Saving to buy a car, what do i need to know about insurance?

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Saving to buy a car, what do i need to know about insurance? so i just turned 21 and have been saving up for a car. i'm looking to purchase through the owner, not a dealer. this will be my first car purchase and i'm wondering how insurance works. do i just research different insurance companies and then call and talk to them to set things up? do i need to have purchased the car first or can it be handled beforehand without the title? just trying to get an idea before i dive in! Related

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a ticket and said there will be no payments for the other car. Me and and the other car never exchanged any information. This is my first accident, I am a little confused. Am I suppose to get sued. And what is the likelihood that that the other car's insurance would charge me 10k or more for the accident? I want an idea so I can start saving money and trying to make payments now. Is there a way I can start making payments without having to go to court to get sued." A teenager with no health insurance...? I'm 17 and from California and have NO health insurance... My mom no longer has custody of me and I'm living with my father who has no job and no way of getting me health insurance. To be quite honest, my dad is a drug addict and lays around the house all day, so to sum it up... he's no help at all. I usedd to have mediCal with my mom but since I no longer reside with her, im not longer under that anymore. I'm really really scared... I think I may have strep throat and I have NO idea what to do... since I have no insurance. Can anyone help me? Thanks." About how much will my car insurance go up after new car purchace? I currently have full coverage on my used car, and will be trading it in. Will my insurance jump up? I currently own a 2002 alero and will be buying a 2010 vw gti." Then why would my homeowers insurance not renew......? Then why would my home owners insurance not renew because of a felony? Do I need uninsured motorists insurance on my motorcycle if I have it on my car policy? I was just quoted motorcycle insurance by an agent - She claims that If I have uninsured motorists on my car policy, it will cover me even if I'm on my motorcycle and thus I don't need the coverage on my motorcycle policy, making it VERY cheap. Is this true? Are there any con's to doing this? The difference in price on my motorcycle policy is $280 a year without uninsured motorists, and $950 a year with uninsured motorists." Can I put my boyfriend of 3 years on my health insurance (provided by employer) in the state of Florida? I work for a great company that provides health & dental insurance from the very first time you start the job. My boyfriend of three years that I live with, does not have any ...show more" How insurance affects life of people? i need it for my project so plz give me brief inforamtion How much insurance is for a sporty car?


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No insurance and Pregnant in Florida? Hey everyone.. im 19 and i just found out last night that there is a good chance of me being pregnant. I took two tests last night and they both came out with a faint pink line and a dark pink line. Now i dont have medical insurance, but im a part time student and i work full-time but my job doesnt offer any insurance coverage. Everyone keeps telling me that i need to go to the docot but i dont know what do do next if i dont have insurance. I' m in Orlando Florida so if anyone can help give me advice on what i should do next id realllllyy appreciate it. Thanks!" Just started boxing.. health insurance? I am 21 and just started boxing again.. I know the basics and i can take a punch... but i am a little nervous about getting my nose or jaw broken.. even with headgear on... what is ...show more "Anyone with Progressive, are they a good reliable insurance?" I am thinking of switching to them, due to a good rate and seems like a decent coverage. Has anyone had any problems with their insurance though?" Insurance question HELP PLZ? On the insurance to get a quote, it says to list all the violations within the last 3 years. I have got one speeding ticket but was cleared because i took the Stop Class. So do i have to put this down as one of the penalities" Car insurance question? I live in indiana and my friend lives in texas. He has car loan for a car but is going to let me just take over the payments. The loan will still be in his name but I will be paying for it. Can I get the car insurance under my name?? Do you have health insurance? how old are you and how old are your kids? Saving to buy a car, what do i need to know about insurance? so i just turned 21 and have been saving up for a car. i'm looking to purchase through the owner, not a dealer. this will be my first car purchase and i'm wondering how insurance works. do i just research different insurance companies and then call and talk to them to set things up? do i need to have purchased the car first or can it be handled beforehand without the title? just trying to get an idea before i dive in! Looking for affordable health insurance in California? Is there any way that an individual might be able to join an existing health insurande group? I am single, and my job does not offer insurance. I am 28 and healthy, but the costs of individual plans are out of my budget. I was just wondering if there was a better way to insure myself on the up and up."


