Outpatient (General Practitioner (GP) & Specialist Practitioner (SP))

Outpatient Benefits (GP + SP)

1. Consultation and medications at AIA Network Clinics – Panel General Practitioner (Cashless with AIA GP Membership Card)

2.

3. Traditional Chinese Medicine (TCM) Consultation at AIA Network Clinics - Panel TCM clinics) (Cashless with AIA GP Membership Card)

5. Visit to Raffles Medical Group (RMG) clinics located at Capital Tower, Changi Business Park and Changi City Point Employee (cashless with your Cisco Staff Pass) Dependant (reimbursement) (GST, if any is to be borne by employee/dependant)

6. Reimbursement of charges for immunization for dependants age 7 and below 7. Reimbursement of charges for Flu Vaccinations charges for Consultation and medications at other Doctor’s Office or Singapore Hospitals’ Accident & Emergency Department S$1,000 per policy year (item 4 to 10)

8. Reimbursement of charges for Panel or Non-Panel Paediatrician (child above 7 years old). Child below 7 years old – GP referral letter is not required for Panel or Non Panel PD and Gynaecology (nonmaternity) expenses (without referral letter from GP)

9. Reimbursement of charges for consultation for overseas Registered General Practitioner

10. Reimbursement of charges for surcharge incurred at AIA Network Clinics – Panel General Practitioner, if any SP

11. Panel Specialist (SP) Consultation Consultation and medications at Panel Specialist Clinics (with referral from GP) Up to 1 visit max per person per day a) Panel Specialist Clinics at Private Hospitals (Cashless with AIA GP Membership Card) b) Panel Specialist Clinics at Government Restructured Hospitals – As charged on reimbursement basis

* Panel Pediatrician (Cashless with AIA GP Membership Card)

• for child below 7 years old (referral is waived) for child above 7 years old (with referral from GP) per policy year (item 4 to 10)

As Charged As Charged

GST is covered. As Charged, subject to Overall Annual Limits S$250,000 per policy year for Inpatient + GP + SP

12. Non-Panel Specialist (SP) Consultation (with referral from GP / Polyclinics)

Reimbursement of charges for:

Specialist Consultation and medication

Out-patient Physiotherapy treatment and any other type of therapy

Immunization for dependants age 7 and below (if exceeds Out-patient Medical – Clinical General Practitioner Benefit limit) (no referral required)

• Gynecology (non-maternity) expenses

• Traditional Chinese Medicine (TCM) consultation and medication at Non-Panel TCM clinics

• Investigation, treatment of psychological, emotional and mental and behavioral condition

• Chiropractic and Podiatry treatment

• Non-Panel Pediatrician for child below 7 years old (referral is waived)

• for child above 7 years old (with referral from GP). If no referral, it will be reimbursed under annual GP benefit limit of S$1,000/- per policy year.

Reimbursement of charges for:

Out-patient X-ray or laboratory test, MRI or CT Scans recommended by a Registered GP/SP

1 Pap Smear test per year for all female employees and spouse of male employees (no referral required)

• Preventive Mammogram for all female insured’s age 40 to 65 years old (no referral letter required)

S$1,000 per policy year (Non-Panel TCM clinic is subject to maximum S$100 per visit up to 6 visits per year) (item 12)

S$2,000 per policy year (Non-Panel TCM clinic is subject to maximum S$100 per visit up to 6 visits per year) (item 12) GST is covered. As Charged, subject to Overall Annual Limits S$250,000 per policy year for Inpatient + GP + SP

S$1,000 per policy year

S$2,000 per policy year

Reminder: Benefit selection can only be made once per year during the annual enrollment period. Once the enrollment period closes, the only time you can add dependants to your existing benefits is if you experience a new life event such as getting married or having a baby.

Key Considerations When Choosing a Plan

What is your current health condition?

Do you need on-going medical treatment?

Have the healthcare needs of your dependants changed?

Do you have additional insurance e.g. private insurance or company plan from your spouse/domestic partner?

What is your attitude towards out-of-pocket expenses in the event of an unforeseen illness?

Is your spouse working? Or are you the sole breadwinner?

Ensure that you’ve spent sufficient time reviewing the plan options available to you before making a selection.