Howe Youth Baseball 2019 team rosters

Coach Kevin Crosson

Bennett Allison, Levi Halladay, Anders (On-Ders) Bjorn, Jase

Kane, Mason Hall, Devon

Patterson, Keegan Crosson, Hayes Carter, Jaxon Windon

Coach Steven Noble

Chase Bynum, Dakota Morris, Finney McDaniel, Rylan Davis, Christian Mickelson, Jayden

Rangel, Colt Key, Clawson

Noble, Wren Bunch, Jaden Pruitt

Coach Stewart Warden

William Smith, Paxton Murphy, Elvis Hansel, Luke Espitia, Camden Fair, Caleb Ewalt, Thomas Smith, Jayden West, Seth Warden, Westin Alexander

8U

Coach Chris Kane

Zane McCollum, Rylan Crosson, Sean Douglas II, Elijah Willoughby, Garrett Culp, Izak Montgomery, Cooper Shadden, Caden Crosson, Ayden Kane, Collin Clopton, Lane Hance, Jackson Culp, Grant Davidson

Coach Bobby Thornhill

Nathan Focht, Kellen Focht, Kolbie Morris, Colton Brunner, Jon Hays, Francisco Perez, Easton Thornhill, Hunter Thornhill, Gunner Owen, Leland Landino, Austyn Navidad, Camden Riley.

10U

Coach Tyler Cartwright

Caden McLerran, Luke Ellison, Hudson Harris, Elias Garcia, Kayden Ross, Braxton Buttery, Jackson Brown, Caden Allen, Lucas Murphy, Leyton Murphy, Keelan Davis, Triston Isenhower.

Coach Larry Windon

Cannon Derrick, Dylan Mayhue, Caleb Nelson, Bryce Pieper, Hunter Grant, Noah Pugh, Ethan Potter, Bradley Derrick, Braylen Johnson, Jacson Hightower, Kason Windon, Kendall O'Brien, Jackson Teel

12U

Coach Cye Carter

Rhyin Navidad, Caleb Cox, Dillon Patterson, Beaudy Kuykendall, Zach Ganow, Garrett Rodgers, Gavin Rodgers, Ridley Carter, Kolby McNutt, Rodey Fincher

Coach Kent Lowder

Coltan Carr, Casey Clopton, Knox Bounds, David Grant, Gage Owen, William Ingram, Nowlin Lankford, Preston Reeves, Anthony Lowder, Ethan McCarthy

Coach Jack Phillips

Addison Johnson, Vincent Casellanos, Brevin Mayo, Elijah Stoner, Caden Evans, Kiefer

Phillips, Tysen Larson, Davian Williams, Bergen Bjor

14U

Coach Steve Hance Joseph Rose, Braden Ulmer, Luciano Maldonado, Austin Brown, Noah Riley, Christopher Russell, Zebulon Montgomery, James Beebe, Christian Aynes, Ryan Hough, Hunter Hance

Coach Mike Stephens Kenzlee Jones, Logan Duty, Beau Stephens, Parker Daniels, Clayton Duree, Cooper Jones, Brayden Smith, Rowdy Kuykendall, Thomas Roberson, Colton Little, Landin

Duty

Coach Monte Walker

Mahlon Walker, Triston Williams, Ethan Mayo, Jesse Portman, Malachi Dailey, Caden Garner, Dakota Fetzer, Garrett Gibbs, Kade Murphy, Kolin Murphy, Matthew Hayes.

Practice schedules:

Ferguson:

Monday: 5:30-6:30 Chris Kane, 6:30-7:30 Steven Noble, 7:30-8:30

Bobby Thornhill

Tuesday: 5:30-6:30 Stewart

Warden, 6:30-7:30 Kevin Crosson, 7:30-8:30 OPEN

Thursday: 5:30-6:30 Stewart

Warden, 6:30-7:30 Steven Noble, 7:30-8:30 Kevin Crosson

Friday: 5:30-6:30 OPEN, 6:30-7:30

Bobby Thornhill, 7:30-8:30 Chris Kane

Hash: 5:30-7:00 OPEN MONDAY, TUESDAY THURSDAY

Monday: 7-8:30 Larry Windon

Tuesday: 7-8:30 Tyler Cartwright

Thursday: 7-8:30 Tyler Cartwright

Saturday: 9:30-11 OPEN, 11-12:30

Larry Windon, 12:30-2 OPEN, 23:30 OPEN

North:

