Arvada, CO December 2020

D E C E M B E R 2 02 0

LI F E + C U LTU R E S TAY U P I N LOW T I M ES WELLNESS T I P S FO R L IVI N G WE ALT H I ER AN D WISER

Let the Spirit Move You

What’s your new year’s resolution?

With the new year upon us, what resolutions do you have for taking care of your family? Whether it is better insurance coverage or help with your financial future, we can help show you the solutions we offer to help with your resolutions.

Angelo Gentile Financial Representative angelo.gentile@countryfinancial.com (303) 420-0855

Andrea Romero

Katie Lorsbach

Financial Representative

Financial Representative

andrea.romero@countryfinancial.com (303) 403-8400

katie.lorsbach@countryfinancial.com (303) 403-8401

RICP®

CFP®, ChFC®, CLU®

*Auto, home and business insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®. Life insurance policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company®, Bloomington, IL.

Merry &

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C a l l ( 3 0 3 ) 4 4 7 . 0 2 1 0 o r v i s i t w w w. a s p e n e y e w e a r . c o m

WHEN YOU MENTION ARVADA LIFESTYLE

NON PRESCRIPTION SUNGLASSES · PERSONAL SERVICE 2 5 2 5 A r a pa h o e Av e U n i t E 2 3 , B o u l d e r , C O 8 0 3 0 2

LIFESTYLE LETTER

DECEMBER 2020 PUBLISHER

Matthew Coffel | matt.coffel@lifestylepubs.com EDITORIAL COORDINATOR

Joy and Cheer in Arvada

Libby Furns | libby.furns@lifestylepubs.com STAFF PHOTOGRAPHER

Scott LeBaron | lebaronphoto@gmail.com

OKAY, SO MAYBE THE HOLIDAY SEASON ISN’T FULL OF JOY AND CHEER THE

AD DESIGNER

ENTIRE TIME. There’s a lot to do, and you want everything to be perfect so your family

Evan Deuvall

and friends know how loved they are. But take a big breath—we are here to help.

L AYO UT DESIGNER

Jayme Emery

This month’s issue includes the ultimate gift guide for everyone on your list, and you can find each item here within our community. We are all about shopping local in Arvada and supporting each other.

This holiday season is going to be wonderful, and we believe in you. Just remember to find time for yourself too. Your family wants you to be happy and healthy above all else.

Happy holidays, Arvada. We can’t wait to see you next year!

CORPORATE TEAM Matthew Coffel, Publisher

CHIEF EXECUTIVE OFFICER Steven Schowengerdt CHIEF SALES OFFICER Matthew Perry CHIEF FINANCIAL OFFICER DeLand Shore ART DIRECTOR Sara Minor OPERATIONS DIRECTOR Janeane Thompson AD MANAGER Chad Jensen REGIONAL SALES DIRECTOR Eric Williams WEB APPLICATIONS Michael O’Connell

514 W 26TH ST., KANSAS CITY, MO

ARIZONA | CALIFORNIA | COLORADO | CONNECTICUT | FLORIDA | GEORGIA IDAHO | ILLINOIS | KANSAS | MARYLAND | MASSACHUSETTS | MICHIGAN MINNESOTA | MISSOURI | MONTANA | NEW JERSEY | NORTH CAROLINA OHIO | OKLAHOMA | OREGON | PENNSYLVANIA | SOUTH CAROLINA TENNESSEE | TEXAS | VIRGINIA | WASHINGTON

CityLifestyle.com/Arvada ON THE COVER Custom oil painting by Ethan Hoekstra at Ethan’s Gallery 4

Arvada Lifestyle | December 2020

Proverbs 3:5-6 Arvada Lifestyle™ is published monthly by Lifestyle Publications LLC. It is distributed via the US Postal Service to some of the Arvada area’s most affluent neighborhoods. Articles and advertisements do not necessarily reflect Lifestyle Publications’ opinions. No portion of this magazine may be reproduced in any form without written consent. Lifestyle Publications does not assume responsibility for statements made by advertisers or editorial contributors.

Information in Arvada Lifestyle™ is gathered from sources considered to be reliable, but the accuracy of all information cannot be guaranteed.

