May 2010 Northern Neck Real Estate Review by KC Troise

E E FR

To See Your Home In This Magazine, Have Your Realtor Call 804-462-0099

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Say You Saw It In Real Estate Review

FRANK HARDY, INC., REALTORS Chesapeake Bay Office Elizabeth Johnson, Broker (804) 240-5909

Frank A. Johnson (804) 815-8722

Karin Andrews (804) 445-5500

ejohnson@oonl.com

fajohn@oonl.com

karinandrewsrealtor@hotmail.com

NEW LISTING

Riverlawn – Circa 1878, sea captain style home in Mathews. East River frontage, over 11 acres. Four over four design, 2-story. Heart of pine floors, large center halls, high ceilings. 8 Fireplaces. Sold as is. Elizabeth Johnson (804) 240-5909………..$895,000.

Mariners Watch – Seekers of privacy, tranquility and spectacular water views. Beautiful, brick transitional on Ware Neck. Private 5 acres, 700’ on North River. Views out to Mobjack Bay. Spacious 1st floor master. Elizabeth Johnson (804) 240-5909…………….$995,000.

NEW LISTING

Rappahannock River – Upscale transitional. Private beach. Wide river views. Dock. Guest suite over garage. Exceptional finishes, quality. Spacious 1st floor master suite. Screened Porch. Frank Johnson (804) 815-8722………..…...…$1,350,000.

Stove Point – Best of both worlds. Waterfront on Bay side with beach. Waterfront on creek side with deep water dock. Sunrises, sunsets and moonrises. 5 BR, 2 BA river cottage. Large gathering room. Elizabeth Johnson (804) 240-5909………..$995,000.

JUST REDUCED $140K

NEW LISTING

Deltaville – Jackson Creek, deep water. Bring sailboat. 3 BR, 3BA cottage with tons of charm. Nice elevation, deck, garage. Minutes to Chesapeake Bay. Frank Johnson (804) 815-8722.…...….$625,000.

Deltaville – Vintage 1930’s river cottage. Wide Chesapeake Bay view. Updated electrical, plumbing, HVAC. Beach access. Screened porch. Movein. Ready for summer! Elizabeth Johnson (804) 240-5909....…...$675,000.

BRING SAILBOAT!

RIVAH RETREAT

Dividing Creek – Stunning view. Sailboat depth water. Dock at your door. Lovely 3 BR, 3 BA river home. Screened porch. 2 garages. Community pool and recreation area. Minutes to Chesapeake Bay! Elizabeth Johnson (804) 240-5909...……...$849,000.

Deltaville – Gorgeous transitional home on beautiful 3.68 ac. waterfront lot with privacy, views, and pier. 3 BR/3 BA. 1st floor MBR. Game room and study. In the middle of Deltaville. Walk to everything. Frank Johnson (804) 815-8722.….....$799,900.

www.WaterfrontandEstate.com

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Say You Saw It In Real Estate Review

TOM KIMMITT www.NorthernNeckRealEstate.com

Each Office Is Independently Owned and Operated

Heathsville (804) 453-9081

Offices in Northumberland & Lancaster Counties

“Doggy Daycare Available”

“Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

The Real Estate market is coming back - start looking now at www.NorthernNeckRealEstate.com

E IC PR

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9K Y9 NL O -

Heathsville Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. Priced to sell at $850,000.

Heathsville 2.44 acre lot across the street from the river only 99K (driveway installed) 100 yards from Vir-Mar Public Beach - won’t last. $99,000.

N’T WO

K 99 T1 TA S LA

Heathsville

Secluded Potomac Riverfront getaway or full time contemporary 3 BR home on 1.5 wooded acres with inground pool, armour stone riprap, gourmet kitchen, open floor plan with lots of glass overlooking the Bay and River $675,000 - Heathsville

Waterfront 2BR home in Bay Quarter Shores with open floor plan, large deck and retractable awning. $199,000

INO 500 OM $3 AL ALE P S LD R R O FO 5 Y STY" U "D

Potomac River Cottage in Heathsville -

Irvington Horse Farm -

Rustic recently renovated 2 BR with good elevation, landscaped grounds, large bonus room and spectacular views of the River and Bay - only $399,000.

3500 s.f solid brick rancher on 25 potentially subdividable, fenced pastural acres with pond, numerous barns (barns convey in "As is-Where is" condition) attached Tack room, - only $474,900

• Owner Financing possible on 8 acre waterfront lot in Farnham • 3 Water access homesites at 25K • Water view lot in White Sand Harbor - 42K

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

PRENTICE CREEK

SHERWOOD FOREST

CHESAPEAKE BAY HOME

D! CE U D RE

4 BR, 2 full BA, 2 half BA, 3,000+ SF, 3 BR, 2 1/2 BA, 1,900 SF, Community 4,479 SF, 4 BR, 4 1/2 BA’s 6+ MLW amenities. at pier. 5+MLW, 2.0 acres. $299,000. #79881 $1,350,000. #81868 $850,000. #80994

CLIFTON LANDING HUGE PRICE REDUCTION

SHERWOOD FOREST

HARBOUR POINTE

3 BR, 4-1/2 Bath, 4,700 SF, 3-4 FT MLW $895,000 #84534

3 BR, 3 1/2 BA, 2,436 SF, deep water. $589,000. #84391

3 BR, 3 BA, 3,300+ SF, nice water views. Community amenities. $549,000. #84218

HEATHSVILLE

MILLARD BAY

CHESAPEAKE HARBOR

2 BR, 2 BA, 1,334 SF. 2-3' MLW, Detached Garage. $375,000. #83676

3 BR, 2 BA, 2,100 SF Water acces community. $339,000. #84713

3 BR, 2 BA, 1,380 SF $239,000. #84247

WICOMICO CHURCH

BURGESS

WICOMICO CHURCH

! ED C DU RE

D! CE U D RE

1+ acre, 4 BR, 2 Bath Cape Cod. Up to 90% owner financing. $149,000. #81531

2 BR, 1 1/2 BA, 1,000 + SF home with garage $138,000 #83567

3 BR, 2 1/2 BA, 1,680 SF on 9.785 acres $359,000. #83124

WWW.SEARCHBAYPROPERTY.COM

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Say You Saw It In Real Estate Review

In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law. Neither the advertiser nor Virginia Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed. Virginia Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication. Copyright ÂŠ 2010 Virginia Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Virginia Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

For Advertising Information CALL 1-877-462-0099 804-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net Next Deadline: May 5, 2010

Anchor Realty................................................16 Antique Properties........................................15 Bank of Lancaster ........................................17 Bay Meadows Real Estate ......................18-19 Chesapeake Homes......................................20 Coldwell Banker Chesapeake Bay Prop. ......3 Darrin N. Smith, Builder................................79 EVB Mortgage & Bank ..................................21 Exit Mid-Rivers Realty ............................22-28 Frank Hardy, Inc. ............................................2 G.C.Dawson Real Estate ..............................29 Hometown Realty ....................................30-33 Hutt Realty................................................34-37 Irving D. Packett Real Estate........................38 Jim & Pat Carter Real Estate ..................42-49 Joe Self Realty ........................................50-54 Landmark Properties....................................39 Long & Foster Realtors ..........................56-57 Mason Realty............................................58-59 Merry Point Development Co........Back Cover Michael Marketing Real Estate ....................55 Middle Bay Realty ................................4, 60-66 Mitchell Homes................................................7 Morgan & Edward Real Estate ....................67 Northern Neck Properties ............................68 Northern Neck State Bank & Mortgage ......69 Port & Starboard Real Estate..................70-71 Quality Construction ....................................72 Re/Max Waterfront Realty ............................73 Rivah Realty ............................................74-77 River to River Realty ....................................78 River & Rural Realty....................................8-9 Salty Dog Properties ......................................5 Select Properties ....................................10-11 Shore Realty ............................................12-14 Turney & Turney ............................................67 Vacation Waterfront Rental ..........................71

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Experienced professionals partnering with our clients to achieve their best result.

Exceptional home in Town of Montross Elegant and timeless, this spacious 4 bedroom/2.5 bath rancher with a walk-out basement (which could be a separate apartment) is an exceptional property. Large rooms and nice floor plan. Walk out to a large deck with great privacy in back yard. Below, off the bright basement level there is a stone patio. Attached oversized 2-car garage and separate single garage for extra storage. Lovely 1.80 acre lot (two lots). A well cared for property. MLS #83564 Price Recently Reduced! Call Anne Douglas at 804-761-1793.

.83 acre buildable lot in town of Warsaw in nice established neighborhood. $49,500. Call Anne Douglas at 804-761-1793.

Land, Buildable Parcels, Essex County 1.01 acres - Entrance installed, partial clearing, Rt. 684, Upright area. Asking $25,000.

3.96 acres - Level, fronting on Rt. 605 (White Marsh Rd.) off Rt. 684, Upright area. Asking $48,000

2.29 acres - Level, cleared. 500+ ft. frontage on Rt. 605 (White Marsh Rd.), off of Rt. 684 Upright area. Asking $30,000

2.18 acres - Conventional septic approved for 3 bedroom home, located in Dix Subdivision at end of Pond Drive on cul-de-sac. Pond Drive off Rt. 684. Howerton area. Asking $35,000

4.07 acres - Level, fronting on Rt. 605 (White Marsh Rd) and Rt. 673 (Poplar Grove Rd.) off of Rt. 684 Upright area. Asking $48,000

3.5 acres with 3 bedroom septic system installed. Located on Johnson Place Rd. off of Rt. 637, approx. 5 miles west of Hustle P.O. Asking $25,000

Call Mac Evans at 804-445-5565.

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

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Say You Saw It In Real Estate Review

For the listings below, Call Kathryn Murray 804-333-3311 or 804-450-4442

Westmoreland Waterfront Homes

A rare opportunity. $375,000 MLS #84522

A gem. $650,000 MLS #84893

A real bargain $399,000 MLS #84462

2550 square foot home on 1.18 acres. Great master suite. Many extras. Decks, pier with water and electric. 235 of waterfrontage. Out building for studio or workshop. 1.5 car attached garage. Priced to sell. See web site for more photos and information. Architect-designed 3 bedroom, 2.5 bath home. Excellent materials, great finishes. Beautiful spaces. Your very own peninsula. A retreat youâ&#x20AC;&#x2122;ll never want to leave. Recent construction. Ask for fact sheet which has far more information than MLS provides. See more photos on web site. Lots of house for the price, amenities too. 1688 square foot home with additional 240 for the glassed in porch. 3 bd./ 2.5 bath. Fireplace. 2 car garage. Double lot. Bulkheaded. Pier with boat lift. Large deck with views out to the Potomac. Just minutes from great fishing. See web site.

Waterfront/waterview cottage, Hague area Great views. Large gazebo, workshop. 3 bedrooms, 1. 5 baths. Pier w/electric to 3ft. MLW+/- . A real getaway place. $249,000 Waterview cottage in Ragged Point. 3 bed/2 ba.,1100 sq. ft. good condition, nice floor plan. Easy walking distance to sand beach. Well, sewer, 2 lots. Priced reduced $118,900. 10 acre waterfront lot Canoe/kayak depth water. One 3-bedroom cert. letter, another site with soil work complete. Westmoreland county $129,000. MLS #81027

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

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Say You Saw It In Real Estate Review

CATHY ROWE 804-438-9882 804-436-2696 4503 Irvington Road, P.O. Box 609 Irvington, Virginia 22480 email: crowe@pleasantlife.com

W NE

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KENT COVE LANE – DIVIDING CREEK KILMARNOCK • • • • • •

0.732+/- acres on protected cove Renovated in 2003/04 w/ master suite, plus much more 2,400 SF, w/ 3 bedrooms, 2 baths Wonderful Sunroom opens to spacious waterside decking Boathouse and private boat ramp w/ 3’water depth Minutes to Kilmarnock, Golfing and Shopping Offered for $510,000

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NOMINI CREEK -- POTOMAC RIVER Federal Farm Highway - Montross • Coastal Cottage Design with over 2,400 square feet • 3 bedrooms, 3 full baths • Situated on 0.659 +/- acre lot overlooking Nomini Creek • Custom addition with master suite, porch, open kitchen and River Room • Minutes to Potomac Rive • 2 hours to Northern Virginia/DC Offered for $549,000

HERITAGE POINT ~ Corrotoman River • • • •

0.72+/- acre lot on Senior’s Creek Over 2,100 SF of living space 3 bedrooms, 2.5 baths (master suite on main level) Great Room opens to spacious waterside deck • Private pier with 4’ MLW • Community amenities include pool & tennis court $399,000

INDIAN CREEK ESTATES – Powhatan Road • 1,745 square feet w/ 3 bedrooms, 2.5 baths • Spacious family room in addition to formal living and dining rooms • Situated on nicely landscaped 1.01+/- acres • Water Access Community within minutes to Kilmarnock $258,000

www.pleasantlife.com

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Say You Saw It In Real Estate Review

COLLEEN RILEY SHAUT Associate Broker crs@pleasantlife.com 804-438-9884

EASTERN BRANCH CORROTOMAN RIVER

NATTY POINT LANE

• Lot 1 – 2.01+/- Acres, 348'+/- Shoreline • Lot 2 – 2.24+/- Acres, 267'+/- Shoreline • Wide Views – Deep Water ¨• Minutes to Kilmarnock & Irvington Asking $1,298,000

• 1.236+/- Acres • Pretty View of Cove • Drastically Reduced!!! Asking $78,000

GREAT WICOMICO RIVER

13 GLENWOOD DRIVE

• 4.08 Acres • Gorgeous View • Southern Exposure • Pier to 6'+/Asking $399,000

• 3.166+/- Wooded Acres • Outside Irvington • Driveway Installed • Site Plan Available Asking $140,000

CARTER CREEK • 0.663+/- Acres • The Lane in Irvington • Beautiful View •Site Plan • 6'+/- Water Depth Asking $550,000

www.pleasantlife.com

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Say You Saw It In Real Estate Review

Greg Corsa

(Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com

FIRST OFFERING LITTLE WICOMICO RIVER 3 bedroom 3 bath brick home on a waterfront point with 350+ ft. of frontage. Wide panoramic views, deep water pier & boatramp. Family room with fireplace, sun room, dry basement with wood stove, upstairs recreational room, attached 2-car garage, detached 4bay storage/workshop building. ONLY $589,500

REDUCED

LITTLE WICOMICO RIVER 3 bedroom, 2 1/2 bath home on 1.3 acres with app. 220 feet of frontage. Wide panoramic views plus a pier on deep protected water. Lots of privacy with numerous dogwood and large hardwood trees. Dining room, sun room, family room with fireplace, large dry basement with workshop and fireplace, hardwood floors, and an attached 2-car garage. Priced at only $399,000

REDUCED

LITTLE WICOMICO RIVER Burgess/Ophelia area--3 bedroom, 2 1/2 bath contemporary with the perfect combination of a pier with very deep water, some sand beach, and a view that only the Bay or Potomac can match. Great Room with beamed cathedral ceiling and fireplace--wall of glass facing the water, master bedroom on the waterside, wraparound deck, attached garage, pool and deck overlooking the river. $425,000

REDUCED

COD CREEK BAY QUARTER SHORES 3 bedroom 2 bath year round home with wide water views and a pier complex with a boat & jet ski lifts. Living room, family room with sliding glass door leading to a deck on the water side, screened porch, eat-in kitchen, heat pump system. Price includes all furniture and appliances plus sleep sofa for extra guests. REDUCED TO $289,500

