1. Disclosure of own funds requirements Disclosure according to Regulation (EU) No 1423/2013 As of 31.12.2017
1.1. Full reconciliation of own funds items to audited financial statements Disclosure according to regulation (EU) No 1423/2013 Art 2 Risk-weighted assets Credit institutions, standardised approach Non-financial customers, standardised approach
31.12.2017
31.12.2016
2 216
391
1 595
3 037
67 499
44 818
Claims past due, standardised approach
1 301
1 095
Other assets, standardised approach
1 494
1 562
Total credit risk and counterparty credit risk
74 105
50 903
Operational risk, basic indicator approach
15 584
9 765
Total risk-weighted assets
89 689
60 668
Capital adequacy (%)
22.24%
25.92%
Regulative capital adequacy (%)
19.86%
24.49%
Tier 1 capital ratio (%)
14.99%
15.20%
Regulative Tier 1 capital ratio (%)
12.75%
13.90%
Retail claims, standardised approach
1.2. Capital instruments main features Disclosure according to Regulation (EU) No 1423/2013 Art 3 As of 31.12.2017 1
Issuer
2
Unique identifier (eg. CUSIP, ISIN or Bloomberg identifier for private placement)
3
Governing law(s) of the instrument
Inbank AS EE3300110964 Estonian
Regulatory treatment 4
Transitional CCR rules
5
Post-transitional CRR rules
6
Eligible at solo/(sub-) consolidated/ solo & (sub-)consolidated
Tier 2 Tier 2 Consolidated
7
Instrument type (types to be specified by each jurisdiction)
Tier 2
8
Amount recognised in regulatory capital (as of most recent reporting date)
6 503 000 EUR
9
Nominal amount of instrument
1 000 EUR
9a
Issue price
1 000 EUR
9b
Redemption price
10
Accounting classification
Liability - amortised cost
11
Original date of issuance
28.09.2016
12
Perpetual or dated
13
Original maturity date
14
Issuer call subject to prior supervisory approval
15
Optional call date, contigent call dates and redemption amount
16
Subsequent call dates, if applicable
1 000 EUR
Dated 28.09.2026 Yes a) any time after 28.09.2021 by notifying at least 30 days in advance b) any time if there is a change in the regulative classification of the Bonds being excluded from the classification as own funds of a credit institution or if there is a significant change in the taxation regime applicable in respect of the Bonds (“Tax/Regulatory call�) Any time after 28.09.2021 by notifying at least 30 days in advance