INSIDE THE ISSUE DECEMBER 2020

FEATURES 10 Presents For Your Peeps Brought to Arvada by your Local Concierge

18 Meet the Man Behind the Guitar Vibe with Pierce Murphy

24 Kaleidoscope of Colors Let the Spirit Move You

10 30

30 Wealthy and Wise Tips from the Financial Experts

18

24 DEPARTMENTS 4

Lifestyle Letter

10

Local’s Choice

14

Healthy Lifestyle

18

Back Stage

24 Renovate & Refine 30 Financial Buzz 34 DIY

Conve hours nient for busy l your ife!

t cep c a We ost m ces! ran insu

59

$

Cleaning, Exam & X-rays

(Reg. $389) Offer expires in 30 days.

Includes exam, cleaning (prophylaxis) & x-rays. New Patients Only.

Advertised fee is the minimum fee, subject to clinical need. One or more of the following ADA codes may reflect the treatment rendered under this offer. D0150, D0330, D0272, D0210, D1110.

-OR-

1

$ Take-Home Whitening

(Reg. up to $199) Offer expires in 30 days.

With completed new patient exam, cleaning (prophylaxis) & x-rays.

New Patients Only. Advertised fee is the minimum fee, subject to clinical need. One or more of the following ADA codes may reflect the treatment rendered under this offer. D9975.

-OR-

1

$

Emergency Exam

(Reg. $70) Offer expires in 30 days.

Includes emergency exam, necessary x-rays & consultation for new patients. Advertised fee is the minimum fee, subject to clinical need.

One or more of the following ADA codes may reflect the treatment rendered under this offer. D0330, D0272, D0140, D0220, D0230.

Offers not to be applied toward account balances or dental services already delivered and not in conjunction with any other offers, discounts or reduced-fee plans. Insurance may provide payment for all or part of services. ADV45415MA

Services • Gentle, Professional Cleanings • Comprehensive Exams • Cosmetic Dentistry • Emergency Dental Care

• Teeth Whitening • Crowns and Bridges • Tooth-Colored Fillings • Invisalign® Treatment

¡Se Habla Español!

Your health and safety have always been our top priority, that has never changed; it has only intensified! If you would like to know more about what we are doing to protect you, please ask! We would love to share with you.

Lindsey Shall, DMD | Ana Cosma, DMD General Dentists

14823 W 91st Pl | Arvada, CO 80007

WhisperCreekDentalCare.com

Call Today! 720-399-8451

Phipps Team is a team of real estate agents affiliated with Compass. Compass is a licensed real estate broker in Colorado and abides by Equal Housing Opportunity laws.

Experience Matters The Phipps Team has been a top selling Arvada real estate team for over a decade.

We offer concierge level service whether you are looking to buy, sell or invest.

More than half of our team’s business is alongside referred and repeat clients.

We deliver an experience that will have you trusting us with your real estate needs year after year.

Contact us today for a free consultation and to discuss your real estate goals.

Robyn Phipps Phipps Team 5713 Yukon Street Arvada, CO 80002 720.650.0656

PhippsTeam.com

LOCAL’S CHOICE

PR ESEN TS

FOR YOUR PEEPS BROUGHT TO ARVADA BY YOUR LOCAL CONCIERGE SUGGESTIONS BY: ANITA BELL AND DAVID SCHILTZ

Y HOLIDAYS PP HA P

HO

YS HAPPY H DA OL LI I 10

LIDAYS HAP HO PY

Y DA

PY

APPY HOLI DA S H YS

HA

Arvada Lifestyle | December 2020

ARTICLE ANITA BELL AND DAVID SCHILTZ

g i f t s fo r

S TAY U P I N L O W T I M E S

01 CHOCOLATE COVERED STRAWBERRIES | 02 MULTIMEDIA OR STAR PROJECTOR | 03 GLITTER PENS | 04 WEIGHTED BLANKETÂ | 05 PET PORTRAIT | 06 AEROGARDENS | 07 GRATITUDE JOURNAL | 08 HOT COCOA BOMB | 09 MEDITATION PILLOW

CityLifestyle.com/Arvada

11

Exciting new community in Olde Town Arvada ni opeer s e o m ce m b h l de De Mo m i d

ng

A luxury town home community located in Olde Town with homes offered in the $500’s to $600’s 52nd & Allison Street

Luxury Comes Standard Contact the Royal Oak Team at 303.422.1985 or visit www.RoyalOakCo.com

HEALTHY LIFESTYLE

S E I Z E T H E ( H O L I ) D AY GET CALM AND GET ACUPUNCTURE

ALEXIA BENNETTS BECAME AN ACUPUNCTURIST IN

honored to be a part of amazing Arvada!

