April 2010 Northern Neck Real Estate Review by KC Troise

E E FR Photo By Kathryn Murray

To See Your Home In This Magazine, Have Your Realtor Call 804-462-0099

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Say You Saw It In Real Estate Review

FRANK HARDY, INC., REALTORS Chesapeake Bay Office Elizabeth Johnson, Broker (804) 240-5909

Frank A. Johnson (804) 815-8722

Karin Andrews (804) 445-5500

ejohnson@oonl.com

fajohn@oonl.com

karinandrewsrealtor@hotmail.com

NEW LISTING

REDUCED - MARYFIELD

Cupalow – Charming c. 1867 home on 2.78 acres. Guests stayed here years ago from steamboats on the Rappahannock. Beautifully renovated. Large master. Gourmet kitchen, wine cellar. Modern conveniences. Frank Johnson (804) 815-8722.……..........$549,000.

Tappahannock – Gorgeous 3 BR, 2 BA home, spacious 1st floor master, beautiful great room, 9' and vaulted ceilings. Patios, decking, screened gazebo/hot tub, 2 car garage. Large yard on cul-de-sac - close to town. Deeded water access. Call Karin Andrews (804) 445-550…........$408,000.

JUST REDUCED $140K

BRING BOAT!

Deltaville – Jackson Creek, deep water. Bring sailboat. 3 BR, 3BA cottage with tons of charm. Nice elevation, deck, garage. Minutes to Chesapeake Bay. Frank Johnson (804) 815-8722.…...….$625,000.

Lucy’s Cove – Attractive 3 BR, 1.5 BA on wooded lot. Gas fireplace, screened porch, hot tub. 2-car garage. Ownership interest in dock. Elizabeth Johnson (804) 240-5909.......…...$245,000.

SAVE $14,550!

SAILBOAT HAVEN

Deltaville – Irresistible, 3 BR, 2 BA brick home with lots of panache! Beautifully decorated. Sold furnished. Great location. Deeded water/beach access. Fireplace, sunroom. 2 car-garage/workbench, shed. Elizabeth Johnson (804) 240-5909.......Was $278,750, now.....................$264,200.

Deltaville – Waterfront, excellent elevation and deep water dock. Bring sailboat. 2,500 sq. ft. home on 2 acres. Beautiful views. 2-bay garage. Make Offer! Frank Johnson (804) 815-8722….....$849,500.

BRING SAILBOAT!

RIVAH RETREAT

Dividing Creek – Stunning view. Sailboat depth water. Dock at your door. Lovely 3 BR, 3 BA river home. Screened porch. 2 garages. Community pool and recreation area. Minutes to Chesapeake Bay! Elizabeth Johnson (804) 240-5909...……...$849,000.

Deltaville – Gorgeous transitional home on beautiful 3.68 ac. waterfront lot with privacy, views, and pier. 3 BR/3 BA. 1st floor MBR. Game room and study. In the middle of Deltaville. Walk to everything. Frank Johnson (804) 815-8722.….....$799,900.

www.WaterfrontandEstate.com

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Say You Saw It In Real Estate Review

TOM KIMMITT www.NorthernNeckRealEstate.com

Each Office Is Independently Owned and Operated

Heathsville (804) 453-9081

Offices in Northumberland & Lancaster Counties

“Doggy Daycare Available”

“Your online resource for Northern Neck real estate information including aerial photos, free detail maps, Bay Act info, community events and real estate listings”

www.NorthernNeckRealEstate.com

The Real Estate market is coming back - start looking now at www.NorthernNeckRealEstate.com

E IC PR

D CE DU E R

Heathsville Outstanding custom built brick rancher with attached garage on the Great Wicomico River, a few minutes from the Bay with deeded deep water slip on a protected harbor. Wide views, bulkhead installed, sand bottom. Priced to sell at $850,000.

N’T WO

K 99 T1 TA S LA

Heathsville

Secluded Potomac Riverfront getaway or full time contemporary 3 BR home on 1.5 wooded acres with inground pool, armour stone riprap, gourmet kitchen, open floor plan with lots of glass overlooking the Bay and River $675,000 - Heathsville

Waterfront 2BR home in Bay Quarter Shores with open floor plan, large deck and retractable awning. $199,000

INO 500 OM $3 AL ALE P S LD R R O FO 5 Y STY" U "D

Potomac River Cottage in Heathsville -

Irvington Horse Farm -

Rustic recently renovated 2 BR with good elevation, landscaped grounds, large bonus room and spectacular views of the River and Bay - only $399,000.

3500 s.f solid brick rancher on 25 potentially subdividable, fenced pastural acres with pond, numerous barns (barns convey in "As is-Where is" condition) attached Tack room, - only $474,900

• Owner Financing possible on 8 acre waterfront lot in Farnham • 3 Water access homesites at 25K • Water view lot in White Sand Harbor - 42K

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

WICOMICO CHURCH 3 BR, 3 full BA’s, 2 half BAs, 4.6 acres, 5+ MLW. $629,000. #82919

PRENTICE CREEK ! ED C DU RE

4 BR, 2 full BA, 2 half BA, 3,000+ SF, 5+MLW, 2.0 acres. $850,000. #80994

HARBOUR POINTE

CHESAPEAKE BAY HOME

3 BR, 3 BA, 3,300+ SF, nice water views. Community amenities. $549,000. #84218

4,479 SF, 4 BR, 4 1/2 BA’s 6+ MLW at pier. $1,350,000. #81868

SHERWOOD FOREST

3 BR, 2 1/2 BA, 1,900 SF, Community amenities. $299,000. #79881

3 BR, 3 1/2 BA, 2,436 SF, deep water. $589,000. #84391

HEATHSVILLE

CLIFTON LANDING - HUGE PRICE REDUCTION

2 BR, 2 BA, 1,334 SF. 2-3' MLW, Detached Garage. $375,000. #83676

3 BR, 4-1/2 Bath, 4,700 SF, 3-4 FT MLW $895,000 #84534

! ED C DU RE

CHESAPEAKE HARBOR

3 BR, 2 BA, 1,380 SF $239,000. #84247

WWW.SEARCHBAYPROPERTY.COM

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Page 1

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Say You Saw It In Real Estate Review

In This Issue REAL ESTATE REVIEW IS MADE POSSIBLE WITH THE SUPPORT & PARTICIPATION OF OUR ADVERTISERS & DISTRIBUTION POINTS. THANK YOU!

All real estate properties and advertisements in this magazine are subject to the Federal Fair Housing Act of 1968. Homes appearing in this magazine are available on an equal opportunity basis. Our magazine will not accept any advertisements of property which constitute a violation of law. Neither the advertiser nor Virginia Real Estate Reviews, Inc. will be responsible or liable for misinformation, misprints, typographical errors, etc., herein contained. All information is deemed reliable, but not guaranteed. Virginia Real Estate Reviews, Inc. reserves the right to refuse any advertising which we deem unsuitable for our publication. Copyright ÂŠ 2010 Virginia Real Estate Reviews, Inc. All Rights Reserved. Reproduction of any photographs, artwork or copy is prohibited without prior written permission of the publisher.

PUBLISHED BY: Virginia Real Estate Reviews, Inc. P.O. Box 5344 Martinsville, VA 24115 The index is an additional service provided by the publisher. No liability will be assumed or credit granted for errors or omissions.

For Advertising Information CALL 1-877-462-0099 804-462-0099 Fax# 276-956-5923 E-Mail: nnrer@comcast.net Next Deadline: April 7, 2010

Anchor Realty................................................12 Antique Properties........................................13 Bank of Lancaster ........................................32 Bay Meadows Real Estate ......................14-15 Bay River Realty............................................33 Chesapeake Homes......................................16 Coldwell Banker Chesapeake Bay Prop. ......3 Darrin N. Smith, Builder................................63 EVB Mortgage & Bank ..................................30 Exit Mid-Rivers Realty ............................17-21 Frank Hardy, Inc. ............................................2 Hometown Realty ....................................22-25 Hutt Realty................................................26-29 Jim & Pat Carter Real Estate ..................34-41 Joe Self Realty ........................................42-45 Long & Foster Realtors ................................31 Mason Realty............................................46-47 Melrose Plantation Real Estate ....................55 Merry Point Development Co........Back Cover Middle Bay Realty ................................4, 48-53 Mitchell Homes................................................7 Northern Neck State Bank & Mortgage ......54 Port & Starboard Real Estate ......................56 Quality Construction ....................................57 Re/Max Waterfront Realty ............................58 Rivah Realty ............................................59-61 River & Rural Realty ....................................62 Salty Dog Properties ......................................5 Select Properties ............................................8 Shore Realty ..............................................9-11

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CATHY ROWE 804-438-9882 804-436-2696 4503 Irvington Road, P.O. Box 609 Irvington, Virginia 22480 email: crowe@pleasantlife.com

W NE

G TIN S I L

“BAY HOUSE” – BARNES CREEK KILMARNOCK • • • • •

Nestled on 9.49+/- acres w/ boat ramp and pier w/ lift Beach house w/ 3 bedrooms, 2 baths, wide pine flooring Great room w/ views out to the Bay Seasonal Septic (May 1st through October 31st) Call for details! Offered for $385,000

Cathy Rowe 804-436-2696 crowe@pleasantlife.com

W NE

G TIN S I L

HOLGATE WAY – WEEMS • 2,100 square feet w/ 3 bedrooms, 2 baths • Contemporary style home, open air arched porch • 3.15+/- acres w/ scenic waterviews and private setting • A true nature lover’s delight Offered for $374,900

Cathy Rowe 804-436-2696 crowe@pleasantlife.com

ED UC D RE

HERITAGE POINT ~ Corrotoman River • • • • • •

0.72+/- acre lot on Senior’s Creek Over 2,100 SF of living space 3 bedrooms, 2.5 baths (master suite on main level) Great Room opens to spacious waterside deck Private pier with 4’ MLW Community amenities include pool & tennis court $399,000 Cathy Rowe 804-436-2696 crowe@pleasantlife.com

D CE U D RE

INDIAN CREEK ESTATES – Powhatan Road • 1,745 square feet w/ 3 bedrooms, 2.5 baths • Spacious family room in addition to formal living and dining rooms • Situated on nicely landscaped 1.01+/- acres • Water Access Community within minutes to Kilmarnock $258,000 Cathy Rowe 804-436-2696 crowe@pleasantlife.com

www.pleasantlife.com

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Say You Saw It In Real Estate Review

Greg Corsa (Cell) 804-366-3328 greg@gregcorsa.com www.gregcorsa.com POTOMAC RIVER NEAR BURGESS 4 bedroom contemporary on 3 private acres with 200+ ft of sand beach frontage. Large pier with lifts, unending views, high ceilings, sun room, tite floors, fireplace, lots of glass. A must see! Priced way below County assessment. FIRST OFFERING ONLY $699,500 PRESLEY CREEK - NEAR HEATHSVILLE Just under one acre with app. 120 feet of waterfrontage. All wooded. Wide water views looking out over the creek and out into the Potomac River. FIRST OFFERING. ONLY $89,500.

COCKRELLS CREEK REEDVILLE AREA affordable waterfront home on over an acre land with app. 120 feet of waterfrontage, pier with 8,000 lb boat lift. Open floor plan with a family room/kitchen/eating area combo, large sun room, and a utility room with washer and dryer. The house needs some work, but a lot of renovation has already been done including updated electrical work and ducts already installed for central heat and air. Tile flooring, detached 2-car garage. FIRST OFFERING. ONLY $189,500

LITTLE WICOMICO RIVER REEDVILLE/BURGESS AREA Year round home with app. 2,900 sq. feet of living area on 2.1+ secluded acres. Pier complex with 2 boat lifts on deep protected water. Living room/dining area combo, huge deck, a sunroom on the water side with lots of glass and freestanding propane fireplace, 3 bedrooms, 2 baths, attached 2-car garage with 2 bonus rooms above it - perfect for office or hobby room. Priced way below County assessment. FIRST OFFERING ONLY $429,900 CALLAO/VILLAGE AREA 2 bedroom, 1 bath year round or second home in excellent condition on just over 1/2 acre of land. Large family room, kitchen with bar counter and appliances, separate dining room, utility room with washer & dryer, deep well, vinyl siding, much more. Just a few miles from an 18 hole golf course and numerous marinas, boat ramps and waterfront seafood restaurants. ONLY $115,000

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Say You Saw It In Real Estate Review

Robert Booth 804-761-7140 rbooth@crosslink.net www.CallRobertBooth.com P. O. Box 369 Callao, Va. 22435

YEOCOMICO RIVER 4 BR-4 BA 3 Acres $949,500

RICHMOND CO. 3 BR-1.5 BA 4 Outbuildings $149,500

228 ACRES Westmoreland Co. $499,500

HACK CREEK 3 BR-2 BA 1.14 Acres $429,500

YEOCOMICO RIVER 36.9 Acres 650 ft. Waterfront $335,000

WATER VIEW 2005 - 3 BR/2 BA 2 Car Garage Reduced to $215,000

SUNNYBANK 3 BR-1.5 BA 1 Acre $149,500

LOTTSBURG 3 BR-2.5 BA Renovated $139,900

FARNHAM, VA. 2 BR-1 BA - porch & deck 1.18 Acre $115,000

GREAT WICOMICO RIVER 1.45 Acres 191 Ft. WF $149,500

HEATHSVILLE COMMERCIAL BUILDING $129,500

MACHODOC CREEK Wooded lot 115' WF $110,000

HEATHSVILLE Zoned Business Good Condition $119,000

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Say You Saw It In Real Estate Review

www.ShoreRealtyInc.com Robbie Booth (c) 804-339-1504 (o) 804-529-7020 x5

Bank Owned Deal

Large In-town Home

• 4 Bedroom/2 Bath w/appliances • Like New on inside • Walk to North. Co School $88,400

• HUGE 6700 sq ft building w/barn • Retail, office, apartments & restaurant • Great Exposure on Rt 360. $275,000

• 4 BDR/3 BA w/basement & 2 lots • Wood & Tile Floors • Nice pool! • Great Tappahannock amenities $181,700

Bank Owned!

