Broomfield, CO October 2022

The Food Issue!

F O O D + B E V E R AG E

I’M YOU R HU CKLEBERRY A R T S + C U LTU R E

PREPARE TO BE AM A ZED AUTO + M A R I N E

FEEL SAFE FO R TH E ROAD AH E AD

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LIFESTYLE LETTER

Hey Foodies!

October 2022 PUBLISHER

Justin Schierkolk | justin.schierkolk@citylifestyle.com EDITOR IAL COOR DINATOR

Ever had a Huckleberry Monte Cristo or a Huckleberry Smash? What about a Sparkle Bellini crafted with Wonderdust? If the answer is “yes”, then you’ve probably been to EAT! Food & Drink! If the answer is “no”, well, what are you waiting for? And if those items don’t sound appealing, not to worry… there is plenty to explore, including what is arguably the best breakfast burrito in town!

Switching gears to happy hour, we got the inside scoop on what it takes to make an outstanding craft beer from our friends at Rails End. Nate Ternes, the Head Brewer, pours his heart and soul into every drop, even if 2,170 gallons end up down the drain. Sound like a lot? Well, you’re right, it IS a lot, and you can check out our cover story to learn more about why owner Dale Reeder would rather sacrifice thousands of gallons of mediocre brew than let one single drop find its way across your precious palate!

This wouldn’t be a proper “Foodie” issue without a shout-out to the winners of this year’s Taste It Broomfield event! A big “congrats” to all of the following participants: • Best Sweet Treat – Nothing Bundt Cakes • Best Savory Bite – Bonefish Grill • Best Rise and Shine – Hollan-Dazed • Best Non-Alcoholic Beverage – Ziggi's Coffee • Best Alcoholic Beverage – Wonderland Brewing Company • Best Entry – Infinitus Pie aka iPie Broomfield • Best Taste of Broomfield – Nothing Bundt Cakes A big thank you also goes out to the Broomfield Chamber of Commerce for organizing this fun and delectable event!

We’d love to hear from you about your favorite dining options! Snap a photo or two and tag us on Instagram. Our local restaurant owners sure appreciate you and your business!

Enjoy,

Sarah Schierkolk | sarah.schierkolk@citylifestyle.com ACCOUNT MANAGER

Rick French | rfrench@citylifestyle.com STAFF PHOTOGR APHER

Sarah Dawn Photography sarah@sdawnphotography.com AD DESIGNER

Rachel Chrisman LAYOUT DESIGNER

Antanette Ray CONTR IBUTING WR ITER S

Keri Dillingham | bcah@artsinbroomfield.org Elise Oberliesen | eliseoberliesen@hotmail.com Shay Brase | shayb@macaronikid.com CONTR IBUTING PHOTOGR APHER

Life By Tay Media | imagine@lifebytay.com

Corporate Team CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore CHIEF OPERATING OFFICER Randy Radosevich DIRECTOR OF SOCIAL MEDIA Mindy Hargesheimer ART DIRECTOR Sara Minor OPERATIONS DIRECTOR Janeane Thompson AD MANAGER Chad Jensen WEB APPLICATIONS Michael O’Connell

JUSTIN SCHIERKOLK , PUBLISHER @BROOMFIELDLIFESTYLE

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Proverbs 3:5-6 Broomfield Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Broomfield area’s most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors.

Information in Broomfield Lifestyle™ is gathered from sources considered to be reliable, but the

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inside the issue The Food & Drink Issue

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F E ATU R E D

D E PA RTM E NTS

18 Rails End Beer Company

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Lifestyle Letter

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City Scene

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Business Monthly

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Local Experiences

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Happy Hour

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Local Limelight

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Giving Back

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Driver’s Notebook

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Financial Buzz

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Events

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Party Planning

Game of Barrels — Local Brew Pub Ups the Suds

24 I’m Your Huckleberry!

Local brunch spot brings fun and out-of-the-box ideas to its community

30 Prepare To Be Amazed

A glimpse into the 1st Annual Creative Immersion Gala

34 Feel Safe for the Road Ahead Plaia Insurance Agency

O N T H E C OV E R

Photography: Sarah Dawn Photography Head Brewer Nate Ternes of Rails End Beer Company.

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FO O D + B EV ER AGE FO O D + B EV ER AG E

A RTS + C U LT U R E AU TO + MA R I N E

FI NA NC E + LEGA L SE RV IC E S

ENT ERTA I NMENT

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city scene

Where neighbors can see and be seen.