GOLDEN IN 1999 AND AND KNEW THIS WAS HER PAS-

Calm Spirit has the honor of being a part of the Veterans

SION. This is a location you have driven by 1000 times. In

Association, Community Care program. This means that the

2004, she purchased the business and became Calm Spirit

VA will now cover acupuncture visits for veterans. It has been

Acupuncture. She has been opening the hearts and minds of

an absolute pleasure to be able to serve this particular group!

Arvada and Golden to the benefits of Acupuncture & Chinese

We see people from all walks of life: from babies to

Medicine ever since. Shortly thereafter, she absorbed the

geriatrics, from athletes to the disabled, and everything

massage business that was housed in the same building and

in between. Acupuncture can help with just about any

expanded Calm Spirit to offer massage, as well as advanced

ailment you can think of, as well as being part of a pro-

skin care services featuring the world renowned Eminence

active approach to a whole wellness program. Add in a

Organic product line. We currently have 3 acupuncturists, 11

massage or facial and you are looking at a one-stop self-

massage therapists, and 2 estheticians, and are open 7 days

care superstore, one in your hood!

a week from 9-5 pm.

Our newly appointed Manager, Sarah, has been participating in the wonderful Arvada Chamber Leadership Bootcamp,

AT CALM SPIRITS?

and we decided that upgrading our membership could only

For Glowing Winter Skin:

benefit the business after her extremely positive experi-

+ Microdermabrasion: accelerates the exfoliation process

ence! From that, we were given the opportunity to enter the

by polishing the top dead skin layers and stimulates collagen

Arvada Chamber of Commerce Marketing Grant program

formation to smooth fine lines and wrinkles.

and couldn’t be more excited to be featured in the Arvada Lifestyle Magazine. This partnership and grant opportunity gives us the chance to let the residents of Arvada know that we, Calm Spirit, are here for them during the pandemic and beyond. It also provides the community with the confidence in knowing that The Chamber and local small businesses have their best interest at heart, by granting us a way to get our message to them without breaking the bank. We are

ARTICLE SARAH RICHARDS PHOTOGRAPHY SCOTT LEBARON

14

OUR FAVORITE PARTS OF THE HOLIDAY SEASON HERE

Arvada Lifestyle | December 2020

+ Yam & Pumpkin Peel: nourishes the skin with vitamins A & C, fights free radical damage, exfoliates, and brightens.

CityLifestyle.com/Arvada

15

Life Assurance...Priceless!

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Finished Printed Portraits photographed and ordered by January 10, 2021.

Capturing and creating Portraits in home and on location through the years!

Visit LeBaronPhoto.com or simply call today for a conversation with Scott: 303-503-0977

In Network with many

Health Insurance Companies

Part of the

VA’s Office of Community Care

Acupuncture, Massage & SkinCare Enjoy these express Holiday Season rejuvenating treatments for glowing winter skin on the go!

MICRODERMABRASION 30 MIN/ $65.00 accelerates the exfoliation process by polishing the top dead skin layers and stimulates collagen formation to smooth fine lines and wrinkles.

Product absorption is enhanced while nourishing antioxidants and stimulating peptides are delivered to the skin.

YAM & PUMPKIN PEEL 30 MIN/ $65.00 nourishes the skin with vitamins A & C, fights free radical damage, exfoliates, and brightens. Concentrated organic serums and moisturizers leave the skin silky smooth and radiant.

BLACK FRIDAY GIFT CARD SALE Buy $100 / Get $25 FREE

OPEN 7 DAYS A WEEK In business for over 20 years

(303) 467-5337 | CalmSpiritAcupuncture.com BCalmSpiritAcu 11890 West 64th Ave. Arvada, CO 80004 16

Arvada Lifestyle | December 2020

Courage starts with showing up and letting ourselves be seen.

