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March 6, 2013 Volume XI Issue 5

Postal Customer

PRSRT STD

FREE-E! TAKE ON

$10.00 ds! Classifie

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OVER IES IN 0 0 8,5 COP WING! G AND RO PRINT . . . ern over North Find us all Montana.

More Hi-Line Basketball Inside!! Pages 18 & 19.

Nissen Angus 14th Annual Production Sale: April 3, 2013 1 p.m., Bear Paw Livestock, Chinook, Montana. See our ad on the back page!


March 6, 2013......................................................................... Volume XI Issue 5................................................................................ Tricia’s Trader 2

Chinook Chamber of Commerce

$15 Per Plate Annual Banquet Non-Members

Friday, March 15th, 2013

Tickets available at the Door.

At the Chinook Eagles Club - 300 Indiana Street 6:00 p.m. Drinks - 7:00 p.m. Dinner

Great Food - Great Fun!

Come Support the Chamber’s Mission and Accomplishments! Wanted: C4 Auto transmission to fit a 289 Ford Motor. For Sale: The Pastime Call 406-654-2773.. 3-I B a r / R e s t a u r a n t / C a s i n o Chinook, MT, $180,000. See Lewistown Honda-Polaris- Also, Oil City Saloon, full Kawasaki for a large selection liquor license, kitchen, & 6 of used ATVs and motorcycles. remodeled apartments, Shelby, Call 1-800-823- 0226 or MT, $299,000. Call Ken 3-I visit our web site at www. Nelson, 406-439-0595. lewistownhonda.com. 11-I:3-II

5thAnnual

A Program Built On Traditional Values

Production Sale

Lunch starting at noon Inside the barn at the farm in Whitewater, MT

Attention River Hunters and Fishermen: For sale '08 G3 1860 deluxe river boat with 9065hp jet Yamaha. Low hours, in excellent condition, asking $13,500 OBO. Call Mike for more info, 406-397-3303. 3-I

For Sale: 2010 Artic Cat 700, with snowblade and winch. Call Red's for details. (406) 265-9595. 2-II

Friday, March 29, 2013 • 1:00 p.m.

Selling

75

Registered Yearling Angus Bulls Also Selling

Radio Shack in Malta is a Dish Network dealer. Many electronics--come check out Searching for something? the variety. It's all here at First Street, Find it in the search window Radio Shack! Malta, 406-654-3639. 3-I at www.TriciasTrader.com. x

100

Commercial

Two-Year-Old Cow/Calf Pairs

ce Sire SAV Mountain Time 1695 Bull 17016627 1/9/11 SAV Iron Mountain 8066 x Leachman Right Time

Referen CED

+6

Marb

+0.39

BW

REA

+2

+0.08

WW

Fat

+60

+0.008

YW

$W

24.76

+116

Milk

$F

60.47

+21

All of the calves selling at the side of their mothers are sired by SAV Mountain Time 1695, our new Iron Mountain son that was a popular lot at the 2012 Schaff Angus Valley Sale in North Dakota. Powerful sire that packs predictablecalving-ease with superior growth.

$B

73.36

View catalog & video at www.billpelton.com

All sale bulls will be Pfizer 50K tested, performance and fertility tested. Free delivery within Montana and at cost to surrounding states.

These bulls represent the top 70% of our calf crop. They have the blend of length, muscle, maternal and carcass traits that we have built our program around.

Service Sires Include

WMR Timeless 20 HA Relay 8023 Vermilion Dublin X384 Apex Black Leather 718 Sandy Bar Grasslands 187W RMF Heritage 9304 KM Morgans Direction 6608 HA 3540 Direction 9500 TC Franklin 619 S Chisum 6175 RMF Lead On 5507

11096 North Forks Road • Whitewater, Montana 59544 • rmathfarms@yahoo.com Bob Math: 406-674-5562 • Cody Math: 406-671-1949 • Kevin Math: 406-390-6633


March 6 2013......................................................................... Volume XI Issue 5................................................................................ Tricia’s Trader 3

CONTENTS:

Classifieds, Classifieds, EVERYWHERE! Pg.

Advertising Info............... 10 Bill’s Food Corner........... 23 Comm. Loyalty Page...... 13 Conservative Cow Dr...... 25 Cowboy Poetry by............ 5 Fred Liese Dave Says...................... 21 “Laugh Lines”.................. 14 “Money Talks” Financial Column.......................... 9 Realty Section.................. 8 Rodeo Roundup............. 17 Subscriptions.................. 10 “Things to Know”.............. 4 Thanks for reading TRICIA’S TRADER!

For Sale: 2011 Chrysler Town & Country Touring Passenger Van, black, FWD, auto, 35,500mi. Call Northern Prairie Auto, 406-653-1160. 3-I

Like the Bull Sale Calendar? Keep watching that space. In May it becomes an Auction Calendar! 3-I

See pg 11 to place an ad!

Classified Rates: Classified, $10 up to 8 lines $1 per line each add’l 13 lines maximum. $5 bold, $5 boxed Runs two issues.

The next issue of Tricia’s Trader will be distributed Wed., March 20, 2013. Ad Submission DEADLINE is Wed., March 13th at 9am.

Have you ever sworn an For Sale: ‘73 Lincoln oath to uphold the U.S. Continental Mark IV, exc. Constitution? Check out cond., strong 460 engine. '80 www.OathKeepers.org . 11-x F150 4x4 rough shape/runs We Are Losers! Find out $750 OBO: '68 Cadaillac 4 dr. how you can be a loser Seden divil $1,000. OBO '68 too. Call Go Figure-Hi- Ford F150 4 speed 4x4 $995. Line Style today! (406) OBO Call 654-7794. 1-II:3-II 759-SLIM (7546). Serving Havre to Shelby!!! 2-I:4-II 2013 Liberty Co. Chamber of Commerce Hangar Dance: Sat., Mar. 16, Frontier Aviation Hangar. 5pm social hour, 6pm dinner, 9:30 dance. Theme: Let's Go Fly a Kite! Live & Silent Auction, gun raffle, 50/50, prizes. Tickets avail. at chamber office, Grand Bar, The Front Porch, HiLine Hardware, Chester Pharmacy, Liberty Quick Stop. 3-I

We Have Rough Lumber. Call To See What We Have In Stock. All Seasons Home Center, 406228-8288, or stop by 729 2nd Ave. S., Glasgow, MT. 2-II

Now Open: Chester Pharmacy now open! 30 Main St. 406-759-5050. Your full service pharmacy! 3-I Buying Scrap Metals and Batteries. Copper, Brass, Radiators, Cell Phones, Circuit Boards, Air Conditioners, Computers, Motors, Ballasts, Monel, Carbide, Catalyitc Converters, X-Ray Film, Lead, Stainless, Wire, Starters, Alternators, High Temp Alloys, and Lots More. 701-361-5821 www.bernathconstructioninc. com 1-II:7-I


March 6, 2013........................................................................ Volume XI Issue 5................................................................................Tricia’s Trader 4

THINGS TO KNOW: Mar. 7-9, Thurs.-Sat.: MONTANA SEED SHOW, Harlem, MT. Mar. 9-10: Sat. 9-5:30, Sun. 9-3. MCCONE COUNTY TOY SHOW, McCone County Fairgrounds, Circle, MT. Buy - Sell - Trade - Display. Lunch Available. For more information, call 406-485-2605 or 485-3440. Mar. 19& 26, Tues.: HOME BUYER EDUC CLASS, 5-9 p.m., USDA Building, Shelby, MT. Fee $25,Call (406)434-9161 x111 to pre-register and for more information. Mar. 21& 28, Thurs.: HOME BUYER EDUC CLASS, 5-9 p.m.,US Bank @ 235 1st St., Havre, fee $25. Call (406)434-9161 x111 to register and for more information. Mar. 22, Fri.: 48th Annual Schmeckfest, Lustre Christian High School. 5-7pm, German smorgasboard, handcrafted items, silent auction, bake sale and entertaining program. For more info, www.lustrechristian.org. Apr. 6, Sat.: KEN & DAWN OVERCAST BENEFIT, Blaine County Fairgrounds Commercial Building, Chinook, MT. Overcasts recently lost their home to a fire. Live auction, raffles, free-will donation meal, full bar, jam session to follow. For info or to donate items, call 406-399-0771. Thurs. nights.: CRIBBAGE! 7pm. Come and play OR learn to play. Sweet Grass Lodge, Chester, Montana.

