Production Editors: Karen Ferguson, Timothy Rodman
Art Director, Design and Layout: Rachel Cummins, Timothy Rodman
Contributing Writers: Laqueeta Coleman, Rachel Cummins, Ken Elliott, Karen Ferguson, Natasha Herleman, Jessica Inman, Mary Koczan, Autumn Krewson, Anna Meek, Timothy Rodman and Jennifer Stockdale
Executive VP/Chief Marketing Officer—Lesley B. Mann
Sr. VP/Chief Operating Officer—Wil Lombardi
Sr. VP of Administration—Deborah Morgan
VP/Head of Compliance and Human Resources—Antoinette Blair
GBU NATIONAL DIRECTORS
Chairman of the Board—Lea Ann Hazi
David E. Bevins
Joseph S. Bielecki
Frank Bria
William W. Hunt, CEO
Christina MacKellar, CPCU, CIC
David L. Pringle
John Swanick
MEDIA CONSENT AND RELEASE NOTICE
GBU personnel, members, districts and others may take pictures, make recordings or produce videos at GBU events. In an effort to promote activities and increase public awareness, these may be published in The Reporter, on GBU and district websites, in the GBU Life member community, on social media outlets and in other locations. By participating in GBU events or by submitting pictures, recordings or videos directly to GBU, all members and other parties consent to the release and use of these pictures, recordings or videos and waive any rights to royalties or any potential liability relating to such.
HOME OFFICE HOURS LIKE, FOLLOW AND SHARE!
Monday—Friday: 8 AM—5 PM ET
Saturday and Sunday: Closed
During 2024
, the finance department continued to strengthen its infrastructure for the future while also executing important strategic initiatives that had a positive impact on our current financial position.
As GBU has grown its sales, revenues and surplus in recent years, the finance department has invested in personnel with the expertise needed to provide the information that a growing organization requires to make optimal strategic and tactical decisions during turbulent economic times. GBU is also implementing systems that will enable us to react more efficiently as these changes evolve. In 2024, we implemented a new investment system, and in 2025, we are in the process of implementing a new general ledger system.
While executing these strategies for the future, GBU is also focused on the present, as we continue to meet expectations regarding operating income and maintain a strong balance sheet that will meet the financial needs of GBU’s members both now and in the future.
Capital and Surplus Account
Liabilities and Unassigned Surplus
Summary of Operations
Mark Cloutier Chief Financial Officer
About the numbers
GBU’s 2024 statutory financial results continue to reflect our robust operating performance and our ability to build on a strong financial position. Assets increased by 6.8% and liabilities increased by 7.0% to $4.7 billion and $4.4 billion, respectively. Reserves for annuities and life comprise $4.2 billion of the liabilities and are supported by a proper mix of investments and cash to support anticipated cash flow needs in the future. Our surplus remained very strong at $314.4 million, an increase of 3.8% over 2023. GBU’s current solvency ratio is 107%. This means that for every $100 of liabilities, there are $107 of assets to support future payments.
Net income from operations in 2024 was $15.5 million. Total revenues for the year were $1,005.7 million, an increase of 10.5% over the 2023 total; this increase was driven by strong annuity sales and an increase in investment income. GBU continues to receive an exceptional cash flow from operations. In 2024, cash flow from operations was $304.2 million.
As we move into the future, GBU management will continue to prudently grow our Society and expand the programs available to our members for their community development efforts while strengthening our already solid foundation. We are proud to deliver sound, consistent value as a conservative steward of our members’ wealth during these turbulent economic times. We thank you for your trust.
GBU Life is the marketing name for GBU Financial Life (GBU), Pittsburgh, PA.
DEVELOP YOUR FINANCIAL PLAN
LEAVE A LEGACY
With Life Insurance and Annuities
Legacy giving, also known as planned giving, is a meaningful way to leave behind a lasting impact on the causes and organizations you care about. By incorporating life insurance and annuities into your estate planning, you can maximize the benefits of your legacy gifts, ensuring they are both impactful and tax efficient.
Legacy giving involves making a commitment to donating a portion of your estate to a charitable organization or cause. This can be done in several ways, including bequests, charitable trusts and gifts of life insurance or annuities. Incorporating legacy giving into your will allows you to support causes you are passionate about while potentially providing tax advantages for your estate.
LIFE INSURANCE AS A LEGACY GIFT
Life insurance can be an effective tool for legacy giving. Here are some ways to incorporate it into your estate planning:
Naming a Charity as a Beneficiary: You can designate a charitable organization as a beneficiary of your life insurance policy. Upon your passing, the charity will receive the policy's death benefit, which can significantly enhance its funding.
Transferring Ownership of the Policy: You may also choose to transfer ownership of a life insurance policy to a charitable organization. This may qualify you for a charitable tax deduction for the premiums you pay on the policy.
Creating a New Policy: If you wish to make a substantial gift, consider purchasing a new life insurance policy and naming the charity as the owner and beneficiary. This can provide significant future benefits to the organization.
ANNUITIES FOR CHARITABLE GIVING
Annuities can also play a role in planned giving. Here’s how they work: You can name a charity as the beneficiary of your annuity to receive any part of it that has not yet been distributed upon your death.
You can donate all or part of your Required Minimum Distribution (RMD) amount to qualified charitable organizations. This gives a gift to an organization that you want to support while being able to offset taxes.
BENEFITS OF USING LIFE INSURANCE AND ANNUITIES
Incorporating life insurance and annuities into your legacy plan offers several benefits: Tax Advantages: Donations made through life insurance and annuities may qualify for charitable tax deductions, reducing your taxable estate and potentially lowering estate taxes.
Financial Security: Annuities can provide you or your loved ones with a steady income stream for life, offering increased financial security while also benefiting your chosen charity.
Significant Impact: Life insurance policies can result in larger gifts than might be possible through cash donations, making a more substantial impact on the charity.
HOW TO GET STARTED
1. Identify Your Charitable Goals: Determine which causes or organizations you wish to support through your legacy gift.
2. Consult with Financial Advisors: Work with your agent along with financial, estate planning and tax professionals to explore the best options for your situation.
3. Review Policy and Annuity Options: Consider existing policies and annuities, and explore the possibility of creating new ones if needed.
4. Update Your Will and Estate Plan: Ensure that your will reflects your legacy giving intentions and is legally sound.
5. Communicate with Beneficiaries: Discuss your plans with your family and beneficiaries to ensure they understand your intentions and the impact of your gifts.
By thoughtfully planning your legacy giving with life insurance and annuities, you can leave a lasting legacy that reflects your values and supports causes you cherish. This strategy not only benefits charities but can also provide peace of mind to you and your loved ones.
YOUR BENEFITS
As an insured GBU member, you have access to LawAssure, an online platform that helps you create a will, power of attorney or trust and file it based on your state. You can also use LawAssure to create and store any instructions for the execution of your will or other information that you would want your loved ones to have.
CHOOSE YOUR LEGACY
Did you know that you can now establish a donor-advised fund with the GBU Foundation? This type of fund allows you to make regular taxdeductible contributions to your charitable goals and distribute donations to the 501(c)(3) organizations that you choose when you are ready.
GBU Life is the marketing name for GBU Financial Life (GBU), 4254 Saw Mill Run Blvd., Pittsburgh, PA 15227. Life insurance is underwritten and annuities are offered by GBU. Annuities are not short-term products. Products are subject to approval and may not be available in all states. Annuity withdrawals prior to 59½ may be subject to IRS penalties. No statement contained herein shall constitute tax, legal or investment advice, and you should consult with a legal or tax professional for any such matters. GBU Life offers access to services from LawAssure but is not affiliated with them.
Interesting topics to enhance your life
Current Interest
Episode 1892: Your New Favorite Podcast (Starts Here)
“Current Interest,” brought to you by GBU Life, is a podcast that spotlights nonprofits driving real change in our communities. Through in-depth conversations, we help you focus your support on causes that align with your values—building lasting, meaningful connections with those making a difference.
GBU Life’s Current Interest—sharing the stories of everyday heroes and nonprofits making a lasting impact in our communities.
PROTECT WHAT MATTERS MOST
LawAssure is an easy-to-use online service that uses smart technology to help you prepare essential legal documents. This service is available to insured GBU Life members.
With LawAssure, you can create a customized will or access important legal documents that allow you to assign power of attorney or establish healthcare directives, all from the comfort of your own home.
KEY DOCUMENT SERVICES
LawAssure uses smart technology to prepare essential legal documents that are tailored to your needs and help you protect your home, family and assets.
WILLS
LawAssure’s technology makes it easy for you to create a high-quality will that outlines your wishes and makes things easier for your loved ones.
HEALTHCARE DIRECTIVES
LawAssure’s healthcare directives and living wills let you make your endof-life preferences known, in case you are no longer able to express them.
POWERS OF ATTORNEY
LawAssure’s power of attorney help you give permission to a loved one or trusted advisor to handle your financial affairs.
TRUSTS
LawAssure’s trusts help you to manage and distribute your assets without court interference.
Live
Working for yourself?
Being your own boss means freedom — but not always a retirement plan. The Defined Benefit Annuity from GBU Life helps secure your future while you work towards retirement.
The Defined Benefit Annuity is a system driven by GBU Life’s Future Flex Fixed Index Annuity and linked to an online tool that analyzes the annuity’s performance. The Defined Benefit Annuity allows regular contributions after the initial deposit. This system enables you to work toward your desired retirement income over time. Meanwhile, the online tool generates an annual report that suggests premium adjustments needed to stay on track toward your desired income.
Build your personal retirement plan with GBU Life’s Defined Benefit Annuity! Learn more -->
GBU Life is the marketing name for GBU Financial Life. Life insurance is underwritten, and annuities are offered by GBU Life, Pittsburgh, PA. Interest rates are determined by date of receipt of deposit. Rates are subject to change without notice. During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. GBU Life and its agents do not provide tax, legal or investment advice. Please consult with a legal or tax professional prior to the purchase of any contract. Annuities are not short-term products and are issued by GBU Life. Withdrawals prior to 59½ may be subject to IRS penalties. Products and features may not be available in all states. This is a summary of the contract provisions. Please refer to the contract for complete details of surrender charge schedule, benefits and exclusions. Contract Form Series: ICC23_FPDA_IA_CON_(01-23), FPDA_IA_CON_FL_(07-23), FPDA_IA_CON_(07-23) GBU-PM-AD-DBA_0625
WORK FOR YOU
Dreaming of the freedom that working for yourself provides? As we wander through this world and work our days away, we think it would be so nice to work for ourselves!
Your passion often shines best when you are fully involved with every step of decision-making. Having control over aspects of hours, wages and creative processes is extremely rewarding. It is also an advantage to be able to choose your own work environment. You are in full control.
Setting your wages can be the biggest perk when working for yourself. The value you see in your product or service can be directly related to your wages. Having full control of your pricing is an advantage. A dog walker charges more for a holiday or a pet who needs medical assistance, but gives a discount to a neighbor who lives close to their home. Be careful, sometimes price changes in products or services can result in a change in demand depending on your product and target demographic.
