Tipton Life

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DTEPRESOR ANDARDST US AGEPOST IDPA COLUMBUS, IN PERMIT NO 020 An official publication of Tipton Lakes Community Association Fall 2023 Community News | Updates | Events | Activities Local, Susan Gobert, volunteers her time and cookies to raise money for mission trips. Spirit of the “Seasonings” ® ®
2 Tipton Life | Fall 2023 IN-35135078
Tipton Life | Fall 2023 3 Voted top mortgage lender. Again and again. 2020 | 2021 | 2022 2020 | 2021 | 2022 JCBank.com/TopLender Jeri Ann Burbrink Retail Real Estate Lending Officer NMLS# 789429 West Hill Plaza in Columbus JBurbrink@JCBank.com JCBank.com/Jeri Mobile: 812.569.0181 Bret Kroger Retail Real Estate Lending Officer NMLS# 1549357 Central Avenue in Columbus BKroger@JCBank.com JCBank.com/Bret Mobile: 812.350.9794 Josie Lyn Pruitt Retail Real Estate Lending Officer NMLS# 2023633 Washington Street in Columbus JPruitt@JCBank.com JCBank.com/Josie Mobile: 812.447.9817 Mary B. Speer Retail Real Estate Lending Officer NMLS# 1783152 Central Avenue in Columbus MSpeer@JCBank.com JCBank.com/Mary Mobile: 812.345.0993 JCBank.com/TopLender Equal Housing Lender. Member FDIC. NMLS# 738802. *All applicants subject to loan program underwriting criteria and requirements. Not all applicants will qualify. Pre-qualification • Purchase • Refinance • Renovation Local lenders. Local servicing. Local favorite. IN-35128143
4 Tipton Life | Fall 2023 Contents News 12 Getting to Know Your Green Book 14 2023 Budget Preparation 20 Save the Dates 23 Marina Winter Closing IN every Issue 6 TlC a Board of Directors 6 Board Meetings 8 Editor’s Note 8 Mission Statement 10 Welcome New Members ® Fall 2023 Spirit of the “Seasonings” Features 17 17
Tipton Life | Fall 2023 5 IN-35144040 • Rich social life • Gracious amenities • Private dog park • Comfortable and secure surroundings • Restaurant-style dining • Staff of licensed nurses • Scheduled transportation • Emergency call/response system • Fitness center Located on the west side of Columbus, Traditions of Columbus is home to seniors looking for comfort, care and the good things in life. EVERY FAMILY HAS THEIR TRADITIONS TRADITIONS can be part of yours. Call Now! Call today to schedule a tour at 812-552-0500

®

Fall 2023

Publisher Richard Clark Tipton Life is a joint venture of Tipton Lakes Community Association and AIM Media Indiana

e ditorial Ben Wagner Executive Director Tipton Lakes Community Association

CoPY EDiTor Michael Donohue

WriTEr Barney Quick art

GraPhiC DESiGNErS

Katelin Gephart Rebecca Lecher

PhoToGraPhErS Jana Jones

Stock images provided by Adobe Stock

a dvertising

aDvErTiSiNG oPEraTioNS MaNaGEr Lara Hunt

aDvErTiSiNG DESiGN

Erin Caplinger, Mar Carson, Rebecca Lecher, Josh Meyer, Wesley Rowles, Amanda Waltz, Robert Wilson

aDvErTiSiNG SalES

Christy Hubbard, Rhonda Day, Michael Polbito, Tessa Wetherald

aDvErTiSiNG iNquiriES (812) 379-5655

r eader s ervices 6000 Tipton Lakes Blvd., Columbus, IN 47201 STorY iDEaS (812) 342-8522 or welcome@tiptonlakes.com

distribution

Tipton Life is direct mailed to all Tipton Lakes households. Please send any inquiries or address changes to the address above or welcome@tiptonlakes.com.

Overruns are available at TLCA office while supplies last.

©2023 BY TiPToN laKES CoMMuNiTY aSSoCiaTioN aND aiM MEDia iNDiaNa all riGhTS rESErvED rEProDuCTioN oF SToriES, PhoToGraPhS aND aDvErTiSEMENTS WiThouT PErMiSSioN iS ProhiBiTED

2023 BOARD OF DIRECTORS M EETIN g DATES

all meetings are held at 4 p.m. at the association office.

