NEWS FOR BOOMERS AND BEYOND
OCTOBER 2014
FREE
Mary Schneider's passion for travel a ‘perfect fit’ for her role at the Fond du Lac Senior Center
INSIDE: Digital Security • Estate Planning • Medicare Enrollment • Nicaraguan Pottery • and more!
Digital Security: protecting your information, business By Brandpoint Media
D
ata breaches are reported by companies across the country, and the full list doesn’t just show household names of big brand retailers — many of these companies were small businesses, family medical practices or local restaurants that never thought they’d be cybercrime victims. For instance, the most high profile breach of 2013 — Target — was actually set into motion when one of its much smaller regional contractors was hacked. Undoubtedly, businesses of all sizes are potential targets for cyber criminals, but while the “big boys” often have the financial means to rebound relatively quickly, for small business owners, one attack can mean life or death for the future of their business. In fact, according to the National Small Business Association, a single cyber-attack costs a small business an average of $8,000 to recover from (and this figure does not include the incalculable damage done to the company’s
reputation). Historically, small business owners have focused their security prevention on their physical domains, but, with the lines between physical and digital security having blurred over the last decade, it’s critical for small business owners to rethink their 21st century security strategies. ● Make sure your employees are informed. Whether you’re concerned about digital security or physical security, your employees are your first line of defense. Your employees should be up to date on all company security measures and aware of the vulnerable digital and physical areas in your business. Keeping them informed ensures they know how to protect your business and alert you should a problem arise. ● Increase the strength of your passwords. Creating strong passwords may at first be inconvenient for you and your staff, but stronger passwords can greatly improve the security of your business. Complex passwords have a significantly greater chance of tripping
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up hackers. ● Erase old hard drives. While your business may not have any use for these outdated systems, the information stored on the hard drive is valuable to would-be criminals. While many small business owners may think cyber criminals aren’t interested in businesses their size, the reality is small businesses require the same strategic protection as major corporations to prevent the significant financial and reputational damage that comes with a security breach.
GRANCARE REHABILITATION CENTER
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WI-5001832700
ACTION PUBLICATIONS | OCTOBER 2014
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EXPERIENCE | 3
October Calendar
11-1 a.m. Ken and 13 • 6:30 Compiled by the Fond du Lac Area Convention & Visitors Bureau. For detailed information visit www.fdl.com or call (920) 923-3010. Educ Dance Lessons – 7 to 9 p.m. mayvillechamber.com. 28, H Pioneer Road. Haunt-a-fied walking housewares, holiday decorations, Thursdays at the Eagles Club, 515 N. 4 • waLk to enD aLzheimer's – tour through some of the buildings of linens and misc. items. Wednesday is Mas Park Ave., Mondays at the Fond du Lac the village. Less spooky version held 1 8:30 a.m. at Moraine Park Technical your “$2 Fill a Bag.” Senior Center, 151 E. First St. Beginner to 3 p.m. Oct. 15 and 22. Cost for tickets College, 235 N. National Ave. 14 • 11 • DunDee annuaL faLL coLor lessons at 7 p.m., intermediate at 8 Registration begins at 8:30 a.m. with PLay charged. car & craft show – 9 a.m. to 4 p.m. Charge for lessons, styles change the 2-3 mile walk at 10 a.m. Register Sale 3-5 • forever PLaiD! – 7:30 p.m. p.m. at Dundee Sportsmen’s Park. monthly, no partner required. online at alz.org/walk. Sheb Friday and Saturday, 2 p.m. Sunday at 3019 Highway 67, Campbellsport. 