Vacations can be fun, time away is necessary and you don’t have to ask anyone else permission to go! Disadvantages to vacation time as a self-employed person may seem nonexistent. Be mindful of the demand for your product or service. An independent travel planner may have to take time out of their vacation to snag that limited discount for a client. Luckily, you can set aside time for your family, allowing yourself the grace to drop your child at the bus stop every morning, or you can “leave early” to volunteer some time at the softball game. Setting your own hours is beneficial.
Carrying proper insurance is important for an individual going into business, as well as filing taxes and saving your own money. If you are self-employed or starting your own small business, benefits can be intimidating and costly. GBU Life (GBU) offers some products that can help to secure and simplify the life you are building for yourself and your family. GBU’s Secure Whole Life policies not only offer the security of knowing your family will be financially cared for if you should die unexpectedly, but also offer you a safety net while you are living. These policies build cash value that you can borrow against and pay back at lower interest rates on the schedule you choose. This can help you to have capital available when you need it whether it is for your business or personal reasons. If you opt for the Guaranteed Purchase Option Rider, you can start with a smaller policy and add to it in the future without the need of additional underwriting.
Saving for retirement can also be difficult to navigate without a company-sponsored 401(k) plan to guide the way. GBU’s new Defined Benefit Annuity can help you create a simple plan to ensure you have the income you need in retirement. The Defined Benefit Annuity’s proprietary software helps you determine how much you need to contribute to GBU’s Future Flex Fixed Index Annuity in order to achieve the income you need in retirement. You can check in regularly with your agent to see if you are on track and adjust your contributions accordingly. This type of annuity is protected from principal loss in an economic downturn and allows for steady growth of your retirement savings.
Secure Series Permanent Life Insurance—Secure Whole Life, Secure Cash Advantage Whole Life, Secure 10 Pay or 20 Pay Whole Life, Secure Single Premium Whole Life (SPWL), Secure Cash Advantage Single Premium Whole Life (SPWL) GBU Life is the marketing name for GBU Financial Life. Life insurance is underwritten by GBU Financial Life (GBU), Pittsburgh, PA. Policy will mature when insured reaches age 121. Dividend payments are not guaranteed as the assumptions on which they are based are subject to change. Loans and withdrawals taken against a permanent life insurance policy will reduce the death benefit and may result in a taxable situation. Policy and features are subject to approval and may not be available in all states. Please see policy and rider for complete details. GBU and its agents do not provide tax, legal or investment advice. Please consult with a legal or tax professional prior to the purchase of any contract. Contract Form Series: ICC20-WL, FL20-WL.2, GEN20-WL, ICC20-SPWL, FL20-SPWL.2, GEN20-SPWL. [GBU is not affiliated with the organization(s) listed above. OR GBU is not affiliated with the organization(s) listed herein. OR GBU is not affiliated with this organization.] Defined Benefit Annuity. Products and features may not be available in all states. Life insurance is underwritten, and annuities are offered by GBU Life, Pittsburgh, PA. Interest rates are determined by date of receipt of deposit. Rates are subject to change without notice. During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. GBU Life and its agents do not provide tax, legal or investment advice. Please consult with a legal or tax professional prior to the purchase of any contract. Annuities are not short-term products and are issued by GBU Life. Withdrawals prior to 59½ may be subject to IRS penalties. Products and features may not be available in all states. This is a summary of the contract provisions. Please refer to the contract for complete details of surrender charge schedule, benefits and exclusions. Contract Form Series: ICC23_FPDA_IA_CON_(01-23), FPDA_IA_CON_FL_(07-23), FPDA_IA_CON_(07-23)
Swim ming Sin g ing a n d
GBU Employees’ Picks for Your Poolside Playlist
We asked our customer service team to share their favorite song to listen to while enjoying the summer weather! Here is what they picked:
Scan here to listen to the playlist on Spotify!
Adina’s pick
Shelby’s pick
Kim’s pick
Carrie’s pick
Elaine’s pick
Albert’s pick
Cara’s pick
Carol’s pick
Tim’s pick
Jon’s pick
Jeremy’s pick
Sandy’s pick
Toni’s pick
Lindsay’s pick
Allison’s pick
JOIN HANDS DAY JOIN HANDS DAY2025 2025
Optimity Challenge Update!
Our members crushed Optimity’s Join Hands challenge this May! Join Hands Day recognizes the power of volunteerism and how working together can create a stronger community. On Optimity, our members were challenged to complete a volunteer project, and you all did not disappoint! We had members volunteering for different charity and community events, making bags, packing first aid kits and so much more. Thank you to all who participated. Way to make GBU proud!
Don’t miss out on all the exciting things happening on Optimity. Join today! Scan the QR code for more information.
Guide for summer 2025
Something about the summer season leaves us itching for adventure, but where should we go? Trying to plan a family road trip can be filled with challenges, and the first hurdle is selecting a destination. To help bring order to some of the coordinating chaos, we asked our Executive Assistants (the professional chaos coordinators) what their favorite road trip spots are.
“My favorite summer road trip has to be a visit to Ocean City, New Jersey! The drive is about 6 hours (from Pittsburgh)! This trip has been a family tradition since my dad was young.”
Quaint Beach Town & Boardwalk – very charming, old-fashioned coastal vibe Music Pier with Entertainment on the Boardwalk –hosting concerts and entertainment Light Traffic & Bike Friendly – you can ride your bike through the island or boardwalk until noon Manco & Manco Pizza – The Best
“My family has been going to Rehoboth Beach, Delaware, since before I was born. It is still one of my family's favorite places to travel to!”
This is a boardwalk-lined beach with shops, restaurants and amusements that feel straight out of a postcard
The Rehoboth Beach Bandstand presents free summer concerts
Image source: Facebook
Robin’s Pick
Image source: Delaware Beaches Guide
Keri’s Pick
“Our family loves to go hiking in the North Carolina Blue Ridge Mountains. We seek out the hikes that feature waterfalls. We love Asheville, Boone and especially the town of Blowing Rock.”
Asheville has a vibrant art scene and a great sense of history, with much to explore
Located in Boone, the Tweetsie Railroad amusement park has a variety of activities for the whole family
Shari’s Pick
In Blowing Rock, the Moses H. Cone Memorial Park has an array of hiking trials ready to be discovered
“I love a long weekend in Manhattan, New York. I love the bustle and uniquity of this city–whether I’m with company or alone, my day is always full there and I feel at home. There is so much to do and choose from, and every trip is different. If I bring friends or my husband, I’m able to tailor that visit to their interests. If I’m alone, I spend so much time just walking and enjoying the environment.”
Adventure awaits in the big city! New York City has many boroughs to explore, all with their own unique characteristics.
Jen’s
“Deep Creek, Maryland, has been the spot for many family gatherings and getaways. It’s the perfect place for a peaceful weekend with the people you love.”
Endless outdoor activities exist, from golf to zip-lining Trying to beat the heat? Try their Jet Ski rentals or whitewater rafting courses.
End your day of adventure with a relaxing spa trip. Deep Creek has a multitude of spas and salons.
Image source: Explore Asheville
Image source: Wikipedia
Alexis’s Pick
Pick
Image source: Lake Pointe Inn
TOTALLY RANDOM TRIVIA
If you’re up for anything, be sure to play Totally Random Trivia this month! Answer random questions about a variety of topics for a chance to win!
Monday, July 21, 2025–Friday, August 22, 2025
HOW TO PLAY
Go to inside.gbu.org/trivia starting on Monday, July 21, 2025, at 8 AM ET and click on the link to the game. Complete the lyrics to popular songs! You have two minutes to answer as many questions as you can. The faster you answer, the more points you score!
Keep an eye on the leaderboard until the end of the game on Friday, August 22, 2025, at 4 PM ET.
The top 10 players on the leaderboard at the end of the game will win a $20 Tango gift card! Tango partners with hundreds of participating retailers and brands, such as Nike, Target and Amazon. All players will be entered into a random drawing for a chance to win a $250 Tango gift card.
Sweet Summertime Recipes
warm weather goodies and treats
Lemon Strawberry Trifle
INGREDIENTS
2 (3.4-ounce) instant lemon pudding mix
2 ½ cups milk
16-ounce whipped topping, thawed
2 pounds strawberries, sliced
⅔ cup lemon curd
14-ounce angel food cake
TIME & YIELD
Total Time: 30 minutes
Prep Time: 10 minutes
Yield: 12 servings
DIRECTIONS
Whisk lemon pudding mixes and milk together for two minutes. Then, fold in 8 ounces of whipped topping. Refrigerate for a minimum of 5 minutes.
Cut angel food cake into small, bitesized pieces. Set aside. In a separate bowl, combine remaining 8 ounces of whipped topping with lemon curd, folding together until combined. Set aside.
Layer half of the angel food cake in the bottom of a large bowl or trifle dish. Then, top with half of the pudding mixture, half of the sliced strawberries and half of the lemon curd mixture. Repeat layers. If desired, g arnish with fresh strawberries and lemon slices. Keep refrigerated until serving.
Orange Creamsicle Popsicles
INGREDIENTS
1 1 ½ quart container vanilla ice cream, divided
1 cu p frozen orange juice concentrate
20 popsicle molds
20 popsicle sticks
TIME & YIELD
Total Time: 2 hours & 15 minutes
Prep Time: 15 minutes
Yield: 20 servings
DIRECTIONS
Using a blender, blend 4 cups of vanilla ice cream and orange juice concentrate until combined into an orange mixture. In a medium bowl, place the remaining 2 cups of ice cream and stir until smooth and spreadable. Spoon 1 ½ tablespoons of the orange mixture into the bottom of 20 popsicle molds. Then, spoon 1 tablespoon of the vanilla ice cream into each mold. Alternate adding the orange mixture and vanilla ice cream until the molds are full.
Place the sticks into the popsicle molds and freeze until solid, anywhere between 2 and 4 hours.
PLAY IT SAFE IN THE HEAT PLAY IT SAFE IN THE HEAT
HEAT SAFETY TIPS FOR OUTDOOR
ACTIVITIES
BEFORE YOU GO OUTSIDE
Check the weather: Know the forecast and heat index.
Take a break every hour in a shaded or cool place to let your body recover from the heat. Regular cooling periods help prevent overheating and keep you energized.
Stay Hydrated
Drink water every 15-20 minutes, even if you’re not thirsty.
Watch for warning signs
High body temperature, confusion, dizziness, heavy sweating and nausea could be signs of a medical emergency.
Grow
JUST FOR KIDS
PAWPRINTS ON MY HEART COLORING CONTEST
GBU members between the ages of three and nine years old can enter their colored page in this year's contest, which is themed Pawprints on My Heart.