Monday: 5:30-7 Monte Walker, 78:30 Jack Phillips,

Tuesday: 5:30-7:00 OPEN, 7-8:30

Mike Stephens

Thursday: 5:30-7 Kent Lowder, 78:30 Cye Carter, 8:30-9:30 Mike

Stephens

Friday: 5:30-7 Steve Hance, 7-8:30

Monte Walker

Saturday: 9:30-11 Cye Carter, 1112:30 Kent Lowder, 12:30-2 Jack

2019

Money tip for students

When you work, you will receive a pay stub each time you get paid, although it may not be a paper stub Understanding your pay stub is vital to managing your money and budgeting

Each employer’s pay stub is different, according to KHEAA, but you will usually see these items:

Gross Pay: This is what you earned that pay period before any taxes or benefits, such as insurance, were withheld

Net Pay: This is your take-home pay after withholdings

Federal Tax: This might be abbreviated as Fed Tax, FT or FWT It shows how much was withheld in federal income taxes

State Tax: State taxes might be abbreviated as St Tax, STW or simply by the abbreviation of the state in which you reside

Local Tax: Some cities or counties levy a local tax Depending on where you live or work, you may not be subject to this tax and won’t see anything withheld

Social Security Tax: Social Security tax might be abbreviated FICA, SS, SSWT or OASDI The federal government requires that 6 2 percent of your wages be withheld

Medicare: Medicare tax might be abbreviated MWT or Med The federal government requires that 1 45 percent of your wages be withheld

Year-to-date (for pay and deductions): The year-to-date fields show how much you have earned up to that point and what has been deducted for each tax or benefit KHEAA is a public, non-profit agency established in 1966 to improve students’ access to college It provides information about financial aid and financial literacy at no cost to students and parents

KHEAA also helps colleges manage their student loan default rates and verify information submitted on the Free Application for Federal Student Aid (FAFSA) To learn more about those services, visit wwwkheaa com

In addition, KHEAA disburses lowcost private Advantage Education Loans on behalf of its sister agency, KHESLC For more information about Advantage Education Loans, visit www.advantageeducationloan.com.

Howe sales tax for month is record high

Texas Comptroller Glenn Hegar recently said state sales tax revenue totaled $2.8 billion in January, 6 percent more than in January 2018

“The growth in sales tax collections was primarily due to continued strong spending in oil- and gas-related sectors,” Hegar said “Remittances from restaurants also grew, while those from retail trade were flat relative to a year ago ”

Howe's total came to $38,847 which is a new high The previous monthly high was back in February 2015 at $37,375

Total statewide sales tax revenue for the three months ending in January 2019 was up 6 1 percent compared to the same period a year ago The sales tax is the largest source of state funding for the state budget, accounting for 57 percent of all tax collections

In January 2019, Texas collected the following revenue from other major taxes:

• oil production taxes $274 5 million, down 3 3 percent from January 2018, the first such decline since December 2016 Also, monthly oil production tax revenues were the lowest since December 2017;

• natural gas production taxes $152 9 million, up 24 3 percent from January 2018;

• motor vehicle sales and rental taxes $425 7 million, down 0 5 percent from January 2018; and

• motor fuel taxes $305 1 million, up 0.2 percent from January 2018

The City of Howe's total for 2018 came to $351,718 16 which was up from $336,623.08 in 2017.

City Sherman Gainesville Denison Celina Anna Melissa Bonham Whitesboro Van Alstyne Pottsboro Howe Whitewright Leonard Southmayd Gunter Bells Tioga Collinsville Tom Bean Oak Ridge Savoy Ector Dorchester Sales tax $2,371,074 96 $815,300 67 $799,878 83 $258,586 62 $253,715 62 $204,013 57 $193,556 77 $118,999 25 $118,369 87 $52,151 36 $38,846 86 $32,226 65 $31,787 24 $29,532 10 $28,510 15 $24,620 05 $14,483 39 $11,701 35 $11,445 15 $9,056 50 $5,237 92 $3,325 64 $646 36

How do I start investing in stocks?

Living with children

Taylor Kovar

Hi Taylor - I’ve been setting aside money that I want to put into stocks but I’ve recently realized I have no idea how to do that! I’ve done a little research but it’s mostly made my head spin, so I’m hoping you might have some advice for a beginner What’s the best way to get started?

