Infini Magazine January 2021 Issue 15

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Finding fulfillment: Is this the right time to switch careers?

(BPT) - The COVID-19 pandemic has impacted people in countless ways. From quarantine and social distancing to remote working, furlough and job loss, many people are reassessing how they spend their time and make money. Turning proverbial lemons into lemonade, people of all ages and backgrounds have decided to pivot their careers to do something that they truly enjoy.

Time provides the gift of insight With extra time at home, people are taking stock of their jobs and paths for the future. They are exploring hobbies and passions that may have been put on hold. Finding enjoyment in these activities and realizing strengths and talents can be the inspiration for a new chapter. For example: * Limited restaurant hours and options paired with ample kitchen time has inspired foodies to flex their culinary muscles. Some have started showing off their creations on social media and recording howto videos to share with friends and family. Live cooking videos have been a fun way to connect socially with others from a distance. * Having last-minute needs for items like desks, DIYers started working on projects in garages and sheds, realizing they have a maker mindset and handy capabilities. Talking with others and sharing images of finished projects, they've discovered their talents are in demand.

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* Unexpected changes due to hour reduction, job loss and more have financial consequences for many families. After creating agile budgets that help their family thrive in uncertain times, some may even share their budgeting tips and find joy in helping others discover financial security.

The silver lining of the pandemic is the gift of time for reflection and self-discovery. However, it's one thing to enjoy a talent or passion, it's another to figure out how to monetize it.

Desire inspires the need for change Being your own boss is appealing. If you've discovered a talent and you want to make it a career, it's important to explore options that can help set you up for success. Taking orders for custom-made desks can be a rewarding side gig or even full-time career, if you have the space, tools and organization skills. Passionate cooks can explore culinary school and consider hosting online cooking classes to help garner some money and grow their reputation.

For people who desire to help others with budgeting or financial concerns there's no better time to explore the possibilities for a bright, vibrant new career as a financial professional. Organizations such as The Guardian Life Insurance Company provide training on how to build your career and find clients. They partner you with mentors in a team setting so that you can learn from peers as you help clients reach financial confidence. They even provide proprietary software that will help you build plans for clients so they can visualize their future success.

Financial representatives are in demand A financial representative is someone who owns their own business and makes their own hours. You can decide areas of specialty and what you're most passionate about.

Financial representatives come from all backgrounds and exploring this career doesn't require previous experience. There is a growing need in the industry to have people from diverse groups become financial representatives in order to best represent a diverse group of clientele.

To learn more, visit https://www.guardianlife.com.

Is it time you changed your future?

Many people have been reassessing their life path during the pandemic and desire to make a change so they can spend their time doing something they love while making an honest living. If this is something you've been thinking about, there's no better time to consider options and opportunities.

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The perfect shot: The story of a boy and his photography

(BPT) - In a year like 2020, dreams can still come true, even for those with a critical illness. Just ask Colton, a young boy from South Carolina. After he was diagnosed with a brain tumor, Colton found he loved taking pictures with his smartphone. He's been at the beach every day, taking photos of the calming waves at sunrise and sunset.

Colton's passion for photography has become a vital distraction for him as he undergoes treatment.

His mom, Sharon, said when she would take Colton for his monthly scans, the two would pick locations where they could stop afterward and take some good photos. One spot Colton really liked in particular was the public garden.

"The opportunity to think about taking photographs helps him feel less anxious about his appointments," his mom said. "[It] provides him better focus and relief after we've left the doctor's office."

A perfect shot at his dream career

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Colton's distraction eventually turned into a passion. He said it's his dream to become a photographer. He even discussed his ambitions in a "life plan" project he did for school. However, Colton knew that if he wanted that perfect shot, he would need quality equipment.

Colton's wish didn't go unheard. Make-A-WishŽ, along with partner Hadwin-White Subaru, worked to make Colton's desires of being a professional photographer a reality as part of the Subaru of America Share The Love™ event. With support from community donors, enough money was raised to get Colton his own professional photography gear. After receiving it, he embarked on an adventure to take photos along the South Carolina coast. But, of course, to be a professional photographer he needed a professional photoshoot. Gathered together with volunteers, family and representatives from Hadwin-White Subaru and Make-A-Wish South Carolina, Colton captured photos of a 2021 Subaru Forester among the moss-draped oaks at famous Brookgreen Gardens.

"Because of his wish, Colton has something to look forward to," his mom said. "He can be creative and truly set his goals for the future."

With his wish granted, Colton can remain resilient as he powers through treatment. His story provides hope and insight to others walking in his shoes.

An inspiration to us all A wish is empowering and life-affirming. For many, it's the start of feeling normal again; for others, it serves as a launching point into new treatments; for some, it's the beginning of hope.

Colton's story provides a beacon of hope for others like him. Anyone enduring a critical illness knows the fear and anxiety children and their families can feel when they go through treatment. But when they can develop a passion and create a distraction to push through them, it makes every day a little easier.

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6 tips to lower your out-of-pocket medication costs in January

(BPT) - January is here. Whether or not you stayed up to mark the new year, an expensive reality hits many Americans on Jan. 1: medical insurance deductibles reset to zero and out-of-pocket costs go up.

Along with co-pays and coinsurance, those out-of-pocket costs can put essential medications out of reach. Many people are forced to choose between paying bills, their medications, and putting food on the table. It's no wonder Gallup polls consistently find healthcare costs to be one of this country's greatest worries.

But there are ways to cut those high out-of-pocket costs. The Patient Access Network (PAN) Foundation, a national charity that provides financial assistance to help people pay for their prescription medications, offers these tips for reducing your out-of-pocket costs for the lifesaving medications you need.

Talk to your healthcare team. Be honest with your doctor and pharmacist about the challenge of affording your medications. It may be difficult for you to talk about your finances, but remember, your healthcare team is on your side. Let them know what you can afford and they may be able to tailor a treatment plan that fits within your budget.

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Look into 'Extra Help.' Medicare beneficiaries may qualify for programs like, Extra Help, also known as the Low-Income Subsidy program. This program can significantly reduce your prescription costs.

Ask for generics. Many name-brand drugs now have generic equivalents, especially if the drugs you're taking have been on the market for a while. Generics are significantly cheaper than their namebrand versions. And don't worry. Generics are run through the same safety and efficacy tests by the FDA to ensure their quality and effectiveness.

Sign up for FundFinder. FundFinder is a free web-based app developed by the PAN Foundation that connects you with a charitable patient assistance foundation that could help pay the out-of-pocket costs for your prescription medications. Rather than having to monitor multiple foundations to see if they're offering funding, FundFinder checks for you and alerts you through email or text when the financial help that you need is available at PAN or another charitable foundation.

Shop around. You'd be surprised how much drug costs can vary from pharmacy to pharmacy. Make a few calls to make sure you're not paying more than you have to for the medications you need. And ask about discounts and coupons, like the NeedyMeds discount card, which could help you save up to 80% off prescription drug prices.

Check your state's assistance programs. Many states have assistance programs for residents who are having trouble paying for their medications. The first place to start is with your state's department of health. They can tell you about the programs that are available and whether you qualify. They also may have information about other programs in your area that are designed to help people afford their medication.

Looking ahead to the new year should be full of hope, not worries about affording prescription medications. You can learn more about patient assistance charities like PAN and the ways you can get help paying for your prescription medical treatments at panfoundation.org.

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Enrich home design with a timeless sense of style

(BPT) - The worlds of fashion and interior design intersect in more ways than one. From thoughtful details to bold palettes and shapes, both disciplines play an important role in evoking personal style.

In order to ensure home design demonstrates a bespoke sense of style that lasts, one must consider how all elements involved work together to create a cohesive look for a unified and timeless aesthetic.

Enduring elements Taking cues from the fashion industry, approach interior design with an eye for timeless infusions to create an aesthetic that will stay forever au courant. For instance, borrow inspiration from past eras, allowing for additions such as velvet-upholstered furniture to bridge the gap between past and present for a modern, yet classic look. Introduce intriguing materials like wood, leather and marble into a living area, as they can transition through decades while remaining staple elements.

Streamlined statement For an elegant interpretation of minimalistic design, utilize high-contrast color pairings. A Jason Wu for Brizo™ kitchen faucet, exclusively available in a stunning Matte White finish, pairs well with a multitude of marble countertops - choosing black marble creates a dramatic, contrasting statement, 9

whereas a white, neutral marble brings forth a striking, monochromatic look. The faucet's timeless, yet neutral, Matte White finish adds an elegant and modern appeal to any kitchen, while still establishing contrast against other distinctive pieces within the space. Subtle details complement the monochromatic faucet, such as the polished nickel handle, inspired by the look of fashion designer Jason Wu's mannequins.

Styled motif A purposeful melding of patterns and texture brings a sense of balance and depth to a room, just as it does in fashion. Consider an integration of stone and pale terra-cotta tile to establish a mosaic aesthetic for a wall, backsplash or floor. Add a sense of individual style with favorite, Ă -la-mode patterns and prints, such as florals and fringe, on decorative pillows or other easily transitioned accent elements.

Embellished accessories Complete a space with adornments, such as a striking photograph or abstract art, drawing attention similar to that of a piece of statement jewelry. Further accessorize with mixed materials, adding metal accents to a plush chair or a teak wood table to bring a fresh perspective. When selecting furnishings and dĂŠcor, marry sweeping curves and bold shapes throughout the home for a harmonized overall design that will withstand the test of time.

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6 refrigeration trends that will make your life easier

(BPT) - The kitchen is one of the most important rooms in the house - especially now, when we're all at home more than ever. And while we're cooking more meals in and stocking up on necessities, having the right features and appliances can help make our lives in the kitchen easier when we all need it most.

Whether you're looking to improve capacity for storing essentials, or you simply want the most useful kitchen innovations, these are the top refrigeration trends to keep an eye on as we head into the holiday season and beyond: 1. Fast, freshly filtered ice Have you been reaching for more ice water while at home? You're not alone. A recent survey revealed that 50% of Americans consider themselves "ice obsessed," with 53% realizing the need for better ice production at home during the COVID-19 pandemic and the same percentage saying no ice available means they simply drink less water. The survey also found that the average American consumes up to 116 glasses of ice per month or nearly 36 pounds!

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Always looking for ways to simplify life for consumers, the new QuickIcePro System refrigerator from Bosch is one of the fastest refrigerator ice makers in the industry, producing several pounds of freshly filtered ice a day at a rapid rate - which means you won't be running out anytime soon.

2. Fresh-food storage If you're staying home, cooking more and making fewer trips to the store, you need extra storage and features that will keep your food fresher longer. Refrigerators have come a long way in helping you maintain optimal freshness, especially when it comes to fresh produce. Look for options that offer precise temperature and humidity control, like the Bosch FarmFresh System, to take your food preservation to the next level and minimize waste. This advanced system uses four technologies to circulate cool air, filter out unwanted odors and ethylene gas, as well as remove the guesswork in storing items at the ideal environment.

3. Energy-efficient technology Technology can also help you save energy and money at the same time. For example, refrigerators with automatic freezing functions return to normal operation after reaching the required freezing temperature to save energy. As a result, frozen food keeps its flavor, even when new food is being added.

And if you've ever accidently left your fridge or freezer open, you know it can be a costly mistake.

Some refrigerators can help you avoid those high energy bills and spoiled food by sending a notification directly to your smartphone if a door has been left open.

4. Smart refrigerators If you've ever been at the grocery store without a list, it's likely you wished for a crystal ball to see inside your fridge. Connected appliances help make that wish come true with remote monitoring and diagnostics, fridge and pantry management, and quick-cooling capabilities that get your fridge ready for new items when you're on your way back from the grocery store.

5. Two-in-one appliances Refrigeration isn't only about keeping your food fresh. Storing beverages at the right temperature is just as important. In fact, 56% of Americans agree that having a drink at the wrong temperature has the potential to make their day less enjoyable.

The new Bosch Refreshment Center refrigerator offers pre-programmed settings to take the guesswork out of achieving the optimal temperature for the beverages of your choice at the touch of a button - from red or white wine to beer, soda or other drinks. Plus, its industry-first, glass-front beverage drawer puts beverages in view and within reach in your kitchen, eliminating the need for a second appliance dedicated to drink storage elsewhere in your home.

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6. Easy organization Having a large fridge and freezer makes it easier to store more, but without organization, food can become lost or buried and go to waste. To make it easier, the new Bosch French door bottom mount refrigeration collection features organizational solutions like a FlexBar, split glass shelving and threetiered freezer system to make it easier to keep all your ingredients organized, in view and within reach.

Now more than ever, the kitchen has become a place that brings everyone together. Turn yours into the focal point of your home with these refrigeration trends for a happier and more efficient space.

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Resolve to achieve healthy sleep in 2021

(BPT) - According to a recent survey from the American Academy of Sleep Medicine (AASM), 85% of U.S. adults do not get the recommended seven hours or more of sleep every night. After a challenging and stressful year, the New Year provides Americans with the opportunity to refocus on the importance of making healthy sleep a priority.

"Our survey findings show a worrying trend of national sleep deprivation," said AASM president Dr. Kannan Ramar. "Insufficient sleep contributes to the risk for several of today's public health epidemics, including cardiovascular disease, diabetes and obesity. As such, it is critical that we incorporate healthy sleep habits and routines into our daily lives to be our best in 2021."

Why should we make healthy sleep a New Year's resolution?

The AASM recommends that adults sleep at least seven hours each night to promote optimal health and well-being. In the same survey, slightly more than one-third (34%) of Americans said they sleep for seven or more hours only two nights - or fewer - each week, in line with findings from the Centers for Disease Control and Prevention (CDC). Regularly sleeping less than seven hours per day is associated with an increased risk of developing chronic conditions such as obesity, diabetes, high blood pressure, heart disease, stroke and frequent mental distress. Resolve to make 365 days of healthy sleep your goal for 2021 by keeping in mind its extensive benefits: * Sleep makes you healthier - Without good sleep, both mental and physical health suffer greatly, putting Americans at an increased risk of chronic disease. * Sleep makes you happier - Sleep has a positive effect on mood and overall sense of well-being and can improve relationships with others. * Sleep makes you smarter - Getting the right amount of sleep is conducive to learning, memory recall, creativity and cognitive function.

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What is inhibiting us from achieving the recommended seven hours of sleep?

Despite evidence showing the importance of adequate sleep, it often can take a back seat to other behaviors we find important. According to the AASM's July 2020 survey, a vast majority (68%) of U.S. adults lose sleep due to drinking alcohol past bedtime. Americans also report staying up past their bedtime to binge-watch a TV show or stream a video series (88%), read a book (66%), watch a sporting event (58%) and play video games (50%).

How has the pandemic impacted sleep?

With a change in daily routines, the COVID-19 pandemic is also disrupting sleep for Americans.

According to the AASM survey, one in five Americans (22%) are sleeping worse due to the pandemic, and 19% are getting less nightly sleep.

"Despite the fact that many Americans are no longer commuting to and from work, it is paramount to establish and maintain morning and bedtime rituals, such as getting up and going to bed at regular times to achieve adequate sleep," added Ramar.

What are some tips to kick off the New Year with healthy sleep?

