Gulfshore Business September 2025 by Gulfshore Life

Secure your legacy

Are you prepared to protect your legacy and minimize your taxes?

Over the next 25 years, $124 trillion in financial assets is expected to transfer to the next generation. At Commerce Trust, we work to ensure your assets are strategically allocated to minimize tax liabilities while protecting what you pass on to your next generation and to your philanthropic beneficiaries.

From understanding taxable gifts to leveraging tax exemptions, your private wealth management team will work collaboratively with your estate attorney and tax advisor to craft an estate plan tailored to your goals.

Our holistic, team-based approach to servicing clients means your team of estate and tax planning, investment management, and trust administration professionals will work together to guide you toward achieving your personal and family goals while safeguarding your legacy.

Planning your legacy in the way you envision is at the heart of the Commerce Trust approach. Contact Commerce Trust today at www.commercetrustcompany.com/estateplanning to secure your legacy.

Key Considerations for Your Taxable Estate

By Guy Hockerman, CPA, CFP®, Senior Vice President and Financial Planning Manager, Commerce Trust

Understanding the basics of your taxable estate is critical to allocating wealth in a way that aligns with your goals. assets are included in your gross estate, which deductions can be applied, and how taxable gifts impact how much estate and gift tax is owed are important considerations for preserving wealth and minimizing tax liabilities for your beneficiaries.

What assets are included in my taxable estate?

The IRS considers everything you own to be your “gross estate” and will calculate your estate tax liability based on the value of your gross estate, including, depending on the type of asset, part or all of jointly owned assets, as of the date of death. Assets like real estate, investments, cash, life insurance proceeds, trusts, annuities, valuable personal property, and business interests are included and assessed at fair market value.

gifts given during your life and the transfer of your estate at death.

The amount of federal estate tax owed is calculated using Form 706, the United States Estate (and Generation-Skipping Transfer) Tax Return which captures all relevant elements of your estate in one document.

Which federal estate tax deductions can be applied?

Federal estate tax deductions can lower the value of your gross estate, which may lower how much estate tax is due. Common deductions include funeral expenses paid by the estate, estate administration expenses, certain outstanding debts, charitable bequests, and the value of property that passes to a surviving spouse.

For residents of states that levy estate taxes at the state level, state estate taxes paid or anticipated to be paid are also deductible.

How do taxable gifts impact my estate taxes?

Taxable gifts made over your lifetime can potentially increase your estate tax liability. Taxable gifts are recognized when cash or an asset that is greater in value than the annual gift tax exclusion amount ($19,000 per individual in 2025) is transferred to someone other than your spouse.

Any gift over the annual gift tax exclusion amount requires submitting Form 709, a gift tax return, to the IRS. If you still have estate and gift tax exemption remaining, there will be no tax paid but Form 709 will capture the use of that exemption.

NAVIGATE ESTATE TAX COMPLEXITY WITH COMMERCE TRUST Commerce Trust uses a holistic and personalized approach to estate planning, partnering with your estate planning attorney or tax advisor when needed to ensure your estate plan is tailored to your goals.

Contact Commerce Trust today at www.commercetrustcompany.com/estateplanning to initiate estate planning discussions and learn how our financial planning, investment portfolio management, trust administration, and tax management* professionals work together to develop a comprehensive estate plan under one roof.

*Commerce Trust does not provide tax advice to customers unless engaged to do so.

The opinions and other information in the commentary are provided as of January 16, 2025. This summary is intended to provide general information only, and may be of value to the reader and audience.

This material is not a recommendation of any particular investment or insurance strategy, is not based on any particular financial situation or need, and is not intended to replace the advice of a qualified tax advisor or investment professional. While Commerce may provide information or express opinions from time to time, such information or opinions are subject to change, are not offered as professional tax, insurance or legal advice, and may not be relied on as such.

Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Commerce Trust is a division of Commerce Bank. Investment

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DEPARTMENTS

102 Horsepower Volvo’s flagship hybrid gets a luxe lift 110 Unwind It’s Greek to us 106 Wellness Too much sitting poses health risks

102_ 110_ | 112 Backstory

Fort Myers Beach’s coquina stone arches

PUBLISHER Carin Keane

PRESIDENT Jim Schwartzel

EDITOR IN CHIEF

Heidi Rambo Centrella

Managing Editor Kaitlin Regan

Digital Editor Adam Regan

Senior Editors Tim Aten, David Dorsey, Harriet Heithaus, Therese McDevitt, Nancy Semon, Aisling Swift, Evan Williams

Copy Editor Steve Gill

CONTRIBUTORS

Artis Henderson, Justin Paprocki, James Raia, Bill Wasinger

ART

Creative Director Jerry Pomales

Photo Editor Mary Rich

ADVERTISING

Associate Publisher Tess Woods

Advertising Director Chris Renstrom

MARKETING

Director of Marketing and Events Samantha Tobias

Digital Marketing Manager Meagan Bonesteel

CIRCULATION

Director of Audience Development Kerri Nolan

PRODUCTION

Production Manager Martha Leavitt

ADMINISTRATION

Advertising Services Manager Subscriptions & Distribution

Kathleen Hill

READER SERVICES

Office Address

26101 S. Tamiami Trail, Bonita Springs, FL 34134

Call or text 239.498.8500

gulfshorebusiness.com info@gulfshorebusiness.com

Subscriptions

Southwest Florida residents can subscribe for free online at gulfshorebusiness.com, out-of-area residents can subscribe for $12 a year, call or text 239.498.8500 for more information.

Change of address

Send old and new addresses and a mailing label, if possible, to Gulfshore Life, 26101 S. Tamiami Trail, Bonita Springs, FL 34134. Visit gulfshorebusiness.com/subscribe to login and update your address, call or text 239.498.8500 or email subscriptions@gulfshorebusiness.com.

Back issues

A limited number of back issues are available for $4.95 each plus tax and postage. Visit gulfshorebusiness.com/backissues.

Reprints

Visit gulfshorebusiness.com/reprints for plaques and reprints.

Please send all correspondence to: Gulfshore Business 26101 S. Tamiami Trail, Bonita Springs, FL 34134 Call or text 239.498.8500

WEBSITE

Compassionate care. Surgical expertise. Close to home.

Kelly Elleson, MD

Fellowship-Trained Breast and Melanoma Surgeon; BoardCertified in General Surgery

Expert care with a personal touch

When facing a diagnosis that affects your health and peace of mind, you deserve expert care that goes beyond just treating your condition.

Dr. Kelly Elleson brings nationally recognized training, advanced surgical skills, and a deeply personal approach to treating breast disease — from benign conditions to metastatic breast cancer. A fellowship-trained breast surgeon, Dr. Elleson, completed her specialized training at the H. Lee Moffitt Cancer Center, one of the nation’s premier cancer institutions. She is board-certified by the American Board of Surgery and a member of the Society of Surgical Oncology.

Wendy Featherstone, PA-C, is a board-certified physician assistant with over nine years of focused experience in surgical breast oncology. Trained as a first assistant in the operating room, Wendy is known for her precision, empathy, and professionalism. She excels in collaborative surgical care and is deeply committed to supporting patients through every step of their journey.

Together, Dr. Elleson and Wendy offer a collaborative, patient-first approach where every treatment plan is personalized, every question answered, and every concern is heard.

Clinical

expertise:

• Breast cancer surgery

• Benign breast conditions

• Melanoma and soft tissue sarcoma

• Basal and squamous cell skin cancers

• Advanced lymphedema prevention techniques

Regional Breast Care is proud to offer multidisciplinary breast cancer care right here in Fort Myers – so patients don’t have to travel far for expert treatment.

Wendy Featherstone, PA-C, MMS Board-Certified Physician

Assistant

You deserve more than medical treatment. You deserve total support.

At our practice, we combine medical knowledge, surgical excellence, and heartfelt commitment to deliver a warm, personalized approach to treating breast disease, melanoma, skin cancers, and preventing lymphedema. From routine concerns to complex cancer care, we’re here to support you - every step of the way.

Whether you’re navigating a new diagnosis or seeking a second opinion, Dr. Elleson and her team are here to guide you — offering the latest in surgical care, paired with the compassion and support you deserve.

Contact our office for more information:

4571 Colonial Blvd., Suite 210, Fort Myers, FL 33966

Phone: (239) 539–8815 | Fax: (866) 807–5723

Learn more about Dr. Kelly Elleson and Wendy Featherstone here

Life’s Research Phase

“Life really does begin at 40. Up until then, you are just doing research.”

This oft-quoted line from psychiatrist and psychoanalyst Carl Jung resonates with many of us. As the years tick upward, I sometimes wonder if 40 is still the right number, but I do agree with Jung’s broader sentiment. By that age, we’ve gathered enough experience — personally and professionally — to make more informed decisions and to move through life with greater clarity. We’ve taken some risks, made a few mistakes, gained a bit of wisdom and maybe started to see more of the bigger picture.

But here’s the thing: For those under 40, the research is already yielding results.

That’s why Gulfshore Business proudly recognizes individuals who are well on their way — those who haven’t yet hit that numerical milestone but are clearly leading, building, creating and making a difference. Our 40 Under 40 honorees aren’t just preparing for what’s next. They’re already shaping the future.

This year’s class has faced tough decisions and made meaningful choices.

They’ve experienced setbacks and kept going. They’re finding balance, even when the world remains anything but.

And that’s what stands out: The foundation is there. The research is real. And the growth? It’s already happening.

Our editorial panel received more than 200 nominations this year. Each nominee was evaluated on professional achievements, community influence and personal milestones. The final selection process is thorough and thoughtful, and taken very seriously.

We hope you’ll join us in congratulating the 2025 class of Gulfshore

“Life really does begin at 40. Up until then, you are just doing research.”

—Carl Jung

Business 40 Under 40, whom we’ll celebrate Sept. 17 at Luminary Hotel in Fort Myers.

And if someone you know should be included next year, keep an eye out — nominations for the 2026 class will open in the spring.

Until then, keep doing the research. It matters more than you might think.

HEIDI RAMBO CENTRELLA EDITOR IN CHIEF

L. Benedetti Drapery Design Congratulates Romina Radford

“We are incredibly proud of Romina for being recognized in Gulfshore Business 40 Under 40. Her dedication, leadership, and passion continue to inspire those around her and elevate everything we do. This honor is a true reflection of her impact—both professionally and in the community.”

Elegance in Drapery

As being recognized as one of Southwest Florida’s 40 Under 40 by Gulfshore Business magazine. 239-631-2413

For nearly 20 years, interior designers, decorators, and home furnishing retailers all over Southwest Florida have trusted L. Benedetti Draperies with the production of their custom window treatments.

Makers Crafted Connections

By Justin Paprocki

TAX CREDIT TO EXPIRE

Come Dec. 31, the 30% tax credit on residential solar panels is set to expire. Industry professionals are bracing for results that may include a downturn in business next year but a short-term spike in sales as consumers purchase solar panel systems before the deadline. Eliminating the credit also could affect how quickly the U.S. is able to expand renewable energy compared to other countries. The credit began in 2005 and was set to phase out by 2034 under the Inflation Reduction Act before being eliminated as part of President Donald Trump’s tax and spending bill signed into law July 4.

IN THE 239

SpotNews

NEW ROUTES AT RSW

Allegiant Air will begin service at Southwest Florida International Airport this fall. Starting in November, the airline will launch new routes from

Pennsylvania (Nov. 13, Sundays and Thursdays); Appleton, Wisconsin (Nov. 21, Mondays and Fridays); and Des Moines, Iowa (Nov. 21, Mondays and Fridays). The expansion

marks Allegiant’s debut at RSW and is part of a larger rollout connecting 12 U.S. cities. One-way fares will start as low as $69, with some promotional fares advertised at $49.

“Networking is really about connection, and I think this is the most important topic all of us can deal with: the power of connection and the value of human relationships.”

— Joe Sweeney, author, entrepreneur and executive coach

COLLIER COUNTY / LEE COUNTY / CHARLOTTE COUNTY

COMING NEXT MONTH

Gulfshore Business

Senior Editor

David Dorsey looks at innovations in single-family home construction. With a downturn in the real estate market, home builders are looking to streamline construction costs, while elevating quality and energy efficiencies. A shrinking labor pool means a shift in how things get done, as three-dimensional printers and robots are becoming part of the building process.

RECYCLING RATES

Lee County Solid Waste ranked third among Florida’s 67 counties for recycling in 2024, according to the Florida Department of Environmental Protection. Residents and businesses recycled more than 1.9 million tons of waste — enough to fill 310 football fields 10 feet high — bringing the county’s adjusted recycling rate to 78%. The county exceeded the state’s 75% goal by earning credits for curbside and commercial recycling, yard waste, scrap metal, construction debris and energy produced from garbage at its Waste-to-Energy plant in Buckingham.

PUBLIC SAFETY FUNDING

Charlotte County received an $8 million boost from the state as part of Florida’s 2025-26 budget, signed by Gov. Ron DeSantis. The funding will support the purchase of two high-water rescue vehicles, traffic signal improvements near Education Way and the replacement of the South Gulf Cove Boat Lock.

EVERGLADES ECONOMIC IMPACT

The Everglades Foundation, in collaboration with Tacoma, Washington-based nonprofit Earth Economics, conducted a report that found the Everglades has a $31.5 billion annual economic impact — the largest of any subtropical wetland system in the continental U.S. Over the next 50 years, the report estimates the value of ecosystem services provided by the Everglades at more than $1 trillion. The Everglades’ $31.5 billion annual economic impact is broken into seven key ecosystem services:

$9.2 billion from real estate enhancement

$8.5 billion from recreation

$8.4 billion from protection against extreme weather

$3.3 billion from biodiversity and habitat

$781 million from carbon sequestration

$26.7 million from commercial fishing and critical water supply

SIZZLE DINING

Sizzle Dining will have an extra week at this year’s event, running from Sept. 3 through Sept. 30. Similar to “restaurant week” promotions held elsewhere, Sizzle Dining works with restaurants from Cape Coral down to Marco Island that put together two-course lunches and three-course dinners for set prices that are discounted from their regular menus. Participating restaurants donate $1 from every meal to the Southwest Florida chapter of Blessings in a Backpack, a nonprofit organization that helps feed schoolchildren in need. Last year’s event broke records with 62,529 meals sold during a three-week period.