Monday, September 25, 2023

Monday, November 27, 2023 TLCA B OARD OF D IRECTORS

Andy Simms P RESIDENT 812-343-2732

John Davis V ICE PRESIDENT 214-213-6107

Julie Furber S ECRETARy/TREAS u RER 812-350-7301

Anuja Chandra 812-350-5162

Jennifer Christie 336-293-3779

Eric Herrmann 812-342-1000

Robert Forste 812-372-6502

Brenden Barker 812-560-1286

Association Office 812-342-8522

6 Tipton Life | Fall 2023

These

dog park, and more And should you need some extra TLC, Athens Crossing has you covered with a complete package of health care services offered by Four Seasons

dog park, and more And should you need some extra TLC, Athens Crossing has you covered with a complete package of health care services offered by Four Seasons

is like no other.

AthensCrossing.org today for all the details.

Athens Crossing Community is like no other. bus , I N 47203 | 812-372-8481 | At hensC rossing . o rg These

the details. The Athens Crossing Community is like no other. 3505 A t hens Wa y , Colu m bus , I N 47203 | 812-372-8481 | At hensC rossing . o rg These photographs are from other BHI properties and are representative of the Athens Crossing neighborhood

today for

photographs are from other BHI properties and are

m bus 812-372-8481 | At hensC rossing . o rg and are representative of the Athens Crossing neighborhood you

The Athens Crossing Community is like no other. dog park, and more. And should you need some covered with a complete package of health care But best of a ll , w ith 100 percent maintenance-f y ou’ll have mo re time t o spen d with th ose yo u l o Visit AthensCrossing.org today for all the

The A the ns C rossi ng Co mmu 3505 A t hens Wa y , C olu m bus , I N 47203 | 812-372-8481 | At T he s e ph o t o g r aph s are f ro m o t her B H I p ro p er t i e s an d a re r e prese n ta t ive o f t he A t h ens Crossing n e i g h bo rh o od .

Athens

Tipton Life | Fall 2023 7
But best of all, with 100 percent maintenance-free living and utilities included , you’ll have more time to spend with those you love Visit AthensCrossing.org today for all the details. Wa y , Colu m bus , I N 47203 | 812-372-8481 | At hensC rossing . o rg other BHI properties and are representative of the Athens Crossing ne ghborhood IN-35144036
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But best of all, with 100 percent maintenance-free living and utilities included , you’ll have more time to spend with those you love Visit
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dog park, and more And should you need some extra TLC, Athens Crossing has you covered with a complete package of health care services offered by Four Seasons
But best of all, with 100 percent maintenance-free living and utilities included , you’ll have more time to spend with those you love
photographs
BHI
Athens Crossing
3505 Athens Way, Columbus, IN 47203 812-372-8481 | AthensCrossing.org
The Athens Crossing Community is like no other.
for active adults 55 and older, Athens Crossing features a magnificent clubhouse with swimming pool, fitness center, pickleball court, walking paths, dog park, and more. And should you need some extra TLC, Athens Crossing has you covered with a complete package of health care services offered by Four Seasons. But best of all, with 100 percent maintenance-free living and utilities included, you’ll have more time to spend with those you love. Visit AthensCrossing.org today for all the details.
Visit AthensCrossing.org
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Designed

Editor’s Note

Welcome to our Fall issue of Tipton lifeTM. We have no idea how it turned into September already. The days insist on shortening, the leaves are turning color and the children are back in school. However, there continues to be an abundance of Members utilizing our pedestrian paths, swimming, boating and enjoying the last few days of warm weather. it’s both refreshing and rewarding to see the activity continue.

Be sure and take a look at the article on page 17 that highlights the local Cookie Walk fundraiser.

Tipton lifeTM is the official magazine of Tipton Lakes Community Association. All information included in each edition is generated in partnership between Aim Media Indiana and TLCA. You can count on up-to-date, factual, and informative news here. In addition, we hope Tipton LifeTM will help our members get to know our community and neighbors. Whether you are new to the community or have lived here for many years, our magazine is designed with you in mind.

You can help us make Tipton lifeTM more meaningful by making content suggestions and participating in our news gathering. If you have information you would like to share or have content suggestions, please contact the Association Office at (812) 342-8522 or by email at malorie.ackerman@tiptonlakes.com.