* Obtain adequate sleep - Set a bedtime that allows you to get enough sleep so you wake up feeling refreshed and alert. Identify an appropriate bedtime for your age and lifestyle using the AASM bedtime calculator. * Establish a bedtime and waketime routine - Consider developing a nightly routine that evokes calm and relaxation, which may include reading, journaling or meditating. Even for those working remotely, allow ample time to wake, reflect and prepare for the day ahead. * Ensure the bedroom is a space for sleep - Limit noise and distractions by making your bedroom quiet, dark and a little bit cool - and only use the bed for sleeping, not watching TV or reading. * Set boundaries for blue light exposure - Consider setting a technology curfew by turning off your TV and other electronic devices 30 minutes to an hour before bedtime. Silence your notifications and charge your devices away from your bed so you are not tempted to look at social media or news alerts. * Limit alcohol, caffeine and large meals before bed - Avoid consuming caffeine after lunch and avoid alcohol near bedtime, as both can disrupt sleep. If hungry after dinner, keep snacks small, sugar-free and easily digestible so as to not disrupt sleep.

For PDFs of the AASM's 2019 and 2020 Sleep Prioritization Survey results, please visit https://aasm.org/about/newsroom/.

For more information on the importance of healthy sleep, visit SleepEducation.org.

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Finding confidence in quarantine: Survey shows how COVID-19 influences makeup usage

(BPT) - As being in quarantine and weathering the COVID-19 pandemic continues to put a damper on things, American women are turning to their makeup routines to feel a sense of control and comfort, according to new research.

In September, marketing firm OnePoll asked 2,000 American women about how they're staying positive and confident as their time in quarantine and social distancing drags on. According to the findings, 51% said wearing makeup and changing up their looks turned out to be a small way to help them escape the stress of current affairs.

If you're feeling the need to switch things up, you're not alone. Read on to discover more survey findings to inspire ideas to help you feel your best.

Going for natural beauty: Since the onset of the pandemic, we've seen a palpable shift in mood to a more low-key, understated aesthetic. After all, when video meetings and intimate (but open-air) gatherings continue to define our interactions, we may be less focused on going for glam and more on dressing for warmth and casual comfort. For that reason, respondents identified a rise in more natural makeup looks as a key trend of 2021.

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Leveraging makeup with benefits: A flawless look always starts with healthy-looking radiant skin, no matter how much we're social distancing. And that's why for a majority of respondents (60%), products that multi-task get top billing. For example, products that contain vitamin E in the ingredients or improve the skin's appearance, such as skin smoothing or eliminating the appearance of fine lines and wrinkles are always a win, quarantine or not. To help you achieve that naturally beautiful look you're after, try Neutrogena Makeup - it's "makeup fueled by skincare," and delivers lasting makeup benefits, packed with skin healthy ingredients.

The eyes have it: For now, going out means masking up, whether we're hanging out with friends (while social distancing), eating at a restaurant outdoors, running errands or going on a socialdistancing compliant date. Not surprisingly, nearly half of respondents (48%) admit that face masks have transformed their makeup routine. That means the eyes are now pulling focus. (Raise your hand if you've attempted smiling with your eyes, or "smizing.") Sixty percent say they want their eyes to be a standout feature while wearing a face covering. In 2021, watch for the rise of dramatic eye makeup to give the peepers some serious pop.

Ready for your screening: Being in quarantine and staying home doesn't necessarily mean makeup falls by the wayside. When it's time to make an appearance, say, right before a video meeting, many found a reason to pick up their makeup looks. During our time in, mascara, eyeliner and foundation were the top three products respondents found they couldn't live without - especially when they were due for a video call for class or work.

Getting a mood boost: Being in quarantine and missing out on the things we love doing most can be a downer. While nearly half of respondents (49%) admit to ditching their normal makeup routine, just over a third (36%) say that wearing at least some makeup actually gives their mood a lift. One in four (24%) have gone as far as trying new cosmetics, while just over half (51%) say that using makeup to change up their appearance - perhaps to compensate for the face-covering - lets them feel a sense of control and comfort during a stressful time.

During quarantine, making small changes has the power to give you a sense of control and boost your mood. For inspiration, visit neutrogena.com This online survey of 2,000 American women was commissioned by Neutrogena and conducted by market research company OnePoll, in accordance with the Market Research Society's code of conduct. Data was collected in Sept. 2020. All participants are paid an amount depending on the length and complexity of the survey. This survey was overseen and edited by the OnePoll research team, who are members of the MRS and have corporate membership to ESOMAR and AAPOR.

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Underwear through the years: How styles evolved

(BPT) - From tag-free boxer briefs and seamless bikinis to weightless cotton fabrics and moisturewicking technology, there's a go-to type of underwear for everyone. Influenced by notable pop culture moments and the evolving fashion industry, underwear styles have taken huge leaps throughout the years.

Fruit of the Loom, an underwear brand for over 160 years, offers the following look at the pivotal transformations of underwear, one of the most essential pieces of clothing, that also makes a great gift.

1920s: Creating flexible fits was vital for men's and women's undergarments. Inspired by the shorts worn by professional fighters, boxers, now one of the most common styles for men, were created to provide men and athletes with flexibility and freedom of movement. For women, an all-in-one revolutionary undergarment style, step-ins were introduced. Like the modern-day romper, step-ins are a one-piece undergarment that combines a camisole and bloomers, high-waisted loose cotton underpants.

1930s to 1940s: Functionality was the dominant factor for men when selecting underwear during this era, while women focused on style. For colder months, union suits, like the modern-day "onesie," evolved from the ones that emerged in the 1800s to provide men and women an extra layer of 18

warmth. Then, a new type of underwear inspired by an iconic postcard of a model donning a bikinistyle bathing suit broke through for men: the classic cotton briefs. These legless, cotton briefs, featured Y-fronts to allow better movement and all-day support.

On the other hand, tight fitting corsets or girdles and decorative lingerie were popular among many women as they embraced shapewear, pulling inspiration from retro pin-up models.

1960s to 1970s: Women continued to celebrate their bodies and personal styles, hence the gamechanging bikini and thong. Named after two-piece swimsuits, the bikini featured a moderate rise and coverage to offer comfort and purchasing a pair that matched the bra became the epitome of counterculture fashion. As pin-up models and calendar girls turned into runway models, thongs entered the scene eliminating panty lines while offering a higher cut to reveal more hip and thigh.

1990s: Comfort soon became a top priority as shoppers sought essential underwear for softness and durability. Combining the length of boxers and the snug fit of briefs, boxer briefs were introduced and soon became the most popular selection for men. Providing men with ventilation and support, the first boxer briefs included elastic waistbands for comfort. Seeking comfortable yet flattering options, boy shorts became popular for women as an alternative to a traditional slip.

2000s to present day: With new technology continually evolving, underwear has changed and provided men and women with many options such as functionality, material, shape and design. Now more than ever, shoppers are seeking style, comfort and quality at great value. For example, Fruit of the Loom offers a wide selection of underwear styles for the entire family, one of the most notable is its Breathable underwear for men and women made of micro mesh fabric that promotes airflow to keep you cool. With moisture-wicking technology to distribute sweat away from the skin, the popular underwear is the go-to selection to keep you dry throughout the day.

For more information, and a variety of gift ideas, visit Fruit.com.

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6 creative ways hotels are adapting to the pandemic

(BPT) - The hotel industry has always been on the forefront of finding innovative ways to accommodate and take care of guests. Even though the COVID-19 pandemic has led to canceled or rescheduled plans, many hotels are focused on developing long-term strategies to give their guests the safest and best possible experience. If you're looking to travel right now, consider booking with a hotel implementing one or all of these six strategies.

1. Employing digital assistants Imagine being able to interact closely with a hotel worker who delivers towels and snacks straight to your room, controls elevators and accommodates your needs while keeping safety at the forefront.

Hotel attendants like this might sound like a thing of the past, but at The Mercantile Hotel in New Orleans, it's a reality. The hotel takes contactless service to the next level with their robot Suga, a three-foot tall, automated butler designed to accommodate guest needs in record-breaking time.

Suga goes above and beyond to ensure all guests and employees can practice social distancing while still enjoying the comforts and amenities of hands-on hotel services.

Digital concierges also make hotel stays more convenient. The Mercantile Hotel is also home to Angie, an interactive digital concierge stationed in each guest room. Available 24 hours a day, this interactive virtual assistant has voice control and touch-screen capabilities. You can customize your stay, check in, play music, make hands-free calls, access hotel amenities, charge mobile devices and more with Angie.

2. Offering micro-wedding services With wedding postponements a common practice due to group gathering limitations, many hotels like The Hilton at Pensacola Beach have begun offering "micro-wedding" or "minimony" packages. These are exactly what they sound like: smaller, more intimate ceremonies that give couples the ability to 20

celebrate their special day amidst the backdrop of the pandemic. Many micro-wedding and upgraded elopement providers still offer most of what you'd expect at a full-fledged ceremony - bouquets and flower packages, staff like an officiant and a photographer, and more - at a fraction of the price.

Some couples who picked their special date a year or more in advance have opted for a small ceremony in honor of their chosen wedding day, leaving the option for a larger, future celebration open for when we can all happily gather together again.

3. Renovating for the future Some hotels took advantage of a slower travel season to make headway on exciting new renovations designed with the pandemic era in mind. For example, Beachside Hotel & Suites in Cocoa Beach, Florida, returned to its '60s glory in May 2020 after a $5.9 million renovation. The hotel offers a relaxed, retro vibe and showcases unique features including individually ventilated rooms and petfriendly amenities. Beachside also ramped up its outdoor services to accommodate current guest preferences, including a luxury lazy river pool, an outdoor mural for social media photo-ops and rocket-launch viewing locations.

4. Giving back to the community Doctors, nurses, EMTs, paramedics and other healthcare heroes have worked tirelessly throughout the pandemic, serving selflessly on the frontlines. In the spirit of hospitality, Innisfree Hotels opened up their rooms to essential workers who need to isolate from their families for safety, allowing them to fully rest and recharge. Additionally, the hotels were staffed with team members who received supplemental training on critical health and safety measures to ensure the safety of all guests.

5. Pivoting to take-out Amidst the backdrop of this year's public health crisis, H20 at the Hilton Pensacola Beach not only switched to curbside pickup, but they also fully redesigned their pantry into a butcher shop. The hotel's butcher shop offered high-quality proteins to locals and visitors alike for low prices. Menu items included New York steak, filet mignon, rib-eye, veal chops, salmon, snapper, sushi and more.

Guests who shared photos of their homecooked meals with H20 via Instagram were entered for a chance to win a free dinner for two at the award-winning restaurant once normal operations resumed.

6. Creating an essentials drive-thru Early on in the pandemic, SpringHill Suites in Panama City Beach, Florida, created an "essentials" drive-thru as a safe way to get much-needed quarantine supplies, like food, personal care items and cleaning supplies, into the community. Here, customers could drive up to the hotel's parking garage to purchase affordable essentials for their families.

While the pandemic continues to affect the travel industry, many hotels' resilient and creative strategies are helping them provide safe options for guests passing through.

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How to gift happiness in 2021

(BPT) - There are no two ways about it: 2020 was a lot to take in. We forged ahead and made amazing things happen in the face of enormous uncertainty, but it wasn't an easy task. In 2021, everyone's looking to grow their happiness and share it with others. It's only natural, and fortunately research has given us some solid ideas of where to start.

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A 2008 study out of the Harvard Business School and the University of British Columbia has shown that the act of giving gifts makes people happy. Even happier than if we spent the money on ourselves. So, to make everyone more cheerful, here are some smile-inducing (and stress-reducing) gift ideas for 2021.

Plants to calm and cheer If you've never heard of the term 'biophilia' that's OK, most people haven't. It's a theory that says humans naturally seek out and benefit from connections to nature. Research has backed up this theory, particularly with the study of houseplants. Houseplants can do everything from bettering our concentration to improving our well-being. A 2019 Japanese study showed that people with a small plant on their desk showed lower anxiety and stress levels after four weeks.

"Plants are the perfect gift to help us relax and be happy," said Alfred Palomares, vice president of merchandising for leading gifting site 1-800-Flowers.com. "For folks looking for a way to connect in 2021, you can't go wrong with the Prayer Plant, deemed our plant of the year. Its leaves fold together at night like praying hands, making it a wonderful reminder to be thankful and calm."

The Red Maranta Prayer Plant also makes a great gift because it's easy to care for. When gifting houseplants, you're hoping to give your loved one something that will last for months or years to come. Choosing a hardy species will help make that a reality, while a finicky plant might backfire and cause more stress for first-time "plant parents."

Flowers to energize Another gift scientifically proven to drive happiness, according to a Rutgers University study, is a lovely bouquet of cut flowers. What's more, flowers provide an instant burst of color. Bright colors have been shown to have their own positive psychological effects, from releasing "feel-good hormones" to increasing a person's motivation.

One especially positive color is yellow. It can have uplifting, illuminating and energizing effects.

Perhaps that's why a yellow hue was chosen as one of Pantone's colors of the year for 2021, and why it is featured prominently in the 1-800-Flowers.com flower of the year: sunflowers.

Gifting a sunflower bouquet is an easy way to spread happiness. Not only do they boast bright, cheerful colors, they're also a large bloom that lasts more than a week after being cut.

The shared joy of gift-giving At the end of the day, there are a lot of ways to do gift-giving right. In 2021, look for presents that channel a strong sense of optimism and positivity. After all, those are feelings we all craved more of during 2020.

Remember, whatever gifts you give, there's happiness to be had all around. The joy of giving is equal to the joy of receiving, which makes gifting a sure-fire way to grow happiness in 2021.

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Need more functionality? 4 simple ways to upgrade your laundry room

(BPT) - When you chose your home, you may not have given much thought to the size or layout of your laundry room.

With people spending more time at home now, maximizing functionality is key. Studies show that 72% of second-time home buyers consider a workable laundry room an essential feature of their homes.

Fortunately, there are options to make your existing laundry room more functional without having to tackle any renovations. Consider how these changes could make your laundry space more comfortable, convenient and easy to use: 1) Add storage space If you're constantly juggling detergents and ineffectively trying to separate your dirty and clean laundry, try installing utilitarian shelving and/or cabinetry that provide bigger, better storage. Through smart design, you may be able to incorporate good-sized laundry bins, racks for hanging wet clothes and/or countertops that can hold your folded laundry before it's put away. If you have the space, an island that provides storage in the middle of the space is another option. Households with children may benefit from storage spaces where potentially harmful chemicals like bleach can be safely locked away.

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2) Reconfigure your washer and dryer Could a vertically stacked washer and dryer make your laundry processes easier and more efficient?

Perhaps if they're made by appliance specialist LG Electronics. LG's sleek single-unit LG WashTower takes up half the floor space in your laundry room while tackling ultra-large loads. Further, LG's exclusive Center Control™ panel is perfectly positioned for easy, ergonomic use, putting the machines' top-of-the-line innovations and advanced cleaning power at your fingertips. Bonus? Both the washer and dryer offer extra-large capacity for all your laundry needs.

3) Upgrade your lighting Get rid of dim lighting that makes it hard to spot stains and sort laundry with brighter, more attractive lighting that makes the room more appealing and functional. Recessed fluorescent or LED troffers and flush-mount fixtures may help preserve your ceiling space. Aim for the equivalent of 75 watts of light for a comfortable but pleasingly bright effect.

4) Consider fold-out options If you lack the room to incorporate more storage, another option may be smartly designed tables and/or an ironing board that can fold right into the walls when they're not in use.

Your laundry room doesn't have to be the most underutilized, underappreciated room in your home.

With a few renovations, it may even become a haven of cleanliness and efficiency. Learn more about the latest powerful technology in clothes washers and dryers at LG.com.

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5 laundry tips for keeping your clothes like new

(BPT) - Whether you're preserving a treasured hand-me-down, caring for an expensive sweater or just trying to maintain that perfect pair of jeans, the right cleaning steps can keep your favorite clothing looking and feeling better.

A key solution? Choosing the right tools, additives and procedures to care for your most favored wardrobe items.

