Hilltop Holdings Overview Sheet by Hilltop Holdings

THE H IL LTO P H O L D I N G S OVERVIEW

Hilltop Holdings Inc. (NYSE: HTH) is a Dallas, Texas-based financial services holding company with approximately $18.7 billion in assets

Commercial-Focused

and 4,900 employees across the nation as of December 31, 2021.

Community Bank

Hilltop’s primary business lines include commercial banking (PlainsCapital Bank), mortgage origination (PrimeLending) and municipal investment banking (HilltopSecurities). Hilltop seeks to generate shareholder value by building the premier Texas-based bank

PR I M A RY BUSI N E S S LINES

Leading Residential Mortgage Originator

and national financial services company through acquisitions and organic growth. Municipal Investment Bank SM

DI V E R SI F I E D, Y ET S Y N E RGI ST IC BUSI N E S S E S Commercial-Focused Community Bank The cornerstone of Hilltop is PlainsCapital Bank, the fourth-largest Texas-based bank in Texas.1 PlainsCapital is headquartered in Dallas and has the strength and stability of approximately $14.3 billion in assets as of December 31, 2021. Operating approximately 60 branches across all major Texas markets, PlainsCapital has approximately 1,100 employees who deliver banking services to their clients in a highly personalized way. The bank offers commercial banking, treasury management, private banking & wealth management, and personal banking services. Leading Residential Mortgage Originator PrimeLending is a leading national residential mortgage originator with more than 300 locations nationwide and is authorized to make loans in all 50 states and the District of Columbia. PrimeLending offers fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo home loans, as well as refinancing and relocation programs. PrimeLending has approximately 1,300 loan officers who funded $23 billion in loans in 2021, helping 77,000 families purchase or

ROBUST OFFERING OF SOPHISTICATED FINANCIAL SERVICES Commercial and personal banking Private banking and wealth management Treasury management Mortgage origination Public finance services Underwriting of securities Capital markets Retail brokerage Institutional brokerage

refinance a home.

KEY STATISTICS2 Municipal Investment Bank HilltopSecurities was created through the merger of Southwest Securities and FirstSouthwest, two Dallas-based broker-dealers with national footprints and more than a century of combined history. One of the leading municipal investment banks in the nation, HilltopSecurities ranks No. 2 among municipal advisors by number of issues and No. 3 by aggregate par amount for the past 10 years.3 The firm's areas of focus include public finance, wealth management, fixed income capital markets, and structured finance/debt capital markets.

1. Based on Texas deposit market share of Texas-based banks ranked as of June 30, 2021. 2. As of December 31, 2021. 3. For the 10-year period ending Dec. 31, 2021. Ipreo MuniAnalytics.

Total Assets 2021 Net Income Common Equity Employees Locations

$18.7 Billion $374.5 Million $2.5 Billion 4,900 410

HI G HLY E S T EEMED A N D EXPERIENCED LEADERSHIP

H I L LT OP HOL DI NG S GER A LD J. FOR D

JEREMY B. FORD

Chairman of the Board & Largest Shareholder

President & Chief Executive Officer

Hilltop Holdings

Company Tenure: 17 years

Company Tenure: 12 years

Financial Services Experience: 47 years

Financial Services Experience: 25 years

COREY G. PRESTIDGE

DA R R E N E . PA R M E N T E R

General Counsel & Secretary

Chief Administrative Officer

Hilltop Holdings

Company Tenure: 14 years

Company Tenure: 22 years

Financial Services Experience: 17 years

Financial Services Experience: 22 years

WILLIAM B. FURR Chief Financial Officer Hilltop Holdings Company Tenure: 6 years Financial Services Experience: 21 years

S U B S I DI A RY C OM PA N I E S JERRY L. SCHAFFNER

M. BR ADLEY WINGES

President & Chief Executive Officer

PlainsCapital Bank

HilltopSecurities

Company Tenure: 34 years

Company Tenure: 3 years

Financial Services Experience: 40 years

Financial Services Experience: 33 years

STEVE THOMPSON President & Chief Executive Officer PrimeLending Company Tenure: 11 years Financial Services Experience: 35 years