Where can I get term life quoted without an agent calling me? by gustr4872

Where can I get term life quoted without an agent calling me? I just want to get an idea on ballpark numbers from the various providers, but all the online sites seem to trick me into entering all the data then having to wait for about 6 different agents to call and bother me. I just want to see the price based on the basic questions for 500K coverage - 10years term, 5+years non smoking, 34yrs, 6ft 175lbs, no DUIs or anything, no history of high blood pressure or disease but a family history of heart disease... ideas? Related

Cheap car with cheap insurance? Im 18 and Ive just passed my driving test and im looking for a good car for around 2500. The cars with cheap insurance are more expensive and the cheap cars have a relatively high insurance cost. The budget for the insurance is not set but I don't want to pay a ridiculous price. Any suggestions on a perfect car which is in my budget but with a low insurance cost? P.S. I understand because im young the insurance will be expensive but if anyone has any advice on how to get cheaper insurance please let me know. Good insurance for young drivers on luxury cars? i'm looking to get insured on a 2011 bmw x5 m sport 3.0D, i'm 19. I cant seem to find an insurance company that will insure me however there must be a way even if its ridiculously expensive, recently in the newspaper there was a guy from london with a provisional license insured on a ferrari as his first car. So yeah just wondering if you guys know any good car insurance companies for specific needs? Thanks" Car insurance for a 17 year old? HELP? Im 17 in the uk and passed my test 2 months ago and have been insured as an additional driver on a parents car since then (2500 for one year on a ka what a piss take). no claims or convictions, nothing. I've been looking to buy my own cheap car but the prices insurers are asking for on comparison websites are absoloutley ridiculous, 10,000 annual for a ford fieta worth 900! I've tried choosing cars with small engines like a citroen c1 but STILL ridiculous quotes. How ar other youngsters complaining of their annual insurance of 3000 when I cant even find one under 10,000!!!! WTF. How are 17 year olds driving their own cars at my college? from what I've seen its financialy impossible unless their parents are millionaires. Half the insurers I go to online are 'unable to offer a quote', and theres no point in me taking pass plus because that'll only take 100 off of a giagantic quote which'll make no difference whatsoever. WHAT THE HELL. my postcode is RM7 if that makes any difference? Is there any kind of specialist young driver insures that I can go to who'll give me a better deal? I mean even if it was 5000 annual I'd be happy! Or insures that do that black box in your car thing? Because Im actually a very safe driver and having to pa astronomical amounts because of statistics is rather annoying. So any ideas of insurers I can go to direct to try and get a decent deal? thanks" 17 year old 1 day insurance?

Any insurance companies do 1 day insurance for 17 year olds? Where is the most cost effective auto insurance for male under 21? I have been getting quotes online from a few places geico, esurance, and others and they are VERY expensive around 315-400 a month plus around $1000 down. I have no accidents or ...show more" Cheapest auto insurance? im shopping for auto insurance and i want to know which is the best and cheapest for a 18 year old driving a 1997 ford escort I need insurance on my car and need to keep the cost low as possible? Will it be ok to cut out the no claims protection or is this a must, I have over ten years, is there any other way to keep it low. Thanks" Which insurance company would you recommend? I'm looking for a new insurance company for both my car and apartment insurance. Who do you recommend, and who should I stay away from? Reasons?" Getting health insurance for a young adult? I'm a 20 year old college student living in Houston, TX. I have recently been having very bad problems with depression and anxiety and I think there's a possibility of anemia due to my low weight and constant fatigue (among other symptoms). Because of this, it's been very hard for me to get and keep a job. I really need a doctors help with all this but I'm uninsured and have no support from my parents. I've unsuccessfully tried applying for a Harris County Gold Card and I'm not eligible for medicare. The problem is I'm being supported by my boyfriend and living in his apartment for free. When I applied for the Gold Card, based on my situation, they said that I'm dependent on him and that he would need to show his proof of income. Since he lives off his parents money, he is still considered dependent on them. What are my other options in getting to see a doctor ASAP for cheap/ free? I'm afraid that even if I can afford the initial doctor's appointment, I won't be able to afford my medication or follow ups. Thanks for your help." What is the fastest and best looking insurance group 4 or 5 car i can get? looking for a newer car to buy that is not just quick but looks good. Is eCar a reliable car insurance? I need a cheap car insurance, and I heard eCar is really cheap.. but I don't know if it's reliable or not!!!!?? Please help!!"

