Ottawa Renovates Spring 2024

RENOVATES Ottawa

Inspiration at your fingertips

What’s your design style?

ARTium: Creating the home you really want

Lagois: Renovator of the Year

Success: Radon is GONE

Specializing in bathrooms and kitchens

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Bathrooms, kitchens or complete renovations, we do it all. You will love our problem-solving skills and our ability to transform your home.

Let’s get started on your renovation.

"From the moment you walk into our showroom you can see that we are passionate about what we do. You won't find this energy and enthusiasm anywhere else."

John Manzo, owner of Tego Design and Installation Centre

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GOHBA Renovators' Council

Message from the Chair

For many, myself included, spring brings with it a renewed sense of energy and optimism. This makes it a great time to channel that positivity into planning your dream home renovation.

Your home is a reflection of your lifestyle, personality, and aspirations, and a well-thoughtout renovation can transform it into a space that truly feels like your own.

This season I encourage you to embrace the planning phase of your home improvement project. Take advantage of the remaining indoor weather to explore design inspirations, gather ideas, and collaborate with RenoMark® professionals who can bring your vision to life.

Visualize color palettes, experiment with layout possibilities, and consider innovative features that will enhance both the aesthetic and functionality of your living space. The planning stage is where dreams take shape, and the more time you invest now, the more satisfying and seamless your renovation journey will be.

By getting a head start on the planning phase, you also position yourself to start construction before the crowd. This strategic timeline will help you take advantage of the summer season, when you’ll be spending most of your time outdoors anyway. Enjoy barbecued meals, cottage weekends, and summer plans while your home undergoes its transformation. Then enjoy the fruits of your labour as you return to the hustle and bustle of fall in your newly renovated home.

Remember, the journey of a successful renovation begins with thoughtful planning. And the Renovators’ Council at the GOHBA is here to support you every step of the way, connecting you with experienced RenoMark® professionals, offering valuable resources, and fostering a community of likeminded companies who share a passion for creating beautiful homes for their clients.

Spring into action today and let the anticipation of your dream renovation fill your home with excitement. Your vision awaits – start planning, start creating, and soon enough, you’ll be enjoying the transformation of your living space into a place that truly feels like home.

Wishing you a season of inspiration and success on your renovation goals!

Ottawa RENOVATES

is produced in conjunction with the Greater Ottawa Home Builders’ Association (GOHBA) Renovators’ Council.

Published by 2446769 Ontario Inc.

Publisher: Paul Scissons

Editor: Francie Healy

healy.francie@gmail.com

Design: Francie Healy

Sales: Paul Scissons 613-818-0106

paulscissons@gmail.com

Printing: Dollco Print Solutions

ottawarenovates.com

Spring 2024

Time flies when you're having fun. It seems hard to believe, but this year Ottawa Renovates celebrates its 15th anniversary. The magazine began in 2009 with full endorsement by the Greater Ottawa Home Builders Association.

We're not the only ones celebrating an anniversary, however. See page 12 for some other happy celebrants.

Lindsay Haley is Chair of the GOHBA Renovators' Council and the Director of Construction at Amsted Design Build..

Lindsay Haley

Don't gamble with your home

Why you need a RenoMark® renovator

By Patrick Langston All Things Home

You’ve met with a renovator. The price is right. The person seems honest. Maybe you’ve been offered a cash-only deal, saving you that onerous GST.

It’s true the renovator isn’t a member of RenoMark®, but does that mean your project will be a disaster? Maybe not. You might get lucky. But luck can turn on a dime, leaving you with a mess and a yawning hole in your bank account. Why take that kind of chance with your home?

How will sticking with a RenoMark® member protect you from a botched reno and wasted money?

Established in 2001, RenoMark® is a national program that

identifies professional contractors who have signed a code of conduct that protects the homeowner.

The program is delivered in partnership with both national and local home builders’ associations, including the Greater Ottawa Home Builders’ Association (GOHBA).

Continued next page

Membership in the program means the renovator has gone through a verification system, says Lindsay Haley, chair of GOHBA’s Renovators’ Council and director of construction at Amsted Design-Build, which has been a RenoMark® member since the program launched.

“It ensures the renovator has all the proper business licences, insurance, certifications of education. There are a number of things in the verification program that help a homeowner understand they’re hiring a qualified contractor or renovator.”

RenoMark® members sign a code of conduct that includes providing a two-year warranty on work, carrying at least $2 million in liability insurance and a promise to return homeowners’ calls within two days.

Just as importantly, hiring a qualified renovator means permits will be obtained and there will be compliance with the building code. Those are crucial assurances in an industry that has its share of wild-west operators and no end of stories about shoddy

workmanship, unfinished projects and outright fraud.

RenoMark® members must also provide a written contract with a clear scope of work so both the homeowner and the renovator understand what is expected and what the project will cost. Without that written contract, it’s your word against the renovator’s if the project goes south and you decide to prosecute.

The RenoMark® code of conduct also requires members to maintain a safe and organized work site (this is, after all, your home).

Haley sums it up this way: “These are renovators who care about quality, who stand above the rest, who don’t mind paying taxes and don’t want to be part of an underground industry.”

Patrick Langston is the co-founder of All Things Home Inc. (allthingshome.ca) and a veteran journalist. He has written widely about the Ottawa housing industry since 2008.

Tips if you have a reno in mind

By Patrick Langston, All Things Home

• Visit gohba.ca for a directory of local RenoMark® members (also on pages 34 to 37 in this issue) and a five-step guide to successful renovations.