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1: Little tasters going back for seconds of their favorite samples. 2: Freddy’s serving up big scoops of ice cream. 3: Northside Tavern serving up some delicious sliders. 4: Windfall Brewing Company offering beer samples. 5: Over 30 vendors at Taste it Broomfield 2022.

6: La Distileria serving bite size snacks and unique drinks. 7: Congratulations to all the award winners.

Photography by Flatirons Pro Media

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C I T Y SC E N E

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Tag your Instagram photos with @BroomfieldLifestyle

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1: President/CEO Pat Monacelli presenting awards. 2: Best Dressed award winners, Justin and Sarah Schierkolk with CEO Pat Monacelli.

3: Chamber members playing blackjack. 4: The Sheriff taking a break for a game of roulette. 5: It wouldn’t be a western jamboree without delicious BBQ. 6: Thank you Lionsgate Event Center for hosting this years Chamber Awards Ceremony. 7: Chamber members dressed to impress at this year’s Western Jamboree theme. Photography by Flatirons Pro Media

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business monthly A round-up of exciting news from local businesses.

Pumpkin Spice and Everything Nice…

Get into the Spooky Season Spirit at EAT! Food & Drink. They are now featuring house-made pumpkin spice pancakes and waffles topped with cream cheese drizzle and a dash of pumpkin spice. They are also rolling out their fabulous new fall cocktails including a pumpkin pie martini. Come get them before they are gone!

Scan to read more.

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local experiences The best places and things to do in our area.

Fall is here and we are ready for a foodie experience to usher in the new season. We are sharing some of the best spots around town with great atmosphere, seasonal menus, outdoor seating, and an elevated experience. Treat your taste buds this month and get out and experience what our area has to offer.

St ylish & Upscale Foodie Establishments HOLLAN-DAZED INC. : A delicious, hearty breakfast or brunch at its best is what you can expect at Hollan-Dazed! Everything is cooked fresh in our scratch kitchen. 1275 E. 1st Ave. Unit B Broomfield, CO TR ULY ASIA: As the name suggests, at Truly Asia you can choose from a variety of the very best dishes from Japan, China, and South East Asia (Thailand, Malaysia, Singapore, and Indonesia). 300 Nickel Street Suite 1 Broomfield, CO LA DISTILER IA: Think simple, fresh Latin fare. You’ll find traditional Mexican dishes like street tacos and enchiladas, or expand your palate with Peruvian ceviche, Argentinian-inspired empanadas, and Puerto Rican sweet plantains. 1100 U.S. 287 Broomfield, CO EAT! FOOD & DR INK: An experience at EAT! Food and Drink is one that is hard to stop thinking about. Owner David Frieder and General Manager Brittany Bartlett have raised the bar for brunch expectations, putting new spins on traditional dishes. 520 Zang Street Broomfield, CO WHISTLING HAR E DISTILLER Y: Founded on the premise that good spirits should be made from fresh, local and sustainable ingredients, Whistling Hare is a true local gem. Visit for a tour or tasting and find out for yourself!

7655 West 108th Avenue Westminster, CO

La Distileria Sarah Dawn Photography

Scan for more photos and the full list.

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Broomfield’s Best

BREAKFAST BURRITO!

Gourmet Breakfast, Brunch, & Lunch 520 Zang St., Unit N, Broomfield 303-728-9990 | eatateat.com Mon-Thurs 8am-3pm Fri-Sun 7am-3pm

Great Beer, Good Times Come and See Why Broomfield Loves Rails End! Live Music | Food Trucks | Open Mic Night | Comedy Night

Scan to see what’s on tap!

“One of my favorite spots in Broomfield! Excellent beer and excellent space. I highly recommend Rails End.” - Christina Surprenant 303.353.8121 | railsendbeerco.com OCTOB ER 2 0 2 2 | C I TYL I FE STYL E . C OM/BR O O M F I E L D

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R A I L S E N D B E E R C O M PA N Y

GAME OF BARRELS — LOCAL BREW PUB UPS THE SUDS

H E AD BREW ER: Nate Ternes B R E WERY: Rails End Beer Company LOCATI ON : 11625 Reed Ct Broomfield, Co 80020 # OF H ATS WORN : 4-Bartender, Drink Pourer, Taproom Manager, Head Brewer.

R E Q UI RED K N OW LEDG E: Chemistry, Biology, Recipe Development, Fermentation, FDA Regulations, Food Safety.