For Sale: Bullhook Bottoms Casino & Liquor Store $700,000. Large Commercial Property, 1st Hwy. 2 frontage in Havre, MT. Call Ken Nelson @ 439-0595 or Larry Martinson @ 390-1509 3-I


March 6, 2013........................................................................ Volume XI Issue 5................................................................................ Tricia’s Trader 5 Photo courtesy Meryl Rygg McKenna, Lewistown News-Argus.

COWBOY POETRY BY H. FRED LIESE Fred Liese makes his home at the edge of Black Coulee near Turner, Montana. Raised on the Big Flat, he finds plenty of “inspiration” in the people and things around him every day, and Fred’s brand of entertainment has earned him a large following throughout the US and Canada.

Just Another Day

For Sale: Certified Vida and Mott spring wheat. Call Maloney Bros., Chris 379-2399, 3992157 or Randy 379-2235. 3-I

For Sale: 2005 Honda Rincon 650, Red, with new tires. Call Red's for details. (406) 265-9595. 3-I

He hoisted up the bucket He swished around the pail Splashing out the contents Then to the next detail.

Leather boots and faded jeans They navigate the aisle Any hint of hardship, They address it with a smile.

Their task turned mighty cruddy It left an awful taste Rake out every corner Dispose of all the waste.

The feed was running rather short And with critters getting restless, It was just another day In truth, you could expect this.

The corridor was dimly lit It’s doused with disinfectant They made their way out to the light Fresh air, it was expectant.

A morning at the county fair? An early imposition? Negative on all accounts It was a different exhibition.

Hot and humid, all the day These folks were nearly drenched They took in the aroma The noses slightly wrenched.

It was just another day To them, it did amuse No, they weren’t just muckin’ stalls They were on an ocean cruise.

While others would complain a lot Cry about their plight Him and her just plod along They always were polite.

The Swap Shop in Wolf Point is a Pawn Broker. We carry a great variety of items including kitchen tables, guns, games, hand and power tools, & T.V.s. Too much to mention. Come check out our selection at 121 Anaconda Street, Wolf Point, MT. 406-653-1410. 2-II

~Fred Liese Tricia’s Trader, ©2013

For Sale: 1999 FORD F150 SUPER CAB, Air Conditioning, Power Steering, AM/FM Stereo, Dual Air Bags, Four Doors, Steel Wheels, Clean. Local Consignment vehicle. 150,202 Miles - Price $6,100. Call 406-357-4201. 3-I


March 6, 2013......................................................................... Volume XI Issue 5................................................................................ Tricia’s Trader 6

IF YOU’RE IN THE MARKET FOR A NEW FORD

DON’T MAKE THE GREAT FALLS MISTAKE!

Low Overhea d Means Lower Prices At Jim Ta ylor Motors... Like this Beautiful New 2012 Ford Expedition Limited 4 Door 4WD With Heated and cooled LeatherDual Power Seats, Allow Wheels, MP3, 3rd Row Seat and Tow Pkg.

NEW MSRP IS $51,485... YOUR PRICE ONLY

$43,603

*After Factory Cash Back. Must finance with Ford.

#9M686

Lowest Price Of The Year! The Last NEW 2012 Ford F150 SUPERCREW LARIAT 4WD Flex Fuel ecoboost V6, Leather, Dual Power Heated Seats, Automatic, CD/MP3, Advance Trac, Tow Pkg., #9DT756

MSRP Is $49,540...Your Price Only

$39,999

*After Factory Cash Back. Must finance with Ford.

ALL NEW 2013 FORD C-MAX & FUSION ARE HERE NOW! Test drive one today.

Jim Taylor Motors FORD

CARS & TRUCKS

2520 ST. CHARLES FORT BENTON

622-5491 or 1-800-823-2438

jimtaylormotors.com


March 6 2013......................................................................... Volume XI Issue 5................................................................................ Tricia’s Trader 7

Visit www.triciastrader.com now to see the NEW FEATURES!!

Call us to learn how your ad in Tricia’s Trader also gives you a strong online presence, even if you don’t have a website.

For Rent: Independent Living for adults 62+ or disabled. HUD subsity available if qualified. Stop by or call Today!!! Sweet Grass Lodge, 511 First Street West, Chester, MT 59522. 406-759-5400. MTRS Relay: Dial 711 ***Equal Housing Opportunity***Handicapped Accessible. 1-II:7-I

For Sale: 2000 Ford F-150 XLT, green, 4WD, aftermarket wheels, also comes w/ original wheels, aftermarket cool air intake. It has chipped, tinted windows, grill guard, high mileage. Has been well taken care of. $6,500 obo. Call 406-357-2131. 3-I

For Sale: Heritage Hill Lot 9A. Lot in desireable Heritage Hills. All improved with sewer and water to curb stop. Electric and Gas available to lot. Lot 9A. Offered By: Red Foxx Real Estate (406)2282525) Karen Waarvik 3-I

For Sale: 2004 Chevy 2500 HD Crew cab, long box, 4X4, 387K miles, maroon color, aluminum wheels, nice clean pickup, works great, priced at $7,995. 2006 Dodge Ram 1500 Mega cab, 4X4, Hemi, nerf bars, grille guard, bed liner, white, 96K miles, Nice! Priced at $18,995. Call Central City Auto & RV (406)538-9484. 2-II

Attention! It's the 43rd Annual MRWT 'Nut n Gut' Old time feed and dance. Join in, fun for the family with 'wagon train style minute to win it games', door prizes, 50/50, and a homemade feast. Redneck style "Dinner and a Show". March 9th, 6 o'clock, Lucky Bullet, Malta, MT. 2-II


March 6, 2013......................................................................... Volume XI Issue 5................................................................................ Tricia’s Trader 8

For Sale: 4 Lots & 3/1 House in Sunburst. Great Investment or Live in, build on vacant lots. (406)937-6645. 2-II

Zero Montana Hatchery: Specializing in chickens, ducks, geese and guineas. 1261 W. Old Hwy 10, Terry, MT. Call 406-852-4282. 7-I:6-II

For Sale: 2009 Suzuki KingQuad 400 AS, 4x4, ATV, excellent condition, windshield included, $4,500 OBO. (406)355-4488. 2-II


March 6 2013......................................................................... Volume XI Issue 5................................................................................ Tricia’s Trader 9

Money Talks

Complements of Greg Dugdale Raymond James Financial Services, Inc. Havre, Montana

Saving for retirement

For Sale: The old Post Office building in Dodson, MT and the 90’x 28’ lot it sits on. This metal building would be excellent for storage or a shop and includes a built-in vault. Asking $20,000 (157ML6) 406-654-2273 missouririverrealty.com 3-I For Sale: 60 head of fancy one iron Black Angus bred heifers. Begin calving Mar. 12. Bred to low birth weight, high performance Angus bulls. Located in Glasgow. Call 951-2426. 2-II For Sale: Minnkota transom mount 12 volt trolling motor, 24 pound thrust. Make offer. 265-4329. 2-II For Sale: 2005 CHEVROLET 1500 EXT CAB Z71. Air Conditioning, Power Windows, Power Locks, Cruise Control, Power Steering, Tilt Wheel, AM/FM Stereo, CD (Multi Disc), Premium Sound, OnStar, Dual Air Bags, Dual Power Seats, Leather, Alloy Wheels. Local Consignment Vehicle. 47,929 Miles - Price $19,999. Call 406-357-4201. 3-I