REDUCED POTOMAC RIVER Over 1 acre with app. 150 feet of frontage directly on the Potomac River with a beautiful wide white sandy beach. Unending views out into the Chesapeake Bay. 4 bedroom septic system already installed $289,500

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Say You Saw It In Real Estate Review

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

YEOCOMICO RIVER 4 BR-4 BA 3 Acres $949,500

COD CREEK 3 BR - 2 BA. Pier. Lift 2.15 Ac. - 50 x 60 $499,500

HACK CREEK 3 BR-2 BA 1.14 Acres $399,500

LITTLE WICOMICO 7.03 Ac. - Trailer Pier / Lift $239,500

228 ACRES Westmoreland Co. $499,500

WATER VIEW 2005 - 3 BR/2 BA 2 Car Garage Reduced to $215,000

FARNHAM, VA. 2 BR-1 BA - porch & deck 1.18 Acre $115,000

WESTMORELAND CO. 14 Ac. - $59,900 22 Ac. - $89,500 All Wooded

SUNNYBANK 3 BR-1.5 BA 1 Acre $149,500

LOTTSBURG 3 BR-2.5 BA Renovated $134,500

HEATHSVILLE AREA Mobile Home on 2.52 acres $29,500

MACHODOC CREEK Wooded lot 115' WF $110,000

GREAT WICOMICO RIVER 1.45 Acres 191 Ft. WF $149,500

YEOCOMICO RIVER 2.28 Ac. - 237 ft. WF Deep water - wooded $170,500

HEATHSVILLE COMMERCIAL BUILDING $129,500

HULL CR. ACCESS 2.09 Acres Reduced to $26,500

HEATHSVILLE Zoned Business Good Condition $119,000

RICHMOND CO. 3 BR-1.5 BA 4 Outbuildings $149,500

CABIN POINT CR. 0.64 Acres $109,500

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Say You Saw It In Real Estate Review

www.ShoreRealtyInc.com Robbie Booth (c) 804-339-1504 (o) 804-529-7020 x5

Morning Glory Farm

Business Opportunity

Quality NEW Home

• Custom Victorian style Home w/working horse farm • 84x36 Barn w/11 stalls • 16.798 acres w/pastures, woods & riding rings $450,000

• HUGE 6700 sq ft building w/barn • Retail, office, apartments & restaurant • Great Exposure on Rt 360. JUST $275,000

• Ceramic tile, hardwoods, custom cabinetry. • 3 bedroom/2 bath with garage on 1 acre • Very Nice affordable home • Close to several towns $225,000

Callao Area

Heathsville Farmhouse

Farmhouse w/Views

• 4 BD & 2 BA Home • 2.3 Acres • New flooring & New heatpump • 1-year home warranty $155,500

• Mostly renovated Charming Home • 3.6 open acres w/fence & out buidings • Nearby town amenities $169,900

• Older farmhouse w/some renovations • on 3.16 acres with Water views • Nearby marinas & restaurants $137,500

Beautiful Brick Ranch

Custom Home 39 Acres

BANK OWNED DEAL

• Very well kept 3BR home • Large 2 car garage • Very close to Boat Ramp & towns $175,000

• Large Brick Home - 4 BDR, 2 BA • 39 Acres & 600 ft on WATER! • Very private retreat like setting $399,000

• 4 BDR/3 BA on 1.9 acres • Prime Rt 360 location • Multi-use business options $199,750

Like NEW River Home

Tappahannock

New Home – Deep Water

• Fabulous home w/fantastic VIEWS! • Vaulted ceilings, tons of glass, hardwoods & more • Custom home barely lived inexcellent community • 3BDR/2BA w/open floorplan $499,500

• Colonial in excellent location • Basement, garage, potting shed • Home in Mint condition • 2 beautiful lots • Very convenient to town • $2K paid toward buyers closing $219,500

Craftsman style home w/all the modern conveniences: hw floors, ceramic tile, lots of glass, gas logs, office, jacuzzi tub, walk-in closets & deck. Protected water: a pier, rip-rap shore, deep water & great views. $499,000

LAND FOR SALE: • 3.8 wooded acres: Peaceful setting w/stream, Richmond Co.—$29,950 • Waterfront lot deal w/community amenities—$48,000 • Water-access lot, access to central sewage—$10,500 • 1 wooded acre—21,000 & 2 wooded acres—$25,000 • Waterfront 2.13 acres, drive & homesite cleared, 400 ft frontage—$158,000 • Waterviews of Rappahannock, 2 sheds, perked, almost 1 acre—$24,500

• • • • •

1.7 acres, water-access. Boatramp nearby—$39,599 Water-access, wooded building lot—$19,000 Cleared building lot w/septic installed—$25,000 3 acres suitable for townhomes—$45,000 1 acre, perked, central water, owner financing, owner/agent—$27,400 • Waterfront 1.8 acres on Coan River - $189,900 • Water-access lot- great community, owner /agent $19,700

RESIDENTIAL & COMMERCIAL RENTALS - CALL FOR DETAILS

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DOSWELL "CAMPBELL HOUSE" CA 1898 The Campbell House is a commodious, restored Queen Anne located in the historic village of Doswell 1.883 acs.. With four fireplaces, two porches, 2-car garage and eat-in kitchen, it offers what attracts people to old houses including period woodwork, floors & mantels all in 3,912 s.f. $399,000.

LI NE ST W IN G

POWHATAN "BELNEMUS" CA 1756 Belnemus is an elegant, grand Georgian plantation house with additions on 10 acs. Spacious 5,244 s.f., high ceilings, magnificent mantels, wonderful double porches to enjoy the pastoral views. Updated baths and kitchen. Four outbuildings including the original icehouse and smokehouse. Long lane to home sitting prominently on a knoll. Original winter kitchen in basement. $599,000

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Say You Saw It In Real Estate Review

FREDERICKSBURG “BRUCE-COAKLEY HOUSE” CA 1843 Freshly painted exquisite Greek Revival. High ceilings. Elegant woodwork. Original doors, locks, shutters, mantels, woodwork, pocket doors. Heart of Pine floors. 8 relined FP’s. Large rooms 7 BR’s possible. 3 full & 2 half baths. 4,451± sq. ft. Formal garden. In downtown historic district. $699,000.

SALTVILLE "SCOTT-WALKER HOUSE" CA 1792 Federal VA Landmark built of 2' thick stone walls is virtually untouched and in excell condition. New wing was built in 1992 of 18th C. materials. Very fine mantels, wainscoting, doors, floors. Modern wing great kitchen opens to cathedral ceiling great room. $295,000.

BERTRAND "REYNOLDS FARM ROAD" CA 1964 Renovation just completed. Well laid out with 3 bedrooms, 2 full baths. Large combination family room and kitchen. High paneled wainscoting in living room. Nice .862 acre lot not far from the Rivah. 1600+ square feet. New roof and heat pump. Excellent value at only $175,000.

HOT SPRINGS "THE YARD" CA 1825 Tudor Revival estate overlooking the Homestead. 25 rooms. 13 bedrooms, 10 baths, 3 halfs in 14,440 s.f. 50X21 parlor, 30X20 two story library. 7 fireplaces. Great kitchen w/gas range, Zero frig & freezer, granite counters, glass cabinets. Entry into circular w/circular stair. 25X18 master w/19X16 office attached. Eng. courtyard. 12+ acs, $2,995,000

WARSAW "BELLE VILLE" CA 1830 Elegant, restored, two story on English basement. Original woodwork, floors, mantels, plaster, etc. on 23.15 acres. Several restorable outbuildings. 6 relined fireplaces. 2 kitchens. 3 baths. 3,740+/sq. ft. High ceilings $595,000

LI NE ST W IN G

NEW CASTLE "WAGNER HOUSE" CA 1878 Very handsome victorian home currently operating as A B & B. High ceilings in the 3,248 s.f. of incredible home. 5 fireplaces. Mountain views, almost two acres. Extensive flower gardens established more than 50 years ago by head of local garden club nestle under 100+ year old trees. Dog run. Wrap around porch to enjoy the mountain breezes. $350,000

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Say You Saw It In Real Estate Review

Office: 804-529-6901

Hilane Evans 804-529-7833 Email: hilane.evans@verizon.net http://www.northernneckvirginia.com

WATER ACCESS HOME IN BAY QUARTER SHORES - $79,000

Remodeled 1064+/- sq. ft. manufactured home, spacious rooms & closets.Stove, refrigerator, washer/dryer, new central heat/air, new laminated flooring. New Pella windows, new quality raised panel doors, back and front decking. Water access privileges on the Potomac River, Cod Creek, and Presley Creek.Sand beach, ramp, swimming pool, tennis, nature trails, playground, 2 piers. Adjoining lot available for $25,000, if purchased with this property. Owner/agent

WATER ACCESS 2 BEDROOM, 2 BATH HOME IN BAY QUARTER SHORES - SACRIFICE $49.000 D! CE U D RE

2 bedroom home, bonus room, 2 full baths, living room, kitchen. Range, refrigerator, washer and dryer, window air conditioner, oil heat. Large entertainment deck with a nice shade canopy, detached storage building. Landscaped grounds include beautiful trees, azaleas, dogwoods, red maple. Access to sand beach, pier, ramp, clubhouse, play ground, tennis, trails, & pool. Located in popular Bay Quarter Shores, Heathsville, Va. Owner/agent

WATER ACCESS HOME ON 3 LOTS WITH 24’x26’ GARAGE (BQS) – $95,000

Cozy 2 bedrooms, 1 full bath mobile on .87 of an acre in Bay Quarter Shores. Spacious kitchen and spacious living room, electric heat, window air. Washer and Dryer, 24x26 finished garage and a small storage shed. Waterfront privileges on the Potomac River, Cod Creek, and Presley Creek. Sand beach, boat ramp, swimming pool, tennis, nature trails, playground. 2 fishing piers, and club house for $225 per year. Owner/agent

ADORABLE REMODELED BUNGALOW – LOTTSBURG - REDUCED TO $119,000 D! CE U D RE

Totally remodeled bungalow with 2 bedrooms, bonus room, & full bath. All new kitchen, bath, windows, walls, electrical, and plumbing. Beautiful new laminate wood flooring and Berber carpet in the bedrooms. New central air/heat pump, new warm vinyl siding, new coordinated roof. 12 inch tiles in bath and laundry room. Near shopping, marinas, restaurants, Churches. Perfect starter or retirement home. Seller related to Realtor.

Beautiful level lots containing 0.87± acre with two septic letters in BQS, $45,000

WE HAVE MONEY TO LEND.

Lois Dawson Serving Lancaster County (804) 435-4156 ldawson@banklanc.com

Sonja Fletcher Serving Richmond, Westmoreland (including Colonial Beach) & Essex Counties (804) 333-3693 sďŹ&#x201A;etcher@banklanc.com

Stephanie Self

Margaret Eppes Curtis

Serving Northumberland County (804) 580-2211 sself@banklanc.com

Serving Middlesex, Mathews, & Gloucester Counties (804) 435-4133 mcurtis@banklanc.com

Our residential loan specialists can assist you with:

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PAGE 18

Say You Saw It In Real Estate Review

Jane Brothers Ludwig Ruby and Diamond Award Winner (804) 436-6341 or 435-0140 98 N. Main St. Suite 100 Kilmarnock, VA 22482 website: www.janeludwig.com email: jane@janeludwig.com

BUILDING SITES ALL HAVE OWNER FINANCING Corrotoman by the Bay 2 Lots $35,000 Heritage Point 2 acres $45,000 Heritage Point 5 acres $58,000 Nugent Lane 5 acres $135,000 Nugent Lane 7 acres $145,000

BAY QUARTER SHORES 3 bedroom 1 1/2 bath hideaway cottage on 3 lots with a total of 2.12 +/- acres with almost 400' on Cod Creek 3 +/- MLW. Nice creek view. Pier and boat lift. Glass porch over looking the water. Located not too far from the Club House and pool, Boat ramp and pier - BUT far enough!!! Price REDUCED to $295,000

POND FRONTAGE Located in the Huntons with deeded access to the Corrotoman River. Large 3 bedroom and 3 bath home with half basement. Porch and decking. Go Green with lots of shade Trees. $240,000

RICHMOND COUNTY Central location for all of the Northern Neck Counties 3 Bedroom plus office Dutch Colonial Blt 2004 LIKE NEW - living and dining rooms with large family room - deluxe kitchen. PRICE REDUCED TO $229,500

COMMERCIAL LOTS IN OR NEAR KILMARNOCK Dupont Hwy $229,000 Irvington Rd $395,000 Harris Drive $590,000

NEED A PIER??? If you have a boat in need of a pier this Myer Creek lot includes pier to 4 1/2' +/- MLW, NEW WELL and electric service on the property. NO RESTRICTIONS but NO House either. .293 +/- acre. $99,500

PAGE 19

Say You Saw It In Real Estate Review

Martha Crandall Smith ABR, SFR, Associate Broker

Tara Donahue 125 S. Main St. Kilmarnock, VA 22482 Office (804) 436-1287

ABR, SFR, Associate Broker (804) 761-5392

(804) 436-6261

First offering! Very well maintained 3 bedroom, 2 1/2 bath, water access home. $269,000

Quality constructed water access, 3 bedroom, 2 bath home with 2-car attached garage. $363,000

Waterfront home with a guest house and boat house. $399,000

Beautiful, upscale 3 bedrooms, 2 1/2 bath home. Community Amenities. $649,000

Waterview home with an additional waterfront lot with pier. $675,000

White Stone waterfront lot with 311' ± of water frontage. $149,500

Brightwaters waterfront lot, 2.044 acres ±. $174,500

Building lot on Myers Creek with structure “AS IS”. $175,000

8.88 acres ± with 300' ± of water frontage. $186,000

Breathtaking river views with pier, rip rap and boat ramp. $225,000

Nicely elevated lot with septic and well installed. Pier with 3-4' ± MLW. $325,000

SAND BEACH! Chesapeake Bay 14+ acres. $399,000

PAGE 20

Say You Saw It In Real Estate Review

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PAGE 22

Say You Saw It In Real Estate Review

George Runkle 540-273-2208 Georgerunk@verizon.net

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

COME TO THE WATERFRONT COMMUNITIES OF THE NORTHERN NECK FOR BOATING, SWIMMING, THE BEACHES AND RELAXING. CLOSE TO FREDERICKSBURG, DAHLGREN AND SOUTHERN MARYLAND. Almost new home on 3.14 acres. Direct access from the property to one of the community ponds for kayaking, canoeing & fishing. Boats ramp near the home with direct access to the Great Wicomico River. Close to Heathsville. $224,900 Large new Colonial on corner lot in a great waterfront community w access to the Potomac River & a 110-acre fresh water lake. Grand foyer w/cherry hardwood floors & incredible interior features. Short walk to lake pier & floating swimming platform. Community has clubhouse, olympic-sized pool, 2 beaches, marina, & more. $329,900

Fantastic waterfront home. Shows like a model. Great views across Potomac. Pier. Beautifully landscaped. Large Master Bedrm w/sitting room. Community has 2 beaches, 2 boat ramps, clubhouse, pool, 110-acre fresh water lake & more. Finished basement w/additional rooms. $579,900

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

PAGE 23

Say You Saw It In Real Estate Review

George Runkle 540-273-2208 Georgerunk@verizon.net

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

One of a kind waterfront home w/nearly 10,000 sf of living space. Property is on Taylors Creek leading into the Corrotoman River & Rappahannock. Community boat ramp. Almost $300,000 BELOW county assessment. Has workout room w/jacuzzi & sauna; media room, large master bedroom w/2 bathrooms; offices, library area, 6.5 bathrooms & so much more. Near two golf courses. $1,399,000

Incredible waterfront home in an even more incredible setting with expansive waterviews. Direct access to Potomac in small boats from back yard. Larger boats may use boat ramps. Beautiful. Very nice waterfront community w/voluntary HOA. Amenities include pool, beaches clubhouse & boat ramps. $449,900.