B IGGEST CHALLEN G E: Deciding next batch and tweaking recipes.

O CCUPATI ON AL HAZARD : Daily beer tastings for quality control.

ARTICLE BY ELISE OBERLIESEN PHOTOGRAPHY BY SARAH DAWN PHOTOGRAPHY

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H AP PY H OU R | FOOD + BE VE RAGE

BEST SELLERS

BREWER IN THE MAKING

Irish Red

“I started wiping tanks and mopping as a volunteer at Rails End. That turned into cleaning tanks, kegging beer for local restaurants to running the tap room.”

One-Liner

Rail Spike Seltzer

Blood Orange Double IPA

Let’s face it. Crowd-worthy craft brew creations do not magically drop from the blue sky—nor do mermaids swim out of fermentation tanks delivering time-tested recipes that guarantee batch success.

At Rails End Beer Company—that job belongs to Head Brewer Nate Ternes. He’s responsible for monitoring the fermentation process and the liquid gold that spills from it.

But before can he wear the mad scientist goggles and experiment with clever recipes, step No. 1 is sourcing top-quality ingredients that deliver good taste.

“Different malts have unique flavors. I adjust the recipe with various malted barlies because each brand tastes slightly different.”

Creating original brew recipes requires a surprising amount of research—plus trial and error. It’s not like there’s an app for that. Instead, the pressure weighs on Ternes to take calculated risks and get creative with ingredients. While he undoubtedly brings some brew-making wizardry—there’s no crystal ball that predicts which batch justifies a swallow.

Like most people, Ternes paid his dues before landing second in line at Rails End. His determination got him there.

“I started wiping tanks and mopping as a volunteer at Rails End. That turned into cleaning tanks then kegging beer for local restaurants to now running the taproom,” he said.

In the early days, Ternes quickly progressed from volunteer to landing a fun, cool taproom job—at a then-fledgling brewpub. But it was his love of the craft brew culture that ignited his fiery passion and eventual career progression.

Prior to landing the head brewer spot, Ternes went back to college a second time.

This time to pursue the Applied Craft Brewing program at Regis.

But truth be told—it was during his first stint in college when he realized his Brewmeister talents would lead to bottoms up success. He discovered this sixth sense with a college buddy. The two set up a garage-style brewing operation. Not surprisingly, this brew crew found volunteer taste testers who consistently emptied the barrels, so to speak.

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TA S T E W O R T H Y O R TO S S W O R T H Y

Humble beginnings indeed for Rails End Beer Company.

Small operation starts as two-barrel brew pub to 15-barrel in six years. Rails End Owners Dale and Lisa Reeder now run a $1.5 million operation, in equipment assets alone.

Rails End Beer Company Owner Dale Reeder holds high standards when it comes to brew quality, ingredients and taste. Reeder would rather toss a perfectly imperfect batch of brew rather than salvage—save or fix it. That’s because, if products carry the name Rails End Beer—he refuses to compromise the quality customers have come to expect. He would rather take a hit in the purse strings.

“I was asked, ‘Why don’t you mask it with hops and call it something else?"

Reeder’s response, “Because we just don’t do that here. Can’t give a fake product to the community.”

The idea of dumping beer instead of reviving it brings many a tear to brew lover loyalists. Some folks even consider the practice sacrilege.

Keep in mind, taproom owners run businesses. And any successful business must weigh tough financial decisions. After all, much of the clientele doubles as esteemed beer aficionados—not to be confused with beer snobs. Taste matters.

Earlier this year, Reeder dumped more than 2,170 gallons. Reasons run the gambit from equipment failure to fermentation kerfuffle. Most would call the loss simple overhead.

Thanks to trained taste buds, Rails End mostly gets it right. That’s because Ternes and Reeder taste the stuff—daily. Should their discerning taste buds detect even minuscule hints of unfavorable aftertaste, they decide whether it’s taste worthy or toss-worthy. Luckily they have help from mug club members.

“We all sit and we do a tasting together. We give a 10 oz pour and ask for feedback.

Usually, the answer has 2 thumbs up.” Reeder said. He takes feedback to heart so his team can continue improving the product and providing a tasty taproom experience. Membership costs $125 annually which includes year-round tasting perks.

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H AP PY H OU R | FOOD + BE VE RAGE

A B OV E : Owners Dale and Lisa Reeder commonly share a laugh over their labor of love.