"What company in ON, Canada will insure my 1976 corvette?, im only 17?" What company in ON, Canada will insure my 1976 corvette?, im only 17?" Does anybody know any Insurance Company sell GAP insurance for a car bought more than 12 months ago? I bought my car nearly a year ago and I do not have a GAP insurance. I am thinking to buy this GAP insurance but the companies I have spoken to said they only sell for the cars bought within last 30 or 90 days. So if any of you know a company does in my situation that ll be very helpful. Thank you very much For what reason would i not qualify for unemployment insurance in California? i was recently let go from work. so, for what reasons could i not qualify for unemployment insurance? and for what reason could i qualify for it?" Does anyone know the average 1st car insurance payment & subsequent payments for teen girls in Florida? On average, does anyone know how much the 1st payment is? My parents are thinking it'd be around $2,000. And does $600 sound about right for subsequent payments?" Which insurance companies offer business insurance for roofers in Texas? General Liability Ins. is needed.? My husband started a roofing company and needs help finding an insurance company for general liability. Car Insurance for a 20 year old in new york? Okay so heres the deal. Im currently working full time and attending school part time in new york. To make life easier, i've decided to purchase a car. But the thing that bothers me the most is the car insurance. I know I'm going to have to pay alot even for only liability. The question is would it be cheaper ( insurance wise) to buy a used car or a brand new car? I'm not trying to get a sports car, just something to drive around and make life easier. Either way I'm going to finance it if it makes a difference. I've had my license for a year now with no previous insurance records. By the way, my dad lives in another state. Is there any way he can buy the car for me and have it insured?" What should I do about this car insurance? I have a car that is worth no more than $1500. I bought it off someone in my family and I should transfer ownership (as it is from a different state). At the moment they have selected me as a secondary drive for insurance, as I am a P plater it will cost a lot of money to put it under me. To reregister it and insure it under me would cost a lot. (including getting another roadworthy certificate). I took it in for a check and they said repairs would cost nearly $2,000 which is more than the car. Plus the insurance, totaling about $3500 in total when the car is only worth $1500 max. So this is the

situation I need help with, the car runs great and I may have just gotten ripped off by the mechanics (I didn't bring it in, someone else did and they can seem like an easy person to rip off) - also we have a friend who is a retired mechanic and he said the car is in great shape and roadworthy should be no problem, so that conflicts with what these guys said.. Any tips? I have no clue what to do. What do you do when it costs more to put a car on the road than the car is worth?" Cheapest Car to insure for a 17 yr old new driver? What is the cheapest small car to insure for a 17 year old who's just passed their test? I believe the model can affect the price too eg - SX, GL?" What cars usually have the lowest insurance rates? I do not have the greatest driving record and am in the market for a car. I also do not have a huge budget (looking to stay under $10,000). I want something newer than 2000 and do not want very high insurance rates. Any ideas?" Does a Seat Belt Ticket in California increase insurance? If I have to report a seat belt ticket to insurance, because i am using traffic school for a stop sign ticket, How much will my insurance go up by. I am 17 and I have ameriprise insurance for my car. PLease help also if i will not have a car or drive in college should i just lose my insurance or keep it for 4 years with a perfect record." I live in spain and all the insurance companies want full payment for car insurance etc.......? id like to know how the uk companies set up the payment schemes where you can pay monthly and if i could look into it here to help people like myself spread the payments any help is very much appreciated Who needs insurance? Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?" Why don't parking tickets affect your insurance? I used to be amazed at the number of tickets other students used to get when I went to college. Sometimes I'd walk by a car that had been there for at least a day, given the number of tickets that decorated the windshield. From what I gather, parking tickets are not moving violations, so therefore it's not the same as traffic tickets. (Which might explain why they cost so much less.) Is it because parking tickets aren't moving violations, they aren't covered by traffic safety laws and therefore aren't really covered in traffic school? Do parking tickets go on your driving record?"