Three age categories will be judged as follows:
Category I: Ages three and four
Category II: Ages five and six
Category III: Ages seven, eight and nine
Entrants may use crayons, colored pencils, markers or watercolor paints. Entries will be accepted through Monday, August 18, 2025, at 11:59 PM EST. The picture on the next page can be reproduced or copies can be obtained by calling the community engagement team at the GBU Home Office (800-765-4428) or by downloading the file at the QR code below.
PRIZES FOR EACH CATEGORY
First prize: $75 Tango Gift Card*
Second prize: $50 Tango Gift Card*
Third prize: $30 Tango Gift Card*
*Members must provide a valid email address, as the gift cards are sent via email. Tango partners with hundreds of participating retailers and brands like Nike, Target and Amazon.
HOW TO ENTER
Send the three- to nine-year-old GBU member's coloring contest entry with their name and address on the colored page to
GBU Life
ATTN: Member Benefits 4254 Saw Mill Run Blvd. Pittsburgh, PA 15227-3394
Download the page by scanning our QR code or go to reporter.gbu.org/pawprints-onmy-heart-coloring-contest.
Or email a scanned version of the colored page to contest@gbu.org with "Coloring Contest Entry” as the subject line.
GENERAL INFORMATION
Judges reserve the right to accept or reject any or all entries. Their decisions are final. Artwork will be handled at the GBU Home Office with the utmost care. GBU reserves the right to reproduce entries for whatever use it wishes, provided proper credit is given. Permission does not include the sale of such work.
PAWPRINTS ON MY HEART COLORING CONTEST
For GBU members between the ages of three and nine years old. Please write name, age and address on the bottom of this coloring entry.
NAME/AGE:
ADDRESS:
Mid-Year Report
Summertime has arrived but Give Back University is still in session! Complete challenges that help your community while getting the chance to win big. Below are our winners for the monthly $250 Tango gift card drawing. Thank you for being superstars in your communities! From supporting environmentalism to lending a hand when their communities are in need; our youth members embody GBU. Scan the QR code now to learn more and start making a difference!
Spot the GBU Logos!
Can you spot all 10 hidden GBU Life logos in this picture of Pittsburgh? Grab a marker, circle them and send us a photo or mail in your finished puzzle!
FRATERNAL PUZZLE FOR MEMBERS AGES 10–14. Email (contest@gbu.org) or mail (GBU Fraternal Department, 4254 Saw Mill Run Blvd., Pittsburgh, PA 15227-3394) the participant’s name, email address and answers to this fraternal puzzle for a chance to win a $25 Tango* gift card. Members must provide a valid email address, as the gift cards are sent via email. Winners will be drawn monthly.
*Tango partners with hundreds of participating retailers and brands, such as Nike, Target and Amazon.
As we reflect on this decade’s fashion trends so far, one theme stays prevalent throughout: fun! Fashion is no longer about fitting in but rather expressing what makes you unique. Fashion trends have been playful, experimenting with shapes, prints and aesthetics. Want to fit in this backto-school season? Then just be your authentic, fun self!
Stepping out of your style comfort zone can be intimidating. Not sure how to get started? Try having fun with accessories! Accessorizing can be a subtle way to test out a new style or express yourself without having to commit to a new wardrobe.
OUTDOOR CRAFT: OUTDOOR CRAFT: ROCK ART ROCK ART
This craft offers a fun way to be creative while connecting with nature. Here’s what you need to get started, where to find the perfect rocks and some fun ideas on what to paint!
Materials Needed
Rocks (smooth, flat surfaces work best)
Acrylic paints (vibrant colors and weather resistant)
Paintbrushes (variety of sizes)
Permanent markers (optional, for outlining or writing)
Sealer (to weatherproof your art)
Water container and paper towels (for cleaning brushes)
Where to Find Rocks
Collect locally: Look in your backyard, a nearby park or a nature trail to find rocks.
Garden centers: Many home improvement stores and garden centers sell bags of smooth rocks or decorative landscaping stones.
Positive messages: uplifting words like “Hope,” “Joy,” “Peace” or short quotes to create cheerful, inspirational vibes. These make great “kindness rocks” to hide around parks and neighborhoods
Fantasy and fun characters: let your imagination run wild with cartoon animals, cute monsters or magical creatures
Rock art is a fantastic way to blend art, nature and a sense of community. Whether you leave your painted creations in local parks to spread kindness, gift them to friends or display them in your garden, this craft is sure to bring smiles and inspire conversations.
I loved grabbing a frozen lemonade and reading at our community pool (and swimming, of course). We had these great rocking chairs, and I would monopolize one for an afternoon. When I was younger, I’d crush through as many as 200 books over the summer! -Alexis M.
Kayakinginstateandnationalparks!
Favorite Summer Activities for Kids
GBU employees share the things they loved about summer as a kid...and still love as a parent.
Mingo Creek and the South Fayette wave pool! -Kristen A.
-Jessica I.
Going to car shows! Seeing vintage cars taught me to love design, appreciate how form follows function, take pride in something and work on goals! -Albert H.
-Karen F.
Growing up, weekends at my great aunt’s house on the Guadalupe River were what summer was all about—floating the river (aka “toobing” here in Texas), soaking up the sun and getting sunburned before noon. These days, my boys and I have been keeping the tradition alive with a week at the Lazy L&L Campground: all-day river floats, some highly competitive sand volleyball when the sun starts setting and country dance nights that always hit just right. Same river, same vibes—just with a lot more snacks, more sunscreen and way more noise. It’s a full circle moment I didn’t see coming, but I wouldn’t trade it for anything. -Amanda
F.
Camping! Building fires, cooking hot dogs and s’mores, fishing, running around and getting dirty! -Pamela M.
Camping and canoeing at Cook Forest with my grandparents!
Meet DISTRICT HAPPENINGS
Nashville Garfield
Ponyo
Hero Pawprints on My Heart Photo Contest
It is time, once again, for the GBU Life annual summer photo contest! Send us your favorite photo that depicts the contest theme, Pawprints on My Heart. Capture an image of your pet, whether he or she has fur, feathers or scales. Pick a photo that says, “best friends fur-ever!”
RULES
1. Contest is for GBU members/policyholders of all ages.
2. Black-and-white or color prints or photo files are acceptable. Do not mount photos.
3. Photos must be submitted as taken.
(This means no touch-ups or cutting/cropping off parts of the picture.) Photos can be enlarged to any size not exceeding 5" X 7".
4. Do not write on a processed print photo’s front or back (doing so can ruin the photo). Attach a note with the member's name and address.
5. A maximum of two photographs may be submitted per insured member/policyholder. No entrant can qualify for more than one award per contest.
6. The contest runs through Monday, August 18, 2025.
GENERAL INFORMATION
HOW TO ENTER
Send your photo(s) via one of the following methods:
Email contest@gbu.org with “Pawprints on My Heart” in the subject line. Include the member’s full name, address and email address in the body of the email. Mail to GBU Life 4254 Saw Mill Run Blvd. Pittsburgh, PA 15227
ATTN: Community Engagement Department
PRIZES
First Prize
$200 Tango gift card
Second Prize
$100 Tango gift card
Third Prize
$75 Tango gift card
Fourth Prize
$50 Tango gift card
Fifth Prizes (3) $25 Tango gift card
Judges reserve the right to accept or reject any or all entries. Their decisions are final. Processed photo(s) will be handled at the GBU Home Office with the utmost care and will be returned to the entrants after the contest is concluded. GBU reserves the right to reproduce entries for whatever use it wishes while giving proper credit to the photographer. This permission does not include the sale of entered photos.
District 45 — Altoona, Pennsylvania
Happy Summer to all the GBU members and their family and friends. The first day of summer arrives with the summer solstice, which occurs on June 20, 2025 — the longest day of the year. The centerpiece of German celebrations for the summer solstice is bonfires, or Johannisfeuer. Families can celebrate the summer solstice by creating their own traditions such as having a picnic, watching the sunrise or sunset, going on a nature walk, gardening, doing summer-themed arts and crafts, hosting a bonfire party or stargazing at night. It’s a great time to enjoy the outdoors, connect with nature and soak up the sunshine.
This year, we updated our district scholarship program. It is now the GBU District 45 — Altoona, Pennsylvania Educational Grant. The purpose is the same–to financially support our district members with their post-secondary educational pursuits. Donations should still be sent to District Treasurer Betty Richardson, but funds will now be managed through the GBU Foundation. Applications will now be online at gbufoundation.awardspring.com. Click on the GBU District 45 — Altoona, Pennsylvania Educational Grant link to apply. Grant checks will continue to be distributed through the District 45 secretary once they receive them from the GBU Foundation. Grants are available to District 45 members who are enrolled at least part-time for a full year in a post-secondary college, trade school, accredited online program or other non-traditional post-secondary educational program. The deadline for applications is Wednesday, October 1, 2025. Proof of enrollment such as an acceptance letter, class schedule and tuition receipt are required.
The district calendar of events and grant request letters were mailed. If you did not receive these, let me know and I will make sure you get them. Grant donations may be sent to our treasurer, Betty Richardson, at 2524 W. Chestnut Ave. Altoona, PA 16601. Please make checks payable to GBU District 45 and denote the “Grant Program” in the memo line.
Thanks to all who lent a hand for our Join Hands Day cleanup at Unter Uns — just in time for Memorial Day and the club’s big anniversary!
Thank you to everyone who supported our recent events! Thanks to your generosity, the spring pie sale raised $600, allowing us to donate $300 each to Dreams Go On Therapeutic Riding Stable and the Miracle League Special Needs Baseball Organization. We also had a wonderful turnout at the children’s Easter party, held with the Unter Uns Club, where over 25 children enjoyed games, activities, food and a visit from the Easter Bunny. Additionally, we appreciate everyone who helped with our Join Hands Day Project in May, where we cleaned up the Unter Uns grounds in preparation for Memorial Day and the club’s upcoming anniversary celebration in June!
Your generosity made a difference—our spring pie sale raised $600 to support Dreams Go On and the Miracle League!
Over 25 kids joined the fun at our Easter Party with Unter Uns — complete with games, treats and a visit from the Easter Bunny!
District 45 — Altoona, Pennsylvania, Continued
Upcoming District Events
Our annual GBU District 45 picnic will be on Friday, August 15, 2025, at the Swiss Club located at 1219 Harrison Ave Altoona, PA, with the doors opening at 5 PM. Join us for an evening of food, fun and fellowship at the upcoming picnic! Activities include cake walks for both kids and adults, treat bags, door prizes and special German dancing by the Hollidaysburg School District German Club. Members and guests are welcome! RSVP to me or another district officer. We hope to see you there!
Our Fall Pie Sale begins Wednesday, October 8, 2025, with all proceeds benefiting the St. Vincent DePaul Assumption Chapel Food Pantry. Orders are due by Monday, November 10, 2025, and pies can be picked up on Saturday, November 22, 2025, between 10 AM and noon at the food pantry. These pies are perfect for Thanksgiving and freeze well for Christmas.
We’ll also be collecting donations for the food pantry throughout November, with drop-offs accepted on pie pickup day. For donation pickups, contact John and Robin Kessler at 814-943-4481.
