home | design, October 15, 2016

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Palisades 5K Today

2nd ANNUAL

Palisades Spirit 5K & Fun Run Saturday, October 15th 2016 | REGISTRATION STARTS AT 8:00 am 5K STARTS RTS AT 9:00 am

9:45 am

LOCATION Palis Pa LOCATION:

Spirit 5K - $25 - $15 *Prices will increase & t-shirt sizes are first come, first served and are not guaranteed.

NEW HOMES FROM THE UPPER 200’s TO 700’s. PalisadesNC.com Prices, plans, and terms are effective on the date of publication and subject to change without notice. Participants registering after September 25th are not guaranteed a t-shirt. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. Seller does not represent/guarantee that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirements (including geographical) may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Prices, plans and terms are effective on the date of publication and subject to change without notice.


N. Stone Miller

• Recently reduced by more than $500,000! (843) 446-2594 • Oceanfront home sitting on 1 acre in North Litchfield • Fronted by massive dune structure that is unparalleled on the South Carolina coast

http://my.pawleys.co/110parker


The FOREST at Bailey’s Glen is Selling Now!

21 Wooded Homesites Just Released! 2 Lifestyle Directors that make everyday feel like a vacation that never ends. 3 Clubhouses with 3 Pools. Tennis courts • 5 Pickleball courts • Restaurant • Woodworking shop • Greenhouse/Garden center • Lake activities 17 Ranch style floor plans that you can customize just the way you want.

Come tour our furnished models and award winning clubhouse!

BaileysGlen.com

www.

for more information, directions, and to tour our homes.

(704) 896-7016

Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the RIGHT. 11909 Meetinghouse Drive / Cornelius, NC 28031



OPEN HOUSE EVENTS SATURDAY 1-3pm

4226 Commonwealth Avenue 10 minutes from Center City. 26 Luxury Modern Single Family Homes. Only 5 Sites Remain with 3 spec homes available.

326 S. Canterbury Road - Come see the new updates, just completed! Custom home on Eastover side of S. Canterbury. Great location and new price, offered at $1,190,000.

1310 C Green Oaks Lane - Beautifully remodeled at Williamsburg on Commonwealth. Concrete countertops and barnwood look laminate floors. Offered at $169,000.

{ElizabEth Grillo owNEr/brokEr/rEaltor®

704.649.2491 EGrillo@EGrEalEStatECoNSUltaNtS.CoM

{bobby SiSk brokEr/rEaltor®

704.819.0710 bSiSk@EGrEalEStatECoNSUltaNtS.CoM

1810 E. 7th StrEEt, CharlottE, NC 28204 704.333.2260

www.EGrEalEStatECoNSUltaNtS.CoM


Waterfront • McLean

Waterfront • McLean

MLS#3111112 • $1,219,000 225 Cape August Place • Belmont

MLS#3128033 • $295,000 101 Cape August Place • Belmont

Waterfront • McLean

Waterfront • McLean

MLS#3166860 • $950,000 229 Cape August Place • Belmont

MLS#3186449 • $460,000 105 S. Shore Drive #40 • Belmont

Waterfront • McLean

Waterfront • McLean

MLS#3118931 • $1,500,000 301 Cape August Place • Belmont

MLS#3128035 • $500,000 321 Cape August Place #34 • Belmont

Eagle Park • Belmont

Waterfront • McLean

MLS#3184950 • $380,000 1036 Assembly Street

MLS#3134849 • $400,000 329 Cape August Place #36 • Belmont

Anne Brade NC/SC Broker Realtor, ABR, CRS, CLHMS

(704) 650-4951 Anne@AnneBrade.com www.TeamBrade.com




704-367-7203

Over $18,000,000 in sales in 2016.

8812 Lake Challis Lane – $950,000 Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767

Sardis Lane - $475-500K 3 Left! New Craftsman homes in South Charlotte. Buy now and pick your finishes. Call today!