- Brene Brown -

Real Estate Denver Metro Chris White | Realtor

(303) 458-8188

cwhite@homesincolorado.com christopherwhite.homesincolorado.com 5440 Ward Rd Arvada, 80002

FOOD + DRINK

HOME + DESIGN LIFE + CULTURE

STYLE + BEAUTY TRAVEL

WELLNESS

ENGAGE THE ARVADA COMMUNITY deliver our message to the most affluent families in our community.

now accepting applications for social media manager, writers, photographers & content manager

Call 317.340.8794 or visit CityLifestyle.com/Arvada for more information

CityLifestyle.com/Arvada

17

BACK STAGE

meet THE MAN behind the g u i ta r 18

Arvada Lifestyle | December 2020

ON-LOCATION SERVICES Available by Request

ARTICLE LIBBY FURNS PHOTOGRAPHY SCOTT LEBARON

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19

BACK STAGE (CONTINUED) PIERCE MURPHY IS A VOCALIST/GUITARIST FROM

much delinquent behavior, but I played video games probably

DENVER WITH A DISTINCT APPROACH TO JAZZ AND

more than is healthy. I think it mostly gives me a little escape.

SOUL. From penthouse clubs in Hiroshima, Japan to neighbor-

Something to fixate my thoughts on that doesn’t really matter.

hood bars in Paris, he’s made his way around the world per-

I spend less and less time with them anymore, though. Getting

forming for captivated audiences. The musical sounds call to

old, I guess. Or just happier in the moment.

mind artists like Chet Baker, Bill Withers, and Amy Winehouse.

Pierce performs original music in addition to jazz standards and

Q: IF YOU WERE TO BE QUARANTINED WITH 2-3

reinterpreted modern pop and hip hop.

CELEBRITIES, WHO WOULD YOU CHOOSE? A. Herbie Hancock. He’s the Zen master. And Anthony Bourdain

Q: WHAT DOES IT FEEL LIKE TO BE ON STAGE?

because he’s philosophical and funny and can cook (which we’ve

A: If the music is really rigid, then it feels like being on the

all learned is very important during a quarantine). And maybe

crew of a ship, and the audience is relying on you to take

Regina Spektor. She just seems really kind (also valuable in quar-

them someplace beautiful. If the music is more flexible, more

antine) and I find her inspiring as a songwriter and artist.

understanding, then it feels like a good conversation: musicians talking about the nature of the universe in a language devised

Q: WHEN DID YOU KNOW YOU WOULD SPEND YOUR

for just that topic, but the audience contributes, too. They’re like

LIFE AS A PERFORMER?

the record being played in the background—they set the vibe.

And that’s when being on stage is the best for me.

A: I had just failed out of my freshman year of college and was really unsure of where my life was headed. That summer, my dad’s band was given a spot at the Monterey Bay Blues Festival

20

Q: WHAT IS YOUR SIMPLE PLEASURE AND YOUR

in California, (my dad is a phenomenal bass player) so we packed

GUILTY PLEASURE?

up the minivan and drove out west. I met great musicians. One

A: Simple pleasure? Coffee in the morning with my wife.

in particular was kind and entertained all my dumb questions

Waking up slow with our thoughts, seeing our cat watch the

with inspirational answers. Another morning we were at a foggy

sunrise from a little window perch, just being happily us. Guilty

beach cafe just off Cannery Row and an older gentleman was

pleasure? Video games. Growing up I didn’t party or engage in

playing jazz guitar and singing standards. I talked to him about

Arvada Lifestyle | December 2020

music and living, and I realized that is how I wanted my life to be- that I could be happy if I pursued that path.

Q: WHAT RITUALS OR ROUTINES ACCOMPANY YOUR PERFORMANCES? A: Usually I like to get something to drink to get a little lighter on my feet, maybe coffee or beer. Then I make sure all the equipment lights up. Sometimes I’ll do these obnoxious vocal siren warm ups. In private. Always in private. I’ll run my fingers up and down the strings. It’s not magic most of the time.