• The guide — a must-read even for homeowners who have renovated before — includes advice on everything from establishing project priorities to deciding whether contractors will have access to your bathroom.

• Interview at least three renovators. You’ll find a helpful interview checklist and suggested questions in the renovation section of the Canadian Home Builders’ Association’s website (chba.ca).

• Request references and then check them out. Ask about their overall experience, including the quality of work, whether the project was on time and if the renovator stuck to the budget. Ask: Was this a happy client?

What is RenoMark®?

RenoMark® immediately differentiates between the amateurs and professionals. RenoMark® renovators must pay a fee to join. They pledge to call you back quickly, to stay in touch, to be courteous, to enforce strict workplace safety. They must carry $2 million liability insurance.

They must also:

• Give you a detailed written contract for all jobs, big or small

• Provide a minimum two-year warranty on all work except minor repair

• Carry the proper licenses and permits

• Keep their worksite organized and safe

• In the Ottawa area, be a member in good standing of the Greater Ottawa Home Builders’ Association (GOHBA) and abide by the GOHBA Code of Ethics

• Stay current, through consistent and continuing education, in their professional knowledge of building codes, permit procedures and technical skills.

Photo

25 years of creating

It’s a good way to celebrate a 25th anniversary: with two highly successful ventures merged into one.

ARTium Design-Build began as Just Basements, a company that transformed plain below-ground spaces into wonderful new areas: home theatre, spa, office, family room, bar, fitness centre, wine cellar, bedroom or anything else owner Norm Lecuyer’s clients wanted.

Soon his clients started to ask about renovations upstairs as well. So Just Basements began to create bathrooms, kitchens and other main-floor renovations. Customers loved the transformations. They told their neighbours. Word got around. “And we began to come out of the basement”, Norm says.

Ultimately this led to the creation of ARTium Design-Build, two great companies under one roof.

“We give people the space they want to

Artfully Designed, Exceptionally Crafted

live in that makes them feel happy and comfortable throughout their entire lives,” says Norm.

In 25 years Norm has seen changes in people, family, and society. Families’ needs are different. They want spaces where they can live in place or have playrooms for grandchildren or bedrooms for grown up kids to sleep over.

He remembers when people wanted family rooms but they were smaller and didn’t connect to the kitchen. Or bathrooms with monster soaker tubs and jacuzzis.

He has watched clients get older, their children grow up, and now they’re into second or third renovations.

“That’s what you get from being in this business for so long,” he says. “You get to watch the changes, and it impacts what you do.”

He adds in these times of limited real estate opportunities, people are buying houses just to get their hands on something.

“But it’s not necessarily their dream home.

ARTium: Skilled in the arts. The masters.

the home you really want

They simply have no choice.”

Some people did buy their dream home –25 years ago. But it’s not their dream home anymore. It has gone through kids, dogs, cats – life. And living can take its toll. The house is starting to show wear and tear; it needs repair in places.

“Now’s the time to put it back to where they would love it to be,” says Norm, “where they can enjoy it potentially for the remainder of their lives. We make it their dream home. We create the home they really want.”

He has received several requests for renovations that allow people to live in place –beautifully.

“This takes good design, good planning, thinking things through, modernizing,” explains Norm, “so the home is future-proof. All the ways of living in our homes have evolved.”

What makes Artium/Just Basements such a success? Norm says it comes down to the team you hire.

“It can be tricky to find the right people with the same attitude and passion you have,” he explains. But he has found them. Artium/ Just Basements has 17 people on staff including three in-house designers and three construction crews.

The other measure of success is the way homeowners experience their renovation.

“These are valuable spaces,” Norm says. “They’re part of people’s lives, and they must be something special, so we do everything to create a great experience and a great product.”

Sometimes you start with a blank slate. Sometimes you just need to update.

Either way, ARTium Design Build brings your renovation vision to beautiful, artistic, reality –upstairs and down.

A time for reflection and celebration

The years go by, one after another. You learn, you struggle, you have your ups, downs and triumphs. And then, before you know it, you’ve reached a milestone. Fifteen years. Twenty-five. Thirty-five. Forty. And that’s when you stop and reflect about how you got here. You think of all the people you’ve met, your team, your people, your tribe. You couldn’t have done it without each other. And you celebrate!

There are some big anniversaries happening in our world of Ottawa Renovates this year.

Ottawa Renovates itself celebrates 15 years. The magazine began in 2009 with full endorsement by the Greater Ottawa Home Builders Association. We’ve supported the renovation industry as RenoMark® has marched forward year after year with integrity, creativity and innovation. Many of our first advertisers are still with us, and we consider them our friends.

Artium Design Build and Just Basements, now 25 years old, has watched the changes in the way people want to live in their homes. They understand homeowners, the market, the trends, and they renovate to the future as well as today – from the bottom up and beyond. We hope you enjoy their special 25th year celebration section in this issue.

Lagois Design•Build•Renovate has a special celebration, not just because it’s their 40th but because they hit two gigantic milestones at the same time: they were awarded Renovator of the Year by the Greater Ottawa Home Builders Association, and they created the very first Net Zero ready renovation in Ottawa. See the eight-page supplement, this issue, about their big anniversary and accomplishments.

Radon watch part 3

Radon is GONE

By Paul Scissons publisher, ottawa renovates

It started more than five years ago.

Awareness of Radon was being promoted by Health Canada’s Take Action on Radon.

So I did a little research. Sure enough, it turns out we live in one of the highest radon zones in the world.

