Living
GENEROUSLY LEGACY EDITION 2020
IN THIS ISSUE
Sadie & Maurice Friedman: A Lasting Legacy PAGE 4
Dan Weidenthal: A Loving Tribute PAGE 6
Peggy & John Garson: Creating an Impactful Gift PAGE 10
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CREATE YOUR JEWISH LEGACY
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You can create a lasting legacy with the Jewish Federation of Cleveland to benefit your children, grandchildren, and future generations, while supporting the causes you care about. Using a current or deferred endowment gift, you can become part of Federation’s Legacy Society.
www.jewishclevelandgifts.org
Your Partners in Philanthropy Our team of Development Professionals can help you achieve your philanthropic goals.
In This Issue 4
ERIKA B. RUDIN-LURIA 216-593-2867
CAROL WOLF 216-593-2805
MATTHEW KALIFF 216-593-2831
HEDY MILGROM 216-593-2850
ANN GARSON 216-593-2814
JENNIFER SCHWARZ 216-593-2816
MICHAEL COLE 216-593-2795
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Dr. Dan Weidenthal: A Loving Tribute
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Peggy & John Garson: Combining Two Passions to Create One Impactful Gift
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Dementia Care Navigation: We Hear You and We Are Here for You
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The Sill Family: Giving Back Is Part of our DNA
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JANET SHAPIRO 216-593-2875
LISA HACKER 216-593-2792
Sadie & Maurice Friedman: A Simple Bequest and a Lasting Legacy
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Legacy Society: A Special Evening of Thanks Five Ways to Create a Jewish Legacy Excerpts from the Endowment Book of Life Drs. Linda Sandhaus & Roland Philip: Community Connection and Feelings of Gratitude The Legacy Society
If every person created an endowment fund during his or her lifetime, our Jewish community would be guaranteed to have what every individual needs, whatever that may be, for generations to come. We are forever grateful to the hundreds of donors who have created endowment funds to support what they are most passionate about preserving in our community.
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A MESSAGE FROM J. DAVID HELLER AND ERIKA B. RUDIN-LURIA
It’s no secret that Cleveland is one of the most vibrant and caring Jewish communities in the world. You can see it in our dedicated volunteers who help both neighbors and strangers in need. You see it in our annual Campaign for Jewish Needs, which just raised $33.1 million – the most in Federation history – from more than 13,000 donors representing more than 9,800 gifts. And you see it in our endowment funds that serve as our community’s safety net in challenging times and fuel innovative programs that could not be funded by annual giving alone. Inside this edition of Living Generously, you’ll read remarkable stories about Jewish Clevelanders who have found meaningful and personal ways to endow their gifts to the Federation. No matter your passion, the Federation wants to make sure you are philanthropically fulfilled. Thank you for your generosity as donors and your dedication to our Jewish Cleveland community. Because of you, we can help make life in our Jewish community better today and even stronger in the future.
J. David Heller Board Chair
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Erika B. Rudin-Luria President
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f only the Federation’s Legacy Society members could see into the future so that they could appreciate the impact of their generosity in our community. Sadie and Maurice Friedman (z”l) would be so pleased and surprised to know how many lives have been positively impacted by their bequest. While each Legacy Society donor story of how and why a gift was made is unique, they are all united by the concept of tikkun olam – repairing the world. Sadie Yoslovitz moved to Cleveland with her family in 1916, working for The May Company and then as a bookkeeper for a clothing factory. Maurice “Moe” Friedman moved to Cleveland in 1918 after serving in France during World War I. He worked for the Federal Coffee Company. In 1924, he and a partner bought the company,
A Simple Bequest and
a Lasting Legacy
and renamed it Euclid Coffee Company. He soon met Sadie, and married her on Christmas Day 1927.
The Friedmans gave generously throughout their lives, and in very personal ways. In the early 1940s, the Friedmans opened their home to a young girl who had fled Nazi Germany. Later, they welcomed a French Jewish girl who had been sheltered in a convent during the war. Sadie was an active volunteer as a Big Sister at the Jewish Orphan Asylum (now Bellefaire JCB), NCJW, and several other Jewish women’s organizations, while they traveled and enjoyed life. After continued success, Moe sold his business in 1950 and retired. In addition to volunteering, he enjoyed gardening, reading, fishing, and listening to the Cleveland Indians on his back porch. He also managed his own investments, very successfully. Moe supported Sadie’s interests and activities and was involved with, and a major contributor to, the Jewish Federation of Cleveland. Sadie passed away in 1981, and Moe spent the next eight years mourning the loss of his beloved wife, but also continuing his interests. Prior to his death in 1989, Moe created what would become his and Sadie’s legacy through his estate plan. With the assistance and expertise of attorney Robert Lustig and Federation’s Director of Endowments, Howard Berger (z”l), he established the Sadie and Maurice Friedman Endowment Fund for Jewish Welfare (now the Campaign for Jewish Needs), which makes a distribution to the Campaign for Jewish Needs every year in perpetuity — what we now call FOREVER Funds. This fund, along with the more than 100 FOREVER Funds and Lion of Judah Endowment Funds created by other insightful donors, made distributions of greater than $1,000,000 to the Campaign for Jewish Needs this year, and this amount grows every year. In total, the Friedmans left a bequest of $8.5 million to be shared by the Federation and seven other Jewish and general community organizations.
The Federation’s Sadie and Maurice Friedman Endowment Fund has tripled in value while making grants that exceed the original contribution. In addition to the Campaign, the fund has helped hundreds of students attend college, summer camp and take trips to Israel, and because a portion of their fund goes to the unrestricted endowment fund, it has helped to fill gaps in services at Federation agencies. The Friedmans’ beautiful legacy lives on forever in the improved and enriched lives of Jews who have or will benefit from their generosity for generations to come.