"At first blush, learning how to do laundry is a simple task - throw in the clothes, add the detergent, press the button," writes Kate Rockwood on Realsimple.com. "But after accidentally shrinking a sweater or ruining a few T-shirts with stubborn sweat stains, you quickly learn it's more complicated than it seems."

Unsure what you can be doing to better care for your favorite wardrobe? Consider the following five tips for a laundry process designed to work in your favor.

1) Address stains early If you spill something on a treasured garment, immediately blot the spot with a clean white cloth. If the clothing label allows for machine washing, apply a spot treatment ASAP, following the specific directions provided. Once the garment is washed, check to ensure the spot is completely gone before moving it to your dryer; otherwise, the additional heat could further set any remaining stain.

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2) Choose the right machine All washers are not created equal; it's worth shopping around for a model that features the technology you need to get the job done faster and more effectively. LG has a lot of options whether you prefer an agitator or impeller for your washing machine. Front load washers are undoubtedly the best on clothes and the LG Front Load Washer has the ability to both deep clean with the gentle power of TrueSteam and power clean with all 5 jets. If you prefer an agitator model, you're still not far from the best. The LG Top Load Washer with Agitator, for example, has a 4-Way Agitator that uses up-anddown and back-and-forth movements to deep-clean your laundry with shorter cycles. This powerhouse, mega-capacity machine lets you customize the level of agitation to the delicacy of your clothes, and the LG ThinQ app lets you check on your cycle progress from anywhere at any time.

3) Prep garments for washing Instead of tossing in your clothing indiscriminately, you'll want to minimize the chances of snagging, pilling or other abrasions by zipping zippers and closing buckles, snaps, hooks and Velcro strips.

Buttons are the exception; they should be left unbuttoned to prevent them from coming loose and to keep buttonholes from stretching. You may also wish to turn delicate items inside out and/or place them in mesh bags to prevent them from mingling with rougher or heavier-duty items.

4) Give whites special treatment Your sturdier whites can best be kept bright by washing them separately in hot water with bleach.

More delicate whites may be safely lightened via a half-cup of white vinegar pre-diluted in a gallon of water and added to your wash cycle; others may respond well to being naturally dried in the sun.

5) Customize settings Many consumers don't take time to fully utilize the settings on their washing machines that are intended for gentler care of delicate or fragile garments. If your clothing could be misshapen or shrunken by too much heat, wringing or agitation, you'll want to pick the "delicate" or hand-wash" settings, opt for a cold-water wash and allow it to air dry instead of going through the dryer. As a general rule, hot water should be used for white loads, warm for average loads and cold for bright colors. You can also use the LG Styler to refresh garments. Using the power of steam, the LG Styler reduces odors and allergens on clothes for the perfect refresh.

Knowing how to best clean your favorite wardrobe items will help ensure they'll last for as long as you want to wear them. Take time to learn laundry basics so you can enjoy your top picks well into the future. Find more laundry tips and information on the best possible laundry equipment for your needs at LG.com.

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Dreaming of owning a home? Here's how to get started (BPT) - This post is sponsored by Bank of America.

Are you dreaming about owning your own home? If so, you're not alone.

And, whatever your timeline, it's never too early to start planning. Bank of America's 2020 Homebuyer Insights found that 89 percent of prospective buyers remain motivated to buy their first homes, and four in five consider saving for it a priority. More than half are either on pace or actively accelerating their home purchase plans. That's not surprising, given today's favorable interest rates.

Despite this optimism, some challenges remain. "Some would-be buyers self-select out of homeownership, assuming they can't afford a monthly mortgage payment or the upfront costs," said AJ Barkley, Neighborhood Lending Executive at Bank of America. She added, "Other potential buyers simply don't know where to start. No matter what stage of home buying process you are in, there are various solutions to make homeownership affordable and sustainable, such as innovative low down payment mortgages, significant down payment and closing cost grants and thought-provoking financial education tools."

So what are the steps to take if you're ready to start pursuing homeownership? Here are suggestions to get you started.

Learn How Home Financing Works Bank of America's First-Time Homebuyer Online Edu-Series can take away the mystery of the home buying journey and provide you with actionable guidance. The free series, available in English and Spanish, reviews topics from preparing your finances to making an offer on a home to applying for a mortgage. In the series, you'll hear from a first-time homebuyer as he shares his experience with using down payment and closing costs programs to help him realize the dream of homeownership.

Answer the Question: Are You Ready To Buy? First-time homebuyers may be holding off for the "right time," but there is no such thing because home buying is such a personal decision. While there is no secret formula to assessing emotional and financial readiness, these resources can help you determine how close you are to becoming a homeowner and equip you to move forward. After all, the more informed you are about the home buying process, the better prepared you are to find the best options.

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Not sure where to start? The Homebuyer Insights found 80 percent of first-time homebuyers needed help understanding what they could afford. Begin by asking yourself, "How much should I borrow?" instead of, "How much could I borrow?" This helps you focus on the amount that comfortably fits your budget. Then, a general rule of thumb is to multiply your monthly income before taxes by 28 percent or use an online affordability calculator to do the math. The resulting dollar amount is typically how much a manageable monthly payment might be, including taxes, insurance, and private mortgage insurance.

Research Affordability Resources and Programs If you're concerned that you may struggle with the upfront costs, be sure to do your homework to find programs and resources which provide financial support and guidance for affordable and sustainable homeownership. For example, Bank of America's Community Homeownership Commitment offers specific solutions for modest-income and first-time homebuyers, including affordable mortgages, grant programs, resources and expertise.

Thanks to low interest rates and lending programs tailor-made for low- and moderate-income and first-time buyers, homeownership may be well within your grasp. Take time now to check out your options and determine whether Bank of America's mortgage programs could help you realize your dream of becoming a homeowner.

This post is sponsored by Bank of America. * Qualified borrowers must meet eligibility requirements including, but not limited to, being owner occupants, meeting certain qualifying income limitations and purchasing a home within a certain geographical area. Minimum combined loan-to-value must be greater than or equal to 80%. The America's Home Grant Program is a lender credit. Program funds can only be used for nonrecurring closing costs including title insurance, recording fees, and in certain situations, discount points may be used to lower the interest rate. The grant cannot be applied toward down payment, prepaid items or recurring costs, such as property taxes and insurance. Borrowers cannot receive program funds as cash back. Maximum income and loan amount limits apply. The home loan must fund with Bank of America. Bank of America may change or discontinue the America's Home Grant Program or any portion of it without notice. Not available with all loan products, please ask for details. ** Qualified borrowers must meet eligibility requirements such as being owner-occupants and purchasing a home within a certain geographical area. Maximum income and loan amount limits apply. Minimum combined loan-to-value must be greater than or equal to 80%. Program funds can be applied toward down payment only. Borrowers cannot receive program funds as cash back in excess of earnest money deposits. Down Payment Grant program may be considered taxable income, a 1099-MISC will be issued, consult with your tax advisor. May be combined with other offers. The home loan must fund with Bank of America. Down Payment Grant may only be applied once to an eligible mortgage/property, regardless of number of applicants. Bank of America may change or discontinue the Bank of America Down Payment Grant Program or any portion of it without notice.

Not available with all loan products, please ask for details.

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5 tips on dating successfully during a pandemic

(BPT) - Whatever your dating life was like before the pandemic, it's most likely changed due to the circumstances at hand. Thankfully, many online dating platforms are rising to the occasion, providing secure and safe ways for people to connect. In turn, singles everywhere are getting creative, figuring out how to learn more about each other before meeting in person.

For example, Bumble, the women-first social networking app, offers the millions of people on its platform the opportunity to video chat or voice call potential dates. Even as pandemic lockdowns first began nationwide, Bumble saw video calls on their platform increase nearly 70% just from mid-March to early May. Here are some tips for mastering the art of virtual dating and navigating in-person dating first steps.

1. Switch up your means of communication Doing one video call after another is exhausting. Break up how you regularly interact with potential dates. Suggest a voice call one day, video chat another day, or stick to texting during the week. You can also spare your thumbs the trouble and leave an audio message, which is available on various messaging services and platforms, including Bumble.

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2. Don't treat virtual dates like job interviews While it's common to ask questions about your date's life, there are ways you can interact without making it seem like a job interview. If there's ever been a time to get creative with date ideas, it's now.

Hop on a video chat, throw on your chef's hat, cook the same meal from home, and compare the results for some friendly competition. Feeling lazy? Order takeout from the same restaurant.

You can also offer a virtual tour of your place and ask to see theirs - or for less pressure, have them show you their view out the window, or ask them to introduce you to their dog or cat.

3. Set time limits If you have several hours on your hands, trying to fill the void with conversation can be daunting - and awkward. Instead, set expectations and boundaries by saying, "I only have a half-hour to chat today" (with no excuse required). Once the time is up, you can politely excuse yourself.

Not only does this give you an escape hatch if things aren't going well, but it also gives you a break and a chance to mull things over before you divulge every secret you've had since 6th grade if things are going great.

4. Have "the COVID talk" At some point, especially if you want to meet in person, it's necessary to discuss your level of comfort with social distancing. To avoid making the other person feel defensive, put it in terms of your lifestyle. Explain what health precautions you take, such as mask-wearing and avoiding crowds.

Everyone is going to have a different comfort zone. You don't need to apologize - you just need to be a good communicator! Make sure you're on the same page as your date before deciding to meet inreal-life.

5. Plan a socially distant first date (or two, or more) If you've ever seen a Jane Austen adaptation, you know that dating in the 19th century was all about taking walks. It seems like a good time to revive that fad!

Too cold for a walk? Maybe you can go ice skating or skiing. If you'd prefer to connect over a conversation during a more low-key date, bundle up or meet at a semi-sheltered location like an outdoor market. Just keep your distance from crowds - and keep that mask on!

At the end of the day, don't take dating too seriously! Dating is a form of exploration - it's supposed to be something that adds to your life. Take a break if you need it. And when you get back to swiping, you'll be able to bring a more confident self to the table.

For more data-driven tips, expert advice and resources to help guide your dating journey in 2021, check out Bumble's Dating 101 in 2021, at Bumble.com/DatingGuide.

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How to elevate your experience at home for next-gen console gaming

(BPT) - The highly anticipated release of new gaming consoles has people more excited than ever.

This enthusiasm is shared by more than just serious gamers; with so many people spending more time at home due to quarantine and social distancing, they've discovered gaming as a pastime they can enjoy alone or with their family. So how can you prepare to get the ultimate experience in your household?

Experience epic visuals with the ultimate TV It doesn't matter how advanced your console is if you don't have a TV that can keep up with it. With stellar picture quality and industry leading gaming features such as HDMI 2.1, LG's 2020 OLED TVs are not only ideal for serious gamers, allowing for more gaming action in real time, but also great for sports fans and film buffs.

"For next-gen consoles, you absolutely need an LG OLED TV," says professional gamer Arteezy of esports team Evil Geniuses. "The high refresh rates and very fast response times make the gameplay much smoother and enjoyable."

Celebrated as the most advanced gaming TV on the market, LG's 2020 OLED TV lineup raises the bar, providing an immersive and smooth gaming experience. The LG OLED TV reduces screen tearing (when a screen shows visuals from multiple frames) or other distracting visual artifacts like lag and stuttering.

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The LG OLED TV will make you feel like you're right there in the game, with perfect blacks and intense colors that let you see all the details without slowing down gameplay. How? Millions of pixels emit their own light independently and can be completely turned off. This unveils perfect black, over a billion rich colors and infinite contrast.

Utilize gaming modes and picture settings The most advanced TVs have special modes and picture settings that are created with gaming in mind, so you get incredible colors and visuals. For example, some TVs like LG OLED have Dolby VisionÂŽ and the HDR Gaming Interest Group's HGiG Mode, created so gamers can enjoy highquality visuals as game creators and developers intended when playing High Dynamic Range (HDR) games via consoles. HGiG is a group made up of companies from the game and display industries that develops standards to improve the HDR gaming experience for people in their homes.

In addition to gaming modes, make sure you check your TV's picture settings to determine which you prefer for your gaming. Some gamers even change picture settings from game to game. Sound settings can be updated and customized as well, and you may want to add a soundbar to your setup for the best audio experience.

Research gaming controllers Whether you're an amateur or a seasoned gamer, it's worth investing in a controller you love. These new systems come with controllers, but many gamers prefer to upgrade to options that best fit their gaming style. You'll need to decide between cord and wireless: Some people prefer the cord, so they never have to worry about batteries running out while others swear by wireless for freedom of movement.

When researching controllers keep muscle memory in mind. Past gaming experiences reflect on your skills in the future, so think about buttons, toggles and shape of the controller so you can find one that reflects characteristics you enjoyed in the past and improves on ones you didn't. One top recommendation to check out: The Razer Wolverine V2.

Set up seating strategically Even the most satisfying gaming session can ultimately be disappointing if you end up with a sore neck or back. A comfortable chair can elevate any gaming session, especially those that are adjustable for customized, ergonomic support.

If new furniture isn't an option, check out your current seating and look for opportunities for improvement. Adding cushions and pillows can amplify comfort tremendously, so stock up on back pillows and lumbar supports so every gamer - young, old and in-between - feels as good after a gaming session as they did at the start.

Bottom line: Next-gen consoles are truly remarkable systems. You can enjoy the best they offer with the right complementary technologies and gear. Great equipment brings the next-gen console gaming experience to new heights.

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Top ways to vacation responsibly in 2021 (BPT) - After months of cautionary travel and shelving vacation plans, people, especially those with families at home, are researching how they can indulge their wanderlust safely again in 2021.

The goal is to enjoy a vacation in a responsible manner, creating memories while keeping yourself and others safe.

Heading to Coastal Mississippi: The Secret Coast is a good option as its location in the Southern United States brings warm weather throughout the year, plus access to the Gulf and plentiful opportunity to explore outdoors. Travel interest is up for The Secret Coast as its 62 miles of scenic shoreline dotted by unique coastal communities boast Southern charm and hospitality. Many people are choosing to discover this destination based on the Coastal Mississippi Promise of Health and Safety, which pledges that visitors can expect all hospitality partners to follow recommendations from leading health agencies and regional health care authorities to ensure everyone's safety.

"Travel will likely still look different in 2021. While we welcome visitors to explore Coastal Mississippi and safely create lasting memories, we encourage travelers to make informed decisions when planning their vacations," says Milton Segarra, CEO of Coastal Mississippi.

In addition to visiting a destination that prioritizes public health, it's wise to take additional steps to keep your travel group and others safe. To help you do that, here are some of the most effective ways to vacation responsibly in 2021: Mask up Everyone 2 years and older should wear masks while in public, per Centers for Disease Control and Prevention recommendation. This includes when you're on vacation, so pack extra masks and plan on wearing them indoors - such as at shops or attractions - as well as outdoors if you're within 6 feet of another person not in your household. You might even consider ordering special masks that commemorate your group trip rather than the traditional T-shirt. They make for great vacation photographs!

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Know and follow local restrictions Although the federal government has provided best overall practices for staying safe during the pandemic, specific regulations may vary depending on where you travel. Take the time to research your destination and what specific protocols they may require. Then talk with your travel group ahead of time so you can all be proactive in following these rules and keeping everyone safe.

Sanitize frequently Keep hands clean by washing regularly and avoid touching your face. Wash with soap and water for 20 seconds, or about the length of time to sing "Happy Birthday" twice. When soap and water aren't available, hand sanitizer with at least 60% alcohol is a good option. In addition to hands, consider sanitizing surfaces before use, such as the tray table if flying on your vacation. It may have been sanitized already, but this gives you peace of mind and limits germ-spread even more.