Stunning waterfront property. Shows like a model. Many upgrades. Downstairs master bedroom. 70 ft pier w/boat lifts; 300+ ft of waterfrontage; 1.45 acres; detached 2-car garage; large bonus room & so much more. Community has 2 boat ramps, 3 beaches, clubhouse, large pool & voluntary POA. $589,900.

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

PAGE 24

Say You Saw It In Real Estate Review

Charlie Stuart 804-761-0980 (Cell) 804-493-1888 (Office)

ÂŽ

EXIT MID-RIVERS REALTY

GLEBE HARBOR: *Waterfront in Premier Community. Fantastic Price*. Great vacation or year-round home on the water. Move-in condition, has wraparound porch for enjoying local steamed crabs or just taking it easy. Well, if you think it doesn't get any better than this, how about 3 lots totaling over one acre. All for $254,900. Call Charlie Stuart 804-493-1888 or 804-761-0980.

TOWN OF MONTROSS: Lovely maintained home in STRATFORD HARBOUR: Hardwood floors in this 3 town. 3 bedrooms, 2 baths. Great location near all town bedroom, 2 bath home. Over 1 acre lot with lots of privacy. $125,000. amenities. $194,500.

COLES POINT: Lovely manufactured home on a permanent foundation with 3 bedrooms, 2 baths in a popular waterfront community in Coles Point. Family room has a gas fireplace. Jacuzzi in Master Bathroom. Wrap around deck, separate dining room, and a large shed. Brand new roof and skylights. Handicap ramp. Directly across the street from the Potomac River and the historic Coles Point Tavern. $169,900.

CLASSIC SHORES: Very nice cape cod with 3 bedrooms and 2 baths in the golf cart community of Classic Shores. Privacy fence and deck ideal for outdoor barbeques. $164,900.

www.northernneckhomes.net â&#x20AC;˘ www.exitmidrivers.com All Offices Independently Owned and Operated

Say You Saw It In Real Estate Review

PAGE 25

Jimmy Coates ABR SFR 804- 224-9450 804-450-0787 (Cell) jimmy@calljimmycoates.com www.calljimmycoates.com

EXIT MID-RIVERS REALTY

CHURCH POINT WATERVIEW - www.68ChurchPt.com Immaculate 3100 SF brick home on 5 ac. in desirable waterfront community. 4 BR, 3 BA, large family room and kitchen, sunroom, 2-car garage, wood floors, 9' ceilings and more! $549,000.

CHURCH POINT WATERFRONT - www.270ChurchPoint.com Elegant 4100 SF home on 2.3 ac. on the banks of the Potomac. 5 BR, 3.5 BA, cherry kitchen, formal living & dining rooms, study, sunroom, screened porch, swimming pool, 2-car garage, and many custom finishes. Enjoy the wide river views from nearly every room. $999,500.

COLONIAL BEACH - www.235DogwoodAve.com Inviting, move-in ready home in quiet neighborhood. Open kitchen and living area, dining room, 3 large BR, sunroom, 2-car garage, two driveways, and lovely corner lot. $269,900.

COLONIAL BEACH AREA - Newly remodeled home with 3 BR, 1 BA, new appliances, kitchen flooring, paint, ceiling fans, and HVAC. Walking distance to swimming area and boat launch. $139,500.

MATTOX CREEK WATERFRONT - Nearly 1 ac. property at the end of a quiet cul-de-sac. 4 BR, 3 BA, 40'x10' sunroom, 100' dock w/lift, ramp, covered slip, shed. Detached 2-car garage w/kitchen and bath. $649,000.

COLONIAL BEACH AREA - Completely renovated 3 BR, 2 BA home on paved street in Placid Bay. Cozy, open floor plan with new plumbing, electrical, HVAC, roof, and flooring. Great first home or weekend retreat. $112,500.

COLONIAL BEACH - Charming home built in 2005. 3 BR, 2 BA, open living area with cathedral ceiling, wood floors, screened porch, fence, and paved drive. Bring your golf cart! $199,900.

CABIN POINT WATERFRONT - Nicely maintained 3 BR, 2 BA home on Betty’s Pond. Quiet cul-de-sac, wood floors, sunroom, 2-car garage, paved driveway, desirable community $399,900.

COLONIAL BEACH AREA - Lakeside cottage on two lots in Placid Bay Estates. 2 BR, 1 BA, carport, detached garage. Quiet, country setting. $129,900.

COLONIAL BEACH WATERFRONT - On the Point with amazing views of the Potomac. 2 BR, 1 BA, fireplace, covered front porch, and large corner lot. Marinas and beaches just steps away. $299,000.

990 Colonial Ave., Colonial Beach, VA 22443 jimmy@calljimmycoates.com • www.calljimmycoates.com

PAGE 26

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

WESTMORELAND COUNTY - CABIN POINT - GREAT BUY ON A NICE HOME ON BEAUTIFUL POTOMAC RIVER - WALKING DISTANCE OF BEACH - $449,000

RICHMOND COUNTY - SHARPS WATERFRONT - 2.79 ACRES WITH 17 BOAT SLIPS - $259,000

WESTMORELAND COUNTY - CABIN POINT WATERFRONT .259 ACRE - $229,000

NORTHUMBERLAND - BAY QUARTER SHORES 3 BR, 2 1.2 BA CAPE COD HOME IN GREAT WATERFRONT COMMUNITY WITH LOTS OF AMENITIES - $255,500

WESTMORELAND - COLES POINT - RAGGED POINT 2 BR, 1 BA BEACH COTTAGE WITH WATER ACCESS TO POTOMAC RIVER - $99,000

COLONIAL BEACH - BEACH BUNGALOW - UPDATED INSIDE RIGHT ON BEACH AND BOARDWALK - GREAT PLACE FOR A WEEKEND GET-A-WAY LOTS OF ACTIVITY IN COLONIAL BEACH - WWW.600VIRGINIAAVENUE.COM - $389,900

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

Say You Saw It In Real Estate Review

Teresa Russ,

PAGE 27

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

DRIFTWOOD RESTAURANT - COLES POINT - OWNERS WISHING TO RETIRE GREAT OPPORTUNITY TO OWN YOUR OWN BUSINESS - BEEN IN FAMILY FOR OVER 35 YEARS WILL GIVE NEW OWNER FAMILY RECIPES - $525,000

TAPPAHANNOCK - RAPPAHANNOCK RIVER WATERFRONT - VIEW IS UNBELIEVABLE Quality home along waterfront of fine homes - 4 Bedrooms, 5 garages (1 attached) (4 detached) Convenient to stores and restaurants. $895,000 Make An Offer

ESSEX COUNTY - TAPPAHANNOCK - COMMUNITY OF FINE HOMES - BEAUTIFUL 3 BR, 2 BA HOME OVERLOOKING LAKE WITH AN ABUNDANCE OF WILDLIFE; FANTASTIC LANDSCAPING, EVERYTHING IS NEAT, CLEAN AND WELL MAINTAINED - DON'T MISS THIS GREAT OPPORTUNITY $259,900 WESTMORELAND - STRATFORD HARBOUR LOTS $32,000

NORTHUMBERLAND - BETZ LANDING 13.06 ACRES - LOT 1 - 800 FT ON STREAM GOING OUT TO GREAT WICOMICO - $139,000

RICHMOND COUNTY - FARNHAM - 13 ACRES - $121,900 NORTHUMBERLAND COUNTY - BURGESS - 4 ACRES $47,900 NORTHUMBERLAND - BAY QUARTER SHORES 3 LOTS - 2 ENGINEERED PERKS - $60,000 WESTMORELAND - RAGGED POINT - 3 LOTS - $47,000 KINSALE WATERFRONT LOTS - $199,000 AND $299,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 28

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

WESTMORELAND COUNTY - POTOMAC WATERFRONT

UNIQUE CONTEMPORARY ROMAN WATERFRONT ESTATE ON 2.5 ACRES WITH ADDITIONAL ACREAGE AVAILABLE - VERY PRIVATE, SURROUNDED BY BOARD FENCE AND LEYLAND CYPRESS TREES, BEAUTIFUL SAND BEACH, EXQUISITE MARBLE, WINDOWS FROM FLOOR TO CEILING WITH FANTASTIC VIEW OF THE POTOMAC RIVER, OPEN AND SPACIOUS, EUROPEAN BATH FIXTURES, RUMFORD FIREPLACE TO CEILING, SELLER FINANCING AVAILABLE - $1,000,000

UNIQUE WELL-BUILT CONTEMPORARY WATERFRONT ESTATE, STUNNING VIEWS, PIER WITH BOATLIFTS, SWIMMING POOL, DECK AND BALCONIES OVERLOOKING RIVER, LOTS OF WINDOWS, SUNROOM, 2-CAR GARAGE, LANDSCAPING, LARGE FAMILY ROOM AND KITCHEN - GREAT PRICE - $895,000 email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 29

Say You Saw It In Real Estate Review

G.C. DAWSON REAL ESTATE THE

WATERFRONT INFORMATION CENTER 631 N. Main St. PO Box 339 Kilmarnock, VA 22482

Ed Bosher,

Geneva Dawson,

REALTOR

BROKER

REALTOR

804.436.2799 (C)

804.436.6453 (C)

804.761.3212 (C)

Allen Jackson,

WHITE STONE

SENIOR CREEK

Immaculate home! Some water views!

NO RESTRICTIONS! 1.44+/- AC, 290' +/- WF, Pier, ramp, well & septic!

2.56 +/- Ac, 235' OF WF, Protected Harbor! Nice VIEWS!

$129,500 GENEVA 804-436-6453

$169,500 GENEVA 804-436-6453

$254,900 GENEVA 804-436-6453

RAPPAHANNOCK RIVER

SHERWOOD FOREST

HILLS CREEK

Spacious Home! Balcony, beach, PIER! BUYERS MOTIVATED!

CUSTOM BUILT CAPE W/2.5 Baths. Access to POOL, PIER & TENNIS COURT.

MAGNIFICENT 9.65 +/- ac. W/571' of WF, 5' DEPTH WITH GOOD HARBOR!

$299,900 CALL ED OR ALLEN

ONLY $169,900

$969,500

CALL ED OR ALLEN

GENEVA 804-436-6453

ST ED JU UC D RE

GOLF COURSE!

FLEETS BAY

WELL MAINTAINED 3 BR, 2 BA, GOURMET KITCHEN, 2 car att. Garage, shed, paved driveway!

COASTAL HOME w/3 BR, 2 BA, BEACH & PIER! PRICED below Assesment! Rip-Rap shoreline!

$299,900

$429,500

CALL ED OR ALLEN

GENEVA 804-436-6453

KILMARNOCK

DELTAVILLE WF VILLA w/2.5 BA, Pool, Tennis Courts, and boat slip! GAS Fireplace, Carport & Garage. Never lived in!

Owner/Agent $439,500 GENEVA 804-436-6453

2 Story, New Hardwood Floors, 3 Bedrooms, 2 Baths, Bonus Loft Room overlooking Living Room, Master BR on 1st Floor, Gas Fireplace, Deck.

$254,900 CALL ED OR ALLEN

PAGE 30

Say You Saw It In Real Estate Review

THE MIKE CHENAULT GROUP Superior Service, Excellent Results! Call Blakely Smith 804-387-4300

RAPPAHANNOCK RIVERTAPPAHANNOCKTAPPAHANNOCKPINETOP RD. APACHE RD. MEADOW DR. WATERFRONT. (Middlesex) 3 5 bdrms, 3 full baths (2 master New construction. Spacious & bdrms, 2.5 bths, open kitchen suites), lg. kitchen opens to dining open floor plan. 3 bdrms, 2 baths, w/tile counters, SS appliances, room. Family room w/fireplace. lg. kitchen opens to dining room Tons of hardwood floors. Lots of pine floor; screened porch, 38x20 & family room. attached garage. storage area. $199,500 $525,000 $224,900 KENNINGTON TOWNHOMES Maintenance-Free Townhomes in King Williamâ&#x20AC;&#x2122;s planned Kennington community. 2-story townhomes (from $154,950 to $188,000) and Craftsman-style one level townhomes (from $180,400) have 1 step entry with garage. Sidewalks, street lights, clubhouse, game room, pool & fitness center.

LAND FOR SALE Deer Park Wooded & very private. Lots of wildlife. 10.92 acres. $38,000 Hilltop Rd Waterfront. 2 lots sold as one. Piscataway Creek. Great views. 2.2 acres $129,500

PAGE 31

Say You Saw It In Real Estate Review

JEFF BROOKS 804-445-1395 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: jeffbrooks@hometownrealtyservices.com

ESSEX COUNTY ~ Rappahannock River waterfront 4 miles North of Tappahannock. 3 bedroom, 2 bath brick rancher with sunroom, sand beach and a beautiful view. Reduced…$325,000.

WARSAW, 78 ROSE HILL DRIVE ~ 6+ acres just outside of Warsaw and in sight of Totuskey Creek boat ramp but private. This home features 3 bedrooms, 2 baths, 1792 sq. ft. finished with 900+ sq. ft. unfinished upstairs. Enjoy the tranquility from the deck or have your boat in the water in 15 minutes. Asking…$225,000.

3 bedroom, 2 1/2 bath brick rancher with full walk out basement situated in a quiet country setting 10 minutes from St. Stephens Church. Home features a first floor master, a new roof, replacement windows, formal dining and living rooms, hardwood floors, a finished basement with masonry fireplace and 1/2 bath. Asking…$199,950.

MATTAPONI RIVER WATERFRONT LAND ~ King & Queen ~ 52 acres fronting for 2,864 ft. on the Mattaponi, mature hardwoods, marsh cove for duck hunting, pier, boat ramp, 5 minutes from Rt. 360 at St. Stephens Church. Reduced…$499,500.

544 FAULCONER CIRCLE ~ 2478 sq. ft. rancher in the heart of Tappahannock. Home features 4 bedrooms and 2 1/2 baths, a large family room, sunroom, formal living room, masonry fireplace, hardwood floors, ample storage and convenience. Asking…$184,900.

TAPPAHANNOCK ~ 1600 sq. ft. 3 bedroom, 2 1/2 bath rancher with sun porch and attached garage conveniently located in the town of Tappahannock. Property features a masonry fireplace, walk-in closets, a formal dining room, ceramic tiled baths, a new roof and more. Reduced…$195,000.

ESSEX COUNTY ~ Remodeled 4 bedroom rancher 10 minutes from Tappahannock features replacement windows, refinished hardwood floors, new kitchen cabinets and appliances, and new bath fixtures. Asking…$149,000.

KING AND QUEEN ~ 323 GREENBRIAR ROAD, WALKERTON VA. ~ 2639 sq. ft. new custom built rancher situated on 13.7 acres. Home features, hardwood floors, a central vac., a Rinnai hot water system, custom cabinetry and trim, a stone fireplace, a wet bar, a large great toom a high volume artesian water system and open acreage, perfect for the horse enthusiast. Asking…$449,500.

TAPPAHANNOCK ~ RIVERSIDE CONDOMINIUM ~ 2 bedroom, 2 bath unit features a large family room, generous closet space, additional storage, a balcony, a pool, a pier, covered parking and a sand beach. Asking...$299,000.