BABCOCK RANCH SCHOOL EXPANSION

DeAngelis Diamond completed an expansion of Babcock Neighborhood School’s K-8 campus and a new 5,000-squarefoot Performing Arts and Music Building. The additions respond to rapid enrollment growth and include dedicated space for chorus, band, robotics, digital media and STEAM programs. A 65,000-square-foot, threestory classroom building connects to the existing facility, which also underwent renovations. The project was completed ahead of the new school year in partnership with Studio+ and the Babcock Ranch Independent Special District.

NEW NONCOMPETE LAW

A new Florida law took effect in July: The Florida Contracts Honoring Opportunity, Investment, Confidentiality and Economic Growth (CHOICE) Act allows an employer to extend noncompete agreements from two to four years, restricting an employee from working for competitors during that period. The CHOICE Act only applies to those who earn more than twice the annual mean wage in the Florida county where they are based. Health care workers are exempt.

Congratulations to Tyler Haskin, a Gulfshore Business 2025 40-under-40 award winner.

From hand-roasted beans to handcrafted drinks, every cup from our family of coffee shops is a reflection of our mission: love people, love coffee.

With locations across Florida and Wisconsin, our brands— 3 Arrows Coffee, Narrative Coffee Roasters, Black Letter Coffee, and Good Ground Coffee–reunited by a commitment to quality, connection, and community.

purpose.

Whether you’re grabbing your morning latte, seeking a wholesale partner, or exploring private label options, we’re here to elevate your coffee experience.

Find us in Naples, Fort Myers, and beyond.

Rooted in values, roasted with

Fort Myers’ newest downtown gathering place.

Proudly roasting and serving exceptional coffee across Southwest Florida and Wisconsin, our family of coffee companies brings intentional sourcing, small-batch roasting, and a love for craft to every cup. Thoughtfully roasted, beautifully brewed.

Bold coffee. Quiet moments.

Spaces

From Ruins to Renewal

In the wake of Hurricane Ian, a $4 million redesign gives Florida Trust Wealth Management two coastal-inspired, community-rooted offices.

By Aisling Swift

When Hurricane Ian tore through Sanibel Island, leveling homes and businesses in its path, the Sanibel Captiva Trust Company was forced to leave its longtime Palm Ridge Road office and relocate off-island while the community began the long process of rebuilding.

The firm, which recently rebranded its seven offices under the name Florida Trust Wealth Management, was founded in 2001 by Chair Al Hanser. It began as a one-room office on Sanibel and now oversees more than $5 billion in assets with offices throughout Southwest Florida and the Tampa Bay region.

That temporary move to Fort Myers sparked a broader realization: The trust company was ready to grow. It invested nearly $1 million renovating a 10,520-squarefoot former bank and office building at 13525 Bell Tower Drive — a leased property that had sat vacant for eight years. In addition, the company purchased and transformed a 7,767-square-foot former Bank of America building on Sanibel, just half a mile from its original location, with a $3 million renovation.

Award-winning architect Joyce Owens of Architecture Joyce Owens LLC and its affiliate, Studio AJO, designed both spaces. Benchmark General Contractors, also based in Fort Myers, oversaw the construction.

Architect Joyce Owens envisioned the new Fort Myers office as a welcoming, sophisticated space, blending a warm corporate interior with a Mediterraneaninspired exterior.

Dan Cutrona Photography

Owens is known for her modern coastal aesthetic and use of sustainable materials, and has worked with the trust company for more than 13 years; her portfolio with the firm includes the original Sanibel office and two Tampa Bay locations.

For the Fort Myers office — a two-story Mediterranean-style structure — Owens shifted her usual design approach to create an inviting and comfortable corporate environment.

“It’s a warm space now, but it wasn’t when we walked in,” she says. “It was very grim, with lots of teller stations. This space was forgotten and forlorn for a long time, but it was able to be repurposed and redesigned in a way that perfectly suits the trust company.”

Strategic changes, including replacing outdated glass to create lake views and adding custom wooden arches within the existing structure, helped transform the interior. “These weren’t offices; they were just spaces,” Owens says. “We made it feel like it’s always been here. A good building can always be brought back to life.”

“A good building can always be brought back to life.”

— Joyce Owens

The new wooden insets define each office’s entryway and frame the lake views beyond. They also echo the building’s original large, circular hanging lights, which were retained as part of the redesign.

Megan Marquardt, president of the Fort Myers office, said it was important to create a space that felt welcoming to both employees and clients — and one with enough flexibility to host client events.

While the Fort Myers and Sanibel locations serve the same mission, their designs are dramatically different. The contemporary Sanibel office features a tranquil Zen garden beneath a former drive-thru canopy, turning an adjacent conference room into a serene, green retreat. Expansive wood ceilings, modern ceiling fans and curated contemporary art give the space a distinct look that sets it apart from more traditional wealth-management firms.

Thoughtful design updates, such as replacing outdated glass to unveil serene lake views and integrating custom wooden arches into the original framework, brings new warmth and purpose to the interior transformation.

“I am deeply honored to be selected for Gulfshore Business 40 Under 40. It’s a privilege to be recognized alongside such inspiring leaders who are making a meaningful impact in our community. This recognition strengthens my commitment to continue working hard and giving back to the place I am proud to call home.”

Laura Kendall | President Yamron Jewelers

The Fort Myers building will serve the wealth management company’s expanding client base in Fort Myers, Cape Coral, Estero and Bonita Springs.

Studio AJO designer Timothy Reihm guided the reuse of many original furnishings while seamlessly integrating new elements. A large wood conference table was paired with modern chairs; original features such as iron railings and the bank vault were preserved. Reihm also incorporated lush Lady Palms and other tropical plants that both purify the air and enhance the aesthetic.

The lobby is anchored by a large brown couch with colorful throw pillows, flanked by four modern chairs around a coffee table. Throughout the building, etched glass artwork by Lucas Century — depicting dolphins, manatees, pelicans and other wildlife — adds subtle regional character. Photographs by Dennis Goodman highlight the natural beauty of Southwest Florida’s ecosystems.

“I feel like we should embrace it,” Owens says, referring to the local landscape and wildlife themes.

Each employee selected one of Goodman’s photographs for their office. “Thank God it all worked out and there was no arguing,” Marquardt says.

Despite the space’s size, its hard surfaces created significant acoustic challenges. Owens described the original soundscape as “deafening” and “uncontrollable,” especially given the amount of glass. “I’m very fond of all the glass in this office, but it could have been a curse,” she says. “Glass and noise are exhausting and painful together.”

The firm consulted with California-based Snowsound USA to address the problem. The solution included strategically placed rugs and acoustic panels — some discreet, others overtly decorative. One installation features abstract birds suspended from the ceiling, their shape echoed in wall panels designed to absorb sound while appearing to follow their flight.

Although it’s the firm’s only location on the mainland, Owens said the design’s emphasis on birds and wildlife keeps the company connected to its Sanibel and Captiva roots.

To counter the echo of glass and hard surfaces, custom acoustic panels were installed, including abstract birds that float overhead, their shape echoed in soundabsorbing wall treatments.

Dan Cutrona Photography

At House of Blondes® by Christina Payton, every service is a bespoke experienced focused on improving and maintaining the integrity and health of your hair.

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I WANT EVERY GUEST WHO WALKS THROUGH OUR DOORS TO FEEL LIKE THEY’VE FOUND A SPACE THAT CELEBRATES THEM.

-Christina Payton, CEO & Blonde Expert

Makers

Crafted Connections

Peter Sakaris blends tradition and technology to create bespoke jewelry for a global clientele.

By Justin Paprocki

Peter Sakaris grew up around his family’s jewelry store in downtown Montreal, fascinated by the intricate pieces on display and often sketching designs of his own. Hockey eventually pulled him away from the business, but now he’s back, carrying on the family tradition in a modern way.

Sakaris launched Sakaris Jewelers about two years ago after moving to Naples with his wife, Daria. The business is entirely online and specializes in custom pieces — rings, bracelets, earrings and more.

“It’s so rewarding when you can come up with something that’s unique, that’s not the cookie-cutter piece,” he says.

As a child, Sakaris split his time between the jewelry shop and the rink. By age 16, he was playing professional hockey,

Originally from Montreal, Peter Sakaris moved to Naples with his wife, Daria, and launched his online custom jewelry business two years ago.

Kevin Bires; Sakaris Jewelers

“You’re making a connection with a person. It’s all worth it to make someone happy.”

— Peter Sakaris

Growing up in a family of jewelers, Peter Sakaris immersed himself in the craft, mastering both design and business before launching his own venture.

traveling the world for the next decade. When his playing career ended, he returned home to Montreal and immersed himself in the family business, learning both the art of design and the skills needed to run a company from his father and brother.

After relocating to Naples, where his wife has family, Sakaris decided to launch his own venture. In the post-pandemic world, he realized he didn’t need a traditional storefront to succeed.

Most of his clients now come from out of town, connecting via video calls. He’s building a local following, too, and his five-person team has crafted pieces for customers around the world — including a few NHL pros.

Even without face-to-face meetings, Sakaris said the creative process still carries deep meaning.

“You’re making a connection with a person,” he says. “It’s all worth it to make someone happy.”

Most of Peter Sakaris’ clients work with him remotely via video calls, but his local following is growing. With a five-person team, he delivers handcrafted pieces to customers worldwide.

Merrill lynch Wealth management

O u r t e a m g u i d e s i n d i v i d u a l s f a m i l i e s a n d

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c a re e r H e p l ay e d h o c ke y a t F l o r i d a G u l f C o a s t Un i v e r s i t y, w h e re

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F i n a n c i a l & R e t i r e m e n t P l a n n i n g

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Shane Kelley, CPFA™, CRPC™

Jule McFalls

Nicholas Panfen, CRPC™

Shane Kelley, CPFA™, CRPC™

Jule McFalls

Nicholas Panfen, CRPC™

Jule McFalls

Working Toward Equilibrium

By Justin Paprocki

Not long ago, it seemed there were more jobs than workers to fill them.

In the wake of the pandemic, job openings surged nationwide. In Florida, vacancies peaked at more than 700,000 in early 2022, a sharp increase from the pre-pandemic average, which rarely exceeded 450,000. Since then, the job openings rate — the share of unfilled positions relative to total employment — has gradually declined and stabilized. After reaching a high of 8.1% in Florida, the rate now hovers around 4.5%, returning to levels seen before the pandemic. Getty

Trendlines

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SOURCE: U.S. Bureau of Labor Statistics

Economic Commentary

—Meagan Baskin

Associate professor in the Lutgert College of Business and director of the Southwest Florida Leadership Institute at Florida Gulf Coast University

Seizing the Moments

Emerging leaders who master strategic time management unlock greater economic value, career growth and community effectiveness.

By Meagan Baskin

Time is a finite and invaluable resource that holds substantial economic value, particularly for emerging leaders tasked with managing competing priorities while striving for personal and professional growth. The strategic allocation of time can serve as a powerful determinant of success, influencing not only individual outcomes but also organizational and community development.

The Economic Perspective on Time

From an economic standpoint, time is considered an opportunity cost — every minute spent on one activity is a minute not spent on another, potentially more valuable endeavor. According to a study by the American Management Association, executives who effectively manage their time can increase their productivity by 25% to 30%. This statistic underscores the direct correlation between time management and economic output.

Time is a nonrenewable resource, and one of the most valuable assets in business. Executives who master time management can boost their productivity by as much as 25% to 30%

Florida Gulf Coast University; Getty

Congratulations

Brian Fitzgerald

State Licensed Contractor

Co-Founder FloGrown

Co-Founder Nicoletta + Co.

Co-Founder Earth + Aria

“I’m incredibly honored to be recognized among this year ’ s 40 Under 40. This moment wouldn’t be possible without the unwavering support of our clients who have trusted us with their homes, their visions and their dreams. Your belief in our work has fueled every step of this journey, and I’m truly grateful.

To those who believed in me from the start and continue to believe in us, thank you for being part of the foundation we ’ ve built. Your loyalty and encouragement mean more than you know.

And to my wife, my partner in life, in business, and in raising our beautiful, blended family of eight. Thank you for being my constant, my sounding board, and the fire behind it all.”

For emerging leaders, the economic value of time is magnified as they navigate multiple roles and responsibilities. For instance, a young entrepreneur might face the choice between dedicating hours to refining a business plan or networking with potential investors. The latter might yield immediate financial gains or valuable connections, while the former builds a strong foundation for long-term success. Understanding the economic implications of these choices is crucial for strategic decision-making.

Strategic Time Manage-

ment: Southwest Florida Perspectives

Past honorees of the Gulfshore Business 40 Under 40 list exemplify strategic

time management, balancing professional growth with community presence. Many of these leaders are not only scaling businesses but also dedicating time to philanthropic efforts, serving on nonprofit boards or mentoring emerging professionals. Their ability to strategically allocate time to both career and community endeavors highlights how investing time in meaningful work fosters visibility, builds networks and reinforces leadership brands.

This pattern reflects broader research findings on effective leadership. A study by Harvard Business School found that successful leaders often allocate significant time to activities that extend beyond their immediate job responsibilities, such as volunteering, networking and per-

sonal development. This allocation not only broadens their influence but also positions them as well-rounded, influential leaders in their fields — making them worthy of the 40 Under 40 recognition.

Using Time Effectively for the Long Term

Strategic time allocation is not solely about immediate gains; it also involves investing in activities that yield longterm returns. Research from Harvard Business Review suggests that leaders who dedicate time to skill development and networking are more likely to advance to executive positions. For instance, a marketing manager who invests time in learning data analytics can position herself as a more valuable Getty

asset to her organization, increasing her earning potential and leadership opportunities.

Moreover, successful leaders are known to spend time on reflective practices. Warren Buffett, for example, dedicates hours each day to reading and thinking, a practice that informs his investment decisions. Similarly, Bill Gates schedules “think weeks” away from daily operations to focus solely on learning and

reflection. Great leaders strategically carve out time for activities that may not offer immediate returns, but yield substantial dividends over the long term.

Time Is a Nonrenewable Resource

The economic value of time is a critical consideration for emerging leaders seeking to maximize their potential. By strategically allocating time to high-im-

Strategic time investment isn’t just about short-term wins, it’s about long-term growth. Harvard Business Review research shows leaders who prioritize skill-building and networking are more likely to reach the C-suite.

pact activities, avoiding common productivity traps and investing in longterm skill development, leaders can significantly enhance their economic output and career trajectory. The key lies in recognizing that time, unlike money, is a nonrenewable resource — once spent, it cannot be reclaimed. Thus, the decision of how to spend each minute becomes one of the most consequential choices an emerging leader can make.