6017 S. Regal Lane - $425,000 Sophisticated, open SouthPark townhome w/spacious kitchen & beautiful courtyard. Walk to everything. MLS #3183176

Ready to sell? Success and Cindy go hand in hand! HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com


7432 VALLEYBROOK ROAD, Charlotte, NC 28270

BRANDON BOYD

REALTOR®, NC & SC, ABR®, CRS, QSC®

Helen Adams Realty 704.661.2195 BBoyd@HelenAdamsRealty.com


OPEN HOUSE - SATURDAY 2-4 PM

Lynn Ruth Sue Farrell Welcome our new partners, helping you write the next chapter!

ROBIN KNOWS DIRT! 1415 SPRING BOX CT. in Rock Hill’s premier waterfront community Sunset Point w/waterfront pool, park, dock, beach. Multi-generation living w/separate basement living quarters. $290,000

“It’s time to build your dream home let our builders give you a quote” 12611 NINEBARK TRAIL Discover The Sanctuary, an exclusive luxury lake community dedicated to protecting your privacy. Elegantly detailed craftsman home on 2.94 AC nature paradise just 20 min. f/ Charlotte. $1,059,000 Watch the video on YouTube!

OPEN HOUSE - SATURDAY 2-4 PM

1657 BOWATER RD, ROCK HILL SC Lake Wylie waterfront bungalow on the main channel w/awesome views and covered dock. Open plan, sunroom, big kitchen. Vacation Year Round! $425,000

6041 HIGHVIEW RD in Matthew’s Lake Providence, Weddington Schools! This 1 acre estate boasts a brick courtyard, beautiful decor w/

13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $650,000 Watch the video @RobinKingRealtor.com

• 3027 Willow Breeze LakeWylie Waterfront canoe lot $55,000 • Beersheba Rd, 10.5 Acres $94,500 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $55,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $52,500 • 1643 Sierra Rd, just outside Historic Downtown York 7 acres $72,000 • lot B Bowater, Rock Hill 1.57 acre waterfront Lot w/dock $275,000 • 10 building lots Rambler Ln in Sweetbriar Subdivision, Blacksburg. 12.72 acres $100,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $50,000

granite and hardwoods. $459,000

110 MCCALL ST Custom built ranch in the heart of Clover! Nested on a .45 acre lot with quiet creek flowing through the back yard. $139,900

ESTATES AT GLENMOOR IN 711 BROOK CREEK CT. HISTORIC YORK. Vanderlakes. Private 1 acre Retreat 4 specs are going up, get in early on cul-de-sac in Clover Schools. to pick your finishes! 3424 Aurore, Stately Southern Charmer, all brick Ranch w/3 car gar $294,000 w/stunning screened porch. wood 3105 Glenmoor, Ranch 2500 sq. ft. floors, granite counters, designer $259,000 3325 Ashlyn way and 3097 Glenmoor are $260,000 touches. $385,000

OPEN HOUSE - SATURDAY 2-4 PM

435 CROWDERS BLUFF Bluff in Clover’s Prominent Patrick Place. Regal look with exceptional features, master and 2nd bedroom on main, screened porch $395,000

OPEN HOUSE - SATURDAY 2-4 PM

SATURDAY NOV 5TH 1182 SPICEWOOD PINES RD, FORT MILL SC Spacious and well maintained on cul-de-sac w/large rooms and open plan. Lovely back yard backs up to woods. $263,900

9TH ANNUAL BROOKHAVEN FAMILY RUN FOR DUCHENNE MUSCULAR DYSTROPHY. WE HONOR JAKE PRITCHARD, WHO IS BATTLING DUCHENNE MUSCULAR DYSTROPHY (DMD). VISIT: WWW.BROOKHAVENFAMILYRUN.COM TO REGISTER!


1112 Greentree Drive | Charlotte, NC 28211

NEW CONSTRUCTION FROM MVP CONSTRUCTION

& REAL ESTATE EXPERT KATHY LANCASTER! 5 Bedroom/4.1 Baths | MLS# 3209715 | $1,295,000 | Under Contract! Fabulous new construction home on large cul-de-sac lot. Grand 2 story foyer with elegant staircase & custom trim throughout. Gourmet kitchen with top-of-the-line appliances, custom cabinets & gorgeous finishes open to a stunning great room flowing onto loggia. Gorgeous master retreat on main level. Secondary bedroom's a generous size with great closet space. Huge bonus room with designer carpet. Office/Study. Attached 2-car garage. Exceptional floorplan. Unsurpassed quality! No detail left untouched.