KING AND QUEEN ~ 10702 Richmond Tappahannock Hwy.~ 3 bedroom 1 1/2 bath brick cape situated on 2 acres 2 miles East of St. Stephens Church on Rt. 360. Home features refinished hardwood floors, wide base and trim, a masonry fireplace, new vinyl, paint, gutters and more. Asking…$164,500.

PAGE 32

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

North Essex Co./Loretto - Come & relax on the big country porch of this charming 1870 Virginia Farmhouse. Travel back in time when entering the formal foyer & gazing upon the 1800 Virginia Militia uniform of Joseph Clarence Spindle, the original owner of this home. This 4,850 Sq. Ft. home has three levels consisting of 4 BRs, 2 full BAs & 2 half BAs. The main level includes a bright country kitchen with old pine floors, a FP & breakfast area in a lovely bay window, formal LR w/FP, hrdwd flrs., original windows, doors & high ceilings, formal DR with old pine flrs., big sun room w/outside deck, downstairs mother-in-law suite & enc. back porch. The land consists of 2.306 Ac. w/fruit trees, asparagus patch, perennials & room for a garden! Outbuilding is the original Loretto Post Ofs. Many comfort upgrades & significant renovations, but some work remains to be done. Take this opportunity to complete the restoration to your specs. Offered at $299,500. Call Patti Minor, (804) 445-5465.

TOWN OF TAPPAHANNOCK/OLD BAGBY HOTEL - Commercial Storefront totaling 8,577 Sq. Ft. on Historic Prince Street & Water Lane with Four Retail/Office spaces, Four One-Bedroom Apartments, Warehouse & Basement. Become a part of revitalizing Downtown Tappahannock! Priced at $350,000. Call Patti (804) 445-5465.

TAPPAHANNOCK AREA - Cozy Rancher with 3 BRs,1 BA, Wall to Wall Carpet, eat-in kitchen, central heat/air, full basement & 2-Car Garage. Lovely partially-wooded lot with fruit trees & room for garden. Convenient to Hospital & Town’s amenities. Reduced to $119,000. Call Patti (804) 445-5465.

MATTAPONI RIVER WATERFRONT - Secluded, wooded 52 Acres fronting 2,864 Ft. on the Mattaponi River at Historic Jones Landing. Mature woods full of wildlife, protected marshland cove off River for waterfrowl hunting with a blind already in place, new pier, boat ramp & deep water. Minutes to Rt. 360 at St. Stephens Church and convenient to I-95 and I-295. $529,500. Reduced to $499,500. Call Patti at (804) 445-5465.

WESTMORELAND COUNTY/CABIN P O I N T - Wo o d e d 1 . 9 Ac. Waterfront Lot in serene cove of Cabin Pt. Creek with short run t o P o t o m a c R ive r. Perked for 4 BR Home. Community Amenities Pool, Clubhouse, beach, boat ramp & playground. $ 1 4 9 , 9 0 0 . Reduced to $144,000. C a l l P a t t i M i n o r, (804) 445-5465.

TAPPAHANNOCK AREA - 1.14 Acre Waterfront Lot on the deepwaters of Piscataway Creek with short run out the Creek to the Rappahannock River. Wide Creek views, great fishing & sunsets! Reduced to $144,500 $136,500. Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/COMMERCIAL - Great corner location in area of high traffic visibility! Located corner of Church Lane (Rt. 17 & Rt. 360) & Prince St. in the heart of downtown historic Tappahannock. Three rental spaces totaling 3,534 Sq Ft, w/vacant lot for future development or addtl parking, Town water & sewer. Asking $795,000. 3 parcels/subdividable. Call Patti Minor, (804) 445-5465.

COMMERCIAL SALE/LEASE COMMERCIAL LOT IN HEART OF TAPPAHANNOCK’S BUSINESS DISTRICT - Size - 0.874 AC. High Traffic Count Area, close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Golf Course, Fitness Center & Hospital. Town utilities available. Priced at $229,000. HISTORIC AREA OF TAPPAHANNOCK - Storefront space for Rent. WHITE OAK VILLAGE SHOPPING CENTER - 3 Storefront Spaces for rent. Two Spaces - 1,640 Sq. Ft. Each. One Space - 4,160 Sq. Ft. CALL PATTI MINOR (804) 445-5465.

PAGE 33

Say You Saw It In Real Estate Review P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 (804) 443-0067 - (800) 443-4707

PAT GATEWOOD “The Exceptional Exception”

(804) 443-5639 • (804) 339-5721 patg@hometownrealtyservices.com Website:www.PatGatewood.com

1109 SETTLERS LANDING DRIVE, TAPPAHANNOCK, VA Great 2-story townhouse with 3 BR, 2 1/2 BA, living room, kitchen with dining area. Major retail stores and restaurants just blocks away. Fitness Center, hospital, Hobbs Hole Golf Course - all within minutes. Low maintenance and HOA covers exterior & common areas. Seller offering $2,000 towards closing costs. Priced at $139,000. Call Pat today for an appointment to see this great listing! NEW CONSTRUCTION! ~ 358 POPLAR SPRINGS DR. Buy it now and you can pick colors, fixtures, appliances, flooring, etc. Lovely rancher on a 1.65 acre wooded lot in Poplar Springs Subdivision, convenient to all town amenities, hospital, fitness center, and river. Features 4' hallway and handicap accessibility in master bath. Priced at $238,000. Call Pat for more information, floorplan, etc.

217 DUKE STREET ~ TAPPAHANNOCK, VA Quality-built 2,223 sq. ft. cape cod located in b e a u t i f u l h i s t o r i c Tappahannock. Features pine floor, wide moldings, 9 1/2 foot ceilings. Zoned business/limited, but can be used as a home business/residence. Currently being used for a chiropractor’s office. Great investment opportunity. Reduced to $345,000. Call Pat today for an appointment to see this great listing.

LOTS FOR SALE 1623 STONES ROAD, WALKERTON, VA Great home for the 1st Time Homebuyer, Retiree, or Investor. 3 BR, 1 BA totally renovated 1104 sq. ft. rancher located on Stone’s Road just off of Walkerton Landing Road. Just 15 miles from Tappahannock and 3 miles from Walkerton. New fixtures and all new kitchen appliances. Reduced to $147,000. Call Pat today for a showing!

CRICKET SHORES, KING AND QUEEN COUNTY, Water access to York River. 2 LOTS - $26,500 each or both for $49,950. Call Pat for more information. 1+ acre building lot in River Oaks Subdivision with water access - $29,500 Call Pat for more information.

PAGE 34

Say You Saw It In Real Estate Review

Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

GLEBE HARBOR - WESTMORELAND CO. ~ $369,000 Great for weekend or year around Home. 3 BR, 2 BAs on 1 1/2 Lots. Great views of water. Lots of wildlife. Great fishing and crabbing. Large Deck overlooking water.

MONTROSS This Building was a furniture Store. It could be used for commercial or industrial. Has a office and lots of space. $350,000

This two bedroom Mobile home is like new w/nice pier wired for boat lift, MLW. Good fishing & crabbing. Great Views, with double car port. Shed w/electric. Loading & unloading for small boats & jet skies. Within 5 min. Best fishing in Potomac. Protected creek, straight across from St. Mary’s Md. $259,000

WATERFRONT - CABIN POINT Two story, open floor plan, kitchen, dining, living room. Three bedrooms, two baths, mud room, large deck. Rocked waterfront with great views. Lots of fish and crabs. Would make a nice vacation or year round home. $399,000

C DU

WATERFRONT ~ $249,000

NORTHUMBERLAND COUNTY

This is one of three lots available on the Lower Machodoc, Potomac River. Rare Find. Lots with Water Depth, Sand Beach, Rocked Bulkhead, Wide & long views, protected shoreline, evening sunset. Great Value!

This is a great lot with 900'+ waterfront, pier. 5+ ft. MLW. $450,000

U ED

WESTMORELAND CO. ~ $1,995,000 Waterfront - 2,000 ft. 34± acres - farm buildings. 85 acres open & 300+ woodland. Marketable timber, great hunting.

• • • • •

11.79± wooded acres with septic, well, & 2 bedroom travel trailer. Peaceful & quiet with lots of wildlife. $99,000

Westmoreland Co. 19.082 +/- acres with 10 acres open and on paved road. Suitable for horse farm. $129,000 Westmoreland Co. 42.64 +/- acres, mostly open and being farmed. $215,000 Westmoreland Co. 10.729 +/- acres. open and wooded. Great for a nice private home. $79,500 Westmoreland Co. 131.21 +/- acres, open, level & wooded. $489,000 Kinsale. 20 acres of farm land with 7 acres woodland. Mobile home with three bedrooms, 2 baths which needs a lot of work. $219,000

PAGE 35

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

WATERFRONT Great views of the water with this like new home in excellent condition and beautifully landscaped. First level kitchen, dining room, living room, 2 1/2 baths, 2 master bedrooms, huge deck. Lower level has kitchen, living room, bedroom and possible second bedroom or office, full bath. Porch, pier with 3' MLW. 3 car garage with automatic door openers, insulated, heated and cooled with heat pump. 2 sheds, carport, and paved drive. $489,000

E UC

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

WESTMORELAND COUNTY Two story cape cod with 4 bedrooms, 2 baths. Eat-in kitchen. New paint and carpet. Close to Fredricksburg and Dahlgren. $169,000

C DU

WHITE SANDS HARBOR ~ This 2 Bedroom, 2 bath home is custom built with many up grades. you have to see it inside to appreciate the quality. Amenities include: sand beach, boat ramp, and picnic area. $175,000

CABIN POINT ~ WATERFRONT Great condition, 3 bedroom, 2 bath home with wide long water view. Home comes furnished, screened porch, deck on water, pier with boat lift. Great Vacation or full-time home. $399,000

WATERFRONT This is a charming two-story Cape Cod home on the water. It has a living room/dining room combo with fireplace, kitchen, family room, 3 bedrooms, 3 baths, office, two bonus rooms on 4.45 acres. Large deck overlooking Yeocomico River. $495,000

PAGE 36

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

COLES POINT WATERFRONT

E UC

GORGEOUS SUNSETS & VIEWS OF WATER TOO!

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

This home offers great views, long and wide. Brick home with 2 car attached garage and detached 30 x 40 workshop.Three bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $595,000

WESTMORELAND COUNTY -This is two houses in one. You can have two families with each having a private home. 7 bedrooms, 4 full baths and 1 half bath with 2.25 acres near Hague and Drum Bay. Water access is nearby. $395,000. -This property can also be purchased with 31 + acres for $495,000 and you will have plenty of privacy.

WESTMORELAND COUNTY

E UC

This 2 BR, 2 bath house has been updated. Great view of Lower Machodoc. New rocked seawall, new pier with 4' MLW. Good neighborhood, nicely landscaped with beautiful lawn. $489,000

E UC

MONTROSS New roof, new windows, new paint job, 3 bedrooms, 2.5 baths on .90 acres. Detached 2 car garage, 22x24 and block building, 20x40. $179,000

C DU

WESTMORELAND COUNTY Mobile home with open floor plan, Kitchen with Stainless appliances and Breakfast Bar. Family Room has fireplace and built-in cabinets. Master bedroom has walk in closet, Full bath with large tub and separate shower on 2 acre lot in a quiet country area. $129,900

318 ST. PAULS ROAD ~ WARSAW 9.15 ac. with double wide 1710 sq. ft. Second home is farm house that needs some work. 4 bedrooms and 2 baths, most of land is open. Pole shed. Great property for investment. $219,000

C DU

PAGE 37

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

Waterfront Lot Westmorland ~ Currioman Landing

Montross - Westmoreland Co. ~ $295,000 Ranch split level home with 7 bedrooms, 4 baths. This was a lodge for years and housed many people. Cottage has 2 bedrooms and one bath. Second cottage has 2 bedrooms and one bath. Two car garage, large fireplace with has logs. Well maintained. Great Price!

2.58 acres $429,000 MLS #: 84396 CALL BETSY

WATERFRONT LOT ~ COLES POINT Westmoreland Co. ~ $675,000 112 acre farm with new modular home. Large machine shed with cement floor. 2800 sq. ft. 48 acres open land and 64.88 wood land with same timber.

Safe Harbor Landing, 2.53 acres, 217 ft Waterfrontage, $299,000 MLS#: 84395 CALL BETSY

Stratford Harbour $239,000

Caroline County ~ $169,900 This newly remodeled 3 bedroom, 1 bath home is on an 11 acre lake with lots of wildlife and great boating and fishing. New kitchen cabinets, appliances, carpet, vinyl and bath. Adjoining lot goes with the home.

Like new with open floor plan. Screened porch and large shed. CALL BETSY MLS#: 84806

BUILDING LOTS

Waterfront - Westmoreland Co. ~ $449,000 Immaculate Waterfront Cottage with detached Garage. Four Boat-slips with water and electric, private pier, deep water protected Branson Cove off Lower Machodoc. This upscale, newly renovated home features 3 bedrooms, 2 full Baths, family room with fireplace, Dining Room. Kitchen, Laundry room & Mud room.

WESTMORELAND COUNTY GLEBE HARBOR 3BR PERC $15,900 MLS#:83387

CABINFORD

.78 ACRE 4 BR PERC $14,900 MLS#:83098 CALL BETSY

PAGE 38

Say You Saw It In Real Estate Review

Check our website! - www.irvingdpackettre.com 15.32 Wooded Acres – Privacy!

NEAR WARSAW – $389,000 15.32 wooded acres, with 3-year-old 2,800 sf home, hardwood floors, open floor plan, 1st floor master bedroom with 2 walk-in closets, 2 BRs upstairs (1 is dorm style, suitable fo r t w o a d d t ’ l B R s ) , 3 baths, FP with high-tech wood stove, CAC/Heat, 400 amp service, generator panel. Call Becky Packett, 804-445-5470.

New Listing

FARNHAM CREEK – $218,000 2.92 acres on creek with nice view of Rapp’k has charming old frame farmhouse with “good bones”, gutted and ready for renovation! A satisfying project for a lifetime’s enjoyment! Call Becky Packett, 804-445-5470.

229 Lee Avenue

Richmond County D 0 CE ,00 DU 14 E R $2 TO

D 0 CE ,90 DU 19 E R $1 TO

NEAR HAYNESVILLE – $129,500 Charming old 7 room farmhouse; eat-in kitchen, dining room, living room and pantry all situated on 10± acres, mostly wooded with 2 nice fields. A quiet retreat, a cozy place to live. Call Becky Packett, 804-445-5470.

TOWN OF WARSAW – $219,000 Brick Rancher in Town of Warsaw on 2 lots. Kitchen & dining comb. w/tile, 3 BR, 2 BA, gorgeous hardwood floors, den w/fireplace, half basement & shed. Call Karen Fones, 804-445-3957.

New Listing

Jackson Creek Two-fer!

ESSEX COUNTY – $78,900 2 BR, 1 BA, masonry bungalow on 1.70 acres near Tappahannock. Home offers a large family room w/gas logs, dining room, enclosed back porch, on large lot. $78,900. Call Karen Fones, 804-445-3957.

JACKSON CREEK – $359,500 Double your pleasure, double your fun! 3.2 rural acres consisting of 2.2 acre wf parcel w/2136 sq. ft. home w/family room, formal dining room, living room, den, 3 BR, 2 BA, eatin kitchen, att. garage, pier, plus an adjoining 1 acre wf lot w/2 BR single wide. Call Becky Packett, 804-445-5470.

