Cocoa Beach, FL January 2018

Cocoa Beach JANUARY 2018

CocoaBeachLifestylePubs.com

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DECONSTRUCTED

NEW TRENDS IN FITNESS DELIVER RESULTS

DIET BY COLOR

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LIFESTYLE LETTER

JANUARY 2018 PUBLISHER

Mandy York | Mandy.York@LifestylePubs.com EDITOR

Nicolette Martin | Nicolette.Martin@LifestylePubs.com CONTRIBUTING WRITERS

Rebecca West CONTRIBUTING PHOTOGRAPHERS

Michael Giragosian, Benjamin Thacker

A New Year's Change HAPPY NEW YEAR AND WELCOME TO THE ACTIVE ISSUE OF COCOA BEACH LIFESTYLE! We hope you are inspired by this issue to start the year off right and be active!

Working out doesn’t have to be a chore—have fun with it and try some of the new exercise trends featured by Cocoa Beach Health & Fitness. You’ll be greeted with a warm welcome by owner Jim McCormick and his team, and you will also find a place where community members gather and inspire each other to get fit!

This issue is about health and happiness. Do what makes you smile! Get outside and get some fresh air, swim in the ocean, ride your bike, walk on the beach and take advantage of all our area has to offer.

May 2018 bring you new goals, new challenges, new successes and new, amazing

CORPORATE TEAM CHIEF EXECUTIVE OFFICER CHIEF SALES OFFICER CHIEF FINANCIAL OFFICER DIRECTOR OF MARKETING ART DIRECTOR OPERATIONS DIRECTOR EDITORIAL MANAGER EDITORIAL AD MANAGER AD COORDINATORS

LAYOUT DESIGNERS

experiences, but above all, I hope it brings health and happiness for you and your family.

To our readers, thanks for inviting us into your homes and sharing your lives with us; we can’t wait to see you around.

PUBLISHER SUPPORT EXECUTIVE ACCOUNTANT APPLICATION ARCHITECT WEB DEVELOPERS

Steven Schowengerdt Matthew Perry DeLand Shore Brad Broockerd Sara Minor Janeane Thompson Nicolette Martin Victoria Perry Lindsey Howard Chad Jensen Cyndi Harrington Alicia Huff Adella Wrisinger Jessica Soetaert Cyndi King Dana Rudolph Emily Stout Hailey Stepanek Melanie Carlisle Randa Makeen Michael O’Connell Scott Lavigne

Mandy York, Publisher

ALABAMA | ARIZONA | CALIFORNIA | COLORADO | FLORIDA | GEORGIA | IDAHO ILLINOIS | KANSAS | MARYLAND | MICHIGAN | MINNESOTA | MISSOURI | MONTANA NEVADA | NORTH CAROLINA | OHIO | OKLAHOMA | OREGON | SOUTH CAROLINA TENNESSEE | TEXAS | UTAH | VIRGINIA | WASHINGTON

CocoaBeachLifestylePubs.com

514 W 26th St., Kansas City, MO Proverbs 3:5-6

ON THE COVER PHOTOGRAPHY

BY MICHAEL GIRAGOSIAN

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Cocoa Beach Lifestyle | January 2018

Cocoa Beach Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Cocoa Beach areas’ most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors. Information in Cocoa Beach Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

INSIDE THE ISSUE JANUARY 2018

FEATURES 14 Deconstructed Healthy Recipe Deconstructed Kissimmee Oyster Mushroom-Sunflower Sprout Cape Shrimp Risotto by Chef Jeff Kainz

16 Extreme Makeover Beauty, Style & Function Converge to Create an Amazing Home Makeover

20 Local Fitness Trends New Trends in Fitness Deliver Results: Are You Ready for the Challenge?

20 16

34 Trainer Confessions Confessions of a Fitness Trainer

14

34

DEPARTMENTS 8

Good Times

10

Around Town

14

Culinary Creations

16

Open House

26 Financial Buzz 28 Healthy Lifestyle 32 Lifestyle Calendar 34 Local’s Choice

GOOD TIMES 1.

2.

Fourth Annual Taste of the Coast

3.

The Cocoa Beach Regional Chamber of Commerce presented the Fourth Annual Taste of the Coast. More than 350 guests sampled foods and beverages from 19 well-known establishments and newcomers to the Space Coast dining scene. Florida’s Fresh Grill took top honors as the People’s Choice.

4.

5.

6.

7.

8.

9.

10.

11.

12.

1. TOTC winners | 2. Coconut Properties | 3. Edible Arrangements | 4. FatSnook | 5. Fishlips | 6. FL Beer | 7. Graham Chiropractic | 8. Grimaldis | 9. Salon on Brevard | 10. Sherwin Williams | 11. Bula | 12. Coasters Taphouse

8

Cocoa Beach Lifestyle | January 2018

Achieving a Stunning Smile is a work of

Art!