Congratulations, ANAHI GUERRA!

We’re proud to celebrate our Senior Director of Clinical Operations, Anahi Guerra, on being named a Gulfshore Business 40 Under 40 honoree.

At Healthcare Network, our mission is to make high-quality, comprehensive healthcare accessible to all. Anahi’s work helps advance that mission — and her recognition is well deserved.

Anahi Guerra, Senior Director of Clinical Operations

Technology

—Kevin Fleming, Writing.io founder and CEO

Course Correction

By Evan Williams

Kevin Fleming got his first taste of generative artificial intelligence in 2022 when a friend let him try out an early model. It changed the direction of his fledgling startup company, Writing.io, which he had envisioned up until then as a publishing platform.

“I remember using [the 2022 AI model],” Fleming says. “And it was one of those things where you go home on Friday working on one thing and you start work again on Monday and you have a totally different plan or outlook for the company. I realized this was the future, and we were in the perfect position to pivot into it.”

ments in education technology startups, will grow by about 31% from $5.9 billion in 2024 to $32.2 billion in 2030.

“There was a major need for rapid education to help people get up to speed on this transition, transformation, that was happening,” says Fleming, Writing.io’s founder and CEO.

Writing.io, a company specializing in AI education tools and courses, is offering 10,000 free introductory subscriptions to full-time residents of Lee, Collier and Charlotte counties.

After that, Writing.io became a business that makes AI education courses and tools, selling subscriptions at a variety of price points. It is among a bevy of online AI education platforms that have cropped up as tools such as ChatGPT gain widespread use. Florida SouthWestern State College’s Corporate & Community Edu cation website advertises an Artificial Intelli gence and Machine Learning Suite course for $230. The California-based company Coursera offers an AI for Everyone course for $49. And Maine-based Certstaffix Training sells an AI Introduction course for $200.

The firm Grand View Research estimates that the global AI education industry, pro pelled by e-learning platforms and invest

Fleming made the company’s introductory course, which normally costs $200, available to local residents. With its short modules lasting a few minutes each, most people will be able to

Naples startup pivots, joins growing online AI education industry

Writing.io;

Getty

Top of the List

Searches powered by artificial intelligence, such as ChatGPT or Google’s AI Overview, look similar to traditional search boxes — but the results are different. Instead of a list of links, users see conversational summaries drawn

Many consumers are skeptical of AIgenerated answers, he added, but they still often use them as a first source of information about where to eat, for example, or which contractor to call.

The standard Search Engine

from multiple sources.

Increasingly, marketing professionals are vying to appear in those summaries, or help their clients do so, in addition to appearing prominently in more standard search results.

“It’s becoming more of a conversation,” says Manny Gonzalez, senior director of web services for Priority Marketing in Fort Myers. “It’s becoming more of a part of the strategy.”

Optimization, or SEO, used to help businesses rank higher on search lists, is giving way to the AI version, Answer Engine Optimization. Or perhaps more accurately, Generative Engine Optimization, as Gonzalez calls it.

“We really want to make it effortless for AI to understand and recommend our expertise,” he says.

AEO techniques that speak to AI are more like communicating with a person, said Michelle Abdow, president and CEO of Market

Mentors, a marketing agency in Springfield, Massachusetts, and West Palm Beach. “AI really prefers well-written, straightforward content without a lot of jargon.”

Abdow suggested envisioning what kind of questions a person might ask about their business. For example, if someone typed “What’s the best auto repair shop in Fort Myers?” into a search box, an AI program might notice a website with copy that states something along the lines of, “If you’re looking for the best auto repair shop in Fort Myers, visit ABC Auto Repair.”

An AEO strategy might also mean creating a “contentrich” website with features such as up-to-date answers to frequently asked questions, useful information about the product or service and video content.

“You should be working to make sure you understand those parameters that will get you noticed by AI technology and have material that will allow you to rank there,” says Brian Basik, CEO of Polaris Marketing Solutions in Fort Myers.

breeze through it in a few hours and emerge with basic knowledge of what generative AI tools are good for, what they lack and how to use them. The modules are peppered with links for Writing.io’s paid subscriptions.

Writing.io’s course is designed to help individuals or small-business staff in just about any industry quickly get up to speed on AI and enhance their workflow, Fleming said. The company is giving away 10,000 subscriptions to the introductory course to fulltime residents, small businesses with staff of 10 or fewer and nonprofits in Lee, Charlotte and Collier counties. Writing.io partnered with the Fort Myers philanthropic nonprofit Collaboratory to help distribute the subscriptions to its network of local nonprofits.

“I thought it was a really good intro (to AI),” says Dawn Belamarich, president and CEO of Collaboratory. “I had some baseline knowledge of AI, but it helped give me a further understanding. I think it’s a good high-level ‘how to use AI’ for maybe people who are scared of using it and ways you could use it better.”

Before Writing.io, Fleming, 38, was a managing partner for a startup incubator and founded CreditForums.com, an online community for credit information, and Contenta, a content writing platform, according to LinkedIn. Fleming and his wife Amanda Scheibner, the company’s chief learning officer, moved to Naples from Philadelphia in 2018 and quickly fell in love with the area. “We found, as people often do find, the winters here are a lot more pleasant,” he says.

Robo-aided Refreshment

FGCU adds autonomous food delivery options

By Therese McDevitt

If Judy Jetson were enrolled at Florida Gulf Coast University this fall, she’d feel right at home watching her lunch or dinner zip across campus via a compact delivery robot.

The fictional teen from the 1960s cartoon classic “The Jetsons,” set in a futuristic world filled with flying cars and multitasking machines, would recognize the convenience of a dorm fridge-sized robot cruising down sidewalks with food in tow.

This summer, FGCU introduced robotic food delivery through a partnership with Starship Technologies. The program, led by FGCU Student Government, launched with 10 autonomous delivery robots and is bringing high-tech dining convenience to campus.

Students, faculty and staff can place orders through the Grubhub app from three on-campus

Florida Gulf Coast University launched autonomous food delivery on campus, offering students a futuristic convenience with waived delivery fees throughout the 2025–26 academic year.

dining spots — Einstein Bros. Bagels, Dunkin’ and the new SG Market — and have food delivered directly to residence halls, academic buildings and the library. The robots operate during the same hours as the dining venues they serve.

The university plans to activate 20 more robots this semester and expand service to 12 additional on-campus food options.

Student leaders push innovation

Student Body President Gianna Ihuoma, a junior from Missouri majoring in business management and political science, said the delivery program adds a layer of ease and efficiency to campus life.

“I think, overall, it will elevate the student experience by just helping with accessibility,” Ihuoma said at a media event unveiling the robots. “If you’re

CONGRATULATIONS, SHANNON RIVARD

GULFSHORE BUSINESS 40 UNDER 40 HONOREE

At SCCF’s Sanibel Sea School, Ocean Love isn’t just a phrase; it’s the heart of everything we do. Shannon Rivard lives that mission every day.

As Director, Shannon helps young people step into the sea with curiosity, confidence, and care. Whether it’s a child’s first time snorkeling at night or learning about a seashell in the palm of their hand, Shannon inspires her team to make each experience transformative.

sanibelseaschool.org

“Night snorkels are one of my favorite parts of summer camp,” she says. “For many of our campers, it’s their first time exploring the ocean after dark and it’s unforgettable. There’s something special about stepping into the unknown together, a little nervous but full of wonder.”

Shannon’s leadership, creativity, and passion have made a lasting impact on the lives of countless students and families across Southwest Florida. Her commitment to hands-on education, marine science, and community outreach inspires all of us to protect and cherish the world around us.

We are so proud of you, Shannon. Thanks for sharing your Ocean Love!

Your SCCF and Sanibel Sea School Family sccf.org

studying in the library, you don’t have to take a whole chunk of your study time to go and get a snack. You can just have it come to you.”

Ihuoma and Student Body Vice President Giovanna DeMarco, a sophomore from Ohio majoring in legal studies, credited their predecessors — Ryan Kaczynski and Jackson Chumbley — with identifying the need and starting the initiative.

“They saw a gap where people who live on campus need the opportunity to have food delivered if they so choose,” Ihuoma says. “We will continue the process through our [2025–26] administration.”

“Obviously, they did a great job setting it up, and it’s going to be really good for our student body,” DeMarco adds. “We’re super excited to keep it going.”

DeMarco noted that robotic delivery is al-

Equipped with GPS, cameras and AI navigation, these delivery robots are built to brave SWFL’s unpredictable weather, completing deliveries in 20–30 minutes at 4 mph.

ready common on larger campuses, particularly at Big Ten schools. “To have the same kind of technology on campus for our students is really nice,” she says.

Ihuoma agreed, calling the initiative a sign that FGCU is keeping up with technological trends. She said the standard delivery fee will be waived for the first year, fully funded by Student Government through student activity and service fees.

In total, Student Government contributed about $185,000 toward the project. FGCU said Kevin Bires

FOUNDRY. ARCHITECTURE

the group is also partnering with dining services to develop promotional materials to raise awareness.

Robots built for the elements

The six-wheeled robots, developed by San Francisco-based Starship Technologies, weigh about 45 pounds and can carry up to 20 pounds over short distances. They are fully electric and have zero emissions, according to the company.

Starship has deployed its robots on more than 60 college campuses across the U.S. and has logged over 8 million deliveries globally, covering more than 10 million miles.

Bob Mumper, Starship’s director of field operations, said the robots are equipped to handle weather challenges, including Southwest Florida’s notorious rainy season.

“For the Florida thunderstorms that roll through, we’re ready for those,” Mumper says. “We’ve been operating through rain and snow for over 10 years, and every day we cross about 125,000 roadways safely.”

The robots use GPS, cameras, radar, ultrasonic sensors and artificial intelligence to navigate, traveling at about 4 mph. Most deliveries take 20 to 30 minutes and are completed via campus sidewalks. Each robot can make several deliveries per hour.

To support the program, Starship has hired five FGCU students as field associates and one full-time technician, with most support coming from the university’s engineering department.

FGCU said the robots include multiple theft-prevention features, including GPS tracking accurate to within inches, a securely locked lid, onboard cameras and alarms that activate if the robots are lifted or tampered with.

NEED AN EXPERT ON YOUR SIDE

Project Planning & Oversight

RFP Development & Bid Management

Contract Drafting & Negotiation

Design Team Leadership & Coordination

Design & Documentation Review

Constructability & Value Engineering Review

Stakeholder Coordination (Client, Designers, Contractors)

Budget & Schedule Management

Change Order Evaluation & Control

Construction Oversight — Quality, Safety & Progress

Board & Member Communications

Permitting & Regulatory Coordination

TRAFFIC IN PARADISE

ROAD WORK STRUGGLES TO KEEP UP WITH POPULATION GROWTH

BY TIM ATEN

Collier County

COLLIER COUNTY’S ROAD INFRASTRUCTURE HAS ENCOUNTERED DIFFICULTY KEEPING PACE WITH THE QUICKLY GROWING POPULATION FLOCKING TO SOUTHWEST FLORIDA FOR A PIECE OF PARADISE.

By design, substantial lag time exists between when a traffic improvement need is initially identified and when a road project is completed. That’s because in between are design phases, public hearings, government meetings, planning checklists, engineering challenges, right-of-way acquisition, project bid letting and the actual construction time.

A case in point is the project to extend Vanderbilt Beach Road another 7 miles east into Golden Gate Estates. Although actual construction on the first phase began two years ago and is forecast for completion next summer, discussion about the project began at least 15 years ago.

But the Vanderbilt Beach Road extension was more than a topic of discussion, said Collier County Commissioner Bill McDaniel, whose district east of Collier Boulevard includes the project. “It was triggered by the GMP. We have a Growth Management Plan that relegates us to do certain things infrastructure-wise in order to support

Construction on the Vanderbilt Beach Road Extension Phase 1, a 7-mile expansion pushing east into Golden Gate, began two years ago and is slated for completion next summer.

“The workingclass people, the people who live in the rural areas of our community, have dire straits getting from A to B because of the lack of a grid system that we have in the east.”

— Bill McDaniel, Collier County Commissioner

Rapid growth in Collier County over the past 15 years prompted revisions to the original Vanderbilt Beach Road extension plan by extending it farther.

the population that we have. The GMP tells us when we put roads and bridges and stormwater and so forth in. It was triggered by the GMP in 2006.”

At that time, the local road project was planned to extend only to Wilson Boulevard in Golden Gate Estates. The first phase now will extend the local east-west route farther to 16 Street NE. Subsequent phases are expected to continue the extension to Everglades Boulevard and eventually Big Cypress Parkway, a future north-south route connecting proposed villages and the eventual Town of Big Cypress between the Estates and Ave Maria.

“The leadership at the time — and that was at the beginning of what they designated as the Great Recession — they decided to not extend Vanderbilt because they had just spent extra money in expanding Immokalee Road, so they were able to forestall the construction of Vanderbilt’s extension because they had just expanded Immokalee Road to six lanes from four,” McDaniel says. “And the budgetary cuts that were imminent because of the Great Recession didn’t afford them the capacity to do the road construction that was triggered in 2006 for the people who had arrived by 2006. It didn’t start construction until I stepped on the leadership and forced them to build that dang road. That’s just one of many infrastructure needs that are requisite for our community that we’re behind on.”

Unfortunately, even the best of municipal planners could not have been prepared for the tremendous growth experienced in Collier County in the last 15 years. But McDaniel argues that priorities were misaligned then.

“If the system had been established to budget the money and the priority to support the critical life-sustaining infrastructure needs of the population, we would have been better able to adapt to the unexpected growth that we experienced,” he says. “But the priorities of the spending of the Collier County taxpayers were set to allow for more discretion on pretty and ‘glitty,’ not on necessary infrastructure. Infrastructure’s not sexy.”

That changed a few years ago, when the board of county commissioners adjusted staff priorities and their expenditure of available tax funds.

“Three years ago, we adjusted the vision statement, the mission statement, the business plan and the budget priorities of Collier County,” says McDaniel, noting that the top priority of local government is “to keep my families and neighborhoods safe.”