I am 29 can i insure my moped before passing my cbt? I am 29 can i insure my moped before passing my cbt? Where can I get term life quoted without an agent calling me? I just want to get an idea on ballpark numbers from the various providers, but all the online sites seem to trick me into entering all the data then having to wait for about 6 different agents to call and bother me. I just want to see the price based on the basic questions for 500K coverage - 10years term, 5+years non smoking, 34yrs, 6ft 175lbs, no DUIs or anything, no history of high blood pressure or disease but a family history of heart disease... ideas? Pay Monthly Cars and Car Insurance Package? Hi does anyone know of any UK Company that offer a new car and car insurance combined into 1 monthly payment? I know of Young Marmalade but I would like to see if there are any other good and cheap companies out there. Thanks On average what is the rough price for bike insurance ? its more just curiosity at the min as I've not settled on a bike I want I'm more that likely gonna get a ninja 250r, does anyone know or guess what the insurance wud be , I've ?[A class provisional] thanks for ur time guys" Health insurance question / traveling? im traveling in california. the past couple months i have experienced cascading medical problems. i have health insurance back in my home state.... how do i see a doctor? i think i need to see one before i go home! help? Cheap Car Insurance for 17 year old around 2500-3000? Hi, got my test in a month so looking for cars like 1.1 saxos and 1.0 106s as you can pick up a good one for about 1000 or less. But then comes the quotes which are like 4, 5 grand even Quinn direct! please help me find a website with cheap insurance around 2500-3000 THANKS!" Insurance company have sold My car without my consent / pay out? what can i do? My car has been written off by the insurance company back in January and i have not still been paid out due to me not agreeing with the offer. They have submitted me evidence justifying their offer but this was current market value and not prior. I have referred this matter to the finanical services ombudsman who are still investigating (long wait as they go by order of complaints received). I have just found out the insurance company have sold my car off to a salvage company who have sold it to another individual. What can i do? what is my legal standing point? can i claim against the insurance company? can i claim my car back? I am still in receipt of the V5, keys, service booklet and receipts for the car. I have not signed over ownership or given the insurance company concent to sell the car. I have assumed to date that the car is in storage at the repair garage. I have still to recieve full agreed final settlement for the

car from the insurance company. HELP!!!!" What decreases vehicle insurance rates? What decreases vehicle insurance rates? In a california DUI license suspension how do i get my license back? its been a year that got a DUI in California and got my license suspended, and im just wondering how do i get my license back? do i just show up to DMV? i never got sent to court so by law the case gets dismissed after a year. so how do i go about getting my license back. ANSWER FAST!! :D" What exactly does term life insurance mean? I have been paying in to a Chase Life term insurance policy for $100,000.00 for over 10 years. I have recently received a quote for $250,000.00 term policy for LESS than I am paying for the $100K policy. Do I lose anything by changing companies?" "My car was totaled, do I still have to make payments to my car insurance? I was in a car crash in the beginning of August and my car was declared total by my insurance. I still had 5 more payments left and called my agent which said I still have to pay for them? If I provisionally insure myself then will my insurance be cheaper when I pass? I'm 17 and I was wondering if I bought provisional insurance on my car then would it be cheaper to insure after I pass than it would if i didn't have it? Question regarding auto insurance claim? Recently, our car got pummeled by a hailstorm. We went to a bodyshop prior to the meeting with the damage adjuster (which is today), and was told by the tech that our car would require both conventional and PDR repair. However, the estimate report was written up today for PDR repair only. Does that mean I'm limiting to PDR repair only? Or can the bodyshop challenges the insurance company's estimate and go for the conventional & PDR repair?" Being stopped by police for no car insurance? I was pulled over by the police today for having no insurance, I did have fully comp on another car (which I have no sold) but was advised by the insurance that I can drive ther cars (but was not told that had to belong to someone else) I am now being charged with no insurance and I have had a clean licence for over 10 years. Is there anything I can do or will I just put this down to experience" Where to get cheap motorcycle insurance in ontario?

