Would you benefit from a financial health check?

Whilst you may already have a financial plan in place, do you know whether your money is being used as effectively as it could be? Having a clear understanding of how your finances are working for you now can make all the difference in unstable markets, to give you confidence in your financial future.

Money can be a stressful topic, especially during a cost-of-living crisis� In January, the Financial Conduct Authority found that half of UK adults felt more anxious or stressed about their finances1 over the last six months, whilst one in ten were even actively putting off dealing with their financial matters�

However, if your money isn’t being managed correctly with a considered financial plan, you may be missing out on the potential of greater returns down the line, as well as the peace of mind that your money is working for you�

CONSIDER THE FOLLOWING QUESTIONS:

• Do you have a number of pensions from prior employments that need reviewing so that you can understand exactly what you are invested in?

• Is your portfolio and risk profile aligned to your personal goals and timeframe?

• Are you investing in the right investment opportunities?

• How much of your income should you be saving for retirement?

• Would you like a clearer understanding of what your own plans for retirement will afford you and how you can maximise the life options available to you through having a well-thoughtthrough plan?

If you have asked yourself these questions previously — or they are now striking a chord – you may be due a financial health check� This will help you to better understand why, how and where you can find new confidence in your finances� The value of an investment with St� James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up� You may get back less than you invested�

Do you have cloudy double glazing?

Well Aaron Smith your local window repair specialist has the answer to all your repair needs y

We offer a friendly, local and reliable ser vice that works to bring your old windows back to life without the heavy cost of full replacement.

Club House Hire

Ideal for birthdays, anniversaries, engagement parties, special occasions or wakes

Ideal for birthdays, anniversaries, engagement parties, special occasions or wakes OUR CLUB BAR has the capacity for 120 people. It’s a completely self-contained venue with a long bar offering many drink options, several screens for your picture showcase or videos and wc facilities.

OUR CLUB BAR has the capacity for 120 people. It’s a completely self-contained venue with a long bar offering many drink options, several screens for your picture showcase or videos and wc facilities.

Our resident caterer can prepare your BUFFET or you can bring your own food.

Our resident caterer can prepare your BUFFET or you can bring your own food