I knew I should do something about it. But, like most people, I added the “something” to my list of “someday” projects with no real sense of urgency. Still, I was curious, if not yet alarmed.

And then an Ottawa Renovates client shared a personal story with us (available online at ottawarenovates.com: “An invisible killer”). The story had tragic consequences. Now I was on true alert and the worry about radon was much higher on my list.

When we were publishing "An invisible killer”, I was introduced to Rob Mahoney of Radon Works. We met for coffee. It was good

to be educated by a professional.

After that conversation I was convinced. I needed to find out if my four year old home had any issues with radon (available online at ottawarenovates.com, "Some day might be now").

Taking Rob’s advice, I initiated what I called my mad scientist phase of collecting information and performing tests for a year. The results were interesting.

Yes, I had radon (available online at ottawarenovates.com, "Some day is today").

I am pleased to report that the results were 15 Bqm. My home is safe.

My home’s radon levels were 525 Becqguerels (Bqm), well in excess of the 200 Bqm recommended by Health Canada.

Next I had Radon Works, a certified CARST company, install a remediation system.

And now I have the results from a round of tests that confirm the effectiveness of the remediation system.

I have to extend a word of gratitude to Rob Mahoney of Radon Works for his patience and professionalism. Everything he told me was true and my expectations have been more than exceeded. He has my 5-star recommendation. Thanks, Rob.

Now, off to my next adventure.

I’ll give you a hint: It’s about heat pumps.

Radon and you

These are some of the professionals who will inform and guide you.

Canadian Association of Radon Scientists and Technologists (CARST) is an authoritative voice on radon information in Canada. They provide resources about radon and opportunities to learn more about radon research. Visit

RadonWorks also dedicated to promoting testing and awareness. A Radon Works installation varies from home to home, but they guarantee that they significantly reduce a home’s radon gas levels. Visit radonworks.com

Tarion (formerly known as the Ontario New

Home Warranty Program) protects new home buyers by making sure they receive the statutory warranty coverage to which they

is a national initiative provides resources on radon for homeowners, health is responsible for helping Canadians maintain and improve their health. It offers substantial information about radon, including technical information and action guides. Visit canada.ca/health-canada.

Ottawa’s Renovation Specialists

• 40th Anniversary

• Talent & Partners

• Lagois Portfolio

• First Net-Zero Ready Reno

Lagois wins Renovator of the Year

It was a superb celebration of creativity, innovation, design, craftsmanship, and deep values when Lagois Design•Build•Renovate was named Renovator of the Year by the Greater Ottawa Home Builders’ Association.

President Jacob Kirst said the whole team felt immense pride. Founder Herb Lagois added the award sets Lagois apart in design, selections and craftsmanship that homeowners trust.

Besides being Renovator of the Year,

Renovator of the Year

Continued from page L-1

Lagois celebrates another milestone with the creation of Ottawa’s first Net Zero Ready renovation.

To be recognized within our industry for our excellence means affirmation that we have been focused on the right things.”

– Jacob Kirst

These exciting events beautifully coincide with the company’s 40th anniversary in business.

Lagois Design• Build•Renovate has been helping homeowners in the Ottawa and surrounding area for 40 years transform their spaces into spaces for living.

The company believes that a successful

renovation or custom home project is not just measured by the end result, but by the experience and journey which you take together to get you there.

Lagois processes and systems have been put in place, tried and tested. They assure every homeowner gets the experience they deserve while having the knowledge to make informed decisions.

“We put our clients’ needs first,” Jacob says, “providing solutions for both today and tomorrow: solutions that are durable, innovative, and sensitive to the environment. We uphold our promise in writing to deliver on time and on budget to our clients.”

Congratulations to Lagois Design•Build•Renovate, Renovator of the Year, on your 40th anniversary!

Ottawa’s first Net Zero Ready renovation: Lagois modernized a 1950s home using the wonder of natural light and space. It was designed so the homeowners can enjoy it safely, accessibly and comfortably well into the future. See “No Stone Unturned”, Portfolio at lagois.com/work.

Celebration and Transition

President Jacob Kirst continues the Lagois legacy of more than four decades as one of Ottawa’s most successful design-build companies. He expresses deep appreciation and respect for the company’s core values, integrity, methodologies and mission.

“We have a team of world class professionals,” Jacob says. He believes keeping the company at a small size is the answer to good teamwork and excellent relationships with clients. He explains: “We share a common goal. We’re unified in our commitment to accomplishing our clients’ vision, and we’re proud of being leaders within our community and industry alike.

“From the moment clients walk through the door, they’re treated with respect, listened to, and understood. We make sure they have the tools and advice they need to make informed decisions for both today and their future. Our team takes

40th Anniversary

the time to truly get to know our clients, to understand their vision for their home renovation. This level of personalized service ensures that every client feels valued and involved throughout the entire renovation process.”

Jacob adds: “I often hear homeowners share with us how we helped improve their families’ lives.”

He’s constantly in search of innovative ways to improve the client experience.

After 40 years, Founder Herb Lagois says that because of well-developed systems and processes, there is a solid foundation for Jacob to continue with measured growth.

Continued on page L6

Talent & Partners

In this together

Norenovation company is an island. It takes a team to create beautiful and functional spaces that not only endure but respect the planet.