Trust in someone with over 33 years of experience in a state of the art facility conveniently located In Cocoa Beach. We offer complete smile make overs utilizing advanced cosmetic dental techniques, placement and restoration of implants, including the new teeth in a day

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Gary C. Nawrocki, D.M.D., PA

Most dental procedures performed in the office.

FDA

Florida Dental Association

ADA

American Dentsl Association

AGD

Academy of General Dentistry

ICIO

International Congress Of Oral Implantologist

CEREC

One Visit Dentistry

Galileos Ct Scan

AROUND TOWN opened Houser Financial Group. Houser Financial Group operates under three core principles: help clients build wealth, nurture relationships built on trust and maximize results by providing seamless integration of financial planning, investments, accounting, tax advice and preparation services.

For more information, please call 321.345.1145 or visit HouserFinancial.com.

Photo courtesy of TSS Photography

NATIONALLY RECOGNIZED PLANNER LAUNCHES HOUSER FINANCIAL GROUP Stephen Houser has announced that Houser Financial Group is open and ready to assist individuals, families and businesses with seamless financial advising, family wealth planning and investments, business consulting, tax advisory, preparation, and representations and accounting services to create effective integrated, tailored financial solutions. The office is located at 1017 Pathfinder Way, Suite 100-A in Rockledge, Florida.

Every year since 2010, founder Steve Houser has been recognized as one of Cetera Financial

Florida’s Fresh Grill took top honors as the

Specialists’ Top 100 Financial Advisors in the

People’s Choice at the Fourth Annual Taste of the

nation. Cetera Financial Specialists is part of the

Coast presented by the Cocoa Beach Regional

Cetera Financial Group, the nation’s second-largest

Chamber of Commerce.

independent financial advisor network.

“The event was a huge success! We are thank-

“At Houser Financial Group, our mission is sim-

ful for having such great support from our local

ple,” Houser says. “To learn more about you, under-

community. We are looking forward to hosting

stand your needs, wants, and goals, and help you

the event again next year,” Jennifer Sugarman,

identify the personal finance strategies that may

CBRCC CEO and president, says.

improve your lifestyle today and provide the foun-

More

than

350

people

attended

the

dation for a sound retirement in the years ahead. At

event Friday evening, October 2, at the Cocoa

the end of the day, it’s all about relationships.”

Beach Country Club. Nineteen food and bever-

A Florida native, Houser has more than 40 years

age vendors gave the public a chance to sam-

of experience in tax and accounting and 18 years in

ple their delicious appetizers, entrees, desserts

wealth management. His experience began in 1978

and beverages. Fifteen local business vendors

with Davies, Houser & Secrest, CPA, PA, a large

displayed their information and products. Also,

regional accounting firm where he served mid-to-

those who attended enjoyed playing blackjack,

large businesses, audited government agencies

bidding on more than 40 silent auction baskets

and provided tax and auditing advice to individuals

and listening to the Gypsy Rain Band.

and families throughout Brevard County.

10

FLORIDA’S FRESH GRILL TAKES TOP HONORS AT FOURTH ANNUAL TASTE OF THE COAST

Florida’s Fresh Grill was presented the first place

In 2006, he successfully launched FPT Services,

People’s Choice Award, determined by a popular

a tax, accounting and wealth management firm

vote of the attendees. Coasters Taphouse received

serving Florida’s Space Coast. Eleven years later—

second place People’s Choice and Mitchell’s

after realizing he wanted to provide his clients with

Restaurant received third place. The Best Decorated

an even greater level of personalized service—he

Vendor Table went to The Fat Snook.

Cocoa Beach Lifestyle | January 2018

Event sponsors included The Avenue Viera; Health First; city of Cocoa Beach; Intercoastal Insurance; GrayRobinson, PA.; Florida Today; Hometown News; 98.5 The Beach and TSS Photography.

The

Cocoa

Beach

Regional

Chamber

of

Commerce was established in 1968 and serves Cape Canaveral, Cocoa, Cocoa Beach, Kennedy Space Center, Merritt Island, Patrick Air Force Base, Port St. John, Rockledge, Palm Shores, Suntree and Viera.

CRAFT BEERS | WINES | COCKTAILS | FINE SCOTCHES

PORT CANAVERAL POSTS RECORD CRUISE NUMBERS: MORE THAN 4.5 MILLION PASSENGERS IN FISCAL 2017 Port Canaveral announced a new record for the Port's cruise operations. More than 4.5 million cruise passenger movements were logged at the Port in 2017, outpacing numbers set in 2016.