3 • Lego night – 4 to 7 p.m. at the 4 • coLor of autumn: our beautifuL Free admission for spectators. Food, Erne Maximillian’s Hall, 155 Fond du Lac Children's Museum of Fond du Lac, anD beneficiaL trees (hike) – 10 beve Ave., Mt. Calvary. Cost for tickets beverages, music, craft and gift 75 W. Scott St. The best builds will be 17 • charged. Dinner theater show or show- to 11 a.m. at the Horicon Marsh Int'l vendors. Car registration 9 a.m. to on display in the museum. Program Education Center, N7725 Highway 28, only. noon. Awards and prizes will be given. – 9:3 11-12 • autumn ceLebration – 10 included with admission. Horicon. Mor 3-5 • auDubon Days festivaL – start a.m. to 5 p.m. at Wade House Historic Recr 3 • John Denver tribute concert 4 • movies at the marsh: "my siDe at 5 p.m. Friday, 8 a.m. Saturday and Site, W7965 Highway 23, Greenbush. Cam – 7 p.m. at the Waupun City Hall of the mountain" – 6:30 to 8:30 p.m. 11 a.m. Sunday at various locations in Learn about the origins of Halloween wolf Auditorium, 201 E. Main St., Waupun. Mayville. Beer and wine tasting Friday. at the Horicon Marsh Int'l Education customs. Seasonal games of the period, mou Cost for tickets. Concert and silent Center, N7725 Highway 28, Horicon. Arts and crafts gallery, pumpkin hot cider in the stagecoach inn, twoauction proceeds to benefit Marsh 7 • church of Peace rummage anD adap decorating, duck races and music by mile, open-air, horse-drawn wagon ride. scar Haven Nature Center. bake saLe – 8 a.m. to 5 p.m. Tuesday, Star Six Nine and Chad Przybylski Carve pumpkins and turnips, listen to than 3-4, 10-11, 17-18, 24-25, 31 • “ghosts Oct. 7 and 8 a.m. to 1 p.m. Wednesday, and a pub crawl on Saturday. Parade, classic renditions of scary stories in the ever of gaLLoway” – 7 to 10 p.m. at Oct. 8 at 158 S. Military Rd., Fond food, ugly lamp contest and music by candlelit Herrling Sawmill. Galloway House and Village, 336 Old du Lac. Clothing, outerwear, shoes, hike Shaker and the Egg on Sunday. Visit
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4 | EXPERIENCE
2014 Transportation Services
Fond du Lac County Department of Senior Services 1-800-215-5494 Service Type Elderly
Walk-on vans 60+ years of age
Escort
Frail; physician certified
Handi-Van
Wheelchair use or mobility impaired No age restrictions
Priorities
Cost
Medical, Employment, Nutrition Personal Business, Education/Training, Social/Recreation
$2.50 each way $2.50 each way $2.50 each way $2.50 each way
Medical, Therapy, Dental
Within FdL County $2.50 each way Outside FdL County $6.00 each way
No priorities 6:00 a.m. - 5:30 p.m. (Mon-Fri)
Fee $3.00 each way
Senior Service Transportation Service Phone Numbers ELDERLY VAN: 60+ years of age ......................................................... 929-3936 HANDI-VAN: Wheelchair or mobility impaired, no age restriction....... 929-3110 ESCORT: Frail, no age restriction ......................................................... 929-3936 Senior Dining & Mobile Meals (60+ years of age) 929-3937 WI-5001738847
ACTION PUBLICATIONS | OCTOBER 2014
Rural Arts Roadtrip October 10-12 , various locations 9 a.m. to 5 p.m. Friday and Saturday, 10 a.m. to 3 p.m. Sunday. Embark on a self-guided tour to see artists at work in their studios. Enjoy adventures from hayrides to corn mazes and savor delectable local foods. Wine reception at Village Hearthstone Restaurant Friday from 6 to 9 p.m. (cost charged) and Cheese & Wine Pairing at LaClare Dairy Farm on Saturday all day. Visit ruralartsroadtrip.com for map and details. for your hike, play fun-filled games, make a craft to take home, or snack by the campfire. 17 • FAMILY GAME NIGHT – 4 to 7 p.m. at Children's Museum of Fond du Lac, 75 W. Scott St. Variety of classic and new board and card games. Included with admission. 17 • TOUR THE TOWN ART WALK – 5 to 8 p.m. at various locations in downtown Fond du Lac. The event is free, artists will have wares for purchase. Visit tourthetownfdl.com. 17-18 • HALLOWEEN CANDLELIGHT CAVE TOURS – 5:30 to 8:30 p.m. Friday and 4:30 to 8:30 p.m. Saturday, at Ledgeview Nature Center, W2348
Fond du Lac County Senior Dining Menu OCTOBER 1 Liver and Onions, Baked Potato, Mixed Vegetables, Fruited Gelatin, Cookie *, Sliced Bread OCTOBER 2 Chicken Cacciatore, Sour Cream and Chive Potatoes, Italian Blend Veg., Birthday Cake, Apple Slices *,Dinner Roll OCTOBER 3 Roast Pork Loin, Mashed Potatoes, Baby Carrots, Applesauce, Cinnamon Roll *, Sliced Bread OCTOBER 6 Hawaiian Meatballs, Baby Red Potatoes Summer Blend Veg., Butterfinger Torte, Plum Halves *, Sliced Bread OCTOBER 7 Baked Spaghetti, Mixed Italian Salad, Watermelon Slice, Frosted Cake *, French Bread OCTOBER 8 Chicken Breast, Mashed Potatoes, Peas/Pearl Onions, Choc. Chip Cookie, Honeydew Melon *, Sliced Bread OCTOBER 9 Hamburger on a Bun, Cheesy Potato Bake, Green Beans, Cantaloupe Slice, Fudge Brownie *
