Insurance Premium Finance
Insurance Premium Finance Insurance Premium Finance provides an alternative option for payment of commercial and personal insurance premiums. It allows for the lump sum insurance premiums to be spread over monthly instalments, which can free up cash flow and working capital.
Benefits to the borrower include: • • • • • • • •
Fixed interest rate No loan service fees No security costs as the insurance policy(s) are the security No collateral is required Flexible payment terms (8 -12 month instalment options) Frees up business cashflow Cost effective Automatic repayment method by monthly direct debit, credit card or BPay
Premium Finance is available for most types of commercial insurance including: • • • • • • •
Industrial Special Risk / Commercial Business Insurance Public and Products Liability Insurance Motor Vehicle Insurance Construction Insurance Plant & Equipment Insurance Professional Indemnity and Liability Insurance Workers' Compensation Insurance
Once you enter in to a contract to pay your insurance premium with a premium finance company, they pay your insurance premiums on your behalf by the due date. You then make the repayments to the finance company over the agreed period by way or direct debit, credit card or BPAY.
We offer premium finance from a wide range of providers, including: • • •
Pacific Premium Funding Lumley Premium Finance Hunter Premium Funding
www.pacificpremium.com.au www.lumleyfinance.com.au www.hunterpremium.com.au
Insurance Premium Finance Quote To obtain a quotation, enquire online at www.it.optimuminsurance.com.au. In most circumstances we are able to provide an quote over the phone. If you would like to discuss your needs further, contact us on 1300 739 861. Policy coverage is always subject to the terms, conditions and exclusions of the insurance contract and policy wording provided by the insurer. Each insurance company has its own policy wording. This means that coverage can vary considerably from one insurer to another. It is vital that you compare each policy based on the appropriateness of cover for your individual or business needs. As Insurance Advisers, it is our role to understand the terms and conditions, so contact us now for advice and a quote.
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Contact Us Phone Fax Hours Email
+61 1300 739 861 +61 1300 732 225 9.00am to 5.00pm (EST) Monday – Friday service@optimuminsurance.com.au
Website
www.it.optimuminsurance.com.au
Presentation Disclaimer –– “This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by contacting our office on 1300 739 861;” Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.”