Tipton Life | Fall 2023 8
The mission of the association is to promote an attractive environment where people will want to reside. This will be accomplished through community involvement in landscaping and lake maintenance, architectural review, rules enforcement, effective communication and community interaction. Through this effort the association supports each resident’s desire to protect their property value.
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Tipton Life | Fall 2023 9

WWelcome new members! on behalf of the Board of Directors and the Association Staff, we would like to welcome you to Tipton Lakes. We hope you are enjoying your new home and your new community.

By this time, you should have received your “Green Book”, the complete set of Governing Documents of Tipton lakes Community Association. These documents explain your membership and the other aspects of your Community Association. All members, including renters, must abide by the provisions of these documents. In addition, you should have received a welcome bag with additional information and goodies on your front doorstep.

Take time to stop by the Association office located at the Marina to meet the staff. We want to get to know you and your family. To help the staff, please be sure to send us your membership agreement and your survey. This information is essential and enables the Association to keep records of our membership.

Once again, welcome to Tipton Lakes. The Board and staff are here to help make life at Tipton Lakes more enjoyable. If you have any suggestions, comments, or questions, feel free to contact us at the Association office, (812) 342-8522 or at malorie.ackerman@ tiptonlakes.com. Please do get involved in your association.

Tipton Life | Fall 2023 10
Tipton Life | Fall 2023 11 812-343-8579 / Service@jdserv.net Service S Offered (c O mmercial & re S idential) • Asphalt New & Repairs • Bollards New & Repairs • Car/Truck Stops/Parking Bumpers • Concrete New & Repairs (curbs, walks, lots, etc..) • Plumbing/Clogs • Gravel/Stone hauling & install • Gutter & downspout cleaning • Hardscaping & Retention Walls • Interior & exterior facility maintenance • Large Debris Removal • Landscaping • Parking lot striping • Parking lot seal coating & crack filling • Pressure Washing • Parking Lot Signage • Snow Plowing & Salting • Trenching • Vacant unit clean outs & converting to white shells • And many others... Whether y O u need a maj O r repair O r a ren O vati O n... IN-35144035 Servicing Bartholomew county and surrounding counties! 25 year S O f experience

Gett ING to K N ow o ur “Gree N Boo K ”

Copies of our Covenants have been neatly housed inside a green, three-ring binder that has, over the years, been commonly referred to as our “Green Book”. Although a bit overwhelming at first glance, the binder is organized to assist members in finding important information about living in Tipton Lakes and being a member of our Association.

Section S include:

Articles of i ncorpor Ation – Dating back to 1981, declares the Association as a legal, incorporated entity.

Byl Aws – Framework for how the Association functions.

Decl A r Ation – Defines property subject to the Declaration, the general organization, purpose and membership of the Association, defines common areas and responsibility for maintenance, addresses assessment rates, use of property, maintenance of the lakes, dams and canals, first mortgagee’s rights, developer’s reservations, easements and general provisions for all areas in Tipton lakes.

s upplementA ry Decl A r Ation – Further defines specific responsibilities of each respective cluster.

r ules A n D r egul Ations – is a working document adopted by the Board of Directors, to give direction for use of lakes, property and common areas, annual assessment collection, design review procedures and applications and rules enforcement procedures.

m em B ership Agreement – Which is signed by each new member.

Bu D gets – Copies of the General Budget and applicable cluster budget are helpful tools in answering questions about assessments.

f in A nci A l s tAtements – although condensed versions are distributed each year in preparation for our Annual Meeting in the Spring, complete copies are available in the Association Office.

Design A n D mA inten A nce g ui D elines – Are used by the Design Review Modifications Committee each time an application is received for review. If you are considering an exterior change to your home, you will find these Guidelines essential.

Tipton Life | Fall 2023 12
News
Tipton Life | Fall 2023 13 812-896-2365 201 S. Water St., Salem IN, 47167 IN-35134712 Expires 5/31/23

2023 b udget Pre Paration b egins

Each year the Association staff, Board members, committee volunteer and cluster committee representatives spend a considerable amount of time on budget preparations. Included are several steps to ensure that the Association is adequately prepared and funded for the upcoming year. It’s a complex activity that starts early so the budget can be finalized and approved prior to the beginning of the new fiscal year.

h ere’s how we do it:

The Finance Committee reviews current year spending; identifying any possible shortfalls or overages, and reviewing requirements for the upcoming fiscal year.