Lagois celebrates its own team of skilled and talented professionals: besides President Jacob Kirst and Founder Herb Lagois, the team includes Project Development Manager, Sophie Villeneuve; Project Development Coordinator, Greg Fabris; Lead Designer, Jeff Hurdis; Production Manager, Darren Vander Meer; Office Manager, Brenda Salmon; Bookkeeper, Kelly Goodenough; Site Supervisors, Tom Felts and Gordon Shaw; Lead Craftsman, Jason Simons; and Architectural Technologist, Ruby Rose.

Added to all this talent is a community of longtime trade partners.

These are Ottawa and area companies who have the utmost in integrity, technology, innovative products, and green practices.

They work closely and collaboratively with Lagois, making significant contributions to so many remarkable designs and renovations.

Each year Lagois honours these superb partners with a Trades Breakfast and a series of awards for excellence. It’s a way of expressing gratitude for beautiful services and longtime associations.

Some local businesses are also sponsors and contributors to the event. It’s a “family” affair of support and appreciation.

Right up to the last final details of every project, it’s this combination of skills, trust, and talent that contribute to the award of Renovator of the Year and 40 years of solid reputation.

40th Anniversary

(continued from page L3)

What will the next four decades look like?

“Lagois will continue to build upon our core methodologies, beliefs and delivery. We have a vision of creating spaces that are aesthetically inspiring, highly functional, innovative, sensitive to the environment, and that finish on time and on budget,” Jacob says. “We remain unwavering in our commitment to ensure the client experience remains at the forefront, educating both our clients and community alike.”

Creating a better world

With motorcycle rides, golf tournaments, and pro bono professional work, Lagois supports Rural Ottawa South Support Services (ROSSS), Ronald McDonald House, and numerous children’s charities including The Snowsuit Fund, local schools and youth associations.

Jacob Kirst

Herb Lagois

Ottawa’s First Net-Zero Ready Renovation

After living in their home for decades, an Ottawa couple wanted their home to be Net-Zero.

It was this home, renovated by Lagois Design•Build•Renovate, that became the first Net-Zero Ready renovation in the City of Ottawa.

Net-Zero Ready means a home is one step away from producing as much clean energy as it consumes.

The Lagois process ties in well with Net Zero renovations because it approaches every project holistically, looking at energy savings, comfort, and health. This means you can make informed decisions to accomplish your goals today; but, equally important, facilitate renovation success in the future.

Lagois believes in educating you about a green renovation or learning about your Net Zero options and the benefits to your family and the environment.

A Lagois Net Zero-Ready Renovation is one of the great aspects of the Lagois difference. It’s comfortable, quiet, durable, and absolutely adaptive to your lifestyle.

What's Your Design Style?

by Carley Mulligan Designer with ARTium Design Build Inc. & Just Basements

EContemporary

A contemporary design style is fluid and often extracts from other styles such modern, minimalist, and rustic. Key principles of this style include craftsmanship, open concept floor plans, simplicity, and open space.

This style favours open spaces, which highlight simplicity, lines, and lighting. Bold prints and colours are avoided with this design style and embrace clean and round lines with an attention to detail.

Industrial

Industrial style, or urban style, is inspired by the look of warehouses, factories, and other industrial spaces. It includes strippeddown architectural details such as exposed bricks, exposed beams, or building systems. Materials used in this style include wood, leather, iron, and concrete. Millwork, furniture pieces, or décor items are often repurposed or created using recycled materials. An openconcept layout is typical and there is a neutral colour palette paired with natural textiles.

veryone’s tastes are different, especially when it comes to interior design. Here's a list of timeless classics to help you narrow your search for the perfect space. Continued next page

Your design style, continued

Minimalist

Minimalist style is all about less is more. It strives to highlight uncomplicated forms, clean lines, and simple finishes. It is usually seen with an open concept layout and employs pure geometric forms with little to no ornamentation. Basic furniture and finishes are used to achieve the clean, unified look. A neutral colour palette is most used in this type of style.

Modern

This design style is often confused with contemporary design. Like contemporary, modern design relies on clean lines with no ornamentation or dramatic elements. Natural materials and a neutral palette of whites, beiges, and some shades of black will be used to create a seamless modern look, much like contemporary designs. An open concept layout, using as few walls as possible, is defining for a modern design. Furniture is used to provide visual distinctions between spaces (for example, dining and living room).

Rustic

Rustic is a term that describes everything from farmhouse design to a Tuscan-style estate. This is quite a large range, so how do you know when you’ve achieved a truly rustic look?

A basic definition for rustic is a design that is natural, rough, aged, and casual. Natural materials are the forefront of rustic design, including wood, stone, and fabrics like burlap and canvas. Raw materials are common, and materials are used in their most natural form. Lighting is chosen to match the natural and reject modernity. Handmade, simple, oversized furniture pieces are used to emphasize materiality and embrace a comfortable feeling. Furniture is often made from raw logs, boards, or stone. The colour palette maintains the themes of nature with greens, browns, and grays being most common.

Traditional

Traditional design is the opposite of modern and contemporary design styles. It embraces small details like crown moulding, wall panelling, and columns. It is inspired by the 18th and 19th centuries, incorporating classic art, antiques, and pieces with history. Consistency is key with a traditional design, but it is never boring. Rooms are often centered around a focal point like a fireplace, large art piece or staircase.

Transitional

Transitional style is the combination of traditional and modern. It usually features curved furnishings with straight-lined, lacquered finishes. Transitional spaces rely on soothing neutral hues to evoke a clean, serene atmosphere. The textures are usually wood, glass, lacquer, rattan, fabric, steel, and metal.

There’s a design style for every preference. Have fun finding yours!

