Conejo Valley, CA March 2021

M A R C H 2 02 1

March Forth!

TR AV E L D RE A M G E TAWAYS LI F E + C U LTU R E 2021 M O N E Y M AT T ERS C OVI D REL I EF G R AN T S W E LLN E S S K HAN NA VISI O N I NS T I T U T E

“Our need toto provide provide “Our beautiful beautiful new new space has everyt hing we need our clients clients wit wit hh t he best service we can!” our ---Jill JillHaney Haney Jill Haney VP Branch VP /// Branch BranchManager Manager VP Manager Forover over45 45years, years,Montecito Montecito Bank Bank & & Trust Trust has has For For over 45 years, Montecito Bank & proudly served our Central Coast communities. proudly proudlyserved servedour ourCentral Central Coast Coast communities. communities.

Our friendly bankers invite you to stop by by and and Our Ourfriendly friendlybankers bankersinvite invite you you to to stop stop seeour ournew newand andimproved improved Westlake Westlake Branch!

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Thinking about selling your home this year?

Rosemary can give you advice on improvements that will highlight your home’s strengths, downplay its weaknesses and appeal to the greatest possible pool of prospective buyers.

Although the structure itself is often the deciding factor, many steps must be taken to enhance your home’s features and increase the likelihood of it selling faster.

The annual Woman of the Year celebration is sponsored every year by the California Legislative Women’s Caucus as part of the Women’s History Month I am flattered to receive this honor and be placed in such distinguished ranks as those of the past honorees. These women exemplify courage, dedication and a determination to build a better quality of life for our community, helping future generations face the challenges that are put in front of them. I am honored to be working alongside some of the most passionate community advocates and change-makers in California without which none of my goals could have been accomplished.

Let Rosemary use her award winning techniques to introduce a qualified buyer to your home. Innately understanding the finer points of caring for clients with high net worth, and even higher expectations, Rosemary masterfully unites sellers of the finest homes in Ventura County with quality buyers from across the globe.

Voted Readers Choice BEST Real Estate Agent for 2020

805.479.7653

rosemaryallison@aol.com www.callrosemary.com CalRE #00545184

The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Real estate agents affiliated with Coldwell Banker Residential Brokerage are independent contractor sales associates, not employees. ©2020 Coldwell Banker Residential Brokerage. All Rights Reserved. Coldwell Banker Residential Brokerage fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Owned by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC. Cal RE Lic .#00545184.

Most breathtaking estate in Santa Rosa Valley; On a clear day you can see forever 12082 Presilla | 4 beds | 3 baths | Santa Rosa Valley | $1,699,000 | 12082Presilla.com

On a Clear Day You Can See Forever from one of the most breathtaking estates in Santa Rosa Valley with elevated sweeping panoramic views all the way to the Channel Islands. Located high atop Santa Rosa Valley’s uppermost ridge, this secluded ultra-private gated estate provides custom details everywhere including vaulted beam ceilings, custom woodwork and travertine flooring. This remodeled home evokes classic Santa Barbara with the ease of single level living providing 3 ample sized bedrooms plus an office, elegant in design, ideal for formal entertaining and comfortable family living. Just off the gourmet kitchen is a set of doors that open out onto a dining and lounging terrace with cross-canyon views. The whole house unfolds to the views and the outdoor living spaces. Primary bedroom suite with luxurious remodeled bath and large walk-in closet. The office has elegant wood panel walls, built in bookcases and views. An outdoor patio area with fountain and fireplace lends itself to a relaxing, ultra private spa like experience. Property is approx. 5 acres, with plenty of southern exposure space that is ready for a private orchard or vineyard. A beautifully finished three car garage with cabinets and epoxy floors, additional RV parking and a large area adjacent to a rear private driveway has been used in the past for horses where a tackroom /shed currently exists and is ideal for a multitude of other uses.

Coldwell Banker Realty 805.479.7653 | rosemaryallison@aol.com | www.callrosemary.com |

CalRE #00545184

Beautiful single story Bridlewood home in Santa Rosa Valley

12425 Saddleridge | 4 beds | 3 baths | Santa Rosa Valley | $1,229,000 | 12425Saddleridge.com Enjoy living in this single story Bridlewood home!

Meander the front walkway and enter into this spacious and inviting home with 4 bedrooms, plus office, 3 baths and views from almost every room.

Enter to an open and airy Living Room featuring vaulted ceiling and fireplace with adjacent Dining Room. Enjoy the Kitchen with wood cabinets, large center island that opens to the Family room with sliding doors. Dine al fresco on the outstretched patio. Retreat to the Master Bedroom with its sitting area. Master Bathroom features two separate vanities, soaking tub, beautiful shower and two large closets. Three other bedrooms are nicely sized bathroom. 3 car attached garage. RV access and a community that includes equestrian trails, arena and picnic area. Single story homes like this don’t come around often so seize the day and live where you dreamed of living!

Spanish Hills Opulence Beyond your Wildest Imagination

750 Camino Tierra Santa | 5 beds | 5 baths | Camarillo - Spanish Hills | $3,499,000 | 750CaminoTierraSanta.com Nestled in the Camarillo Foothills adjacent to the Spanish Hills Country Club and facing the Pacific Ocean is the most extraordinary estate in all of Ventura County. Huge $500,000 price reduction. All offers considered. One of a kind villa, mere words cannot describe this breath-taking property. With over a million dollars invested in fine custom finishes worthy of the finest Italian palazzo and a million dollars devoted to hardscape, pool and water features, it took over 3 years to construct and would cost over $7,000,000 to replace today. Expansive gates open to a 30 car courtyard. Over 30,000 feet of stone in nearly 10,000 square feet of sumptuous living space. This includes 1,153 square feet of garage space, 521 sq. guest house. Estate is graced with 2.75 acres of views, all built with exquisite taste & attention to every detail for the most discerning eye.

Luxurious, exquisite, master bedroom downstairs, there is over 600 feet of panoramic frontage spanning from the Conejo Mountains to Point Mugu State Park to the Pacific Ocean, including the striking views of the Channel Islands.

Jet setters will appreciate the close proximity to the private Camarillo Airport which can be seen from the property just minutes away. This is one of the finest estates ever offered in Ventura County.

The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Real estate agents affiliated with Coldwell Banker Residential Brokerage are independent contractor sales associates, not employees. ©2020 Coldwell Banker Residential Brokerage. All Rights Reserved. Coldwell Banker Residential Brokerage fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Owned by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC. Cal RE Lic .#00545184.

Spectacular Grande Mediterranean estate home with pool

11557 Barranca Rd | 6 beds | 5.5 baths | Santa Rosa Valley | $1,899,000 | 11557barranca.com Huge Santa Rosa Estate home with Pool, pool house, koi pond Drop Dead Gorgeous. Spectacular Grande Mediterranean estate. Main residence has approx. 6 Bedrooms, 5.5 baths PLUS additional approx. 600 sq. ft. separate detached guest quarters/pool house with fireplace and second outdoor kitchen area with stainless steel barbecue. Gourmet chef’s kitchen - Madera Gold granite counters w/full backsplash, Viking Stainless stove, separate Sub Zero double Refrigerator and Freezer, Convection Bosch ovens, Bosch dishwasher, Franke triple Stainless Sink and separate Butler’s Pantry. Spacious family room with gleaming Red River Angelina wood flooring, huge, game room with bar and ample room for pool table, card table plus, an impressive library with floor to ceiling bookcases, crown moldings, breakfast room, butler’s pantry formal dining with alfresco dining area. Downstairs bedroom/housekeeper’s quarters. Upstairs there are 5 bedrooms, including dramatic master suite with luxurious remodeled bath with rich Red Sienna Bordeaux granite, two walk-in closets. Grounds include Pebbletec and Tiled Pool/Spa, new equipment, 2 new BBQ’s and tile, Remote control Pentair Water Dancing Lights, huge grassy area, BBQ center, serene concrete Koi Pond with Waterfall.

Coldwell Banker Realty 805.479.7653 | rosemaryallison@aol.com | www.callrosemary.com | CalRE #00545184

The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Real estate agents affiliated with Coldwell Banker Residential Brokerage are independent contractor sales associates, not employees. ©2020 Coldwell Banker Residential Brokerage. All Rights Reserved. Coldwell Banker Residential Brokerage fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Owned by a subsidiary of NRT LLC. Coldwell Banker, the Coldwell Banker logo, Coldwell Banker Global Luxury and the Coldwell Banker Global Luxury logo are registered service marks owned by Coldwell Banker Real Estate LLC. Cal RE Lic .#00545184.