O P P O S I T E TO P - L E F T: With 13 beers on tap, you’re sure to find something that makes your taste buds dance.

O P P O S I T E TO P - R I G H T: There is something for the entire family with games, live music, events and food trucks just to name a few. And don’t forget to bring your 4-legged kids.

O P P O S I T E B O T TO M : Reeder and Ternes take one for the team, tasting each batch daily, in order to serve only the best to their community.

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Back to School Special

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I’M YOUR HUCKLEBERRY! LOCAL BRUNCH SPOT BRINGS FUN AND OUT-OF-THE-BOX IDEAS TO ITS COMMUNITY

ARTICLE BY SHAY BRASE PHOTOGRAPHY BY SARAH DAWN PHOTOGRAPHY

OW N E R DAV I D F R I E D E R A N D G E N E R A L M A N AG E R B R I T TA N Y B A R T L E T T An experience at EAT! Food and Drink is one that is hard to stop thinking about. Owner David Frieder and General Manager Brittany Bartlett have raised the bar for brunch expectations, putting new spins on traditional dishes. How does Horchata Stuffed French Toast sound? Or would you prefer their Thank Us Later Benedict, made with pulled short ribs that have been slow cooked in a Bloody Mary rub, two perfectly poached eggs, and a smoked paprika hollandaise?

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LOCA L LIM E LIGH T | FOOD + BE VE RAGE

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G E N E R A L M A N AG E R B R I T TA N Y B A R T L E T T SHOWING OFF A POPULAR MENU ITEM, THE HUCKLEBERRY MONTE CRISTO

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LOCA L LIM E LIGH T | FOOD + BE VE RAGE

“I really admire David and his vision to develop such a fun and hip brunch spot,” says Brit of EAT’s owner. “I do what I can to make his vision a reality.”

Brit is a piece of the EAT! puzzle that keeps us coming back for more. The Lafayette native is a true service professional and loves what she does.

She went to college at Florida Atlantic University in Boca Raton, Florida, where she bartended and managed for eight years in the restaurant industry. She was also the General Manager of Por Wine House in Louisville before finding her home at EAT! Brit and David bring to fruition their ideas for the food menu together, while Brit takes charge of creating the rotating specials and many of their craft cocktails.

Guests quickly become regulars for selections like the Everything Bagel Bloody Mary (served with a mini everything bagel from Moe’s) and their Breakfast Old Fashioned, with Breckenridge Madeira cherry-finished Bourbon, brandied cherry, black walnut bitters, and cinnamon simple syrup, topped with a mini waffle and bacon.

For a truly photo-worthy sip, Brit recommends a Sparkle Bellini crafted with Wonderdust, an electrolyte glitter that makes the drink shimmer.

OW N E R DAV I D F R I E D E R FLAUNTING HIS MOST POPULAR COCKTAIL CREATION, THE HUCKLEBERRY SMASH. Yet another aspect of EAT! that sets it apart from the rest is its love and respect for local and unique fare. For example, Frieder is a big fan of huckleberries, and you’ll see them featured in items such as their Huckleberry Monte Cristo and Huckleberry Smash (both pictured!) The berries are sourced from a small farm in Idaho. “[The berries] have a very distinct flavor and no one else has them,” he says. “It makes us unique.”

Frieder values local business and fresh ingredients, and sources many items for EAT!’s dishes from family-owned mom-and-pop shops. You’ll find chorizo from Belifores in Wheat Ridge, bread from Harvest Moon and Polidori sausage from Denver, among others.

On the note of supporting local, EAT! is an active member of its community. David is a member of the Broomfield Chamber of Commerce, where Brit is an ambassador. They also do drives with Broomfield FISH, a nonprofit organization that provides food, emergency financial assistance, and one-on-one mentoring support to Broomfield residents in need. A portion of the restaurant’s profits goes directly toward the organization. EAT! has donated to several other nonprofit organizations in the Denver metro as well, paying its respect to the locale it calls home.

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ARTICLE BY KERI DILLINGHAM | PHOTOGRAPHY BY LIFE BY TAY MEDIA

Prepare To Be Amazed A GLIMPSE INTO THE 1ST ANNUAL CREATIVE IMMERSION GALA As attendees ventured towards the venue, they were greeted by stilt walkers and the soft sound of classical music. After turning a corner towards check-in, Iluminar Aerial student performers and Elevated Circus fire throwers impressed the gathering crowd. This was only the beginning of the evening of performances and interactive attractions featured at the 1st Annual Creative Immersion Gala premiered by the Broomfield Council on the Arts & Humanities.

