your Travel guide to israel- travel insurance
Insurance for all Ron Reuven, one of the United States’ top financial advisors, has come up with an innovative concept for providing medical insurance to non-US citizens or to US citizens traveling abroad that he believes will revolutionize the field of health coverage in the US and around the world. The young and highly successful CEO and president of Reuven Enterprises, explains how by “cutting out the middlemen” and working directly with insurance giant Lloyd’s of London his company is able to offer a low-cost, extensive-coverage policy to its clients. What is it that makes International Health Insurance unique? This has been a four-year project in the making and was officially launched in 2009. Reuven Enterprises is proud to offer international health insurance backed by Lloyd’s of London. The program that we have created is truly the best insurance in the world and will cover our clients all over the world. There are several key aspects to the policy that distinguish us from the traditional insurance companies in the United States and around the world. First and foremost, unlike many insurance agencies that sell you traditional policies through UnitedHealth/Oxford, BlueCross that are dramatically more expensive, we offer a product that is directly from the source, Lloyd’s. What I mean by that, and why it makes a difference to our clients, is because it brings the cost of the insurance much lower. Our policy is directly from Lloyd’s, so the middlemen are eliminated and the cost savings are transferred to our clients by providing prices that are 40% to 70% cheaper than our competitors. It is an extraordinary difference, especially when you consider the fact that our insurance is through the largest insurance market in the world, and the fact that we have 490,000 in our PPO network in the United States, as well as the ability to use any doctor or hospital outside of the United States, adding millions more choices to our clients. This also eliminates the need for our clients to ever buy travelers insurance for any of their trips. What is your primary target audience? Who would you recommend this insurance to? Our insurance is only for expatriates or foreign national companies, entities, individuals and families (people that live outside of their home country). It could be 12 | The Jewish Travel
an Israeli living in the United States or an American that lives abroad. Unfortunately, the US rules on insurance practice limit our ability to lower the insurance cost to Americans living in the United States. If the Obama Administration really wanted to fix the insurance industry, they would allow us to sell this insurance to everyone living in the US, and we would be able to save this country billions by making real comprehensive health insurance affordable again. Our clients range from young families and college students, to major corporations with international offices and government entities such as embassies and consulates.
States have limited options. Some expatriates traveling the US still have some supplemental coverage provided to them by their home country, but it is limited if the service will be provide in the US. So it’s not very comprehensive or cost effective in the long run. If they are legally here and have a job, then they can qualify for domestic insurance, but have to pay a lot of money for it like everyone else in the country. But the illegal immigrants do not have any options because they cannot get legal employment, eliminating their ability to get insurance even if they have the money
A low-cost, extensive health insurance available to anyone in the US and around the world? “Many people ask, ‘What’s the catch?’ but there isn’t any,” says entrepreneur Ron Reuven. “We simply offer an amazing product.” What does the coverage include?
Coverage includes: Hospital, prescription drugs, emergency and intensive care, mental health disorders, ambulance, organ transplants, emergency medical evacuation, emergency reunion, repatriation of remains and much, much more. Some of the features are so unique, that the first question people ask us is, “what’s the catch?” There isn’t any. We have an amazing product that has really helped so many people finally get nsurance they can rely on without having to spend an arm and leg for it. What are the current insurance solutions available to non-citizens in the US, and how is the health insurance you provide superior to them? Unfortunately many of the expatriates (non-US citizens) living in the United
to pay for it. This is not the case anymore. With our program, your legal status in the US is not our concern because this is an international policy, not a US policy, so different rules apply. In so many words, whether you are a legal or an illegal immigrant is irrelevant, and you and your family will be able to qualify for this.