Santa Rosa Valley Tuscan Inspired Estate

2860 Las Brisas | 5 beds | 4.5 baths | Santa Rosa Valley | $1,899,000 | 2860LasBrisas.com Conceived of the drama & the romance of an exquisite one-story Tuscan inspired Estate, spanning over 4600 square feet, located on over an acre in the exclusive gated Las Brisas neighborhood of Santa Rosa Valley. Distinguished architectural bearing & the use of enduring gleaming wood flooring throughout. Remodeled gourmet island kitchen with stainless appliances, granite kitchen counters. Fireplaces in family room, primary suite, and living room. This architectural masterpiece offers 5 bedrooms, 4 full baths and powder room. Exhibiting extraordinary craftsmanship, and a stylistic confluence of modernity and sophistication that redefines all expectations including a show stopping temperature-controlled wine cellar. The masterful architecture offers luxury designed to seamlessly combine indoor and incredible outdoor living spaces with gorgeous bi-fold doors. The primary bedroom suite indulges the owner, with an enormous walk in closet, fireplace and luxurious remodeled bath, with huge separate shower. Rear yard replete with resort pool with spa, waterfalls, gas firepits, gazebo, garden with fruit trees, wine vineyard, custom made pizza oven and bocce ball court. Oversized 3 car garage and RV access. This is truly one of the most unique properties to grace the Santa Rosa Valley.

Coldwell Banker Realty 805.479.7653 | rosemaryallison@aol.com | www.callrosemary.com |

CalRE #00545184

LIFESTYLE LETTER

MARCH 2021 PUBLISHER

Ben Malkin | Ben.Malkin@LifestylePubs.com Robin Chesler | Robin.Chesler@LifestylePubs.com

March Forth…

EDITOR

Tracy Marcynzsyn | Tracy.Marcynzsyn@LifestylePubs.com AD DESIGNER

“THE DAY MAY DAWN WHEN FAIR PLAY, LOVE FOR ONE'S FELLOW MEN, RESPECT

Miranda Williams

FOR JUSTICE AND FREEDOM, WILL ENABLE TORMENTED GENERATIONS TO

L AYO UT DESIGNER

MARCH FORTH TRIUMPHANT FROM THE HIDEOUS EPOCH IN WHICH WE HAVE

Dana Rudolph

TO DWELL. Meanwhile, never flinch, never weary, never despair.” ~ Winston Churchill

CONTRIBUTING WRITERS

I had a lightbulb moment back in January while planning this March issue that inspired

Sue Baldani, Melissa Curtin, Alicia Doyle, Brittney Henderson, Tracy Marcynzsyn, Kim Pagano, Wallace Wys, Lisa Zonder

me to write an editor’s letter. The publishers graciously granted my request, allowing me to rise to the challenge of putting my ideas into action by actually producing something that resembles the genius idea I’d visualized in my mind while showering one

CONTRIBUTING PHOTOGRAPHERS

Wallace Wys

winter morning… okay, afternoon!

Remembering that initial inspiration has proved more difficult than I’d like to admit, however, my personal challenge ironically highlights my message to never give up.

March forth through the darkness and know that you will eventually see the light at the end of the tunnel. During these first months of 2021, the darkest days of 2020’s pandemic and political fallout behind us, it feels like the light at the end of the tunnel is getting brighter. We’re closer to better times and new adventures, illuminated by the truths gained through our trials.

While these volatile days we’ve been collectively and individually experiencing have likely prompted many of us to consider giving up on something—be it a business, relationship, job or friend(s)—as the dark winter gives way to spring, I’m hopeful that we

CORPORATE TEAM CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore

emerge into this new season stronger, with renewed clarity about where we want to

ART DIRECTOR Sara Minor

go and what we want to achieve. Having endured the dark days behind us, our human

OPERATIONS DIRECTOR Janeane Thompson

spirit tried and tested, let’s resolve to march forth toward that ever-increasing light

AD MANAGER Chad Jensen

and live our best possible life.

REGIONAL SALES DIRECTOR Eric Williams

This issue aims to inspire and spark your journey to brighter days ahead. “Daydream

WEB APPLICATIONS Michael O’Connell

Destinations” jump starts planning for your next getaway—maybe a Palm Springs foray to soak in a hot spring or languish poolside, a visit to the magical gardens of Montecito’s Lotusland or a Central Coast cruise for winetasting, exploring nature, shopping, relaxing and of course, eating! So many adventures await!

In “Money Matters,” Morgan Stanley’s Laura M. Raulinaitis lends financial encourage-

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ment and insight for building a secure future, and this month’s Giving Back highlights Covid Relief Grants available for small businesses and nonprofits.

The best is yet to come…

ARIZONA | CALIFORNIA | COLORADO | CONNECTICUT | FLORIDA | GEORGIA IDAHO | ILLINOIS | KANSAS | MARYLAND | MASSACHUSETTS | MICHIGAN MINNESOTA | MISSOURI | MONTANA | NEW JERSEY | NORTH CAROLINA OHIO | OKLAHOMA | OREGON | PENNSYLVANIA | SOUTH CAROLINA TENNESSEE | TEXAS | VIRGINIA | WASHINGTON

ON THE COVER Joshua trees silhouetted, Joshua Tree National Park, Palm Springs, California

PHOTOGRAPHY BY TOM REICHNER 8

Conejo Valley Lifestyle | March 2021

Tracy Marcynzsyn, Editor Proverbs 3:5-6 Conejo Valley Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed

CityLifestyle.com/ConejoValley

via the US Postal Service to some of the Conejo Valley areas’ most affluent neighborhoods.

Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Conejo Valley Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

The heart of your home is about to get a whole lot happier!

COME SEE A WORLD OF DESIGN POSSIBILIT Y OPEN UP TO YOU. (805) 496-6660 | 104 East Thousand Oaks Blvd Thousand Oaks, California 91360 | ThousandOaksFireside.com | Info@ThousandOaksFireside.com

INSIDE THE ISSUE MARCH 2021

FEATURES 20 Granting Relief Local Businesses Queue Up for Covid Funds

26 New Vision Publisher Dishes on PIE In Eye Procedure

32 Dreamy Destinations Take (or Plan) a Little Trip

20 26

40 Financial Forecast Morgan Stanley Lends Insight into 2021

40

32

DEPARTMENTS 8

Lifestyle Letter

12

Around Town

16

Healthy Lifestyle

20 Giving Back 26 Trend Setter 46 Legal Compass 50 Driver’s Notebook 54 Travel Destination 58 Parting Thoughts

Knowledge...Skill...Efficiency...

Pride of Workmanship...

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Escrow Officer/Branch Manager Affirmative Escrow is a member of the American Escrow Association, Escrow Institute of California, California Escrow Association and Ventura County Escrow Association and is licensed by the Department of Financial Protection and Innovation under license No. 96-DFPI-36193.

Affirmative Escrow offers competitive prices and superior service.

AROUND TOWN “It was a really fun time,” says Andrea Gallagher, President of Senior Concerns. “Proceeds went directly to vital services for seniors, including Meals On Wheels, Home Essentials Free Pantry, Free COVID Preparedness Kits, Senior Advocates and our Caregiver Support Center. We have seen a tremendous increase in need during the pandemic from our senior and caregiver community.”

SeniorConcerns.org

STRAWBERRY FESTIVAL SET FOR 2022 The California Strawberry Festival, which had been set for May 15 and 16 at Strawberry Meadows of College Park in Oxnard, is officially cancelled

CELEBRATE NATIONAL AG DAY

and will not be rescheduled for 2021 because of the continuing public health crisis due to COVID-19.

Help Students for Eco-Education & Agriculture

“We know that this will come as an enormous

raise funds for a Farm Fresh Mobile Classroom

disappointment, not only to the thousands of guests

van via online auctions. Farm-to-table dinners, golf

we welcome every year, but also to the sponsors,

outings, restaurant and winery gift cards, bed and

exhibitors, performers, vendors and volunteers who

breakfast stays and gift baskets will be auctioned

help make the Festival what it is,” says Dean Kato,

March 23 through 25, beginning with an online

Chairman of the California Strawberry Festival.

silent auction. Auctioneer Pete Melero will conduct

Organizers look forward to welcoming strawberry

the live online auction on National Ag Day, March

lovers back May 14 and 15, 2022.

25, from 5:30 to 6:30 p.m. Live auction participation is $50 and includes a bottle of wine delivered to the ticketholder's location. SEEAG.org/LiveAuction

CALLING TEENS TOUCHED BY CANCER Are you a teen cancer survivor? Have you helped your loved one with cancer? “Dear Cancer, It’s Me…” 9th Annual High School Essay Contest provides an opportunity for teens to share their cancer stories through writing. High schoolers are encouraged to enter one of two categories: Personal Category (own cancer experience) or Family & Friends Category (your experience with your loved one's cancer). Scholarship opportunities are available. Submit your essay by March 13.