Enjoy outdoor spaces When planning your itinerary, consider ideas that are outdoors. Fresh air and space to social distance is safer and can make your vacation more enjoyable. From beautiful bayous and bays to the longest man-made beach in the nation, Coastal Mississippi offers an array of outdoor adventures, including exploring the Gulf Islands National Seashore at Davis Bayou, water paddling along scenic blueways, fishing trips, sunset boat excursions and much more.

Explore accommodations You want to be comfortable where you stay and confident it's clean, so spend some time researching what different accommodations are doing to keep guests safe. Then, book what feels right for you, whether that be a sprawling resort, private bed and breakfast, or unique boutique hotel. Featuring four modern, floating cabins complete with wet bars, and private, lush outdoor showers, Hotel Beatnik in Mississippi's Ocean Springs Creative District offers a fun new option for travelers.

Book tickets early for attractions Many attractions are altering procedures and rules to keep wellness top of mind. Call and ask about what they're doing to keep everyone safe and if there are new occupancy limits. You may want to book tickets early because fewer are being sold so less people are in a particular attraction at once.

The newly opened Mississippi Aquarium in Coastal Mississippi is adhering to all recommended guidelines and provides an opportunity for visitors to explore more than 80,000 square feet of exhibits connected by landscaped walkways with plantings representing all seven Physiographic Regions of Mississippi.

Stay home if you feel sick Finally, if you feel sick, stay home. Many accommodations and attractions will refund your money or offer vouchers for use in the future. That way you can go when you're feeling well and can fully enjoy your trip while also helping to limit the spread of illness.

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How 'buy now pay later' can stretch your dollars (BPT) - You've probably wondered about it various retailers and apps offering consumers the opportunity to "buy now and pay later." It's easy to confuse buy now pay later (BNPL) plans with using a credit card or layaway plan. While finances are tight for many, especially during and after the holidays, it's good to know what plans would work best for your situation, without getting you into financial difficulties down the road.

The credit card trap When cash is in short supply, especially if you are a recent grad or if you're between jobs, it's all too easy to max out your credit cards when buying holiday gifts or necessary expenses, from gas for your car to medical bills.

But even if you have reasonably good credit and a generous credit limit on a card, relying too heavily on this payment method can lead to financial difficulties in the future. Even if your credit card charges interest that is not too high, any amount adds up over time, especially if you can't pay off the balance.

And even worse - if you miss a payment, that can not only lead to fees but will also harm your credit score, making it hard to borrow later if you need a car or bank loan.

Especially for anyone still paying down student loans, the lure of credit cards has definitely lost its luster - which is a good thing, in the long run.

The old-fashioned layaway plan In your parents' or grandparents' day, layaway was a common method for saving up for large expenses, like appliances. But the catch was, you couldn't take home the item until the total amount was paid off at the retailer.

It was a great way for people to save up for later purchases, making sure they didn't overextend their credit. But for today's financial challenges, a plan like this does not help much. The layaway plan has evolved to fit our current needs, and buy now, pay later has revolutionized the way we purchase - like getting the item right away instead of waiting to receive it once it's paid off.

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How to buy now, pay later Enter a new way to make purchases now and pay for it over time without exorbitant interest and fees later. For example, with Quadpay, you can make purchases without needing to go through a hard credit check that could affect your credit score. Their app divides your purchase into four payments over a six-week period, and withdrawals for each payment are set up to be automatically charged to the bank account you provide, so you won't have to worry about missing a payment - and there's no interest and no hidden fees. The first payment is made at the time of purchase.

With Quadpay, you can use buy now, pay later to shop anywhere, for anything - whether online or instore. After downloading the app you can browse any store online or just add a Quadpay card to your digital wallet to conveniently pay in-store. The app even sends helpful reminders of upcoming payments via text message.

Using BNPL beyond gifts Apart from buying others (or yourself) items you want, you can also use the Quadpay app to pay for medical bills, prescriptions, utilities and other necessary expenses - even parking tickets.

"We created Quadpay to provide consumers savvier ways to pay and greater access to financial flexibility, believing the traditional credit model was broken," said Adam Ezra, Co-CEO of Quadpay.

"While a FICO score alone may make sense for car loan eligibility, we've proven it's not the case for smaller purchases."

Another bonus? If you're shopping in-store, you can touch and go to pay with the app for safer, contactless shopping.

Tips for using buy now, pay later 1. Download the Quadpay app, and make sure you've added a Quadpay card to your digital wallet, for easy tap-to-pay in-store capabilities through your digital wallet.

2. When shopping online, purchase goods from any retailer through the Quadpay app to easily split payments.

3. Keep track of how much you're spending and how it's being divided over the next six weeks, so you're not overreaching your expected income during that period.

Using buy now, pay later, you can spread out payments over time to help you manage your finances smartly when money is tight, and avoid being late on crucial payments when you're between paychecks.

Download the app from the Apple App Store or Google Play - or visit Quadpay.com to learn more.

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10 tips to support small businesses

(BPT) - The COVID-19 pandemic has been difficult on small businesses. Whether it's a local eatery, service provider, retail store or another type of business, when you shop small, you're supporting a real person who is striving to keep his or her entrepreneurial dream alive.

"Small businesses are the heart of our country and at the heart of Ball brand home canning products," says Kris Malkoski, CEO of the Food Business Unit at Newell Brands, makers of BallÂŽ home canning products. "We have been moved by the love our small business customers have shown their communities this past year. Still many small businesses are facing hardships, and this holiday season, they need our support more than ever."

You can personally help make a difference by considering 10 simple ways to support small businesses: Shop now: No need to wait for a sale or special event. By shopping now you're putting much-needed funds into a small business that is depending on income each month to make ends meet and keep doors open.

Reverse shopping: Rather than thinking of the recipient and then where to shop for a gift, think of the shop first and then the recipients that would most like items from that particular business.

Go online: For small businesses that offer e-commerce options, be sure to consider online orders that ship directly to your home. This is a safe and convenient way to support your favorite businesses.

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Shop in person: For businesses with physical locations, visit shops in person if you can use proper safety measures. If you know what you want, many businesses let you order ahead and opt for curbside or doorway pickup as well.

Consider gift cards: Not sure what to buy? Gift cards are always one of the most desired gifts, so if you need to send a little love to a loved one, wrap up a gift certificate in a beautiful card and feel good about your present choice.

Leave reviews: Online reviews can make a big difference for small businesses in expanding clientele.

Go online and leave rave reviews for your favorite stores and why others should support them as well to help spread the word.

Be vocal: In addition to online reviews, talk up your favorite small businesses among friends. From independent restaurants to local service providers, use your voice as a powerful tool to build their reputation and support growth.

Partnerships: Look for small businesses who partner together to offer products or services that complement each other in packages, such as a gift basket bundle featuring your favorite local treats.

You'll support multiple businesses at once and often get a discount compared to buying separately.

Double up: For businesses like independent coffee shops or bakeries, consider a larger order. For example, go with that grande latte and order two dozen cookies to share with your neighbors.

Be patient: Small businesses are dealing with a multitude of challenges these days, from supply chain holdups to sluggish shipping and beyond. Your kindness is valued and your patience is crucial during these times.

"Actions big and small will help make a difference," says Malkoski. "This is our time to give back to the businesses that help build our culture and communities, and we at Newell Brands want to give back too."

Made For More Small Business Fund Malkoski shares that the makers of Ball brand home canning products want to support its loyal small businesses and has established the Made For More Small Business Fund, open for applicants from Dec. 15, 2020 through Jan. 31, 2021. Ten winners will be awarded $10,000 and applications are open to U.S. based for-profit small businesses that have 0-99 full- or part-time employees, use Ball brand home canning products in some aspect of their business, and have supported their communities in some fashion during the pandemic.

The Made For More Small Business Fund was created to give an opportunity for small business customers that use Ball brand home canning products to be awarded $10,000 to help fuel more more business, growth and community support. Learn more at www.freshpreserving.com/MadeforMore.

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This new Alexa feature allows families to safely care for loved ones at a distance

(BPT) - This year, more Americans are providing ongoing caregiving, with many having started their role as caregiver since the COVID-19 outbreak or providing care specifically because of the pandemic. Caregivers are looking to strike that balance between ensuring their elderly friends and family are safe and healthy while letting them maintain their independence. Yet, the need to limit contact by social distancing or self-quarantining has disrupted the ability to provide the hands-on care our loved ones deserve.

For that reason, families are looking for ways to help make remote caregiving easier. There's now an option for both the family member providing support and their loved one leveraging the simplicity of Alexa.

The Care Hub helps families stay connected, no matter if they're 3 or 3,000 miles apart. And, it's available on Alexa-enabled devices that many customers already have, like Echo Dot and Echo Show. Once set up and approved by both the family member and loved one, they both simply go about their day as normal. The family member can get alerts and use the Alexa app to see their loved one's recent activity at a high-level, so the aging loved one still has privacy while the person providing support has the information they need in order to know their loved one is OK. And their loved one has the added comfort of knowing they can ask for help at any time by just asking Alexa.

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Care Hub offers a simple, unobtrusive way to care for loved ones remotely and stay connected at a time when many of us are not able to be with the ones we love. Here's a quick look at how the Care Hub works.

It alerts you when something's amiss: As the person providing support, you can set up alerts to get notifications when your loved one has their first interaction of the day with Alexa, or if no activity is detected by a designated time, such as 10 a.m.

Non-intrusive visibility on your loved one's day: The goal of creating Care Hub was to give people only a high-level view of their loved one's activities. When you look through the activity feed of the Care Hub, it shares only the basics. If your loved one streams a movie, asks for information or listens to music, you can see they were using Alexa for Entertainment or Information, but it won't reveal the details like what your loved one asked Alexa. And, the loved one can always view this same information from the Care Hub in their Alexa app, too.

Convenient connection: When both parties have an Alexa-enabled device and grant permission to connect via the Care Hub, staying in touch is easy. With the Care Hub, you can initiate a hands-free call over morning coffee or use the Drop In feature as a two-way intercom for a quick check in. Daily contact is effortless.

Help is just a call away: Care Hub makes it easy to access help when your loved one needs it. As part of the Care Hub set up process, they can enable Alexa Communications and select you as their emergency contact. If your loved one selected you as their emergency contact, when they simply say, "Alexa, call for help," you'll get a call on your Alexa-enabled device, and you'll also get a text and push notification sent to your phone. So even if you're out and about, you'll know your loved one has reached out.

Care Hub is free of charge and is available with the Alexa app. To learn more, visit amazon.com/carehub.

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Luxury for less: 5 tips for glowing skin this winter

(BPT) - Plummeting temperatures and whipping winds are here for much of the country, and no matter where you live, cooler and drier winter air can really wreak havoc on your skin. When humidity is lower and indoor heat is on full blast, your skin gets stripped of the moisture it needs, causing dryness and dullness.

All these factors can exacerbate the visible signs of aging, from loss of elasticity to lines and wrinkles.

There are natural oils already in healthy skin that help create a protective barrier, but this time of year, extra TLC is essential to combatting both aging and the changing elements - and you don't need to spend a fortune to make that happen!

Your lightweight moisturizers and oil-free cleansers work well in summer, but winter months call for a refresh if you want to maintain a glowing, youthful complexion. Whatever elements you're facing, now is a good time to re-examine your skincare shelf and update daily habits. You can swap in costeffective solutions that offer the luxurious experience and efficacy you and your skin crave, for less.

Check out these tips to keep your skin healthy and glowing on a budget all winter long, including suggestions from board-certified dermatologist Dr. Sabrina Fabi.

1. Find a glow serum at the drugstore Sometimes a moisturizer is just not enough. "When your complexion is dulling, adding a lightweight serum with vitamin C to your routine can give skin the boost it needs to rebuild glow and instantly look more luminous," says Fabi.

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RoC Multi Correxion Revive + Glow Daily Serum is a new option that helps with radiance and firmness, with the bonus benefit of reducing fine lines and wrinkles.

"What I like about this serum is the potency of the vitamin C. It has a 10% Active Vitamin C + Peptide blend and it works fast, delivering both instant results and longer-term benefits after four weeks of using it," Fabi adds. "You can easily find it at Target.com for under $25, and I think the results rival if not exceed some of the other expensive vitamin C options out there."

2. Hydrate from within It's not just about products you put on your skin. Dewy skin starts from within - after all, your skin contains 64% water. Drinking plenty of water helps minimize dry skin that becomes more noticeable when it gets cold outside.

As a rule of thumb, you should drink at least half your body weight in ounces of water every day. To make your fluid intake more enjoyable, try adding sliced fruit to your iced water, or having a mug of hot tea when you're feeling chilled.

3. Cleanse, don't strip After a cold or long day, you might be tempted to hop into a long, hot shower. It'll warm you up, but it won't do your skin any favors. "Hot water breaks down barriers in your skin and takes away moisture," says Fabi.

Aim to get in and out of the shower as fast as you can, using lukewarm water. Skip the soap or try a gentle cleanser. As soon as you're done, pat dry and apply a moisturizing cream immediately to prevent your skin from itching and flaking. If you're still feeling dry, consider investing in a humidifier to add moisture to your home's air.

4. Moisturize and protect Moisturizing your skin starts with finding the right product. Swap your summer formula for a thicker, more hydrating consistency. There's no need to spend money on several expensive products. Look for an all-in-one formula with ingredients like hyaluronic acid to draw water into the skin, and glycerin or dimethicone to help retain moisture and protect it from the elements.

5. Gently exfoliate In between all that moisturizing, gentle exfoliation is also crucial to getting your glow. Buff away flaky dead skin cells so new ones have a chance to shine. Chemical exfoliators with alpha hydroxy acids also help improve the effectiveness of your moisturizer. When those dead skin cells aren't in the way, your skin will absorb and retain more moisture.

Winter is here, but your skin doesn't have to pay the price. Follow these tips to stay within your budget and achieve the glowing, more youthful look you desire.

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5 ways COVID-19 changed our daily drive

(BPT) - It is an indisputable fact that the COVID-19 pandemic changed a lot about our daily lives, including our relationships with our vehicles. While Hankook Tire's latest Gauge Index found that 60% of Americans are driving every day, as opposed to only 19% in April 2020, many of our habits behind the wheel have shifted in light of everything this year put in front of us.

1) We're spending less money at the gas pump.

The COVID-19 pandemic quickly closed many regular driving destinations, including office buildings, schools, restaurants and retail, which in turn gave drivers fewer places to go. While the amount of driving we'll be doing over the next few months is still uncertain, the positive impact on wallets is still there: 70% of Americans say that they have spent less money on gas since the start of the pandemic.

And when they do need to fill up the tank, drivers are strategic about it. Since the pandemic, over three-fourths (77%) make a plan to get gas while running errands to limit their time out of the house.

2) There are designated errand runs - and designated runners.

Americans are also strategic with how and when they leave the house for essentials. Many are not comfortable making a quick run to the store to pick up something they forgot for dinner. Nearly two44

thirds (64%) say they now save all of their errands for one day or do curbside orders to limit potential exposure to the virus. Another half (53%) have a designated errand runner, so only one person has to leave the house.

3) Rush hour is less rushed.

With more Americans continuing to work from home and students taking classes online, rush hour is proving less intense. Nearly two-thirds (63%) of drivers recognize that normal traffic patterns have shifted since the start of 2020. Another 65% confirm there is less traffic on their regular routes though that largely depends on where you live. Hankook found that drivers in the Northeast saw the most significant impact on their regular traffic flow, where 71% of drivers say their daily routes have fewer cars on the road.

4) Comfort levels are shifting gears.

As a result of the pandemic, 75% of Americans are not comfortable using public transportation.