Where to get cheap motorcycle insurance in ontario? Auto insurance question? I'm 20 yrs old and I'm thinking of signing up with state farm auto insurance. I'm buying a car and i have none. So can someone tell me what I need, where I have to go, and what i have to do to get this done?" How would my insurance company know this if I don't tell them? I am getting ready to buy a home (Already selected, move in will be next week) and I own a German Shepard. I am currently shopping for homeowners insurance, and I know that many companies will not insure you if you have an aggressive breed of dog, and the ones that do will give you higher rates because of it. So I was wondering, what reason do I have to tell them that I have an aggressive breed? When they come to inspect the home, my friend down the street can watch my dog for a few hours. If I were to just leave out the fact that I have an aggressive breed so my rates will stay low, how would the insurance company ever be the wiser? PS: This IS a repost. Last time I asked everyone said Well it's misrepresentation and if you have ever have to make a claim, then they can deny you because you lied about the dog. Yes I understand what the consequences would be, that wasn't the question. My question is HOW could they ever find out in the first place? If I have to make a claim for say, a fire, then I could have someone take my dog for a few hours again and make the claim without having any reason to mention the dog? So how would they ever know?" How much money do you need to maintain a car say four to six cylinder in a month time? Insurance, gas, the norm for a regular commute." Looking for a new car - which ones have lowest insurance AND lowest tax? I don't mind what it is, but I need to have a very cheap car to run on a daily basis. I have an 03 Daihatsu Charade at the mo, and I love it, but it's getting to the stage that it needs a lot spending on it, and the parts seem to be hard to get hold of, so I've decided to have a look around and see what's on the market. Trouble is, I look at something, and it's either high on insurance or high on the tax....does anyone know which cars are low on both tax and insurance?" How to report uninsured car in CA? Someone hit our car in a walmart parking lot. Our tail light was broken and the estimated cost to replace it is $420-$500. Since it is under $750, we didn't report to police or DMV. However, the driver didn't have insurance card in the car and gave us bogus information about their insurance. We only have their license plate and a walmart security person as witness. How do we track down this person or report uninsured driver/car? We are in San Diego, CA." How does it cost for insurance on a sports car? How does it cost for insurance on a sports car?

How much did you pay for auto insurance at 18? I know that it differs depending on where you live, but i just wanted to get a general idea of how much it would be per month. I'm not gonna be under my parent's insurance policy either. so i know that's going to get pretty expensive. Also, i have a 4 door sedan type car. thanks!" Best motorcycle insurance? I'm gonna start riding a motorcycle soon. I do not have a drivers license, it will be a new 09 motorcycle, I'm 19 (will be 20 by then), will say its for commuting, i live in LA California if any of that matters! i wanna know what would be a good motorcycle insurance as in cheaply priced! or just tell me what you pay for yours?" On average how much do you pay for your car? My boyfriend makes about 1,100 a month. I made about 1,200 a month. We're young, so we don't make that much but we do live together and we have been since I was 18. Pretty soon, I should be making around... 1,400 a month. WE NEED TO GET A CAR. I had one but gave it to my mother who was struggling. We want to get one so here it goes: 1, When we go to the car dealership what information (other than the standard info) will they ask for? 2. What is required to buy a car other than insurance and a license? 3. How much is an average down payment? 4. Say we get a used car made before 2005, how much on average should the monthly payment be? I know there's a million answers but this but anything will help. Maybe like a honda civic or ford focus, something small and cheap. You're help is very valuable. :) :) :) :)" How much could my car insurance increase if I pay a 90.00 fine that included 1 point on my record? I have a clean driving record so would it be worth paying the ticket and watching my insurance go up a few bucks? I can't imagine my insurance going up too much for a single point, but maybe I am totally wrong. Any advice on this matter would be much appreciated." Why is homeowners insurance so high? Been paying on my house for over 20 years.Never missed a payment.Always pay my taxes on time.Always carry insurance.Raised 3 children on my own.Always worked.Didnt collect food stamps or state insurance.Payed back anything I borrowed.Could not afford higher education.Was paying to raise my children.Husband left when kids were young.Owes me over 70000 in child support.Never covered one cent of their medical bills.Their all in late 20s and early 30s now.I guess all that doesn't really matter except for the fact that because I was too proud to suck off the taxpayers I worked.I made my bed and I slept in it. .But now im being penalized again.Insurance rates based on many things like your education.So,because I am stupidier than the average driver I will probably get in more accidents.How but this?Im over 50.No accidents No tickets.Always drive older vechicles so its not possible to speed even if I wanted to.I always thought my car insurance would go down after 50.In a few years they'll be jacking it higher because im too old.When does it stop?Okay.So back to the house insurance.If they refuse me house insurance Ill lose my house.All the money in