Waterfront Land Steal!

Reedville - Waterfront

• 3 BDR, new carpet new paint • 2 lots = 2.86 acres • Tons of storage sheds, garages, office • Good home office location $136,750

• Level lot w/scenic views • Great for canoes, kayaks, skiffs • Waterway flows into Potomac River • Community pool, beaches & more $48,000

• Like-New 3BDR/3BA Home w/privacy • Wide views & protected water • Garage & many sheds • Lots of decking $429,000

Waterfront Steal

5.1 AC RE S

Inexpensive Living!

• 3BDR, 1.5BA cottage w/ garage • 1/2 acre wooded land • Boating water depth $198,800

Richmond Co.

• Very well kept home • 5 acres w/ 2 car garage • Fully Furnished! $115,000

LAND FOR SALE: • 3.8 wooded acres: Peaceful setting w/stream, Richmond Co.—$29,950 • 1.7 acres, water-access, area of fine homes—$39,599 • Waterfront Cheap land/community amenities—$58,400 • Water-access Cleared, central sewage access—$10,500 • Waterfront 2.13 acres, gravel drive, homesite cleared. $158,000 • Rappahannock River view - almost 1 acre, perked, 2 sheds—$29,500 • 2 nice wooded building lots - 1 Acre = 21k and 2 acre = 25k • 3 Acres suitable for townhomes - only 45k • 1 AC, perked, central water, owner financing, owner/agent - $27,400 • Water-access lot with septic installed - $25K • Great Water-Views, 2 acres, area of fine homes - $94,500

Tappahannock

• Colonial in excellent location • Basement, garage, potting shed • 2 beautiful lots • Very convenient to town $219,500

Little Wicomico River

NEW Craftsman style home w/all the modern conveniences: hardwood floors, ceramic tile, lots of glass, gas log fireplace, beautiful moldings, office, den, jacuzzi tub, large walk-in closet & deck. Located on protected water offering a pier, rip-rap shore, deep water & great views! $499,000

RESIDENTIAL & COMMERCIAL RENTALS - CALL FOR DETAILS

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Say You Saw It In Real Estate Review

Office: 804-529-6901

Hilane Evans 804-529-7833 Email: hilane.evans@verizon.net http://www.northernneckvirginia.com

BAY QUARTER SHORES, HEATHSVILLE, VIRGINIA COMMUNITY SAND BEACH & FISHING PIER

C O M M U N I T Y B O AT R A M P

BAY QUARTER SHORES COMMUNITY AMENITIES – POOL, SANDY BEACH, PIER

WATER ACCESS HOME IN BAY QUARTER SHORES - $79,000 Remodeled 1064+/- sq. ft. manufactured home, spacious rooms & closets.Stove, refrigerator, washer/dryer, new central heat/air, new laminated flooring. New Pella windows, new quality raised panel doors, back and front decking. Water access privileges on the Potomac River, Cod Creek, and Presley Creek.Sand beach, ramp, swimming pool, tennis, nature trails, playground, 2 piers. Adjoining lot available for $25,000, if purchased with this property. Owner/agent

WATER ACCESS 2 BEDROOM, 2 BATH HOME IN BAY QUARTER SHORES - $59.000 2 bedroom home, bonus room, 2 full baths, living room, kitchen. Range, refrigerator, washer and dryer, window air conditioner, oil heat. Large entertainment deck with a nice shade canopy, detached storage building. Landscaped grounds include beautiful trees, azaleas, dogwoods, red maple. Access to sand beach, pier, ramp, clubhouse, play ground, tennis, trails, & pool. Located in popular Bay Quarter Shores, Heathsville, Va. Owner/agent

WATER ACCESS HOME ON 3 LOTS WITH 24’x26’ GARAGE (BQS) – $95,000 Cozy 2 bedrooms, 1 full bath mobile on .87 of an acre in Bay Quarter Shores. Spacious kitchen and spacious living room, electric heat, window air. Washer and Dryer, 24x26 finished garage and a small storage shed. Waterfront privileges on the Potomac River, Cod Creek, and Presley Creek. Sand beach, boat ramp, swimming pool, tennis, nature trails, playground. 2 fishing piers, and club house for $225 per year. Owner/agent

ADORABLE REMODELED BUNGALOW – LOTTSBURG - $129,000 Totally remodeled bungalow with 2 bedrooms, bonus room, & full bath. All new kitchen, bath, windows, walls, electrical, and plumbing. Beautiful new laminate wood flooring and Berber carpet in the bedrooms. New central air/heat pump, new warm vinyl siding, new coordinated roof. 12 inch tiles in bath and laundry room. Near shopping, marinas, restaurants, Churches. Perfect starter or retirement home. Seller related to Realtor.

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Say You Saw It In Real Estate Review

BERTRAND "REYNOLDS FARM ROAD" CA 1964 Renovation just completed. Well laid out with 3 bedrooms, 2 full baths. Large combination family room and kitchen. High paneled wainscoting in living room. Nice .862 acre lot not far from the Rivah. 1600+ square feet. New roof and heat pump. Excellent value at only $175,000.

GRAVEL HILL "WEST'S TAVERN & STORE CA 1799 & 1840 2 early places used as one, 18th Century store/Post Office & 19th Century Tavern. Charming & elegant located in rural historic district-village of Gravel Hill. Original floors, woodwork, doors, & mantels. Nine fireboxes. Porches, brick walkways thru several gardens w/fountains. Many boxwoods & large trees on 3.92 acres. This is a great value at $350,000.

WARSAW "BELLE VILLE" CA 1830 Elegant, mostly restored, two story on English basement. Original woodwork, floors, mantels, plaster, etc. on 23.15 acres. Several restorable outbuildings. 6 relined fireplaces. 2 kitchens. 3 baths. 3,740+/- sq. ft. High ceilings $595,000

LI NE ST W IN G

KING GEORGE "MT. STUART" CA 1795 Exquisite woodwork & mantels. Large rooms, high ceilings revolve around grand hall with circular stairs designed by Wm. Thornton, architect of the US Capitol. 7 working fireplaces. Pocket doors between parlors. 24+ acs. surrounded by forest. Original windows & doors with H & L hinges. 2 bedroom Guest House. Barn, smoke house, run-in, dog kennel, woodshed, pool, tennis court $995,000

HOT SPRINGS "THE YARD" CA 1825 Tudor Revival estate overlooking the Homestead. 25 rooms. 13 bedrooms, 10 baths, 3 halfs in 14,440 s.f. 50X21 parlor, 30X20 two story library. 7 fireplaces. Great kitchen w/gas range, Zero frig & freezer, granite counters, glass cabinets. Entry into circular w/circular stair. 25X18 master w/19X16 office attached. Eng. courtyard. 12+ acs, $2,995,000

CHESAPEAKE "LISLE LINDSAY HOUSE" CA 1850 Mostly restored Greek Revival. Has unusual fluted columns that narrow as they rise. Exquisite woodwork. High ceilings. Four fireplaces. 3 bedrooms. 2381 s.f. 2 acs. Still has most of its original components. Not far from everything but in a neighborhood. Has been in the same family since built. $350,000

FREDERICKSBURG “BRUCE-COAKLEY HOUSE” CA 1843 Freshly painted exquisite Greek Revival. High ceilings. Elegant woodwork. Original doors, locks, shutters, mantels, woodwork, pocket doors. Heart of Pine floors. 8 relined FP’s. Large rooms 7 BR’s possible. 3 full & 2 half baths. 4,451± sq. ft. Formal garden. In downtown historic district. $699,000.

GREENVILLE "ROBERT STEELE HOUSE" CA 1829 Mostly restored brick Federal with three fireplaces. Charming & quaint on a nice lot in small country town. Elegant original mantels, floors, some windows and doors. 3 bedrooms. Lovely patio & gardens with view of the mountains. Rare corbelled cornice. Useful outbuilding. $225,000

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Say You Saw It In Real Estate Review

Jane Brothers Ludwig Ruby and Diamond Award Winner (804) 436-6341 or 435-0140 98 N. Main St. Suite 100 Kilmarnock, VA 22482 website: www.janeludwig.com email: jane@janeludwig.com

HIDDEN COVE TABBS CREEK Fisherman ready 1.5 acres with pier to 4'Âą MLW Boat Lift, cleaning station with water, power. 2 car garage and with work shop, generator and more. 3 bedroom and 2 baths. $395,000

BAY QUARTER SHORES 3 bedroom 1 1/2 bath hideaway cottage on 3 lots with a total of 2.12 +/- acres with almost 400' on Cod Creek 3 +/- MLW. Nice creek view. Pier and boat lift. Glass porch over looking the water. Located not too far from the Club House and pool, Boat ramp and pier - BUT far enough!!! Price REDUCED to $295,000

POND FRONTAGE Located in the Huntons with deeded access to the Corrotoman River. Large 3 bedroom and 3 bath home with half basement. Porch and decking. Go Green with lots of shade Trees. $240,000

RICHMOND COUNTY Central location for all of the Northern Neck Counties 3 Bedroom plus office Dutch Colonial Blt 2004 LIKE NEW - living and dining rooms with large family room - deluxe kitchen. PRICE REDUCED TO $299,500

COMMERCIAL LOTS IN OR NEAR KILMARNOCK Dupont Hwy $229,000 Irvington Rd $395,000 Harris Drive $590,000

NEED A PIER??? If you have a boat in need of a pier this Myer Creek lot includes pier to 4 1/2' +/-, in NEW WELL and electric service on the property. NO RESTRICTIONS but NO House either. .293 +/- acre. $99,500

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Say You Saw It In Real Estate Review

Martha Crandall Smith ABR, SFR, Associate Broker

Tara Donahue 98 N. Main St. Suite 100 Kilmarnock, VA 22482 Office (804) 436-1287

ABR, SFR, Associate Broker (804) 761-5392

(804) 436-6261

WHITE STONE Rappahannock River 3 Bedrooms $669,000

LANCASTER Bank owned on 3.6 +/- acres 3 Bedrooms $64,900

HEATHSVILLE Water Access 3 Bedrooms $363,000

MOLLUSK Lots of Potential 3 Bedrooms $65,000

RESIDENTIAL LOTS LANCASTER COUNTY Inland Lots Weems - .975 acres +/Mollusk - 1 acre +/Irvington - 1.5653 acres +/Irvington - 2.0279 acres +/Morattico - 2.884 acres +/Kilmarnock - 3.538 acres +/-

$15,000 $19,500 $34,995 $39,995 $59,000 $75,000

Waterfront Lots Morattico - 2.557 acres +/White Stone - 2.461 acres +/White Stone - 2.044 acres +/Ottoman - .951 acres +/Lively - 8.88 acres +/White Stone - 14.30 acres +/-

$145,000 $154,000 $174,500 $175,000 $186,000 $450,000

Waterfront Lot Kilmarnock - 3.31 acres +/-

$149,000

NORTHUMBERLAND COUNTY Inland Lot Heathsville - 16.352 acres +/-

$250,000

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Say You Saw It In Real Estate Review

Charlie Stuart 804-761-0980 (Cell) 804-493-1888 (Office)

ÂŽ

EXIT MID-RIVERS REALTY

GLEBE HARBOR: *Waterfront in Premier Community. Fantastic Price*. Great vacation or year-round home on the water. Move-in condition, has wraparound porch for enjoying local steamed crabs or just taking it easy. Well, if you think it doesn't get any better than this, how about 3 lots totaling over one acre. All for $254,900. Call Charlie Stuart 804-493-1888 or 804-761-0980.

DOLEMAN LANE: Nice permanent, vacation or hunting GLEBE HARBOR: Lovely Colonial in Glebe Harbor, a cabin, country setting and 2.5 acres. Close to public boat popular waterfront community in the heart of the Northern Neck with clubhouse, pool, beaches and boat landing, great hunting and fishing. $149,000. ramp. 3 Bedrooms, 2.5 baths with granite counter tops, open floor plan, and large master bath. $160,000.

STRATFORD HARBOUR: Raised Ranch with 3 bedrooms/2 baths, large unfinished basement, 1 car garage, and a private back yard on a quiet dead end street. Close to community beaches, pool, and clubhouse. $145,900.

CLASSIC SHORES: Very nice cape cod with 3 bedrooms and 2 baths in the golf cart community of Classic Shores. Privacy fence and deck ideal for outdoor barbeques. $164,900.

www.northernneckhomes.net â&#x20AC;˘ www.exitmidrivers.com All Offices Independently Owned and Operated

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Say You Saw It In Real Estate Review

George Runkle 540-273-2208 Georgerunk@verizon.net

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

COME TO THE WATERFRONT COMMUNITIES OF THE NORTHERN NECK FOR BOATING, SWIMMING, THE BEACHES AND RELAXING. CLOSE TO FREDERICKSBURG, DAHLGREN AND SOUTHERN MARYLAND. Almost new home on 3.14 acres. Direct access from the property to one of the community ponds for kayaking, canoeing & fishing. Boats ramp near the home with direct access to the Great Wicomico River. Close to Heathsville. $224,900 Large new Colonial on corner lot in a great waterfront community w access to the Potomac River & a 110-acre fresh water lake. Grand foyer w/cherry hardwood floors & incredible interior features. Short walk to lake pier & floating swimming platform. Community has clubhouse, olympic-sized pool, 2 beaches, marina, & more. $329,900

Fantastic waterfront home. Shows like a model. Great views across Potomac. Pier. Beautifully landscaped. Large Master Bedrm w/sitting room. Community has 2 beaches, 2 boat ramps, clubhouse, pool, 110-acre fresh water lake & more. Finished basement w/additional rooms. $579,900

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

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Say You Saw It In Real Estate Review

George Runkle 540-273-2208 Georgerunk@verizon.net

速

EXIT MID-RIVERS REALTY

Chris Mundy 301-651-3375 ChristineMundy@MRIS.com

One of a kind waterfront home w/nearly 10,000 sf of living space. Property is on Taylors Creek leading into the Corrotoman River & Rappahannock. Community boat ramp. Almost $300,000 BELOW county assessment. Has workout room w/jacuzzi & sauna; media room, large master bedroom w/2 bathrooms; offices, library area, 6.5 bathrooms & so much more. Near two golf courses. $1,399,000

Incredible waterfront home in an even more incredible setting with expansive waterviews. Direct access to Potomac in small boats from back yard. Larger boats may use boat ramps. Beautiful. Very nice waterfront community w/voluntary HOA. Amenities include pool, beaches clubhouse & boat ramps. $449,900.

