Seniors 12th november 2014

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Free financial information seminars in November

Are you retired or close to retirement? Would you like to know more information about the age pension and or income choices for your retirement? The Australian Government Department of Human Services are holding free financial information service seminars in Caloundra during the month of November. The seminars come under the broader title ‘Getting ready for retirement’ and feature two different but related areas of discussion – ‘Age pension and your choices’ and ‘Retirement income streams’. Age pension and your choices will cover the following topics; your choices at pension age, income and assets tests, planning for retirement as well as deeming investments, concession and tax issues. This free seminar will be held on Tuesday, November 18 from 5.30pm - 7.30pm. ‘Retirement income streams’ will assist attendees in understanding how account based pensions and income streams work, investment options, tax and Centrelink assessment, changes from January 1 next year and the consequences of your choices. This seminar will be held on Monday, November 10 and repeated on Monday, November 17, with both information sessions running from 10.30am until 12.30pm. If you are considering your retirement options then why not get informed and take control of your financial future today? For bookings for these free information sessions please call 136 357 or email your interest to attend at fis.seminar.bookings@ humanservices.gov.au. All seminars in Caloundra are held at the venue ‘1 on Bulcock’, 1 Bulcock Street Caloundra. www.humanservices.gov.au

Tips to help older drivers keep their keys

RACQ has released tips for Queensland’s older drivers, as part of a new campaign, to help them feel safe and confident when behind the wheel. The motoring body has released a YouTube video identifying warning signs to look out for and advice for older drivers and their families. RACQ Education Officer David Terry said motorists must be aware of their physical capabilities and how they can affect their driving, particularly if driving is considered the key to their independence. “Some older motorists in particular can feel a little unsure when driving and may avoid certain routes or travelling at certain times of day as their vision and flexibility decrease,” Mr Terry said. “If you’re an older driver and you are concerned about your ability to drive, we recommend visiting your GP. “Many age-related and medical conditions do not mean older drivers have to stop driving altogether, quite often it may be a case of not driving at certain hours, or wearing appropriate eyewear.” In Queensland, drivers over the age of 75, as well as drivers with medical conditions affecting their ability to drive, are required to carry a medical certificate when driving. “RACQ is committed to seeing every Queenslander survive their drive and have developed a number of tools to help older drivers feel more confident,” Mr Terry said. “These include post-licence practical driver assessments, a selfassessment questionnaire and the Years Ahead program to assist older motorists to drive safely for longer. “Fortunately, should an older driver decide to hang up the keys, there are a number of alternative transport options available such as taxis, community shuttle buses and public transport.” Families are encouraged to check in with their loved ones, start the conversation, and if they have any concerns urge them to see their GP. RACQ’s YouTube video ‘When is it time to stop driving?’ can be viewed at http://goo.

Fixed Fee Intitial Consultation Available King Tobin Lawyers are your Lawyers for Life. We have been serving Beerwah for over 30 years and offer services tailored for seniors including general legal advice, entry and exit into Retirement Villages, conveyancing, mortgages (including reverse mortgages) and family law. We specifically cater for the following needs -

Wills and Enduring Power of Attorney Having a current Will means that you decide what happens to your

estate when you die. Reviewing your Will regularly is important to ensure that it accurately reflects your wishes and that it deals with all of your property. Having a current Enduring Power of Attorney allows someone you know and trust to make decisions for you in relation to your health and financial affairs if you lose capacity and are unable to do so yourself. Failure to have either of these important documents can cause your family great distress, be time consuming and expensive.

Estates King Tobin Lawyers is able to assist executors in the administration of Estates, or if you wish, we can perform the role of executor directly. We are local people and work sensitively and compassionately to administer estates quickly and at a reasonable cost.

Advanced Health Directive

Funerals from $1650.00

Allows you to decide in advance the level and degree of intensity of medical care you wish to receive and gives guidance to medical professionals in relation to very specific circumstances if you are not able to participate in the decision making at the time.

Shop 15, Turner Park Shopping Village 21 Peachester Rd, P O Box 273, Beerwah Q 4519 Ph: (07) 5494 6566

Fax: (07) 5494 0941 Email: beerwah@ktlaw.com.au 24 |

| NOVEMBER 12 2014

www.gcnews.com.au


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Seniors 12th november 2014 by Glasshouse Country & Maleny News - Issuu