The air of mystery and glamor created by the circus arts was mirrored in the masks and fashions of attendees. From handcrafted masks and light-up gowns to elegantly matched attire of couples in attendance, it was as if Broomfield was hosting the Met Gala.

Beyond the enjoyment of participating in the masquerade theme, attendees were entertained by a solo cellist performance by Chas Barnard of Sohap Ensemble, a humorous storytelling session by Broomfield Spellbinder Julie Toepper, modern dance performance

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G IV IN G BAC K | A RTS + CULTURE

by Chadash Contemporary Dance Movement, and one of the top favorited sets of the event — Flatirons Community Orchestra.

Laughter echoed the hallways as attendees continued their night after the seated portion of the event ended. They took selfies, played lively games of wine toss, won art made by local artists from a claw machine, created art with the Broomfield Art Guild, learned calligraphy from Broomfield Sister Cities, and looked at stars with Standley Lake Stargazing group.

Many attendees dared to envelope themselves in a hypnagogic, immersive art room made by BCAH's Art Team and Lumonics Light & Sound Gallery to look like an old woman's living room complete with an odd collection of spoons and jars, toppling plates frozen in midair, a smoking grandmother clock, and psychedelic film on loop.

One attendee remarked how the event was intriguingly different than any other local gala, while another proclaimed it to be a successful inaugural event for the nonprofit.

When asked if they met their fundraising goal for the event, BCAH Executive Director Keri Dillingham explained, "The paddle-raising goal set by our staff and Board of Directors was nearly reached with the gap closed by our sponsors for the evening, but the real achievement was drawing supporters to a brand new gala, giving them an unusually exciting experience, and offering a glimpse into the many ways that BCAH has presented and supported arts, culture and science programming in Broomfield since 1973."

If you missed this year’s event, open your calendar now, mark down next year’s event as a “must-attend,” and start thinking about what you will wear to this glittering, masquerade soiree. In the meantime, become a donor of this long-standing nonprofit and follow BCAH’S social media accounts for updates on their 2nd Annual Gala and the multitude of other events offered year-round.

BCAH WORKS TO ENSURE ENGAGING, DIVERSE EXPERIENCES ARE ACCESSIBLE BY ALL, WHICH IS WHY:

90%

of BCAH’s staff-presented programs are free to attend

50%

of BCAH’s director-led programs have low cost admission Majority are presented locally

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JOIN US FOR OUR 30TH ANNIVERSAY SEASON!

Take your first 5 Adult Classes FREE*.

Offering a full wellness center for our dancers overall health and well-being.

Colorado Conservatory of Dance is a 501(c)(3) non-profit arts organization EIN 46-2961115 Photo by Misha Photography

ccdance.org/dreams Just off of Hwy 36 in Broomfield

*NEW ADULT (AGES 18+) STUDENTS ONLY - Must show proof of offer at time of registration. All 5 unique classes need to be taken by December 17, 2022.

Redemption expiration date is December 10, 2022.

3001 Industrial Lane #12 I Broomfield, CO 80020

303.466.5685

Happy Halloween!

Jackie Phillips

10465 Melody Dr., Ste. 107 Northglenn, CO 80234 720-550-1388 JPhillips@ShelterInsurance.com

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Graphic Design - Web Design - Digital Marketing OCTOB ER 2 0 2 2 | C I TYL I FE STYL E . C OM/BR O O M F I E L D

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Feel Safe for the Road Ahead

ARTICLE BY SHAY BRASE PHOTOGRAPHY BY SARAH DAWN PHOTOGRAPHY

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D R IV E R’S N OT E BOOK | AUTO + MARI NE

We are complex species in a busy world. In any given season of life, most-to-all are rotating between dozens of metaphorical “hats”. You may be a young, single bachelor, tech guru, and avid skier. Or you may instead be a grandmother, caretaker, hobby artist and small business owner who likes to camp on the weekends.

Any and all combinations are welcome!

Michael Plaia is a loving husband and father, travel enthusiast, and relationship builder, who loves auto racing and go-karting. He credits his passion for things that go to his father, who propped him up with a phone book and taught him to drive a manual transmission in a parking lot at the age of eight. As an adult, Michael started doing amateur track days at various racetracks and worked with several driving instructors to get solo-certified. Most of the time, he participated in go-karting events to get his driving fix.