Stunning waterfront property. Shows like a model. Many upgrades. Downstairs master bedroom. 70 ft pier w/boat lifts; 300+ ft of waterfrontage; 1.45 acres; detached 2-car garage; large bonus room & so much more. Community has 2 boat ramps, 3 beaches, clubhouse, large pool & voluntary POA. $589,900.

We have numerous lots and home listings throughout the Northern Neck to fit any budget. Call us!!! 15034 Kings Hwy, Montross, VA 22520

PAGE 20

Say You Saw It In Real Estate Review

Teresa Russ,

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

WESTMORELAND COUNTY - CABIN POINT - GREAT BUY ON A NICE HOME ON BEAUTIFUL POTOMAC RIVER - WALKING DISTANCE OF BEACH - $449,000

RICHMOND COUNTY - SHARPS WATERFRONT - 2.79 ACRES WITH 17 BOAT SLIPS - $259,000

WESTMORELAND COUNTY - CABIN POINT WATERFRONT .259 ACRE - $229,000

NORTHUMBERLAND - BAY QUARTER SHORES 3 BR, 2 1.2 BA CAPE COD HOME IN GREAT WATERFRONT COMMUNITY WITH LOTS OF AMENITIES - $255,500

WESTMORELAND - COLES POINT - RAGGED POINT 2 BR, 1 BA BEACH COTTAGE WITH WATER ACCESS TO POTOMAC RIVER - $108,000

COLONIAL BEACH - BEACH BUNGALOW - UPDATED INSIDE RIGHT ON BEACH AND BOARDWALK - GREAT PLACE FOR A WEEKEND GET-A-WAY LOTS OF ACTIVITY IN COLONIAL BEACH - $389,900

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

Say You Saw It In Real Estate Review

Teresa Russ,

PAGE 21

ABR

Sales Associate

(804) 472-3756 (Home Office) 804-339-2923 (Cell)

EXIT MID-RIVERS REALTY

DRIFTWOOD RESTAURANT - COLES POINT - OWNERS WISHING TO RETIRE GREAT OPPORTUNITY TO OWN YOUR OWN BUSINESS - BEEN IN FAMILY FOR OVER 25 YEARS WILL GIVE NEW OWNER FAMILY RECIPES - $525,000

TAPPAHANNOCK - RAPPAHANNOCK RIVER WATERFRONT - VIEW IS UNBELIEVABLE Quality home along waterfront of fine homes - 4 Bedrooms, 5 garages (1 attached) (4 detached) Convenient to stores and restaurants. $895,000 Make An Offer

ESSEX COUNTY - TAPPAHANNOCK - COMMUNITY OF FINE HOMES - BEAUTIFUL 3 BR, 2 BA HOME OVERLOOKING LAKE WITH AN ABUNDANCE OF WILDLIFE; FANTASTIC LANDSCAPING, EVERYTHING IS NEAT, CLEAN AND WELL MAINTAINED - DON'T MISS THIS GREAT OPPORTUNITY $259,900

NORTHUMBERLAND - BETZ LANDING 13.06 ACRES - LOT 1 - 800 FT ON STREAM GOING OUT TO GREAT WICOMICO - $139,000

WESTMORELAND - STRATFORD HARBOUR LOTS $32,000 RICHMOND COUNTY - FARNHAM - 13 ACRES - $121,900 NORTHUMBERLAND COUNTY - BURGESS - 4 ACRES $47,900 NORTHUMBERLAND - BAY QUARTER SHORES TO 3 LOTS - 2 ENGINEERED PERKS - $60,000 WESTMORELAND - RAGGED POINT - 3 LOTS - $47,000 KINSALE WATERFRONT LOTS - $199,000 AND $299,000

email: tjruss@northernneckhomes.net www.northernneckhomes.net • www.exitmidrivers.com

PAGE 22

Say You Saw It In Real Estate Review

JEFF BROOKS 804-445-1395 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: jeffbrooks@hometownrealtyservices.com

ESSEX COUNTY ~ Rappahannock River waterfront 4 miles North of Tappahannock. 3 bedroom, 2 bath brick rancher with sunroom, sand beach and a beautiful view. Reduced…$325,000.

KING WILLIAM ~ 9856 W. River Road ~ 3 bedroom, 2 bath recently remolded home on 5 wooded acres 1 mile from 360 on West River Road. A must see. Asking…$159,000.

3 bedroom, 2 1/2 bath brick rancher with full walk out basement situated in a quiet country setting 10 minutes from St. Stephens Church. Home features a first floor master, a new roof, replacement windows, formal dining and living rooms, hardwood floors, a finished basement with masonry fireplace and 1/2 bath. Asking…$199,950.

MATTAPONI RIVER WATERFRONT LAND ~ King & Queen ~ 52 acres fronting for 2,864 ft. on the Mattaponi, mature hardwoods, marsh cove for duck hunting, pier, boat ramp, 5 minutes from Rt. 360 at St. Stephens Church. Asking…$529,500.

544 FAULCONER CIRCLE ~ 2478 sq. ft. rancher in the heart of Tappahannock. Home features 4 bedrooms and 2 1/2 baths, a large family room, sunroom, formal living room, masonry fireplace, hardwood floors, ample storage and convenience. Asking…$184,900.

TAPPAHANNOCK ~ 1600 sq. ft. 3 bedroom, 2 1/2 bath rancher with sun porch and attached garage conveniently located in the town of Tappahannock. Property features a masonry fireplace, walk-in closets, a formal dining room, ceramic tiled baths, a new roof and more. Reduced…$195,000.

ESSEX COUNTY ~ Remodeled 4 bedroom rancher 10 minutes from Tappahannock features replacement windows, refinished hardwood floors, new kitchen cabinets and appliances, and new bath fixtures. Asking…$149,000.

KING AND QUEEN ~ 323 GREENBRIAR ROAD, WALKERTON VA. ~ 2639 sq. ft. new custom built rancher situated on 13.7 acres. Home features, hardwood floors, a central vac., a Rinnai hot water system, custom cabinetry and trim, a stone fireplace, a wet bar, a large great toom a high volume artesian water system and open acreage, perfect for the horse enthusiast. Asking…$449,500.

TAPPAHANNOCK ~ RIVERSIDE CONDOMINIUM ~ 2 bedroom, 2 bath unit features a large family room, generous closet space, additional storage, a balcony, a pool, a pier, covered parking and a sand beach. Asking...$299,000.

KING AND QUEEN ~ 10702 Richmond ESSEX COUNTY ~ New Construction - Tappahannock Hwy.~ 3 bedroom 1 1/2 bath brick 1400 sq. ft. 3 bedroom, 2 bath rancher on a 1 cape situated on 2 acres 2 miles East of St. acre lot only 10 minutes from Tappahannock. Stephens Church on Rt. 360. Home features refinished hardwood floors, wide base and trim, a Asking…$159,000. masonry fireplace, new vinyl, paint, gutters and more. Asking…$164,500.

PAGE 23

Say You Saw It In Real Estate Review

Barbara Thomas 804-445-5461

“The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: barbarat@hometownrealtyservices.com www.barbarapthomas.com

591 WALLACE STREET WARSAW, VA Absolutely stunning home offering many tasteful updates on a beautiful 1.54 ac wooded lot sloping to a stream on the back and situated in a subd (Briarhill Woods) of other nice homes in the town of Warsaw. 3022 sq ft full dormer cape - 1260 sq ft full fin basement w/kit. & full bath - lots of storage - granite counters in kit. & ma bath huge master suite w/2 oversized closets, sitting area w/FP - large shower - sep jetted tub. Other features: new architectural shingle roof (2008), new Ranni tankless waterheater (2008), new carpet & villa stone tile (2009), new paint throughout (2009), 2 zone central heat & air, ceiling fans throughout, laundry rm upst, 2 car side entry attached garage, multi-level deck, walk-out fin basement, fenced dog run, intercom sys, central vac, emergency generator sys, skylights, kit. has undercab. light - 2 pantries. ASKING $429,000.

121 CHEROKEE RD MILLERS TAVERN, VA Perfect home for commuter to Mechanicsville or Tappahannock where you will find hospital, shopping and services. This 3 bedroom home has been updated in the LR, DR, kitchen and main bath. Very spacious rooms and an attached one car garage. Quiet neighborhood of nice homes. A must see!!!! ASKING $164,900.

16375 TIDEWATER TRAIL “WINTER VIEW” TAPPAHANNOCK Sitting atop a hill overlooking fields and the Rappahannock River this home offers 2160 sq ft + 1440 sq ft in Basement - 4 bdrms - 2 1/2 bths - Walk-out Basement to Carport - Wood Stove and Workshop in Basement. 1st Flr: LR w/gas log FP - DR - Large bdrm - office - Kit. 2nd Flr: 2 large bdrms - office/exercise rm Large walk-in closet - Hardwood Flrs - 1.85 ac Must see! ASKING $242,900.

PAGE 24

Say You Saw It In Real Estate Review P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 (804) 443-0067 - (800) 443-4707

PAT GATEWOOD “The Exceptional Exception”

(804) 443-5639 • (804) 339-5721 patg@hometownrealtyservices.com Website:www.PatGatewood.com

1109 SETTLERS LANDING DRIVE, TAPPAHANNOCK, VA Great 2-story townhouse with 3 BR, 2 1/2 BA, living room, kitchen with dining area. Major retail stores and restaurants just blocks away. Fitness Center, hospital, Hobbs Hole Golf Course - all within minutes. Low maintenance and HOA covers exterior & common areas. Seller offering $2,000 towards closing costs. Priced at $139,000. Call Pat today for an appointment to see this great listing! NEW CONSTRUCTION! Buy it now and you can pick colors, fixtures, appliances, flooring, etc. Lovely rancher on a 1.65 acre wooded lot in Poplar Springs Subdivision, convenient to all town amenities, hospital, fitness center, and river. Features 4' hallway and handicap accessibility in master bath. Construction is starting right away. Priced at $238,000. Call Pat for more information, floorplan, etc.

217 DUKE STREET ~ TAPPAHANNOCK, VA Quality-built 2,223 sq. ft. cape cod lo cated in beautiful historic Tappahannock. Features pine floor, wide moldings, 9 1/2 foot ceilings. Zoned business/limited, but can be used as a home business/residence. Currently being used for a chiropractor’s office. Great investment opportunity. Reduced to $345,000. Call Pat today for an appointment to see this great listing.

LOTS FOR SALE 1623 STONES ROAD, WALKERTON, VA Great home for the 1st Time Homebuyer, Retiree, or Investor. Eligible for the $8,000 1st Time Homebuyer Tax Credit. 3 BR, 1 BA totally renovated 1104 sq. ft. rancher located on Stone’s Road just off of Walkerton Landing Road. Just 15 miles from Tappahannock and 3 miles from Walkerton. New fixtures and all new kitchen appliances. Reduced to $147,000. Call Pat today for a showing!

CRICKET SHORES, KING AND QUEEN COUNTY, Water access to York River. 2 LOTS - $26,500 each or both for $49,950. Call Pat for more information. 1+ acre building lot in River Oaks Subdivision with water access - $29,500 Call Pat for more information.

Don’t forget the opportunity to receive a $8,000 1st time Homebuyer Tax Credit! Expires April 30, 2010

PAGE 25

Say You Saw It In Real Estate Review

Patti Minor

Cell: (804) 445-5465 1-804-443-0067 or 1-800-443-4707 “The Exceptional Exception”

P.O. Box 2576 • 521 Church Lane Tappahannock, VA 22560 e-mail: pattim@hometownrealtyservices.com www.pattiminor.com

Spring Into A Great Deal! TOWN OF TAPPAHANNOCK/OLD BAGBY HOTEL - Commercial Storefront totaling 8,577 Sq. Ft. on Historic Prince Street & Water Lane with Four Retail/Office spaces, Four One-Bedroom Apartments, Warehouse & Basement. Become a part of revitalizing Downtown Tappahannock! Priced at $350,000. Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/COMMERCIAL - Great corner location in area of high traffic visibility! Located corner of Church Lane (Rt. 17 & Rt. 360) & Prince St. in the heart of downtown historic Tappahannock. Three rental spaces totaling 3,534 Sq Ft, w/vacant lot for future development or addtl parking, Town water & sewer. Asking $795,000. 3 parcels/subdividable. Call Patti Minor, (804) 445-5465.

ESSEX COUNTY/KINO AREA - Almost new maintenance-free Rancher in country setting on 1 Acre located 8 mi. from Town of Tappahannock and Town’s amenities. Boasting 3 BR, 2 BA, Great Rm. w/vaulted ceiling, all appl., deck, shed, fenced-in back yard & still room for a big garden! Asking $159,000. Call Patti (804) 445-5465.

TAPPAHANNOCK AREA - Cozy Rancher with 3 BRs,1 BA, Wall to Wall Carpet, eat-in kitchen, central heat/air, full basement & 2-Car Garage. Lovely partiallywooded lot with fruit trees & room for garden. Convenient to Hospital & Town’s amenities. Reduced to $119,000. Call Patti (804) 445-5465.