Visit Cancer Support Community Valley/Ventura/ Santa Barbara (CancerSupportVVSB.org) for more information.

RINGING IN THE NEW YEAR Senior Concerns’ Virtual New Year’s Eve Gala featured silent and live auctions, performances

12

by comedians Frances Delorinzo and Don

Would you like to get in touch with us? We would

Friesen and musician Drew Harrison, and recog-

love to hear from you! Contact us at CityLifestyle.

nition of Philanthropists of the Year Joanie and

com/ConejoValley using the Get In Touch link and

Richard Young.

let us know what you think.

Conejo Valley Lifestyle | March 2021

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OAKS CHRISTIAN SUMMER SCHOOL (REGISTRATION OPENS MARCH 1)

• Academic Courses • Enrichment Classes • Online School • Learning Center

Visit www.oakschristian.org for full schedules, registration details, and more information

Oaks Christian Summer Sports Camps www.oakssportscamps.com for full schedule, registration dates and more information

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HEALTHY LIFESTYLE

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Conejo Valley Lifestyle | March 2021

K E E P I N G

D U R I N G

C O N N E C T I O N S

C O V I D - 1 9

ARTICLE BRITTNEY HENDERSON, LMFT

FOR ALMOST A YEAR, WE HAVE BEEN LIVING IN A PANDEMIC

this monthly art subscription box and virtual workshops. Michael

OF SOCIAL ISOLATION DUE TO COVID-19. Genuine human

Gallagher, the founder of HeARTbreak Studios, offers this monthly

connection plays a vital role in our emotional and physical health

box that incorporates mindfulness, meditation, art and other activities

and overall well-being. Social connection has been shown to lower

designed to help you stay grounded and connected during this time.

anxiety and depression, help us regulate our emotions, lead to higher

Each month there is a group meeting led by professionals around the

self-esteem and empathy, and actually improve our immune sys-

globe. A Zoom link is included and groups are recorded so you can go

tems. Resilience, the ability to bounce back, is strengthened through

back and learn time and time again. Find it at MasterPeaceBox.com.

connections and the support around you. Staying connected and

12. STAY ACTIVE! There are online communities committed

interacting with others at this time is more important than ever. If we

to helping people connect and stay physically active during

neglect our innate need to connect, we quite literally put our health

the pandemic. These groups meet virtually and allow individ-

at risk. Luckily, we live in a time in which technological advances

uals with similar goals to connect and support one another.

have provided more ways than ever to stay connected, virtually.

https://blog.zencare.co/virtual-groups-support-connection-

15 WAYS TO STAY CONNECTED DURING COVID: 1. PICK UP THE PHONE. Call a friend you haven’t spoken to in a while. Call family, reconnect.

2. ZOOM/SKYPE. Plan a weekly Zoom or Skype call with family or friends.

mental-health-coronavirus/ 13. TRY THE CALM APP. This mindfulness app is a subscription service with a free trial period.

14. TRY THE WISDO APP. This is a free app that helps connect people who are going through or have been through similar experiences. A great way to stay connected and support one another.

15. CHECK OUT THE PSYCHOLOGY TODAY AND GOOD

3. HAVE A SOCIALLY DISTANCED HAPPY HOUR. Connect

THERAPY ONLINE SUPPORT GROUPS. Many therapists have

with neighbors, pull out your lawn chairs, sit socially distanced and

created virtual groups to help support individuals through the

chat with one another.

pandemic. This is an incredible way to create new connections, to

4. PLAY ONLINE GAMES WITH FRIENDS. This is a great way to stay connected and even create a new community of support.

express yourself, receive support and to feel heard and understood.

Many of these groups are donation-based or free of charge.

5. PLAN A VIRTUAL TOUR OF A ZOO OR MUSEUM. Many zoos and museums offer virtual tours with friends or family. Although the

Remember, take care of yourself. Treat yourself and others with

experience is not the same as being there in person, this is still a

kindness, understanding and compassion. Helping others also helps

great way to “get out” of the house and experience something new.

us. Engage in random acts of kindness. Donate to a food pantry. Many

6. START AN ONLINE BOOK CLUB! Plan weekly meetings.

organizations will pick up canned goods and donations from your

7. WRITE A LETTER. Yes, physically, with a pen and paper, write

doorstep. Although connecting with others may look different during

a letter. Who doesn’t enjoy receiving a letter from a loved one or

this time, it is still possible. Reach out and try new things. Quarantine

someone they haven’t spoken to in awhile?

doesn’t have to equate to loneliness or being alone. With a little bit of

8. CHECK OUT FACEBOOK GROUPS. There are many Facebook

effort, you may actually become connected like never before!

groups dedicated to providing support and helping build and maintain connections during this time of social isolation.

9. ATTEND LIVE VIRTUAL CONCERTS! Have some fun!

10. TAKE AN ACTING CLASS, VIRTUALLY. Express yourself, try

Brittney Henderson is a Licensed Marriage and Family Therapist who

something new and connect with others. This is a great way to meet

has a private practice in Westlake Village. She is offering Telehealth

people, make new connections and have fun!

sessions at a reduced rate or free of charge to help support those

11. ORDER A MASTER PEACE BOX. This self-care monthly art box is delivered to your doorstep. “Create more and stress less,” with

struggling with mental health and stressors due to the Coronavirus Pandemic. Contact her at 805.267.1869.

CityLifestyle.com/ConejoValley

17

GIVING BACK ARTICLE SUE BALDANI

COVID-19 RELIEF GRANT PROGRAM

HELPING SMALL BUSINESSES & NONPROFITS SURVIVE A PANDEMIC

THERE’S NO QUESTION THAT SMALL BUSINESSES

WEV is a member of the California Women’s Business

AND NONPROFITS HAVE BEEN SERIOUSLY IMPACTED

Center network, she explains, which is one of the partner

BY THE COVID-19 PANDEMIC. Boarded-up buildings and

organizations for the California Relief Grant.

closed signs are now a common sight in small and large

“While WEV is not involved in receiving applications, we see

towns across the United States, including those in California.

our role as raising awareness about the grant and answering

“The impact of COVID-19 on small businesses in our

The amounts ranged from $5,000 to $25,000, deter-

hospitality sectors,” says Clare Briglio, the communications

mined by the businesses’ annual revenue: businesses

and business disruption resource director of the Economic

reporting revenue from $1,000 to $100,000 are eligible

Development Collaborative in Camarillo. “Since March of

for $5,000; those earning $100,000 up to $1,000,000 qual-

last year, we have fielded over 14,000 calls from businesses

ify for $15,000; and those with more than $1,000,000 up to

looking for financial assistance and consulting services.”

$2,500,000 in revenue can receive $25,000.

The state’s Small Business COVID-19 Relief Grant

All applications were reviewed; it was not a first-come,

Program is meant to help business owners and nonprofits

first-served type of program. For those who were not

keep their doors open.

approved, or did not apply during the first round, a second,

“The Main Street economy is essential to all economic ecosystems,” adds Briglio. “While larger chains and big

and final, round of applications was accepted between February 2 and February 8.

box retailers have their place in urban environments, small

Businesses that were eligible for these grants were

independent retailers often create the culture of a commu-

scored on various COVID-19 impact factors, including the

nity or at the very least create a ‘spirit of place’. They add a

following [listed on https://careliefgrant.com/]:

sense of belonging and identity.”

1. Geographic distribution based on COVID-19 health

Between December 30 and January 13, the program

and safety restrictions following California’s Blueprint for

cutoff date for the first round of grants, more than 300,000

a Safer Economy and county status and the new Regional

applications were received. Beginning on January 22 and

Stay At Home Order;

for the following 45 days, the approximately $500 million was distributed to approved businesses.

20

questions about the application process,” Urban notes.

area has been devastating, particularly in the retail and

2. Industry sectors most impacted by the pandemic; and 3. Underserved small business groups served by

“The grants do not have to be paid back, so this is, in

the state-supported network of small business cen-

essence, ‘free’ money at a time when many business own-

ters (i.e., businesses majority owned and run on a

ers need it for ongoing business expenses, such as pay-

daily basis by women, minorities/persons of color, and

roll,” says Lysa Urban, marketing manager for Women’s

veterans, and businesses located in low-to-moderate

Economic Ventures in Santa Barbara.

income and rural communities).