FOREVER Funds are permanent
endowment funds of the Jewish Federation of Cleveland that perpetuate your gift to the Campaign for Jewish Needs. They may be established in your name or in honor of, or in memory of, a loved one. How does it work? • You can create a FOREVER Fund either during your lifetime or after your death. • You can make an irrevocable gift of cash, securities, or other property during your lifetime or through your estate plan to create an endowment fund at the Federation. • You may also use life insurance, charitable remainder trusts, retirement accounts, and Donor Advised Fund recommendations to create a FOREVER Fund. The annual spendable portion of the FOREVER Fund is used each year to make a grant to the Federation’s Campaign for Jewish Needs. In creating a FOREVER Fund you provide a permanent source of funding for the Federation’s annual Campaign for Jewish Needs, ensuring that the vital operating needs of the community continue to be met long after you are gone.
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A Loving Tribute
n August 2019, Dr. Dan Weidenthal attended the Jewish Federation of Cleveland’s Endowment Book of Life1 celebration and signing. But the gift that he made wasn’t about him, and it wasn’t for him. It was in honor of and a tribute to his beloved wife Judy (z”l) who passed away in 2017.
Another passion was involvement in the Jewish Federation of Cleveland, as a Lion of Judah2. Dan recalled that sisters Eileen Sill and Lois Marcus first reached out to Judy to invite her to Federation events, which led to her becoming very involved in Women’s Philanthropy.
Dan moved to Cleveland with his family in 1932. His father was a pediatrician who worked at Mt. Sinai and St. Luke’s hospitals, treating and caring for children in the city of Cleveland. Dan can still remember going on house calls with him, driving all around the city to attend to his father’s patients. When asked about lessons in tzedakah, Dan remarked that his father’s charity was given through the care he gave to his patients – often working long hours and on weekends.
After Judy passed away, Dan thought about what would be a fitting tribute to Judy. He decided to endow Judy’s annual gift to the Campaign for Jewish Needs and he worked with Federation staff to create a Lion of Judah Endowment (LOJE) in her honor and memory3. Dan remarked that this was the perfect thing to do because it is something that was important to her and reflected her interests. He is glad to perpetuate Judy’s annual gift, because he trusts Federation to know what the community’s needs are and to also allocate funds to meet those needs.
Dan followed in his father’s footsteps and became a physician. His busy practice as a pre-eminent retinal specialist meant that Judy held down the fort for their family. She weathered the storm of many 18-hour workdays, canceled social events because of emergency surgeries and truncated vacations. In fact, many of their vacations revolved around medical meetings which meant that even when they traveled to exotic locations, Dan was tied up for the day and Judy had to fend for herself. Judy graduated from Cornell University with a degree in Art & Architecture. Her artistic path eventually led her to photography, spending time at the Cleveland Institute of Art. She was well known for her impressive landscape photos. In fact, after seeing her work at a one-woman show at the Temple-Tifereth Israel, both Rabbi Roger Klein and Rabbi Richard A. Block displayed Judy’s photographs in their offices.
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Dan shared that in Judy’s lifetime she was a private person who didn’t seek public recognition. By creating a permanent memorial to Judy, in support of the annual campaign, Dan has ensured that Judy’s generosity and spirit will be remembered for generations to come.
1. The Endowment Book of Life recognizes donors who have made a commitment of $100,000 or more to the Federation’s Endowment Fund or who have created a supporting foundation. 2. Lions of Judah are women who make an individual gift of $5,000 or more to the annual Campaign for Jewish Needs. 3. A Lion of Judah Endowment (LOJE) perpetuates a Lion of Judah gift to the annual Campaign for Jewish Needs.
The Jewish Federation of Cleveland and Women’s Philanthropy would like to recognize the following women for perpetuating their annual campaign gifts by creating a Lion of Judah Endowment (LOJE). Terry Adelman
Anita Heller
Susan Rubin
Karen B. Altschul
Rebecca C. Heller
Evie Safran
Nancy W. Bell
Michelle Hirsch
Eleanor Schwartz
Loretta Borstein* in Memory of Jerome Borstein
Ann Nickman Jacobson*
Eileen W. Sill
Beth Wain Brandon
Suellen Kadis
Karen Lipman Steiger
Amy R. Kaplan
Peggy Gries Wager
Andrea Katz
Amy L. Wain
Carol Lader
Nina Wain*
Fran Lasky
Judith Weidenthal*
Sharon Effron Lebovitz
Penni Mandel Weinberg
Sandra Lipman*
Betty Weintraub*
The Marianna Luxenberg* Lion of Judah Endowment in Memory of Herbert Luxenberg
Judith Weiss
Marilyn B. Cagin Florence Chelm Reneé Chelm Nan Cohen Lois J. Davis Carolyn Franklin Feig* Beatrice Franklin* Jane L. Friedman Mady Friedman Beverly A. Gans Peggy Garson Norma C. Geller Eleanor Gerson* Holly B. Gertman* Adrienne Goldberg Toby Goldfinger Francine M. Gordon Tamra F. Gould Roe Green Penny Greenberger Erica Hartman-Horvitz
Tamar Maltz Cookie Marcus Lois Marcus Shelley Milin Marcus Barbara J. Meckler Anne Miller* Wendi B. Pavlofsky Shari S. Perlmuter
Trudy Wiesenberger Danielle J. Wild Judy Klein Willensky Elissa J. Wuliger Sandra Wuliger Dara G. Yanowitz Donna Yanowitz Paula Zeisler Ellen Potiker Zelman Anonymous
Cathy Randall Margaret Richards Frankel Dafna (Laurel) Ronis* Enid Baum Rosenberg Barbara Rosskamm
*of blessed memory
For more information about Lion of Judah Endowment Funds, please contact Lisa Hacker, Director of Women’s Philanthropy at 216-593-2792 or lhacker@jcfcleve.org. All inquiries are confidential.