Happy home, happy kids

By Francie Healy

Kids change. They change fast, in the blink of an eye, it seems. So it might be easy to overlook their important place in renovation design and planning. Childhood experts say a child’s environment has a significant impact on their development.

If you’re a parent, or grandparent or have a special child in your life, before you start thinking about renovation, here are some things to consider.

Air quality It’s critical for everyone, of course, but even more so for vulnerable developing brains and bodies. Children breathe faster than adults and because they’re usually active, they inhale more “bad stuff” more quickly at a time when their lungs are still not fully developed. There seems to be growing evidence that poor air quality can contribute to children’s cognitive impairment. It means paying strict attention to harmful household substances (see Roy Nandram’s "Green" column, page 30). Also important to everyone’s health, particularly children, is the potential

for radon gas (see Paul Scissons’ article about how he solved his radon problem, page 14).

Zero energy. Some day all new homes will be built to produce more energy than they consume. (See Herb Lagois’ column "The Last Word" about the impact of a net-zero renovation, page 38.) A Net Zero home keeps out, dilutes and filters pollutants through a sophisticated ventilation system. It’s a huge factor in everyone’s health, but especially children or people who are physically frail.

Noise. Young children’s learning can be impacted by the noise around them – not just the outside noise of traffic. The indoor sounds of appliances, conversations, devices, and pets can be a distraction during homework time. Educators and psychologists often advise a quiet space where children can just listen to the silence sometimes in comfortable surroundings. Renovation can create a beautiful calm and quiet environment with the choice of technologically advanced windows, insulation, and flooring.

– renovating for children

Openness and light. Children tend to thrive when they have space, not just physically but visually. A renovation design that features good integration between indoors and outdoors, with lots of natural light from big windows and skylights, can have a significant impact on mood and behaviour.

Colour. Children respond to colour possibly even more than adults do. Colour is a mental stimulant or depressant, depending on what you choose. Parents sometimes say colour can cause their kids to become either hyperactive or bored, so the palette of your kid-friendly home is important. A good designer will help you pick out shades that create good emotions, brighter brains, and a happy place for learning and growing.

Storage A place for everything, and everything in its place is not only great stress relief for anyone who lives with children. It’s a gift for kids, too, when they can organize their own toys, creative materials, books, clothes, and collections. Good storage allows you to teach them about taking care of their

things, about tidiness, and about respect for the household. But it can also be a comfort to them when they know where to find all their important “stuff”. It aids in learning, too, when their “tools” are readily available. Good renovation design and planning can incorporate beautiful storage solutions of your dreams at any age or stage.

Durability. Kids can be hard on a house. There are so many finishes and materials to choose for floors, walls, bathrooms, kitchens, basements, laundry rooms, mud rooms and playrooms that it’s overwhelming for most people. Don’t even try to do this alone. Let your professional designer guide you.

Renovating with children in mind can mean a playroom, bedroom or quiet room of one’s own. But it can also mean a house where a child can have tea parties, build a tower, create a masterpiece, get lost in a novel, or listen to music…all in a healthy environment that promotes comfort, learning, good behaviour and positive development. And that makes everyone happy.

AGREEN Renovation

by Roy Nandram

Pollution happens indoors, too

s many have transitioned to remote work and shared living arrangements, the quality of our indoor environment has surged to the forefront of our concerns.

Environment and Climate Change Canada (ECCC) underscores this shift, emphasizing that Canadians spend about 90 per cent of their time indoors. It highlights the pressing need to grasp how indoor air quality profoundly affects our health.

Climate change contributes to heightened allergens and extreme weather, amplifying the infiltration of outdoor pollutants, such as pollen, into our living spaces. Implementing robust indoor filtration and ventilation mechanisms becomes crucial to safeguarding our health.

Currently, typical households harbor more than 60 harmful biological and non-biological substances. These stem from everyday items such as cleaning products, furniture, and even routine activities like cooking or smoking. Added to these are external elements like pollen, mold, pet dander, and various microbes.

Let’s delve into different types of indoor pollutants and explore ways to enhance air quality.

Tobacco Smoke: Its harmful chemicals significantly degrade indoor air. Make your home a smoke-free zone for cleaner air and better health.

Heating Sources: Stoves, fireplaces, furnaces, and water heaters emit various pollutants. Regular inspection and installing carbon monoxide alarms are vital safety measures.

Cooking: Cooking can introduce pollutants and increase humidity levels. Using a high-powered range hood reduces these effects significantly.

Cleaning: Household cleaning and laundry emit particles and raise humidity. Opt for lowemission products, ensure proper venting, and maintain cleanliness to improve air quality.

Renovations: Gases released during renovations contribute to indoor pollution. Adequate ventilation and open windows are crucial during these activities.

Additionally, adopting effective strategies can further enhance indoor air quality.

Ventilation: Installing a heat recovery ventilator (HRV) or energy recovery ventilator (ERV) can improve air circulation without excessive energy consumption, ensuring a uniform temperature and fresher air. Constantly running your furnace fan will cost slightly more energy, but it is worth the advantage of improved indoor air quality and thermal comfort. Additionally, installing a new air filter in your HVAC equipment will help flush out contaminants in the air.

Air Purifiers: Devices with HEPA filters effectively remove airborne particles, aiding those with respiratory issues.

Humidity Control: Maintaining humidity levels between 30% to 50% prevents mold and dust mite growth. Dehumidifiers can help in damp climates.

Low-VOC Products: Opt for products with low volatile organic compounds (VOCs) to minimize indoor pollution. VOCs are chemicals found in everyday products which have the potential to change into the gas phase and contaminate indoor air (off-gassing). VOCs can be found in many household products such as paints, vinyl, adhesives, cleaning products, computers, and more.