M-F 9:30-5:30 228-9844

Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don’t even know where to begin. Here are some suggestions to help you get started. Determine your retirement income needs Some experts suggest that you need anywhere from 60% to 90% of your current income to enable you to maintain your current standard of living in retirement. But this is only a general guideline. To determine your specific needs, you may want to estimate your annual retirement expenses. Use your current expenses as a starting point, but note that your expenses may change dramatically by the time you retire. If you’re nearing retirement, the gap between your current expenses and your retirement expenses may be small. If retirement is many years away, the gap may be significant, and projecting your future expenses may be more difficult. Remember to take inflation into account. The average annual rate of inflation over the past 20 years has been approximately 2.4%. (Source: Consumer price index (CPI-U) data published by the U.S. Department of Labor, 2012.) And keep in mind that your annual expenses may fluctuate throughout retirement. For instance, if you own a home and are paying a mortgage, your expenses will drop if the mortgage is paid off by the time you retire. Other expenses, such as health-related expenses, may increase in your later retirement years. A realistic estimate of your expenses will tell you about how much annual income you’ll need to live comfortably. Calculate the gap Once you have estimated your retirement income needs, take stock of your estimated future assets and income. These may come from Social Security, a retirement plan at work, a part-time job, and other sources. If estimates show that your future assets and income will fall short of what you need, the rest will have to come from additional personal retirement savings. figure out how much you’ll need to save By the time you retire, you’ll need a nest egg that will provide you with enough income to fill the gap left by your other income sources. But exactly how much is enough? The following questions may help you find the answer: • At what age do you plan to retire? The younger you retire, the longer your retirement will be, and the more money you’ll need to carry you through it. • What kind of lifestyle do you hope to maintain during your retirement years? • What is your life expectancy? The longer you live, the more years of retirement you’ll have to fund. • What rate of growth can you expect from your savings now and during retirement? Be conservative when projecting rates of return. Do you expect to dip into your principal? If so, you may deplete your savings faster than if you just live off investment earnings. Build in a cushion to guard against • these risks. Build your retirement fund: Save, save, save When you know roughly how much money you’ll need, your next goal is to save that amount. First, you’ll have to map out a savings plan that works for you. Assume a conservative rate of return (e.g., 5 to 6%), and then determine approximately how much you’ll need to save every year between now and your retirement to reach your goal. The next step is to put your savings plan into action. It’s never too early to get started (ideally, begin saving in your 20s). To the extent possible, you may want to arrange to have certain amounts taken directly from your paycheck and automatically invested in accounts of your choice (e.g., 401(k) plans, payroll deduction savings). This arrangement reduces the risk of impulsive or unwise spending that will threaten your savings plan. If possible, save more than you think you’ll need to provide a cushion. Use the right savings tools Employer-sponsored retirement plans like 401(k)s and 403(b)s are powerful savings tools. Your contributions come out of your salary as pretax contributions (reducing your current taxable income) and any investment earnings grow tax deferred until withdrawn. Some 401(k), 403(b), and 457(b) plans also allow employees to make after-tax “Roth” contributions. There’s no up-front tax advantage, but qualified distributions are entirely free from federal income taxes. In addition, employer-sponsored plans often offer matching contributions, and may be your best option when it comes to saving for retirement. IRAs also feature tax-deferred growth of earnings. If you are eligible, traditional IRAs may enable you to lower your current taxable income through deductible contributions. Withdrawals, however, are taxable as ordinary income (except to the extent you’ve made nondeductible contributions). Roth IRAs don’t permit tax-deductible contributions but allow you to make completely tax-free withdrawals under certain conditions. With both types, you can typically choose from a wide range of investments to fund your IRA. Annuities are generally funded with after-tax dollars, but their earnings grow tax deferred (you pay tax on the portion of distributions that represents earnings). There is also no annual limit on contributions to an annuity. Note: Distributions from retirement plans, IRAs, and annuities prior to age 59½ may be subject to a 10% penalty tax unless an exception applies. You have several options for saving for your retirement. How do you know what to do? Here’s one common approach: First contribute to employer-sponsored retirement plans, at least enough to get full company match • Employer match is “free” money (you may forfeit match if you don’t work for a given length of time) • Dollars grow tax deferred until withdrawn • Systematic payments from your paycheck--you’ll hardly notice • Most plans allow pretax contributions resulting in an immediate savings • Certain plans may allow Roth contributions--tax free when withdrawn, earnings tax free if “qualified distribution” • But, investment choices might be limited Then contribute to IRAs • Many investment options • Traditional IRA contributions may or may not be tax deductible; Roth IRA contributions made with after-tax dollars • Dollars grow tax deferred until withdrawn • Roth IRA contributions tax free when withdrawn, earnings tax free if “qualified distribution” • Can contribute up to $5,500 in 2013 ($5,000 in 2012) (individuals age 50 and older may contribute an additional $1,000) Other options: annuities, stock plans, life insurance, other investments (e.g., stock, mutual funds), nonqualified deferred compensation, salary continuation plans • Annuities, life insurance and other options have unique tax advantages • Current lower capital gains tax rates make some equity investments more attractive for retirement planning • Some options may be complex, and timing of taxable events may be difficult to control This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.


March 6, 2013........................................................................ Volume XI Issue 5..............................................................................Tricia’s Trader 10 2000 Country Club Road * Turner, MT 59542 Phone 800-756-1817 Email: office@kimmel-kreations.com www.Kimmel-Kreations.com FAX: 888-796-8498

“Tricia’s Trader” is Published by:

Tricia’s Trader IS PROUD TO SERVE THESE MONTANA TOWNS: Town: Prefix(es): Town: Prefix(es): Joplin 292 Park Grove 526 Inverness 292 Wolf Point 392, 525, 650, 653, 915 Rudyard 355 Jordan 557, 977 Contact one of our Advertisers’ Advocates to place an advertisement, or contact Kimmel Kreations directly at the address above. Hingham 397 Lewistown 350, 366, 380, 535, 538, March 4, 2009.........................................................................Volume VII Issue 5 .......................................................................Tricia’s Gildford 376 707,Trader 708, 9689 Senate – hopefully! Kremlin 372 Grass Range 428, 928 WORDS FROM Fort Benton 621, 622 Hobson 423 Authorize Archery Season for Mountain Lion, WENDY Bear, and Wolf (HB 74) passed unanimously. Loma 739 Stanford 566 Big Sandy 378 Chester 759 As you know, our very own This act would grant the Fish, Wildlife & Parks Wendy Warburton is serving in Commission the discretion to set up areas and Havre 262, 265, 407, 808, 945, Geraldine 737 Helena this Legislative Session seasons for archery hunting mountain lion, 969, SALE398, Denton 567 ULL 395, EO B394, VID390, seasons. and wolf in archery hunting ADVOCATE people of bear,WESTERN theREGION: CENTRAL EASTERN REGION:representing 399 Belt 277 g Bulls n i l r a e Y 5 6 g n i l l e S AT LARGE the House unanimously. During her Passed 34. District Wendy is currently REGION: Welcome Jamie Jones House to Blaine County Fairgrounds in Chinook, MT Chinook 357 Great Falls 205, 216, 217, 231, 268, serving in Helena as Skryja looks forward to the Tricia’s Trader team! she Laurie Trader’, ‘Tricia’s hiatus from Adjoining with FishingAmy Reciprocal Authorize Saturday March 28, 2009 at 1:0 0 PM Cleveland 357 403, 452, 453, 454, 455, 800-756-1817 x103 the representative for serving you if you live in Jamie is happy to helphas graciously agreed to send us States on Contiguous Rivers & Streams (HB Come early to view the Bulls - Lunch at Noon 406-450-2588 (c) Harlem 353 564, 590, 715, 727, 731, Montana Districtin the the following counties: you if you live in one of happenings of the House updates person who If this bill becomes law, anyEmail: 366). CASCADE She looks forward to these counties: capitol34. Fort Belknap 353 750, 760, 761, 770, 771, of this great state. fish in a state that licensed towest@triciastrader.com is properly working with you again in LIBERTY VALLEY Turner 379 781, 788, 791, 799, 836, a of part any in fish may Montana borders May upon her return. PONDERA PHILLIPS and Neighbors, Dear Friends Zortman 673 866, 868, 870, 899, 923, water of body or stream, river, pond, reservoir, lake, Until then, Amy Skryja TETON DANIELS at the deadline closer to the transmittal As we get within 10 miles of the border, if the Dodson 383 952, 964, 965, 997 (pictured at right) will in Montana TOOLE ROOSEVELT originated thatyou when all the billshelp state legislature, grants the same or similar privileges with yourin bordering state GLACIER SHERIDAN Malta 301, 654, 658, 680 Shelby 424, 434, 450, 460, 470, and vice verse, pass over to the Senate the HouseRICHLAND advertising needswe if to holdersCHOUTEAU of valid Montana fishing licenses and Saco 527 597, 966 bills more and voting on more andJones are hearing you live in one of each theseenters into a reciprocal Jamie Laurie Harvey agreement with Montana. Hinsdale 364, 648 Conrad 269, 271, 278,289, 576 counties: committees and day in800-756-1817 Passed 92/7. x104on the House floor. 800-756-1817 x105 Glasgow 228, 230, 263, 367, 831 Valier 279 HILL 406-390-6386 (c) 406-672-9145 (c) Here’s just a quick update of a few interesting Owner, Tricia Kimmel and slaughter investor owned livestock Authorize BLAINE bills Nashua 746 Cut Bank 229, 336, 391, 845, 873 Email: Email: 800-756-1817 x101 lately. that we’ve considered way the pave will bill This 418). (HB plants processing PETROLEUM east@triciastrader.com adsales@triciastrader. Fort Peck 526 ALL MONTANA AREA CODES ARE (406) for a horse processing plant to open in Montana FERGUS LLC

Bulls will be available for viewing at the fairgrounds on Friday.