Conejo Valley Lifestyle | March 2021

CONTINUED >

CityLifestyle.com/ConejoValley

21

GIVING BACK (CONTINUED)

Women-owned businesses have been dispro-

can to support the small businesses in our community

portionately impacted by the pandemic, explains

and to keep the pressure on our lawmakers to recog-

Urban. And as WEV CEO Kathy Odell says, “Our

nize and address the economic impact the lockdowns

mission to economically empower women has

are having in our communities.”

never been more relevant as we emerge from a year

“The relief grants are important for many of these

when women were devastated by the wide-ranging

businesses as many of them have exhausted their

effects of the pandemic.”

personal savings to keep their businesses open,” says

In January, Governor Newsom called for another

Briglio. “Many have taken loans and have accessed other

$575 million in additional grants for the California

opportunities, but the impact of COVID has been so

Relief Grant Program. If this action is approved, it

long, grants can be a good way of sustaining a business

would bring the total amount of COVID-19 business

that has exhausted all other resources. With additional

relief grants to $1.075 billion.

lockdowns and the length of an unknown period of dis-

“The California Relief Grant is a much-needed

ruption, businesses need all the assistance they can get.”

opportunity for business owners to get emergency

22

working capital to keep their businesses open,” says

To find out more about any upcoming grants or addi-

Nicki Parr, WEV’s associate director of strategic

tional assistance for small businesses and nonprofits,

initiatives. “However, the demand significantly out-

visit CAReliefGrant.com, EDCollaborative.com and

weighs the funds available. We need to do what we

WEVOnline.org.

Conejo Valley Lifestyle | March 2021

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VNSC Announces Expansion of Staff and Healthcare Vascular Neurology of Southern California offers comprehensive and targeted services for a broad range of neurological disorders and diseases. The ever-expanding team of physicians are experts in their respective specialties and can serve a diverse patient population.

Dr. Asif Taqi founded VNSC in hopes of contributing to his community by offering only the best healthcare.

Our practice has extensive reach in the Los Angeles and Ventura Counties, with clinic locations in Thousand Oaks, West Hills, and Antelope Valley. We look forward to dedicating our efforts to help you and your family.

M. Asif Taqi, MD, FAHA

Dr. Taqi is a triple-board certified interventional and stroke neurologist. He is an expert in a wide range of procedures and treatments such as stroke treatment, brain aneurysm embolization, carotid and intracranial stent placement and angioplasty, tumor embolization, kyphoplasty, and brain AVM’s. Dr. Taqi’s most remarkable skill set involves his ability to connect with his patients on a personal level.

Lorne S. Label, MD, MBA, FAAN, CPE NEW ADDITION!

Dr. Label is a board-certified neurologist who has practiced Adult and Pediatric Neurology in the Conejo Valley for over 38 years. Since 1983, Dr. Label has been an attending physician at the Los Robles Regional Medical Center. His areas of expertise include Parkinson’s, multiple sclerosis headaches, dementia, nerve and muscle diseases, head injuries, attention deficit disorder, seizures, and stroke.

Emanuela Sofroni, MD

Dr. Sofroni is a board-certified neurologist who specialized in Clinical Neurophysiology. She is proficient at performing and analyzing electroencephalograms (EEGs) and electromyograms (EMGs). Dr. Sofroni further specialized in the treatment of headaches, stroke, dementia, seizures, epilepsy, multiple sclerosis, sleep disorders, and neuromuscular diseases.

Hisham Salahuddin, MD

Dr. Salahuddin is a board-certified neurologist specializing in neuro-endovascular treatments. He is an expert in the treatment of acute ischemic stroke, carotid stenosis, intracranial aneurysms, and other vascular malformations. He has shown leadership skills throughout his career and is the Director of the stroke program at Antelope Valley Hospital.

V. Raghav Aachi, MD, MS

Dr. Aachi is board-certified in both neurology and vascular neurology. He completed his master’s in Biological Sciences from Portland University, during which he engaged in research pertaining to cardiovascular biology and movement disorders. In practice, Dr. Aachi, performs electroencephalograms (EEGs) and treats ischemic and hemorrhagic stroke, traumatic brain injury, neuropathy, multiple sclerosis, dementia, Parkinson’s, headache, head injuries, and seizures.

Los Robles Regional Medical Center

227 W. Janss Rd., Suite 125 Thousand Oaks, CA 91360

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7230 Medical Center Dr., Suite 600 West Hills, CA 91307

Contact:

P: (805) 242-2884 E: info@vnsc.org F: (805) 242-4885 W: www.vnsc.org

TREND SETTER

PI E B r i n g s N e w L i fe t o V i s i o n

Conejo Valley Lifestyle | March 2021

ARTICLE ALICIA DOYLE

KHANNA 26

YOUNGER SELF AND THROWING AWAY YOUR CONTACTS, PROGRESSIVES AND READERS

BECAUSE

YOU

NOW

HAVE

20/20 VISION THAT EVEN CONTINUES TO IMPROVE THROUGHOUT THE YEARS. A groundbreaking advancement called Presbyopic

menus and seeing my grandchildren’s beauti-

Implant in the Eye—PIE, makes this dream a real-

ful faces while I was doing arts and crafts with

ity. And it can still be performed on those who

them. My husband, Ben, is an incredible home

have had Lasik, PRK or RK, or who have been

chef, but I couldn’t see the delicious food unless

turned down for Lasik.

it was right in front of me. It got so frustrating! I

PIE is directed at people older than 45 who

had the beginnings of cataracts and down the

desire to be free of glasses and contact lenses.

line I would have had to have cataract surgery

In fact, many people aspiring to have Lasik eye

and replacement lenses.

surgery may not know there is a better proce-

So I thought, we’re in a pandemic, and every-

dure available known as PIE. Nearly everyone is

one’s in their homes—this is the time. Ben had

a candidate, with the exception of people with

this procedure done more than a decade ago

advanced glaucoma, macular degeneration or

before it was even called the PIE procedure. He

diabetic retinopathy.

wore glasses as an adult and hasn’t worn glasses

Dr. Rajesh Khanna, founding Medical Director

since—and that was more than 10 years ago

of Khanna Vision Institute, has not only coined the

when it was a new procedure. Because of this,

term PIE, but is a pioneer in the industry. This past

I felt more comfortable doing it. This procedure

August, Dr. Khanna performed the PIE procedure

has progressed and is even better now. So that’s

on Robin Chesler, co-publisher of Conejo Valley

why I did it—the timing was right and I wanted to

Lifestyle Magazine. As a side note, her husband

not be dependent on my glasses anymore.

and co-publisher Ben Malkin underwent the PIE procedure with Dr. Khanna more than a decade

WAS THE PROCEDURE EXPLAINED IN

ago, and his eyes continue to improve to this day.

DETAIL AT THE CONSULTATION?

Here, Robin shares her firsthand experience

The care, even beforehand, was amazing. They

with PIE and how this procedure has given her

explained everything to me in great detail, and

the gift of sight.

Dr. Khanna’s book, Rejuvenate Aging Eyes: The

VISION

IMAGINE HAVING THE VISION OF YOUR

Miracle of PIE, also talks about what to expect WHY DID YOU CHOOSE TO HAVE

from this procedure before, during and after. I

THE PIE PROCEDURE?

have to be the worst patient, but Dr. Khanna

I never wore glasses, then all of a sudden in

and his staff were able to calm my nerves

my 50s, I couldn’t see close anymore. So I had

when I was going through all the preliminary

to have the magnifier and then went into more

procedures to determine the right lens for me.

of a prescription. I needed (glasses) a lot to see

They explained the advantages of Presbyopic

close—for reading on the computer, reading

implants over monovision.

CONTINUED >

CityLifestyle.com/ConejoValley

27

TREND SETTER (CONTINUED)

28

Conejo Valley Lifestyle | March 2021

CALL 805-250-4530 TO ORDER YOUR BOOK WHAT LENS DID THEY CHOOSE? Dr. Khanna ended up doing a multifocal Presbyopic implant. I was already used to a progressive lens with my glasses, so my brain was almost halfway there being able to process change from far to near. So the multifocal was best for me.

HOW DID DR. KHANNA AND HIS STAFF EASE YOUR ANXIETY? Dr. Khanna really does stress how to keep calm, and between him and his staff and the anesthesiologist, they managed to keep me from jumping off of a cliff! I tend to worry a lot, but they did everything they could to keep me calm and manage my expectations.

OOK FREE B FOR LLER h 11t CA

DID YOU SEE PERFECTLY AFTER THE SURGERY? I was told I had to be patient—that I wasn’t going to wake up and all of a sudden see perfectly. It doesn’t work like that. The brain and the eyes have to come together and become compatible. It takes time for the brain to know the message, so I didn’t see clearly right away. But for the most part, I can see great—I can even read a piece of paper with small print, which is huge. The bottom line is, now I can see better.

HOW DEDICATED IS DR. KHANNA TO HIS SURGICAL PATIENTS? Usually, a surgeon will do your surgery, and you’ll see him a couple weeks later and they’ll kick you out the door.

But Dr. Khanna offers free unlimited follow-up visits for a year. Dr. Khanna guarantees that should your vision ever require improvement, enhancement will be at no charge to you. That’s how dedicated he is to make sure his patients aren’t afraid to come back to him. He continues to have a relationship with his patients.