OCTOBER 10 Salmon Loaf, Baked Potato, California Blend Veg., Egg Custard Pie, Pear Slices *, Sliced Bread OCTOBER 13 Cran. Pork Cutlet, Escalloped Potatoes, Spinach Salad with Rasp. Vinaigrette, Applesauce, Cookie *, Sliced Bread OCTOBER 14 Baked Chicken, Twice Bk Style Pot., Health Slaw, Chocolate Pudding, Fruit Cocktail *, Dinner Roll OCTOBER 15 Meatloaf, Baby Red Potatoes, Corn Fruited Gelatin, Frosted Cake *, Sliced Bread OCTOBER 16 Beef Stroganoff Casserole, Tossed Salad Spice Cake, Seedless Grapes *, Dinner Roll OCTOBER 17 Glazed Ham, Sweet Potato Bake, Cole Slaw Pineapple Tidbits, Butterscotch Pud.*, Sliced Bread OCTOBER 20 Chicken Marsala, Baked Potato, Carrots Poppy Seed Torte, Apple Slices *, Sliced Bread OCTOBER 21 Swedish Meatballs, Mashed Potatoes, Seven Layer Salad, Peach Slices, Cinnamon Roll *, Dinner Roll
Education Center, N7725 Highway 28, Horicon. Beth Haffenbredl (Assistant Wildlife Educator) will read two stories about “Falls Color Changes” and then the kids will do a craft to take home. 23-26 • FDLCT: “THE ODD COUPLE” – at Goodrich Little Theatre, 72 W. 9th St. Tony-award-winning-play by Neil Simon. Admission charged. 25 • CHURCH OF PEACE UCC “AUTUMN BLESSINGS” BAZAAR – 9 a.m. to 3 p.m., 158 S. Military Rd., Fond du Lac. Raffles, bakery, candy, crafts, produce, jewelry, books, white elephant. Lunch served 11 a.m. to 2 p.m. Free. 25 • THE SECOND CITY'S 55TH ANNIVERSARY TOUR – 7:30 p.m. at Waupun City Hall Auditorium, 201 E. Main St., Waupun. Classic sketches, songs and improvisations. Admission charged. 29-2 • UW-FDL FALL PLAY: “LOBBY HERO” – 7:30 p.m. Wednesday through Saturday, 2 p.m. Sunday at UW-Fond du Lac, 400 University Dr. Contains adult language. Admission charged.
FOND DU LAC’S MOST SCENIC SENIOR LIVING CAMPUS
OCTOBER 22 Bratwurst on a Bun, German Pot. Salad, Corn, Apple Pie, Plum Halves * OCTOBER 23 Pork Jaegerschnitzel, Mashed Potatoes, Red Cabbage, Fruited Gelatin, Cookie *, Onion Rye Roll OCTOBER 24 Chicken Vegetable, Pasta Casserole, Copper Penny Salad, Vanilla Pudding, Petite Banana *, Sliced Bread OCTOBER 27 Swiss Steak, Mashed Potatoes, Peas and Carrots, Pear Slices, Frosted Cake *, Sliced Bread OCTOBER 28 Escalloped Potatoes and Ham Casserole, Spinach Salad with Ger. Bacon Dress., Applesauce Cake, Honeydew Melon *, Dinner Roll OCTOBER 29 Baked Chicken, Twice Bk Style Pot., Pickled Beet Salad, Apricot Halves, Fudge Brownie *, Sliced Bread OCTOBER 30 Pepper Steak, Baby Red Potatoes, Wax Beans, Choc. Banana Torte, Pineapple Tidbits *, Dinner Roll OCTOBER 31 Salisbury Steak, Mashed Potatoes, Swiss Spinach, Fruited Gelatin, Cookie *, Sliced Bread
WI-5001795726
Meal Sites: FOND DU LAC – Riverview Apartments, 101 Western Ave., Mon-Fri 11:45am; Westnor Apartments, 653 W Arndt St. noon; Portland Square Apartments, 55 N. Portland, 11:45am; Senior Center, 151 E. First St. Mon-Thurs 11:45am; NORTH FOND DU LAC – Northgate, 350 Winnebago St., noon; RIPON – Russell Manor, 504 Russell Dr., 11:45am; Willowbrook Apartments, 615 W. Oshkosh St., noon; WAUPUN – Senior Center, 301 E. Main St., noon. Eligibility & Nutrition: All persons or married to someone 60 years or older are eligible for the Fond du Lac County Elderly Nutrition Program. Each meal contains 1/3 of the current daily Recommended Dietary Allowance (RDA) established by the Food and Nutrition Board of the National Academy of Sciences. Registration: Preregister at least one day in advance by 1pm, by signing up at a meal site or calling Fond du Lac Courthouse, 929-3937; Waupun Senior Center, 324-7930. For cancellations call the Department of Senior Service at 929-3937 before 1pm the business day prior to the meal. Donations: There is a suggested donation of $3 for those 60 years of age or older or married to someone 60+. Mobile Meals donation of $3.50. Volunteers: Volunteers are needed for the Senior Dining Program of the Fond du Lac County Dept. of Senior Services. Call 929-3114 for more information.