Chemical Storage: Properly store chemicals in well-ventilated areas and dispose of them responsibly.

Radon Testing: Test for radon, a silent threat, especially in closed spaces like basements. To get the most accurate results it is best to test in the winter when the windows and doors are closed.

Radon gas migrates from the soil into the basement of homes and is considered to be a serious risk to the building’s occupants. The only way to measure radon levels is through radon testing.

Indoor Plants: Indoor plants enhance both the aesthetic appeal and health of your home. Strategically placing these indoor plants not only adds beauty to your living spaces but also promotes a healthier and cleaner indoor environment.

External elements in your home, such as pet dander, can affect the quality of the air you breathe in your home.

Improving indoor air quality isn’t just about comfort—it’s about creating a healthier environment for ourselves. By curbing indoor pollutants and enhancing ventilation, we pave the way for healthier living and a more sustainable future.

What affects the mortgage rate?

By Richard Kluska with Courtney Anderson

As professional Wealth managers, we have witnessed a massive move with interest rates that have affected Canadians in multiple ways. There has been a significant impact of inflation, including housing costs. In this article we focus on mortgage interest costs and the potential trend in future interest rates.

Conventional thought is that interest rates will move down in 2024. The reality is that the speed and amount of interest rate declines are far from certain. We believe that rates will never decline to recent lows, outside of a major financial downturn.

I interviewed business owner Courtney Anderson to provide some insight.

Many Canadians are facing a challenging time with higher renewal rates. What advice do you have for clients?

My advice would be to get a professional working with you. Not all mortgages are created equal. At renewal time there is often a fair amount of flexibility – most mortgages can be moved to another

lender who will often offer better rates. The customer has the option of the Fixed Rate Mortgage or the Adjustable/Variable Rate Mortgage. Not all banks work off the same Mortgage Prime Rate. With a good mortgage broker in your corner, Adjustable Rate Mortgages are available for as low as Prime -1.0%. Many banks are still at their Prime Mortgage Prime -0.60%. There can be as much as 0.75% difference.

After seeing interest rates increase for several months the general consensus by economists and the Bank of Canada is that interest rates will come down. The question is when.

Give some insight about how mortgage rates are set. We hear the Bank of Canada has held their overnight rate, yet mortgage rates are changing. There is a combination of factors that impact pricing with the largest factor being the duration of the locked interest rate. For example, the 5-year fixed rate mortgage is tied very closely to the 5-year Government of Canada Bond. Therefore the Adjustable/Variable Rate Mortgages are based on the Bank of Canada’s posted overnight rate or the posted Prime Rate.

Fixed Rate (3-year or 5-year) mortgages are based on the underlying bond rate. As a result we can see Fixed Rate Mortgages move when the Adjustable/Variable Rate Mortgage products do not. We are seeing many clients taking 5-year Adjustable/Variable Rate Mortgages with the plan to lock into a lower Fixed Rate Mortgage in the second half of 2024 or early in 2025.

What about business owners?

Many have challenges qualifying for mortgages and can be forced to pay additional income tax just to qualify. This is a real gap that has existed in the Canadian mortgage market. The mortgage broker channel has now come to realize this and offered “stated income” criteria for qualifying. This is different from traditional bank lending which is based on taxable T4 income only. Although each lender’s criteria is a bit different, the good news is that there are more choices. Business owners are able to qualify for mortgages WITHOUT having to take more money out of their company. Experienced mortgage brokers have have developed a number of ways to provide a tax efficient solution for business owners and help their children to afford a home.

Many of us worry about the next generation. How will they ever afford to buy their own home?

It is not easy, but with careful planning, home ownership for the next generation can be a reality. You need to start early and take advantage of the multiple government programs available. In 2023, the First Home Savings Account was created which added to the first time homebuyers’ RSP program and Tax Free

Savings Accounts. Be sure to investigate this to ensure you are taking advantage of every opportunity.

It is important to know what affects the mortgage rate so the right decision can be made.

As a financial advisor we note that nondeductible debt is very costly. Therefore spending the time to understand the mortgage market with the right professionals can save you thousands of dollars over time.

A sound financial plan with access to financial solutions and products ensures continued success for Canadian investors and homeowners.

Richard Kluska, CIM® is CEO, Director of Family Office, IP Private Wealth.

For more information:

www.ipprivatewealth.com

Financial planning services are provided through IP Financial Planning Inc. Investment Management services are provided through IP Investment Counsel Inc., a Portfolio Manager and Exempt Market Dealer registered in the provinces of Ontario, Quebec, British Columbia and Alberta.

The information and guidance provided herein is for general information purposes and may not be applicable to the reader or, in their circumstances.

Adcor Construction & Sons

Shane Adsett 613-422-2128

info@adcorconstruction.com www.adcorconstruction.com

Amsted Design-Build

Steve Barkhouse 613-836-7434 info@amsted.ca www.amsted.ca

Artium Design Build Inc.

Norm Lecuyer 613-836-0306 info@artiumdesignbuild.com www.artiumdesignbuild.com

Astro Design Centre

Brigette Aguilar 613-749-1902 marketing@astrodesigncentre.com www.astrodesigncentre.com

The RenoMark® Directory

Your search for a professional renovator starts here.