Also, save the date for the upcoming Veteran’s Day Parade in Downtown Altoona (date to be announced) at 10 AM. If you’d like to participate, please contact me. And don’t forget to thank a veteran for their service and sacrifice.
I would like to welcome into our GBU family the new members who have recently joined GBU and District 45. We hope you have the opportunity to participate in one of our many activities and have the chance to meet some of our other members. Please feel free to contact me if you would like a copy of the district calendar of events or if you would like more information about the district. Check out the GBU website and the district community page for more information and pictures.
Monthly Meetings
Please join us at our monthly meetings. They are held at 6 PM on the second Wednesday of the month at the Unter Uns Club located at Van Buren Ave and 14th Street in Altoona. There are no meetings in January, June, November or December. Instead, district officers will have officer meetings to plan for upcoming activities. Come learn, support and get involved in our fraternal activities, and join us for refreshments!
- Robin Kessler, Fraternal Secretary 814-943-4481 or rob1jon@atlanticbb.net
District 146 — Johnstown, Pennsylvania
Greetings - Summer at last!
District officer Marian Knapik and I attended the 2025 Community Grant Awards banquet on April 3, 2025, at the South Hills Country Club in Pittsburgh. The district nominated the Women’s Help Center in the Charitable Giving Community Pillar. After all the votes were counted, they took First Place – a $10,000 Grant Award. Thanks to everyone who voted.
The Women’s Help Center took First Place at the 2025 Community Grant Awards—thanks to your votes!
The district continues to support St. Vincent DePaul Food for Families with a monetary donation. We’ll also support the Christian Home of Johnstown’s “Fore Kids” Great Golf Ball Drop Fundraiser on Saturday, August 16, 2025.
The district officers joined together to lend their hands and skills to complete several projects for this year’s annual Join Hands Day project. This is our way of thanking the Home Office and its members for supporting our projects and fundraisers.
The annual All-American Amateur Baseball Association (AAABA) Tournament is approaching. If you are a fan of amateur baseball, there will be numerous games to enjoy. We’ll show our support by placing a full-page ad in the 80th AAABA Program Booklet.
The 2025-2026 school year is almost here. It’s time to support the Tribune Democrat’s Newspaper in Education (NIE) Program. This supplies newspapers to area classrooms to be used as a learning tool.
Upcoming District Events
A fundraiser in the clubroom to benefit Operation Reach Out. Also, our continued support of 1st Summit Bank’s annual Needy Children Shopping Tour. Monetary donations can be dropped off in the clubroom marked “Attention District 146.”
Monthly Meetings
Meetings are usually held at 7 PM on the second Monday of the month (except July). Meetings are at the Moxham Beneficial Home Association, 40 Bridge Street in Johnstown. Call 814539-1290 with questions. Meeting dates are subject to change. Check the bulletin board in the clubroom or speak with a district officer about any changes.
- Barbara Weimer, Fraternal Secretary 814-255-4710 or bkweimer@verizon.net
District 171 — Pittsburgh, Pennsylvania
On March 16, 2025, our District 171 members, relatives and friends participated in GBU’s Give Back Program by raising money for Autism Speaks. The location for this year’s event was Duke’s on Eighth Street, a local restaurant in Homestead, PA. The activity was held to celebrate St. Patrick’s Day by having the 50+ attendees wear their favorite color green. The fundraising events included Chinese Auction prizes, a 50/50 Raffle and playing America’s favorite pastime game, Bingo. We provided pizza, soft pretzels and non-alcoholic beverages. This event raised approximately $1,600 and with the Give Back Program, the GBU Home Office matched the same amount which gave our charitable donation to a little under $3,200. Fun was had by all, and we are hoping to be able to do this again next year.
District 171 — Pittsburgh, Pennsylvania, Continued
Upcoming District Events
Future events include a Pirates game, a fundraiser to support a local food pantry, our annual candy roll project to benefit a local nursing home and more! If you’re interested in joining us, please reach out to Home Office contact Mary Koczan at mary.koczan@gbu.org for more information. We hope to see you at an upcoming event!
- Linda Holzwarth, Vice President
District 510 — Toledo, Ohio
Greetings to all from District 510!
GBU District 510 held the first quarter of 2025 officer’s meeting on January 29, 2025. Due to the prevailing snow and ice, we were forced to cancel the February meeting. We hosted our first general meeting of 2025 on March 18, 2025. We enjoyed a Jiggs Dinner of corned beef, cabbage, potatoes, carrots, sauerkraut and fresh bread and butter prepared by Marilyn Riedeman and Mary Smith
GBU District 510 held the Children’s Easter Bunny Hop Thru on April 12, 2025, at Oak Shade Grove. The children were greeted by the Easter Bunny and got to take pictures with him. Each child received an Easter Basket full of goodies.
Thanks to the District 510 Officers, volunteers and our 2025 GBU Queen Taylor Wolfram , who volunteered their time, and special thanks to Jeff Schimming . We held our April meeting on April 15, 2025. Before the meeting, attendees enjoyed a catered meal of cooked beef with spaetzle, green beans, cheesy potatoes and rolls. GBU District 510 performed our annual audit and second quarter Officer’s Meeting on April 16, 2025, at Tom and Marilyn’s house. Thank you to Tom and Marilyn for hosting.
Mentioned above, GBU 510 has a new Miss GBU Queen for 2025 – Taylor Wolfram Taylor has written an introduction about herself: “I’m Taylor Wolfram , and I am this year’s Miss GBU. I am very honored and excited to be the GBU Queen for the upcoming German American Festival. I’ve been involved with GBU 510 for several years and was the GBU Princess last year. I am a freshman in high school, where I take honors classes. I’m a varsity cheerleader and play the flute and piccolo in our band. My friends and family members describe me as loving, diligent, respectful and responsible. I am so very grateful and appreciative to have been chosen to represent GBU.”
The Toledo Holzhacker Buam (THB) Schuhplattler Gruppe held its annual meeting and potluck on January 26, 2025. The THB Adults and Kinder Gruppe danced at the Toledo Schwaben Verein Bock Bier Fest, and the Kinder Gruppe danced at the Central Trails Elementary School’s International Night.
District Happenings
Upcoming events include the Picnic at Riedeman’s Farm on Sunday, July 20, 2025, the German American Festival from Friday, August 22, 2025, through Sunday, August 24, 2025, and the Tuesday, September 16, 2025, monthly meeting and Steak Roast. For current news on GBU District 510 events, please check the GBU District 510 Facebook page.
Monthly Meetings
Looking forward to seeing everyone at our future meetings. Our regular meetings are held on the third Tuesday of each month at the GAF. A meal is served at 6 PM, and our meeting starts at 7 PM.
- Jackie Martin, District Secretary
District 684 — Brentwood, Pennsylvania
Happy summer everyone.
On April 3, 2025, the GBU Foundation held its second annual Community Grant Awards. Twelve nonprofit organizations received grants for GBU’s four pillars. In addition, three special grants were awarded: The Community Builder Award, The Employees’ Choice Award and the Young Philanthropists Award. We are excited to report that the GBU District 684 Jackie Alaimo Memorial Grant won the Employees’ Choice Award.
District 510’s Easter Bunny Hop Thru brought joy to kids with photos, fun, and festive Easter baskets!
GBU 510 crowns Taylor Wolfram as Miss GBU Queen 2025.
THB Schuhplattlers performed at Bock Bier Fest and International Night following their annual meeting and potluck.
District 684 — Brentwood, Pennsylvania, Continued
Accepting the Award are Jackie’s daughters Susan Radcliffe and Jill Saxe along with District 684 President, Gary Madison
Partnering with Friends of South Park and Allegheny County Rangers, the district held a clean-up event in South Park for Earth Day on April 22, 2025. The Sweet for the Streets ice cream truck, sponsored by the district, provided treats after the event.
Earth Day 2025 clean-up in South Park ended with Sweet for the Streets ice cream.
Upcoming District Events
The district will be sponsoring the following upcoming community events:
Drop the Puck on Cancer benefits Brentwood families affected by cancer.
Bryan Benson Wheels, Wings and Wishes benefits the Make-AWish Foundation.
The Cory Classic Golf Outing supports individuals and families who benefit from the programs and services offered by the Coraopolis Community Development Corporation.
Tunnel to Towers Foundation provides mortgage-free homes to families of first responders and military personnel affected by tragedies or natural disasters.
An annual donation will be given to Brentwood Middle School’s annual Camp Kon-O-Kwee trip. Both the sixth-grade campers and high school chaperones who participate cherish it as a highlight of their school experience.
Save the date for the district’s Brunch with Santa on Sunday, November 30, 2025. A family and friends bowling event is also being planned. More details to follow.
Monthly Meetings
If you would like more information regarding our meetings and events, or have a desire to help plan activities, please contact District President Gary Madison at gmadison1@verizon.net or Home Office contact Mary Koczan at mary.koczan@gbu.org
- Judy Bickel, Acting Fraternal Secretary
District 699 Frankenmuth, Michigan
Fraternal greetings from GBU 699. The weather is starting to get downright pleasant as we head into summer. The first quarter was a busy one for us with lots of fun meetings and events.
January started with one of our regular meetings at da Vinci’s Restaurant. Our meetings are held to discuss future events, donations and other district business. We are also there to catch up with our fellow members and to enjoy each other’s company. For some, it is an excellent excuse to get away from the cabin fever that can affect us in the colder months. We must never forget the importance of our dinners and meetings, which not only take care of district business but strengthen our fraternal bond with each other. In their way, this promotes the fraternal side of GBU. I feel very strongly that it strengthens us as a community and district. I would strongly encourage other districts to consider this as a means to create social engagement amongst their members.
On February 8, 2025, we had six hearty souls who donated their time to help run the Winterlauf event. What is the Winterlauf event? Glad you asked! It is a running/walking race held every year in the dead of winter. This event raises money for the Frankenmuth Jaycees, who then use that money for many different charities. GBU 699 is also a proud sponsor of the event, and we were able to have a manned table at the registration area to give out GBU swag and talk about what GBU CAN DO FOR YOU! We had two of our members at the desk in two shifts, as well as four members on the road controlling traffic and cheering on runners and walkers taking part in the event.
GBU 699 supported the 2025 Winterlauf race with volunteers, swag, and cheers for a great cause.
On February 12, 2025, the GBU 699 board met at the Bavarian Inn, Michigan room to go over events as well as to perform the yearly audit. We had yummy pretzels and cheesy tots alongside other Michigan-sourced food. It was a good time, and we got work done.
On February 16, 2025, we had another regular meeting at da Vinci’s Restaurant to go over the audit and regular business with the district members.
On March 16, 2025, we had both dinner and a meeting at da Vinci’s Restaurant as well as a guided tour of the Frankenmuth Historical Museum. It is a very well-run, fascinating place that was not only entertaining but also educational. We, as a district, support many places like this, and the Museum is no exception. GBU 699 donated to them this year so that they can share Frankenmuth’s history with visitors from around the world who visit.