For more information, read Rejuvenating Aging Eyes by Rajesh Khanna, MD, available on Amazon. The Khanna Vision Institute has three locations: 31824 Village Center Road, Suite F, in Westlake Village; 9001 Wilshire Blvd, Suite 306, in Beverly Hills; and 645 Aerick, Suite 2, in Inglewood. Contact them at 805.323.9440, email icansee@khanna2020.com or visit KhannaInstitute.com.

CityLifestyle.com/ConejoValley

29

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DAY DR E A M DE S T I N AT IO N S F OR YOU R N E X T GE TAWAY

WHILE WE MAY BE DEEP IN THE PANDEMIC WITH DAYS BLURRING TOGETHER, WE HAVE AMPLE TIME TO REFLECT, READ, SPEND TIME IN NATURE AND BE THANKFUL TO BE ALIVE. Most of us are craving to be on the “move,” so why not start daydreaming about a future getaway? Below are some jaunts to help inspire your wanderlust and aid in your future memorable adventure, if only in your mind for now.

32

Conejo Valley Lifestyle | March 2021

ARTICLE MELISSA CURTIN

GREATER PALM SPRINGS Just a 2-hour drive from Los Angeles feels worlds away in this desert paradise where Angelenos have come to

moment you arrive. Spot a vintage car parked outside, admire Spanish-style fountains in courtyards with bold murals and relax by one of the three intimate pools.

escape since the Frank Sinatra days. While Greater Palm

Sexy romantic little Korakia Pensione is another hotel

Springs has a much quieter feel currently, its eight dis-

charmer that feels Old World Moroccan. Some of the

tinct cities (Palm Springs, Palm Desert, Rancho Mirage,

Mediterranean-style bungalows come with retro kitch-

Indian Wells, La Quinta, Desert Hot Springs, Indio and

enettes, walk-out patios, artist studio lofts and in-room

Coachella) still offer a diverse exciting experience.

record players, while fire pits and outdoor movie nights

While the area is a mecca for golf and tennis, hiking in the desert terrain is an otherworldly option you won’t

are just some of the perks at this hotel dubbed one of the sexiest hotels in America.

want to miss. Start with the 1.7-mile Tahquitz Canyon

While we also love the Parker Palm Springs,

loop trail on the Agua Caliente Indian Reservation in

Sparrow’s Lodge and the Del Marcos Hotel, check out

Palm Springs. Scramble around smooth boulders,

the new Margaritaville Resort, Le Cactus, The Marley

ancient irrigation systems and native plants while tow-

or Dive Palm Springs, a tiny resort inspired by the

ering rock faces hug the trail and the valley floor sprawls

French Riviera of the 1960s. Miramonte Indian Wells

in the distance. Come at the right time of year and find

Resort & Spa opens under new ownership this sum-

yourself staring at a surreal 60-foot waterfall.

mer while Two Bunch Palms in Desert Hot Springs

Indian Canyons, another nature preserve, offers numer-

offers 50+ spacious acres for social distancing. Casa

ous trails for hiking and horseback riding with a $9 fee

Cody is set to welcome guests as well as Azure Palm

to enter this sacred land. Start with the more aggressive

Hot Springs Resort and Day Spa with 22 spa suites

3-mile Victor Trail that scales up and around varying terrain,

complete with soaking tubs.

such as the impressive grove of stately skirted palms, red

When you tire of lazing around a dreamy pool, hop on

barrel cacti and over 150 species of plants. An easier 1-mile

a bike to explore one of the many quiet neighborhoods

loop on a flat trail at Andreas Canyon follows a stream by

offering midcentury modern architecture in balance

groves of California fan palms and feels more “jungle” than

with the desert landscape. Download the app PS Mod,

desert. A small waterfall toward the end of the loop is a

offering guided tours of over 80 midcentury landmarks

welcome cool-off respite during warmer months.

by area or architect. Don’t miss driving by the outlandish

While Greater Palm Springs is filled with grand

colorful large-scale “Robolights” filled with sculptures

resorts, there are countless boutique hotels providing

at a home near the Frank Sinatra Twin Palms Estate.

enchanting desert ambiance. Built in 1947, Villa Royale’s

Also, the Palm Springs Art Museum opens soon with an

30-room hideaway screams retro modern cool the

updated look and new exhibitions.

CONTINUED >

CityLifestyle.com/ConejoValley

33

DAYDREAM DESTINATIONS (CONTINUED)

A diverse food scene continues to blossom in the

Sweeten up your experience with a craft chocolate

desert with a variety of takeout options. Sometimes

tasting at Twenty-Four Blackbirds Chocolates in their

a tasty discovery can make your whole day. Order

new outdoor seating area.

savory chicken crepes almost like sandwiches from

The new 1-mile long State Street Pedestrian

Gabino’s Creperie that come with zesty seasoning

Promenade has been revitalized to create a festive

on the outside of the crepes. La Bonita’s delights

European atmosphere with outdoor restaurants and

with authentic Mexican fare and new dishes like

bars expanding into streets, sidewalks and curbsides.

carne asada tacos with cheese fried on the outside

A new fleet of electric bikes can be found downtown

of the shell and a California burrito loaded with carne

where visitors can unlock from an app on their

asada, beans and fries. Polish off an evening with a

phone and return to dock locations across the city.

s’more-coated burnt waffle cone with homemade ice

PeopleforBikes, an independent advocacy organiza-

cream from Kreem. For lobster tacos (and a lengthy

tion, recently ranked Santa Barbara as the fourth best

list of street and gourmet tacos), a ceviche trio and

bicycling city in the U.S.

beer tempura avocado bites, order from Tac/Quila.

For those looking for adventures, try a sailing excur-

Also, don’t miss The Real Italian Deli’s meatball subs

sion, horseback riding with Santa Barbara Beach

served on homemade bread.

Horseback Rides and Circle Bar B Stables, kayaking or

Be on the lookout for brand new Bar Cecil (paying

SUP (rentals or tours) with Paddle Sports Center and

homage to Renaissance man Cecil Beaton) offer-

Santa Barbara Adventure Co. Nature lovers will want

ing seasonal bistro fare and newcomer Tailor Shop

to reserve a tour at Lotusland on a 37-acre Montecito

helmed by Chef Engin Onural.

estate. This horticultural nirvana is the result of 43 years of care from opera singer and socialite Ganna

SANTA BARBARA COUNTY For nearly a century Santa Barbara has been called “The American Riviera.” Nestled between the moun-

gardens. Home to over 3,000 plants, Lotusland is named one of the 10 best gardens in the world.

tains and the Pacific Ocean, this self-contained par-

This spring Santa Barbara welcomes Palihouse,

adise is an easy escape for world-class wineries and

a 24-room hideaway with a vintage prepster vibe

outdoor dining, which is expected to resume this spring.

tucked into the heart of the historic downtown

From L.A., hit the open road by making a pitstop

Presidio

Neighborhood.

Complimentary

Linus

for lunch at Lucky’s in the coastal Mediterranean-

bicycles, a pool with cabanas, Peloton bikes and

like town of Montecito or an oceanfront drink at the

a Pawlisociety pet program are among some of

luxe grand Rosewood Miramar Hotel, an estate-style

its amenities. And steps from the waterfront find

property with a beach bar steps from the sand.

Mason Beach Inn, a chic boutique property owned

Once in Santa Barbara, spend time in the hip Funk

by Andrew Firestone, newly renovated with 45 guest

Zone, a walkable area with numerous places to dine

rooms. Mar Monte Hotel, part of The Unbound

and sip wine and beer outside from boutique tast-

Collection by Hyatt, reimagined 200 guest rooms

ing rooms. Peruse art pieces and graffiti murals on

inspired by the 1930s Vista Mar Monte once in its

converted warehouses as you meander the area.

place. New guest programming ranges from silent

Consider dinner at The Lark, Spanish tapas and craft

disco yoga to an in-house smoothie and juice bar. In

cocktails at Loquita, or wood-fired pizza at Lucky

the northeast corner of the County and above Ojai,

Penny. Walk the Urban Wine Trail for some vino

the new roadside motel Cuyama Buckhorn sits in the

stops at Santa Barbara County’s finest, like J Wilkes,

high desert for those who want to stay in a quieter

Carr Winery, Riverbench, Jaffurs Wine Cellars, Potek

place under the stars.

Winery or Municipal Winemakers.

34

Walska, who transformed her property into 25 distinct

Until June 2021 save money by staying longer with

If craft beer is your thing, options abound. Sample

Santa Barbara’s Third Night Free hotel promo deals

suds from Figueroa Mountain Brewing, Draughtsmen

at https://SantaBarbaraCA.com/Savvy with over

Aleworks, Rincon Brewery or Topa Topa and Lama

two dozen hotels offering a third night free for every

Dog Tap Room, both at the Waterline in the Funk Zone.

two nights booked.