Q: HOW WOULD YOU DESCRIBE YOURSELF AS AN ARTIST? A: I stay curious. I see art as pursuing the same thing as science and religion: understanding. So I try to make sure my view of the world and the ways I interact with it are malleable. I want to be gener-

HOMETOWN DENTIST Opening a Hometown Practice

ous and caring, and I like art’s ability to

Child & Adult Dentistry

illuminate things.

Checkup & Cleaning

Q: HOW DO YOU ENJOY MUSIC AND/OR

Dental Emergencies

PERFORMANCES WITH YOUR FAMILY?

Cavities

A: My family is very musical, so we can talk shop for days. We also perform together from time to time. I got to tour in Japan with my brother and his wife: he proposed to her on that trip a couple years back. That’s an incredible memory and bond that is unique to a musical family.

Q: HOW DO YOU TAKE YOUR COFFEE? A: Meticulously brewed and jet black.

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Q: WHAT ARE YOUR 3 FAVORITE HOLIDAY SONGS? A:

I’ve

been

digging

“Good

King

Wenceslas” the last couple of years because it sounds really cool in a jazz style. And then the Charlie Brown Christmas stuff that Vince Guaraldi wrote is classic. Lately, I’ve been revisiting a Rev Run (of Run-D.M.C.) take on “Santa Baby” with Snoop and Salt N Pepa and a bunch of other artists. So cool.

720-782-0313

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Michael R. Frie, CFP® 7674 Grandview Avenue, Arvada

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Putting Money in the Context of Life CURRENTLY OFFERING 40% DISCOUNT ON FINANCIAL PLANNING SERVICES TO THOSE WHO HAVE LOST A JOB DUE TO COVID-19 Securities and advisory services offered through Royal Alliance Associates Inc. Member FINRA/SIPC. Additional advisory services through Personal Benefit Services Wealth Management, a registered investment advisor not affiliated with Royal Alliance Associates, Inc.

22

Arvada Lifestyle | December 2020

virtual shopping available!

text 303.421.4194

shop like a celebrity now through december 23...

F O R A D I R E C T WAY TO C O M M U N I C AT E W I T H U S !

SET UP A TIME SLOT JUST FOR YOU TO SHOP ONE ON ONE WITH US!

we help you sparkle...

(303) 421-4194 | dnkjewelers@hotmail.com | dnkjewelers.com 4990 Kipling Street, Wheat Ridge, CO 80033

Open Tuesday-Friday 10-5:30 & Saturdays 10-2

 “A l w ay s a p l e a s u r e to t a ke my c a r to t hi s s h o p . A f a m i l y - ow n e d b u s i n e s s , t h a t i s f ai r a n d h o n e s t . T h ey d o n’ t l o o k a t t h e b o t to m l i n e , t h ey l o o k a t w h a t i s b e s t f o r yo u , a n d s a f e s t f o r y o u r v e h i c l e .”

— L uk e W. in De n v e r , CO

P U T YO U R C IT Y O N O U R M A P. Start a magazine & build a legacy.

( 3 0 3) 4 2 1 - 6 1 5 5 a - b au to . c o m 5 5 0 9 M a r s h a l l S t r e e t, A r va d a

Life is short. Love what you do.

LifestylePubs.com/OwnIt

Fa m i ly o w n ed a n d o perated

AS E Master c erti fi ed CityLifestyle.com/Arvada

23

RENOVATE & REFINE

K ALE IDOSCOPE

ARTICLE LIBBY FURNS

OF COLORS ALWAYS HAVING A LOVE FOR THE HOL-

Mile High Holiday Lights is a custom-

IDAY SPIRIT AND WORKING OUTSIDE,

er-service based company first and fore-

RICHARD FRANCIS CHARLES STEWED

most. They pride themselves on providing

ON A BRIGHT IDEA IN THE FALL OF

all customers with the tools they need to

2013. He knew firsthand the dangers of

make sure their house is bright and festive,

climbing ladders, the frustrations of tangled

adorned with holiday spirit, and attractive for

lights, the endless hours required to circle

the passer-byers. Whether it’s a business, a

each tree, and the daunting task of keeping

residence, or a courtyard in need of glowing,

up with the life-size Lite Brite next door. And

Rich and his team of professionals are ready

so, he founded Mile High Holiday Lights,

to untangle and climb and circle and hit the

LLC. The business set out to relieve clients

switch! Pick the colors and pick the package

of their holiday lighting anxiety and stress so

and let Mile High Holiday Lights do the rest!

they can spend time on what matters most: being with loved ones.