“Port Canaveral is proving to be the port of choice

y l i Da k Spec n i r D & d o Fo

ials

for more cruise travelers year after year," Capt. John Murray, port CEO, says. “Our focus on providing quality service and commitments we have made to improve and expand our infrastructure ensures our cruise partners can deliver an exceptional customer experience at our port, which provides increased jobs and business opportunities in our community."

Total cruise passengers, which includes multiday passengers coupled with one-day cruise passengers, totaled 4,520,229 in fiscal year 2017, up 6.4 percent from October 1, 2016, through September 30, 2017. Multiday passengers totaled 4,234,545 in fiscal year 2017, up 7.1 percent over the previous year, hitting an all-time high number of passengers.

Port Canaveral is the second busiest cruise port in the world, according to Cruise Lines International Association and is considered a leading homeport for the world’s largest cruise lines. Port Canaveral hosts Carnival CONTINUED >

Homemade Food, Exotic Burgers, Seafood, and Sandwiches

Exceptional Service www.CoastersPub.com

Coasters Taphouse

Coasters Pub & Biergarten

321-613-3041

321-779-2739

5675 N. Atlantic Ave Cocoa Beach, FL 32931

971A East Eau Gallie Blvd.

Melbourne, FL 32937

January 2018 | Cocoa Beach Lifestyle

11

AROUND TOWN

The Power Behind High-Level Financial Guidance.

(CON TI N UED)

Cruise Line, Disney Cruise Line, Norwegian Cruise Line and Royal Caribbean International, as well as numerous port-of-call vessels from the world’s cruise lines.

For more information, visit PortCanaveral.com.

NEW DOWNTOWN COCOA BEACH MAIN STREET MURAL Painted by local artist David Rothman, the vibrant Downtown Cocoa Beach Main Street mural was

Personal attention to address your financial planning needs: • • • • •

Wealth Management Retirement Planning Asset Management Investment Strategies Charitable Planning

• • • •

Trust & Estate Planning Insurance Education Planning Executive Benefits

unveiled in November.

Rothman has painted a few other murals in Cocoa Beach at businesses like Coastal Produce, Coconuts Fresh Catch Market and Jazzy's Mainley Lobster.

"It's a big deal for us to be able to put these types of programs into place, to have the visibility and work with local partners," Beth Javens, executive director of Cocoa Beach Main Street, says. "Helping in the revitalizing of downtown is what we do."

The nonprofit organization that focuses on preserving and improving downtown is spearheading the project. The Cocoa Beach Main Street program "Murals on Main Street" is guiding the job.

This is the first mural the program has undertaken.

The design is the brainchild of long-time Cocoa

SERVING FAMILIES • INDIVIDUALS BUSINESS OWNERS • CORPORATE EXECUTIVES

Beach resident and graphic designer Bob Long and Cocoa Beach Main Street. Javens calls it "a collaborative effort."

Like most initiatives of Cocoa Beach Main Street, the mural is funded through grants. For this project, the grants came from Space Coast Tourism

1515 International Pkwy, Suite 2019 | Lake Mary 2395 N Courtenay Pkwy, Suite 201 | Merritt Island 321-452-0061 | 407-215-7575 | CrossleyShear.com Securities offered through Raymond James Financial Services, member FINRA/SIPC. Investment Advisory services offered through Raymond James Financial Services Advisors, Inc. Crossley Shear Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc., member FINRA / SIPC.

Development Council and Brevard Cultural Alliance.

Paint and supplies were provided through a donation from the Benjamin Moore paint company.

Cocoa Beach Main Street hosts events such as Sip N' Stroll, the Friday Event Series and other fundraisers, which help support the programs it's involved with and economic vitality, Javens says.

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Cocoa Beach Lifestyle | January 2018

INDULGE YOURSELF

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RESERVE THE VIP LOUNGE FOR AN EXTRA SPECIAL EXPERIENCE

5420 N. Atlantic Avenue Cocoa Beach, Florida 32931 Located directly across from Our Savior Church

321.613.5972 // InVogueSalonandSpa.com

Kelly's

Kustom Kurtains & Interiors

Exceptional service in window treatments, bedding and upholstery

Expert in Fabrication, Design, Production and Installation | Fully array of Designer Fabrics Custom Pillows | Indoor/Outdoor Slipcovers for Home & Boat | Furniture Renovation

Monday through Friday 9:00 am to 4:00 pm Saturdays and evenings by appointment Closed on Sunday.

126 N. Atlantic Avenue Cocoa Beach, Florida 32931 321.783.7530 KellysKustomKurtains.org

Locally owned and operated by Janice Kelly, Kelly’s Kustom Kurtains & Interiors has been serving Brevard County commercial and residential clients for over 40 years.

