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FinCraft PACS Management Solution


Presentation Flow •

PACS - Present Scenario

Objective

Constraint

Why Nelito

Our Solution

Q&A


PACS Present Scenario PACS are not Part of banking system Regulatory issue Not yet self sustaining. Over reliance on manual operations. Lack of Visibility and Transparency in Operations Loaning to farmer with Cash and transfer mode


PACS Present Scenario (Contd.) Overdue in KCC and Loans Delay in Loan Processing CAS reporting implementation in Process Loose controlled accounting system Lack of MIS reporting system.


PACS Present Scenario (Contd.) Imbalance in PACS accounts Loosing Business Weakening of PACS Competition from other banks for loaning to Farmer


Objectives for improvement Connecting PACS to Indian Banking Framework using Rupay Network (KCC) PACS should be Self Sufficient Faster Loan Processing Improve Customer service Better Decision making System with Bank Orieneted MIS Centralized PACS management system at DCCB Level


Constraints and solutions Lack of Required Resources to PACS Lack of well trained and professional staff Lack of availability of High end technology Lack of bank oriented MIS Competition from Public Sector banks which are Well Equipped with technology

Only solution to these problem Centralized PACS management system at DCCB Level


Why Nelito?


Head Quartered at Navi Mumbai, India

FinCraftTM Suite of Solutions for BFS and Government

45+ Service Locations in India

Software Solutions and services in the areas of Transaction and Payment Systems, Analytics & Data Warehousing, Mobility and e-Governance

60+ International Projects

800+ Professionals

180+ Banking Clients

Established in 1995 with major shareholding by TATA Group Companies

Focused on BFS and achieved high customer retention

Serving Nationalized, Private, MNC’s and Co-op Banks / institutions

Working with implementation

IDRBT

for

PACS


FinCraft Customer (DCCB’s) Akola District Central Co-operative Bank, Maharashtra Nasik District Central Co-operative Bank, Maharashtra Jalgaon District Central Co-operative Bank, Maharashtra Jammu District Central Co-operative Bank, Jammu & Kashmir Baramulla Central Co-operative Bank, Jammu & Kashmir Mysore District Central Co-operative Bank, The Singhbhum District Central Co-operative Bank, Chaibasa The Ranchi Khunti District Central Co-operative Bank, Jharkhand The Gumle-Simdega District Central Co-operative Bank, Gumle. The Deoghar-Jamtara District Central Co-operative Bank, Deoghar. The Dhanbad District Central Co-operative Bank k, Dhanbad. The Hazaribagh District Central Co-operative Bank, Hazaribagh The Dumka District Central Co-operative Bank, Dumka The Giridib District Central Co-operative Bank, Giridib


FinCraft PACS: Salient Features Use of High End Technology Seamless integration of PACS with Branches of DCC Overall control on PACS loaning system by Bank Seamless integration with Rupay Network Bank oriented Loan Origination system Complete Banking activity modules Enhanced Trading Activity CAS Compliant Reporting Rich MIS and reporting system


Functional Components

Designer

Loan Management

Banking activity

• • • • • • • • •

• Loan Origination Sytem • NCL register – Statement A and B • KCC loan in integration of Rupay Network • Farm Sector Loans • Gold Lon • Consumption loan • House repair loans • Loans to SHG and JLG • Borrowings

• • • • • • • • •

PACS Season Crop Village Taluka Land Scale of finance Customer /Farmer User

General Ledger Savings account Term Deposit Non Farm sector Loans Pygmi deposit Sundry accounts Cash Credit Bank account Investment


Functional Components (Contd.)

Trading Activity

Processes

Reporting

• • • • • • •

• • • • • •

• • • •

Fertilizer Seeds /Pesticids Retail store PDS Agri product Procurement Agri product Sale Trading account

Subsidy Management Interest Subvention NPA MIS reporting NCL Register Land Register

CAS Reporting MIS reporting Interace to Rupay Network Interface to CBS Of bank


PACS 3

NFS PACS

PACS 2


QnA


About Nelito


Offerings

Solutions Transaction Systems Payment Systems Analytics and Data Warehousing Custom Software Development Mobility Solutions IT and BPM Services

Industries Banking Financial Services Insurance Government

Technologies & Platform


Integrated Banking Solution Integrated Channel Manager

Frontend

Internet Banking

Mobile Banking IVR I USSD I SMS I Apps I Wallet

Kiosk Banking

Branch Banking

Enterprise Payment Hub

Front & Middle Office

CTS

ACH

IMPS

Fincraft Core Banking System

SWIFT

Enterprise Risk Management

Consumer Banking

Anti Money Laundering

Corporate Banking

FATCA

Trade Finance Loan Mgt.System

Back Office

Enterprise Data Management

Data Quality Assurance De-Dupe | MDM

SEO

Enterprise Reporting & XBRL

Regulatory | MIS | Dashboards

BI & Analytics

Customer Analytics | Product Profitability


Features & Benefits

Better Customer Satisfaction

Wider Reach

1

2

Integrated Banking Solution Omni Channel

Low TCO

3

4

Straight Through Processing

Faster Time to Market


Omni Channel Business Paradigm

Bank Premises

Customer Location

Connectivity Online Banking (BANK MPLS NETWORK)

Channel

Branch

KIOSK

Web (HOME NETWORK)

Internet Banking

Mobile (WIRELESS NETWORK)

Social Media

IVR (Feature Phone)

APP (Smart Phone & TAB)


Straight Through Processing (STP) INTERNET BANKING CBS MOBILE BANKING PAYMENT HUB

KIOSK BANKING

AML/FATCA

BRANCH BANKING

STP MIS & ANALYSIS RISK MANAGEMENT SWIFT TRADE FINANCE

RETAIL & COOP. BANKING


Banking Solutions - Marquee Clients

CBS

ADF XBRL DQ

CTS NACH eKYC


Banking Solutions - Marquee Clients

Custom Application development

Data Archival and Retrieval


IT and BPM Services

Auxiliary Services Information Management • Enterprise Reporting & XBRL

Custom Application Development

• Analytics

IT Infrastructure Management

• Data Cleansing • Data Archival and Retrieval

Head Quartered at Navi Mumbai

45+ Service Locations in India

Finacle CBS Implementation Business Process Mgt.

• SWIFT Services

• Data Migration

• Service Bureau

• Customization

• Form Processing

• SWIFT annual maintenance

• Testing – UAT / SIT

• Technical Helpdesk

• Training & Go Live

• Manpower & Consultancy Services

• SWIFT projects/implem entation

100+ Banking Clients

• L1 / L2 Support

500+ Professionals


IT and BPM Services Clients


IT and BPM Services – SWIFT Clients

Bangladesh

Nepal

Bhutan Maldives Sri Lanka

APAC Europe


FincraftTM Analyst Recognitions Gartner 

Listed as a Representative Vendor in the Asian Core Banking Market in Gartner's A Banker's Guide to Asian Core Banking Solutions, July 31, 2014. Cited in Gartner's Magic Quadrant for International Retail Core Banking.13 November 2014 as Nelito does not appear in the Magic Quadrant.

Forrester Research 

Included in Forrester’s Global Banking Platform Deals 2014 report.

*

Source Report: ‘Customer Experience In Banking Needs More Than Just Channels’ published on April 29, 2015

Disclaimer: •Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner's research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose..


Presented by:

Santosh Deshpande Phone: +91 8655238249 Email: Santosh.deshpnde@Nelito.com Website: www.nelito.com


Nelito's solution for primary agriculture credit societies (pacs)