The Finance Committee, Board, Cluster Committee members and Association staff work together to gather all financial information needed to project expenses for the coming year. This could include a reserve analysis, bids for contracts, projections for utility or service increases, requests for new/additional projects, comparisons of past years’ budget trends and many other details.

The Finance Committee also examines all sources of income assessments, interest on investments, proceeds from Marina operations and other sources of miscellaneous income.

The Finance Committee creates working drafts by adjusting the expenses and income until they balance. This may be accomplished by foregoing certain expenses to avoid raising assessments. It may also be necessary to raise assessments to cover increased expenses such as utilities that the board cannot control.

When the Finance Committee has developed the best possible budget draft, the Association Board approves the budget and sends a copy to every member along with their assessment rate for the upcoming fiscal year.

a s you can see, we start the budget process early with the goal of allowing time for member input and proper review.

Tipton life | Fall 2023 14
Tipton Life | Fall 2023 15 IN-35144042

Paying your Quarterly a ssessments

your assessment is used to make Tipton Lakes a great place to live. Assessments are billed quarterly, and payments are due January 1st, April 1st, July 1st, and October 1st.

Members have three options to pay their assessments:

• Autom Atic: you may pay by automatic withdrawal from your bank account. On the first day of each quarter, your assessment amount will be automatically deducted from your checking or savings account. The system is handled through the Federal Reserve. Any bank account can be enrolled in the program. If interested, you may contact the Association office and request a form be sent to you. If you sign up, you will receive an annual automatic payment reminder with the amount due prior to the first quarterly payment of each new year. No other correspondence will be mailed.

• AnnuA lly: you may pay your full year assessment at the beginning of each year by check.

• QuA rterly: you may pay your assessment quarterly. you will receive an invoice statement quarterly, prior to the quarter in which the assessment is due. Assessments are due on the first day of the month for the quarter to which they apply. With your notice you will receive a return envelope that is mailed to Fairfield Ohio for processing. In partnership with our bank, we now utilize a lock box for assessment payments. The processing department for our bank (First Financial) is in Ohio. The new lock box arrangement provides a much more efficient means to collect quarterly assessments. To be deemed timely, payments must be received (not just postmarked) by the due date at the Association office. If you are close to the due date, we recommend that you drop off your payment at the Association office. If the Association office is closed, there is a drop box on the front porch.

Tipton Life | Fall 2023 16

Spirit of the “Seasonings”

Blackhawk resident Susan Gobert can make the First United Methodist Cookie Walk come alive just by talking about it, even months in advance. A naturally ebullient person, she becomes particularly animated when discussing the church’s annual fundraiser that kicks off the holiday season.

This will mark the event’s thirty-third year. Gobert, who has lived at Tipton Lakes nearly half of the years since 1974 when she and husband Steve moved to Columbus, has been involved for some time. She was the walk’s chairperson in 2015 and 2016. The Cookie Walk takes place from 9 a.m. to noon on the Saturday before Thanksgiving in Fellowship Hall on the church’s campus at 8th

Street and Lafayette Avenue. It really is a walk, as six to eight long tables are needed to accommodate all the cookies that bakers contribute.

Gobert and her husband are retired teachers and Bloomington natives. Susan loves people, holidays and cookies, as evidenced by a Blackhawk-wide Halloween party that takes place on her cul-de-sac every year, as well as the plates of cookies she takes across the road to the association office on special occasions.

The runup to Cookie Walk is a high point of her baking activity.

“My kitchen completely transforms,” she says. “We take our meals out around that time. Last year

Tipton Life | Fall 2023 17
Local, Susan Gobert, volunteers her time and cookies to raise money for mission trips.

Gobert mixes together her famous “Cowboy Cookies” in preparation for the Cookie Walk.

I baked 42 dozen. I try to bake at least ten different kinds of cookies, and I double the recipes.”

One kind she’s particularly known for is the cowboy cookie, for which she uses her grandmother’s handwritten recipe. She has childhood memories of going to her grandmother’s house for those, along with 7-Up. It’s basically chocolate chip dough with two cups of oats added.

At the Cookie Walk, one is guided through the bounty on display by Girl Scouts. Attendees can load up as much as they want. One pound of cookies is $7, and a half pound is $5.