OCTOBER 2014 | ACTION PUBLICATIONS
Short Rd., Chilton. Tour a cave by candlelight. Best for kids 5 and up, with the focus on education, not fright. Caves entered by stairs and ladders. Wear old clothes and layers. Admission charged. 18 • SEED COLLECTION WORKSHOP – 9 a.m. to noon at Gottfried Prairie and Arboretum, 400 University Dr. Walk through the prairie and learn how to identify wildflowers and grasses in the seed stage. Collect and clean the seed heads while learning how to store and propagate the seed for growing plants. 21 • STORIES AT THE MARSH – 6:30 to 7:15 p.m. at Horicon Marsh Int'l
84 CBRF SUITES RN OR LPN ON-SITE MON. - FRI. ON-CALL EVENINGS AND WEEKENDS PRIVATE BATHS DAILY ACTIVITIES HOME-COOKED MEALS MEDICATION MANAGEMENT LAUNDRY & HOUSEKEEPING EMERGENCY CALL SYSTEM 24-HOUR ON-SITE STAFF WI-5001833028
11-12 • FALL AGILITY DOG TRIAL – 9 a.m. to 4 p.m. at Fond du Lac County Kennel Club, N5480 Deneveu Ln. Food and refreshments available. 13 • DUCK AND GOOSE CALLING – 6:30 to 8 p.m. at Horicon Marsh Int'l Education Center, N7725 Highway 28, Horicon. Champion callers Troy Master and Mark Kakatsch. Bring your duck and goose calls. Free. 14 • BOOKS BETWEEN BITES: “READY PLAYER ONE” – 12:10 to 12:50 p.m. at Salem United Methodist Church, 120 Sheboygan St. Review of the book by Ernest Cline. Bring your sack lunch, beverages will be available. 17 • HALLOWEEN NATURE HIKES – 6:30 – 9:30 p.m. Friday, Oct. 17 at Kettle Moraine State Forest - Long Lake Recreation Area, N3450 Division Rd., Campbellsport. Predator versus prey: wolf and deer, bat and moth, owl and mouse. Which possesses the best adaptations for survival? This is not a scary hike and is best for those more than five years of age. Groups leave every six minutes. The last hour-long hike leaves at 8:30 pm. While waiting
26 ASSISTED LIVING APARTMENTS 1 AND 2 BEDROOMS AVAILABLE WITH FULL-SIZED KITCHENS RN OR LPN ON-SITE MON. - FRI. ON-CALL EVENINGS AND WEEKENDS DAILY ACTIVITIES MEALS, HOUSEKEEPING & LAUNDRY AVAILABLE EMERGENCY CALL SYSTEM MEDICATION MANAGEMENT 24-HOUR ON-SITE STAFF GARAGES AVAILABLE
CALL US FOR MORE INFORMATION OR A PERSONAL TOUR
(920) 922-8770
77 Wisconsin American Drive (near the Aurora Clinic)
www.woodlandsseniorpark.com
EXPERIENCE | 5
cover story
Mary Schneider, a ‘people person,’ enjoys role as travel coordinator at Fond du Lac Senior Center
A
Story by Lois A. Pflum I Photos by Doug Raflik/Action Reporter Media
warm friendly face will greet you when you enter the office of the Travel Coordinator at the Fond du Lac Senior Center. Mary Schneider, 60, now occupies the chair that Doris Zimmerman previously occupied for 23 years.Doris retired as Travel Coordinator of the Fond du Lac Senior Center on March 1, 2013 and Mary stepped into her role at that time. Mary noted — it was a gradual progression into her current role. Mary started to volunteer in January 2011, working under Doris. A few months later, in May of that year, Mary became an office assistant for the FDL Senior Center. Then in December 2011, Mary accepted the assistant tour director position (under Doris) and began training with her. Mary noted, it was July 2012 when she started leading bus trips as an assistant tour director. Her first trip was a 7-day trip to Orlando, Florida. Mary's love for traveling goes back a long way. After graduating from Goodrich High School in 1972,
6 | EXPERIENCE
