What are all the Costs?

CLOSING 101

The closing process finalizes the sale of your home and makes everything official. Also known as settlement, the closing is when the seller gets paid and the buyer receives the deed to the home.

Here are a few things to bring to the closing:

• House keys • Garage door opener(s) • A picture ID

What can you expect?

The closing agent will look over the purchase contract and identify what payments are owed and by whom; prepare documents for the closing; conduct the closing; make sure taxes, title searches, real estate commissions and other closing costs are paid; and ensure that the buyer’s title is recorded.

What are your costs?

Sellers commonly pay the following at closing:

• Mortgage balance and prepayment penalties, if applicable • Other claims against your property, such as unpaid property taxes • Unpaid special assessments on your property • Document stamps (or taxes) on the deed • Real estate commission • Legal fee or title insurance premium

After the closing, make sure you keep the following for tax purposes:

• Copies of all closing documents

WHAT OUR CLIENTS SAY

We would like to highly recommend Carolyn Hoty as one of Portland’s finest Realtors. We found Carolyn through a local “on-line” Realtor finder service. Carolyn contacted us within minutes after we submitted our request. We interviewed several other Realtors before making our final selection and Carolyn was clearly superior to all of them. Carolyn really supported us throughout the selling process. She has a wealth of knowledge about the market and guided us with many ideas for how to prepare our home for sale. Choosing Carolyn as our Realtor was the best decision we could have made in selling our home. She sold our house within two days after listing it and her expert team closed the sale quickly and efficiently. We can’t thank Carolyn and her team enough. Many thanks from Milwaukie, Oregon Pat E

Carolyn helped us with the sale of our investment property. This was a tricky and complicated transaction and Carolyn and her team were amazing throughout the process. Carolyn is super responsive, intelligent and a good “influencer”. She got the job done and went above and beyond since we were out of town owners. I would highly recommend Carolyn and her team. Ameet M

We met Carolyn at an open house before we were ready to sell and buy. I was immediately drawn to her: she was kind, she was personable, she showed my children kindness and she told me I had a nice smile. We admired the giant closet in the house. She reached out to us and though we *thought* we weren’t ready to sell she came over, assessed our home, gave us advice and we were listed our home! She and her awesome team staged our home, marketed the heck out of it and helped us sell it for more than our asking price in JUST FOUR DAYS! This made it possible for us to buy a home I never thought I’d own and pay off our other debts. Carolyn used her expertise to make our home look it’s best and her years of knowledge to help us make an offer that a seller would be interested in. She checked in often, she kept us updated, and she was always available when we had questions or concerns. We feel as if we’ve gained a new friend. Rob and Kelsey L

Carolyn is an exceptional Realtor. She recently helped us with a home sale and she was professional and courteous throughout the experience. Carolyn treats every client as if they are her top priority; she provides expert guidance and regularly shares valuable updates. I rarely provide 5 stars on every category, but Carolyn epitomizes exceptional service . Likewise, the office team is professional, friendly, and timely. We heartily recommend Carolyn and her team to future buyers and sellers. Jen C

As a Business owner & operator, I can say with qualification that It is not very often one can say ... I was “101% Fully satisfied” with any type customer service, let alone one delivered across the Globe to an overseas investor in Australia, like me. Despite all the imposed difficulties and complications.. Ms Carolyn Hoty and her amazing team of helpers navigated high mountains through the thickest of fog and weathered the storms and took me to a smooth landing repeatedly during the recent sale of My Condo. What else? had also sold my condo at a record price for the area. Thank you Carolyn Hoty again, when the words “thank you” are never enough. I highly recommend this most honest and professional Realtor for anyone selling their property or doing any real estate business albeit for investment or simply domestic. Taleb T

I highly recommend Carolyn. I gave her five stars in every category because not only was it an absolute pleasure to work with her due to her professionalism and knowledge, she also did a stellar job on both the sale and purchase of our homes. Our house sold immediately for well over the asking price. Our offer on our new home was accepted and all of our requests were agreed upon. The home we sold was in North Portland and the home we bought was in Forest Heights. She had knowledge of both areas, and I suspect she does well in any neighborhood due to her amazing ability to think outside of the box to accomplish goals. She exceeded our expectations in multiple respects. I will recommend Carolyn to anyone I know who needs a Realtor Gretchen M

She is a tenacious, knowledgeable, caring, and energetic Realtor! The process was seamless and painless; even when the first offer failed. She got us back on point, troubleshot issues, made complications transparent, and drove home a sensational win! Carolyn is a values driven businessperson, and relentlessly strives for her clients. Thank you, Carolyn! Truong D

Carolyn helped my family sell our home and to buy our new home. She was very professional, patient, considerate and efficient when making appointments and following up with our various concerns/questions that naturally arise when buying and selling a house. My family felt comfortable and that we were in good hands with Carolyn and her team. I would recommend Carolyn and her team highly, as she is an extremely kind, honest and pro fessional individual that demonstrates personal integrity, compassion and excellent knowledge and passion for her work. The Jaloviar Family