- Mindy

Hey Mindy - There’s a ton of info out there, isn’t there? I’ve spent countless hours investing in and researching the stock market, and there are still times when I’m left scratching my head There are a lot of different ways to approach this market, so I’ll give you a few general concepts that I find useful

1 Don’t day trade I strongly, strongly advise you to stay away from this practice While a few people have enough experience and insider knowledge to make day trading work, the vast majority of people end up losing money this way It can be fun and exciting and you might hit a big winner, but doesn’t that sound the same as playing roulettein Las Vegas? I don’t recommend this type of investing to anyone, let alone someone who’s just getting started The stock market should be used as a tool to grow your money, not as a get-rich-quick scheme

2 Know who you’re investing in You don’t need to know them personally, but, at the very least, you should know a few things about the company of which you’re becoming a shareholder It’s easy to get excited about hot tips coming from so-called experts, but you don’t know exactly what motivates these experts to give those tips, nor do you know if they’re actually experts If you do your own research andlearn about well-run companies working in blossoming markets, make educated decis more likely to pay of to buy shares in a co like; that way you wo overly tempted to sel quickly

3 Don’t overdo it I third of my investme the stock market Ev everywhere will tell you about the importance of a diversified portfolio, and I think that applies to your overall investing strategy Don’t put all your savings into stocks, and instead keep it to a moderate portion of your funds This is a safer way to spread out your money and allows you to take advantage of other investment opportunities that offer benefits Wall Street can’t match I’ve noticed that this approach helps people resist over managing their shares, which can be a dangerous and costly habit.

The stock market is a great tool for people who can show restraint and make informed decisions. Asking questions is a great way to start, Mindy, so keep up the good work!

A journalist recently asked me for the single biggest mistake being made by today’s parents I was tempted to say, “Having children,” but stopped myself because even if I’d followed up with “Just kidding!” my bon mot would have gone into print Oh my gosh! It just did!

I do, by the way, believe that some people are simply not well-suited to the responsibilities of parenthood Nonetheless, I do not believe that people who want children should have to go through whatever process to obtain a “parenting license ” That would represent government intrusion of the most egregious sort, and I’m not a fan of government intrusion in much of anything unfair to burden a child with obnoxiousness If I was the Secretary of Parenting, I would only grant licenses to folks who pledged to love their children unconditionally but give them less than fifteen minutes of one-on-one attention a day (excluding during infancy and early toddlerhood, which are unavoidably laborintensive)

Disclaimer: Information presented is for educational purposes only and is not an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein To submit a question to be answered in this column, please send it via email to Question@GoFarWithKovar com, or via USPS to Taylor Kovar, 415 S 1st St, Suite 300, Lufkin, TX 75901.

But on with the show: I don’t know how one would determine “biggest” in a list of common parenting mistakes, but the one that causes the most problems for all concerned is the present proclivity for two parents to occupy the roles of mom and dad such that the roles of husband and wife become akin to the Cheshire Cat in “Alice in Wonderland”: that is, mostly invisible It is an unarguable fact that in a two-parent family, nothing puts a more solid foundation of security and well-being under the feet of a child than the knowledge that mom and dad are in an enduring relationship

Along those lines, another bigly mistake is paying children entirely too much attention, effectively promoting them to center-stage in the family and making idols of them Children don’t handle idolhood well at all Let’s face it, adults don’t either. As does the citizen, a child thrives best under libertarian circumstances; meaning he is managed minimally (allowing lots of trial-and-error) while being held completely responsible for the mistakes he will invariably make

Paying too much attention to children is another biggie In my experience, which is vast at this stage, ten out of ten children who seem “starved” for attention are not starved at all; rather, they have been for quite some time the recipients of entirely too much They are attention-addicts, a synonym of which is “obnoxious ” It is entirely

Today’s parents tend to ascribe significance to their children’s emotional output As a consequence of talking to their children about every emotion they experience, they risk causing their children to become emotionallydriven individuals with little if any emotional resilience My mother was fond of telling me that I was making mountains out of molehills; that there were children in the world who truly had problems REAL problems like not having enough to eat She wasn’t about to lend credence to a complaint about not being given a turn, called a name, or some such trivia For that (among many other things) my mother receives my enduring gratitude

Let’s see I have room for two, maybe three more Ah, yes! How about the habit today’s parents have of assuming a servile squat when they talk to young children? You know, that absolutely absurd “getting down to their level” thing as if they are bowing to royalty And then, to add the ludicrous to the absurd, finishing what they believe to be an instruction with “Okay?” So what if it isn’t okay?

Last one: Trying to discipline a child who has misbehaved without causing the child emotional discomfort (guilt and remorse) and inconvenience That attempt annuls the attempt to discipline, which goes a long way toward explaining why so many of today’s parents complain that nothing they do by way of “discipline” works That’s because they are doing nothing

Family psychologist John Rosemond: johnrosemond com, parentguru.com.

John Rosemond has worked with families, children, and parents since 1971 in the field of family psychology In 1971, John earned his masters in psychology from Western Illinois University and was elected to the Phi Kappa Phi National Honor Society