interest and principal ive payed over the years will be in vane.The banks and mortgage companies will keep all the money ive worked for and take the house too.Homeless .Wont beable to work wont beable to pay taxes.will probably freeze to death and die..All because the sharks that call themselves insurance executives need to take another vacation.I wonder if they have mothers.If you have someone living in your house who has gotten a ticket or so on,your rates go upAnother way they our breaking up the American family.Is it true our politicans have sold us out to other countries.China for one.They are buying up our food sources.They probaly don't want us to beable to grow our own foods or have our own livestock.The crops are genetically engineered so our seeds probably are too.They probably own the insurance companies tooHow do people go to florida for the winter and leave their houses vacant without paying higher rates.I was told insurance companies don't cover vacant homes.Thanks for listening.Bless you" Should I get earthquake insurance? I live in California. The quote I got was $150K dwelling, $5K personal property. The deductible is $22,500 and the annual premium is $370. Is this worth it?" Where can I get term life quoted without an agent calling me? I just want to get an idea on ballpark numbers from the various providers, but all the online sites seem to trick me into entering all the data then having to wait for about 6 different agents to call and bother me. I just want to see the price based on the basic questions for 500K coverage - 10years term, 5+years non smoking, 34yrs, 6ft 175lbs, no DUIs or anything, no history of high blood pressure or disease but a family history of heart disease... ideas? HELP! best auto insurance for new driver? Hi, i am a new driver. got my licens in 2011 but due to college i wasnt able to drive around much. after graduation i decided to buy a car and look for insurance. and after reading insurance company reviews ... its kinda scaring the crap out of me. it seems that they are all interested in you buying their service but once you get into an accident you are on your own. i know internet reviews can be bias, so I kinda want to know which auto insurance company would you recommend. here is my basic info: am 23 years old, college graduate, live in a relatively decent neighborhood in southern California, had my license since 2011, and the car am looking into buying is either a new 2013 Toyota corolla or a Nissan sentra. oh and i have never had auto insurance, am not sure if i was covered in my mom's previous insurance but chances are nope. one more thing what kind of coverage would you recommend? and deductible? oh lol and which car would you recommend Nissan sentra or Toyota corolla? and any buying car tips ? thanks you so much for your help, I will defintly be choosing a best answer :)" Where can I get health insurance? I have a disability (hearing loss), and I don't have a job, so I am not working. I want to get a hearing evaluation at University of Washington (where I live) but I need health insurance. Otherwise it will cost me 900 dollars which, I don't have. What can I do?" Does anyone know any cheap car insurance so i can put my 19 year old on my insurance.?

I have a 19 Year old who is really eager to drive. so ive decided to put him on my insurance but who im with at the minute i would need to get a mortgage to pay for it. Does anyone known any cheap insurance company's?? hes only got a provisional licences and hes had it for 2 and a half years. Auto Insurance in Illinois? I have my 18 year old daughter covered under my auto insurance policy. She is covered on her own car and mine as well. My question is, if she happens to get into an accident while driving her car, can the other person try and sue me since the policy is in my name? Also, if she lets someone else drive her car who has no insurance and they get into a wreck, can I be sued? She owns her own car and the title is in her name alone. We live in IL" What is the best health insurance for a college student? My mother recently changed jobs so i lost my health insurance. I've never actually looked into insurance because it was always already there for me (which was stupid of me not to do). Which is the best insurance to have in terms of coverage and cost? Can i cancel car insurance on a used car i was thinking of buying in ny? I went to a dealership in ny. i was interested in buying a used a car and said I will put $3,000 down. i called my insurance company and got a quote for the insurance for the car. they charged my card and started processing the registration and title for the car. all this was being done before I saw the terms/interest rate for my car and before i even signed any papers agreeing to buy the car. i didn't agree to the terms of the car. so i said i don't want it. they refuse to give my down payment and when i tried to cancel my car insurance, the company told me i need to return the license plates. i don't even have the plates! there are still at the dealership. how do i cancel my insurance?" Will court ask for insurance with guilty plea? My fiancee just got a ticket. She just recently lost her insurance so she had none at the time she was pulled over. If she goes into court and pleads guilty will the court check to see if she had insurance or not? I live in California. "How many low information posters truly believe Obamacare's $5,0000 deductibles constitute affordable insurance?" How can you say you have insurance when you have to pay $5,000 before it kicks in every year? A study by HealthPocket Inc. in December found that the average individual deductible for Obamacares bronze plan was $5,081 a year42 percent higher than the average deductible of $3,589 for an individually purchased plan. The deductibles on the low-cost plans are the real scandal here. The administration will surely trot out a long line of cancer patients and people with other terrible medical problems who got treatment in 2014 with coverage they werent able to buy in 2013, but there are going to be far more working poor and middle class people who still have to scrape together a decent premium after the subsidies, pay it faithfully, then get sick and go to the doctor, only to find out their policy doesnt cover anything until theyve paid a $5,000 deductible. I predict a LOT of dissatisfied lower income premium