PAGE 39

Say You Saw It In Real Estate Review

324 Prince St. Tappahannock, VA 22560

(804) 443-2213 Donna Medlin

R ED U C ED

Essex Co. - 1,384 sq. ft. ± ranch. Convenient to town. 3 bdrms, 1 1/2 baths, hardwood floors, 11x24 carpeted den w/propane unit. It’s a great buy at $139,900. Call Donna @ 804-445-5610 (c). Rappahannock River Waterfront Community Essex Co., MARYFIELD, Spacious two story Colonial with approximately 2464 sq. ft. 3 bedrooms, 3 baths, living room with fireplace, den/office, kitchen, dining room, utility room. Many special features! Access to Rappahannock River, beach & boat ramp. Very desirable location. Please call Holley Tomlin for more information or to schedule an appointment. 804-4439650 (h) 804-761-2697 (cell). Reduced to $299,900

Waterfront Condo “Riverside” on the Rappahannock River in historic Tappahannock. 2 bdrms, 2 baths, 5th floor, spectacular views, balcony, covered parking, pool, pier & sand beach. $299,000. Call Holley Tomlin @ 804-761-2697 for an appointment today!

Lakefront Retreat in private, natural setting with spectacular views of Purkins Lake near Tappahannock. Well maintained home with 2 bdrms, 2 baths, bright open floor plan, vaulted ceiling, gas logs, pine floors, sunroom, screened porch, 4 decks, pool, garage, shed, dock and tree swing. Fishing, canoeing, kayaking, walking & biking. Perfect for nature lovers! Priced to sell quickly!! $299,000. Call Holley Tomlin @ 804-761-2697 for an appointment today! Essex Co. - 1,648 sq. ft. ± 3 bd., 2 bath ranch w/sun room, 2 car attached garage and workshop. This home is situated on a 2.68 acre lovely wooded lot and is just minutes from town. It is a must see @ $215,000. Call Donna @ 804-445-5610 (cell).

Virginiaâ&#x20AC;&#x2122;s Northern Neck Including Essex and Middlesex Counties

PAGE 42

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

e ic Pr

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com

d ce du Re

Certified Appraisal On File • 2 Fireplaces • 3 ft. MLW • 2 Boat lifts • Rip-rapped • Water feature • Now $829,000

• 3723 sq. ft. home • 4 Bedrooms • 2 1/2 Baths • 20 x 20 Sunroom • Dining room • Office

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• Built in 1996 • 4 Bedrooms • 2 1/2 Baths • 2563 Sq. Ft. Home • 400 Amps Service • Handicap Friendly

• 800 Sq. Ft. 2-Car attached garage • Fireplace • 6 Ft. MLW +/• 347 Feet Waterfrontage

CORROTOMAN RIVER

• 1.47 acres • 1/2 mile from Town of Kilmarnock

• Now $539,500

Certified Appraisal On File • 966± Ft. Waterfrontage • 3.79 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit - 6 Ft. MLW • Wide Views • Close to Kilmarnock

• NOW $375,000

PAGE 43

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com Sunset over Tabb’s Creek

Certified Appraisal On File Glorious view from the deck.

The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

• Year round vacation or retirement home • Secluded community facing Bay & Tabbs Creek • 10 mins. to golf or shopping, in White Stone & Kilmarnock • Handicap friendly MAKE OFFER • 2 BR, 1 1/2 BA Y TO A S EB E T K NU EA MI SAP E CH

• Fireplace • Sunroom w/Enclosed Glass Porch • Living Room • 400 AMP • Gas Heat/Central Air • Artesian Well • Workshop with Heat • 2 Car Attached Garage • 2 Storage Sheds • Gravel Driveway • NOW $639,000

• Office • Cathedral ceilings • Open Floor Plan • Sand Beach • FP, waterview from all rooms • Completely remodeled in “2006” •NOW $459,000 • 2.78 Acres Park Like Setting • 150 Ft. Waterfrontage • Pier • Sand Beach • Beautiful Views Looking into Bay • 2628 Sq. Ft. Home • 3 Bedrooms • 2 Baths • Office/Den • Formal Dining Room

NEW PRICE REDUCTION

PAGE 44

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109 k ee r C

ra is al O n Fi le

2.6 Acres 600 Ft. ± Waterfrontage 7 Ft ± MLW at Pier 3,529 ± Sq. Ft. Home 3 Bedrooms 2 1/2 Baths

• • • • • •

email: barrack@carterrealestate.com

on is o tip An

JIM & PAT CARTER REAL ESTATE, INC.

• • • • • •

Expansive Water Views Sun Room on water side Heart Pine and Hardwood Floors Large Screen Porch 28' x 28' Attached 2 car garage $898,000 RAPPAHANNOCK RIVER

WHITE STONE • 7.2 Acres • Half Wooded • Sand Beach • 180 ± Ft Waterfrontage • $595,000 E IC PR

D CE DU RE

• 3.67 Acres • Wooded Lot • Level Lot • Long Road Frontage

• 4 Bedroom Septic Letter • 15 mins from Town of Kilmarnock • Private Community

• Club House • Swimming Pool • Now $69,900

PAGE 45

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com

• • • • • • • • •

2.2 Acres 2200± sq. ft. Home 4 Bedrooms 2 Full Baths - tile 1/2 Bath - wood floors Built in 2006 400 amp Service 1st Floor Master Suite Walk-in Closets

E IC PR

D! CE U D RE

E D IC CE PR DU E R

L CE AR P E AT IV R P

• • • • •

Stainless Steel Appliances Cherry Kitchen Cabinets Corian Counter Tops Gas Fireplace Dining Area and Eat-in Kitchen • Recessed Lighting • Beautiful Stairway • Oak Floors

• • • • •

Screen Porch 2 Car Attached Garage Corner Lot Private 10 mins. from Town of Kilmarnock • No Association Dues • Certified Appraisal on File • NOW $359,000 TOWN OF KILMARNOCK

• 0.580 Acres • Built in 2003 • 1848 Sq. Ft. ± • 3 Bedrooms • 2 Full Baths • 1 Half Baths

D! CE U D RE

Great boating just five minutes to the Rappahannock River. The deck will take you outside and down a gentle grade to the pier with 4 feet ± MLW. Central air and heat, two bedrooms and two baths. 30 x 36 three car garage with electric door openers. Beautiful views down Mill Creek with 250 feet ± of waterfrontage. Asking $399,000

• Crown Molding • Open Floor Plan • Brick Walk-way • Black Top Driveway • Now $239,000

PAGE 46

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

email: barrack@carter-realestate.com

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JIM & PAT CARTER REAL ESTATE, INC.

• Immaculate Home • Water View • 3 Bedrooms • 2 Full Baths • Dining Room

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• 2.50 Acres Wooded • 215 Ft Waterfrontage • 3+ ft MLW

• Living Room • Eat-in-Kitchen • Screened Porch • Paved Driveway • Central Air & Heat

• Artesian Well • Over Sized Garage • 1563 Sq. Ft. Home • $179,000

Certified Appraisal On File

• 10 Mins. from Kilmarnock • Off Corrottoman River

• Certified Appraisal on File • $349,000

PAGE 47

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com • • • • • •

0.53 Acre 4 Ft. MLW Shared Dock 242± Ft. Water Frontage Community Amenities County Assessment $212,100 • Asking $195,000

N TO R IL IVE W R F O K S TAN E V KA CO AN PI

TIPERS CREEK • • • • • •

ied File rtif n Ce sal O rai pp

CORROTOMAN RIVER

5 ft. MLW 170 ft. Waterfrontage Wooded 1.62 Acres 3 Bedroom Septic Letter Asking $269,000

• 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock • NOW $355,000 PRICE REDUCED

APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

• 800± Ft. Frontage • Sand Beach • Wooded • 1.99 Acres • Sunsets • Now $395,000 PRIVATE 9.1 Wooded Acres 4 Bedroom Septic Letter Sandy Bottom Rip Rapped Looking Out into Bay County Assessment $562,800 • Asking $450,000 • • • • • •

PAGE 48

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

WHITE STONE ~ WINDMILL POINT

R ED U C ED !

Wonderful New Tidewater Beach home with breathtaking views! This home is truly one of the finest and most tasteful homes built. The owners have spared no expense. Beautiful cabinetry, Marble counter tops. Wonderful windows to capture the beautiful wide water views! The Carriage house has a super capacity for autos & boats with guest quarters above. Pier with lifts. About 300' of SAND BEACH. $1,990,000.

GORGEOUS PIANKATANK RIVER VIEWS Wonderful Easy Living Home that takes full advantage of those gorgeous Piankatank River views. Great kitchen with granite counter tops and stainless steel appliances, four bedrooms and two baths. Beautiful fireplace in river room features lovely exotic wood surround. Large deck with sunken hot tub. Heated in-ground pool with new auto cover. Pier with two lifts. 4'+/- rip rap.

R ED U C ED !

Only $625,000

WHITE STONE ~ 4893 WINDMILL PT. ROAD Adorable 3 bedroom, 2 bath home that’s been updated but still retains the charm and sturdiness of A Sea Captain’s home. There’s a great bonus room up that captures those sea breezes coming off the Bay. Fairly new HVAC. Large deck overlooking beautiful perennial gardens. Two garages. Very private but convenient. Now $195,000

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT Beautiful, private 1.6 acre waterfront lot in convenient and lovely area. Partially wooded and level. Looking into the Rappahannock River. 4 Bedroom perk, new driveway and rip rapped. Asking $350,000

WICOMICO CHURCH ~ NORTHERN NECK 3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing… $30’s

RT. 646 WHITE STONE ~ TABBS CREEK Large waterfront farm that has been in the family for years in a great neighborhood. Some sand beach. Very nice views and good water depth, Owner Financing. Reduced to $335,000

BRIGHTWATERS SUBDIVISION WHITE STONE ~ WINDMILL POINT Two acre wooded waterfront lot in Brightwaters. Lovely high-end community with beach and pier. $155,000

EAGLE LANDING ~ KILMARNOCK AREA Beautiful large wooded parcels in a wonderful waterfront upscale community that features swimming pool, tennis, boating facilities and clubhouse for residents. Owner financing. $70’s

PAGE 49

Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480 email us: land4u@andersonbay.com

www.AndersonBay.com

Carters Creek ~ Glebefielde ~ $1,399,000. Pool / Pier / 4 BR / 3.5 BA / Porch / Patio / Deck / GA andersonbay.com/glebe.html

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Smith Point ~ Tranquility Road ~ $725,000. Chesapeake Bay / Beach / Boat Ramp / 3 BR / 2.5 BA / GA andersonbay.com/baybeach.html

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Carters Creek ~ $650,000. Yopps Rd / 8' MLW / Site Plan andersonbay.com/yoppsrd.html

Carters Creek ~ $525,000. Edinburgh / The Green Condos andersonbay.com/edinburgh.html

Antipoison Ck ~ $447,850. Clark Pt/ 11 Ac/ 4' MLW/ long view andersonbay.com/clarkpt.html

Chase Cove ~ $387,500. Carters Ck lot in Irvington andersonbay.com/chase.html

Potomac View ~ $319,000. Water Access / 3 BR / 2.5 BA andersonbay.com/potmacvw.html

WBP Lot 7 ~ $297,900. Western Branch Corrotoman andersonbay.com/wbp7.html

Bells Creek ~ $185,482. River Ridge / 5 Ac. / 2 Lots andersonbay.com/riverridge.html

Offer! Make

Greenvale Ck ~ $167,000. 2' ± MLW/ drive installed andersonbay.com/greenvale.html

Chapel Rd, Lively ~ $152,000. “As Is” 3 BR/1.5 BA 4 Sheds andersonbay.com/chapelrd.html

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Tabbs Creek ~ $142,000. 2.7 Ac / Lot #1 / Owner / Agent andersonbay.com/cypressfarm.html

PAGE 50

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

Fleeton - Reedville - $200,000

Kingscote Creek - $300,000

Kinsale Well Maintained Home - $199,000

Cottage offers creek water frontage as well as bay views. Great weekend get-a-way. Enjoy the views, water sports, fishing, boating.

Waterfront home - two bedroom septic, cathedral ceilings skylights in Living Room, spectacular views of Kingscote Creek, pier, boat ramp, minutes from Potomac River.

Large Kitchen w/nice pantry & shelving, dining room, living room w/gas logs, 2 baths, Berber carpet & tile, glass enclosed porch, partial basement with outside & inside entrance. Detached carport & garage. Rear yard fenced. Ready to move in.

Swimming Pool - Just $274,900

Lively - $124,900

Lottsburg - $99,000

ED UC D RE

Nice brick home on +/- 2.98 acres. +/- 1708 sq ft. 3 BR, 2 Bath, fireplace, in-ground pool, screened porch, Detached Garage.

Immaculate brick rancher offering 3 BRs, eat-in kitchen w/pantry. Large LR Well maintained 3 BR plus bonus room manufactured home on +/- 3.17 acres. with hardwood floor and FP. Full bath, Property is within walking distance of carpet in bedrooms, central air & heat. Screened porch, separate garage and shopping and restaurant. adjoining vacant lot.

Callao - $269,000

Farnham/Richmond County - $79,000 Sandy Point on Potomac River - $349,000

Commercial office with full basement with interior and outside entrances. Offers lots of options. High speed internet available. Upper level has been used as apartment rental in past. Owner/Agent.

Great view. 2 bedrooms, bath, living room, kitchen and nice screened porch. Yard w/mature Large eat-in-kitchen, LR with fireplace. trees. Large Storage Building offers Two BRs, full BA. potential. +/- 1 1/2 acres. IDEAL FOR Hwd floors. Large screen porch. FIRST TIME HOME BUYERS! Pier 3-4' MLW

WATERFRONT PROPERTIES Lot 73 - Northumberland Plantation $139,000 Lot 74 - Northumberland Plantation $139,000 Lot 87 - Northumberland Plantation $139,000 OFF WATER PROPERTIES 14.22 ac. - Coan Stage - $129,500 2.39 ac. - Coan Stage - $34,500 2.79 ac. - Coan Stage - $34,500

2 ac. - Great House Point Kinsale - $275,000

w w w. J o e S e l f R e a l t y. c o m

PAGE 51

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

COAN RIVER ~ GLEBE CREEK ~ DEEP WATER - $699,000

Sand beach • ±4.5 acres • Master bedroom • 2 guest bedrooms Walk-in Closet • Sunroom • Eat-in-Kitchen • Dining room • Living room 2 car attached garage • Skylights • HVAC - 2 zoned Floors insulated concrete/ceramic tile Pier - 2 boat lifts & 3 boat slips

Lively Immaculate Low Maintenance - $192,000 3 BR’s, 2 BA rancher, large living room, eat in kitchen w/lots of room, den opens to screened porch. Washer & dryer in hall closet, house has spacious layout. Carpet & vinyl floors & central air. Outside shed, town water, circular driveway. Community sidewalks to bank, restaurants, etc.

Sand Beach Cottage - $425,000

Cottage offers unlimited waterviews of the Potomac River, Great room, screen porch, deck and patio area. Attached work shop. Close to marina. Must see!!!

Potomac River - $535,000

Immaculate Waterfront property offers wide and long view of the Potomac River and Chesapeake Bay. Originally built in 1915, Updated and addition added in `90’s. Great room offers panoramic views of Potomac. Screened porch spans most of the river side of home, partially fenced yard, pier, rip-rap. Located within walking distance of Marina and minutes from the Chesapeake Bay.

w w w. J o e S e l f R e a l t y. c o m

PAGE 52

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435 00

5 32

9 25

• Deep Pier • Remodeled

• Pine Walls • Fireplace

• Pier • Workshops

• Remodeled • Landscaped

9 39

9 22

• River Room • Private

• Vaulted Ceiling • Pier / Bulk head

• 1st Floor Master • Deck

• 3 Guest Rooms • Best Amenities!