Brian Tietz; Collier County

“We’ve had so much growth out east. All of that traffic is trying to get out west — mostly folks in the morning going to work and, in the evening, going home from work. That’s mostly traffic on Immokalee Road. That’s the big problem.”

— Burt Saunders, County Commission Chair

Three years ago, Collier County commissioners refined their vision statement to place greater emphasis on infrastructure upgrades, including projects like the Vanderbilt Beach

Road

extension.

Brian Tietz; Collier County

“Collier County has more than 1,400 collector roadways with an additional 45 lane miles of roadways programmed for construction in the next five years.”

— Trinity Scott, Collier County Transportation Management Services department head

First proposed 15 years ago, the Vanderbilt Beach Road extension faced delays — largely due to funding hurdles — before finally breaking ground.

“After that, in Collier County’s priorities, it was quality of life,” he says, admitting that people have differing priorities regarding quality of life. “Then, infrastructure and other expenses came after that.

“In my world, No. 1 is public safety — keep my families and neighborhoods safe; No. 2 is move my people through and through — roads, bridges, stormwater, subsurface, infrastructure, water and sewer; and then pretty and ‘glitty,’ if you have done and funded the necessities in No. 1 and 2 of your priorities. We amended three years ago that budget priorities of our staff that moved infrastructure up to No. 2.”

Of course, many residents might argue that a passable road network is a quality-of-life issue.

“The working-class people, the people who live in the rural areas of our community, have dire straits getting from A to B because of the lack of a grid system that we have in the east,” McDaniel says.

To tackle more road projects, county staff will continue to seek grants and funding resources to meet any unfunded needs, said Collier County Transportation Management Services Department Head Trinity Scott. Funding sources for road construction include impact fees, gas taxes, the general fund and grants. At a budget workshop this summer, the Board of County Commissioners identified a need for additional funding for infrastructure projects to keep up with county growth.

“Collier County has more than 1,400 collector roadways with an additional 45 lane miles of roadways programmed for construction in the next five years,” Scott says.

County and state road projects already underway or in the pipeline include new lane extensions, overpasses, bridges and Interstate 75 interchange improvements, including creative infrastructure solutions such as diverging diamond interchanges. Most of the major road projects deal with managing the fast-growing area of Collier County east of Collier Boulevard, as well as making improvements to I-75 and its interchanges.

Over the next five to 10 years, Collier County will see some dramatic changes in the way traffic’s handled, said Collier County Commission Chair Burt Saunders.

“We have a tremendous amount of road projects that will be completed, spread over the next 10 years,” Saunders says. “There’s a tremendous amount of road work, most of which will be finished over the next four or five years.”

Major Road Projects

Interstate 75 expansion: As part of the state’s Moving Florida Forward infrastructure initiative, the Florida Department of Transportation proposes expanding I-75 from six to 10 lanes for an 18.5-mile CollierLee county stretch from Corkscrew Road Exit 123 in Estero to Golden Gate Parkway Exit 105 in Collier County.

Diverging diamond interchange at Pine Ridge Road and I-75: FDOT has started constructing a diverging diamond interchange on Pine Ridge Road at I-75 Exit 107. The design reduces traffic delays and the number of conflict points to improve safety. The estimated completion is mid-2027.

I-75 interchange flyover at State Road 951: FDOT is constructing major I-75 interchange improvements at Exit 101 on Collier Boulevard from City Gate Drive to Business Circle South in Collier County. Singlelane flyover ramp extensions are being built over Beck and Davis boulevards on both sides of Collier Boulevard.

Diverging diamond at Immokalee Road and I-75: As part of the interstate widening, FDOT also will construct a diverging diamond interchange at I-75 Exit 111 at Immokalee Road. Construction is expected to begin in early 2027.

Flyover at Livingston and Immokalee Roads: An overpass is planned to be built by

Collier County in the next five years to allow Livingston Road to fly over Immokalee Road near the Seed to Table store.

Vanderbilt Beach Road Extension

Phase 1: The 7-mile extension of Vanderbilt Beach Road from Collier Boulevard to 16th Street NE in Golden Gate Estates is expected to be completed by the county in summer of 2026, weather permitting.

Vanderbilt Beach Road Extension

Phase 2: The second phase of the Vanderbilt Beach Road extension will add about another 2 miles from 16th Street NE to Everglades Boulevard in Golden Gate Estates.

16th Street NE Bridge:

Coinciding with the completion of the first phase of the Vanderbilt Beach Road extension, a bridge will be built over the canal on 16th Street, creating a new route from Randall Boulevard to Golden Gate Boulevard, including a new traffic signal at Randall.

More bridges in Golden Gate Estates: The bridge network in the Estates will be expanded in the next five years for better traffic flow and emergency response times. This includes new bridges

over canals at 47th Avenue NE between Immokalee Road and Everglades Boulevard; 62nd Avenue NE between Everglades Boulevard and 40th Street NE; 13th Street NW between Golden Gate Boulevard and the Vanderbilt Beach Road extension; Wilson Boulevard south of Golden Gate Boulevard; and 10th Avenue SE between Everglades and Desoto boulevards.

Intersection of Randall Boulevard and Immokalee Road: A proposed improvement is designed to upgrade the two-lane undivided Randall Boulevard to a four-lane divided road on a six-lane footprint, including a continuousflow right-turn lane from northbound Immokalee Road to eastbound Randall Boulevard.

Collier Boulevard widening: Collier Boulevard between City Gate Boulevard North and Green Boulevard will be widened from four to six lanes, completing Brian Tietz; Tim Aten; Collier County

a series of widening projects on the northsouth corridor. The project will include removal of the existing bridge at 25th Avenue SW and the addition of a new bridge at 27th Avenue SW and Collier Boulevard.

Everglades Boulevard

widening: Everglades Boulevard will be widened from two to four lanes from Oil Well Road to Golden Gate Boulevard in Golden Gate Estates.

Oil Well Road

widening: The last section of Oil Well Road between Immokalee Road and Ave Maria also will be widened from two to four lanes on a six-lane footprint between Everglades Boulevard and Oil Well Grade Road.

Wilson Boulevard

widening: Wilson Boulevard will be widened from two to four lanes from Immokalee Road to Golden Gate Boulevard and include improvements to those intersections in the Estates.

Airport-Pulling Road

widening: AirportPulling Road will be widened from four to six lanes with a 22-foot median from Vanderbilt Beach Road to Immokalee Road in North Naples.

TRAFFIC IN PARADISE

The brunt of work will be seen on major intersections and major highways, such as the traffic-clogged Immokalee Road in North Naples.

“We’re making intersection improvements and doing what can be done with Immokalee Road,” Saunders says. “We’ve had so much growth out east. All of that traffic is trying to get out west — mostly folks in the morning going to work and, in the evening, going home from work. That’s mostly traffic on Immokalee Road. That’s the big problem.”

The county is operating in overdrive to serve and keep pace with the influx of local residents and businesses.

“When Bill McDaniel and I got elected to the county commission, we had about $1 billion in shortfall in needed projects,” Saunders says. “We have chipped away at a large amount of that. The $500 million from the 1-cent sales tax certainly was a big piece of that.”

When it comes to transportation needs, communities are generally a bit behind because government entities don’t build an eight-lane highway when only a four-lane highway is needed, Saunders said.

“But eventually, you need an eight-lane highway, so you have to approve it,” he says. “So, it’s not unusual for there to be traffic bumps in the community, and we are addressing those.”

Saunders acknowledged the Vanderbilt Beach Road extension was initially identified as a need 15 years before construction began. Some of that delay can be attributed to funding issues.

“The only way we were able to build that road was with the 1-cent sales tax that we put on the ballot back in 2018. That generated almost $500 million for Collier County construction projects, and Vanderbilt Beach Road was one of those projects,” he says, noting that more than $75 million for that road extension project came from the temporary sales tax increase.

“So, if we hadn’t done that, we wouldn’t be building Vanderbilt Beach Road.”

The road project may be an extreme example, but it magnifies the county’s struggle to keep pace with tremendous growth.

“We live in a very attractive community. It’s very safe. The school system is very good. So, there are a lot of reasons why people want to live in Collier County,” Saunders says. “We have a lot of people coming over from the east coast of Florida now. We have a lot of people from California moving here. So, the word is out, but we are doing what we can to improve the transportation system throughout the county.”

CLASS OF 2025

James “Chip” Acker

Priya Ahluwalia

Robert Benedict

Dr. Shauna Berry

Tommy Bohanon

Rast Bryant

Erica Current

Meghan Davis-Perez

Ashley DeBoer

Lauren Donovan

Dr. Kelly Elleson

Yeimi Espinoza

Brian Fitzgerald

Anahi Guerra, BSN, RN

Joe Harrity

Alexander Hayes

Tyler Haskin

Shane Kelley

Laura Kendall

Kaleigh Lawrence

Eunice Linot

Ciara Lister

Jose Nunez Jr.

Christina Payton

Keaton Phillips

Matt Poland

Skylar Porter

Romina Radford

Shannon Rivard

Ben Roberts

Daniel Schroeder

Brandi Schwatka

Edna May Seymour

Kathleen Simpson

Zach Smith

Lauren Taylor

Dr. John Thompson

Jeremy Walsh

J.J. Wheeler

Taylor Woods

BY BILL WASINGER / PHOTOGRAPHY BY BRIAN TIETZ

Their journeys may span from entrepreneurs to engineers, founders to financial advisors, brewers to builders — but what unites the 2025 Gulfshore Business 40 Under 40 honorees is a shared commitment to excellence. Each has distinguished themselves professionally, rising as leaders in their respective industries. Just as important, they’ve also stepped forward to uplift their communities through volunteerism, nonprofit support or simply by showing up when it matters most.

In a region known for early achievement and driven ambition, this year’s class stands out not only for their professional success but for leading with purpose and heart. We are proud to celebrate these remarkable individuals who are shaping the future of Southwest Florida and inspiring others along the way. Please join us in honoring the 2025 Gulfshore Business 40 Under 40.

James “Chip” Acker

Owner

Nuviva Medical Weight Loss

After becoming a certified personal trainer in 2008, Chip Acker realized the physical and mental importance of prioritizing movement and caring for one’s body. In joining Nuviva Medical Weight Loss in 2011 and becoming an owner in 2020, Acker discovered that the trauma from his past could also be the impetus to help others improve their health and their futures.

“What keeps me going is remembering exactly where I came from and refusing to go back. I’ve seen what food addiction, selfneglect and hopelessness can do to people,” Acker says. “Helping clients take control of their health isn’t just my job, it’s personal. It’s a second chance I wish more people had the opportunity to have. I’m proud of the life I built, which now allows me to show up for others without hesitation. That freedom is priceless.”

In the community, Acker proudly supports Better Together, a local nonprofit dedicated to assisting families in need. In addition, he is committed to causes that help children from single-parent households and animals, while also coaching select clients pro bono to guide them on their health and weight loss journeys.

Skylar Porter Founder/CEO SkyStruk

After years in the corporate world, Skylar Porter wanted to step out on her own. In taking that leap when she founded SkyStruk shoes, Porter found a way to express her creativity and empower women, as well.

“I’ve always had a love for fashion, especially bold statement pieces that make women feel powerful the moment they step into a room. I’m also a super creative person with an entrepreneurial spirit, so building a brand from the ground up felt like a natural calling,” Porter says. “I wanted to build a brand that wasn’t just about shoes, but about confidence, individuality and taking up space unapologetically. Leaving behind stability to start SkyStruk was one of the scariest decisions I’ve ever made, but I’m willing to take the risk to see the reward — and hopefully inspire others to do the same.”

Similar to her brand, Porter’s community advocacy supports causes that uplift and empower. That includes sponsoring the Wine, Women and Shoes event benefiting the Naples Cancer Alliance; and the Bourbon, Cigars and Stilettos event, which raises funds for the Grit & Grace Leadership Academy. She has also sponsored the Puppy Prom, which benefits Wags to Wishes and Collier County Domestic Animal Services.

Erica Current Founder/Owner

The Skin Room

As the founder and owner of The Skin Room, a Naples skin care clinic, Erica Current works as a licensed medical aesthetician with advanced certifications in laser and electrolysis. Though she’s a leader in advanced aesthetics, Current is also a dedicated community advocate and is driven by a passion for helping others look and feel their best.

“What drew me into this field was the desire to help people feel truly confident in their skin. I’ve always been passionate about skin health, but it wasn’t until I saw how much of an emotional and psychological impact skin concerns can have on someone that I knew this was my purpose,” she says. “I’m most inspired by the people I care for every day, my clients. Hearing their stories, witnessing their transformations and seeing the restored confidence they carry after feeling good in their skin is what keeps me going.”

Away from the treatment room, Current is also committed to giving back to the community through participation in local charity events and collaborations with nonprofit organizations. For the past four years, she has hosted the Naples Winter Gala benefiting Project Outreach.

Ashley DeBoer

Founder & Consultant, CX Consulting Group Co-Owner, Apex Painting Group

Growing up in a small Midwestern town, Ashley DeBoer learned early on the value of hard work, community and making every dollar count. After earning two undergraduate degrees at Florida Gulf Coast University and serving in the Peace Corps, the pandemic led her toward her own executive coaching and consulting firm.

“When the pandemic disrupted everything, I had the opportunity to work alongside my stepfather, a 30year industry veteran, to transform a wholesale automotive operation into a full-service dealership. He encouraged me and believed in me to stretch beyond my comfort zone and fully embrace the work,” DeBoer says. “That experience lit a fire in me — not just for business growth, but for people development and strategic innovation. Today, that spark fuels my consulting work, where I help others build resilient, values-driven businesses right here in Southwest Florida.”

For DeBoer, the investment in business has also been intertwined with her investment in the community. With the belief that successful businesses should be rooted in service, she has partnered with the United Way and Operation Santa to help bring joy and support to foster children during the holidays, ensuring they receive Christmas gifts and feel seen and valued.

Priya Ahluwalia

CEO

MoAloo Ventures

Priya Ahluwalia left her home in India in 2009 with a goal of creating a life of meaning for herself and her community. Discovering a passion for entrepreneurship, her career led her to co-found MoAloo Ventures, where she focuses on education, venture capital opportunities, community building and empowering the next generation.

“From the moment I left home, I knew I wasn’t just building a life for myself or my family — I was committed to doing something bigger, something that would positively impact the world around me,” Ahluwalia says. “Time is incredibly precious, and I believe it’s our responsibility to use it wisely. That belief keeps me grounded, focused and always striving to give more to my work, my community and the people I care about.”