MATTAPONI RIVER WATERFRONT - Secluded, wooded 52 Acres fronting 2,864 Ft. on the Mattaponi River at Historic Jones Landing. Mature woods full of wildlife, protected marshland cove off River for waterfrowl hunting with a blind already in place, new pier, boat ramp & deep water. Minutes to Rt. 360 at St. Stephens Church and convenient to I-95 and I-295. Priced at $529,500. Call Patti at (804) 445-5465.

WESTMORELAND COUNTY/CABIN POINT - Wooded 1.9 Ac. Waterfront Lot in serene cove of Cabin Pt. Creek with short run to Potomac River. Perked for 4 BR Home. Community Amenities-Pool, Clubhouse, beach, boat ramp & playground. Asking $149,900. Call Patti Minor, (804) 445-5465.

TAPPAHANNOCK AREA - 1.14 Acre Waterfront Lot on the deepwaters of Piscataway Creek with short run out the Creek to the Rappahannock River. Wide Creek views, great fishing & sunsets! Reduced to $144,500. Call Patti (804) 445-5465.

TOWN OF TAPPAHANNOCK/LAKEFRONT - 1.3 Wooded lot in small In-Town Subdivision with 225 ft. frontage with bass, crappie & brim. Close to all of Town's amenities. Reduced to $99,000. Call Patti (804) 445-5465.

NORTH ESSEX COUNTY/FIXER UPPER - Roomy 3/4 Bedroom Home on 24 Acres of pasture, some fencing, big barn, sheds, small pond on rear of property. Perfect for small farmette! Possibility of additional home-site. Being sold in “as is” condition. Short run to Fredericksburg, Dahlgren, & Tappahannock. Reduced to $195,000. MAKE AN OFFER. Call Patti (804) 445-5465.

COMMERCIAL LOT IN HEART OF TAPPAHANNOCK’S BUSINESS DISTRICT - Size - 0.874 AC. High Traffic Count Area, close proximity to Walmart, Lowe’s, 2 Strip Malls, Restaurants, Golf Course, Fitness Center & Hospital. Town utilities available. Priced at $229,000. HISTORIC AREA OF TAPPAHANNOCK - Storefront space for Rent. WHITE OAK VILLAGE SHOPPING CENTER - 3 Storefront Spaces for rent. Two Spaces - 1,640 Sq. Ft. Each. One Space - 4,160 Sq. Ft. CALL PATTI MINOR (804) 445-5465.

COMMERCIAL SALE/LEASE

PAGE 26

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 â&#x20AC;˘ Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

COLES POINT WATERFRONT

E UC

GORGEOUS SUNSETS & VIEWS OF WATER TOO!

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

This home offers great views, long and wide. Brick home with 2 car attached garage and detached 30 x 40 workshop.Three bedrooms, 2 1/2 baths, sun room, living room, and master bedroom overlooking water with decks. 5.39+/- acres nicely landscaped. $595,000

WESTMORELAND COUNTY -This is two houses in one. You can have two families with each having a private home. 7 bedrooms, 4 full baths and 1 half bath with 2.25 acres near Hague and Drum Bay. Water access is nearby. $395,000. -This property can also be purchased with 31 + acres for $495,000 and you will have plenty of privacy.

WESTMORELAND COUNTY

E UC

This 2 BR, 2 bath house has been updated. Great view of Lower Machodoc. New rocked seawall, new pier with 4' MLW. Good neighborhood, nicely landscaped with beautiful lawn. $489,000

E UC

MONTROSS New roof, new windows, new paint job, 3 bedrooms, 2.5 baths on .90 acres. Detached 2 car garage, 22x24 and block building, 20x40. $189,000

WESTMORELAND COUNTY Mobile home with open floor plan, Kitchen with Stainless appliances and Breakfast Bar. Family Room has fireplace and built-in cabinets. Master bedroom has walk in closet, Full bath with large tub and separate shower on 2 acre lot in a quiet country area. $129,900

318 ST. PAULS ROAD ~ WARSAW 9.15 ac. with double wide 1710 sq. ft. Second home is farm house that needs some work. 4 bedrooms and 2 baths, most of land is open. Pole shed. Great property for investment. $225,000

PAGE 27

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

WATERFRONT Great views of the water with this like new home in excellent condition and beautifully landscaped. First level kitchen, dining room, living room, 2 1/2 baths, 2 master bedrooms, huge deck. Lower level has kitchen, living room, bedroom and possible second bedroom or office, full bath. Porch, pier with 3' MLW. 3 car garage with automatic door openers, insulated, heated and cooled with heat pump. 2 sheds, carport, and paved drive. $495,000

WESTMORELAND COUNTY Just Listed. Two story cape cod with 4 bedrooms, 2 baths. Eat-in kitchen. New paint and carpet. Close to Fredricksburg and Dahlgren. $179,000

C DU

WHITE SANDS HARBOR ~ This 2 Bedroom, 2 bath home is custom built with many up grades. you have to see it inside to appreciate the quality. Amenities include: sand beach, boat ramp, and picnic area. $175,000

CABIN POINT ~ WATERFRONT Great condition, 3 bedroom, 2 bath home with wide long water view. Home comes furnished, screened porch, deck on water, pier with boat lift. Great Vacation or full-time home. $399,000

RICHMOND COUNTY Victorian two story home in good condition with 7.17 ± acres. Three bedrooms, 1 1/2 baths, hardwood floors, just painted, new range, 2 new heat pumps, new water heater and large shed. $239,000

PAGE 28

Say You Saw It In Real Estate Review

Serving The Northern Neck Area

HUTTREALTY, Inc.

Member MLS and MRIS Box 66 • Montross, VA 22520 WE AIM TO PLEASE!!

Charlotte H. Hutt - Owner - Broker

O: 804-493-8994 H: 804-493-9003 FAX 804-493-8968

E-mail: charlotte@huttrealty.com Web: huttrealty.com

Member Multiple Listing Service

GLEBE HARBOR - WESTMORELAND CO. ~ $369,000 Great for weekend or year around Home. 3 BR, 2 BAs on 1 1/2 Lots. Great views of water. Lots of wildlife. Great fishing and crabbing. Large Deck overlooking water.

MONTROSS This Building was a furniture Store. It could be used for commercial or industrial. Has a office and lots of space. $350,000

This two bedroom Mobile home is like new w/nice pier wired for boat lift, MLW. Good fishing & crabbing. Great Views, with double car port. Shed w/electric. Loading & unloading for small boats & jet skies. Within 5 min. Best fishing in Potomac. Protected creek, straight across from St. Mary’s Md. $259,000

COLES POINT Two story cape cod with four bedrooms and 2 baths. Ready to move in, part-time or full time residence. Close to marinas, restaurants, great fishing and crabbing. $249,000

C DU

WATERFRONT ~ $249,000

NORTHUMBERLAND COUNTY

This is one of three lots available on the Lower Machodoc, Potomac River. Rare Find. Lots with Water Depth, Sand Beach, Rocked Bulkhead, Wide & long views, protected shoreline, evening sunset. Great Value!

This is a great lot with 900'+ waterfront, pier. 5+ ft. MLW. $450,000

U ED

WESTMORELAND CO. ~ $1,995,000 Waterfront - 2,000 ft. 34± acres - farm buildings. 85 acres open & 300+ woodland. Marketable timber, great hunting.

• • • • •

11.79± wooded acres with septic, well, & 2 bedroom travel trailer. Peaceful & quiet with lots of wildlife. $99,000

Westmoreland Co. 19.082 +/- acres with 10 acres open and on paved road. Suitable for horse farm. $129,000 Westmoreland Co. 42.64 +/- acres, mostly open and being farmed. $215,000 Westmoreland Co. 10.729 +/- acres. open and wooded. Great for a nice private home. $79,500 Westmoreland Co. 131.21 +/- acres, open, level & wooded. $489,000 Kinsale. 20 acres of farm land with 7 acres woodland. Mobile home with three bedrooms, 2 baths which needs a lot of work. $219,000

PAGE 29

Say You Saw It In Real Estate Review Serving The Northern Neck Area

HUTTREALTY, Inc. Charlotte H. Hutt - Owner - Broker

Betsy Sisson

(O) 804-493-8994 • (H) 804-493-9003 (c) 804-450-1773 • (H) 804-472-2657 (Fax) 804-493-8968 Box 66 • Montross, VA 22520 betsysisson@huttrealty.com charlotte@huttrealty.com WE AIM TO PLEASE!! Member Multiple Listing Service Member Multiple Listing Service Member MLS

Waterfront Lot Westmorland ~ Currioman Landing

Montross - Westmoreland Co. ~ $295,000 Ranch split level home with 7 bedrooms, 4 baths. This was a lodge for years and housed many people. Cottage has 2 bedrooms and one bath. Second cottage has 2 bedrooms and one bath. Two car garage, large fireplace with has logs. Well maintained. Great Price!

2.58 acres $429,000 MLS #: 84396 CALL BETSY

WATERFRONT LOT ~ COLES POINT Safe Harbor Landing, 2.53 acres, 217 ft Waterfrontage, $299,000 MLS#: 84395 CALL BETSY

New Waterfront Home-Stratford Harbour Bank Owned Property Reduced to $489,000 Westmoreland Co. ~ $675,000 112 acre farm with new modular home. Large machine shed with cement floor. 2800 sq. ft. 48 acres open land and 64.88 wood land with same timber.

SPACIOUS NEW HOME WITH WOOD FLOORS AND BEAUTIFUL WOODWORK. FINISHED WALKOUT BASEMENT WITH FIREPLACE & BATH. SPECIAL FINANCING AVAILABLE FOR QUALIFIED APPLICANTS. MLS#81135 CALL BETSY

Coles Point - Westmoreland Co. ~ $425,000 A like new commercial warehouse with a 3 bedroom apartment in one end. For sale or lease.

Waterfront - Westmoreland Co. ~ $449,000

HAGUE ~ REDUCED TO $199,900 Newly renovated, 3 BRs, 2 BAs. Lovely home with great floor plan. MLS#82664 Call Betsy

Immaculate Waterfront Cottage with detached Garage. Four Boat-slips with water and electric, private pier, deep water protected Branson Cove off Lower Machodoc. This upscale, newly renovated home features 3 bedrooms, 2 full Baths, family room with fireplace, Dining Room. Kitchen, Laundry room & Mud room.

BUILDING LOTS WESTMORELAND COUNTY GLEBE HARBOR 3BR PERC REDUCED TO $10,000 FIRM MLS#:83387 CABINFORD .78 ACRE 4 BR PERC $14,900 MLS#:83098 CALL BETSY

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PAGE 31

Say You Saw It In Real Estate Review

Byrl Taylor, CRS, GRI ASSOCIATE BROKER

804-356-7879 or 804-435-7840 byrlp@aol.com www.VaNorthernNeck.com Bay/River Office 434 Rappahannock Drive, White Stone, VA 22578

Urbanna • 3 BR, 2 Baths • Water Views • Corner lot • Walk to Town • Garage and Deck • $299,000 Byrl Taylor – 804-356-7879

Reedville • 3 Story Victorian • Outbuildings • Updated • Close to Marina • Slate Roof • $250,000 Byrl Taylor – 804-356-7879

Antipoison Creek • Deep Waterfront Lot • Minutes to Shopping • Pier, Boathouse, RipRap • Brick Rancher • Attached & Detached Garage • $625,000 Byrl Taylor – 804-356-7879

Chesapeake Bay • Beach Front Condo • Wide Water Views • 2 BR, 2 Baths • Community Amenities • Sand Beach • $267,000 Byrl Taylor – 804-356-7879

Stingray Point • Cozy Cottage • Fully Furnished • Water Views • Screened Porch • 2 BR, 1 Bath • $189,000 Byrl Taylor – 804-356-7879

• • • •

CALLAO - Quinton Oaks 3 Bedrooms • 2 Baths 2 Ac corner lot • Many upgrades Sun rm • Living rm Formal dining rm • $359,000 Byrl Taylor – 804-356-7879

We have money to lend.

Lois Dawson

Serving Lancaster County (804) 435-4156 ldawson@banklanc.com

Stephanie Self

Serving Northumberland County (804) 580-2211 sself@banklanc.com

Sonja Fletcher

Serving Richmond, Westmoreland (including Colonial Beach) & Essex Counties (804) 333-3693 sfletcher@banklanc.com

Margaret Eppes Curtis

Serving Middlesex, Mathews, & Gloucester Counties (804) 435-4133 mcurtis@banklanc.com

Our residential loan specialists can assist you with: Conventional Loans • Manufactured Homes • Jumbo Loans First Time Homebuyers • Cash-Out Refinance • Construction Loans Value-added services include a Fannie Mae underwriter on staff & no prepay on most products

Customer Care Center: (804) 435-1171 Or Toll Free: (800) 435-1140 www.bankoflancaster.com Member FDIC • Federal Reserve System

burgess • Call ao • colonial beach • Heathsville Kilmarnock • Montross • Warsaw • White Stone

PAGE 33

1-800-641-1263 www.bay-river.com info@bay-river.com

Waterfront Cape Cod in Westmoreland County

Custom-Built Home on 9+ Acres - New Price

Natural Setting on Nomini Creek

George English 804-761-5549

Teresa Vanlandingham 804-366-7591

George English 804-761-5549

$499,500

$299,950

$499,500

Quality New Construction in Northumberland County

Beautiful Lakefront Home in Essex County

Victorian Home in Historic Kinsale

Teresa Vanlandingham 804-366-7591

George English 804-761-5549

$205,000

$299,900

$245,000

Waterfront Home with Breathtaking Bay Views

Home on 5.5+ Acres with Access to Great Wicomico

3 BRs, 2BAs on Cod Creek w/ 150’ of Bulkheaded Shoreline

Larry Bahl 703-615-0375

George English 804-761-5549

$439,000

$299,500

$439,500

Affordable Waterfront with Many Amenities

Commercial Building in the Heart of Callao

Building Lot in Hills Quarter with Hook Ups Paid

Larry Bahl 703-615-0375

George English 804-761-5549

Larry Bahl 703-615-0375

$259,000

$489,500

$60,000

BROKERAGE • AUCTIONS • MARKETING • FINANCING

PAGE 34

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carter-realestate.com

Y TO A S EB E T K NU PEA I M SA E CH

• 2 Baths • 2.78 Acres Park Like • Sand Beach • Beautiful Views • Office/Den Setting • 150 Ft. Waterfrontage Looking into Bay • Formal Dining • 2628 Sq. Ft. Home Room • Pier • 3 Bedrooms NEW PRICE REDUCTION

• Fireplace • Gas Heat/Central • Sunroom w/Enclosed Air Glass Porch • Artesian Well • Living Room • Workshop with • 400 AMP Heat

• 2 Car Attached Garage • 2 Storage Sheds • Gravel Driveway •NOW $639,000

PAGE 35

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109 k ee r C

to y Ba

2.6 Acres 600 Ft. ± Waterfrontage 7 Ft ± MLW at Pier 3,529 ± Sq. Ft. Home 3 Bedrooms 2 1/2 Baths

es ut in M

• • • • • •

email: barrack@carterrealestate.com

on is o tip An

JIM & PAT CARTER REAL ESTATE, INC.