payers." 17 Year Old Car Insurance? Hi, I'm 17 male - just wanted to know how much would the insurances be if i bought a 1.2car" How does auto insurance work in at fault collision? Hello, I am curious as to how my auto insurance policy would cover body damage to my car. I have comprehensive/collision coverage, as it is only a few years old and still owed by the bank. I accidentally ran into the side of my garage, and the front right side and bumper have scratches/dents in it. The nearest body shop quotes average in the 1800 dollar range for repairs, which I don't have. Can I have my insurance cover this, with a 500 dollar deductible, and if so, will it affect my insurance rates? My insurer is California State Automobile Association. Thanks." What solutions would make health care treatment instead of health care insurance more affordable? considering out of pocket expenses? and would this be a conservative approach to the health care issue? Cheaper car insurance.? I'm 17 and I've recently passed my driving test, I'm currently insured as a secondary driver on my Mums car for about 1200. I'd much rather have my own car; I was looking at quotes for 1L Citron saxo's and Vauxhall Corsa's and they all want around 4 grand insurance which is waaay to much. However I know someone who apparently is a main driver on a 5 year old saxo and they're paying about 1300 for it? They're also the same age and gender as me. How the hell did he get it so cheap? I've been on the comparison websites and I can only get it down to about 3800. Any ideas and help are much appreshiated." Insurance question when you buy a used car? If you buy a used car and pay cash and carry only the minimum insurance for your state will your current rate go up based on the model and make of the car. Also if you buy a used car and finance it you have to have collision on it right ? Car Insurance for Young Drivers; How much do you pay? (UK)? I'm planning on getting a car later this year just after I've passed my test (I'm 17). I just want a small, cheap car- something like a Ford Ka or an old Vauxhall Corsa. I just wondered if anyone's got a good cheap deal cos it looks like it's going to cost me loads." First Time Cars With Low Insurance?

I'm going to be starting Driving lessons soon and want to start thinking on what car to get as my first one so I can save up, though I don't know much about cars at all. So I'm looking for some advice on a good, but cheap, car (Either New or Used, if used I would like to know the general life expectancy from new in order to work out how long it will resonantly last) that will last me for at least 4 years and get me through my first Degree, I also would like it to have a fairly low insurance for a beginner driver as I am a college student, currently, and plan on doing my Masters (Starting next year) then my PHD, so I won't have a massive pot of funds. If anyone can help me I will be very grateful as I know nothing about cars, all my vehicle knowledge is of Motorbikes." How bad would my insurance rates be? I have the money to buy a used 04 S2000 now, but my parents are paying for the insurance and I don't want to make them pay a lot. My father is 47 and wants to put the car under his name if I buy it. If it matters, I'm 18, straight A's in high school if (GPA matters), two years of driving experience, and I live in Indiana. Would the insurance rates for this car be a lot? If possible, does anybody have an estimate?" Where is the cheapest place to get motorcycle insurance? I am 21 have a clean driving record and have a motorcycle permit. I got a quote of $30 a month that's with comprehensive with a deductible of $100. Is this probably as cheap as I can get? Will my grandfathers insurance go up if I was using the car? My grandfather let me use his car for work one day (I have no car of my own) and I got a ticket. I went to court today for it, the gave me one point on my license. Will this effect his insurance even though its not my car and I am not on the policy? Or will it only effect my insurance when I get a car of my own?" Question regarding auto insurance claim? Recently, our car got pummeled by a hailstorm. We went to a bodyshop prior to the meeting with the damage adjuster (which is today), and was told by the tech that our car would require both conventional and PDR repair. However, the estimate report was written up today for PDR repair only. Does that mean I'm limiting to PDR repair only? Or can the bodyshop challenges the insurance company's estimate and go for the conventional & PDR repair?" Life insurance question - term life and term life with return of premium? Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought

Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!" Looking for Best Term Insurance provider online...? Hello Every1, I am looking for a Term Insurance online provider, I have few in my mind but i would like to see your feedback for any specific Insurance Company online in USA, if you have ever tried. Thanks in Advance." When You Buy Car Insurance On The Internet..? You know when you buy Car Insurance, is it immediate effect? or do you have to wait a certain amount of time until you can go out and drive?" Insurance question for duis? Alright, im 22 years old and i have 3 duis in a matter of 2 years. Im getting my liscence back in 5 months after losing it for a year. how much will my insurance be so i can be ready for the cost?" "Car parked on drive, do I need insurance?" I am buying a car in aprivate sale very soon, although will not be able to drive it until April 1st. Will I be able to just leave the car on my drive without insurance or is that illegal?"