January 2018 | Cocoa Beach Lifestyle

13

CULINARY CREATIONS

DECONSTRUCTED KISSIMMEE OYSTER MUSHROOM-SUNFLOWER SPROUT CAPE SHRIMP RISOTTO BY CHEF JEFF KAINZ

ANSON MILLS RISOTTO

WHITE WINE

SHRIMP STOCK

DAKIN DAIRY FARM CREAM INCORPORATING SEASONAL INGREDIENTS INTO DISHES CAN ADD AN EXTRA MEASURE OF FLAVOR IN ALMOST ANY RECIPE, ESPECIALLY WHEN THEY'RE LOCALLY GROWN. This ensures a level of freshness that comes out in every savory bite. Creating FLORIDA FIELDS TO FORKS FARM SHALLOT

meals like this are what chef Jeff Kainz of Rising Tide Tap & Table in Port Canaveral lives for. Previously with Ocean 302 down in Melbourne Beach, what Kainz loves the most about his chosen profession is working with local growers. He's embraced the "seed and soil" trend of growing beautiful organic foods, and he uses them every chance he gets in his delicious and flavorful culinary designs.

DAKIN DAIRY FARM BUTTER

One inspiring dish packed with locally grown seasonal ingredients that he enjoys making is a deconstructed recipe incorporating oyster mushrooms, sunflower sprouts, shrimp and risotto where the passion for his work really comes out. The best part about it? It's healthy and easy to recreate at home.

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Cocoa Beach Lifestyle | January 2018

ARTICLE REBECCA WEST PHOTOGRAPHY BENJAMIN THACKER

KISSIMMEE RIVER OYSTER MUSHROOMS

CAPE CANAVERAL SHRIMP INGREDIENTS

FULL CIRCLE FARM SUNFLOWER SPROUTS

++

1/2 cup Anson Mills Risotto

++

1 cup white wine, such as sauvignon blanc

++

1 cup shrimp stock

++

½ cup Dakin Dairy Farm farm cream (in Brandenton)

++

2 tablespoons Florida Fields to Forks Farm shallot, minced (in Melbourne/Malabar)

++

1 tablespoon Dakin Dairy Farm farm butter

++

3 ounces Kissimmee River Mushrooms oyster mushrooms, sliced

FULL CIRCLE FARM GOLDEN PEA SHOOTS

SEA SALT/WHITE PEPPERCORN

++

4 ounces Cape Canaveral shrimp, shelled, deveined

++

13 grams Full Circle Farm sunflower sprouts (in Sebastian)

++

13 grams Full Circle Farm golden pea shoots

++

Sea salt/white peppercorn, to taste

++

1 ounce Parmesan-Reggiano, shaved

DIRECTIONS 1. Melt butter, then add shallots. Cook until translucent.

2. Add white wine, and cook until almost dry, about 10 minutes.

3. Add shrimp stock, and cook until almost dry, about 10 minutes.

4. Add mushrooms.

PARMESSANREGGIANO

5. Add shrimp 6. Add farm cream and cook for 5 minutes.

7. Add sunflower sprouts and golden pea shoots.

8. Garnish with shaved Parmesan-Reggiano 9. Plate and enjoy!

Chef Jeff Kainz is a graduate of the Culinary Institute of America and has worked at Daniel NYC in New York City and Victoria and Albert’s at Walt Disney World, among other first-rate eating establishments. If you'd like to try some of his other delectable recipes using fresh, locally sourced ingredients, visit him at Rising Tide Tap & Table in Port Canaveral, Florida, located at 523 Glen Cheek Drive.

For directions or more information, call 321.576.0676 or visit RisingTideTap.com.

January 2018 | Cocoa Beach Lifestyle

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OPEN HOUSE

ARTICLE REBECCA WEST | PHOTOGRAPHY MICHAEL GIRAGOSIAN

BEAUTY, STYLE & FUNCTION CONVERGE TO CREATE AN AMAZING HOME MAKEOVER

EXTREME MAKEOVER

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Cocoa Beach Lifestyle | January 2018

C

OCOA BEACH HAS COME A LONG WAY FROM THE FUNKY LITTLE BEACH TOWN DOTTED WITH “SURF GHETTOS” IT ONCE WAS. Over the years, a gradual transformation has taken place. Now, you can find a number of architectural designs throughout the community that reflect contemporary trends.

One such example can be seen in the home of Alicia and

Tim Phillips, owners of Phillips Development & Design. The couple took an outdated and inefficient property located on South Tropical Trail and transformed it into the kind of sleek, modern living space resembling that of beachside residences south of Melbourne Beach on your way to SBI. Stripping the nearly 5,000-square-foot structure down to the studs in January 2016, the extensive rebuild included a major reconfiguration that changed the entire look, inside and out. The home was designed in large part for entertaining, and the goal was to create an open floor plan flooded with natural light that would convey a comfortable, homey feel, rather than a sterile environment sometimes associated with contemporary builds.