However, confidence behind the wheel is down, too - just over a third (36%) say they are less confident driving since the start of the pandemic, perhaps because they aren't doing so as often.

Interestingly enough, men are almost twice as likely to say they're less confident behind the wheel as women ... 44% vs. 28%.

Additionally, people are careful about who they drive with. Two-thirds (66%) are not comfortable getting into a car that belongs to someone outside their household. Another two-thirds (63%) are not comfortable having passengers from outside their household in their own vehicle.

5) Face masks are the new sunglasses.

2020 has not just changed when and where we use our cars, it is also changing what we keep in them. Most Americans (81%) keep a face mask in their car, the Gauge found. More than half (55%) have a designated spot for it in their vehicles - be it in the glove compartment, center console, rearview mirror, or the gear shift. And 72% say they have hand sanitizer in their vehicle, too.

We will have to wait and see which of these trends will stick around and which are more temporary reactions to a tumultuous year. However, one thing is for certain: The COVID-19 pandemic significantly impacted how we view, use and depend on our vehicles.

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From Cancer to COVID-19, How One Company is Transforming Vaccine Technology (BPT) - The race to create and distribute effective COVID-19 vaccines continues. Big pharmaceutical companies are producing promising vaccines and initial distribution is underway, however, this is not without numerous concerns or logistical hurdles. What you don't hear much about is the smaller biotech companies working hard behind the scenes to develop alternative medicines that have big potential in fighting the novel coronavirus and much more.

Concerns with current big pharma options The COVID-19 pandemic is rapidly changing vaccine technology, with innovative approaches that are moving away from the use of live viruses towards genetic-based approaches using RNA and DNA vaccines.

Rather than injecting a weakened form of a virus or bacteria into the body, like with the flu vaccine, DNA and RNA vaccines use part of the virus' own genes to create antigens that stimulate an immune response. So, when someone who was treated with the vaccine gets exposed to the virus later on, their immune system will be able to fight it off more easily and reduce their risk for serious illness.

While it's critical to produce a safe, effective COVID-19 vaccine, the leading candidates are RNA vaccines, which despite promising results, do have several drawbacks. RNA is very easily destroyed due to the body's natural enzymes and chemical reactions which will break the RNA apart. As a result, these vaccines need to be manufactured, shipped and stored under very specific and extremely cold conditions in order to try to slow or prevent that breakdown of RNA. These stability and manufacturing issues can lead to limited production capabilities, leaving governments and communities fighting for available supplies. Distribution and storage is complex, with one option requiring more than -70 degrees Celsius refrigeration. Supply chain issues may be an ongoing issue.

Small biotech with big ideas and the potential to save lives While leading pharmaceutical companies are spearheading the fight against COVID-19, it's important to consider the potential technologies that smaller organizations are researching. One of those companies is Orbis Health Solutions, a South Carolina-based biotech using its deep cancer research experience and established vaccine technology to create a new approach to fighting COVID-19 - a DNA vaccine that addresses the shortcomings of the current frontrunners and with the ability to combat future viruses and biological threats.

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Based on the research and science of Thomas E. Wagner, Ph.D., the company's founder and chief scientific officer, the potential COVID-19 vaccine uses a blueprint based on Orbis' success in treating cancer through personalized vaccines. In addition to positive data from its Phase IIb cancer clinical trial, proof-of-concept studies have demonstrated that Orbis' vaccine technology platform has a wide range of possibility, from addressing agriculture and veterinary applications to fighting future pandemics and biological threats.

"We have developed a very successful vaccine against cancer, which is the most difficult challenge for the immune system," says Wagner. "Now we've shifted our science and technology to fight the current COVID-19 pandemic and what we're seeing is incredibly hopeful."

The science for the new vaccine is based on cancer vaccine technology that delivers foreign substances (antigens) to help the immune system to recognize an invader and trigger an immune response. In cancer therapy, this is created with antigens from a patients' own tumor. For COVID-19, Orbis scientists have created a synthetic replica of portions of the DNA code of the virus focusing on the spike proteins, which is the external part of the virus that penetrates a healthy cell. The vaccine contains this information in order to trigger a response and help teach the immune system how to fight the foreign invader and eliminate the virus.

Neutralizing antibodies in 100% of trial participants The good news: Early data shows promise. Results of a clinical trial evaluating 20 healthy volunteers demonstrated that one inoculation with the vaccine led to 100% of participants expressing neutralizing antibodies against the virus, meaning the vaccine is successful in triggering that critical immune response to COVID-19.

The Orbis COVID-19 vaccine doesn't use any part of the virus itself, only the DNA encoding the spike protein.

For this reason, it is believed to be a safe option with few side effects. What's more, there's no need for lowtemperature storage and it's highly scalable, so it may be easier to quickly get enough vaccine worldwide, especially to those who need it most.

"We are very encouraged by these Phase I data, which represent a critical milestone for our vaccine technology platform and echo the early success of our personalized cancer vaccine," said George E. Peoples, M.D., chief medical officer of Orbis Health Solutions. "Following further data analysis and discussion with regulatory authorities, we remain committed to initiating a larger Phase II trial that will move us one step closer to bringing this important treatment to patients as soon as possible so that we can help address this global health emergency."

These trials are particularly important because if successful, they will provide definitive proof of concept for the platform that could be rapidly applied to future vaccines to help with new viruses and health concerns within a matter of weeks versus months to years. To learn more, visit http://orbishealthsolutions.com/.

"Just as COVID-19 didn't exist a few years ago, other diseases and viruses will evolve," Wagner says.

"The proprietary delivery platform for the Orbis vaccine provides a blueprint that can be updated quickly with different DNA information, which allows for rapid vaccine development and deployment to address the next viral or biological threat. This platform has the potential to save many lives both now and in the future."

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10 ways to celebrate New Year's Eve at home

(BPT) - This year, New Year's Eve celebrations might not look like they normally do. But that doesn't mean you can't still celebrate with family and friends! In fact, given how difficult this year has been, a party might be exactly what is needed. The good news is that there are plenty of fun, safe ways to ring in the new year as a family right from the comfort of your own home.

Here are a few ideas for making your New Year's Eve celebration a fun event for all: 1) Have a dance party: With a little planning and spirit, any room can be transformed into a dance space. Turn on some tunes, get the family moving and raise the roof to ring in 2021. You could even turn off the lights and use glow sticks or LED light-up wands for added ambiance.

2) Set up a photo booth: Make it a night to remember by setting up a photo booth for the kids to enjoy. Pick a corner, pull out old Halloween costumes or find some festive props, and let your kids get creative. The photos can be great to share on your social channels to wish friends a happy new year.

3) Look through old photos or home movies: As we head into a new year, take a trip down memory lane by looking through old photos or watching home movies. This is sure to put a smile on everyone's face and is a great reminder of how far they've come this past year.

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4) Create a family time capsule: Ask each family member to write down their wishes and dreams for 2021. Then, seal responses in a box or jar with other memorable items to open next New Year's Eve. 5) Board games, anyone? Get the family energized with a little competition. Find a few games everyone can enjoy or host a tournament of your family favorites. Consider giving out some fun prizes to keep everyone engaged.

6) Glam up everyday objects: Kids love sparkle! Add glitter to playdough or slime and let them play.

Use number cookie cutters to spell out 2021.

7) DIY dessert bar: Set up a dessert bar, and let your kids create a confetti-themed treat with some pre-made cupcakes topped with frosting. Have a variety of confetti colored toppings, like sprinkles, decorating icing, and colorful Fruity Pebbles cereal or candy pieces, on hand for everyone to use to make their own masterpiece.

8) Have a virtual hangout: Carve out some time and say hi to family and friends you haven't been able to see. This is a great way to keep the kids occupied and get some face time with grandparents or others who might be isolated.

9) Watch an early countdown: Nothing says New Year's Eve like a good countdown. To help families everywhere ring in 2021, Pebbles cereal is hosting a New Year's Eve countdown on Dec. 31, featuring Fred Flintstone and Barney Rubble from Bedrock leading into the 9 p.m. EST hour during "Dick Clark's New Year's Rockin' Eve with Ryan Seacrest 2021," which airs live beginning at 8 p.m.

EST on ABC. Tune in and join Fred and Barney for an epic countdown to 2021, which happens to be the cereal's 50th birthday year.

10) Make party favors: Pick up some party favors at a local store or better yet, make them at home.

There are plenty of great tutorials online for fun party favors the kids will enjoy. Try your hand at making confetti poppers, a fun take on a celebration staple. What better way to ring in the new year than with some fun party poppers the kids will enjoy making and eating.

Whatever you end up doing, don't forget to take some time to reflect on this past year and celebrate the year to come. 10...9...8...7...6...5...4...3...2...1... Happy New Year!

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GREAT HAIR AT ANY AGE Our hair ages along with the rest of our bodies. It's not always easy to spot the signs, but it's happening right before our eyes, and our favorite chemical and heat treatments will increasingly do more harm than good as our hair ages. Here's some advice to keep your locks looking their best as you age.

Women have always known that hair becomes more difficult to style and maintain with age, but experts have now confirmed that hair does indeed age along with our skin and bodies. While it’s true that in general, neglected or abused hair will start to lose strength, no matter your age, aging hair is far more delicate and needs extra TLC for best outcomes. Hair actually begins to age after the age of 25. Each strand shrinks 10% in diameter and may become duller due to loss of the color pigment, melanin. Just like prematurely aged skin, hair can also be prematurely aged by abuse and misuse of chemicals and heat styling tools. Signs of aged hair include weakness or brittleness, dryness, flaking scalp, split ends, and an extra fine and frizzy texture. Aging hair needs to be strengthened and moisturized with the right combination of products. Thankfully, this can easily be achieved with a daily haircare routine as well as the right haircut. Renowned celebrity hair stylist, Philip Pelusi, recommends that aging hair be cut and styled a little differently. He says softer, looser curls or waves make for a more youthful look, whereas sharp angles and severe shapes will have the opposite effect.

Ten Tips for Aging Hair Pelusi also suggests that aging hair looks best when treated to softer, slightly lighter hair color with varying tones instead of dark, solid shades. Furthermore, hair color should complement skin and eye color, so it is recommended that you consult a skilled salon colorist before picking out a new shade for your hair. Here are Pelusi's top 10 anti-aging tips for hair: -1- Use products specifically designed to rejuvenate aging hair. Dove Pro-Age shampoo and conditioner and KÊrastase Densifique Bodifying Shampoo are great options. Your hairdresser could also assist you by creating a haircare regimen that’s tailor-made for you. Follow the regimen consistently for best results. -2- Treat your hair to regular salon hair and scalp treatments for deep, intense conditioning. -3- The condition of your hair often reflects your overall health and the quality of your diet. Supply nutrients to your hair through a healthy diet and supplements of essential fatty acids. -4- Drink plenty of water to keep skin and hair hydrated. -5- Stay active with regular exercise. Exercise helps maintain healthy blood flow to the scalp which encourages healthy hair growth. -6- Take time to unwind. Keep stress at bay with a regular relaxation program. Stress can take its toll on the health of your hair and skin. -7- Get plenty of rest.

Proper sleep is key to maintaining the health of the entire body, including the hair. -8- Keep the scalp in its optimum healthy state. A healthy scalp means healthy hair. -9- Treat wet hair with tender loving care. Apply a detangling product before combing and use a wide tooth comb only. Avoid brushing your hair while it is wet as this is likely to cause breakage. -10- Sleep on a satin pillowcase to reduce friction on the hair, which can cause breakage 50

COOKING SKILLS GO OFF THE BOIL

While celebrity chefs across Britain have spent years on a mission to make cooking more accessible, it appears youngsters still have a way to go when it comes to the basics.

Indeed, according to research from Mintel, nearly a quarter of 16-24-year olds confess to having problems cooking pasta correctly. And more than one in five adults, rising to two fifths of young cooks, admit making rice gives them the noodle. Some 34% of men agree that fresh pasta is easier to prepare than dry pasta - rising to 39% of 16-24s. By contrast, women, are more confident cooking dry pasta with only 28% agreeing fresh is easier to prepare. Regionally it’s Londoners who have the most problems with 18% failing to capture that al dente texture, compared with just eight per cent in the north east and Scotland. However, when it comes to rice it’s all change - as 35% in the east and west Midlands have difficulty with the dish, falling to 20% in London and 17% in the south east and east Anglia.

It appears that the efforts of some of Britain’s best loved chefs to make cooking easier and more accessible have gone rather off the boil. Indeed, it seems that this lack of confidence in being able to cook has resulted in an added cost being passed on, as consumers stump up for pricier chilled pasta as an easier option. That one in four rice users find it difficult to prepare rice properly is a likely barrier to more frequent usage of cheaper, dry rice. Knowing the basics of cooking from scratch rather than tearing open a pre-prepared packet could help young people improve their health as well as their bank balance.

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Alan Beckett, Spokesperson for Mintel Youngsters Struggle to Cook The lack of culinary skills among younger shoppers contrasts sharply with the know-how of Britain’s older generation. Just nine per cent of over-65s admit they find it hard to cook rice compared with 37% of 16-24s. And over-55s are the least likely age group to admit pasta is difficult to cook, with just four per cent of fans falling at the culinary hurdle as opposed to 22% of 16-24s.

Britain’s more mature generations appear to be the most confident in the kitchen, suggesting our growing reliance on quick-fix foods is to the detriment of basic cooking skills. Television networks are crammed with cookery shows but their main aim is to entertain rather than educate.

Basmati is Now Britain's Favourite Rice Pasta’s place as a staple of the nation is reflected in the fact that nearly a third of Brits eat it two or three times a week - rising to 38% of 16-24-year olds. But while instant packet pasta may be perceived to be the domain of younger consumers, researchers found that of the 26% who indulge eat packet pasta - this rises to 33% of 25-44 year olds, compared to just 28% of 16-24s. Pasta is seen as an affordable meal solution - a massive 86% of those polled agree, rising to 89% of 16-24 and 45-54 year olds. Meanwhile, rice is deemed a healthy and nutritious meal by eight in 10 people, but only 30% are convinced it’s healthier than pasta and potatoes. Reflecting Britain’s curry culture, Basmati tops the list of favourites with 69% tucking into the tasty accompaniment while 63% prefer long grain, 40% opt for microwavable, 28% select savoury and 27% enjoy wholegrain or brown. Thai or Jasmine at 13% and Arborio or risotto 17% are lower down the shopping list.

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LIKE CHALK AND CHEESE

There are certain wines and foods that delight the taste buds when mixed. Wine seeks relationships with the finer ingredients in life, yet many have a tough time making a sound partnership with cheese. In fact, some cheeses can make a good red wine dull and lifeless.

There are certain wines and foods that delight the taste buds when mixed. Wine seeks relationships with the finer ingredients in life, yet many have a tough time making a sound partnership with cheese. In fact, some cheeses can make a good red wine dull and lifeless.

If you love to end a special meal with a cheese platter, balance the flavours of your wines and cheeses carefully. The stronger the cheese, the more intense its partner should be. But remember that balance isn’t about matching like with like, it can be as different as chalk and cheese.

Soft touch Soft, creamy cheeses such as brie and camembert coat the palate with a layer of soluble fat, masking tastes. Even if you are drinking an excellent red, you will lose some of its flavour. Team soft, creamy cheeses with extra-dry champagne and the effervescence will clean the fats from the palate.

Pungent cheeses and reds If you must be awkward and insist on red with your cheese platter, choose a concentrated, rich red such as Amarone della Valpolicella. This Italian dry red is made from air-dried grapes and can stand up to the most pungent cheeses including Parmigiano-Reggiano and Pecorino. A cheaper alternative is Ripasso di Valpolicella made in the same region.