KATHY LANCASTER REALTOR®/BROKER 704.534.5552 klancaster@dmahomes.com

dickensmitchener.com


CHANGE YOUR LIFE BY CHANGING YOUR ADDRESS Experience 55+ Trilogy® Lake Norman Make plans to visit Trilogy and discover the home of your dreams!

Selection of Move-In Ready Homes by Shea Homes® Homesite 157 - Captivate $437,595

Homesite #60 - Roan with Loft $464,355

2 Bed, 2.5 Bath, 2 Car Garage, 2369 Square Feet. Upgraded flooring, trim, and kitchen. Open concept floor plan and bay window in master bedroom.

Carr Garage G age 2,796 3 Bed, 3.5 Bath, 2 Ca Garage, square feet. cabinets, t.. Upg Upgraded cabine cabin ine granite countertops, e kitchen kit countertop ertop trim, and flooring. with bedroom and oo ooring. Loft oft w wit wi bath and nd d gas stub on patio. Includes upgraded landscaping package.

Homesite #283 - Harper $269,058

Homesite #122 - Lockwood $356,476

D L O

S

2 Bed, 2 Bath, 2 Car Garage, 1,750 Square Feet. Granite kitchen countertops, upgraded flooring, 4’ garage extension and a sunroom with covered patio.

2 Bed, 2 Bath, 1 Car Garage, 1,428 Square Feet. Granite kitchen countertops, upgraded cabinets and hardwood flooring!

Homesite 152 - Graham $368,792

Homesite #279 - Laurel $295,132

2 Beds, 2 Bath, 2 Car Garage, 2,168 Square Feet. Rolling wall of glass at back patio, granite fireplace with 4’ garage extension. Sunroom with a covered patio allows for ample light and the master is finished with a bay window.

1,629 Square Feet. Upgraded cabinets and granite countertops. Hardwood flooring with upgraded bath fixtures.

TRILOGY ACCEPTS HECM LOANS!

6844 Shoal Creek Dr, Denver, NC 28037

Learn More at TrilogyLife.com

A member of the

• 485 to NC-16/Brookshire Blvd • Exit NC-73, Make Left • 1.5 Miles Trilogy on Left

Family

V i s i t Tr i l o g y L i f e . c o m / L a ke N o r m a n

|

888-427-6421

*Reverse Funding and the content of their information sessions is not affiliated with or endorsed by Shea Homes or Shea Mortgage. Loan repayment is required at the maturity event (when the last borrower permanently leaves the home) or if loan obligations are defaulted. Financing provided by unaffiliated third parties. Neither Shea Homes or Shea Mortgage are providers of HECM loans. As with all home purchases, you should evaluate the financing method best suited for your needs. Seller incentives are not available on HECM loans. Additional information on HECM loans available at HYPERLINK “http://click.emailsf.sheahomes.com/?qs=f9bfa1441de9f1e282ed1a7235c1e90b232155fc1d6498cde9ed2e77d8bb8a67” \t “_blank” http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hecm/faqs_hecm. See Seller’s Community Representative for additional terms and conditions. Seller makes no representation, guaranty, or warranty with respect to prospective mortgage interest rates, investment or other benefits of home ownership, or regarding appreciation or depreciation in the value or equity which Buyer may receive. Any current interest rates are subject to change. Seller has no control over the “up” or “down” cycles of the housing markets in which it builds and under no circumstances has Seller made any representation, warranty or guaranty of price stability or appreciation. Buyers must make their own independent determination of all these issues before purchasing. Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2016 Shea Homes, Inc. All rights reserved. Artist Rendering. May not be to scale and subject to change. Options and price are subject to change Some incentives may be tied to using Shea Mortgage. Broker must be procuring cause and if guests have already visited Trilogy Lake Norman or are previously registered, they will be excluded from the program. Both Broker & Client will need to sign a Broker Registration Form. Limited offer. Subject to change without notice. Commission will be paid to Broker upon the close of escrow from Seller’s net sales proceeds for the sale of the property.