Proceeds go to five church missions. The Red Bird Mission in Kentucky gets funds for clothing, furniture and household items for that state’s Appalachian region. Funds also go to the Lucille Raines Home, an addiction recovery center in Indianapolis, and the Lebanon Children’s Home. In Columbus, Love Chapel and First United Methodist’s Learning Tree Preschool benefit from the Cookie Walk.

The fundraiser has taken in about $3,000 each of the past three years.

This year, there will also be a raffle for two teddy bears that long-time walk organizer Jeri Ahlbrand is making.

Along with cookies, one can sometimes find pralines, fudge, divinity, buckeyes and peanut brittle.

Gobert thinks of the event as the kickoff to the overall holiday season.

“The whole room is decorated for Christmas, and we have Christmas music,” she says. Each year, a passage of Scripture provides the theme. This year’s comes from Isaiah 2:5: “Let us walk in the light of the Lord.”

The bakers are all members of the church. Even Cub Scout Pack 550 gets involved, making cookies sporting its emblem.

Tipton life | Fall 2023 18
Every year the basement of First United Methodist Church gets transformed into a Christmas Wonderland full of cookies and other delicacies.

The 33rd annual Cookie Walk will be held at the First United Methodist Church. For the past three years the fundraiser has brought in about $3,000 annually to donate between five church missions.

“They get quite creative about it,” says Gobert. “There’s lots of color.”

Interest has grown over the years. Gobert notes that people have been coming from Edinburgh and Nashville recently.

“People eat them right away, freeze them, or give them as gifts,” she says.

One couple is known for purchasing ten boxes to give to all their neighbors.

For Gobert, the enchantment is the Cookie Walk’s main appeal.

“What you see when you look in the church’s basement window from the ground level is a cookie wonderland,” she observes.

“The day of the walk, I like to be a greeter. I can guarantee to people they’ll smile at the start and leave with an even bigger smile.”

save the dates Mark Your Calendars!

All dates and events are subject to change. Please check our website, www.tiptonlakes.com, prior to each event.

s ept. 15

Winedown at the Marina

Sponsored by Jeremy Pushor of Pushor Builders. Join us for craft brews and gourmet pizza from Zwanzigz while catching up with your friends and neighbors.

Dec. 2

Doughnuts with Santa

Stop by the Tipton Lakes marina lower level between 9 and 11 a.m. to have a doughnut and see Santa Claus.

Tipton life | Fall 2023 20
eve N ts

l abor day c elebration

September 3

Members will gather at the Marina on September 3 to celebrate. The evening will start with a parade down Tipton Lakes Blvd at 6:00 pm. This will be followed by fish sandwiches provided by Mahoney’s, snow cones by SNO Biz, live music provided by Brown 25, a bounce house, and a spectacular fireworks show. Each year this event grows in number and enthusiasm, with members and their extended family enjoying the convenience of fireworks right here in Tipton Lakes.

The fireworks company works with the Association to position the fireworks display over the North Lake dam. Members come by foot and by boat to participate in the celebration.

Neighborhood celebrations make living in Tipton Lakes both enjoyable and fun!

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storage and Par K ing o F:

vehicles, boats, trailers, cam P ers, mobile homes, & recreational vehicles

At the December 6, 2016 Columbus City Council meeting, the City officials voted to approve changes to the City rules concerning abandoned, inoperable and oversized vehicles parked on public property. The changes state that recreational vehicles, buses, boats and nonmotorized vehicles, including those that are hooked up to a truck, car or other vehicle meant to haul, cannot be parked on any city street, sidewalk, public right-of-way or alley. The ordinance does allow for boats or RV’s to be parked on a public street next to person’s residence if the parking is intended to prepare for planned trips, vacations or unloading equipment. Parking would not be allowed for more than two consecutive days or more than two days in a seven-day period.

It is also a City violation, to keep, park or store any unlicensed or inoperable vehicles or parts thereof on private or public property, except in a legally conforming garage, carport, or other permanent enclosure. Tipton Lakes Community Association has specific rules with regard to storage and parking of different types of vehicles. The rules can be found in the DESIGN AND MAINTENANCE GuIDELINES and are stated below for a quick reminder.

The Board of Directors has defined “recreational vehicle” as follows:

• Any boat or boat trailer.

• Any motor home or other self-contained camper.

• Any camper slip-ons where the camper backs are higher

than the roofline of the cab of the truck.