Port and cheese A perfect partner after dinner, whether at a restaurant or at home, is port and creamy blue cheese. A non-vintage port is a perfect partner for creamy stilton, while vintage port pairs beautifully with feisty cheeses such as gorgonzola. Epcurious.com wine expert Anthony Dias Blue says, “(Port has) an element known as rancio - a desirable, rich, oxidised quality, which meshes reliably with the luxurious flavours of such mould-laced cheeses.”

Sweet whites for cheese When serving a sumptuous cheese platter at a dinner party, remove the reds and opt for a fruity, vibrant white to complement your range of cheese. Sweet, spicy, and fruity German wines such as Gewurztraminers and Rieslings are good all-rounders. For blue-veined cheeses, choose a sweet dessert wine.

These will also work well if you are also serving desserts at the table.

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STRESS-RELATED FAT

When you have to resort to lying on your back to zip up your favorite jeans it usually means it’s time to cut back on the chocolate and crisps and reassess your diet. However, a bloated stomach is not necessarily the result of over-eating. Your new-found weight gain could be due to stress.

When you have to resort to lying on your back to zip up your favorite jeans it usually means it’s time to cut back on the chocolate and crisps and reassess your diet. However, a bloated stomach is not necessarily the result of over-eating. Your new-found weight gain could be due to stress.

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If you are eating a healthy balanced diet and take some moderate, regular exercise then chances are your bloated tummy is down to your stressful lifestyle. In the UK, more than a quarter of women find they can expand by as much as a whole dress size when suffering from an upset stomach, according to a survey by anti-diarrhea tablet manufacturer Imodium Plus.

You don’t have to be a rocket scientist to know that stress is bad for your health, but while most women are aware of this, many still haven’t made the link between stress and stomach upsets. So, while many women try to watch their weight, only a fifth of them believe stress can be associated with diarrhea and bloating.

This problem is set to become even more widespread as two- thirds of women experience poor worklife balance levels, according to the study. With high stress levels and little time to eat and exercise properly, the chance of women developing stress-related digestive health problems such as Irritable Bowel Syndrome (IBS) and diarrhea is significantly increased.

This stressful modern lifestyle is not only affecting women’s waistlines but also their self-esteem and happiness. A bloated stomach leaves more than half of female sufferers feeling self-conscious, while 56 per cent feel unattractive because of it. Furthermore, two-thirds of sufferers say their clothes don’t fit them properly because of the bloating.

The psychological implications of an unsightly blown-out gut are far-reaching as half of all women say they just do not enjoy life when they are bloated. Eight per cent even say it is affecting their work.

This is bad news when you consider that a fifth of women suffer from the condition more than once a month.

Younger women are incapacitated the most and half suffer from not only an upset stomach but the associated symptoms such as bloating too. A quarter of women admit they would like to do something about it but just don’t know how to treat the problem.

Experts are calling the poor digestive health trend ‘stomach stress’ but claim it can be successfully managed and even dispelled with the right treatment. Gastroenterology expert Nick Read says: “The increase in the incidence of IBS and regular bouts of diarrhea, cramps and bloating, particularly for those with stress-prone personalities, clearly demonstrate that the effects of stress for many women are commonly felt in the stomach. Fortunately though, by improving their lifestyles, managing their stress levels and self-medicating with products to relieve the symptoms, stomach stress is completely treatable.”

So next time your favorite jeans are feeling a bit tight round the waist and you threaten yourself with another diet, remember, it might not be those cream cakes after all.

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THE HEALTHIEST DRINK IN TOWN

Our bodies may depend on water for health and life, but if you are looking for a drink that can inject your body with concentrated nutrients, a cup of freshly juiced vegetables is the best around. If, like many people, you think that a savory drink would be about as tasty as a sweet bag of potato crisps, you are wrong. Once you get over the initial strangeness, a savory vegetable drink is delicious.

What’s more, it is deliciously good for you.

Our bodies may depend on water for health and life, but if you are looking for a drink that can inject your body with concentrated nutrients, a cup of freshly juiced vegetables is the best around. If, like many people, you think that a savory drink would be about as tasty as a sweet bag of potato crisps, you are wrong. Once you get over the initial strangeness, a savory vegetable drink is delicious.

What’s more, it is deliciously good for you.

Freshly squeezed juices, whether at home or in a juice bar, also ensure that you receive the full nutrients packed within fresh, wholesome vegetables. Nutritionists advise that you should aim to consume a variety of raw foods in your daily diet. If you cook all the vegetables you consume, you are probably destroying all the best nutrients.

Juiced raw vegetables are high in assimilable vitamins, minerals, and plant enzymes. Because juicing removes the fiber, the nutrients appear in a concentrated form, which is partly why they are so good for you.

If you drank a juice containing the same quantity of vegetables that someone else eats, your body will receive an almost immediate boost from the juice compared to several hours for the person eating the vegetables. This is because juicing allows the nutrients to be easily absorbed in your blood stream instead of being broken down and absorbed slowly through your digestive tract. For those with digestive problems, juicing takes the strain out of the digestive system.

Experts have proved that your health can benefit immensely from the concentrated sources of the antioxidant vitamins contained in fresh vegetable or fruit juice. These include vitamin A, which is converted by the body from beta carotene contained in red, yellow and orange vegetables, and vitamin C and E, which mop up free radicals, destructive molecules linked to heart disease and cancer.

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To obtain maximum benefits from vegetable nutrients, it is best to avoid shop-purchased juices, whether fresh or long-life. Unless they say otherwise, the processing involved in commercially prepared juices destroys much of the nutritional content as well as destroying the enzymes, which help your body break down the nutrients. If you see the words ‘added vitamins’ it usually means that the natural, and vastly superior, vitamins have been destroyed. Added vitamins and minerals will be of use to your body but they will not compare to the natural source.

Some of the healthiest vegetables to juice, like green vegetables, can be an acquired taste. However, start off your introduction with the more easily tolerated varieties, including carrot, beetroot, parsnip, and red pepper, all of which have natural sugars to sweeten the drink.

Because the fiber is removed through the process of juicing, you must ensure that your diet still contains large portions of whole fruits and vegetables. Jane Edmonds, registered dietician at BUPA, advises that you should aim to drink no more than two portions of your recommended daily five.

Invest in a good quality juicer. As with any other food in your diet, opting for organic will ensure that you are not adding pesticides or other harmful ingredients to your super-healthy juice. If you cannot afford organic vegetables, make sure that you thoroughly wash the raw vegetables under cold running water. Any root vegetables should be scrubbed, but always leave the skin on as it contains many of the best nutrients.

Tip: Use vegetable juice as you would fruit juice in a variety of cocktails and long drinks.

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THE RIGHT WAY TO WASH AND BRUSH YOUR HAIR Haircare is very important for heat- and chemicaldamaged hair. Indeed, washing and brushing your hair the right way with the right tools will keep your hair looking its best whether you use harsh styling methods or not. Give your hair a little TLC with our handy tips.

Do you scream to yourself when you look at your hair in the mirror every morning? A quick wash, brush, and dry sounds like the perfect cure, but you still end up looking like something a magpie would steal chicks from. If your bad hair days extend through the entire week, your problem could be as simple as washing your hair incorrectly or using the wrong brush. The way you wash your hair can hinder or help your scalp, hair, and style. Experts advise that you apply shampoo on completely wet hair and only on the hair nearest the scalp. By gently working the hair into lather around your scalp, it concentrates the shampoo where the oils and impurities build up while allowing your fragile ends retain healthy oils by only letting a diluted amount of shampoo run through to the ends of your hair. You should also avoid shampooing your hair upside down which tends to create additional tangles.

HOT TIP If you have long hair, use your fingers to detangle once you've applied conditioner. After rinsing, gently squeeze the water from each section of your hair and pat dry with a towel without rubbing. KEEPING YOUR BRUSH IN GOOD CONDITION Choosing the correct type and size of brush can affect the overall condition of your hair and scalp. A well-made brush is a beauty investment that should last you many years when taken care of correctly. That means getting rid of the hundreds of hairs that can build up in your brushes along with the hair oils and scalp exfoliation. These debris can alter the performance of your brush and make it difficult to achieve desired styles. To safely clean your brush, start by using a comb to remove built-up hair. Continue the cleaning process by soaking your brush in a solution of hot water and a few drops of shampoo or mild detergent. Rinse and dry thoroughly before use.

Choosing the Right Brush If your hair is thick, coarse hair, go for cushion-style paddle brushes. They are great for hair thick hair which doesn’t need extra volume and can easily be used to create a smooth look and sleek style. If your hair is course and dry, natural bristles are an excellent way to re-distribute the natural hair oils evenly and to massage your scalp. If you have wavy hair, buy a round vented brush with rounded nylon ball tips that are moulded as part of the bristle and not just attached to the top. Brushing your hair with a brush that is missing the nylon ball tips on some bristles can pull hair or cause breakage. Wavy and curly hair may also be frizzy and flyaway when it is dry brushed, so only use a wide toothcomb between washes. If you have fine hair, a vented brush can help you achieve a straight look. Use a brush with natural bristles which nourish the hair follicles. A barrelshaped thermal brush can help provide lift if you hold the hair away from the scalp as you blow dry. When used with the heat from a hairdryer, the metal core of the brush heats up like a hot roller to create body and curl. If you have long hair, never use a brush to remove tangles as this splits the hair. To style, you can use a vented or round brush. Vented brushes allow for faster drying time while round brushes allow you to shape your hair or create the Madonna flick. You can also buy paddle thermal brushes that are ideal for straightening untamed long hair.

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THE SECRET TO THE PERFECT BLUSH

Blushers are an essential part of any beauty regimen whether you're after a youthful, rosy glow or a warm, contoured face. They're great for any age. Find out which ones are best for you.

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Whether you call them blushers or blush, they are many a lady's favorite make-up tool and an age-old beauty secret. Adding a touch of color to your cheeks can do a lot to enhance your features and make you look vibrant. It's the reason many parents pinched their children's cheeks just before a photoshoot or family outing back in the day. If makeup is like an artist's palette, then the blusher is the sculpting tool. Whatever face shape you were born with, you can dramatically alter your look and refresh your appearance with the right blusher. There are so many products and colors to choose and quite a number of ways to apply them. Here’s a guide to achieving 2 popular looks with blusher: (a) Slimming definition If you would like to slim the look of your chubby cheeks with some clever contouring, try applying a blusher in the hollows of your cheeks, just below your cheekbones. For accuracy, suck in your cheeks and apply upward strokes in the hollows. Then, use an illuminating highlighter along the top of your cheekbones. This will create the illusion of fuller cheekbones and a slimmer face. (b) The classic rosy apple cheeks The apples of your cheeks are the fullest part. If you use a pale illuminating shade applied directly to your apples, it will instantly add a refreshing glow to your face.

HOT TIPS A LITTLE BLUSH GOES A LONG WAY Don't get carried away with applying blusher. Stick to the apples or the hollows. Spreading blusher all over your face could have you looking like you’re wearing the wrong shade of foundation. Instead, use a bronzer to add color and dimension to other parts of your face. A bronzer can actually be applied all over your skin if your wish.

KNOW YOUR SKIN'S UNDERTONE Hold a piece of blank white paper up to your makeup-free face. What color jumps out? That's your skin's undertone. It could be yellow for most people who have pale skin or red for many who have dark skin. If your skin has yellow undertones, go for warm blushers such as peach or brown. If yours has red undertones, opt for cool pinks.

PRODUCT CHOICES: POWDER, CREAM OR FLUID? (A) Powder Powder blushers are the ideal choice for most people. They can either be loose, compact or in ball form, and they are easy to apply because they will not overly disturb your foundation base.

Once applied over your base, powder blushers can last many hours and are easy to add to for an evening look.

(B) Cream and compact stick Achieving a fresh, youthful finish is easy with a cream or stick blusher.

They're also good for warm, summery days as they are more likely to stay put. However, cream blushers need to be applied over liquid foundation before the foundation is set with a powder.

(C) Fluid Working with fluid blushers, sometimes described as cheek stains, can be difficult. They are great for adding a healthy glow to SPF protected face while on holiday. However, it takes a bit of skill to apply them properly because they have to be blended just right to achieve a natural finish. Too much blending may disturb your base, so they are best used in small areas, like your apples 60

THE THREE BEDROOM DREAM Forget the stately home or city penthouse, research has shown that Brits’ dream homes are a three-bedroom semi-detached house in a rural village.

Desire for a View of the Sea And it seems we are keen to have our friends around as a large open plan kitchen/diner and living area, perfect for entertaining, is the most sought-after feature of our perfect home. The study, carried out as part of the AA’s investigation into the state of the nation’s homes, found that 18% of adults aspire to own a semi-detached house with two or three bedrooms, the most popular type of property. While semi-detached, two- or three-bedroom homes top the aspirational league;16% of homeowners still hanker after a detached, four- or five-bedroom house while 13% desire a detached, two- or three-bedroom abode. The most desired location is a rural village, which is top of the list for 28% of people, while 17% want to snuggle down in the suburbs and an upwardly-mobile two per cent are trying for a detached six-bedroom spread.

Battle of the Sexes Half of adults long for mountain or countryside views, marginally more than would like to see the sea from their windows although plenty of us are keen on coastal locations with villages and seaside towns the perfect spot for 16% and 15% of homeowners. While men and women are well matched in their desired panorama, there could however be a battle between the sexes over the interior layout - and priorities. Twice as many men as women - 37% v 18% - would include a games room in their ultimate home and twice as many men than women want their own cinema. Somewhat predictably, more women opt for a large open plan kitchen, diner or living area, 64% compared with 56% of men, while 42% of women think a swimming pool would be a spectacular addition to their perfect family home. More men than women want their own personal gym - 27% compared with 23% of female fitness fans. While the view that females are the more nurturing sex is borne out by the fact that 29% of women want their dream home to have grounds for livestock, such as a chicken run, compared with just 22% of men. The research also indicates that in the long run, increased demand could see the price of rural properties rise significantly as 34% of people want to live in a rural location, yet these areas currently account for only 18% of the housing stock.

We are used to drivers dreaming about owning cars most of us are never likely to afford, such as a Ferrari. However, when it comes to houses, the research shows that we are much more realistic and that for many of us, our dream home is likely to be within our reach.

Spokesperson for the AA 61

THINK PINK Red and white wines are routinely served without question as an accompaniment to food. But although some wine snobs look down their noses at rosé, it makes the ideal accompaniment to light meals, poultry, seafood, and barbecues when it is well chilled. It is also delicious with spicy foods and curries.

What's in a Name?

Rosé wines can be referred to as a rosé, a pink wine, or a blush wine - whatever name you give them, they’re usually made from red grapes that are only allowed to ferment a few days, too short a time for the grape skins to impart a deeper color to the wine. It is interesting to speculate where the first rosé wine came from - probably Greece in ancient times. According to the myth, Amphictyon, son of Deucalion and Pyrrah, ordered the wine mixed with water at meetings of his counselors to dilute its strength and therefore cut down on drunkenness and quarrels. So, we can assume that it was then, mythologically speaking, that rosé was born.

Where Does Rose Come From?

Excellent rosé wines come from areas in Portugal, France, Spain, Canada, Australia, and the USA, where blush wine has gained a real foothold. Sutter Home White Zinfandel is produced from red zinfandel grapes grown in the Upper Sacramento and Northern San Joaquin valleys. This wine is a classic example of the style established by Bob Trinchero when he invented the varietal - which is delicate blush pink in color with sweet aromas of strawberries and watermelon – nearly 50 years ago. On the palate, the wine is fresh and lively and bursting with fruit. A light creaminess is evident, with a refreshing crisp finish. Delicious enjoyed well-chilled as an aperitif, White Zinfandel is the perfect partner to all types of foods, particularly those which have slight heat or spiciness such as Asian or Latin cuisine.