Who sells the cheapest motorcycle insurance? Who sells the cheapest motorcycle insurance? Where can I get term life quoted without an agent calling me? I just want to get an idea on ballpark numbers from the various providers, but all the online sites seem to trick me into entering all the data then having to wait for about 6 different agents to call and bother me. I just want to see the price based on the basic questions for 500K coverage - 10years term, 5+years non smoking, 34yrs, 6ft 175lbs, no DUIs or anything, no history of high blood pressure or disease but a family history of heart disease... ideas? Is it legal for an insurance company to have a totaled car repaired and give it back to the owner? The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before." Who has the cheapest FR44 insurance in Florida? Help!? I have Geico now and they are really giving me a hard time about keeping the insurance because of a DUI. I've had them for 6 months. They insist that I pay in full for my 6 month policy and last time I could barely afford it, but this time I definitely cannot afford it. I had my DUI in 2009. Anybody know of lower-cost FR44 insurance that you can make in payments monthly?! P.S. DO NOT drink and drive...even if you had less than three drinks. If you didn't hurt/kill anyone else, it will definitely ruin your life financially for a LONG time!" I recently moved to Brooklyn and I need to find affordable auto insurance for my car. Any suggestions? I know car insurance in NY is expensive in general, but any suggestions would help!" Do you have health insurance? Do you have health insurance? Motorcycle Insurance? Does motorcycle insurance cost more than car insurance would or is it about the same? Is health insurance portable from state to state ? If I purchase health insurence from a company like Coventry One of Kansas and move to Florida, can I take the Coverage with me ?"

How much would full coverage insurance be with 2 points on my license? I am almost 24 and I want to get a new car but I'm not sure how much I can afford a month because I'm not sure how much full coverage insurance would be. I was recently in an accident so I have 2 points on my license and never paid full coverage so I have no idea around how much it would be. What happen if drive car with no insurance? i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK" Are you looking for affordable health insurance? Are you looking for affordable health insurance? Car insurance rates in Ontario for new driver? I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts .. Forgot to mention - I am married , age 30 yrs" How does car insurance determine how much my insurance will go up? I was recently involved in a car accident, its my fault, my first time in 15years of driving. They will probably total the other car involved since the car only cost $900 kbb. The damage on my SUV in the lower right bumper, i have little misaligned on my hood and scratch on my headlight, I was thinking of just getting my bumper fixed so it wont cost my insurance company too much. I guess my main question is, does it matter how much my insurance pays for all the damages, is this how they determine how much my insurance premium will go up? will it be the same if i just get everything fixed? thanks" I just got pulled over for not having my seat buckle on and I'm wondering how much my insurance will go up? This is the first time I've EVER been pulled over and I've had my license for a little over a year now. I get good grades and all that stuff so my insurance is pretty low for the average person right now. I'm wondering how much my insurance will go up? SOMEONE HELP! Kinda freaking out here. :p "How much would it cost me for motorcycle insurance in toronto, ontario?" I'm 16, going on 17 in march, and have my G1. I have a 1984 Honda cm250 custom that has been sitting in the garage and I've decided I'd like my M1 as well. Before I get it I was interested in how much I would be looking at paying for it per month/year. It would be used for pleasure, to get to and from school, and the odd day to go driving, probably less then 12 000km a year. If there's any info missing I'll gladly add it in.