View the bulls prior to the sale at Hould Feedlot, 6.5 miles West of Malta on Wagner Hwy 363.

E7 ANGUS

Ede Breitmeier PO Box 1807 Chinook, MT 59523 e7angus@itstriangle.com (406) 357-3491

MASTER ANGUS

Gene & Vinee` (Cox) Ryg 1070 Bowes Rd. Chinook, MT 59523 gryg@itstriangle.com (406) 357-2660

BAR 9 RANCH

Clayton Hofeldt 5080 Bentel Divide Rd. Lloyd, MT 59535 bar_9_ranch@hotmail.com (406) 357-3856

Got a touch of Spring Fever? We’ve got the perfect cure . . .

Ban on human reproductive cloning (HB 288). We com JUDITH it passed – contributing to the economy and improving the thenBASIN passed it in Judiciary Committee, and PUBLISHER’S COMMENTS horse market while also providing a humane place 93/7. on the House floor Advertising WANT TO PLACE AN AD? take old, injured, or dangerous horses. I for people tofor Rates: The publisher does not assume any responsibility The cost for a classified passed 367) (HB Law Services Adoptive Post Revise the contents of any advertising herein, and all representations or The hearing for this bill brought the am a co-sponsor. advertisement, up to 8 lines To place a classified, just fill out the form warranties made in such advertising are those of the advertisers and is $10 per 2 issues, and $1 96/4. If enacted, this law will allow private most people I have yet seen House the the not publisher. to testify. to Helena come and below mail it to Tricia’s Trader, 2000 line fabrics, over 8 lines. Add new effort made by Kimmel Kreations to never Fresh per $5 per 2 issues for a box post-adoptive provide also to is agencies adoptionEvery knowingly accept advertising that is deceptive or misleading. We state over theRoad, from all Club came Dozens of proponents Country Turner, MT 59542. reserve the right to edit, refuse, reject or cancel any advertisement at outline, and/or $5 per 2 rolls, jelly patterns, fun any time. and support to birth mothers who have herein counseling issues for bold text other support The publisher is not liable to any advertiserto for this any bill, with only a handful opposing it. I than the heading. The WANT YOUR AD TO DO MORE? misprints in advertising not for the adoption fault of the and in such an cost to will (nopublisher, their children relinquished and more! fats following specials apply if it makes it out of the Agriculture let you event, the limit of the publisher ’s liability shall be the amount ofknow the for multiple classified ads: publisher ’s charge for such advertising. the state). Committee. Place 3 classifieds or more All advertising for the sale, rental, financing, insurance and Be in touch with one of our Advertisers’ appraisal of residential real estate are subject to the Federal Fair in the same issue and get Housing Act, which makes it illegal to advertise any preference, getthe on in and SPRING a 15% discount. Or run Advocates pictured Montana Firearms Freedom Act – Exempt Montana limitation, or discrimination based on race, color, religion, sex, Jointabove for help with your that my House to report I’m pleased same classified ad in every handicap, family status, or national origin, or an intention to make advertising. issue projects for a year for $100 from Commerce Ammunition and limitation Firearms Made any such preference, or discrimination. Kimmel Kreations started! your Department Interior the supporting 14, Resolution (includes 4 issues free), will not knowingly accept any advertising which is in violation of (HB 246). This states that a personal firearm, in their recent decision to match gunThey Clause or for six months for $50 this law. in regulations work for YOU All advertising layouts and designs and portions of the same (includes 2 issues free). that or ammunition accessory, a firearm that are produced by Kimmel Kreations, LLC are is the sole property Pictures/graphics will only state theyAD work for you. of the national parks with the gun Mall Atrium to laws help YOUR of Kimmel Kreations, LLC and may not be reproduced in any form be included in display ads. unless written authorization is from the publisher. in Montana privately orobtained commercially manufactured Please contact inquire #204 Ave. 3rd to 220 us passed out of the Judiciary Committee and in, Kimmel areby “Tricia’s Trader” is published bi-monthly about display advertising Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Montana of borders the within remains that and Your Advocate can work with you to develop a marketing strategy MT 59501 Havre, be heard on the House floor. will soon or to request a current rate Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service forregulation, a minimal charge to those chart. Display ads can be federal is not subject to federal law or (406) 265-4424in that’s effective, and determine the size and design that you need. requesting mailing service. All material copyright 2011. almost any dimension www.leg. visit bill, any on information more NOTICE: The opinions and ideas expressed in For articles and 2” wide increments including registration, under the authority of Hours:to Store up advertisements in ‘Tricia’s Trader’ are those of the author or advertiser can also help you get the most out of your advertising budget wide by 10” high 10” and do not necessarily reflect the opinion of the publisher , Kimmel wendywarburton@ me, e-mail To contact They Passed mt.gov. commerce. interstate regulate Congress to (full page). Discounts 10-6 Mon—Sat Kreations, LLC. Material in articles or advertisements should be bearlysquare@havremt.net Email: with specials and packages for your unique situation. are available for longconsidered general reading and should not be construedgmail.com as professional for – YOU for work I 262-3185. call or is assumes all responsibilty 64/36andand floor House onbethe readingshould second advice. All information carefully researched by the reader, the reader term advertising and risks associated with any action taken based upon information in an advertisement or article. s future! Call the Advocate for your Region today! and larger ads. Montana’ awaiting third reading before moving on to the

AD PLACEMENT-SUBSCRIPTION FORM

See prices on 2! Page 5

$26.95 $48.95


March 6, 2013........................................................................ Volume XI Issue 5.............................................................................. Tricia’s Trader 11

Ranch/Contact Area Sale Date: Time Red Angus 66 Ranch Havre, MT Private Treaty 406-394-3519 www.66ranch.com Bar Star Cattle Horned & Polled Hereford Bulls 406-265-4364 Havre, MT 406-399-7811

Private Treaty

Sitz Angus Dillon, MT Mar.13,2013 12:30pm Jim Sitz 406-683-5277 at the Ranch Bob Sitz 406-685-3360 www.sitzangus.com R. Math Farms Angus Sale-Whitewater, MT Mar. 29, 2013 Bob Math 406-374-5562 at the Ranch Master Angus Chinook, MT Mar. 27,2013 Gene Ryg, 406-357-2265 at Bear Paw Livestock www.masterangus.com

1pm 1pm

49th Parallel Black Angus Mankota, SASK Mar. 25,2013 1pm Sale Day Phone 306-478-2229 at Mankota Stockmen’s Weigh Co. Dennis and Betty Baragar 306-625-3676 Nissen Angus Chinook, MT Apr. 3, 2013 406-357-2643 www.nissenangus.com at Bear Paw Livestock

1pm

Bowles J5 Reds Chinook, MT Apr. 4, 2013 Sale Day Phone, 406-228-9306 at Glasgow Stockyards Home 406-357-3125, Jim 406-539-3100, Brady 406-539-2102

1pm

Northern Premier Angus Chinook, MT Apr. 11, 2013 at Bear Paw Livestock

1pm

Milk River Angus Chinook, MT Apr. 17, 2013 Clayton Hofeldt, 406-945-0850 at Bear Paw Livestock

1pm

Wittkopp Angus Glasgow, MT Home 406-485-3552, Cell 974-3552

Feb. 2014

Bulls of the Big Sky 208-267-2668

Feb. 17, 2014

Billings, MT www.bullsofthebigsky.com

Having a sale? List it here. Call your Advertiser Advocate to find out how. 800-756-1817 or visit www.triciastrader.com.