Michael also happens to be the owner and consultant at Plaia Insurance Agency, which he runs with his wife, Robin. His family, hobbies, and past can all be attributed to what make him an understanding and trustworthy agent today.

The same father who left such a memorable impact on a young Michael passed away when he was 12, but not without leaving a last gift that would set him up for success as an adult. He had secured a life insurance benefit for his son that became available when he turned 18. The proceeds were used to pay for Michael’s college and room and board for 4 years.

“Not many people can pay for college in full without accruing student loan debt or working full- or part-time to make ends meet,” he says. “I would give anything to have my father back, but his last gift to me meant I could focus 100% on my education and later begin my professional life after college debt-free.”

Most of the time we don’t think about how having insurance can impact our lives in a positive way, but this is one way that it did just that.

As time went by, a homeowner’s policy served as a financial relief once again. Michael’s childhood home

in Texas had to be rebuilt three times in two decades due to hurricanes. Each time insurance proceeds allowed his mother to build back with minimal impact to her finances. Her story could have easily had a very devastating outcome, had she not been properly and preparedly insured.

Having a family of his own made proper coverage paramount for Michael and his family. “The last thing I want is to jeopardize our assets (retirement, savings, etc),” he says.

The youngest members of the Plaia family are Michael and Robin’s two elementary-aged daughters. The girls enjoy daddy/daughter dates, consisting of everything from picnics at the playground to burgers and go-karts (the apples didn’t fall far from the tree!) However, both Michael and Robin know that one day -all too soon, no doubt- their little girls will be learning to drive and needing their own ways to get around. The Plaia Insurance Agency has seen its fair share of new drivers being added to auto insurance policies. Michael offers a bit of advice for parents regarding what their newly-licensed teens really need: • A “well-loved” used (but reliable) vehicle.

• Liability insurance only (due to the vehicle’s lower value).

• A driving app or program, if your insurer offers one, to encourage safe driving and get a nice discount in the process. Farmers Insurance offers one called Signal, where students ages 16-24 earn a discount for a B “average” or better.

It is to one’s utmost benefit to have a good agent walk you through your own seasons of life. It helps to have a neighbor to trust with when protecting what is most important to you, and be able to help you add or adjust these protections as you move from one chapter to the next. Life is ever-changing, but preparedness is the key to helping you navigate it with a peace of mind.

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I F YO U A R E READING THIS...

S O I S YO U R B E S T C L I E N T.

2 OUT OF 3 of our readers regularly purchase from our ads.

ADVERTISE WITH US. LEARN MORE AT CITYLIFESTYLE.COM/BROOMFIELD

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don’t be spooked by the real estate market, I’m here to help.

Here at Beautiful Savior Lutheran School, we focus on helping our community thrive through education. We pride ourselves on our low teacher/student ratio and our curriculum. We know that in today’s social climate it can be tough to find a community to fit in with.

That’s why we offer a safe, happy environment not only for our students, but also our parents.

We would love for you to join our family!

6995 W 120th Ave. Broomfield, Colorado 80020

(303) 469-2049

beautifulsaviorbroomfield.org

Scan to Contact Elena 720.291.9101 elenalilja.exprealty.com cloud9homes5280@gmail.com OCTOB ER 2 0 2 2 | C I TYL I FE STYL E . C OM/BR O O M F I E L D

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Support Your Favorite Charity with Life Insurance ARTICLE BY DAVE MANLEY & AARON RASK PHOTOGRAPHY BY SARAH DAWN PHOTOGRAPHY

Aaron Rask & Dave Manley - Summit Financial Solutions, Broomfield

As Americans, we can take pride in the fact that we are a nation of givers. And as the economy improves, charitable giving is on the rise. In fact, according to the National Philanthropic Trust in 2020 total charitable giving from U.S. individuals, corporations, foundations, and bequests exceeded $471 billion with 69% coming from individuals. (1) While money may be tight for many Americans, it’s nice to know that there is a way to support a favorite charity without having to worry about the impact it could have on your budget. How? By giving the gift of life insurance. Here are just a few ways you can use this proven method to contribute money to your favorite causes:

DONATE AN EXISTING POLICY— If you already have a policy and no longer need the death benefit, you can gift the policy to your desired charity, which may give you some tax benefits. The charity will receive the full benefit amount when you die.