As you can see, even though the weather outside was frightful, the events, dinners and company were delightful.
If anyone would like to attend a meeting, please contact District Secretary Dan Pierce at dan.pierce@mail.com
Upcoming District Events
For the upcoming quarter, we have already had a great meeting at Wangs Bistro on April 16, 2025. Our next meeting was May 21, 2025, at Pablano’s Mexican Restaurant in Frankenmuth. Then on June 18, 2025, we held our regular meeting at da Vinci’s Restaurant in Frankenmuth.
I hope everyone has had a great spring and that we have an even greater summer!
- Dan Pierce, Fraternal Secretary dan.pierce@mail.com
District 701 — Pontiac, Michigan
Back home in Pontiac (Auburn Hills specifically), we’ve been doing our usual meetings and donations to our regular list of benefactors.
In mid-April, the DASV celebrated another successful “Bockbierfest”, which GBU 701 now sponsors, as they have made this event more appealing by inviting the public. Reports say that nearly 100 attendees enjoyed the festivities! Tommy Schober and his crew were in attendance and performed a medley of beautiful songs.
In May, the “Maibaum” spring celebration welcomed the public, inviting curious attendees to discover not only what the DASV has to offer, but also the opportunities and community spirit of GBU. District 701 is proud to sponsor many of these events. We’re taking a collaborative, hands-on approach to building a strong team and promoting the generous charitable giving opportunities that GBU offers.
Upcoming District Events
In the next few weeks/months, the DASV is asking for more and more input AND muscle to join in and help with our important “park clean ups”. This four-acre parcel is A LOT to keep running smoothly, and many of the events held here annually require this space. The trees, shrubs and buildings need to be in tip-top shape, the park also needs to be safe for the children to enjoy.
The annual DASV Chili Cookoff will be on Saturday, August 16, 2025. Again, we are expecting a lot more attendees as the public is now part of this “hot” event that is solely sponsored by GBU District 701. Come check it out!
On Thursday, September 11, 2025, and Saturday, November 8, 2025, please try to make time to drop by the DASV park for some camaraderie (and possibly an adult beverage later?) to keep the outside park area running smoothly throughout the coming year.
Monthly Meetings
Please consider joining GBU and talk with us at a district meeting, which is usually held the first Tuesday of the month at the DASV clubhouse at 2650 Auburn Rd, Auburn Hills, MI 48326. It’s always smart to phone ahead for specific days and times of the meetings, depending on the season, or check the online community at GBU – inside.gbu.org
GBU is still the best bet for your long-term investing and financial stability!
- Richard A. De Arment, District Secretary 248-709-4949 or metrodetroitbroker@gmail.com
District 707 — Grand Rapids, Michigan
We held our first meeting on April 23, 2025. Great to see our members after a cold winter!
We had Thelma Ensink , Executive Director of Degage Ministries, join us to inform us of all the happenings of Degage in our Grand Rapids area. Degage offers hope and opportunity to those facing homelessness and poverty in our community. We awarded Degage a check for $750 as our first-quarter charitable giving award.
GBU presented a $750 check to Degage Ministries to support their work in the Grand Rapids community.
District 707 — Grand Rapids, Michigan, Continued
On May 3, 2025, we all took a bus trip to the Linne Lodge in Muskegon, Michigan, for the Derby Party sponsored by District 5000. This is a fundraiser to support the Hope Project, which supports the healing of girls and women who have survived sex trafficking and prevents further cases through mentoring and education.
On June 7, 2025, we took a bus trip to Turkeyville to see the play Nunsense and enjoy a great turkey dinner at Cornwell’s Dinner Theater in Marshall, Michigan.
Upcoming District Events
Our last event for the second quarter is a bus trip to tour the Wilwin Lodge in Custer, Michigan. It is more than a retreat but also a refuge for those who have served. It offers veterans and their families a quiet space to breathe, heal and be present with one another.
Monthly Meetings
Please join us at our meetings on the fourth Wednesday of the month of April through October. In November, our meeting is on the third Wednesday of the month due to the Thanksgiving holiday. At our meetings, we start with the Pledge of Allegiance and sing God Bless America to remind us of the great country we live in.
We would like your feedback on the events we have planned for 2025, so join us to discuss them at the meetings. We always have fun fraternalization before and after the meeting.
God bless all of you.
Respectfully submitted,
- Judy Cwiklinski, Fraternal Secretary 616-560-6983 or jcwik227@yahoo.com
District 815 — Dayton, Ohio
As you read this, we have been to many places this past spring and early summer. Some of our members will have gone to the World A-Fair in Greene County, helped with the Relay for Life in Centerville, enjoyed the Charity Tap at On Par Entertainment, attended the Kettering Children’s Choir Concert, participated in the GBU Forum at Geneva-on-the-Lake and enjoyed our June picnic.
gathering and supporting local events.
Upcoming District Events
Please mark your calendars:
Friday, August 8, 2025, through Sunday, August 10, 2025, Liederkranz – German Fest at the Liederkranz Hall
Tuesday, September 16, 2025, German Fest Picnic in historic St. Anne’s Hill, Dayton, OH. GBU is a sponsor of the Bomberger Stage and the Scholarship presentation. Please be sure to stop by the Headquarters booth at the entrance to the Liederkranz parking lot and say hello!
Additional Information
GBU’s Insurance and Annuity Products are excellent. Fixed Index Annuities are a type of investment that offers the opportunity to earn interest based on the performance of a stock market index while providing protection against market downturns. Please contact us if we can be of help to you.
- Chris van Breukelen, FIC, District Secretary/Treasurer 937-885-4784 or wvanbreukelen@compuserve.com
District 821 — Sterling Heights, Michigan
Dear Friends,
We have started this year with a great deal of planning and organization. Our first meeting on January 2, 2025, required some immediate planning due to the unfortunate passing of our long-time president, Edith Kuplent , who left us on Christmas Day 2024. After a moment of silence to honor her memory, we discussed having a special meeting in February to hold a special election. We then got to work planning all of our events for the remainder of the year. The 2025 activity calendar was available for all at our choir’s annual meeting on January 31, 2025.
We are thankful that our meeting in February had 18 people present. We held a special election. Our present officers are David Bohde , President; Ursula Hermann , 1st Vice President; Ingrid H. Stein , 2nd Vice President; Marianne Krenzer, Secretary and Treasurer; Heidi Wolff, Recording Secretary; Elisabeth Herster, Auditor; and Helga and Burkhard Kniep, Auditors. We also discussed plans to have presentations at our meetings to inspire higher attendance. Some ideas of interest were health concerns and education, scam alerts and how to avoid them and financial security.
The annual GACC Fasching/Karneval (Mardi Gras) was celebrated on February 28, 2025. A wide variety of participants in costumes had the opportunity to win cash prizes. Everyone enjoyed the music by our D.J. Wildschwein, who invited us all to sing and dance along. The traditional pea soup and special homemade German cakes were much appreciated.
Our first Fish Fry of the season was on March 7, 2025. After a delicious dinner, we enjoyed a fun evening of board games and card games. We have a box full of various German games that were donated by families who outgrew them, so now we are making good use of them ourselves!
On March 21, 2025, we celebrated St. Patrick’s Day. The hall was beautifully decorated with green tablecloths and decorations, and most guests came dressed in their green attire as well. The food was delicious, including prepared corned beef and cabbage, plus a variety of desserts. Afterwards, our entertainment was singing Irish songs from a songbook,
GBU members stayed active this spring and summer—volunteering,
District 821 — Sterling Heights, Michigan, Continued accompanied by David Bohde and Ed Jarmolinski , President of the Schwaben Male Choir, on their guitars. It’s a good thing the Irish speak English, so we could read their songs. Our raffle winners went home with four baskets, thanks to our members who made them with extra donations. Also, a hand-carved heart-shaped jewelry box was made by Andrew Seefried , who has been our GACC’s master carpenter for many years.
In addition to our GBU events, several of our members consistently volunteer at the Seniorenkreis (Seniors Circle) every other Wednesday at St. Peter’s German Church in Warren. Our members Renate Rotellini and Lore Kopp help prepare and serve a variety of delicious lunches, and Heidi Wolff often donates desserts. John and Herta Benesch plan and organize the events, during which John shows educational videos. We always enjoy singing, especially when someone is celebrating a birthday. These meetings are good for our social well-being, as well as keeping our minds sharp.
We also attended and supported the annual Austrian Waldfest at the Austrian Park on June 29, 2025.
Upcoming District Events
Sunday, July 13, 2025, picnic at St. Peter’s grounds, Chicago Road, Warren.
Friday, July 18, 2025, GACC pizza party.
Sunday, August 10, 2025, Deutsche Tag at GACC.
Sunday, October 5, 2025, German American Day – presentation to Wayne State University Jr. Year in Munich program and the announcement of the German American of the year.
Other Events We Support Attending
Friday, August 15, 2025, the Transylvanian Saxons host “The Herzis”, a Transylvanian Youth Dance Group of Herzogenaurach, at the American Polish Century Club.
Monthly Meetings
We look forward to seeing you at our regular meetings on the first Tuesday of every month, and I shall email reminders to all members. If you would like to become a member, please contact me.
If you have any questions about your policies or would like information on any new products or updated interest rates, please contact me.
- Marianne Krenzer, District Secretary 586-996-1169 or mekrenzer@hotmail.com
District 1000 — Lutheran Fraternities of America (LFA)
Dear Members,
“I love summertime more than anything else in the world. That is the only thing that gets me through the winter, knowing that summer is going to be there.” - Jack McBrayer.
Membership News
The 39th Annual Concordia Food-A-Thon was Richard Hallgren’s favorite charity and fundraiser of the year. He loved driving down to the seminary and getting to talk with the staff, students and future pastors there. Rose Penzien has continued
the tradition, and it is something that the seminary students look forward to too. They are so appreciative of the donations and the support that our district provides them. Rose and Glenn Penzien delivered the donations to the seminarians in May. Photos to follow in the next issue of The Reporter.
LFA #57 spring activities were well attended. The warmup for the summer cornhole fellowship event was a great success with everyone having fun and getting in shape for summer cornhole competitions.
The May fellowship meeting was also well attended with many guests and new members present. Everyone enjoyed sampling members’ favorite dishes that they brought to share. This is always a highlight of our May meeting and a great opportunity to introduce new people to our club activities.
Relay for Life was held on May 3, 2025, at the Chippewa Valley Ninth Grade Center. At the time of this publication, we collected $1,590. This was all made possible by our membership’s generous donations.
Upcoming District Events
Friday, August 8, 2025, Jimmy John’s GBU at the Ballpark (Mel Ott / Lutheran Night): $30 includes a buffet meal, two drink tickets, grandstand seating and a group photo on the field.
Friday, August 22, 2025, annual corn roast and cornhole tournament: Enjoy delicious local Michigan sweet corn, dinner and a friendly cornhole tournament to mark the end of summer.