she had traveled to Japan and Nicaragua. “After I became 18 years of age, I promised myself that I would take one trip a year.” Then added, “I received my education from traveling after high school.” Mary’s work career always involved working alongside others. Mary is a “people person.” Before she came on board at the senior center, she worked as a waitress, did planning for road trips with AAA, did office work, and also worked as a crew chief at McDonald’s. She quipped, “I liked to work anywhere where I can be with people.” In Mary’s earlier travels, she and her mother Lillian, enjoyed traveling together. “If the wheels are going around I’m going along” was her mother’s quote, which Mary also holds true. Mary also gained a lot of experience from taking others on trips when she led youth groups with Holy Family Parish for seven years. Mary and husband Don, who live in St. Peter, are members of the Friends at the FDL Senior Center. They traveled to Holland, Michigan with the group
to the Tulip Festival before she came on board as a staff member in 2011. A warm friendly, welcoming face sits behind the desk in the cozy office she calls “a home away from home.” Different smiley happy faces are noticeable in the office. Mary added, “I have always liked the happy face symbol.”
My friends tell me this is the perfect job for me because of my love of travel.” — Mary Schneider
OCTOBER 2014 | ACT
Fond du Lac Senior Center MOTTO: Fond du Lac Senior Center: where friends meet VISION: To enhance the quality of life of every senior in our community. MISSION: The Fond du Lac Senior Center is dedicated to enriching the social, physical, emotional and intellectual well-being of seniors in the community. FRIENDS: 2,616 Friends of the Fond du Lac Senior Center members Programs and services are geared for those 50 and older; however Friends membership is open to all ages. Annual membership drive will begin in October. Dues are $10 for a single membership and $15 for a couple. For addition information about the FDL Senior Center call (920) 322-3630 or for any upcoming trips call (920) 322-3635. They are located at 151 E. First St.
Mary works 35 hours a week, and she can be reached between 9 a.m. and 3 p.m. Mondays through Thursdays in her office. She has four volunteers to help her in the office and four volunteers to help her with the travel meetings. They actively research and help with the planning of the trips. She noted, the travel meetings are held when needed, to plan upcoming trips with fellow travelers. Mary’s pleasant mannerism includes being funny — still her professionalism is evident in her role as travel coordinator. After Doris retired in 2013, the most difficult part was when Mary officially took over. She started from scratch getting things organized — stepping into Doris’ shoes where she had left off. She commented, “It was definitely a learning experience” and added “ongoing … every day was and is a learning experience.” When asked what the best part of her job is — Mary replied in a heartbeat, “The people, meeting new people all the time, getting to know people, and listening to their stories.”
“My friends tell me this is the perfect job for me because of my love of travel.” Mary has many repeat travelers taking trips, but also many newcomers. And she welcomes them all with her familiar smile. Three adult children — Christopher, Bridget and Jennifer, plus four grandchildren — Hope, Delaney, Maddie and Hadley are other reasons to keep that smile on Mary’s face. Mary commented that her grandchildren and gardening (which she has a passion for) are her hobbies. Dottie Winkelman, the senior center director, had this to say about Mary. “The Happy Travelers are fortunate to have Mary as the Travel Coordinator.” She added, “Mary not only has great enthusiasm for travel, but is fun and does a good job keeping our travelers happy.” Dottie said that they receive rave reviews for Mary and shared a trip evaluation comment which read, “It is so nice at this stage of life to travel in such an organized and well-planned way.” Dottie added, “This is a nice testimonial to Mary. She had great training under Doris Zimmerman and is an awesome addition to our staff.”
Mary holds a group photo taken during a 2011 trip to San Antonio, Texas.
