UICREINSURANCE 2014
MISSION ÂŤFacilitate development of the insurance culture so that the business life of the society would become more effective and the society itself would be stable and prosperousÂť
United Insurance Company Established in 1990
UIC-REINSURANCE
Samara St. Petersburg Nizhny Novgorod
Moscow
Petrozavodsk
Kazan
Ufa Ekaterinburg
innovations United Insurance Company CJSC is an innovative federal insurance company with a head office in Samara and a large branch network
Togliatti
experience UIC is a combination of top-notch specialists and cutting-edge technologies in the insurance and reinsurance spheres
scope By uniting experience and energy of the regional branches UIC has created conditions for high quality insurance on the whole territory of Russia
world protection
Russia South Korea
Moldavia Turkey
Azerbaijan Lebanon United Arab Emirates
Libya Jordan Palestine
Qatar
Ecuador
2014 reinsurance territory of UIC
Cambodia
Philippines
Indonesia
high degree of reliability In 2013 the «Expert RA» rating
agency has confirmed the earlier attributed reliability rating of UIC CJSC on the A level («High degree of reliability»). Class A in the rating hierarchy means that with high probability the company ensures timely fulfillment of all financial obligations, both current and those appearing in the course of the activity.
UIC - is a reliable partner as it ALWAYS performs the undertaken obligations
UIC in ASKO
holding
United Insuranc e Company Strakhovye Tekhnologii Management company
SSMC Samara Insurance Medical Centre
Together with several insurance companies UIC enters the ASKO insurance holding
The
VOLGOPROMLEASING leasing company
Established in 1990
The Universal Insurance Company
MC Management company of the ASKO insurance holding
Holding’s resources enable UIC to Optimize financial stability
Established in 1991
Medical insurance company
EXPERTSERVICE
Cooperate with the largest financial and industrial groups and banks Provide full and reliable servicing of partners
Assessment and consulting company
3 billion rubles
Exceed insurance assets of the ASKO holding
financial stability
2013 Performance Indicators of UIC CJSC ASSETS EQUITY CAPITAL CHARTER CAPITAL INSURANCE PREMIUMS INSURANCE LOSSES
1 994 mRUB 728 mRUB 622 mRUB 2 135 mRUB 1 173 mRUB
licenses
UIC is entitled to provide ALL statute-permitted insurance and reinsurance types License for voluntary and obligatory insurance (No. 小 2346 63 dated 28.07.2009)
License for reinsurance (No. P 2346 63 dated 02.07.2010)
reinsurance at UIC Andrey Razdyakonov, president of UIC: We are for the eternal principles. It’s worth taking care of the things that are of interest to people now and will be of interest for many years later. The recipe for success of UIC is concern for true values, professional team, honest and sincere relations with customers.
Natalia Lisina, vice-president of UIC: We always stay true to our traditions: efficiency and individual approach to each customer, inadmissibility of operations contradicting the legislation and ethic norms, meticulous fulfillment of obligations before partners and confidentiality.
objective Ensuring reliability of insurance and expansion of its possibilities, provision of our service consumers with high-quality, competitive reinsurance protection. Ensuring maximum financial efficiency and stability of our customers’ companies.
SERVICES Obligatory and facultative reinsurance Premium under obligatory contracts
51%
Premium under facultative contracts
49%
Correspondence of obligatory and facultative reinsurance at UIC
UIC provides reinsurance protection under inwards obligatory reinsurance contracts: Liability insurance Automobile insurance Cargo insurance Aviation and space risk insurance Property and technical risk insurance Vessel insurance Accident insurance
Reinsurance coverage
Baku (Azerbaijan), Chisinau (Moldavia), Jordan, Palestine, United Arab Emirates, South Korea, Philippines
partners Obligatory reinsurance protection The risks of UIC CJSC are reinsured at Hannover Re, one of the largest reinsurance companies of the world AA S&P, A A.H.Best
Agreement:
obligatory excess of loss reinsurance
Period
12 months
Business class:
property of individuals and legal entities including breakdowns of machines and mechanisms and loss from business interruption; construction and assembly risks including construction equipment and machines, third party liability and guarantee maintenance period insurance.