Conejo Valley Lifestyle | March 2021

CONTINUED >

CityLifestyle.com/ConejoValley

35

DAYDREAM DESTINATIONS (CONTINUED)

36

Conejo Valley Lifestyle | March 2021

CENTRAL CALIFORNIA COAST Get reacquainted with California’s grandeur by leaving the big city for California’s Central Coast.

leisurely afternoon savoring ocean views with your vino paired with an exquisite charcuterie board.

For those yearning for something new, learn about

The relaxed town of Buellton deserves your time.

seaweed foraging by booking a tour in advance with

At Ostrich Land, be wowed by hundreds of proud

Marley Family Seaweed Foraging, voted as a top 10

ostriches and emus at a sprawling wildlife refuge

foraging experience in the U.S. by Lonely Planet.

where you can feed the flightless birds. Nearby,

Meet seaweed expert Spencer Marley at a Cayucos

spend an afternoon at Industrial Eats sipping wine

beach to harvest this wild superfood and prepare it

from one of the many outdoor tasting rooms while

with ramen oceanside.

sampling wood-fired pizzas and quality sandwiches outdoors at this old repurposed hip warehouse.

For more tips along this 100-mile stretch, check out www.Highway1DiscoveryRoute.com.

Stay in a vintage Airstream or wine cottage at Flying Flags RV Resort after dining at popular

OJAI

Hitching Post II where the film “Sideways” was

Revitalize your spirit in California’s spiritual vortex,

born. A wine tasting flight will complement any of

Ojai, set in the valley of the Topa Topa Mountains

their oakwood-fired steaks. For foodies, don’t miss

where the village-like center is dotted with art gal-

newcomer Tavern at Zaca Creek, also in Buellton,

leries and New Age shops. Spin through orchards,

serving up a fun menu built around 100% American

like Ojai’s Olive Oil Ranch including various stops at

wagyu cattle raised in Santa Ynez with their own

overlooked locales with Cloud Jumpers Jeep Tour. A

butcher shop onsite. Besides an extraordinary wine

beekeeping and honey tasting experience gets you

selection, expect Mezcal flights, caviar and vodka

up close with these pollinators at Ojai Valley Inn while

pairings, and thoughtfully concocted cocktails all

the hipster rustic Ojai Rancho Inn motel is a fun more

served on a covered patio.

affordable option to stay next door. Mission Revival

For an educational experience, stop in Nipomo

style Su Nido Inn and the new updated midcentu-

at the free Luffa Farm greenhouse to learn how

ry-modern Capri Hotel with quirky rooms are both

luffas grow on the vine and pick up a soft luffa sou-

walking distance to town.

venir to use on your face or your car. No trip up the

To easily get into nature from town, park on Signal

coast is complete without driving through Montaña

Street and take the Shelf Road Hike, an enjoyable

de Oro State Park. Stretch your legs by taking the

trek a few minutes from downtown. The trail over-

3.4-mile out and back Bluff Trail, a dramatic rug-

flows with fragrant orange blossoms and engorged

ged ocean cliff walk that also takes you down to

citrus trees like the “Pixie” tangerine and provides

Corallina Cove Beach teeming with tidepool crea-

magnificent views of the valley and mountains. Just

tures. Take your time and spend a night nearby on

know that you have to walk the 45 minutes back to

a farm in Los Osos Valley. The Bees Knees Fruit

your car or down through the town to start where

Farm offers a 5-acre country house where guests

you began. Replenish your body with Mexican- and

can make dinner off the land.

Spanish-influenced dishes from AZU and ask about

Just up the road in San Simeon across from Hearst

their special Pixie beer. Find another exciting takeout

Castle, the Hearst Ranch Winery offers safe wine

menu at The Nest dishing up Poke Bowls, Bao Buns,

tasting at outdoor tables near the ocean. Spend a

Fish Tacos and Crispy Brussels.

CityLifestyle.com/ConejoValley

37

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Conejo Valley Lifestyle | March 2021

The Drapery Guy 31133 Via Colinas Ste 101 Westlake Village, CA M-F: 12:00pm - 4:00 pm

By Appointment Only Saturday/Sunday Closed 818-707-8500 www.thedraperyguy.net ©2018 Hunter Douglas. All rights reserved.

All trademarks used herein are the property of Hunter Douglas or their respective owners.

THE LANDING

32107-32133 Lindero Canyon Road, Westlake Village

OFFICE SUITES AVAILABLE FOR LEASE 818.597.0945

ATTENTION

EXECUTIVE SUITE USERS

STOP PAYING EXECUTIVE SUITE RATES 1-2 person offices available.

PROPERTY HIGHLIGHTS • • • • • •

Landmark Office & Retail Project Consisting of 104,868 SF Stunning Lake Views Beautifully Landscaped Grounds Conducive to Outdoor Team Meeting and Lunch Several Amenities On Site Including Boccaccio’s, The Landing Sushi Bar & Grill, Zin Bistro, The Westlake Yacht Club Prestigious Location on Westlake in Highly Desirable Westlake Village Suites from 200 SF to 5100 SF

For leasing information please call:

JAMIE CLEARY

On Site Management & Leasing Dolphin Partners 818.597.0945 jcleary@dolphin-partners.com

ARTICLE ALICIA DOYLE

MONEY M AT T E R S

MORGAN STANLEY LENDS INSIGHT INTO 2021 FINANCIAL FORECAST WHILE WE ARE ALL SHELTERING IN PLACE, THE LAKE AVENUE GROUP AT MORGAN STANLEY OFFERS THE FOLLOWING ADVICE WHEN IT COMES TO INVESTING AND MONEY MATTERS IN 2021. Laura M. Raulinaitis, CFP®, Senior Vice President, Financial Advisor at Morgan Stanley, a leading global investment bank and wealth management firm that has three main units: institutional securities, wealth management and investment management, provides financial insight into 2021.

40

Conejo Valley Lifestyle | March 2021

Q. WHAT ADJUSTMENTS HAS MORGAN STANLEY MADE DURING THIS TIME OF COVID-19?

A. I believe that small- and medium-sized companies have been out of favor in recent years. We are seeing a shift to these asset classes along with a slow shift from growth stocks to value stocks. Readers can reach out to me if they’d like to learn more.

Q. WHAT IS MORGAN STANLEY’S ULTIMATE GOAL DURING THIS TIME? A. Morgan Stanley as a whole is very philanthropic; we also have a renewed desire to be diverse. We have a new diversity council, which partner Carlos Garcia, Financial Advisor, and I both sit on as members. The Lake Avenue Group is interested in getting further involved with charities at a local level. Let us know how we can help!

MORGAN STANLEY IS HERE FOR YOU The Lake Avenue Group has been doing a lot of community outreach and hosting many conference calls and Zoom events. We want the community to know that we can answer questions and be a resource for you, not only for your wealth management needs. At this point our business is mature, and we are here to help. Personally, my husband and I Q. WHEN IT COMES TO INVESTING AND MONEY MATTERS

are Westlake Yacht Club members and very involved

DURING 2021, WHAT IS THE BIGGEST MYTH/MISUNDERSTANDING?

there too—we like to say, “Life is better at the lake!”

AND THUS, WHAT IS THE TRUTH/REALITY? A. Generally, I think people are fearful of change. In my experience every time something new happens, it feels like this time it is different. This time it isn’t different. Companies are making money and the country is rising through the first global pandemic of our lifetime in the same way we went through other trying times.

Americans spend. We are a consuming economy and things will reopen; life might be different than before, but investing in diversified stocks and longer term investments may help to secure your future. Please note diversification does not guarantee a profit or protect against loss in a declining financial market.