24

Arvada Lifestyle | December 2020

Ease and convenience are additional priorities for this Denver serving company.

“TOO MANY LIGHTS” SAID NOBODY E VE R STYLE TIP Oversaturate! The more lights the better! If you try to scatter your lights just to make it work economically, it will look underdone. If you’re wanting to fully light a structure, be prepared to

CONTINUED >

add several strands of lights.

CityLifestyle.com/Arvada

25

RENOVATE & REFINE (CONTINUED)

CUSTOMIZE YOUR LOOK

STYLE TIP Plan! Have a plan for your custom design, and don’t forget to consider the logistics associated with it.

Consider male and female electrical inputs, for example.

Professional installation, complete with automated timers, means that families

You’ll have to plug in no

never have to worry once the lights are strung, for once it’s dark, the holiday spirit

matter what, so double-check

will illuminate the neighborhood while families make memories. Customers may

you have a plan in place to

provide their own lights and leave the untangling games to the experts; the

execute that magical vision.

option to rent lights is another service that Rich and his team extend to residents and that many take advantage of. Any of the baseline packages can be left as-is or expanded upon to accommodate the custom needs and vision of each resident or business.

26

Arvada Lifestyle | December 2020

Workers are regularly on-call to immediately address any issues that may arise after installation. From simple to

STYLE TIP

complex designs and from minimalist looks to extravagant masterpieces, it is all up to you the customer! Mile High

Safety 1st! Never leave the end of a live electrical

Holiday Lights has you covered and is ready to get you lit!

plug in the elements or close to an outlet. Beyond that, ladders are expensive and crazy, and roofs are

LE AVE THE STRE SS TO THE PROFE SSIONALS

dangerous - leave it to the professionals.Â

CityLifestyle.com/Arvada

27

A Solid Partner in

Defending Your

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Arvada Lifestyle | December 2020

Purrfect car e under one Woof

Wellness and Prevention • Tailor-Made, Customized Treatment Plans Kind, Compassionate and Talented Staff • General Medicine

Surgery • Dentistry/Oral Surgery • Technician Services • Quality of Life

Diagnostics – Digital Radiology, In-House Laboratory, Specialty Mobile Services

13777 West 85th Drive Arvada, Colorado 80005

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OUR STORY Established in 1933, The Arvada Tavern is a craft cocktail bar and restaurant located in the heart of Olde Town Arvada.

Celebrate with Us Tiki-Style

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29

FINANCIAL BUZZ

ARTICLE LIBBY FURNS PHOTOGRAPHY SCOTT LEBARON

WEALTHY AND WISE

ANDREA IS REALLY INVOLVED WITH THE COMMUNITY OF ARVADA! She serves as a director on the Arvada Fire Protection Districts Board; she is also a long-time member of the Arvada Chamber of Commerce.

She and her husband Lucus, both Colorado natives, have been married for 18 years and have two teenage daughters. Andrea is in her element when she is coaching club volleyball for her daughter as she also played at Western State. In her 17 years with COUNTRY Financial, she has received the highest honors of being a Million Dollar Round Table qualifier for the last three years and she is consistently a top 10 representative within the company. Not only does she have industry honors, but also is a Retirement Income Certified Professional (RICP®) and is excited to help you reach your goals!

LET’S TAKE A RETIREMENT TEST DRIVE Retirement is probably something you’ve been dreaming about for years – and we don’t blame you. Some want to escape to a sunny beach or calming mountain top, while others just want to sip coffee on their porch in the morning and escape the rat race. We’re here to help make that happen.

With all of the retirement tips floating around, we know it can be overwhelming. There’s loads of information out there and different approaches you can take. We want to make it easy for you.

Here’s a simple step you can take to see if you are financially ready to retire: test drive retirement.

Here’s what we mean: + Identify all your sources of retirement income -- social security, your 401k, savings, and pension. + Determine your monthly income from those sources. + Set that as your new monthly budget and continue to work.

Here’s where the “test drive” part comes in. + Direct any income that exceeds your new monthly budget to your 401(k) or other retirement plans to boost that balance during your “test drive.”