Need cheap health insurance for my family....? Im unemployed and currently receiving unemployment. I need leads or info on cheap or affordable health insurance for my 3 children and I. I live in Dallas, Texas if that helps or makes any difference." How can I get car liability insurance without USA drivers' license? I am a foreign citizen and we would like to buy a car in San Francisco for a cross country trip. The only problem seems to be the car liability coverage insurance, which is obligatory to have when driving. How the others do, who make such trip? Are there insurance companies offering daily rates, or periodical packages with not American drivers' license? Car rental places offer liability insurance for 12.99 per day, so I think of something, like that. Thank you for the responses. Zsolt" Help me find affordable health insurance in ny state if i am not poverty level? Help me find affordable health insurance in ny state if i am not poverty level? Is insuring a road legal buggy cheaper than car insurance? I have driven loads of buggies before in off road conditions and have been thinking about getting a road legal one myself to use instead of a car seen as insurance is ridiculous for a young driver like myself. Anyone know or have a rough idea of how much it would be to insure say a 250cc road legal buggy? I've tried the internet but can't get an online quote off anyone and don't want to have to spend ages on the phone enquiring. If anyone could give me a rough idea that would be awesome! Thanks :) Will my insurance? well my insurance pay for i iud. Will it save money to take driving lessons at 17 but not get insurance until 21/22? I'm nearly 18 now, I've left driving a little late... my family asked me if I wanted to learn to drive at 17 and for some reason I didn't want to, but now I've got uni coming up in September (June now for future readers) I'm wondering if it's worth doing it now. I'd heard from someone that if I start learning at 21 or 22, insurance costs more than if I learn now and have a license for a few years before getting insurance and a car at 22 years, for arguments' sake. Has anyone else found or heard something similar to this? Thanks if you can help!" Road trip without car insurance? So my girlfriend and I want to go to Las Vegas with some friends. We don't have a car, but it friends does, however, he doesn't have car insurance. Would it still be ok to go? Why or why not? Well be traveling from SLC."


Someone at fault with no insurance suing my insurance? I was t-boned at an intersection by a lady who had no insurance, no license and who ran a red light (she was ticketed for all 3). I filed under uninsured motorist claim and my deductible is $250. She tried making a claim against my insurance, but it was obviously denied. She is now saying she is contacting an attorney because the officers at the accident were corrupt ...Can she sue and will she likely get anything? Can I counter sue for the decidable?" Whats the cheapest insurance company? parents wont get me a car cause the insurance is to much. i will be the only driver on the car. any suggestions? Can I get motorcycle insurance without a license? Can I get motorcycle insurance without a license? Can anyone give me any insight on approximate costs for cars/car insurance? In defense of my ignorance, I'm only sixteen, and I'm trying to figure out how long it will take to save up for a car/driving school/insurance/all that stuff. And since I don't actually have a car yet, I can't get a quote on insurance. Also, I realize that every case is different, prices vary, and it's next to impossible for anyone to give me a definite answer, but all I'm asking for is approximation. Things I need to know: -Sixteen, newly licensed, about how much per month for insurance? -In your opinion, what's the best/cheapest insurance provider? -About how much is the cheapest that I would be able to buy a used car for, assuming I'm not picky in the least about anything besides it being one that actually runs, where I won't have to worry about all kinds of repair costs? I know this is kind of ridiculous, as no one can give me an official answer, but all I'm asking for is approximation. (: Thanks in advance. If I've forgotten any fees that come with car or insurance buying, feel free to educate me? THANKS TONS." Insurance for new driver? I'm 20 and just got my license. I don't really know much information about car insurance. I live with my parents and I use their cars. But in a couple of months, my older brother is sending his car to me, since he can't take it to Japan. Can I drive my parent's cars without myself being insured and use my parent's insurance? or Does my name need to be underneath theirs?" Cheap Car Insurance for International Drivers License holder in Canada? I am moving to Canada in a month's time, I have an international driving license from Pakistan, which allows me to drive in Canada for 2 months, I have searched a lot but couldn't find any company facilitating any international driver's license in Ontario. can any one help please" I need to find an insurance company?