$825,000 7811 Park Road Charlotte, NC 28210

Exquisite European-style, custom built home, in desirable South Charlotte. This fine home features a main level master suite and a flowing, open floor plan that is ideal for any size gathering. Host many memorable occasions in your savory chef’s kitchen, enjoy a cool fall evening in front of your enticing fireplace, spend your summers cool and relaxed under your private lanai, find functionality in your main level home office, opulent coffer ceiling in the great room, grand vaulted ceilings in the master bedroom and breakfast room, rounded archways great your guests in the spacious entry and dining room, custom wrought-iron staircase with beautifully designed windows and plenty of storage throughout. Second story features a generous size theater room with wet bar that is pre-wired for projection and three generously-sized bedroom suites, each with its own full bath and walk-in closet. Meticulous detail and design abound in every room! Anticipated completion date: Oct - Nov 2016.

Sarah Zdeb Smart Savvy Sold Real Estate Team Leader Keller Williams Realty RealtorÂŽ (704) 661-2328 info@SmartSavvySold.com www.SmartSavvySold.com

Alce + Everett Builders


YOUR LOCAL REALTY PARTNER WITH A GLOBAL REACH

PREMIERSOTHEBYSREALTY.COM

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Jennifer Barbin 704.724.0230

Giles Barker 704.322.7747

Tanya Brown 704.345.4384

Jill Castle 704.361.7474

Jennifer Conrad 704.737.4689

Al DiRusso 781.258.6182

Sarah Kelley 704.956.6536

Sasha Levons 704.207.1654

Gail McDowell 704.989.6565

George McDowell 704.989.6752

Kimberly McRae 704.274.1466

Kathy Merlo 704.650.6464

Brian Michaels 704.737.9900

Frances Miller 704.488.0288

Joseph Sibielski 704.617.7500

Charlene Smith 704.906.6000

Stephanie Todd 704.904.1681

Hanes Walker 704.366.2830

Charlie Williams 704.737.7741

Patsy Wilson 704.615.5065

CHARLOTTE | 704.248.0243

WE EXTEND OUR DEEPEST APPRECIATION TO YOU, OUR

LAKE NORMAN | 704.727.4170

CUSTOMERS, FOR THE OPPORTUNITIES TO SERVE YOU

UWHARRIE LAKES | 336.461.1044

AND ACHIEVE EXTRAORDINARY RESULTS.

David Wittman 704.200.3072

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.



Custom Homes on Your Homesite SheaCustom.com | 704.602.3333 Custom Home For Sale: 8910 Clavemorr Glenn Ct Charlotte 28226 4 BD, 3.5 BA, 4,747 sq ft MLS# 3188181

$799,800 - Minutes to Stonecrest

3 Car Garage; 4-side brick Huge Bonus; Rec Room with vaulted ceiling. 2 laundry areas. First floor Owner’s Suite with large closet w/ space for stackable laundry; bath has quartz counters, tub, tiled shower.

Custom designed Kitchen with GE Monogram commercial grade appliances including 48� dual-fuel range with 6 burner cooktop & 2 ovens, microwave drawer, wine fridge. Leathered granite counters, farmhouse sink. Rear covered patio has flagstone & brick steps. Great location in Whitegate off Hwy 51, close to the Arboretum, Stonecrest & South Park.

Open House! Sat. Oct. 15, 11 - 5; Sun. Oct. 16, 1 - 5

Discover more about this home at SheaCustom.com


Lennar Model Opening

SATURDAY, OCTOBER 15 12:00 to 4:00 pm

TOUR THE NEW LENNAR MODEL HOME Afterwards join us at the Community House to experience more of the MillBridge lifestyle and receive a Lowe’s gift card.* Tours available of move-in ready inventory and additional builder models. *Limited to first time visitors only.

mihomes.com

New homes from the $270s to the $600s 15 minutes from the Ballantyne area and I-485 • Waxhaw, NC • millbridge-nc.com ©2016 WSLD MillBridge, VI, LLC. Equal Housing Opportunity. The amenities and features described and depicted herein are based upon current development plans, which are subject to change without notice. Actual development may not be as currently proposed. References to housing products, builders and prices are subject to change without notice as well.