To be sure you can handle any peaks in expenses, such as holiday expenses and vacations, keep working for six months to a year and see how comfortable you are with your expected retirement income.

If you’re financially comfortable after your “test drive,” that might mean you’re closer than you thought to calling yourself a retiree!

30

Arvada Lifestyle | December 2020

TIPS FROM THE FINANCIAL EXPERTS

As a midwestern transplant, Katie loves to explore

4. Talk to your insurance representative about

everything that Colorado has to offer. Her husband

coverage for your new expensive items.

Aidan is a culinary school graduate, so they love finding

Did you receive a new smartphone, expensive jewelry

new local restaurants and supporting the farmers mar-

or other high-cost items for Christmas? Talk with your

ket! When they aren’t doing that, they are adventuring

insurance rep about insurance protection for them.

with their two dogs, Jax & Oliver. Katie has been with

5. Prepare for the unexpected.

COUNTRY Financial for over 6 years and to ensure

Use your smartphone to take a video record of all of your

the highest possible standard for her clients she is a

belongings in case you ever experience a fire, tornado or

lifetime learner with a bachelors in insurance, finance

other disaster situation. It only takes a few minutes and it’s

and financial planning; she is a CERTIFIED FINANCIAL

much easier than trying to remember each item in every

PLANNER™, Chartered Financial Consultant®, and

room, drawer, closet, etc., after a loss.

Chartered Life Underwriter® and currently pursuing her Masters in Business Administration. She loves to get to know her client’s specific insurance and planning needs and being a trusted partner in tackling life’s decisions.

TOP 5 FINANCIAL NEW YEAR’S RESOLUTIONS It’s a new year: a time to start fresh and dream big. We want to help you not only save money, but protect the things that are important to you as well.

1. Set your financial goals for the new year.

Do you want to pay off debt, set up an emergency fund or college savings plan for your kids? Maybe you want to put more away for retirement. Whatever your dream is, talk with your financial rep about how you can take the first step to achieve your goals.

2. Create a budget that supports your goals.

Getting an overall view of your income and expenses will help you plan a strategy for achieving your goals. Try creating a simple spreadsheet or using an online budgeting tool to get started. Check your budget often to be sure you’re staying on track.

3. Look for ways to save money on insurance.

Your rep can look to see what discounts you may be eligible for (did you purchase a home security system or put on a new roof recently? Talk to your rep to see if you qualify for a discount). Your rep can also talk with you about other money-saving strategies such as bundling or changing your deductible.

CONTINUED >

CityLifestyle.com/Arvada

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FINANCIAL BUZZ (CONTINUED)

Angelo is Denver born, Arvada raised, and proud to have always called Colorado home. His passion for community started at a young age watching his grandfather run his pizzeria in North Denver. Angelo continues to help grow and support his local small business owners through partnership and patronage. His wife also grew up in the area and both are avid, local sports fans. A tradition they are passing on to their two young sons – Go Broncos! Angelo was involved in a major car accident a few years back, during which time his wife was also pregnant with their first son, and this experience gave him true insight into why his job is so crucial and thus he continues to operate his agency with integrity and empathy.

HOME OWNER TIPS YOU CAN’T AFFORD TO MISS Winter can wreak havoc on your home if you’re not careful to properly maintain it. Take these simple steps to protect your home when the temps start to dip.

1) Disconnect your garden hoses. If you leave your garden hoses connected during winter, any water left inside the hose could freeze and cause the lining to crack.

2) Keep the heat on. If you plan on being away from your home for a long period of time, do not turn off your heating system. We recommend you set your thermostat at 65 degrees or higher. This will help prevent pipes from freezing and bursting under extreme weather and temperature conditions. Additionally, it is a good idea to leave your cabinet doors open and the faucet dripping at a pencil-thin stream during extremely cold temperatures.

3) Seal your driveway. Consider sealing your driveway if you haven’t done it before. Doing this before it gets too cold will help protect your driveway from the salt the city uses on the streets during the winter months.

4) Do not use salt on your concrete. If you have a concrete driveway or sidewalks, do not use salt on them! Salt will pit the concrete. Sand is the only product guaranteed not to harm concrete. While sand does not melt the ice, it will make your driveways and sidewalks easier to walk on.

