Affordable Kentucky Health Insurance to Meet Your Needs As with the residents of other US states, people living in Kentucky have the option to choose from a wide range of individual health insurance plans.
In
fact,
getting
affordable Kentucky health insurance
to
meet
your
needs is not difficult, as long as you go about it in the right way. This means that you have to be aware of all the options open to you, study them, understand the fine print and choose the right plan.
Overview of KY Medical Insurance Options The basic kinds of managed care Kentucky health plans that you can choose from are HMO, PPO, POS, and HSA plans. • Health Maintenance Organization (HMO) plans are more affordable than others and a good choice for a family that does not have too many health issues. They allow you to see an in-network primary care physician who can refer you to a specialist if the need arise. •
Preferred Provider Organization (PPO) plans cost more than a HMO, but offer a wider network of health care providers. These plans are