While the style might be referred to as midcentury modern, the couple achieved what they think of as a European contemporary. The result is a less formal, more adaptable living space that provides dazzling views from every room in the house.

The outcome is also their way of fighting the predominant “Florida-tarian” look Alicia hopes will one day fade away.

If you’d like to get the look they’ve created in the dining room, you can find the single-slab rectory table made of reclaimed wood at Restoration Hardware. The oversized apothecary jars, perfect for centerpieces and displaying collections, are available at Pottery Barn.

CONTINUED >

January 2018 | Cocoa Beach Lifestyle

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OPEN HOUSE

(CON TI N U ED)

BRIGHT IDEA For area rugs, Overstock.com and Wayfair offer a variety of contemporary designs, and both are excellent sources for light fixtures as well. As for colorful art, visit the Studios of Cocoa Beach and Debrilcha Gallery in Cocoa Beach.

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Cocoa Beach Lifestyle | January 2018

online!

VISIT U S

WHAT ’S ON OUR WEBSITE? • • • •

Past Issues Current Articles Business Directory Contest Registration

VISIT US AT COCOABEACHLIFESTYLEPUBS.COM January 2018 | Cocoa Beach Lifestyle

19

NEW TRENDS

IN FITNESS

DELIVERS RESULTS ARE YOU RE ADY FOR THE CHALLENGE? ARTICLE REBECCA WEST PHOTOGRAPHY BENJAMIN THACKER

PILOXING 20

Cocoa Beach Lifestyle | January 2018

BARRE WORKS! WHILE SWISS AND BOSU BALLS ARE GREAT FOR BUILDING CORE STRENGTH AND IMPROVING BALANCE, THEY DON’T PROVIDE US WITH THE KIND OF CARDIO WORKOUTS THAT DOCTORS SAY WE NEED TO REMAIN HEART HEALTHY. The latest trends in fitness, however, get your heart rate up while allowing you to tone your body and build muscle. Fortunately, you don’t have to live in a sprawling metropolis to be able to take advantage of them. Right here in Cocoa Beach you can find facilities that offer the same kinds of challenging workouts that you’d expect in larger cities.

One local gym provides members with four workouts that are as varied as the people seeking them out and the reasons behind them.

That facility is Cocoa Beach Health & Fitness, and their classes have a broad appeal because they offer exercise programs to fit any lifestyle and most fitness levels.

PILOXING This popular new trend combines the power, speed and agility of boxing with the targeted sculpting and flexibility of Pilates, long known for toning, lengthening and strengthening muscles. It’s a fat-burning workout set to exhilarating dance moves, which incorporates the use of weighted gloves for enhanced toning benefits. If you want to move quickly with focus and precision, it’s the perfect workout.

BARRE WORKS! While yoga, recognized for its Zen-like mental and physical benefits, has been around for centuries, "barre works!" is not your mother’s yoga. This fitness trend is unique because it’s a combination of ballet, Pilates and yoga all wrapped up into one challenging full-body workout using light weights, ballet barre and yoga mats. Another nice thing about it is no ballet experience is necessary to begin.

CONTINUED >

January 2018 | Cocoa Beach Lifestyle

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NEW TRENDS IN FITNESS DELIVER RESULTS

(CON TI N UED)

JUST DANCE

Whatever’s piqued your interest to give it a try, highenergy classes such as "cardio salsa," "move & groove," "gotta dance!" and Zumba will rock your socks off.

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Cocoa Beach Lifestyle | January 2018

The latest trends in fitness, however, get your heart rate up while allowing you to tone your body and build muscle.

DANCE FITNESS TRENDS Dancers have always known the benefits of shaking your moneymaker, but it wasn’t until primetime celebrity dance competitions swept the nation that your average Joe caught on. This trend has a lot to do with contestants gushing about weight loss and increased stamina. Whatever’s piqued your interest to give it a try, high-energy classes such as "cardio salsa," "move & groove," "gotta dance!" and Zumba will rock your socks off.

If you still want to dance your way to fitness

BOOT CAMP

but at a slower tempo, there’s "belly fit," a holistic fitness class that incorporates elements of belly dancing, African dance, Indian dance and Bollywood styles into an hourlong class that encompasses cardio, cool down and core using Pilates and yoga principles.

ROCKET CIRCUIT TRAINING AKA BOOT CAMP TRAINING An aggressive, results-driven fitness program conducted in small groups, Rocket circuit training works the whole body, improves conditioning, muscular endurance, mobility, strength and stamina. It’s fun and fast-paced, so you don’t get bored while working your upper body, lower body and core, but you’ll definitely know you’ve had a workout when you’re done. This is a good choice for workout partners looking for a team fitness situation.