Ahluwalia joined Rotary in 2022 and founded the SWFL Rotary, a forward-thinking club designed for modern change-makers. She also serves on the boards of EHAS (Everyone Has A Story) and NCWIT’s Aspirations in Computing (AiC), championing underrepresented voices, especially young women, in tech. She continues to teach entrepreneurship, Chinese and Hindi, while launching entrepreneurship courses, organizing social events and mentoring young talent in Babcock Ranch.

Tyler Haskin Owner

3 Arrows Coffee Co., Narrative Coffee Roasters, Black Letter Coffee+Cafe, Bean Brothers Properties

Many people start their day in a coffee shop. For Tyler Haskin, time spent in a coffee shop was the start of a thriving business.

“My parents and I opened a small-town pizza shop. That taught me what it takes to build something meaningful and how much I love creating spaces that bring people together,” Haskin says. “After we moved on from the shop, I found myself hanging around a local coffeehouse. I loved watching people connect and seeing regulars light up when someone knew their order. I realized I didn’t just want to make good things; I wanted to create spaces where people felt welcome, where the process was part of the experience and where you could feel the care behind what was in your cup.”

While designing his shops to be community hubs, Haskin also works to strengthen the community by hosting small business pop-ups, live music, community art and nonprofit fundraisers. But he realizes his shops can be a vehicle for something larger, too.

“We are kind of like a morning bar — sometimes we’re the first face someone sees,” he says. “That’s a big responsibility, and if we can help someone start their day off right, that matters.”

Robert Benedict

Group Product Manager for Knee Preservation Arthrex Inc.

In 2008, Robert Benedict graduated from college and began his career with Arthrex as a summer intern in the Research and Development Department. Though he now works as the company’s group product manager for knee preservation, he still remembers the advice he received when he began with the company.

“At the end of my internship, I asked president and founder Reinhold Schmieding if there might be a future for me at Arthrex. His reply has stuck with me ever since: ‘Robert, if you can promise me you’ll learn something every day you’re here, I’ll see what we can do about a full-time offer,’” Benedict says. “That promise became a personal commitment, and 17 years later, I’m still learning every day. I’m incredibly grateful for the opportunity to contribute to product development that improves lives around the world.”

Benedict’s focus on education has led him to complete his MBA, become a Certified Tissue Bank Specialist, serve on the board of the Patty Baker Humane Society Naples and secure 12 patents, with more in the pipeline. He is also a graduate of the Associate Leadership Collier program and has previously supported Habitat for Humanity Naples through fundraising and volunteer builds.

Dr. Kelly Elleson Breast Surgeon Regional Breast Care

A Fort Myers native, Dr. Kelly Elleson is a board-certified breast and cutaneous surgical oncologist. In her work, she treats a wide range of conditions, ranging from benign breast disease and skin cancers to complex metastatic breast cancer. She is also the only surgeon in Southwest Florida offering advanced surgical techniques to help prevent lymphedema, a serious side effect of cancer treatment. In fact, confronting challenges such as these was what led Elleson into her career.

“I was drawn to this field because it allows me to guide patients through some of the most difficult times in their lives and be a part of their survivorship journey. I’m inspired by the ability to blend compassionate care with the technical precision of surgery — it’s both deeply human and intellectually challenging,” she says. “I treat every patient as if they were a member of my own family. Their resilience and courage constantly remind me why I do what I do.”

Outside the operating room, Elleson co-chairs Lee Health’s Breast Program Leadership Committee, serves on the board of the American Cancer Society’s Cattle Baron’s Ball and mentors local undergraduate students pursuing health care careers.

Lauren Donovan Founder/Owner

Connected Path Counseling

As a child with a neurodivergent brain that processed the world in ways that others couldn’t understand, Lauren Donovan often felt like she was speaking a different language than everyone around her. But in her own journey of healing, she also found a calling as a child therapist.

“I see reflections of my younger self in many of the children I work with: bright, complex minds struggling to be understood in a world that often values conformity over authenticity. I recognize the look in their eyes when they realize someone finally sees them — really sees them — perhaps for the first time,” Donovan says. “This is why I’ve dedicated my life to creating the support system I needed as a child. I don’t just offer therapy; I offer understanding, validation and neurodiversity-affirming approaches that honor each child’s unique way of experiencing the world.”

Donovan has volunteered with a variety of local nonprofits, including Foster Success (formerly Friends of Foster Children), New Horizons, Valerie’s House and United Way Collier County’s VITA tax preparation program. She currently serves as a committee member with Wellfit Girls and also spreads joy throughout the community with her certified therapy dog, Maui.

Dr. Shauna Berry Neuro-Ophthalmologist

Neuro-Ophthalmology and Strabismus Consultants of Southwest Florida

Upon completing her ophthalmology schooling and training in neuro-ophthalmology and pediatric ophthalmology, Dr. Shauna Berry returned to her hometown of Fort Myers to join Golisano Children’s Hospital. Ultimately, it was her vision of blending medical complexity with human connection that led her to open her own practice.

“I wanted to be someone who could bring clarity to complex cases and help guide patients through uncertainty with both expertise and empathy. I find it incredibly meaningful to help adults regain not only binocular visual function but also improve their quality of life and confidence through strabismus surgery,” she says. “I also find deep purpose in pediatric ophthalmology. Early intervention can completely change a child’s developmental path, and now that I’m a mother myself, I connect with families on a much deeper level. I understand their fears, their urgency and the trust they place in me.”

Beyond her clinical work, Berry is committed to community service, volunteering and working at the Florida Lions Eye Clinic, where she improves the lives of those in need. She also serves as a board member for Lighthouse of Collier, a nonprofit organization dedicated to supporting individuals who are blind or visually impaired in Southwest Florida.

Jose Nunez Jr. Attorney

Law Offices of Jose Nunez Jr.

While attorneys and real estate developers are fairly common in Southwest Florida, it’s rare to find someone who does both. But Jose Nunez Jr. is the exception. And it’s the example set by his Cuban parents, who immigrated to America in 1969, and a desire to help the community that drive his dual careers.

“I liked the idea of helping people through situations that no one would ever want to deal with. I wanted to be someone that people could depend on for help,” Nunez says. “I feel a sense of responsibility for those around me. Not just my family or my friends or colleagues, but I love this community. I grew up here, I studied here, I left and came back. I’ve been so blessed that I truly want to always pay it forward.”

When not in court or on a construction site, Nunez is a member of the Northside Naples Kiwanis Club and serves on the advisory board at his high school alma mater, St. John Neumann High School.

Edna May Seymour Veterinarian

Patty Baker Humane Society Naples

Edna May Seymour is a veterinarian with the Patty Baker Humane Society Naples, providing care to underserved pets and their families. Though she always saw herself as a veterinarian, it took a hurricane for her vision to become clear.

“I went to Cornell for vet school with the dream of helping animals. But I didn’t discover my true calling until I offered to help after Hurricane Ian. That experience opened my eyes to the incredible need in the shelter world and completely changed the course of my career,” Seymour says. “These animals can’t speak for themselves, but I can. Whether it’s through medical care, education or advocacy, I’m proud to be a voice for the voiceless and to help people understand that we all have a role to play in giving these animals a second chance.”

Co-founding her own nonprofit, Wags to Wishes, Seymour works to create even more opportunities to support animals, and people, who need it the most. That includes organizing the Naples Puppy Prom — the largest fundraiser for Collier County Domestic Animal Services. The organization also provides assistance to low-income families with vet care, food, supplies, enrichment and other essential needs for the well-being of the pet.

Taylor Woods

Partner/Director of Operations

California Closets of Southwest

Florida

A second-generation co-owner of California Closets of Southwest Florida, a business established by her mother, Taylor Woods said she grew up immersed in the company’s values and culture. And now, she’s putting her own stamp on the company’s ability to create personalized spaces that support how people live.

“I’m inspired by the impact we can make in people’s lives every day and the opportunity to create meaningful change — for both our clients and our team. Whether it’s mentoring a team member, delivering an exceptional client experience or supporting local nonprofits, I find purpose in creating lasting impact,” Taylor says. “I also feel a deep responsibility to carry forward the legacy of the business my mom built while continuing to evolve and grow it for the next generation. That mix of purpose, people and progress is what keeps me pushing forward.”

When not building the business, Taylor is actively involved with CBIA, Pace Center for Girls and Ronald McDonald Charities. A former chair of the American Cancer Society’s Cattle Baron’s Ball, she currently co-chairs the Southwest Florida Children’s Charities Summer Series with her sister and business partner, Heather.

Tommy Bohanon

Financial Advisor, CRPC

Baystate

Financial

After a seven year NFL career spent pursuing team glory on the gridiron, Tommy Bohanon sought a different goal: He opted to join the Baystate Financial team as a financial advisor to help his clients pursue their financial freedom.

“Playing in the NFL was amazing, but there came a question of what was next. While playing for the Jacksonville Jaguars, my wife and I founded the Tommy Bohanon Foundation to help at-risk youth in Southwest Florida. During that time, I found that I loved helping people,” Bohanon says. “I also was interested in business. To combine my interest in business with my love of helping people, I became a financial advisor. Now I am able to help individuals and families feel secure in their financial future. This job allows me to truly make an impact on a personal level.”

As president of the Tommy Bohanon Foundation, Bohanon also works with youths aged 5 to 18 through several annual programs and community outreach events. The organization provides developmental programs and scholarship opportunities for high school athletes to ensure they are equipped with the resources to become future leaders.

Lauren Taylor Operations Manager

Taylor Carpet One

When she was 5 years old, Lauren Taylor was featured in a TV commercial for the family business, Taylor Carpet One. After earning a bachelor’s degree and a master’s degree and spending several years working as director of medical education for a health care company, Taylor accepted destiny and returned to the family business.

“I always knew that I would join Taylor Carpet One at some point, but I wanted to create a name for myself and first get some real-work experience working for other people,” she says. “When I approached the subject with my parents, they were thrilled that I wanted to get into the business. My parents inspire me to continue to better myself and never settle. Their drive and dedication make me a better leader.”

Away from the business, Taylor puts her leadership skills to work as a board member of the Edison Festival of Light, where she will serve as president in 2026. She has also served as volunteer race director for the Lee County run benefiting the Tunnel to Towers Foundation and sits on the board of the Fort Myers Track Club, which raises funds to support a variety of local charities.

Rast Bryant

General Manager/Southwest Florida Division

Lloyd Roofing

In Southwest Florida, property owners know the critical role the roof plays in maintaining the strength and structural integrity of a home or business. For Rast Bryant, general manager of Lloyd Roofing, the desire to help build a stronger community, and a stronger business, is his driving force.

“I love the fast pace, daily problem-solving and building relationships between my team members and customers. I saw an opportunity to bring a higher standard to an industry that often gets a bad rap and that challenge pulled me in,” Bryant says. “I have an internal desire to leave something better than I found it, whether that’s a business, a team of employees or my local community. I believe leadership is about stewardship; not just success. I want to build a business that not only thrives but also sets a higher bar for professionalism and service in our region.”

In his free time, Rast supports Bridge For Hope of SWFL, which strives to help the less fortunate and provide hope for those in the community. He has also participated in the Train to Gain program at Dunbar High School to expose teens to more trade work opportunities as post-graduate career options.

Ciara Lister

Attorney Gulf Coast Law, PA

The founder of Gulf Coast Law, PA, a Naples-based law firm offering legal services in estate planning, real estate, business law and nonprofit formation, Ciara Lister combines legal expertise with a passion for community service. For Lister, that meant taking a different approach to her practice.

“I saw a need for legal services that felt human — approachable, efficient and deeply rooted in real relationships. I wanted to change the way law is experienced, especially during life’s most personal moments like buying a home or protecting a legacy,” she says. “My drive comes from knowing that I’m not just solving problems, I’m helping people move forward. Whether I’m assisting a family relocating to Florida or guiding someone through launching a nonprofit, I see every client as a chance to make meaningful change.”

Lister’s larger focus away from the law firm is on serving clients with four legs. She is the co-founder of Wags to Wishes, a nonprofit dedicated to supporting animal welfare; the organization’s annual fundraising gala, Naples Puppy Prom, is dedicated to raising funds for local rescue organizations. Lister also launched Plans for Paws, an initiative offering estate planning solutions for pet owners.

Meghan Davis-Perez Owner and

CEO

Keystone Custom Homes

With degrees in finance and real estate from Florida State University, Meghan Davis-Perez combines her academic background with a passion for the building industry as the owner and CEO of Keystone Custom Homes. But her passion for residential and commercial remodeling began more than 30 years ago.

“My mom, Paula Davis-Gnagey, was one of the first female home builders in Southwest Florida, so construction has always been a part of my life. I grew up watching her build hundreds of homes each year, and that influence stayed with me,” she says. “I watched her step into a male-dominated industry and succeed against all odds. She showed me that a woman doesn’t have to choose a career or a family. She built her business while raising three children and never missed a single school event or sports match. Her ability to balance it all with grace and strength continues to motivate me every day.”

Davis-Perez also works to build her community through participation in fundraising events for a number of local nonprofits. In addition, she has organized relief efforts for those affected by recent hurricanes and spends each Christmas Day in Immokalee providing Christmas meals and presents to underserved community members.

Romina Radford Office Manager

L. Benedetti Drapery Design Inc.

Serving as the office manager at L. Benedetti Drapery Design, a family-owned business specializing in custom window treatments, Romina Radford followed an unusual path to reach her current position. After immigrating to the United States at age 11, she completed her threeyear English language course in 18 months, earned a bachelor’s and master’s degree and spent 12 years with the Collier County Sheriff’s Office. She said her desire to succeed doesn’t stop there.

“I became the first woman in my family to earn a college degree. [That’s] not just a milestone, but a symbol of everything I’ve overcome,” she says. “Success is a journey, not a destination. It requires patience, perseverance and a genuine passion for what you do. My journey isn’t just about personal success; it’s about breaking cycles, redefining what’s possible and opening doors for others who come after me.”

Radford’s drive also fuels her work in the community, as she volunteers at the preschool at First Baptist Church of Naples and the Collier County Sheriff's Office, supporting local families and contributing to community safety. Inspired by her own children, she also supports Step Up For Students, a scholarship for children with unique abilities.

