANCED AESTHETICS 3532URBANAAESTHETICS.COMDURBANAPIKEFREDERICK301-363-5543 SERVICES September Specials 1 5 % O F F O F C O 2 L A S E R T R E A T M E N T S CONSULTATIONS • FACIALS • INJECTABLES LASER TREATMENTS • PDO THREADS LASH & BROW SERVICES • CONCIERGE SERVICES IV VITAMIN INFUSIONS • HORMONE THERAPY 2 5 % O F F O F P D O T H R E A D S the Nigerian Dwarf goats! Tickets are $45/person (supplies included). SouthMountainCreamery.com SEPTEMBER 3RD - 5TH, 10TH & 11TH Sunflower Festival at Summers Farm SUMMERS FARM Enjoy the beautiful 8-acre sunflower field with thousands of sunflowers in bloom! There are over 35 differ ent varieties and colors making ev ery sunflower unique. Take photos as you walk through and pick your own sunflowers at Summers Farm’s 3rd Annual Sunflower Festival. (Tick ets: $19.50 online, $22.50 at gate) SummersFarm.com SEPTEMBER 8TH-11TH (RECURRING DAILY) Sts. Peter & Paul Greek Festival STS. PETER & PAUL GREEK ORTHODOX CHURCH The Sts. Peter & Paul Greek Festival celebrates Greek customs, food, and culture. Experience authentic Greek cuisine, live music and tradi tional dance performances by the Parathosi Dance Troupe. Featur ing vendors of beautiful Greek art, jewelry, books, religious icons and more. There's fun and entertain ment for the whole family! Free ad mission, free parking and open rain or shine. StsPeterPaul.net SEPTEMBER 10TH 40th Annual In The Streets Festival DOWNTOWN FREDERICK & CARROLL CREEK PARK | 11:00 AM The 40th annual In the Streets fes tival includes four stages of live entertainment and nine blocks of themed fun, including areas high lighting children's activities, local art organizations, regional artisans, history and sports! And, don't miss the Craft Beverage Experience lo cated on Carroll Creek Linear Park from Noon - 5 PM, featuring live music, food and selections from lo cal breweries and distilleries. CelebrateFrederick.com CONTINUED > 53| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022



The Great Frederick Fair
SEPTEMBER 30TH St. John Regional Catholic School Golf Tournament
TheGreatFrederickFair.com
SEPTEMBER 16TH - 24TH
BirthingCircle.org/Birth-Babies-Fair
MUSKET RIDGE GOLF COURSE
The 24th Annual Monsignor Ech le Memorial Golf Tournament will be held at Musket Ridge Country Club on Friday, OCTOBER 14th. All levels of golfers are encour aged to participate as each four some will be playing their best ball. Registration starts at 8 A.M. with a 9 A.M. shotgun start. Cart, greens fees, range balls, breakfast, lunch, contest, raffle and prizes are included. Register your four some by the end of September!
SJRCS.org/GolfTournament Want to be featured? Get in touch by heading over to our landing page to connect: CityLifestyle.com/Frederick
SEPTEMBER 18TH Birth & Baby Fair BAKER PARK | 10AM Hosted by The Birthing Circle, the highly attended Birth & Baby Fair is back and filled with edu cation and entertainment for the whole family, including opportu nities to connect with local busi nesses and community resources that cater to all things pregnan cy and parenting. Enjoy food trucks, workshops, yoga, Mr. Jon & Friends musical act and more!
EVENTS EVENTS CONTINUED Enjoy Contemporary American cuisine in a comfortable, elegant atmosphere. Upscale Dining Experience / Casual Patio Dining / Happy Hour 4424A URBANA PIKE FREDERICK, MD 301-846-4204 / MONOCACYCROSSING.COM WEDNESDAY NIGHTS Burgers + Brews THURSDAY NIGHTS + ALL DAY SUNDAY $10 Off All Wine Bottles WEL C O M E TO Experience MONOCACY CROSSING THIS SUMMER 54
FREDERICK FAIRGROUNDS Frederick County's single largest event, featuring 18,000 compet itive exhibits, ranging from live stock, home arts, farm & garden to 4-H/FFA. A premier showcase for agriculture and education. Daily from 9AM-10PM.