Morgan Stanley Smith Barney LLC is a registered Broker/ Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Q. WHAT SHOULD PEOPLE AVOID? A. I believe people should avoid the fear trade-staying in cash. At this point money markets and CDs are at all-time lows. Let’s find a way together to diversify

Laura Raulinaitis is a Financial Advisor with the Wealth Management Division of Morgan Stanley in Westlake Village, CA. The information contained in this article is not a solicitation to purchase or sell investments. Any information presented is general in

your risk. Get educated—The Lake Avenue Group offers monthly conference calls

nature and not intended to provide individually tailored investment

and Zooms on a variety of topics. Reach out to us to get on our information list!

advice. The strategies and/or investments referenced may not

Q. FOR PEOPLE WHO HAVE LOST HOPE REGARDING INVESTING AND MONEY MATTERS DURING TODAY’S INCREDIBLY CHALLENGING TIMES, WHAT HOPE CAN MORGAN STANLEY OFFER? A. The Lake Avenue Group at Morgan Stanley offers personalized advice. We have five advisors, so pick one that you most connect with and let that person be your main point of contact. Ask lots of questions. Each of our clients has a full financial plan included as part of our business model. Let’s review and update a financial plan.

be suitable for all investors as the appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Investing involves risks and there is always the potential of losing money when you invest. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Wealth Management, or its affiliates. Information contained herein has been obtained from sources considered to be reliable, but we do not guarantee their accuracy or completeness. Morgan Stanley Smith Barney, LLC, member SIPC. CRC 3420236 1/21 CONTINUED >

CityLifestyle.com/ConejoValley

41

M O N E Y

M A T T E R S

MONEY MATTERS (CONTINUED)

FINANCIAL TO -DO CHECKLIST W H I L E YO U ’ R E AT H O M E The Lake Avenue Group at Morgan Stanley offers several

1. Cash out the account value and take a lump sum dis-

tasks you can do to potentially improve your financial situ-

tribution from the current plan subject to mandatory 20%

ation and preparedness from the comfort of home. Do one

federal income tax withholding, as well as potential income

each day for the next seven days.

taxes and 10% early withdrawal penalty tax, or continue tax-deferred growth potential by doing one of the following:

MAKE OR REVIEW YOUR BUDGET

2. Leave the assets in the former employer’s plan (if permitted)

Whether you’re reviewing your budget or starting from

3. Roll over the retirement assets into the new employer’s

scratch, now is an ideal time to analyze your income and

qualified plan, if one is available and rollovers are permitted, or

expenses. Take the past year’s bank statement and col-

4. Roll over the retirement savings into an IRA.

or-code, or tally up money spent in the following categories:

Other factors to consider when making a rollover decision

housing costs, healthcare, food, transport and travel, educa-

include (among other things) the differences in (1) investment

tion, personal care, entertainment and misc.

options, (2) fees and expenses, (3) services, (4) penalty-free

You should keep track of this data regularly and review your

withdrawals, (5) creditor protection in bankruptcy and from

spending several times a year. Tools like Asset Aggregator at

legal judgments, (6) required minimum distributions or

www.morganstanley.com can help.

“RMDs,” (7) the Tax Treatment of Employer Stock, and (8) the availability of plan loans (e.g., loans are not permitted from

CONSOLIDATE YOUR RETIREMENT ACCOUNTS Now is a great time to clean up your financial accounts. If

IRAs, and the availability from an employer’s qualified retirement plan will depend on the terms of the plan).

you have an old 401(k) still held at previous companies, this is the perfect opportunity to roll those into an IRA. Contact

CONFIRM YOUR BENEFICIARIES

your company’s HR Department to request the necessary

AND REVIEW YOUR WILL

paperwork. The Lake Avenue Group’s qualified administrative professionals can call and assist upon request.

42

Review all of your account beneficiaries to ensure your estate is in good order. Don’t forget about your former 401(k)

Typically, a retirement plan participant leaving an employ-

beneficiaries, annuities and pensions. Be especially sure to

er's plan has the following four options (and may be able to use

review if you have gone through divorce. It’s a good idea to

a combination of these options depending on their employ-

review your trust or will at the same time to confirm your

ment status, age and the availability of the particular option):

wishes haven’t changed.

Conejo Valley Lifestyle | March 2021

IS 2021 A YEAR FOR A ROTH IRA CONVERSION OR A BACKDOOR ROTH? If your small business or job has been affected by COVID-19, 2021 may be a year to consider a partial or full Roth IRA conversion, or doing a backdoor Roth conversion. Review your estimated income and tax situation to determine if a conversion makes sense without pushing you into a higher marginal tax bracket. Call The Lake Avenue Group to learn more.

ORGANIZE YOUR ONLINE SECURITY AND PROTECT YOUR VIRTUAL IDENTITY Have you changed your banking password within the past 90 days? Is it truly complex and unique? Does it match other passwords you have? Review and update all of your online passwords. Use a password manager (LastPass, Dashlane and Keeper are just a few),

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

Since life insurance and long term care insurance are medically underwritten, you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new policy will require a medical exam.

or simply keep a list of important accounts, usernames and pass-

Surrender charges may be imposed and the period of time for which

words for your loved ones in a secure location.

the surrender charges apply may increase with a new policy. You

BUILD YOUR HOME INVENTORY Create a spreadsheet of all your important belongings. Include

should consult with your own tax advisors regarding your potential tax liability on surrenders.

Guarantees and contractual obligations are backed by the claims-paying ability of the issuing insurance company.

receipts and Certificates of Authenticity (if possible), descriptions

Tax laws are complex and subject to change. Morgan Stanley

of your items and take photos of everything. Store this information

Smith Barney LLC (“Morgan Stanley”) , its affiliates and Morgan

safely in the Cloud (Google docs) in case of an emergency.

REVIEW ALL INSURANCE DOCS Do you have life insurance? An umbrella policy? Long-term care insurance? Do you have your art, jewelry or other collectibles insured?

For any questions, feel free to contact The Lake Avenue Group at Morgan Stanley: 805.494.0236.

Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under the Investment Advisers Act of 1940, ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol.

Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

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LEGAL COMPASS ARTICLE LISA ZONDER

Divorce During the Time of COVID: Challenges & Opportunities DIVORCE IS RARELY EASY. No matter how amicable the pro-

proceedings with private judges who operate outside of the

cess might be, it is an emotionally difficult time of loss and uncer-

public courts. The Covid-related additional costs and delays to

tainty, and often a complex undertaking even when the divorcing

clients litigating in the courts has only strengthened my resolve

couple are in general agreement. Divorce during Covid-19 can

to steer and guide my clients to stay out of court, guard their pri-

make the divorce process harder still, as our already-strained and

vacy and preserve their family wealth through these alternative

difficult-to-navigate court systems are struggling to adapt to safety

divorce resolution processes. They can briefly be described as

concerns while at the same time dealing with massive budgetary

follows and can be done virtually:

shortfalls. Add to that the significant financial uncertainty many people are facing during Covid, making the prospect of separating one household into two while also facing the possibility of large attorney’s fees for one or both parties even more daunting.

MEDIATION: Both parties, with or without attorneys, work with a trained

As a family law litigator and mediator with nearly three decades

mediator skilled in helping the parties reach a global out-of-court

of experience, I have observed that this is among the most chal-

settlement of their divorce. I serve as both a mediator as well as a

lenging times I have ever witnessed for those relying upon the

consulting attorney for parties working with a separate mediator.

courts to resolve their divorce disputes, whether over child custody, child support, spousal support or division of property. Each

LAWYER-TO-LAWYER NEGOTIATION:

county has instituted its own rules and procedures (which can

Both parties work with their attorneys to reach an out-of-

change with little warning) for its courts, but in general, no matter

court agreement on all issues of their divorce, ideally avoiding

what court you are in, you are likely to find more limited services

any courtroom hearings in the process.

and accessibility to information, and you are likely to experience longer-than-usual delays in getting results from the courts (and the “usual delay” was pretty long even in normal times).

COLLABORATIVE LAW: A team approach incorporating attorneys, clients and the

For example, many courts have completely closed their “self-

financial and mental health professionals the clients want on

help centers” for in-person consultation. Rather than being able

the team. The team works to reach agreement without resort-

to go to a filing window and provide your paperwork to a clerk

ing to the courts.

who can examine your documents for issues and answer your questions, while also filing said documents and returning court-

PRIVATE JUDGES:

stamped documents on the spot, many courts require that all doc-

The parties may take their disputes to a private judge (typi-

uments be left in an outdoor “dropbox” which can result in addi-

cally a retired judge) who can make binding decisions to resolve

tional weeks or months of delay. Court hearings are often held over

the divorce, but in a private, more relaxed and client-friendly

the phone rather than in person, adding additional confusion and

environment. Private judges can be hired to mediate or make

stress, particularly where documents and witnesses are needed.

decisions instead of the public courtroom judge.

All that said, I have long felt that taking family law disputes

Even as the courts slowly move toward a post-Covid “new nor-

to a public courthouse is often the least efficient and most

mal” in the coming months, I believe that these alternative divorce

expensive way to finalize a divorce. And, while the challenges

resolution processes will continue to be preferable to court for

of Covid may be new, the underlying stress, financial cost and

those seeking to limit attorney costs and reduce stress and delay.

delay associated with the courts are not new and have only been exacerbated by Covid.

Because of this, I have worked with my clients to successfully

To explore reaching an efficient and timely resolution of your di-

resolve their divorces in non-courtroom processes, including

vorce outside of a public courtroom, visit ZonderFamilyLaw.com

mediation, good-faith negotiation, collaborative divorce and

or contact ZFLG’s office at 805.777.7740.