Last year’s corn roast and cornhole tourney was a hit—don’t miss the fun this August 22, 2025!
Saturday, September 13, 2025, L.F.A. #57 Honorable Carl Gerds III Memorial Golf Outing: A full day of golf, food, drinks, raffles and prizes to support student scholarships and children’s charities. Registration is required by Monday, September 1, 2025. Limited space!
Last year’s memorial golf outing filled up fast—register now for the Sept. 13, 2025 event to support scholarships and kids’ causes!
District 1000 — LFA, Continued
Friday, October 17, 2025, annual Oktoberfest party: Celebrate with live music from Tommy Schober and The Sound of Sorgenbrecher, dancing and great company. Don’t miss out— reserve your spot today!
Last year’s Oktoberfest was unforgettable—join us Oct. 17, 2025, for music, dancing and good times! Reserve your spot today.
Reminders
We have “gently used” wheelchairs and walkers available for pick up at our district office at no cost to anyone in need.
LWML is collecting canceled postage stamps for their Stamps for Mission program. Simply cut off the canceled stamp from the envelope and bring it to the next function and we will see that it gets to the LWML.
If any members have any suggestions or ideas for events that they would like GBU to consider, please feel free to let us know. We want to encourage more members to get involved and attend events. Let us know what activities you would like GBU to host. Please feel free to call 586-677-2020.
Monthly Meetings
A District Officer’s Meeting will be held in August (date TBD) at 6:30 PM via Google Meets. For information regarding life insurance, annuities such as IRA’s, Roth IRA’s, etc., please call 586-677-2020 and your agent or a representative servicing your area will contact you.
“Christian Volunteering Is Contagious.”
- Stacia (Penzien) Zarzycki, Sentinel and The Reporter Correspondent 586-677-2020 or smpenzien@yahoo.com
District 2000 — United Lutheran Society (ULS)
Bowling Tournament Results
Congratulations to Cory Salisbury with the hottest hand all weekend with a 237 average over nine games in winning the AllEvents category. Cory also won the Doubles Event with partner Mike Cervellini , and it was repeat first in the Team Event with Mike , Deran Wright and Sean Elbert . Although the cash prize for rolling 300-game was not claimed, Cory gave it a shot with nine strikes in-a-row and then an unfortunate split in the tenth to finish with a 265, which he did twice! Not to be outdone with Cory’s high scores, Mark Dershem had the high game in the men’s group with a 268. The biggest surprise came in the men’s singles event when newcomer Adam Stroh rolled his way to first place finish. The only other bowler to win multiple events was Molly Campitelli by taking first in singles (beating mom by 27
pins), all-events and having the high game of 211 for the women.
Swaney’s Speedshop, consisting of Sean Elbert, Mike Cervellini, Cory Salisbury and Deran Wright won the team event.
Singles event winners, Molly Campitelli and Adam Stroh.
Mike Cervellini and Cory Salisbury, the Doubles Event winners.
Molly Campitelli and Mark Dershem with high game over the weekend.
District 2000 — ULS,
Continued
Assembly Activities
In March, Assembly #62 in Hermitage, PA, held its annual takeout dinner fundraiser in the Fellowship Hall of Holy Trinity Lutheran Church. Officers and members were present to prepare and distribute the dinners.
(standing)
,
Gabrielle Lucas and Ruth Klein working on their takeout dinners!
Attendance Winner
Beatrice Grega at 96 years young was our first quarter winner in our assembly attendance drawing. Beatrice sent a note with much appreciation of this unexpected surprise and is a member of Assembly #9 in Cleveland. She was eligible to receive a $100 cash award by participating in her local assembly activities. You could be our next winner by attending your assembly’s next function!
Life Insurance, Annuities, IRAs, Fraternal Benefits
Check out the GBU website at gbu.org for more information on their valuable insurance/annuity/IRA products and benefits. For access to an agent or district representative in your area, contact the GBU Home Office.
‘Til next time!
- Jerry A. Hauser, Treasurer
724-953-8287 or jdhauser1@comcast.net
District 3000 — Hungarian Reformed Federation of
America
The city of New Brunswick, New Jersey, hosted the 50th Annual Hungarian Festival on June 7, 2025, from 11 AM to 6 PM. This milestone event celebrated half a century of Hungarian culture, cuisine, music and community spirit.
Organized by the American Hungarian Foundation, this annual festival transforms Somerset Street into a vibrant showcase
of Hungarian heritage. Attendees can indulge in authentic Hungarian dishes, enjoy live performances of folk music and dance and explore various exhibits and vendors. The event also features activities tailored for children, ensuring a family-friendly atmosphere.
Admission to the festival is free, making it an accessible cultural experience for all. We hope members in the area were able to come and enjoy everything the festival had to offer.
- Rev. Leslie E. Martin, Past President
District 4000 — Sokol USA
District 4000 continues with a busy April through August schedule. On April 11-12, 2025, the National Board held the spring meeting in New Jersey. At the time of writing this, the Milan Getting Scholarships were to be announced in June along with renewal requests which are due by the end of the month. Sports directors reported that 50 members will be attending ASO’s Slet in Chicago. Also, it has been decided that the gymnastics instructors school will be at our Chicago 306 lodge. A proposed schedule for a Sokol USA Slet in Detroit for 2027 was presented as well.
April 27, 2025, was the annual Pittsburgh area region MCT meeting. Held at our Lodge 255 in Leechburg, where members started with a buffet luncheon. A new annual memorial donation for the deceased members was approved. This year’s charity will be St. Jude’s Children’s Hospital. Members are also interested in assisting with a fraternal project helping the Pittsburgh Czech and Slovak language school field day event during the last weekend in October
Officers and members at the April 27, 2025, meeting.
Our gym classes and bowling leagues have finished up until fall but golf is now in full swing (pun intended, ha-ha). Golf outings benefitting the lodges’ different groups are scheduled at Leechburg Lodge 255 on May 10, 2025. Farrell Lodge 109 held their 16th annual outing on June 14, 2025, and Danbury Lodge 30 has a joint Sokol-VFW outing on the books for Wednesday, July 16, 2025. Palmerton Lodge is also going to host a golf outing later this summer, but there is no date set at this time. Leechburg Lodge marked the town’s 175th Anniversary with a golf outing, followed by a lively spring fling at the lodge that included karaoke. On Memorial Day, the lodge honored local veterans by serving a spaghetti lunch following the town’s parade. The Members Appreciation Event is scheduled for Saturday, September 13, 2025
On May 3, 2025, the Danbury lodge hosted a Kentucky Derby party and a joint day of service with the VFW. In addition to golf
Pictured:
Renee Lucas
Jill Antel, Ron Tomko, Gabriel Lucas, James Antel. Seated: Diane Antel, Alyssa Antel, Ashtyn Antel and Ruth Klein
District 4000 — Sokol USA, Continued
and the annual tournament, summer activities such as kayaking and swimming will continue throughout the season. At the time of writing this, a food drive for children in need was being planned for June, but a date had yet to be announced.
Palmerton Lodge hosts line dancing on Tuesday, Wine and Bowl (Co-Ed) for fun on Wednesday and Open Quitos (similar to horseshoes indoors with rings) on Thursday evenings. They also host a weekly bingo and a once monthly Line Dance Party with a DJ.
Bethlehem hosted a unique event at their lodge that happened from June 27 to June 29, 2025—the “Get Outta Your Booth” voiceover conference. At the time of writing this, we had 100 attendees expected and kicked the weekend off with a Friday night social, followed by a series of presentations from highprofile voice actors.
Many of our western PA members have shown interest in attending GBU’s Idlewild Park and SoakZone Day and are looking forward to October Zoo Boo. As we move forward into a fun-filled summer, just a few safety reminders to our membership. Always wear at least 30-block sunscreen products while enjoying the outdoors. Apply generously to all exposed skin and reapply every 90 minutes. Fireworks are beautiful and the main event of many Independence Day celebrations but should be left to the professionals and from a safe distance. Finally, remember to hydrate and if possible, avoid prolonged exposure to the sun between 10 AM to 3 PM.
Upcoming District Events
Sunday, June 29 to Monday, July 7, 2025, Gym Instructor School at Chicago 306.
Wednesday, July 16, 2025, Danbury Lodge Golf Outing.
Sunday, July 20, 2025, GBU at Idlewild and SoakZone.
Saturday, September 13, 2025, Leechburg Lodge Members Party.
Respectfully submitted,
- Nancy Hughes-Shurina, Chair of Fraternal Activities 724-261-6377 or fna240@verizon.net
MAKE-A-DATE
Please check with one of the officers of the district to confirm whether or not an event is canceled.
Date District Event
District Awards
2024 2024 2024
GBU districts actively engage members and the wider community through service and activities that support our community pillars. These districts demonstrated outstanding leadership in the areas below in 2024.
Wellness: District 45 — Altoona, PA
Members regularly volunteered at a local food pantr y, supported grieving families through donations to Sweet Grace Ministries and col laborated with organizations such as the Swiss Club of Altoona and the Pennsylva nia Federation of Clubs. Their fundraising efforts benefited wellness-centered gro ups, such as the Miracle League of Blair County, Relay for Life and the Brian Morde n Foundation.
Education: District 510 — Toledo, OH
This district strongly supported cultural and conti nuing education. Through a named scholarship fund and ongoing fundraisers, they help ed students for the long term. The district raised awareness by supporting organizatio ns such as the Lucas County Drug Abuse Response Team and the Old Newsboys Goodfellow Association. Committed to preserving German heritage, they continue to invest in youth programs such as the G.A.F. Jugendwoche Camp, the Toledo Holzhacker Buam Kinder Dance Group and the annual G.A.F. Festival.
Charitable Giving: District 4000 — Sokol USA
District 4000 Sokol USA set a remarkable standard f or charitable giving. Through fundraisers, sponsorships and various donations, th e executive board supported numerous organizations nationwide, including the Gr eater Chicago Food Depository, Push for Empowered Pregnancy, the University of Pit tsburgh, the American Red Cross, the American Cancer Society, multiple food banks, t he Wounded Warrior Project and the Salvation Army.
Hometown Hero Support Leader: District 2000 — United Lutheran Society District 2000 went above and beyond in serving othe rs, especially in working with Operation Troop Appreciation. By contributing time and quarterly donations, members supported both active-duty service members and veterans facing various challenges. Over 1,600 volunteer hours were recorde d in support of this Hometown Hero organization.
Volunteer Leader: District 3000 — Hungarian Reforme d Federation of America (HRFA)
The leaders of this super district inspire others t o take action. Volunteer efforts ranged from supporting the Medical Reserve Corps to Mothers Against Drunk Driving (MADD), Tunnel to Towers and seniors at local nursi ng homes. Beyond this, they were also committed to cultural preservation, supporting Hungarian Scouts and events such as the Hungarian Festival in New Jersey, vario us galas, guest speaking opportunities and culturally significant remembranc e days and celebrations.