• Any mobile home, trailer, or fifth wheel trailer.

• Any pop-up camp/tent trailer or other similar recreation oriented portable or transportable facility or conveyance.

Any other vehicle not defined above which could not normally or regularly be used for daily transportation, including dune buggies or non-operative automobiles or other automotive equipment not licensed for use on the highways of Indiana.

This policy does not extend to include properly docked boats in the water. The following vehicles shall be treated in the same manner as recreation vehicles:

• Any vehicle that is included in the Indiana code as being defined as commercial.

• Any vehicle that has commercial signs or advertising or commercial equipment visible.

• Any private or public school or church buses.

• Utility, storage or U-Haul type trailers.

DESIgN AND MAINTENANCE gUIDELINES

• No recreational vehicle may be stored in open view on residential property.

• Only one recreational vehicle is permitted for visitation for seven consecutive days and not to exceed fourteen days in any one-year. At no time shall such parked recreational vehicle be occupied for living or sleeping except for visitation. (Reminder: the new City ordinance will only allow two days, when parked on a City street.)

• The use of storage covers on commercial or non-commercial vehicles (including motorcycles or motorized bicycles) or recreational vehicles while parked on the owner’s lot or the street is prohibited.

Tipton Life | Fall 2023 22
News

A full copy of the DESIGN AND MAINTENANCE GuIDELINES, can be located in your Green Book or on the website at www.tiptonlakes.com. If you have further questions or would like a copy of the guidelines, please contact the Association office at (812) 342-8522. As always, your cooperation is greatly appreciated!

m arina oP en w ee K ends until o ctober 2nd

Take advantage of the last few days of the Marina season and enjoy a boat ride in one of our rental boats. Beginning September 5th, the Marina remains open for boat rentals between 10am and 4pm with an advance reservation, Monday through Thursday and 10am to 7pm Friday- Sunday.

If you are planning to rent a boat, we recommend that you contact the Marina in advance at 812342-6423 to reserve your boat. This will ensure that we have adequate staff to accommodate your rental request.

Tipton Life | Fall 2023 23
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Ne IG h B orly r em IND ers

Ex TERIOR CHAN g ES: If you are planning any changes to the exterior of your home or lot, a Design Review Application must be submitted. Completed applications, including all required information, should be submitted to the Association Office by the first day of the month to be guaranteed that they will be reviewed at that month’s meeting. The Design Review Committee meets during the 2nd week of every month. All new construction design review applications and all modification applications that require a building permit and that change the exterior footprint and/or elevation of the home will incur a $250 application fee. This fee is due when the application is submitted.

P ET O w NERS: Please properly dispose of all pet waste. Ideally, this means picking up all waste and disposing it in waste containers. As you walk along the pedestrian paths, you will find Doggie Waste Stations. When putting pet waste into plastic baggies, it is essential that the baggies are not disposed of in the street/storm drains. Improperly disposed of pet waste bags end up in our lakes. Cooperation is greatly appreciated!

L EAF REMO vAL: It won’t be long before the leaves will be falling and clean up begins. Please do not rake or blow leaves into the lakes. The City of Columbus provides leaf removal. Members are asked to rake leaves to their curb (not in the street as it clogs street drains). Leaves will be picked up by the City on a routine basis.

O RNAMENTAL gRASS R EMO vAL: Many enjoy the beauty of ornamental grasses throughout our community. However, grasses left unattended or not sheltered from wind during the winter months, can become unsightly. Therefore, the Association requests that if you have ornamental grasses in your yard that will be susceptible to wind damage and/or are not sheltered by your home, please cut these down in the fall. This will save yourself the hassle of chasing down the stray plumes that may scatter throughout your yard and your neighbor’s yard during the winter months.

S IDE wAL k S: Sidewalk maintenance is the responsibility of the owner. This time of year it is particularly helpful to keep your sidewalk clean and tidy by picking up sticks and debris and edging the grass from the sidewalk edge. If your sidewalk is in disrepair, please have it repaired. The City does offer a shared cost sidewalk and curb program. The application can be found at http://www.columbus.in.gov/engineering/ sidewalks/shared-cost-sidewalk-and-curb-scscprogram/. It’s the little things that add curb appeal to the home and keeps our walkers safe.