March 6, 2013......................................................................... Volume XI Issue 5.............................................................................. Tricia’s Trader 12

Coffee and Such: Crossroads Coffee, 65 S. 3rd E in Malta serves coffee, latte's, mochas, and smoothies. Every Wednesday we serve homemade soup with bread bowls for lunch. 406-654-1512. 3-I For Sale: D4 Cat, last ran in 2003, $2,250 OBO, ask for Stan. (406) 535-5828. 3-I

For Sale: INDIAN-DESIGN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Pelts ~ Buckskin ~ Saddles ~~~USA Made Schrade~~~ Old Timer Knives Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ x

CATTLE WITH SUBSTANCE AND QUALITY, BACKED BY PEOPLE WITH INTEGRITY

For Sale: 200+/- 3x3 square straw bales, 2 years old, $45/ton. Call 379-2233 or 390-5627. 3-I Hiring: Phillips County Sheriff's office is accepting applications for full time Deputy position, $35,000 apprx. starting salary with increase after probation period. Insurance and retirement provided, must be at least 18 and pass background FEATURING SONS & DAUGHTERS OF check, please contact sheriff's office • Buf Crk Lancer-f L297 (795538) • J5 Maestro 83X (1368532) if interested, and for more • HRR Titan 727 (1179648) • 5L Mats Signal 87V (1260994) info, 406-654-2350 EOE. 3-I • TR Epic XT041 (1369857) • TJS EPIC KING X044 (1386055) • CBR Ram 8306 (1274169)

• J5 Copper 913 (1345386) REAL MineESTATE: Check out this week's ad on page 3 to see our latest listings with Fort Benton Realty. You can also see up to date information at fbrealty.com. 3-I

J5 COPPER MINE 913

Quality & Integrity

APRIL 4, 2013 AT 1:00 P.M. at Glasgow Stockyards, Glasgow Montana

50 Yearling Bulls 20 Yearling Heifers For a catalog or more information call us at 406-357-3125 or Jim 406-539-3100 or Brady 406-539-2102 e-mail: bbowlesj5@yahoo.com 12995 Paradise Valley Rd, Chinook, MT 59523


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Small Businesses...Keeping Montana Strong!

Just like “It takes a community to raise a child”, it takes small businesses to strengthen a community. Without loyal communityminded businesses, many Montana towns would be nothing more than a happy memory. These dedicated companies consistently provide jobs, industry, donations and volunteer services to the patrons who support them. They know that without a healthy economy in their town, their own companies will suffer, so they give back faithfully....When you see them be sure to say, “Thanks!”

Supporting the communities we work in... MULTI-CITY: Ezzie’s Wholesale HARLEM: Richman Insurance LEWISTOWN: Snowy Mountain Motors Lewistown Rental Duane Sparks Chevrolet CHINOOK: Jamieson Motors American Garage, LLC TURNER: Reed’s Ag Enterprises ~ Turner Supply HAVRE: North Star Dodge Custom Collision Repair Havre Muffler & Brake Havre Ready Mix, Inc.~ Baltrusch Construction, Inc. ~Havre Sand & Gravel, Inc. Pacific Steel & Recycling Tilleman Motor Co. RUDYARD: McNair Furniture MALTA: Radio Shack Malta First State Bank Great Northern Hotel & Restaurant ~ Maltana Motel

Havre Muffler & Brake Take two individuals with diverse backgrounds & interests, and what do you get? Seventy-two years of varied experience in the automotive field and multiple other talents. These are the two people who you will see at Havre Muffler & Brake—Tony Dolphay and Dale Collins. Tony grew up on a farm and ranch on the Canadian border north of Whitewater, Montana, then attended Northern Montana College to pursue and receive a Bachelor’s Degree in Automotive Technology. Working full time while attending college as a small engine mechanic and rental equipment repairman-operator, he attained customer relationship skills along the way. Working alongside Tony is Dale Collins. Raised around the Box Elder area, he got his start in the automotive field by working closely with the “old pro”, Les Blair. In 1991, many jobs later for Tony and Dale, they wound up working together at Hayward’s Muffler and Brake. Unbeknownst at the time, this would turn out to be a long term business relationship between the two of them. On April Fools Day, 1999, Havre Muffler & Brake was born, not by chance, but by need and personal choice. First and foremost, Tony and Dale found themselves unemployed for the first time in their lives. This was because of the sale of the business they had been employed at. They both had job offers and opportunities to work for others but decided they had the skills, drive, desire, and customer base to succeed out on their own. Thus, Havre Muffler & Brake came to be. A lot of initial help came from financing thanks to, at that time, First Security Bank of Havre, now known as Independence Bank. It wasn’t easy to convince all the right people at the same time, but with proven discipline it did happen. In October of 2000, Havre Muffler & Brake moved from 3210 Highway 2 East to its current location at 932 First Street. The opportunity to own the building and ground that it sat upon was too much to pass up. Plus, the location, closer to downtown, was sure to prove its value potential. The name Havre Muffler & Brake implies what Tony and Dale specialize in, but fleet maintenance and repair is also available. From your basic service needs to somewhat extensive repair for your automobile, Havre Muffler & Brake can either do the job or recommend someone who may be more adept at the task. Tony and Dale believe that people don’t expect miracles, just a fair deal and honest treatment. They are always willing to try something new or different, but let their customers know beforehand. They’ve had the privilege of working for both local and distant customers. Their local customers have been the friendliest and most loyal, for which they appreciate them so much, and are thankful for the opportunity to work for and with them.

They attempt to show their appreciation by giving back to their home community. A long list of groups and organizations they back includes Special Olympics, Havre Youth Baseball, Havre Lions, Montana Pilots Association, Recycle Hi-Line, Boys & Girls Club, Boy Scouts, Havre Eagles, Beaver Creek Park, Havre Airport Board, 4-H, as well as Liquor Haven ~ Travel Haven doing donation work for rural fire departments. Crossroads Coffee ~ Feigel Photo

Mint Bar

R & G Feeds HINSDALE: Stoughie’s Bar & Grill WOLF POINT: Northern Prairie Auto Sales

One would think that two individuals who have worked closely together like this would also have many of the same after-hours interests. Not so. Dale enjoys golf, pool and his grandchildren. Tony enjoys travel in his Cessna 172 and camping. Whether you see these two at work in their shop or out helping in the community, their customers know their Havre roots run deep for this small-town Montana business.

932 First Street, Havre, Montana 59501 • 406-265-5528


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Keyboard Shortcuts

A Canadian customer was calling to find out if there was a faster way to trigger menu commands than mousing up to the menus. Agent: Certainly, sir. There are keyboard shortcuts for many of those commands. For example, suppose you want to trigger the Select All command... Caller: Yes, I use that one all the time! How do I do it? Agent: Well, you just press Control-A. Caller (after a pause): Well, that’s not working for me. Agent: Do you have a text document open in front of you? Caller: Yes, I sure do. Agent: OK, now press Control-A. Caller: I am, but nothing happens. Agent: The text isn’t highlighted? Caller: No, there’s no change at all. Agent: That’s odd. If you press Control-A the whole document should be highlighted. Try it again. Press Control-A. Tell me exactly what’s happening. Caller (nearing his Canadian breaking point): Listen. I’m pressing Control, eh? And nothing’s happening, eh?

For Sale: 2000 GMC YUKON XL SLT Package, Air Conditioning, Power Windows & Locks, Leather, Cruise Control, AM/FM Stereo, CD (Single Disc), Dual Air Bags, Roof Rack, Alloy Wheels, Grille Guard, 3rd Row Seating, Block Heater, Very Nice! Local Consignment Vehicle. 208,014 Miles - Price $5,499. Call 406-357-4201. 3-I For Sale: Whispering Winds: A History of the Big Flat 750 page hardcover book celebrating Turner, Montana’s centennial. Get your copy today for only $100. Visit www. turnermontana.us or call Edward Snider at 406-353-2934. x For Sale: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free (866)683-7299 or (406)4537299, BIG SKY PIPE AND DESIGN, Great Falls. Call TODAY and ask for our free catalog. VISIT US ONLINE http://bigskypipeandsupply. com/html. 10-I:3-II

Oil Change Special! Be sure to call and schedule your oil change to keep your vehicle running great! Ask about our oil change special and FREE Owner Advantage Awards as well. Jim Taylor Motors, 2520 St. Charles, Fort Benton, MT. 406-6225491 or 1-800-823-2438. 3-I

For Sale: 1,944+/-sq.ft. 1986 double wide mobile home on a 8,400 sq.ft. lot in Saco. 3 bdrm, 2 baths with a heated addition and a large front deck. No close neighbors. Reduced! Asking $59,500 (143NR6) 406-6542273 missouririverrealty.com 3-I


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Hi-Line Basketball: High school basketball may be wrapping up for the 2013 season, but those with a hankering for more roundball need not fear—there is lots of basketball action to be had across the Hi-Line of Montana in the coming weeks.