I need to find Insurance that is affordable and covers Pre exisiting injuries, maternity coverage, and dental care. Anyone know a company that does that?" I need Health and Dental Insurance in NJ? I'm self Employee, 30 year old male I need a Really good Health and Dental Insurance in NJ what are the best companies that provide my needs Under $700 a month, I dont need vision insurance" Where can i find a cheap mustang and a good deal on insurance? im 18 and my insurance is cheap but i dont no how much it will go up if i get a mustang. i live in ohio and need a place near me so i dont have to go far Bad Faith Auto Insurance? Should I hire an attorney for this?, I purchased a policy online a few months ago within the first few days that i had this insurance I had a storm and damaged my vehicle (minor) with hail damaged I submitted out a claim, appraiser was sent they covered the loss sent a check to me, now i take it to the bodyshop and try to have it fixed but they need a supplement, they contact insurance co. but insurance co, makes many excuses over this they state I dont have full coverage which I do, and it was verfied with them that i do, the next few weeks pass and then I finally get a call from a manager at the insurance company stating that they mistakenly sent me out a check because I made a false claim report, they said that they can tell by my pictures before policy was bought that vehicle had damaged (which is an excuse of denying supplement) and stated the the adjuster overlooked everything point here is that insurance co, cancelled my policy by stating underwriting issues, so now Im without insurance coverage, the manager also stated she reported this to the texas state but mentioned she could not put a stop payment on the check and that I could still use it to fix the car or cashout the check... I am really dissapointed at how all this was handelled, Im thinking about getting an attorney, I already discussed and this issue with the Insurance company and Im basicly told that I lied about the claim and they end my call... Should I wait to get an attorney or should I just get one and go from there? I believe this is bad faith insurance coverage, What should I do? I mean I still have the check it is not cashed out, I cant really do much with this check everyone charges an arm and a leg, can they file insurance fraud charges and if so even though I know I did everything right should I get an attorney?" What is the best begeners motercycle in Canada insurance and operating cost wise.? Are cruisers cheaper to insure then sports motorcycle for the same displacement engines? And what are some good models in the market? Thankyou Auto insurance filing question in WA? About 5 months ago, my vehicle was hit in a parking lot leaving a big dent on the driver's side. The person who hit the car was kind enough to stay and contact his insurance company to file a claim. His insurance company appraised the damage, sent me a check, and told me it's mine to do with as I wish (I could keep it or use it for repairs). I decided to keep it and not repair my vehicle. Now, I'm looking at selling my car but I would like to repair it first to increase its value. Could I file a claim with my


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How much do you pay for your auto insurance per year? Is it true that the more expensive your car is, the insurance will automatically go up, too? Isn't the older car need more insurance cover since they are more easy to get into accident? I don't know much about auto insurance, so you can share some of your knowledge would be greatly appreciated. Thanks! =D" Why is health insurance so high? I live in Idaho, I'm a college student, work part time and my wife works full time. We bring home about 1900 a month. Rent is 540, my car + insurance costs 150, gas is about 175 (my wife commutes to work) and groceries are about 300 every month, phone + internet + electric is 175. I have to have medical insurance while I goto school except it costs $250 a month. HOLY CRAP it's alot, and I still have to save for tuition, we usually only have 200-300 a month left over. Why is health insurance so high and what can I do to get it lower?" Long term care insurance - John Hancock or Genworth? Which is a better company to go with, any thoughts? Long term care insurance is so expensive and I don't want to make a wrong decsion, thanks for your help!" Car insurance question ONTARIO? I am 18, live in Toronto, Ontario and dreaming of having a car, but I can't afford to pay $400 a month or more, so, could I get my dad to buy the car with my money, register it as if it his, get cheap insurance for it as if it was his, and then just drive it all the time having the proper car documents on me. How much of a legal issue would that be if a cop pulled me over and I showed him that the car is family owned and insured and I just happen to be driving it today. My family already has a truck and a Toyota, I don't know if that is relevant or not, but Im just throwing it out there. And just to make sure, what would happen if (god forbid) I was to get in an accident and wasn't at fault? how about if it was my fault(talk about sticky situations)." I got a speeding ticket in Toronto but did not receive demerit points. Will my insurance rates go up? I am 21.? I got a speeding ticket in Toronto in the jurisdiction of 4863 2 days ago. I did not receive demerit points as I was only 15 km/h above the limit. Will my insurance rates go up if I plead guilty and pay the fine? I am 21 years old and my parents are currently with Wawanesa. I have a G lisence. Where can I get cheap car insurance I'm 17 male and need comprehensive cover? I have a saxo 2001 that cost 2000, I don't mind going on my mums insurance, anyone no a cheap place?" Saving up car + insurance HELP !?