Why wait? Move fast. Save big.

NewHomesReadyNow.com Why wait when your dream home is already waiting for you?

Discover beautiful, brand new homes ready now, nearly complete and underway at Taylor Morrison neighborhoods throughout the region. Come see stunning two-story homes, master-down plans and ranch plans from the high $200s to $600s. You’ll find a Taylor Morrison home and neighborhood just right for you, because our homes truly are inspired by you. These Showcase Homes are filled with state-of-theart features and designer selections at incredible values. So why settle for a used home when you can buy new and still move fast?

Move fast for up to $10,000 toward closing costs* Visit today or search by price, size, community and more at NewHomesReadyNow.com. Hours: 10am-6pm Mon, Tues, Thurs, Fri, Sat | 12pm-6pm Wed | 1pm-6pm Sun | Call 704.479.6655 | taylormorrison.com *Limited time CLOSING COST INCENTIVE Special Offer up to $10,000 begins on eligible new home contracts entered into as of 10/01/16 through 10/31/16 (“Closing Cost Promotion Period”) that close on or before 11/30/16 only. Offer is valid on the purchase of eligible select Inventory/Move-In Ready (“Showcase Homes”) at Taylor Morrison Charlotte-area communities only (“Closing Cost Incentive”). Buyer must pre-apply with Approved Lender defined below before submitting offer to qualify for the Closing Cost Promotion. Seller will pay all applicable Closing Costs, excluding discount points or pre-paid items, which contributions will vary depending on the eligible home selected and other restrictions described below, and is only valid for qualified buyers utilizing Seller’s affiliate, Taylor Morrison Home Funding, LLC, NMLS #149227 - NC #L-166652-101 – SC #1453869 (“Approved Lender”). Buyer is not required to finance through Approved Lender to purchase a home; however, buyer must finance Buyer’s purchase of the Home through only the Approved Lender and both the Title Company and Preferred Attorney must also have been selected only through Seller, to receive the above or certain other Closing Cost incentives. Seller has no obligation to pay any portion of Buyer’s closing costs unless the Approved Lender, the Title Company selected by Seller, and the Preferred Attorney (as defined in the Purchase Agreement) are all used by Buyer. Closing Cost Incentive not applicable outside of the Closing Cost Promotion Period or in any other Taylor Morrison Division. Closing Cost Incentive may not be combined with any other offer, unless expressly set forth in Buyer’s Purchase Agreement Documents. Total closing cost contribution credited at Closing and subject to Seller’s contribution limitations based on mortgage program and loan to value guidelines that are outside of Seller’s control. The Closing Cost Incentive is separate from any other current incentive offered by Seller, if any, for any cash or financed (Approved or Unapproved Lender) buyer. All loans are subject to underwriting and loan qualification of the lender. Services not available in all states. Rates, terms and conditions offered are subject to change without notice. For more information about Approved Lender, its licensing and other financing information, please visit www.taylormorrison. com/tmhf-aba. All community and home information (including, but not limited to prices, views, school assignments, availability, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. Maps and plans are not to scale and all dimensions are approximate. As-built condition controls. Prices may not include lot premiums, upgrades and options. All homes subject to prior sale. Please see a Community Sales Manager for complete details on eligible Showcase Homes and available plans, and your purchase agreement for community-specific details or visit www.taylormorrison.com for additional disclaimers. Offer void where prohibited or otherwise restricted by law. © October 2016, Taylor Morrison of Carolinas, Inc. All rights reserved.




14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres only 20 minutes from uptown

$2,495,000

704-968-7105 New Luxury Home with High End Finishes in Mammoth Oaks!

438 Mammoth Oaks Lane MLS# 3141233 | 6 Bed/6 Bath | $849,900 Large custom kitchen & private backyard!

MARY & BILL ROBERTSON REALTORS®/BROKERS

704.577.5726 mrobertson@dmahomes.com


Ron Kent (561) 271-6853 rkent@aol.com 202 Southgate, Suite 19 Boone, NC 28607

MLS# 39201934 | $2,550,000

MLS# 193812 | $349,000

6 Beds | 4 Baths | 2 Half Baths Custom, elegant home in the heart of Valle Crucis. HUGE Grandfather Views! Large Chef's kitchen, Theater room, & more.