1 $1

8 $1

• Heathsville • Stone / Brick

• New Kitchen • Sun Room

• Screened Porch • Paved Drive

• Like New • Fenced

4 $1

• Mostly Remodeled • Beautiful Kitchen

• 2+ Acres • Some Exposed Beams

• 3 Bedrooms • Carport

• Screened Porch • Quiet Area

Kinsale

6 $9

• Callao • New Range

• 3 Bedrooms • New Carpet

2 $1

• Warsaw • Quaint

• Move-In Condition • Garage

• Home or business • 6 bedrooms • 7,904± square feet • Remodeled kitchen • Slate Floor • 4 1/2 baths • Asking $349,000 *****3 Kinsale building lots, $49,000+*****

PAGE 53

Say You Saw It In Real Estate Review

Joey Self

www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435

,90

5,0

9 64

7 $3

• Quality Construction • Beach

• Chesapeake Bay • Adorable 0

,90

,00

9 64

5 47

• Offers Everything • Minutes To Best Fishing

• Bay Views • Must See

,00

5 59

5 57

• Vaulted Ceilings • In-Law Suite

• Brick Home • New Roof 00

9 $5

• Skiff Depth

• 2 Acres

• Conv. Perk

• Sheltered

• Sunsets! • New Pier & Bulkhead

s re

• Water Views

K 65 $1

• Long Views

K& 45 $1

• $199,500

• Peaceful

• Septic & Water

• Site Plan

PAGE 54

Say You Saw It In Real Estate Review

Wendy Self-Newsome Associate Broker, GRI, ABR Mobile: 804-450-7963 Fax: 703-991-5822

BOX 410, CALLAO, VA 22435 (804) 529-6393

Email: wendy@WendyNewsome.com

www.WendyNewsome.com Sandy Point/Kinsale

Yeocomico River

Sand Beach – Potomac River

Charming home/cottage offers views from several rooms. 2 BRs + bonus room. Family Room with FP/Gas logs. Study/office. wood floors. Engineered septic installed. Pier, Rip Rap, Garage. Partially fenced yard. Most furnishing will convey. Property is ready to enjoy! $439,000

Spectacular views +/ 692 ft water frontage brick rancher with open floor plan, sunroom, multi car garage with apartment and unfinished office area, deep water, protected creek just minutes to Potomac River Must see $675,000

Waterfront property remodeled in 2006. Spectacular views. Open floor plan, wraparound deck and screen porch are great for entertaining. Master bedroom has private sliders to private deck. Pier and bulkhead. $489,900

Panoramic Views – Potomac River – Coan River

Kingscote Creek

6 BR, 5 BA, Sq. Ft.: ±4838. Water views from all rooms except baths. Entertainment room: fp, wet bar, pool table. Protected Deep water, 4 covered boat slips, 2 jetski lifts, & boat lift. Partially fenced. Shoreline is mostly riprapped. Deck. Water frontage: ±1434 ft. $2,490,000

Like new 3 BR, 2 BA home offers open floor plan, large attic area, wired for generator, spectacular views. Close to marina and minutes from fishing grounds. $399,900

Sand Beach – Potomac River

Gardner Creek

Mt Landing Creek

Spectacular views of Potomac River & Long Pond; Sand beach waterfront home fronts on River as well as Pond. Pier with boat lift on Potomac River & pier on Long Pond. Rip Rap. Home is in move in condition. Most furnishings will convey. Storage shed. $439,000

Waterfront cottage on protected creek. Open floor plan. Living room with fireplace, patio, pier. Just minutes to Potomac River. $319,000

Remodeled waterfront home. Lots of living space. 4 BR (2 BR septic), 3 BA, great room, dining room, exercise room, deck, storage shed with loft area. Pier/boat harbor. Reduced $424,900

Yeocomico River – Wilkins Creek

LOTS/ACREAGE + 6.27 acres $38,000 + 2.13 acres water access lot $39,000 + 2.10 acres water access lot $39,000

Cottage on protected creek. Deep water. Open floor plan. Fireplace. Cedar lined closets. Pier. $374,500

+ 2.02 acres water access lot $44,900 + 4.32 acres Waterfront lot on Jackson Creek - $99,000

Call or email me for additional information or pictures of any of these properties

www.WendyNewsome.com Other Properties Available Buying or Selling -- Contact Wendy

PAGE 55

Say You Saw It In Real Estate Review

Michael Marketing Real Estate, Inc. 566 Gloucester Rd. Saluda, VA. 23149

804-758-3093 nancy@michaelmarketingandrealestate.com â&#x20AC;˘ michaelmarketingandrealestate.com

Northern Middlesex - 195 ACRES,absolutely private wildlife paradise. Interior roads thru property. 8000' frontage on the Dragon Run w/ easement by the NATURE CONSERVANCY.Superb location for hunting cabin, Enjoy the peacefulness of the DRAGON. There are some restrictions by the easement call agent for info.$339,500 Nancy 804 815-9820 Mike 694-7141 Piankatank River access - Well built home 2800 sq. ft.home w/ cedar shake impression siding in upscale w/f community, open floor plan w/ sunrm, LR w/ FP & book shelves, DR, & kitchen w/ eating bar. Wood floors, craftsman quality work thru-out the house, bright and sunny. Game rm. upstairs w/ lots of walk in storage & full bath. Walk to DEEP water pier & boat ramp $374,900 Call Nancy 815-9820

Piankatank River - Charming 2 bdrm 2 bath RIVAH cottage, wide views/ pier w/ fishing cleaning station. Screen porch to enjoy the fabulous sunsets on the RIVAH. $364,650 Call Nancy 815-9820

Deltaville - NEW CONSTRUCTION- 3 bdrm 2 bath rancher with open living/dining/kitchen on .9 acre of land. Close to town, marinas & FBYC. Buy early to help make your selection of colors, flooring, etc. $159,900. Call Nancy 815-9820 Northern Gloucester - 5 wooded acres close to comm. college, conv. to West Point, Saluda & Gloucester. Mildly restricted. $49,900 Mill Creek - WOW, spacious family home to enjoy the RIVAH and views to the BAY, 2 boathouses, 2 boatlifts, 3200 sq. foot home on 1.48 acres of land. Storage for all your boating needs at the water. $849,900 Call Nancy 815-9820

PAGE 56

Say You Saw It In Real Estate Review

TIM HILL 1-877-346-4411 804-725-1075 Tim.Hill@LongandFoster.com “From Richmond To The River”

KILMARNOCK WATERFRONT! Pier & Boat Lift Off Indian Creek & Ches. Bay! Vaulted DR, Front to Rear Kitchen/Family Room & Sunny LR w/ Fireplace. 1st Level Master & Bath. Additional BRs & Bonus Room on 2nd level. Terrific Expandable 3rd Level w/ 2 Additional Rooms.

STUTTS CREEK - VINTAGE GEM FLEETWOOD This Gracious Victorian Waterfront Gem, Circa 1911 & Carefully Expanded & Modernized Over The Years Is Sited On A Point Of Land On Stutts Creek In Mathews County, VA. Evoking The Charm Of Yesteryear Are Such Original Features As 5 Fireplaces & Detailed Millwork, Especially In The Foyer, & The Formal Living & Dining Rooms. Updates To The Heating, Cooling, Kitchen & Deluxe Baths Add Modern-Day Comfort And Convenience.

BAYSIDE MANOR Bayside Manor Is A Majestic Home With The Elegant Grace & Style Of Bayside Living. You Will Enjoy Southern Warmth & Commanding Views Of The Chesapeake Bay, Mobjack Bay & Davis Creek Season After Season. This Exceptional Waterfront Estate Presents A Magical Setting For Luxury Living In Mathews County - The Heart Of “Rivah Country” On 4.72 Acres Far From The Pace Of Hectic City Life And Equally Suited To Grand Entertaining Or Casual Day-To-Day Living.

HORN HARBOR – Private Island! 9+ Acres Of Beautiful Pine Woods And Marsh Overlooking Horn Harbor. The Land Is Perfect For Building Your Dream House! There Is A Nice Deep Water Point, Pier And Small Sandy Beach While Oysters And Wildlife Abound! Soil Work & Survey In Progress. Call For A Plat & Details!

MATHEWS COUNTY CONDOS! Cobbs Creek Riverfront If You Appreciate A Quiet Sheltered Harbor & Tranquil Deep Water Mooring, You Will Love These Homes, Both Featuring: * Two 1st Floor BRs & A Master BR + Loft Upstairs. *Vaulted LR W/Corner Fireplace *Great Kitchens W/All Appliances *Views Of The Waterside Decking & Bird Sanctuary *Deep Water Of Cobbs Creek W/Easy Access To The Piankatank & Beyond.

PAGE 57

Say You Saw It In Real Estate Review

BEVERLY SHULTZ, SRES Associate Broker

804-436-4000 E-mail: Beverly@BeverlyShultz.com 434 Rappahannock Drive, White Stone, VA 22578

• • • • •

CHESAPEAKE HARBOR Waterfront living at off water prices! Open floor plan • 3 bedrooms, 2 baths Cathedral ceilings • Fireplace Attached 2 car garage • Large deck w/bay views All new vinyl siding exterior Listed for $269,000

INDIAN CREEK 9 +/- acres = 3 lots being sold as 1! Protected cove on Indian Creek across from ICYCC offers protected harbor minutes to the Chesapeake Bay, desirable location, only county restrictions, located between Kilmarnock and White Stone. $699,000

MYERS CREEK NEW LISTING Beautiful point w/water on 3 sides. Updated 3 bedroom, 2 bath, great room, sunroom/studio, huge slate and stone patio, almost new dock w/floating pier & storage for canoes and kayaks. Priced below assessment $462,500

GREAT WICOMICO COLES CREEK - 6+ MLW Incredible home with open floor plan, hardwood floors, cathedral ceilings, granite, screened porch, in ground heated, kidney shaped pool, PLUS Grandfather oyster house w/screened porch over water, boathouse, boatlift, 4 bedroom septic letter. Truly a property that has it all! Listed for $999,000

NEW LISTING WINDMILL POINT 4 lots with beautiful views of the Rappahannock River/Bay and exclusive access to large sand beach Within walking distance to marina, Tiki Bar, pool, and club. Priced from $169,000 to $259,000

www.BeverlyShultz.com

GLEBE POINT NORTHUMBERLAND COUNTY • View of the Great Wicomico • 4 bedrooms 2 baths • Large family room + Den • Detached garage and workshop • Convenient Location • 5 minutes to boat ramp • Great landscaping • Great for retirement, 1st home, or investment! Listed for $249,000

PAGE 58

Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

DELTAVILLE – Nice 3 bedroom home offers dining room, living room, mature pecan, apple & peach trees… Situated on ¾ of an acre… Convenient location to the heart of Deltaville, restaurants, marinas and shopping… NOW $139,000

MEACHIM CREEK Access – 3 bedroom, 2 bath home with deeded water access. Possibly another building lot. NOW $187,500

LOCKLIES CREEK – Topping – 2 bedroom, 1 bath one story beach house on ½ acre offers great views of creek & Rappahannock River. Good water depth with easy access to river. Pier. $395,000

TOPPING – 3 bedroom, 2 bath home with deeded water rights in Beverly Beach. New roof. Great weekend or starter cottage! $160,000

WAKE – Nicely kept 3 bedroom, 1 ½ bath ranch on lovely 2 acre lot. Mature landscaping, large trees, stream. Large 3 bay detached garage, additional 1 car garage /guest suite. Close proximity to public boat landing on Mill Creek. $259,500

EAST RIVER – Mathews – 2 bedroom cottage on Put-In Creek with super views of water! Approx. 1,200 sqft. Sunroom. Kitchen with all appliances. Apprx. 550’ frontage on creek with 3 ½ - 4’ MLW. New pier. Private setting. $495,000

URBANNA HARBOUR on Urbanna Creek – Lovely 3 bedroom, 2 ½ bath contemporary with beautiful views! Offers pantry, Florida room, his and her walk-in closets in master bedroom, Jacuzzi in master bath, garage… Pristine condition! Wired for generator. Deep water boat slip conveys – new floating docks. $639,500

LAGRANGE CREEK FORK ESTATES – Beautiful water views! Nice 2 bedroom, 1 bath with large screen porch. Pier with boathouse. Close to Urbanna. $199,900

PAGE 59

Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

URBANNA CREEK – 2 bedroom, 2 bath condo with large great room… Private deck – Great views to Rappahannock River Bridge! Pool, boat ramp. $429,000

PIANKATANK RIVER – Gorgeous sunsets! 3 bedroom, 2 bath waterfront beach cottage. Great room with fireplace, lots of glass, multi-decks, large screen porch, hot tub… Pier with 2 boatlifts. Must see! $359,000

LAGRANGE CREEK – Urbanna area – Beautiful 4,100 sqft waterfront home has 11 rooms. 4-5 bedrooms, 5 full baths – Bright & spacious! Screen porch. 2 car garage /shop. Generator system. Pier. Great views with water on 3 sides. REDUCED to $879,000

PIANKATANK RIVER – Great weekend retreat! 3 bedrooms, 1 bath. Great room with lots of glass. Super views! Vinyl bulk heading – Pier with boat lift. NOW $379,000

URBANNA CREEK - Beautiful views from this 3 bedroom, 2 bath Cedar home – Fireplace, whole house generator, Whirlpool tub in master bath, all appliances, 2 car garage. Pier with boatlift. Separate building lot. $629,000

GARNETT HILL – Urbanna – Custom built brick Dutch Colonial – Formal living room with fireplace, dining room, large eat-in kitchen, 14 x 20 family room with fireplace. Central heat/air. 4 bedrooms, 2 ½ bath with 2 car attached garage. A Must See! $349,500

URBANNA – In Town – Ranch home in most desirable location in town. 3 bedrooms, 2 baths, 2 car garage, town water/sewer. Walk to park, pool, library, and stores. Water rights at Town marina. $235,000

DELTAVILLE – New Construction – 3 bedroom, 2 ½ ceramic tiled baths and 9’ ceilings throughout this onestory Ranch home. Gas fireplace, stainless steel appliances, oak cabinets, beaded siding, Andersen windows, rear deck, large garage. Over 1,800 sqft. 1 acre with private water access. $229,500

PAGE 60

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 Cell: 804-761-3015 or 804-761-2058 email: captsea@kaballero.com or re4u2@verizon.net

KENNY KUYKENDALL & BETSY CROWTHER

D CE DU E R

W NE

HERITAGE POINT Water Access Community!

4± Ac., 2,000+ sq. ft. Living Space $248,000. #79544

RIVER’S KNOLL Water Access Community!

2,000+ sq. ft., 3 BR, 2.5 BA $297,500. #81594

G IN ST LI

W NE

G IN ST LI

HARVEY’S CREEK 1.6± Ac. - 4-5'± MLW Rip-Rap, Pier & Septic Installed $310,000. #84880

RIVER’S BEND ESTATES

PRENTICE CREEK - DITCHLEY 7,500 sq. ft. Living Space 5.4± Ac. - 500'± Shoreline $895,000.

SHERWOOD FOREST SHORES

Water Access Community!

$229,500. #85085

Water View Home in Water Access Community!

$237,500 #82608

RESIDENTIAL BUILDING SITES Northumberland County - Water Access Harmony Hills: #79646: 3.6± Ac., Lot 9, $96,500. Northumberland County - Inland Bogey Neck Road: #84555: 3.9± Ac., $32,000. Lancaster County - Water Access Creekside Mews: #84983: 5.569 acres, $75,000. #84984: 4.830 acres, $85,000. #84985: 12.664 acres, $95,000. Lancaster County - Inland Chinns Mill Wood - Phase I: #78122: #78121: Liberty Hill: #83941: Sullivan’s Road: #84178: #84179:

7.6± Ac., Lot 17, $65,400. 5.1± Ac., Lot 16, $55,500. 1+ Ac., Lot 12 $37,500. Pond Frontage! 1± Ac., Lot 3A, $19,900. 1± Ac., Lot 3B, $19,900.