Caregiver Conference
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Tune Up
(Orig. Value $65.00)
A day of education and support for those who care - family and professional caregivers invited. Thursday, October 30, 2014 8:30 am – 3:15 pm Held at the Retlaw Plaza
(920) 929-3466 www.fdlco.wi.gov/ADRC adrc@fdlco.wi.gov Providing information and assistance to the aging and disabled residents of Fond du Lac County
1 N. Main Street Fond du Lac Please register by calling 920-929-3466. Cost is $5.00 for a family caregiver and $15.00 for professional caregiver Registration deadline is October 24, 2014 at 4:30 p.m.
WI-5001831231
EXPERIENCE | 7
❚ LIFE ❚ LOVE ❚ LOSS ❚ LEGACY
FUNERAL & ESTATE PLANNING
Remarriage and estate planning: Assessing your assets By Isabell M. Mueller, attorney
M
arriage is a time for celebration. However, in the event of a remarriage, it is imperative that you and your future spouse also focus on the less romantic process of redrafting your estate plans. Wisconsin is a Marital Property state, which means your marriage will affect the ownership of all of your assets, regardless of how the asset is titled. This change in ownership will affect not only the division of your assets in the event of a divorce, but also the distribution of your assets upon your death. In many instances it will result in a distribution that is substantially different from what you intended. You and your future spouse’s respective financial situations and family situations are most likely more complex than when you first married. You probably have more assets and one or both of you may have children from previous relationships. It may, therefore, be in both parties’ interest to execute a prenuptial
agreement. In deciding whether or not a prenuptial agreement is appropriate, you and your future spouse should address the following issues. INCOME AND EXPENSES How do the two of you plan to share, or not share, your income and expenses? Do either of you have any significant liabilities for which the other should not be held liable? Health care costs and the cost of long term care should be a significant part of this discussion.
Wisconsin is a Marital Property state, which means your marriage will affect the ownership of all of your assets, regardless of how the asset is titled.
Law Offices of ISABELL M. MUELLER Estate Planning
WI-5001823423
8 | EXPERIENCE
Wills and Probate Powers of Attorney Revocable Living Trusts 19 E. 1st Street Fond du Lac WI 54935 (920) 960-9552 www.muellerlawoffices.com
For All Of Your
ASSETS AND DIVORCE In the event of a divorce, how do you want your assets divided? Do either of you have strong feelings about keeping any assets as your “individual” property in the event of a divorce? INHERITANCE In the event of your death, how do you want your property to be divided between your surviving spouse and your children? Do you want the majority, if not all, of the assets going to your surviving spouse? Or do you want your children or other family members receiving a significant share? These are the most significant issues that must be addressed and are also the factors which will determine whether or not a prenuptial agreement is needed. Once these issues have been addressed and, if necessary, a prenuptial agreement has been signed, the rest of your estate planning documents, (wills, revocable trusts, powers of attorney, etc.) should be updated to reflect both your decisions and your new marriage.
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Memorial Counselor
KAREN MARTIN SCHUMACHER
651 Fond du Lac Ave. (920) 922-5606 Fond du Lac, WI 54935 Across from Haentze Floral kschumacher@nahsi.com Open Mon. thru Fri. Home visits or appointments welcome. www.rockofages.com • www.fonddulacmemorials.com WI-5001832683
ACTION PUBLICATIONS | OCTOBER 2014
All Faiths Welcomed! GREAT PRE-CONSTRUCTION DISCOUNTS AVAILABLE NOW! PLEASE CALL FOR AN APPOINTMENT
wellness
Check your Medicare annual notice of change the same company, might be quite different than what you have now. t’s hard to believe but another Among other things, it will have Medicare annual enrollment a different premium, a different formulary, and different out-of-pocket period (AEP) is upon us! What’s costs for your drugs. the annual enrollment period? Each What’s an annual notice of change? year from Oct. 15 to Dec. 7, Medicare It is a notice sent to you by your beneficiaries have the opportunity to current plan telling you how your enroll in, switch, or dis-enroll from plan is changing for 2015 and, if your Medicare stand-alone prescription plan is not going to be around in 2015, drug plans (Medicare Part D) and Medicare Advantage plans (Medicare which plan you will be auto-enrolled in and how that plan compares to Part C). During this time, a Medicare your current plan. Your current plan beneficiary who has never enrolled in is required to mail the annual notice a Part D drug plan or Advantage plan of change to you by September 30. can enroll for the first time. Look for it and read it carefully. If You might think that if you already you do not receive your annual notice have a drug plan or Advantage plan of change, contact your plan and that you don’t need to think about request it. switching plans during the AEP. No If your annual notice of change so. Even if you were completely happy with your drug plan or Advantage plan informs you that your current plan is not renewing and that you will in 2014, you should investigate your be auto-enrolled in a different plan, options during the AEP because your you can enroll yourself in whatever current plan will be changing and so plan you want during the annual will the other plans available to you. enrollment period. Your plan can Some stand-alone Part D plans may change its formulary so that it no not renew for 2015. Not renewing longer covers all your medications. means the company the plan belongs Plans that may not have covered all of to has decided not to offer that plan your medications last year may now in 2015. People who are enrolled in these plans will have to enroll in a new cover them this year. plan during the AEP to have coverage Individuals over the age of 60 and starting Jan. 1, 2015. If you are in living in Fond du Lac County can one of these plans and take no action, contact Julie Hilbert, senior benefit you will be automatically enrolled in specialist with the Department of a different plan offered by the same Senior Services at (920) 929-3521 to company effective January 1, 2015. schedule an appointment. This new plan, though offered by
By Julie Hilbert
I
Crypts, Niches, Graves, Monuments, Urns & More!