GROSECLOSE MEMORIAL TOURNAMENT

First, comes the 18th Annual Groseclose Invitational Tournament in Rudyard, March 15, 16 and 17. The first tournament was started by Jody Hansen as a scholarship fundraiser in memory of Jason Gloseclose who was killed in a snowmobile accident. The popularity of this men’s tournament has increased exponentially. The sixteen spots in the tournament fill up quickly, with most being spoken for by November or December each year. The tournament is a multi-community affair with Friday games being held at the Gildford gym and the Rudyard gym, and Hingham steps up to feed the teams that evening at the local bar and grill. Rudyard hosts most of Saturday’s action with games all day long and a social affair at the bowling alley that evening. Hundreds of people attend this event each year, with over 130 players and hundreds more parents, friends, family and fans. Competition is fierce. Pat Foster, a coordinator of this year’s tournament, says, “Last year, out of sixteen teams, fourteen of them could have easily won it.” Entry to watch the tournament action is free will at the gate, and concessions and t-shirts are available on the premises. Overall, the Groseclose yearly tournament is an occasion to reunite these small communities and it provides a quality family social event for all who attend. Inquiries may be made to Pat Foster on Facebook, or find more information by liking the “Jason Groseclose Memorial Basketball Tournament” Facebook page.

GLASGOW JJMT That same weekend on the eastern end of the Hi-Line, and for slightly younger athletes, is the Jeff Jurgen Memorial Tournament, March 15-17th, now going on its fifteenth year. Coordinators Tom and Liz Schmitt expect 65 to 90 teams in participation from grades four through ten. There is a division for each grade level for boys, and the same for girls, except that grade 9 will be combined with grade 10. Fourth and fifth grade games will be held at the high school; sixth grade games at the East Side gym; seventh and eighth grade will be at For Sale: City lot in Wolf Point. All utilities, close to grocery store and high school. Trailers OK. Call 406-899-0121. 2-II For Sale: R. Math Farms Angus Sale March 29, 2013 at 1pm. at the ranch, Whitewater, MT. Selling 75 bulls. Also selling 100 commercial cow/calf pairs. Bob Math, 406-674-5562. 3-I


March 6, 2013........................................................................ Volume XI Issue 5.............................................................................. Tricia’s Trader 19

Spring Happenings the Evangelical church gym; ninth-tenth grade games will be held at the Civic Center gym. The official deadline to enter is March 6th, but after the deadline interested teams are encouraged to call 406228-9509 to inquire about available spots.

MALTA SWISHFEST Last, but surely not least, is the 14th Annual Malta SwishFest. This event, sponsored by the Malta Athletic Club, is targeted at boys and girls youth ball players in grades four through eight with categories set by grade level. Coordinators of this event expect roughly 65 teams to descend upon the town of Malta, Montana, April 6th and 7th, filling every gym in town. Entry forms, which are due March 20th, can be obtained at www.maltaswishfest.com; this is where rosters will be posted when they become available, as well as where rules and additional information can be found. Upon registration players will be notified where to appear for their first round of basketball action that weekend. Questions and inquiries for the tournament may be directed to Katie Skiff at (406)654-2955.

Thanks for supporting the businesses on these pages. They helped make this story possible. For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry WE ALSO BUY KNIVES Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ x


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For Sale: 2003 Toyota Tacoma 4 Door, 120k miles, 4WD automatic, power windows, A/C, $9,900 O.B.O. Call 406-390-3639. 2-II

Northern Prairie Auto Sales 100 Hwy 2 East - Wolf Point, MT 59201 - (406) 653-1160 Drive Away Price Includes Customer Cash if Qualify, All Incentives Expire 3-4-13

Call Jack Nelson, Terry Fast or Jason Partridge for details. W NE

00 GE RAM 15 2013 DOD, SLT, Max. Steel, 5.7L

ew Big Horn, Crem. Cloth Bench, Blacork,e! Hemi, Pr m, Remote, Plus M 284 Ca p Back-U 5 - Drive Away Price $36, MSRP $42,23

W

NE

00 GE RAM 3s,5 2012 DOD in m ew, 6.7L Cum

Dually, Cr eral Gray, Sunroof, Auto, Min Vtd Leather Htd/ Price $52,753 5 - Drive Away MSRP $62,66

D

L SO

00 GE RAM 15 2013 DODack, Htd/Vtd Leather,,

Bl er Crew, Spor t,rfomance Hood, Bedlin Remote, Pe , Loaded! Back-Up CamAway Price $41,903 0 - Drive MSRP $47,48

W

NE

00 GE RAM 35 2012 DODWhite, 6.7L Cumminots,e,

m ally, Laramie, Dud Leather, Sunroof, Redals! Auto, Htd/VtRear Leather, Power Pe 203 9, $4 Nav, Htd. 5 - Drive Away Price MSRP $58,67

W NE

00 GE RAM 15 2013 DODie, Htd/Vtd Leather,

Crew, Laramv, Remote, Na & More! Deep CherryAway Price $42,996 ive Dr 0 68 8, $4 MSRP

W

NE

500 GE RAM 2 2013 DO’4D” Ram Box, White,

Crew, 6 Leather, Sunroof, Htd/Vtd and More! 5 Nav Price $52,71 5 - Drive Away 21 3, $6 P MSR

2013 TRUCK OF YEAR/RAM 1500 W NE

Call for Special Rebates/ APR Combo’s Not All Apply

1500 DGE RAM, 2013 DO7L Hemi, White

ST, 5. ock Htr., w Mirrors, Bl ore! Cloth Int., To End, Plus M ar Re in $33,284 Sp Antiive Away Price Dr 0 58 7, $3 MSRP

W

NE

00 GE RAM 15 2013 DODew, Black, Sunroof,

Laramie, CrCorner Air Ride, ed! Nav, 4 rf Bars, Load ice $44,840 Remote, Ne - Drive Away Pr 0 85 0, $5 P MSR

W

NE

500 GE RAM 1 2013 DOT,DWhite, 5.7L Hemi, ct,

Quad, SLheel Steps, U-Conne More! 9 Wheel to W Control & ic Pr e $34,72 Trailer Bra-ke ay Aw e iv Dr 0 MSRP $39,53

Pricing and offers may change at any time without notification. For full pricing details call Northern Prairie Auto Sales at 653-1160. Drive away price includes customer cash for qualifying customers only.

www.northernprairieauto.com


March 6 2013......................................................................... Volume XI Issue 5.............................................................................. Tricia’s Trader 21

DAVE SAYS:

Who Is Dave Ramsey?

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. * Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times bestselling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 5 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

Dear Dave, What do you think about the HARP program, and what exactly is it?