38

F IN A N CIA L BU Z Z | FIN ANCE + LE GAL S E RVI CE S

LIST THE CHARITY AS A BENEFICIARY— As the owner, you remain in control of your policy and can leave money to as many beneficiaries as you like: children, grandchildren—even multiple charities. Or, you can name a single charity the sole beneficiary, and it will receive the entire amount.

PURCHASE A SEPARATE POLICY— There are times when it makes sense to have separate policies: one for loved ones and one for charitable gifts. This technique can prove especially helpful if you would like to retain ownership of one policy, but not the other.

CREATE A CHARITABLE REMAINDER TRUST— While this planned-giving tool is designed to shelter appreciated assets such as stocks and real estate, you can also incorporate life insurance if it’s set up properly. Be sure to consult a trusts and estates advisor before pursuing this approach.

Giving life insurance can be a lasting legacy to support causes dear to you. Depending on the method you choose, it may also offer a variety of tax benefits.

This educational, third-party article is provided as a courtesy by Aaron Rask, Agent, New York Life Insurance Company and David Manley, Agent, New York Life insurance Company. To learn more about the information or topics discussed, please contact Aaron Rask at 720-6282835 or David Manley 303-817-8763.

(1) “Charitable Giving Statistics,” National Philanthropic Trust, 2021. https://www. nptrust.org/philanthropic-resources/ charitable-giving-statistics Neither New York Life Insurance Company nor its agents provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decision. Also, state laws vary with respect to charities and insurance. Please consult your legal advisor for details.

AR10987 (05/22) SMRU1776906 (Exp. 05.24.2024)

WE TREAT YOU LIKE FAMILY.

Estate Planning Asset Protection Charitable Planning Retirement Planning Disability & Extended Care Needs

Aaron P. Rask Founder & CEO

www.SummitFinancialSolutions.net | (303) 403-5623

David Manley RICP

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370 Interlocken Blvd Ste 600 Broomfield, CO 80021

OCTOB ER 2 0 2 2 | C I TYL I FE STYL E . C OM/BR O O M F I E L D

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O C TO B E R 2 0 2 2

FREE BRAKE PADS It’s Pink October and you can help us put the brakes on breast cancer!

events A curated selection of the most intriguing upcoming events in our area.

OCTOBER 13TH

Embracing HOPE

L I O NS GAT E E V E NT C E N T E R 1 0 5 5 US 28 7 L A FAYE T T E , C O 8 0 0 26 | 1 1 :0 0 A M Join us for Broomfield FISH's annual luncheon fundraiser. Doors open at 11:00 am with our luncheon beginning at 11:30 am. This event is FREE and registration is required due to limited seating. broomfieldfish.org OCTOBER 15TH

FRIENDS of Broomfield Variety Show

Free brake pads during the month of October, courtesy of 5th Gear Automotive in Broomfield! 10% of the proceeds go to the Cleveland Clinic Breast Cancer Vaccine Research Fund!

That’s right, this is to fund a breast cancer VACCINE. This vaccine is intended to prevent breast cancer altogether.

Prevention IS the cure!

OCTOBER 22ND

Beautiful Savior Lutheran School Annual Trunk -or- Treat

Scan this code to schedule your brake pad service now!

720-408-3650 | 5thGearAuto.com 7301 West 118th Place | Broomfield, CO 80020

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EVE N TS

T H E A L A MO DR A F T H O U S E 8 9 0 5 WE ST MI NST E R B LV D, WE ST MI NST E R , C O 8 0 03 1 | 1 2:0 0 P M Join us for a fun afternoon of musical performances by our FRIENDS participants. Enjoy lunch, a show, and support our friends with intellectual and developmental disabilities as they raise money for their program. Please find more information on our website www.friendsofbroomfield.org. Feel free to contact us at 303.404.0123 or email gcoufal@friendsofbroomfield.org with any questions. Together we can make dreams come true!

6 9 9 5 W 1 20 T H AV E B R O O MF I E L D, C O 8 0 0 2 0 | 3:0 0 P M Beautiful Savior Lutheran School is holding their annual Trunk-or-Treat event. They will be serving free hotdogs and water. Bring your ghosts and goblins for a fun family event! Open from 3-4:30 for a spooktacular time!

O C TOBE R 2 9 T H

Halloween at the Depot

2 2 0 1 W 10 TH AVE, BRO O M FIE LD, CO 8 0020 | 11: 0 0 AM Enjoy special historic crafts and spooky stories at the Depot! This free, drop-in program is a great way to finish your fall. Find more info at broomfielddepotmuseum.org.