Here's all the info on the bike: Years Manufactured: 1982 - 1984 Category: Classic, Custom Engine & Transmission Engine Displacement: 234.00 cc (14.28 cubic inches) Engine Type: Four Stroke Twin Horse Power (kW): 17.00 (12.4) @ 7500 Compression Ratio: 9.4 : 1 Compression Pressure: 170.7 psi (12.0 kg/cm2) Bore x Stroke: 2.09 x 2.09 in (53.00 x 53.00 mm) Valves Per Cylinder: 2 Fuel Control: OHC Ignition System: CDI Cooling system: Air Gears: 5 Number of Plain / Friction Plates (cutch): 6 / 6 Transmission Type / Final Drive: Chain (1982, 1984) Belt (1983) Weight (including oil and gas): 317.5 lbs (144.0 kg) Top speed: ~75 mph (120 Km/h) Fuel Efficiency: ~50 mpg, city (21 Km/L) Engine & Transmission Front Wheel Dimensions: 18 in Rear Wheel Dimensions: 16 in Front Tire Dimensions: 3.25S18-4PR Rear Tire Dimensions: 110/90-16 59S Front Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure (>200 lbs): 32 psi (2.25 kg/cm2) Front Fork Travel: 5.5 in (140 mm) Front Fork Oil Capacity: 4.56 fl oz (135 cc) Rear Fork Travel: 2.9 in (75 mm) Front and Rear Brakes: Expanding Brake (hub) Engine & Transmission Spark Plug Type (NGK / ND): CR7HS / U22FSR-U Electrical System Voltage: 12 volts Alternator Output: 190 watts @ 5000 rpm Fuel capacity (total): 3.3 gal (12.5 lit) Fuel capacity (reserve): 0.4 gal (1.5 lit) Oil Capacity 1.6 qt (1.5 lit)" How much car Insurance would I pay? I have just got my first car as I'm 17. I got the VW Scirocco 2.0 Around how much insurance would I be paying? I am a very good driver as I have had lots of practise since I was about ten. It is modified with a nice body kit and has twin turbos. I didn't think about insurance before I bought big engine car for a first car. Any help and who does it cheap for teenagers? Cheap car to insure for young driver? So I've been looking around the internet for a cheap car to insure for my first car. The only ones I seem to find are newer cars which are around the 3000 mark to buy. I'm looking to spend something between 500 and 1000 on the car but everything I've looked at, the insurance has been about 3500 for TPFT. Anyone got any ideas for a nice cheap little car that's going to be cheap to insure, and if so, where to look for insurance? I'm 20 and only just got my license, so no no claims bonus or anything, just want a decent deal that isn't extortionate! Thanks." Sisters friend took car and crashed will my insurance cover? She took the car without permission I know alot of people say that but this is really true.She crashed and didn't have a license or insurance. She was not at fault since the other person was driving with headlights off at night and no one was hur however both cars are wrecked. Will my insurance cover I only have liability. Medi-Cal california insurance question? A girlfriend of mine is applying for Medi-CAL for herself and her 6 yr old (they both need minor dental work). When applying, they docs ask for her Ex's information and whereabouts.We think he gone onto unemployment and she wondering if the state will go after him for the dental bill. Anyone know for sure? Best answer gets ten points!" If you get scissor doors installed on your car does the insurance go up much?

The car is a honda civic 1.6 vtech sport, and im 17...If it does go up, how much roughly." How old do you have to be to start driving lessons? How old do you have to be to start driving lessons? How much is the insurance for having an average motorcycle? I'm 19 years old and living in Santa Monica, CA. I have driver's license and sometimes I drive my parents' car but i don't have an insurance and car yet. I just want to know how much it will be payed for a year for like Harley Davidson or something." Teenage Car Insurance? What can we expect for a 16 year old having to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!! Why don't parking tickets affect your insurance? I used to be amazed at the number of tickets other students used to get when I went to college. Sometimes I'd walk by a car that had been there for at least a day, given the number of tickets that decorated the windshield. From what I gather, parking tickets are not moving violations, so therefore it's not the same as traffic tickets. (Which might explain why they cost so much less.) Is it because parking tickets aren't moving violations, they aren't covered by traffic safety laws and therefore aren't really covered in traffic school? Do parking tickets go on your driving record?" Least Expensive Car Insurance in AZ? I need to switch car insurance companies this month...I am currently with Geico...but its in ALabama...and if I stay with them and switch to AZ, my policy doubles!! I have two accidents and a ticket on there...So i realize I can't get it super low. But does anyone know of a really inexpensive company in AZ? Thanks!" New Insurance Law in Illinois? Can anyone tell me what is the penalty for driving without insurance in Illinois and getting into an accident. I was driving my friend's car and got into an accident, it was my fault because i was changing lanes. I have already paid the other guy for his damages and have gotten a release from him. This is a first time offense, what will happen to me." Cheap moped insurance? Bought myself a speedfight 2, 50cc, 1999 reg. Could anyone tell me good, cheap moped insurance companies which don't charge stupid amounts?"