Staying active can lead to a longer, healthier life while maintaining precious mobility with fewer aches and pains. If you’re thinking about starting a fitness plan, any fitness plan, it’s recommended you consult with a physician before embarking on the program to confirm you’re healthy enough to partake in it.

Cocoa Beach Health & Fitness is located at 1355 N. Atlantic Ave., Cocoa Beach, FL 32931.

For more information, call 321.613.2969 or visit CocoaBeachHealthAndFitness.com.

January 2018 | Cocoa Beach Lifestyle

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Make the world go away without leaving your backyard Cross the threshold and step into a tranquil, idyllic environment worlds apart from the ordinary. Our guests enjoy the finest in oceanfront comfort in a European-styled hotel with individually decorated rooms and large oceanfront balconies. Enjoy a fresh-baked breakfast every morning, and wine and cheese social every evening.

Amenities abound for your enjoyment! The Inn has a fully-equipped exercise room, sun-splashed pool, massage room, expansive oceanfront views, area attractions and recreation, providing off-site diversions virtually right at your doorstep, just minutes away from shopping, fine and casual dining, entertainment and night life.

4300 Ocean Beach Blvd, Cocoa Beach, Florida 32931 321.799.3460 | TheInnAtCocoaBeach.com For Reservations: 800.343.5307 | Reservations@TheInnAtCocoaBeach.com

FINANCIAL BUZZ

FIVE KEY PLANNING FOR A FINANCIALLY FIT RETIREMENT

BEYOND ASKING WHERE YOU SEE YOURSELF AND EVEN WHAT YOUR LIFELONG GOALS ARE, EFFECTIVE RETIREMENT AND LONGEVITY PLANNING BEGS SOME VERY BIG QUESTIONS. Review the points below and consider how housing, transportation and health considerations all play a role in planning for your future. #1 WHERE WILL YOU LIVE? Whether you’re bound for a dream home or planning to stay put, housing likely will be your biggest expense in retirement. While aging in the comfort of your own home would be ideal, modifications to the home—or your plan—could be necessary as mobility and transportation challenges arise.

POINTS TO CONSIDER: ++

Do you want to stay in your home? Will it need to be modified?

++

What housing options are available to you, and what will they cost?

++

Would you want to downsize? Relocate to a pedestrian-friendly neighborhood?

Eighty-six percent of adults age 65+ want to

stay in their current home and community as they age. —AARP PPI, “What is Livable? Community Preferences of Older Adults,” April 2014 26

Cocoa Beach Lifestyle | January 2018

#2 HOW WILL YOU GET AROUND?

#5 WHO WILL TAKE CARE OF YOU?

It may come as a surprise, but transporta-

As we all live longer, chances are you may,

tion is the second largest expense for indi-

at some point, provide care for a loved one or

viduals older than 65 and accounts for about

receive care yourself. Becoming a caregiver

15 percent of their annual expenditures,

can be not only stressful but also can have

according to the Bureau of Labor Statistics.

financial consequences if it requires taking

That’s why we make sure to account for it as

time away from work. And long-term care is

part of your long-term financial plan.

not covered by Medicare.

POINTS TO CONSIDER: ++

How will you get to your favorite places

++

Who will assist you if you can’t drive

in retirement? yourself somewhere? ++

What transportation options are available in your area?

++

Do you understand the full impact of being a caregiver?

++

How will you get the care you need as you age?

++

Should you consider long-term care insurance?

Seventy percent of Americans age 65 in

2014 will need some form of long-term care. #3 HOW WILL YOU SAFEGUARD YOUR HEALTH?

—Department of Health and Human Services As you continue planning for your future,

Your health and your finances are inter-

your financial advisor can serve as your cen-

twined in complex ways. Most expect

ter point, helping you consider every facet of

Medicare to pay for their health care

a long and happy retirement–from health care

expenses in retirement. But, in reality,

and caregiving to transportation and housing.

Medicare pays only 60 percent of health care costs, according to the Employee Benefit Research Institute in 2015—you still will have premiums, copays and deductibles.

As you age, health care costs can add up.

POINTS TO CONSIDER: ++

Do you have an existing condition? What will treatment cost over the long term?

++

Do you know what costs Medicare will cover?

++

How will you pay for what

++

Have you considered Medigap?

Medicare doesn’t?

W. Dale Crossley, JD Financial Planner, RJFS Evan M. Shear, CFP®, CERTIFIED FINANCIAL PLANNER™ 1515 International Parkway // Suite 2019 // Heathrow, FL 32746 // 407-215-7575 2395 N. Courtenay Parkway // Suite 201 // Merritt Island, FL 32953 // 321-452-0061

#4 WILL YOU HAVE ENOUGH? Giving yourself every opportunity to save enough for a long, fulfilling life requires careful, detailed longevity planning—strategies for saving, investing and taking withdrawals.