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eggy and John Garson have always been active participants in the Cleveland Jewish community – and they come by it honestly. The tradition of community involvement goes back many generations in both of their families. Peggy still remembers her grandparents’ 50th anniversary party, where in lieu of gifts they requested donations from friends and family and then used the funds to open a dental clinic in an underserved area in Louisville, Kentucky where they lived. John also recalls that his grandmother was president of the sisterhood when Abba Hillel Silver became the Rabbi at The Temple-Tifereth Israel. Peggy’s mother came to Cleveland to work as a social worker, and she remembers her mother was always involved in leadership roles in various Jewish agencies. Peggy’s mom was head of the Federation’s Women’s Philanthropy Division and was president of Jewish Vocational Service, as was John’s dad. As a young couple Peggy and John continued the tradition of supporting the Campaign for Jewish Needs, and their involvement grew over time. John began in the Young Business and Professionals Division, and he served on and chaired many committees over the years. He credits Federation staff member Howard Berger (z”l) for mentoring young leaders – he says that Howard got to know you and directed you to the right place in the organization.
Combining Two Passions to Create
ONE IMPACTFUL GIFT 8 8
Peggy was involved through the Women’s Philanthropy Division – beginning in what was then known as the Young Women’s Division. She rose through the ranks and ultimately became the chair of Women’s Philanthropy – and one of her proudest accomplishments was combining the separate education and fundraising groups within Women’s Philanthropy. Under her leadership, she determined that the groups should be merged, which required a change of the by-laws of the Federation. Both Peggy and John are proud of Cleveland’s national reputation as having one of the strongest lay-professional partnerships among all Federations. They believe that this partnership is what makes Cleveland such a thriving Jewish community, and why they feel so good about sharing their time, talent, and treasure with the organization.
This gift combines two things we love: Cleveland and Jewish values. Their Supporting Foundation is one way that they share their values and tzedakah with their family. Their annual meetings include three very active and involved generations. Each family member’s philanthropic passions are honored by the other members of the family. Although they give to other causes, Peggy and John direct the majority of their charitable giving to Jewish causes – as they believe that only Jewish people will take care of each other. After Peggy created her Lion of Judah Endowment, which will ensure that a gift to the Campaign for Jewish Needs will continue on, it spurred John to consider making his own meaningful gift. After conversing with Federation staff, they decided to create an endowment to support the Cleveland Hillel Summer Interns who work at Federation. The Cleveland Hillel Summer Internship is a very successful program for rising college juniors and seniors which places students at paid internships all over the city and in many industries, including the non-profit sector and at Federation. In addition to substantial work experience, the program creates a cohort of students that spends one day a week together learning about Cleveland and exploring the
city. After completing the program, a survey of recent participants found 92% of the interns agreed that Cleveland is a great city; 86% believe that Cleveland is a good place for people in their 20s to live, work and play after graduating college; and the majority of the interns indicated they are interested in living and working in Cleveland after college. The Federation has had many interns over the years who have completed the program and then started careers in Cleveland as Jewish communal professionals. By endowing this program, John and Peggy have ensured that each summer the Federation will be able to support four interns. In their words: “This gift combines two things we love – Cleveland and Jewish values.” Their hope is that over time these interns will be part of the next generation of Jewish communal leaders. They have decided to support the program immediately so the endowment continues to grow and they can see the fruits of their labor. As John exclaimed, “If not now, when?”
1 A Lion of Judah Endowment (LOJE) perpetuates a Lion of Judah gift to the annual Campaign for Jewish Needs.
(L-R) E. J. and Marian Garson (John’s father and mother); Leonard Abrams (Federation); John and Peggy Garson; and Frieda Yoelson (Peggy’s mother) This photo from 1971 shows John receiving the Marvin and Milton Kane Memorial Award (now the Bennett and Donna Yanowitz Young Leadership Award) which honored a volunteer under the age of 40 who demonstrated leadership ability. A silver medallion, symbolic of the award, was presented by Leonard Abrams, chairman of the Joseph G. Lampl Leadership Development Committee.
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We Hear You and We Are Here For You
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o one ever asked me how I’m doing,” shared Howard, 89, speaking about his life as a caregiver for his 83 year-old wife Judy.* “I felt all alone and now I feel heard, and am so grateful for the help. I really don’t know what I would do without this program.” Howard is referring to the newly created Jewish Community Dementia Care Path Program, which supports individuals with Alzheimer’s and dementia and their caregivers with professional case management and care coordination services. With offices at Jewish Family Service Association (JFSA), the program is a collaboration between the Jewish Federation of Cleveland, JFSA, and community partners. Case management by the specialized Dementia Care Navigation team provides intensive intervention to help families manage complex situations and make referrals to resources as needed, to alleviate caregiver stress and empower families to live well with dementia. Howard has been the main caregiver for Judy, who has been diagnosed with dementia, and has been hesitant to trust anyone else with her care. Though they visit often, most of Judy and Howard’s family lives out-ofstate. During her most recent visit, Howard and Judy’s daughter felt helpless and contacted Access Jewish Cleveland (at the Federation) to get information on * Names have been changed to protect anonymity.