*List

Belfor Property Restoration

Shane Nichol 613-226-3112 shane.nichol@ca.belfor.com www.belfor.com

Benckhuysen Homes & Renovations

Eric Benckhuysen 613-826-0920 benckhuysen@sympatico.ca www.benckhuysenconstruction.ca

BuildAble

Sean MacGinnis 613-402-5613 sean@buildable.ca www.buildable.ca

Cada Construction Inc. Clark Cada 613-729-1073 clark@cadacon.ca www.cadacon.ca

Carleton Kitchen & Bath (CKC Group Ltd)

Brent Young 613-253-0080 info@renoenvy.ca www.renoenvy.ca

Comfort Insulation

Linda Robinson 613-226-9912 lrobinson@comfortinsulation.com www.comfortinsulation.com

Copperstone Kitchens

Mark Wardrop 613-288-1449 mark@copperstonekitchens.ca www.copperstonekitchens.ca

Crossford Construction Ltd

Lindsay Nicol 613-729-5004 lindsay@crossford.ca www.crossford.ca

Denys Builds Designs

Paul Denys 613-236-6516 paul@denys.ca www.denys.ca

Deslaurier Custom Cabinets Inc.

Megan Van Rijt 613-596-5155 x235 mvanrijt@deslaurier.ca www.deslaurier.ca

DG Renovations

Denis Groulx 613 698-0618 info@dg-renovations.com www.dg-renovations.com

Distinctive Bathrooms & Kitchens

Francis Butler 613-834-1796 www.dbkottawa.com

Engel Construction Inc.

Rex Engel

613-729-6730

engelconstruction@rogers.com

Fine Spaces Construction Inc.

Brian Drury

613-978-3463

info@finespaces.ca www.finespaces.ca

Fireplace Center & Patio Shop

Andy Cotnam

(613) 728-7037

andycotnam@fireplacecenter.com www.fireplacecenter.com

Gabro Contracting Inc

Don Scott

(613) 491-1302

gabrocontracting@gmail.com www.gabrocontracting.com

Gladwin Building Services Inc.

David Gladwin

613-592-8822

info@gladwinbuildingservices.com www.gladwinbuildingservices.com

Sponsored by Ottawa Renovates

Haslett Construction Inc.

Robert Haslett

613-729-3110

rob@haslettconstruction.com www.haslettconstruction.com

HD&P

Jacques Hamel

613-232-9081 jacques@hdandp.ca www.hdandp.ca

Just Basements

Norm Lecuyer

613-836-0306

info@justbasementsottawa.ca www.justbasementsottawa.ca

Kaner Contracting Inc.

Kane Wachter

613-857-0727

kane@kanercontracting.com www.kanercontracting.ca

Lagois Design–Build–Renovate

Jacob Kirst

613-489-2345 info@lagois.com www.lagois.com

Laurysen Kitchens Ltd

Corey Laurysen

613-836-5353

hwallin@laurysenkitchens.com www.laurysenkitchens.com

Level UP

Consult-Design-Build

Trent Doherty

613-561-6199

trent@LevelUpmyhome.ca www.levelUPmyhome.ca

Logs End Flooring

Rob Black

613-831-9333

rob@logsend.com www.logsend.com

Magnolia Construction Design-Build

Joey Peloso

613-617-5157

info@magnoliaconstruction.ca www.magnoliaconstruction.ca

Manotick Windows & Doors

Robert Milne

613-692-0623

bob@manotickwindows.com www.manotickwindows.com

MBHE Inc.

Matthieu Bazinet

(613) 295-1803

matthieu.bazinet@mbhe.ca

Millenium Roofing Inc.

Earl & Kristina Brazeau

613-692-6886

ebrazeau2824@rogers.com www.milleniumroofingottawa.com

Morgan Quality Homes

Jacob Morgan

613-797-3413

jacob@morganqualityhomes.com

www.morganqualityhomes.com

MR Kitchens Ltd

Guy Bianchi

613-443-3399

guy.bianchi@mrkitchens.ca www.mrkitchens.ca

Mr. Foundation Inc.

Paul Bertrand

613-746-7300

paul.bertrand@mrfoundation.com www.mrfoundation.com

Murdock Construction

Thomas Murdock

613-262-3024

thomas@murdockconstruction.ca www.murdockconstruct.com

Oak Ridge Construction Ltd

Mike Dion

613-274-2625

oakridgeconstruction@gmail.com www.oakridgeconstruction.ca

OakWood

Patricia Liptak-Satov 613-236-8001

info@oakwood.ca www.oakwood.ca

The RenoMark® Directory

Your search for a professional renovator starts here.

*List provided by GOHBA and subject to change

Ottawa General Contractors

Moe Abbas 613-225-9991

info@ottawageneralcontractors.com www.ottawageneralcontractors.com

Prospect Builders Ltd

Jeff Palmer

613-838-2440 jpalmer@prospectbuilders.ca www.prospectbuilders.ca

Pure Reno Inc.

Peppi LaRiccia

613-851-0907 info@purereno.com www.purereno.com

Reno Plus

Kamyar Rezazadeh 613-263-8856 info@renoottawa.ca www.renoottawa.ca

Reval Construction Inc.