• • • • • •

Expansive Water Views Sun Room on water side Heart Pine and Hardwood Floors Large Screen Porch 28' x 28' Attached 2 car garage $898,000

RAPPAHANNOCK RIVER

w Ne

g in st i L

WHITE STONE • • • • •

7.2 Acres Half Wooded Sand Beach 180 ± Ft Waterfrontage $595,000

PAGE 36

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

e ic Pr

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com

d ce du Re

• 3723 sq. ft. home • 4 Bedrooms • 2 1/2 Baths • 20 x 20 Sunroom • Dining room • Office

• 2 Fireplaces • 3 ft. MLW • 2 Boat lifts • Rip-rapped • Water feature • Now $829,000

n io ct u d Re eek e r ic Pr an C w i Ne Ind

• Built in 1996 • 4 Bedrooms • 2 1/2 Baths • 2563 Sq. Ft. Home • 400 Amps Service • Handicap Friendly

• 800 Sq. Ft. 2-Car attached garage • Fireplace • 6 Ft. MLW +/• 347 Feet Waterfrontage

CORROTOMAN RIVER

• 1.47 acres • 1/2 mile from Town of Kilmarnock

• Now $539,500

NEW PRICE REDUCTION

• 966± Ft. Waterfrontage • 3.79 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit - 6 Ft. MLW • Wide Views • Close to Kilmarnock

• $498,000 NOW $375,000

PAGE 37

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com Sunset over Tabb’s Creek

Best Buy on the Chesapeake Bay Glorious view from the deck.

The house sits on a peninsula with views of sunrise and sunset!

Relax at the beach house!

• Year round vacation or retirement home • Secluded community facing Bay & Tabbs Creek • 10 mins. to golf or shopping, in White Stone & Kilmarnock • Handicap friendly MAKE OFFER • 2 BR, 1 1/2 BA

E IC ED PRDUC RE

Great boating just five minutes to the Rappahannock River. The deck will take you outside and down a gentle grade to the pier with 4 feet ± MLW. Central air and heat, two bedrooms and two baths. 30 x 36 three car garage with electric door openers. Beautiful views down Mill Creek with 250 feet ± of waterfrontage. Asking $399,000

• Office • Cathedral ceilings • Open Floor Plan • Sand Beach • FP, waterview from all rooms • Completely remodeled in “2006” •NOW $459,000

PAGE 38

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com

• • • • • • • • •

2.2 Acres 2200± sq. ft. Home 4 Bedrooms 2 Full Baths - tile 1/2 Bath - wood floors Built in 2006 400 amp Service 1st Floor Master Suite Walk-in Closets

E IC PR

! ED C DU RE

E D IC CE PR DU E R

L CE AR P E AT IV R P

• • • • •

Stainless Steel Appliances Cherry Kitchen Cabinets Corian Counter Tops Gas Fireplace Dining Area and Eat-in Kitchen • Recessed Lighting • Beautiful Stairway • Oak Floors

• • • • •

Screen Porch 2 Car Attached Garage Corner Lot Private 10 mins. from Town of Kilmarnock • No Association Dues • NOW $369,000

TOWN OF KILMARNOCK • 0.580 Acres • Built in 2003 • 1848 Sq. Ft. ± • 3 Bedrooms • 2 Full Baths • 1 Half Baths

• Crown Molding • Open Floor Plan • Brick Walk-way • Black Top Driveway • Now $239,000

D CE DU RE

• 3.67 Acres • Wooded Lot • Level Lot • Long Road Frontage

• 4 Bedroom Septic Letter • 15 mins from Town of Kilmarnock • Private Community • Club House

• Swimming Pool • Now $69,900

PAGE 39

Say You Saw It In Real Estate Review

LAWRENCE BARRACK 804-435-6161

TOLL FREE: 800-225-8298 CELL: 804-436-6109

JIM & PAT CARTER REAL ESTATE, INC. email: barrack@carterrealestate.com • • • • • •

0.53 Acre 4 Ft. MLW Shared Dock 242± Ft. Water Frontage Community Amenities County Assessment $212,100 • Asking $195,000

N TO R IL IVE W R F O K S TAN E V KA CO AN PI

TIPERS CREEK • • • • • • E IC PRTION W C NE DU RE

CORROTOMAN RIVER

5 ft. MLW 170 ft. Waterfrontage Wooded 1.62 Acres 3 Bedroom Septic Letter Asking $269,000

• 356+/- Ft. Waterfrontage • 5.72 Wooded Acres • 3 Bedroom Conventional Perk • Private • Pier Permit/6+ Ft. MLW • 5 Minutes from Kilmarnock • $439,000 NOW $355,000 PRICE REDUCED

APPROVED SITE PLAN TO BUILD 50 FT. FROM WATERS EDGE.

• 800± Ft. Frontage • Sand Beach • Wooded • 1.99 Acres • Sunsets • Now $395,000 PRIVATE 9.1 Wooded Acres 4 Bedroom Septic Letter Sandy Bottom Rip Rapped Looking Out into Bay County Assessment $562,800 • Asking $450,000 • • • • • •

PAGE 40

Say You Saw It In Real Estate Review

DOTTIE MACDONALD 1-800-296-1025 804-436-6659

JIM & PAT CARTER REAL ESTATE, INC.

email: dottiere@rivnet.net

447 CHESAPEAKE DRIVE ❖ WHITE STONE ❖ VIRGINIA 22578

BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957

WHITE STONE ~ WINDMILL POINT

R ED U C ED !

Wonderful New Tidewater Beach home with breathtaking views! This home is truly one of the finest and most tasteful homes built. The owners have spared no expense. Beautiful cabinetry, Marble counter tops. Wonderful windows to capture the beautiful wide water views! The Carriage house has a super capacity for autos & boats with guest quarters above. Pier with lifts. About 300' of SAND BEACH. $1,990,000.

GORGEOUS PIANKATANK RIVER VIEWS Wonderful Easy Living Home that takes full advantage of those gorgeous Piankatank River views. Great kitchen with granite counter tops and stainless steel appliances, four bedrooms and two baths. Beautiful fireplace in river room features lovely exotic wood surround. Large deck with sunken hot tub. Heated in-ground pool with new auto cover. Pier with two lifts. 4'+/- rip rap.

R ED U C ED !

Only $625,000

WHITE STONE ~ 4893 WINDMILL PT. ROAD Adorable 3 bedroom, 2 bath home that’s been updated but still retains the charm and sturdiness of A Sea Captain’s home. There’s a great bonus room up that captures those sea breezes coming off the Bay. Fairly new HVAC. Large deck overlooking beautiful perennial gardens. Two garages. Very private but convenient. Now $195,000

END OF LITTLE OYSTER LN. OFF RT. 695 ~ WHITE STONE ~ WINDMILL POINT Beautiful, private 1.6 acre waterfront lot in convenient and lovely area. Partially wooded and level. Looking into the Rappahannock River. 4 Bedroom perk, new driveway and rip rapped. Asking $350,000

WICOMICO CHURCH ~ NORTHERN NECK 3 acre wooded parcel with some pond frontage near historic West End Plantation - Pristine area. Owner financing… $30’s

RT. 646 WHITE STONE ~ TABBS CREEK Large waterfront farm that has been in the family for years in a great neighborhood. Some sand beach. Very nice views and good water depth, Owner Financing. Reduced to $335,000

BRIGHTWATERS SUBDIVISION WHITE STONE ~ WINDMILL POINT Two acre wooded waterfront lot in Brightwaters. Lovely high-end community with beach and pier. $155,000

EAGLE LANDING ~ KILMARNOCK AREA Beautiful large wooded parcels in a wonderful waterfront upscale community that features swimming pool, tennis, boating facilities and clubhouse for residents. Owner financing. $70’s

PAGE 41

Say You Saw It In Real Estate Review

Bruce & Jill Anderson 804-436-4022

804-436-5251

JIM & PAT CARTER REAL ESTATE, INC. BROKERS FOR UNIQUE PROPERTIES AND ESTATES SINCE 1957 4478 IRVINGTON RD ❖ IRVINGTON ❖ VIRGINIA 22480 www.AndersonBay.com

Carters Creek ~ $1,399,000. Glebefielde / Pool / Pier andersonbay.com/glebe.html

email us: land4u@andersonbay.com

Smith Point ~ $765,000. Bay Beach / Boat Ramp andersonbay.com/baybeach.html

Carters Creek ~ $650,000. Yopps Rd / 8' MLW / Site Plan andersonbay.com/yoppsrd.html

Carters Creek ~ $550,000. Edinburgh / The Green andersonbay.com/edinburgh.html

Antipoison Ck ~ $447,850. Clark Pt / 11 Ac / 4' MLW andersonbay.com/clarkpt.html

Chase Cove ~ $387,500. Carters Ck lot in Irvington andersonbay.com/chase.html

Potomac View ~ $319,000. Water Access / 3 BR / 2.5 BA andersonbay.com/potmacvw.html

Indian Creek ~ $299,000. Clifton Landing #18 / 5'+ MLW andersonbay.com/clifton.html

WBP Lot 7 ~ $297,000. Western Branch Corrotoman andersonbay.com/wbp7.html

Bells Creek ~ $185,482. River Ridge / 5 Ac. / 2 Lots andersonbay.com/riverridge.html

Condit Pond ~ $175,000. 3 Ac. / Potomac Beach Access andersonbay.com/ubv15.html

Greenvale Ck ~ $167,000. 2' ± MLW/ drive installed andersonbay.com/greenvale.html

Chapel Rd, Lively ~ $152,000. “As Is” 3 BR/1.5 BA 4 Sheds andersonbay.com/chapelrd.html

Tabbs Creek ~ $149,500. Cypress Farm #1 / Owner / Agent andersonbay.com/cypressfarm.html

Hills Quarter ~ $115,000. Mt. Jean #14 / Golf & Pool andersonbay.com/golfalot.html

ed ! Red uc

PAGE 42

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Lively - $124,900

Kinsale Well Maintained Home - $199,000

Joe Self

Callao - $269,000

D CE U D RE

Immaculate brick rancher offering Large Kitchen w/nice pantry & shelving, din3 BRs, eat-in kitchen w/pantry. Large LR ing room, living room w/gas logs, 2 baths, with hardwood floor and FP. Full bath, Berber carpet & tile, glass enclosed porch, carpet in bedrooms, central air & heat. partial basement with outside & inside Screened porch, separate garage and entrance. Detached carport & garage. adjoining vacant lot. Rear yard fenced. Ready to move in.

Commercial office with full basement with interior and outside entrances. Offers lots of options. High speed internet available. Upper level has been used as apartment rental in past. Owner/Agent.

Farnham/Richmond County - $79,000

Kingscote Creek - $300,000

Swimming Pool - Just $274,900

2 bedrooms, bath, living room, kitchen and nice screened porch. Yard w/mature trees. Large Storage Building offers potential. +/- 1 1/2 acres. IDEAL FOR FIRST TIME HOME BUYERS!

Waterfront home - two bedroom septic, cathedral ceilings skylights in Living Room, spectacular views of Kingscote Creek, pier, boat ramp, minutes from Potomac River.

Nice brick home on +/- 2.98 acres. +/- 1708 sq ft. 3 BR, 2 Bath, fireplace, in-ground pool, screened porch, Detached Garage.

Lottsburg - $99,000

Fleeton - Reedville - $200,000

Sandy Point on Potomac River - $349,000

Great view. Well maintained 3 BR plus bonus room Cottage offers creek water frontage as Large eat-in-kitchen, LR with fireplace. well as bay views. Great weekend manufactured home on +/- 3.17 acres. Two BRs, full BA. Property is within walking distance of get-a-way. Enjoy the views, water sports, Hwd floors. Large screen porch. fishing, boating. shopping and restaurant. Pier 3-4' MLW

WATERFRONT PROPERTIES Lot 73 - Northumberland Plantation $139,000 Lot 74 - Northumberland Plantation $139,000 Lot 87 - Northumberland Plantation $139,000 OFF WATER PROPERTIES 14.22 ac. - Coan Stage - $129,500 2.39 ac. - Coan Stage - $34,500 2.79 ac. - Coan Stage - $34,500

2 ac. - Great House Point Kinsale - $275,000

w w w. J o e S e l f R e a l t y. c o m

PAGE 43

Say You Saw It In Real Estate Review BOX 410, CALLAO, VIRGINIA 22435

(804) 529-6393 1-800-296-6393 joeself@joeselfrealty.com NORTHERN NECK A.R. Multiple Listing Service

Joe Self

COAN RIVER ~ GLEBE CREEK ~ DEEP WATER - $699,000

Sand beach • ±4.5 acres • Master bedroom • 2 guest bedrooms Walk-in Closet • Sunroom • Eat-in-Kitchen • Dining room • Living room 2 car attached garage • Skylights • HVAC - 2 zoned Floors insulated concrete/ceramic tile Pier - 2 boat lifts & 3 boat slips

Sand Beach Cottage - $425,000

Cottage offers unlimited waterviews of the Potomac River, Great room, screen porch, deck and patio area. Attached work shop. Close to marina. Must see!!!