S A N D R A H O F M E I S T E R O W N E R $ 5 0 0 O F F S I N G L E F A M I LY H O M E S $ 2 5 0 O F F T O W N H O M E S W E D O R O O F I N G R I G H T Y O U R L O C A L F R I E N D LY R O O F E R i n f o @ a n s c o n s t r u c t i o n n e t w w w a n s c o n s t r u c t i o n n e t F I N A N C I N G A V A I L A B L E n e e d a n e w r o o f ? S A V E N O W ! 3 0 1 7 0 3 2 1 5 7 55| CITYLIFESTYLE.COM/FREDERICKSEPTEMBER 2022





Listing provided by Bright MLS. This reflects a 30 day time period prior to our print deadline. Information deemed reliable but not guaranteed. Top 10 Homes SOLD IN FREDERICK In a tough market you need an expert to guide you through the process. Who you hire matters. Let me exceed your expectations! Call or text me today and let’s get started on your goals. RANKED THE #1 GROUP AT LONG & FOSTER FOR NUMBER OF HOMES SOLD IN 2021! YOUR HOME IS MY PRIORITY INC. MAGAZINE’S 5000 LIST OF FASTEST GROWING COMPANIES IN THE COUNTRY! DOUG GARDINER REALTOR ® Managing Partner Cell : WWW.MARYLANDEXPERTS.COM301.404.6494 THE MARYLAND GROUP OF LONG & FOSTER REAL ESTATE INC. 877-498-8722 | 5301 Buckeystown Pike, Ste. 250, Frederick REAL TRENDS RANKED #1 LARGE TEAM IN MARYLAND #5 IN THE USA FOR NUMBER TRANSACTIONS!OF NEIGHBORHOOD BED BATH DOM %SOLD/ORIG ORIGINAL PRICE SOLD PRICE 6835 HOLTER RD 5 5 10 100% $1,490,000 $1,490,000 10503 WHISKEY RD 6 6 27 92% $1,499,999 $1,375,000 315 GROVE BLVD 5 4 3 102% $1,175,000 $1,195,000 4101 TOTTENHAM ST 5 6 8 95% $1,200,000 $1,135,000 11795 RIDGEWAY CT 4 4 3 100% $1,000,050 $1,000,000 3370 BASFORD RD 4 4 4 100% $999,999 $1,000,000 13507 PRIMAVERA DR 6 5 27 103% $960,000 $990,000 4008 BROADSTONE ST 4 4 6 110% $875,000 $961,000 9211 SHAFERS MILL DR 4 5 7 108% $885,000 $960,000 4321 GENE HEMP RD 6 6 18 100% $949,900 $949,900



Move with confidence! Get into your dream home with member-exclusive benefits and top-notch support from start to finish. • $500 Closing Cost Assistance1 • Financing up to $3 Million • 30-Day Close Guarantee2 • Average Savings of $3,000 through HomeAdvantageourprogram3 Make Yourself at Home in Frederick Lafayette Federal membership required. 1Offer valid for one $500 closing cost credit towards a Lafayette Federal Mortgage Loan. Lafayette Federal Checking and Qualified Direct Deposit required. Qualified Direct Deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic income payment of at least $500 into a Savings or Checking Account on a month-to-month basis made by an outside organization or agency. 2Valid on purchases only. Guaranteed to close within 30 days of application or scheduled contract date, whichever is later. Guarantee is void if delay is caused by a member or party other than Lafayette Federal. $250 closing cost credit will be issued for each day beyond the eligible deadline ($2,000 maximum applies). Other restrictions may apply. 3Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you. $5 minimum balance required to open and earn 2.04% APY (Annual Percentage Yield) on LFCU Checking Account balances up to $25,000 and 0.025% APY on Checking Account balances over $25,000. Please visit LFCU.ORG/2FOR22 for full Checking Account requirements. Rates current as of June 1, 2022 and subject to change without notice. Your savings are federally insured up to $250,00 by NCUA. LFCU NMLS #464425 Serving Frederick, MD and surrounding areas Office 240-292-5584 Cell: 202-603-7248 lgrabowski@lfcu.org
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Here are some of the hat trends spotted at Autumn/Winter 2022 Fashion Weeks. It will be so hard to choose just one. Looks like we’ll be “wearing many hats” this season! THIS
NEWSBOY: Made out of wool and providing a small brim over the eyes, this hat is called by many names (page boy cap and newsboy, just to name a few). The timeless shape can improve any outfit.
4.1. 5.2. 6.3. 58
SEASON 2022 Fall/W inter Hat Trends
FUR HATS: Fuzzy and furry is hot this year! Look for warm and furry details on hats, shoes, purses and more.
ARTICLE BY KRISTEN WOJDAN TIP YOUR HAT TO THE TOP HAT TRENDS
BUCKET: An easy way to cover up messy hair, bucket hats with many different textures found themselves on the 2022-2023 runways. Think leather, water-proof and even fur.
BEANIE: A forever-perfect hat trend for fall and winter, beanies are simple, casual, warm, practical and easy to create.
FASHION FORWARD | STYLE + BEAUTY
FEDORA: Once considered only a man’s hat, fedoras are more prevalent in womenswear this season. Super trendy and fun with almost any outfit.
BERET: Berets are the perfect way to elevate any outfit with a little Parisian flair. Many designers are resurrecting this popular hat.






100 E. PATRICK ST, FREDERICK, MD 21701 301.835.7929 | www.InBloomJewelry.com CUSTOM DESIGN | HEIRLOOM REDESIGN | ETHICALLY-SOURCED DIAMONDS WEDDING AND BRIDAL JEWELRY | CUSTOM MEMO RIAL JEWELRY