Rose Grapes Back in the 1970s, before we all became sophisticated foodies, flask-shaped bottles of Mateus Rosé could be found in just about every middle class home and were often used after the wine was finished to act as a candle-holder. Rosé then gained a reputation for being unsophisticated and out-of-date, which has thankfully been shaken off. In the south of France they drink rosé by the tanker-load - wander past the bistros in trendy Cannes, St Tropez or Cassis and you’ll see what they drink with their bouillabaisse. Not white, not red, but pink. Rosés of some sort are produced in almost all wine-growing countries, the best of them from the grenache, pinot noir, cabernet franc, gamay and several Italian grape varieties. They should be served chilled and drunk young. Several excellent rosés are now being made in California, above all from the grenache grape. The best French come from Tavel, Marsannay, the Loire Valley, Beaujolais, northern Alsace, and Provence.

Rose Champagne Rosé wines reach their peak as champagne. These beautiful crafted sparkling wines have that unique French signature which many connoisseurs reckon easily beats anything produced in America. Every champagne house of note makes a rosé - usually a non-vintage or vintage brut - and many also make a vintage brut rosé of the prestige cuvee class. It is the latter that are spectacular and spectacularly priced. But you can pick up a bottle of very acceptable and reasonably priced rosé wine off the supermarket or off-license shelf. Forget the old snobbery attached to thinking pink - you may be pleasantly surprised!

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TONE UP YOUR SKIN FOR A HEALTHY GLOW Cleansing and moisturizing are vital parts of any skincare regimen. But people tend to ignore the important middle step: toning. Here's why toning your skin matters.

Cleansing skin twice daily is an important step in any skincare regimen.

However, people tend to focus on cleansing and moisturizing without realizing that they're ignoring the important middle step of toning. While facial cleansers are vital for removing makeup, dirt, and excess oil, most leave some impurities and cleansing particles behind. Toning ensures that these residues and particles which can clog the pores and make moisturizers less effective are removed from the skin. Toners also make the surface of your skin ready for hydration and makeup by gently exfoliating dead skin cells. It’s the reason people who tone consistently seem to have glowing skin.

Another reason toning is so important is that it helps to restore the skin's natural pH balance. When you wash your face with some facial washes and cleansers, the pH balance of the skin is disrupted, causing the skin to work overtime to restore balance. It can take as much as half an hour or longer for the skin to complete this process. By using a skin toner, the pH level of your skin is restored instantly.

CHOOSING THE RIGHT TONER The toner that's right for you is one that's appropriate for your skin type. There are many different toners available, each designed to help the skin in specific ways. Some are deep cleansing, others are extra moisturizing and exfoliating, while some are designed for sensitive skin. However, whatever your skin type and needs, it is best you avoid toners that have an alcohol base because they are likely to have a drying effect and can damage the soluble collagen that's just below the surface the skin. Instead, go for alcohol-free toners that meet your skin's needs. Some of the best toners out there are the ones that contain natural ingredients including herbs and essential oils like witch hazel, geranium, honey, lemon, ivy, sage, nettle, and burdock.

FOR OILY SKIN Toners that contain witch hazel, juniper and lemongrass are great for oily skin. The only catch is that witch hazel, in particular, tends to dry the skin. So, it may be best to use moisturizers that contain hydrating agents like vitamin E and honey alongside your witch hazel toner.

FOR NORMAL, DRY OR SENSITIVE SKIN Toners that have a rosewater base are great for normal or dry/sensitive skin. Rosewater helps to keep the face moisturized and fresh. It also balances the skin's pH levels. For drier skins, try toners that contain rose or sandalwood.

HOW TO APPLY A TONER Simply spray the skin toner directly onto your face after a deep cleanse or apply it to a cotton ball and sweep it gently across your face using smooth, gentle upward strokes. Note that if you have cleansed your skin properly, the cotton wool should come out relatively clean when toning. Also, do not be tempted to use your toner as a skin cleanser. Apply your toner only after you have completed your skin cleansing routine. For best results, you need to let your toner function as a toner and not as a cleanser.

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BEGINNER'S GUIDE TO RUNNING

If you can't get to the gym and have seen enough of your old DVDs or the newest YouTube fitness stars, running could be an ideal alternative to keep fit. It will add some variety to your exercise routine and is not nearly as daunting as it seems.

Many of us don’t want to pay for gym memberships we'll not be able to enjoy especially with flare-ups in Covid-19 cases predicted and social distancing still strongly recommended for many months to come. Even in the best of times, a good number of expensive gym memberships went unused because many of us often lacked the energy or willpower to go to the gym. And whether it's old workout DVDs or following the latest social media fitness stars, exercising indoors can get boring very fast. So, if you're looking for alternatives to going to the gym or working out at home, running is a great option that's worth considering. And what's more, it doesn't cost a penny.

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Exercise Anywhere Say the word 'running' to most people and you'll probably see a look of horror sweep across their face, followed by a comment protesting their complete inability to run even the shortest distance. But running often includes related but slightly different exercises like jogging and sprinting. While most of us would not consider ourselves sprinters, many of us are less averse to jogging though there's little distinction between running and jogging in layperson terms. The important thing to remember is that you won't be doing a marathon on day one. The key to developing a running or jogging routine is to take a gradual step-by-step approach. Once mastered, the ability to run or jog is a great asset and allows you to effectively exercise anywhere you are. When done correctly, running increases the density of your bones and can significantly improve your health and fitness. However, getting past the initial mental barrier of starting to run is arguably the most difficult part of the sport.

Five Steps to Becoming a Jogger The key is to start off gently, then progress gradually and before you know it, you'll be running 10k without thinking. To help you get started, here is a simple guide aimed at complete beginners. So, what are you waiting for? Get those running shoes on and give it a go. Step One : You have to walk before you can run. Besides, if you can't walk a circuit of your local park without getting seriously out of breath, you're not going to be able to run round it. So, to get your fitness levels up, start walking for an amount of time that feels comfortable— anywhere from 10 to 30 minutes. Step Two: Once you can walk for 30 minutes easily, sprinkle one to two-minute running intervals into your walks. As time goes on, make the running intervals longer and the time you spend walking shorter until you are running for 30 minutes straight. Step Three : The first goal is to set out a maximum time period or distance to cover. This should be something you can realistically do a few times a week— maybe in your lunch hour or in the time before or after work. Then build toward achieving that. Step Four: There’s no need to run or jog with pain. Instead, take a step back and examine what’s going wrong. Fitness experts say that when jogging, the perceived exertion should not go past 15 out of 20 where 5/20 is easy, 10/20 is comfortable, 15/20 is hard and 20/20 is collapse. Use this as a guide to know when to stop pushing yourself. Joggers are among the most stubborn of all sportsmen for ignoring aches and pains and causing more significant damage as a result. Don't let this happen to you. Step Five: In the beginning, try to aim for at least a couple of sessions a week and build up to three or four times as you feel more comfortable. These goals should be fairly attainable depending on your current fitness.

The key is to let your body dictate your progress.

Listen to your Body After a few weeks, you should have an idea if this is the sport for you. If so, then invest in a pair of good running shoes, as these will help soften the impact on your joints and support your ankles.

There are countless magazines and running websites that where you can find advice on which shoes to buy. The key to becoming a good runner is to listen to your body.

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HEALTH ----------------------------------------------Experiencing Constipation? Make a New Year’s Resolution to Get the Help You Need

(StatePoint) Constipation is something that most people have likely experienced at one time or another. For some people however, symptoms can occur over the long term.

Symptomatic individuals and patients should learn more about two types of long-term constipation: Chronic Idiopathic Constipation (CIC) and Irritable Bowel Syndrome with Constipation (IBS-C). While CIC and IBS-C share many of the same symptoms, there are important differences between the two.

One in seven U.S. adults have CIC and those with this condition may experience: • Infrequent bowel movements (BMs) • Hard-to-pass BMs • Straining • Discomfort • Not feeling empty after a BM In addition to symptoms of CIC, patients with IBS-C also experience abdominal pain related to changes in bowel movements, and one in 20 U.S. adults are living with this chronic condition.

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The causes of CIC and IBS-C are not known. That said, for some, the cause could be linked to changes in the connections between the brain and the gut.

If you’re experiencing constipation, you should consider making a New Year’s resolution to speak to your doctor who may help address your symptoms.

“Your physician can diagnose your condition and offer treatment options that may provide relief,” says Howard Franklin, MD, MBA, chief medical officer, Salix Pharmaceuticals. He suggests asking your doctor the following questions: • What are my options if lifestyle changes and over-the-counter medications haven’t worked?

• How many bowel movements should I be having each week?

• What consistency should they be?

Dr. Franklin also recommends coming to your appointment prepared to share what symptoms you’re experiencing and how long you’ve been trying to manage them. You might also be asked to identify what type of stool you most frequently experience when you are not taking medication using the Bristol Stool Form Scale. The Bristol Stool Form Scale is a visual representation of the seven types of BMs that you can have.

“While it might seem awkward to talk about, telling your doctor which type or types of stool you typically have can help you both create a treatment plan that works for you and your body,” says Dr. Franklin. “The good news is that now more than ever, it is possible for a doctor to evaluate your symptoms and diagnose IBS-C and CIC during a virtual visit, so take advantage of telehealth appointments.”

To learn more about the difference between IBS-C and CIC and for additional resources, visit ConfrontConstipation.com.

“If you are experiencing constipation, you are not alone,” says Dr. Franklin. “Constipation is not only common, it’s treatable.” *****

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HEALTH -----------------------------------------------

7 Ways to Improve Your Family’s Dental Health in the New Year

(StatePoint) The New Year is the perfect time to hit “reset” and start over with fresh dental habits that can help improve your health.

“As we move into the new year, so many of us are looking at our health and wellness through a new lens,” says Dr. Ruchi Sahota, American Dental Association (ADA) spokesperson. “Your oral and overall health are connected -- and even small improvements in your oral health routine can have big payoffs in your overall well-being.”

To help you usher in 2021, the ADA offers seven recommendations for improving your family’s dental health routine: 1. Brush twice a day for two minutes each time using fluoride toothpaste and a soft-bristled brush.

Place the brush at a 45-degree angle to the gums. Gently move the brush back and forth in toothwide strokes. Brush the outer, inner and chewing surfaces of the teeth. To clean the inside surfaces of the front teeth, tilt the brush vertically and make up-and-down strokes. Parents should instruct kids to do the same.

2. Clean between teeth daily using only interdental cleaners, such as floss or water flossers, to reduce the risk of cavities and gum disease.

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3. Eat a nutritious diet. Sugary foods and snacks can lead to tooth decay. On the other hand, calciumand phosphorous-rich foods protect and strengthen tooth enamel. Fruits and vegetables are also good choices for a healthy smile since they have high water and fiber content, which help clean teeth.

4. Schedule regular dental visits for prevention and treatment of oral disease. Experts say that your family can have safe dental visits, even during the COVID-19 pandemic.

Early in 2020, the ADA used science to develop guidance for dentists on extra steps they can take to help protect patients and staff, in addition to the infection control procedures they’ve always followed.

According to a report published in the “Journal of the American Dental Association” in October, 2020, 99 percent of dentists are using enhanced infection control procedures and disinfection practices when treating patients.

5. Look for the ADA Seal of Acceptance. Every product carrying the Seal has been evaluated by independent experts to be safe and effective. To earn the Seal, companies are often asked to meet higher standards than what’s required by law. Look for specific Seal bullets on the back of every Seal product package to find out how they can help keep your mouth healthy.

6. Think twice if you’re considering DIY dental treatments. Some such fads, like oil pulling, are just not effective. Others, such as whitening with charcoal, could even cause damage. Before taking matters into your own hands, talk with your dentist to learn about the potential risks and benefits of each treatment.

“A dentist’s office is a safe place where a doctor is ensuring you’re getting quality care that will actually treat the root of your problem,” says Dr. Sahota.

7. Ditch bad habits that can harm oral health, like nail-biting, clenching your jaw, chewing ice and using your teeth as a stand-in for tools like scissors.

For more dental health tips and resources, visit MouthHealthy.org. You can find a dentist near you by visiting FindaDentist.ada.org.

Resolving to improve your family’s overall health? Start with your dental care routine. *****

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HEALTH ----------------------------------------------4 New Year’s Resolutions Black Women Can Make to Improve Heart Health

(StatePoint) High blood pressure -- the leading risk factor for heart attack and stroke -- continues to disproportionately affect communities of color. Addressing this health inequity is especially important right now, as people with hypertension and serious heart conditions are at an increased risk for more severe outcomes if they acquire COVID-19.

According to the American Heart Association, the prevalence of high blood pressure among Black adults in the U.S. is among the highest in the world, with the prevalence of high blood pressure in Black women nearly 40 percent higher than white women in the U.S. While many long-standing inequities and stressors produced by structural racism have created and continue to exacerbate these conditions, there are steps individuals can take to help improve their blood pressure right now. The New Year is a great opportunity to prioritize self-care and get started.

This is why the American Medical Association (AMA), the AMA Foundation, Association of Black Cardiologists, American Heart Association, Minority Health Institute and National Medical Association have launched the “Release the Pressure” campaign with ESSENCE. The campaign is aimed at partnering with Black women to help improve their heart health and be part of a movement for healthy blood pressure, with a shared goal of engaging more than 300,000 Black women.

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As part of the campaign, the AMA and this coalition of national health care organizations encourages Black women to take a pledge to be part of a healthy blood pressure movement at ReleaseThePressure.org. Specifically, the pledge encourages Black women to take the following four steps:

1. Set a blood pressure goal: Schedule an appointment with your physician or other health care professional, in-person or virtually, to work in partnership on understanding your blood pressure numbers and knowing your goal for optimal blood pressure.

2. Monitor blood pressure numbers at home: Once you learn your blood pressure numbers, take and keep regular records of your blood pressure.

3. Activate a personalized wellness plan: Identify specific goals for fitness and heart healthy eating and connect virtually with family members and friends from your “squad” to keep you on track.

4. Make regular check-ins with your “squad”: Lean on your family and friends to help you achieve your heart health goals by checking in with them on a daily basis.

“Preventive care is vital to breaking the devastating impact of high blood pressure within the Black community, particularly during the ongoing COVID-19 pandemic,” says Patrice A. Harris, M.D., MA, president of the AMA. “At the individual and family level, it starts with understanding blood pressure numbers and taking action to manage blood pressure.”

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Resolve to Learn to Play an Instrument in the New Year (StatePoint) Have you been wanting to learn to play an instrument for a long time? Let the New Year be your motivation to finally take the plunge.

Here are some top tips for getting started and for sticking with it: • Schedule practice sessions: Learning to play an instrument requires a time commitment, so actually schedule a daily practice session -- at least 30 minutes -in your planner or calendar. Whether it’s first thing in the morning or just before bed, identify a time of day when you are best able to turn off distractions and focus on the task at hand.

• Check out online resources: While in-person lessons may not be available at the current moment, you might try taking a remote class or working with an online music teacher. Free tutorials are also available online and have the added benefit of being paused or replayed again and again.

• Stay motivated: When learning a new skill, fast progress can be one of the greatest motivators.

Thankfully, some of the latest tools make picking up the basics easier then ever. For example, with the Casiotone Keyboards from Casio, which feature a built-in learning system, you can go from being a novice to an intermediate player in a matter of weeks. By connecting the instrument to the free Chordana Play app, you can learn to play your favorite songs from downloaded MIDI files. Some of the keyboard models in this series even feature light-up keys, helping new musicians quickly get the hang of proper finger placements and chords.

