Is My Eye Exam Covered Under My Insurance?
Knowing which insurance plan to use can be confusing, but it does not have to be. Essentially, vision insurance only covers routine eye exams, annual eye health exams, or exams for glasses and/or contact prescriptions and does not cover anything considered medical. On the other hand, medical insurance only covers exams in which a patient is diagnosed with a medical condition or diagnosis and does not cover anything considered routine. Medical insurance does not cover the refraction portion of your exam.
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