CALVARY CEMETERY & MAUSOLEUM CALL FOR A NO-OBLIGATION TOUR & FREE INFORMATION FOLDER 686 Fond du Lac Ave. - Fond du Lac, WI Call Darlene 920-923-2202 * 920-517-3201
Darlene Hoffmann
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Harbor Haven Health & Rehabilitation is a 24-hour Skilled Nursing & Rehabilitation Facility uniquely designed to meet the needs of our residents.
459 E. First Street Fond du Lac, WI For a personal tour contact Jody at 906-4785 Fond du Lac County First on The Lake • Short-term Rehabilitation Services • Medicare Certified • Alzheimer’s Care • Hospice Care • “Household Concept” – resident care is specialized to meet the unique needs of residents in each household
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IN S CO IDE NE MI ADW NG D SOITIO ON N !
An Experienced & Compassionate Care Team Serving the Community for Nearly 40 Years! OCTOBER 2014 | ACTION PUBLICATIONS
Klement’s Racing Sausages at Senior Summer Games Area seniors recently enjoyed a fun-filled day at the 2014 Senior Summer Games held at Taylor Park in Fond du Lac. The day’s events included a poker walk with the Klement’s Racing Sausages, ladder ball, horseshoes, bingo, bean bag toss, and yolf. Club Olympia gave demonstrations of fitness opportunities and the Army Reserves brought two of their special vehicles. For more photos visit facebook.com/FondDuLacSeniorCenter. SUBMITTED PHOTO
EXPERIENCE | 9
volunteer
VOTED BEST MONUMENTS AND MEMORIALS
Trewin, Kottke volunteer as area 4-H leaders
F
ran Trewin is at an age when many people slow down, but she stays active leading an area 4-H club. Trewin joined the organization when dairy projects were common and soon realized her real passion was horses. She runs the “horseless horse” project for members who don’t own a horse. “I share five of mine,” she explains. “I enjoy teaching real-life lessons to the young people and I get to continue my passion, too.” Trewin is co-leader of the Green Valley Club, known originally as the Jefferson Hotshots, when all of the members attended Jefferson School (south of Highway 175). “I’ve been a leader for only 41 years,” Trewin laughs. “My co-leader, Elsie, has been at it for 57 years!” Elsie Ernest Kottke was a 17-yearold city girl when her boyfriend invited her to his 4-H meeting. Back
then, you could belong until the age of 21, she says. She married the boyfriend and practically married 4-H, too. All seven of the Kottke children went through the program. Fourteen great-grandchildren are also members. “What I like is that every club is for both boys and girls, and older and younger ones,” Kottke says. “It is really rewarding to see them practice teamwork and leadership and grow up right in front of you.” Wisconsin’s 4-H programs began 100 years ago as part of the UWExtension’s agricultural programs for boys and canning programs for girls. Trewin and Kottke agree their projects have changed over time, but the values carry through. One of those values is service. Green Valley is involved with a food pantry. The youngsters have also played bingo at a senior center and
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10 | EXPERIENCE
r model centers Visit us soon to tour ou ates for details! and ask our Sales Associ
Midwest Real Estate, Inc. Office (920) 420-2251 www.mwdevelopment.com Equal Housing Opportunity WI-5001832483
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tied blankets for a “Linus” project. There are 20 clubs in Fond du Lac County. For information about volunteering or enrolling your children or grandchildren, call (920) 929-3170.