• Set new goals: Set concrete goals and dates by which you’d like to achieve them. This could be mastering a particular song or performing a live stream concert for your friends over social media.

Always having a new goal to reach toward can keep things fresh, helping you stick with your New Year’s resolution.

• Be compassionate with yourself: Learning to play an instrument is not easy, and some practice sessions will go more smoothly than others. Have patience with your own progress and try not to compare yourself to others, especially those who have been playing a lot longer than you!

Building your music skills is not only fun, it’s good for your mental and physical wellness, making it the perfect New Year’s resolution. Be sure to get started with the right mindset and tools.

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How Your Family Can Adopt Healthier Digital Habits in 2021

(StatePoint) As we head into 2021, adults and kids alike may still be enjoying the excitement of digital devices received as gifts over the holidays. However, the new year is always a great time for a reset, so alongside those new devices, consider adopting some new digital habits.

Here are some great ideas for helping your family build healthier relationships with their digital devices:

• Get healthy: Not all screen time is wasted time. You can use your device in positive, productive ways that help your family work toward improved physical health. For example, a steps counter might encourage your family to move more or even take up running, while a yoga app can help guide your family through quick routines you can practice from the comfort of home.

• Get smart: Likewise, the members of your family can use their devices to exercise their minds. Encourage everyone to let their smartphones and tablets double function as e-readers, and to download apps that teach new skills and build knowledge. You can even try setting a goal as a family, such as learning a new language using the same app.

• Schedule digital downtime: Too much screen time is associated with poor quality sleep, increased anxiety and a range of other physical and mental health concerns, so be sure each day includes digital downtime. This is especially important if your family is working and learning from home right now. Make the most of these screen-free blocks by engaging in active play, moving, getting fresh air or spending quality time together.

• Get assistance: Making sure every member of the family is using their device only in safe and healthy ways is easier said than done, however, a parental guidance app can help. Using OurPact for example, the most comprehensive parental control app, you can remotely establish automated schedules for when internet, apps and the device itself are unavailable. Features include URL whitelisting and blacklisting, daily screen time allowances and iMessage/SMS blocking, helping ensure device usage passes your approval. Available at the iOS App Store and Google Play Store, parents can also sign up for an account at www.ourpact.com.

For better overall health and wellness, make 2021 the year your family adopts great digital habits.

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How to Pay Your Mortgage Off Faster.

(BPT) - Paid Content by Vanderbilt Mortgage and Finance, Inc. Buying a home is a major life step. Homes are by nature expensive and most home buyers cannot afford to purchase a home outright. Because of that reality, most home buyers finance a home purchase with a mortgage. A mortgage allows you to spread the payments for a home loan across many years. The result?

Mortgages can make home ownership much more attainable for the average home buyer.

Why now is a great time to buy Currently, mortgage rates are at historic lows, meaning that the cost of borrowing funds is lower than it has been in previous years. If it fits within your budget, now is a good time to purchase a home. In fact, Vanderbilt Mortgage is offering new home buyers who chose to finance their home purchase with Vanderbilt 60 days with no payments after their mortgage loan funds. This provides a new home buyer time to settle into their new home and pay for the costs associated with moving - without having to immediately account for their first mortgage payment.

Benefits to paying a mortgage off faster While mortgages definitely make sense for most home buyers, there are advantages to paying off a mortgage before it reaches full term.

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Why? Because paying down your mortgage early: Builds equity for resale. Paying down the principal balance on a mortgage can build equity in your home faster.

Equity is defined as the market value of the home, minus the amount owed on the mortgage. For example, if your home is worth $150,000 and you owe $100,000 on the mortgage, then you have $50,000 worth of equity in your home. This equity can then be utilized when you sell your home, for a down payment on your next home. In addition, some of the equity could be used to qualify for a home equity loan to make home improvements.

Frees up cash for later. Another benefit to paying down your mortgage earlier is reducing the years the mortgage is active. Paying the mortgage off earlier will free up the money that was needed for a monthly mortgage payment, allowing that money to be spent on other items - or saved for retirement or an emergency fund.

How to pay off your mortgage faster If you're interested in paying your mortgage off more quickly, here are two common strategies you can use: Extra payments every month. A more common way to pay a mortgage down early is simply to make extra payments to the loan's principal each month, as frequently as possible. Whether it's five dollars or one hundred dollars extra per month, every additional principal payment you can make toward paying a mortgage down more quickly really adds up. To show you how that would work, Vanderbilt Mortgage has developed an early payoff calculator to show how much you can save by paying extra toward the principal each month.

Annual Additional Payments to Principal - You can also help pay your mortgage off faster by making extra payments to principal once a year. Whether it be a tax refund you receive, yearly bonus or extra savings, this investment toward paying your mortgage off sooner can help save interest cost in the future.

Go at your own pace It's important to remember not to overextend yourself while you're working to pay a mortgage down. Create a realistic budget and go at a pace you can afford, and you will reap the long-term benefits. Your future self will thank you! Visit Vanderbilt Mortgage to learn more home owner tips or apply for mortgage today!

All loans are subject to credit approval.

Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law license, GA Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by PA Dept. of Banking.

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Delicious Ideas for Big Game Sunday

(StatePoint) With just a grill and a bit of smoke, your menu will be the real MVP of the Big Game.

“The key to making snacks and appetizers more flavorful is with hardwood pellets, which can add rich, woodfired flavor to just about anything. And, with a few modifications, you don’t even need a pellet grill to achieve that delicious wood-smoked flavor,” says Ben Madden, product manager at Bear Mountain BBQ Woods, crafter of gourmet, hardwood pellets.

Below, Madden shares his winning tips and game-day recipes.

Smoked & Roasted Wings From classic Buffalo hot sauce to sweet teriyaki, chicken wings are always a crowd-pleaser, especially on game day. Take their flavor to the next level with this recipe for Smoked and Roasted Chicken Wings: Prep time: 5 min Cook time: ~ 2 hours depending on size and amount of wings

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Ingredients: • Essential BBQ Rub or poultry seasoning • Chicken wings • Sauce of choice • Bear Mountain’s Savory BBQ Craft Blends pellets Preparation: 1. Lightly coat wings in seasoning.

2. Arrange wings on smoker or grill at 225 degrees with at least 2 inches of space between.

3. Smoke for 1 to 1.5 hours.

4. Turn up grill to 350 degrees to finish. Start brushing on sauce and turning wings periodically.

5. Once wings hit an internal temperature of 165, remove from the smoker or grill and toss in a bowl with remaining sauce. Then they’re ready to serve!

No pellet grill or smoker? Try using Smoke ‘Ems wood pellet packets in this recipe in the following way: • On one side of grill, turn burner to medium-high heat or fire up charcoal and place Smoke ‘Ems packet directly over heat until it starts smoking.

• Place wings on other side of grill over medium heat until Smoke ‘Ems has stopped smoking. Note: For more smoke flavor, use a second packet after first has been used.

• Increase temperature under wings and continue with Step 4 above.

Beer Cheese Dip Bring your appetizer game to a new level with this delicious recipe for Beer Cheese Dip with Pretzel Ring, from Bear Mountain BBQ ambassador, Jennifer Danella: Ingredients: • 1 1/2 cups cheddar cheese grated • 1/2 cup gruyere cheese grated • 8 ounces cream cheese softened • 1 tablespoon Dijon mustard • 1/2 of a 1-ounce Hidden Valley Ranch Packet 77

• 2 tablespoons green onions chopped.

• 1/4 cup German lager beer • 2 tablespoons baking soda • 1 can biscuits • 1 large egg, mixed with 1 tablespoon water, for brushing biscuits • 12-inch cast iron skillet • Bear Mountain’s Bourbon BBQ or Savory BBQ Craft Blends pellets Preparation: 1. Preheat pellet grill to 350 F. 2. In large bowl, combine 1 cup cheddar, gruyere, cream cheese, Dijon mustard, Hidden Valley Ranch seasoning, beer and 1 tablespoon green onions. Mix evenly.

3. Cut biscuits in half. Roll each half into a ball, then slice an X across top.

4. Boil 2 cups water in medium saucepan. Once boiling, add baking soda and mix immediately.

5. Add biscuits in batches and cook until puffy, approximately 1 minute. Remove and transfer to skillet, forming ring along inside edge.

6. Brush biscuits with egg wash. Sprinkle with salt.

7. Transfer dip to center of skillet. Sprinkle with remaining cheddar.

8. Bake until biscuits are golden and dip is bubbly, 30-35 minutes.

9. Garnish with remaining green onions. Serve!

For more recipe ideas and grilling tips, visit bearmountainbbq.com.

By adding smoke to your Big Game playbook, you will score big long before kickoff. *****

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Looking for Love in 2021? 5 Tips for Successful Online Dating

(StatePoint) The first Sunday of the new year or “Dating Sunday,” is the busiest online dating day of the year and kicks off peak online dating season – there is no better time to get your profile ready.

Below are five tips to help you make the most of “Dating Sunday” from Andrea McGinty, premier dating expert and founder of 33 Thousand Dates, a coaching platform designed to help millennial and Gen X women and men navigate online dating. In her 20+ years as a matchmaker, McGinty arranged over 33,000 dates, so it’s safe to say she knows a thing or two about dating successfully!

1. Enlist help. With over 104 million singles in America and over 30 million dating online, your online dating profile needs to stand out. A dating expert can help you craft a profile you’re proud of – and one that isn’t full of clichés like “long walks on the beach.” You hire professionals to help you exercise, clean and shop, so why not hire a dating pro to help reflect your individuality? At 33 Thousand Dates, for example, they take a personalized, proactive approach and handle the heavy lifting so that clients can have all the fun.

2. Refresh your photos. Time to cull from the thousands of photos saved on your phone for five to 10 terrific shots. If they’re more than a year old or low-resolution, consider scheduling a photoshoot with a friend or a professional. Pose in natural light, ideally outdoors, and show off your smile. Avoid selfies and sunglasses, and include at least one full body shot that conveys your interests, whether you’re hiking, doing a tree pose, or walking along the shore. For men, shirts on unless it’s a great surf shot or you’re spiking a volleyball on the beach. Lastly, most photos should be solo – pets are warm and welcoming, but limit the shots including friends or family.

3. Be proactive. Start with only one or two dating platforms. You can add more later, but you don’t want to be overwhelmed by all the “likes” you’ll receive! Once live, don’t wait for messages to bombard you. Instead, use 79

the platform’s filters so you see the type of people you’re looking for – don’t be shy about knowing what you want!

“After coaching thousands of people and playing a part in 4,200 marriages, I’ve found that those with the highest level of dating success proactively work the system in person and online,” says McGinty.

4. Arrange video chats. Set up short virtual dates to determine whether you’re willing to meet in person. Keep conversations to 10 minutes – this is enough time to get a feel for personality, looks and mannerisms. Ask important questions early to ensure your values align, and remember, chemistry only comes in person!

5. Have fun. Now it’s time for the good stuff! Arrange drinks, coffee or brunch al fresco – these dates are less pressure, more relaxed and don’t drag on. If you’re ready to leave, say you have errands to run or evening plans. A coach can help with this part, too – 33 Thousand Dates offers expert advice on how to communicate and follow up on dates. Keep in mind, you’re seeing if you like the person enough to go on a second date, not marry them! And if it doesn’t go well, those millions of other singles are waiting to meet you.

For more tips and to learn more about enlisting help from pros, visit 33000dates.com.

With the busiest dating season of the year upon us, it’s time to get your profile ready and date with confidence.

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Top Tips for Organized Tax Filing

(StatePoint) 2020 was a particularly stressful year -- but filing its taxes doesn’t need to be. With the following tips, you can stay organized and cool-headed throughout the process.

File Early File early so you check this major to-do off your list and relax. The good news is that the sooner you file, the better. This is true no matter what your circumstances are. If you owe money, you’ll have that much more time to plan your payment. If you’re due for a refund, filing sooner means you’ll have your money sooner, money which can be used to pay bills, be invested or be added to a rainy day fund. To that end, take some time to glance at your overall financial picture so you can make a smart game plan for directing your refund usefully.

Check Your Work A multi-functional printing calculator with a 12-digit display can help you check your work and track and manage any necessary calculations, while ensuring your figures aren’t truncated. Look for a model that prints in two colors, such as Casio’s HR-170RC, so you can quickly see both positive and negative numbers to avoid reading errors. If you have any international holdings, this is a must-have tax season tool, as its functions include currency exchange. This model also has a built-in tax feature that lets you store a frequently-used rate and pull it up when needed, as well as a check function that allows you to scroll up to 150 steps of previous calculations.

Stay Secure Your financials and personal data are especially vulnerable during tax season. Be sure to keep all the paperwork associated with your taxes organized securely. As forms arrive by mail, file them neatly in one place that’s locked and secure. Sensitive information can easily be misused if it falls into the wrong hands. If you’re storing information electronically, be sure to use strong passwords and work only on a secure network.

By giving yourself the right tools and plenty of time, you can better ensure timely, accurate tax preparation.

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Need Mortgage Relief Due to COVID-19? Here's What to Know (StatePoint) As the pandemic continues to affect Americans across the country, many are facing financial hardship.

For homeowners with a Freddie Mac loan, COVID19 mortgage assistance is available in the form of “forbearance,” which temporarily suspends or reduces your mortgage payment without penalty so you can get back on your feet.

Here is how forbearance works and what happens when it ends: How do I request forbearance? To request forbearance, you must contact your loan servicer (the company listed on your mortgage statement) who will help you understand your options. Forbearance is available for up to a year, though servicers will typically start you on a shorter forbearance plan and reassess to see if your financial situation has changed.

What happens when forbearance ends? It’s important to remember mortgage forbearance is not the same as mortgage forgiveness and you will have to repay your missed payments. About 30 days before the forbearance plan is scheduled to end, you and your servicer will determine next steps. This could include additional forbearance or a workout option to make up the missed payments. Just remember, you are never required to pay back missed payments in a lump sum if your loan is owned by Freddie Mac. How does repayment work? Even though you must pay back payments that were missed during forbearance, you have several options for doing so. Additionally, you won’t accrue additional fees, penalties or interest beyond the amounts already scheduled or calculated based on the terms of your mortgage. For example, let’s say you enter into a forbearance agreement of three months. If your monthly mortgage payment is $1,000, you will owe about $3,000 in missed mortgage payments at the end of your forbearance term. Your servicer can help you determine the workout option that works best for you, including: • Full repayment, where you pay back the missed payments all at once.

• Repayment plans, which allow you to catch up gradually while you are paying your regular monthly payment.

• Payment deferral, which allows you to resume making your normal monthly payment. Your servicer can work with you to leverage alternative ways for you to pay back the missed payments from your forbearance period at a later date and in a manner that is affordable.

• Modification of the loan, which changes the terms of your loan, usually to reduce your original monthly payment amount.

Your servicer can help with a modification that might suit your new circumstances.

Additional Information: To stay on track with paying down your loan balance and less interest over the life of the loan, it’s important that you resume your payments as soon as you’re financially able. Keep in mind that while you’re not charged “extra” interest, you won’t be paying down your principal, and the interest will continue to accrue on your unpaid mortgage balance.

For information on forbearance and how to get help with your mortgage, visit My Home by Freddie Mac at myhome.freddiemac.com.

Remember, contacting your servicer is the first step in getting help with your mortgage payments if you are facing financial hardship due to COVID-19 or for other reasons. They can explore available options with you and determine what works best for your circumstances.

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