5) Clean out your gutters. Removing leaves and other debris from your gutters before winter can help prevent ice from forming inside the gutters. This can potentially prevent “ice damming,” which can cause severe damage to the interior of a home.

6) Take care of your furnace. When is the last time you’ve changed your furnace filter? Keep up with your filter changes and be sure to call your HVAC service provider for your service check-up!

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Arvada Lifestyle | December 2020

Family. Friends.

Community.

Teri Starry Insurance Agency Inc. Teri Starry, Agent 7800 Ralston Road Arvada, CO 80002 Bus: 303-425-0211

1801073.1

We’re all in this together.

State Farm has a long tradition of being there. That’s one reason why I’m proud to support the insurance needs of my neighbors in Arvada.

Like a good neighbor, State Farm is there.® ®

State Farm, Bloomington, IL

GENERATIONS

MAXIMIZE YOUR ORAL HEALTH CARE FA M I LY & C O S M E T I C D E N T I S T R Y

MINIMIZE YOUR TIME AT THE DENTIST Lindsay Compton, D.D.S.

Accommodations for patients with pre-existing conditions / 65 & older.

Offering consolidated appointment plans for less time in the chair.

Social Distancing & regular disinfectant practices followed.

Contact Us Today to Schedule your COVID-Friendly Appointment!

GENERATIONS

FA M I LY & C O S M E T I C D E N T I S T R Y Lindsay Compton, D.D.S.

8595 Ralston Road Arvada, CO 80002

303.421.2131 arvadadentist.com

A simple solution to GENERATIONS bridge the gap between FA M I LY & COSMETIC DENTISTRY the home you have and the home you want.

Get access to competitive rates and dedicated support from industry-leading lenders, with the exclusive option to get up to six months of your loan payments fronted when you sell your home with the Phipps Team.

Contact us to learn more.

Robyn Phipps 720.650.0656 PhippsTeam.com The Bridge Loan Advance for Compass clients is a loan provided by Notable Finance, LLC, NMLS# 1824748 and is available to all eligible Compass clients working with the Bridge Loan lender of their choice. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Loans made or arranged pursuant to a California Finance Lenders Law license. Compass is not a lender and is not providing loans as part of Compass Bridge Loan Services.

CityLifestyle.com/Arvada

33

DIY

bullet journaling 101 ARTICLE NICOLETTE MARTIN

PHOTOGRAPHY ESTÉE JANSSENS

Let’s face it—in today’s so-much-to-do-and-so-little-time cultural mindset, it

can be hard to keep track of everything we need to do. Wake up—did you get enough sleep? Brush your teeth. Feed the kids. Feed the dog. Get ready for work.

Make your lunch. Those are just six things to think about in the span of 15 minutes after your alarm goes off.

With all of these things to keep track of and our lives moving a mile a minute,

anything we can find to streamline our obligations (and our thoughts) can be a lifesaver! Enter: bullet journaling. It’s equal parts calendar, meal tracker, diary, self care and, well, really anything else that you want to keep tabs on! The “mindfulness practice disguised as a productivity system,” coined by creator Ryder Carroll, can help you master the art of intentional living—any way you want to.

THE BASICS YOU NEED TO KNOW TO START ORGANIZING YOUR LIFE + ACCOMPLISHING YOUR GOALS

start simple

make it your own

There’s so much you can do

When you start searching for

The most important thing to

here with just a notebook (you’ll

bullet journaling on Pinterest,

remember is that it is for you

probably want one with a dotted

it can get really overwhelming

and not anyone else. Find lay-

grid) and a pen! If you want to

really fast. Decide what is most

outs that help with what you

add some creative flair, consider

important for you to keep track

need, use your favorite colors,

incorporating markers, stickers

of and start with that! If you try

doodle things that help you out

and washi tape.

to do too much at once, you’ll be

and make it work for YOU and

less likely to stick with it.

your goals!

what you need

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Arvada Lifestyle | December 2020

Genesis (noun): The origin or coming into being of something.

Complimentary sCheduled maintenanCe Comes standard 15601 W. Colfax Avenue, Golden, CO 80401 www.genesisofgolden.com