T REES NEAR PEDESTRIAN PATHS: If you are a homeowner who has trees along the pedestrian paths, please take a look at them to see if they need to be trimmed. This can be a real hazard to bike riders and walkers. Please help by trimming your trees to eliminate this hazard. For clarification, the Association maintains the property between the pedestrian path and the road, and the homeowner maintains the area up to the pedestrian path, including mowing and tree maintenance.

Tipton Life | Fall 2023 24

Fall l a ND scap ING tI ps

Fall will arrive soon in Central Indiana. The temperatures will begin to fall, the leaves change colors, and pumpkins and mums will adorn front porches.  This is the time of year when people start to get their homes, both inside and outside, ready for the cold winter months. Before putting up all of your landscaping equipment for the season, take a few steps to prepare for the cold weather right around the corner. By following a few fall landscaping tips, you can jump start your landscape for next spring.

Aer Ate your lAwn

your lawn has been used all summer long by animals, children, and your own lawnmower. Over the course of the summer, the soil can become compacted. This compaction makes it more difficult for water and nutrients to be absorbed into your lawn. Aeration provides a chance for your lawn to “breathe”. This will help your lawn come back strong and vibrant in the spring.

rA

ke your l e Aves

Not only is a lawn full of dropped leaves an eyesore, but they can actually damage your lawn. If a thin layer of leaves is left on the grass when the winter snows start, this layer can suffocate your lawn, leading to dead spots come spring time.   There are many great uses for those leaves, from winter insulation for plant roots to additions to your compost pile.

P

LANT S PRIN g B ULBS

Planting bulbs, like tulips and daffodils, in the fall is a great way to get a head start on your landscape for next year. Make sure to plant them late enough in the season that they won’t sprout this year, but not so late that they don’t get a chance to get established before the cold weather.   Late October into mid-November is the perfect time to plant bulbs in Central Indiana.

m ow your lAwn, o ne lA st t ime

Cutting the grass one last time before cold weather sets in is beneficial for a number of reasons. One, it helps to shred up any loose leaves that might still be on your lawn. By mulching them up with your lawn mower then reintroducing them to the grass, you will give your lawn a boost of Nitrogen to help it through the cold, winter months. Second, diseases tend to take hold when the grass is left longer. A short cut before winter will help prevent disease from taking root before the cold weather sets in.

Give your eQ uipment A t une u p

Before putting up your landscape equipment for the year, give them a quick tune up. Sharpen blades, clean off debris, and oil any moving parts to ensure they are ready to go in the spring. Also, make sure to winterize your lawn mower to prevent issues in the spring.

Your participation is vital!

Tipton Life | Fall 2023 25
Bre Russell 812.701.7574 bre.russell@talktotucker.com talktotucker.com/bre.russell F.C. TUCKER REAL ESTATE EXPERTS Independently Owned & Operated Call Me for a Free Market Analysis! Your neighborhood realtor! IN-35144041
Information provided by Eric Engledow of Engledow Group

Halloween Safety Tips

Halloween can be a fun experience for everyone but let’s follow simple tips that will ensure a safe evening!

walk wise

1. Use crosswalks.

2. Make sure to look both ways before and during crossing.

3. Kids will get excited and want to run. Make sure they walk while crossing.

4. Teach kids to make eye contact with any drivers they encounter.

5. Watch for cars making maneuvers in the streets. Never dart into the street.

6. Stick with an adult. Children under 12 shouldn’t go without one.

Make sure costu M es are safe

1. Use reflectors and bright colors if possible.

2. Avoid any masks that obscure a child’s vision.

3. Carry flashlights or illuminated items for good visibility.

Tipton
26
life | Fall 2023

Drive s afe

1. Drive slow on Halloween.

2. Expect that kids are everywhere, excited, and might dart across the street.

3. Use headlights even if it’s not quite dark yet.

4. Columbus trick or treating hours are 5:30-8:30 but be aware before and after.

Thanks for making Halloween a fun and safe experience!

812-447-0037

Tipton Life | Fall 2023 27
STorY aND PhoToS BY: TiPToN laKES CoMMuNiTY aSSoCiaTioN
IN-35144034 Katina t ooley,
Real estate PRofessional Certified Luxury Home marketing SpeCiaLiSt
MRP
ktooley@fathomrealty.com
in tHe tifton LakeS Community
katinatooley.fathomrealty.com LoCaL

Green Grass &

Water quality friendly lawn care and fertilizer recommendations for Tipton Lakes Community Association. Please share this with your lawn care provider.