Agreement limit:
$5,000,000
reinsurance partners Reinsurance partners of UIC CJSC Gefest Ingosstrakh TIT Russian Insurance Centre Megaruss-D Pomosch Pari Yakor etc.
110
Đ°s of today UIC has got 110 reinsurance partners
reinsurance RESULTS 2013 Inwards Reinsurance Results PREMIUMS ↑ 138.239 mRUB 93.899 mRUB in 2012 LOSSES ↑ 87.158 mRUB 72.642 mRUB in 2012 ↑
LOSS RAТIO 63% (77%)
reinsurance
PREMIUMS
2013 Inwards Reinsurance Portfolio Structure of UIC CJSC
Automobile transport
49%
Property and construction and assembly risks
29%
Liability
9%
Aviation and space risks
7,5%
Accidents
Cargo
Vessels
2%
2%
1,5%
UIC-REINSURANCE Quick decision making on payments!
Examples of large payments 2013
3.23 mRUB
2012
Rosles Re Space vehicle wreckage 2013
2013
2010
2.4 mRUB
Arteks insurance company Fire on the plant manufacturing food products
2009
2008
90 000 EUR
SOGAZ insurance company Damage of railway tracks
2.24 mRUB
SOGAZ insurance company Damage of a gas turbine 2004
1 mRUB
ASTRO-Volga insurance company Fire in a trading centre
3.73 mRUB
NASKO insurance company Cargo damage 2012
Malakut Constellation insurance broker Space vehicle wreckage (FOBOS-Grunt)
4.66 mRUB
Insurance company ASKO-Centre Pouring of a dwelling-house
10 mRUB
1.9 mRUB
IngoNord insurance company Fire in a night club 2003
1.7 mRUB
GEFEST insurance company Damage at construction and assembly works
UIC CJSC paid more than 1 billion rubles to the customers under the inwards reinsurance agreements in 2003-2013
standards
Why customers choose UIC Customer’s interests are the primary concern for UIC. We have implemented such customer relations management system, which enables implementation of an individual approach, attention and respect towards each customer.
Constant service quality improving.
Conservative financial policy, development stability and consistency.
Advanced corporate culture, professionalism of employees.
Development of new forms of mutually beneficial long-term cooperation with partners within the framework of the current legal environment.
Innovative management.
The charter capital of UIC is 622 mRUB
WHY
UIC Values of UIC:
In 2012 UIC CJSC received a certificate of compliance of the quality management system with the Russian government standards R ISO 90012008 (No. РОСС RU.3609.04ЧЖОО / ЕС.С.О.02.01.000747-12 dated 01.02.12). The certificate confirms that the quality management system of UIC complies with the Russian government standards R ISO 9001-2008 in part of insurance and reinsurance, the company’s business processes are in line with the international standards.
Reliability Honesty Attention Transparency Trust Professionalism Innovations Creativity
UIC guarantees high quality as it works in accordance with the international standards!
United Insurance Company Laureate of the «Golden Salamander», Russian public prize in the sphere of insurance, following the results of 2010 in the category of «Head of Insurance Company 2010» Nominee of the «Golden Salamander» prize following the results of 2010 Winner of the «Golden Salamander» prize in the category of «Inter-Regional Market Leader» following the results of 2004 Certificate of honour from the All-Russian Insurers Union for active participation in the development and improvement of the Russian insurance market Winner of the «Most Public - 2008», Samara public trust prize in the category of «Insurance Company»
Laureate of the «Silver Umbrella», Volga national prize in the sphere of insurance, following the results of 2010 in the category of «Best Regional Company» Laureate of the regional stage of the All-Russian competition «Brand of the Year» in 2003
United Insurance Company UIC-Reinsurance Department Samara
Office 410, bld 1, 23 Lesnaya str., Samara, 443110 Tel.: +7 (846) 277-91-75, 277-91-76 e-mail: info@osk-re.ru
Management Board in Moscow 32a Khoroshevskoe shosse, Moscow, 23007 Tel.: +7 (495) 981-29-77 e-mail: mos@osk-re.ru