Yeimi Espinoza Director of Community Outreach

The Immokalee Foundation

As the director of community outreach for The Immokalee Foundation, Yeimi Espinoza administers everything related to Take Stock in Children (TSIC), a nonprofit, statewide mentoring, college success and scholarship organization for low-income, underrepresented students who are academically qualified. As a TSIC and Immokalee Foundation alumna, Espinoza understands the role a mentor and scholarship and program resources can play in a student’s success. And her goal is for other students in Immokalee to have the same success story.

“As a proud alum, I’ve experienced firsthand the life-changing impact The Immokalee Foundation has. My education and professional success were made possible because of the Foundation’s support, and now I’m committed to ensuring that other first-generation students have the same opportunity to break the cycle of poverty and achieve their full potential,” Espinoza says. “I’m inspired by the mentors I work with. The way they build meaningful connections with their mentees and leave a lasting impact on their lives is truly powerful.”

As part of her work with The Immokalee Foundation, Espinoza attends numerous community events to provide awareness of the foundation’s mission. She also gives back to the community through youth sports, serving as an assistant coach for the local soccer league in Immokalee.

Zach Smith Owner Ceremony Brewing

Growing up in Naples, Zach Smith said, he often felt like an outsider. As an adult, his passion for the hospitality industry and desire for a place where everyone would feel welcome ultimately led to him opening Ceremony Brewing in 2021.

“I believed I could bring something to this community that didn’t exist yet. I wanted to create a space that was truly different,” Smith says. “I created Ceremony Brewing to be the kind of place I wish had existed when I was younger. A space where people like me could feel safe, seen and accepted. The best compliments we get aren’t about our beer or food — they’re about the community we’ve built, the creative space we’ve opened up and the inclusive environment we’ve fostered.”

True to his belief that hospitality is simply about people, Smith also believes in giving back to help others. For the past two years, he has been an organizer of the Bonita Springs Citywide Trick-or-Treat and proudly sponsors the Bonita Estero Rail Trail (BERT). Previously, Smith served as vice president of the Southwest Florida Brew Crafters, a group dedicated to raising funds for local causes.

Brian Fitzgerald Co-Founder, FloGrown Co-Founder, Nicoletta + Co.

As the co-founder of Florida lifestyle brand FloGrown; co-founder of Nicoletta + Co., a remodeling and design company; and a licensed building contractor, Brian Fitzgerald wears many hats. That approach, he noted, began in his childhood.

“Growing up, my parents always told me I’d make a great engineer or general contractor. They saw early on that I had an ability to visualize ideas, sketch them out and bring them to life,” Fitzgerald says. “My mother taught me the arts — grounding me in the principles of graphic design, branding and layout. My father gave me a solid foundation in construction, from concrete work to fine carpentry, and passed down refined skills like hand-carved custom signs. Together, they showed me how craftsmanship and creativity work in harmony to bring a client’s vision to life.”

Fitzgerald’s volunteer efforts are just as varied as his professional pursuits. In his free time, he is a volunteer soccer coach for the Optimist of Naples and Azzurri Storm soccer clubs, sponsors the Aubrey Rogers Cheerleading Team and supports the Bonita Bay Initiative, benefiting the Lee Health Cancer Institute. He has also sponsored the Bonita Springs Fire Department’s Fourth of July parade.

Anahi Guerra, BSN, RN

Senior Director of Clinical Operations

Healthcare Network

Senior Director of Clinical Operations for Healthcare Network Anahi Guerra oversees clinical operations, workflow efficiency, staffing and mentoring novice nurses and medical assistants. As the child of immigrant parents and a first-generation college graduate, Guerra said her desire to help others came from her own upbringing.

“My parents have been a source of inspiration to me since childhood and continue to influence and motivate me today. They are immigrants that came into this country without any guidance,” Guerra says. “Through their perseverance, they were able to become successful entrepreneurs. I am humbled to be a legacy of their hard work and success. When making decisions, I try my best to remember that the patients and staff I serve reflect my ancestors.”

Having faced early challenges in school due to a language barrier, Guerra now also works to create opportunities for others through Healthcare Network’s educational pipeline system, which helps local students explore careers in health care. That desire to mentor the next generation again harkens back to her own experience.

“Someone once invested time in me,” she says. “Without that, I wouldn’t be where I am today.”

Jeremy Walsh Partner

R.S. Walsh Landscaping

Born and raised in Fort Myers, Jeremy Walsh works with his family’s landscape design and installation firm, R.S. Walsh Landscaping. Though deeply rooted in his passion for creating beautiful, sustainable landscapes that reflect the natural beauty of Sanibel and Captiva islands and the surrounding areas, Walsh said his appreciation for the business started with his father.

“I’ve been around landscaping my whole life — going to job sites with my dad on Sanibel and Captiva and watching him draw up plans and turn empty lots into paradise. I’ve always loved the unique mix of native and exotic plants here and the opportunity to design landscapes that showcase the natural beauty of the islands,” he says. “I’ve always admired my dad for his skill as a landscape designer and for the way he built and sustained a business with integrity. He led with purpose, stayed true to his values and earned the respect of everyone around him.”

True to his commitment to Sanibel, Walsh is active in the Sanibel Chamber of Commerce. He has also volunteered and donated labor and material to organizations such as The Shell Museum, Captains For Clean Water, Golisano Children’s Hospital and more.

Keaton Phillips Co-Owner/President Jet 1

As co-owner and president of Jet 1, a Naples-based aircraft sales, charter and management company, Keaton Phillips helps his clients take flight. While he didn’t plan on working in aviation, Phillips said his understanding of aviation logistics, drive for innovation and entrepreneurial spirit helped his career take off.

“I fell into this business by chance, but I chose to stay in aviation because of our clients. We work with amazing people daily, and I feel compelled to provide solutions to their complex and ever-changing needs,” Phillips says. “We have an amazing team that works extremely hard to provide an amazing product within aviation. I am inspired by them to continue to grow together.”

While Phillips is involved with several community organizations, his goal of improving the lives of his clients, as well as his hometown of Naples, is what drives him every day.

“The thing that keeps me aiming higher is the desire to make the world a better place and to create a service that makes people’s lives easier and more enjoyable,” he says.

Daniel Schroeder Vice President/ Civil Engineering Manager AIM Engineering & Surveying

Overseeing a team of engineers for AIM Engineering & Surveying, Daniel Schroeder focuses on projects involving water quality improvement, flood mitigation and stormwater storage solutions and more. For Schroeder, that emphasis on engineering and building started young and now goes well beyond just improving infrastructure.

“At the onset, I enjoyed math and building things with Legos, so I sought to select a career that aligned with those natural leanings. Earlier in my career, reaching certain milestones and achievements drove ambition,” he says. “As my career has progressed into leadership roles, my driving force is equipping others to achieve their goals. The path to self-achievement is not in competition with others to elevate yourself above them, but being a genuine promoter of others’ success and well-being.”

While working to build stronger communities, Schroeder finds fulfillment in making a positive change for others outside the office. As a deacon and pianist at his church, he provides musical direction and mentoring to newer ministry members. He has also made several trips to Guatemala to help in the construction of a multistory school building, to allow impoverished students to gain an education that would otherwise be out of reach.

Joe Harrity Partner

HM Restaurant Group

A partner with HM Restaurant Group, Joe Harrity works to ensure the growth of the company’s restaurant brands, including Doc Ford’s, Dixie Fish Co. and Bonita Fish Co. Harrity’s commitment to building and reinvesting in the region highlights his dedication to both the business and the people it serves.

“My parents laid the foundation of what it’s like to lead, build culture and sustain an environment where everyone can be successful. They instilled the personal aspect of running a business, knowing your staff on a deeper level and showing me the importance of community,” Harrity says. “The restaurant business is unlike anything else, and you’re only as good as the people who serve your customers day in and day out. Seeing the trickle-down effect of how happy staff is, and how that bleeds into our customer, is really rewarding.”

Beyond the restaurants, Harrity’s commitment to the local environment includes work with the “Ding” Darling & Doc Ford’s Tarpon Tournament to raise funds for the J.N. “Ding” Darling National Wildlife Refuge on Sanibel Island. He is also a graduate of the Preserving Paradise program, an initiative to educate and inspire leaders to take action in protecting Florida’s natural water resources.

Alexander

Hayes Owner Hayes Haberdashery

After a decade spent working in luxury department stores, Naples native Alexander Hayes stepped out on his own in 2023 to open the menswear boutique Hayes Haberdashery. While Hayes said the shop is designed for the man who wants to be a step above the rest, his own step into men’s fashion was the result of a bit of good fortune.

“After going to school, I found myself home in Naples and in need of a job. By sheer luck, I landed at Nordstrom selling shoes and worked my way up from there. I was always a little bit into clothing from a young age but definitely didn’t have it on my bingo card as a career,” he says. “I come from a middle-class background and have this burning desire to show that you can still be delusional about wanting everything you have dreamed of in life. And that, with a little luck and a lot of hard work, you can work your way up from selling shoes on the floor at Nordstrom to being a successful retail owner.”

In the community, Hayes is involved with the Naples Shelter for Abused Women, Gentle’men Against Domestic Violence and Pace Center for Girls.

Laura Kendall President Yamron Jewelers

Now the president of Yamron Jewelers, a Naples boutique for rare timepieces and extraordinary jewels, Laura Kendall grew up on Philadelphia’s Main Line and was a Division I tennis player at Saint Joseph’s University. A trusted advisor to her clients, Kendall said her athletic discipline fused with her marketing intuition are what helps drive the narrative of the shop.

“I was drawn to fine jewelry and watches because of how personal and lasting they are. When I stepped into the business in 2012, I saw an opportunity to evolve something with a strong foundation into a more personal, refined experience; one rooted in trust, taste and connection,” she says. “I’m inspired by the craftsmanship behind the pieces we curate and the clients who invite me into their most meaningful moments. On a personal level, helping to shape and grow the business over the years, alongside my husband, has been one of the most rewarding parts of my journey.”

Kendall also channels her talent for connection into purpose outside the showroom. That includes raising funds for Type 1 diabetes research through bespoke trunk shows and philanthropic tennis events.

Shane Kelley Managing Director Merrill Lynch

A native of Southwest Florida and a graduate of Naples High School, Shane Kelley earned his degree in economics and played football at Brown University. Earning his master’s degree at the University of Miami, he returned to Naples, married his high school sweetheart and began working with Merrill Lynch. Today, Kelley said, balancing his family and his career is what makes it all add up.

“I have always been numbers-oriented and have always been a planner. I enjoy developing a plan and constantly monitoring and adjusting that plan as changes occur, in both the markets and in life,” he says. “My family is what drives me. Not only from the standpoint of being a provider, but it is equally important to me to set a standard and be an example for my sons. To show them what it takes to be successful, and how to be good fathers, husbands and people.”

Locally, Kelley is on the board of Winged Foot Scholarship Foundation. He also supports Patty Baker Humane Society Naples, Golisano Children’s Hospital and Golisano Children’s Museum of Naples, and serves as a little league baseball coach.

Brandi Schwatka Founder A Perfect Choice Home Care

With a desire to provide compassionate in-home care for individuals with varying needs, Brandi Schwatka founded A Perfect Choice Home Care. It’s more than just a business opportunity, Schwatka said; she’s driven by the opportunity to make a difference in people’s lives.

“I’ve always had a deep passion for helping people, but I found my true calling in working with seniors. There’s something incredibly fulfilling about being a steady, compassionate presence during what can often be a confusing and overwhelming time,” she says. “Hearing feedback from the families, and the difference we’ve made in their lives and in the lives of their loved ones, is incredibly motivating. Knowing that our care brings relief, comfort and peace of mind during such vulnerable times pushes me to keep growing, improving and finding new ways to better support our clients and community.”

In addition to her client work, Schwatka also serves as an active advocate for the elderly and disabled within the community. She regularly hosts informational sessions and contributes to local caregiving initiatives to raise awareness about the importance of in-home care and available resources, while also educating and empowering families and caregivers.

Eunice Linot

Attorney

Lee County Legal Aid Society

Eunice Linot came to the United States from Haiti at the age of 5 when her family immigrated to seek a better life and more opportunities. After earning her law degree and working in private practice, she now works at the Lee County Legal Aid Society, where she oversees an outreach effort to assist immigrant children and teens. Serving those who have been abandoned, entered the country alone or are victims of human trafficking, as well as representing in family proceedings for low-income residents, Linot said she still draws inspiration from her own family.

“At a very young age, I knew I wanted to be an attorney. I would always speak on behalf of non-English speaking family members who could not speak for themselves,” she says. “I am motivated to keep serving the underserved communities who otherwise would not have a voice in their legal proceedings if they did not have legal representation.”

When not in the courtroom, Linot works to help fellow members of the Haitian American community. She serves as board secretary at Hope Haitian Baptist Church and volunteers for church programs for women and children, while also providing immigration law updates to the congregation.

Ben Roberts Vice President Allen Concrete & Masonry

From managing complex manpower schedules to aligning teams across job sites, Ben Roberts works to keep Allen Concrete & Masonry on the front lines of some of Southwest Florida’s biggest projects. And dreaming large, Roberts said, is what drives his work, for the company and the community.

“The driving force that keeps me aiming higher in my life, work and community is being surrounded by so much growth and success here in Naples. Seeing how this area continues to evolve inspires me to contribute to its progress and take on bigger, more challenging projects,” he says. “The larger and more complex the structures we build, the greater the impact — not just for my own family, but for the thousands of other families who rely on these projects for their livelihood. It’s rewarding to be part of that cycle of growth, knowing that the work we do doesn’t just shape buildings, it strengthens the entire community.”

Roberts’ community commitment is reflected through his work with Capital Wealth Advisors Turkey Drop and Celebration of Grace, which supports Grace Place for Children and Families. He also supports Warrior Health Foundation, STARability Foundation, First Baptist Church of Naples and Baby Basics.

Shannon Rivard

Sanibel Sea School Director

Sanibel-Captiva Conservation Foundation

As Sea School director for the Sanibel-Captiva Conservation Foundation, Shannon Rivard leads a team of educators, develops a hands-on curriculum and fosters community partnerships. For Rivard, who cited nature as her inspiration, the connection to the ocean began early.