This article is intended to help educate our members on the appropriate way to care for your lawns in such a way that lawn care chemicals are minimized in the stormwater runoff into our lakes. This concern is applicable to all residents since rainwater from all properties goes to the lake.

Some lawn care practices create water quality problems. Excess nutrients (including nitrogen and phosphorus) found in fertilizer that runs off our properties into our local bodies of water can trigger algal blooms. It’s likely that you and your neighbors believe having a lawn that is safe for the environment is very important. Below are some practices for creating and maintaining a healthy lawn that is attractive and safer for the environment.

S IMPLE R ECOMMENDATIONS for every l Awn

1 | gRASS S EED

Consider choosing grass varieties that require less maintenance and are appropriate for the area. Install a high-quality fescue blend. Fescue is very disease and droughttolerant once established. Seed should be put down in the fall during the Labor Day time period.

2 | D ON’ T Ov ER wATER

Overwatering can lead to runoff and leaching of contaminants into lakes. 1 inch to 1 ½ inches of water a week in July and August is plenty for the grass to survive. Overwatering increases runoff and shallow root growth which is not healthy. Water twice daily with short run times at 3-5 a.m. and 9-11 p.m. This gives ample opportunity for absorption.

3 | t est your soil

To have your soil tested; contact Purdue Extension Bartholomew County at (812) 379-1675. Sometimes adjusting the soil pH or organic matter are the only treatments needed to improve a lawn. If the soil test results are acceptable, but your lawn is not, then check for other problems like pest or fungal infestations.

4 | M O w S MART

Mow grass 3 inches or higher. NEVER dispose of or blow clippings into storm drains, drainage areas or lakes.

5 | know when, where A nd how much fertilizer to A pply

When- No earlier than spring green up and no later than the end of September to ensure proper soil temperature for grass to take up nutrients. Reduce the number of applications to two or fewer times per year.

Tipton life | Fall 2023 28

Clear Water

Where and How Much- Measure the dimensions of the area that needs fertilizer; use the square footage to determine how much fertilizer to use. Use only what you need.

Know your local and state laws regarding fertilizer. Do not apply fertilizer within 10 feet of water.

6 | C HOOSE THE RI g HT FERTILI z ER

Slow-release formulations, zero to low phosphorus and organic fertilizers are most beneficial to the soil. Over-applying any type of fertilizer or over-irrigating can lead to water quality problems. The three numbers on a bag of fertilizer form what is called the fertilizer’s N-P-K ratio. The proportion of three plant nutrients in order: nitrogen (N), phosphorus (P) and potassium (K). The middle number should be zero.

Tipton Lakes Members who are using our lakes for recreation purposes this year have observed firsthand a severe algae bloom. Aquatic Control, our lake treatment supplier, indicates several contributors to this problem; (shallow lake, age of the lake, and excess nutrients from fertilizers). Please make efforts to reduce lawn fertilizers that enter the lakes and perhaps eliminate the Spring application altogether.

The Lakes Committee of Tipton Lakes appreciates your consideration of these recommendations. Please share this information with your lawn care professional. Help us protect our valuable asset, the lakes.

Please go to this link, https://turf.purdue. edu/extpub/facts-about-phosphorus-andlawns/ for more information.

I mporta N t N ews!

a re y ou r eceiving o ur e mails?

if not, you are missing out on important information. Please send an email to malorie.ackerman@tiptonlakes.com to be added to our distribution list.

Emails contain important news and events at Tipton l akes. email communication is cost effective and timely.

m ailbox Flyers

it is against the law to post anything on a Mailbox!

“No part of a mail receptacle may be used to deliver any matter not bearing postage, including items or matter placed upon, supported by, attached to, hung from, or inserted into a mail receptacle. Any mailable matter not bearing postage and found as described above is subject to the same postage as would be paid if it were carried by mail.”

Source: https://faq.usps.com/s/article/Restrictions-for-attaching-flyers-posters-etc-to-a-mailbox

if a flyer is placed on a t ipton l akes mailbox and it is damaged when it is removed, the person or company that hung the notice will be charged for painting the mailbox.

Tipton Life | Fall 2023 30
Tipton Life | Fall 2023 31 IN-35144039

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