For Sale: Malta Tire is ready Sew Sassy, 172 S. 1st. Ave E. in to help you with all your Malta has custom embroidery, automotive repairs and tractor vinyl printing and more. Come tire repairs. Malta Tire, Hwy 2 check it out. 406-654-7077. 3-I West, Malta. 654-2120. 1-I:3-II

~Ivy

Dear Ivy, The Home Affordable Refinance Program is designed for people who have made their payments on time but are underwater on their mortgages. Being “underwater” means they owe more on their homes than the homes are worth. So basically it gives them the opportunity to refinance their home loans. The HARP program is the only part of the Making Home Affordable program that actually worked. And to be honest, it has worked well. In contrast, the recent Home Loan Modification program is a piece of junk and all about political posturing. About 93 percent of the people who applied for a home loan modification didn’t get one. It was just another case of the government pretending to do something. I’d advise looking into the HARP program if you’ve got a good credit history and you’re underwater on your current home. Lots of HARP program applications are being approved, and the deals are closing. That’s what really matters when you find yourself in a situation like this. ~Dave Dear Dave, Recently, my husband had to quit his job due to an old back injury. We have $25,000 in debt, but I’ll be receiving a $38,000 inheritance in a couple of weeks. Should we use the money to pay off our debt, or hold on to it in case he needs surgery? ~Kirsten Dear Kirsten, Now is the time to keep the cash piled high. You’re in the middle of an emergency, and that means you push the pause button on your Total Money Makeover and stop paying extra on debt. Surgery is a possibility at this point, plus you may need some of that money to live on until his job situation improves. Then, the moment he returns to work and things are stabilized, you jump back into getting control of your finances. Use whatever is left of the $38,000 to pay off debt that very day. But right now you don’t need to worry about becoming debt-free, only to turn around and be in a mess in the event he has trouble finding another job. Let me give you a warning too. Thirty-eight thousand dollars is a great gift. If someone handed me a check for that amount, I’d cash it in a heartbeat. But it’s not $380,000 or $3.8 million. It’s easy to develop a false sense of security if you’ve never received a check of that size. This kind of money is enough to keep the wolf away from the door for a while, but it’s nothing to retire on. This little nest egg is a real blessing, Kristen. Just make sure you handle it wisely, and take into account all of the possibilities over the next couple of months. In a best-case scenario your husband won’t need surgery, he’ll find a job pretty soon, and you guys won’t have to dig in to the inheritance money. Hang on to as much as possible, though. This sounds like a time of personal and professional transition for you both, and having that kind of extra cash around could be a lifesaver! ~Dave


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Promises: at 578 Living Water Court, Malta has many distinctive gifts available, real flame fire places, soda makers, too much to mention. Come on in and check out all your options. 654-2380. Open 7am-6pm. 2-II Flooring and Window Treatments: Come to Prewett Interiors, 41 1 st. N. in Glasgow for all your flooring, framing and window treatments. We also have that unique gift for that unique person. 406-228-9844. 3-I

Bill’s Food

Corner

For Sale: MINNKOTA Transom mount 12 Volt Trolling motor, 24 pound thrust. Make offer. 406-265-4329. 3-I

11th ANNUAL BULL SALE: Sitz Angus, Dillon, MT, March 13th, 2013. sitzangus.com for more information. You don't want to miss this one! 3-I

Dig right in to our newest regular guest column! Bill Hake invites you to test his recipes and his theories and tell us what you think. And he takes “requests”!

Tomato Soup

There’s nothing like a steaming hot bowl of soup to break the chill of a cold, crisp, Montana winter day. Here is a very flavorful recipe to fill that bill. I have an additional reason for choosing this particular recipe. Recent research has found that Lycopene (a fat soluble phytochemical antioxidant) is a more valuable nutrient than vitamins C & E when it comes to slowing the aging process, and some of us need all of the help we can get. Lycopene is a red pigmented carotenoid found in tomatoes, red grapes, watermelon, pink grapefruit and other red fruits and vegetables in lesser amounts. Now, think about this for a minute. If you could come in from that cold, crisp, Montana winter day, mellow out with a nice (large) glass of red wine, warm the cockles of your heart with a steaming hot bowl of hearty tomato soup and with all of that “slow down the aging process”, well, it just couldn’t get any better than that.

Cream of Tomato Soup 1 lb. brats or your favorite cured sausage, cut into ½” pieces 1 cup diced onion 1 oz. butter 1 can chicken broth (11 oz.) 1 tsp. chicken bullion 3 Tbsp. sugar 2 cans crushed or diced tomatoes (28 oz. each) 1 tsp. baking soda 1 tsp. dried basil or 1 Tbsp. fresh, if you have it 1 pint heavy whipping cream In a 6 quart stock pot melt the butter, brown the sausage and onion for a few minutes then add the chicken broth, bullion, sugar, tomatoes, soda and Basil, set heat to simmer and cook slow for at least 30 minutes or more. Just before serving add cream and cook long enough to heat through. TIPS: If you like your soup a little thicker, you can blend a heaping Tbsp. of corn starch with ¼ cup of water and add with the tomatoes. If you like a little heat in your soup, you can add a 10 oz. can of Ro-Tel tomatoes with green chilies, or you can add 1 or 2 jalapeño peppers, chopped small. If you like it real hot, add seeds and all, or for milder heat remove the seeds. If you like a little more body to your soup, you can add a can of drained hominy or a can of regular corn. The foundation for this recipe is taken from the original 4B’s Old Fashioned Cream of Tomato Soup. However, I have replaced the coffee creamer used in their recipe with real cream because coffee creamer contains hydrogenated fat, which, by most accounts, is an unhealthy food choice; I will argue with anyone that real cream in moderation is a healthy natural food. I also have added additional options to satisfy a variety of palates. I do believe that soups are an excellent choice for satisfying our nutritional needs. If you have a recipe you are proud of, I’d love to share it with the folks. Contact me at bhake@mtintouch.net or Bill’s Food Corner, PO Box 81, Turner, MT 59542.


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11th Annual Spring Sale

March 13, 2013 Selling

320

Yearling BullS

24

PaP TeSTed Fall-Born BullS

Wednesday • Dillon, Montana • 12:30 PM (MST)

“SITZ GENETICS” come from a PROGRAM backed by lONGEvITy and INTEGRITy! “SITZ” Angus has concentrated on producing bulls and females that are raised and developed under the same conditions that their commercial customers run under. See a full list of progeny at www.sitzangus.com

Jim Sitz Bob Sitz 406-683-5277 406-685-3360 Cell: 406-925-9888 Cell: 406-581-6448

Sitz Angus Ranch 9100 MT Hwy 91N Dillon, MT 59725

visit us online at www.sitzangus.com

Collision Repair: If you have dents or need a new paint job, we can make your vehicle look like new. Come see us at Hi-Line Collision Repair Center, 740 2nd Ave. S., Glasgow, MT or give us a call at 406-228-2433. 2-II For Sale: AKC Yellow Lab puppies. Exc. Comb. of hunting/pointing lab, super family companion. Parents proven hunters. Sire: Tiger Mountains Lethal Weapon. Dam: Diamond Ds Prairie Breeze. Family raised, well socialized. Incl. written health guar., 1st shots, dewclaws rem., puppy training kit. Ready Mar. 2. www.labradorswest. com. Call 406-965-0022. 2-II


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Goertz Farm Land Auction, Phillips County: Tuesday, April 2 at 1:30. Will be held at farm 7 miles N. of Malta on Hwy 191, then left 15 miles NW on Assiniboine Rd. Signs will be posted. Hi-Line Auction, 406-654-4053. 3-I

Ramblings of a Conservative Cow Doctor

by Krayton Kerns, DVM, State Rep. HD 58

We hope you enjoy reading this feature in Tricia’s Trader. You may agree, you may disagree with Dr. Kerns’ Ramblings, but

you will always have something to discuss over dinner.

Without a Shot These are strange times. In early January, I won a Ruger, 10/22, semiautomatic rifle as a door prize; something I needed, as all my other .22s began as birthday gifts to my children, so left home when they did. My rimfire arsenal was down to one rusted, single-shot, bolt action Marlin, adequate for plinking, but little else. I explained my good fortune to my son-in-law, Tim, and he said “good luck finding ammunition.” I laughed thinking he was kidding. Rimfire ammunition is ubiquitous and every convenience, hardware store and gas station in Montana has dusty boxes of .22 shells sitting on a shelf in a back corner anxious to become the property of a twelve-year-old boy intent on plinking holes in empty pop cans. This is America and the supply of .22 shells is simply never a problem. Is it? Two days later, the trophy wife and I ventured into Scheels and walked over to the ammunition department. Immediately below a bold yellow sign emblazoned with the words “Rimfire Ammo” stood a stack of five shelves, four feet wide, twelve inches deep crammed to capacity with empty. The shelves were completely bare. I dropped to my hands and knees and thrust my preg-checking arm behind the shelf searching for misplaced boxes which might have dropped from sight over the years. I scored one carton and as I examined the box another ammo patron walked up and whispered, “Big Bear just received a shipment of .22 shells.” We kept our voices low like we were executing a drug deal; I thanked him and hustled to checkout. Moments later in Big Bear, the trophy wife and I purchased all the .22 shells each customer was allotted plus a case of 12 gauge shells and a couple cases of .357 magnums. If there was going to be an ammo shortage caused by hoarders, I would rather cause than be caught by one. These are strange times and here is why I told you this. The last of my gun bills, HB459, passed out of House Judiciary, so the next stop is Second Reading on the House floor. HB459 is an “act prohibiting