Potomac River - $535,000

Immaculate Waterfront property offers wide and long view of the Potomac River and Chesapeake Bay. Originally built in 1915, Updated and addition added in `90’s. Great room offers panoramic views of Potomac. Screened porch spans most of the river side of home, partially fenced yard, pier, rip-rap. Located within walking distance of Marina and minutes from the Chesapeake Bay.

w w w. J o e S e l f R e a l t y. c o m

PAGE 44

Say You Saw It In Real Estate Review

Joey Self www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435 00

5 32

9 25

• Remodeled • Deep Pier

• Pine Walls • Fireplace

• Remodeled • Pier

• Landscaped • Workshops

9 39

9 22

• River Room • Vaulted Ceiling

• Private • Tree-lined Drive

• 1st Floor Master • Deck

• Bonus Room • Amenities!

1 $1

8 $1

• New Kitchen • 1st Floor Bedroom

• Stone/Brick • Richmond County

• Paved Drive • Screened Porch

• Fenced • Garage

• 1.69 Acres • Family Room Addition

• Garage • Opportunity

• 3 Bedrooms • Garage

• Screened Porch • Carport

Kinsale

6 $9

• 3 Bedrooms • New Range

• New Carpet • Nice Community

2 $1

• In Town • Garage

• Basement • Move-In

• Home or business • 6 bedrooms • Remodeled kitchen • 7,904 square feet ± • 4 1/2 baths • Asking $395,000 *****3 Kinsale building lots, starting at $49,000*****

PAGE 45

Say You Saw It In Real Estate Review

Joey Self www.JoeySelf.com

(804) 450-0858 (800) 487-8845

580 Northumberland Hwy. Callao, Virginia 22435

5 37

• Chesapeake Bay • Adorable

• Custom Built • Beach 00

9 64

• Family Retreat • Offers Everything

• Endless Views • Remodeled 0

• Skiff Depth

K& 45 $1

• 2 Acres

• Sheltered

• No Covenants

• Sunsets! • New Pier & Bulkhead

• Septic

• Deep Harbor

• Exclusive Community

• Kinsale

• Septic

2 $3

K 65 $1

• Long Views

5 47

9 64

• Water View

• Water

• Site Plan

• Conv. Perk

• 54 Acres

• Peaceful

PAGE 46

Say You Saw It In Real Estate Review

Mason Realty, Inc.

P.O. Box 58 Deltaville, VA 23043 804-776-9295

P.O. Box 188

• Saluda, VA 23149 804-758-2777

P.O. Box 517

• Urbanna, VA 23175 804-758-5372

www.masonrealty.com Call or write for a free brochure of all our listings!

PIANKATANK RIVER – Newly renovated 2 bedroom, 2 bath one story. Canal and river frontage. Boat ramp and sand beach access. Pretty views! $395,000

WAKE – Nicely kept 3 bedroom, 1 ½ bath ranch on lovely 2 acre lot. Mature landscaping, large trees, stream. Large 3 bay detached garage, additional 1 car garage /guest suite. Close proximity to public boat landing on Mill Creek. $259,500

HARTFIELD – 2 bedroom, 2 full bath home with garage. Deeded water access to Piankatank River – 3 boat ramps, sand beach, piers. $169,500

WHITING CREEK – Charming home situated on 2.3 acres with 600’ of water frontage… 3 bedrooms, 2 baths, garage, hot tub, wet bar, pier with boat lift. Large deck overlooking creek. Great views! Seeing is believing! $595,000

LAGRANGE CREEK – 4 bedroom waterfront home with hardwood floors. Acre lot with sweeping views. REDUCED to $395,000

URBANNA – In Town – Ranch home in most desirable location in town. 3 bedrooms, 2 baths, 2 car garage, town water/sewer. Walk to park, pool, library, and stores. Water rights at Town marina. $235,000

FISHING BAY – Deltaville – Quaint 2 bedroom, 2 bath home offers expansive, gorgeous views of bay & beyond! 150’ on bay! Close to marinas & shopping. $735,000

KILMARNOCK – Forrest Hills – 3 bedroom, 2 bath contemporary with 1,700 sqft on over 3 acres. Completely redone inside and out! All new appliances – Must see! Close to town! $249,000

PAGE 47

Say You Saw It In Real Estate Review

MASON REALTY, INC. Eric Johnson or RD Johnson www.masonrealty.com

P.O. BOX 517 URBANNA, VA 23175 (804) 758-5372

LAGRANGE CREEK – Urbanna area – Beautiful 4,100 sqft waterfront home has 11 rooms. 45 bedrooms, 5 full baths – Bright & spacious! Screen porch. 2 car garage /shop. Generator system. Pier. Great views with water on 3 sides. REDUCED to $899,500

MATTAPONI – New 3 bedroom, 2 bath Cape Cod. Hardwood & carpet floors, gas fireplace, 9’ ceilings, central air/heat pump. Sun porch. Unfinished upstairs (1,000 sqft). 30x80 shop building. $295,000

LAGRANGE CREEK FORK ESTATES – Beautiful water views! Nice 2 bedroom, 1 bath with large screen porch. Pier with boathouse. Close to Urbanna. $199,900

BOWLERS WHARF – Rappahannock River – Location, Location, Location! One of a kind property! Large sand beach… Million $$$ views… Can be divided. Solid two-story house can be renovated. $1,295,000

WHITINGS CREEK - +1 acre building site. Nicely wooded – Good elevation and view. +2 1/2’ MLW. No deed restrictions. $112,500

DELTAVILLE – New Construction – 3 bedroom, 2 ½ ceramic tiled baths and 9’ ceilings throughout this onestory Ranch home. Gas fireplace, stainless steel appliances, oak cabinets, beaded siding, Andersen windows, rear deck, large garage. Over 1,800 sqft. 1 acre with private water access. $229,500

DELTAVILLE – 3 bedroom, 2 ½ bath 2-Story Colonial. Large living room with spacious eat-in kitchen. Over-sized garage /bonus room. All on 2 wooded lots. +1.7 acres. $237,500

URBANNA area – Gorgeous views at the mouth of LaGrange Creek & the Rappahannock River. Just outside Urbanna. 3 bedroom cottage with 1 bath, fireplace, deck, storage shed, pier with boat lift. Great location! $475,000

PAGE 48

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 Cell: 804-761-3015 or 804-761-2058 email: captsea@kaballero.com or re4u2@verizon.net

KENNY KUYKENDALL & BETSY CROWTHER

W NE

G IN ST LI

CORROTOMAN BY THE BAY AFFORDABLE WATER ACCESS

Community Amenities $109,500. #84578

W NE

G IN ST LI

PRENTICE CREEK ~ DITCHLEY 7,500 sq. ft. Living Space 19+ Acres/ 4 Parcels - 1500' Shoreline $1,550,000. #84482

W NE

G IN ST LI

BURGESS ~ ZONED A1 2.4+ Acres / 2 Parcels Detached 2-Car Garage & Workshop $150,000. #84530

G IN ST LI

HILLS QUARTER Mt. Jean ~ Lot 23 $135,500. #80846

YANKEE POINT ~ MYERS CREEK 3 BR, 3 BA, Detached 2-Car Garage T-Shaped Pier w/ 4-5' MLW $549,000. #84434

CORROTOMAN BY THE BAY 5' MLW w/Pier on River $795,000 #83454

RIVER’S LANDING Water Access Community Amenities! $321,000 #83573

DYMER CREEK 2± Ac~7'± MLW~$475,000 2± Ac~7'± MLW~$525,000

KILMARNOCK 3,000+ sq. ft./1+ Ac. $279,500.

CEDAR POINT - Water View! Lot 29 – 2 Ac. – $149,500 Lot 30 – 2 Ac. – $149,500

FITCHETT’S LANDING 3 BR, 2.5 BA, Water Views $597,000 #81745

MILLBURN ~ NEW HOMES! Price Range: $189,900-$259,900.

WHITE HOUSE CREEK Kayak/Canoe Depth $169,500.

WEEMS 2.8± Ac. ~ Beechwood $259,900. #81743

MYER CREEK 3000 sq. ft./3+ Ac. $845,000 #81913

PAGE 49

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY

1-800-529-5122 804-453-5380 or Cell: 804-761-7318 email: SJones@middlebayrealty.com

Steve Jones

WICOMICO CHURCH

CHESAPEAKE HARBOR

3 BR, 2 1/2 BA, 1,680 SF on 9.785 acres $359,000. #83124

3 BR, 2 BA, 1,568 SF, Community amenities. $229,000. #82628

HEATHSVILLE

WICOMICO CHURCH

3 Bedroom, 2 bath, home with 50' x 30' metal building $189,000. #83118

1+ acre, 4 BR, 2 Bath Cape Cod. Up to 90% owner financing. $149,000. #81531

BURGESS

HEATHSVILLE

2 BR, 1 1/2 BA, 1,000 + SF home with garage $138,000 #83567

3 BR, 2 BA, 1,620 SF. $95,000. #83129

D! CE U D RE

• WATERFRONT lots with sandy beaches priced 115K to 239K. A must see! Great views into the Potomac River. • WF lot with boathouse & pier, 5 ft. MLW, great views. 269K (owner/agent) • WF lots - Betz Landing - 1 acre, 3' MLW 129.9K Cod Creek - 4.3 acres, 4' MLW 190K Swann Harbor, 1 acre, 3' MLW 179K • Lake lots - Mallard Bay, community amenities 69K and up Swann Harbour, community amenities 45K and up • Inland lots- numerous lots 18K and up, several with NO restrictions.

WWW.SEARCHBAYPROPERTY.COM

PAGE 50

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON CORROTOMAN BY THE BAY

WEEMS

SENIOR CREEK

Brand New, 3 BR, 2 BA with Full Basement. $194,900. #78593

3 BR, 2 BA, .79 acres, deck/patio NEW PRICE $269,000. #83477

4 BR, 2 1/2 BA. 5+' MLW, Pier Community amenities. $499,000. #82837

MOUTH OF GREAT WICOMICO

CORROTOMAN BY THE BAY

MALLARD BAY

! ED UC D RE

D! CE U D RE

Gorgeous 3 BR, 4 BA, 2 Bonus Rooms, Endless views. $1,295,000. #20233

3 BR, 1 BA, Waterfront cottage. Community amenities. $265,000. #77771

3 BR, 2 BA, 2,100 Sq. Ft., 3.5 acres Community Amenities $399,900. #19327

ECHO LAKE

HERITAGE POINT

WAREHOUSE CREEK

Private, immaculate 3 BR, 2 Bath Home Community amenities. $249,000. #83132

3 BR, 2 Baths. Community amenities. $319,000. #17601

Spectacular 4 BR, 4 BA, 3-4' MLW, Pier. NEW PRICE $589,000. #84473

WEEMS - DEEDED SLIP

BAY HARBOR

WAREHOUSE CREEK

! ED UC D RE

3 BR, 1 BA, Deeded boat slip, 2.0 acres. $229,000. #84231

3 BR, 2 BA, 1400 SF, built in 2004 $197,500. #82109

3 BR, 2 1/2 BA Townhouse, 2-3' MLW, Pier. $279,500. #84428

GREAT WICOMICO RIVER

POTOMAC RIVER

Lindal Cedar Home with privacy and deep water, 3 BR, 3 full BAâ&#x20AC;&#x2122;s, 2 half BAs, 4.6 acres, 5+ MLW. $629,000. #82919

Forever Views! Pier & boat lift. $659,000. #84544

Perfect beach cottage conveys as a waterfront parcel. Great sand beach. $389,000. #84539

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

PAGE 51

Say You Saw It In Real Estate Review

MIDDLE BAY REALTY Toll Free: 1-866-436-1150 Cell: 1-410-610-9890 Home: 1-804-580-2053 email: RivahRunners@RivahRunners.com

JOE EMERSON HULL CREEK

HAGUE - ACREAGE

MALLARD BAY

ACREAGE & WATERFRONT ! ED UC D RE

1.7 acres, Pleasant Pointe. Sandy Bottom. $189,000. #84429

43.97 Acres, nice combination of level & rolling land. $265,000. #79499

Flyaway Lake. .76 acres $149,000. #19847

Farnham 15.2 Acres…$240,000. 12.7 Acres…$299,900.