Making the right Social Security claiming decisions is vital to optimizing your retirement income strategy.

POINTS TO CONSIDER: ++

When are you planning to retire?

++

What sources of income will you have in retirement?

++

Raymond James Financial Services, Inc. Member FINRA/SIPIC Material created by Raymond James for use by its advisors. The information contained herein has been obtained from sources considered reliable, but we do not guarantee that the foregoing material is accurate or complete. Raymond James is not affiliated with any other entity listed herein. ©2016 Raymond James Financial Services, Inc., member FINRA/SIPC. Securities offered through Raymond James Financial Services, Inc. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. CrossleyShear Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services.

How much income will you need in retirement?

January 2018 | Cocoa Beach Lifestyle

27

HEALTHY LIFESTYLE

28

Cocoa Beach Lifestyle | January 2018

color DIET BY

HOW TO GET THE MOST OUT OF YOUR DIET WITH REGISTERED DIETITIAN AND LOSE IT! ADVISORY BOARD MEMBER KRISTIN KIRKPATRICK CONTINUED >

January 2018 | Cocoa Beach Lifestyle

29

HEALTHY LIFESTYLE

(CON TI N U ED)

In the plant world, color and hue rule in terms of disease-fighting capability. Each color represents different benefits and the deeper the color, the more benefit there is.

Red

For example, red foods, like tomatoes, have lycopene which may play a role in helping to reduce the risk of prostate cancer. + Tomatoes, strawberries, watermelon, raspberries

Purple

Purple plants, like blueberries and eggplants, have anthocyanins, which have been found to help benefit the brain. + Eggplant, blueberries, plums, beets

Green

Green plants provide multiple benefits that improve health; two of my favorites—broccoli and kale—have high amounts of lutein and folate which can help enhance eye, brain and heart health. + Broccoli, spinach, kale, green tea, avocado, celery, snap peas

Orange

Some orange foods, like sweet potatoes and carrots, are packed with vitamin A, and other orange foods, like oranges and nectarines, are loaded with vitamin C. + Oranges, carrots, sweet potatoes, butternut squash, orange peppers, peaches

White

White is the color of allicin, found in vegetables like cauliflower, white onions and garlic, which helps protect against heart disease. + Cauliflower, bananas, white onions, garlic, parsnips

Black

Black foods, like black beans, black rice and blackberries, are high in anthocyanin, a pigment that has been linked to reducing cancer cell proliferation. + Black beans, blackberries

The point is, variety is key, and keeping a colorful plate will always serve you better than focusing on one simple color.

Track your fruit and vegetable consumption with Lose It!—a personal, app-based weight loss program used by millions of people around the world. Founded in 2008, 72 percent of Lose It!’s users have achieved clinically significant weight loss according to a 2016 study with the National Institute of Health.

Free and paid versions are available in Apple’s app store and Google Play store in the “Health and Fitness” category.

30

Cocoa Beach Lifestyle | January 2018

“EACH COLOR REPRESENTS DIFFERENT BENEFITS AND THE DEEPER THE COLOR, THE MORE BENEFIT THERE IS.”

Kristin Kirkpatrick, registered dietitian, is a nationally recognized nutrition expert practicing in Cleveland. She has more than 15 years of experience in the health management area. Kristin is also an award-winning dietitian, an author and an advisory board member for The Dr. Oz Show.

She has also appeared on both NBC Nightly News and CNN Health. Kristin holds a masters in health promotion management from American University in Washington, D.C., and a bachelor’s in political science from The George Washington University in Washington, D.C.

January 2018 | Cocoa Beach Lifestyle

31

J A N U A RY

LIFESTYLE CALENDAR

EVERY SATURDAY

key lime pie. Tickets will be sold at

and plants in the continental Unit-

the gate or at The Florida Key Lime

ed States. Field trips and outdoor

Pie Company's store, 102 Dixie Lane.

workshops, offshore boat trip; na-

10 a.m. to 6 p.m. Facebook.com/

ture-based exhibits, art show and

SPACE COAST FARMERS MARKET

FloridaKeyLimePieFestival

competition,

First United Methodist Church

19

of Cocoa Beach

Year-round market featuring local artists

COCOA BEACH FRIDAY FEST

fresh from Florida produce, fantastic

Downtown Cocoa Beach near City Hall

soaps and lotions, local honey, beautiful

Join Cocoa Beach's Friday Fest on

plants, rocks, minerals, crystals, fossils

the third Friday of every month! The

and meteorites, an assortment of lovely

whole family is invited to this fam-

jewelry and so much more! Facebook.

ily-oriented event that features live

com/SpaceCoastFarmersMarket

music, good vibes, food, a kids' zone

PAINTED VACATIONS WATERCOLOR CLASS

Studios of Cocoa Beach

Painted Vacations is a three-day watercolor workshop with Kathy Ren-

and so much more! 6 p.m. to 10 p.m.