My partner is having driving tests every week, and she is a more advanced driver. I just like to get advice on this matter, financial ? I do got a job, part time mainly. I do earn around 180 +- a week if I am lucky, She has student loan, 800 every three months and that's not much since she has to pay university fees. normally around 9k. now it's around 4.5 thousand pounds I guess. She wants to get a car insurance and a car, we are troubled what to do since if she wants all of that it will be loads more. Since insurance is 600 pounds every year ? petrol and other costs MOT. Road tax ? Just some examples, there might be lots more to worry about. I will help her to get all these things, She thinks it would be easier to get a second hand car, that will hopefully handle 2/3 years ? I do not believe that's a wise choice since that would be much more expensive for extra costs and repairs. On top when she is done with Uni and she has to get a job, it's more sufficient to still owning a proper car to get you everywhere. The body could be damaged, and the chance of a accident is higher + extra costs. Can anybody help us out ? A second hand for 2/3 thousand with a insurance of 600 a year ? or not ? Lemme know ! Thank you !" Car Rental USA Insurance? I am getting really annoyed with trying to get a quote for car rental in USA. For basic rental I have been quoted $200. But then there are all the insurances: Loss Damage Waiver (LDW) Supplemental Liability Insurance (SLI) Personal Accident and Effects (PAE) What do I actually need to have as they are really expensive!!! Adding just the first two takes my rental up to $500. I am very confused. What legally do I have to have? Someone told me the US insurance is strange cos you can get sued for an accident and end up paying thousands of dollars out to the person you hit. Can I just get insurance through my own car insurance here in the UK rather than paying $300 dollars?? Pregnant w/o insurance.? I am 6 weeks pregant and do not have insurance. I don't qualify for medicaid anymore because I make too much money, like 1000 over. The problem is that I can't work less or we can't pay our bills. Does anyone know how I can get insurance while I am pregnant??" What would be considered as a franchise of Allstate ? ? Would it be the actual insurance agent ? I be 17 in April and i just got my learners and i want to know how much it cost for car insurance? if my grand mom add me under her how much it cost Where can I find affordable health insurance with no waiting period for maternity coverage? We're residents of Virginia, but use a doctor and hospital in North Carolina, and can't seem to find a thing. Doesn't need to pick it up as a pre-existing condition. Ehealthinsurance.com didn't find a thing for us. Any help is appreciated."


"On average, how much is car insurance each year?" On average, how much is car insurance each year?" Camaro z28!!!!!!!!!!!!!!!!!!!!!!!!!!!... insurance costs? how much would insurance cost for a 1990-2000 camaro z28 cost for a 16 year old boy How much does it cost to repair a small dent?And also insurance question/? well i have two questions... how much does it cost to fix a small dent maybe 8 inches in diameter no paint scratches. Im really mad this happened to me this guy who is a complete jerk said i hit his car which i did but he claims it was in the back of his car where the dent is located but i barely tapped it on the front door not the back while i was trying to get out of some dudes parking spot. Also my other question is will insurance cover it if insurance is under my dads name but the car is under my name? we live in evansville indiana. and i think it is farmers insurance. How do I purchase life insurance? I'd like to purchase a life insurance policy, but have no financial savvy past Google. How do I go about this? What are the pitfalls? Do I need an agent? Any recommended companies? (It would have to be rated at least A- or better by A.M. Best). I'm a twenty-one year old unmarried non-smoking student. I'm in good physical health, though there's some family history of heart disease. No dangerous activities. (It must look odd for me to be checking into this at my age. It's a long story, but rest assured I don't plan on dying anytime soon.) I'd like an affordable policy with a payout of 105,000$ or a little over. Simplicity and good customer service would be nice of course. I'm pretty busy with school as it is. Finally: term or whole? I understand most people think term is the way to go, but considering my youth and good health would I be better off with something permanent? I know I'm going to want to be insured until my eventual (assumedly far-off) demise. Thanks for your time." Mazda Miata insurance is wacked? I got a quote from Geico, which is the best I could find, on a car that I'm thinking about purchasing and financing. The car is a 1996 Mazda Miata with 80,000 miles on it. Geico gave me a quote for $882 for six months, thats $147 a month and $1764 a year. What the heck?! I'm 18 and don't understand why insurance is that expensive. I've never had a ticket or an accident. It also says that I need to get a deductible when the car is selling for $3995. Any advice?" Tips for a 17 year old MALE driver to get his CAR INSURANCE premiums below 2000? In all seriousness, it takes the absolute Michael how much it costs a 17 year old male to get insured.... on my mums insurance on an Insurance band 1 car i'm looking at 2400. I'm a student, my mum has over 20 years no claims, and still i'm getting ripped off. Any tips other than doing driving courses? Am I just doing something wrong with the insurance websites?"


"Online Auto Insurance Quotes, are they really safe and accurate?" I know several people who have submitted their information into one of the many online auto insurance quotes and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person." When selling your car without insurance and tax? just bought a new car and want to sell my old one, but is it ok for someone(buyer) to have a test drive if the car has no insurance and no tax? and then drive it home as well" Do dealerships offer an insurance quote when you buy a new car? I am buying a new car this month, I am getting some different quotes to compare the best policy. Will the car dealership (in MA) offer car insurance from their agent when you buy the car? or do you have to have your own. My regular agent that I have had for over 10 years with perfect driving record gave me an offer over $200 more a year than other places. Are the car dealership insurance reasonable?" Saving to buy a car, what do i need to know about insurance? so i just turned 21 and have been saving up for a car. i'm looking to purchase through the owner, not a dealer. this will be my first car purchase and i'm wondering how insurance works. do i just research different insurance companies and then call and talk to them to set things up? do i need to have purchased the car first or can it be handled beforehand without the title? just trying to get an idea before i dive in!


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