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local dementia resources. Ellen Miller, director of Access Jewish Cleveland, referred Judy and Howard’s daughter to JFSA’s Older Adult services and the Dementia Care Navigation team. Hannah Thompson, a care navigator, met Howard and Judy in their home and listened as they explained their situation. She gathered information to holistically evaluate their needs and work with them to create a plan. At first, Judy was resistant to receive help from a new person. Hannah built trust with the couple through weekly meetings and assisting with needed tasks like driving Judy to her bi-weekly hair appointments. The patience and care Hannah offered encouraged Judy to open up about her symptoms. Hannah began making necessary referrals that immediately gave peace of mind to Howard and Judy’s out-of-state family. Hannah’s reliable support is a relief for Howard, who spends most of the day caring for his wife, a role for which he felt unprepared. After processing the challenges with Hannah, Howard also hired a home health aide to assist with Judy’s personal care in the evenings. As Howard and Judy’s needs continue to change, they know their care navigator and the Jewish community will be there for them. With more than 4,000 Jewish Clevelander’s impacted by Alzheimer’s and dementia, the Jewish Community
Dementia Care Path Program demonstrates how the Federation plans for the health and vitality of the entire Jewish community, collaborating with partners to meet our community’s most critical needs that no one organization could do alone. This years-long process began with findings from the Federation’s 2011 Population Study. An increased need for dementia care support was highlighted and the Federation convened the Nakum Task Force to respond. Comprised of community members, physicians, rabbis and other professional leadership with diverse perspectives, the task force was asked to research the issue, identify needs, and make recommendations for programming. The task force found that, regardless of financial resources, caring for a loved one with dementia at home was emotionally overwhelming and difficult to coordinate. As a result, the task force recommended creating a robust navigation program to provide case management for families managing dementia, as well as increasing opportunities for caregiver education and support. Additionally, the Savvy Caregiver, a six-session education and support program, is now offered at locations around the community to help families develop knowledge and skills to care for their loved ones with dementia. Caregivers attend the evidencebased education and support program and the
The Unrestricted Endowment Fund The Federation’s Unrestricted Endowment Fund was created by insightful Jewish community leaders in 1955 and grows through donations, bequests and investments. Only a small portion of the fund is used each year to fund programs (both safety net and innovative) above and beyond what is possible through the annual Campaign for Jewish Needs.
family member with dementia is offered free, onsite programming at the same time. One participant from the Savvy Caregiving program, (most caregivers are women in their 50s and 60s) expressed that “being able to share our experiences and ideas with each other is worth more than gold. I’m grateful to know other people who understand what I’m going through.” This important but costly program was made possible with a grant from the Federation’s Unrestricted Endowment Fund. With the Federation’s commitment to raise the required funds and the thoughtful research and recommendations made by the Nakum Task Force, JFSA applied for and was awarded a three-year matching grant from the Department of Health and Human Services. This cooperative agreement comes with rigorous evaluation, strict oversight of the work plan, and more than $800,000 over three years. Since its inception in 1903, the Federation’s commitment to act as a safety net for the most vulnerable in our Jewish community remains steadfast. As our community evolves, so do our needs. Alongside our community partners, the Federation responds quickly to take our communal responsibility of caring for each other seriously so that each generation of Jewish Cleveland may go from strength to strength.
When you need help, we are here. For more information about the Jewish Community Dementia Care Path Program or The Savvy Caregiver call 216-378-8440. Access Jewish Cleveland offers a free and confidential resource and referral service. No question is too big or too small. No issue is too personal. Call 216-292-INFO (4636) or visit accessjewishcleveland.org.
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Giving Back
Part of our Family DNA
(L-R) Michael and Shari Perlmuter; Eileen and Bob (z”l) Sill; Lexi Perlmuter, Brittany Perlmuter; and Scott Sill
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hari Perlmuter remembers her parents Eileen and Bob (z”l) Sill coming home and telling her and her brother Scott stories about their Jewish community involvement. Whether it was an international trip with World ORT where they met with presidents and other world leaders, or an evening event in Cleveland, they would always look forward to their parents sharing with them what they learned. Shari recalls, “My parents never instructed us about tzedakah. It was more just a part of our family life. We would ask them questions, and they would answer.” Scott’s memories of charitable giving as a kid were positive and fun – their family would host an annual summer carnival in their backyard to raise money for muscular dystrophy, and he also
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remembers giving money to Keren Ami at Fairmount Temple and buying trees to be planted in Israel to make the desert green. Eileen and Bob were also involved at Menorah Park, Israel Bonds, American Jewish Committee, ORT, Fairmont Temple and many other charities. Shari explained, “We were raised in a household where the most important thing was to help others that are less fortunate. As kids we saw our parents doing this all the time. Giving back was part of our family DNA.” Eileen raised her children in the same way she grew up. She remembers her parents were also philanthropic and active volunteers at Menorah Park and ORT. She recalls going to Jewish Welfare dinners as a child. And once she married Bob, tzedakah and
community involvement became a way of life for them as a family. Eileen became very involved in Federation’s Women’s Philanthropy Division and eventually became the chair, which was one of her life’s greatest joys and accomplishments. She later went on to serve on the National Women’s Philanthropy Board. She was thrilled and proud when Shari followed in her footsteps.
most importantly, a way to carry on our grandfather’s legacy. Generosity and philanthropy are the most significant values that he instilled in us, and we feel so fortunate that we continue to have the opportunity to build upon these values.”