Westmoreland County - Water Access Glebe Harbor: #78870: #78872: Stratford Harbour: #78871: #79655: #78873: #79654:

.459± Ac., Lot 136 & 137 Together, $24,500. .3± Ac., Lot 68, $15,500. .9± Ac., Lot 37, $39,000. 4.4± Ac., Sec. 9, Lot 33, $34,500. .66± Ac., Lot 73, $24,500. .47± Ac., Stanford Shores, $24,500.

Westmoreland County - Inland Foxfield: #84177: 3.8± Ac., Sec. 1, Lot 9, $20,500.

PAGE 61

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY (804) 436-3605 - Direct wbeauchamp@lancova.com

(804) 436-5450 - Direct susanb@northernneck.com

WALLY BEAUCHAMP

SUSAN BEAUCHAMP

Waterfront ~ Moran Creek ~ Corrotoman River ~ Great location between Irvington and Kilmarnock

Open and Bright, Beautifully Maintained Detached Studio Dock with Lift and Boat Shed One Acre Site Two Bedrooms Two Baths Sunroom Screened Porch $429,000 Studio

Waterfront ~ Farnham Creek ~ The Rappahannock River

Wonderful Renovation ~ Room for A Crowd ~ Wide Water Views, 4 ft.Âą MLW Bedrooms up and down, Living Room with Fireplace, Spacious Kitchen Dock with two lifts, Protected Shoreline, Convenient to Warsaw and Kilmarnock Wraparound Screened Porch overlooking the Creek ~ Two Storage Bldgs A Terrific River Home and Newly Priced $399,000

PAGE 62

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

CHESAPEAKE HARBOR

HEATHSVILLE

3 BR, 2 BA, 1,568 SF, Community amenities. $229,000. #82628

3 BR, 2 BA, home with 50' x 30' metal building $189,000. #83118

3 BR, 2 BA, 1,620 SF. $95,000. #83129

FLEETON

MALLARD BAY

BAY HARBOR

3 BR, 3 BA, 2,342 SF, 2-3 ft MLW $649,999. #84901

3 BR, 2 1/2 BA, 2,400 SF, 5+ MLW $459,000. #84726

3 BR, 2 BA, 1,848 SF. 3-4' MLW. Pier $425,000. #84719

• WATERFRONT lots with sandy beaches priced 115K to 239K. A must see! Great views into the Potomac River. • WF lot with boathouse & pier, 5 ft. MLW, great views. 269K (owner/agent) • WF lots - Betz Landing - 1 acre, 3' MLW 129.9K Cod Creek - 4.3 acres, 4' MLW 190K Swann Harbor, 1 acre, 3' MLW 179K • Lake lots - Mallard Bay, community amenities 69K and up Swann Harbour, community amenities 45K and up • Inland lots - numerous lots 18K and up, several with NO restrictions.

WWW.SEARCHBAYPROPERTY.COM

PAGE 63

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 804-389-1580

PAM NELSON

W NE

G! IN ST LI

“BAY BREEZE” CHESAPEAKE BAY - LITTLE BAY

• c. 1877 Farmhouse on 6.4± Acres • 4 Bedrooms, 2 Baths, Bay Room • 500'± Sandy Shoreline w/Big Bay View • With in a few minutes drive of White Stone and Kilmarnock • Exclusively Offered at $725,000.

BREATHTAKING VIEWS - SANDY BEACH DOCK WITH LIFT

Potomac Bay Estates - #84544 $659,000

• Spectacular views • 3 Bedrooms • 2 Baths • S/S appliances • Stone Fireplace • Art Studio

TAYLOR’S CREEK #83034 • Builder’s home • 4 Bedrooms • 3 1/2 Baths • formal dining • S/S appliance, granite • Florida Room • Family room

CRAB, FISH, KAYAK OR ENJOY THE VIEW

LOTS MILLBURN LOCATION! LOCATION! LOCATION! Kilmarnock, VA Hospital, Banking, Library, Schools, Shopping, Golf Courses and Marinas all within 5 minutes! LOTS $39,500 TO $79,500

PINE HARBOR Build your home on this waterfront lot. Community access to pier and boat ramp. Level lot on water with community water. $80,000 #84313

PAGE 64

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON CORROTOMAN BY THE BAY

WEEMS

SENIOR CREEK

Brand New, 3 BR, 2 BA with Full Basement. $194,900. #78593

3 BR, 2 BA, .79 acres, deck/patio NEW PRICE $259,000. #83477

4 BR, 2 1/2 BA. 5+' MLW, Pier Community amenities. $499,000. #82837

MOUTH OF GREAT WICOMICO

CORROTOMAN BY THE BAY

MALLARD BAY

! ED UC D RE

D! CE U D RE

Gorgeous 3 BR, 4 BA, 2 Bonus Rooms, Endless views. $1,295,000. #20233

3 BR, 1 BA, Waterfront cottage. Community amenities. $265,000. #77771

3 BR, 2 BA, 2,100 Sq. Ft., 3.5 acres Community Amenities $395,000. #19327

ECHO LAKE

POTOMAC RIVER

WAREHOUSE CREEK

Private, immaculate 3 BR, 2 Bath Home Community amenities. $228,000. #83132

Forever Views! Pier & boat lift. $659,000. #84544

Spectacular 4 BR, 4 BA, 3-4' MLW, Pier. NEW PRICE $589,000. #84473

WEEMS - DEEDED SLIP

BAY HARBOR

WAREHOUSE CREEK

! ED C DU RE

! ED UC D RE

3 BR, 1 BA, Deeded boat slip, 2.0 acres. $209,000. #84231

3 BR, 2 BA, 1400 SF, built in 2004 $197,500. #82109

3 BR, 2 1/2 BA Townhouse, 2-3' MLW, Pier. $279,500. #84428

POTOMAC RIVER

MALLARD BAY

LITTLE WICOMICO RIVER

Immaculate, waterview cottage & beach front parcel $389,000. #84539

To be built. 3 BR, 2 BA Lakefront home. Water Access community 419,000. #81163

2.24 Acres, 4-5' MLW, Pier & Boathouse $269,000. #82308

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 65

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON HULL CREEK

HAGUE - ACREAGE

MALLARD BAY

ACREAGE & WATERFRONT

! ED UC D RE

1.7 acres, Pleasant Pointe. Sandy Bottom. $189,000. #84429

43.97 Acres, nice combination of level & rolling land. $239,000. #79499

Flyaway Lake. .76 acres $149,000. #19847

Farnham 15.2 Acres…$240,000. 12.7 Acres…$299,900.

ROCK HOLE CREEK

CORROTOMAN RIVER

CUBITT CREEK

DIVIDING CREEK

D! CE DU E R

2.0± acres, 3-4 ft MLW Addtl. interest in bay front lot $199,000. #83577

Very private building site with breathtaking views of the Corrotoman River. 3.29± acres. 3-4 ft. MLW. $189,000. #80862

2.25+/- Acres in Chesapeake Cove. 4 BR cert. letter. $79,900. #81340

3.19+/- acres. 3-4' MLW. Septic letter & pier permit. $337,000. #82514

CUBITT CREEK

MILL CREEK

SAWMILL COVE

CORROTOMAN RIVER

.55 +/- acres, 2-3'MLW, White Sand Harbour. Spectacular views. $119,500. #84486

3.57 acres, less than 2' MLW. $55,000. #83759

4.19 Acres, 2-3 Ft. MLW, pier in place. $249,000. #81187

N.N. State Bank Kilmarnock, 3.24 acres, Pier $199,000. #84624

LOTS & ACREAGE Chinns Mill #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.22 Acres . . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.45 Acres . . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$59,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$139,000 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$45,000 #84963 . . . . . . . . . . .2.766 Acres . . . . . . . . . . .$29,500 Bay Harbor Estates #80867 . . . . . . . . . . .0.94 Acres . . . . . . . . . . . .$40,000

WATERFRONT & WATER ACCESS LOTS Knight’s Landing #77851 . . . . . . . . . . .3.4 Acres . . . . . . . . . . . . .$54,900 Swann Harbor #79515 . . . . . . . . . . .0.81 Acres . . . . . . . . . . . .$40,000 #83594 . . . . . . . . . . .2.72 Acres . . . . . . . . . . . .$79,000 Rivers Knoll #83366 . . . . . . . . . . .3.11 Acres . . . . . . . . . . . .$33,000

WATERFRONT & WATER ACCESS LOTS Mallard Bay #19847 . . . . . . . . . . .0.76 #17830 . . . . . . . . . . .1.72 #84220 . . . . . . . . . . .0.63 Bay Quarter Shores #83439 . . . . . . . . . . .0.64 #83440 . . . . . . . . . . .0.64 #84441 . . . . . . . . . . .0.32 #84442 . . . . . . . . . . .0.32 Corrotoman By The Bay #18549 . . . . . . . . . . .0.25 #83908 . . . . . . . . . . .0.34 White Sands Harbor #83576 . . . . . . . . . . .0.66 #84734 . . . . . . . . . . .0.86 Betz Landing #78163 . . . . . . . . . . .2.75 #83427 . . . . . . . . . . .2.52 Heritage Point #80826 . . . . . . . . . . .2.09 #80827 . . . . . . . . . . .2.14 #80165 . . . . . . . . . . .2.14 Mill Creek View #83759 . . . . . . . . . . .3.57

Acres . . . . . . . . . . .$149,900 Acres . . . . . . . . . . . .$60,000 Acres . . . . . . . . . . .$149,000 Acres Acres Acres Acres

. . . . . . . . . . . .$20,500 . . . . . . . . . . . $20,500 . . . . . . . . . . . .$19,500 . . . . . . . . . . . .$19,500

Acres . . . . . . . . . . . .$15,000 Acres . . . . . . . . . . . .$13,500 Acres . . . . . . . . . . . .$37,500 Acres . . . . . . . . . . . .$45,000 Acres . . . . . . . . . . . .$47,000 Acres . . . . . . . . . . . .$46,000 Acres . . . . . . . . . . . .$37,000 Acres . . . . . . . . . . . .$37,000 Acres . . . . . . . . . . . .$35,000 Acres . . . . . . . . . . . .$55,000

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 66

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 800-529-5122 or 804-453-5380 Fax: 804-453-5383 Cell: 804-761-4125 www.middlebayrealty.com • captkuyk@rivnet.net

KEVIN KUYKENDALL PINE POINT - WF

WARSAW

REEDVILLE

3 BR, 2 BA, 4-5' MLW, Dock & covered boat slip. Community has private beach Short run to the Potomac. $339,000. #83348

3 BR, 2 1/2 BAs, Close to town amenities. Great schools. $249,000. #83499

3 BR, 2 BA, walk to your favorite restaurants & marinas. $210,000. #83415

CHESAPEAKE BEACH ESTATES

SHERWOOD FOREST

AFFORDABLE HOME

2 BR, 1 BA, Great buy. New construction. Quiet neighborhood in Reedville. 3 blocks from beach. $148,900. #84050

3 BR, 1 1/2 BA, WF community. Excellent buy at this price. Home has been totally refurbished. $129,900. #83052

Great starter home close to Callao. Quiet neighborhood. $169,000. #84922

SENIORS CREEK

7 LOT SUBDIVISION

BETZ LANDING

PLEASANT POINTE W NE

Great elevated lot with 4 ' MLW. Community pool and boat ramp. $135,000. #83849

Large acreage building sites from 2-22 acres. Small, private subdivision. Lots starting at $169,900.

1.12 acres, 2-3' MLW. Great subdivision. Elevated Views of wildlife area. $235,000. #79055

G IN ST LI

Great price on this 1.88 acre WF lot. Good views of Hull Creek. $65,500. #84603

Acreage for Sale Richmond Hill Estates: • Close to Warsaw • Totusky Creek • 30 yr old timber

Lot 1……25.8 acres…………$199,000 Lot 4……31.8 acres…………$199,000 Lot 9……22.74 acres……..…$129,000 Lot 14…..10.71 acres………....$89,500

Courthouse Road:

110 acres, farmland, timberland & hunting acreage, 2 large metal buildings, water & electric. $500,000. #81501

Farms of Northumberland:

30 acres - 5 acres cleared - No HOA. $95,000. #81501

#81345……46.4 acres……………$229,000 #82569……0.79 acres……………$69,900 #83922……69.81 acres……..……$189,000

#82304……1.12 acres……………$23,900 #83181……53.51 acres..…………$349,000 #82501……88.79 acres…………..$449,000

Say You Saw It In Real Estate Review

“The Morgan Team” Debbie: 804-815-8621; Barry: 804-725-6256

PAGE 67

43 Main Street, P.O. Box 1551, Mathews, VA 23019

Showings on these fine homes by Appointment. We appreciate you and your business and will be glad to assist you in your home search. Give us a call!

WIDDAS POINT - 11 Acre Horse Farm – East River Waterfront complete with barns, fencing, tack room, garage and shed. 8’ MLW. Pier in place. 3 BR, 2.5 BA. 1850 farmhouse with charm of days gone by. May be subdivided. $1,499,000. Classic Waterfront Farm. Great Horse Property. Shown by Appointment Only

MOBJACK BAY “SUMMER BREEZES” COTTAGE Custom Decorated home w/large deck facing the Bay. Glistening water, MILLION DOLLAR VIEW w/Pier. New window, Fireplace, River Room. New roof. Separate In-Law Suite downstairs. 2 car garage. $529,000 Shown By Appointment Only.

“DAY BREAK” A SPECIAL CUSTOM HOME - Features Wide views at every room of East River w/Sailboat draft water, boat lift. Water & electric @ pier/boathouse. New American style home w/ walnut flooring, multiple fireplaces & ornate detail. 3 BR, 3.5 BA. 3.72 acres. Patio, Home Office, Generator, Elevator, All Bells and Whistles. Just like New. Yours for $1,395,000. Shown By Appointment Only.

“MYRTLE BRANCH” - Older Grand Victorian is strikingly stunning on the banks of the Ware River. The home has large rooms and a formal feeling with a nice flow for entertaining. Property has large acreage of 32.99 acres which offers many possibilities. Mature trees are majestic. Pier can easily be replaced and property offers 300' of water frontage with breathtaking views. $998,000

BILLUPS CREEK “BY THE BAY” - Affordable Waterfront home w/Wide-long views feature 3-3.5’ MLW. Pier permit to convey. Nice rancher with large front porch. 3 BR, 2 BA. 1 car att. Garage. Very Spacious. $429,900

“WHITE’S CREEK RIVER HOME” - Fantastic Cape Cod with 4 BR, 2.5 BA. Huge front porch overlooking Back Bay & sunsets. Sunroom and deck overlook Chesapeake Bay, sunrises. 3’ MLW with pier. Sandy shore for swimming. Beautiful barrier islands. Guest house. $679,000 Nothing but the Truth!!

Custom builder since 1989

Major renovations and additions Hands on building with quality workmanship RICHARD R. TURNEY

804-435-2767

PAGE 68

Office: 804

529-6131 1-800-296-6134

Say You Saw It In Real Estate Review

WATERFRONT SPECIALISTS VI OR RON SHIVOK 283 Northumberland Hwy. Callao, VA 22435

Email: nnproperties@hotmail.com

Great Wicomico River/Ice House Cove - Beautiful 13.6 private wooded acre home site situated high on a point of land with 927' frontage. Property has a great mix of hardwood, pine and mountain laurel and is located on a protective cove, yet looks out on the big river. There is an additional 12.7 acres available. All the home sites in this upscale neighborhood are a minimum of three plus acres to insure privacy. Owner/Agent. $449,000.