ARCHIE MONUMENTS
WILD GOOSE LANDING SENIOR HOUSING
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whe crea accl trad Iw the l desc tribe colo Serving Families Since 1865 the w touc W6782 FORD DR. | FOND DU LAC work HWY,. 23 WEST (Hwy 23 West, behind Feucht Financial. Across from Menards) at lo the k LOCAL WISCONSIN OWNERSHIP A sh me t then 9:00-4:00 Mon. thru Fri.; Sat. By Appointment and Home Visits Also Available – Just Call crea Answers from page 3
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PORTLAND SQUARE
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Tenant pays 30% of their adjusted income.
105 North Elm St • Oakfield (920) 922-2562 WI-5001827508
ACTION PUBLICATIONS | OCTOBER 2014
Ceramic Charm
HOUSE CALLS ARE OUR SPECIALTY!
By Valerie Graczyk, Someday Travel
O
n a recent trip to Nicaragua I visited a charming village named San Juan de Oriente where just about every household creates and sells their worldacclaimed pottery. This ceramic tradition dates back to 1,000 BC. I was in awe as I entered into the living quarters of indigenous descendants of the original Indian tribes. Not only were the designs and colors of the pottery stunning, but the warmth and welcome I received touched me. I was invited into the workshop where the potters worked at long tables, stacks of wood to fire the kiln were piled up to the ceiling. A shy young woman explained for me the different types of clay used, then showed me tweezers, a pencil and a tiny paint brush she used to create the design on the pottery.
I learned that over the last 30 years the pottery of this community has passed through several phases and has evolved tremendously. In the last decade many of the potters from this community have received worldwide recognition for their work. For more information, visit zanzibartribalart.com/ nicaraguanpottery.htm. My love of history and the culture of a country always enrich my experience of traveling. In researching for this article, I came across this interesting fact: During the Spanish presence on the continent and until 1821 when Nicaragua was declared independent from Spain, the old tax records show the village paid their tribute to the Spanish King in pottery. www.edwardjones.com
Why Go Anywhere Else? Anyone can provide advice. At Edward Jones, our goal is to provide advice and guidance tailored to your needs. That’s why we live and work in your community. When it comes to your ďŹ nancial needs and goals, we believe you deserve face-to-face attention. You talk, we listen, and we get to know you.
For the finest in home health services, call on the people who make a career out of caring. If you or someone you love requires home care assistance, give us a call today.
923-1155
Because we care - Help is on the way
Personal Care (Short or Long Term) Homemaker Services (Short or Long Term) • Bathing • Meal Preparation
Pottery of San Juan de Oriente A young girl shows pottery stored in her home/living space that is for sale to visitors of Nicaragua. To view more photos visit somedaytravel.com. SUBMITTED PHOTO
• Cleaning • Laundry
• Respite Care • Transportation • Companionship • Errands Equal Opportunity Employer
WI-5001827507
286 18th Street • Fond du Lac
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Rich Matravers 404 E. Main Street Waupun, WI 53963 (920) 324-9002 800-441-6143
Joe Heeringa 14 W. Main Street Waupun, WI 53963 (920) 324-2188
Ben Baertschy 928 S. Main Street Suite 600 Fond du Lac, WI 54935 (920) 923-1020
Dan Sprader, AAMS 976 E. Johnson St. Suite 700 Fond du Lac, WI 54935 (920) 923-3934 877-923-3934
Pam Tollefson 355 N Peters Suite 100 Fond du Lac, WI 54935 (920) 921-6095
WI-5001823841
OCTOBER 2014 | ACTION PUBLICATIONS
Steven Millin, AAMS 68 N. Main Street Fond du Lac, WI 54935 (920) 923-0970 800-743-2996
Adam VandeSlunt, AAMS 1005 W. Main St Waupun, WI 53963 (920) 324-2530 888-324-2535
Doug Shireman, AAMS 885 Western Ave. Suite 300B Fond du Lac, WI 54935 (920) 923-4401 888-923-4667
Jeff Wills 928 S. Main St Suite 600 Fond Du Lac, WI 54935 (920) 923-1020
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EXPERIENCE | 11
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Consider short-term care in our newly renovated facility. t XXX MVUIFSBOIPNFTGPOEEVMBD PSH WI-5001831972
12 | EXPERIENCE
ACTION PUBLICATIONS | OCTOBER 2014