46

Conejo Valley Lifestyle | March 2021

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DRIVER’S NOTEBOOK

ARTICLE WALLACE WYS

T AN LEG AN E SIG N

G SI L NA

A

CH AN G

EI

NS TY LE

IN THE ABSENCE OF THE LA AUTO

impromptu, million-dollar-plus cars regu-

SHOW, MAKERS OF LUXURY CARS

larly appear. Marques like the higher end

WERE LEFT A BIT ADRIFT AS TO WHERE

McLarens, Ferraris and even the occasional

TO PREVIEW THEIR LATEST WARES.

Bugatti. Classic cars are even showcased

Around March 2020, they discovered the informal car shows, “Cars ‘n Coffee,” held

from the Petersen Museum to amuse the crowd (all properly masked, of course).

throughout the nation. While not offi-

I wager the model name was deliber-

cially permitted, an unofficial show takes

ately chosen because for fans of Italian

place Sunday mornings at Malibu Village.

culture it brings to mind the classic Fellini

Late last year Ferrari sent a new model

film “Roma,” a 1972 semi-autobiograph-

called the Roma, no doubt attracted by the

ical comedy drama depicting Director

information that, although the show is entirely

Federico Fellini’s move from his native Rimini

50

Conejo Valley Lifestyle | March 2021

+ THE 2021

DE

S

FER R A R I ROM A

to Rome as a youth. It is an homage to the city, shown in a series of loosely connected episodes set during Rome’s past and present.

Ferrari’s Roma is a 2-plus-2 coupe based on the convertible Portofino. It exudes an entirely different character, a conservative air. Ferrari must have come to the realization that some of the tifosi (Italian for devotees of motoring) in some occupations— say doctors or lawyers—might want a Ferrari less ostentatious than their mid-engine cars, which often use the latest aerodynamic aids of Lemans’ racers. So instead, they made this quietly sophisticated coupe sans big wing on the back and vents and scoops on the hood or sides.

The engine is not a V12 (the configuration that made Ferrari famous) but instead a 3.9-liter twin turbocharged V8, an upgrade of the Portofino’s engine, with a fatter torque curve and 21 more horses. The transmission is an automatic with 8 speeds.

It will still do what Ferraris are bred to do. If given a “bit of stick” (horse racing term entirely appropriate for a company whose symbol is a prancing horse), it’ll do 199 mph top speed and 0 to 60 mph in under four seconds.

One difference between this and past Ferraris is that there is some electronic display on the passenger side, involving them more on the journey.

The price is a clue to where Roma fits into their lineup. At $222,620, it is a tad more expensive than the Portofino. In its role as a grand tourer, it competes with the Aston Martin DB11, Bentley Continental GT, and maybe even the Porsche 911 Turbo, which are all cars you can drive to a white-tie dinner or board of directors meeting and not be thought of as a “boy racer,” which is the impression some mid-engine Ferraris deliver. As a longtime observer of the marque, I have to congratulate Ferrari for realizing that their mid-engine cars were in some cases conveying an impression that not everyone wants. This car indicates a new direction... one that puts them in another segment of the luxury market where I think they will thrive.

Wallace Wyss is a seasoned auto writer turned automotive fine artist. For information on Ferrari art, email MalibuCarArt@gmail.com.

Painted by Wallace Wys CityLifestyle.com/ConejoValley

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TRAVEL DESTINATION

A m o u n ta i n

FALL IN LOVE WITH THIS ARIZONA AIRBNB

54

PHOTOGRAPHY FLAGSTAFF REAL ESTATE PHOTOGRAPHER

ARTICLE MICHELLE TALSMA EVERSON

R E T R E AT

Conejo Valley Lifestyle | March 2021

FEEL LIKE YOU’VE TRAVELED ACROSS THE

everywhere, and a fireplace to turn on at night. Plus,

COUNTRY TO A MOUNTAIN RESORT WHEN

ample windows allow you to take in all of the forest

YOU’VE ONLY DRIVEN A COUPLE OF HOURS

views, whether you’re sipping your morning coffee

NORTH

or nighttime hot cocoa.

WITH

THIS

TOP-NOTCH

AIRBNB

LOCATED IN FLAGSTAFF.

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For the same nightly price as a hotel, you can bring

Holtan says about the house’s location. “It’s one

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mile from downtown Flagstaff, and just two miles

nic view—and the two master bedrooms with king-

from the Northern Arizona University campus. It’s

sized beds doesn’t hurt either.

near Buffalo Park, too.”

Owned by real estate agent Jenny Holtan, this

“There’s a really nice view from the deck and a ping

house has four bedrooms and three bathrooms.

pong table in the garage,” adds Brian, Holtan’s husband.

There’s a full-sized washer and dryer available for use,

Holtan also shares that the house was used in

a pack ’n play in case you are bringing a little one, and

an up-and-coming reality TV show—but she has to

it is stylishly furnished with Copenhagen furniture.

stay mum on which one.

The gorgeous high ceilings make the rooms feel even more welcoming, and a sprawling patio with a grill will help you to fully enjoy your mountain experience. There are classic wood accents

For those traveling with furry friends, Holtan says to get in touch with her, as it’s on a case-by-case basis.

See all of the details at Airbnb.com/rooms /43570673 or e-mail jkb34209@gmail.com.

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Spectacular Equestrian Estate

Centrally Located in the Heart of Thousand Oaks 180 Sundown Road • 4 Beds 4 Baths • 1 Bed, 1 1/2 Bath Guest House • $2,150,000 Private custom-built property sits on 2.5 acres and features 4,435 sq ft of living space with 5 bedrooms and 5 bathrooms. 300° views of the Conejo Valley and Santa Monica Mountains.

Impressive oak and palm trees accent the property. Main house is Mediterranean style with approximately 3,400 sq ft and features 4 bedrooms and 4 bathrooms. Each bedroom has private balconies, custom cabinets and forever views. The guest house is approximately 1,100 sq ft with full kitchen, large living room with fireplace, 1 bedroom and loft, 1 and ½ bathrooms.

Kitchen and all bathrooms have granite countertops and new Delta faucets. Kitchen features large picture window with views of the mountains. The Master Suite features his and her closets with builtin cabinets and sitting area. The Master bathroom has dual-sink vanity, granite shower, large spa tub, travertine floors and magnificent picture window of the mountains. First floor of main house features Saltillo tile and wood flooring. Includes plans for 1,000 sq ft garage/office.

Equestrian area features large turn-out corral, three stables and ample room to build more, tack room, and feed shed. Large parking area for horse trailers, RV, boats or cars. Access to trails within ¼ mile.

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PARTING THOUGHTS DO WE SEE A LIGHT AT THE END OF THE TUNNEL?

ARTICLE KIM PAGANO

THE B R IGH T E R S I DE O F LI F E EVERY DAY THAT WE ARE HERE ON THIS SIDE OF THE EARTH, WE SHOULD SEE A LIGHT. There are people that bring their light; our children or grandkids shine their light, and even our pets shine their light.

The real gift here is the ability to shine your own light and reflect on all the beautiful things you’ve created in your lifetime and the lessons they’ve taught, good and sad and bad. Knowing that we are all going through something and that if you’re on this Earth, the journey is real.

The message here is to count your blessings wherever you are in your life. Today happens to be the windiest day and now we have no electricity and our phones are down. I could be upset or I can be grateful that I have a home to be inside and continue to count my blessings. Every day and night we can reflect on our blessings and if you’ve had a hardship—and many of us have in their lifetime—the best you can do is look at what you can take away from it.

There truly is so much to be grateful for, and there’s no such thing as a mistake. Everything happens in divine order. I’m being guided to learn and grow. When difficult situations hap-

Join Kim Pagano and her brighter side of

pen in our lives, consider that they are actually

life on KimPaganoShow.com.

revealing what needs to be healed. I’m grateful for you reading my message!

58

Conejo Valley Lifestyle | March 2021

LOOKING FOR A SECOND OPINION ON YOUR CURRENT INVESTMENT STRATEGY?

Times of market uncertainty can be worrisome to all investors, and given recent events, you’ve probably been wondering if your wealth is in the right place.

At Westlake Private Wealth Management, we are fully committed to providing you with the guidance, support, and access you deserve to manage and preserve your wealth properly. Let us help you feel confident with a free, no-obligation second opinion on your current investment strategy

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Managing Director

818.436.6801 stephen.meli@westlakepwm.com 200 N. Westlake Blvd., Suite 202 Westlake Village, CA 91362 www.WestlakePWM.com

Give me a call or send me an email to schedule a complimentary financial consultation!*

*Minimum portfolio size of $500,000 Westlake Private Wealth Management and Wells Fargo Advisors Financial Network do not provide tax or legal advice. Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Westlake Private Wealth Management is a separate entity from WFAFN.

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