ROCK HOLE CREEK

CORROTOMAN RIVER

CUBITT CREEK

DIVIDING CREEK

D! CE DU E R

2.0± acres, 3-4 ft MLW Addtl. interest in bay front lot $212,000. #83577

Very private building site with breathtaking views of the Corrotoman River. 3.29± acres. 3-4 ft. MLW. $189,000. #80862

2.25+/- Acres in Chesapeake Cove. 4 BR cert. letter. $79,900. #81340

3.19+/- acres. 3-4' MLW. Septic letter & pier permit. $337,000. #82514

CUBITT CREEK

MILL CREEK

SAWMILL COVE

LITTLE WICOMICO RIVER

.55 +/- acres, 2-3'MLW, White Sand Harbour. Spectacular views. $119,500. #84486

3.57 acres, less than 2' MLW. $55,000. #83759

4.19 Acres, 2-3 Ft. MLW, pier in place. $249,000. #81187

2.24 Acres, 4-5' MLW, Pier & Boathouse $269,000. #82308

LOTS & ACREAGE Chinns Mill #20323 . . . . . . . . . . .5.36 Acres . . . . . . . . . . . .$49,900 #20324 . . . . . . . . . . .5.22 Acres . . . . . . . . . . . .$49,900 #20326 . . . . . . . . . . .5.45 Acres . . . . . . . . . . . .$49,900 Lancaster Courthouse #18791 . . . . . . . . . . .12.13 Acres . . . . . . . . . . .$59,000 #18792 . . . . . . . . . . .38.45 Acres . . . . . . . . . .$139,000 Iberis Woods #79521 . . . . . . . . . . .4.493 Acres . . . . . . . . . . .$45,000 Bay Harbor Estates #80867 . . . . . . . . . . .0.94 Acres . . . . . . . . . . . .$40,000

WATERFRONT & WATER ACCESS LOTS Knight’s Landing #77851 . . . . . . . . . . .3.4 Acres . . . . . . . . . . . . .$54,900 Swann Harbor #79515 . . . . . . . . . . .0.81 Acres . . . . . . . . . . . .$45,000 #83594 . . . . . . . . . . .2.72 Acres . . . . . . . . . . . .$79,000 Rivers Knoll #83366 . . . . . . . . . . .3.11 Acres . . . . . . . . . . . .$33,000

WATERFRONT & WATER ACCESS LOTS Mallard Bay #19847 . . . . . . . . . . .0.76 #17830 . . . . . . . . . . .1.72 #84220 . . . . . . . . . . .0.63 Bay Quarter Shores #83439 . . . . . . . . . . .0.64 #83440 . . . . . . . . . . .0.64 #84441 . . . . . . . . . . .0.32 #84442 . . . . . . . . . . .0.32 Corrotoman By The Bay #18549 . . . . . . . . . . .0.25 #83908 . . . . . . . . . . .0.34 White Sands Harbor #83576 . . . . . . . . . . .0.66 Betz Landing #78163 . . . . . . . . . . .2.75 Heritage Point #80826 . . . . . . . . . . .2.09 #80827 . . . . . . . . . . .2.14 #80165 . . . . . . . . . . .2.14 Mill Creek View #83759 . . . . . . . . . . .3.57

Acres . . . . . . . . . . .$149,900 Acres . . . . . . . . . . . .$60,000 Acres . . . . . . . . . . .$149,000 Acres Acres Acres Acres

. . . . . . . . . . . .$20,500 . . . . . . . . . . . $20,500 . . . . . . . . . . . .$19,500 . . . . . . . . . . . .$19,500

Acres . . . . . . . . . . . .$15,000 Acres . . . . . . . . . . . .$13,500 Acres . . . . . . . . . . . .$37,500 Acres . . . . . . . . . . . .$47,000 Acres . . . . . . . . . . . .$37,000 Acres . . . . . . . . . . . .$37,000 Acres . . . . . . . . . . . .$35,000 Acres . . . . . . . . . . . .$55,000

For more information on these properties please visit

www.NorthernNeckRealEstateTreasures.com

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 800-529-5122 or 804-453-5380 Fax: 804-453-5383 Cell: 804-761-4125 www.middlebayrealty.com â&#x20AC;˘ captkuyk@rivnet.net

KEVIN KUYKENDALL PINE POINT - WF

WARSAW

BETZ LANDING

REEDVILLE

3 BR, 2 BA beach house, 4-5' MLW, dock & covered boat lift. $339,000. #83348

3 BR, 2 1/2 BAs, 1600+ SF, Excellent neighborhood. $249,000. #83499

1.12 acres, 358' water frontage, 2-3' MLW. $235,000. #79055

3 BR, 2 BA, 1566 SF, 1 mile from boat ramp. $210,000. #83415

7 LOT SUBDIVISION

CHESAPEAKE BEACH ESTATES

SHERWOOD FOREST

RICHMOND HILL ESTATES

Build your dream home in this small, private subdivision. Large lots starting at $169,900.

2 BR, 1 BA, beach house. Just 3 blocks from the beach! $148,900. #84050

3 BR, 1 1/2 BA, home in WF community. $129,900. #83052

804-453-5380 Cell: 804-456-1219

Lot 1

25.8 acres $199,000.

Lot 4

31.8 acres $199,000.

Lot 9

22.74 acres $129,000.

Lot 14 10.71 acres $89,500.

804-453-5380 Cell: 804-450-7241

email: kmitchell@middlebayrealty.com

email: lmitchell@middlebayrealty.com

KIRK MITCHELL

LIBBIE MITCHELL

www.searchnorthernneck.com MISKIMON

SENIORS CREEK

3 BR, 3 BA, 2,896 sq. ft., large rooms, move-in condition. Great location. Close to conveniences of town. $319,000. #82798

4 BR, 3 BA, 3,632 SF, totally renovated Farmhouse. granite counters, hardwood, 21 acres w/pond. $450K. #82908

.56 acre w/f lot in Corr. By The Bay, 4 ft. water depth, elevated. $135K. #83849

R PR ED I U CE C ED

KILMARNOCK

PLEASANT POINTE

W NE

CRANES CREEK HARBOR

WICOMICO CHURCH

G IN ST LI

SWANN HARBOR 1.24 acre water access lot. Within walking distance to ramp. $27,500 #83825 COURTHOUSE ROAD 110 acres, farmland, timberland & hunting acreage, 2 lg. metal buildings, water & electric. $500K #82905

Great price on I.88 acre w/f lot $65,500. #84603

1 acre lot, deep water on protected harbor, pier and lift. $279K. #83537

Waterfront lot w/ deep water, Elevated, 3.4 acres, 4 BR perc. $349K. #82402

FARMS OF NORTHUMBERLAND 30 acres - 5 acres cleared NO HOA. $95,000 #81501

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Say You Saw It In Real Estate Review

MIDDLE BAY REALTY 866-436-1150 • 804-436-1150 Cell: 804-436-6139 • Fax: 804-436-1153 Home: 804-438-5493

www.MiddleBayRealty.com or email: Ronnie@kaballero.com

RONNIE CROCKETT Windmill Point 3 BR, 3 BA, 3,100 SF. Full basement. Fabulous beach home! $1,100,000 #84541

! ED UC D RE

Bay Walk 2 BR, 2 BA, Built in 2007. New wood floors! $239,000 #82745

White Stone Cool Spring Creek 2.27 +/- acres, wooded, 4 BR septic letter on file. $169,500 #79142

Weems 3 BR, 2 BA, 1500+ SF, Built in 2001. $234,900 #84048

CORROTOMAN RIVER Pier w/Lift, Sand Beach $694,500 #84682

MIDDLE BAY REALTY Office: 804-436-1150 or 866-436-1150 804-389-1580

PAM NELSON CRAB, FISH, KAYAK OR ENJOY THE VIEW

TAYLOR’S CREEK #83034

MILLBURN

PINE HARBOR LOT

LOCATION! LOCATION! LOCATION! Kilmarnock, VA Hospital, Banking, Library, Schools, Shopping, Golf Courses and Marinas all within 5 minutes! LOTS $39,500 TO $79,500

Build your home on this waterfront lot. Community access to pier and boat ramp. Level lot on canal with community water. $80,000 #84313

BREATHTAKING VIEWS - SANDY BEACH

Potomac Bay Estates

#84544 $659,000

PAGE 54

Say You Saw It In Real Estate Review

I’M HERE TO ASSIST WITH ALL YOUR MORTGAGE NEEDS At Northern Neck State Bank, our purpose is to help people find financial solutions. We offer a variety of mortgage loans including residential lot loans and construction loans. For assistance with your mortgage lending needs, please contact Mark A. Curran by phone at (804) 435-4302 (office), (804) 580-4204 (home) or (804) 338-3525 (cell) or by e-mail at mark.curran@ubsh.com.

101 years of mortgage lending experience

MARK A. CURRAN U.S. Navy Ret. Mortgage Loan Officer

www.union-mtg.com

www.northernneckmortgage.com

Member FDIC

Kilmarnock ◆ Burgess ◆ Reedville ◆ Montross Tappahannock ◆ Warsaw ◆ Time Square ◆ White Stone

PAGE 55

Say You Saw It In Real Estate Review

Catherine Bennett Professional Member of: Virginia Association of Realtors (VAR) National Association of Realtors (NAR) Northern Neck Association of Realtors (NNAR) Chesapeake Bay & Rivers Association of Realtors (CBRAR)

Supporting our Community through: Indian Creek Yacht & Country Club (Alberg 37) Northern Neck Kennel Club (Therapy Dog & K9 freestyle dancing) Rappahannock Garden Club of White Stone (Past President) Northern Neck Beekeepers Club (founding member)

Melrose Plantation Real Estate, LLC 12 S. Main Street, Kilmarnock, VA. 804-435-0321 Toll Free: 1-800-711-4620 email: bennett@melroseplantation.com Please visit our websites: www.MelrosePlantation.com & www.RealEstateChesapeakeBay.com

Gone With the Windows. Fantastic waterviews from all the windows, including the numerous huge windows in one of the most decadent bathrooms in Morattico, complete with freestanding Kohler tub & separate shower! Parks House is a beautiful historic Southern mansion anchoring Morattico, a waterfront village populated by some of the most fascinating people ever! Fantastic transformation from a cozy cottage to grand dame! Anxious seller. Parks House price is $607,500. Northern Neck MLS #84576, Chesapeake Bay & Rivers MLS #101578 Heaven Sent. It was their “Heaven Sent” hideaway on Glebe Creek accessing the Potomac River & Chesapeake Bay & they were here every weekend. It has every luxury: from a romantic fireplace & waterfront balcony in the master bedroom suite, to pier equipped with water, electricity & fish cleaning station! Secluded wooded lot in a small community of fine expensive homes & accomplished people! Estate sale. Reduced from $649,000 to $450,000. Northern Neck MLS #84685, Chesapeake Bay & Rivers MLS #101689

Meet me at Annabelle’s. If you say Annabelle’s in Morattico, chances are that everyone will know where you mean! Annabelle Burton was the friendly fixture on her large front porch of this charming Carpenter Gothic Farmhouse, recently restored by top architects & craftsmen! But, are you seeing double? No, just Whealton, Annabelle’s twin that already sold for $600,000! Waterviews from every window, first class materials, open floor plan downstairs. New kitchen and baths, and systems, roof, & artist studio. Liquidation sale. Reduced from $575,000 to $517,500. Northern Neck MLS #84577, Chesapeake Bay & Rivers MLS #101581 Crabs R Waiting, YRU?Pheasant’s Roostwas the ideal retirement home. Convenient to town activities, easy one story living, & low maintenance, it offers wonderful waterfowl habitat on a protected inlet of famed Indian Creek just off the Chesapeake Bay. Indian Creek Yacht & Country Club golf course in view. It’s reduction from $300,000 to $250,000 reflects that it needs some work. Inland houses at Indian Creek Estates are going for more than this waterfront one! Estate sale. Northern Neck MLS #83146, Chesapeake Bay & Rivers MLS #100203

Happy 100th Anniversary Gus & Will! Celebrate your good luck in the brick building the Eubanks Brothers built after the fire of 1909! For 60 years it was the home of Adams Jewelry Store. Architectural designs are underway for renovation & an apartment addition to maximize it’s quarter acre of prime real estate in the heart of Kilmarnock, one the Northern Neck’s best villages. Current improvements include new roof, new electric, & paint. Estate sale. Asking $470,000, the appraised value. Northern Neck MLS #83508, Chesapeake Bay & Rivers MLS #100112 Little Bay, Big Opportunity! With more than 6 acres on two properties on a waterfront point in Little Bay, with expansive waterfront views, you can feel the sea breeze. Operated for years as Little Bay Campground near the end of Windmill Point Road. Features fishing pier, two septic systems (one huge). Priced below tax assessment for retirement sale: $560,000. Northern Neck MLS #84303, Chesapeake Bay & Rivers MLS #101207 Bring your horse and fishing pole! Merryfield Farm was built to showcase a Southern Belle & has more fantastic features than you can imagine! From the super-sized family room, gazebo, Tabbs Creek access, 9 acres to the four bedrooms & 2.5 baths, it’s been completely restored preserving craftsmanship you don’t see today! $1,500 per month! Owner-Agent. Northern Neck MLS #84033, Chesapeake Bay & Rivers MLS #101584

Panoramic Splendor! Sparkling, amazing panoramic waterviews & extensive waterfrontage with a gentle slope to the water but above stormy tides! An amazing piece of ecological splendor in small group of expensive homes reached through a delightful wooded grove. Property cleared for building but has good privacy for beach naps! Bring your dream-house plans: site plan approved & perc test is done! Married & moved Sale! Purchased for $350,000, Reduced to $299,000. Northern Neck MLS #80905, Chesapeake Bay & Rivers MLS #96883 Southern Living House Plans Included! When these owners found this beautiful wooded point on Meyer Creek off the Corrotoman River, they knew this was the perfect setting for their Southern Living dream home, which is underway. Their change in course (visiting the kids all over the country) is your opportunity to be in your new home all the sooner! Finish and save! $349,000. Northern Neck MLS #84146, Chesapeake Bay & Rivers MLS #101697 Seven Year Hitch. It took seven years for the owners (that’s us) to gut & restore this lovely farmhouse in downtown Kilmarnock. You’ll see the careful details in the beautiful custom ceramic tile baths, kitchen with granite, metal roof, new heating/cooling, large screened porch, big fenced back yard. Reduced from $1,000 to $875 month. Owner-Agent Northern Neck MLS #84126, Chesapeake Bay & Rivers MLS #101583

Properties for Sale and Rent in Corrotoman By The Bay , a waterfront community with boat ramp, piers, swimming pools, tennis, golf and club house!