Shari agrees that the foundation is a wonderful experience for the family and brings great pride to her and husband Michael, who is also an active When their life-long friends Peggy and John Garson participant in the foundation: “It brings us closer, and suggested that Eileen and Bob consider creating a it’s a common experience that we enjoy together.” supporting foundation at the Federation, they loved And it has provided an opportunity for the family the idea. Eileen reflects, to learn about each other’s “Nobody had to give too philanthropic interests as much encouragement well as the needs in the “One of the most meaningful as I always derived great community. Eileen says pleasure from giving and I that it has opened her eyes things about the foundation felt it would be a privilege to how many worthwhile has been the opportunity to for our family to have a causes there are and she foundation.” finds it difficult to decide learn about the Federation, its which to support. Around beneficiary agencies and other The Robert and Eileen Sill the table they work together Cleveland charities. It has been Family Foundation was to determine the impact founded in 2015 and held their family foundation will educational and interesting, and its 5th Annual Meeting make on the community. I wouldn’t have that experience this past spring, the first one since Bob passed Scott agrees that the giving individually.” away in 2018. Scott, who foundation brings the led the meeting, invited family closer to each Scott Sill each person in the room to other and to the Jewish take a moment and share community. Having spent a reflection and memory much of his adult life of Bob. Many noted his zest for life, the kindness he outside of Cleveland, the foundation has also allowed showed to every single person he encountered, and him to more fully understand and appreciate the the enormous legacy of tikkun olam he left for his Federation’s role in supporting the community, “One of family and for the community, through all of his the most meaningful things about the foundation has actions and especially in creating the foundation. been the opportunity to learn about the Federation, its beneficiary agencies, and other Cleveland charities. Although young adult granddaughters Brittany and It has been educational and interesting, and I wouldn’t Lexi currently live in New York City, the foundation have that experience giving individually.” meetings are always scheduled at a time when they are planning to visit Cleveland. From the inception Eileen is proud that the foundation will keep going of the foundation they have been encouraged to and be part of their family’s legacy, “It’s a way for us recommend grants that are meaningful to them. to give to the community forever.” A community that Brittany and Lexi explain what they value about the will be stronger thanks to the philanthropy of the foundation, “It is not only a way for us to remain a Robert & Eileen Sill Family Foundation. part of the Cleveland and Jewish communities, it is,
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LEGACY
SOCIETY
Thanks
A Special Evening of
T
he Jewish Federation of Cleveland recognized the Legacy Society’s contribution to our community’s future at a Special Evening of Thanks, a reception featuring remarks from nationally recognized author, psychologist, and business consultant James Grubman, PhD. His remarks were entitled “Jewish Heritage and Values: Navigating Transitions across the Generations.” The event was co-chaired by Amy Wain, Sharon and Jamie Lebovitz, and Barbara and Alan Rosskamm. Members of our Legacy Society are the lifeline of our community – because of their generosity we are able to take care of our Jewish and general community, today and in the future.
TOP: Dr. James Grubman
BOTTOM LEFT: Lois Butler and Sherry Epstein
CENTER LEFT: Sharon Lebovitz, Erika Rudin-Luria and Jamie Lebovitz
BOTTOM CENTER: Elliott Schlang and Brad Schlang
CENTER RIGHT: Marty and Lois Marcus
BOTTOM RIGHT: Linda and Clifford Wolf
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TOP LEFT: Charna Sherman & Peggy Gries Wager
CENTER RIGHT: Louis and Jean Bloomfield
TOP RIGHT: Beno & Elaine Michel
BOTTOM: LOJEs (women who have created Lion of Judah Endowments) attending the Legacy Society Thank You Event
CENTER LEFT: Leonard and Karen Steiger
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FIVE WAYS
CHARITABLE BEQUEST
How does it work?
What are the benefits? All gifts entitle you to membership in Federation’s Legacy Society. 16
TO CREATE A
RETIREMENT ASSETS
Your trust or will is an important element of your estate plan; it enables you to protect the people you love, create a lasting partnership with the Jewish Federation of Cleveland, and ensure the future of the Jewish community.
When you designate the Jewish Federation of Cleveland as a beneficiary of your retirement assets, you create a legacy that enables the Federation to support the Jewish future in Cleveland and around the world.
You may designate the Jewish Federation of Cleveland in your estate planning documents. You may specify a dollar amount, a percentage of your estate, or the residue of your estate.
You notify your plan administrator of your desire to name the Jewish Federation of Cleveland as a full or partial beneficiary of your retirement assets and complete a change of beneficiary form.
You invest in the future of the Jewish community.
Your retirement assets are a taxwise asset to use for charitable giving as they could be subject to both estate tax at the time of your death and income tax when distributed to beneficiaries.
JEWISH LEGACY DONOR ADVISED FUNDS
LIFE INSURANCE
CHARITABLE GIFT ANNUITY
A donor advised fund is a named fund of the Jewish Federation of Cleveland in which you, as the donor advisor, retain the privilege to make recommendations for charitable grants from the fund.
Life insurance – an innovative way to perpetuate your legacy for the Jewish community.
A charitable gift annuity enables you to contribute to the Jewish Federation of Cleveland and the community, and at the same time enjoy a fixed annual income.
You donate cash, securities, or other property to the Jewish Federation of Cleveland to establish the fund. You may recommend grants to qualified public charities at any time.
Life insurance can be used to fund a charitable gift to the Jewish Federation of Cleveland, permitting you to make a substantial legacy gift for a relatively modest outlay.
A charitable gift annuity is a contract between you and the Jewish Federation of Cleveland that provides you and/or your designated beneficiary with a guaranteed annual income for life, while creating a permanent legacy.
The Jewish Federation of Cleveland invests the assets, allowing you to recommend grants from principal and income. You may receive a charitable income tax deduction for donations to the fund.