Lancaster County - 110 acres, approximately 35 acres tillable and 75 acres wooded. Owner will finance with 50% down, balance at 7% for 7 years. Conveniently located near the town of Lancaster. Owner says make offer! $369,000. Lancaster County - 42 acres with approximately 30 acres tillable and 12 acres wooded. Owner financing! $162,500. 69 acres, 22 tillable, 47 wooded, $229,000. 42 acres, 13 tillable, 28.7 wooded, $139,000.

PAGE 69

Say You Saw It In Real Estate Review

I’M HERE TO ASSIST WITH ALL YOUR MORTGAGE NEEDS At Northern Neck State Bank, our purpose is to help people find financial solutions. We offer a variety of mortgage loans including residential lot loans and construction loans. For assistance with your mortgage lending needs, please contact Mark A. Curran by phone at (804) 435-4302 (office), (804) 580-4204 (home) or (804) 338-3525 (cell) or by e-mail at mark.curran@ubsh.com.

101 years of mortgage lending experience

MARK A. CURRAN U.S. Navy Ret. Mortgage Loan Officer

www.union-mtg.com

www.northernneckmortgage.com

Member FDIC

Kilmarnock ◆ Burgess ◆ Reedville ◆ Montross Tappahannock ◆ Warsaw ◆ Time Square ◆ White Stone

PAGE 70

Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

YEOCOMICO RIVER 3BR/3.5BA home, high EXQUISITE 3000 sq. ft. home, pool, idyllic park like setting, Coan River ceilings, 2 FPs, 2 car garage, + too much else to list! views, 2.41 ac., 4-5 MLW. 4BR/4.5BA + steam room. Garage w/workshop. Now $850,000. Call Roger Coleman (804) 529-5641. REDUCED $925k to $799k! Call David Fine (202) 297-8946.

MILL CREEK To be custom built, Southern Living style 3800 sq. ft. Coastal Home, 4BR/2.5BA. Choose options. Deep water pier. $750,000. Call David Fine (202) 297-8946

DUNGAN COVE Yeocomico View Estates 4BR/ 3.5BA brick home, fireplace, sunroom, 2-car garage w/guest quarters, deep water 52' boathouse! $699,000. Call David Fine (202) 297-8946

NOMINI CREEK 3BR/3BA, FP, 3 car garage, poss. DUNGAN COVE Yeocomico View Estates. Three BR, owner finance, $595,000. Two adj. waterfront lots also two bath home w/bonus room. Protected deep water available. Call David Fine (202) 297-8946. pier. $595,000. Call David Fine (202) 297-8946.

DUNGAN COVE Yeocomico View Estates. 4BR/3BA Contemporary. To Receive new siding. Too many amenities to list! Home warranty. Pier to 4-5' MLW. $525,000. Call David Fine (202) 297-8946.

FLEETON 4 beautiful ac., 3 wooded, Taskmaker's Creek, est. 3±MLW control. View to Ches. Bay. Pier, driveway, shared well installed. Public sewer. $375k. Call David Fine (202) 297-8946.

ROCKING CHAIR PORCHES! Hack's Creek 3BR/2BA, 3 ac., pastoral water views, small boat MLW. Newly updated by award winning Eagle River Construction. $359k. Call David Fine (202) 297-8946.

GREAT WICOMICO well maintained, low maint., 3BR/2BA res., FP, skiff MLW, $335k. Adjacent WF lot SOLD. Call Roger Coleman (804) 529-5641.

PAGE 71

Say You Saw It In Real Estate Review

(800) 529-5071 Toll free (804) 529-5555 Local

MILL CREEK, Yeocomico River, 2 lots being sold as GLEBE CREEK, Coan River, prestigious Coan one, 8'+MLW pier. Poss. owner finance w/20% down. Harbour Est. Big old trees at shoreline. Est. 5'MLW. $249,900. Call Fred Olverson (804) 456-0251. $249,000. Call Fred Olverson (804) 456-0251.

Hack's Neck "as is" cabin, small boat MLW. $175,000. Please call David Fine (202) 297-8946. Cod Creek lot, 3-4 MLW, short run to Potomac. $139,500. Coan Stage Road "as is" rancher, North. County. $74,500. Beautiful 2.89 ac. wooded lot, near historic Kinsale. $49k. Home or business site, ready to build, Edwardsville. $29k. Walmsley lot, 2BR septic tank & field installed. $19,950. Please call Roger Coleman (804) 529-5641.

Waterfront Farmhouse Cottage Rental Quaint Farmhouse Cottage, ca. 1928 Three Bedrooms, Sleeps Eight + Crib May 23, 2010 - October 3, 2010 1213 Melrose Road, Lottsburg, VA 22511 Adjacent to Olverson's Lodge Creek Marina $890.00 Per Week 5% Discount For Seniors Over 60 Or, Substantial Discount For Multiple Weeks DirecTV, WiFi & Open Boat Slip Use Of Marina Swimming Pool Fully Furnished! All Linens & Housekeeping Supplies!

For Availability & Reservations:

homeaway.com/search/keywords:Lottsburg • Marina@OlversonsMarina.com

800.529.5071 Ask for Fred, Jodi or Lynn

PAGE 72

Say You Saw It In Real Estate Review

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Visit us online www.qualityconstructionofnn.com

PAGE 73

Say You Saw It In Real Estate Review ®

WATERFRONT REALTY 79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

804-436-6874

TERRI GROH Broker Accredited Buyer Representative Realtor

843 Chesapeake Beach Road, Reedville, Virginia Lovely Flemish bond brick home fronting the Chesapeake Bay with endless bay views situated on 3.4 wooded, privates acres. Sand Beach. $1,150,000 642 Chesapeake Drive , Irvington, Virginia Cape cod in the town of Irvington on a cove of Carter’s Creek with a cove view, 3.5’MLW at pier. Great getaway! $498,500 931 Laurel Point Road, Kilmarnock, Virginia One floor living in beautifully treed neighborhood, home totally renovated. Rent a boat slip at the community dock. $439,000 5830 River’s Landing Terrace, White Stone, Virginia This is a real bargain, priced $60,000 below the other units for a quick sale. Community amenities inc. sand beach, pool, tennis, pier. $265,000 269 Hickory Road, Heritage Point, Lancaster, Virginia On Echo Lake with private access to W. Corrotoman River via Senior Creek. Home, detached garage/guest quarters. $199,000 w ww.remax.com & www.northernneckvarealestate.net

PAGE 74

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

G R EA T

LI NE ST W IN G

PR IC E

LI NE ST W IN G

LOWER MACHODOC CREEK Sailboat depth 5+MLW! Wonderful contemporary on 2.6 acres with detached three car garage (w/full bath) and walk-up stairs for expansion. Home has 3 BR, 2 Full BA, and features a hot tub, deck, whole hse generator, gas log FP, Jacuzzi in large Master suite, paved driveway and much more. Asking $650,000

RAGGED POINT BEACH Cute little get-away cottage in popular Coles Point. Views of Potomac River, screened porch, 2BR, 1BA, FP in great room, close to marina, boat ramp, great restaurants. Asking $99,000

CLASSIC FARMHOUSE Wonderful 4BR, 2BR home located in a lovely setting in Richmond County. Almost 4 acres, several outbuildings, Polonia tree farm on property. This is a real charmer! Asking $259,000.

WONDERFUL WATERFRONT HOME Absolutely wonderful 3BR, 3BA home with fantastic creek views, dock w/ 3-4'MLW, double lot, many custom features, lots of windows, hot tub on deck overlooking water, great room w/gas log FP, large screened porch and much more. Itâ&#x20AC;&#x2122;s got it all! Offered at $549,500.

CABIN POINT WATER ACCESS New quality built 3 BR, 2 BA ranch on a nice lot in a quiet neighborhood. Great backyard, French doors to spacious back deck from large eat-in kitchen, crawlspace with concrete floor and much more. Great price too! $169,000.

SANDY POINT AREA WATER ACCESS Like new on corner lot in a quiet area with great fenced back yard for children and/or pets. 2 BR, 2 Full BA, across street from boat ramp. Minutes to Potomac River. Asking $159,000

CHERRY GROVE BEACH - COLES POINT This brand new home built by one of the N. Neck's premier builders is a fantastic buy! 3BR 3 Full BA, views of Potomac River from huge deck, Great room w/beautiful kitchen, recreation room w/ceramic tile, boat ramp access for quick run to river. Extra insulation, dual heat pumps, tankless hot water heater make this an energy efficient home. Offered at $239,000.

LOWER MACHODOC CREEK Great little fixer-up on one of the nicest creeks in the N. Neck. 188' of bulkheaded waterfrontage with some sand beach. Awesome views! Great location! Asking $269,500.

N EW

PR IC E

LI NE ST W IN G

POTOMAC RIVER - STRATFORD HARBOUR Breathtaking views of the river from this charming contemporary. Large deck, screened porch, fireplace, ceramic tile, beautiful sandy beach. Asking $399,000.

SEE BARBARA JEAN'S "REAL ESTATE FACTS" ARTICLES IN THE NORTHERN NECK NEWS NEWSPAPER.

PAGE 75

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

GLEBE CREEK OFF LOWER MACHODOC CREEK This is a rare find in the Tidwells area! Charming farmhouse circa 1942 situated beautifully on 17.6 acres with deep water at your own private dock featuring both a boat lift and jet ski lift. Additional features include MBR down with fireplace, 3 BRs up, gorgeous pine floors throughout, eat-in country kitchen, sun porch overlooking creek, detached garage/shed combination. This is a very special property! Offered at $595,000 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

WATERFRONT: CALLAO Enjoy spectacular water views from this one of a kind, spacious brick rambler on Mill Creek, just minutes from the Yeocomico & Potomac River! This one level home is is situated on a 4.88 acre lot and has views from almost every room. Enjoy the large Kitchen w/center island, Formal Dining Room with Fireplace, New Roof, Boat House & Pier, 4-5 MLW, Family Room & Living Room overlooking the water, large decks, detached garage, carports & so much more! Offered At: $895,000

PAGE 76

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

W NE

G IN ST LI

TOWN OF KINSALE Spacious 4 bedroom Colonial with a nice yard in the Historic Town of Kinsale. Screened Porch, beautiful Hardwood Floors, large attic, & more. With-in walking distance to Marina! Offered At: $220,000 MLS# 84932

WATERFRONT: GLEBE HARBOR Wildlife wonderland in its serene setting on Glebe Creek! This one level 3BR/2BA home features a great kitchen, w/island Large Master Suite w/walk-in closet & jetted tub in MBA, extra room For office or den & concrete drive. 3FT MLW! Offered At: $389,000 MLS# 83728

WATER ACCESS: CABIN POINT Gorgeous, 3BR/3BA home is situated on a partially Wooded lot and features: stone FP, great Master BR, Bonus Room, granite counter tops, hardwood floors, & so much more! You will love this home Offered At: $318,000 MLS# 84467

MALLARD BAY Wonderful 3 BR/ 2.5 BA Home in upscale, water access subdivision. Offers Hardwood Floors, Stone Fireplace, Vaulted Juniper Wood Ceilings, Bonus Room above Garage, and Master Bedroom on first level. Offered At: $349,500 MLS# 80853

STRATFORD HARBOUR Like new 3 BR/ 3 BA home in popular community with great amenities! Home Features extra room for an office or 4th bedroom and is located within walking distance to community clubhouse& pool! Offered At: $219,000 MLS# 84715

4 BEDROOM HOME: COLES POINT Like New, 2.160 sq ft home on level 1 acre lot. Home features, gorgeous kitchen, large Living Room with see thru fireplace, great Master Suite with large bathroom & walk-in closet. You must see the inside! Offered At: $249,000

WATER ACCESS: GLEBE HARBOR Updated 3BR/ 2BA home on 2 lots. Features landscaped yard, LR/Dining Area with fireplace, Large Kitchen with new appliances, Master BR with private Mater Bath, sunroom & much more! Great Price $189,900

WATER VIEW GLEBE HARBOR Very nice 3BR/ home in popular area! Features hardwood floors, Large Family Room, extra room for office or BR, nice bath with heated, jetted tub, storage shed & More! Located close to community boat ramp. Offered At: $169,000 MLS# 83906

PAGE 77

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

TOWNHOUSES

MOUNT HOLLY

Top of the line homes located in waterfront community. Water views, magnificent sunsets. Homes have 4 bedrooms, 3 1/2 baths, state of the art granite and stainless kitchens.

Home on 1.8 acres with 4 bed 2 bath, large living room with fireplace, updated kitchen, separate dining room, enclosed porch. Lovely hardwood floors throughout.

$325,900. UP

$275,000

DRIFTWOOD BEACH KINSALE VICTORIAN

Cozy waterview cottage with large screened porch, nicely landscaped yard. Large garage with outside walkup. Convenient to Dahlgren.

Lovely home with water access in the town of Kinsale. This home has been beautifully remodeled without destroying itâ&#x20AC;&#x2122;s historic value.

$149,000. Home plus two waterview lots.

$275,000.

$159,000.

SANDY POINT Updated cottage in the sought after waterfront area of Sandy Point. Open water views are endless, enjoy sunrises from wraparound porch. Home has 3 bedrooms, 2 baths, huge living/dining room with fireplace. Back porch enters kitchen, great for cool summer outdoor breakfast. Home is flanked by undeveloped property on one side giving nice privacy. Two separate garages can house 3 cars. Enjoy fishing, sunbathing from pier. This home is equipped for full time or vacation living.

$499,500.

SUNSET VISTA Great sunsets from this large 4 bedroom, 3 bath home on the Machodoc River. Open concept with kitchen/ living combo. Walkout basement with family room, huge deck across water side. Two mater suites open to deck. Pier with boat lift and davit for small boat to 3 1/2+ ft water depth. Additional cottage with 3 bedrooms, 1 bath for rental income or guest house. Swimmers will love the sand beach. Great buy at

$595,900.

GREAT B & B Wonderful opportunity for investment. This home in the heart of Montross has 7 bedrooms with private baths, several dining areas, huge kitchen, basement is equipped for entertainment, bar, dining. Priced to sell.

$335,000.

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Say You Saw It In Real Estate Review

RIVER TO RIVER REALTY P. O. Box 700 Callao, VA 22435 804.529.7256 Gaynor Van Landingham, Broker e-mail: gaynorvanl@aol.com

PRIVACY AND BEAUTY

Lindal home situated on 10+ acres of wooded and garden scapes. Lovely Lindal cedar home with Fraser fir cathedral ceilings, rich wood paneling, hickory and tile flooring. Lots of glass overlooking mature woods intertwined with gardens of flowering trees and plants. A to-die-for great room, two bedrooms, stainless steel appliances, Jotul stove /fireplace, upgrades throughout. Built in 2004, home shows like new. Winding paved drive ascending through woods to house, attached multicar garage, storage shed. Modestly priced at $250,000. Donâ&#x20AC;&#x2122;t miss this one. MLS #N84875A

Call for info on 67 wooded acres in Northumberland County. $135,000. MLA# 083892A

PAGE 79

Say You Saw It In Real Estate Review

Class A General Contractor

(804)453-4338 (804)436-4492

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e-mail us at dsmithbuilderinc@aol.com www.darrinsmithbuilder.com