Simplifying the “Simple Cafeteria Plan. Small business w/ cafeteria plan where the business pays most of health insurance. A deduction of $20 (or $150 for entire family) a month from employee's pay for health insurance.. SIMPLE Cafeteria Plan. we have: 2 employees, 2 co-owners. health insurance is provided as is a 401k. what is the best plan to institute to get the tax savings to pay for medical copays,. Cafeteria Plan. 539.522.721.1.. section 125 cafeteria plan employee deduction. Simple Cafeteria Plans health savings account? flexible spending account? cafeteria plan. for Small Businesses.so i am trying to figure out what i sell during my school year to make money that kids would actually buy during lunch time i was thinking about water and Gatorade but first off in winter time who want cold water second i don't only want to sell liquids but in summer selling water should do juts fiemn but i cant cook brownies or anything