O C TOBE R 2 9 T H

2022 A PRECIOUS CHILD ANNUAL GALA Halloween Masquerade

H YAT T REGENCY DEN VER AT CO LO RADO CON VEN TION CE NT ER - 650 15TH STR EET DE NVE R, CO 8 0202 | 5:30 PM Join us Witches and Warlocks for a decadent Halloween Masquerade Gala in support of A Precious Child.

This will be an amazing evening, filled with hope and inspiration, and will include a seated dinner, live and silent auctions, casino games, dancing, and music, all for a good cause – to provide opportunities and resources to children in need. Registration is now open! apreciouschild.org N OV E M BE R 1 9 T H

Jingle Bell Market Craft Fair

BRO O M FIE LD C OMMUN ITY CE NT ER - 280 S PADER WAY | 8: 0 0 AM Broomfield's craft fair of the holidays, will be held at the Broomfield Community Center. The annual Jingle Bell Market Craft Fair features five rooms filled with local crafters from Colorado. You will find something special for everyone on your list! Save the Date! Free Admission.

8am-3pm.

Want to be featured?

Get in touch by heading over to our landing page to connect: CityLifestyle.com/Broomfield

Temporary Rate Buydown First Year’s Payment

2% Below Note Rate

Second Year’s Payment

1% Below Note Rate

Third Year to Term Payments

At Note Rate

In a temporary buydown, the effective interest rate that a borrower pays during the early years of the mortgage is reduced.

This is a great opportunity to experience a lower monthly payment for the first years of a mortgage and have the stability and security of a fixed rate mortgage!

Own Your Future Brett Popish, Branch Manager Direct: (303) 668-5891 bpopish@ulc.com www.popishmortgage.com License: CO:100015587 NMLS: 253202 12365 Huron St. Suite 1800 Westminster, CO 80234

Contact your Loan Officer for Details OCTOB ER 2 0 2 2 | C I TYL I FE STYL E . C OM/BR O O M F I E L D

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ARTICLE BY LISA MOYER, LAUREN LANE CULINARIAN AND LEANN PARKER OF SILVERTOOTH HOME PHOTOGRAPHY BY JANIE JONES

HOST YOU R OW N FOOTBA LL TA ILGATE PA RT Y It’s officially fall, football and tailgating season, and you can feel the excitement in the air. Kick off your party by inviting your favorite fans over, then entertain in effortless Americana style with the latest styling tips hosted by experts Lauren Lane Culinarian and LeAnn Parker of Silvertooth Home. You’ll earn hearty cheers for your hosting skills with these charming tailgating DIY tutorials plus original recipes upstyled for a modern spin on stadium comfort food. It’s the ultimate outdoor game-day experience you can enjoy in your own backyard or anywhere you love to gather your team for the season.

Praline Pecan Crunch Snack Mix Ingredients • 8 cups brown sugar or cinnamon cereal squares • 1 cup pecan halves • 1/3 cup light corn syrup • 1/3 cup firmly packed brown sugar • 3 tablespoons butter • 1 teaspoon vanilla • 1/2 teaspoon baking soda • 2 cups white chocolate-covered pretzels • 1 cup salted peanuts • 2 packages of large waffle cones or paper bags

Want to see more?

Scan the QR code or visit bit.ly/TailgateLifestyle for more recipes and DIY instructions.

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PA RT Y P LA N N IN G | ENTERTAI NME NT

Truck: Sweet Streams Lavender Co. @sweetstreamslavender Recipes: Lauren Lane @lauren_lane_culinarian Stylist: LeAnn Parker @silvertoothhome Photography: @uncommon.jane

Instructions 1. Heat oven to 250°F. Spray a 13 x 9-inch baking pan with non-stick cooking spray. Combine cereal and pecans in pan and set aside.

2. In a 4-cup microwaveable bowl, combine corn syrup, brown sugar and butter spread.

Microwave on HIGH 1 minute 30 seconds. Stir.

Microwave 30 seconds to 1 minute 30 seconds or until boiling.

3. Stir vanilla and baking soda into mixture. Pour over cereal mixture; stir to coat evenly. Bake for 1 hour, stirring every 20 minutes. Spread on baking sheet and cool completely; break into pieces. When cooled, add peanuts and pretzels.

Makes about 10-11 cups. Store tightly covered.