3 Beds | 3 Baths Furnished main level living with incredible layered views. Lots of deck space with hot tub. Strong rental history!

MLS# 39201723 | $899,000

MLS# 39201491 | $549,000

4 Beds | 5 Baths | 2 Half Baths Exquisite, large home near Boone & Blowing Rock! High end finishes throughout. Two large areas could be used as a 5th or 6th bedroom.

6 Beds | 6 Baths | 1 Half Bath Spacious Ski-In & Ski-Out! Turnkey home on Beech Mtn. VIEWS galore! Awesome rental property! Recently reduced by $30K!

MLS# 39204309 | $299,000

MLS# 195590 | $269,000

2 Beds | 2 Baths | 2 Half Baths Exquisite, large home near Boone & Blowing Rock! High end finishes throughout. Two large areas could be used as a 5th or 6th bedroom.

3 Beds | 3 Baths Never occupied luxury, Adirondak mountain style condo minutes from downtown Banner Elk. Owner financing available. 1,800 SqFt

MLS# 39203944 | $117,000

MLS# 39201905 | $19,900-$79,000

3 Beds | 3 Baths Incredible Deal! Furnished on Sugar Mountain near slopes! Owner financing possible.

1-3 Acres or More Lots available in the gated subdivision of Paradise Valley. Located near Boone & West Jefferson. Creek, view, wooded, pasture lots.


Lisa McCrossan Broker/RealtorÂŽ NC/SC

704.620.0328 LisaM@IvesterJackson.com www.LisaMcCrossan.IvesterJackson.com

Providing Exceptional & Tailored Service Highgate 2040 Kings Manor Drive, Weddington

$975K MLS# 3208872 5,356 SqFt

French Country Custom Home 2004 Kings Manor Drive, Matthews

$779k MLS# 3176368 3,842 SqFt

E US pm HO -2 EN 11am P O ay d tur Sa

Gated Community 5016 Oxfordshire Road, Waxhaw

$849,900 MLS# 3218202 4,672 SqFt




277 TOWER CIRCLE #42-44 ~ HENDERSONVILLE • MLS# 3191587 • $450,000 • SQFT: 2,183 DAWN CLAYTON • BED/BATH: 3/4 (828) 778-2656 • ACERAGE: 1.080 DawnClayton@Beverly-Hanks.com 368 PACE ROAD ~ HENDERSONVILLE • MLS# 3179939 • $512,500 • SQFT: 3,382 • BED/BATH: 3/3 • ACERAGE: 9.720

ROBIN DAMPIER (828) 231-5069 RobinDampier@Beverly-Hanks.com

25 SECRET DRIVE ~ ARDEN, NC • MLS# 3201612 • $428,300 • SQFT: 3,289 • BED/BATH: 6/2.5 • ACERAGE: 0.190 28 GLENBERRY WAY ~ MILLS RIVER, NC • MLS# 3170123 • $525,000 • SQFT: 3,188 • BED/BATH: 4/3 • ACERAGE: 0.460 1035 KYLES CREEK ROAD ~ HENDERSONVILLE • MLS# 3181802 • $482,500 • SQFT: 5,445 • BED/BATH: 3/3 • ACERAGE: 1.300 31 RIDGETOP CIRCLE #102 ~ BREVARD, NC • SPACIOUS CONDO • MLS# 3205373 • $575,500 • SQFT: 3,242 • BED/BATH: 3/2.5

CAROL HAMLET (828) 216-7731 CHamlet@Beverly-Hanks.com

SARA DUQUE (828) 232-7848 SDuque@Beverly-Hanks.com

SARA DUQUE (828) 232-7848 SDuque@Beverly-Hanks.com

STEVE CROUCH (828) 215-2871 SCrouch@Beverly-Hanks.com

9999 LITTLE PISGAH ROAD ~ FAIRVIEW, NC • PRIVATE RETREAT • MLS# 3205901 • $312,500 JONATHAN JACKSON • ACERAGE: 25.00 (828) 582-7306 • FLORENCE NATURE RESERVE JJackson@Beverly-Hanks.com