Sponsorship & Promotions Leader: District 684 — Brentwood, PA
The district represented GBU through a wide range o f community initiatives. They supported local organizations such as the Whitehall Community Lions Club, Brentwood’s 4th of July events, Brentwood Dukes Foo tball and Drop the Puck on Cancer. Demonstrating a strong commitment to giving back, they also raised $7,000 (with support from GBU’s Give Back Group program) f or the South Hills Pet Rescue during district events.
Community Partnerships Leader: District 291 — Summerhill, PA
In late 2023, District 500 — Lilly, PA merged with District 291, showing how successful mergers can blend ideas, resources and community co nnections. The united district fosters engagement through events such as Neighborh ood Block Party Movie Night, Veterans’ Dinner and Mother’s and Father’s Day dinn ers. Their dedication extended to supporting a variety of local causes—sponsoring and donating to organizations such as the Adams Township Fire Company, the Cambria Cou nty Youth 4-H Auction, Wilmore Sportsmen’s Club, school clubs and PTAs, th e Portage Food Pantry, St. Michael Legion Baseball and the Wounded Vets Golf O uting.
District of the Year 2024: District 699 — Frankenmuth, MI
This district expanded its community network and em braced a new perspective while honoring fraternal traditions. The district board e xemplified leadership and collaboration. The district gave generously in support of local or ganizations such as the Frankenmuth Jaycees, Mustard Seed Shelter, Sagi naw County Commission on Aging, Michigan Heroes Museum and more. They also g ot involved locally, supporting events such as the Winterlauf race, Volkslauf, Trun k or Treat, Hands Across America, One Week One Street and partnerships with the Birch Run Bridgeport Chamber of Commerce.
Finally, they supported members of all ages, hostin g events such as a holiday train ride, putt golf at the Bavarian Inn Lodge and zoo t rips, reflecting their commitment to fostering connections among generations.
TELL US WHAT YOU THINK
TAKE THE 2025 GBU MEMBER SURVEY
This annual survey helps us develop and improve pro ducts, services and member benefits to help you love GBU L ife even more. By taking the survey, not only will you be a part of our future development, but you could also be one of te n lucky winners of a $250 Tango gift card (one winner) or a $100 Tango gift card (nine winners).
Visit inside.gbu.org/survey to take the 2025 GBU Member Survey. The deadline to complete the survey is August 31, 2025 .
FRATERNAL ADVENTURES
This spring, the GBU team was busy celebrating the great things happening in our communities.
(Left) Our GBU team consisting of Steve Guidas, Jon Naser, Mark Aul, Chris Stockdale and Jennifer Stockdale were the winners of the Washington Rotary Club’s trivia contest, scoring a $1,500 donation for the GBU Foundation.
(Right) Jennifer Stockdale and Tim Rodman from the GBU Community Engagement team joined KDKA Pittsburgh’s Talk Pittsburgh Team to collect donations for the KDKA Diaper Drive.
(Left) GBU sponsored the Washington Health System Foundation’s annual fundraiser.
(Right) GBU Community Engagement Team members and guests posed for a picture at the Palm Royale-themed event.
(Left) Tim Rodman presented a GBU Foundation Community Scholarship to Karina P., a senior at Brentwood High School.
(Right) Students at Elizabeth Forward High School made cards for veterans and deployed service members for Operation Troop Appreciation during the Elizabeth Forward Night of Service.
(Left) Tim Rodman posed with the social media team for The Challenge Program during their annual Crystal Owl Gala, which celebrates The Challenge Program’s Student of the Year award.
(Right) Ken Elliott and Jennifer Stockdale presented awards on behalf of The Challenge Program to Trinity High School seniors.
(Left) GBU Community Engagement Team members Autumn Krewson, Jennifer Stockdale and Ken Elliott posed with the members of the Trinity High School Silent Disco Committee. The event provided a fun day of dancing and activities for special needs students throughout the area.
(Right) GBU celebrated 133 years with a Home Office birthday party.
(Left) GBU Community Engagement Team member Natasha Herleman presented GBU’s Community Champion award for Pitt student athletes to Pitt football player David Lynch at the annual spring game.
(Right) Jon Naser a member of the Home Office service team, was celebrated for his volunteerism by the American Cancer Society as part of Volunteer Appreciation Month.
(Left) The Service Operations Team spent a volunteer day helping to keep things running smoothly at The Education Partnership.
(Right) The GBU Home Office team presented, represented and volunteered during the American Fraternal Alliance Spring Symposium in Cleveland, OH.
GBU Charitable Partnerships
Specialist Ken Elliott presented a GBU Foundation Community Scholarship award to Brooklyn Joyce, a graduating senior at Baldwin High School.
This May, the leaders of our GBU communities gathered for a weekend of learning, discussion and fellowship at the 2025 District Forum: Lighthouses of Leadership. GBU Communities leaders, such as district officers, Give Back Group leaders, Home Office management and GBU board members, were invited to participate in a virtual quarterly leadership meeting to discuss company updates, share ideas and learn about new ways to unite GBU members and their communities. Every two years, forum members meet in person.
The 2025 District Forum took place at The Lodge at Geneva-On-The-Lake in Ohio, and featured activities for our leaders to get to know one another better, such as a fire pit complete with s’mores, a Lake Erie cruise, music and dancing, wine tasting, golf and covered bridge tours. The team also got to work learning how to further their leadership skills and discussing ideas for the futures of their districts and groups. On Saturday morning, the entire group joined
the American Red Cross to build disaster kits, learn hands-only CPR and find out about the incredible ways that the American Red Cross supports communities in need, not only in the US, but throughout the world. The team supplied 300 disaster kits and learned how to help friends and loved ones in the event of a cardiac emergency.
If you are interested in being a GBU leader in your community, there are several options, from leading Give Back Group projects to becoming a GBU Neighborhood leader or forming an official GBU district. We invite you to contact us at memberbenefits@gbu.org to learn more. We would love to see you as part of our community leadership team for the 2027 District Forum.
Ara Bartusik
Joe Bielecki, GBU Board of Directors
David Bohde
Donna Brophy, Past Board Member
Deanne Clare
Gayle Clouse
Joyce Cobaugh
Laqueeta Coleman
Judy Cwiklinski
Kenneth Elliott
Karen Ferguson
Diane Gallagher
Jerry Hause
Eivor Hichue
Sue Hogan
Nancy HughesShurina
Bill Hunt, GBU CEO
Thomas Jandt
John Kessler
Melanie Kilgore
Mary Koczan
Marianne Krenzer
Autumn Krewson
Carl Kunzler
Christina MacKellar, GBU Board of Directors
Gary Madison
Lesley Mann, GBU CMO
Jackqueline Martin
Tara McIntyre
Anna Meek
Jonathan Naser
Stacey Nowe
Leo Ohlendorf
Glenn Penzien
Rosanne Penzien
Melissa Peppin
Debra Phillips
Daniel Pierce
David Pringle, GBU Board of Directors
Margaret Rebecco
Thomas Riedeman
David Schmitz
Judith Schneider
Tara Schwegler, Keynote Speaker
Kate Shafer, American Fraternal Alliance
Lynn Shoup
Jennifer Stockdale
James Tscheme
Christina Van Breukelen
Barbara Weiner
Timothy Weiss
Zoo Boo Zoo Boo
Get ready for a wild time at Zoo Boo! Join us at the Pittsburgh Zoo & Aquarium on October 19, 2025, for a spooktacular day of trick-or-treating, costumes and Halloween fun for the whole family. Visit inside.gbu.org/events for more information.
On April 13, 2025, the Ronald McDonald House Charities® of mid-Michigan brought the East Lansing community together for its annual Run for the House event. The day featured a 5K run/walk, a 10K run/ruck and even a fun sprint for the kids. Whether in person or virtually, runners and walkers of all ages participated. The 5K route wound through scenic neighborhoods, creating a relaxed, family-friendly vibe that reminded everyone why they were there: to support families in need.
5K RACE RECA 5K RACE RECAP
All proceeds from the event went to the Ronald McDonald House Charities®, which provides a “home away from home” for families with hospitalized children. The organization offers more than just a place to stay — it provides meals, comfort and a sense of stability during incredibly difficult times. Events like this are a great reminder of how powerful a community can be when it comes together, not just for fitness, but to make a real difference in people’s lives.
WHERE ARE THEY NOW ?
CELEBRATING GBU FOUNDATION SCHOLARS
With district and donor funding, the GBU Foundation has encouraged and assisted members in furthering their education through its scholarship program since 1963. We celebrate GBU Foundation scholarship recipients’ achievements to spotlight the true impact of charitable giving. This includes supporting student athletes who balance academic excellence with their commitment to sports, demonstrating discipline and determination both on and off the field. In this edition of Where Are They Now?, we’re proud to feature several student athletes who continue to inspire through their achievements beyond the classroom and the game.
GBU FOUNDATION SCHOLARSHIP RECIPIENT ESTABLISHES SCHOLARSHIP FUND
Friedrich (Fritz) Bertz Tiger, GA
Retired Vice President, Manufacturing and Technology District 510 — Toledo, OH Ohio University, Chemical Engineering
MY STORY
In 1948, my mother and I emigrated to America from Germany to join my father, who was living in Toledo. I grew up in the German community, along with my two younger brothers and sister.
My parents purchased a GBU policy for me as a child, which I cashed in after high school to pay for my college expenses at Ohio University.
I was awarded a $300 GBU scholarship when I was a high school senior and was invited to a GBU District 510 meeting, where the local chapter gifted me a $50 US savings bond. After graduation, I bought a larger GBU policy, which I still retain.
I graduated in 1970 from Ohio University with a degree in chemical engineering and spent my career working in the fertilizer industry. I held the position of Vice President, Manufacturing and Technology for one of the world‘s largest fertilizer companies.
In this position, I was in charge of nine chemical plants employing 1,400 employees in the Western Hemisphere.
During my career, my greatest accomplishment was the construction and start-up of a $250 million ammonia plant,
My wife, Lynda, and I live on an idyllic, 17-acre tree farm in northeast Georgia, where I spend my days tending pastures, ponds, fruit trees and a vegetable garden.
I will always attribute a large portion of my success to that day in 1965, when I was awarded the GBU scholarship at age 17. I came home a proud son, eager to show the attached award notification from GBU to my father.
I have decided it’s time to pay back my good fortune, and I have therefore made an endowment of two annual scholarships to eligible District 510 college-bound high school seniors.
With a feeling of deep gratitude to the GBU, I now find myself fully understanding the real value of such an award. It gave me the determination to succeed and to make my parents proud.
Now at this point in my life, I am paying it forward and I
Growing Impact: GBU Foundation Giving Update
Since December 2024, donors have contributed an impressive $1,443,000 to the GBU Foundation, establishing new scholarship, educational grant and donor-advised charitable funds. These gifts help to shape a brighter future for students, communities and charitable causes across the country.