A gift of life insurance is easy to arrange and administer. You may be able to make a more significant gift than might otherwise be possible.
You can provide immediate and guaranteed income for yourself, a spouse, child, or other individual. (Gift annuities for persons other than you or your spouse may have gift tax and capital gains tax consequences.)
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The Endowment Book of Life is a collection of personal statements written by donors who have made commitments of $100,000 or more to the Federation’s Endowment Funds. Donors are given the opportunity to sign their statements at a special dinner preceding the Legacy Society event.
Excerpts from the Endowment Book of Life
The Endowment Book of Life is on permanent display at the Federation’s Jack, Joseph and Morton Mandel Building. Video statements may be viewed online at jewishclevelandgifts.org.
JEFF & DANIELLE WILD
We believe in helping to perpetuate the vibrancy and vitality of our Cleveland Jewish community for the next generation, just as our previous generations have done for us. Our legacy gift will continue our annual campaign gift after we are gone, enabling us to help strengthen our community for generations to come.
ALAN & BARBARA ROSSKAMM
A community shows its true compassion by caring for its less advantaged and its seniors. That said, as Jews, we also have a responsibility to the greater community and to seek equity for all. The Rosskamm family is proud to be a part of this deeply committed Jewish community of Cleveland.
DAVID & LYNN HEIMAN
We have made our commitment to the Endowment Fund of the Jewish Federation of Cleveland with a passion driven by a combination of emotions: gratitude, responsibility, obligation, concern and confidence.
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AMY WAIN
If my endowment makes a difference in the life of even one person in need, I will have fulfilled my intention. I am honored to be inscribed in this Endowment Book of Life. L’dor v’dor. Pictured with sister Beth Wain Brandon, left.
ELEANOR SCHWARTZ
I proudly honor Harry’s memory with my commitment to endow my Lion of Judah campaign gift knowing these funds will be used in the most meaningful way.
GREG & SHELLEY MARCUS
We want to perpetuate the meaningful work of the Jewish Federation of Cleveland. We have benefited from those who preceded us and we have confidence that the Federation will continue to plan and support programs to ensure a vibrant Jewish Community for our son and many generations to come.
DR. DAN WEIDENTHAL It is a privilege to be able to establish a Lion of Judah Forever Fund at the Jewish Federation of Cleveland in honor of my late wife Judy … we believe that no one can assess the needs of our community better than the board and staff of our Federation. Pictured with sons David Weidenthal, left, and Jeffrey Weidenthal, right.
PENNY GREENBERGER
It is through their examples [my grandparents and parents] that I became passionate about being able to make a difference in the world. Eleanor (left) and Penny (right) with Penny’s husband, Bob.
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Community Connection
& Feelings of Gratitude D
rs. Linda Sandhaus and Roland Philip have many charitable causes that they care deeply about and support. Their love of art and music is what inspires them to give to the Cleveland Orchestra and the Cleveland Museum of Art. As retired physicians, they support the Cleveland Clinic and University Hospitals. In honor and memory of each of their first spouses, both deceased, they created endowed scholarships at their alma matters. As longtime generous supporters of the Campaign for Jewish Needs, they
Creating an Endowment Fund You can create a named Endowment Fund with a gift of $10,000 or more. Named Endowment Funds create a permanent legacy, perpetuating your ideals and your name, or the name of a loved one, while ensuring the future of the Jewish community.
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How does it work? • You make an irrevocable gift of cash, securities or other property either during your lifetime or after your death through your estate plan to create a named endowment fund. • You may also use life insurance, charitable remainder trusts, charitable gift annuities, retirement accounts and donor advised fund recommendations to create a named endowment fund.
wanted to do something permanent for the Jewish community. After much careful thought, and learning about many of our community’s needs, they found a cause that spoke to them both: supporting the Jewish elderly. A recent tour of Menorah Park with Linda’s mother – visiting from out of town and considering relocating to Cleveland – caused them to think about elderly Jewish Clevelanders. They realized how important it is for Jewish seniors to have a place to go when they can no longer live independently or safely at home. As Linda explained, “It is not just about the facility looking good, but it is also about having activities that engage seniors such as art and creative writing. It is about improving the quality of their lives.” Linda shared that before she moved to Cleveland and met Roland, she was living in New Jersey and didn’t have much of a connection to the Jewish community there. When she moved to Cleveland, she joined Fairmount Temple and was amazed at the strength of our Jewish community: “It has enriched my life.”
What can an Endowment Fund support? The annual spendable portion can be used to make a grant to a cause or institution that you designate such as: • The Federation’s unrestricted endowment fund • The Federation’s annual Campaign for Jewish Needs • A Federation beneficiary agency • Support for a specific area of interest (Jewish education, the elderly, children at risk, etc.) When you invest in the future of the Jewish community, you serve as a role model for future generations. By creating an Endowment Fund
Roland and Linda both feel a tremendous amount of gratitude. They feel fortunate to have been successful in their careers and that it is their obligation to help others that are less fortunate. They are especially pleased that their fund will support the Jewish elderly because they know this is a part of the community that will only be supported by Jewish people. Because their endowment broadly includes “Jewish elderly” as its purpose, the grant each year has the flexibility to be used where there is the highest need. It may support residents of Menorah Park or Montefiore, as well as programs that support those living at home such as lunch programs and meals on wheels. The process of creating their endowment was “simple,” said Roland. “Once you decide that you want to make a charitable gift, the Federation makes it easy,” he explained. When asked about the impact of their gift, they hope it inspires others to realize that they too can do something meaningful for the community – for whatever cause speaks to them.
you are part of the Federation’s Legacy Society which recognizes and thanks those who have the foresight and generosity to make provisions for the future of our community. With your commitment of $100,000 or more to the Jewish Federation of Cleveland’s endowment funds, you are invited to write a statement in the Endowment Book of Life, on display at the Federation’s Jack, Joseph and Morton Mandel Building.