Exclusive Listings from Real Estate Expert Joan Goode

BCC: 14845 Resolves Lane

BCC: 14416 William Davie Lane

$839,000 | 4Bed/4.2Bath | MLS# 3222147

$925,000 | 5Bed/4.1Bath | MLS# 3215742

EASTOVER: 1626 Twiford Place

SOUTHPARK: 5426 Closeburn Road

999,000 | 0.61 Acres | MLS# 3140578

$1,050,000 | 1.2 Acres | MLS# 3219856

JOAN GOODE REALTOR®/BROKER in NC & SC 704.953.3035 jgoode@dickensmitchener.com Your Best Source for Residential Real Estate.


SALE ENDS OCTOBER 31st

FREE INSTALLATION

SALE 877-50-FLOOR WWW.50FLOOR.COM

50FLOOR.COM

877-50-FLOOR

SALE ENDS OCTOBER 31st $100 DOLLARS

GET AN ADDITIONAL

OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER OUR FREE INSTALLATION SALE APPLIES TO ALL LAMINATE, HARDWOOD & CARPET. Some restrictions may apply, please check website for details.

One wrong move…and your HOA is broke? Speaker:

All Are Welcome!

Attorney Chris Gelwicks Horack Talley Pharr and Lowndes, PA Updated regulations related to the Fair Housing Act were released by the U.S. Department of Housing and Urban Development (HUD) on Sept. 13, and the final rule is effective October 14, 2016. Learn how community associations may be liable under the Act for the discriminatory actions of residents who harass or create a hostile environment for other residents.

Both FHA and ADA (Americans with Disabilities Act) rules apply to every community - and every board member needs to understand them. Board members in both self-managed and externally managed communities are ultimately responsible for compliance - financial consequences could follow if you make a mistake.

Wednesday, October 19 Sign-in opens: 5:15pm Program: 5:30pm Register to guarantee a seat:

www.cai-nc.org

DoubleTree by Hilton - Southpark 6300 Morrison Blvd, Charlotte

$32 NC Chapter Members; $42 All Others

THANK YOU SPONSORS CAI is an international membership organization dedicated to building better communities


The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

3.544% AmeriSouth Mortgage Company

30yr Fixed APR

30 yr Fixed

Product

Rate: 3.500

Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing

Points: 0.000 Fees: $895 % Down: 20% Rate: 3.250

3.254% Best Rate Mortgage

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

Rate

Fees

% Down

APR

15 yr fixed 2.625 0.000 $75 5% 2.631 7/1 ARM 2.875 0.000 $75 5% 3.006 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

Charlotte Metro Federal Credit Union

Points

Phone / Website

NMLS # / License # NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

3.000 1.000 $1000 5% 3.233 3.000 1.000 $1000 5% 3.213 3.125 1.000 $1000 5% 3.243

877-865-2298

15 yr fixed 2.750 0.000 $175 20% 2.767 7/1 ARM 2.750 0.000 $750 20% 3.357 Free Prequalification Letters and Rate Quotes 7 days a week

704-412-9131

www.cmcu.org

Rate: 3.250

3.290% Mecklenburg Mortgage

30yr Fixed APR

Points: 0.000 Fees: $750 % Down: 20%

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal Savings and Loan Rate: 3.375

3.389% ABBA First Mortgage, Inc.

2.440 0.000 $295 20% 3.279 2.690 0.000 $295 20% 3.232 2.850 0.000 $295 20% 2.887 No PMI with 15% Down

30yr Fixed APR

Points: 0.000 Fees: $295 % Down: 5%

20 yr fixed 3.250 0.000 $295 5% 3.270 10 yr fixed 2.625 0.000 $295 5% 2.662 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate

LIC# 1190352

www.mecklenburgmortgage.com

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

Legend: The rate and annual percentage rate (APR) are effective as of 9/14/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com



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Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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