Andrei Katchmar 614-422-7272

Andrei@Reval.ca www.reval.ca

Revelstoke Custom Homes & Renovations

Claudio Falsetto 613-234-5571 service@myrevelstokehome.com www.myrevelstokehome.com

Revision Built

Philip J. Coe 613-867-3098 phil@revisionbuilt.com www.revisionbuilt.com

R&H Construction

Deven Ricard (613) 360-5079 deven@rhconstruction.info

RND Construction Ltd

Roy Nandram

613-523-8598

roy@rndconstruction.ca rndconstruction.ca

Sanchez Homes Inc

Alberto Sanchez 613-851-5872

alberto@sanchezhomes.ca www.sanchezhomes.ca

Sandy Hill Construction Ltd

Nathan Gurnham

613-832-1717 office@sandyhill.ca www.sandyhill.ca

Singhko Design

Build Remodel

Gary Singh

613-225-2777 info@singhko.com www.singhko.com

SkilBilt Construction Inc.

Benjamin Borg

613-218-0840

Info@skilbilt.ca www.skilbilt.ca

Spectrum Kitchen & Bath Design

Sandra McLaurin

613-521-6966 info@spectrumkitchens.ca www.spectrumkitchens.ca

Sunshine Build and Design

Greg Simpson

613-663-9603 info@ssbd.ca www.ssbd.ca

Sunter Homes Inc.

Adrian Sunter

613-913-9697

info@sunterhomes.com www.sunterhomes.com

Team Harding

David Walton

613-831-2257

dwalton@teamhardingcomfort.com www.teamhardingcomfort.com

Tego Bathroom Design & Renovation Centre

John Manzo

613-521-3318 jmanzo@tego.ca www.tego.ca

The Conscious Builder

Casey Grey 613-693-0914 info@theconsciousbuilder.com www.theconsciousbuilder.com

The Door Company

Jim Flinn

613-821-2130

jflinn@thedoorcompany.ca www.thedoorcompany.ca

The Lake Partnership Inc. Etleva Sakajeva

613-842-5623 esakajeva@tlpi.ca www.tlpi.ca

The Raywal Limited Partnership

Trevor Bellamy

905-889-6243

tbellamy@raywal.com www.raywal.com

RAISING INDUSTRY STANDARDS

We provide client-focused construction and renovation services with an emphasis on superior project management, high quality and reasonable cost.

www.skilbilt.ca

613-218-0840

info@skilbilt.ca

Urbacity Design Build Ltd.

Fred Gariepy

613-899-6985 fred@ucbd.ca www.urbacitydb.ca

Urban Quarry Inc.

Bob Gould

613-738-1567 bob@urbanquarry.ca www.urbanquarry.ca

Vala Home Improvements

Richard Larocque 613-852-7177 richard@valahome.com www.valahome.com

Waidt Developments Ltd.

Dave Turner

613-738-4736 waidt@sympatico.ca www.waidt.ca

Westend Bath and Kitchen

Adam Mallett

613-226-7701 info@westendbk.ca www.westendbk.ca

Ottawa Renovates

Booking for Fall 2024

paulscissons@gmail.com

613-818-0106

The Last Word

by Herb Lagois

Nothing isn't nothing... at all

A big fat zero.

Nada.

Nothing.

But it’s not nothing. In fact, it’s something really big.

Net Zero isn’t just another buzzword. A Net Zero home actually produces as much energy as it consumes.

It’s happening now with new homes. But what about older homes? Is Net Zero possible?

Yes indeed.

But you need people who know exactly how to convert to Net Zero. The skills they have are vast and exacting. As a renovator, it’s my opinion that every renovator needs to be trained in the science of Net Zero.

For a Net Zero renovation, from a building science perspective, every piece of your home needs to be considered. If something is ignored or missed, it can create a worse scenario than before -- such as comfort and indoor air quality issues.

If you’re just considering a smaller renovation like a kitchen, Net Zero-trained RenoMark® renovators can help advise. They can import practices like Built Green where reducing the environmental impact of residential construction is an important practice and ultimately important for all of us.

Having said that, it’s still good practice to think and design holistically. Maybe your kitchen renovation is just the start of your net zero journey. Whole house renovations are the best opportunity for net zero renovations.

Ask your renovator how all stakeholders are involved in the design process: energy advisors, mechanical designers, solar designers, electricians, insulators, and framers, just to name a few. They must understand each other’s roles and how important it is to work together towards the Net Zero goal. That’s because Net Zero CANNOT be an afterthought. It must start at the design phase.

Tip: Demanding credentials is only one part of finding a renovator who is right for you. It’s paramount that you are heard and understood, and that they have the means to bring your project to fruition. Trust requires homework.

Net Zero renovations cost more. But think of this: What if your energy costs become neutral? What if you can feed back to the grid? Imagine the positive environmental impact on future generations!

Products like cold climate heat pumps are becoming more mainstream, so the incremental cost of renovating to net zero is not as overwhelming as might have seemed in the past.

There are many simple environmental things your renovator can accomplish with your renovations – such as carbon neutral (electrification), Built Green techniques, all the way to Net Zero or even better: Net Positive. (If your home produces more energy, it’s known as Net Positive.)

A trained RenoMark® renovator can help advise and guide you and remove the “buzz” from the words Net Zero.

Herb Lagois is the founder of Lagois Design-Build-Renovate.

Getting Spring fever?

A renovation remedy is the cure.

There are ways to cure that winter dreariness you may be feeling and one of them is to do renovations to your home. We can help. Nothing makes a statement more than the masonry and stone products from Merkley. From luxurious accented interior walls to textured landscaping outdoor surfaces, stone and brickwork details can make your home a work of art. Merkley Supply has all the products to help you create a fresh change to an old look. Drop by and see our spectacular showroom or visit us online today!

To view the latest selection in Stone and Masonry products, visit our web site and experience our showroom in virtual 3D format. Contact us for more information or to schedule an appointment.