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THE
Legacy Society
We thank and honor our living Legacy Society members who are creating their Jewish legacies by supporting the Federation’s endowments now or through their estate plans. With your foresight, our traditions will remain bright for generations to come. Anonymous (40) Tom Isaac and Abby Goulder Abelson Dan Abrams and Nan Cohen+ Sheldon and Terry Adelman+ Hedy and David Adler+ Joanie and Tom Adler+ Norman Adler+ Harold Agrast Karen B. Altschul+ Nate Arnold George and Roma Aronoff+ Stephany and Jonathan Bass Jules and Fran Belkin+ Annie Belkin Nancy Wilkoff Bell+ Allan Bellin Linda Cortell Benjamin+ Dr. Brian and Nora Krasney Berman+ David Biegel and Ronna Kaplan Louis and Jean Bloomfield+ Richard J. Bogomolny and Patricia M. Kozerefski+ Michael and Susan Borstein+ Steven and Donna Borstein+ Beth Wain Brandon+ Florence Brofman Jane C. Busch+ Lois L. Butler Viki and Marc Byrnes+ Marilyn Cagin+ Michael and Mimi Charnas Florence Chelm+ ReneÊ Chelm+ Shirley and James Chessin Victor and Ellen Cohn+ Bonnie and Michael Cole Lawrence and Lois Corman* Rand and Beth Curtiss 22 22
Bernice Sapirstein Davis+ Lois Joan Davis+ Ken and Linda Dery Reuven and Naomi Dessler Harlan Diamond Jim and Nathalie Diener+ Mel and Wendy Dinner Stephen S. Douglass and Amy J. Rothenfeld Bob and Darlene Duvin+ Sheila Eckstein Larry Edelman Mary Edelstein Sibyl Eigner+ Peggy Nathan Einstein Carol K. Eisenberg Robert and Suzanne Englander Natalie Epstein+ Sherry Stein Epstein Shulamith and Gerald Erenberg* Marjorie Evans+ Harriet and Alfred Fader Ralph Faigen Paul and Barbara Feinberg Barry S. Feldman+ Gloria Fine+ Joel and Ronna Fox Gita Frankel Margaret Richards Frankel Mitch and Sue Frankel Rina Frankel+ Earl R. and Barbara Corwin Franklin Harvey A. and Harriet D. Freiman+ Marc W. Freimuth* Jane Friedman+ Mady Friedman+ Erwin Froman+ Beverly Gans+
Brian K. Garson+ Ann and Scott Garson John and Peggy Garson+ Phyllis Asquith Gary Joan Gelb+ Norma Geller+ Stuart A. Gertman+ Myrna and Warren Gill Sheldon and Lynda Gillinov Adrienne Metz Goldberg and Philip N. Goldberg+ Toby and David A. Goldfinger+ Elise and Allan Goldner* Richard Goldsmith Alan Goldstine Bruce H. Goodman Lois Goodman+ Judith Goodman+ Susan and Bernard Goodman Francine M. Gordon+ Tamra F. Gould+ Joan Goulder Alvin Gray+ Roe Green+ Penny Greenberger+ Bob and Sally Gries+ Andrea Kanter Grodin Elaine Gross Joan and Alan Gross Shelley and Ronald Gross+ Toby Gross Charlotte and Armin Guggenheim Sheldon Guren Lisa Hacker Seth Harris Bill Hartstein Lynn and David Heiman+ Anita and William Heller+
Rebecca and J. David Heller Bruce Hennes John E. and Laura P. Herman Robert Hexter Edith F. Hirsch Michelle Hirsch+ Carol and Ken Hochman Amy and Stephen Hoffman+ Etty Hoffman+ Andrew and Debbie Hoffmann Lee Ann Holstein Richard Horvitz and Erica Hartman-Horvitz+ Susan and Robert Hurwitz+ Robert and Susan Immerman+ Lynda and Don Insul Ronnen Isakov and Lara Danziger Isakov+ Sally Weinberg Isenstadt Pamela and Scott Isquick Orry and Sheila Jacobs+ Judith M. Jacobson+ Dr. Jack W. Jaffe Barbara Bellin Janovitz Nina Josephs Suellen and Larry Kadis+ Stephen Kadish* David and Gloria Kahan Julian and Etole Kahan+ Amy and Ira Kaplan+ Andrea Katz+ Roberta B. Katzman+ Jack and Judy Kaufman Lenore Golden Kessler Ita Klein Howard A. Kline+ Terri and Stuart Kline+ Malvina Klopman
Maxine Koblenz+ Nancy and Rik Kohn Lee Kohrman+ Sharon Koppelman Noreen Koppelman-Goldstein Edward and Roslyn Kowit+ Milton A. and Charlotte R. Kramer Charitable Foundation Joan and Byron Krantz Celine Krashin Gertrude Krause Larry and Barbara Kronick Gerald Kurland Dr. David M. Kushner and Rabbi Lucy Rebecca Kushner Dr. Irving and Enid Kushner Stephen Kushnick Sanford Kutash Elayne and Robert Kwait Marvin and Carol Lader+ Fran and Sidney Lasky+ Ellen and Jeffrey Leavitt Sharon and Jamie Lebovitz+ Jonathan Leebow Jordan R. and Jane G. Lefko Alice Lefkowich+ Elin Leonard Allison and Les Levine Marcia Levine+ Walter Leyser Nancy and Keith Libman+ William and Sandra Lieberman Evelyn Lissauer Barry and Mary Livingston Irwin Lowenstein Lawrence Mack Milton and Tamar Maltz+ Cookie Marcus+ Greg and Shelley Milin Marcus+ Lois and Martin Marcus+ Jim and Kathe Mayer+ Donald and Barbara Meckler+ Bobby Meisel+ Elaine and Beno Michel M.D. Michael and Hedy Milgrom