Whether you're a GBU member, producer or a philanthropic-minded business, you can participate in this growing movement by launching your own charitable fund with the GBU Foundation.
FLEXIBLE GIVING OPTIONS FOR LASTING IMPACT
Donors can support students or their favorite nonprofits while potentially receiving tax benefits now or in the future. Contributions to these funds can grow over time, allowing for an even greater impact.
TYPES OF FUNDS YOU CAN ESTABLISH
Donor-Advised Funds (DAFs)
A flexible giving vehicle that lets donors recommend grants to charities over time, aligning with personal giving goals and timelines.
Donor Designated Funds (DDFs)
These funds support specific charitable organizations either in perpetuity or for a set number of years—perfect for donors with a clear philanthropic mission.
Scholarship or Educational Grant Funds
These funds provide renewable (multi-year) scholarships or one-time educational grants, empowering students to pursue their academic goals.
WAYS TO FUND YOUR CHARITABLE GIVING
Donors have a variety of ways to contribute to the GBU Foundation funds, including Cash contributions (from bank accounts)
Beneficiary designations (on annuity or life insurance policies)
Retirement assets (IRAs and 401(k)s, especially effective for legacy planning)
Bequests & estate plans (ensure your charitable vision continues)
Other planned giving vehicles (creative solutions that offer financial and philanthropic benefits during your lifetime)
SUPPORT THE COMMUNITY—SPONSOR THE COMMUNITY GRANT AWARDS
If you're not ready to start a fund but still want to make a difference, consider sponsoring the GBU Foundation Community Grant Awards Program initiative supports local nonprofits working in (Wellness, Education, Charitable Giving and Hometown Hero Support). meaningful way for individuals, producers and businesses to contribute to causes close to home.
READY TO GET STARTED?
Whether you're looking to support a cause, honor a loved one or create a legacy, the GBU Foundation is here to help. To learn more or to start your own fund: Email: gbufoundation@gbu.org Call: 800-765-4428
2025 GBU FOUNDATION
COMMUNITY GRANT AWARDS
Thank you to everyone who helped make our second annual Community Grant Awards a success. The 2026 Community Grant Awards will begin with this year’s Day of Giving on October 23, 2025.
IMPACT SPONSOR
ENGAGEMENT SPONSORS
CHANGE-MAKER SPONSORS
Heeter
Miller & Newberg Consulting Actuaries
North Shore Pools & Service
Optimity
Community Builders Award – Kidcelerate (Pittsburgh, PA)
Young Philanthropists Award – Mittens for Detroit, Inc. (Berkley, MI)
GBU Employees’ Choice Award – GBU District 684 Jackie Alaimo Memorial Grant Fund
Celebrating the Winners
Representatives of the winning organizations pose with Boaz Frankel, a TV personality in Pittsburgh.
Thank You Thank You
to OurDonors
Donations, December 16, 2024-June 15, 2025
FOUNDATION BUILDERS ($500+)
Fritz Bertz
William W. Hunt on behalf of the GBU Board of Directors
William W. Hunt on behalf of the GBU Management Team
Ronald Pocorus
John B. Schmotzer on behalf of the GBU Management Team and Board of Directors
FOUNDATION PARTNERS ($250+)
Barbara L. Stoker in memory of Jackie Alaimo
FOUNDATION FRIENDS ($100+)
Mary Ann Berty
Joseph Bielecki in honor of the GBU Board of Directors
Diane Gallagher
Jerilyn McCollum in memory of Jackie Alaimo
Karen Potkul in memory of Jackie Alaimo
FOUNDATION DONORS
Anonymous
Elaine M. Cannon in memory of Jackie Alaimo
Kenneth Elliott and Brian Burns in memory of Jackie Alaimo
GBU District 45 — Altoona, PA
GBU District 146 — Johnstown, PA
GBU District 171 — Pittsburgh, PA in memory of Jackie Alaimo
GBU District 291— Summerhill-Lilly, PA
GBU District 404 — St. Louis, MO
GBU District 510 — Toledo, OH
GBU District 536 — Lafayette, IN
GBU District 684 — Pittsburgh, PA in memory of Jackie Alaimo
GBU District 699— Frankenmuth, MI
GBU District 707— Grand Rapids, MI
GBU District 815 — Dayton, OH in memory of Lloyd Campbell
GBU District 815 — Dayton, OH in memory of Jacque Slater
GBU District 2000 — ULS
GBU District 3000 — HRFA
GBU Life
Lea Ann Hazi in memory of Jackie Alaimo
Jennifer McCay in honor of Bill Hunt
Jon Naser in honor of Michele Romick
Rotary Club of Washington
Claire M. Seddon in memory of Jackie Alaimo
UK Online Giving Foundation
Ready to make your gift to the GBU Foundation?
Scan the QR code or visit gbu.org/foundation or mail your check to GBU Foundation, 4254 Saw Mill Run Blvd, Pittsburgh, PA 15227.
GBU LIFE COMMUNITY MOSAIC
SHARE MEMORIES FROM YOUR SUMMER AND HELP US CONTINUE CREATING OUR COMMUNITY MOSAIC
The community mosaic is a collaborative image made up of individual photos from our members— each one a story, a memory or a tribute.
With a donation of $25 or more to the GBU Foundation, you can submit a photo to become part of this meaningful mosaic. Contribute a photo in memory of a loved one or commemorate a special occasion. When the mosaic is complete, you’ll have the opportunity to receive a digital copy or print.
Donate to the GBU Foundation by visiting gbu.org/community-mosaic.
GBU GIVE BACK GROUP SPOTLIGHT
Imagine a golf ball improving the overall quality of life for a local child. Craig Much and several GBU members from Waupun, WI, were part of a Give Back Group with a goal to raise funds and awareness for Sleep in Heavenly Peace (SHP). SHP is an organization whose mission is, “No kid sleeps on the floor in my community!”
The organization is one that is near to the hearts of many of the group’s members, some of whom have volunteered to assist in delivering and building beds for children. Fond Du Lac’s SHP has provided slumber filled nights to over 1,000 children to date - a great achievement for a fairly new chapter of the non-profit.
The Give Back Group, along with the Waupun Lions Club, raised money through a golf outing, with games, raffles, prizes and dinner. This event directly translated into improving children’s physical, social and academic well-being. Family, friends and even teachers testify to the improvements in children’s lives!
GBU Life is honored to match funds for this fundraising event and many others like it. Members like you make a true contribution when gathering their communities for events like this! If you know of a 501(c)(3) organization that makes an impact on your local community that you would like to support, you can review the current guidelines and apply for a fundraising match at gbucares.org/give-back-groups
STANDING STRONG FOR WOMEN’S HEART HEALTH
On June 4, 2025, GBU had the honor of sponsoring the American Heart Association’s Greater Pittsburgh Go Red for Women VIP Experience—an evening dedicated to championing women’s heart health and raising awareness about the leading cause of death among women: cardiovascular disease.
GBU Executive Vice President and Chief Marketing Officer Lesley Mann proudly served as the 2025 Go Red for Women Chair, playing a key role in leading this initiative. She joined forces with community leaders, advocates and survivors to help shine a light on the urgent need for greater awareness, education and action.
Since its launch in 2004, the Go Red for Women campaign has become a powerful force for change. It was created in response to the disparities in how women experience and are treated for heart disease and stroke. In the years since, the movement has made remarkable strides—boosting public awareness, increasing research funding and sparking groundbreaking discoveries about how cardiovascular disease affects women differently.
Thanks to these efforts, we now have more tailored guidelines for prevention and treatment, and a stronger, more informed community determined to close the gaps in care. We’re proud to stand alongside the American Heart Association in this vital mission—and even prouder to support the women whose hearts we’re fighting to protect.
HOW IT WORKS
Make a charitable donation to a 501(c)(3) organization on your birthday, and GBU Life (GBU) will match it, up to $100! To qualify, simply upload a receipt or screenshot of your donation and submit an online application to GBU within 60 days of your birthday.
TOTAL RAISED THROUGH BIRTHDAY MATCH IN 2025:
JANUARY FEBRUARY MARCH APRIL
$6,400 $6,740 $5,600 $16,000 MAY $15,000
$49,740 $49,740
For more information or to submit an application, visit gbucares.org/BIRTHDAY-MATCH.
How about a Birthday Match reminder?
Email memberbenefits@gbu.org with your name and birth month, and we will send you a reminder during the month of your birthday!
Start a Facebook birthday fundraiser, and GBU will match what you raise, up to $250!
NOTES NOTES
from the Home Office
UPCOMING HOLIDAYS
The GBU Home Office will be closed on Friday, July 4, 2025, for Independence Day and Monday, September 1, 2025, for Labor Day.
SPRING
2025
NUMBER CLUE QUEST PUZZLE WINNER
GBU wishes to recognize the most recent fraternal puzzle contest winner:
Lucky $25 Tango Gift Card Winner
Maeli K.
Please remember, to be eligible for a fraternal prize and recognition in the fraternal puzzle drawings, the participant must be a GBU member who is 10 to 14 years old.
For privacy reasons, only the first name with the last initial will be listed.
SPRING 2025 NUMBER CLUE QUEST PUZZLE ANSWERS
1. 88 P.K. (for the playing)—88 piano keys
2. 32 D.F. when F. (makes cubes for your iced beverages!)—32 degrees Fahrenheit
3. 4 Q. in a G. (like with milk)—4 quarts in a gallon
4. 24 H. in a D. (enjoy every minute)—24 hours in a day
5. 360 D. in a C. (don’t get dizzy)—360 degrees in a circle
6. 8 S. on a S.S., which makes it an O. (don’t run it!)—8 sides on a stop sign, which makes it an octagon
7. 3 is the number of B.M. in the song (from childhood)—The number of blind mice
8. 1 W. on a U. (most prefer 2)—1 wheel on a unicycle
9. 200 D.! You get this when Y. P. G. in M. (unless you go to jail)—200 Dollars! You get this when you pass go in Monopoly
10. 13 S. on the F. (there are more stars)—13 stripes on the flag
Bonus Question—If you are from Pittsburgh, you may be a fan of this!
11. H. 57 S.S. (in case you don’t like ketchup)—Heinz 57 Steak Sauce
CHARITABLE DONATIONS
OPERATION REACH OUT DONORS
Anthony J. and Lois T. Cinkutis
George and Matilda Dozsa
Joseph R. and Linda M. Killgallon
Dennis W. and Maureen McKinney
Karen Chemlir Miller
Donna L. and T. Povich
Kathleen Stahli
Randall W. and Patricia Lynn Steinkampf
Linda C. and Michael D. Troyer
GBU District 2000 — United Lutheran Society (ULS)
GBU District 291 — Summerhill, PA
GBU District 707 — Grand Rapids, MI
Reader Service Form
To obtain information on GBU products or member benefits, please check items of interest listed below. Please note that we do not have brochures for all member benefits. You may be redirected to our website to access some member benefit information. To make a charitable donation, please fill in the appropriate portion of this form.
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