SURVIVAL COMES WITH A MASSIVE PRICE TAG HEALTH/BENEFITS look for in the critical illness product you bring to your clients:
Projected Costs Of Cardiovascular Disease Will More Than Double Through 2035
• Expanded coverage for broader protection. One way the newer versions of critical illness plans are increasing their value is by expanding the conditions they cover. Some plans cover 50 or more different serious conditions such as heart attack, stroke, cancer, organ failure or coronary artery bypass graft surgery. Additional conditions covered for children include Down syndrome, cystic fibrosis, cerebral palsy, spina bifida and cleft lip or palate, often at no additional cost. In addition, some plans pay benefits for multiple different critical illnesses as well as reoccurrence of the same illness. Look for those that cover a reoccurrence of invasive cancer, including breast cancer. • Customization to meet individual needs. A one-size-fits-all benefits package is unlikely to meet the needs of a diverse employee population, and neither
Current
2035
High Blood Pressure
$68B
$154B
Congenital Heart Disease
$89B
$215B
Congestive Heart Failure
$18B
$45B
Stroke
$37B
$94B
AFib
$24B
$55B
Other
$83B
$187B
TOTAL
$318B
$749B
SOURCE: American Heart Association
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