Barbara Rauch Miller David P. Miller Edith D. Miller+ Jill Miller Zimon Roy Minoff *+ Stephen A. Monto+ Irv and Beryl Moore Allan and Marguerite Morris Paul and Sylvia Morrison Bonnie Myers Hal and Nora Myers David and Helen Nagusky+ Marjorie E. Newman+ Iris November+ David B. Orlean Rita Orpett Lenore Oscar Edith Merlin Paller Bonnie Marks and Carol Paull+ Ervin & Wendi Pavlofsky*+ Shari S. and Michael* Perlmuter+ Kim Meisel Pesses and Paul Pesses+ Roland S. Philip M.D. and Linda M. Sandhaus M.D.* Florence K Z pollack Julia and Larry Pollock+ Terry Pollack and Barbara Gross Jill Renee Pupa Elisa and Howard Rabb Leonard and Heddy Rabe Cathy Randall+ Hal and Cindy Reisenfeld+ Sylvia and Bob Reitman+ Sidney Rheuban Bob, Eleanor and Kathy Risman+ Roger and Lynn Ritvo Carol Rivchun+ Beth and Brian Robbins Rabbi Daniel Roberts and Elaine Rembrandt Marjorie Rosenbaum+ Enid and David Rosenberg+ Frank and Beth Rosenberg Barbara S. Rosenthal Barbara and Alan Rosskamm+
Betty Rosskamm+ Robert and Margo Roth+ Jerry and Marcia Rothschild+ Patty Rubin Susan Rubin+ Peter and Aliki Rzepka+ Mark J. Sack* Sheri and Kenneth Sacks*+ Gordon and Evie Safran+ Mary and Joseph Sanders Donald Sayre and Nancy R. Wurzel+ Richard Schanfarber Elliott and Gail Schlang Kyla and Mitchell Schneider+ Carol Schoenewald Diane and Harvey Scholnick + Barbara Schreibman Carol and Lawrence Schreibman+ Eleanor Schwartz+ Sally and Larry Sears*+ Bob and Anita Seidemann Jane and Lee G. Seidman+ Jessica and Alan Semel* Amy Sheon and Marvin Krislov Bradley and Elisabeth Sherman+ Charna E. Sherman Michael and Anita Siegal+ Harvey and Adrienne Siegel Eileen Sill+ Dan K. Silverberg Alan Silverman Harriet Simon The Simon Family Foundation+ Naomi and Ed Singer+ Steven and Michal Soclof* Marv and Judy Solganik Nat Spaeth* Sydelle Spero Barbara Spevack+ Karen Lipman Steiger+ Lenny and Karen Steiger Eleanor B. Steigman Terri and Howard Steindler Lorelei Stein-Sapir
Will and Jan Sukenik+ Harold and Ellen Ticktin+ Ronna Uhrman+ Seth Uhrman Lori Schor Ulanow Dolores Urdang Kathy Urdang Mulcahy Peggy Gries Wager+ Amy L. Wain+ Norman Wain+ Lori Ellen Wald+ Renetta K. Waldman Ruth Warner Connie and Neil Waxman+ Muriel Weber Daniel Weidenthal+ Steve and Penni Weinberg+ Gail and Ed Weintraub+ Annabelle Weiss Helene Weiss Judith Weiss+ Stanley E. and Sally H. Wertheim+ Marcia J. Wexberg Steven and Trudy Wiesenberger+ Danielle and Jeffrey Wild+ Steven and Judy Willensky+ Carol F. and Michael L. Wolf Clifford and Linda Wolf Idelle Wolf+ Jane and James B. Wolf, Jr.+ Anne Marie and Renny Wolfson+ Elissa Wuliger Sandra and Timothy F. Wuliger+ Dara and Alan Yanowitz+ Donna Yanowitz+ Jerry Zahler+ Paula D. Zeisler+ Dan and Ellen Zelman+ Ruth Zilber+ *New member since December 2018 +Member of Endowment Book of Life We regret the omission of any names. 23 23
Jack, Joseph and Morton Mandel Building 25701 Science Park Drive Cleveland, Ohio 44122-7302
Individual Retirement Accounts: Rollover your IRA for good • Satisfies your annual required minimum distribution, or RMD, up to the amount of your distribution. • Allows you to give from pre-tax assets and your distribution is excluded from taxable income. • Simplifies the giving process. It’s easy to do — just notify your IRA custodian. To learn more about IRA Rollover, please contact Carol Wolf at cwolf@jcfcleve.org or 216-593-2805. This material is presented for informative purposes only and should not be construed as legal, tax, or financial advice. When considering gift planning strategies and yearend gift opportunities, you should always consult with your own legal, tax, or financial advisors.
The Jewish Federation of Cleveland (license # CH22328) is registered to solicit charitable donations within Florida and provides disclosure as required by Chapter 496 of the Florida Solicitation of Contributions Act as follows: “A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE (800-435-7352) WITHIN THE STATE OR BY VISITING WWW.800HELPFLA.COM. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL OR RECOMMENDATION BY THE STATE.”
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