“Since I was a little kid, I dreamed of becoming a marine biologist. I was endlessly fascinated by tide pools, octopuses and scuba diving. That love only grew stronger during college when I worked at an aquarium and discovered how powerful education could be in driving conservation,” she says. “The kids who come to Sanibel Sea School inspire me every single day. Watching them hold a snail for the first time, identify a fish they’ve only seen in books or courageously take a step into the ocean with wide eyes and open hearts — those moments are everything. They give me hope for the future.”

Rivard also volunteers on Sanibel for the annual International Coastal Clean Up, as well as the Audubon Christmas Bird Count. In addition, she trains volunteers for the Horseshoe Crab Watch Project, which assists biologists in surveying, tagging and resighting Florida’s nesting horseshoe crab population.

Dr. John Thompson Orthopedic Surgeon Thompson Orthopedics

An orthopedic surgeon with a clinical focus on joint replacement and robotic-assisted orthopedic surgery, Dr. John Thompson was inspired to enter the field after sustaining his own injuries playing sports growing up and seeing how orthopedic care could change lives. He’s been a leader in bringing robotic-assisted surgery to orthopedics in Southwest Florida and fully embraces the potential of technology to improve patient outcomes, but Thompson hasn’t lost sight of the continuing need for the human touch.

“Excellence in orthopedic surgery requires more than just technical skill. Mastery of surgical techniques and evolving with the technology is essential, but empathy, integrity and clear communication with patients and colleagues are equally vital,” he says. “Patients remember not only the outcome but how they were treated during vulnerable moments. Leadership is not about having all the answers, but about listening well, fostering collaboration and seeking feedback with humility.”

In addition to his clinical work, Thompson is actively involved in orthopedic education and community health initiatives aimed at promoting mobility and long-term joint health. He also volunteers with the Lee Health Foundation and participates in research focused on advancing robotics and artificial intelligence in orthopedic care.

Christina Payton CEO/Owner

The House of Blondes

At age 5, Christina Payton began cutting the hair on her Barbie dolls. But it was her first trip to a salon that set her future as a hairstylist and makeup artist in motion.

“The moment that truly changed everything was when I was a kid, struggling with self-esteem and being bullied. My aunt took me to her salon, and for the first time, I felt beautiful,” Payton says. “It wasn’t just about the hair — it was about how someone made me feel. That moment stayed with me. I knew I wanted to be that person for others. That’s what led me to this industry, and it’s still what fuels me every day.”

Giving back to the community through donations, sponsorships of children in need and support for organizations such as Path 2 Freedom, Totten-Ourganian is also committed to improving the lives of her clients and co-workers.

“Whether it’s giving a client a confidence boost or mentoring a young stylist into a powerhouse, I’ve always believed in building people up,” she says. “I’m not just here to run a business — I’m here to build a legacy of empowerment, creativity and community.”

Matt Poland

Head Coach and Sporting Director FC Naples

In his role as head coach for Naples’ first professional sports team, FC Naples, Matt Poland brings an impressive record as both a soccer player and coach to the organization — and his desire to improve his community also makes Poland stand out off the pitch.

“I’ve always had a deep love for the game and a strong belief in the positive impact sports can have on a community. Coaching gives me the chance to share that passion while helping players grow both on the field and in life by teaching values like teamwork, discipline and resilience,” Poland says. “I want to look back knowing I did everything I could not just for myself, but to help strengthen and uplift the community I’m part of.”

During the off-season, Poland dedicates his time to coaching and mentoring youth soccer teams, including boys and girls squads at Marco Island Academy, Naples United and local 8U teams. In addition to technical skills, he works to instill core values such as teamwork, discipline and perseverance. That carries over to FC Naples, where Poland also looks for athletes who are not only skilled players, but also individuals who share his passion for contributing to the community.

Kathleen Simpson Director of Preconstruction B&I Contractors

Before going to work with B&I Contractors, where she currently leads the company’s HVAC, plumbing and electrical estimation teams, Kathleen Simpson earned degrees in physics and mechanical engineering. And the seeds for her career arc were planted well before that.

“I followed the age-old path of walking in my father’s footsteps. He’s been part of the construction industry for most of my life, and I was always intrigued by the stories he shared about the projects shaping our community,” Simpson says.

“That early exposure sparked a lasting interest, and when the opportunity came to pursue a similar path, I jumped at it. It gave me a way to not only build a career, but to make my own mark on the community, as well.”

A strong supporter of the American Heart Association’s efforts to fund lifesaving research, Simpson now serves on the organization’s Executive Leadership Team, while also acting as Chairperson for the 2025 Go Red for Women campaign. She has also helped organize fundraisers for Leadership Lee County, and volunteered at the annual Capital Wealth Advisors Turkey Drop, which raises funds to provide Thanksgiving meals to families in need through St. Matthew’s House.

Kaleigh Lawrence Chief Development Officer Children’s Advocacy Center of Southwest Florida

In her role at the Children’s Advocacy Center of Southwest Florida, Kaleigh Lawrence leads fundraising and community engagement efforts to support children and families harmed by abuse and neglect. Through 15 years working in nonprofit leadership, Lawrence said her inspiration derives from the people she serves.

“I’ve always been drawn to work that has a tangible impact on people’s lives. Early in my career, I realized that fundraising and nonprofit development weren’t just about raising money, they were about building relationships, creating trust and opening doors for people in their hardest moments,” she says. “I’m driven by the belief that we can do better for kids, for families and our community. I want to be part of building a future where every child has access to safety, support and hope.”

Though her work helps support families in Southwest Florida, Lawrence also strives to make a larger difference in the community through various local initiatives. That includes collaboration with the United Way, the Southwest Florida Community Foundation and other nonprofits focused on child welfare, education and family support services, as well as organizing fundraisers, awareness campaigns and volunteer engagement programs.

J.J. Wheeler

Director of Prevention Services

Children’s Advocacy Center of SWFL

J.J. Wheeler began his career in child welfare as an investigator with the Department of Children and Families. Along the way, he discovered the influence that fatherly involvement has on child outcomes and became dedicated to supporting fathers in building and maintaining healthy, meaningful relationships with their children. This led to Wheeler launching the Level Up Dads program to provide fathers with essential resources, mentorship and support. That initiative was influenced greatly by his own experience as a parent.

“Once I had kids of my own, it wasn’t just about professional purpose, it became personal. Becoming a parent gave me a deeper, more personal understanding of just how critical support is while raising children,” Wheeler says. “What drives me every day is seeing transformation in others. Whether it’s a parenting client who regains custody of their children, or a father creating lasting memories with his kids at one of our events, I get a real sense of pride and fulfillment from helping people move from struggle to strength.

“I feel incredibly lucky to do work that doesn’t just respond to problems, it helps prevent them from happening in the first place.”

Dr. Shauna Berry, D,O.

Busey Wealth Management

GULFSHORE BUSINESS 2025 GUIDE TO WEALTH

For more than 100 years, Busey Wealth Management has helped families and businesses make smart financial decisions that stand the test of time. From preserving and enhancing assets to ensuring a lasting legacy, they’re committed to simplifying the complex while maximizing financial opportunities.

A trusted partner with $14.10 billion in assets under care, Busey helps protect what you’ve built while planning for the future. Their integrated solutions provide fiduciary administration and estate settlement, investment management, financial planning, private banking, Family Office, foundation and endowment management, retirement and tax planning services—ensuring you have a team that’s ready when you are.

* Assets under care as of June 30, 2025

Learn more at busey.com/wealth-management.

CliftonLarsonAllen LLP

Adam Bourk, Principal, Wealth Advisor CLA

We start with the CLA Promise—to know you and help you.

CLA (CliftonLarsonAllen LLP), one of the leading professional service firms in the United States, and CLA Wealth Advisors LLC, an SEC-registered investment advisor, offer an integrated team approach to provide the guidance you need across your financial journey.

“The CLA Promise is our commitment to put relationships first,” said Adam Bourk, Principal, CLA Wealth Advisors. “Based on this promise, our wealth advisory group delivers comprehensive wealth planning strategies to help clients accomplish their specific financial, life, and legacy goals.”

Our salaried wealth advisors offer seamless experience with deep resources and a commitment to helping you attain your financial goals without the influence of commission. We take the time to understand what you want out of life and how you want to use the wealth you’ve accumulated. A successful financial journey begins with a roadmap addressing the needs and aspirations you have for yourself, your family, and your business.

For more information, contact Adam Bourk at adam.bourk@CLAconnect.com or 239-280-3512. CLAconnect.com

CLA

4501 Tamiami Trail North, Suite 200, Naples | (239) 262-8686 12800 University Drive, Suite 210, Fort Myers | (239) 226-9900

Where is your there?

If your business doesn’t fit into their box, we’ll build one for you. At DFCU Financial, we believe business owners are the backbone of our community. That’s why we take the time to truly understand your business and tailor solutions that fit your unique needs—because we know one size never fits all. Whether you’re looking to tackle immediate challenges or plan for future growth, DFCU Financial is your partner through every stage of your business journey. We offer SBA 7(a) & 504 loans, equipment financing, and working capital lines of credit to keep your business running smoothly. When you need financing for expansion, acquisitions, or construction, our business bankers are there to guide you through it all. At DFCU, we don’t rely on formulas—we rely on relationships. Let’s work together to fuel your success. Learn more about our flexible business financing options today.

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Fifth Third Private Bank

At Fifth Third Private Bank, we’re here to help you write your story. It starts with a dedicated, local Wealth Management Advisor, backed by a team of financial professionals and digitally enabled solutions.

For individuals and families with complex banking needs, Fifth Third Private Bank offers a comprehensive suite of deposit accounts, lending options, and credit cards available exclusively to our Private Bank clients.

We bring more than 167 years of experience as trusted advisors to high net worth and ultrahigh net worth individuals and families. We’ve been named one of the World’s Best Private Banks by Global Finance for six consecutive years.* Selecting the right wealth management firm is a complicated and personal decision. We’re here to answer any questions you may have. To get in touch with a local advisor, call 239-591-6421.

You have a passion to follow. You have a world to explore. You have a legacy to build for future generations. And at Fifth Third Private Bank, we’re here to help write your story.

When you partner with us, we’ll provide you with a dedicated, local advisor, backed by a team of financial professionals and digital solutions.

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What to know about the One Big Beautiful Bill Act

By Bradley Williams, Wealth Planner, Key Private Bank

On July 4, President Trump signed into law the One Big Beautiful Bill Act (OBBBA). For most taxpayers, the question is: what’s in it, and does it impact me?

OBBBA contains provisions that both change current laws and create new laws. And yes, it will impact you.

• Individuals. Makes permanent the tax rates introduced in the 2017 Tax Cuts and Jobs Act. No tax on tips, overtime, and auto loan interest. Makes $750,000 mortgage interest deduction permanent. Allows tax-deferred contributions of up to $5,000 into a child savings plan (Trump Account).

• Businesses. Increases employer-provided childcare credit. Extends and enhances paid family and medical leave credit. Reinstates full expensing of domestic R&E.

• Trust, Estate, and Tax-Exempt Organizations. Increases estate and gift exemption to $15 million. Introduces tiered excise tax structure on private foundations. Makes permanent current tax rates for trusts and estates.

For more full details on OBBBA, as well as strategies you can employ, contact Key Private Bank’s Wealth Planner, Bradley Williams at (239) 466-2505 or Bradley_D_Williams@ keybank.com.

Source: https://www.key.com/kpb/our-insights/articles/top-provisions-in-one-big-beautiful-bill.html

Key Private Bank is the marketing name through which KeyBank National Association (KeyBank) provides a range of financial products and solutions. Any opinions, projections, or recommendations contained herein are subject to change without notice, are those of the individual author(s), and may not necessarily represent the views of KeyBank or any of its subsidiaries or affiliates. This material presented is for informational purposes only and is not intended to be an offer, recommendation, or solicitation to purchase or sell any security or product or to employ a specific investment or tax planning strategy.

Non-Deposit products are: NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY ©2025 KeyCorp®. All rights reserved. CFMA #250731-3383478

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Manning & Napier has been helping our clients take control of their financial futures since 1970.

With a dedicated team in the Naples area, we provide a comprehensive, one-stop shop for financial planning – streamlining the complexities of wealth management so our clients can focus on what matters most. From investment strategy and retirement planning to estate and tax coordination, we provide personalized guidance and in-house expertise every step of the way.

Discover the difference of a true financial partner. Whether you’re ready for a no-obligation consultation or just a second opinion on an existing plan, we’re here and ready to listen.

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David Sutton

Chelsea Seibel, CFP®

Florida Trust Wealth Management

The Sanibel Captiva Trust Company, The Naples Trust Company and Tampa Bay Trust Company have unified under one new name - Florida Trust Wealth Management.

Only our name is changing. After a quarter century in business with $5 billion under management, we take this opportunity to honor our history, while acknowledging who we are today and plan for our long future in Florida.

The Sanibel Captiva Trust Company, The Naples Trust Company and Tampa Bay Trust Company have unified under one new name–Florida Trust Wealth Management.

The Sanibel Captiva Trust Company, The Naples Trust Company and Tampa Bay Trust Company have unified under one new name - Florida Trust Wealth Management.

As Florida Trust Wealth Management, the company now represents all the communities we serve. It’s a new era in our company, and we’re excited to see what the next 25 years will bring.

S. Albert D. Hanser Founder & Chairman

As Florida Trust Wealth Management, the company now represents all the communities we serve. It’s a new era in our company, and we’re excited to see what the next 25 years will bring.

S. Albert D. Hanser Founder & Chairman

Representing ALL the communities we serve along Florida’s Gulf Coast for generations to come.

NEW NAME. SAME PROMISE. SAME Ownership.

Dedicated Team.

Great Culture.

Representing ALL the communities we

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Unwind

Horsepower A Modern Classic

By James Raia

Horsepower

A Modern Classic, Recharged

With refreshed styling, smart tech and hybrid power, the 2025 Volvo XC90 T8 keeps its legacy alive and competitive in the crowded luxury SUV market.

By James Raia

Mid-size luxury hybrid sport utility vehicle buyers have it good. From the lowest entry-priced Lexus TX Hybrid ($70,010) to the highest-priced Porsche Cayenne E-Hybrid ($99,195), brand loyalty reigns and poor choices are few.

The 2025 Volvo XC90, starting at the mid-range price of $73,195, represents the legacy of the Swedish manufacturer well. Although the current generation is several years old, it’s constantly evolved. Several makeovers have substantially changed the vehicle, including Volvo’s second facelift to the three-row SUV in September 2024.