CocoaBeachMainStreet.com

meet national authorities. For more information, call 321.268.5224 or visit

SpaceCoastBirdingAndWild-

lifeFestival.org

26 COCOA BEACH REGIONAL CHAMBER OF COMMERCE 50TH ANNUAL GALA Cruise Terminal 1, Port Canaveral

20 15TH ANNUAL PIRATE COSTUME BASH PORT CANAVERAL

The Cocoa Beach Regional Chamber of Commerce is turning 50! Recognized as one of the Space Coast's premier

professional

and

social

events, more than 200 chamber

Fishlips Waterfront Bar & Gril

partners and guests are expected to

nell Forbes. Students will work with

The most intense pirate gathering on

attend this affair. The event features

photos they have taken of a vacation

Florida’s Space Coast. Come parley

the installation of the chamber's 2018

or favorite place to create unique

for door prizes, costume contests,

chair: Dina Reider-Hicks, Waste Man-

paintings. The class will focus on

music by Panama Band, special fund-

agement Inc. The chamber's high-

composition, value and color. Stu-

raising activities to benefit the Na-

est honor, the Distinguished Service

dents should have some watercolor

tional Kidney Foundation of Florida

Award, will be presented.

experience. Cost is $300 with a $100

and more. Advance admission: $25

deposit. Contact Kathy at artbykrf@

online until January 19. Tickets at the

mindspring.com, ArtByKRF.com or

door: $35. Seating isn't guaranteed so

call 404.444.6797.

arrive early. 7 p.m. to midnight

13

24-29

SEVENTH ANNUAL FLORIDA KEY LIME PIE FESTIVAL

21ST ANNUAL SPACE COAST BIRDING AND WILDLIFE FESTIVAL

Join us for the Seventh Annual Flor-

College – Titusville

ida Key Lime Pie Festival hosted

This event offers opportunities for

by The Florida Key Lime Pie Com-

participants to explore world-re-

pany. A fun-filled day with live music,

nowned natural areas of Florida’s

food trucks, street performances, key

Space Coast, home of the largest

lime pie contests and Florida's best

collection of endangered wildlife

Brevard Veterans Memorial Park

32

presenta-

tions and informal opportunities to

and craftspeople, delicious sweet treats,

10-12

classroom

Cocoa Beach Lifestyle | January 2018

Eastern Florida State

Let us Design and Build your Dream Bathroom!

Artisans of marble, stone and tile. Experienced and talented in all types of flooring throughout the home.

CUSTOM CONCRETE & tile

Contact Kevin Belew, 2nd generation Artisan or Tanner Belew, 3rd generation Artisan.

321.258.0625 | CustomTileaAndConcrete.com

Serving Brevard County for over 30 years helping home owners design and build their dream bathroom.

CLEAN WATER

CHANGES

ABSOLUTELY EVERYTHING. When a community gets access to clean water, it can change just about everything. It can improve health, increase access to food, grow local economies, and help kids spend more time in school.

W W W. C H A R I T Y WAT E R . O R G January 2018 | Cocoa Beach Lifestyle

33

LOCAL’S CHOICE

Confessions of A Fitness Trainer ARTICLE REBECCA WEST PHOTOGRAPHY BENJAMIN THACKER

IF YOU’VE BEEN GETTING DOWN ON YOURSELF FOR YOUR FLAGGING INTEREST IN GETTING FIT OR YOU FIND YOURSELF FALLING OFF THE FITNESS WAGON TIME AND AGAIN, DON’T DESPAIR. Trying to stay healthy, even for fitness professionals, can be difficult, especially when it comes to discipline and diet. Here are some confessions Colleen Tokarz, fitness director at Cocoa Beach Health & Fitness and a personal trainer, shared.

Getting your body in shape or bikini ready isn’t solely from working out. It’s about proper nutrition.

Eighty percent of how you look is from eating right.

The hardest part about dining out or ordering in is the lack of reduced sodium choices on most menus, but my favorite 'cheat' meal is pizza.

After college, I joined a gym and never went, so I decided to start teaching group fitness—that way I had to be there.

- Colleen Tokarz Fitness Director

34

Cocoa Beach Lifestyle | January 2018

BRAND NEW, COCOA BEACH OCEAN FRONT CONDOS SCHEDULED FOR COMPLETION SUMMER 2018.

SAND DOLLAR REALT Y OF BREVARD IS YOUR EXPERIENCED RESOURCE FOR NEW CONSTRUCTION AND WATERFRONT PROPERT Y.

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