Ridge Road. This is the first time these two wooded building lots have been on the market since they were first subdivided in the 1960s! $20,000 for both! Retirement sale. Northern Neck MLS #83147, Chesapeake Bay & Rivers MLS #101640

Fish Tales Lodge. There’s a lot of reasons we bought this waterfront A frame vacation house, but you’re at the top of the list! Another is the Corrotoman River, which is pristine & deep, excellent for all water activities from sailing to fishing! Sleeps 6! Owner-Agent. $875/week in summer. $165/night. Northern Neck MLS #81791, Chesapeake Bay & Rivers MLS #101585

$$$Save Green$$ at Evergreen. Completely renovated & super insulated, this adorable, spotless & move-in ready 2BR/1.5 home on a corner lot was once US Military base housing! Some really nice current features, including new roof & central air! $139,000. Retirement sale! Northern Neck MLS #83841, Chesapeake Bay & Rivers MLS #101585

Additional Building • Water Access & View. "Sands on the Potomac" with views to Maryland, common boat ramp and pier on Hull Creek off Chesapeake Bay: 0.75 acre. $27,500. #84642 • Waterfront: "Natty Point Creek:" off Dividing Creek & Chesapeake Bay. Lot 1/2.73 Acres: $49,000. Lot 2/1 Acre: $59,000. Buy both $89,900. #83724 Lots

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Say You Saw It In Real Estate Review

“Property Shown By Land & Sea!” www.port-starboard.com email: realestate@port-starboard.com Roger Coleman (804) 529-5641 David Fine (202) 297-8946 Fred Olverson (804) 529-6868 Cas Olverson, Broker (804) 529-5555

(800) 529-5071 Toll free (804) 529-5555 Local

GLEBE CREEK, Coan River, prestigious Coan MILL CREEK, Yeocomico River, 2 lots being sold as Harbour Est. Big old trees at shoreline. Est. 5'MLW. one, 8'+MLW pier. Poss. owner finance w/20% down. $249,000. Call Fred Olverson (804) 456-0251. $249,900. Call Fred Olverson (804) 456-0251.

GREAT WICOMICO well maintained, low maint., DUNGAN COVE Yeocomico View Estates. 4BR/3BA 3BR/2BA res., FP, skiff MLW, $335k. Adjacent WF lot Contemporary. To Receive new siding. Too many amenities to list! Home warranty. Pier to 4-5' MLW. SOLD. Call Roger Coleman (804) 529-5641. $525,000. Call David Fine (202) 297-8946.

DUNGAN COVE Yeocomico View Estates. Three BR, NOMINI CREEK 3BR/3BA, FP, 3 car garage, poss. two bath home w/bonus room. Protected deep water owner finance, $595,000. Two adj. waterfront lots also pier. $595,000. Call David Fine (202) 297-8946. available. Call David Fine (202) 297-8946.

DUNGAN COVE Yeocomico View Estates 4BR/ 3.5BA brick home, fireplace, sunroom, 2-car garage w/guest quarters, deep water 52' boathouse! $699,000. Call David Fine (202) 297-8946

YEOCOMICO RIVER 3BR/3.5BA home, high ceilings, 2 FPs, 2 car garage, + too much else to list! Now $850,000. Call Roger Coleman (804) 529-5641.

MILL CREEK To be custom built, Southern Living style 3800 sq. ft. Coastal Home, 4BR/2.5BA. Choose options. Deep water pier. $750,000. Call David Fine (202) 297-8946 COD CREEK, Bay Qtr. Shores, 1.31 ac., 3-4 MLW. $139,500 COAN STAGE, 3BR/1BA, new septic 2007, “as is”. $74,500 EDWARDSVILLE, home or business 0.46 ac. lot. $29,000 WALMSLEY, lot w/most of 2BR septic installed. $19,950 Please call Roger Coleman (804) 529-5641.

Say You Saw It In Real Estate Review

PAGE 57

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PAGE 58

Say You Saw It In Real Estate Review ®

WATERFRONT REALTY 79 South Main Street P.O. Box 936 Kilmarnock, VA 22482

804-436-6874

TERRI GROH Broker Accredited Buyer Representative Realtor

WITHERNSEA…”A FORTRESS AGAINST THE SEA”…..

A stately brick home built as a replica of a 1750s Georgian Manor Home in 1989 with every attention to authentic details inside and outside. Situated on 3.4 wooded acres with the Chesapeake Bay as its backyard, this well built home features four bedrooms, two and a half baths, although the master bath features two distinct separate rooms, thus creating a third bath in tandem. The views of the Chesapeake are ENDLESS; there is a private sand beach. Truly, a must see! Offered for $1,150,000.00

Check out these other fine properties: • • • •

269 Hickory Road….Heritage Point…Lancaster, VA 22503…..…$199,000 - On Echo Lake, W.Corrotoman Access, 2 acres 5830 Rivers Landing Terrace, White Stone, VA 22578……....….$265,000 - Townhome, Rappahannock River Sand Beach/Pier Access 931 Laurel Point Road, Kilmarnock ,VA 22482……………....….$439,000 - Off water home in Waterfront Community w/Water Access 642 Chesapeake Drive, Irvington, VA 22480……………....….. $495,500 - Town of Irvington Waterfront home w/3.5’MLW at Pier www.remax.com

PAGE 59

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Barbara Jean LeFon, ABR, GRI Principal Broker/Owner E-mail: barbarajean@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

POTOMAC RIVER - STRATFORD HARBOUR Breathtaking views of the river from this charming contemporary. Large deck, screened porch, fireplace, ceramic tile, beautiful sandy beach. Asking $449,000.

TOWN OF MONTROSS Absolutely immaculate and well-maintained 2BR, 1BA in great location. Nice lot, attic finished for possible 3rd BR, beautiful solid knotty pine walls & corner cabinet in DR. Terrific buy at $139,000.

CLASSIC FARMHOUSE Wonderful 4BR, 2BR home located in a lovely setting in Richmond County. Almost 4 acres, several outbuildings, Polonia tree farm on property. This is a real charmer! Asking $259,000.

WONDERFUL WATERFRONT HOME Absolutely wonderful 3BR, 3BA home with fantastic creek views, dock w/ 3-4'MLW, double lot, many custom features, lots of windows, hot tub on deck overlooking water, great room w/gas log FP, large screened porch and much more. Itâ&#x20AC;&#x2122;s got it all! Offered at $549,500.

CABIN POINT WATER ACCESS New quality built 3 BR, 2 BA ranch on a nice lot in a quiet neighborhood. Great backyard, French doors to spacious back deck from large eat-in kitchen, crawlspace with concrete floor and much more. Great price too! $169,000.

POTOMAC RIVER Wonderful 2 BR, 2BA "Rivah" cottage on beautiful lot. Dock, bulkhead, detached garage, county sewer and more! Asking $389,000.

CHERRY GROVE BEACH - COLES POINT This brand new home built by one of the N. Neck's premier builders is a fantastic buy! 3BR 3 Full BA, views of Potomac River from huge deck, Great room w/beautiful kitchen, recreation room w/ceramic tile, boat ramp access for quick run to river. Extra insulation, dual heat pumps, tankless hot water heater make this an energy efficient home. Offered at $239,000.

LOWER MACHODOC CREEK Great little fixer-up on one of the nicest creeks in the N. Neck. 188' of bulkheaded waterfrontage with some sand beach. Awesome views! Great location! Asking $295,000.

SEE BARBARA JEAN'S "REAL ESTATE FACTS" ARTICLES IN THE NORTHERN NECK NEWS NEWSPAPER.

PAGE 60

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Melissa King, ABR 804-761-2024 (C) 804-493-8772 (O) E-mail: melissa@rivahrealty.com VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

WATER ACCESS: CABIN POINT Gorgeous, 3BR/3BA home is situated on a partially Wooded lot and features: stone FP, great Master BR, Bonus Room, granite counter tops, hardwood floors, & so much more! You will love this home Offered At: $318,000 MLS# 84467

WATERFRONT: GLEBE HARBOR Wildlife wonderland in its serene setting on Glebe Creek! This one level 3BR/2BA home features a great kitchen, w/island Large Master Suite w/walk-in closet & jetted tub in MBA, extra room For office or den & concrete drive. 3FT MLW! Offered At: $389,000 MLS# 83728

LEVELGREEN: SANDY POINT Wonderful 3,744 sq ft home in upscale area close to Kinsale. 2 car garage with loft upstairs, Vaulted Ceilings, Large Great Room, & Family Room with fireplace and wet bar. An excellent floor plan with large rooms. A Must See! Offered At: $399,000 MLS# 83996

WATER VIEW GLEBE HARBOR Very nice 3BR/ home in popular area! Features hardwood floors, Large Family Room, extra room for office or BR, nice bath with heated, jetted tub, storage shed & More! Located close to community boat ramp. Offered At: $169,000 MLS# 83906

W NE

RICHMOND COUNTY Great Starter Home or Investment Includes: outside patio area, 2-car detached garage, hardwood floors, extra room for office or 4th bedroom & more! Situated on 1.3 acre lot just outside of the Town of Warsaw Offered At: $185,000

W NE

G IN ST LI

4 BEDROOM HOME: COLES POINT Like New, 2.160 sq ft home on level 1 acre lot. Home features, gorgeous kitchen, large Living Room with see thru fireplace, great Master Suite with large bathroom & walk-in closet. You must see the inside! Offered At: $249,000

G! IN ST LI

WATER ACCESS: GLEBE HARBOR Updated 3BR/ 2BA home on 2 lots. Features landscaped yard, LR/Dining Area with fireplace, Large Kitchen with new appliances, Master BR with private Mater Bath, sunroom & much more! Great Price $189,900

RICHMOND COUNTY ON 2 ACRES Attractive, Like new home on 2.39 acres offers open floor plan w/fireplace in Living Room, Great kitchen, private Master Suite, walk-in closets in ALL bedrooms, detached garage & More! Offered At: $179,000

PAGE 61

Say You Saw It In Real Estate Review 16501 Kings Highway Montross, VA (804) 493-8772

6735 Richmond Road Warsaw, VA (804) 333-8772

Shirley Harper Sales Associate (804) 472-2325 VISIT OUR WEBSITE AT WWW.RIVAHREALTY.COM TO VIEW THESE AND ALL PROPERTIES IN THE NORTHERN NECK

TOWNHOUSES

MOUNT HOLLY

Top of the line homes located in waterfront community. Water views, magnificent sunsets. Homes have 4 bedrooms, 3 1/2 baths, state of the art granite and stainless kitchens.

Home on 1.8 acres with 4 bed 2 bath, large living room with fireplace, updated kitchen, separate dining room, enclosed porch. Lovely hardwood floors throughout.

$325,900. UP

$275,000

WATER ACCESS

KINSALE VICTORIAN

Cute 2 bedroom, 1 1/2 bath home with water access and views. Home will be sold with furnishings. Private with room to spread out.

Lovely home with water access in the town of Kinsale. This home has been beautifully remodeled without destroying itâ&#x20AC;&#x2122;s historic value.

$149,000.

$275,000.

SANDY POINT Updated cottage in the sought after waterfront area of Sandy Point. Open water views are endless, enjoy sunrises from wraparound porch. Home has 3 bedrooms, 2 baths, huge living/dining room with fireplace. Back porch enters kitchen, great for cool summer outdoor breakfast. Home is flanked by undeveloped property on one side giving nice privacy. Two separate garages can house 3 cars. Enjoy fishing, sunbathing from pier. This home is equipped for full time or vacation living.

$529,500.

SAND BEACH This home has it all! Updated kitchen, new master suite with private porch. Living room with fireplace, enclosed porch, dining room, family room, 2 guest bedrooms, guest bath. Deck off family room leads to patio with brick barbeque. There are two garden sheds and a beach house near the water. Yard is fenced for pet/child safety. The huge sand beach has a pier to 3/4 ft water depth. Views are awesome!

Wonderful opportunity for investment. This home in the heart of Montross has 7 bedrooms with private baths, several dining areas, huge kitchen, basement is equipped for entertainment, bar, dining. Priced to sell.

$499,900.

$335,000.

GREAT B & B

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Say You Saw It In Real Estate Review

Experienced professionals partnering with our clients to achieve their best result. Two waterfront properties with motivated sellers

♦ 2550 sq. ft. home (3bd/3ba) with 235 ft. waterfrontage, pier w/water and electric. 3 bedroom perk with 5 bedrooms possible. Large great room. Master suite. 3 gas fireplaces. Attached garage. Beautiful views. Minutes from Potomac. Outbuilding for studio or workshop. $375,000. ♦ Bright, open 3 bd/2.5 ba home on 2 lots in Glebe Harbor. Great location with privacy and quick access to the Potomac. Large sunroom. Fireplace. Cedar sided home and 2 car garage. Pier with 10,000 lb. boat lift. Bulkheaded with some sand beach. $399,000. Waterview lot in Glebe Harbor Great amenities. $59,000.

10 acre waterfront lot

Waterview cottage in Ragged Point.

Canoe/kayak depth water. One 3-bedroom cert. letter, another site with soil work complete. West. county $129,000.

3 bed/2 ba.,1100 sq. ft. good condition, nice floor plan, large kitchen, gas fireplace. Easy walking distance to sand beach. Well, sewer, 2 lots. Priced to sell at $124,900.

Lots in Rivers Bend, Heathsville. Amenities Waterfront/waterview cottage, Hague include pool, tennis court, marina Great views. Large gazebo, large workshop. 3 bed♦ 3 lots, 1 building site, $15,000 ♦ 2-acre lot with possible waterview. $44,900

rooms, 1. 5 baths. Pier w/electric to 3ft. mlw+/- . A real getaway place. $249,000

For the listings above, call Kathryn Murray at 804-333-3311 or 804-450-4442

Exceptional home in Town of Montross Elegant and timeless, this spacious 4 bedroom/2.5 bath brick rancher with a walk-out basement (which could be a separate apartment) is an exceptional property. Large rooms and nice floor plan. Walk out to a large deck with great privacy in back yard. Below, off the bright basement level there is a stone patio. Attached oversized 2-car garage and separate single garage for extra storage. Lovely 1.80 acre lot (two lots). A well cared for property. Call Anne Douglas at 804-761-1793.

.83 acre buildable lot in town of Warsaw in nice established neighborhood. $49,500. Call Anne Douglas at 804-761-1793.

River & Rural Realty, P.O. Box 503, Warsaw, VA 22572 See website for photos & more information: www.northernneckrealestate.biz

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