Debuting as a 2002 model, the XC90 is now Volvo’s best-selling vehicle in the United States, with overall sales surpassing one million.

Test Drive

Vehicle variety is ample. The XC90 is offered in three powertrains, including the T8 plug-in hybrid. All powertrains are available in the Core, Plus and Ultra trims, the latter renamed from Ultimate. The latest XC90 edition, designated as the 2025½ model and part of the generation debuting in 2016, has several exterior and interior updates.

Volvo long ago dispatched its staid exterior; the latest modifications further modernize the vehicle’s appearance. Changes include redesigns for the mixedcrossed fascia, headlights and grille. A modified front bumper and updated tinted LED taillights add additional updates.

Interior upgrades include an 11.2-inch touchscreen infotainment system,

increased interior storage spaces and a repositioned wireless charging pad. The new dashboard features redesigned air vents made from recycled materials and increased sound insulation. Wireless Apple CarPlay and Android Auto, and advanced voice recognition allowing hands-free control of various functions, are also new.

The reviewed T8 trim remains the flagship. It pairs a turbocharged 2-liter four-cylinder engine, a rear-axle-mounted electric motor and a 14.7-kWh battery. The entire XC90 lineup is only available with eight-speed automatic transmissions and all-wheel drive. Charging the Volvo’s 18.8-kilowatt-hour battery pack, of which 14.7 kWh is usable, takes an estimated five hours on AC power.

Volvo Cars of Fort Myers 2600 Colonial Blvd., Fort Myers; volvocarsfortmyers.com

Volvo Cars of Naples 5870 Naples Blvd., Naples; volvocarsofnaples.com

Devoe Volvo of Bonita Springs 28470 S. Tamiami Trail, Bonita Springs; devoeauto.com

Volvo Car Group

AFTER HoURS

Facts & Figures

Acceleration:

0 to 60 mph, 4.8 seconds

Airbags: 7

Gas mileage:

58 MPGe (combined); 27 MPG (gas only); 33 MPG, (electric only)

Horsepower: 455

Manufacturer’s Suggested Retail Price: $80,700

Manufacturer’s website: volvocars.com

Price as reviewed: $88,695

Warranty:

Bumper-to-Bumper, 4 years/50,000 miles; Powertrain, 4 years/50,000 miles; Corrosion, 12 years/ unlimited miles; Hybrid/ Battery Components; 8 years/100,000 miles Roadside Assistance, 4 years/unlimited miles; Maintenance, 3 years/30,000 miles

Volvo’s legacy is built on safety and steady, in-command driving. The XC90 confirms and justifies the reputation. The SUV advances smoothly and handles city and highway driving assignments quietly, with the all-wheeldrive system ready for handling inclement weather. The regenerative braking system is equally smooth and allows far less necessary braking at slow speeds approaching stop signs and stoplights.

Standard features include Volvo’s Pilot Assist for semi-autonomous driving, adaptive cruise control, lane-keeping and the carmaker’s City Safety system, which includes automatic collision avoidance.

The Ultra trim adds nearly a dozen items, ventilated front seats to front-seat passenger memory and laminated glass side windows to a 360-degree camera view. (Volvo recently recalled more than 413,000 vehicles, including 2021-2025 XC90 models, for rearview camera delay issues.)

The chassis lift system ($1,800) adjusts ride height and adapts shock absorbers to provide additional stability. Activating the off-road mode increases ground clearance when needed. When the engine is turned off, the system deactivates with an eerie sound.

As a luxury SUV, all seating is constructed of high-grade, comfortable leather. Seating, legroom and headroom are satisfactory. Third-row seating is not an afterthought, as is common, but is best reserved for children. The cabin also features a Bowers & Wilkins sound system ($3,200) and ambient lighting. The shifting knob is even offered in a Volvo Swedish signature — Orrefors crystal.

With its advanced trim starting base and options, the 2025 Volvo XC90 T8 offers top-level luxury and a steep price. But that’s likely to be comfortably acceptable by brand loyalists, and even some newcomers seeking a worthy change.

Wellness

Medical experts warn prolonged sitting can take a serious toll on health, contributing to high blood pressure, elevated blood sugar, increased abdominal fat and unhealthy cholesterol levels.

Gbolahan

Okubadejo Institute for Comprehensive Spine Care spinal and orthopedic surgeon

Sit Happens

Doctors warn that too much sitting — especially with bad posture — can lead to pain, poor sleep and serious health risks.

By James Raia

Have a seat. Pull up a chair. Put your feet up. Take a load off. They’re all often terms of acknowledgment, encouragement or invitation, but however welcoming, beware the chair. Too much of a good thing isn’t good.

Spinal and orthopedic surgeons, preventative medicine specialists, chiropractors and other medical experts all agree that sitting for too long is unhealthy. It can lead to a wide range of health issues, from muscle soreness to nerve irritation and high blood pressure to heart disease.

Amanda Sacino, a neurosurgeon and managing partner at Apex Brain & Spine in Naples, has vast expertise in back and spine ailments — compression fractures to spinal trauma and spinal stenosis to spinal tumors. She stresses the importance of proper posture.

“Ergonomics are very important,” she says. “The (computer) monitor should be at eye level to help prevent prolonged neck flexion, and the chair should properly support the lower back to help maintain good posture. Taking regular breaks to stand, stretch and walk for a few minutes every hour is also very helpful.”

Sacino, who graduated from the University of Florida College of Medicine and did her residency at Johns Hopkins University School of Medicine in Maryland, also advocates back assistance equipment. Standing desks and standing treadmills can help deter the potential health risks of prolonged sitting.

“We actually have standing desks for our office,” she says. “Standing desks and standing treadmills can help to reduce back pain and improve posture. They also boost energy levels and productivity.”

The Mayo Clinic, the academic medical

“If you spend a lot of time on your phone, laptop or tablet, you may already be experiencing the early signs of ‘tech neck.’”

— Gbolahan Okubadejo

center headquartered in Rochester, Minnesota, succinctly details further health risks associated with sitting too long. It’s linked to obesity and to a group of conditions that comprise metabolic syndrome — increased blood pressure, high blood sugar, excess waistline body fat and unhealthy cholesterol levels. The renowned medical institution’s research also links prolonged sitting time with increasing death rates from heart disease and cancer.

Citing 13 studies of sitting time activity of more than 1 million participants, the Mayo Clinic’s analysis detailed a startling comparison: People who sit for more than eight hours daily and whose lifestyles don’t include physical activity have the risk of dying similar to the risks of obesity and smoking.

Gbolahan Okubadejo, a spinal and orthopedic surgeon in New York, stressed the importance of proper posture and exercise to prevent the condition known as “tech neck.”

It occurs when the spine’s natural alignment is altered and leads to strain and discomfort. When spinal misalignment becomes exaggerated or flattened, uneven pressure is placed on the vertebrae. Additional discomfort and further risk of injury can increase.

A major culprit is the increasing time people spend in front of screens. Multiple studies from data research organizations indicate that the average person in the United States spends about seven hours per day in front of a screen. Most often, it’s while sitting.

“If you spend a lot of time on your phone, laptop or tablet, you may already be experiencing the early signs of ‘tech neck’ without realizing it,” says Okubadejo. “When your head is tilted forward for long periods, like when scrolling, texting or working at a screen, it puts excessive pressure on your cervical spine. Over time, that strain can lead to tight muscles, stiffness, headaches and even disc problems or nerve irritation.”

Poor posture can also affect digestion. Okubadejo said sitting in a slouched position compresses the abdominal organs, slowing digestion and potentially leading to issues such as acid reflux and constipation.

Sleep disturbances are another potential problem. When the spine is not properly aligned, finding a comfortable sleeping position can be difficult and can lead to restless sleep and waking up with stiffness or pain.

Remaining active is also paramount, according to Sacino. “Try to walk as much as possible,” she says. “If it is difficult to walk on the ground, then walk in the pool. Incorporate planks into your exercise, which will help to strengthen not only back muscles but also core muscles.

“If possible, invest in a back extension machine for home. Doing back extension exercises for short periods of time each day can add up to significantly strengthen back muscles and decrease back pain.”

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Sacino Apex Brain & Spine neurosurgeon and managing partner

“I’ve been an LMCU member for 18 years and was excited to secure my ﬁrst Florida commercial real estate loan with LMCU. The lending team has excellent negotiation skills and advocated well on my behalf.”

- Jon Timmer, President and Owner

Lending solutions for new markets and new horizons.

LMCU is proud to help Abiathar Management LLC expand from Michigan into the Florida market by providing ﬁnancing for the purchase of a fully occupied 99,832 square-foot light industrial building in Bradenton, FL. Call Dennis McLean at (941) 284-3555 to discuss a customized loan for your next project.

Amanda

Unwind

September is our favorite time in Greece: The weather is warm, the throngs of tourists have subsided, and the days are still long and sunny and set against a perfect Aegean blue. But even if a visit to the Hellenic isles isn’t on the calendar for this fall, the Greek experience is still close at hand here in Southwest Florida.

It’s Greek to Us

From coastal getaways to classic novels and resin-kissed cocktails, Southwest Florida offers a taste of Greece … no passport required.

By Artis Henderson

A Visit to the Sponge Docks

Tarpon Springs is an easy three-hour drive north of Naples, but order a Greek coffee in any of its waterfront cafes, close your eyes and you might as well be in coastal Greece. Beginning early last century, Greek immigrants carved out this little slice of Florida for themselves and made it home to the sea sponge industry. Today, the descendants of that original Greek population remain, serving up spanakopita and glasses of strong tsipouro and offering tours of the sponge docks to eager visitors. Tarpon Springs makes for an idyllic weekend away.

Hellenic Reads

Rachel Cusk’s gorgeously narrated Outline reads like a memoir, though it’s a novel. The book examines relationships through the eyes of an exquisitely observant divorced woman, unfolding through a series of conversations that take place over a few days in Athens. Read it as much for Cusk’s scalding take on marriage as for the pitch-perfect Aegean setting.

Yamas!

Middlesex provides a rare window between two worlds.

Jeffrey Eugenides’ Pulitzer-winning Middlesex draws inspiration from his own Greek heritage, as well as the Greek immigrant experience in the United States. Sensually written with complex characters who espouse deliciously complicated desires,

Captain Corelli’s Mandolin is beautifully wrought, captivating both for its depiction of modern Greek history and the romance at its core. Set against the backdrop of World War II, the novel follows the Italian and German occupations of the island of Cephalonia. Readers are drawn in by the skillfully drawn landscapes and characters before being shattering by the brutal outcomes of war.

Mention Greek libations in a crowd, and you’re sure to hear talk of ouzo, the anise-flavored liqueur that pours clear from the bottle but turns cloudy with water, similar to French pastis. Oenophiles of course will mention retsina, the distinctive style of resinated Greek wine, a carryover from the days when amphorae filled with wine were sealed with pine resin. But it takes a true connoisseur to mention mastika, the Greek liqueur flavored with resin from the mastic tree.

It’s no surprise that the mixologists at Estia — the sumptuous Greek Mediterranean restaurant newly opened in North Naples this spring — have dedicated one of their signature cocktails to the liqueur. The Apollo features some of Greece’s most delectable flavors, such as figs and lemons, as well as the distinctive mastika.

The Apollo from Estia in North Naples

2 oz gin

0.5 oz fig puree

0.75 oz cardamom simple syrup

0.25 oz mastika

0.5 oz lemon juice

Shake all ingredients in a cocktail shaker and pour over ice.

Backstory

Gateway to Memory

Though lost to time and a wrecking ball, Fort Myers Beach’s coquina stone arches remain a cherished symbol of the island’s past.

By Justin Paprocki

The coquina stone arches stood for more than 55 years and have since become part of Fort Myers Beach lore. Their story began in the 1920s with Tom Phillips, a New Yorker who made a small fortune by inventing a new type of washing machine. Phillips turned his attention to real estate in Southwest Florida and built several local attractions, including a casino and bathhouse. He also launched a housing development called San Carlos on the Gulf. In 1924, at the entrance to that development, Phillips constructed the now-famous arches — towering 27 feet high and stretching 104 feet wide. Built from coquina rock, they originally stood at the edge of the Lee County mainland. But after a hurricane in 1926 washed away enough sand, the area became known as San Carlos Island. Over the decades, the arches became a beloved land-

mark and gateway to Fort Myers Beach. Millions passed beneath them via San Carlos Boulevard, and they became a frequent subject of postcards and photographs.

In 1979, the arches were slated for demolition to make way for the Matanzas Pass Bridge. Local residents rallied to save them, convincing state officials and the developer to consider relocating the structure. But miscommunication proved fatal. A subcontractor, unaware of the plan to preserve the arches, brought them down with a wrecking ball.

Though gone, the arches remain a symbol of Fort Myers Beach — immortalized in murals, memories and old photos. Today, a group of dedicated residents continues to raise funds with the hope of one day rebuilding the arches and restoring their place in the island’s history.

Wintrust Banking Center is a branch of Lake Forest Bank & Trust Company, N.A. 1. Early Pay. Early Pay allows eligible direct deposits for consumer accounts to be credited to your account up to 2 days early. Early availability is not guaranteed and is determined based on receipt of payer information and standard fraud prevention monitoring. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/ telephone transfers between accounts at Wintrust Financial Corporation (‘WTFC’), external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. 2. Premier Checking Fees. $25 monthly maintenance fee – waived with either i) average daily balance of $10,000, or ii) combined average relationship balance of $75,000 per monthly statement cycle. Relationship balances include owned consumer checking, savings, money market, and certificate of deposit including retirement and MaxSafe® deposits held directly with the same charter bank. Fees may reduce earnings. 3. Interest Rate Bonus. Must have a common account owner on both the Statement Savings Advanced account(s) and the Premier Checking account(s) with the same charter. Both accounts must remain open and maintain a common account owner to receive the interest rate bonus. Rate increase is effective the next business day after the second account is opened. 4. ATM Fees. No WTFC transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or SUM networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of domestic ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S. 5. Bank Specialty Checks. Style & quantity restrictions apply. 6. Premier Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 11/5/25. Offer not available to existing or closed checking account customers of WTFC & its subsidiaries or employees, and Macatawa Bank locations. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes. 7. Premier Checking Bonus Qualifications. (i) Open new Premier Checking account; (ii) mention offer during inbranch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv)