GBU Life Spring Reporter 2025

The

Reporter

is the official publication of

ABOUT US

4254 Saw Mill Run Boulevard

Pittsburgh, PA 15227-3394

T: 412-884-5100 or 800-765-4428

E: communications@gbu.org

W: gbu.org

Editor: Jennifer Stockdale

Production Editors: Karen Ferguson, Timothy Rodman

Art Director, Design and Layout: Rachel Cummins, Timothy Rodman

Contributing Writers: Laqueeta Coleman, Rachel Cummins, Ken Elliott, Karen Ferguson,

Natasha Herleman, Jessica Inman, Mary Koczan, Autumn Krewson, Anna Meek, Timothy Rodman and Jennifer Stockdale

GBU MANAGEMENT

Chief Executive Officer—William W. Hunt

Executive VP/Chief Financial Officer—Mark Cloutier

Executive VP/Chief Marketing Officer—Lesley B. Mann

Sr. VP/Chief Operating Officer—Wil Lombardi

Sr. VP of Administration—Deborah Morgan

VP/Head of Compliance and Human Resources—Antoinette Blair

GBU NATIONAL DIRECTORS

Chairman of the Board—Lea Ann Hazi

David E. Bevins

Joseph S. Bielecki

Frank Bria

William W. Hunt, CEO

Christina MacKellar, CPCU, CIC

David L. Pringle

John Swanick

MEDIA CONSENT AND RELEASE NOTICE

GBU personnel, members, districts and others may take pictures, make recordings or produce videos at GBU events. In an effort to promote activities and increase public awareness, these may be published in The Reporter, on GBU and district websites, in the GBU Life member community, on social media outlets and in other locations. By participating in GBU events or by submitting pictures, recordings or videos directly to GBU, all members and other parties consent to the release and use of these pictures, recordings or videos and waive any rights to royalties or any potential liability relating to such.

HOME OFFICE HOURS LIKE, FOLLOW AND SHARE!

Monday—Friday: 8 AM—5 PM ET Saturday and Sunday: Closed

Building on Excellence for 2025

LESLEY MANN, EXECUTIVE VICE PRESIDENT, CMO

As we move into the second quarter of another exciting year, I want to take a moment to reflect on our accomplishments and share some of the new initiatives we are implementing in the realms of sales, marketing and community engagement.

Over the past year, GBU Life has reached significant milestones thanks to the dedication and hard work of our team and the trust and support of our members. Our sales department has exceeded targets, and we have expanded our reach to more communities than ever before. We have launched several successful marketing campaigns that have not only increased our visibility but have also strengthened our brand's presence in the industry. For this year, our focus will be educating potential new members on the importance of securing their financial futures through life insurance and annuity products while serving their communities as part of our great Society.

Looking ahead, we are committed to enhancing our sales strategies to better serve you. We are introducing some tools for our agents to enhance our products. One new tool is our Defined Benefit Annuity program which combines the Future Flex Fixed Index Annuity (FIA) with a software tool that can help determine retirement savings needs and break them down into contributions over time to help you meet your retirement goals. Be sure to keep in touch with your GBU agent to review your plans and products to see how adding an FIA to your retirement planning can help boost your savings efforts.

In marketing, we are embracing digital transformation to connect with you more effectively. Our new initiatives include revamping our online platforms to provide more personalized content and introducing interactive tools that make our services more accessible.

Community engagement remains at the heart of what we do. We are proud of our continued involvement in local initiatives and charitable causes. This year, we plan to deepen our community ties by launching new programs that promote education and wellness. One that you may have read about in our email newsletter is our partnership with the American Heart Association. GBU will be providing funding support for cardiac care plans and access to CPR learning for community organizations throughout Pittsburgh, as well as heart health care kits to new mothers. We believe that by fostering strong communities, we can make a positive impact that resonates far beyond our immediate circle.

As we embark on these new initiatives, I want to express my heartfelt gratitude for your unwavering support. Your trust inspires us to strive for excellence in all that we do. Together, we will continue to build a bright future for GBU Life, our members and the communities we serve. Thank you for being an essential part of our journey. We look forward to achieving even greater success together.

Warm regards,

Lesley Mann Executive VP/Chief Marketing Officer GBU Life

YOUR FINANCIAL PLAN

The Power of the Power of Attorney

As you get older and life “administration” seemingly gets more complex and burdensome, you might find you need help managing, especially with financial matters such as paying bills online, renewing insurance policies or dealing with tax returns.

You might also face an increasing number of health issues and want help dealing with the numerous doctor’s consultations, hospital visits and prescriptions involved in the treatment of medical conditions.

If you’re in this situation, it’s likely that you’re relying on a family member, perhaps a son or daughter, to help you cope. While this informal arrangement is fine while you’re still capable of making decisions for yourself, if you become incapacitated for whatever reason, the person helping you may no longer have the legal right to do so.

Take control of your future wellbeing today

One way to ensure that you have a say in your future wellbeing and are taken care of by someone you know and trust is to set up a durable power of attorney while you still have the mental capacity. If you lose the ability to make decisions and don’t have a power of attorney in place, a court may need to appoint a conservator or guardian to look after your affairs.

Durable powers of attorney are legal documents that enable you to formally authorize someone (known as the attorney-in-fact or agent depending on the state where you live) to act and make decisions on your behalf if you lose the capacity to do so. Financial and health matters are covered by two separate documents: a financial power of attorney and a health care power of attorney. Both these documents allow you to specify the sorts of things you would want your authorized person to carry

out on your behalf and can include the actions and decisions such as the following:

Opening bank accounts, writing checks or selling property

Making personal, business or investmentrelated financial decisions

Purchasing life insurance policies

Making healthcare decisions, including continuing or stopping medical treatments

Selecting and hiring doctors or caregivers

Deciding on long-term living arrangements as they relate to medical care

opening a lawsuit on your behalf and signing any necessary legal documents

Receiving certain forms of income on your behalf

Power through planning and preparation

The key to creating an effective durable power of attorney is to plan and prepare before you start the process. The first step is to decide whom you would want to look after you, discuss it with them and make sure they’re happy to act on your behalf. To make it easier for them, make a list and include the details of all your financial arrangements, such as bank and savings accounts, pensions, insurance policies and any properties you might own. It is equally important to talk through the sort of medical care and living arrangements you would want if you became seriously unwell. Also, make sure you’re aware of the rules for setting up durable powers of attorney in your state as these can vary.

Once you have all these details in place, you’ll be ready to start the process. Fortunately, as a GBU Life member, you get access to LawAssure, which includes power of attorney documents that you can easily complete online. You’ll get help and guidance every step of the way, and once the documents are complete, you’ll have peace of mind knowing that someone you love and trust has the legal power to care for you when the time comes.

Insured GBU members have free access to LawAssure. For more information and to sign up for a LawAssure account visit inside.gbu.org/law-assure.

GBU Life is the marketing name for GBU Financial Life, Pittsburgh, PA. LawAssure is available to GBU Life members who are insured through GBU Life. GBU Life has entered into a sponsored marketing relationship with Epoq Inc. (Epoq) to offer document preparation services to GBU Life members. Epoq is an independent service provider. GBU Life is not affiliated with Epoq and does not administer these document preparation services. GBU Life does not provide, is not responsible for, does not assume liability for and does not guarantee the accuracy, adequacy or results of any service or documents provided by Epoq. GBU Life, its employees and representatives are not authorized to give legal advice. Not all services are available in all states.

FORMS 1099-R AND 5498:

What Transactions Trigger Them and When Can You Expect Them? UNDERSTANDING IRS

When it comes to taxes, navigating the various forms can be daunting. Two important forms to understand are IRS Forms 1099-R and 5498, which report different types of financial transactions to the IRS. Let’s delve into what triggers these forms, when to expect them and what they mean for you as a taxpayer.

IRS Form 1099-R: Form 1099-R is typically issued by financial institutions or retirement plan administrators to report distributions from retirement accounts, pensions, annuities and other similar plans. Here are some common transactions that trigger Form 1099-R:

1. Annuity Distributions: If you receive distributions from an annuity contract, whether it's a fixed, variable or indexed annuity, they will be reported on Form 1099-R.

2. Retirement Distributions: If you withdraw funds from your IRA, 401(k) or other retirement accounts, you will likely receive a Form 1099-R. This includes both normal distributions and early withdrawals.

3. Pension Payments: If you receive pension payments from a former employer, those payments are reported on Form 1099-R.

4. Rollovers: Certain rollover transactions, such as moving funds from one retirement account to another, may also trigger a Form 1099-R.

Form 1099-R is typically issued by January 31 of the following tax year. This allows taxpayers to accurately report their retirement income on their tax returns.

IRS Form 5498: Form 5498 is used to report contributions, rollovers and the fair market value of certain retirement accounts. Here are the main transactions that trigger Form 5498:

1. IRA Contributions: If you make contributions to a traditional IRA, Roth IRA or SEP IRA during the tax year, your financial institution will report those contributions on Form 5498.

2. Roth IRA Conversions: If you convert funds from a traditional IRA to a Roth IRA, the conversion amount will be reported on Form 5498.

3. Rollovers and Transfers: Any rollovers or transfers between retirement accounts, such as moving funds from an employer-sponsored plan to an IRA, will be reported on Form 5498.

4. Fair Market Value: Financial institutions also report the fair market value of your IRA on Form 5498.

Form 5498 is typically issued by May 31 of the following tax year. Because taxpayers have up until Tax Day to make their contribution, the form is generated afterward, allowing reconciliation of retirement account contributions and rollovers when preparing tax returns.

It’s important to review Forms 1099-R and 5498 when preparing your taxes, as they provide crucial information about your retirement accounts and potential tax liabilities. If you have any questions or notice any discrepancies on these forms, don’t hesitate to reach out to GBU or the issuing institution or consult with a tax professional for guidance. Understanding these forms and their timing will help ensure accurate reporting and compliance with IRS regulations.

2025's TRENDSETTING Tints

Are you ready to elevate your home décor in 2025? Look no further than Pantone’s color of the year, Mocha Mousse, and PPG Paints’ Purple Basil. Both colors offer the perfect balance of earthy warmth to a room and even pair well with each other. Mocha Mousse is a neutral, grounding color that works on everything from wall color to textiles. Purple Basil adds a touch of elegance to a room, while also keeping things balanced. While this shade works best as an accent color, it can also be used as a primary paint color through a technique called color drenching, where you use a single color on every surface in a room, making it a conversation piece. This deep shade is a dark tone, but muted, containing red pigments that complement the warmth of Mocha Mousse. When paired in a room together, they infuse the space with a sense of timeless style and sophistication.

2025 Color of the Year

Purple Basil

PPG1046-7

1. The Perfect Pair

Incorporating Mocha Mousse and Purple Basil into home décor accents—such as vases, art and candles—is an elegant way to achieve refined harmony. The warm, earthy tones of Mocha Mousse add depth and grounding, while the vibrant hue of Purple Basil introduces a pop of lively sophistication. Display Mocha Mousse-inspired vases or candleholders on a coffee table and pair them with Purple Basil-toned flowers or artwork for a balanced look. Wall art that blends both colors can unify the palette, creating a cohesive and polished aesthetic. These small yet impactful accents allow you to explore the combination without overwhelming the space, resulting in a stylish and harmonious environment.

2. Unique Upholstery

Mocha Mousse and Purple Basil bring an unexpected blend of creativity and elegance to upholstery design. The rich, velvety tones of Mocha Mousse add warmth and depth, cultivating a cozy yet sophisticated ambiance. Meanwhile, Purple Basil provides a bold, earthy contrast, making it the perfect pop of color for neutral spaces. Together, these shades strike a harmonious balance of richness and vibrancy, transforming any furniture piece into a statement. This dynamic combination enhances both modern and classic interiors, effortlessly merging comfort with artistic flair.

3. Artful Accents

Spoonflower has partnered with Pantone to create an exclusive wallpaper collection that merges personalized design with trend-driven color expertise. Wallpaper is an effortless way to infuse color and personality into a space, whether through bold patterns, subtle textures or vibrant murals that complement any style. Featuring designs inspired by Pantone’s Color of the Year and iconic shades, this collection transforms walls with ease and sophistication. With widely available peel-and-stick options, applying and removing wallpaper has never been simpler—perfect for renters or anyone seeking a quick refresh. This collaboration seamlessly blends creativity and convenience, offering a striking way to elevate modern interiors.

Clear Debris & Prune Plants:

Remove winter debris and trim dead or damaged branches from trees, shrubs and perennials to encourage healthy growth.

Improve Soil Health: Aerate soil and add organic matter like compost to enrich and balance soil nutrients for better plant growth.

Plan & Plant: Plan your garden layout with a mix of flowers, vegetables and herbs. Start coolseason crops early and wait for frost-free conditions to plant warmer-season varieties.

Mulch & Water: Apply mulch to conserve moisture, suppress weeds and regulate soil temperature and water consistently.

Remove Pests & Prepare Tools:

Check for pests and weeds and remove them promptly. Clean and sharpen your gardening tools to ensure they work properly throughout the season.

Refresh Your Workout

Routine This Spring

Spring offers the perfect opportunity to get outside and embrace the changing season while staying active. If you're looking for creative ways to move your body and enjoy the outdoors, here are a few fresh ideas:

Nature Hikes with a Twist – Instead of a regular hike, make it more exciting by setting challenges such as taking photos of wildlife, completing scavenger hunts or identifying different plants and trees. It adds an educational and adventurous element to your hike.

Have an Outdoor Dance Party – Set up a portable speaker and have a dance session in your backyard or local park. Invite friends, family or even neighbors for a fun, free workout to your favorite tunes.

Geocaching – Turn your outdoor walk into a treasure hunt with geocaching. Using a GPS device or app, search for hidden caches around your community. It’s a great way to explore new areas while staying active.

Spring Sports – Rediscover your love for sports! Grab a frisbee, soccer ball or volleyball, and get outside with friends or family for some friendly competition.

Paddleboarding or Kayaking – If you're near a body of water, try paddleboarding or kayaking. These water sports provide a full-body workout and offer the perfect chance to enjoy spring's warm weather.

With these creative ideas, staying active this spring will be both fun and refreshing!

FINISH THE LYRICS TRIVIA

How well do you know your music? Finish the lyrics of popular songs, past and present, for a chance to win!

Monday, April 21, 2025–Friday, May 23, 2025

HOW TO PLAY

Go to inside.gbu.org/trivia starting on Monday, April 21, 2025, at 8 AM ET and click on the link to the game. Complete the lyrics to popular songs! You have two minutes to answer as many questions as you can. The faster you answer, the more points you score!

Keep an eye on the leaderboard until the end of the game on Friday, May 23, 2025, at 4 PM ET.

The top 10 players on the leaderboard at the end of the game will win a $20 Tango gift card! Tango partners with hundreds of participating retailers and brands, such as Nike, Target and Amazon. All players will be entered in a random drawing for a chance to win a $250 Tango gift card.

JOIN HANDS2025DAY

Since 2000, Join Hands Day has fostered collaboration across generations, from school-aged children to grandparents, in a spirit of volunteerism that benefits local neighborhoods and beyond. It serves as a reminder of the power of community and the importance of giving back. Whether it's planting a garden, helping neighbors or supporting a local cause, this day is about uniting people through service.

Celebrated on the first Saturday in May, Join Hands Day involves more than just the physical act of volunteering. It’s about building relationships and strengthening the fabric of the community. By encouraging individuals of all ages to contribute their time and energy, the day reminds us that everyone has something valuable to offer, regardless of age or background.

Through collaborative efforts, GBU members create stronger, more connected communities, where kindness and generosity thrive. Join Hands Day is an opportunity to inspire others to join in the effort, create a sense of belonging and set the stage for even greater acts of service year-round.

Members are invited to participate in a Join Hands Day Optimity challenge! Post a picture of your Join Hands Day project during the month of May and earn 200 gems, which can be redeemed for a gift card in the app.

Get rewarded for what you do in your community when you visit inside.gbu.org/optimity.

From Garden to Table

SPRING RECIPE FAVORITES

and

SPINACH ARTICHOKE

DIP

INGREDIENTS

2 tablespoons olive oil

1 large garlic clove, finely chopped

1 12-ounce bunch fresh spinach, finely chopped

Kosher salt and black pepper

1 14-ounce can quartered artichoke hearts, drained and coarsely chopped

8 ounces cream cheese, cut into 1-inch pieces

4 ounces fresh mozzarella, torn or shredded

4 ounces sour cream or full-fat Greek yogurt

¼ cup Pecorino Romano, finely grated

DIRECTIONS

Heat olive oil in a medium pot over medium heat. Ad d garlic and cook, stirring until it’s softened, about 30 seconds.

Add spinach to the pot one handful at a time, letti ng each handful completely wilt before adding the next. Then season with salt and pepper. Continue to cook, stirring frequently, until most o f the liquid from the spinach has evaporated, about 3 minutes. Add artich okes and season with salt and pepper. Cook for 3 minutes.

Reduce heat to low and add cream cheese and mozzare lla. Stir using a spatula until all the cheese has melted, about 3 mi nutes.

Stir in sour cream and Pecorino Romano, and season with salt and pepper. Serve immediately.

Note: For a crispy top, transfer the dip to a small ovenproof skillet. Place in oven and broil until the top is golden and the d ip is bubbling, about 5 to 8 minutes. Briefly let sit before serving.

TIME & YIELD

Total time: 25 minutes

Yield: 2 to 3 cups

STRAWBERRYRHUBARB CRISP

INGREDIENTS

Filling

2 pounds rhubarb stalks, sliced ½-inch thick

1¼ cups sugar, divided

1 pound strawberries, hulled and quartered

3 tablespoons cornstarch

2 teaspoons fresh lemon juice

1 teaspoon pure vanilla extract

Topping

1 stick (4 ounces) unsalted butter, softened

1½ cups light brown sugar

1½ cups all-purpose flour

1¼ cups quick-cooking rolled oats

3 tablespoons canola oil

1½ teaspoons cinnamon

¾ teaspoon kosher salt

DIRECTIONS

Preheat the oven to 375°F. In a large bowl, toss th e rhubarb with ¾ cups of the sugar and let stand for 15 minutes, stirring occasionally. In another bowl, toss the strawberries with the rem aining ½ cup sugar and let stand for 10 minutes, stirring occasionally .

Using a slotted spoon, transfer the rhubarb to the bowl of strawberries, discarding any rhubarb juice. Add the cornstarch, l emon juice and vanilla to the fruit and stir well.

Transfer the mixture to a 9- x 13-inch glass baking dish.

For the topping, combine all of the ingredients in a medium bowl. Using a pastry blender or your fingers, mix the ingredients together until large crumbs form.

Gently s prinkle the crumb topping evenly over the fruit fil ling and bake for 30 minutes.

Then, r educe the oven temperature to 325°F and continue ba king for an additional 30 minutes, until the fruit filling is b ubbling and the topping is evenly browned.

Let the crisp rest for 10 to 20 minutes before serv ing.

TIME & YIELD

Total time: 2 hours

Active time: 30 minutes

Yield: 6 servings

JUST FOR KIDS

Scan here to join!

Celebrate

Shopping for Mom

VIP Perks by Entertainment has thousands of offers to choose from to show Mom just how much she is loved:

Massage Envy is offering 40% off massages

Shari’s Berries is offering 15% off online purchases

Mom and Dad this spring with VIP Perks by Entertainment

Personalization Mall is offering 20% off online orders

Shopping for

Dad

What to get the man who does it all? Check out VIP Perks by Entertainment exclusive offers for Dad this year:

Double Take Automotive is offering 50% off select detailing packages

Local golf courses are offering discounts

Tempur-Pedic has a coupon for 15% off lumbar support office chairs

Kids’ Craft Ideas Cookie Cutter Bird Feeders

Supplies Needed

2 envelopes of gelatin

2 cups of birdseed

2/3 cup of boiling water

Heart-shaped cookie cutters

String Parchment paper

Baking sheet

Toothpicks

Directions

Boil water and mix gelatin till dissolved

Add birdseed into dissolved gelatine and mix

Add more birdseed until desired texture is achieved (scoopable)

Place cookie cutters onto a parchment-lined baking sheet

Scoop birdseed mixture with spoon into cookie cutters

Ensure birdseed is packed compactly

Once packed, use a toothpick to create a hole for the string to be threaded through

Let feeders dry in cookie cutters for a few hours or overnight

Once completely dry, carefully remove feeder from cookie cutter

Thread string through hole and hang up outside for our feathered friends

Craft and images found: Kitchen Counter Chronicles

Name

NUMBER CLUE QUEST

Below you will be given a number and a letter or series of letters after the number for you to decode! The number is related to initials. When you spell out each word from its initial you will have the answer! FOR EXAMPLE: 26 L. in the A. (you may remember the song from your childhood). The answer is 26 Letters in the Alphabet.

Can you solve the 10 lines (and one bonus line) that follow?

FRATERNAL PUZZLE FOR MEMBERS AGES 10-14. Email (contest@gbu.org) or mail (GBU Fraternal Department, 4254 Saw Mill Run Blvd., Pittsburgh, PA 15227-3394) the participant’s name, email address and answers to this fraternal puzzle for a chance to win a $25 Tango* gift card. Members must provide a valid email address, as the gift cards are sent via email. Winners will be drawn monthly.

*Tango partners with hundreds of participating retailers and brands such as Nike, Target and Amazon.

1. 88 P.K. (for the playing)

2. 32 D.F. when W. F. (makes cubes for your iced beverages!)

3. 4 Q. in a G. (like with milk)

4. 24 H. in a D. (enjoy every minute)

5. 360 D. in a C. (don’t get dizzy)

6. 8 S. in a S.S. that makes it an O. (don’t run it!)

7. 3 the number of B. M. in the song (from childhood)

8. 1 W. on a U. (most people prefer 2)

9. 200 D.! You get this when Y. P. G. in M. (unless you go to jail)

10. 13 S. on a F. (there are more stars)

Bonus Question: If you are from Pittsburgh, you may be a fan of this!

11. H. 57 S. S. (in case you don’t like ketchup)

Jody Shapiro is a Forest Hills, Pennsylvania, native and owner of Aspire Enterprises and AspireToFind art. She turns colorful computer creations, images of her dogs and black-and-gold Yinzer sayings into shirts, mugs and other useful items! Jody and her husband, Joel Bloom, are the coauthors of the book Images of America Series: Forest Hills. She and Joel live in Forest Hills with their long-haired, mini dachshund (and social media influencer @CodyBearTheDachshund), Cody Jody has been creating word puzzles for children since the mid-1980s. She has been a GBU member since the late 2000s. aspiretofindasolution.com

THE GBU FOUNDATION SCHOLARSHIPS & GRANTS

The GBU Foundation

Deadline: June 30, 2025

Four-Year Scholarships

Bert Waltenberger Memorial Scholarship

Clarence O. Affelt

Architecture/Fine Art

Memorial Scholarship

Two-Year Scholarships

Undergraduate Scholarships

Graduate Scholarships

Educational Grants

Fritz Bertz Scholarship (District 510 — Toledo, OH)

District 146 — Johnstown, PA, Scholarship

District 291 — SummerhillLilly, PA, Scholarship

District 510 — Toledo, OH Scholarship

District 1000 — Lutheran Fraternities of America (LFA) Scholarship

District 2000 — United Lutheran Society (ULS) Scholarships

District 3000 — Hungarian Reformed Federation of America (HRFA) Scholarship

GBU-Qtrly-AD-0325

Additional Scholarships

Pennsylvania Fraternal Alliance Scholarships

Deadline: June 30, 2025

New England Fraternal Alliance Scholarships

Deadline: September 1, 2025

GBU High School Freshman Grants

Deadline: June 30, 2025

Visit inside.gbu.org/scholarships to start an application or for more information about the GBU Foundation Scholarships and Grants program.

GBU Life is the marketing name for GBU Financial Life (GBU), Pittsburgh, PA. GBU Foundation Scholarships are open to all GBU Insured Members pursuing higher education for the 2025–2026 academic year. The GBU Foundation, established in 1963, is a 501(c)(3) nonprofit helping donors achieve their philanthropic goals. We amplify donor and GBU member impact through grants and scholarships. Our merit-based scholarships support deserving students, while community grants assist local organizations, aligning with GBU Life’s four Community Pillars: Wellness, Education, Charitable Giving and Hometown Hero Support.

Make wavesandearn rewards

Give Back University is a part of GBU Life’s commitment to our youth and their education. The best way to help the communities we care about is to help foster a sense of community in our youth. We hope that Give Back University members will grow up to be advocates and strong leaders both for GBU Life and for the communities they live in.

Complete a challenge each month and get entered to win a $250 gift card.

Earn a $20 bonus gift card for every third challenge you complete.

FEATURED CLASS

Career Exploration! Let’s Explore Our Interests and Possibilities

In this fun 5-week course, learners will be given the opportunity to explore the careers that interest them. Learners will also be asked to put together a dream career project at the end of class!

As a Give Back University student, you have exclusive access to engaging smallgroup classes online.

SUGGESTED CHALLENGE

Get CPR Certified

Teens who get CPR certified not only enhance their own preparedness but also contribute to safer communities. Plus, CPR training fosters responsibility, leadership and readiness—valuable traits for life. Give Back University students who take in-person and virtual CPR courses through the American Red Cross are eligible for GBU reimbursement.

Michelle and Grace volunteered at a library book sale welcome table. They invited library patrons to join the organization and sold tote bags as a fundraiser.

InhonorofRandomActsofKindnessWeek, Annapreparedapresentationwithtwo activities for her class!

Ben wrote and delivered Valentine's Day cards to neighbors.

Challenge Results

Anna and Michelle were helpers to small children at a Christmas Bazaar.

Ben gave hats, gloves and scarves to those less fortunate at the library.

®

CelebratingAppreciationTeacher Week

Looking for a unique way to show the teachers in your life your appreciation? How about gifting them a GBU social membership? With a social membership, one gains access to some of our most popular benefits. The social membership includes our Birthday Match and Give Back Group programs, as well as VIP Perks by Entertainment and Optimity, just to name a few. For only $25 you can gift the teacher(s) in your life access to so many new and exciting opportunities through our benefits.

How do you gift a social membership? Easy! Scan the QR code or go to our website (gbucares.org/socialmembership) to learn more and to purchase.

Say thank you in a thoughtful and unique way, with a GBU social membership!

Scan here to start gifting!

In celebration of Teacher Appreciation Week, GBU is supporting four projects (up to $500 each) on DonorsChoose, a classroom funding site where teachers can post requests for resources. Help pick the winning projects by nominating your favorite classroom project.

To nominate, visit DonorsChoose and select a project. You can search by teacher, topic, school or location. You can even encourage your child's teacher to submit a new project.

Once you find a project that inspires you, submit your favorite project using the QR code or link below by 11:59 PM ET on Friday, May 9, 2025. GBU will select four submissions at random.

To view projects, go to donorschoose.org/donors. You can search by teacher, topic, school or location.

Once you find a project that inspires you, submit your favorite project by scanning the QR code on the left or using the link.

Projects must be nominated by Friday, May 9, 2025, to qualify. GBU will select four submissions at random.

2024 Project winners 2024 Project winners

Ms. Cuizon’s project for Tekoa Academy in Port Arthur, TX

Mrs. Dowiak’s project for Washington Park Elementary School in Washington, PA

Mrs. Bowman’s project for Baldwin Senior High School in Baldwin, PA

Mrs. Gordon’s project for Forest Hills School District in Sidman, PA

DISTRICT HAPPENINGS

InMemoryof Jackie

Jackie had a remarkable 30-year career with GBU. But her legacy extends far beyond her professional accomplishments. In 2021, she became the fraternal secretary for District 684, continuing to support GBU and its members. She actively contributed to her community, serving on the Brentwood Hall of Fame Committee and supporting causes such as Drop the Puck on Cancer, South Hills Pet Rescue, Tunnels to Towers and Mothers Against Drunk Driving (MADD). She volunteered in countless other capacities throughout her life. Jackie Alaimo passed away on Thursday, December 26, 2024. Jackie was a devoted mother, proud Nana and cherished member of her community.

Her selflessness, commitment to others and love for her family will always be remembered. Jackie’s passing leaves a hole in the hearts of all who knew her, but her memory will live on in the love she gave and the lives she touched.

District 45 — Altoona, Pennsylvania

Happy spring, everyone! Spring, also known as the spring equinox or vernal equinox, officially began on March 20, 2025. It is much welcomed in Central PA!

This year, we participated again in the Veterans Day parade alongside the Federation of Fraternal Clubs Blair County Unit #1. Members of all ages showed support for local veterans, and plenty of candy was shared with the crowd thanks to all the clubs involved.

Proudly marching with the Federation of Fraternal Clubs Blair County Unit #1 in support of local heroes.

Our Children's Christmas Party, in collaboration with the Unter Uns Club, featured a “Grinch” theme. Thanks to all who helped make the event a success, offering crafts, games, food, a visit from Santa and gifts for the children. “Elsa” (portrayed by GBU member Anna Oberneder) made her annual appearance, singing songs from Frozen.

festive “Grinch” celebration with crafts, games, gifts and a special visit from Santa and Elsa!

Looking ahead, we wish all moms, grandmothers, great grandmothers and great great grandmothers a very Happy Mother’s Day on Sunday, May 11, 2025, and a Happy Father’s Day to dads, grandfathers and great grandfathers on Sunday, June 15, 2025 Don’t forget to show your appreciation for these special people.

Upcoming District Events

Join Hands Day Project: In partnership with the Unter Uns Club, this project will focus on spring cleanup for Memorial Day preparations. This annual event encourages adults and youth to volunteer together

for community improvement.

Summer Pie Sale Fundraiser: This event starts Wednesday, May 7, 2025, and benefits the Relay For Life Team and Brian Morden Foundation (BMF). The BMF supports families and childhood cancer research. Orders are due by Monday, June 16, 2025, and pies will be available on Saturday, June 28, 2025. Cinnamon rolls and snails are also available.

Memorial Day (Wednesday, May 28, 2025 ): Activities include a 9 AM Mass at St. Mary’s Church, a procession to St. Mary’s Cemetery, a flag-raising ceremony at the Unter Uns Club at noon and ceremonies at Brush Mountain Sportsman’s Club.

Flag Day Ceremonies: Join us on Saturday, June 14, 2025, at noon at the Downtown Altoona Heritage Plaza to celebrate Flag Day, established by President Woodrow Wilson in 1916.

Annual District Picnic: Mark your calendars for Friday, August 15, 2025, at the Swiss Club of Altoona, starting at 5 PM. More details will be in the Summer Reporter.

Scholarship Fund: Donations for the District Scholarship Fund are still being accepted. Please send checks to Betty Richardson at 2524 W. Chestnut Ave, Altoona, PA 16601, and make them payable to GBU District 45 with “Scholarship Fund” in the memo line.

Monthly Meetings

Join us at 6 PM on the second Wednesday of each month at the Unter Uns Club (Van Buren Ave and 14th St in Altoona). We do not hold meetings in January, July, November or December, but officers will meet to plan upcoming activities. Come support and get involved in fraternal activities and enjoy refreshments. We’re looking forward to seeing you at our upcoming events!

- Robin Kessler, Fraternal Secretary 814-943-4481 or rob1jon@atlanticbb.net

District 146 — Johnstown, Pennsylvania

Happy 133rd Birthday GBU!

Greetings and happy Easter wishes to members and friends! With the arrival of spring comes our annual donation to support Powell Stackhouse Park. This helps with park activities, operations and maintenance. We’ll also continue supporting Band of Brothers Shakespeare Co., which brings theater to the Laurel Mountains, and the Sandyvale Memorial Gardens and Conservancy’s Annual Memorial Day Celebration.

The district will make an annual $500 gift to the GBU Foundation Scholarship program. This gift will fund one $500 scholarship to a policy-holding member of GBU District 146 — Johnstown, PA, pursuing a degree or certificate after graduating from high

A

District 146 — Johnstown, Pennsylvania, Continued

school. Applications can be completed online at gbufoundation. awardspring.com. The deadline to apply is Monday, June 30, 2025

Loving and warm wishes to all mothers and fathers on Mother’s Day, Sunday, May 11, 2025, and Father’s Day, Sunday, June 15, 2025

Monthly Meetings

Meetings are usually held at 7 PM on the second Monday of the month (except July). Meetings are at the Moxham Beneficial Home Association, 40 Bridge St., in Johnstown. Meeting dates are subject to change. Check the bulletin board in the clubroom or with a district officer for any changes.

- Barbara Weimer, Fraternal Secretary 814-255-4710 or bkweimer@verizon.net

District 291 — Summerhill-Lilly, Pennsylvania

Greetings from District 291!

We hope everyone is having a great start to 2025.

In November, to honor local veterans, Diane Schaffranek and her team prepared Lilly’s annual roast beef dinner at the Lilly Recreation Association Hall. Several veterans and their families attended, and during the gathering, donations were collected to support Operation Reach Out.

The Saint Michael American Legion led the effort to provide a memorial Christmas wreath for the veterans buried in Saint Mary’s Catholic Cemetery in New Germany, PA. District 291 contributed toward the wreath, with any additional funds used to provide Christmas gift cards and treats for veterans at the Hollidaysburg Veterans Home near Altoona, PA.

As we begin the new year, some things remain the same—like our officers—while others have changed, including our district’s scholarship program. District 291 now sponsors three freshman scholarships for full-time students attending college or trade school. Applications and more information are available at gbufoundation.awardspring.com , with a deadline of Monday, June 30, 2025

Congratulations to our District 291 President, Joyce Cobaugh , for winning first place in the Soundtrack of My Life Photo Contest! The winning photo was taken at a family gathering at GBU member Patton James (P.J.) Shrift’s home in Nashville, TN, during a lively sing-along. By the way, I took the picture!

We invite you to join us at our monthly meetings, held on the first Wednesday of each month at 7 PM at the Summerhill Social Club.

Be well!

- Cindy Friedman, Vice President cfboocindy@gmail.com

District 510 — Toledo, Ohio

Greetings from District 510. We hope that everyone had a safe and enjoyable holiday season with family and friends. We wish you all good luck, health and happiness in 2025.

At our October monthly meeting, we had a delicious dinner of

roast beef and gravy, roasted potatoes, roasted carrots, salad and rolls. Thank you to chefs Anita and Ralph Bydlowski and to those who brought the desserts. Members received either a GBU logo level or a GBU logo vegetable peeler. Guest speaker and GBU 510 member Bob Mittelstaedt gave a slide show presentation of the Geber El Silsila archaeological site in Egypt. District 510 held a Halloween “Trunk-N-Treat” event. Several GBU members got together at the GAF Oak Shade Grove parking lot and decked out their trunks with Halloween decorations. Thank you to Tom Riedeman for the tractor rides.

We had a delicious turkey dinner with all the trimmings at our November officer elections meeting. Special thanks to Marilyn Riedeman and Mary Smith for preparing the sumptuous feast. The election was chaired by Laqueeta Coleman , GBU Great Lakes Regional Coordinator. Members voted to keep the same officers who served in 2024. A beautiful hand-knitted shawl donated by Sue Moszkowicz was raffled off to a lucky winner, as well as ten frozen turkeys. Five were donated by our Toledo Holzhacker Buam Dance Gruppe and the other five by GBU 510.

Members enjoyed a delicious turkey dinner before electing 2025 officers. Raffles included a handmade shawl and ten donated turkeys. We would like to thank all officers for their positions and wish them a successful year.

Toledo Holzhacker Buam (THB) Dance Gruppe News: The THB hosted a tailgate party at the University of Toledo Glass Bowl prior to the UT–BGSU football game. The event was a success with over 40 THB and GBU 510 members attending.

Over 40 members gathered at the UT Glass Bowl for food, fun and football before the UT–BGSU game.

THB also performed their Glockenspiel skits at Christmas Around the World in Cleveland. The THB Kinder Gruppe got to debut their Glockenspiel skills at the event. The THB had a Saint Nikolaus Abend party at their last dance practice in 2024. They also held their 2025 Annual Meeting and Potluck on January 26 at Bennett’s Orchard.

THB showcased Glockenspiel skits in Cleveland, celebrated St. Nikolaus Abend and kicked off 2025 with their Annual Meeting and Potluck.

Upcoming District Events

Children’s Easter Bunny Hop-Through: Sunday, April 13, 2025, 1 PM–3 PM. To RSVP, please call Bob Martin at (419) 277-6479 or Marilyn Riedeman at (419) 376-9517.

Monthly Meeting and Steak Roast Dinner: Tuesday, June 17, 2025

For current news on GBU District 510 events, please check the GBU District 510 Facebook page. We’re looking forward to seeing everyone at our future meetings.

Monthly Meetings

If you have not been to a meeting lately, please join us! We will provide a light dinner and fellowship after the meeting. Our regular meetings are held on the third Tuesday of each month at the GAF. The meal is served starting at 6 PM, and our meeting starts at 7 PM.

- Jacqueline Martin, Fraternal Secretary 419-350-6684 or toysrmonica@sbcglobal.net

District 684 — Pittsburgh, Pennsylvania

Hello Members and Friends of District 684!

To close out 2024, the district presented Sandy Wagner with the Francis B. Madison Fraternal Award at the annual Brunch with Santa in December. Sandy is involved in district activities, serves as volunteer coordinator for her church festival, volunteers at Operation Troop Appreciation and does fundraising and walking events for MADD, to name a few. Her commitment to the community goes above and beyond, which is why District 684 is proud to honor her.

Finally, the district presented two checks to South Hills Pet Rescue, the district’s 2024 fundraiser focus recipient, with proceeds from our annual Brunch with Santa and matching funds from GBU.

In Memory

We are heartbroken following the passing of Fraternal Secretary Jackie Alaimo on December 26. In honor and memory of Jackie, all funds raised by the district in 2025 will go toward a memorial grant in her name.

Honoring her legacy, all 2025 district fundraising will support a memorial grant in Jackie Alaimo’s name.

Upcoming District Events

District officers met in January and February to plan events and meetings for the upcoming year. On February 23, the district held its third annual Topgolf event in Bridgeville, PA.

If you would like more information regarding our meetings and events, or have a desire to help plan activities, please contact District President Gary Madison at gmadison1@verizon.net or Home Office Contact Mary Koczan at mary.koczan@gbu.org

Fraternally yours, - Judy Bickel, Trustee

District 699 — Frankenmuth, Michigan

Fraternal greetings to all from GBU 699. As you read this, we are enjoying the spring weather that we all earned from a long cold winter. I am currently writing this article while enduring singledigit temperatures outside. So, I will put myself into a spring state of mind and share with you our plans for 2025.

We had our meeting on January 19 at DaVinci’s restaurant, and it was a pleasant meeting where we went over old business and discussed future challenges and opportunities.

District 684 proudly presented Sandy Wagner with the Francis B. Madison Fraternal Award for her outstanding community service.

The district proudly donated proceeds from Brunch with Santa, matched by GBU, to support rescue efforts.

A productive gathering at DaVinci’s, reflecting on past business and exploring future opportunities.

On February 8, we volunteered at the Winterlaufe event in Frankenmuth, MI. This winter running race is for those who like to test their walking and running shoes in sometimes negative temperatures. Money from the event goes to many local charities. We usually have six to eight members to help with registration and directing traffic along the course. We also support and encourage the runners with applause. GBU 699 has great visibility at this event.

On February 16 and March 16, we had our regular meetings at DaVinci’s restaurant in Frankenmuth, MI. After the March meeting, we toured the Frankenmuth Historical Museum on Main Street.

Upcoming District Events

Wednesday, April 16, 2025, we will have a regular meeting at Wangs Bistro in Frankenmuth, MI.

Saturday, May 3, 2025, we will be donating our time at the Mustard Seed Shelter in Saginaw, MI, for Join Hands Day. This is a homeless shelter that GBU 699 supports both financially and through volunteering. This event will be followed by a lunch at Baldwins BBQ in Saginaw, MI.

Wednesday, May 21, 2025, we will have a meeting at Poblano's Mexican Restaurant in Frankenmuth, MI.

Saturday, June 14, 2025, GBU 699 will have a booth at the Bavarian Festival, located at the Michigan Vintage Volkswagen Festival area. This booth will promote GBU products and our local district. This event is large and has thousands of visitors from all over Michigan, the Midwest and the international community. GBU’s logo will be placed on the Michigan Volkswagen web page (as a financial supporter), and we will also be included, for one year, in all the Volkswagen club articles sent to their membership.

Wednesday, June 18, 2025, we will have our June meeting at DaVinci’s restaurant.

Tuesday, June 24, 2025, we as a district will be proudly supporting One Week One Street. This event picks a street in downtown Saginaw, MI, which needs clean up and rejuvenation. We will help pull weeds, paint fences and clean up garbage. The group that puts on the event works with the residents of the selected street to show pride in their neighborhood and reduce urban blight.

If you would like to join GBU 699 in any activities or come to a meeting, please contact me.

- Dan Pierce, Fraternal Secretary 989-482-9020 or dan.pierce@mail.com

District 707 — Grand Rapids, Michigan

Our annual Christmas Dinner Dance was held on November 17, 2024, at Sixth Street Hall – St. Casimir’s Hall. It was a wonderful event with a great turnout and delicious food. The Denny Gramza Band provided entertainment, playing a variety of favorite tunes that added to the festive atmosphere.

Held at St. Casimir’s Hall on November 17, 2024, the event featured great food, a lively atmosphere and music from the

Band.

In addition to the celebration, we held a fundraiser to benefit the Association for the Blind, which included a silent auction, a 50/50 drawing and generous member donations. We would like to extend a heartfelt thank you to all of our members whose support made this event a success.

Thanks to our generous members, the silent auction, 50/50 drawing and donations made this event a great success.

At our meeting on November 20, 2024, our president, Gayle Clouse, introduced the new board members for 2025 and shared some of the exciting events planned for the upcoming year.

Monthly Meetings

We encourage everyone to join us at our meetings, which are held on the fourth Wednesday of the month from April through October. In November, our meeting will be on the third Wednesday due to the Thanksgiving holiday.

Each meeting begins with the Pledge of Allegiance, followed by singing God Bless America, a reminder of the great country we live in. We also welcome your feedback on the events we have planned for 2025, so please come and share your thoughts during our meetings. As always, we enjoy fraternalizing before and after the meetings, adding to the fun and camaraderie.

We wish you all a happy New Year and look forward to a funfilled 2025!

Denny Gramza

District 707 — Grand Rapids, Michigan, Continued God bless all of you.

- Judy Cwiklinski, Fraternal Secretary 616-560-6983 or jcwik227@yahoo.com

District 815 — Dayton, Ohio

We are proud to celebrate Ms. Emma Schiller, one of our District Scholarship recipients. Emma is pictured with her father, Fred , her Oma , Else, and me as we stand together in support of her bright future. It’s a privilege to witness her educational journey, and we look forward to seeing all she accomplishes.

Proudly honoring District Scholarship recipient Emma Schiller, pictured with her family, as she embarks on her educational journey.

A new and exciting partnership for our district is with the Kettering Children’s Choir. This talented group will perform at the Dragon’s Opening Game this spring, and we are thrilled to support them in their musical endeavors.

Excited to support this talented group as they perform at the Dragon’s Opening Game this spring!

Upcoming District Events

Mark your calendars for these upcoming events:

Sunday, April 13, 2025: Liederkranz Spring Concert & Dinner

Tuesday, April 15, 2025: District Luncheon (details to follow)

Friday, May 2, though Sunday, May 4, 2025: World A-Fair

Sunday, May 11, 2025: Kettering Children’s Choir Concert at 3 PM at the Seventh Day Adventist Church. What a wonderful way to celebrate Mother’s Day!

Additionally, we want to highlight that GBU’s insurance and annuity products offer excellent coverage options. Please don't hesitate to contact me with any of your financial needs.

- Chris van Breukelen, FIC, Fraternal Secretary 937-885-4784 or wvanbreukelen@compuserve.com

District 821 — Sterling Heights, Michigan

Dear Friends,

The latter part of 2024 was filled with a variety of events that stirred emotions and deepened connections within our community. One of the highlights was the 25th anniversary celebration of our district, District 821. Held on November 4, this special occasion brought together many of our members. Mr. and Mrs. Hans Rauer, who helped establish the district, gave an inspiring speech about its beginnings. Laqueeta Coleman , our district engagement specialist, added to the festivities with a presentation table offering numerous items, including a commemorative 25th anniversary pin for each attendee. Delicious German food, provided by the popular pop-up restaurant Deutschtroit, added to the celebration, followed by a performance from our GBU Choir, who entertained us with traditional German folk songs. The evening concluded with a raffle where members won beautifully crafted baskets filled with a variety of goods.

Throughout October, our district showed continued support for the community. Many members attended the DASV Coronation Ball on October 19, supporting King Kenneth and Queen Christine Burney. Just days later, we participated in the GACC’s family Halloween event, which included music by DJ Wildschwein and fun for all ages.

November brought several significant events, including our GBU fall concert, “Cabaret,” which was well received by all who attended.

On November 17, we made our annual trip to Fort Custer Cemetery in Battle Creek, MI, to honor German soldiers buried there. The German Consul from Chicago attended, and our group joined others in laying wreaths while singing both the German and American national anthems. The heartfelt “Ich hatt' einen Kameraden” also filled the air, paying tribute to those who served.

Our holiday celebrations began in early December with a meeting on December 3, during which we sorted donations for the Oakland County Foster Closet. We delivered personal care gifts and blankets to support children in need. It was eyeopening to learn about the over 10,000 children in Michigan needing foster care, and we were moved by the organization’s efforts to ensure these children have access to essential items.

November’s “Cabaret” concert was a hit, bringing great music and entertainment to all who attended.

District 821 — Sterling Heights, Michigan, Continued

In early December, we sorted donations for the Oakland County Foster Closet, providing care gifts and blankets for children in need.

On December 7, our GBU choir performed a Christmas concert at Waltenwood Assisted Living, an event that has become a cherished tradition. Our members also sang at Historic Trinity’s German Service on December 15, where we invited the congregation to sing along to “Stille Nacht” (Silent Night), creating a warm and festive atmosphere.

We concluded the year with our own Christmas party on December 13, which featured a beautifully decorated venue and a variety of homemade German cookies and cakes.

Sadly, on Christmas Day, we lost our long-time president, Edith Kuplent , who passed away peacefully. She will be greatly missed, but we will always cherish the memories of her leadership and dedication.

We mourn the loss of our long-time president, Edith Kuplent , who passed away peacefully on Christmas Day. Her leadership and dedication will always be remembered.

In 2025, I wish everyone a happy, healthy and prosperous year. Fraternally,

- Marianne Krenzer, Fraternal Secretary 586-776-7058 or mekrenzer@hotmail.com

District 1000 — Lutheran Fraternities of America (LFA)

Dear Members,

“Spring is far more than just a changing of seasons; it’s a rebirth of the spirit.”

— Toni Sorenson

Membership News

The 39th Annual Concordia Food-A-Thon continues to be a cherished tradition. Richard Hallgren’s favorite charity event has been carried on by Rose Penzien , with seminary students expressing deep gratitude for the ongoing support and donations. BU will match member donations up to $1,000 per insured member and $500 per social member in a five-member group (max. $5,000 per group), so be sure to participate.

A big thank you to everyone who attended recent LFA #57 events, including the Chili Cook-Off on February 3, the Super Bowl Watch Party on February 9 and the Euchre Tournament on February 28. We’re thrilled that everyone had a great time!

Upcoming District Events

March Madness Party: Join LFA #57 on Monday, April 7, 2025

Find out the winners of the March Madness contest, where you don’t need to fill out a bracket or know anything about basketball to win. Stay tuned for more details in the next newsletter.

Relay For Life: Join us on Saturday, May 3, 2025, at the Chippewa Valley Ninth Grade Center. More information will be shared as the date approaches.

Jimmy John’s GBU at the Ballpark: Save the date for Friday, August 8, 2025, at 6 PM. The cost for members is $30, which includes a buffet meal, two beverage tickets, grandstand seating and a group photo on the field.

Carl Gerds III Golf Outing: Mark your calendars for Saturday, September 13, 2025, at Maple Lanes Golf Course in Sterling Heights.

Reminders

We have gently used wheelchairs and walkers available at no cost to anyone in need. Pick-up is available at our district office.

The LWML is collecting canceled postage stamps for their Stamps for Mission program. Please bring your canceled stamps to the next event.

If you have suggestions for future events or activities, please reach out to us. We encourage all members to get involved and share their ideas. You can call us at 586-677-2020.

We’re looking forward to a fun and active year ahead with plenty of opportunities to connect and get involved!

“Christian Volunteering Is Contagious.”

- Stacia (Penzien) Zarzycki, Sentinel and The Reporter Correspondent 586-677-2020 or smpenzien@yahoo.com

District 2000 — United Lutheran Society (ULS) Attention youth members applying for District 2000 scholarships!

Scholarship grants for District 2000 members are now $750, with a maximum of three awards available. These scholarships are for full-time undergraduate students entering at least their second years, with minimum GPAs of 2.75, and are also available for graduate, business, community college and trade school programs. Applications are open from January 1 to June 30, 2025, with online submissions required through the AwardSpring website. For more details and to apply, visit inside.gbu.org/scholarships or contact the GBU fraternal

District 2000 — ULS, Continued department at 800-765-4428 for assistance.

2024 Assembly Activities

Assembly 62 officers in Hermitage, PA, held a general meeting to discuss upcoming events. The district decided to donate funds to local charities, including Meals on Wheels, the Salvation Army Christmas Toy Fund and the Community Food Warehouse. In addition, members continued their Annual Election Bake Sale in November and attended a concert in December.

Ruth Klein, Diane Antel, Ron Tomko, Jill Antel and Wendy HawthorneTomko in Hermitage, PA, gathered to discuss upcoming events, including donations to local charities and plans for the Annual Election Bake Sale and December concert.

Assembly 62 members held their annual Election Day Bake Sale. In addition to the pies and cookies for sale, soups and stuffed cabbage were available. Over $3,500 was raised to benefit Holy Trinity Lutheran Church and other community projects. This fundraiser also qualified for an additional $500 under our District’s Sharing Funds Program.

Members raised over $3,500 for Holy Trinity Lutheran Church and community projects through the sale of pies, cookies, soups and stuffed cabbage.

Members of Assembly 2A in Hazelton, PA, held a social hour after church services in November. A fall theme was displayed with pumpkin bread, sugar cookies and apple cider. Homemade mac and cheese and coffee added to this afternoon of good food and great fellowship

Assembly 9 in Brooklyn, OH, held their annual Christmas luncheon on December 1, with 34 members in attendance. A catered lunch was served, with scrumptious desserts donated from members and leftovers delivered to shut-in members of the church.

On December 1, 34 members gathered for a festive lunch, with desserts donated by members and leftovers delivered to shut-ins.

Assembly 9 President Debby Voldrich (left), presents the District 2000 Community Outreach donation of $250 to Marcella Brown of the Next Step Youth Shelter, which is part of the Lutheran Metropolitan Ministry in Cleveland, OH. This nonprofit organization provides shelter care for youth ages 12–17 who are homeless and without stable living environments.

Assembly 9 President Debby Voldrich presents a $250 donation to Marcella Brown of the Next Step Youth Shelter, supporting homeless youth in Cleveland.

Assembly 2A Fraternal Secretary Holly Ciotola (right) presents a $100 check to Ivy Wilcko Ivy was the fourth quarter winner in our drawing and was eligible to win this cash prize by participating in her local assembly activities. You could become our next winner by attending your assembly’s next function!

next time!

- Jerry A. Hauser, Treasurer 724-953-8287 or jdhauser1@comcast.net

Fraternal Secretary Holly Ciotola presents a $100 check to Ivy Wilcko ‘Til

-

District 3000 — Hungarian Reformed Federation of America

In loving memory of Deneice Oroszvary—beloved mother, grandmother and friend—whose kindness, creativity and unwavering generosity touched countless lives.

Our dear sister Deneice Oroszvary, a member and officer of District 3000, was called home by our Lord on November 21, 2024. She was 72 years old.

I remember meeting Deneice and her husband, Julius , at the Hungarian Reformed Church in Trenton, NJ, in the 1980s. She was creative, offering her knitting and sewing skills to provide gifts and handouts to those in need. I remember traveling to Ligonier, PA, with her to hand out hand-made bags for the seniors at Bethlen Nursing Home. She and fellow members of the Trenton church often went to local nursing homes to pray with residents and provide support.

Although Deneice was not Hungarian, she loved her late husband’s native culture and taught herself the Hungarian language (which, according to expert linguists, is the second most difficult language for English speakers to learn). Deneice celebrated the Hungarian American culture and regularly attended the Annual Hungarian Festival in June. She also volunteered at the American Hungarian Foundation to help set up the Christmas Trees of Many Nations display each year, and she often attended various Hungarian celebrations at the Magyar Reformed Church.

Deneice moved from Pennsylvania to Minnesota in 2023 to be with her son and his family. She enjoyed spending time with her two Minnesota grandchildren. A few months after moving to Minnesota, she was diagnosed with ALS. In April 2024, she went to England to visit her children who live there and visited Scotland for a final time. She lived in England until September 2024 and then returned to Minnesota, where she passed away.

Thanks to Deneice’s son, Jed , for providing the information in this article celebrating her life and the impact she made. Deneice will be remembered as an avid reader, a seamstress, a crocheter and an active community volunteer. She enjoyed life’s simple pleasures and shared her joy with everyone. We will miss her.

Rev.

Leslie E. Martin, Past President

District

4000 — Sokol USA

Hello to all GBU members. As we finish out this bitterly cold winter and move into a warm spring, we have many upcoming activities to look forward to.

Our gyms’ programs began their spring sessions in January and will continue through May. Many of our members and their families will also be heading to the Chicago area from Wednesday, June 25, through Sunday, June 29, 2025, for the American Sokol’s XXV Slet. In addition, Chicago Lodge 306 will be hosting a gymnastics exhibition in April and participating in the ASO’s central district meet on Sunday, May 18, 2025, with an end-of-season celebration at the lodge.

In February and March, our Leechburgh 255 and Danbury 30 lodges held Super Bowl and St. Patrick’s Day celebrations for members and guests. These two will be starting their golf season in April at the local courses. Lodge 255 has also planned a trip to Huszar’s Restaurant, the site of last year’s MCT fraternal project, and will offer a free spaghetti dinner for all veterans following Leechburg’s Annual Memorial Day Parade.

Danbury 30 will host a children’s Easter hunt and will kick off a new monthly “Heroes on the Water” fishing event, taking place on the second Sunday of each month, weather permitting. They will continue their tradition with a Memorial Day cookout following a parade.

Sports activities are also in full swing! Bowling leagues are ongoing at Lodge 93 Bethlehem and Lodge 214 Palmerton in Pennsylvania, while Lodge 114 in Tarrytown, NY, continues to host a popular shuffleboard competition twice a month.

Additionally, Lodge 2 in Bridgeport, CT, is offering two $1,000 scholarships to local high school students with Slovak or Carpatho-Russian heritage, with applications sent out to schools and churches in February. Lodge 103 Farrell will present a scholarship at their end-of-year dinner in late May or early June, which will be held alongside their annual golf outing.

It’s shaping up to be a busy and fun-filled spring and summer! Don’t miss out on the exciting opportunities to connect with fellow members and engage in community activities.

Upcoming District Events

Friday, April 11 and District Board Meeting (Boonton)

Saturday, April 12

Friday, April 18

Sunday, April 27

Monday, May 26

Lodge 306 Gymnastics Exhibition

2:30 PM–Region MCT Annual Meeting at Lodge 255

Memorial Day Services at Lodge 30 Monday, May 26

Saturday, May 31

Memorial Day Veterans Dinner at Lodge 255

Lodge 306 End of Gymnastics Year Celebration

Wednesday, June 25 Sister Organization ASO Slet in through Sunday, June 29 Chicago

Sunday, June 29

Gymnastic Instructors’ School through Monday, July 7 (Location TBA)

Here are photos of District 4000 officers at the 2024 Prague Slet and at the fall meeting in Danbury. Finally, we want to congratulate our young gymnasts in Chicago for all of their hard work.

District 4000 officers gathered for a productive and enjoyable fall meeting in Danbury, sharing ideas and strengthening bonds.

Representing District 4000 with pride! Officers attended the 2024 Prague Slet, celebrating tradition, unity, and the Sokol spirit. A big shoutout to our young gymnasts in Chicago for their dedication and hard work! Keep reaching for new heights!

Respectfully submitted, - Nancy Hughes-Shurina, Chair of Fraternal Activities 724-261-6377 or fna240@verizon.net

MAKE-A-DATE

Please

with one of the officers of the district to confirm whether or not an event is canceled.

Saturday & Sunday

April 26–27, 2025

at Hollywood Casino at the Meadows in Washington, Pennsylvania

GBU members from all districts are invited to attend and will receive a discounted rate.

Members and guests will have the option to bowl in any 3-game event or participate in all events on both days. If interested, please email jdhauser1@comcast.net or call 724-953-8287 for registration information.

JUNIOR ACHIEVEMENT OF SOUTHEAST MICHIGAN SPONSORSHIP

Junior Achievement (JA) of Southeast Michigan recently received a generous $10,000 sponsorship check from GBU to support its impactful educational programs. This donation will help fund a visit for 100 middle school students to JA Finance Park, a unique budgeting simulation that teaches students how to manage a month’s worth of adult finances. This hands-on experience is a valuable tool for building financial literacy at a young age.

In addition to JA Finance Park, Junior Achievement offers several volunteer opportunities, including JA in the Classroom. This program allows volunteers to visit classrooms ranging from kindergarten through 12th grade, five times during a semester, to deliver a curriculum that introduces students to financial literacy, career readiness and entrepreneurial concepts.

JA in a Day allows volunteers to lead a classroom for a full day, guiding students through the JA curriculum. Other opportunities include data entry, analyzing data, preparing materials for educators and students, and supporting fundraising events. To get involved, contact Laqueeta Coleman, Regional Coordinator (Great Lakes) - Community Engagement, at (412) 336-3245 or laqueeta.coleman@gbu.org Your support helps equip young learners with essential skills for future success! young learners for success!

Cheers to a prosperous 133 years...and many more!

“The Union has a splendid future before it, if the workers at the head of it, conscious of their aims, with energy and harmony carry on the principles of fraternalism with unalterable firmness of purpose.”

-Louis Volz, GBU Founder

GBU celebrates 133 years on April 13, 2025. Although much has changed since 1892, GBU’s commitment to financial security for our members and the spirit of fraternalism for our communities remain.

We look forward to many more years with “energy and harmony” to continue to grow and innovate our great Society.

FRATERNAL ADVENTURES

The GBU team has been busy throughout the winter season with community projects. We are looking forward to all that spring has to offer!

(Left) The team at GBU collected donated toys for Marine Toys for Tots, which were donated at iHeartRadio’s Stuff-A-Bus event.

(Right) Rachel C. and Autumn K. from the GBU Community Engagement Team posed with Belle at the Stuff-A-Bus event.

(Left) GBU was the sponsor of the University of Pittsburgh Panthers Men’s Basketball game against the Virginia Cavaliers. GBU CEO, Bill Hunt was presented with the game ball.

(Right) GBU also awarded a Pitt student athlete with our monthly community service award for the work he is doing in our community.

(Left) The GBU team volunteered at the annual UPMC Children’s Hospital Telethon, which raises funds for the Free Care Fund. GBU matched donations during the telethon up to $35,000.

(Right) Roman Yankello, winner of the GBU Life First Night Sing-Off, performed during the annual New Year’s Eve event along with singer Ashley Marina

(Left) The GBU team welcomed a new tiny member, Franco C., son of Rachel C., GBU’s Communications Team Lead

(Right) GBU’s Executive VP/CMO Lesley Mann and AVP of Community Engagement Jennifer Stockdale attended the annual Life Insurers Council Conference where they were able to meet with Jane Wang CEO of Optimity, to talk about what’s next for our favorite wellness app.

(Left) Princesses Emmalina R. and Audrianna R. stop for an autograph at the annual Princess Ball. There were special princess gifts at the GBU Life sponsor table (Right).

NATIONAL WEAR RED DAY

Recognizing the need for initiating cardiopulmonary resuscitation saves lives. By immediately performing CPR, a bystander can double a victim’s chance of survival. However, an alarming 65% of Americans feel unprepared to help in a cardiac arrest emergency. The American Heart Association wants to help save the 23,000 children who experience a sudden cardiac event every calendar year.

During the month of February, the American Heart Association encouraged all Pittsburgh parents, teachers and coaches to learn this skill with the Nation of Lifesavers to keep families, students and athletes safe. For National Wear Red Day, February 7, 2025, Pittsburgh’s City of Lifesavers hosted an open learning session for Hands-Only CPR. Other resources include online CPR and AED courses, Heartsaver™ certification courses and Hands-Only CPR training kiosks sponsored by GBU Life. There is hope the training session will prove to be an asset when CPR knowledge is necessary.

When Jen Davis’s son, Spenser, collapsed during football practice, the training the adults around him had received proved beneficial. “You’ll never know when you’ll be called to respond in a cardiac emergency, and being prepared to step in with CPR may save the life of someone you love, even your own child,” said Davis. His coaches and athletic trainer took decisive action by calling 9-1-1, requesting an AED to the field and immediately starting chest compressions.

More than 350,000 people experience cardiac arrests outside of a hospital every year, and nearly 70% of those occurrences happen at home. This makes it likely that a family member or friend may need assistance for an emergency. The American Heart Association aims to double the survival rate for cardiac arrest victims by educating the public. It is important for all teachers, coaches and family members to be trained. Children as young as fourth grade can learn CPR and assist in a cardiac emergency.

“When parents and other people we look up to, like teachers and coaches, commit to learning CPR, it creates a culture where awareness is the norm instead of the exception,” said Lesley Mann, Executive VP and Chief Marketing Officer at GBU Life. “We often think about February as a time to buy flowers and chocolates in heart-shaped boxes. But even more important than making that dinner reservation is scheduling time to learn CPR. It can be as simple as watching a 90-second video, but it could be the difference between life and death for someone you love.”

Hands-Only CPR training kiosks at the Science Center, sponsored by GBU Life, offer excellent opportunities to practice this life-saving act. This is a significant tool for the communities in the area. These units provide hands-on experience to make bystanders more confident in their skills.

Congratulations! Thank you, voters, for supporting your favorite finalists! With your participation, $92,500 will be awarded to these organizations for meaningful use.

First Prize

$10,000 Casey’s Clubhouse (Bethel Park, PA)

Second Prize

$5,000

Third Prize

$2,500

Community of Hope Free Health Clinic (Toledo, OH)

St. Patrick Senior Center (Detroit, MI)

Children’s Advocacy Center of Kent County (Grand Rapids, MI)

Elizabeth Seton Center (Pittsburgh, PA)

Allegheny Health Network Chill Project (Pittsburgh, PA)

Women’s Help Center (Johnstown, PA)

The Open Door Pantry (Eagan, MN)

Irving Park Community Food Pantry (Chicago, IL)

Heroes Supporting Heroes (Oakdale, PA)

Meals on Wheels Erie (Erie, PA)

Restore 22 (Moon Township, PA)

Community Builders Award - Kidcelerate (Pittsburgh, PA)

Young Philanthropists Award - Mittens for Detroit (Detroit, MI)

GBU Employees’ Choice Award - GBU District 684 Jackie Alaimo Memorial Grant Fund

We’d like to thank our corporate partners for supporting our annual Community Grant Awards program.

Impact Sponsor Parkway Advisors

Engagement Sponsors

Graystone Consulting from Morgan Stanley PNC

Change-Maker Sponsors

Heeter

Miller & Newberg Consulting Actuaries

North Shore Pools & Service

Optimity

with GBU Life

Our GBU benefits are going green this April! Benefits such as Optimity, One Hour at a Time and more will have an environmental twist. Optimity will have multiple earthrelated challenges (listed below). For One Hour at a Time, when members volunteer at an environmental or sustainability-related organization GBU will double our donation. GBU will also match donations of up to $100 towards sustainability-focused organizations and projects for the month of April.

Nature Immersion Challenge: April 16-20

Studies show that just 24 minutes per day spent outside can improve your health. For this challenge, enjoy the outdoor time anyway you choose.

Clean-Up Crew Challenge: April 21-26

For Earth Day week, show our planet love by cleaning up an outdoor area in your community! To complete this challenge, collect a trash bag of litter and properly dispose of it.

Green Thumb Challenge: April 27-May 4

Spring is in bloom, and what better way to welcome in the new season than by getting into gardening? This challenge requires you to put your green thumb to the test and plant something of your choosing.

MemorialDay

May 26th May 26th

Remember and Honor

What better way to remember a loved one who served than by supporting one of GBU’s Hometown Hero Support projects? For the month of May, GBU will match your donation to an organization that supports our military and veterans up to $100 in memory of those who served. You can also turn in volunteer hours, and GBU will donate $15 for each volunteer hour back to the organization with which you volunteered. Help support military and veterans’ organizations, such as Operation Troop Appreciation, Waynesburg University’s Veteran and Military Affiliated Center, Folds of Honor and Military Community Support Project, by donating to GBU’s Operation Reach Out fund at gbucares.org/operation-reach-out.

“As a Marine veteran, I am proud to be part of a company like GBU that stands behind the families of those who made the ultimate sacrifice. Their sacrifice, our duty. This Memorial Day, let’s turn gratitude into action—support a veterans’ charity that cares for our heroes’ loved ones.”

-Wil Lombardi, COO, GBU Life

Donate Here

GBU Give Back Group Spotlight

The Irving Park Community Food Pantry served over 20,000 community members in 2024. Serving so many people can come with its challenges, such as costs and labor. GBU member Marcy took action to address those challenges by creating a Give Back Group to help support the food pantry. When sharing her project with us, Marcy stated, “We are neighbors helping neighbors!” Our communities need members like Marcy who step up and make a change—be inspired to go help your neighbors today!

If you are working to raise funds for an organization that impacts your local community, GBU will match the funds you raise, up to $1,000 per GBU insured member and $500 per GBU social member (up to $5,000 per group). The maximum amount an organization may receive each year in matching funds from GBU is $20,000. The funds matching must be for a qualifying 501(c)(3) organization that impacts your local community and has a listing on Charity Navigator. Learn more at gbucares.org/giveback-groups.

GBU 2025 Volunteer of the Year Award: Nominate a Fellow Member

Celebrate the extraordinary contributions of a fellow member and recognize their hard work by submitting your nomination today!

GBU presents the Volunteer of the Year award to recognize a member who has gone above and beyond in providing outstanding volunteer service to their community and/or district. This award celebrates the dedication and leadership of a member who has made a significant impact through their actions and accomplishments.

The 2025 Volunteer of the Year award will be based on volunteer service performed from July 1, 2024, to June 30, 2025. Through organizing events, supporting local initiatives or offering their time and skills, the awardee will have made contributions that reflect the values that GBU stands for.

If you know a fellow GBU member whose volunteer efforts have truly made a difference, take a moment to nominate them for this honor. To submit your nomination, complete the Volunteer of the Year nomination form. Scan the QR code on this page or visit gbucares.org/volunteer-of-the-year by Friday, August 1, 2025

notes notes from

the Home Office

UPCOMING HOLIDAYS

The GBU Home Office will be closed on Friday, April 18, 2025, for Good Friday and Monday, May 26, 2025, for Memorial Day.

WINTER 2024 HELLO WINTER CROSSWORD PUZZLE WINNER

GBU wishes to recognize the most recent fraternal puzzle contest winner.

Lucky $25 Amazon Gift Card Winner Calvin L.

Please remember: To be eligible for a fraternal prize and recognition in the fraternal puzzle drawings, the participant must be a GBU member who is in the age range of 10 to 14 years old. For privacy, only the first name with last name initial will be listed.

WINTER 2024 HELLO WINTER CROSSWORD PUZZLE ANSWERS

Saturday, June 28

Community Day at the Detroit Zoo and Aquarium

Join GBU Life for a fun day at the Detroit Zoo.

Sunday, July 20

July

Community Day at Idlewild & SoakZone

Join GBU Life for a fun day at Idlewild and SoakZone.

Sunday, October 19

Zoo Boo with GBU

Join GBU Life at the Pittsburgh Zoo and Aquarium for the annual Zoo Boo event.

Privacy Policy

Facts What Does GBU Financial Life Do with Your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include the following:

• Social Security Number, name, address and date of birth

• Assets and income

• Wire transfer instructions and financial information When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons GBU Financial Life (hereinafter referred to as “GBU”) chooses to share and whether you can limit this sharing.

Reasons We Can Share Your Personal Information Does GBU Share? Can You Limit This Sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus

For our marketing purposes — to offer our products and services to you

For joint marketing with other financial companies

For our vendor partners’ everyday business purpose — information about your transactions and experiences

For our vendor partners’ everyday business purposes — information about your creditworthiness

For nonaffiliates to market to you

Who We Are

Who is providing this notice?

What We Do

How does GBU protect my personal information?

How does GBU collect my personal information?

Companies owned by GBU using the name(s) GBU, GBU Life or GBU Financial Life to provide financial services to members. GBU Life is the marketing name for GBU Financial Life.

Why can’t I limit all sharing?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

• Apply for a financial product

• Request additional services

• Update your contact or account information

Depending on your product, we may also collect your personal information from other companies under certain circumstances.

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes: information about your creditworthiness

• Affiliates using certain information to market to you

• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Nonaffiliates

Joint marketing

Other Important Information

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include companies that utilize the name(s) GBU, GBU Life or GBU Financial Life.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• GBU does not share your creditworthiness or any marketing information with nonaffiliates.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• GBU does not engage in joint marketing.

Under certain circumstances, GBU may collect or receive certain medical information. This medical information is used only to service your policy and not for any marketing purposes. We do not share medical information with nonaffiliates.

“Go Green” with GBU Life. To receive statements and confirmations digitally, call or email GBU Member Services or elect upon establishing your online portal. Please be advised that you will receive mailed statements and confirmations of account activity when we are required by law to deliver any notice, report or statement, including notice of elections, and amendments to the Articles of Incorporation and Bylaws of GBU.

Reader Service Form

To obtain information on GBU products or member benefits, please check items of interest listed below. Please note that we do not have brochures for all member benefits. You may be redirected to our website to access some member benefit information. To make a charitable donation, please fill in the appropriate portion of this form.

PLEASE PRINT.

PRODUCTS

Life Insurance

Select Choice Term Life Insurance Youth 3 Pay Life Insurance

Secure Whole Life Insurance Annuities

Asset Guard Fixed Index Annuity

Future Flex Fixed Index Annuity

Asset Guard Multi-Year Guaranteed Annuities

Future Flex Preferred Flexible Premium Deferred Annuities

Future Flex Single Premium Immediate Annuities

IRA Options

CUSTOMER SERVICE

Change of Address Change of Beneficiary

Other:

CHARITABLE PROGRAMS

GBU Foundation (GBU Scholarship Program)

Amount:

In honor/memory of (circle one and supply name):

Coverdell Education Savings Account Operation Reach Out Donation (Make check payable to GBU Financial Life.)

MEMBER BENEFITS

Discounts and Points Programs (Online Only)

VIP Perks! by Entertainment® Optimity Charitable Donation Programs

Give Back Groups

Donation:

One Hour at a Time

Check/money order enclosed for $ Birthday Match

Education Assistance

Please supply this information for Give Back University Scholarships/Grants

Team to Team

High School Freshman Grants

Virtual Member Benefit Programs

Sage Tuition Rewards®

Kids’ Night Fitness

Game Night

Driver’s Safety Reimbursement

Language Course Reimbursement

Current Interest Podcast Series

ScriptSave®

ScriptSave® for Pets

LawAssure Online Legal Services Newborn Child Benefit

Member’s Name:

Address:

City/State/Zip:

Telephone: Empathy Start Hearing

Email:

Lifeline Screening Reimbursement Orphan Benefit

Fraternal Puzzle Drawing Entry (Members Ages 10—14)

The Reporter

I am receiving more than one copy. (Please supply mailing address information for each copy from the back page of The Reporter.)

Delete my name from the mailing list.

Notify me by email (fill in email address in the right column) that the new digital The Reporter issue is available.

Note: Those choosing to receive the digital The Reporter may also receive the paper edition when required by law.

If sending payment or nonpayment correspondence, please include this form and send to:

GBU Life

4254 Saw Mill Run Boulevard Pittsburgh, PA 15227-3394

Thank you for your interest.

OR email requests for information to: • Products sales@gbu.org • Member Benefits memberbenefits@gbu.org

GBU FINANCIAL LIFE

GBU FINANCIAL LIFE

4254 Saw Mill Run Boulevard

4254 Saw Mill Run Boulevard

Pittsburgh, PA 15227-3394

Pittsburgh, PA 15227-3394

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CHANGE SERVICE REQUESTED

TIME-DATED MATERIAL

Protect What Matters Most

LawAssure

PA P ermit 1918

TIME-DATED MATERIAL N onprofit Organization US POSTAGE PAID P ittsburgh, PA P ermit 1918