a healthcare provider from refusing or conditioning care if a person refuses to provide information relating to firearm ownership, possession or use.” Casual consumers of news dismiss this bill as meaningless, yet it may become the single act which stands between your fundamental right to keep and bear arms and their confiscation. I shake my head in disbelief when I hear sunshine patriots boast the government “can have my guns when they pry them from my cold dead fingers” all while voting gun control advocates into public office. They will never make the connection until eventually they surrender all their firearms without firing a shot. Here is how this will happen and my reasons for HB459. On January 16, 2013, President Obama released 23 “Gun Violence Reduction Executive Actions” of which Action #2, #14, #16, #17, #21, and #22 utilize the national healthcare system to collect gun ownership information. As Obamacare grows over the next decade, unwary citizens will voluntarily divulge firearm ownership information including serial numbers in exchange for routine healthcare. Through the power of incrementalism, placing this information in a federal database seems harmless at first. However, someday in the future, imagine a loved one in your care needing critical medical attention, so you rush into an Obamacare facility because no other option exists. Healthcare enforcers examine your medical records and announce the Public Safety Authority has handed down Rule 1040 declaring all semiautomatic rifles, including .22s, are applicable only for military purposes. You must surrender your previously identified Ruger, 10/22 prior to your loved one receiving treatment. With no other choice you do. Scoffers might dismiss my warnings as fear mongering; something which would never happen. If you believe me and I am wrong, America has lost nothing. If you ignore me and I am right, America has lost everything. How much are you willing to risk? Shouldn’t we stop this now?


March 6, 2013........................................................................ Volume XI Issue 5..............................................................................Tricia’s Trader 26

full dispersal of equipment from

unreserved public auction

lethbridge, ab

thursday, March 28, 2013 | 9aM

2004 Case ih sTX 450

2007 Case 721e

2009 john deere 9230

Bruce Yancie Farms Ltd. Wayne Risdon As well as equipment from: Ray Grisnich Farms Ltd. Rowland Seeds Inc. One Earth Farms

2011 Case ih 4520

2011 BourgaulT 5810

2000 john deere 9650

2007 inTernaTional 7500

2005 john deere 7820

2010 Case ih 4420

4– 1997 Case ih 2188

2008 inTernaTional Work sTar

2– 2007 leon silver 755

2002 john deere 1780

letHbridge, ab thursday, march 28 | 9am 2– 1998 lode king super B

From Lethbridge, AB at the intersection of 43rd St and Hwy 4, go 10.5 km (6.5 miles) South to Hwy 508. Yard on West side. Phone 403.327.4933

Call today to Consign 2011 Case ih 870

rbauction.com | 800.491.4494

230+ items in tHis auCtion Agricultural Tractors Combines & Headers Swathers Air Drills & Seeders Motor Graders & Scrapers Wheel Loaders Hydraulic Excavators Truck Tractors & Much More!


March 6, 2013........................................................................ Volume XI Issue 5.............................................................................. Tricia’s Trader 27

TODD MORASKO CONSTRUCTION

INVENTORY REDUCTION SALE Saturday, March 23rd, 2013 - 9:30 a.m. Sale Location: 611 North Central - Sidney, Montana - Watch for Auction Signs!

Don’t miss this sale, something for everyone! Tools, power tools, cement tools, scaffolding, vehicles, furniture, household and more!

See complete list and photos at:

WWW.MONTANAAUCTIONCOMPANY.COM Lunch will be available by LeRoy’s Catering.

FOR PHOTOS & INFORMATION, VISIT OUR WEBSITE: WWW.MONTANAAUCTIONCOMPANY.COM

SALE MANAGED & CONDUCTED BY

MONTANA AUCTION COMPANY, INC. 384 MT HWY 200 W - CIRCLE, MT 59215

RUSSELL PEDERSON (406) 939-2501 DAN GOSS (406) 480-2778

Terms & Conditions: Terms of the sale are cash or check with proper I.D. No hold checks accepted, bad checks will be prosecuted to the full extent of the law. No item shall be removed from the premises until full settlement has been made. This sale bill and the web site are intended as a guide only. Please inspect all items to your own satisfaction. All items are sold “As is – Where Is.” Descriptions as provided by seller. No warranty is expressed or implied by the Auction Company, auctioneers or owners. Announcements made sale day take precedence over any printed or web site advertising.

2013-2-22 Has Todd Morakso Construction Ad 6x6v3.indd Spring Sprung! BeSale sure to call us for all of your implement needs! T & T Farm Supply, Now At The Airport! Chester, MT. (406)759-5006. 3-I

CPR Saves Lives! Certified Am. Heart Assoc. CPR/First Aid Instructor will do classes for anyone needing certification, including bus drivers, day care providers, etc. Call 3792520. x For Sale: Mesquite, NV / Scenic AZ 1ac-5ac parcels. RV Lots starting at $39k w/ water & power. Terms avail. C. Steyee, Premier Properties of NW AZ. (702) 497-9107 crslvcowboy@yahoo.com. 3-I

1

F&B Concrete has spring specials on cultured stone, interior & exterior work, masonry repair and waterproofing. Call 406-3852620 or 406-385-7620.. 3-I

2/26/2013 11:57:27 AM

For Sale: 92 LeSabre, bad engine, great body and interior, 4 new tires, $500 OBO or by piece. '96 Mercury Sable, new head gaskets, $2,500 OBO. 1979 Olds Toronado, looks rough, Read Tricia’s Trader runs great, over $3,000 invested. online. Now faster load OBO Call 406-654-4840. 3-I times, and live links! www. TriciasTrader.com. 12-II


Tricia’s Trader . . . The Best-Read Trader from the Mountains to the Plains!

March 6, 2013

Jeff & Christie Nissen 406-357-2643 Patty Nissen 406-357-3534

14th Annual Sale April 3, 2013 Sale at 1:00 • Lunch at 11:30 • Bear Paw Livestock • Chinook, MT

#10 LOT

LOT

NA Charge On 902 x B/R New Frontier

#48

GDAR CJD Alliance 0714 x KG Onward

BW +2.2 WW +59 YW +103 MILK +29 MB +.42 RE +.21 $B +75.59 B.D. - 9/8/2011 Adj. 205: 665 2/9 WT: 1392

BW +1.7 WW +55 YW +100 MILK +29 MB +.64 RE +.28 $B +69.35 B.D. - 2/13/2012 Adj. 205: 733 Adj. 365: 1204

Selling 60 spring and 20 fall bulls.

Other sires include Hoover Dam, Iron Mountain, Sitz Onward, TC Aberdeen, and KG Rainmaker.

Performance report and video of bulls can be viewed at

w w w. n i s s e n a n g u s . c o m

15380 Clear Creek Rd Chinook, MT 59523

SEUBERT

Farm w Crop w Hail

INSURANCE, INC.

Auto w Home w Life

Our company has great hail rates and quick binding authority for your crops! 234 Front Street l P.O. Box 902 l Shelby, Montana 59474 406-434-5211 l 1-800-585-5212

Russ Seubert, Agent 406-434-5506 - Home

Wanted To Buy: 500 gallon bulk propane tank with guages. 406-945-1772. 3-I For Sale: '93 Big Foot overhead camper with AC, fully contained, 9.5 ft. long, $5,000, will deal. Also, 200 ton of hay, big square bales and round available. The price is right. Call 383-4440 or 390-2466. 3-I

Sale Day Conference Call

For the Sheep Rancher at Heart: Immaculately restored sheepwagon with all the amenities of camping. Camp in rustic style! Asking $9,500. Located in Minnesota, delivery will be arranged. Call 406-379-2512. x

Come to Art's Furniture and Carpet, 126 Central Ave. S., Malta. We have furniture, flooring and window treatments for any and all rooms in the house. 406-654-2251 2-II

We Are Losers! Find out how you can be a loser too. Call Go Figure-Hi-Line Style today! (406) 759-SLIM (7546). Serving Havre to Shelby!!! 3-I


March 6th, 2013